Get the Hell Out of Debt

Listeners share their deepest, darkest and most cringe-worthy money confessions. Erin has valuable takeaways, and Keri has only shock and awe. These true tales prove that everyone has a financial “oops” moment, and that each one can teach us something. Share your Money Confessional here: www.speakpipe.com/erinskyekelly  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever poured your heart, and countless hours, into a business while your bank account stays stubbornly quiet? Erin and Keri tackle the money talk too many women avoid: when to finally start paying yourself. Erin reveals how to balance loans, cash flow, and your own well-being so your dream doesn't turn into a resentful, unpaid gig. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

When a troll tries to shame a community member for reselling clearance shoes, Erin and Keri dig into what's really behind those petty comments: money stories. They unpack how judgment, fear, and comparison can shrink your finances, and how to push past it so you can stop playing small and start living big. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Check out the Online Selling Success course here: https://www.erinskyekelly.com/offers/tWh2mTJp/checkout  Link to Erin's fave event shoes: https://amzn.to/4m5uZaN  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your kid signs up for soccer, piano, and drama, and suddenly your budget needs CPR. Erin and Keri dive into the often-overlooked expenses of extracurriculars (yes, even the “optional” sweatshirt everyone else is buying). They share smart strategies for saving money, teaching kids ownership, and avoiding the financial concussions that come with all those fees. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is knowing what your coworker makes the secret weapon to closing the wage gap, or just fuel for resentment at the water cooler? Erin and Keri take on this hot-button money conversation. We want your thoughts on whether salary transparency could help you or just complicate your relationships! Join our online community: www.getthehelloutofdebt.com  Send us your thoughts! Leave a voicemail message: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cosigning a loan for a friend or family member can feel like the ultimate act of love and support, but is it a smart financial move? In this episode, we dig into the real risks and responsibilities that come with attaching your name to someone else's debt. If you have experience with co-signing, we want to hear how it went. Leave us a voicemail at: https://www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri break down the three filters that separate pipe dreams from powerful goals, and why the ones that scare you the most are the ones worth chasing. Whether you're paying off debt, transforming your health, or just trying to stop hiding behind “reasonable” goals, this conversation will push you to dream bigger. Share your Boudoir photo experience with Keri here: https://www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.For more information about the Underground, email info@erinskyekelly.com Learn more about your ad choices. Visit megaphone.fm/adchoices

If your bills make you want to close your laptop and clasp your hands, you're not alone. Listener Vicki shares how money stress leaves her overwhelmed. Erin and Keri walk her through a simple plan that will make you realize you are probably doing better than you think you are.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember when success was supposed to be the prize for putting your head down and working harder than everyone else? Turns out, that formula doesn't always add up. Erin tells us why effort alone won't build wealth, and why our well-meaning advice to our kids about “hard work” might actually be holding them back. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri get real about what it actually takes to diagnose your money health, stop the financial sniffles from turning into a full-blown fever, and build the kind of strength that makes your future self say, “Look at me now!” Erin will have you shifting your mindset so you stop treating money like an illness and start treating it like your strongest asset. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Stay healthy! Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  If you would like more info on Erin's group coaching - The Underground - email info@erinskyekelly.com.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people are stressed about money not only because of the actual numbers in their bank account, but because money represents safety, stability, and self-worth. When any of those feel threatened, stress skyrockets. Today we will create positive associations with money and you'll get richer doing it.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri take you inside the messy middle of money decisions that keep us stuck, explaining how our relationship with “stuff” is really a mirror of our relationship with money. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Get ready to bookmark this episode! Aeriss says money is making her sick. Erin shares powerful techniques to shift from a mindset of scarcity and frustration to one of gratitude and abundance. Discover how small lifestyle changes can ease stress and support positive financial habits.  To access Erin's Money Meditations, join us in the online course, Get The Hell Out Of Debt, here:  www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Happy 5 year anniversary to the Get The Hell Out Of Debt podcast! To celebrate, Erin is answering some not-so-rapid fire questions about mortgage penalties and shared household budgets.  Keri is thinking about cake.  **No anniversary gifts please, but we sure would appreciate if you liked and reviewed, rated and subscribed wherever you are listening from. THANK YOU.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Liz wants to know where you go to get 8% on her investments. Erin has practical advice and walks Liz through how to make smart investing decisions. Your first step? Joining our supportive financial community to help you supercharge your journey to financial independence. Hey, Liz! Sign up for the Get The Hell Out Of Debt course right here:  www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri dive into a listener's relationship dilemma that starts with an innocent side gig and snowballs into a bigger conversation about debt, boundaries, and the silent resentment that can creep in when goals aren't aligned. They'll show you why timelines can save your sanity, how to keep “us versus the goal” instead of “me versus you,” and why the shortest advice often lands the hardest.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If your income's a little unpredictable, you know the stress that comes with wondering if you'll make it to the next payday. Erin and Keri share a simple, life-changing strategy to smooth out those ups and downs so you can pay your bills, keep your promises, and ditch the financial anxiety for good. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Get your own bidet like Erin and Keri have here: https://amzn.to/4lhzOgO If you are interested in Erin's How To Teach Your Kids About Money course, click here: https://www.erinskyekelly.com/how-to-teach-your-kids-about-money  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you found out a chunk of your money had been doing absolutely nothing for over a decade? Erin and Keri unpack a listener's missed investment opportunity, calculate what it could have been worth, and share a step-by-step approach for getting your money to work for you, starting today. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Erin's Wealthsimple link:  wealthsimple.com/inv Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're juggling credit card debt and trying to grow your business without losing your mind, this episode is your new secret weapon. Erin and Keri talk about how to stop reacting and start planning strategically, when to ask for help, and why “perfect” is the enemy of progress. Subscribe to this podcast if you want to quickly get unstuck for good. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

An amazing woman in the Get The Hell Out Of Debt community is just days away from crushing $70K in consumer debt. Cue the confetti! But her partner hasn't started his journey. Should she pitch in and help him pay off debt? This episode dives deep into the dynamics of money, relationships, and the emotional tug-of-war so many women face when it comes to ‘doing it all.' Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly For more info on the Naked Money Meeting's course, go here: https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024  Link to Keri's heated mug: https://amzn.to/4l4yIFe Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying off debt doesn't have to suck the life out of you. Erin and Keri are sharing nine unexpected ways to reignite your fire when you feel like giving up on your money goals. Have a listen for a masterclass in staying committed, even when your motivation flatlines. Warning: may cause spontaneous cashflow inspiration. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What do fertility, fancy weddings, and federal student loans have in common? Erin and Keri chat with your Rich BFF and favorite wall-street girlie Vivian Tu. Vivian is a former Wall Street trader turned expert, public speaker, host, entrepreneur, New York Times bestselling author and the founder and CEO of the multi-platform brand, Your Rich BFF. We discuss the most important decisions you are making with your heart, your head, and your wallet.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Find Vivian here: ​​https://www.instagram.com/your.richbff  Get her book here: https://amzn.to/3UvFvgg  Listen to Vivian's podcast here: https://www.yourrichbff.com/podcast  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes love, partnership, and money just don't split evenly, and it shows up in your bank balance before it shows up in your relationship. Erin and Keri walk through what happens when one partner's money is building wealth, while the other is bailing out the canoe. If you've ever paid more than your fair share and then had to pretend it was no big deal? This one's for you. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, “I'll just pay it off later?” Erin drops the details on how credit bureaus are changing the game when it comes to Buy Now, Pay Later services, and why your favorite online checkout option might quietly be sabotaging your score. Listen in and we might just keep your future self from getting screwed over by a taco. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  For Canadians, Erin recommends using Borrowell: https://imp.i203032.net/nLGa06  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin didn't see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You know that hobby you swore would pay for itself one day? Erin and Keri tackle what happens when creativity meets cash flow. If you've ever found yourself quietly avoiding the budget convo by hiding out in your craft room, this one's for you. Grab a coffee, a glue stick, and your calculator. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

One listener writes in with a simple question and Erin turns it into a masterclass in starting over with sass and strategy. This episode is all about what to do when life flips the table: when the relationship ends, the debt lingers, and you need a plan, not a pity party. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

She had $19,443.90 in debt, two kids, and a business built on elbow grease. Now she's got peace of mind, a profitable company, and bigger dreams than ever. Erin and Keri chat with Lisa, a business owner who didn't just get out of debt, she built a life she loves. If you are a small business owner like Lisa, this episode is loaded with advice to get you to the next level.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether it's the latest investment craze, a quiet shift in consumer behavior, or new tech changing how we spend, save, and earn it's important to be in the know. But it's also important to use critical thinking skills and discernment to determine where to put your cash. Because in a world where the economy changes faster than your algorithm, financial literacy is your superpower. If you want to build wealth, listen to this episode, and subscribe so you don't miss an opportunity in the future. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember that time you foolishly tried to lose five pounds by doing something drastic? Erin and Keri are breaking down the financial equivalent: the Money Crash Diet. Is it smart? Is it sustainable? Is it just another fad with a side of guilt? Tune in for a convo that will have you logging into your online banking with new clarity. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

After an 85-year-old woman  left her fortune to her escort, we called up Daniel Goldgut from Epilogue to help us make sense of the legal (and emotional) fallout that happens when your final wishes surprise your family. This conversation has everything: a spicy backstory, courtroom drama, financial planning tips, and yes, a deep dive into why you really should have a will, even if you're not planning to leave it all to a Tinder date. If you are in Canada, check out Epilogue here: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 Use code: ERIN20  For our US listeners, you can check out: https://trustandwill.sjv.io/rQYqnd Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/SKYE and get on your way to being your best self. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever found yourself overthinking a money move, or staying put in a job, relationship, or financial rut because it feels safe, this episode is going to turn you into a strong decision-maker. You'll learn the emotional and strategic power of taking smart risks, and how to master your greatest asset on the journey to financial independence. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/SKYE and get on your way to being your best self. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You're not reckless, but you are ready for more. More security, more freedom, more “I've got this” energy when it comes to your money. Erin breaks down the surprisingly simple (but wildly overlooked) habits that help you grow wealth with intention. It's time to stop winging it, and start planning like your future depends on it. Because it does. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/SKYE and get on your way to being your best self. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Jennifer's debt-free journey has it all: romance, livestock, and spreadsheets. Jennifer opens up about paying off tens of thousands in consumer debt, navigating a spender-saver relationship, and her goal to be work-optional by the time she's 45. Listen in to learn how she is balancing love and money, and leaning in to the quiet power of financial independence. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Air Doctor. Head to AirDoctorPro.com and use promo code ERIN to get UP TO $300 off today! AirDoctor comes with a 30-day money back guarantee, plus a 3-year warranty—an $84 value, free!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been a rough year for one of our listeners, and like so many of us, she turned to “experience spending” to soothe the ache. But now the financial hangover has kicked in. Erin and Keri unpack what happens when emotional survival meets a crumbling spreadsheet, and how to gently, lovingly climb your way back to solid financial ground. Think of it as therapy meets budgeting with a side of real talk and laughter. Join our online community: www.getthehelloutofdebt.com  Trust and Will: https://trustandwill.sjv.io/rQYqnd Today's episode is brought to you by Air Doctor. Head to AirDoctorPro.com and use promo code ERIN to get UP TO $300 off today! AirDoctor comes with a 30-day money back guarantee, plus a 3-year warranty—an $84 value, free!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you wondering how people actually afford babies, especially if you have to go about it in a non-traditional way? Erin and Keri dive into the emotional, ethical, and financial rollercoaster of fertility treatments. Whether you're contemplating IVF, freezing eggs, or just freezing with anxiety over the price tag, this episode gets real about what happens when your biological clock and bank account aren't quite in sync. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Air Doctor. Head to AirDoctorPro.com and use promo code ERIN to get UP TO $300 off today! AirDoctor comes with a 30-day money back guarantee, plus a 3-year warranty—an $84 value, free!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Sara was a university student looking to get her financial act together when one late-night search led her down a path of transformation. What followed included life-altering illness, $80,000 of debt, and the kind of personal growth that will have you yelling YES GIRL from your car. Sara's journey is full of hard-won wisdom, and she reminds us that building wealth isn't just about money, it's about healing what's been holding you back.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app, and use promo code ERINSKYE to get your first month free. Thanks to Ava, now go get yourself good credit!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If “money stuff” makes your eyes glaze over faster than an unsolicited group text, this episode is the cure. Think of it like a financial fitness class for your bank account - only it's just 10 minutes a day, and you don't even have to put on pants. Erin and Keri walk you through practical, feel-good strategies that help smart-but-busy women build wealth, with way less overwhelm and way more confidence.  Join our online community: www.getthehelloutofdebt.com  Join us in Summer Money Camp here: https://www.erinskyekelly.com/offers/rpvztLWQ  Today's episode is brought to you by Ava. Download the Ava app, and use promo code ERINSKYE to get your first month free. Thanks to Ava, now go get yourself good credit!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Think managing your money has to be dry, disciplined, and dull? Think again. Erin is flipping the script with fresh, funny, and totally doable tips for growing your wealth… especially if your brain moves at lightning speed and occasionally forgets it left the stove on. Whether you've got ADHD or just feel like it sometimes, this episode is your permission to make money your way, and actually enjoy it. Find the ADHD and Money course here: https://www.erinskyekelly.com/offers/6WhwpFPw  Join us in Summer Money Camp here: https://www.erinskyekelly.com/offers/rpvztLWQ  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app, and use promo code ERINSKYE to get your first month free. Thanks to Ava, now go get yourself good credit!  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you stop ignoring your bank account and actually look at your numbers? Sheila knows. Erin and Keri sit down with her to unpack the mindset shifts, money moves, and career confidence that helped her clean up her finances and move into a whole new season of life. It's equal parts inspiring and practical—so if you're stuck in the debt spiral, or dreaming of what's next, this conversation will hit just right. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

So you're this close to being debt-free… and suddenly that throw pillow at HomeSense feels like a need instead of a want? Erin and Keri dive into why smart women sometimes sabotage their own progress—and what to do about it. Erin has strategies to help you recognize your financial blind spots before they drain your account (and your momentum). Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a number in your life that knows all your secrets. It knows about the credit card debt, the student loans, the Target runs, and that savings account you swear you'll grow someday. It's your net worth—and it's time to make friends with it. Erin and Keri discuss how tracking this one thing could transform your money mindset forever. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Julie didn't just pay off her $23,490 in debt—she rewrote her entire money story. Once she determined she couldn't cheat the system, Julie followed the Get The Hell Out Of Debt program and went from overwhelmed and overextended to confident and in control. If you've ever felt like the numbers were against you or that you weren't “good with money,” Julie's story will make you believe again—in yourself and your bank account. Join our online community: www.getthehelloutofdebt.com  To find Julie online and to sign up for her newsletter, go to www.creatingspacewithjulie.com Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Forget butterflies. Want to know if he's a keeper? See how he talks about money. Erin and Keri reveal the often-overlooked signs of a financially healthy relationship—without the guilt, shame, or spreadsheet snobbery. Whether you're dating, coupled-up, or just daydreaming about your next love interest, this conversation will have you rethinking what really makes someone relationship material. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You know the type: great smile, charming texts, and a financial plan built on vibes and credit card points. Erin and Keri are breaking down 14 money red flags in relationships that you might have ignored because… chemistry. From crypto dreams to sketchy spending habits, Erin will have you rethinking what “financially compatible” really means. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder what it actually takes to go from drowning in debt to dreaming about a multi-million-dollar retirement? Colby tackled over six figures of debt with a newborn in tow, a husband with a secret struggle, and zero tolerance for financial fluff. Colby's story is real, raw, and packed with inspiration for anyone who's ever wondered, “Is this debt ever going to go away?”  Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

When a wedding invite turns into an emotional invoice, who pays the price? This episode features a story that will hit home if you've ever felt torn between your financial goals and your friendships. Erin and Keri unpack what happens when someone sets a boundary—and what it means when that boundary costs more than just dollars.  Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin takes on the most asked mortgage question—and it's not as simple as you might think. If you've ever felt the pressure to make “the smart move” without really knowing what that means for your unique situation, listen up! Erin's got some surprising insight that just might change how you build wealth. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You love them. You want to help. But when their financial chaos starts costing you your peace (or your bank balance), where do you draw the line? Erin and Keri get real about emotional burnout, financial enabling, and how to draw firm, loving boundaries that protect your future without sacrificing your heart. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever wanted to shake a young couple by the shoulders and say, “Here's what really matters,” this episode is for you. Auntie Erin is back and she is dishing out the kind of real-talk advice you wish someone had given you before your merged finances with another human. She's got smart financial foresight and a few spicy insights about keeping your wallet–and your relationship–safe.  Join our online community: www.getthehelloutofdebt.com  Go here to download Erin's questions for couples: https://www.erinskyekelly.com/learn  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever felt embarrassed about dipping into your emergency fund or going back to basics with your budget? Erin and Keri are here to remind you that rebuilding isn't regression—it's resilience. Have a listen for Erin's take on navigating money missteps, setting up smart systems, and why every phase of your financial journey deserves a freaking round of applause. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices