Podcasts about insurer

David Lane, MD of Ecclesiastical Insurance Ireland (proudly part of the Benefact Group), tells The Irish Catholic podcast, Education Nation, why the company's unique ownership model means its profits go to charity — and why that matters for Catholic institutionsMost people regard paying an insurance premium as, in David Lane's words, a grudge purchase. Nobody wakes up in the morning delighted to be writing the cheque. But what if the company cashing that cheque was giving its distributable profits away? Not to shareholders, not to directors, but to charitable causes — over €250 million of them in the past decade alone.That is the reality of Ecclesiastical Insurance, the specialist insurer whose Irish managing director sat down recently with the Education Nation podcast and its host Nicky Cuddihy, to explain a business model that is, in the truest sense, unique.Ecclesiastical is not a household name in Ireland, at least not in Catholic households. Founded 135 years ago to provide insurance for the Anglican Church, it arrived in Ireland about 45 years ago through the Church of Ireland portfolio, insuring everything from large Cathedrals like Christ Church and St Patrick's, to rural parish churches across the country. For many Irish Catholics, the company has simply been off the radar — associated, if at all, with another tradition.That, says Lane, is something he is keen to change.

U.S. asset management company Apollo Global Management Inc. is seeking to buy a life insurer in Japan to gain market share in the country, according to the Financial Times.

Most insurers are asking how to add AI to existing workflows.Kyle Nakatsuji thinks that's the wrong question.In this episode of Building Tomorrow's Insurer, Nigel Fellowes-Freeman sits down with the founder of Clearcover and Dearborn Labs to explore why the first wave of digital transformation in insurance may already be outdated.After spending a decade building one of the world's best-known tech-native insurers, Kyle believes Agentic AI is forcing the industry to rethink everything from claims and underwriting to operating models and core systems.Together they discuss:• Why even modern insurers may need rebuilding for the AI era• The difference between automation and agentic systems• Why many AI initiatives stall between pilot and production• The future of headless insurance platforms• How AI changes the economics of underwriting and claims operations• Whether insurers should build proprietary AI workflows or rely on vendors• Why context, judgement and human relationships still matter• The future of embedded insurance in an AI-native worldIf you're a CEO, CIO, COO, Chief Claims Officer or transformation leader trying to understand what insurance operations could look like over the next five years, this conversation provides a practical look at what's changing now.Topics:Agentic AI in insurance, insurance digital transformation, AI claims automation, insurance operations, insurtech innovation, embedded insurance, AI underwriting, future of insurance technology, Clearcover, Dearborn Labs.

Medicare Advantage covers more than half of seniors, and the debate over what it really costs is stuck in two camps. Timothy Bulat, a senior consulting actuary who spent nearly two decades leading Medicare Advantage analytics inside a major insurer, raises a question the loudest voices keep avoiding: who actually pays for the program, and is the value being shared fairly? This episode is based on his article "The truth about Medicare Advantage funding and costs," published on KevinMD. You will hear how plans simultaneously manage costs well and extract excess taxpayer dollars through coding intensity and favorable selection, why headlines about Medicare Advantage being "in retreat" are overblown, and which specific policy levers (risk adjustment reform, benchmarking, slowing annual payment growth) the Biden and Trump administrations have already started using. Listen for the distinction Timothy draws between a funding cut and a smaller increase, and why that distinction matters for every clinician dealing with prior auth. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

Everyone in financial services is being told to move faster on AI.Boards want innovation. Teams want automation. Regulators want stronger governance.The problem is that most organisations are trying to balance all three at the same time.In this episode of Building Tomorrow's Insurer, Nigel Fellowes-Freeman sits down with Davy Ek, a senior leader with more than 20 years' experience across operational transformation, governance and regulatory reform in financial services.Together, they unpack one of the biggest tensions emerging in the Agentic AI era:How do organisations embrace increasingly autonomous systems without creating risks they can't fully explain, govern or control?The conversation explores:why so many organisations remain stuck between AI experimentation and operational readinesshow boards are thinking about oversight and accountabilitywhether governance frameworks can realistically keep pace with AI capability growththe risks leaders may still be underestimatingand why operational resilience, trust and decision-making discipline matter more than ever.This episode is not about AI hype.It's about what happens when highly regulated industries collide with technology evolving faster than their operating models were designed to absorb.#AI #AgenticAI #FinancialServices #Insurance #OperationalRisk #Governance #DigitalTransformation

Stephen Grootes speaks to Alex Thomson, co-founder of Naked Insurance, about the company’s launch of a world-first ChatGPT-native app that can generate final, binding car insurance quotes and what it signals about the future of AI-driven financial services. In other interviews, Ross Volk, Managing Director of MSC Cruises South Africa, talks about the company’s strong 2025/2026 South African cruise season, which saw more than 85 000 passengers sail aboard MSC Opera across 37 voyages, the growing popularity of cruise holidays among South Africans particularly travellers from Gauteng and the broader tourism and economic impact of the sector. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Sean Kevelighan, CEO, Insurance Information Institute, and Mark Grazman, CEO, Fenix24, discuss the evolving cyberthreat landscape and insurers' increasing focus on resilience, recovery and preparedness.

Autonomous software development creates a dilemma for leaders in regulated industries: adopt AI coding at scale or fall behind on product velocity without compromising auditability and code quality. In CXOTalk episode 917, Kris Tokarzewski, Group Chief Technology Information Officer at Vitality, describes how a 14,000-employee multinational insurer is rebuilding its software development life cycle around AI. This episode examines the impact of agentic AI on software development in the enterprise.Recorded at Blitzy's headquarters, the conversation examines deterministic code generation, Blitzy's infinite code context, context engineering, test-driven development, and the shifting bottlenecks that surface as throughput accelerates.YOU'LL DISCOVER✅ Why regulated industries require deterministic, auditable code rather than the probabilistic output most AI coding systems generate✅ How Blitzy's infinite code context (ingestion of codebases, engineering standards, and business rules) creates high-quality software aligned with compliance requirements✅ How Vitality reverse-engineers legacy systems with autonomous AI, achieving a measured 5x acceleration over manual methods✅ Why optimizing end-to-end SDLC throughput matters more than local efficiency at any single stage✅ How code review of 50,000 to 100,000-line pull requests becomes the next limiting factor, and how AI reviewers close the gap✅ How test-driven development pairs with autonomous code generation to raise quality and compliance pass rates✅ How the roles of requirements engineers, software engineers, and product teams converge inside an AI-native SDLC✅ How to instrument AI spend against velocity, quality, end-to-end throughput, and customer value rather than isolated gainsTIMESTAMPS0:00 Deterministic code vs. probabilistic AI output0:14 Meet Kris Tokarzewski, Group CTIO of Vitality0:32 Why Vitality is modernizing legacy insurance systems1:30 Event-driven architecture as agentic AI's natural partner3:00 Building an AI-native software development life cycle with Blitzy4:28 Throughput optimization versus local efficiency6:02 Reverse engineering legacy systems and deterministic code generation9:05 Infinite code context: ingesting codebases, standards, and rules10:00 Test-driven development with autonomous code generation10:49 Results: 5x faster legacy reverse engineering13:17 Product, engineering, and DevOps convergence15:04 Roles level up: requirements engineers and software engineers16:18 Reviewing 50,000 to 100,000-line pull requests17:56 Instrumenting AI spend against business outcomes19:16 Executive sponsorship for autonomous development20:16 Advice for CIOs and CTOs adopting AI-driven development

Ryan and Dana discuss Byron Donalds introducing an insurer scorecard aimed at lowering premiums and giving consumers more transparency; Ryan describes his recent doctor visit that resulted in a surprisingly high bill.See omnystudio.com/listener for privacy information.

Ryan and Dana discuss Byron Donalds introducing an insurer scorecard aimed at lowering premiums and giving consumers more transparency; Ryan describes his recent doctor visit that resulted in a surprisingly high bill.

Why do insurance executives keep funding AI pilots that never reach production — and what does it actually take to break the cycle?In this episode of Building Tomorrow's Insurer, host and Kanopi CEO Nigel Fellowes-Freeman sits down with James Benham, Founder and CEO of JBK and Terra, to diagnose the structural reasons AI transformation stalls in insurance organisations and what it takes to move from proof of concept to full-scale deployment.James brings 25 years of insurance technology experience to the conversation, having built bespoke systems for carriers, TPAs, MGAs, brokers, and ancillary providers since 2004. As CEO of both JBK — a full-service insurance technology consultancy — and Terra, a workers' compensation platform, James has sat at the executive table with insurers across the US implementing machine learning, workflow automation, and agentic AI at scale.Key themes covered in this episode:- Why insurers have always lived in Groundhog Day — and why AI is finally forcing them out of it- The CEO-COO-CIO trifecta: why misaligned leadership is the single biggest reason pilots die- Agentic AI versus RPA: what actually changes when you put a high-IQ brain on top of a workflow engine- Data, process, and tooling: which comes first in a real AI transformation roadmap- The metrics that matter — combined ratio, claim load per adjuster, underwriting throughput — and how to set them without accelerating the wrong outcomes- Why dedicated automation teams, not side-of-desk innovation, are the only path to productionEssential listening for insurance CXOs, CIOs, and transformation leaders who are tired of the pilot loop and ready to act.

Plus: Bill Ackman's Pershing Square Capital offers more than $63 billion to buy Universal Music Group. And Amazon and the U.S. Postal Service reach a delivery deal after the e-commerce giant threatened to cut back the packages it ships through USPS by 20%. Luke Vargas hosts.  Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Emma Thomas has been CEO of Achmea Farm Insurance in Australia since April 2017. She leads the Executive Leadership Team and oversees Strategy and People and Culture, with a clear focus on Achmea's mission: keeping farmers farming. Under her leadership, the specialist agricultural insurer has grown from a start up challenger into a major player in the Australian market, with consistent double digit growth. Emma grew up in New Zealand with strong farming roots, from her grandparents' Merino sheep farm in Central Otago to her parents' deer and sheep farm in Riverton, Southland. She spent a lot of time helping on the farm while studying and starting her career in accounting and insurance. Before moving to Australia, she and her husband also raised their children on a small sheep and horse lifestyle farm on the Kapiti Coast. She studied commerce at the University of Otago and began her career in audit at a big four firm in New Zealand, Australia, and the United States. She later held an executive role at an IT solutions company, then spent a decade in senior leadership at FMG (Farmers Mutual Group) before joining Achmea. She now lives in Sydney with her husband and two children. *** Leaders in Finance is made possible by the support of EY, Mogelijk Vastgoedfinancieringen, and Lepaya. More information about our partners is available at our partner page.   *** Books mentioned in this episode: The Five Dysfunctions of a Team by Patrick Lencioni Belonging by Owen Eastwood   *** Want to stay up to date with Leaders in Finance? Subscribe to the newsletter.   *** Questions, suggestions, or feedback? We'd love to hear from you! You can reach us via email at info@leadersinfinance.nl and check out our website.   *** Previous guests on the Leaders in Finance podcast include:  Klaas Knot (President DNB), Frank Elderson (Executive Board, ECB), Roland Boekhout (CEO ASN Bank), Gerrit Zalm (former Minister of Finance and former CEO of ABN AMRO),  Ingrid de Swart (member of the Executive Board, a.s.r.), Pinar Abay (Management Board ING, Head of Retail Banking), Robert Swaak (CEO ABN AMRO), Marcel Zuidam (CEO NN Bank), Saul van Beurden (CEO Consumer, Small & Business Banking, Wells Fargo), David Knibbe (CEO NN Group), Janine Vos (Executive Board, Rabobank), Nadine Klokke (CEO Knab), Maarten Edixhoven (CEO Van Lanschot Kempen), Jeroen Rijpkema (CEO Triodos Bank), Nout Wellink (former President DNB), Onno Ruding (former minister of finance), Yoram Schwarz (CEO Movir), Laura van Geest (Executive Board, AFM),  Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Petri Hofsté (supervisory board member, including at Rabobank and Achmea), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Jan van Rutte (C supervisory board member, including at Rabobank and Achmea), Marguerite Soeteman-Reijne (Chair Aon Holdings), Lidwin van Velden (CEO Nederlandse Waterschapsbank), Jan-Willem van der Schoot (CEO Mastercard NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (former Chair ESMA), Radboud Vlaar (CEO Finch Capital), Jos Baeten (CEO a.s.r.), Karin van Baardwijk (CEO Robeco), Annette Mosman (CEO APG).   

What does it actually take to embed financial services into a platform?In this episode of Building Tomorrow's Insurer, Nigel sits down with Michael Nuciforo, founder of Thriday (now part of Tyro), to explore how fintech platforms are reshaping distribution by owning the customer workflow.This is not a conversation about theory. It's about execution.Michael shares how platforms like Thriday integrate banking, accounting, and financial services into a single experience for small businesses — and what that means for insurers looking to participate in embedded ecosystems.In this episode, we cover:Why workflow ownership is more important than product innovationHow embedded finance shifts from add-ons to core infrastructureWhat insurers often misunderstand about platform economicsHow to evaluate embedded partnerships from a fintech perspectiveThe operational reality of integrating financial products into live platformsWhat makes an embedded model commercially viableHow platforms think about trust, customer experience, and monetisationIf you're a leader in insurance, fintech, or digital distribution, this episode provides a clear view into how platforms are redefining where and how financial products are delivered.

Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer.Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer.Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost  Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Wednesday's A.M. Update details Operation Epic Fury's first 72 hours: U.S. Central Command reports strikes on IRGC command centers, aerospace/missile sites, navy ships/submarines, air defenses, and comms infrastructure, while Israel hits covert nuclear development facilities and the Assembly of Experts building during successor voting. President Trump dismisses claims Israel "forced" U.S. involvement, emphasizing his belief Iran would attack first and Rubio clarifying preemptive timing to minimize casualties. A British F-35 scores its first combat kill downing an Iranian drone over Jordan; Spain refuses base access, prompting Trump threats of trade cutoff. Lloyd's of London halts Gulf shipping insurance, leading Trump to direct U.S. government coverage and Navy escorts. Texas primaries head to runoffs including Cornyn-Paxton Senate and Roy-Middleton AG races. Analysis warns of CCP propaganda amplifying "Israel roped us in" narratives to fracture U.S.-Israel ties.   A.M. Update, Aaron McIntire, Operation Epic Fury, IRGC strikes, Marco Rubio Israel, Trump Iran, Kuwait friendly fire, Texas primaries, Lloyd's insurance Gulf, CCP propaganda, Lindsey Graham

When a single virus can wipe out computers worldwide in 24 hours, who picks up the pieces? Meena Wahi, Australia's first cyber insurance broker and founder of Cyber & Data Risk Managers, reveals how the cyber insurance landscape has evolved since 2013—and where it's headed next. From the CrowdStrike outage that shocked boards worldwide to the fragmented nature of supply chain risk, Meena breaks down why cyber resilience isn't just a buzzword and how specialist insurers are winning the market share battle. She shares eye-opening insights from ASX 200 boardrooms, explains why Australian regulators might be too "benign," and predicts the convergence of cybersecurity and insurance. Whether you're a startup founder wondering if cyber insurance is worth it or a director trying to understand your organization's risk exposure, this conversation demystifies one of the fastest-evolving sectors in insurance. Host Nigel Fellowes-Freaman asks the questions everyone wants answered but few dare to ask.Timestamps• 00:00 - Introduction to cyber insurance and today's guest• 02:15 - Meena's background: MBA at Monash, consulting at Pricewaterhouse• 03:15 - The origin story: Researching privacy legislation and discovering cyber insurance• 04:05 - Getting invited to New York, meeting with AIG and Chubb• 04:35 - Becoming Australia's first cyber insurance broker in 2013• 05:30 - Evolution of the cyber insurance market over the past decade• 06:20 - London market perspective: CFC's leadership and market share battles• 07:45 - How cyber wording has evolved globally and locally• 08:50 - The role of specialist MGAs: Emergence, CFC, Coalition• 09:20 - Why only specialists will survive in cyber insurance• 10:30 - The aggregated risk problem: 1,000 claims in one day scenario• 11:45 - 2017 statistic: 4 billion data breaches and $500M in claims• 12:30 - Key changes in cyber policy coverage and trends• 13:45 - Supply chain risk has increased dramatically• 14:30 - The fragmented nature of internet risk and liability ownership• 16:05 - IT supply chain partners and contingent business interruption coverage• 17:20 - CPS 230/234 impact on technology vendors and value chains• 18:45 - How prudential standards are driving demand for cyber insurance• 19:45 - Why Australian regulators are 'benign and friendly' compared to the US• 21:10 - Will increased regulatory oversight aid or hinder innovation?• 22:15 - The board perspective: Generational gaps and skill matrix• 23:15 - Key insights from ASX 200 AGMs and boardroom conversations• 24:20 - The information flow problem: Board oversight vs operational reality• 25:40 - What is cyber resilience? Breaking down the buzzword• 27:00 - Cyber resilience as risk acceptance and resourcefulness• 28:30 - Recovery timeframes: Hours vs months• 29:10 - The CrowdStrike outage: What it revealed• 29:45 - Outage vs cyber incident: Why definitions matter for coverage• 30:45 - Are we prepared for the next global cyber incident?• 31:30 - Educating startups and SMEs about cyber insurance• 32:40 - The implementation challenge: Cybersecurity maturity levels• 33:20 - Difference between education and training• 34:00 - Affordability challenges for small businesses• 34:45 - The underinsurance problem: $250K extensions on PI policies• 35:30 - Future trends: Convergence of cybersecurity and insurance• 36:10 - Warranty insurance from cybersecurity providers• 36:45 - The need for better collaboration and feedback mechanisms• 37:30 - Customization of cyber insurance policies• 38:15 - Fun question: Unconventional insurance ideas• 39:00 - The concept of subscription cyber insurance with bank accounts• 39:50 - Final thoughts and wrap-up

Rob de Pruis is the National Director, Consumer and Industry Relations IBC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can a Mortgage Insurer Come After You if You Default? | CMHC Explained   In this Q&A session, Raman clears up a big misconception about mortgage default insurance in Canada. Many people believe that once CMHC or another insurer pays the lender, the borrower is off the hook — but that's not always true.   Here's what you'll learn in this video: What Happens After Default: If a buyer defaults, CMHC pays the lender the loss. Recovery Rights: The insurer can still come after the borrower to recover that loss. Why Insurance Doesn't Mean "Free Pass": Just like flood or car insurance, coverage may only pay part of the loss, and the remainder can be pursued. Legal Provisions: Insurers are legally allowed to seek repayment from borrowers in certain situations.   Understanding this is crucial for buyers and real estate professionals alike — mortgage insurance protects the lender, not the borrower.    Learn more or enroll at www.albertarealestateschool.com Subscribe for more Alberta real estate Q&As, tutorials, and exam prep content. Start your career in Real Estate today! Our courses equip you with the skills needed to pass your licensing exam in Alberta. Link in the comments.    We train tomorrow's top Real Estate Agents and Mortgage Associates in Alberta! : 587-936-7779     #AlbertaRealEstate #MortgageInsurance #CMHC #MortgageDefault #RealEstateTraining #AlbertaRealtor #RECAReady #RamanAtwal #FutureRealtorsOfAlberta #AlbertaRealEstateSchool #RealEstateQandA #RealEstateCanada #MortgageTips #DefaultInsurance #RealEstateEducation

More people are reporting trouble getting insurance in some parts of the South Island. Major insurer AA Insurance has paused new home insurance policies in Westport and Canterbury's Woodend. Insurance Council chief executive Kris Faafoi spoke to Corin Dann.

There's a belief there may come a point when insurers' goodwill runs out in areas most exposed to climate risk. AA Insurance has told Buller District Council it's temporarily stopped offering new home and landlord cover in Westport due to flood risk, though existing policies can still be renewed. MinterEllisonRuddWatts insurance partner Andy Horne told Mike Hosking it's unusual for an insurer to be this open. He says the reality is insurers are increasingly making risk-based decisions about where they'll offer cover. LISTEN ABOVE See omnystudio.com/listener for privacy information.

US health insurance stocks plunged yesterday, and New Delhi and Brussels have agreed a trade deal that will eliminate up to €4bn of tariffs on EU exports. Plus, Nato is increasing its military presence in the Arctic to counter Russia. Mentioned in this podcast:US health insurer stocks plummet on Trump Medicare spending planEU and India seal trade pact to slash €4bn of tariffs on bloc's exportsHow Nato is preparing for war in the ArcticSend your voice memos about your post graduate job search to: marc.filippino@ft.comNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted by Sonja Hutson and edited by Marc Filippino. It was produced by Fiona Symon and Victoria Craig. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann and Michael Lello. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe EU economy is imploding, Germany the power manufacturing company is falling apart and now companies are moving to Hungary. Trump built the tariff system to compete the [CB]. Trump has now started the narrative of why the Fed should not be controlling the US economy. DOJ has begun a criminal investigation, soon the Fed will be restructured into the Treasury. The [DS] is panicking, they are losing the chess match and they have no more move except one. Trump has now set the stage and the [DS] will follow the path to their destruction. The money supply is in the process of being shutdown, the [DS] is struggling, the countries they controlled are struggling. Soon Trump will have all the leverage and the enemy will be at it’s weakest point. Game Over. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/WallStreetMav/status/2010625048856424506?s=20   countries. In the year 2023, Germany lost 123,000 manufacturing jobs. The trend has continued in 2024 and 2025. Lousy energy policy has consequences. https://twitter.com/RealPNavarro/status/2010480063091720266?s=20 https://twitter.com/RealPNavarro/status/2010480094662332678?s=20   factory jobs appear. https://twitter.com/Rasmussen_Poll/status/2010701202971935191?s=20 JUST IN: RINO Tillis Threatens to Block Fed Nominations Over Powell Criminal Investigation Federal investigators opened a criminal investigation into Fed Chairman Jerome Powell. Powell is under fire for the cost of renovating the Fed's DC headquarters. The cost ballooned from $1.9 billion to $2.5 billion. RINO Senator Thom Tillis is threatening to block any future Fed nominations over the Justice Department's federal criminal investigation into Fed Chair Jerome Powell. Source: thegatewaypundit.com FED Chairman Jerome Powell Attempts to Evade Legal Accountability by Hiding Behind His Office Regardless of how you feel about the Federal Reserve Board, I think we would all agree the construct of an autonomous central bank is outside the boundaries of our constitutional framework.  Factually, the Sea Island financial group set up the Federal Reserve as a system of control over the U.S. economy that was completely unnecessary.  . Last year facing ridiculous cost overruns, congress questioned Powell over the insane spending proposal by Powell for a new office building.  Chairman Powell characterized the construction changes that escalated the cost of the project from $1.9 billion to $2.5 billion as ‘minor modifications.'  That's $2.5 billions of taxpayer money. .[Transcript] – “Good evening. On Friday, the Department of Justice served the Federal Reserve with grand jury subpoenas, threatening a criminal indictment related to my testimony before the Senate Banking Committee last June. That testimony concerned in part a multi-year project to renovate historic Federal Reserve office buildings. I have deep respect for the rule of law and for accountability in our democracy. No one—certainly not the chair of the Federal Reserve—is above the law. But this unprecedented action should be seen in the broader context of the administration's threats and ongoing pressure. This new threat is not about my testimony last June or about the renovation of the Federal Reserve buildings. It is not about Congress's oversight role; the Fed through testimony and other public disclosures made every effort to keep Congress informed about the renovation project. Those are pretexts. The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the President. This is about whether the Fed will be able to continue to set interest rates based on evidence and economic conditions—or whether instead monetary policy will be directed by political pressure or intimidation. I have served at the Federal Reserve under four administrations, Republicans and Democrats alike. In every case, I have carried out my duties without political fear or favor, focused solely on our mandate of price stability and maximum employment. Public service sometimes requires standing firm in the face of threats. I will continue to do the job the Senate confirmed me to do, with integrity and a commitment to serving the American people. Thank you.” Source:theconservativetreehouse.com Powell says criminal investigation by Trump's Justice Department threatens Fed's independence https://twitter.com/unseen1_unseen/status/2010547216906125721?s=20 https://twitter.com/jeffreytucker/status/2010520328389173522?s=20  would love to have been a fly on that wall, just listening in. Jerome caved. Now he is whining like a man-child that his supposed independence is being compromised by a threatened criminal indictment over a profligate building project. Historians will have a hard time making sense of this hilarity, including the faux-serious pose in this histrionic statement of pretend integrity. There is no place in a democracy for a secretive and all-controlling central bank. These conspirators are toast, if not now or tomorrow, then eventually. A peoples’ government needs a peoples’ money that people can own and control, and a banking system that is based on market competition, not a cartel of big shots. Sorry, Jerome, you showed your cards five years ago, revealing exactly who and what you serve, and that is not the American people. These are the end times for the Federal Reserve. https://twitter.com/julie_kelly2/status/2010771831658107044?s=20 https://twitter.com/julie_kelly2/status/2010761420082917557?s=20 Silver and Gold Hit New Highs on Fed Probe and Heightened Geopolitical Tensions   Gold and silver prices are climbing in response to concerns around geopolitical issues and policy independence at the Federal Reserve. Source: barrons.com    of Dollars! It would be a complete mess, and almost impossible for our Country to pay. Anybody who says that it can be quickly and easily done would be making a false, inaccurate, or totally misunderstood answer to this very large and complex question. It may not be possible but, if it were, it would be Dollars that would be so large that it would take many years to figure out what number we are talking about and even, who, when, and where, to pay. Remember, when America shines brightly, the World shines brightly. In other words, if the Supreme Court rules against the United States of America on this National Security bonanza, WE'RE SCREWED! PRESIDENT DONALD J. TRUMP Political/Rights  WBD is not just another studio. It is the home of HBO, DC Comics, the Harry Potter films, Game of Thrones, and one of the most important film archives in the world. Netflix itself boasts that the acquisition would combine Warner's “iconic franchises and storied libraries” with the world's largest streaming platform. If Netflix absorbs these assets, it will not just be the biggest streaming service. It will become the most dominant cultural gatekeeper the United States — and much of the world — has ever seen. Yet despite the obvious risks, WBD's leadership is pushing forward even though Paramount Skydance has launched an all-cash tender offer of $30 per share for the entire company — a bid that implies significantly higher value for shareholders than Netflix's offer.  At the same time, merging WBD's vast film and television library into Netflix would weaken competition in both streaming and content markets and concentrate cultural power in ways fundamentally at odds with the diversity of voices a free nation needs to survive. On these grounds alone, this merger should be stopped. Handing this machine control over Warner's franchises and future output would allow one company to rewrite characters, retell history, redefine social norms, and control which ideas reach audiences. Majority Of North Carolina Trucking Licenses Issued To Foreigners Are Illegal: Duffy A review of non-domiciled commercial driver's licenses (CDLs) granted in North Carolina found that 54 percent were issued illegally, the Department of Transportation (DOT) said in a statement on Jan. 8. The review was conducted by the Federal Motor Carrier Safety Administration (FMCSA) and is part of its ongoing nationwide audit of trucking licensing systems, the department said. DOT warned that if North Carolina does not “fix their serious failures” and revoke licenses issued illegally to foreign nationals, the department will withhold almost $50 million in federal funding. Source: zerohedge.com DOT Strips California Of $160 Million Over Foreign Truckers A showdown between the U.S. Department of Transportation and the State of California reached a breaking point on Wednesday after Transportation Secretary Sean Duffy announced the Federal Motor Carrier Safety Administration will withhold approximately $160 million in safety program money from the state. The move follows California's failure to meet a January 5 deadline to cancel more than 17,000 commercial truck driver's licenses that Duffy asserts were unlawfully issued by the state to foreign truckers. The California Department of Motor Vehicles announced in late December that it would delay the cancellation until March 6, but FMCSA did not agree to the extension. The $160 million penalty marks the first year of potential sanctions. Under federal law, if California continues to defy the FMCSA's Final Determination, the amount withheld could double in the second year. Source: zerohedge.com DOGE Yes, Dina Powell McCormick worked in the Trump administration. She served as the United States Deputy National Security Advisor for Strategy from 2017 to 2018 . She also held the role of Senior Advisor to the President for Entrepreneurship, Economic Growth, and the Empowerment of Women starting in January 2017 . For context, the Truth Social post you linked is Trump congratulating her on her new role as President and Vice Chairman of Meta (announced today, January 12, 2026)  1104 Q !xowAT4Z3VQ ID: 28003e No.967331 Apr 9 2018 12:09:25 (EST) Anonymous ID: db2d29 No.967224 Apr 9 2018 12:02:45 (EST) >>967123 YOU are being TRACKED. NO FB account required. WTF? Is it embedded in Android OS? This is BIGGER than you think. Agencies attached. Q >>967224 Think ‘Bridge’. GOOG. FB. TWITTER. IG. ‘Central’ algorithm. The stage had to be set. Q Geopolitical  U.K Asks Germany and France, EU NATO, to Support Expanded Presence in Greenland  President Trump wins again. Seriously folks, you would think that after all this time the Europeans would finally understand how President Trump manipulates the media cycle and gets them to do exactly what he wants – while they and the majority of their constituents think it's exactly the opposite.  This stuff is just too funny now. According to European media outlets, British Prime Minister Keir Starmer is in discussions with Germany and France to send a NATO alliance to Greenland to establish a stronger NATO military footprint. {LINK} The media present this, hilariously, as if European NATO is going to defend Greenland against President Trump and the USA military. {{INSERT SEVERAL LAUGHING EMOJIS HERE}} I mean, think about it rationally. The U.K, France and Germany are unwilling to send troops into Ukraine without the protection of the U.S. military.  But somehow, for some reason, the U.K, France and Germany are going to send troops to Greenland to defend against the U.S. military. The narrative sounds silly when put into context, right? So, President Trump starts talking about the U.S. taking aggressive unilateral action to secure Greenland as a strategic national security matter.  Suddenly, ‘Voila!' European NATO, under the auspices of defending their Denmark democracy, wakes up and says, ‘No, wait, you can't just take Greenland, that's bad.'  Then they assemble urgent talks to send EU NATO military resources to Greenland.  Exactly what President Trump has been requesting to formerly deaf ears. See how that works?  Source: theconservativetreehouse.com https://twitter.com/thestinkeye/status/2010481974985560110?s=20  notes… JSOC   Step 4: seize narrative and news cycles for a week or two while all the large accounts get their marching orders and post the same stuff over and over. The EU threatens to mobilize to “protect Greenland” and quietly discovers they cannot project meaningful power outside their continent without the US. Step 5: DJT walks back the outrageous solution (invasion) to the somewhat radical solution (purchase). The big accounts feel like they matter, the little accounts feel like the have been heard. DJT gets what he wanted all along, and Denmark gets a pile of money to fritter away buying votes with socialist BS. https://twitter.com/amuse/status/2010567080802738660?s=20 https://twitter.com/MarioNawfal/status/2010739799477354900?s=20 systemic instability. https://twitter.com/sentdefender/status/2010605925342597449?s=20   Guard Corps (IRGC). https://twitter.com/RapidResponse47/status/2010532329303965733?s=20  Venezuela’s leader was a fugitive from US law enforcement and not a legitimate head of state, according to 60 different countries. He was apprehended, and Venezuela’s remaining leaders were asked to cooperate with US expectations. Greenland is likely to negotiate a compact of free association with the US and receive financial assistance, while maintaining self-governance, in exchange for military protection. Cuba is in rapid decline due to a loss of support from Venezuela (and other factors). China and Russia could offer assistance, but at considerable risk. Trump can wait and watch Cuba self-destruct, then come in and offer assistance to the Cuban people if and when they ask. Iran is in a similar situation to Cuba: a nation in rapid decline, with massive risk for Trump if he intervenes too quickly. The likely play there is to wait for the Ayatollah to flee. There would be no finger-pointing about “regime change” if the Islamic regime collapses on its own. Then, the US could offer assistance as an interim government is established. War/Peace https://twitter.com/WallStreetMav/status/2010435240079319153?s=20  specifically exclude any NATO troops from ever being put into Ukraine. All of these steps are designed to specifically undermine President Trump’s efforts at peace between Ukraine and Russia. The warmongers in Europe are determined to keep the war going as long as possible. They need to distract their voters with enemies so they don’t realize how Europe is collapsing economically and culturally. The European “leaders” desperately need enemies like Trump and Putin in order to point the finger and cast blame while things get worse in their own countries. Blame external forces, not their own policies. North Korean Hackers Using QR Codes to Steal Sensitive Information: FBI  North Korean state-sponsored cyber threat group Kimsuky is targeting American entities via a QR code scheme that can compromise sensitive information, the FBI said in a Jan. 8 alert. “As of 2025, Kimsuky actors have targeted think tanks, academic institutions, and both U.S. and foreign government entities with embedded malicious Quick Response (QR) codes in spearphishing campaigns,” the FBI stated. “This type of spearphishing attack is referred to as Quishing.” “Quishing (QR Code Phishing) is a phishing technique in which adversaries embed malicious URLs inside QR codes to force victims to pivot from their corporate endpoint to a mobile device, bypassing traditional email security controls.” In quishing campaigns, threat actors send QR images to targets as email attachments or embedded graphics, which typically evade URL inspection mechanisms. When targets scan the QR code, they are routed via redirectors to webpages that harvest their credentials. Such webpages impersonate Microsoft 365, Okta, or VPN portals. These operations typically end with hackers bypassing multifactor authentication (MFA) and hijacking cloud identities without triggering the usual “MFA failed” alerts. They can then establish persistence in the organizations' networks and use the compromised mailboxes to carry out further hacking operations, the agency warned. The FBI recommended that organizations adopt a multilayered security strategy to tackle the unique risks posed by QR hacking schemes. Source:  americafirstreport.com  https://twitter.com/disclosetv/status/2010464207192371542?s=20 Medical/False Flags Cancer Drugs Drive Nearly One-Fifth Of Pharma Sales  The global pharmaceutical industry’s revenue is increasingly concentrated in a handful of high-value drug classes, with oncology, diabetes/obesity treatments and immunology leading the charge. As Statista’s Tristan Gaudiat details below, according to estimates from Statista Market Insights, cancer drugs alone generated over $217 billion last year, making oncology the largest therapeutic segment, driving nearly one-fifth (18 percent) of all pharmaceutical sales. You will find more infographics at Statista Antidiabetic medicines rank second, with estimated sales of over $85 billion in 2025, contributing 7 percent to global market revenues. Source: zerohedge.com   then Premiums will FALL, by 50% or more, for most people. I want to go back to the three year window where you can get in there for ObamaCare where you won't pay as much. Don't expand ObamaCare. Congress must make Trump Rules permanent. These were President Trump's 2018 Short Term Plans Rule that President Obama terminated. All Congress has to do is say, ‘Look, the Short Term Plans can last up to 36 months, your Insurer can sell you a Renewal Guarantee so it can last even beyond that period, and you will get lower priced Insurance, better Insurance, Longer Term Insurance and, it doesn't cost Taxpayers a dime or, it won't destabilize ObamaCare.' Much simpler than what President Trump's advisers are selling him, much better to assuage the fears of nervous Democrats, because we had these Rules in place for six years, and ObamaCare did not crater. Subsidies will not solve this problem. Government should be capping what it spends on Healthcare at ZERO. Send them a check. No need for subsidies. Congress has to get out of the way of Private Insurance Companies. Give the money to the Consumers to buy directly from the Health Insurance Companies.” [DS] Agenda https://twitter.com/ElectionWiz/status/2010347486783693056?s=20 https://twitter.com/WarClandestine/status/2010445777676673233?s=20 https://twitter.com/RealAbs1776/status/2010549397969350845?s=20 https://twitter.com/amuse/status/2010554642107675018?s=20 https://twitter.com/DHSgov/status/2010362097562013779?s=20 https://twitter.com/RapidResponse47/status/2010540542220726775?s=20 https://twitter.com/disclosetv/status/2010537739767238962?s=20 https://twitter.com/TheStormRedux/status/2010374476819472477?s=20   dozens and dozens of those individuals to justice already. We're gonna keep hundreds of HSI officers there to continue to protect those children. Every day we get another individual that was sexual assault against a child. Sodomy against a child. I can't believe that the mayor and governor can defend allowing those people to go out there and victimize more of our children and grandchildren.” Infuriating. When see you see these dumbass leftists protesting in the streets, just know that they are out there protecting pedophiles. At this point, how can anyone claim that the Democrats are the “good guys”? https://twitter.com/AGPamBondi/status/2010755631972577560?s=20   rammed a Border Patrol vehicle, threatening the lives of federal law enforcement officers. He should NEVER have been in our country to begin with, and we will ensure he NEVER walks free in America again. President Trump's Plan https://twitter.com/amuse/status/2010487811732840449?s=20  A federal grand jury voted to indict the former FBI Director on two felony counts — and then three federal judges unraveled that indictment through conjecture, media narratives, personalized attacks on the United States Attorney, and procedural anomalies that have no precedent in federal criminal practice. https://twitter.com/RealSLokhova/status/2010247488826175976?s=20 https://twitter.com/realJeremyCarl/status/2010710384769151325?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is brought to you Cybercrime Magazine, Page ONE for Cybersecurity at https://cybercrimemagazine.com. • For more breaking news, visit https://cybercrimewire.com

The Cybercrime Magazine Podcast brings you daily cybercrime news on WCYB Digital Radio, the first and only 7x24x365 internet radio station devoted to cybersecurity. Stay updated on the latest cyberattacks, hacks, data breaches, and more with our host. Don't miss an episode, airing every half-hour on WCYB Digital Radio and daily on our podcast. Listen to today's news at https://soundcloud.com/cybercrimemagazine/sets/cybercrime-daily-news. Brought to you by our Partner, Evolution Equity Partners, an international venture capital investor partnering with exceptional entrepreneurs to develop market leading cyber-security and enterprise software companies. Learn more at https://evolutionequity.com

Episode Info William Pitt is the executive director of FASE (Fédération des Agences de Souscription Européennes), an association founded to address a widely recognized need for a pan-European body to represent Europe's fast-growing, but little understood, MGA sector. Prior to establishing FASE in 2025, William led research and consulting projects at Lexicon Associates and Conning. He is the author of The MGA Revolution: How MGAs are reshaping the insurance value chain, published by Lexicon Associates in November 2024. He previously led consulting initiatives for Conning in the United States and was the author of Conning's annual MGA studies. Prior to joining Conning in 2021, he served for twelve years as global chief marketing officer at Beazley. Earlier in his career, he held senior marketing and business development roles at Marsh & McLennan Companies and Lloyd's. William has written extensively on insurance for publications including the Wall Street Journal, Harvard Business Review, Institutional Investor, the Insurer, and Corriere della Sera. He is the author of More Equal than Others: A Director's Guide to EU Competition Policy, published by Director Books. Episode Overview:  Background and Career William Pitt shares his journey in the insurance industry, emphasizing his involvement in the delegated authority market and the MGA sector. He discusses his roles at Conning and Lexicon Associates, where he focused on research and consulting. FASE and Its Mission Pitt explains FASE as a federation of MGAs, capacity providers, and service providers, aiming to support the entire delegated authority ecosystem. He compares it to the successful Target Markets organization in the US. The Role of Technology and Talent The discussion highlights the importance of technology and talent in the MGA space. Pitt notes the migration of talent to MGAs and the role of technology in enabling these businesses to operate more efficiently. Challenges and Opportunities in the MGA Market Pitt addresses the challenges of integrating new technologies into established carriers and the opportunities for MGAs to be more adaptable and nimble. He also discusses the evolving landscape in Europe and the potential for growth. The Future of MGAs in Europe The conversation turns to the future of MGAs in Europe, with Pitt expressing optimism about the growth and internationalization of MGAs. He emphasizes the need for MGAs to navigate regulations and access capacity providers. Conclusion The interview concludes with Pitt's insights on the unique moment for the MGA space in Europe and the exciting opportunities ahead. Key Takeaways FASE aims to support the MGA ecosystem by fostering collaboration and innovation. Technology and talent are crucial drivers of success in the MGA market. The MGA sector is poised for significant growth, particularly in Europe, as it adapts to new challenges and opportunities. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Gregory Niehaus, professor of finance and insurance, University of South Carolina's Darla Moore School of Business, discusses how taxes shape insurers' capital, investment strategy and competitiveness, including offshore structures.

The Guidewire Connections event that happens every year is not just a celebration for the SaaS insurance software provider, it's a chance see the vision, and extended ecosystem of partners who make the value come alive. Curt Wyatt attended the event this year and was there when news broke, heard from partners about the future of service and value along with some interesting and perhaps more pragmatic takes on AI.In this episode:Joseph Desouza from Pro Navigator on merging with GuidewireHow claims tech is being powered by AI and the value insurers are seekingWhy document ingestion and managing unstructured data is becoming more of a priorityHear from partners who are helping Guidewire grow and deliver value by experienceThis episode is a compilation of thoughts from various people and sheds light on how key industry partners are working to deliver a bigger vision and better experience together.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is brought to you Cybercrime Magazine, Page ONE for Cybersecurity at https://cybercrimemagazine.com. • For more breaking news, visit https://cybercrimewire.com

Target says it's facing a challenging outlook for the holiday shopping season. But the Minneapolis-based retailer also outlined more steps today to try to reverse its recent struggles.One of Minnesota's largest health insurers, UCare, is shutting down at the start of next year. Another nonprofit insurer will be taking over its members. Those stories and more in today's evening update from MPR News. Hosted by Emily Reese. Music by Gary Meister.

Truth Social comments from President Trump against health care insurers sent stocks like Centene (CNC), HCA Healthcare (HCA), and Molina Healthcare (MOH) plunging Monday morning. Marley Kayden takes a closer look into the president's rhetoric and explains whether a bounce back is possible. Prosper Trading Academy's Charles Moon offers an example options trade for UnitedHealth (UNH) with the stock being little changed on Trump's comments.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The latest in business, financial, and market news and how it impacts your money, reported by CNBC's Peter Schacknow Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

DEAR PAO: Recovery of carnapped vehicle does not extinguish insurer's liability | Oct. 30, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Host James Benham⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is joined by David Bell from ALPS. David shares his expertise in driving innovation at the nation's largest lawyers' malpractice insurer. Discover how insurers in legal malpractice and P&C are rethinking risk, driving innovation, and shaping the next decade of change.This Episode is sponsored by ⁠⁠⁠⁠Terra, the Next Generation Claims and Policy Software for Workers' CompVisit

Send us a textAnna Clare Harper is joined by Hayley Rees, Managing Director at £50bn+ Pension Insurance Corporation.In Anna's words: There's lots of advice for private investors.Almost nothing on how big institutions back UK housing.Yet it's a major growth area.So I asked Hayley (MD at £50bn+ insurer PIC) what actually works.We covered:How to choose investments: Compare returns to UK government bonds (gilts). Avoid 10 year projects, as there's a lot of competition for 10 year money. Look for ‘relative value' - extra returns over 20-30 years.How to structure deals: Set them up to pay steady, long-term income that matches pension promises.Case study – Miller's Quay: A simple lease helped unlock 500 homes.Fix viability first: The hardest thing today is making the numbers work before you start. Teams who solve this win.Listen for lessons from £14bn+ invested across UK housing. In association with: https://www.ukreiif.com/Guest website: https://www.pensioncorporation.com/Guest LinkedIn: https://www.linkedin.com/in/hayleyrees1/?originalSubdomain=ukHost LinkedIn: https://www.linkedin.com/in/annaclareharper/

An ACC lawyer says there's a simple answer to the insurer's deficit problem. The Scheme's recorded a net deficit of $1.5 billion, blowing the total out to $13.8 billion. ACC lawyer and researcher Warren Forster told Mike Hosking tackling this issue requires looking at it over a generation. He says they need to be careful about value for the money they collect and stop changing how they calculate the amount needed. Forster says ACC did really well with its return on investment this year. LISTEN ABOVE See omnystudio.com/listener for privacy information.

A jury in Arkansas ruled against State Farm in a lawsuit accusing them of using a system which low-balled payout offers on totaled cars. https://www.lehtoslaw.com

Robert is joined by Cece Denno, excess and surplus lines insurance market expert. The two talk about the interesting things E&S can cover that admitted carriers do not, the brokers that have special licenses in order to offer these E&S policies, and how some households and businesses may have coverage from a non-admitted carrier and not even realize it. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert's live webinars. No test required for credit! BMFCE.com. Check out Cece's other podcasts here: Sincerely Yours: https://podcasts.apple.com/us/podcast/sincerely-yours/id1041866300 A Swim Down Memory Lane: https://podcasts.apple.com/us/podcast/a-swim-down-memory-lane-a-umass-farewell-to-bob/id1529542027

Zimele Mbanjwa from FNB Wealth & Investments discusses the strong trading updates from Momentum and Old Mutual, what is driving their earnings growth, and whether there is still value in these shares. Andre van Deventer, CFO of Master Drilling, unpacks the company's results and the reversal of last year's equipment impairment. Citadel's Maarten Ackerman considers whether South Africa can position itself to benefit as a new global equilibrium emerges.

Personal Finance Editor with the Irish Independent Charlie Weston is back with Matt to discuss all your finance queriesOn this week Charlie talks us through why it is important to challenge your insurer on your premiums amid ongoing price hikes across some of Ireland's biggest insurance providers.Hit play on this page to listen now.

Payers have committed to streamlining the prior authorization process, but will this make a difference in the revenue cycle? 

Irish Life Health, which has around 500,000 customers, has announced a 3% average rise in the cost of its plans for adult health insurance policies from October. Aengus Cox, Consumer Affairs Correspondent, reports.

VLOG July 23 Ghislaine Maxwell gets Todd Blanche OK to see transcripts- book on UN off hook: https://www.amazon.com/Maximum-Maxwell-Prosecution-Collusion-Verdicts/dp/B09P7RNGK6Roman Storm: hacker Shakeeb Ahmed, Samouraihttps://www.amazon.com/dp/B0FHXTCNCRInsurer v Baldoni related to Lively v. Wayfarer, but 2 UNRWA cases not related?

Enhanced underwriting has become one of the most talked-about shifts in the London Market, but it's also one of the least clearly defined. In this episode, we share a live panel discussion from our Enhanced Underwriting event, featuring: Colum D'Auria, Canopius Rob Jarvis, Tokio Marine Kiln Tessa Wardle, QBE The conversation begins with a basic question what exactly are “portfolio solutions”? and opens up into a broader exploration of how insurers are adapting to new forms of delegated authority, rising data expectations and the growing influence of broker-led facilities. Our speakers touched on: How different firms define and implement portfolio underwriting The emergence of tracker facilities and their potential to reshape market dynamics Why algorithmic platforms are gaining traction, and where they still fall short The role of live exposure data and the practical barriers to using it well How underwriters can maintain control and accountability in increasingly automated environments What comes through clearly is that many of the most innovative teams are thinking beyond product and pricing and focusing instead on how underwriting structures, controls and data flows can support long-term performance. If you want a clearer view of how underwriting is evolving beneath the surface and how leaders across the market are responding this episode offers a window into the practical realities behind the strategy. You can also read our event write-up: “Enhanced Underwriting: How the London Market is Turning Theory into Practice”. If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn.  Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Define what “portfolio solutions” means across different insurers in the London Market context. Describe how broker facilities and tracker portfolios are influencing underwriting practices and market concentration. List the key components that distinguish smart platforms and algorithmic underwriting from traditional models. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 361 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Oregon's iconic outdoor recreation industry is at a legal crossroads. House Bill 3140 could reshape the future of skiing, rafting, hiking, and more — by allowing businesses to avoid lawsuits for "ordinary negligence."Supporters say it's essential to keep recreation businesses alive amid skyrocketing insurance costs. Opponents — including those who've lost loved ones or suffered life-altering injuries — say it strips away public protections and justice.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through some surprising insurance trends. Plus, Robbie sits down with Rob Chrisman to discuss how the mixed messages from the Trump administration about the future of the GSEs are impacting those in the mortgage industry. And we close with a look at the latest predictions about the demise of the economy.Today's episode is sponsored by CreditXpert—the credit optimization platform that helps today's top mortgage originators and more than 60,000 mortgage professionals qualify more applicants, make more competitive offers, reduce LLPA premiums and close more loans. Download your free copy of the credit optimization playbook today at creditxpert.com/chrisman. 

At a fundamental level we all know that Insurance is a force for good in the world. You pay a relatively small premium and if your house burns down, an Insurer will help you rebuild it. But I'm sure most of us will at some time in their careers have felt that what we do day-to-day in our insurance jobs has become increasingly removed and disconnected from those basic principles. Well today I'm talking to someone who is trading a highly successful career in our insurance world for a new career concentrating 100% on the good that the deployment of the knowhow and structures that the insurance industry has developed can have on the poorest across the globe. Charlie Langdale is CEO of Humanity Insured, a charity that deploys its funds to subsidise insurance premiums for communities in low-income countries. The Aid and Development community is very reactive and only tends to arrive and try and pick up the pieces after a major loss event has happened. This podcast goes right to the heart of the economics of aid and development. In it Charlie shows how Insurance can be a force for good and help lift people out of poverty and eventually convert them into growing insurance customers of the future – all because of a little pump-priming from organisations like Humanity Insured. In a world filled with gloomy headlines it's easy to despair and feel that some of the problems facing humanity are simply insurmountable. I guarantee that half an hour with Charlie will inspire you and put a spring in your step. For not only does he believe that the problems can be solved with the economic resources we already have at our disposal, but that it's our industry that has already developed a lot of the solutions the world is going to need. Whether its responding to extreme weather or even saving endangered species, Charlie has a story to tell about how insurance is already helping hundreds of thousands of people. NOTES & ABBREVIATIONS: The FCDO is the UK's Foreign, Commonwealth & Development Office LINKS: https://humanityinsured.org/ Do get involved. New ideas can be as important as funds. We thank our naming sponsor AdvantageGo: https://www.advantagego.com

In this episode of "Don't Take No For An Answer," host Eric Jesse and Heather Weaver from Lowenstein's Insurance Recovery Group invite guest Michael Young, partner at Reichardt Noce and Young, to discuss an insurer's duty to indemnify, a lesser discussed but equally important coverage obligation as the duty to defend. The conversation notes key differences between the insurer's duty to indemnify and duty to defend, emerging approaches that courts have adopted to determine whether an insurer must pay in whole or in part for a judgment entered against or settlement reached with its insured, and ways insurers and policyholders can work together to encourage settlement of a lawsuit with duty to indemnify strategies and considerations.  Speakers: Eric Jesse, Partner, Insurance RecoveryHeather Weaver, Counsel, Insurance RecoveryMichael Young, Partner, Reichardt Noce & Young LLC

In this episode, Jakob Emerson, Associate News Director at Becker's Healthcare, joins Scott Becker to discuss surprising Q1 trends in the insurance market, including the rise of niche health plans and challenges facing major players like UnitedHealth and Aetna. They also dive into a DOJ lawsuit against major insurers over alleged Medicare Advantage kickback schemes.