Get the Hell Out of Debt

What happens when you stop ignoring your bank account and actually look at your numbers? Sheila knows. Erin and Keri sit down with her to unpack the mindset shifts, money moves, and career confidence that helped her clean up her finances and move into a whole new season of life. It's equal parts inspiring and practical—so if you're stuck in the debt spiral, or dreaming of what's next, this conversation will hit just right. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

So you're this close to being debt-free… and suddenly that throw pillow at HomeSense feels like a need instead of a want? Erin and Keri dive into why smart women sometimes sabotage their own progress—and what to do about it. Erin has strategies to help you recognize your financial blind spots before they drain your account (and your momentum). Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a number in your life that knows all your secrets. It knows about the credit card debt, the student loans, the Target runs, and that savings account you swear you'll grow someday. It's your net worth—and it's time to make friends with it. Erin and Keri discuss how tracking this one thing could transform your money mindset forever. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AquaTru. Receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” “ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Julie didn't just pay off her $23,490 in debt—she rewrote her entire money story. Once she determined she couldn't cheat the system, Julie followed the Get The Hell Out Of Debt program and went from overwhelmed and overextended to confident and in control. If you've ever felt like the numbers were against you or that you weren't “good with money,” Julie's story will make you believe again—in yourself and your bank account. Join our online community: www.getthehelloutofdebt.com  To find Julie online and to sign up for her newsletter, go to www.creatingspacewithjulie.com Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Forget butterflies. Want to know if he's a keeper? See how he talks about money. Erin and Keri reveal the often-overlooked signs of a financially healthy relationship—without the guilt, shame, or spreadsheet snobbery. Whether you're dating, coupled-up, or just daydreaming about your next love interest, this conversation will have you rethinking what really makes someone relationship material. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You know the type: great smile, charming texts, and a financial plan built on vibes and credit card points. Erin and Keri are breaking down 14 money red flags in relationships that you might have ignored because… chemistry. From crypto dreams to sketchy spending habits, Erin will have you rethinking what “financially compatible” really means. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder what it actually takes to go from drowning in debt to dreaming about a multi-million-dollar retirement? Colby tackled over six figures of debt with a newborn in tow, a husband with a secret struggle, and zero tolerance for financial fluff. Colby's story is real, raw, and packed with inspiration for anyone who's ever wondered, “Is this debt ever going to go away?”  Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

When a wedding invite turns into an emotional invoice, who pays the price? This episode features a story that will hit home if you've ever felt torn between your financial goals and your friendships. Erin and Keri unpack what happens when someone sets a boundary—and what it means when that boundary costs more than just dollars.  Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin takes on the most asked mortgage question—and it's not as simple as you might think. If you've ever felt the pressure to make “the smart move” without really knowing what that means for your unique situation, listen up! Erin's got some surprising insight that just might change how you build wealth. Join our online community: www.getthehelloutofdebt.com  Thank you to our sponsors:  Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Give your summer closet an upgrade—with Quince. Go to quince.com/erin for free shipping on your order and 365-day returns. Get started at factormeals.com/erinskye50off and use code: ERINSKYE50OFF to get 50% off plus free shipping on your first box.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You love them. You want to help. But when their financial chaos starts costing you your peace (or your bank balance), where do you draw the line? Erin and Keri get real about emotional burnout, financial enabling, and how to draw firm, loving boundaries that protect your future without sacrificing your heart. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever wanted to shake a young couple by the shoulders and say, “Here's what really matters,” this episode is for you. Auntie Erin is back and she is dishing out the kind of real-talk advice you wish someone had given you before your merged finances with another human. She's got smart financial foresight and a few spicy insights about keeping your wallet–and your relationship–safe.  Join our online community: www.getthehelloutofdebt.com  Go here to download Erin's questions for couples: https://www.erinskyekelly.com/learn  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever felt embarrassed about dipping into your emergency fund or going back to basics with your budget? Erin and Keri are here to remind you that rebuilding isn't regression—it's resilience. Have a listen for Erin's take on navigating money missteps, setting up smart systems, and why every phase of your financial journey deserves a freaking round of applause. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get 15% off OneSkin with the code ERIN at https://www.oneskin.co/  #oneskinpod Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder if you're actually making progress with your money—or just shuffling bills and calling it budgeting? Erin and Keri unpack one listener's story and explain how they know she's on the right track. They reveal the surprising signs that someone's destined to crush their financial goals—and the mindset shifts that matter even more than math.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN“ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

We are hitting play on the latest voicemail messages to hit our inbox! From prepping for internet meltdowns to raising financially savvy kids, Erin and Keri tackle the real-life stuff we're all thinking about. Whether you're worried about the end of the world or your daughter's next impulse buy, this one's got advice, attitude, and a few solid mic drops.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN" at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You're doing the work, so why does it still feel like you're spinning your wheels? Erin and Keri are unpacking the real reason you might be stuck, and spoiler: it's not your budget. Whether your inner voice is whispering “I'm not good with money” or shouting “This is just how I've always been,” Erin will teach you how to stop negotiating with your limitations and start showing up as the woman you actually want to be. Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you're making all your own money choices? Think again. Erin is exposing the sneaky tech tricks that are cleaning out your wallet. Before you chalk up that impulse buy to your lack of discipline, tune in to learn how AI is already ten steps ahead of your budget—and your brain. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You've broken the glass ceiling—but now you're sweeping up the pieces while your partner asks what's for dinner. Erin and Keri are unpacking the emotional labor, shifting dynamics, and quiet frustrations of being the woman who brings home the bacon (and cooks it, too). But there's hope! Erin has actionable strategies to turn it all around.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've been stuck paying minimums, dipping into savings, or feeling like life keeps knocking you down—this episode will shift your mindset. Erin breaks down how to identify the real gap in your budget, how to stop being reactive, and what it takes to build financial momentum—even when the road ahead feels endless.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

This piercing episode gets real about the money we spend to look “refreshed.” Erin and Keri have the kind of conversation you and your girlfriends whisper about after one too many proseccos—but this time, there's math involved. If you're trying to balance beauty goals with real wealth, have a listen to see if the return on your investment is worth it.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember when bachelorette parties were just cheap cocktails and questionable tiaras? This episode is part nostalgia, part tough love, and fully loaded with genius ideas to keep the celebrations high-vibe and low-cost. Whether you're planning a wedding, attending one, or just trying to figure out if $1,800 for a girls' weekend is normal (spoiler: it's not), Erin's got you. Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you're financially prepared for anything? Today Erin is going over the kind of emergency preparedness you didn't know you needed. From smart money moves to surprisingly doable survival hacks (no bunkers or doomsday stuff, we promise), Erin dishes out actionable and practical advice - and no, gold isn't the answer!  Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If your “filing system” is more like an archaeological dig site, this episode is your personal assistant, therapist, and accountant rolled into one. Join Erin and Keri as they turn financial chaos into organized confidence. It's the final day of the Financial Spring Cleaning Challenge, and you're invited to finish strong! There is still time to join us online - just click here: www.getthehelloutofdebt.com  For online affordable, easy-to-make wills in America - https://trustandwill.sjv.io/rQYqnd If you're in Canada, Erin recommends: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37  CODE: ERIN20  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Scrubbing your vents and inspecting hose bibs doesn't sound glamorous, but what if those boring homeowner tasks are the secret weapon to protecting your wallet (and your sinuses)? Today Erin and Keri take on the least Instagrammable day of the challenge. If you've got a furnace room that's basically a storage locker for regret—this episode's for you. Get in on what's happening in our online community here: www.getthehelloutofdebt.com  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time to transform your bedroom into a sanctuary of rest, romance, and rejuvenation. Erin and Keri share how clearing clutter in your boudoir can actually elevate your energy and impact your finances. From getting rid of work stuff and "doomsday piles," to updating sheets and adding cozy textures, Erin has all the practical tips to set your bedroom up right.  To join us in our online community, sign up here: www.getthehelloutofdebt.com  Sponsor: Spring back into your health and fitness: go to lumen.me/SKYE to get 15% off your Lumen.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered which is worse: a concert porta-potty in July or pooping in a one-stall coffee shop with a lineup out the door? Neither will mess with your finances like clutter does. Today Erin is handing you the exact strategy to clean up the sneaky ways your bathroom is draining your budget.  The best community on the internet is here. Join us: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Day 13 of the Financial Spring Cleaning Challenge and we are headed to the garage. Erin's got advice, Keri's got smurf juice, and you've got a to-do list that'll put a dent in your debt! Buckle up, friend - your garage is getting a glow-up. Here's the link to join our online community: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the best day of your summer didn't cost a dime? Today on Day 12 of the Financial Spring Cleaning Challenge, Erin and Keri unpack the art of living large on a small budget. Whether you're craving quality time with your kids, your besties, or your own dang self, this convo is your reminder that fun doesn't need financing.  For more summer fun ideas, join our online community here:: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If cluttered inboxes and retail therapy have ever tag-teamed your bank account, this is your episode. Erin and Keri tackle the world of digital temptations and the money-sucking power of emails you didn't even know you signed up for. Learn the shockingly simple hack that could save you time, money—and your sanity—without ever leaving your inbox. This isn't just about spam; it's about taking back your time and your financial peace. Get in on what's happening in our online community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine making one small money move today that could save your future self a whole lot of stress (and maybe even a few gray hairs). For Day 10 of the Financial Spring Cleaning Challenge, Erin and Keri dish out the real talk on when to automate your finances—and when it's actually smarter not to.  You can join the Challenge anytime, and get in on the action online here: www.getthehelloutofdebt.com  Sponsors:  Go to Aquatru.com and get 20% off at the checkout with code: ERIN  Download the Ava app. Use promo code: ERINSKYE and get your first month free.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You think you know your credit… until you find out your file says you've been living at your ex's place and working a job you had for three weeks in 2009.

You swore you'd cancel it after the free trial. You didn't. We get it. This episode is your reminder to check the fine print—and your bank statement—before another sneaky auto-renew bites you in the assets. Erin and Keri reveal their own facepalm-worthy subscription fails, drop a genius money-saving hack you didn't know you needed, and call out the real cost of “convenient” financial apps. Join the Challenge and join us online here: www.getthehelloutofdebt.com  Sponsors:  Go to Aquatru.com and get 20% off at the checkout with code: ERIN  Download the Ava app. Use promo code: ERINSKYE and get your first month free.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You've heard of affirmations—but have you ever sung them like you're prepping for a karaoke battle with your money blocks? This episode is part pep talk, part jam session, and 100% relatable. Erin and Keri explore how financial affirmations can retrain your brain to stop spiraling and start thriving. This isn't your typical woo-woo chat. It might just be the mindset remix you didn't know you needed. Our community is sharing their affirmation jams in our online community. Sign up to join us here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

On Day 6 of the Financial Spring Cleaning Challenge, Erin and Keri tackle one of the sneakiest budget busters in your life: food. Whether you're a chronic over-buyer with 14 types of flour or a mealtime dreamer who just wants to feel inspired on a Wednesday, we will have you rethinking your grocery strategy. Tune in and learn how small shifts in the kitchen can mean big wins for your wallet—without sacrificing your inner gourmet. Have you joined the Challenge? Join our community, too, right here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri are diving headfirst— literally—into their bags and wallets, revealing the surprisingly emotional and ridiculous stuff we all carry around. Day 5 of the Financial Spring Cleaning Challenge is a cheeky yet eye-opening reminder that decluttering your actual wallet might just be the easiest first step toward decluttering your financial life.  Share what's in your bag with our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you could predict those moments each month when your spending gets a little out of whack? Or better yet—prepare for them? Erin and Keri explore their most regrettable purchases, talk hormonal spending patterns, and help you uncover the sneaky spending cycles hiding in your own life. It's Day 4 of the Financial Spring Cleaning Challenge, and your receipts are about to tell you a story. Get in on the Challenge and join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you can go a whole day without spending a dime? Not even on coffee?

It's Day 2 of the Financial Spring Cleaning Challenge! Erin and Keri take a deep dive into what decluttering can do for your mindset, your money, and your sense of sanity. If you've ever held onto something “just in case”...woman, press play. Follow along with others doing the Challenge by joining our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever avoided looking at your bank statement the same way you avoid opening that closet in your house, this one's for you. The annual Financial Spring Cleaning Challenge is back! The goal is to make facing your finances feel a little less terrifying and a lot more empowering. You don't have to have it all figured out—you just have to be willing to start.  We're sharing more about the Challenge in our online community, too - you can join us here:  www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase the award-winning, best-selling books Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there a fine line between financial genius and total cheapskate? Erin and Keri are testing that theory today with a list of unique ways people try to cut costs—some clever, some borderline disturbing. Would you try these money-saving hacks, or are they taking things way too far?  Share your money-saving tips and tricks with us online when you join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin tackles two voicemail messages live - one dealing with a questionable car loan and another facing a big income shift. Whether you've been in a similar spot or just want to hear some financial insights you may not have considered, you'll walk away from this episode with strategies to keep your finances strong and your future secure. If you want to ask Erin a question, leave a message at www.speakpipe.com/erinskyekelly.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when financial ties keep you under the same roof with your ex—and they decide to test just how much you're willing to tolerate? Erin and Keri are unpacking one woman's shocking post-breakup predicament and why financial independence is about so much more than just money.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Check out ZocDoc.com/SKYE to instantly book a top-rated doctor today.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In Erin's fave show, Severance, the innies are trapped in the daily grind, completely disconnected from their outies, who hold all the power. Sound familiar? If your finances feel like an endless cycle of work, spend, stress, repeat—this episode is for you. Erin explains how to "reintegrate" your money mindset, break free from paycheck-to-paycheck living, and build real financial security. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do your retirement accounts feel like a mystery? Wanda sent in a question for Erin at www.speakpipe.com/erinskyekelly about her current situation. Erin and Keri tackle this all-too-common dilemma: what to do when you know you should be making smarter investment moves, but you have no idea where to start. It might be time to rethink your finances—and possibly rewrite your retirement plan. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Can ADHD be a financial superpower? Erin says YES. If you've ever struggled to stay consistent with money (or just life in general), this episode will give you the push you need to finally get ahead. Get more info on Erin's ADHD & Money course here: ​​https://www.erinskyekelly.com/adhd-and-money  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Sponsor: Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri discuss the surprising relationship between generosity and financial freedom. From boosting your mindset to building relationships that lead to new opportunities, giving can be a powerful tool in your financial toolkit. If you're ready to feel richer in ways that go beyond just dollars and cents, tune in and get inspired to start giving in a way that pays you back—emotionally, socially, and financially. Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly For more info on how you can donate blood, visit www.blood.ca in Canada and www.redcrossblood.org in the US.   Learn more about your ad choices. Visit megaphone.fm/adchoices

You've got the pet, the debt, and now maybe a few regrets? “Spot” is second guessing her cat adoption and Erin has advice on how to navigate the tricky territory between her heart and her wallet. If you've ever wondered how to handle both the ups and downs of life with pets and personal finance, you're not alone.  Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mervie sent an email to Erin because she has big decisions to make—about her home, her finances, and her future. But with an ex dragging his feet, a complicated living arrangement, and a savings account she's terrified to touch, she's feeling stuck. Erin is serving up some wisdom and tough love. If you're juggling life's curveballs, this episode is for you.  Join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Jennifer made the brave decision to go back to university to increase her income—but now she's living on one paycheck, has no savings, and is wondering how to make it all work. Erin tackles the hard financial truths about adult education, shares creative ways to avoid student debt, and reveals the often-missed opportunities that could save thousands. If you have dreamed of leveling up your career but you're worried about the price tag, don't miss this conversation. Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Click this link for You Need A Budget: https://youneedabudget.a4xxmk.net/g1dDNv Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ladies, we're smart, we're savvy, and we're living longer than men—so why are we still letting them handle all the retirement planning? Erin and “Keri-opolis” are unpacking the risky money moves women make (without even realizing it) and share why it's time to take control of your financial future. Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.   Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you could go back in time and give your younger self one piece of money advice, what would it be? Erin and Keri reveal the financial habits and strategies our online community wishes they had mastered decades ago.  Get access to Erin's spreadsheets when you join our community here: www.getthehelloutofdebt.com  Click HERE for Erin's “How To Teach Your Kids About Money” course for parents.   Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.   Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin will help you figure out whether you should pause contributions while paying off debt or whether you need to get into the market NOW - and how to make sure your investments are set up for real growth. Join our community here: www.getthehelloutofdebt.com  Leave us a message at: https://www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices