POPULARITY
Categories
Send us a text Friendly Bear UniversityGet Profitable & Master Your Trading - Memberships & Courses Now AvailableSageTraderSageTrader powers Wall Street & retail traders with ultra-low clearing fees & premium locates Flash ResearchUse coupon code FB15 for 15% off Premium. Find your edge with the best stock analyzer AskEdgarUse Code friendlybear for 25% off for AskEdgar, the new standard for researching SEC filingsDavid's InstagramSubscribe for behind the scenes trading related contentDavid's X ProfileFollow David Capablanca on X!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
On this episode of ABL Live, we're talking the NBA gambling scandal which could rock all of sports and the sports betting industry down to the core, President Trump's $250 million ballroom concept images revealed, Kamala Harris hinting at running for President again in 2028, a federal audit that says California has issued 62,000 CDLs to illegal aliens, and much more!
Got started this week with the unsolved heist out of Paris, and then talked about the massive NBA game-fixing/mafia poker games scandal. Plus Bolivia has a new president, India guy kills lover; hangs self, French ex-prez heads to prison, Mysterious Florida inmate gunshot death, and a fake doctor in Thailand was traveling around in a filthy Toyota corolla offering penis enlargement injections; pearling. Music: Thievery Corporation/"Lebanese Blonde"
Dear Internet,This week, we're talking about high maintenance bathroom expectations, a wedding photoshoot, and getting creeped out by the Joker!Edited by Stephen Garcia Hosted on Acast. See acast.com/privacy for more information.
There's a big difference between fake plans vs real plans. In this talk, you'll learn how to spot the difference. CONQUER SHYNESS
"This show should be a microcosm of life." Channing Crowder In case you didn't know- We are saying it now...It's ok to have different opinions and it's ok to not always agree. It's not about right and wrong, it's about sharing perspectives, listening to others and bringing balance to conversation, it's called life. Back together for a much needed 3 man Pivot- Ryan, Channing and Fred are addressing the latest social media storm, tackling latest topics, responding to backlash, going beyond sports headlines and have deeper discussions on importance of loyalty in a world of uncertainty and falsity. NBA returns, and so did Michael Jordan. The expectations of greatness from the greatest are set high, and we talk about why. When is enough, enough? The LeBron cycle continues, Stephen A apologizes, finally a side of Russell Wilson we've never seen before, is this the Russ Channing's been waiting on? Growing pressure and demands on people and platforms is at an all-time high. Ryan gets into the responsibility that comes with having a voice and differentiating between our thoughts and opinions vs others who come on our show. The guys reflect on another NFL life lost too soon with Doug Martin passing, the mental and physical health struggles after the game is over, struggles of letting go and realization that life is shorter than we think. The AI craze and chatpgt running point on all our lives, how do we navigate the positives while sorting through the really bad that comes with this technology. Fred loves it, Ryan and Channing not so much. It's creating a world of fake news and public figures to be alert and on edge, what's the future hold? Don't forget to comment, like and hit the subscribe button and stay up to date on guests and stories- we love hearing from you Pivot family, the good and the bad! Learn more about your ad choices. Visit megaphone.fm/adchoices
CBP Admits Fake Record Used to Jail Bolsonaro Advisor in Brazil. Mary Anastasia O'Grady discusses how US Customs and Border Protection (CBP) admitted an erroneous entry record was created and used by Brazilian Justice Alexandre de Moraes to jail Filipe Martins, an advisor to former President Bolsonaro. De Moraes used the apparently fake I-94 document, which contained a misspelling and a canceled passport number, to hold Martins for 183 days to extract information about an alleged coup plot. The unprecedented CBP admission confirms a file violation and suggests ongoing malfeasance. 1920 RIO
POP REPORT FRIDAY: Kim Kardashian is ready to begin practicing law after taking the Bar exam! Kira Cousins, a woman who went viral for faking her pregnancy and birth, is breaking her silence! Susan Boyle look unrecognizable in new makeover! And Garcelle says she'll return to RHOBH when Erika Jayne leaves. Chef Stuart O'Keeffe (Don't Let It Stu) is here to dish! Follow Stu: https://www.instagram.com/chefstuartokeeffe Get organized, refreshed, and ready for the holidays for way less. Head to https://www.wayfair.com/ right now to shop all things home. Become a Member of No Filter: ALL ACCESS: https://allaccess.supercast.com/ Shop New Merch now: https://merchlabs.com/collections/zack-peter?srsltid=AfmBOoqqnV3kfsOYPubFFxCQdpCuGjVgssGIXZRXHcLPH9t4GjiKoaio Watch Disaster Daters: https://open.spotify.com/show/3L4GLnKwz9Uy5dT8Ey1VPi Book a personalized message on Cameo: https://v.cameo.com/e/QxWQhpd1TIb
Abby and Robbie Martin talk about the nationwide tour of her new documentary Earth's Greatest Enemy, the latest fake ceasefire in Gaza and the latest alt media psyop siphoning energy from the left https://earthsgreatestenemy.com/ https://www.patreon.com/mediarootsradio
We have a couple more names to add to our fast-growing list of shadow banking casualties. And, yes, collateral is once again the common theme. One of them is of course in subprime auto financing, but that's just another canary in the credit coalmine. The other has been accused of fabricating half a billion of collateral invoices. Half a billion. Fake collateral.Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------WSJ Bankrupt Telecom Business Accused of Fraud in Receivables Financinghttps://www.wsj.com/articles/bankrupt-telecom-business-accused-of-fraud-in-receivables-financing-0370b4fdBloombergLaw Factoring-Firm Affiliate Files Chapter 11; Up to $1B Liabilitieshttps://news.bloomberglaw.com/bankruptcy-law/factoring-firm-affiliate-files-chapter-11-up-to-1b-liabilitiesFreightWaves Factoring companies squeezed by slowing shipper payments: Alsobrookshttps://www.freightwaves.com/news/factoring-companies-squeezed-by-slowing-shipper-payments-alsobrooksBloomberg BOE's Bailey Warns ‘Alarm Bells' Ringing in Private Credithttps://www.bloomberg.com/news/articles/2025-10-21/boe-s-bailey-warns-of-financial-crisis-echoes-in-private-credithttps://eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
Unleashed: The Political News Hour with Bruce Robertson – The No Kings protests sweep the nation, raising questions about authenticity, funding, and hidden agendas. Bruce Robertson exposes the Marxist undertones and billionaire backing behind these so-called grassroots movements, revealing hypocrisy on the left. From campus indoctrination to political manipulation, this episode of *Unleashed!* uncovers the truth the...
(00:00) Zolak & Bertrand are joined by RJ Bell of Pregame.com to discuss the best bets of Week 8.(12:18) We dive into everything we missed from this week with The Slack.(20:19) The guys touch on another miserable loss from the Bruins last night.(30:18) Fake Promo Friday.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
“The garbage that is out there… all they are trying to do is manipulate the market for their own personal gain,” Todd "Bubba" Horwitz states, referring to the AI-generated deep fake videos that were being used in a coordinated campaign to attack gold. In today's interview with Daniela Cambone, Bubba breaks down why this desperate attack is a signal of strength for gold, not weakness. He argues that after a powerful rally, this is exactly the kind of shakeout you should expect. “You get these big dramatic up moves... there's going to be a pullback. Don't worry about it. Use that as a buying opportunity,” he advises. Find out why the "charlatans" are so desperate to get your gold now and why Bubba believes every portfolio needs this hard asset protection.✅ FREE RESOURCESDownload The Private Wealth Playbook — a data-backed guide to strategically acquiring gold and silver for maximum protection, privacy, and performance. Plus, get Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)
Jarrett Bailey picks EVERY game on the Week 8 slate. Plus, best bets for the weekend. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Zack and Maddy are back on the mic for a brand-new episode of It's About Bravo!They kick things off with That's My Opinion! (9:34) where they dive into all the Bravo buzz — from Next Gen NYC filming for Season 2 to the latest tea on RHONJ and RHONY.Then it's time for this week's recaps:
This week's episode is a hot mess buffet. Trump's turning the White House into a luxury event space, the government's playing games with people's groceries, and the Louvre apparently lost more than art—it lost security. The NBA's looking more like Vegas after a few players got caught up in a gambling mess, Cardi B's dragging Armon Wiggins, and there's another blackout protest coming (are y'all actually participating this time?). Meanwhile, Nicki's got sheriffs at her mansion, and Keyshia Ka'oir is offering mental health consultations without a medical degree… maybe we all need one after this week. IG: itswista Podcast IG: wordswithwista Substack: wordswithwista
Why, just why, would one put a leech up their .. you know where? It's all in the name of virginity, or the faking of it.Kate is joined by Dr Julia Martins to find out why virginity was so necessary to Early Modern people, and how they went about faking it.Julia can be found at juliamartins.co.ukThis episode was edited by Tom Delargy and produced by Sophie Gee. The senior producer was Charlotte Long.Sign up to History Hit for hundreds of hours of original documentaries, with a new release every week and ad-free podcasts. Sign up at https://www.historyhit.com/subscribe. You can take part in our listener survey here.All music from Epidemic Sounds.Betwixt the Sheets: History of Sex, Scandal & Society is a History Hit podcast. Hosted on Acast. See acast.com/privacy for more information.
NBA members arrested in massive FBI sting, Kevin Federline book excerpts, Kim Kardashian's brain, Drew scammed by a kid at 7-11, a new Bonerline, Maz's bad phone, and battle of the Top Ten lists: Beatles cover songs. Get ready for the Best Beatles covers. Whose list will be better? Jim's or Drew's? Drew got weaseled out of $2 at 7-11 today. Chauncey Billups is caught up in some awful mafia gambling scandal. Poor Mr Big Shot. Rush will be in town next year. Foo Fighters will be in town next year. Dave Grohl is walking on thin ice with his wife still. Soft Cell's Dave Ball is no longer with us. Which version of Tainted Love is best? Soft Cell? Gloria Jones? Marilyn Manson? Scorpions? The Bonerline is brought to you by Mando...Promo code "Drew." Ace Frehley's private funeral was today. Shiny and sparkly... Some people are saying Bella Hadid's lyme disease is FAKE! Oh... and she wants us to know she just started her period. Some people are saying Kim Kardashian's brain aneurysm is FAKE...And it's Kanye's fault. K-Fed story time! Drew has Kevin Federline's book...200 pages and Drew ALMOST finished it in an hour and a half. Maz is on the horn. Answered right away. Maz has some more insight on Chauncey Billups and Terry Rozier.Detroit Lions are on a bye. Who ya got? UofM or MSU? World Series prediction. Jim's Picks: Top 10 Beatles Covers. Not to be outdone, Drew makes a Top 12 list of Beatles Covers. If you'd like to help support the show… consider subscribing to our YouTube Channel, Facebook, Instagram and Twitter (Drew Lane, Marc Fellhauer, Trudi Daniels, Jim Bentley and BranDon).
Sheil is joined by The Ringer's own Diante Lee to share and debate imaginary NFL trades that they feel should definitely be implemented before this season's deadline. (00:00) Five fake trades that need to happen(2:07) Raiders trade Maxx Crosby to the Cowboys(6:56) Bengals trade Trey Hendrickson to Patriots(13:09) Saints trade Chris Olave to the Bills(18:57) Jets trade Breece Hall to Chiefs(22:20) Dolphins trade Jaelen Phillips to the Eagles(27:08) The Hurry-Up: The Jayden Daniels Injury Great ideas start on Mac https://www.apple.com/mac/ The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Host: Sheil KapadiaGuest: Diante LeeProducers: Chris Sutton and Donald LoBiancoSocial: Kiera Givens and Brian WatersProduction Supervision: Conor Nevins and Arjuna Ramgopowell Learn more about your ad choices. Visit podcastchoices.com/adchoices
Natalie spills the wildest tea this week, from fake pregnancies to McDonald's heists to Love Is Blind heartbreaks. Sponsor Note: Get 20% off your first order at curehydration.com/HUNGRY with code HUNGRY. Learn more about your ad choices. Visit megaphone.fm/adchoices
REALITY ROUNDUP: RHOP star Wendy Osefo is speaking out after her recent arrest, following fraud charges. Denise Richards's estranged husband Aaron Phypers has been arrested! Kris Jenner shocks fans at the All's Fair premiere. And we need to talk about Dylan Efron on DWTS! Get organized, refreshed, and ready for the holidays for way less. Head to https://www.wayfair.com/ right now to shop all things home. Become a Member of No Filter: ALL ACCESS: https://allaccess.supercast.com/ Shop New Merch now: https://merchlabs.com/collections/zack-peter?srsltid=AfmBOoqqnV3kfsOYPubFFxCQdpCuGjVgssGIXZRXHcLPH9t4GjiKoaio Watch Disaster Daters: https://open.spotify.com/show/3L4GLnKwz9Uy5dT8Ey1VPi Book a personalized message on Cameo: https://v.cameo.com/e/QxWQhpd1TIb
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
American Christianity is under attack by Zionist frauds and their Shabbos Goy pastors, steering millions toward damnation. Andrew Swedeger ripped apart their lies and championed AZAPAC to restore faith and fight for America! Zionist billionaires and their puppet Donald Trump are trying to bury Thomas Massie for daring to put America first. AZAPAC is our battle cry to destroy their grip and restore our nation's soul! Dr. Michael Rectenwald joins Stew to discuss. Western civilization has been infected by a parasitic invasion of foreign ideals and values that have been introduced into our culture by strange and morally degenerate people whose goal is world domination. We have been OCCUPIED. Watch the film NOW! https://stewpeters.com/occupied/ Stop the Tricks. $20 off for your first year. The government's tricking you, but we're treating you with real information and big savings. Sign up today and don't miss what they don't want you to know.
Some beef labels that simply say “grass fed” often still involve grain finishing; only “100% grass fed” and “grass-finished” with certification ensure a lifetime forage diet The American Grassfed Association (AGA) sets the strongest standard, requiring pasture raising, no feedlot confinement, and independent audits Organic beef is not the same as grass fed — organic animals can still be finished on organic grain Grass-finishing improves nutrient density, boosting omega-3s, CLA, and phytochemicals, while grain finishing reduces these health-promoting compounds Shoppers can avoid fake grass fed beef by using a 10-point checklist, asking butchers direct questions, and checking the AGA producer directory
This week on Fake the Nation, comedian and host Negin Farsad, is joined by comedian Ophira Eisenberg (Parenting is a Joke podcast) AND the comedian/podcaster Mary Houlihan (The Mary Houlihan Show). They discuss a school in Maine that punishes kids with hikes instead of detention. They also talk about how Gen Z is refusing to fall in line on "work emergencies" - "This is PR, not ER," as they might say. They look into the George Santos affair - his incredible lies and incredible pardon - as well as the opposite of all that, the No Kings protest and what it means for resistance to look and feel like a costume party. And finally, Instagram's teen controls are not working according to a new report, so what gives?Check out Negin's new TEDDemocracy series here:https://www.ted.com/series/ted_talks_on_democracyFollow Everyone! @NeginFarsad@OphiraE@MaryHouliToday's show is sponsored by Schedule35You can see Negin's upcoming performance schedule at: NeginFarsad.com——Rate Fake The Nation 5-stars on Apple Podcasts and leave us a review!Follow Negin Farsad on TwitterEmail Negin fakethenationpodcast@gmail.comSupport her Patreon ——Host - Negin Farsad——Producer - Rob Heath——Theme Music - Gaby AlterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
October 22nd, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.
Fake or For Real and News That Didn't Make the News: Are we getting AI coffee baristas? See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Amrita's viral tweet about the so-called “AI Film Festival” sparks a fiery Khandaan debate on art, authenticity, and the future of cinema. From lazy prompts to lost funding, Asim, Amrita, and Sujoy unpack what this says about India's creative ecosystem — and why real filmmaking still matters. 00:00 – Intro & Catch-UpAsim, Amrita, and Sujoy kick off with some friendly chaos, listener hellos, and updates on their YouTube adventures. 01:10 – Listener Comments & Homebound Follow-UpReading your reactions to Homebound and the eternal art-vs-commerce battle in Indian cinema.
WarRoom battleground EP 875: Catholic Bishop Marries, Non-Catholics Receive Eucharist, INVADERS Fake Baptism, Anglicans In Schism
Episode 1820 - brought to you by our incredible sponsors: True Classic- TrueClassic.com/HARDFACTOR to try out the best men's tees on earth for yourself! RexMD- Get up to 95% off ED treatment with Rex MD, visit rexmd.com/HardFactor Hydrow- Go to Hydrow.com and use code HARDFACTOR to save up to $450 off your Hydrow Pro Rower! DaftKings- Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER 00:00:00 Timestamps 00:02:22 Willy tried the new Sprite 00:07:29 Fake pubic hair panties are sold out and on waiting list 00:11:01 Thai man arrested for performing penis surgeries in the back of his 1990s Corolla 00:22:27 Dallas Dave Diwali fireworks causing toxic fumes 00:30:00 Woman in penis costume arrested at No Kings 00:39:45 Plane hit “space debris” over Utah 00:44:09 Bear breaks into zoo to chill with other bears Thank you for listening! Go to patreon.com/hardfactor to join our community, get access to bonus pods, discord chat and much more - bus Most Importantly: HAGFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices
10-22-25 - Rock Wars - Song For Fake Pregnancy Husband In ScotlandSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A foreign threat actor breached a key U.S. nuclear weapons manufacturing site. The cyberattack on Jaguar Land Rover is the most financially damaging cyber incident in UK history. A new report from Microsoft' warns that AI is reshaping cybersecurity at an unprecedented pace. The ToolShell vulnerability fuels Chinese cyber operations across four continents. Fake browser updates are spreading RansomHub, LockBit, and data-stealing malware. Hackers deface LA Metro bus stop displays. A Spyware developer is warned by Apple of a mercenary spyware attack. Pwn2Own payouts proceed. Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies on a Federal Whistle Blower from the SSA. When the cloud goes down, beds heat up. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Ben Yelin from University of Maryland Center for Cyber Health and Hazard Strategies on a Federal Whistle Blower from the SSA. If you enjoyed Ben's conversation, be sure to check out more from him over on the Caveat Podcast. 2025 Microsoft Digital Defense Report To learn more about the 2025 Microsoft Digital Defense Report, join our partners on The Microsoft Threat Intelligence Podcast. On today's episode, host Sherrod DeGrippo is joined by Chloé Messdaghi and Crane Hassold to unpack the key findings of the 2025 Microsoft Digital Defense Report; a comprehensive look at how the cyber threat landscape is accelerating through AI, automation, and industrialized criminal networks. You can listen to new episodes of The Microsoft Threat Intelligence Podcast every other Wednesday on your favorite podcast app. Selected Reading Foreign hackers breached a US nuclear weapons plant via SharePoint flaws (CSO Online) JLR hack is costliest cyber attack in UK history, say analysts (BBC) Microsoft 2025 digital defense report flags rising AI-driven threats, forces rethink of traditional defenses (Industrial Cyber) The New Frontlines of Cybersecurity: Lessons from the 2025 Digital Defense Report (The Microsoft Threat Intelligence Podcast) Sharepoint ToolShell attacks targeted orgs across four continents (Bleeping Computer) SocGholish Malware Using Compromised Sites to gDeliver Ransomware (Hackread) LA Metro digital signs taken over by hackers (KTLA) Apple alerts exploit developer that his iPhone was targeted with government spyware (TechCrunch) Hackers Earn Over $520,000 on First Day of Pwn2Own Ireland 2025 (SecurityWeek) AWS crash causes $2,000 Smart Beds to overheat and get stuck upright (Dexerto) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Wednesday, October 22. The seven stories you need to know today. Read today's briefing.If you're not a subscriber, click here to start.
There's a kind of faith that performs instead of worships, and eventually, that kind of faith breaks down. This week on Win Today, Paul and Hannah McClure from Bethel Music join me to talk about the slow drift from softness to cynicism in the life of a believer. We talk about the orphan spirit, fake faith that looks right but can't hold weight, and how disappointment left untreated eventually hardens into disconnection. We also confront the myth that faith equals certainty, and why true worship isn't just a song; it's surrender in the absence of clarity. For anyone who's battled disillusionment in church, questioned the language of worship, or wondered whether they're singing words they don't believe anymore, this conversation offers both confrontation and comfort. Paul and Hannah don't sugarcoat the road. But they do point to healing. This isn't about emotional hype. It's about reclaiming your heart before it turns cold. You'll learn: Why disappointment often precedes cynicism What the orphan spirit really is—and how it forms How fake faith is often learned, not chosen Why worship without surrender is just noise How to walk with God when certainty disappears Guest Bio Paul and Hannah McClure are worship leaders, songwriters, and pastors with Bethel Music. Known for their vulnerability, depth, and refusal to perform, their ministry helps people reconnect with a God who isn't afraid of pain. They've led a generation to encounter God through honesty, not hype. Their story is one of surrender, resilience, and the long journey back from burnout, cynicism, and emotional numbness. Episode Links Show Notes Buy my NEW BOOK "Healing What You Can't Erase" here! Invite me to speak at your church or event. Connect with me @WINTODAYChris on Instagram, Facebook, Twitter, and YouTube.
News That Didn't Make the News: Fake Halloween photos, The Loneliest Day of the year, and Talking to your exes... See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Smart Agency Masterclass with Jason Swenk: Podcast for Digital Marketing Agencies
Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Ever looked at your agency's bank account and thought, “We're crushing it!” only to realize two months later that half that cash wasn't really yours yet? Or maybe you've hit that milestone where you start wondering what your agency might be worth if you sold it tomorrow… but your books are a confusing mix of guesswork and gut feelings. Today's featured guest was a finance expert before falling in love with the agency world and has the experience to show how smart financial planning (not just getting more clients) can completely reshape your agency's future. From forecasting and cash flow to the hard truths about selling, this conversation is packed with real-world lessons every agency owner needs to hear. Lacie Edgeman is the partner and co-owner of PrograMetrix, a digital paid media agency that focuses exclusively on programmatic advertising. With a background in finance, she oversees operations and financial strategy. However, like most small-agency leaders, she's worn just about every hat at some point. Her unique blend of financial discipline and operational savvy has helped her agency grow smart, not just fast. In this episode, we'll discuss: The superpower too many agencies ignore. Cash vs. accrual accounting. Why you should always be tracking these two KPIs. How much cash should you keep in the bank? Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service. How a Finance Major Became an Agency Owner After earning a finance degree, Lacie joined a digital agency in Austin as a billing coordinator and quickly discovered she loved the chaos. “You either love it or you hate it,” she says. “I love the fast pace environment and the fact that it challenges me.” That early exposure to how agencies really work, from billing quirks to client chaos, gave her a perspective most creatives never get. By the time she joined PrograMetrix, she wasn't just another partner with ideas; she was the numbers-minded operator who could make sure every big creative idea actually paid off. Forecasting: The Superpower Too Many Agencies Ignore From a finance perspective, Lacie's biggest message for agency owners is to stop running their business off their checking account. “Future planning is where most agencies miss the mark,” she says. It's important to review your historical, of course, but Lacie recommends creating a forecast and revisit it quarterly. This way, if you want to add $1 million in take-home revenue, you can map out exactly which KPIs need to move to make that happen.. This is way, if you, for instance, want to add $1 million in take-home revenue, you can map exactly which KPIs need to move to make that happen. That forward focus creates smarter, calmer decisions; especially when things get uncertain. You can't sleep easy until you know what's coming in, what's going out, and how your pipeline will affect cash flow six months from now. Cash vs. Accrual Accounting: How to Stop Fooling Yourself About Profit When Lacie joined PrograMetrix in 2019, one of her first moves was switching from cash accounting to accrual accounting, a game changer for any media agency. Why? Because when you're handling large media budgets, those big lump payments from clients don't actually mean profit. Accrual accounting forces you to recognize revenue when the work is done, not when the check clears. “It's the only way to see what's actually happening,” Lacie explains. Otherwise, agencies can get fooled into thinking they're thriving when all they've done is temporarily hold pass-through media dollars. For anyone running paid media, she considers accrual accounting “painful but essential.” Furthermore, accrual accounting becomes critical when you're planning to sell your agency. It's not just about cleaner books, it's about protecting your valuation. In cash accounting, all incoming payments hit your revenue the moment they land, even if you haven't delivered the work yet. That can make your agency look healthier than it really is. However, a smart buyer will spot it—and they'll adjust your purchase price down to reflect any undelivered work. If you're serious about eventually selling, move to accrual accounting early so your books reflect true earned revenue. It not only helps you understand your real profitability but also builds trust with future buyers. Building the Right Financial Advisory Team for Your Agency Anyone with prior experience selling a business will probably tell you “if you're planning on selling soon, don't rely solely on a broker”. Brokers are financially motivated to close the deal fast, not to get the best terms. Instead, surround yourself with people who don't have skin in the game. Considering that most agency owners probably come from a creative background, Lacie suggests finding financial mentors or advisers who will tell them what they need to hear, not what they want to hear. You don't have to become a QuickBooks expert, but you do need to understand what your financials are saying about the health of your business. 2 KPIs Every Agency Owner Should Track If Lacie were stranded on an island and could only get one napkin of financials, it'd include two numbers: Topline Revenue (excluding media spend) EBITDA (basically your take-home before taxes) EBITDA is very important here, because you can have great revenue but without free flowing funds to invest back in the business, you'll still be a red flag for potential buyers. Those two tell her almost everything about an agency's financial health. “You can only cut costs so far,” she says. “At some point, you have to grow the top line strategically.” The real game is in balancing both, keeping a clean cost structure while expanding profitable revenue. Owners should also understand adjusted EBITDA, which adjusts for one-off expenses, to get a clearer view of your operational performance. It's something a potential buyer would do any way to get a more accurate picture of your agency's financial health. How Much Cash Should You Keep in Reserve? Ask ten agency owners this question, and you'll get ten answers. Lacie says three months of operating cash is the industry rule of thumb, though she's heard advisers tell sellers to shrink that down to one month before an acquisition. Many would disagree with that advice, but ultimately the right number depends on your risk tolerance and client concentration. If a single client dominates your revenue, then the most important advice would be to secure a line of credit before you need it. Losing a “gorilla client” (one worth more than 20% of your revenue) can wreck cash flow overnight. A credit line buys you breathing room so you don't start saying yes to bad clients just to make payroll. Niching Down Is the Key to Profitability and Valuation For Lacie, niching down was the single best move for PrograMetrix. “When you try to be everything to everyone, you can't scale,” she says. Every one-off client that doesn't fit your core offer quietly drains profit and focus. She urges agency owners to ask themselves if they're offering the right services and double down on what they're great at, not just good at. The rule is simple: the more focused you are, the more you can charge. Start by raising prices for new clients and soon the gap between legacy clients and new ones will convince you of the need to raise prices for legacy clients too. One mastermind member added $72,000 in monthly recurring revenue simply by repricing existing clients after niching. Each year, Lacie's team audits their client roster to identify accounts they've outgrown. It's never easy—many are long-time relationships—but letting go of clients who no longer fit is what creates room for bigger, better ones. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.
Ben & Paul start the 8am hour by talking about all reports that the Padres are officially interviewing Albert Pujols today for their managerial opening! Then we play a game of "Real or Fake" without Woodsy here before we get to today's Padres Smorgasbord and take a look at who on the Padres 40 man roster do we think AJ Preller could potentially trade this offseason? Listen here!
This week the SUNDAY WIRE broadcasts on Alternate Current Radio, host Patrick Henningsen returns to the helm to cover all the top stories internationally, including Netanyahu and Trump's latest fake ceasefire, and Trump's new wars between Pakistan and Afghanistan, along with Trump's attempt to paint Venezuela as a “narco state' in preparation for a US regime change operation and attack on Caracas. In the second Overdrive segment we connect with teammates Bryan McClain, Adam ‘ Ruckus' Clark and Basil Valentine, and review comments from our audience. All this and more… Watch this episode here: https://www.youtube.com/watch?v=kIgedciamYs This month's featured music artists: Phil Zimmerman, Beady Man Poet, Joseph Arthur, Peter Conway, Peyoti for President & Red Rumble. SUPPORT OUR MEDIA OUTLET HERE (https://21w.co/support)
The New England Patriots have been one of the biggest surprises of the NFL season. Jarrett Bailey is joined by Taylor Kyles of Patriots Press Pass to discuss the rise of Drake Maye, and what has gone right with the Patriots this season Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today on Valentine In The Morning: Listeners confess the last things they pretended to like. Then, we get brutally honest as people share the ways their significant others are a 1 out of 10, proving no relationship is perfect… and that's part of the fun. Listen live every weekday from 5–10am Pacific: https://www.iheart.com/live/1043-myfm-173/Website: 1043myfm.com/valentineInstagram: @ValentineInTheMorningFacebook: https://www.facebook.com/valentineinthemorningTikTok: @ValentineInTheMorning
Only 4 teams played on Opening Night but the opportunity for overreaction is huge! Matt Lawson joins the show to break down what's real and what's not, covering almost every player that even so much as touched the court on Tuesday. PLAYERS COVERED: Amen Thompson, Alperen Sengun, Kevin Durant, Tari Eason, Reed Sheppard, Jabari Smith Jr, Steven Adams, Cason Wallace, Chet Holmgren, Deandre Ayton, Jonathan Kuminga, Brandin Podziemski, and many more! The Old Man Squad has a PATREON now. It's $1 and doesn't get a single benefit. It is entirely to support the mission here but won't change anything we do. https://www.patreon.com/cw/oldmansquad SIGN UP FOR A FREE ACCOUNT WITH THE BEST FANTASY SITE FOR COMMISSIONERS: https://fantrax.com/OldManSquad Get a 7-Day Free Trial + 50% Off your first month with code SQUAD. Just download the HOF app on iOS or Android, enter code SQUAD, and you're all set or go to hopapp.com Follow Dan Besbris on Twitter: https://x.com/danbesbris Follow Adam King on Twitter: https://x.com/Adamking91 Find Dan on the brand new BlueSky social network: https://bit.ly/3Vo5M0N Check out Dan's Buckets, Weekly Schedule Charts & Yahoo Rank Tracker Sheet FREE! https://bit.ly/3XrAdEW Listen and subscribe on iTunes: https://apple.co/3XiUzQK Listen and subscribe on Spotify: https://spoti.fi/3ACCHYe Float on over to the new Old Man Squad Sports Network YouTube page to watch videos from the network's top talent: https://bit.ly/46Z6fvb Join the Old Man Squad Discord to chat with Dan and all the other hosts: https://t.co/aY9cqDrgRY Follow Old Man Squad Fantasy on Instagram for all our short videos: https://bit.ly/3ZQbxrt Podcast logo by https://twitter.com/freekeepoints Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hello CheckingVAR family. Welcome to another episode of the podcast. Today, we dive into all things Liverpool -- well, at least for the beginning of the show... and try to make sense of their recent struggles.
Thank you to Bumble for sponsoring this episode of mini scroll. For the love of love, give Bumble another shot!Please consider buying us a coffee or subscribing to a membership to help keep Centennial World's weekly podcasts going! Every single dollar goes back into this business
Shannon Sharpe Nearly Breaks Down After Chad Johnson Calls LeBron James Fake, Michael Jordan Dominates Headlines Following His Explosive NBC Interview, LeBron Pouts Through Lakers Opener As Luka Doncic Shines, Critical Mistake Could Cost LeBron Everything Learn more about your ad choices. Visit megaphone.fm/adchoices
Brandy Howard, Julie Goldman and I are in San Francisco! After seeing their show, Nightmare on Strip Street, we recorded in the Battery hotel. John Stamos stands up Lori Loughlin. Are gay husbands the answer? RHOC stylists hate them. Kylie is a pop star. RHOM is wretched. Is RHONY coming back? The Louvre is robbed. So juicy so funny! Enjoy! -For a limited time, get a HUGE discount on the iRESTORE Elite + Illumina Face Mask Bundle with code JUICY at https://iRestore.com -Treat yourself to the most comfortable and innovative bras on earth and save 20% Off sitewide at https://honeylove.com/JUICY -Sign up for your one-dollar-per-month trial and start selling today at https://SHOPIFY.COM/JUICYSCOOP Subscribe to my new show Juicy Crimes!: https://bit.ly/juicycrimes Stand Up Tickets and info: https://heathermcdonald.net Subscribe to Juicy Scoop with Heather McDonald and get extra juice on Patreon: https://bit.ly/JuicyScoopPod https://www.patreon.com/juicyscoop Watch the Juicy Scoop On YouTube: https://www.youtube.com/@JuicyScoop Shop Juicy Scoop Merch: https://juicyscoopshop.com Follow Me on Social Media: Instagram: https://www.instagram.com/heathermcdonald TikTok: https://www.tiktok.com/@heathermcdonald YouTube: https://www.youtube.com/@HeatherMcDonaldOfficial Learn more about your ad choices. Visit podcastchoices.com/adchoices
In 1487 a scandal prone Dominican inquisitor published one of the most notorious witch-hunting manuals in history. The Malleus Maleficarum, or Hammer of the Witches, argued that Europe was under siege by witches and that these witches were almost exclusively female. The book was one of the first widely available texts that presented witchcraft as a uniquely female evil. By the end of 1500's women had become the main victims of the most outrageous witch-hunts, accounting for 85% of all people who executed as witches. Should the Malleus Maleficarum be blamed for this? Tune-in and find out how alewives, hot demons, and a "witch bull" all play a role in the story.Join us in Greece in 2026! Check out the itinerary and book HERE!Check out the merch at out T-Public store HERE!Go to drinkag1.com/FAKE get a FREE Welcome Kit, including a bottle of Vitamin D and free AG1 Travel Packs, when you first subscribe.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Now that Joey Gorga has had time to process Teresa's long text asking to meet up for a full on reconciliation so that she can regain her job on, and paycheck from, RHONJ, he is preparing for his big meeting with a few statements, wants and all out demands. Wendy Osefo continues to suffer new losses as the days go on and the fall out from her insurance scam arrest have been exposed to Bravo and the rest of the world. Last, but not least, as Next Gen NYC prepares to begin filming its second season, cast changes arise, Producer desires are revealed and one fake AF storyline becomes clear revealing that all is not as it seems amongst our Gen Z Big Apple residents. @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope BROUGHT TO YOU BY: THEREALREAL - therealreal.com/velvetrope (Get $25 Off At the Best Place To Shop Authenticated Luxury Bags, Clothing, Watches & more) RO - ro.co/velvet (For Prescription Compounded GLP-1s and Your Free Insurance Check) RAKUTEN - rakuten.com (Get the Rakuten App NOW and Join the 17 Million Members Who Are Already Saving! Your Cash Back really adds up!) INDEED - indeed.com/velvet (Seventy Five Dollar $75 Sponsored Job Credit To Get Your Jobs More Visibility) PROGRESSIVE - www.progressive.com (Visit Progressive.com To See If You Could Save On Car Insurance) THE KARDASHIANS - (The Kardashians Season 7 Premieres October 23rd On Hulu) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices
Erin and Jack receive a very spicy text from a listener who used to work for and create content for Watchmojo! They then continue the previous episode's quiz where they must discern REAL Watchmojo video titles from FAKE ones. Finally, they reveal your horoscope using the science of telepathy. Powerful stuff. Follow Erin and Jack on Instagram: https://www.instagram.com/2toesup/?hl=enhttps://www.instagram.com/jacksfilms/?hl=en To watch Erin Is The Funny One on YouTube: https://www.youtube.com/@jackisanerd Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/erinisthefunnyone Learn more about your ad choices. Visit podcastchoices.com/adchoices
October 20th, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.
1. Allegations of George Soros Funding Anti-Trump “No Kings” Rallies Ben and Sen Cruz explain that recent anti-Trump rallies, branded as “No Kings,” were not grassroots movements but were funded by George Soros through his Open Society Foundations. They cite financial connections between Soros and progressive organizations like Indivisible, which allegedly helped organize the rallies. The podcast criticizes the rallies as being “AstroTurf” (fake grassroots), lacking diversity, and driven by radical left-wing ideology. Cruz introduces the “Stop Funders Act”, a proposed bill that would add rioting as a predicate act under the RICO Act, allowing prosecutors to target those who fund violent protests. 2. Mass Killing of Christians in Nigeria Cruz highlights the mass murder of over 50,000 Christians in Nigeria since 2009, allegedly by extremist groups like Boko Haram and ISIS in West Africa. He accuses the Nigerian government of either ignoring or enabling the violence, citing reports from the U.S. State Department and other sources. Cruz has introduced legislation to designate Nigeria as a “country of particular concern” and to impose sanctions on Nigerian officials complicit in the violence. The podcast criticizes mainstream media for ignoring the crisis, and includes supportive comment Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.