Get the Hell Out of Debt

Ever stood at the checkout, contour stick in hand, and convinced yourself you needed it? Erin and Keri peel back the truth about impulse spending, gratitude, and why “enough” is more than a mindset, it's a money strategy. As the season of sales and glitter approaches, they'll help you stay grounded in what matters most. And it's not 40% off.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Before you add “puppy” or “kitten” to your holiday wish list, listen to this. Erin and Keri break down the hidden price tags that come with those big, adorable eyes, and how to plan for them like the financially savvy adult you are. Expect some candid talk about what pets actually cost, how to budget for the surprises, and why planning ahead might just save your sanity…and your couch. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Erin's You Need A Budget link: https://youneedabudget.a4xxmk.net/g1dDNv  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

From dryers to TVs to travel insurance, Erin and Keri show you how to evaluate protection plans like a CFO: opportunity cost, replacement cost, and total cost of borrowing. Learn when insurance is a must and when it's just marketing dressed as comfort. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who've unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if birthdays didn't cost you money but rather made you money? Erin and Keri share an ingenious idea from inside the Get the Hell Out of Debt community that turns clutter into cash and generosity into momentum. This episode is all about using creativity to crush debt, build confidence, and rethink what it really means to have enough. Join our online community: www.getthehelloutofdebt.com  Check out Allissa's episode here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000551388687  Today's episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who've unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

You know that feeling when you finally start getting ahead and then something breaks that costs way too much to fix? Erin and Keri tackle that moment we all dread: when a perfectly good plan collides with an expensive surprise. Erin will help you figure out how to make smart money decisions under pressure without losing your mind.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who've unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

A sudden tragedy puts a $20,000 wedding deposit in the spotlight. Who's responsible, and what's fair? Erin and Keri discuss the nuances of small business contracts, grieving families, and the risks of public opinion, offering insights that go beyond the headlines. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

​​Ever wondered how far people will go to pinch pennies? Erin and Keri take you on a tour of the strangest, quirkiest, and (some) surprisingly effective money hacks they've seen - and done - themselves. From scavenging couch cushions to creative grocery survival tactics, this episode will make you rethink what “extreme budgeting” really looks like.  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. To sponsor someone into the Get The Hell Out Of Debt course, contact Keri at info@erinskyekelly.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's scarier than eating your kid's Halloween candy before October 31st? Falling for a financial “treat” that turns out to be a full-blown trick. Erin and Keri are haunted by a real life financial tale. It's chilling and filled with sweet talk, flashing red flags, and a scammer who vanished like a ghost in the night. Before you unwrap your next “can't-miss” investment, you'll want to hear what Erin has to say.  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Grace has done all the hard work, personally and financially, but finds herself stuck in a relationship that's costing more than she bargained for. Erin and Keri unpack the emotional math of money, self-respect, and the moment you realize supportive doesn't always mean equal.  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Today's episode is brought to you by Air Doctor Pro - Get $300 off using the promo code: ERIN when you visit⁠ https://airdoctorpro.com/⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

What if money wasn't actually a math problem but a feelings problem in disguise? Erin and Keri sit down with Carl Richards -  the “Sketch Guy” from The New York Times - for a refreshingly human conversation about the chaos of financial decision-making, why our spouses drive us nuts about money, and how to finally find the “one thing that really matters.” Carl Richards is a Certified Financial Planner™ and creator of The Sketch Guy column in The New York Times, where he spent a decade turning complex money ideas into simple Sharpie sketches. After accidentally applying for a job in “securities” (he thought it said “security guard”), Carl built a career helping people think differently about money. He's the author of the bestselling books The Behavior Gap and The One-Page Financial Plan, host of Behavior Gap Radio, and founder of The Society of Advice. When he's not writing or speaking, Carl's usually skiing or biking Utah's mountain trails with his wife, Cori, and their four kids. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Get your copy of Carl's new book, “Your Money: Reimagining Wealthy in 101 Simple Sketches” here: https://amzn.to/4oamNaL It's available TODAY.  You can find Carl online here: Instagram  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

They look friendly. They sound helpful. But some “quick cash” offers come with claws. Erin and Keri talk about spotting sneaky lenders, protecting your hard-earned money, and laughing through the lessons that make you financially stronger. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

A bride sets up a secret bar at her own wedding… without telling her groom. Genius? Scandal? Both? Erin and Keri debate the moral math of mixing money, marriage, and mischief. They dive into “what would you sell at your wedding?” and Erin has some ideas that might just have you rethinking your wedding plans. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Erin's wedding was not sponsored by AirDoctor, but she wishes it was! AirDoctor - Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember when we were told a steady job and a solid mortgage meant success? Yeah… turns out it's a little more complicated. Erin and Keri unpack why so many smart, capable women end up feeling stuck in jobs, debt, or the endless grind. And Erin has some insight on how we can help the next generation do better.  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri explore the weird and wonderful ways we try to cope, financially and emotionally, when life gets hard. If you've ever soothed your soul with a shopping cart or needed a reminder that it's okay to pause before the next big thing, this episode will feel like a warm hug from two friends who get it. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is a 25-year mortgage really a bigger commitment than marriage? Keri and Erin share their own experiences of buying property before getting engaged, the pitfalls they didn't see coming, and the protections they'd insist on now. Erin has some smart financial wisdom for anyone considering mixing love and real estate. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp - Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Starting strong with your money doesn't have to be overwhelming. Erin is breaking down the 3 things you can do right away to get started if you are new here or if you need a refresher. Have a listen for your easy entry point, plus get a little confidence boost if you are ready to take control of their finances. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp - Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes the best business lessons come from the mistakes no one wants to admit. Erin and Keri dig into what not to do when scaling your business, and Erin pairs it with advice that actually works. She's sharing a practical playbook for anyone dreaming bigger. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp - Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Erin uses and recommends Simplii - https://blue.mbsy.co/6tJFqQ Learn more about your ad choices. Visit megaphone.fm/adchoices

A revenge bod is so last decade. Welcome to the era of revenge investing. Erin and Keri break down the four-step plan to turn anger, heartbreak, or plain old financial FOMO into serious wealth. Whether you're rebounding from divorce, debt, or a dud investment, this episode shows how to build a portfolio that says, “Watch me.” Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro - Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jasmine's husband is chasing his dream. She's wondering if she should ditch her own side gig to help him make it big. Erin and Keri dig into the money math behind “following your passion,” and share how to support a partner's ambition without torching your own goals or your budget. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro - Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the speed of your debt payoff has nothing to do with math, and everything to do with you? Kumiko wants to know the formula for paying off her debt. If you love a little sass with your spreadsheets, this conversation will have you rethinking the “rules” of financial freedom. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro - Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes the best way to level up is to simply walk through doors you think aren't meant for you. Erin and Keri show how exposure to abundance can spark practical, doable changes in your financial life. Time to book your rich girl field trip!  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp. Get 10% off your first month at BetterHelp.com/skye   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri celebrate listener Mandy's huge win paying off back taxes, explain why your house might not be the asset you think it is, and show how catching one small banking error can save thousands.  Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp. Get 10% off your first month at BetterHelp.com/skye   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

She wanted an affordable way to get around. He wanted to upsell a bike. Can you guess who won? What happens next isn't about shame, it's about reclaiming control. Erin and Keri peel back the layers of impulse spending, sneaky marketing tricks, and the “one little treat” mentality that keeps so many smart women stuck. They might just change how you handle your next Target run. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp. Get 10% off your first month at BetterHelp.com/skye Give your closet an upgrade with Quince. Go to ⁠quince.com/erin⁠ for free shipping on your order and 365-day returns. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sophie Grace website: https://www.sophiegrace.ca/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you seen that “I can't pay the mortgage” TikTok trend? Erin shares five eye-opening reasons every woman, married or not, needs to know exactly where the money is, from basic security to modeling healthy habits for kids. She unpacks partnership, power, and why sex should never be a bargaining chip for paying bills. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/    Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listeners share their deepest, darkest and most cringe-worthy money confessions. Erin has valuable takeaways, and Keri has only shock and awe. These true tales prove that everyone has a financial “oops” moment, and that each one can teach us something. Share your Money Confessional here: www.speakpipe.com/erinskyekelly  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever poured your heart, and countless hours, into a business while your bank account stays stubbornly quiet? Erin and Keri tackle the money talk too many women avoid: when to finally start paying yourself. Erin reveals how to balance loans, cash flow, and your own well-being so your dream doesn't turn into a resentful, unpaid gig. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

When a troll tries to shame a community member for reselling clearance shoes, Erin and Keri dig into what's really behind those petty comments: money stories. They unpack how judgment, fear, and comparison can shrink your finances, and how to push past it so you can stop playing small and start living big. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Check out the Online Selling Success course here: https://www.erinskyekelly.com/offers/tWh2mTJp/checkout  Link to Erin's fave event shoes: https://amzn.to/4m5uZaN  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your kid signs up for soccer, piano, and drama, and suddenly your budget needs CPR. Erin and Keri dive into the often-overlooked expenses of extracurriculars (yes, even the “optional” sweatshirt everyone else is buying). They share smart strategies for saving money, teaching kids ownership, and avoiding the financial concussions that come with all those fees. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is knowing what your coworker makes the secret weapon to closing the wage gap, or just fuel for resentment at the water cooler? Erin and Keri take on this hot-button money conversation. We want your thoughts on whether salary transparency could help you or just complicate your relationships! Join our online community: www.getthehelloutofdebt.com  Send us your thoughts! Leave a voicemail message: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cosigning a loan for a friend or family member can feel like the ultimate act of love and support, but is it a smart financial move? In this episode, we dig into the real risks and responsibilities that come with attaching your name to someone else's debt. If you have experience with co-signing, we want to hear how it went. Leave us a voicemail at: https://www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri break down the three filters that separate pipe dreams from powerful goals, and why the ones that scare you the most are the ones worth chasing. Whether you're paying off debt, transforming your health, or just trying to stop hiding behind “reasonable” goals, this conversation will push you to dream bigger. Share your Boudoir photo experience with Keri here: https://www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.For more information about the Underground, email info@erinskyekelly.com Learn more about your ad choices. Visit megaphone.fm/adchoices

If your bills make you want to close your laptop and clasp your hands, you're not alone. Listener Vicki shares how money stress leaves her overwhelmed. Erin and Keri walk her through a simple plan that will make you realize you are probably doing better than you think you are.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Remember when success was supposed to be the prize for putting your head down and working harder than everyone else? Turns out, that formula doesn't always add up. Erin tells us why effort alone won't build wealth, and why our well-meaning advice to our kids about “hard work” might actually be holding them back. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri get real about what it actually takes to diagnose your money health, stop the financial sniffles from turning into a full-blown fever, and build the kind of strength that makes your future self say, “Look at me now!” Erin will have you shifting your mindset so you stop treating money like an illness and start treating it like your strongest asset. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Stay healthy! Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  If you would like more info on Erin's group coaching - The Underground - email info@erinskyekelly.com.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people are stressed about money not only because of the actual numbers in their bank account, but because money represents safety, stability, and self-worth. When any of those feel threatened, stress skyrockets. Today we will create positive associations with money and you'll get richer doing it.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri take you inside the messy middle of money decisions that keep us stuck, explaining how our relationship with “stuff” is really a mirror of our relationship with money. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Get ready to bookmark this episode! Aeriss says money is making her sick. Erin shares powerful techniques to shift from a mindset of scarcity and frustration to one of gratitude and abundance. Discover how small lifestyle changes can ease stress and support positive financial habits.  To access Erin's Money Meditations, join us in the online course, Get The Hell Out Of Debt, here:  www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Happy 5 year anniversary to the Get The Hell Out Of Debt podcast! To celebrate, Erin is answering some not-so-rapid fire questions about mortgage penalties and shared household budgets.  Keri is thinking about cake.  **No anniversary gifts please, but we sure would appreciate if you liked and reviewed, rated and subscribed wherever you are listening from. THANK YOU.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

In case you missed it, today we are bringing you an encore presentation of one of our favorite episodes.  Liz wants to know where you go to get 8% on her investments. Erin has practical advice and walks Liz through how to make smart investing decisions. Your first step? Joining our supportive financial community to help you supercharge your journey to financial independence. Hey, Liz! Sign up for the Get The Hell Out Of Debt course right here:  www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Thanks to our sponsor Air Doctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin and Keri dive into a listener's relationship dilemma that starts with an innocent side gig and snowballs into a bigger conversation about debt, boundaries, and the silent resentment that can creep in when goals aren't aligned. They'll show you why timelines can save your sanity, how to keep “us versus the goal” instead of “me versus you,” and why the shortest advice often lands the hardest.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore.Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If your income's a little unpredictable, you know the stress that comes with wondering if you'll make it to the next payday. Erin and Keri share a simple, life-changing strategy to smooth out those ups and downs so you can pay your bills, keep your promises, and ditch the financial anxiety for good. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Get your own bidet like Erin and Keri have here: https://amzn.to/4lhzOgO If you are interested in Erin's How To Teach Your Kids About Money course, click here: https://www.erinskyekelly.com/how-to-teach-your-kids-about-money  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What if you found out a chunk of your money had been doing absolutely nothing for over a decade? Erin and Keri unpack a listener's missed investment opportunity, calculate what it could have been worth, and share a step-by-step approach for getting your money to work for you, starting today. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to our sponsor: Cash App. Download Cash App, use our exclusive referral code FAMILY10 in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. (Terms apply.) Erin's Wealthsimple link:  wealthsimple.com/inv Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're juggling credit card debt and trying to grow your business without losing your mind, this episode is your new secret weapon. Erin and Keri talk about how to stop reacting and start planning strategically, when to ask for help, and why “perfect” is the enemy of progress. Subscribe to this podcast if you want to quickly get unstuck for good. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

An amazing woman in the Get The Hell Out Of Debt community is just days away from crushing $70K in consumer debt. Cue the confetti! But her partner hasn't started his journey. Should she pitch in and help him pay off debt? This episode dives deep into the dynamics of money, relationships, and the emotional tug-of-war so many women face when it comes to ‘doing it all.' Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly For more info on the Naked Money Meeting's course, go here: https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024  Link to Keri's heated mug: https://amzn.to/4l4yIFe Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying off debt doesn't have to suck the life out of you. Erin and Keri are sharing nine unexpected ways to reignite your fire when you feel like giving up on your money goals. Have a listen for a masterclass in staying committed, even when your motivation flatlines. Warning: may cause spontaneous cashflow inspiration. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Talk it out, with BetterHelp. Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

What do fertility, fancy weddings, and federal student loans have in common? Erin and Keri chat with your Rich BFF and favorite wall-street girlie Vivian Tu. Vivian is a former Wall Street trader turned expert, public speaker, host, entrepreneur, New York Times bestselling author and the founder and CEO of the multi-platform brand, Your Rich BFF. We discuss the most important decisions you are making with your heart, your head, and your wallet.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Find Vivian here: ​​https://www.instagram.com/your.richbff  Get her book here: https://amzn.to/3UvFvgg  Listen to Vivian's podcast here: https://www.yourrichbff.com/podcast  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Sometimes love, partnership, and money just don't split evenly, and it shows up in your bank balance before it shows up in your relationship. Erin and Keri walk through what happens when one partner's money is building wealth, while the other is bailing out the canoe. If you've ever paid more than your fair share and then had to pretend it was no big deal? This one's for you. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, “I'll just pay it off later?” Erin drops the details on how credit bureaus are changing the game when it comes to Buy Now, Pay Later services, and why your favorite online checkout option might quietly be sabotaging your score. Listen in and we might just keep your future self from getting screwed over by a taco. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  For Canadians, Erin recommends using Borrowell: https://imp.i203032.net/nLGa06  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin didn't see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy and strategic. This episode is about finding your worth outside a paycheck, getting your financial act together even when the odds are stacked against you, and discovering that your purpose might be right under your nose.  Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

You know that hobby you swore would pay for itself one day? Erin and Keri tackle what happens when creativity meets cash flow. If you've ever found yourself quietly avoiding the budget convo by hiding out in your craft room, this one's for you. Grab a coffee, a glue stick, and your calculator. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

One listener writes in with a simple question and Erin turns it into a masterclass in starting over with sass and strategy. This episode is all about what to do when life flips the table: when the relationship ends, the debt lingers, and you need a plan, not a pity party. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERIN and get your first month free. Thanks to Bilt for sponsoring this episode. Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/SKYE Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices