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Morgan Hamon, co-founder and president of EAG Dental Advisors, returns to the podcast to talk about dentistry financials. As a CPA, Morgan pulls from his experience to talk with Kiera about what it takes to be profitable (beyond revenue and expenses). Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera. And today I am so jazzed. I have one of my absolute favorite guests back on the podcast, Morgan Hamon. He used to be with HDA. They have now upgraded their name to EAG Dental Advisors. Super excited. He's an incredible CPA, does all things dental, loves airplanes. He's been on the podcast so many times. We've had some good chats. Dear friend to me, Morgan, welcome back to the show. How are you?   Morgan Hamon (00:20) Ha ha.   Kiera, I'm doing good. It is so great to be with you and looking forward to our conversation today.   Kiera Dent (00:31) to you and me both. So I have to know since you love airplanes and it's in your background, are you a fan or not a fan of Top Gun? I just need to know.   Morgan Hamon (00:35) Mm-hmm.   You know, I have a soft spot   for that movie because when it came out in 1986, I was 15. And I, you know, I sort of set my sight. That definitely influenced me. said, that's what I want to do. So I went out and did it. And so.   Kiera Dent (00:46) Mmm.   So then how did you like Top Gun Maverick? was the second? Tell me, are you fan?   Morgan Hamon (00:56) That one, the purpose   of that movie was entertainment and it was entertaining, but it was a little, you gotta suspend disbelief a little bit. It was a little nostalgic because that was set in Naval Air Station, Lamar, which is where I was for eight years. So it was pretty cool seeing that and the flying scenes were real. And so they were all filmed out. It's called restricted area 2508, which is where we always used to fly. So it was pretty nostalgic seeing some of the flying scenes back where we used to go fly.   Kiera Dent (01:17) Mm-hmm.   Morgan Hamon (01:26) But technically, there's a little, like any movie, there's a little Hollywood going on there. But it was entertaining.   Kiera Dent (01:26) No.   can't   How cool though that they like made a spot for Iceman with him having throat cancer. I thought that was incredible. Like way to go Tom Hanks. So I know you guys didn't come to the podcast to hear Morgan and I talk about top men, but we're going to segue now because Morgan does all things. We love to talk profit. We love to talk taxes. We love to talk all things nerding out on CPA land, which I have really truly fallen in love with like understanding my numbers. So this is a soft spot for me, but   Morgan Hamon (01:39) Yes   Yep.   Hahaha   Mm-hmm.   Kiera Dent (02:01) Morgan said he won the topic today, which I think is a sexy topic and I cannot wait where he said leadership relates to profitability. And I said, Morgan, sign me up. Here we go. So Morgan, this is our time. This is our topic because I absolutely agree with you that leadership does relate to profitability, but take it away. And then we're to dig into tax savings. We're going to dig into all this stuff and who knows where else we're going to go, but ⁓ it'll be a great one. It always is.   Morgan Hamon (02:16) Mm-hmm.   Yes.   Well, think   this topic has evolved with me a little bit, because we've been doing this 15 years and going now. And so a lot of conversations over the years. And I've always thought about profitability, which let's face it, that's why we own businesses. We don't own businesses to pay tax. We own businesses to make a nice living and have some control over our lives. So you've to have profit, and it's hard owning a business. So if we don't have adequate profit, why bother? ⁓   Our mission has always been to really focus on profit, give our doctors feedback on what that profit is, and diagnose if things are, you know, if there's something that could put more money in their pocket. Now, with my CPA hat on, right, there's two parts of that profit equation. There's the expense side of the equation and the revenue side of the equation. And so for a lot of years, I mean, that's where our focus has been.   But I've recently, last year or two, I've really come to the conclusion, look, there's a third component there, right? And it's not math, I can't point to the P &L. But where this comes from is I get asked all the time about, and it's from the clients either considering a startup or purchasing a practice, and they'll say, okay, Morgan, you got clients all 50 states, like where's the great area? Where should I go where folks are doing well?   Kiera Dent (03:27) Ooh, I can't wait.   Morgan Hamon (03:47) I that question. I get asked, hey, do you have a special report for pediatric dentists? Because I'm going to be pediatric, so I'm going to be making more money kind of thing. Or I'll hear a report. Or I'll get a question that, do you have a report just for your clients in California? Because it's like way different out here. And I say, look, the answer is no. We have one report. In geography and specialty,   I think they may influence profitability, but that's not the deal breaker. We have plenty of clients who are specialists. The struggle, we have plenty of clients, like one of our longest term clients is in Nob Hill, San Francisco. She recently moved across the bay, but it's like the most expensive city on the planet. She killed a 55 % profit margin for like 10 years. So geography isn't, that's not how we connect the dots. I think we connect the dots with leadership.   Kiera Dent (04:33) Yeah.   Mm-hmm.   Morgan Hamon (04:43) You know, we have a lot of clients I've known for a long time. I've been with them along with their journey as I've been on my journey, which has been very rewarding. And I've come to the opinion that if we quantify success for a doctor and let's, and we'll talk a little bit more about this when we get to tax, but you know, is it money? Is it time? Is it all the above? If we look at, who's crossed the finish line? Who has the full deal? ⁓ It's the doctor that runs a tight.   Plain and simple. Like you can tell in me talking with them, I know them real well. You can tell by their numbers. Look, they're an amazing clinician, but they're also an amazing business leader. They know how to inspire their team. Their patients feel comfortable. They lead from the front. They just, they do it all. Those are the doctors that have the high profit margin and the high quality of life. It's not geography. It's not specialty, although that can have an influence.   That's the full package. So it is, yes, revenue, expenses, and how well do you lead your practice, in my opinion.   Kiera Dent (05:50) Morgan, I was so happy when I read that and when we were talking about what to bring on because I see it as well. I tell everybody, I can tell walking into a practice even before I walk into the practice, if I've met the leader of the practice, I usually can tell if this practice will be successful or not, truly based on the leader at the helm. And it's interesting because we did, I recently did this at our summit. So people were there, awesome.   Morgan Hamon (05:52) you   Kiera Dent (06:16) If they weren't, that's okay too. But we actually broke down and me and the consultants, we went through all of our clients. Like we looked at the clients, we looked at past clients, we looked at future clients, we looked at different pieces, what were our best clients, what were our worst clients. And I actually broke down, I'm trying to pull it up here, of like common themes of great practices and like great leadership and common themes of the not so good. And so some of the things I've seen in...   Morgan, I'm super curious to hear like what you'd add to our list. Cause I, you see it from a different perspective than we see it. So on my not so good list, these are the ones that like really they always are floundering is they don't trust their office manager. They're sometimes poor clinicians. Like they need to hire somebody else or get some training for that. ⁓ Poor leaders, they have team turnover constantly. They don't implement strategies. They're highly driven by emotion. They don't look at their numbers or their results.   Morgan Hamon (06:45) Mm-hmm. Mm-hmm.   you   you   Kiera Dent (07:11) They do a lot of CE, but they never like implement. They have lots of coaches, but they don't trust and execute. They're half in on everything. So they're not like solid on anything. They want to pay to fix the problem with no self-realization identification that maybe they are the issue. They have ego fear with no accountability. And there's a lot of blame. Like everybody else is the problem. Are some of the things that I've seen and I don't know, like I know I'm putting you on the spot. didn't, I have my nice list over here, but is there anything else you see of patterns? I'm, you and I can both like,   Morgan Hamon (07:30) Mm-hmm. ⁓   Kiera Dent (07:41) in our Rolodex of humans we know are not so good leaders or the practices who aren't as profitable, are there any other things you've noticed in their leadership that maybe isn't as strong?   Morgan Hamon (07:41) No. Right.   Well, that was a very comprehensive list. Once we're done, I'm going to write all those down because I that's very good. If I were to summarize that, if we talk about leadership, it's really about ownership and engagement. You have to own it. Everything's your problem when you're the owner. There's another podcast I like.   Kiera Dent (07:58) Yeah, of course. I'll happily share. I will happily share. And if you get anything else, share back our way too.   Morgan Hamon (08:20) and it's nothing to do with dental, it's all about leadership. And there's a saying, and it's really stuck with me, and I swear I think about this every day, Kiera, when I think about my business and how do we keep doing a good job, is that if there's a problem in your organization, it's a leadership problem. You can trace it all the way back, go any direction you want, it's going to tie back to a leadership problem.   So, if something is going sideways, it ultimately comes back to your leadership as a business owner. So, maybe the staff, maybe there was a bad patient experience, something went sideways with the patient. Was that staff trained? Maybe they were trained, maybe they were not held accountable. Do you have a bad procedure? Maybe the procedure needs adapted. mean, we think about that all the time, constantly adapting, constantly tweaking, and I think you have to do that in any business. If, like you said,   in your list there if people don't want that accountability, there's always making excuses or they don't want to engage. They say, you know, and maybe they are a good clinician. They say, I'd rather just be in the operatory but my staff's a mess. Kiera, come on in here and whip them into shape and let me know when it's all good. You know, that's not how it works. That's not how it works.   Kiera Dent (09:32) Exactly. No, not   only they're part time. I'm not your manager. I'm not your leader. I'm not your boss.   Morgan Hamon (09:38) Right, or you know   what, I'm going to have an hour meeting with my accountant and that should solve it. Like, no, we're going to come up with some action items and then you need to execute those. So you have to own it. Everything's your problem when you own a business. ⁓ And if you own it and you engage, then I think we're on the right path to not be on that extensive list that you gave, which I just love.   Kiera Dent (10:03) right? Yeah, no, and I love it. And   it just made me actually think of something I heard a financial conference and they said EBITDA equals engagement. And I've thought about that a lot because the more engaged your team is, the more engaged you are, honestly, a lot of higher EBITDA there is, I won't leave our audience hanging. I do have the good list and maybe you can add to this to see. So the ones that I found like, that truly just knock it out of the park, these are our most successful right? I'm like, what is their DNA makeup that makes them this great leader?   Morgan Hamon (10:22) Mm-hmm.   Mm-hmm.   Kiera Dent (10:32) and it's their great implementers. They allow the teams to be free, like within the parameters. So they've got a great team culture. They're great at decision-making. They execute, they're consistent. They roll with the punches. They have long-term teams. They make their decisions based on numbers. They're great visionaries. And they know what they're working towards. They don't get distracted. So there's this laser focus that they have. ⁓ And on here, I would also say that they have massive ownership. And they also are not afraid to have the uncomfortable conversations with their team.   Morgan Hamon (10:52) Mm-hmm.   Thank   Mm-hmm.   Kiera Dent (11:02) So   like they truly do, they're excellent at it. They might not be excellent communicators, but they're excellent at like tidying it up, driving their team for success. Those are some of the things I see, but I'm curious if there's anything else you'd want to add to that list because I think you're right. But I think that's a DNA makeup, right? It's people who are disciplined. If I go into the gym, they probably have like strong work ethic. They are laser focused. It's just like, it's who they are in all the aspects of our life, but I don't think they're necessarily born that way.   Morgan Hamon (11:10) Mm-hmm.   Kiera Dent (11:30) I think a lot of them can be, but I think a lot of them create that over time as well. Like it's an evolution of them, not necessarily like, if I'm just born a great leader, like, no, they're constantly working on it, but I'm curious your thoughts.   Morgan Hamon (11:34) Mm-hmm.   Thanks   Yeah,   no, I think that's a good list. If I were to try to tie that together, I would say it's you lead from the front. you know, like all just a personal example for me, like responsiveness is a huge part of our culture. Like, you know, if clients reach out to us, they need to hear back like in a few hours, like today. Lead from the front. is not do what I say. It is do what I do and keep up. Keep up with me.   Kiera Dent (12:03) Yeah.   Morgan Hamon (12:12) Let me show you what I expect. You follow my example and let's go where I'm leading us. I think is when you own a dental practice, you have to do the same thing, whether that's in the daily huddle. You lead by example. If there's a certain patient experience you want your office to have, you have to lead that. They have to be emulating you and say, I sure hope I can do this as well as the doctor. ⁓ Lead from the front. I think you also have to make sure your team understands why their work is important.   Kiera Dent (12:42) cream.   Morgan Hamon (12:42) And   I do that all the time. Why is our work important as well? Because our clients are these dentists. They're drowning in debt. They don't necessarily learn how to run a dental practice in dental school. They're trying to put it all together to make a nice living. And they have probably eight or 10 employees that are accounting on them for their jobs. So our work matters. We're working with people's lives here. So you really have to... ⁓   I think articulate why the work's important and maybe that's not as challenging and don't practice because everybody knows. It's care. They're there to get care. They're in the chair. They're scared. They want to be comfortable and everything's going to be okay. I think you got to lead from the front. You got to say, look, let's do what I do and make sure you keep up with me.   Kiera Dent (13:32) Yeah, no, I love that. I just, think something that I love that you brought this up is I love when I have things internal, as much as it's annoying, that could actually help me become more profitable. It's like, hey, let me go to the gym and work out to be more disciplined. Let me read leadership books to learn how to lead. Let me practice uncomfortable conversations. Let me practice my decision-making. And the reality is like you becoming this person and leadership.   Morgan Hamon (13:34) you   Hehe.   Mm-hmm.   Kiera Dent (14:00) will equate to higher profitability. It's wild. Like I look back at maybe not so strong of leadership days and my business and profitability, I think definitely mirrored and matched where I was. And so also for us to say like, Hey, how do I maybe get to the next level? How can you evolve as a leader as well and be a bit stronger of that good version rather than the not so good version I think is really powerful.   Morgan Hamon (14:10) Mm-hmm.   Hehehe.   Yeah,   I think you really have to recognize whatever industry you're in that your technical skill and your leadership skill are completely different. You have to invest in those skills to acquire those and to maintain them. And just because you could be the most amazing CPA, just brilliant practitioner, that doesn't mean you're a good leader. You could be the most amazing clinician.   Kiera Dent (14:35) 100.   Morgan Hamon (14:51) and just do the most amazing work. That doesn't mean you're gonna be running a ⁓ great tunnel practice. You have to invest in those skills. Just being a smart person with some big degrees, that doesn't do it. You have to acquire those skills. And I didn't realize, I mean, when I was a younger guy in the Navy, I I learned all this. back then, I was just trying to do a good job and...   get killed and and make it all happen. I didn't realize all these amazing lessons and training I was learning because they, mean leadership is, I mean that's first and foremost what we're there to do and so I was very fortunate in that regard but I don't, you you can't, no matter what business you're in, can't rest on your laurels. You got to always be thinking about leadership. Am I being a good leader? Okay, this is going sideways. I need to lead the team back, you know. I can't just, you know, write a memo.   Kiera Dent (15:17) Yeah   Morgan Hamon (15:44) Hey everybody, this is where we need to be. Follow me. Keep up with me.   Kiera Dent (15:49) Yeah, no Morgan, that was such a brilliant piece and I really loved how you just highlighted it and so fun to see that what we see on the team side and the success of the growth and the production and the collections also now correlates with your financial PNL, ⁓ which I think is just magic and it all just ties together. But as you listen to this list and Morgan I talking about it, I also want to just say like if this does not light you up and you're like, ⁓ gosh.   Morgan Hamon (16:05) Mm-hmm   Kiera Dent (16:17) That's okay. You actually can just be an amazing clinician and have somebody actually be the great leader. Just because you opened the practice and you do the dentistry does not mean you need to be the leader of the practice. So I've seen some doctors actually be great implementers. Like they actually would rather execute, implement, do all the ideas and have somebody else be the visionary. That's okay too. And I think like my best thing is know thyself and be free. But if you want to be more profitable, look at this. And I want to take like a sharp   Morgan Hamon (16:18) Mm-hmm.   Mm-hmm.   Hmm.   Mm-hmm.   Yes.   Kiera Dent (16:46) right turn Morgan and talk taxes. It's like, didn't know how to awkwardly like transition. So I'm just gonna like, but I want to talk taxes because I'm like, this also ties into the discipline of leadership, the ownership of leadership and like being freaking savvy to learn how to do taxes better. Like Morgan, I had this client the other day and we were talking and we built this like cute little overhead scorecard for people. We have the EBITDA on there. It comes from the CPAs. So we're like, just make it very simple, like black and white.   Morgan Hamon (16:53) Mm-hmm. Mm-hmm.   Mm-hmm.   you   Kiera Dent (17:15) And then I was like, wait a second, I should throw a tax bucket on there. So like what you're getting paid for your W-2 plus what your profit is, like that gets taxed. I have a doctor, she has been an owner, we're talking 20 plus years. She's like, Kiera, I never knew that my profit had to get taxed. Like I never knew that that extra cash, like I just thought that was cash that came to me. And I'm like, this is why doctors are always broke because they don't know how this works out. So I'm super excited to talk about.   Morgan Hamon (17:21) Mm-hmm.   Mm-hmm.   you   Mm-hmm.   No. Right. Mm hmm.   Kiera Dent (17:45) tax planning, it's mid-year, let's make sure you're not crying in December and like, popping the confetti.   Morgan Hamon (17:46) Yeah.   Yeah, right. And   crying in December. if you recall, ⁓ my topic was just kind of the psychology of tax. And again, this has evolved over time with a lot of conversations. I think...   Kiera Dent (17:54) was New York I'm   The   is like the wise sage over there, Morgan. Like you got, like, just, you're just hanging out over there.   Morgan Hamon (18:09) Well, it's always trying to,   you know, I think about my conversations. How do we kind of empower these dentists to achieve this? And it's all through, I think, education. You've got to understand why. Like this doctor, 20-year-old, didn't understand.   Kiera Dent (18:29) I was like, no, I'm not wearing a strip.   Morgan Hamon (18:30) Every initial consultation   I'm having now with a startup doctor, we do a tax 101 just real quick, takes me like five minutes. Let's get our hands on some concepts here. Why I think this is important to really understand and talk about tax, just kind of how it makes us feel, is because we've had some instances where you have a doctor, and let's just say on our previous conversation, this is how we're gonna tie it together, right? So we have the doctors on that secondary list,   They're rock star. They're killing it. They're making tons of cash. They're engaging the right people. They got the right people in place, and it ultimately results in a lot of success. I've seen people do that, but then when it comes time for tax, they lose sight of all that, and they get just really obsessed about that tax bill. They lose what I'll think of as like peace and fulfillment.   just at the start of the call, I recently got remarried and my wife and I, we talk about that a lot, peace and fulfillment. Why do we have that in life? And that's what we're working for. And I think when you own a business, you're working towards something, right? And we want to have that peace and fulfillment. And I've seen that just get destroyed with people because they get very emotional and overly focused on their tax. And I see the logic just sort of exit stage left.   and we just end up with this very emotional reaction to tax. And who I tend to really direct this conversation to is not necessarily what you just described, Bill. That's kind an interesting one. Usually if someone's been making great money 20 years, they kind of know the program. It is, Kiera, it's the newer owners making real money for the first time in their lives. And that is where there's an adjustment. There's a mental journey they have to go on.   Kiera Dent (20:21) 100.   Morgan Hamon (20:29) And so what I thought today, like, I guarantee you we have some listeners as soon as they heard tax, they're like, what's on their mind is, what's the secret? How do I save more on tax? Well, it does. So, right? So we're going to get to that. All right. Well, we'll get to that. But before we do that, I thought, let's have some straight talk.   Kiera Dent (20:40) It does feel like the CPA's hold back or the secret robot. mean, tell me your Harry Potter rules there, Morgan. I just want to know. I need to find one CPA that just knows the secrets of the trade.   Yeah.   Morgan Hamon (20:58) Let's have some straight talk on tax. Why is this emotional? Why is this hard? Let's just take the journey of a doctor that is an associate doing pretty well with their W-2. We all think that we all go in W-2s. You have mandatory withholding. It comes out of your check, gets fired off to the government. You get your net check and you might look at your paycheck and go, what's all this stuff? don't know. I got my net check. I'm to plan my life around this net check. Then we do the tax return.   There's always a little settle up. You might owe a little, get all my back. You always hope to get a little money back, but generally you just plan your life with never having your hands on that money as a W-2. So now we own a business. You get all that money and then we now have to turn around and pay it back. Now keep in mind your tax rates. Okay. If you are married, Google the 2025 tax rates, right? That's what they are. That's what they are. If you're an employee.   Kiera Dent (21:44) Yep.   Morgan Hamon (21:55) That's what they are if you're the owner of a pass-through business. They are the same. But that act of having to turn around and write a check just is, you gotta become comfortable with that and it's an adjustment. ⁓ And here's the other thing where if we just, okay, let's take all our emotions about tax, let's just kind put it over the side and let's just talk very logically.   Kiera Dent (22:12) I agree.   Morgan Hamon (22:23) If you're gonna make three times as much money, what's also going to be three times as much? Your tax. But it's actually maybe a little bit more, right? We got a progressive tax system, right? So, I think when people become high earners, and they go through the grieving process,   Kiera Dent (22:36) see what we feel. It's awesome.   Morgan Hamon (22:48) And I guarantee you, I'll just talk through this briefly, but Gary, you and I have both been through this. And the doctors that are killing it and making lots of money, they've probably been through it too. But if we think about the grieving process, what's the first step? All right, it's denial. Okay, it's the first year you went from making 200 grand as an associate and now making 700 grand. And we've already written off the equipment and now we got 700 grand income. And you get your tax plan and you're like, what? This isn't for me.   Kiera Dent (22:54) Yes.   Morgan Hamon (23:17) Honey, think our email got hacked. We got this, this can't be right. This isn't mine. You go full on denial, this can't be right. And then we're like, no, I'm sorry. I'm sorry, that is your tax plan. And then we immediately go to anger. I'm so mad. thought Morgan was, I thought Morgan was this cool guy. I'm mad at him.   Kiera Dent (23:22) I'm   Hmm?   I need a different CPA, Morgan. I'm finding a different Harry Potter wizard. I need someone better than you.   Not today, I'm out of here.   Morgan Hamon (23:45) You get angry.   You're like, what the heck? I got this tax bill. So you get kind of angry. And then you go into bargaining and say, you know what? I'm going to go buy a CEREC machine tomorrow. Say, OK. I mean, do you need that? mean, do you do a lot of grounds? So you get all, I'm going to do this, this, and then where people are really in troubles and they stop making their estimated payments. Well, this can't be right. This can't   Kiera Dent (23:53) Hahaha.   Ha   Morgan Hamon (24:14) I'm going to go, I'm going to buy this and this and this. And then we start, there's a 6,000 pound truck. I'm going to go buy this big truck. And I kind of joke around a little bit. Yeah. So you get into bargaining, right? And then you're like, OK, well, gosh, I don't need any other equipment. I'm already doing the stuff. And then you get into depression. You're like, really? Am I going to? I guess this just stinks. And then finally, get to acceptance.   Kiera Dent (24:23) G-Wagon right now. I'm gonna brand it.   Morgan Hamon (24:43) and you realize if you're a high earner, there is a corresponding bill. Now that can be managed. There are ways for legal, perfectly legal tax avoidance to get into the so-called secrets. But you go through this journey. This has just been my, I guess, my 15-year research project. I've been through it personally myself, and I'm a CPA, and I still like writing this check. Dang. ⁓   Kiera Dent (25:06) same.   you   Morgan Hamon (25:13) But,   so that's what we have to, I think, wrap our head around, you understand that. And I encourage people, look, if you're a dentist, and maybe this dentist joins the seven figure club, right? You got seven figure profit, that's pretty amazing, right? That's really good income. But you will have a six figure tax bill. And that's okay. That's okay. ⁓   Kiera Dent (25:37) You will.   Morgan Hamon (25:42) And you just, got to get through to acceptance and take comfort in that you are engaged to take advantage of the legal opportunities that are out there for proper tax avoidance. And that's the, we talk about the secrets, you know, I see these clowns on, on YouTube of like, ⁓ I know the secrets of the tax code. mean, if you see that, I mean, just run. ⁓ There are no secrets. They're all well-known. Like I know all our competitors in our, the dental field and I'm on friendly terms with many of them.   We all know these. We all know the stuff that can be done. Legal tax avoidance. here's, we'll call it the secret, ⁓ Dentists, everyone's part of it. Here's the secrets, okay? Here's the secret. When you have a pass through business, which is what these dental practices are, right? So the business, and this will shed some light on your client 20 years, right? Your business does not pay income tax. The business tax return   Kiera Dent (26:22) Everybody's perking up right now, Morgan. They're like, okay.   Morgan Hamon (26:42) is math. It's absurdly complex math, but it quantifies the profit that's passed it through and gets listed on your personal tax return. And you owe income tax on that profit. That's what it means by pass through. And it's all ordinary income tax. There's no special tax rate for business owners. It's ordinary income tax. So how do we save money? Here's the secret. We have to capture as many expenses that we're otherwise incurring and capture those as business deductions.   When we do that, that lowers profit. Less profit passes through to the personal tax return, you pay less tax. That's the secret. So you have to execute the strategies, right? The home office is perfect for doctors. Totally substantiated, totally mainstream deduction. That's what justifies the car.   You can deduct a car, but that means you have to be engaged. You have to get the mile IQ. You have to understand what is your business percentage use. You have to do this right. You have to document it. There's things you have to do right. Take your board meeting. ⁓ If the cash flow allows, have a qualified retirement plan. Take full advantage of that. ⁓ If you're okay with having staff over to your house, have those meetings at home and have the office rent it from you. again, these aren't... People know these. This isn't...   I'd love to tell you I'm some genius that went and studied the tax code and formulated all these myself. This is out there. What you're engaging with your CPA is folks that will actually bring this to you and do it, but ultimately the doctor has to do it. What I think about is if someone thinks, well, I'm just going to have an hour meeting with my account at the end of the year and they're just going to take care of all of this. That's like saying, you know what?   Kiera Dent (28:07) haha   cringe.   Morgan Hamon (28:30) I know I need to work out and eat right to be healthy but I'm just going to go meet with my doc this fall and that should do it. Maybe they'll give me a pill that'll make me in shape and healthy. But no, you got to do the stuff. So if your accountant tells you, look, take a board meeting, document it properly, there's a proper way to do it, you got to do it. That's how we say the proper legal avoidance. your account comes to you and says, look, it's time to be an S-Corp,   Kiera Dent (28:51) Mm-hmm.   Morgan Hamon (29:00) because the profit is appropriate, you gotta follow the instruction. There's a procedure there and it's gonna save a lot of money on self-employment payroll tax if it's done correctly. You gotta listen, but you gotta engage. There's action items. And so we, ⁓ every September, I made a checklist. You know, again, Navy guy, right? I got a checklist. Log in, do the checklist. I call it our business tax savings maximizer. That's the flashiest, catchiest name I could think of. But like, log in and do it. That's the secret.   Kiera Dent (29:19) I love it.   you   Morgan Hamon (29:29) So, you know, for those listeners that waiting for the secret, that's it, right? We got to capture expenses as business deductions and there is action items for the doctor. It requires that engagement. And to circle back to where what you said earlier, like you can't come into the office and just fix it for them. They've got responsibilities on things to do too and that's the same with tax policy.   Kiera Dent (29:53) I thought that was such a beautiful way. And as you were going through the phases of grief, I'm like, oh yeah, I definitely lived all of those.   Thanks for kicking it off with Top Gun, ending with like tack strategy. Thanks for sharing some of the tips. But truly super honored to work with you and love what you guys are doing for dentists out there.   Morgan Hamon (30:04) Alright.   Kiera,   I always enjoy our visits and look forward to each one. So I appreciate you having me. I really enjoyed it.   Kiera Dent (30:16) course. And for all of you listening, thank you for listening and I'll catch you next time on The Dental A Team podcast.  

Residents of the agricultural town of Pescadero in San Mateo County have long dealt with the issue of flooding. But what happens when each solution spells an issue for their neighbors?

Scrump and Drew talk about; Plain White T's, Fergie, The Modern Lovers, Limp Bizkit, Kanye West, Pusha T, Ghostface Killah, Prof, Bruce Springsteen, Gary Clark Jr, and more! Hey There Delilah-Plain White T's Big Girls Don't Cry-Fergie Hospital-The Modern Lovers Rollin'-Limp Bizkit New God Flow-Kanye West ft Pusha T & Ghostface Killah Light Work-Prof Dancing In the Dark-Bruce Springsteen This Land-Gary Clark Jr   Patreon Merchandise   Social Media: Twitter Instagram 

A new MP3 sermon from Audiobooks by Thomas Boston is now available on SermonAudio with the following details: Title: 09 - A Caveat Against Profane Swearing, and a Persuasive to Plain Speaking Subtitle: Characters of True Believers Speaker: Thomas Boston Broadcaster: Audiobooks by Thomas Boston Event: Audiobook Date: 1/9/1800 Bible: James 5:12 Length: 57 min.

Charnak, Dinfa & Eabis get their next mission from the Azure Foundry. They're heading back to a familiar plane, but with a new destination.   Time Keeps on Slipping Rain Stays Mainly On The Plains Not Like Us - Drake v Kendrick   Get Bonus Content and More on Patreon: patreon.com/dungeondads   Shop: Dungeon Dads store on TeePublic FanRoll Dice (use code DungeonDads for 10% off!)   Join the Conversation: On Facebook On Instagram On Twitter On Reddit On YouTube   Episode Page: dungeondads.com/episode142  

Lament Honestly. The “Sermon on the Plain” is noticeably more grounded than Matthew's version. Jesus here attends to the material condition of his followers' lives, and dares to speak the truth about that. He says God knows it's true, and has in mind a reversal of fortune that will honor the truth of their daily experience of lack. Carisa Robinson is preaching.To tell us your thoughts on this sermon, click through to the web posting and leave us a comment. Or, find us on social media: Facebook, Twitter, and Instagram. Or, email us the old-fashioned way: info@galileochurch.org. To contribute financially to the ongoing ministry of Galileo Church, find us on Venmo, Patreon, or Zelle (generosity@galileohurch.org), or just send a check to P.O. Box 668, Kennedale, TX 76060

#gardening #organicgardening #urbangardening #gardeninglife #thehappygardeninglife #indoorgardening #gardeningisfun #gardeningtips #lovegardening #homegardening #ilovegardening #backyardgardening #gardeninglove #gardeningideas #gardening101 #gardeningmakesmehappy #gardeningfun #happygardening #gardeninggoals #gardeningismytherapy #gardeningislife #gardeningtools #mobilebotanicalgarden #conservation #environment #horticulture #radio #podcast #broadcast #radioshow #thankyouforyoursupport

Pastor Craig Rutherford Linkshttps://arriolabiblechurch.org/https://www.facebook.com/ABCinCortez/Worship Services10:00 am : Sunday School – All Ages11:00 am : Sunday Service Location15998 Road 22, Dolores, CO 81323On the corner of Hwy. 491 and County Road S

In this episode, as has been for a couple weeks, we continue to look at the sermon on the plain, looking at Luke 6:37-45. In this passage we read of Jesus' instruction as it relates to judging others, and a tree and its fruit. Together we again discuss how dependence has been a consistent theme that Jesus has been addressing throughout the Sermon on the Plain. We are called to be dependent on Jesus in all things: our actions, our words, our thoughts, and even the fruit in our lives. Recognizing just how blind we are, we continue to understand more and more just how critical dependence is for each moment.

Dealing with Grief

In this episode of the Just One Outdoors podcast, hosts Deegan and Austin sit down with Kevin from Kujo Outdoors to discuss a variety of topics related to hunting. They explore Kevin's background in hunting, his experiences with turkey and deer seasons, and the preparations he makes for each. The conversation also delves into equipment choices, including bows and trail cameras, as well as the challenges of hunting out of state. Kevin shares his thoughts on food plots, the importance of scouting, and the fun of hunting with friends. The episode wraps up with a discussion on future hunting plans and the camaraderie that comes with the sport.Takeaways​Kevin didn't grow up hunting and started later in life.​Turkey season can be challenging and requires patience.​Preparation for deer season is crucial, including scouting and equipment.​Bow choices can significantly impact hunting success.​Food plots can attract more deer and improve hunting opportunities.​Trail cameras help monitor deer activity but can take the fun out of hunting.​Out of state hunting can be daunting due to regulations and logistics.​Hunting with friends adds to the enjoyment of the experience.​Quality deer management is important for sustainable hunting.​The camaraderie among hunters is a key aspect of the sport.Chapters00:00 Introduction and Background06:14 Transition to Hunting Background10:04 Turkey Season Experiences14:06 Preparing for Deer Season18:13 Bow Selection and Preferences23:54 Food Plots and Trail Cameras26:21 The Impact of Food Plots on Deer Hunting29:13 Scouting and Discovering New Hunting Areas32:05 Trail Cameras: Insights and Challenges35:42 The Complexity of Out-of-State Hunting48:31 Connecting Over Shared Hunting ExperiencesKeywordshunting, bow hunting, turkey season, deer season, outdoor podcast, hunting equipment, trail cameras, food plots, out of state hunting, hunting experiences

Final episode in a special series of the Make it Plain podcast, ‘What Would Malcolm Say?' where Kehinde Andrews explains what Malcolm's body of work tells us about what is going on in the present. Each episode will also feature a full interview with someone featured in the documentary 'Nobody Can Give You Freedom', which was independently made by Make it Plain. You can watch the entire documentary for free at    • Nobody Can Give You Freedom: The Real Miss...   Film was made by @MichaelEllisFilms To close out the mini-series Kehinde reflects on his experience at the asks, ‘What Would Malcolm Say About… Electoral Politics'. With Zohran Mamdani's win in the Democratic primary for New York mayor, and Jeremy Corbyn and Zahra Sultana starting a new left political party there is a resurgence of hope in electoral politics. But Malcolm would warn us that the political system can no more provide our freedom, than a ‘chicken can lay a duck egg'. We run the full interview with Dr Jared A. Ball @imixwhatilikejaredball from the Nobody Can Give You Freedom film and we have truly saved the best for last.Wide ranging discussion with the co-editor of A Lie of Reinvention Get A Lie of Reinvention https://www.blackclassicbooks.com/a-l... Check out Jared's YouTube Channel    / @imixwhatilikejaredball   Check out Black Liberation Media    / @blackliberationmedia   Get your copy of Kehinde's book Nobody Can Give You Freedom. Out now in the UK at https://www.penguin.co.uk/books/46007... Out in the US on 9th September https://www.hachettebookgroup.com/tit... Support Make it Plain: https://make-it-plain.org/support-us/ Join Harambee OBU https://www.blackunity.org.uk/ Find out about the Convention for Afrikan People: https://make-it-plain.org/convention-... Written and hosted by Kehinde Andrews Produced by Kadiri Andrews  Artwork by Assata Andrews

To Subscribe to Cardon Ellis' Adventure Channel, please visit: http://www.youtube.com/@CardonEllisAdventuresTo subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

#gardening #organicgardening #urbangardening #gardeninglife #thehappygardeninglife #indoorgardening #gardeningisfun #gardeningtips #lovegardening #homegardening #ilovegardening #backyardgardening #gardeninglove #gardeningideas #gardening101 #gardeningmakesmehappy #gardeningfun #happygardening #gardeninggoals #gardeningismytherapy #gardeningislife #gardeningtools #mobilebotanicalgarden #conservation #environment #horticulture #radio #podcast #broadcast #radioshow #thankyouforyoursupport

Surviving Dear John Letters: Stories, Strategies, and HumorJoin us as we dive into the emotional rollercoaster of receiving 'Dear John' letters. From hilarious anecdotes to heartfelt advice, this video covers how to cope with unexpected breakups during missions. Featuring personal stories, humorous metaphors, and practical tips on handling heartbreak.Dear John letters, missionary stories, breakup advice, LDS culture, relationship humor, coping strategies,If you enjoyed this video, please like, subscribe, and visit our website for more content!⏱️⏱️VIDEO CHAPTERS⏱️⏱️:00:00:00 - Introduction to Dear John Letters00:02:54 - Experiences with Dear John Letters on Missions00:05:53 - Mission Leadership and Public Relations Work00:08:54 - Understanding the Dear John Phenomenon00:11:50 - The Cycle of Relationships in LDS Missions00:14:54 - Historical Context of Dear John Letters00:17:57 - Personal Stories of Receiving Dear John Letters00:21:09 - Emotional Impact of Dear John Letters00:24:11 - Coping Strategies for Heartache on Missions00:27:17 - Medical Challenges and Support on Missions00:30:20 - Navigating Healthcare in Foreign Missions00:33:15 - Advice for Handling Dear John SituationsTo Subscribe to Cardon Ellis' Adventure Channel, please visit: http://www.youtube.com/@CardonEllisAdventuresTo subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

In today's digital age, the dynamics of religious participation are evolving, particularly among women. As more young women engage with social media, they encounter diverse perspectives that challenge traditional roles within religious institutions. This shift is contributing to a noticeable trend: an increasing number of women are stepping away from church communities. The reasons behind this movement are multifaceted, involving both societal changes and personal reflections on faith and identity. Social media platforms have become powerful tools for connection and expression, offering women spaces to explore their beliefs and question established norms. Consequently, many women find themselves at a crossroads, torn between traditional teachings and the desire for greater representation and leadership opportunities within their faith communities. The debate over women's roles in religious leadership is not new, but it has gained momentum as more women demand equal participation in decision-making processes. Critics argue that ordaining women or expanding their roles could lead to a decline in church membership, citing examples from other denominations where such changes have been implemented. Historically, women have played crucial roles in religious narratives, often serving as pillars of faith and community. Yet, their contributions have frequently been overshadowed by patriarchal structures that limit their influence. Advocates for change point to figures like Mary Magdalene, who held significant status in early Christian history, as evidence that women's leadership is not antithetical to religious tradition. As churches grapple with declining attendance, particularly among young adults, they face the challenge of remaining relevant in a rapidly changing world. Some argue that maintaining orthodox practices and male-dominated leadership will preserve the integrity of religious teachings. Others contend that adapting to contemporary values, including gender equality, is essential for survival. Ultimately, the future of women in religious leadership depends on ongoing dialogue and willingness to embrace change. By acknowledging the unique strengths and perspectives women bring to their faith communities, religious institutions can foster environments where all members feel valued and empowered.To Subscribe to Cardon Ellis' Adventure Channel, please visit: http://www.youtube.com/@CardonEllisAdventuresTo subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

Asst. Pastor Melvin Gaines Romans 1:18-23

Plain and simple, he had the best-known name, face, and sideburns of 1980s baseball and baseball cards. Base card #300https://marketplace.beckett.com/item/1082/1988-topps-300-don-mattingly_53873452Record Breakers #2https://marketplace.beckett.com/cardgallery_900/item/1988-topps-2-don-mattingly-rb_62538603All Star #386 on eBayhttps://www.ebay.com/itm/225908282343World of Baseball Don Mattingly - https://baseballcards.substack.com/p/1988-topps-world-of-baseball-don SABR Bio by James Lincoln Ray - https://sabr.org/bioproj/person/Don-Mattingly/Don's HOF Case at MLB https://www.mlb.com/news/don-mattingly-hall-of-fame-caseDon's 1987 Topps Birthday Mystery - https://www.espn.com/mlb/story/_/id/29043681/cracking-birthday-mystery-don-mattingly-1987-topps-baseball-card Don talks about the Hit Man poster - https://youtu.be/1iRtD14A9Io?si=dMwC5kZb8426ZaCu   Don and Niekro in a New Coke Ad - https://youtu.be/OxjZfs3OUmM?si=4jnF0NzCM_l7QTHq 1989 SI Article - https://vault.si.com/vault/1989/02/06/the-hit-man-hits-back-after-his-most-trying-year-as-a-yankee-don-mattingly-is-now-back-home-in-indiana-preparing-to-attack-the-upcoming-season 1995 ALDS Home Run - https://youtu.be/LrAU5Kxnr04?si=6MzcQxKMzuh-7McZ

Tonight's reading comes from Pathfinding on Plain and Prairie. Written by John McDougall, this story was published in 1898. My name is Teddy and I aim to help people everywhere get a good night's rest. Sleep is so important and my mission is to help you get the rest you need. The podcast is designed to play in the background while you slowly fall asleep.For those new to the podcast, it started from my own struggles with sleep. I wanted to create a resource for others facing similar challenges, and I'm so grateful for the amazing community we've built together.

This week we talk about Passing it on

Judge Dredd turns 30 this year! I got together with Dick and Vito from  @BiggestProblem  to talk about this first attempt to bring the character to the big screen. Did this get anything right? Is this movie a guilty pleasure? Or is it guilty of just being bad? Can you understand anything Sylvester Stallone is saying? Watch and find out!https://youtu.be/BNw3itAtEnAhttps://rumble.com/v6vjxj5-judge-dredd-1995-guilty-pleasure-or-just-plain-guilty-hack-the-movies.html

Surviving Dear John Letters: Stories, Strategies, and HumorJoin us as we dive into the emotional rollercoaster of receiving 'Dear John' letters. From hilarious anecdotes to heartfelt advice, this video covers how to cope with unexpected breakups during missions. Featuring personal stories, humorous metaphors, and practical tips on handling heartbreak.Dear John letters, missionary stories, breakup advice, LDS culture, relationship humor, coping strategies,If you enjoyed this video, please like, subscribe, and visit our website for more content!⏱️⏱️VIDEO CHAPTERS⏱️⏱️:00:00:00 - Introduction to Dear John Letters00:02:54 - Experiences with Dear John Letters on Missions00:05:53 - Mission Leadership and Public Relations Work00:08:54 - Understanding the Dear John Phenomenon00:11:50 - The Cycle of Relationships in LDS Missions00:14:54 - Historical Context of Dear John Letters00:17:57 - Personal Stories of Receiving Dear John Letters00:21:09 - Emotional Impact of Dear John Letters00:24:11 - Coping Strategies for Heartache on Missions00:27:17 - Medical Challenges and Support on Missions00:30:20 - Navigating Healthcare in Foreign Missions00:33:15 - Advice for Handling Dear John SituationsTo Subscribe to Cardon Ellis' Adventure Channel, please visit: http://www.youtube.com/@CardonEllisAdventuresTo subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

Exploring the connection between dragons and dinosaurs opens up a dialogue that bridges mythology, religion, and science. This discussion is not merely academic; it touches upon fundamental beliefs about our origins and existence. By examining scriptural texts, such as those in the Book of Mormon, which reference dragons, and comparing them with fossil records and historical accounts, we begin to see a pattern that suggests these creatures were more than myth. The idea that dragons could breathe fire or possess venomous capabilities akin to certain modern animals adds a layer of plausibility to their existence. Moreover, the discovery of soft tissue in dinosaur fossils and carbon dating results that contradict the established timeline further fuel this debate. These findings invite us to question the rigid frameworks of evolutionary theory and consider alternative explanations that include divine intervention and intelligent design. In doing so, we embrace a worldview that acknowledges the complexity and mystery of creation, celebrating the possibility that dragons and dinosaurs once roamed the earth together.⏱️⏱️VIDEO CHAPTERS⏱️⏱️:00:00:00 - Did God Create Dinosaurs and Dragons? Scriptural Evidence Explained00:00:30 - Dragons in the Bible: Are They Real or Mythical Creatures?00:02:00 - Dinosaurs, Dragons, and Evolution: Debunking Mainstream Theories00:03:40 - Hebrew Words for Dragons and Dinosaurs in Ancient Scriptures00:05:50 - Fossil Evidence: Did Humans and Dinosaurs Coexist?00:08:20 - Carbon Dating Dinosaur Bones: What Does Science Really Say?00:11:40 - Living Fossils: Coelacanths and the Timeline of Evolution00:15:00 - Young Earth Creationism vs. Evolution: Biblical and Scientific PerspectivesTo Subscribe to Cardon Ellis' Adventure Channel, please visit: http://www.youtube.com/@CardonEllisAdventuresTo subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

Hour 2 – With the standings as they are for the Royals, The Drive stated the cold hard facts. The team needs to be sellers at the deadline.

Learn with host Robin Kirby-Gatto how your mountains can be flattened as you grow strong in spirit. The grace of God is made known within the soul as you face your obstacles and take hold of leadership opportunities.

Fifth episode in a special series of the Make it Plain podcast, ‘What Would Malcolm Say?' where Kehinde Andrews explains what Malcolm's body of work tells us about what is going on in the present. Each episode will also feature a full interview with someone featured in the documentary 'Nobody Can Give You Freedom', which was independently made by Make it Plain. You can watch the entire documentary for free at https://www.youtube.com/watch?v=7ZBZyaruoGo&t=136s Film was made by @MichaelEllisFilms  With Jamaica calling on King Charles to support reparations, Kehinde explains what Malcolm would say about the reparatory justice movement today. From the Caribbean Community to the American Descendants of Slavery, reparations are on the agenda, but lacking the radical roots from Malcolm's time. Malcolm famously explained that 'if you stick a knife in my back nine inches, and pull it out 6 inches that is not progress...you have to heal the wound'. Using that yardstick we must understand that the West can never repay the debt, that reparations are revolution. Plus we share the full interview with Dr Olivia Rutazibwa from the Nobody Can Give You Freedom film Find out more about Dr Rutazibwa at https://www.lse.ac.uk/sociology/people/academic-staff/olivia-umurerwa-rutazibwa Find out who sists on the judicial committee on the Privy Council https://jcpc.uk/  Get your copy of Kehinde's book Nobody Can Give You Freedom. Out now in the UK at https://www.penguin.co.uk/books/460078/nobody-can-give-you-freedom-by-andrews-kehinde/9780241681176 Out in the US on 9th September https://www.hachettebookgroup.com/titles/kehinde-andrews/nobody-can-give-you-freedom/9781645030706/?lens=bold-type-books Support Make it Plain: https://make-it-plain.org/support-us/ Join Harambee OBU https://www.blackunity.org.uk/ Find out about the Convention for Afrikan People: https://make-it-plain.org/convention-of-afrikan-people/ Written and hosted by Kehinde Andrews Produced by Kadiri Andrews Artwork by Assata Andrews

#gardening #organicgardening #urbangardening #gardeninglife #thehappygardeninglife #indoorgardening #gardeningisfun #gardeningtips #lovegardening #homegardening #ilovegardening #backyardgardening #gardeninglove #gardeningideas #gardening101 #gardeningmakesmehappy #gardeningfun #happygardening #gardeninggoals #gardeningismytherapy #gardeningislife #gardeningtools #mobilebotanicalgarden #conservation #environment #horticulture #radio #podcast #broadcast #radioshow #thankyouforyoursupport

Pastor Ryan teaches on four parables in Luke 6 from Jesus's "Sermon on the Plain".

Steve welcomes Brown_Dwarf to discuss the theory of Tartaria and Old World architecture hidden in plain sight here in the United States. Find Brown_Dwarf online at https://www.youtube.com/@browndwarf4200 or if you're in the Los Angeles area drop by his Sky's The Limit Smoke & Skate Shop located at 3925 E Olympic Blvd, Los Angeles, CA 90023Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

Sometimes I think I live in a parallel world compared with the state and federal politicians who combined seem intent on driving more households into oblivion, in attempt to keep those home prices pumping higher. This despite the obvious disconnect between prices and affordability, and the link between inflated money supply via debt, and home … Continue reading "Fibs, Bribes, And Plain Stupidity Hooks More First Time Buyers…"

On international platforms, he earns praise but faces rising scepticism domestically. Synopsis: Every fourth Friday of the month, The Straits Times analyses the hottest political and trending talking points, alternating between its Malaysia and China bureaus. For our June episode, ST’s Malaysia bureau chief Shannon Teoh and host Tan Tam Mei return to be joined by Ariel Tan, a senior fellow at RSIS, as they unpack Malaysia’s showing at global forums. From hosting a landmark Asean Summit and joining BRICS, his diplomatic engagements with leaders from China, Russia, and the Middle East, PM Anwar has advanced Malaysia on the world stage. But domestically, challenges are mounting. With talk of nepotism and several movements within the unity government, what could come next? How will this reshape the political field as the country inches closer to its 16th General Election that must be held by early 2028? Highlights (click/tap above): 6:58 Malaysia as Asean chair and PM Anwar’s showing 9:44 How can PM Anwar and Asean effect change, especially in Myanmar? 14:20 Translating Malaysia’s international appearance for the domestic audience 18:20 Malaysia’s diplomatic balancing act between the US and China 23:09 Nurul Izzah’s rise to PKR No.2 post, Rafizi Ramli’s exit from Cabinet 31:08 Timing, motivations and implications: Why Tengku Zafrul Aziz is joining the PKR 41:50 Quelling Umno’s upset; what to expect at the next Cabinet reshuffle, moves ahead of next general election 47:08 News nugget from Malaysia: Penang’s new char kway teow champion Read more: Malaysia’s showing at Asean - https://str.sg/Gp5Q Fallout from Malaysia’s PKR election - https://str.sg/mbjY Zafrul’s jump to the PKR - https://str.sg/kbSe Read Tan Tam Mei’s articles: https://str.sg/iJxJ Read Shannon Teoh's articles: https://str.sg/wzyK Register for Asian Insider newsletter: https://str.sg/stnewsletters Hosts: Tan Tam Mei (tammei@sph.com.sg) Produced and edited by: Fa’izah Sani Executive producer: Ernest Luis Follow Asian Insider Podcast on Fridays here: Channel: https://str.sg/JWa7 Apple Podcasts: https://str.sg/JWa8 Spotify: https://str.sg/JWaX Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcasts website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

On international platforms, he earns praise but faces rising scepticism domestically. Synopsis: Every fourth Friday of the month, The Straits Times analyses the hottest political and trending talking points, alternating between its Malaysia and China bureaus. For our June episode, ST’s Malaysia bureau chief Shannon Teoh and host Tan Tam Mei return to be joined by Ariel Tan, a senior fellow at RSIS, as they unpack Malaysia’s showing at global forums. From hosting a landmark Asean Summit and joining BRICS, his diplomatic engagements with leaders from China, Russia, and the Middle East, PM Anwar has advanced Malaysia on the world stage. But domestically, challenges are mounting. With talk of nepotism and several movements within the unity government, what could come next? How will this reshape the political field as the country inches closer to its 16th General Election that must be held by early 2028? Highlights (click/tap above): 6:58 Malaysia as Asean chair and PM Anwar’s showing 9:44 How can PM Anwar and Asean effect change, especially in Myanmar? 14:20 Translating Malaysia’s international appearance for the domestic audience 18:20 Malaysia’s diplomatic balancing act between the US and China 23:09 Nurul Izzah’s rise to PKR No.2 post, Rafizi Ramli’s exit from Cabinet 31:08 Timing, motivations and implications: Why Tengku Zafrul Aziz is joining the PKR 41:50 Quelling Umno’s upset; what to expect at the next Cabinet reshuffle, moves ahead of next general election 47:08 News nugget from Malaysia: Penang’s new char kway teow champion Read more: Malaysia’s showing at Asean - https://str.sg/Gp5Q Fallout from Malaysia’s PKR election - https://str.sg/mbjY Zafrul’s jump to the PKR - https://str.sg/kbSe Read Tan Tam Mei’s articles: https://str.sg/iJxJ Read Shannon Teoh's articles: https://str.sg/wzyK Register for Asian Insider newsletter: https://str.sg/stnewsletters Hosts: Tan Tam Mei (tammei@sph.com.sg) Produced and edited by: Fa’izah Sani Executive producer: Ernest Luis Follow Asian Insider Podcast on Fridays here: Channel: https://str.sg/JWa7 Apple Podcasts: https://str.sg/JWa8 Spotify: https://str.sg/JWaX Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcasts website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

There's a vast difference between those who dream and those who do. Plain and simple—it's the doers, the ones who take action, who actually make things happen. So, how do you get to that point? Maybe you're not feeling ambitious, or maybe you're too fearful—or just too comfortable with where you are right now. Well, in today's video, I'm here to light a fire under you and get you out of dreaming and into doing. Let's get the ball rolling and out of your head! Important Links: Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360 Rent Boujee on the Beach Rent Boujee on Miramar Beach

Join us this week as we revisit Presbyterian minister Daniel Baker's A Plain and Scriptural View of Baptism (1853). In this concise, winsome exposition—rooted in both adult and infant covenantal theology—Baker distills biblical teaching on the mode and significance of baptism. Based on an earlier Washington, D.C. sermon (A Scriptural View of Baptism, 1827), and later condensed into Baptism in a Nutshell (1856), his timeless clarity continues to edify today. Tune in to discover why his pastoral voice remains so compelling for thoughtful Christian listeners.

To subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

Fourth episode in a special series of the Make it Plain podcast, ‘What Would Malcolm Say?' where Kehinde Andrews explains what Malcolm's body of work tells us about what is going on in the present. Each episode will also feature a full interview with someone featured in the documentary 'Nobody Can Give You Freedom', which was independently made by Make it Plain. You can watch the entire documentary for free at https://www.youtube.com/watch?v=7ZBZyaruoGo&t=136s Film was made by Michael Ellis Films This week Kehinde breaks down what Malcolm would say about Diddy, Tyler Perry, R-Kelley, Cosby and all the other accusations of sexual abuse facing some high profile Black celebrities. You best believe Malcom would be mad both at the lack of protection for Black women and how we have been building up the wrong people in the first place. We shouldn't ben adoring those in the House and then wandering why many are fallen idols. Plus we share the full interview with Sayce Holmes-Lewis from Mentivity from the Nobody Can Give You Freedom film Find out about Mentivity: here https://www.mentivity.com/ Get your copy of Kehinde's book Nobody Can Give You Freedom. Out now in the UK at https://www.penguin.co.uk/books/460078/nobody-can-give-you-freedom-by-andrews-kehinde/9780241681176 Out in the US on 9th September https://www.hachettebookgroup.com/titles/kehinde-andrews/nobody-can-give-you-freedom/9781645030706/?lens=bold-type-books Support Make it Plain: https://make-it-plain.org/support-us/ Join Harambee OBU https://www.blackunity.org.uk/ Find out about the Convention for Afrikan People: https://make-it-plain.org/convention-of-afrikan-people/ Written and hosted by Kehinde Andrews Produced by Kadiri Andrews Artwork by Assata Andrews

I couldn't believe it when I heard it either, but, the Church may not be as "liquid" as we might think it is, and we are gonna analyze a few articles on this subject as we talk about the new pope, too!To subscribe to "The Women of Ward Radio" Youtube Channel, please visit: https://www.youtube.com/channel/UCbu-wpRztV-8TYXClhUZhhwTo Order Jonah's Book, "The Key to the Keystone" visit the following link and use coupon Code: WARDRADIO https://tinyurl.com/Key-to-the-KeystoneFor 10% off Plain and Precious Publishing Books, visit plainandpreciouspublishing.com and use Coupon Code: WARDRADIOFor a 5% discount on Go and Do Travel, visit goanddotravel.com and use the promo code WARDRADIO5For a copy of Brad Witbeck's Novel, "Dragon Thief" Book, visit: https://a.co/d/7QzqsZN⚡For free trial of Scripture Notes please visit the following link!: https://scripturenotes.com/?via=wardradioJoin this channel to get access to perks:https://www.youtube.com/channel/UCnmsAFGrFuGe0obW6tkEY6w/joinVisit us for this and more at: WardRadio.com#christian #mormon #exmormon #latter-daysaints #latterdaysaints #latterdays #bible #bookofmormon #archaeology #BYU #midnightmormons #jesus #jesuschrist #scriptures #sundayschool #biblestudy #christiancomedy #cardonellis #kwakuel #bradwitbeckTo support the channel:Venmo @WardRadio or visit: https://account.venmo.com/u/MidnightMormonsPaypal: paypal.me/@midnightmedia Amazon Wish List: https://www.amazon.com/hz/wishlist/ls/1AQLMTSMBM4DC?ref_=wl_shareCashApp: $WardRadioFollow us at:Instagram: @cardonellis @kwakuel @braderico @boho.birdyFacebook: @WardRadioWorldwideTwitter: WardRadioShowTikTok: WardRadioWorldwide

#gardening #organicgardening #urbangardening #gardeninglife #thehappygardeninglife #indoorgardening #gardeningisfun #gardeningtips #lovegardening #homegardening #ilovegardening #backyardgardening #gardeninglove #gardeningideas #gardening101 #gardeningmakesmehappy #gardeningfun #happygardening #gardeninggoals #gardeningismytherapy #gardeningislife #gardeningtools #mobilebotanicalgarden #conservation #environment #horticulture #radio #podcast #broadcast #radioshow #thankyouforyoursupport

Today we take a look at the inaugural Rockford 70.3. We get into the course, race strategies, and how to handle what looks to be a hot day. We talk about the city, wetsuit or not, river flow and a pre-race HR test. We also get into how to stay as cool as possible all day with tips for pre-race, T1, the bike, T2 and the run. This will be a game of being smart and patient and we'll give you thoughts on how to do just that. Topics: Rockford Downtown - Mike's old stomping grounds Will this race jumpstart the city? Dealing with the heat Wetsuit or not? Why it's too late for heat prep Don't drain your body this week Stay out of the heat River flow Pre-race HR test A lot of first timers Pop a gel at the end of the swim Cold water after the swim Too eager to push a higher zone Once you overheat, there's no turning back Wind mind games It's all about being smart and patient Carrying nutrition on the run? Carrying ice Zip lock tricks When you're dehydrated and full Plain water on board? Body glide Wearing hats Your swim route (based on the map) The finish line vibe     mike@c26triathlon.com robbie@c26triathlon.com

This episode is part 16 in a study of the gospel of Luke. More from the sermon on the Plain include a foolish man and a wise man. Also a wise Roman Centurion who understands authority. Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

The recent shooting in Minnesota is raising more questions than answers. The suspect 57-year-old Vance Boelter is charged with killing a Minnesota state lawmaker and her husband and wounding a second lawmaker and his wife. But who is Vince Boelter? Just like Ryan Routh, who was charged with the attempted assassination of Donald Trump, it seems to have all the earmarks of mystery, covert ops, and the deep state. Also on the program, is their trouble in paradise? Bob shares the deep divisions that are becoming increasingly visible in the Democrat party. Now, do you believe in this ministry? If you do, you can keep us on the air as a radio program and podcast by visiting our website, It is vastly more urgent than ever that you do. https://truth2ponder.com/support. You can also mail a check payable to Ancient Word Radio, P.O. Box 510, Chilhowie, VA 24319. Thank you in advance for your faithfulness to this ministry. IMPORTANT REMINDER: In this month of June, for this radio program and podcast, we are at a crossroads. In the past 5 years, many shortwave stations have gone off the air for good. Many well-known and well-financed radio hosts have abandoned the medium. It is imperative that we build during this time for the future and raise up those whom God has called to be a part of this forward going work. This voice is still needed, but it's up to you.

#gardening #organicgardening #urbangardening #gardeninglife #thehappygardeninglife #indoorgardening #gardeningisfun #gardeningtips #lovegardening #homegardening #ilovegardening #backyardgardening #gardeninglove #gardeningideas #gardening101 #gardeningmakesmehappy #gardeningfun #happygardening #gardeninggoals #gardeningismytherapy #gardeningislife #gardeningtools #mobilebotanicalgarden #conservation #environment #horticulture #radio #podcast #broadcast #radioshow #thankyouforyoursupport

This episode is part 15 in a study of the gospel of Luke. This section of the Sermon on the Plain may be some of the hardest teachings of Jesus, not because it is unclear, but because it is clear. Jesus calls us to forgive and turn the other cheek. Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

We talked more about the Knicks coaching situation and how there is no game plan other than asking to talk to coaches already under contract with other teams who will not give them up. For betting purposes, Polymarket has Rick Brunson at 26% and the others are at 25%. Gio went through the list. Jason Kidd is only 13% and Mark Jackson is only 1%.

#Londinium90AD: Gaius & Germanicus comment on the peculiarities and plain hallucinatory ('Myth of Er") Plato. Michael Vlahos. Friends of History Debating Society. @michalis_vlahos

Nicolle Wallace on the likelihood of Trump fulfilling his “90 deals in 90 days” promise, new reporting from The New York Times on Elon Musk's alleged drug use on the campaign trail, and a GOP senator's shocking response to Medicaid cuts.Joined by: Maria Aspan, Justin Wolfers, Tim Miller, Megan Twohey, John Heilemann, Angelo Carusone, Rev. Al Sharpton, Rep. Jamie Raskin, M. Gessen