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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Google launched Gemini 3.6 Flash and started pretraining Gemini 4. China weighed tightening AI export controls, Bessent said the US would probe Chinese model distillation, Apple prepped a Klarna-backed leasing program, and OpenAI passed 10M Codex and Work users. Google launches Gemini 3.6 Flash, 3.5 Flash-Lite, and 3.5 Flash Cyber (9to5Google) Google launches Gemini 3.6 Flash, 3.5 Flash-Lite, and 3.5 Flash Cyber, and says it has started its "most ambitious pre-training run yet" for Gemini 4 (CNBC) Sources: China is weighing tightening AI and chip export controls and is consulting leading domestic AI companies, in a bid to slow advanced tech acquisitions (FT) US Treasury Secretary Scott Bessent says the Trump administration will investigate whether Chinese AI models were illegally distilled from American models, and raises the possibility of sanctions (CNBC) Sources: Apple plans to launch Apple Upgrade, a leasing program for iPhone, iPad, Mac, and Apple Watch, in partnership with Klarna in the US next week (Bloomberg) OpenAI says it now has 10M people using Codex and ChatGPT Work, nearly doubling usage from earlier this month when the company announced ChatGPT Work (Bloomberg) OpenAI says it now has 10M people using Codex and ChatGPT Work, nearly doubling usage from earlier this month when the company announced ChatGPT Work (Implicator AI) Garmin launches the Cirqa Smart Band, a $200 screenless fitness tracker that monitors 80+ activities with an up to 10 day battery life, to compete with Whoop (Bloomberg) Garmin launches the Cirqa Smart Band, a $200 screenless fitness tracker that monitors 80+ activities with an up to 10 day battery life, to compete with Whoop (The Verge) Subscribe to the ad-free feed. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're still surprised people did this but... 50+ founders worth $10M to $4B reveal their personal finances. Here it is: https://joinhampton.com/mw-wrWhy do we do this? Because if you're an aspirational person or someone who runs a business and is making money, it's incredibly challenging to figure out what to do. Information is impossible to find — and that's what we put together: the net worth reveal and why we do this podcast, Moneywise.He got his first $5M check and expected to feel superhuman. The next day was one of the most disappointing of his life.Jesse Pujji walked away from a Goldman Sachs job where he made $500K at 25 — with a boss making $3M and a group head making $20M — to bootstrap an ad agency on $33K per partner and a stack of Amex cards. Ampush cracked the Facebook arbitrage before almost anyone: $100K in monthly revenue in June 2010 became $2M a month with $600K in EBITDA fourteen months later. He scaled it to half a billion in annual ad spend and 250 employees without raising a dollar, turned down $25M at 27, sold 20% to Red Ventures in 2015, and sold the whole thing to New Mountain Capital in 2022 for somewhere between $40M and $60M on a 35% stake. He never got the nine-figure number he made up in his head, and he says chasing it was the mistake.This episode gets into the exact allocation of a post-exit portfolio, why Jesse refuses to let his advisors put illiquid startup equity on his balance sheet, what $500K a year of "normal" spending actually buys, and why he asked his financial advisor how people possibly spend more than that. He's honest about the gap between the money he expected to change him and the money that didn't. And we spend real time on the part most founders avoid: three kids who never saw him grind, a Greenlight allowance split into thirds, a $63 JCPenney paycheck at 16 that taught him more than any of it, and the question of whether to leave them anything at all.Also, this podcast is made by Hampton, which is a community for founders doing on average $20 million a year in revenue. We saw a lot of these money conversations happening privately behind closed doors and we thought, "What the heck, let's make it public." If you are a founder, apply here: http://joinhampton.com/mwTimestamps:00:00 — Jesse's origin story: immigrant household in St. Louis, a snow shoveling business in middle school, and $33K each plus Amex cards to start Ampush02:00 — The Facebook arbitrage that changed everything: $100K/month in June 2010 to $2M in revenue and $600K in EBITDA fourteen months later02:49 — "Sandbox entrepreneurship" — Facebook cold-calls them: "Who the hell are you guys? You're one of our top 100 advertisers"04:24 — Why he left Goldman at 25 making $500K: "I would rather make half of my future expected earnings and do something I feel excited about"06:18 — The $25M offer two years in, why they said no, and the $3M dividend they took instead — $1M each, which bought his SF house07:30 — The made-up number that wrecked them: hoping for $150M, getting $60–75M offers, and turning down $190M in Marin stock09:24 — The Red Ventures deal and $5M after tax: "I thought I would get wings or superhuman strength... nothing changed"11:16 — 2022: selling to New Mountain and walking away without going with the deal13:12 — The exit number, on the record: a $40–60M range on a stake "a little bit more than a third"16:04 — The Zone of Genius framework, and why being a CEO sat in his zone of excellence — good at it, drained by it17:52 — Gateway X by the numbers19:06 — Whether the scarcity ever goes away: "nine days out of ten" became "one day out of ten," and the coach question he couldn't answer20:16 — The Deer Valley condo, and finally understanding why people buy vacation homes21:08 — Full portfolio breakdown and why he tells his advisors to mark his startup equity at zero23:24 — Annual spend 26:52 — The schedule that makes it work: Tuesdays and Thursdays he misses bedtime, Monday/Wednesday/Friday he doesn't, and he deletes Slack on vacation28:16 — The thing that keeps him up: "They've gotten all the fruits of the grind without actually observing the grind"29:23 — Greenlight, allowance equal to their age, and splitting it into thirds — spend, save, give30:19 — Running a Starbucks P&L with his 9-year-old daughter in the store32:30 — The four-bucket framework: spend it, give it to the government, give it to charity, or give it to your kids34:44 — A Schnucks family board member on generational wealth: "Money doesn't ruin kids. Lack of values does."35:36 — What Jesse wants said at his funeralSponsors: Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comSubscribe to Moneywise: https://www.youtube.com/@themoneywisepodcastFollow Daniel on X: https://x.com/danielcberkListen on Spotify / Apple Podcasts: [search "Moneywise Hampton"]

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Claude: Get started with Claude today at https://claude.ai/icedcoffee ZipRecruiter: Post jobs for free at https://ziprecruiter.com/ICH FanDuel: Join All the Action at https://fanduel.com Follow  @therealmikerowe  Here! Mike Rowe Foundation: https://mikeroweworks.org/ *

In this episode of The Capital Raiser Show, Richard C. Wilson sits down with David McWhorter and his son Nathan McWhorter, founder and next-generation leader of McWhorter Steel, for a fireside chat on building a multi-generational construction business from a garage startup to a 75-person operation, navigating family dynamics in business, and competing against publicly traded giants through automation and strategic focus. David shares how he walked away from a Northrop job offer on his 22nd birthday with no backup plan, and built a steel fabrication company worth tens of millions by reinvesting aggressively, trusting great people, and never losing the discipline instilled by years in the military. The conversation dives into scaling a capital-intensive, cyclical business, the mindset shifts that unlocked growth beyond the $10M plateau, the competitive edge of bringing detailing in-house from Thailand, and what it really takes for the next generation to earn authority inside a family business. Topics covered include: Starting a business with no backup plan and no safety net at 22 Reinvesting into equipment and facilities over lifestyle as a growth engine Competing against large public companies through automation and efficiency Opening an in-house detailing operation in Thailand as a game-changing edge The mindset shift that broke through the revenue plateau Learning to trust your team instead of controlling everything Working backwards from revenue goals to determine bid volume Hiring the right person at the right time in a bootstrapped family company Nathan's approach to earning authority through humility and producing results Grooming the next generation without removing the hunger to succeed What actually gets a busy decamillionaire CEO to respond to an outreach The Capital Raiser Show brings together billionaire investors, family offices, elite entrepreneurs, and capital allocators to discuss investing, scaling, strategic growth, and wealth creation. Subscribe for more interviews with top investors, founders, family offices, and industry leaders.

Utah taxpayers could ultimately spend more than $10 million defending Tyler Robinson, the man accused of murdering Charlie Kirk, because prosecutors are seeking the death penalty and Robinson has been declared unable to pay for his own representation. Utah County initially approved $1 million to cover expenses for both the prosecution and Robinson's specialized defense team, while officials later indicated that another $1 million in state funding would be required. Legal experts say the final cost could rise dramatically because capital cases require experienced death-penalty attorneys, extensive expert testimony, separate guilt and sentencing phases, and potentially years of appeals if Robinson is convicted.Robinson's attorneys have filed numerous motions challenging prosecutors, seeking limits on courtroom cameras and pressing other procedural issues that have slowed the case. Former prosecutor Neama Rahmani said the strategy appears designed to increase pressure on the state to offer Robinson a plea agreement carrying life in prison without parole, similar to the resolution reached in the Bryan Kohberger case. Utah defense attorney Nathan Evershed said delays are common in capital litigation because the passage of time can create an opportunity for negotiations once emotions surrounding the crime are less intense. Judge Tony Graf has also proceeded cautiously, and Robinson still does not have a trial date as the court considers whether prosecutors presented sufficient evidence during the preliminary hearing to move the case forward.to contact me:bobbycapucci@protonmail.comsource:Taxpayers could end up shelling out more than $10M for lawyers to defend accused Charlie Kirk killer Tyler Robinson

Utah taxpayers could ultimately spend more than $10 million defending Tyler Robinson, the man accused of murdering Charlie Kirk, because prosecutors are seeking the death penalty and Robinson has been declared unable to pay for his own representation. Utah County initially approved $1 million to cover expenses for both the prosecution and Robinson's specialized defense team, while officials later indicated that another $1 million in state funding would be required. Legal experts say the final cost could rise dramatically because capital cases require experienced death-penalty attorneys, extensive expert testimony, separate guilt and sentencing phases, and potentially years of appeals if Robinson is convicted.Robinson's attorneys have filed numerous motions challenging prosecutors, seeking limits on courtroom cameras and pressing other procedural issues that have slowed the case. Former prosecutor Neama Rahmani said the strategy appears designed to increase pressure on the state to offer Robinson a plea agreement carrying life in prison without parole, similar to the resolution reached in the Bryan Kohberger case. Utah defense attorney Nathan Evershed said delays are common in capital litigation because the passage of time can create an opportunity for negotiations once emotions surrounding the crime are less intense. Judge Tony Graf has also proceeded cautiously, and Robinson still does not have a trial date as the court considers whether prosecutors presented sufficient evidence during the preliminary hearing to move the case forward.to contact me:bobbycapucci@protonmail.comsource:Taxpayers could end up shelling out more than $10M for lawyers to defend accused Charlie Kirk killer Tyler RobinsonBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Season 8, Episode 5: How did Madison Realty Capital grow from a $10M fund into one of the most active private credit platforms in real estate? Today, we sit down with Josh Zegen, Co-Founder and Managing Principal of Madison Realty Capital, to break down how MRC built its lending business before private credit became an institutional asset class. Josh shares how the firm survived the GFC, became vertically integrated, and scaled into a major capital source for sponsors when banks pulled back. Whether you're interested in distressed debt, construction lending, office-to-residential conversions, or today's maturity wall, this episode is a must-listen. Join us as we dive into how Madison thinks about risk, rescue capital, borrower relationships, and finding opportunity in a volatile market. Shoutout to our sponsor, Lennar Investor Marketplace. New construction rental investments with comps, returns, and underwriting built in. TOPICS 00:00 – Introduction to Josh Zegen and Madison Realty Capital 05:00 – The Early Private Credit Opportunity 10:53 – Surviving the GFC and Taking Over Assets 15:45 – Becoming a Construction Lending Powerhouse 19:00 – Back Leverage and Lending to Lenders 24:12 – Distress, Rescue Capital, and Loan Workouts 31:24 – Fundraising, Insurance Capital, and Investor Demand 35:44 – The Pfizer Office-to-Residential Conversion 42:40 – West Palm Beach, Florida, Texas, and Hot Markets 48:12 – Recaps, Volatility, and Building Through the Cycle For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Utah taxpayers could ultimately spend more than $10 million defending Tyler Robinson, the man accused of murdering Charlie Kirk, because prosecutors are seeking the death penalty and Robinson has been declared unable to pay for his own representation. Utah County initially approved $1 million to cover expenses for both the prosecution and Robinson's specialized defense team, while officials later indicated that another $1 million in state funding would be required. Legal experts say the final cost could rise dramatically because capital cases require experienced death-penalty attorneys, extensive expert testimony, separate guilt and sentencing phases, and potentially years of appeals if Robinson is convicted.Robinson's attorneys have filed numerous motions challenging prosecutors, seeking limits on courtroom cameras and pressing other procedural issues that have slowed the case. Former prosecutor Neama Rahmani said the strategy appears designed to increase pressure on the state to offer Robinson a plea agreement carrying life in prison without parole, similar to the resolution reached in the Bryan Kohberger case. Utah defense attorney Nathan Evershed said delays are common in capital litigation because the passage of time can create an opportunity for negotiations once emotions surrounding the crime are less intense. Judge Tony Graf has also proceeded cautiously, and Robinson still does not have a trial date as the court considers whether prosecutors presented sufficient evidence during the preliminary hearing to move the case forward.to contact me:bobbycapucci@protonmail.comsource:Taxpayers could end up shelling out more than $10M for lawyers to defend accused Charlie Kirk killer Tyler RobinsonBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Pokémon Go removed the paywall from its biggest event of the year and made more money than any paid version in half a decade. That's the monetization masterclass of the week — and it's just one of five stories that matter.Matej Lančarič flies solo for the news segment, and it's a heavy week. Pokémon Go hit its 10th anniversary with over $9B in lifetime revenue, then ran GoFest 2026 as its first-ever free, no-ticket event — triggering a $15.1M single day, the game's highest in five years, and a 17-position leap to #2 in monthly revenue. Love and Deepspace is unfolding into the most instructive disaster of the year, with a cancelled love interest, a 230,000-signature petition, funeral flowers and cow dung sent to the studio, and a pulled Bilibili World appearance. Microsoft cut 4,800 jobs with Xbox facing roughly 3,200 over the next year — about 20% of the division — with King in the blast radius and a memo admitting the business "is not healthy" at ~3% margin. AppLovin opened Axon to global self-serve and the stock ripped from the mid-$440s to $564 in two weeks. And Meta shipped Muse image plus new AI-ad labeling that puts a visible tag right next to "Sponsored" if your creative features a photorealistic AI person.Five stories, one theme: the old assumptions about paywalls, scale, and trust are all breaking at once.━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━⏱️ TIMESTAMPS00:00 Cold open 00:30 Pokémon Go's free GoFest monetization masterclass02:30 The Love and Deepspace catastrophe05:00 Xbox cuts 3,200 — King in the blast radius07:00 AppLovin opens Axon to self-serve08:30 Meta's Muse image and the new AI ad labels10:00 Quick hits — UK job losses, Netmarble takes 40% of WeMade━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

From $10M to almost quitting — to $143M in one year. These are the luxury real estate tips Manhattan's top agent wishes he knew sooner. Michael Franco started in real estate in 2008 with a law degree, 14 years of closing experience, and zero idea how to actually build a business. He sold $25 million his first full year. Then sat back and waited for the phone to ring. By 2012 he was down to $10 million and almost walked away from real estate entirely. Then he found coaching. And everything changed. Today Michael is one of Manhattan's most respected luxury real estate agents at Compass — with $1.5 billion in career sales and $143 million closed in 2025 alone. In this episode Tom Ferry sits down with Michael to unpack the luxury real estate tips, mindset shifts and business decisions that made the difference — including: • Why being a former attorney gives you an unfair advantage in luxury real estate • The 3 decisions that transformed Michael's career from $10M to $143M • How to earn trust with wealth managers, accountants and family offices • What luxury clients are really hiring you to do — and how to deliver it • The psychology of getting comfortable at a higher price point • The co-listing strategy that gets you into luxury real estate fast • The biggest pricing mistakes luxury agents make — and the scripts that fix them • The pre-launch phone and email campaign most agents completely skip • Where Michael is investing his marketing dollars in 2026 — and why print is out "Everybody has imposter syndrome in the beginning. You gotta get a little confidence, remove the ego, and just serve the customer." — Tom Ferry If you want to break into luxury real estate or take your high end business to the next level — this episode is for you. --------------------- Let's Connect: Get Your Real Estate Coaching Consultation → https://www.tomferry.com/free-coaching-consultation/ Attend A Tom Ferry Event → https://store.tomferry.com/ Free Tools & Playbooks for Real Estate Agents → https://www.tomferry.com/agent-tools/ Visit My Website → https://www.tomferry.com/ Instagram → https://www.instagram.com/tomferry Facebook → https://www.facebook.com/ TomFerry X → https://www.instagram.com/tomferry  

Today I'm talking to Jim Donnelly, a founder who has built and scaled businesses across travel, real estate, wellness, and longevity medicine. He built an online travel community with 300,000+ members that later rolled into Travelocity. He developed luxury real estate that still holds Charlotte's record for price per square foot. He co-founded Restore Hyper Wellness and helped scale it to 225+ locations. Now, he's building Humanaut Health, a longevity medicine company with $10M-per-clinic potential. But the interesting part isn't just what Jim has built. It's how he keeps moving into completely different industries and finding the opportunity before everyone else sees it. A lot of founders fail when they jump categories because they assume the same playbook will work again. Jim sees it differently. He's clear about what transfers from one business to the next, what doesn't, and why the best opportunities are often hiding inside big categories that already exist. We get into how he builds brands people actually care about, why he'd rather have fewer customers who love him than more customers who only like him, and the biggest lessons he learned after raising $140M in private equity.   Watch on YouTube:      Let's Connect: Website | Instagram | YouTube | TikTok | Twitter | Facebook

In this episode Trey sits down with Luke Berry, Max Revenue's resident Employee Benefits expert, to break down how he's on pace for his best year ever — $800K in revenue through six months, projected to hit $1.1–1.3M by year end.Luke gets specific about what's actually driving the growth: giving away value through "micro summit" events, a custom-built AI agent trained on his agency's own data, and a complete rethink of how his team processes information. They dig into real (anonymized) deals, including a 300-life AOR win closed in a single month, walk through what it took to build a fully HIPAA/SOC2-compliant in-house AI system, and talk through the real cost, ROI, and security questions every agency owner is asking right now.They also zoom out to the bigger picture — where AI is headed for producers, CSRs, and account managers over the next five years, the "agency of one" theory, tech-first insurtechs vs. legacy agencies, and why the foundation of great production will always be listening, not tools.If you're a producer or agency principal wondering how to actually start using AI (not just dumping policies into ChatGPT), this episode is the playbook.........

Many apparel founders believe growing revenue is the key to building a successful brand, but revenue alone won't keep your business alive. Without healthy profit margins, even brands generating millions of dollars in sales can struggle with cash flow, inventory purchases, hiring, and long-term growth. In this episode of the Business of Apparel podcast, Rachel explains why profitability, not revenue, is the most important metric every apparel founder should be tracking. She shares real examples of brands that looked successful on paper but ultimately failed because they ignored their margins, along with practical guidance for calculating profitability, understanding company-wide weighted margins, and making smarter inventory and pricing decisions. Rachel also discusses how experienced mentorship and the right financial systems can help founders avoid expensive mistakes and build brands that are positioned for sustainable, long-term success.

Work With Me - Click HereGet The Subcontractor's Edge Book - Click Here(Book comes with the free audiobook and a full video masterclass)- 0:00 The lie killing your construction profit margin- 0:33 What every losing subcontractor project has in common- 2:16 What a mentor in Iraq taught me about real margin- 3:11 Two electrical subs, same $10M job only one made money- 5:00 Margin isn't priced. Margin is managed.- 5:23 Pre-award: how to negotiate a contract worth signing- 6:57 Post-award: the day-one habit that protects every variation- 8:27 Why the best subs bid lower than you and still win Most construction business owners think their profit margins get locked in the day the contract gets signed. They don't. The subcontractors winning the bids you can't compete with and still making money figured this out years ago.In this video, Cian Brennan breaks down the lie quietly killing margins on subcontractor jobs: the idea that margin gets priced. It doesn't. It gets managed.

Product pay is detaching from the old bands the way it did for AI researchers. In the past few weeks I've seen three offers go out to product executives at $10 million a year, and while almost nobody gets that number, it pulls the whole field up. The builder-executive who can build with modern tools and operate at scale now commands two to three times what the same profile did a year ago. In this episode, my co-host Carly Malatskey and I walk three real career decisions end to end: a leader worried the AI bubble will pop and playing it too safe, a consultant trying to become a product builder, and an elite executive trying to match joy, purpose, and income in one role. The throughline is the "Skip" question: not how to maximize today's job, but which next move opens the path to elite a few years out.–Key topics:• Why builder-executive pay detached from the bands• The three questions every career-maximizer should ask themselves• Thinking of constraints as a risk budget• Why staying current beats the biggest job at the best company• How to test whether a company is actually "current" from the outside• Why top-of-market pay comes with strings, and how to sequence what you optimize for• The mercenary vs. missionary approachTimestamps:(00:00) Introduction(00:39) The 100-day shift: builder execs and $10M offers(04:04) Case 1, Angie: two safe offers and an AI-bubble fear(05:04) Optimizing to be elite, or just to be prudent?(06:58) Why a failed hot startup can leave you better off(10:58) Thinking about what your next role sets up, not just the salary(15:40) Case 2, Gary: Series A vs. Fortune 20(16:36) Working backward from the PE operating-partner dream(18:58) The biggest job at the most current company, not the best(22:40) How to tell if a company is actually "current"(25:26) Case 3, Monica: elite, comfortable, and chasing joy(26:57) One more operating role, then founding(29:33) Choosing mercenary over missionary(35:26) Would the right company help her find a co-founder(37:18) The three questions that shape modern career advice–Brought to you by:Asana—The operating system for human agent teams–Referenced:• Anthropic• Meta• Microsoft• OpenAI• Stripe–Where to find Nikhyl:• Twitter/X• LinkedIn–Where to find Carly:• LinkedIn–Join The Skip:• Skip Coach• Skip Community–Find The Skip:• Website• Substack• YouTube• Spotify• Apple Podcasts–Don't forget to subscribe to The Skip to hear me coach you through timely career lessons. Access exclusive sessions from 100+ top product leaders at skip.coach. If you're interested in joining me on a future call, send me a note on LinkedIn, Threads, or Twitter. You can also email me at nikhyl@skip.community This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theskip.substack.com

In today's episode Matt and Kolby break down historic media disruptions—from cable TV's ESPN and CNN to Joe Rogan's $250M Spotify deal—pulling out what's working, what's being left on the table, and who actually has a real thesis on AI today, from The Rundown's $10M+ newsletter to HubSpot's media buying spree.Timestamps: 00:00 Intro: AI Anxiety and Plateauing Founders03:59 The Framework: How Founders Should Respond to AI05:14 Is This an AI Bubble? Cable TV's ESPN and CNN Bet08:35 Web 1.0: Huffington Post's $315M Exit and Motley Fool's Billion-Dollar Run09:32 Viral Video Era: BuzzFeed's Rise, Barstool's $551M Sale12:23 Mobile Wave: Industry Dive's $525M Exit14:12 Axios's Smart Brevity and $525M Sale17:27 The Athletic's $500M Sale, Joe Rogan's $250M Deal, and Mr. Beast19:54 The Common Thread: Every Disruptor Needs a Thesis22:40 Who Has a Real AI Thesis Today?24:59 The Rundown AI's $10M+ Newsletter and Its PE Deal29:31 HubSpot's Strategy of Buying Up Media Companies34:55 Local News, AI-Generated Content, and 6AM City46:06 Breaking Points, Ground News, and the Rise of Trusted Filters53:03 Owning a New Category: Latent Space's AI Engineer Events59:13 Every's Bundled AI Tools and Software-Funded Media

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

Tired of fighting with low-quality subcontractors in your home service business? In this episode I break down exactly why I run my painting business with 14 W-2 employees across 4 crews — the pros, the cons, and the hiring system that keeps my best people loyal for 9+ years.I own Premium Painting, and my goal was never a $10M company — it's a $2M–$2.5M business with 47–52% gross margins that runs like a franchise I collect dividends from. W-2 employees are how I got there.But it's not all sunshine and rainbows, so I'm giving you the real trade-offs subcontractors vs employees, and the systems that make W-2 actually work.Whether you run a painting company, HVAC, roofing, landscaping, cleaning, or any home service or trades business, this is the W-2 vs subcontractor breakdown I wish I had when I started.

For years, we've been searching for a better way to help Apparel Ffounders bridge the gap between learning industry concepts and actually applying them inside their businesses.   That's exactly why we're launching Boardroom Notes, a brand-new weekly Substack newsletter designed to help founders take the lessons from the Business of Apparel podcast and turn them into practical action.   In addition to Boardroom Notes, you can also subscribe to In the Margins with Rachel Erickson, a behind-the-scenes newsletter documenting the journey of writing and releasing my first book, The Business of Apparel. Whether you're trying to improve your margins, make smarter business decisions, or get an inside look at the ideas shaping my upcoming book, you'll want to join us over on Substack at https://businessofapparel.substack.com  

When apparel founders fail to create a profitable business, it's not because they lack talent or great product ideas. They struggle because they're forced to navigate a highly technical industry through expensive trial and error, often making costly mistakes that could have been avoided with the right guidance. In this episode of the Business of Apparel podcast, Rachel shares the common challenges she's seeing apparel founders face and explains why learning the industry as you go can put your business at risk. Through real client stories, she breaks down how poor product development processes, weak financial planning, inaccurate pricing, and unclear production documentation can quickly lead to cash flow problems, wasted inventory, and even business closure. Rachel also explains why building strong operational systems early, tracking profitability instead of just revenue, and seeking expert support can dramatically reduce risk and help founders build profitable, sustainable brands.

Download your free Painter Growth training here: https://learn.paintergrowth.com/grow-v1?utm_source=youtube&utm_medium=social&utm_campaign=grow-v1If you're new here, my name is Mike Gore-Hickman. I'm the founder of Painter Growth, a coaching company that helps painting contractors build real businesses instead of just running jobs.We've worked with over 1,500 painting contractors. Our clients range from guys doing $300K a year to teams pushing past $5M. Our coaches are real painting business owners who built seven-figure companies themselves. Not theory guys.Here's how I got here.Early 20s: Running my own painting business. Couldn't close jobs. Underbidding everything. Painters showed up stoned. Spilled paint on driveways. Painted houses the wrong color. I fell off a ladder. Ended my first year with a $20,000 tax bill I couldn't pay.Still early 20s: Almost quit. Didn't. Got obsessed with systems, sales, and getting help. I hired my first business coach, fixed the chaos & hit over $200K a month in sales before I turned 24.Mid-20s: Followed my girlfriend (now wife) to a new city. Shut the painting business down. Took a job in SaaS. Spent five years helping grow a software company from scratch to nearly $10M a year. That's where I learned how to build and scale an online business.During COVID: My two worlds collided. Running a painting business plus scaling software companies. I launched a side hustle that pulled both together. It became Painter Growth.October 2021: Launched with an MVP and $10 a day in Facebook ads. No money. No clients. No connections.End of 2021: Signed my first 10 clients. Eight got massive results. That was all the proof I needed.Late 2022: Brought on Jesse, my partner and CFO. Hired our first coach and first VA. Reinvested everything back into the business.2023 and beyond: Built a team of nearly 50, including seven-figure painting business owners coaching full time.We became an official Sherwin-Williams partner and we're the exclusive coaching program referred by them.We we're named PCA 2026 Partner of the Year.You don't need to be a good painter to build a great painting business. You need to be a good business owner who hires good painters. Most contractors never make that switch. We help them make it.What I'm focused on right now: AI and systems. We're building AI-powered tools inside Painter Growth, including a bookkeeping assistant and a proposal generator. The contractors who figure this out early are going to pull ahead.I'm still building. Still figuring things out. But I'm doing it alongside 1,500 contractors who are all in the middle of their own fight to build something real.If you're in that fight, you're in the right place.Never quit,MikeGet a FREE Painting Business Growth Session. In 30 minutes, we'll build you a custom plan to grow → https://learn.paintergrowth.com/book-your-call-1?utm_source=youtube&utm_medium=social&utm_campaign=booking*Painter Growth content is for educational purposes only. Results vary. Individual outcomes depend on the effort, situation, and decisions of each business owner.*

The "which is smarter" question is dead. Both models are good enough that the right question is which one does the specific thing you need better. This episode breaks down where each one wins for actual work. The short version. Claude wins on writing quality, instruction-following, long-document analysis, and agentic work. ChatGPT wins on image generation, voice, custom GPTs, and ecosystem breadth. Where Claude pulls ahead. For anything client-facing, Claude produces prose that needs less editing, with fewer clichés, better structure, and more controllable tone, which is the single most-cited reason people prefer it for memos, reports, and articles. It also holds detailed constraints better, so when you give it specific headings, a voice, and things to avoid, it sticks to them more faithfully. On the coding and analysis side, Claude leads the reasoning benchmarks (91.3% on GPQA Diamond) and holds a slim edge on SWE-bench Verified, and its context window is the most-cited reason developers switch, with the API tier going up to 1M tokens for long codebases, contracts, and book-length documents. Where ChatGPT pulls ahead. Image generation is not close. ChatGPT generates images natively and Claude cannot generate them at all, so if visuals are in your workflow, that decides it. ChatGPT also browses the web in real time, while Claude does not do that natively, and it integrates directly with Word, Excel, Teams, and Outlook through Microsoft Copilot, which matters if your business already runs on Microsoft 365. For high-volume API work, the flagship cost gap is large: a small internal RAG tool running 10M input and 2M output tokens a month runs roughly $300 on Claude Opus versus $55 on GPT, and it scales from there. Pricing. If you're choosing between Claude Pro and ChatGPT Plus, pick on capability, not price, because they both cost about $20 a month. The one real gap is ChatGPT's cheaper $8 Go tier and its more generous free tier. The move most professionals actually make. The common 2026 setup is ChatGPT for ideation, images, and quick questions, and Claude for the serious writing, editing, long-document analysis, and agentic file work. At about $20 each, running both is roughly $40 a month, which is trivial against the time it saves if AI is core to your job. The AI Career LabBottom line for a service business or agency. If your work is mostly writing, client documents, and code, Claude is the stronger daily driver. If you're producing marketing visuals, doing web research, or living in Microsoft 365, ChatGPT earns its seat. Most people find a clear preference within a week of running both on real work.Topics: Claude vs ChatGPT 2026, best AI for work, AI for small business, AI writing tool, AI for consultants and agencies, Claude Code, ChatGPT vs Claude pricing, long context AI, AI coding model, business AI workflow.Best AI for work 2026, Claude vs ChatGPT for business, AI tool for agencies and freelancers, AI writing and coding assistant, running Claude and ChatGPT together.

You've built something amazing. Your coaching business is thriving. Your courses are selling. You're helping people transform their lives. But if you're honest, something feels disconnected. You're making great money and still stressed about cash flow. You're charging premium prices and somehow still have consumer debt. You're building a thriving business while your own life feels scattered and out of alignment. In this episode of The Expert Edge, I sit down with Erin Skye Kelly, who went from $2.1M in debt in her twenties to building a seven-figure business helping thousands of women-especially six-figure earners-break the cycle and build genuine wealth. Here's the insight that changed everything for her (and can for you): making money and building wealth are two completely different games. And the gap between them isn't another strategy or funnel. It's about the promises you make to yourself and whether you actually keep them. What you'll learn: → Integrity with yourself is the foundation - Why keeping promises to yourself matters more than any business tactic → Debt isn't the problem-it's a symptom - The mindset patterns that created the debt (and how to shift them) → Six-figure earners become millionaires differently - Timeline, psychology, and strategy are completely different depending on your starting point → Community is the secret to scaling - Why hiring a community manager is crucial after you hit $1M → The role of overfunctioning in wealth sabotage - How you break promises to yourself in business the same way you do in life Real insights from the episode: Erin's journey from $2.1M in debt to seven figures (and what changed) Why she rebranded from just "Get Out of Debt" to serving six-figure earners becoming millionaires The difference between a person with negative net worth and a six-figure earner with debt How long it takes to become a millionaire depending on your starting point (3-5 years vs 8 years) Why working with Tony Robbins shaped her approach to coaching and events The importance of staying connected to your mission and your clients How to scale to $5-10M without losing the connection to what matters The role of a community manager in keeping the pulse of your business Why integrity with yourself shows up in every area of your life and business Connect with Erin at https://www.erinskyekelly.com/ You can find her book "Get the Hell Out of Debt," her podcast by the same name, and programs for both people getting out of debt and six-figure earners building real wealth. DM her on Instagram and mention you found her through The Expert Edge. She's active in her community and loves connecting —----------------------------------- If you're running an established expert business doing $300K+ (or aiming there), Platinum is our highest-level mastermind. It's for people ready to build a highly profitable, 2-3 million dollar business with a small team, full lifestyle, and zero complexity. We focus on market leadership, scaling profitably, and building systems that work. Apply at colinboyd.co/platinum Short application. If it's a fit, we'll hop on a call. Discover how to authentically connect with your audience & fill your programs with a Conversion Story - Version 2.0 (AI Edition) is now available. https://www.conversionstoryformula.com Hit the "Follow" button so you don't miss an episode! Love this podcast? Write a review and give it a 5-star rating!  For all the show notes and links: https://www.expertedgepodcast.com/blog/episode328 Connect with Colin on Instagram: https://www.instagram.com/colinboyd/  

This episode was too good to leave in the archive! As part of our Summer Replay Series, we're revisiting my conversation with consultant, SaaS founder, and self-described AI fanatic Andrew Ansley — and honestly, his advice is even more relevant today.Andrew breaks down exactly how he uses ChatGPT and Claude to run multiple businesses, why "clouding up the context window" is killing your AI outputs, and how to train an AI assistant on your business in 30 minutes or less. Then we go deep on SEO: what actually changed after 2022, how Google understands content through entities and embeddings, and what it really takes to build topical authority today.Whether you're an SEO, a small business owner, or just AI-curious, this replay is packed with practical workflows you can put to work this week.What You'll LearnWhy you should delete the messy middle of your AI conversations (and keep only the first prompt + final output)How to set up AI "projects" for each client or task — with business info, SOPs, examples, and your unique perspectiveThe 4 pieces Andrew uploads to train an AI on any workflow in about 30 minutesWhy you must define abstract concepts (like "write an email" or "SEO strategy") instead of letting AI decide what they meanDefinition + example + template: the simple prompt formula that upgrades your outputsClaude vs. ChatGPT: where each tool shines (projects, styles, voice transcription, and more)How SEO changed after 2022: entities, semantics, and user metricsWhat topical authority actually means — going deeper, faster, or wider with your content clustersWhy the real ranking signal is whether searchers end their journey on YOUR siteThe "Could ChatGPT give them this?" test for creating content that still winsEpisode Highlights & Timestamps(00:00) Welcome + meet Andrew Ansley(01:00) Consultant, SaaS founder, community leader: how Andrew wears all the hats(02:00) Why Andrew (and Crystal!) are learning Python(03:30) Inside Andrew's Skool community: automate marketing with AI + n8n(05:30) The one-person, AI-powered business (could you scale to $10M solo?)(07:30) Don't cloud the context window: Andrew's clean-conversation trick(09:45) Building SOPs with AI in an hour instead of a week(10:30) ChatGPT Pro vs. Claude: Andrew's honest comparison(11:00) How to set up an AI project: business info, ICP, SOPs, examples & styles(16:00) The power of templates (stop reinventing the wheel!)(21:30) Screen share: how Andrew organizes projects, prompts & custom styles(28:00) From aspiring pastor to bartender to SEO: Andrew's origin story(36:00) AI as the ultimate learning tool for curious kids (and adults)(45:00) How SEO changed: keyword matching → RankBrain, BERT & semantic search(48:30) User metrics, mobile-first indexing, and ending the search journey(51:30) Topical authority explained: embeddings, content clusters & internal links(54:00) Why sites dip after agencies leave (core algorithm updates + historical metrics)(56:00) The "Could ChatGPT give them this?" content test(56:45) Where to connect with AndrewQuotable Moment"You cannot let the AI decide what abstract concepts mean. You have to define it — and if you give it an example, that's even better." — Andrew AnsleyConnect with Andrew AnsleySkool Community (AI Marketeers)YouTubeAndrew's article on Search Engine LandMentioned in This EpisodeContent Sprout (Andrew's SaaS)n8n (open-source automation alternative to Zapier)GoHighLevelKoray Tuğberk Gübür (topical authority & entity SEO)Bill Slawski (SEO research pioneer)Alex Hormozi & Sam Ovens (Skool)Connect with CrystalWebsiteLinkedInText me your questions or comments!Hey, Shopify store owners! (Especially if you're selling on Etsy, too!)Here's a quick question: Are people actually finding your products on Google?If SEO feels confusing, overwhelming, or like something you'll "get to later", this is for you.I'm hosting a free, seven day Shopify SEO challenge that breaks it down into simple, doable steps.No tech headaches, no fluff. Join us at  Hey, Shopify store owners! (Especially if you're selling on Etsy, too!)Here's a quick question: Are people actually finding your products on Google?If SEO feels confusing, overwhelming, or like something you'll "get to later", this is for you.I'm hosting a free, seven day Shopify SEO challenge that breaks it down into simple, doable steps.No tech headaches, no fluff. Join us atSupport the showFree checklist: Is your Shopify store quietly losing sales? Run the 5-minute self-check →Book a Shopify Store Strategy Call With Crystal!Want to follow up on what you've heard? Search the podcast!AFFILIATE LINKS:Start your Shopify Store!Get SurferSEO!Metricool (to be everywhere online, you NEED a social media scheduler!)Grid and PixelNote: If you make a purchase using some of my links, I make a little money. But I only ever share products, people, & offers I trust & use myself!

When James Reinhart walked into a Cambridge consignment store with a bag of business school clothes in 2008 – a J.Crew cashmere sweater, a Brooks Brothers coat – and was told they had no resale value, he didn't accept the answer. "I can't believe this cashmere sweater is worth zero," Reinhart tells Ken. That moment became Thredup. Sixteen years later, the company he co-founded as a broke ex-teacher earning $24K a year is a public marketplace approaching $400M in annual revenue, with 25M+ items sold this year across 35,000 brands.In this episode of The Retail Pilot, Ken sits down with James Reinhart – Co-Founder and CEO of Thredup – to unpack how a former 8th grade teacher built one of the most operationally complex companies in fashion. They explore the founding story, the "Netflix of shirts" pitch, the unit economics driving 80% gross margins, the Resale-as-a-Service partnerships with J.Crew, Athleta, Steve Madden, and Cotopaxi, the peer-to-peer launch competing with Poshmark and Depop, and the 4-day work week that became permanent.In this episode you'll learn:How a Cambridge consignment rejection and a J.Crew cashmere sweater became the genesis of ThredupWhy the first year ran on $70K with 7 employees – and why Boston VCs passed before Silicon Valley said yesThe "Netflix of shirts" original pitch – and why it was a "terrible business" that taught them everythingHow Thredup hit ~$400M in annual revenue and a 25% YoY increase in active buyersThe KPIs James actually tracks: contribution margins, LTV to CAC, and units per hour throughputThe supply-side strategy: why dominating sellers is the playbook (and what Airbnb, OpenTable, and Spotify taught him)Resale-as-a-Service: how J.Crew, Athleta, Steve Madden, and Cotopaxi power resale with ThredupThe direct listings launch: how Thredup is competing with Poshmark and DepopInside Thredup's distribution centers: hundreds of thousands of items processed daily, 1M+ photos a dayThe Dallas warehouse: 4 football fields, 4 stories high, 10M items, $600–700M in throughputHow AI is powering search, discovery, and Pinterest-board-to-shop curationThe 4-day work week experiment that never ended – and the sabbatical and maker day policies before itWhy Thredup went public – and why James thinks it made the company "so much better"This episode is for you if: you're a founder building operational moats, a retail operator exploring Resale-as-a-Service, an investor tracking unit economics, a brand leader weighing circularity, or an HR leader curious about the 4-day work week.Subscribe to The Retail Pilot for more conversations with retail leaders shaping the future of commerce.If you missed our last episode, where Denise Incandela unpacks Walmart's fashion transformation, be sure to tune in.Connect with Ken:-Follow Ken Pilot Ventures on LinkedIn, Instagram, and YouTube. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Both models are good enough that the right question is which one does the specific thing you need better. This episode breaks down where each one wins for actual work. The short version. Claude wins on writing quality, instruction-following, long-document analysis, and agentic work. ChatGPT wins on image generation, voice, custom GPTs, and ecosystem breadth. Where Claude pulls ahead. For anything client-facing, Claude produces prose that needs less editing, with fewer clichés, better structure, and more controllable tone, which is the single most-cited reason people prefer it for memos, reports, and articles. It also holds detailed constraints better, so when you give it specific headings, a voice, and things to avoid, it sticks to them more faithfully. On the coding and analysis side, Claude leads the reasoning benchmarks (91.3% on GPQA Diamond) and holds a slim edge on SWE-bench Verified, and its context window is the most-cited reason developers switch, with the API tier going up to 1M tokens for long codebases, contracts, and book-length documents. Where ChatGPT pulls ahead. Image generation is not close. ChatGPT generates images natively and Claude cannot generate them at all, so if visuals are in your workflow, that decides it. ChatGPT also browses the web in real time, while Claude does not do that natively, and it integrates directly with Word, Excel, Teams, and Outlook through Microsoft Copilot, which matters if your business already runs on Microsoft 365. For high-volume API work, the flagship cost gap is large: a small internal RAG tool running 10M input and 2M output tokens a month runs roughly $300 on Claude Opus versus $55 on GPT, and it scales from there. Pricing. If you're choosing between Claude Pro and ChatGPT Plus, pick on capability, not price, because they both cost about $20 a month. The one real gap is ChatGPT's cheaper $8 Go tier and its more generous free tier. The move most professionals actually make. The common 2026 setup is ChatGPT for ideation, images, and quick questions, and Claude for the serious writing, editing, long-document analysis, and agentic file work. At about $20 each, running both is roughly $40 a month, which is trivial against the time it saves if AI is core to your job. Bottom line for a service business or agency. If your work is mostly writing, client documents, and code, Claude is the stronger daily driver. If you're producing marketing visuals, doing web research, or living in Microsoft 365, ChatGPT earns its seat. Most people find a clear preference within a week of running both on real work.Topics: Claude vs ChatGPT 2026, best AI for work, AI for small business, AI writing tool, AI for consultants and agencies, Claude Code, ChatGPT vs Claude pricing, long context AI, AI coding model, business AI workflow.Best AI for work 2026, Claude vs ChatGPT for business, AI tool for agencies and freelancers, AI writing and coding assistant, running Claude and ChatGPT together.

Hello and Welcome to the DX Corner for your weekly Dose of DX. I'm Bill, AJ8B.Registration is now open for W9DXCC 2026, with admission prices staying the same. The 73rd convention will take place September 11–12 at the Marriott in Naperville, Illinois, featuring Friday DX and contesting sessions, Saturday speakers, exhibits, QSL card checking, and an evening reception and banquet. More details and the developing program are available on the convention website.The following DX information comes from Bernie, W3UR, editor of the DailyDX, the WeeklyDX, and the How's DX column in QST. If you would like a free 2-week trial of the DailyDX, your only source of real-time DX information, just drop me a note at thedxmentor@gmail.comHere are some operations in the near future.9N- Nepal - DL4XT is planning an October DXpedition to Nepal, operating under the callsign 9N7XT. The operation will cover multiple HF bands with a mix ofvoice, digital, and CW activity. He will be active on SSB, CW and FT8 on 160, 80, 40, 20, 17, 15, 12 and 10M. For antennas he'll be using 10–20m 1/4-wave vertical with radials; 40m delta loop; 80/160m EFHW. QSOs will beuploaded at least once daily on Club Log. QSL via QRZ.com, LoTW, anddirect via OQRS on Club Log.{Marathon Alert} BY – China - During the 2026 IARU HF World Championship, which is July 11 and 12, members of the Chinese Radio Amateurs Club will be operating HQ stations B8HQ and B9HQ from ITU Zone 43 and giving out the CRAC multiplier.{Marathon Alert} HS – Thailand - Radio Amateur Society of Thailand (RAST) will compete in the IARU HF World Championship on July 11–12, using the E2HQ callsign from Muak Lek District in Saraburi Province, about 150 km north of Bangkok. A team of operators will participate, and RAST will also hold a meeting at the contest location during the weekend.VP5 - Turks and Caicos Islands - G0VJG will be active from North Caicos (NA-002), July 17–30, operating VP5G from a beach location for 14 days. Nobby will use an inverted V and HF9V, a 6-element 6M Yagi, and a Juma PA 1000 amplifier. During the IOTA Contest he will operate single op. Activity will include SSB, CW, and FT4/FT8. QSL via M0OXO.Here are operations that are currently ongoing.{Marathon Alert} JT – Mongolia - The QO-100 Club says that R9LR, Vlad, QO-100 DX Club #362, is QRV from Mongolia, callsign JT0LR, on CW, SSB and the FT modes. He is attempting to activate different grids every day.{Marathon Alert} JD1/O – Ogasawara – Kou, JP1IHD, will again be on from Chichijima, as JD1BQP, until July 11. He will upload the log to LoTW and Club Log, or you may QSL direct to his home QTH in Japan.{Marathon Alert} SV – Greece - VK2IR, Tommy, continues on Paros Island, Greece, EU-067 until August 1. He says he is in “vacation mode,” all bands 80-6, with his Greek callsign, SV0XBF/8.{Marathon Alert} 8R – Guyana - 8R1TM, operated by PY1SAD, Aldir, is QRV from Guyana until July 26. The operation is planned across 160 meters through 6 meters, including CW, SSB, digital modes, and satellite activity. On weekdays his expected activity from 23:00 UTC to 03:00 UTC on 6–160 meters using CW, SSB, digital modes, and satellites. And during weekends he will have Full-time activity planned on 6–160 meters using CW, SSB, digital modes, and satellite operation.This week, the DX Mentor Podcast features a discussion with John, K9EL. John will give up all the details of how he became a member of the 3000-point club in the ARRL Challenge. We learned quite a bit listening to John. Check it out and let me know what you think.If you have questions or need information, just drop me a note at thedxmentor@gmail.comUntil next week, this is Bill, AJ8B saying 73 and thanks to my XYL Karen for her love and support. I Hope to hear you in the pileups! Have a great DX week!

We welcome Hannah Pérez, founder of SEEQ Supply, one of the earliest brands to pioneer the clear protein category in the U.S. Scrappy operator, and community-first builder who turned a counterintuitive product into a brand now stocked at Target, Walmart, and Sam's Club.In this unfiltered conversation, Hannah and Seb get into what scaling actually looks like from the inside. From navigating the most uncomfortable truth in growth;  the people who got you from 0 to 10 million won't always be the ones who take you to 50; to building genuine community around a brand that sells protein, Hannah delivers a brutally honest blueprint for staying grounded when everything around you is accelerating. She speaks openly as a queer founder with Venezuelan roots, and makes the case that for her, business and activism have never been separate things.Topics DiscussedStop calling it a "busy week": how to raise your threshold instead.The unsexy reality of scaling fast: people management at every level.Why the team that gets you to 10M can't always get you to 50M.Pioneering a category  and holding your ground as competitors flood in.Why brands without emotional resonance don't last, and how to build it on a lean budget.Queer identity, Venezuelan roots, and community as the core of the business.High involvement, low attachment: Hannah's philosophy for moving fast without burning out.Connect with Hannah on InstagramConnect with Seeq on InstagramConnect with Sebastian on InstagramSebastianNaum.com

OpenAI floated giving the US government a 5% stake to court the Trump administration. Nvidia promised to backstop cloud providers for a revenue cut, SpaceX showed investors an xAI phone prototype, Apple ramped foldable iPhone orders, and Z.ai launched ZCode. Sources: OpenAI has discussed giving a 5% stake to the US government, seeking to clear political obstacles by securing buy-in from the Trump administration (FT) Nvidia promises to financially backstop young cloud providers like Firmus that rent out its AI chips, in exchange for a revenue share through a new program (The Information) Sources: SpaceX showed investors a handset-like device prototype with AI tech from xAI, a proprietary OS, a Snapdragon chip, and a design slimmer than an iPhone (WSJ) Sources: Apple has told suppliers to prepare to produce ~10M foldable iPhones in 2026, up from 7M to 8M previously, and 80M iPhones in total across new models (Nikkei Asia) Apple reportedly orders 10M foldable iPhone Ultra models, which could sell for around $2500 (9to5Mac) Sources: Apple is in negotiations to buy chips from CXMT and YMTC, two Chinese semiconductor makers on a Pentagon blacklist, for use in devices sold in China (Bloomberg) Z.ai launches ZCode, an "Agentic Development Environment" optimized for its new GLM-5.2 model; Z.ai's GLM Coding Plan costs from $16.20 to $144 per month (VentureBeat) Subscribe to the ad-free feed. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today I'm talking to Matt Gallant, co-founder of BioOptimizers, a supplement company generating $10M a month with a larger mission to help people live healthier for longer. Matt started with a simple realization: if he could get great at marketing, he could build a business in almost any category. That belief eventually led him into health, supplements, and BioOptimizers—but not without some hard-earned lessons along the way. We talk about the moment the business nearly fell apart, how Matt thinks about creating maximum customer value, timeless marketing principles, and the question he believes every entrepreneur needs to ask as markets get more crowded and customers become harder to win.   Watch on YouTube:     Let's Connect: Website | Instagram | YouTube | TikTok | Twitter | Facebook

► Want to work with Randy directly: https://randygage.com/breakthroughu/ ► Prefer audio? Get the podcast https://randygage.com/podcast Most people assume the bigger the business, the harder it is to build.Randy Gage has spent decades proving the opposite is true.In this video, Randy makes a claim that stops most founders cold and then spends the entire video proving it with real examples, real clients, and a framework built from over $23 billion in generated revenue.He also breaks down something nobody in the business world is talking about: what AI is currently destroying, silently, in companies of every size. And why the businesses that feel the safest right now may be the ones in the most danger.If you're a founder, operator, or builder, whether you're at $100K, $1M, or $10M, this video will change how you think about growth, risk, and what it actually means to build something that lasts.The good news: everything Randy covers is fixable.But only if you're willing to hear something most business advisors will never tell you.Videos Randy mentioned in this video► Video: https://youtu.be/Ec-aTTtKSPw?si=I67P4OnQfsVjtRcc► 10X better than 2X: https://a.co/d/0b6iU1wl► Who not how: https://a.co/d/0icNDJNgWho is This Guy?Randy isn't some influencer who listened to a couple podcasts and started posting hot takes. He's the streetwise founder of Prosperity Factory, Inc., who has been building and scaling businesses for more than 40 years. Randy has authored 16 bestselling books, translated into 25+languages, including his latest—Wealth Without Apology—and spoken to more than 2 million people across 50 countries. He's been inducted into both the Speaker Hall of Fame and Direct Selling Hall of Fame.But none of that is why people follow him. They follow him because he calls BS…and says what most people are too afraid to admit. When he's not rocking the stage or building his next project, you'll probably find him coaching a softball team somewhere.Connect with Randy:Instagram: randy_gage Twitter: randy_gage Facebook: randygage

AI is more than just a buzzword, it's a tool that can transform your business if used correctly. of The High Voltage Business Builders Podcast, Neil Twa welcomes Russell Halper to cut through the AI hype and discuss its real-world applications. Neil and Russell dive into how AI can optimize revenue management, net profit, and supply chain logistics. They emphasize the importance of understanding unit economics and contribution margins before using AI. Full transparency: AI isn't a magic wand. It's a powerful technology that democratizes complex processes, but only if your business fundamentals are solid. Whether you're just starting out or managing a $10M+ brand, this episode offers actionable insights for sellers at every level. Ready to implement with us? Join the Voltage Business Builders cohort at voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep312 See your Amazon numbers in one place and protect your margins with Caiman Data at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep312&learn_mcp=1 See your Amazon numbers in one place and protect your margins with Caiman Data at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep312&learn_mcp=1

Jim Cregan was a labourer. He was hosting festival stages dressed as a mermaid. He had no idea what he was doing or where he was going.Then he went to Australia, walked into a petrol station hungover, and found a ready-to-drink iced coffee.That was the moment.In this Founder Classic episode of Screw It Just DO It, Jim tells the complete story of how a single product in a petrol station in Australia changed everything. From writing a delusional email to Farmers Union from his hotmail account, to returning to the UK with Suze and launching Jimmy's Iced Coffee, to the moment he nearly crashed his car watching a stranger choose Jimmy's off a supermarket shelf.This is the real SIJDI moment. Not a strategy, not a business plan. Just a feeling that grabbed him by the horns and would not let go.Key Takeaways• How a hangover in Australia became the seed of a £10M+ business• Why Jim and Suze started without a plan and built it anyway• What kept them going when nothing was working• The power of seeing someone choose your product over everyone else's

Building a successful apparel brand takes more than creating great products. The strongest brands are built around a clear purpose, a committed community, and a culture that inspires people to keep growing. In this episode of the Business of Apparel podcast, Rachel sits down with Jason Daniel, founder of globally recognized activewear brand LSKD, to discuss his entrepreneurial journey from selling T-shirts at motocross events to leading a company with hundreds of employees and a worldwide customer base. Jason shares the story behind LSKD's "1% Better Every Day" philosophy, how discovering a deeper purpose transformed the trajectory of his business, and why community, culture, and continuous improvement have become the foundation of the brand's success. He also offers practical advice for founders looking to define their values, build stronger teams, and create brands that stand for something bigger than the products they sell.

One on one with NFL executive Brian Xanders (6:00) Life at FSU in the early 90s (8:30) How many college programs are asking NFL for answers (13:00) Can college scale up NFL framework (16:30) Are college students able to help breakdown film? (23:00) "Strategy" (27:00) Can a GM really overrule a $10M head coach (34:00) How appealing would a top 10 college job be for a NFL lifer? Music: Cartel - Give Or Take Follow CumminsLifestyle on IG Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

One on one with NFL executive Brian Xanders (6:00) Life at FSU in the early 90s (8:30) How many college programs are asking NFL for answers (13:00) Can college scale up NFL framework (16:30) Are college students able to help breakdown film? (23:00) "Strategy" (27:00) Can a GM really overrule a $10M head coach (34:00) How appealing would a top 10 college job be for a NFL lifer? Music: Cartel - Give Or Take Follow CumminsLifestyle on IG Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

He had $15 in the bank and a $1M judgment against him. Eight years later, Nestlé bought his company for $1.5B — then shut it down.Also, this podcast is made by Hampton, which is a community for founders doing on average $20 million a year in revenue. We saw a lot of these money conversations happening privately behind closed doors and we thought, "What the heck, let's make it public." If you are a founder, apply here: http://joinhampton.com/mwMichael Wystrach built Freshly out of the wreckage of a failing restaurant, with $15 in the bank and a personally-guaranteed lease that left him with a $1M judgment against him. Six years later he sold the company to Nestlé for $1.5B — then watched it get shut down. He never took time off. He started a veterinary platform with his sister, raised a $75M venture fund, and put almost his entire payout back to work.This episode gets into what really happens to your bank account after a nine-figure exit — secondary sales, earn-out math, his actual living costs, his real estate philosophy at 2% interest rates, and what it felt like to lose the company he built after selling it. He also shares why he believes the first $10M matters more than the hundredth, and why he plans to keep building for the rest of his life.Sponsors: Daily Body Coach - achieve your dream body with https://moneywise.dailybodycoach.comSubscribe to Moneywise: https://www.youtube.com/@themoneywisepodcastFollow Daniel on X: https://x.com/danielcberkListen on Spotify / Apple Podcasts: [search "Moneywise Hampton"]

Visit Crossmap.com — your trusted source for inspiration and life-changing stories from people of faith.Top headlines for Wednesday, July 1, 2026The Supreme Court's birthright citizenship ruling, its decision upholding bans on biological males in girls' sports, a revived religious discrimination case against Alaska Airlines, and a surprising faith story: a TikTok tarot star leaving nearly a million followers behind after embracing Christianity.0:11 Supreme Court rejects Trump order limiting birthright citizenship1:02 Supreme Court says states can ban males from girls' sports1:23 5 reactions to Supreme Court's ruling on boys in girls' sports1:50 'Supergirl' projected to lose $120 million at box office2:44 Alaska Airlines religious discrimination lawsuit revived by court4:24 America's booming megachurches draw 10M worshipers weekly5:17 Delaware agrees to stop enforcing law targeting pro-life pregnancy centers6:11 Tarot card reader deletes online content after finding JesusSubscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsSupreme Court rejects Trump order limiting birthright citizenship | PoliticsSupreme Court says states can ban males from girls' sports | Politics5 reactions to Supreme Court's ruling on boys in girls' sports | Politics'Supergirl' projected to lose $120 million at box office | EntertainmentAlaska Airlines religious discrimination lawsuit revived by court | BusinessAmerica's booming megachurches draw 10M worshipers weekly | Church & MinistriesDelaware agrees to stop enforcing law targeting pro-life pregnancy centersTarot card reader deletes online content after finding Jesus | Living 

Business Idea Database: https://clickhubspot.com/ecat Episode 837: Sam Parr ( https://x.com/theSamParr ) and Shaan Puri ( https://x.com/ShaanVP ) bring in 3 founders with weird businesses making $10M, $20M, and $30M.  — Show Notes: (0:00) Intro (3:32) Alex Daniels, $10M junk mail magazine (20:31) Josh Weissenstein, $20M camp ground business (38:36) The $1.8B App Copying Politicians & Hedge Funds — Links: • Haven Lifestyles - https://www.havenlifestyles.com/  • Team Outsider - https://www.teamoutsider.com/  • Autopilot - https://www.joinautopilot.com/  — Check Out Sam's Stuff: • Hampton (joinhampton.com): My community for founders. Average member does $25m/year. Many of the guests are members. Get after it...apply: http://joinhampton.com/mfm — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Shaan uses Mercury for banking across all of his companies. you can too: http://mercury.com/  Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC • I run all my newsletters on Beehiiv and you should too + we're giving away $10k to our favorite newsletter, check it out: beehiiv.com/mfm-challenge My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano /

Serin Silva is an intuitive strategic advisor and executive coach who helps powerhouse women move from stuck to strategic growth. After two decades leading transformation as a VP at Fortune 500 companies, including taking Williams-Sonoma to half a billion in sales and launching Hearst Corporation's first digital division, Serin now guides CEOs and executives to make clear, confident, and energetically aligned decisions in the moments that matter most. Her work blends sharp business strategy with intuitive insight, a rare combination that's helped clients scale from $10M to $25M, land CEO roles, and transform from self-doubt to self-belief. Serin helps high-achieving women recalibrate how they lead, turning overwhelm into clarity and performance into purpose. Her clients include leaders from Apple, Patreon, Airbnb, Genentech, UCLA, and Microsoft.  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Charles Cofield. Thanks! The transcript from this episode of Money Making Conversations Masterclass features an inspiring and high-energy interview with CPA and financial educator Carter Cofield, co-founder of Melanin Money. Here's a breakdown of the key highlights and takeaways:

Matt Greene is the CEO and founder of Happy Innovations - bootstrapped to mid-eight figure revenue, selling personal care products under the Happy Nuts, Happy Curves, and Happy Soles brands.Highlight Bullets> Here's a glimpse of what you would learn…. Matt Greene's journey in building Happy Innovations and its brands (Happy Nuts, Happy Curves, Happy Souls).The importance of product development and R&D in creating effective personal care products.Strategies for launching and succeeding on Amazon, including targeting broad search terms and utilizing PPC.Challenges faced during the COVID-19 pandemic, including production delays and shifts in marketing strategies.The significance of diversifying sales channels beyond Amazon, including Shopify, TikTok Shop, and retail.Insights on the complexities and long-term commitment required for retail expansion.The role of affiliate marketing and creator partnerships in driving sales and brand awareness.The impact of seasonal demand on Shopify sales and the need for effective ad strategies.Recommendations for e-commerce entrepreneurs on focusing on profitable sales channels and leveraging TikTok for growth.The necessity of continuous product innovation and differentiation for long-term success in the market.In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley speaks with Matt Greene, CEO of Happy Innovations, whose personal care brands have reached mid eight-figure revenue. Matt shares his journey from product development to scaling across Amazon, TikTok Shop, Shopify, and retail. Key insights include the importance of product innovation, building and supporting affiliate creators, approaching retail only after reaching ~$20M in revenue, and prioritizing profitability on each channel. Matt also recommends leveraging TikTok as the easiest post-Amazon expansion and emphasizes patience, operational excellence, and continuous product improvement as foundations for long-term success.Here are the 3 action items that Josh identified from this episode:Win one channel before expanding Dominate Amazon first (optimize PPC, reviews, profitability) and use it to fund growth—don't diversify until you've built a strong revenue and ops foundation. Use TikTok Shop for scalable growth Build a creator engine with small retainers, consistent posting (30–60 days), and content ownership you can reuse across ads and other channels. Differentiate through real product innovation Go beyond competitor gaps—invest in R&D, solve a specific problem deeply, and continuously improve to drive repeat purchases and long-term brand value.Timestamps:00:00:42 Podcast & Guest IntroductionHost Josh Hadley introduces the show and guest Matt Greene, founder of Happy Innovations, a mid-eight-figure personal care brand.00:02:34 The Origin of Happy NutsMatt shares how the brand started from a personal need, focusing on a year-and-a-half-long product development and branding process.00:04:16 Starting on AmazonThe decision to launch on Amazon was driven by its low customer acquisition cost for an innovative, low-priced product.00:05:21 Amazon Success StrategyHow they found success by targeting existing search terms for related problems like anti-chafing and sweat protection.00:07:40 Diversifying Beyond AmazonAmazon is still their core channel but now represents less than 60% of their total business revenue.00:08:33 Profitability in New ChannelsMatt discusses early struggles with Shopify and the importance of ensuring every new sales channel has a path to profitability.00:10:11 Early Foray into RetailMatt explains the long and complex process of getting into retail, which started years before getting on shelves.00:12:11 When to Expand Sales ChannelsMatt's philosophy on focusing on one channel until $5-10M in revenue before expanding to reach different customer segments.00:15:25 Why TikTok is the Best Next StepMatt recommends TikTok as the first channel to expand to after Amazon due to cheap traffic and similar operations.00:16:08 Building a TikTok Shop StrategyMatt details their journey on TikTok, from early struggles to a successful strategy focused on supporting and developing affiliates.00:17:38 How to Work with TikTok CreatorsThe strategy involves coaching new creators, setting expectations for a 30-60 day ramp-up, and providing continuous support.00:19:29 Incentivizing New CreatorsUsing small retainers and performance bonuses to encourage new creators to consistently post content and build momentum for the brand.00:27:30 A Targeted Shopify StrategyTheir Shopify approach focuses on specific, high-intent periods like holidays and seasonal campaigns rather than an always-on strategy.00:30:38 The Realities of Entering RetailMatt advises waiting until your brand is stable and recognizable (around $20M) before tackling retail's high costs and complexities.00:34:12 Driving Sell-Through in RetailHow they succeeded in retail as a bootstrapped brand through strong on-shelf branding, product quality, and a TikTok halo effect.00:38:13 Three Actionable TakeawaysThe host summarizes key lessons: master one channel first, expand to TikTok next, and approach retail with caution.00:42:19 Matt's Book RecommendationsMatt shares two influential books on SEO and life prioritization, including "The Ruthless Elimination of Hurry."00:42:49 Favorite AI ToolMatt explains how they use Claude for data analysis, creating dashboards, and developing landing pages for their website.00:43:54 Admired E-commerce PeersMatt shares his respect for other brand owners in his network rather than big-name figures from a different era.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comTools and Websites"Shopify": "00:04:32", "00:40:21""TikTok Shop": "00:01:03", "00:15:25""Expo West": "00:10:11""Amazon PPC": "00:06:28""Meta Ads (Facebook Ads)": "00:09:09""Amazon MCF (Multi-Channel Fulfillment)": "00:14:56""Discord": "00:26:06""Google Forms": "00:26:06""

Can you support your adult children without derailing your retirement? In this episode of Money Matters, Scott and Pat dive into the financial realities of a caller with a nearly $10M net worth who is spending $75,000 a year to support his adult daughter. They break down the math on his retirement timeline and uncover a common "tax efficiency" mistake that could be costing him significant returns. Also in this episode: The "Shell Game" of State Budgets: How budget constraints in states like California could impact your long-term security. Roth Conversions & Moving States: Why a move from California to Nevada completely changes the math on Roth conversions and RMD management. The "Payroll" Pitfall: The hidden risks of putting family members on your business payroll for tax benefits. Investing "Backwards": Why your 401(k) and brokerage account allocations might be working against each other. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

Your prospect's eyes glaze over about ten minutes into the meeting. You can feel it—they're sitting right there, but they've checked out. And here's the uncomfortable part: it's usually not because your advice is bad.Most advisors lose the room for a reason they never see coming, and they keep doing the exact thing that causes it in every single appointment.In Part 3 of the Missing Visuals series, I break down the one skill I've watched separate the top 1% from everyone else, and why the way you're communicating your best ideas might quietly be costing you clients.3 Insights From This Week's Episode…#1.) Draw: The $10M Client StoryMost advisors rely on words to explain complex ideas, then wonder why prospects nod along but never move forward. I share the story of an advisor who used a simple drawing to help close a $10M client—and why it reveals a bigger problem in how advisors communicate value.#2.) Co-Create: Why Prospects Push BackWhen a prospect feels like a plan is being sold to them, resistance naturally shows up. We explore what changes when the meeting stops feeling like a pitch and starts becoming something the advisor and prospect build together.#3.) Teach: The Risk Of Keeping It In Your HeadA lot of advisor firms are built around the founder's instincts, stories, and ability to explain things in the moment. That works until you need to train advisors, scale the firm, or build something that can eventually run without you. I'll show you how to start turning what lives in your head into something your team can actually use.Triad Sales LabWant to turn more great prospects into lifelong clients? Triad Sales Lab helps advisors use simple visual models to communicate more clearly, strengthen appointments, and improve the way they present their process. Learn more and apply below.SHOW NOTEShttps://bradleyjohnson.com/174FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.