Podcasts about strategic

Richard McGirr talks to Shawn Muneio as he shares the journey from traditional mortgage buying and joint ventures to operating multiple private credit funds, all while embracing regulation and automation. Discover how they're sourcing deals, managing credit risk, and educating retail investors in a way that feels simple and trustworthy. Shawn highlights how leveraging AI and power tools made recent growth possible without exponential overhead, allowing the team to manage hundreds of investors with just a handful of staff. Shawn Muneio Managing Partner of Bequest Funds Based in: Sarasota, Florida Where to find them: https://www.instagram.com/smuneio/ https://www.linkedin.com/in/shawn-muneio-92884621/ Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by⁠ ⁠Outlier Audio Learn more about your ad choices. Visit megaphone.fm/adchoices

Geopolitical Competition in the New Space Race. Guest: Bob Zimmerman. Zimmerman continues his report by examining the strategic and military implications of the "new space race." He discusses the competition between global powers for dominance in the lunar and orbital domains, evaluating how technological breakthroughs in space travel are influencing international security and the long-term commercialization of the cosmos. 81905 SPRING STREET LA

Nuclear Deterrence and Strategic Defense Modernization. Guest: Peter Huessy. Strategic analyst Peter Huessy evaluates the status of the U.S. nuclear triad and the importance of strategic deterrence. He discusses the urgent need for modernization in the face of advancing nuclear capabilities by adversary nations, emphasizing how a strong defense posture is critical for maintaining global stability and peace. 13LA BROADWAY

Trade Rivalry and National Security Suspects. Guest: Josh Rogin. Josh Rogin analyzes the escalating trade rivalry between the United States and China. He focuses on the strategic decision to list certain Chinese companies as national security suspects, exploring the geopolitical motivations behind these designations and the impact such measures have on the broader economic competition between global superpowers. 151900 LA CHAMBER OF COMMERCE

SCHEDULE FOR THE JOHN BATCHELOR SHOW, 6-26-2026.MT. LOWE, LOS ANGELESUrban Crises: Las Vegas, Los Angeles, and the Mayor Contest. Guest: Jeff Bliss. Jeff Bliss reports on the interconnected challenges facing Las Vegas and Los Angeles, specifically focusing on the escalating homelessness crisis. The segment also analyzes the ongoing mayor contest, examining how candidates are addressing urban instability and what these political shifts mean for the future of governance in these major cities. 1California Leadership: Governor Newsom and the First Lady. Guest: Jeff Bliss. This segment focuses on CaliforniaGovernor Gavin Newsom and the role of his wife in his administration. Bliss explores their joint political influence, recent policy decisions, and how their public image shapes the political landscape of California as Newsom continues to navigate both state challenges and potential national aspirations. 2Constitutional Interpretation and Individual Liberties. Guest: Richard Epstein. Legal scholar Richard Epstein examines current constitutional debates and the protection of individual liberties. His analysis typically focuses on the tension between government overreach and property rights, evaluating how recent judicial interpretations of the law impact the fundamental principles of American governance and the balance of power within the state. 3Judicial Precedent and the Rule of Law. Guest: Richard Epstein. Continuing his legal analysis, Epstein delves into the importance of judicial precedents in maintaining the rule of law. He critiques modern legislative trends and administrative regulations, arguing for a return to classical legal principles that prioritize individual freedom and limited government intervention in the personal and economic lives of citizens. 4Washington Political Dynamics and Global Markets. Guest: Jim McTague. Veteran journalist Jim McTague explores the intersection of Washington's political maneuvering and the stability of global financial markets. He provides insights into how legislative actions, trade policies, and regulatory changes in the capital influence investor sentiment and the broader economic health of the nation in a volatile fiscal environment. 5European Industrial Strategy and Strategic Security. Guest: Lorenzo Fiori. Lorenzo Fiori analyzes the geopolitical and industrial landscape of Europe, with a focus on the strategic importance of the Mediterranean. He discusses the defense industry's role in international security partnerships and the economic challenges facing European nations as they manage complex energy needs and trade relationships with global powers. 6Advances in Aerospace and Space Exploration. Guest: Bob Zimmerman. Space historian Bob Zimmerman reports on the latest milestones in aerospace technology and NASA's current missions. He highlights the scientific objectives of recent launches and the growing role of private space corporations in expanding human presence in orbit, providing a comprehensive look at the future of modern space exploration. 7Geopolitical Competition in the New Space Race. Guest: Bob Zimmerman. Zimmerman continues his report by examining the strategic and military implications of the "new space race." He discusses the competition between global powers for dominance in the lunar and orbital domains, evaluating how technological breakthroughs in space travel are influencing international security and the long-term commercialization of the cosmos. 8Executive Authority and National Security Frameworks. Guest: John Yoo. Legal expert John Yoo analyzes the scope of executive power, particularly in relation to national security and foreign policy. He explores the constitutional foundations that grant the presidency authority during international crises and the legal debates surrounding the use of executive orders in managing the nation's defense and security. 9The Administrative State and Constitutional Oversight. Guest: John Yoo. Yoo continues his assessment of federal power, focusing on the role of the administrative state. He provides a critical look at how government agencies operate within the constitutional framework, discussing the necessity of judicial oversight to ensure that executive actions remain consistent with the rule of law and democratic principles. 10Small Business Trends and Economic Adaptation. Guest: Gene Marks. Business expert Gene Marks discusses the current economic trends affecting small businesses, including inflation and labor shortages. He provides practical advice for entrepreneurs on leveraging new technologies like AI and navigating complex tax regulations to maintain growth and competitiveness in an increasingly challenging and rapidly evolving global marketplace. 11Workforce Evolution and the Future of Business. Guest: Gene Marks. Marks expands on the evolution of the modern workforce, focusing on remote work and talent retention strategies. He evaluates the impact of government policies on small firms and discusses how business owners can adapt their operations to meet the changing expectations of employees and consumers in the post-pandemic economy. 12Nuclear Deterrence and Strategic Defense Modernization. Guest: Peter Huessy. Strategic analyst Peter Huessy evaluates the status of the U.S. nuclear triad and the importance of strategic deterrence. He discusses the urgent need for modernization in the face of advancing nuclear capabilities by adversary nations, emphasizing how a strong defense posture is critical for maintaining global stability and peace. 13Defense Budgeting and National Security Policy. Guest: Peter Huessy. Huessy explores the fiscal and policy challenges associated with national defense. He analyzes how legislative budget decisions affect military readiness and the development of next-generation weapons systems, arguing for a strategic and long-term approach to addressing the diverse security threats posed by emerging global and regional adversaries. 14Trade Rivalry and National Security Suspects. Guest: Josh Rogin. Josh Rogin analyzes the escalating trade rivalry between the United States and China. He focuses on the strategic decision to list certain Chinese companies as national security suspects, exploring the geopolitical motivations behind these designations and the impact such measures have on the broader economic competition between global superpowers. 15Global Trade Dynamics and Strategic Alliances. Guest: Josh Rogin. In the final segment, Rogin provides a broader discussion on the future of international trade. He evaluates how diplomatic shifts and security concerns are reshaping global supply chains, the effectiveness of trade-based sanctions, and the importance of American alliances in maintaining a stable and open international marketplace amidst rising tensions. 16

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Rob Explores Casa Amor Love Island Season 8, Episode 19 brings the Casa Amor shake-up front and center as Rob Cesternino, Brian Scally, and Kirsten MacInnis dissect every twist, betrayal, and unexpected moment from the villa. Casa Amor week forces Islanders to test their loyalty, reconsider alliances, and, in some cases, up their challenge skills, sometimes with bizarre results. The panel unpacks how the arrival of Casa Amor kicks the game into high gear, creating new tensions and reshuffling relationships. Brian Scally and Kirsten MacInnis analyze key strategic choices, spotlighting Islanders who seize the moment versus those who fade to the background. Rob Cesternino expresses confusion (and some frustration) with the recoupling rules, while all three hosts debate the social fallout from recent eliminations like Sol and Gabe. They linger on the now-iconic “foot challenge,” exploring its place in the increasingly outrageous Love Island challenge canon, and question which Islanders are here for love, drama, or simply screen time. Corbin's odds as potentially the only Islander bringing someone back from Casa Amor, and how this shakes the villa. The Sol and Gabe exit controversy: why their departures matter to the fanbase and what it reveals about audience favorites. Foot-sucking in challenges: a new franchise low or just another odd Love Island ritual? Strategic recoupling intrigue, especially whether KC will choose Tierra over Aniya and if Aniya will stand her ground. Kenzie's splits: impressive skill or comedic coping mechanism? The tangled personal connections and pre-villa relationships that influence new arrivals and cause unexpected friction. Is KC's new “Joker era” going to implode his best shot at love, or does he have a plan to swing back to Aniya? Will Casa Amor challengers like Carl find a way to stick around as the culling draws near? Get the hosts' sharp takes and villa predictions in this deep-dive episode, and stay updated on this season's biggest shifts and Love Island drama! 00:00 Casa Amor Heats Things Up 06:28 Sol and Gabe's Exit Drama 10:38 Spoilers Shake Up the Villa 13:37 Sincere's Loyalty Questioned 17:10 Casa Challenges Push Boundaries 19:14 KC Basks in Casa Attention 21:33 Aniya's Showdown: Stay or Go 23:50 Recoupling Ceremony Mechanics Explained 26:04 Carl's Popularity and Future 29:03 KC's Bedroom Revelations Stir Debate 31:04 Trinity and Bryce Reignite Feelings 33:18 Zach Fumbles at Casa Amor 36:26 Islanders' Surprising Pre-Show Connections 43:23 12 New Men, Few Connections 50:01 Who Will Return From Casa? 54:01 Upcoming Mass Elimination Predictions LISTEN: Subscribe to the We Know Love Island podcast feed! WATCH: Watch and subscribe to the podcast on YouTube SUPPORT: Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks!

Strategic plans are only as effective as an organization's ability to put them into action. In this episode, ASTHO's Sara Bell, a senior analyst for public health systems and planning, and Alice Schenall, a senior advisor for cross-sector leadership and change management, discuss two critical challenges facing public health agencies: turning plans into measurable progress and leading teams through uncertainty.  Sara Bell explains why implementation often stalls after the planning process ends and shares practical strategies for operationalizing priorities, clarifying roles and responsibilities, and creating sustainable structures that help teams move from vision to action. And Alice Schenall explores how public health leaders can navigate organizational change, build trust during uncertain times, and address resistance while keeping teams focused on their mission. From Plan to Action: Tools to Support Public Health Implementation | ASTHOLeading Change Workshops | ASTHOExercise Excellence: Michigan Reflects on a National Level Exercise | ASTHOImelda Garcia Bio

In this episode, we explore real estate investing, property management, and innovative analytics software with expert Louis Hiza. Discover strategies for scaling, managing risks, and leveraging technology to optimize your real estate portfolio.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, Chad Jenkins shares his innovative approach to entrepreneurship through the principles of connect, combine, and create. Discover how leveraging existing assets and collaboration can accelerate growth and unlock new opportunities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What separates a CISO who survives from one who shapes the boardroom? In this episode, Steve Moore sits down with Walt Powell, Lead Field CISO at CDW and author of The CISO 3.0, to unpack the modern CISO playbook—why technical credentials alone no longer cut it, how to build personal eminence, and why most security leaders are still treated as second-class C-suite citizens.Walt traces his path from teaching networking before stateful firewalls existed, to writing CISSP exam questions for ISC2, to running CDW's Global Security Strategy Office. He explains what a field CISO does, why the role is harder than ex-CISOs realize, and how one bad meeting can tarnish a brand built over decades.He and Steve break down the four pillars Walt uses to measure his team—embedded advisory, eminence building, sales enablement, and voice of the customer—and how a karate-style “belt system” maps each consultant's competency. Walt explains why the same skills matrix from The CISO 3.0 works for any CISO trying to spot their own gaps.Walt argues a CISO who is not liked cannot succeed: you are the talent magnet, the culture builder, and the person proving in every board meeting that you belong in the seat. He shares the questions every candidate should ask before accepting the role—from D&O coverage to 10-K disclosure access—and why the 30-60-90 plan should be written before the second interview, not after the offer.The conversation closes with what Walt calls “strategic debt”—the identity and data governance work organizations skipped a decade ago that is now blocking AI adoption. Walt shares lessons from running OpenClaw on a Mac mini, why non-human identity tops every 2026 CISO worry list, and how Deep Research is reshaping senior architects.Key Topics• The modern field CISO role and the four pillars of impact• Why CISOs are still treated as second-class C-suite citizens• Building personal eminence through books, speaking, and writing• The CISO 3.0 skills matrix and self-assessment spider wheel• Two paths to the CISO seat: technical vs. MBA, and the gaps each leaves• Why likability is not optional for a successful CISO• Board readiness and proving you belong in the seat• Interview questions every CISO candidate must ask• Strategic debt: identity and data governance blocking AI adoption• OpenClaw, non-human identity, and the future of senior architectsGuest Bio:Walt Powell is the Lead Field CISO at CDW and a founding member of CDW's Global Security Strategy Office, where he leads a team of former CISOs advising security leaders in the field. A longtime executive coach and ISC2 exam development committee member, Walt is the author of The CISO 3.0: A Guide to Next-Generation Cybersecurity Leadership and Quantum Ready, his book on post-quantum cryptography. Connect with Walt on LinkedIn or at ciso30.com.GET A DEMO:

The Strategic Failure of the Iran Memo of Understanding. Guest: Thaddeus McCotter. McCotter analyzes the Memo of Understanding, highlighting unresolved issues like the Strait of Hormuz and the $80 billion war funding request. He argues the administration is trying to make kinetic action palatable to voters while failing to secure meaningful concessions on Iran's nuclear program or its sponsorship of terrorism. 151936

The Geopolitical Chessboard of the Strait of Hormuz. Guest: Gregory Copley. Copley discusses the power struggles within Iran and the strategic card of the Strait of Hormuz. He notes that while the strait is "more or less open," the situation remains in flux, with regional players like Turkey seeking to thwart Iranian ambitions in the Mediterranean. 91936

Xi Jinping's Strategic Outreach to North Korea. Guest: Gregory Copley. Xi Jinping's visit to Pyongyang is seen as a move to reassert Chinese influence over North Korea as Kim Jong-un shifts away from communist identity. Kim is positioning himself as an equal to Xi while strengthening his ties with Russia, creating a complex ideological shift in the region. 101936

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.

Ash Patel & Amanda Cruise have a conversation with Conner Thomas of Greenwich Street Capital, specializing in small bay multi-tenant industrial and flex storage, and is recognized for his disciplined, data-driven investment approach. This episode kicks off with a compelling promise showcasing how small bay industrial offers a high-margin, less competitive niche. It then builds intrigue by unpacking tactical strategies and industry insights, appealing directly to investors craving actionable frameworks. The description combines emotional curiosity with practicality, prompting listeners to hit play and learn from Conner's real-world expertise. Conner Thomas Managing Principal at Greenwich Street Capital Based in: San Francisco, California Where to find them: https://www.linkedin.com/in/conner-thomas-gsc/ www.greenwichstreetcap.com Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit https://malabarhillcapital.com/ for more info. Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.

In this episode, Johnny Crowder shares his journey from personal mental health challenges to building Cope Notes, a leading mental health texting platform. He discusses the importance of focus, sticking to your mission, and strategic scaling in entrepreneurship."Anyone building something extraordinary sticks to the plan"Chapters00:00 Johnny Crowder's Reflection on Building Focus00:53 Introduction to Johnny Crowder and his Mission02:31 Johnny's Personal Journey with Mental Health04:02 Challenges in Selling to Enterprise Clients06:58 Memorable Contracts and Scaling Milestones11:27 Upcoming Features and International Expansion13:55 Advice for New Entrepreneurs17:26 Influences and Future Inspirations18:46 Where to Find Johnny and Cope Notes"People won't always articulate what they need" Other Takeaways*How to handle rejection and build credibility*Stick to your core mission and avoid shiny object syndrome*Build infrastructure for big opportunities even before they arrive*Focus on incremental progress and celebrate small wins*Lessons learned from building and scaling Cope Notes*Persistence and focus are key to long-term success*Strategic partnerships and legal considerations are crucial in scalingSend us Fan MailSupport the showRemember to subscribe for the next episode. Show Sponsor: ComingAlive PodcastProduction.com (Download your Podcast Launch Checklist for only $1 here)Music Credits: Copyright Free Music from Adventure by MusicbyAden.

The 2026 Verizon DBIR has arrived and the results are in... Even with a substantial increase in Exploitation of Vulnerabilities, All Credential Abuse is still the top initial access vector for breaches, which means the human is still the weakest link. Why haven't security awareness training and phishing campaigns worked? Robert Siciliano, Architect of of The Strategic Human Firewall™ at ProtectNow, joins Business Security Weekly to explore why humans, not hackers, are the ultimate deciding factor in organizational security. The industry needs to shift from security awareness to security appreciation. Robert will discuss: How you can build a culture that actually protects your people, your data, and your operations in an era of AI deception. Why most companies are still performing 'Security Theater'—checking boxes and hoping for the best—instead of driving genuine behavior change. How Trust and Denial quietly fuel most disasters, why interactive training is the only way to make the lessons stick, and how leaders can scale this entire framework without needing a Hollywood budget. Segment Resources: https://protectnowllc.com/ai-cyber-security-keynote-speaker/ In the leadership and communications segment, Should CEOs Be Held Personally Accountable for Cyber Attacks?, Placing communication at the center of every leadership transition, AI isn't solving cybersecurity workforce woes, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-453

For decades, colleges and universities have treated the financial aid office as a dense, back-office administrative function—a labyrinth of tax-code-like regulations to be managed out of sight. But as higher education faces a stark demographic cliff and intense competition for shrinking student cohorts, this legacy mindset is proving fatal. In this episode of An Educated Guest, host Todd Zipper sits down with Robert Heil, CEO of Financial Aid Services (FAS), to discuss why financial aid is actually the chief influencer of student yield and freshman retention.Robert breaks down the hidden risks threatening institutional survival today, highlighting a critical staffing crisis where more than half of all financial aid offices across the United States are operating at 75% capacity or less. He shares sobering data from the field, noting that under-resourced schools that fell out of Title IV compliance in 2025 faced an average of $750,000 in fines, fees, and penalties. Beyond compliance, Robert reveals the exact statistical timeline of student behavior, explaining why delaying a financial aid package past a two-week window drastically slashes a university's enrollment success.The conversation also goes macro, tackling the incoming July 1st aggregate loan limits for graduate programs and the potential of Workforce Pell to fund short-term job readiness. Finally, Robert shares his "Secretary of Education" wish list, explaining how dismantling the 120-year-old Carnegie unit framework could finally spark a wave of modern, affordable, competency-based innovation across higher education. Tune in to learn how forward-thinking institutions are leveraging financial aid as a service to drive net tuition revenue and secure operational stability.

"You need to be more strategic." It shows up on performance reviews constantly. And almost nobody explains what it actually means. In this quick hit episode, Lee Scott breaks it down with a practical five level model that maps exactly where someone is on the strategic thinking spectrum and what it takes to move them forward. From the Hapless Victim defined by their conditions, to the Strategic Operator who is informed by them. Each level carries a distinct mindset, blind spot, and coaching approach. Whether you are developing someone else or trying to unravel the formula for yourself, this episode is for you. Additional Resources: Attend Unleashing Leaders University: https://unleashingleadersuniversity.com/curriculum Learn more about Unleashing Leaders: https://unleashingleaders.com/ Follow Unleashing Leaders on LinkedIn: https://www.linkedin.com/company/unleashingleaders Connect with Lee on LinkedIn: https://www.linkedin.com/in/leeallenscott/ Follow Unleashing Leaders on Facebook: https://www.facebook.com/UnleashingLeaders/ Follow Unleashing Leaders on Instagram: https://www.instagram.com/unleashingleaders/   Key Takeaways: The 5 Levels of a Strategist: Hapless Victim, Blind Activist, Focus Doer, Efficient Performer, and Strategic Operator, what separates each one Conditions vs. Choices: the defining distinction between someone stuck at the bottom and someone operating at the top The Coaching Question Shift: why you cannot ask a Hapless Victim the same questions you ask an Efficient Performer and expect results Running From vs. Running To: how to help a Blind Activist stop reacting and start aiming Working Smarter, Not Harder: the time and priority questions that move a Focus Doer out of brute force mode Building Bridges Before You Need Them: what Strategic Operators do today that others won't think of until it's too late  

Jyoti Lohman started The Beauty Way, a spa experience and product line to inspire women to pause and be taken care of. Dave Young: Welcome to the Empire Builders Podcast, teaching business owners the not so secret techniques that took famous businesses from mom and pop to major brands. Stephen Semple is a marketing consultant, story collector, and storyteller. I’m Stephen’s sidekick and business partner, Dave Young. Before we get into today’s episode, a word from our sponsor, which is, well, it’s us, but we’re highlighting ads we’ve written and produced for our clients. So here’s one of those. [AirVantage Heating & Cooling Ad] Stephen Semple: Hey, it’s Stephen Semple. Welcome to the Empire Builders Podcast, and this week we’ve got a really fun, great interview so we’re not going to be talking to Dave Young this week. We’ve given him yet another week off for Dave. He’s busy with things at the academy in any case. So we’re here with Jyoti Lohman from The Beauty Way, and we had a conversation and there was just so many things that you shared that it was one of these ones where I really have to get you onto the podcast. So this is going to be awesome. But before we get into a bit of the history of the company, tell me a little bit about where the business is today in terms of the success that’s happening because you’ve gotten into some pretty big places where your product is now being sold. Jyoti Lohman: Yeah, I have. Well, I’m so happy to be here, Stephen. I couldn’t wait for this conversation. We had such a great first connection, and I was excited to be doing this with you, so thank you for having me on. Stephen Semple: Oh, and before you go on to that, the funny thing was we discovered I was literally in Austin, Texas. We got on and did a call and not only that, near Dripping Springs, you’re like, “Oh, I’m near Dripping Springs.” I could have drove over and saw you that day. Jyoti Lohman: I know. I love that synchronicity, right? That was our first thing and I was like, “Okay, this is going to be a good one.” Yeah, that was really cool. So my whole mission here has been to inspire women to create that purposeful pause and to feel nurtured and to feel cared for. And where we’re at now, it’s transformed into these signature Beautyway treatments. I’ve got something at the Fairmont here in Austin. So you can have a Beauty Way manicure and pedicure where we’re not only using the products, but there’s these affirmations that we’re saying. And so these really incredible treatments that are full body and soul. We’re launching in Proper Austin here in May. So this is May 1st, so very shortly here, hopefully in time for Mother’s Day. I am working currently on another signature treatment with Miraval Resort here in Austin and they are a company that’s been around for years and a leader in wellness. So creating these signature treatments that are using the products, but also sort of bringing in focus my mission and my purpose of women taking a moment to really care for themselves and how powerful it is to pour into ourselves because we show up for so many people. I couldn’t be happier about where we are and it’s been a windy road. At first it was just kind of selling online, and I’ve been able to get in touch with these major resorts and create something really from my heart that I know people are feeling cared for. Stephen Semple: And the things that you’re doing for the resorts, they’re a little bit unique for each one, aren’t they? Jyoti Lohman: Yeah. So like I said, this experience has been so cool. So the one with Proper, I’ve worked with their lead therapist and their spa director and it’s over months of really fine-tuning what really connects with that resort and what their purpose is and bringing my purpose together and really connecting those dots. So we’re creating these bespoke really treatments for the different resorts. And I’ll be in Miraval next week and they have a fabric of their own, of their own purpose. And so yeah, we’ll be pulling together what The Beauty Way means. And The Beauty Way is a Navajo philosophy and prayer and they call it walking in beauty and it’s walking in balance, harmony, connection with nature and with yourself. So we get to pull in the essence of and the ethos of The Beauty Way and really connect it back to what the property means. Stephen Semple: That’s really interesting. What year did you start the business again? Jyoti Lohman: I worked with a chemist and so I’ve created all of these formulas side by side with a chemist that I work with. So I started when my daughter was about one years old. So about four years ago I started working on the packaging, working on the mantras, working on the ethos, pulling together the inspiration from my mom and her wisdom in self-care that she really taught me and pulling everything together. And then I launched in November of 2023. So it’s been about two and a half years. Stephen Semple: So there was a few years in development launched in November of 2023. You’re in a bunch of locations, right? Jyoti Lohman: Yep. Stephen Semple: Are you able to share with us what you do in sales these days? Jyoti Lohman: Well, I have so many different ways. I’ve got the wholesale, I’ve got influencer marketing, I’ve got D2C sales, I’ve got all these different ones. So we are on track for six figures this year. Stephen Semple: Nice. Nice. Jyoti Lohman: Yes. That is- Stephen Semple: Cool. Jyoti Lohman: Yeah. Very proud of that. Stephen Semple: That’s very exciting. Jyoti Lohman: Yes, very exciting. Very exciting. Stephen Semple: So here’s one of the things I found that was really interesting that you’ve done. So I’m in this coaching program called The Strategic Coach. It’s a quarterly coaching program for entrepreneurs that’s run by Dan Sullivan. And one of the things Dan’s often talking about is taking your services and either turning or adding a product to it or taking your product, adding a service to it. So there’s this melding of service and product that happens. And you’ve done that with the resorts where you’ve got this spa treatment, and you could have just walked in and said, “Hey, I’ve got this treatment and I’ve developed it and it’s really cool and it’s great for people and people love it.” But you went that step further and went, “Well, let’s create this treatment that’s specific to your spa that’s got all this ritual and things.” How did you land on doing that? Jyoti Lohman: It’s actually an interesting story. And again, I just started with a product, but I knew that this was bigger than a product. The product is sort of the vehicle of how I help inspire women to take that moment and to do these treatments. But I was actually at a spa and getting a treatment and there was this… I did this body scrub research. And so they’re doing this body scrub and they’re using a salt. Mine is sugar and they’re using a salt. And I thought, oh, this salt’s a little rough on the body, but it’d be great for a foot scrub. I’m just thinking in my head. And so she says to me, I say, “Well, I love this salt. Do you sell it in your retail? Can I pick this up? I love the way that it feels and this would be a great thing.” And she says, “We don’t sell this. This is just in treatment.” And I literally had this light bulb go, “Wait, this is a perfect retail conversion. I’m getting to use the products, see how it feels. Instead of looking at something on a shelf, I’m getting to experience this and you’re the expert and now I’ve tried it and it’s amazing. I want to be able to buy it.” And I couldn’t. And I went, “Okay, ding, ding, ding, ding, ding. Let’s bring these two together.” And what I did was I found, I’m not a therapist, so I don’t know all the logistics of treatment. I know my products inside and out and what they do and how they feel and the connection I want you to have with that. So I found a therapist who had been doing treatments for 25 years and she and I created these spa protocols and it was something I had never heard of. I had no idea this was even a thing. People do do this, but I was not familiar with it and I couldn’t buy the thing I wanted to. And I thought, this is amazing. So I created six protocols where I infuse some breath work, I infuse affirmations and then you can use the products. And I thought speaking from an experience, you get to try them and understand how they work and how they feel. And from a business point of view and to speaking to a spa director, here’s your built-in retail conversion. So that was really kind of blending those things, both of those missions for me. Let’s make some money and let’s be successful here and let’s create these treatments so that people can try it and love it and ultimately buy it. And the way that it smells and the way that it feels, our olfactory is so powerful that when you buy this and take it home and you’re using it at home, it sort of brings you back to that moment of calm and connection. Dave Young: Stay tuned. We’re going to wrap up this story and tell you how to apply this lesson to your business right after this. [Using Stories To Sell] Dave Young: Let’s pick up our story where we left off and trust me you haven’t missed a thing. Stephen Semple: One of the things that people don’t realize, scent is really an interesting language because it’s the one sense that is processed differently than the rest of it. It’s- Jyoti Lohman: Totally. Stephen Semple: … very, very highly tied to memory, unbelievably tied to memory. If I bring in theater popcorn and we’re doing an envisioning exercise, something like that, you find yourself, you immediately think movie theater. If we’re popping popcorn, it’s like it’s movie theater or it’s like doing something with the kids, but all of those things immediately come. So it is really interesting that yes, the scent will take a person back to that. But the other thing I find interesting is Dave Young, who I often do this podcast with, he teaches a course at the Wizard Academy just outside Dripping Springs called Portals and the Languages of the Mind. Jyoti Lohman: That sounds interesting. Stephen Semple: And scent is a language. Jyoti Lohman: Yeah. Stephen Semple: So is speaking, so is touching. And what’s interesting is you’re now creating a product which links into- Jyoti Lohman: Sensory. Stephen Semple: … all of those things. Jyoti Lohman: A sensory experience. Stephen Semple: Which makes it very- Jyoti Lohman: Yes. Stephen Semple: And very sticky. You’re hitting on multiple fronts. You’re hitting it here and you’re hitting it here and you’re hitting it here, which really is super interesting, super interesting. Jyoti Lohman: Well, I’d love to take credit that I’ve had this business degree and I’ve studied all the psychology, but it’s really I’m so guided by intuition, and I just had this light bulb that went, oh, my gosh, this will tie back and you can have that experience at home and here’s how we do it. We get you involved and experiencing it. And I created this scent. It’s this really interesting scent and it’s a citrus. Stephen Semple: So you purposely right out of the gate thought about scent when it came to this. Jyoti Lohman: Absolutely. Well, I’m very sensitive to scent, extremely sensitive. If something is very overpowering, I have an immediate headache and it’s kind of always been that way. If my husband’s using a new hand soap, I’m like, “Uh.” So I was really, really intentional with the scent, but I understand the connection that scent has and the power that scent has to make us feel a certain way. And so when I was creating this scent, I didn’t want to do it unscented because I think the sensory experience of the scent is so powerful. So I didn’t use anything synthetic so that it really was a natural scent. And it’s probably one of the things I’m most proud of as the physical product because it’s something that if you’re sensitive to smell, it’s so light and grounding. It’s got these citrus high notes and it’s got this ginger and pink peppercorn that really makes it sophisticated and grounded. So it kind of covers, I want to say, “It’s very universal,” and so men use it. It’s not overly floral or vanilla or it doesn’t overtake the situation, but you feel it. It’s a very clean kind of sensual scent. And so it really ties people back to that experience. And again, I can’t take too much credit for it except for I just really, I tapped into my intuition and as how I experience things and then knowing that there’s sensitivities and people are just getting more and more sensitive to things as we get more and more manufactured kind of sense. So it was a very intentional part of it to be a feel, a smell and all those sensory pieces. Stephen Semple: And the whole idea of marketing a skincare product through spas and things like that. I did a Episode 207, I did a podcast on Dr. Gross who basically had developed a skin peel and they very, very much were like, he marketed through his own practice, but very much were like, “Okay, we’re going to market this through spas and resorts and things along that lines. Have people experienced this and then they’re going to want to come and follow up and buy our product. And yes, it’s an additional line item and all of those things.” So this path of doing it that way has been proven as being a legitimate way to do this. But then you’re also selling online and through influencers. What have you been doing on the online front? Jyoti Lohman: With bootstrapping a business from the get go and not relying on millions of dollars, but relying on heart and hustle. The path I thought was the wholesale piece is something I… I don’t know if I have control over it. I don’t think I have control over it, but I know that I can connect with people one-on-one and talk to them about the product. The D2C space direct to consumer and website is so hard to tap into without millions of dollars for ads and all of this. And so that’s kind of the strategy that I’ve taken is getting into these bigger resorts, having these sensory experiences, building in that retail conversion. And my D2C business has been supported by my client going to these resorts and seeing it. So that’s been a real strategy for me, again, just sort of really looking at how I shop and where my core customer is. So that’s been my strategy there. And then the influencers, that’s a tricky space and I think it’s changing a lot and my brand is, it’s such a tricky space. Stephen Semple: It is. Very tricky space. Jyoti Lohman: And paying for someone to say it one or two times is not going to get you anywhere and you have to align. I mean, it seems so simple, but you really, my brand is so authentic. It’s very founder-led marketing. I’m out there, I’m the face of the brand, I want to connect with people, I want to talk about the mission. And so finding people that are really authentic and not suggesting 16 sunscreens in a week just because they have a big following, it’s hard. It’s hard. Stephen Semple: Yeah, it’s hard. Jyoti Lohman: It’s finding those people that really align. And then I’ve done mostly gifting because part of the authenticity of this brand is that people try it and they fall in love with it. And so a lot of these influencers who want thousands of dollars, I want you to love it. And so it’s a slower game, but I find those people that try it and really get that experience and get the purpose behind it. And that’s been successful with more micro influencers, people that have that like 15,000 following because they’ve created a model where people really actually trust what they’re doing. So that’s been really what’s been successful for me. And it’s also just meeting people and showing up and connecting and being your authentic self and not having to be on. I’m never on. This me, this is what you’re getting. So I think people connect with that. And so I’ve had a lot of people just do things with gifting. Speaker 11: Oh, no, no. Speaker 12: What? Speaker 11: I was enjoying this episode. Speaker 12: Don’t worry. Part two’s coming next week. Speaker 11: It better. Dave Young: Thanks for listening to the podcast. Please share us. Subscribe on your favorite podcast app and leave us a big fat, juicy five-star rating and review at Apple Podcasts. And if you’d like to schedule your own 90- minute Empire Building session, you can do it at empirebuildingprogram.com.

Pakistan as a Strategic Mediator. Guest: Ambassador Hussain Haqqani and Bill Roggio. John Batchelor examines Pakistan's role as a mediator between the United States and Iran. Ambassador Haqqani explains that Pakistan provided an "exit ramp" for the Trump administration by utilizing its unique access to the IRGC and Iran's power structure to facilitate communication and avoid further military escalation. 2

In this super-effective episode of The Unapologetic Man Podcast, host Mark Sing discusses the idea of being "aloof" with women. While most men act desperate, needy, too energetic, and like they are desperate to win the favor of women (thus turning them off), when you can act aloof — like you're not bothered — it immediately increases your value and in turn her attraction for you. This episode has key insights on how to be aloof with women while also balancing it with being warm and establishing a deep connection with her. The advice here is gold when you want to build attraction with women that goes beyond surface level. Key Takeaways: - Why women are hypergamous and need to know you can do better than them - How to combine warmth with the mindset of not being f*cked with - Strategic back-channeling: Reward good conversation, withdraw from boring or negative - Why you must always see yourself as the prize with dozens of options available to you Key Timestamps: [00:00:00] – Episode intro [00:00:51] – Why you should act aloof [00:02:10] – We always respect women, this is a strategy [00:03:35] – Female hypergamy and why women want the prize [00:04:50] – The aloofness rule explained [00:08:27] – Using aloofness when she brings up negative or boring topics [00:09:50] – The Cake Face technique [00:11:35] – Strategic back-channeling (both good and bad) [00:15:03] – Mark's story over overhearing a beta cuck [00:17:09] – Leading her out of negative topics [00:20:26] – Final message: You are the prize [00:21:00] – Episode Outro Connect With Mark: Apply for Mark's 3-Month Coaching Program: https://coachmarksing.com/coaching/ Check Out The Perks Program: https://coachmarksing.com/perks/ Email: CoachMarkSing@Gmail.com Instagram: https://www.instagram.com/coachmarksing/ Grab Mark's Free Program: The Approach Formula - https://www.CoachMarkSing.com/The-Approach-Formula About The Unapologetic Man Podcast The Unapologetic Man Podcast is your resource for mastering dating, attraction, and relationships from a confident, masculine perspective. Hosted by Mark Sing, this podcast gives men the tools and mindset shifts needed to succeed in their dating lives and build lasting, high-value relationships. #UnapologeticMan #Aloof #DatingAdviceForMen #HighValueMan #MasculineFrame #PushPull #Hypergamy #DatingTips #AttractWomen #FrameControl #MensPodcast #ManUp #ConfidenceForMen

Bill talks with national security analyst Joe Cirincione about Trump's shifting claims on Iran and argues the Memorandum Of Understanding (MOU) functions as a ceasefire and “surrender document” after a war the U.S. and Israel could not win. Cirincione says the MOU mainly restores shipping through the Strait of Hormuz while leaving core U.S. objectives—curbing Iran's uranium enrichment and missile forces—unmet and deferred to talks, and he notes Trump's renewed threats violate the pledge to refrain from force or threats of force. He contrasts the deal with the JCPOA, the Obama Nuclear Deal, saying Trump lifts broader sanctions than the JCPOA, allows Iran to sell oil, and leaves Iran geopolitically stronger, with demonstrated leverage over the strait and Gulf economies. They discuss costs rising from Pentagon estimates to broader economic impacts, Netanyahu's (and Trump's) massive miscalculation and political fallout here and in Israel. Jared Kushner's role and conflicts, and broader alliance strains including NATO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

In this episode of the Elevate Care podcast, host Nishan Sivathasan sits down with Terin Stamps, Vice President, Credentialing Solutions at AMN Healthcare, to explore how credentialing—often dismissed as a back-office paperwork function—can become a powerful competitive advantage for health systems. Terin draws on more than 15 years of healthcare operations experience to break down what credentialing actually encompasses, how automation and AI are reshaping the function, and why involving credentialing teams earlier in the contracting process leads to faster onboarding, fewer disruptions, and stronger patient safety outcomes. She also addresses how health systems can build crisis-ready credentialing playbooks and shares her outlook on where the space is headed over the next five years. About Terin Stamps Terin Stamps is the Vice President of Credentialing Solutions at AMN Healthcare, a role she has held for three years. With over 15 years of healthcare operations experience, Terin previously served as an AVP at HCA Healthcare and has worked across three major health systems. Her team transforms what many perceive as a compliance-heavy administrative function into a strategic capability that drives growth readiness and patient safety. Terin is a passionate advocate for standardization, smart technology adoption, and the consultative role credentialing can—and should—play throughout the full workforce lifecycle. Chapters 00:00 – Introduction and Welcome 00:17 – Terin's Background and Role at AMN Healthcare 01:00 – What Is Credentialing? Breaking Down the Basics 02:42 – Federal, State, and Facility Requirements: Finding the Balance 03:27 – Credentialing as a Patient Safety Function, Not Just a Barrier 04:36 – How the Pandemic Changed Credentialing and Compliance 06:05 – Turning Credentialing into a Competitive Advantage 07:31 – The Impact of Streamlining: Faster Starts and Happier Clinicians 08:15 – The Role of Automation and AI in Modern Credentialing 09:22 – Building Technology That Flexes Without Creating Chaos 10:44 – Maintaining the Human Touch Alongside AI 10:44 – Credentialing in a Labor Disruption: Building Your Crisis Playbook 12:42 – Short-Term Fixes vs. Long-Term Credentialing Strategy 14:41 – What the Next 12 to 18 Months Look Like 13:36 – The Three-Year and Five-Year Outlook: Data Sharing and Strategic Integration 16:32 – AI Agents and the Future of Workforce Productivity in Healthcare Sponsors: We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Learn how AMN Healthcare's workforce flexibility technology helps health systems cut costs and improve efficiency. Click here to explore the case study and discover smarter ways to manage your resources!Discover how WorkWise is redefining workforce management for healthcare. Visit workwise.amnhealthcare.com to learn more.About The Show: Elevate Care delves into the latest trends, thinking, and best practices shaping the landscape of healthcare. From total talent management to solutions and strategies to expand the reach of care, we discuss methods to enable high quality, flexible workforce and care delivery. We will discuss the latest advancements in technology, the impact of emerging models and settings, physical and virtual, and address strategies to identify and obtain an optimal workforce mix. Tune in to gain valuable insights from thought leaders focused on improving healthcare quality, workforce well-being, and patient outcomes. Learn more about the show here. Find Us On:WebsiteYouTubeSpotifyAppleInstagramLinkedInXFacebook Powered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joey, Mke & Chris share their to 10 Strategic 2-Player Games.

A security researcher in Germany uncovered a flaw in robotic landmowers produced by Yarbo that let him remotely control every active robot across the globe, according to Slashgear. In this episode, host Amanda Glassner is joined by Heather Engel, Managing Partner at Strategic Cyber Partners, to discuss. To learn more about today's stories, visit https://cybercrimewire.com • For more on cybersecurity, visit us at https://cybersecurityventures.com.

(1) In the setting of Londinium, 92 AD, Gaius and Germanicus engage in a series of debates comparing the struggles of the ancient Roman Empire to the paradigms of power and exhaustion in the 21st century. Embracing Defeat: Strategic Bribery in the Middle East. Addressing the conflict with Iran, Germanicus proposes "embracing defeat" as a sophisticated path to a "win-win" resolution. He likens proposed financial investments to Roman tributes paid to the Sarmatians to secure frontiers. While Gaius skeptically questions if this is merely a bribe, Germanicus maintains that "bribing to deescalate" is a pragmatic tool used by great powers to achieve stability without perpetual war. (1)191O.  NERO

Baron von Steuben and the Strategic Overhaul at Valley Forge. Guest: Professor Richard Bell. Baron von Steuben, a Prussian officer, arrived at Valley Forge during the harsh winter of 1777–1778, desperate for a career after being forced out of the Prussian military. Though he arrived in a brilliant uniform, he was essentially a "soldier of fortune" hired by Benjamin Franklin and Silas Deane to instill order and discipline in the ragtag Continental Army. Washington's decision to hire him proved to be one of his best strategic moves, transforming the army's combat readiness. Steuben's presence highlights the Revolution as a global event where foreign professionals contributed expertise for various personal and strategic reasons. 11919 VERSAILLES

The Global Strategy of Vergennes and the French Alliance. Guest: Professor Richard Bell. French Foreign Minister Vergennes viewed the American Revolution as a strategic opportunity to weaken the British Empire and avenge losses from the Seven Years' War. He orchestrated covert aid before committing the French military in 1778, which transformed the rebellion into a global conflict spanning the Caribbean, India, and the Mediterranean. This diversification of British resources was essential to the patriot success at Yorktown. Vergennes' calculated moves forced Britain to defend its worldwide imperial assets, ultimately making the American Revolution an international struggle for power between European empires. 61770

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Ledwith.

The Federal Reserve's latest policy shift under new governor chair Kevin Warsh marks a significant regime change for global markets. With the dot plot revealing two potential rate hikes and a shift away from forward-looking guidance, investors face heightened market uncertainty across stocks, crypto, and real estate. This discussion cuts through the media noise to analyze macro data points, including the geopolitical resolution with Iran, falling energy prices, and the approaching $930 billion commercial debt maturity wall. While mainstream capital retreats to the stock market, sophisticated investors recognize that slow, stale, and sideways markets offer generational opportunities. This episode explains the math behind negative leverage, the critical role of the 10-year Treasury note, and why the absolute best real estate deals are historically secured before rate cuts occur, not after. Discover how to build defensive buffers into your underwriting parameters to transform macroeconomic headwinds into asymmetric long-term wealth. KEY TOPICS DISCUSSEDMacroeconomic analysis of Fed Chair Kevin Warsh's first FOMC meeting and monetary policy adjustments Geopolitical implications of the US-Iran memorandum of understanding and its impact on global crude oil volatility Understanding the "Fed Trap" and balancing the risks of reigniting inflation versus fracturing economic growth Technical evaluation of the 10-year Treasury note as the foundational gravitational force for commercial lending benchmarks Financial underwriting frameworks for identifying and avoiding negative leverage in a 6% to 7% interest rate environment Strategic management of the upcoming $930 billion maturing commercial real estate debt wall Asset allocation rotation from overvalued equity sectors into distressed, undervalued real estate opportunities KEY TAKEAWAYSLock in your real estate opportunities before the Federal Reserve cuts interest rates. Historically, the most profitable assets are acquired when market sentiment is deeply depressed and capital sits passively on the sidelines. Treat the Federal Reserve's policy decisions as macroeconomic weather rather than an absolute indicator of deal viability. Successful investing relies on strict individual deal underwriting rather than relying on central bank rescue parameters. Address floating-rate debt maturities 12 to 18 months in advance. Initiating proactive refinancing and restructuring conversations with lenders prevents forced liquidations when interest rate environments shift. Implement structural buffers of 50 to 100 basis points above current market rates when modeling new investments. Ensuring a deal cash-flows under restrictive conditions turns future monetary easing into pure financial upside. Monitor the 10-year Treasury note on a weekly basis to filter out short-term market noise. A sustained technical break below the 4% threshold serves as the primary signal that institutional debt conditions are turning positive. CONNECT & TAKE ACTIONSchedule a professional portfolio review with Ryan's team: Text "X-ray" to 844-447-1555 Build steady mailbox money with the Imagos Income Fund: Text "income" to 844-447-1555 Join the exclusive newsletter for unfiltered market insights: Text "WIB" to 844-447-1555 Access institutional investor resources and trackers: thewiseinvestorvault.com Gain direct access to accredited private placement deal flow: Text "deals" to 844-447-1555 Review comprehensive media notes and digital resources: millionairemindcast.com Connect directly with Matty A on corporate social channels: @officialmattya

Are you tired of making tiny profit margins on your real estate investments while dealing with the stress of standard tenants? What if you could easily multiply your current rental cash flow without buying a single new property? In this episode of Exit Strategies Radio Show, Corwyn J. Melette sits down with Air Force veteran and Roundtable Living founder Katrina Robinson to discuss strategic co-living and how one property can create stronger cash flow, provide affordable housing, and become a lasting legacy asset.Katrina shares how room-by-room housing models can help address affordability challenges while creating opportunities for investors to grow income, serve their communities, and build generational wealth. The conversation explores responsible real estate ownership, community impact, operational systems, and the importance of creating opportunities that benefit both property owners and residents.Key Takeaways:01:34 Why buying more properties isn't always the answer04:10 How strategic co-living increases cash flow09:42 Addressing housing affordability through shared housing11:40 A real story of housing transformation and opportunity14:10 Managing risk and operations in shared housing20:27 Group Home on Autopilot explained24:52 Community impact and neighborhood responsibility26:28 Turning one property into a legacy assetLegacy Building Takeaway:"Because I've documented all of the processes, I can take that and give that to my daughters, and I have given them a business and 15 doors now." " - Katrina Robinson-Connect with Katrina:Website: grouphomeonautopilot.comYouTube: Group Home On AutopilotConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Country Boy HomesDo you remember your grandma's front porch? You know that spot where stories were told, kisses were stolen, and sweet tea was always being sipped. Now imagine giving your family a place to make those same memories, but in a brand new, energy-efficient, and home that was built just for you. At Country Boy Homes, we help folks just like you find that forever feeling.Whether it's your first home, your next home, or your, we're done with rent forever, like,  seriously home, we specialize in affordable, durable, manufactured, and modular homes, the kind that make room for muddy boots, big dreams, and second helpings. Come see what coming home really feels like. Call 843-574-8979 today.Country Boy Homes, Built to Last, Priced for You.

You are not going to believe the jaw-dropping concessions being made in this newly leaked 14-point U.S.-Iran Memorandum of Understanding (MoU)!

In this fan favorite episode of Design Business Freedom, I'm diving into lead generation strategies that help interior designers fill their profit pipeline with better clients, bigger projects, and more consistent cash flow. You'll learn how to move away from the exhausting project-to-project roller coaster and build a design business with more predictability, profitability, and peace of mind. Instead of waiting until your current projects end to find the next client, this episode shows you how to create demand before you need it. The central lesson is building a profit pipeline through paid VIP waitlists, strategic visibility, referral partnerships, and relationship-based lead generation that positions your interior design firm as the obvious choice. In This Episode You Will Learn: How to create a paid VIP waitlist that secures future clients with a non-refundable deposit and clear project start date. How to use landscape signage strategically to attract ideal interior design clients directly from the neighborhoods you want to serve. How to identify recently sold homes and send thoughtful, high-touch outreach to the exact interiors you'd love to design. How to build referral relationships with builders, architects, galleries, charities, fitness professionals, and luxury service providers. How to fill your profit pipeline with proven Design Business Freedom strategies that help interior designers avoid burnout and create steady demand. As one of our Fan Favorite episodes, I'd love to know what your favorite episode is. Reach out via @melissagalt on Instagram or Facebook and let me know. And be sure to REVIEW this podcast on Apple podcasts. It means the world! When you're ready to hit the next level of design success without the burnout, you can book your complimentary Zoom Design Business Assessment with me here at www.melissgalt.com/DBA. You deserve it! Timestamps: (00:00) Welcome to this Design Business Freedom fan favorite (01:27) Why lead generation fills your profit pipeline (01:50) Avoiding the project-to-project cash flow roller coaster (03:01) Creating a paid VIP waitlist for future projects (04:05) Using non-refundable deposits to secure client commitment (06:45) Proven lead generation strategies for interior designers (09:01) Why landscape signage attracts neighborhood design leads (16:05) Finding ideal interiors through recently sold homes (20:12) Creating partners in profit through strategic collaborations (22:27) Speaking to your market with structured talks (25:26) Meeting affluent clients through fitness and wellness (27:41) Building builder relationships without pitching (34:47) Partnering with luxury car dealerships for leads (36:41) Using philanthropy and charity events strategically (41:27) Growing your list through newsletter swaps Key Takeaways: A steady profit pipeline keeps interior designers off the cash flow roller coaster. Ideal clients will wait when they value your talent, expertise, and design process. Relationship-building creates stronger lead generation than pitching ever will. Strategic visibility puts your interior design business in front of the clients and projects you actually want. About Melissa Galt: Melissa Galt is an award-winning business coach, marketing consultant, speaker, and interior designer with more than 30 years of experience helping interior designers build profitable, scalable, and sustainable businesses. Through Design Business Freedom, Melissa shares proven Interior Design Business strategies, Interior Design Marketing insights, leadership training, pricing expertise, and growth systems designed to help designers attract better clients, increase profitability, and create lasting success. Connect with Melissa Instagram Facebook Linkedin Website  

Jay breaks down why most “metabolism reset” programs fail and reveals a smarter, research-backed 30-day approach that actually works. Drawing from decades of experimentation and human studies, he dives into the real science of adaptive thermogenesis, the dangers of yo-yo dieting, and how to rebuild your hormonal environment for lasting results.Key topics include:Strategic diet breaks at maintenance calories to reverse metabolic slowdownHigh-protein intake and resistance training to positive muscular failure (PMF)Alternate-day fasting, metabolic flexibility, and smart HIIT protocolsThe role of peptides and targeted compounds to accelerate repairWhy muscle preservation is the ultimate key to a thriving metabolismIf you're tired of crash diets that leave you worse off, this conversation delivers practical, no-BS strategies to reignite your metabolism, preserve muscle, and build sustainable habits that support your long-term health, energy, and purpose.Jay also shares insights from his 30 Days 2 Shredz protocol and Metabolic Awakening framework—tools designed to help you stop fighting your biology and start working with it.https://jaycampbell.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

High-stakes negotiations at the Lake Lucerne summit in Switzerland between the U.S. and Iran have been strained from the start. Former Ambassador Ryan Crocker says Iran is settling in for the long haul, so the U.S. needs “strategic patience” if it wants long-term stability in the Middle East.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Jason Fuller. It was edited by Sarah Robbins. Our interim executive producer is Courtney Dorning.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Nick Lloyd. Guest Nick Lloyd explores the strategic impasse of late 1915, specifically during the Second Battle of Champagne. He notes that both Joffre and Falkenhayn began to realize that traditional breakthroughs were becoming impossible, yet commanders remained reluctant to abandon the dream of decisive maneuver. Lloyd describes trench warfare not as a siege, but as a "constant evolution" where every Allied innovation was met by a thickened German defense of pillboxes and deep zones. This segment highlights the human element of command through General Noël de Castelnau, a deeply religious and charismatic figure who personally suffered the war's horrors, losing three sons in the conflict. Lloyd aims to humanize these historical figures, showing them as individuals grappling with impossible dilemmas in a brutal industrial war. The narrative emphasizes that the stalemate was not due to simple incompetence, but a logical, albeit bloody, response to the defensive technologies and tactical developments of the era. 61914 RFC

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

1. Elon Musk, Capitalism, and Wealth Debate Capitalism vs. criticism: Free enterprise rewards value creation—people voluntarily buy products or invest. Critics are hostile to Musk and supportive of wealth redistribution. Comparison to other billionaires: George Soros is contrasted with Musk as someone whose wealth is seen as aligned with political causes favored by the left Musk could face government targeting if political power shifts. There is much hypocrisy among political figures (e.g., wealthy critics of capitalism). Criticism of media figures and narratives portraying Musk negatively. There is a broader ideological conflict: Free-market capitalism vs. government control Individual innovation vs. redistribution 2. Georgia Election and Political Strategy Focus on candidate Rick Jackson, a businessman with a “self-made” background. He is endorsed as: Conservative Electable Philanthropic (especially in foster care and education) Campaign dynamics: Competition against a Trump-endorsed opponent Strategic late endorsement to influence outcome Election outcome: Jackson wins primary (~52.6% vs 47.4%) Broader implications: Importance of Georgia as a politically competitive (“purple”) state Connection to future Senate control and national politics 3. College Sports Crisis and NIL Reform Problems identified: NIL (Name, Image, Likeness) system chaos Unregulated transfer portal Legal challenges removing rules Rising costs causing: Program cuts (especially non-revenue sports) Financial instability Disparities: Older players competing with younger athletes Risk of collapse: Projection that only 30–50 major football programs would survive Broader impact: Threat to: Non-revenue sports (track, tennis, etc.) Women’s sports Olympic development pipeline Loss of opportunity for: ~500,000 college athletes Students relying on sports scholarships Proposed Legislative Solution A bipartisan Senate bill is introduced: Passed committee (19–9 vote) Expected to pass full Senate and House Goals: Stabilize college sports system Prevent formation of a “super league” dominated by top conferences (SEC, Big Ten) Preserve broad access to college athletics Support: Strong backing from: NCAA-related organizations Professional leagues (NFL, NBA, MLB) Coaches and universities U.S. Olympic Committee Social Value of College Athletics Emphasis on sports is: A pathway to education and upward mobility Especially important for: Low-income students First-generation college attendees Benefits highlighted: Discipline, teamwork, leadership skills Long-term economic and social impact Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Critique of Middle East Ceasefire Strategy. Guest: Richard Epstein. Epstein argues that recurring ceasefire declarations are merely strategic devices for rearmament rather than genuine steps toward peace. He criticizes current negotiation styles for alienating allies and failing to pursue the unconditional surrender of adversaries, which he believes is the only stable solution for regional security. 3

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

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