I Don't Do Budgets.

Have you ever taken the time to track where your money is going each day? Keeping an eye on this is SO important if you want to grow your wealth. In today’s episode, I’m sharing three tips for determining what your income is and where it’s going. This will be the last episode for the next month or so while I settle into my new job, grad school, and celebrate my BIRTHDAY! While the podcast goes on a brief hiatus, be sure to listen back to old episodes of the show, take some notes, and follow along with me on Instagram @idontdobudgets! SPONSORED BY Financial Freedom Money Tracker https://www.idontdobudgets.com/shop/the-financial-freedom-plan-workbook Code: IDONTDOBUDGETS Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com Website: www.idontdobudgets.com Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

For real, grab your notebooks for this one!!! Maya and Raniesha of VendHER and Compass are two Black women who use their 9-5 jobs to fund their "5-9” passions. Both of the platforms they’ve created encourages Black women to participate in creative forms of investing. Maya and Raniesha invest in the vending machine business and are also real estate investors. They teach people how to start and scale their vending business and they also guide Black women who are first-generation homebuyers through the home buying process. This is done through their consulting services, group economics, and Black wealth empowerment.  WHEW! That interview was FIRE-YERRR. Please tell me that you’re going to start looking up vending machines after this!? If so -- or if you had any other major breakthroughs while listening, be sure to tag me and @_Vendher and let us know your what your biggest takeaways were! Sponsored by: Grasshopper http://www.trygrasshopper.com/iddb  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  VendHER IG: @_Vendher Compass IG: @compasspg I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Have you ever thought about getting into the trucking business? If not, you just may be interested after hearing how Ericka Williams got started! Ericka took money she earned from service-based businesses and working as an apartment manager to invest in real estate and trucking. She now manages 1.9 million dollars in assets via over 12 semi trucks, 9 rental properties, and working on a new project called Texas Ground Zero. My biggest takeaway was having data and systems in place to ensure that your business is always ready for ANYTHING, whether that’s applying for a loan, seeing where your expenses are, how profitable you are and so much more. What was your takeaway? Tag me and Ericka on social media and let us know! Sponsored by: Grasshopper http://www.trygrasshopper.com/iddb  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Ericka Williams IG: @erickasclassyclimb The Classy Climb Website: classyscl.com I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Cinneah El Amin is the founder of flynanced.com - a blog at the intersection of financial freedom and travel. As a seasoned traveler to nearly 30 countries across 6 continents, Cinneah created Flynanced™ to inspire readers to achieve financial freedom and see the world on their terms. She documents how to plan, save, and strategize for travel without accruing unnecessary debt. She's on a personal mission to pay off $23,000 in debt this year while cash flowing her vacations to 5 new countries. Through Flynanced, she shows readers that it is possible to travel whether you have bills, debt, or other expenses. Cinneah was an AMAZING guest! I left this interview with pages of notes and am feeling inspired to travel a ton more once we’re able to. Tag me and Cinneah on Instagram with your top 3 takeaways and let us know your favorite travel hacks we talked about today were!  Sponsored By: Audible Use my link audibletrack.com/iddb to get three FREE books with Audible. You're already listening to a podcast, why not listen to a book after this episode!?  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Flynanced IG: @fly.nanced Fylnanced Website: https://flynanced.com/ Email Cinneah: contact@flynanced.com I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Ashley Copeland is the twenty-something host of Stacks and the City, the podcast dedicated to showing women how to build wealth and increase their net worth. Raised by a single mother in rural North Carolina, Ashley learned early about how money can affect your way of life. She opened her first investment account at age 21 and purchased her first investment home at 24. As a result of her work, Ashley amassed a six-figure net worth without ever earning a six-figure salary!   This episode with Ashley is SO good. I love the way she breaks down the difference between salary and net worth. My biggest takeaway from this episode is that it doesn’t matter how much money you make - you can still build wealth! Let us know what YOUR biggest takeaway was by tagging us both on Instagram. Sponsored By: Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Ashley Copeland IG: @stacksnthecity Stacks and the City Website: http://stacksandthecity.co/  I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Ree Farrington is the owner and inventor of the natural hair styling tool called The Coil Brush. As a wife and mother of three that wears multiple hats on a daily basis, adding inventor and entrepreneur to the list was an unexpected surprise. In less than a year's time and with no background in engineering, she turned a silly idea into a top-selling product. It was so great talking to Ree about launching a new product line from the ground up! I learned so much about product development and even where to look for legal resources online. I know you’ll learn a lot too, so be sure to tag us with your top takeaways from this episode! Sponsored by: Grasshopper http://www.trygrasshopper.com/iddb  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  TheCoilBrush IG: @thecoilbrush The Coil Brush Website: https://thecoilbrush.com/ I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

On today’s episode, I am talking about being laid off, applying for unemployment, getting a new job, wanting to go to therapy, and rental updates. In this episode I am very transparent about what’s going on with my money, being laid off for the first time, how I was too prideful to apply to unemployment and what made me finally apply.  Honestly, I didn't want to talk about a lot of these things but I wanted to show that even when you think people have it all together... sometimes they don't and it's okay! That’s life and life happens. Sometimes you have to put your pride aside and ask for help. Money has so many emotions tied to it and it’s okay to feel the feels. We got this!  SPONSORED BY: Today's show is brought to you by Audible – get a free audiobook + 2 Audible Original books (3 Free books) using my link http://audibletrack.com/iddb Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB  

Our guest for this episode, Cora Miller, is a perfect example of using the times to your advantage. When looking for a natural hair care product for her young son, Cora couldn't find anything that catered to young Black and brown boys. So she made her own! Shortly after that experience, she founded Young King Hair Care. In this episode, she talks about the manufacturing process, her vision for retail, branding, her super fast growth and so much more. If you are wondering how to get your product out there to the masses this episode IS FOR YOU! I learned so much from Cora about the product creation process. My biggest takeaway was starting with how you want to finish! Cora knew she wanted to get into retail so that’s exactly how she started. Tag us with your top takeaway on Instagram, and enjoy this episode! Sponsored By: Use my link to get your free audiobook + 2 Audible Original books (so you get THREE free books!) http://audibletrack.com/iddb  Hit me up and let me know what book you're going to read. Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Young King IG: @YoungKingHairCare Young King Website: https://youngkinghaircare.com/ I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Today Mark Jones II is bringing some real estate GEMS to the I Don’t Do Budgets show! Mark is an LA native and and witnessed the real estate equity boom prior to the bubble of 2007-2008. He knew then as he knows now that wealth is built in real estate equity. In 2015 he househacked his first single family home in LA County, which allowed him to Live rent-free and to use the equity he received from his first house to get his Los Angeles triplex. He now owns a triplex near the new SoFi Stadium in Inglewood, California and has a brand called Livin' Rent Free where he teaches people how they too can live free. If you’ve ever been interested in the concept of living rent-free, you do NOT want to miss this one. Mark gives us so many good recommendations and got me seriously thinking about eliminating my own biggest expense: rent. Sponsored By: Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Mark Jones II IG: @livinrentfree Mark Jones II Twitter: Livinrentfree_ I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Today’s guest is Maya Mitchell - she purchased her very first home in Prince George's County, MD at the young age of 24! Since then, she’s become the founder of Ms. Young Homeowner, a resource and community for black millennial women navigating homeownership and the home-buying process. Ms. Young Homeowner is currently focusing on the first time homebuyer and giving them all the info to guide first time homebuyers throughout the homeownership journey. You’re going to love this episode with Maya if you are going through the home buying process or plan to one day. She provides SO many nuggets and gems that will help you get prepared. Be sure to tag us both with your top takeaways - I know I learned so much! Sponsored By: Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Ms. Young Homeowner IG: @msyounghomeowner Ms. Young Homeowner Website: https://www.msyounghomeowner.com/ I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Can you imagine making money from real estate investments WITHOUT actually owning any properties?! Today’s guest is teaching us how to do just that, investing in real estate in a less traditional but VERY strategic way.  Tommy Holt Jr. started his real estate career in 2008 when he became a real estate agent while still working a full-time job as a SWAT officer in Miami. He quickly recognized during the start of the 2008 recession that only the strong and resourceful investors would still be in the game after all the dust had settled. During this time is where his love for real estate INVESTING started to take shape. His first flip resulted in a $10,000 loss, but after a ton of research and support from different mentors, he found massive success in wholesaling. Since then he’s done over 100 wholesale deals and has 7 AirBnB properties in 2 different countries.  You have to listen to the entire episode because it is mind blowing the way he invests and the way he thinks about real estate investing.  Sponsored by:  Avail Property Management System. Manage your rental properties from start to finish! Use my link to sign up for FREE. https://bit.ly/IDDBAvail Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Tommy Holt Jr. Instagram: @tommyholtjr I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

This week in the guest chair, we have Brandi Hayes. Brandi is a real Estate Investor/ Landlord in New Jersey; She has been working in the banking industry for over the past 5 years. She has an 11 year old son Nehemiah who she introduced to entrepreneurship when he was just 9 years old. She taught him and herself about bulk candy vending. He currently has 10 machines out working for him bringing in passive income. I’m SO excited for this week’s episode with Brandi. I know it’s longer than usual but that’s because it was SO good!  I don’t say this that often but this was one of my favorite interviews. You should take notes for this but I just want you to listen. Like you just need to pay attention and then maybe listen again to take notes haha. In the first part we talk about real estate but the second part Brandi talks about how she introduced her son to entrepreneurship and I don’t even have kids yet but I’m definitely going to listen to this episode again when I have them! This episode is amazing!  Tag me and Brandi on social media and let us know your top 3 takeaways from this episode. Sponsored by:  Today's show is brought to you by Audible – get a free audiobook + 2 Audible Original books (3 Free books) using my link http://audibletrack.com/iddb   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Brandi Hayes Instagram: @networkwithbrandi I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

At age 19, Anthony was deep in debt, homeless, sleeping in the back of his car. After a life-changing encounter, he turned his life around and eventually became the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. There he assisted in securing some of the biggest names in the industry, including Kirk Franklin and Bishop T.D. Jakes’ Firehouse Youth Ministry. Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with their money, relationships, and education. He now works with Ramsey Solutions as a personality, frequently speaking at schools, churches, and events across the country, as he spreads the message of financial responsibility.  I am SO excited to have Anthony on the show today, and I think his words are going to come at the perfect time for many of you. We dive into what the financial landscape looks like in a world experiencing a pandemic, and where you should be putting your dollars until this is all over. You’re definitely going to want to have a notebook ready for this one! Sponsored By:  This episode is brought to you by The financial freedom workbook. Visit idontdobudgets.com and use code IDONTDOBUDGETS to save 25%!  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Anthony O’Neal’s Website: https://www.anthonyoneal.com/  Anthony O’Neal on Instagram: @anthonyoneal Anthony O’Neal’s YouTube Channel: https://www.youtube.com/anthonyoneal  I Don’t Do Budgets IG: @idontdobudgets Website: www.idontdobudgets.com  Email: hi@idontdobudgets.com Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Wouldn't it be nice to start a business with customers already waiting on your product? How great would it be to publish your website and have an audience ready to comb through it? Well that's exactly what this week’s guest did!   Nataleh Howard was able to take a loyal YouTube following and pivot it into a five-figure a month online business. On this week's episode she talks to us about how she took a chance and left her teaching career behind in order to become the master of her own destiny. We talk about so many things from target audiences, to business growth and even how to pay yourself as a sole proprietor.  Nataleh's intelligent yet practical approach to business helped her find success quickly. I hope you have your pen ready because there is a ton of great information in this episode. SPONSORED BY:  Today's show is brought to you by Grasshopper.com – save $50 on your order at www.trygrasshopper.com/iddb Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Nataleh Nicole Youtube: https://www.youtube.com/channel/UC9LQR3ZUlbSTSw671aLQ-kw Nataleh’s 6 Figure Blueprint program: https://brandconstruction.lpages.co/6figureblueprint/ Nataleh's Website: https://www.natalehnicole.com/ I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB Make sure you sign up for the #GOALS Workshop. APRIL 27TH - MAY 1ST 2020  #GOALS Workshop: https://bit.ly/GoalsWeekIDDB

If you’ve ever heard the term ‘government contractor’ but aren’t sure what exactly that means or how to get started… this is the episode for you. Kesha Stowe is a great resource when it comes to the confusing world of government contracting. Kesha is the founder and President of Manifest, Inc., a not-for-profit organization created to help small businesses maneuver through the confusing “world” of government contracting. She has advised selection boards, hosted small business forums, and educated over 350 small businesses on government contracting.  Remember to tag me with your key takeaways from this episode - I know that I learned a TON! SPONSORED BY:  Today's show is brought to you by Grasshopper.com – save $50 on your order at www.trygrasshopper.com/iddb Links Mentioned:  beta.sam.gov  https://www.acquisition.gov/ (all agencies' federal acquisition regulation in one place)  www.aptac-us.org  https://www.sba.gov/  Additional Resources Mentioned:  Small Business Administration (SBA)- District Offices  Procurement Technical Assistance Centers (PTAC)   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Kesha’s Appointment Link: https://keshalm01.appointy.com/ Kesha’s Email: information@manifestme.org I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Today I’m lucky to be joined by not one, but TWO guests! Josh and Elisha are your go-to personal finance educators and founders of The Penny Lounge. They help individuals gain clarity on financial goal setting, debt management, and budgeting. Their debt payoff journey started in November 2018 and since then, they have paid off over $71,000 in 16 months!! AND they’re on track to having their debt paid off in 2020.  I really enjoyed talking to them and feel so inspired by the idea of having a financial accountability partner. If you’re in a relationship then you’re going to learn a lot about managing money as a couple from this episode. If you’re single, you’re still going to learn a lot about paying off debt and just managing your money by yourself. Make sure you follow them on IG at @thepennylounge and tag us on social media with your top 3 takeaways! Thanks to today’s sponsor, the Financial Freedom Plan Workbook! https://www.idontdobudgets.com/shop/the-financial-freedom-plan-workbook Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward The Penny Lounge Website: https://www.thepennylounge.com/ The Penny Lounge Instagram: @thepennylounge I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Hope everyone out there is healthy and safe! Today’s interview is with a young budgeter named Amber McGill. Amber is a cybersecurity consultant and is currently in grad school… AND is planning to save $20,000 in 2020! Talking to someone who is in the middle of the process of reaching a big financial goal was so eye-opening for me!   In addition to her job as a consultant she is a YouTuber, blogger and financial coach. Amber's mindset and drive REALLY inspired me, and I hope this episode motivates you too.  SPONSORED BY PEERSPACE idontodobudgets.com/peerspace   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Amber McGill Website: http://budgetingaroundtheworld.com Amber McGill Instagram: @LadyPotential19 I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Today’s guest George Pitts. George is a serial entrepreneur: he owns a tech consulting company, is a real estate & stock investor, and a business coach who helps people turn their skills into a personal ATM Machine by building a profitable online business! This is one that you’re going to need a notebook for. I’ve been getting a lot of people asking me about starting businesses or side hustles during the coronavirus and George really gives you the breakdown on what you need to do!  SPONSOR Today's show is brought to you by Grasshopper.com – save $50 on your order at: www.trygrasshopper.com/iddb  Tag me and George on social media and let us know your top 3 takeaways from this episode. I feel like I learned SO much from talking with him.  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  George Pitts Instagram: @mrgeorgepitts I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Raise your hand if you’re stuck at home right now. Whew Chile. Dis Tew Much! This has been a very hard time for us all and still seems like a movie.   I feel like we have way more downtime now so while you’re stuck at home, I wanted to give you 5 things that you could be doing during the Rona. Follow me on Instagram and Join the I Don’t Do Budgets Facebook Group and tell me what you’re doing with your time. SPONSORED BY: Download your TWO FREE pages from the Financial Freedom Planner Workbook.    https://www.idontdobudgets.com/freebies   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB  

Hey, everyone! Today I'm talking to Deandra McDonald and did we have a conversation! Deandra is a teacher-turned-real estate investor who started buying property at the young age of 23. She was able to retire from her teaching at 28 to do rentals full time. Deandra drops SO many gems in our talk! She breaks down the steps that led to her investing at a young age as well as how to best manage your properties. She also shares so much about the ways in which she maximizes her profit margins while still providing affordable housing to her community. Deandra was a wealth of knowledge and so amazing to talk to! Hope you can learn as much as I did from her! SPONSORED BY PEERSPACE Peerspace is like Airbnb for activities and events. Peerspace allows you to book spaces for your next photo shoot, meeting, baby shower, party, workshop, pop up, training or even if you wanted to book a studio to record your music or podcast. Literally there’s a space for just about anything you can think of! Book your next event here: idontodobudgets.com/peerspace EMAIL MARKETING WORKSHOP Saturday March 14, 2020 at 12PM EST  Register here: https://www.subscribepage.com/iddbemailmarketing Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Deandra McDonald Website: https://www.deandramcdonald.com/ Deandra McDonald Instagram: @deandramcdonald I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Today I’m talking to Michael O. Benjamin, an engineer, speaker, and author. He literally walked us through step by step how he paid off $30K in one year!! He gave so many good tips on getting in control of your finances, and also gave us a peek into how he wrote his book “The Power of Yet”.  I took so much away from this conversation with Michael. Growth vs. Fixed Mindset, overcoming your fears, getting a mentor, believing, planning, executing… I mean do I need to keep going!? Let Michael and I know your top 3 takeaways by tagging us on social media. Also, if you grab Michael’s book, please let me know! I would LOVE to talk through the book with someone. :D  SPONSORED BY THE FINANCIAL FREEDOM PLAN WORKBOOK (use code: idontdobudgets): https://www.idontdobudgets.com/shop/the-financial-freedom-plan-workbook Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week  Daily Greatness Referral Link: http://dailygreatnessusa.refr.cc/sierrahoward Michael O. Benjamin Website: https://michaelobenjamin.com/ Michael O. Benjamin Instagram: @michobenjamin I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Sonia Lewis is CEO of an award-winning business, The Student Loan Doctor LLC. Sonia is considered the people’s expert for all matters related to student loan debt repayment, and has over 9 years of practical higher education and financial aid experience. The Student Loan Doctor LLC has been recognized as the first African American and woman owned student loan repayment company in the country. Sonia and I met back in September of 2018 at FinCon and I’m SOO excited to bring this episode to your speakers today.  I could’ve talked to Sonia for hours at a time. Her energy is like a magnet and she will have you laughing so hard! One of my biggest takeaways from this episode was to stay ready so you don’t ever have to GET ready. I know I say this all the time but it was such a validation to hear how Sonia was already set up to receive all of the new clients that came her way from The Shade Room! Now, I want you to share your top takeaways by tagging us both on Instagram! Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week The Student Loan Doctor LLC Website: www.doctorpleasehelpme.com The Student Loan Doctor LLC IG: @thestudentloandoctor I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

One whole year! That’s how old the I Don’t Do Budgets show is, and today I’m taking some time to THANK YOU all for tuning in each week. Plus, I’m sharing the top tips I’ve learned for growing a podcast and business, from investing in it to just going for it. I’m also sharing details of the Daily Greatness Giveaway and some reviews from I Don’t Do Budgets listeners. As always, tag me with your top three takeaways and let me know what you thought of this episode. SPONSORED BY: This week’s episode is brought to you by MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list. As an I Don’t Do Budgets listener, you get 30 day FREE premium access by using this link: https://www.mailerlite.com/a/emzknw6ksf  Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Hey hey, everyone! We are only one episode away from the year anniversary of the I Don't Do Budgets Podcast! I'm so happy to have you all with me on this journey and I can't wait to share our anniversary episode with you all! This week on the show we talk to the founder of Black And Mobile, David Cabello. Black And Mobile is a delivery service that services Black-owned restaurants. Currently operating in Philadelphia, David talks about how he made tough choices in order to start his business and support his community. He talks about the importance of branding, promotion and building a following. David is truly a self-made man. He designed his own branding, and built his own website and delivery app. He breaks down how the delivery business works and what moves he's looking to make next. I loved David's determination and drive to succeed at all costs. I hope you can be motivated by our conversation! SPONSORED BY: MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list, landing page, automations, and so much more. AND the best part, as an I Don’t Do Budgets listener, you get 30 day FREE premium access by using my referral link HERE. No credit card required!   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week Black And Mobile IG: @blackandmobile Black And Mobile Website: https://www.blackandmobile.com/ I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Hey, hey, hey! Welcome to our first show for the month of February. We’re just a couple of episodes away from the I Don't Do Budgets one year anniversary! On this week’s show I talk to Shakayla Houston, the founder of Sweet Greens Vegan. She is all about making positive changes and helping African-Americans understand veganism. I loved talking to her about how she turned her lifestyle change into a health conscious influencer brand that specializes in cookbooks, diets and more. The conversation we had was so fun and full of laughter. I found myself learning so much about how veganism doesn't have to be as difficult as it sounds. She is a wealth of information on vegan brands, alternative meals, and more. If you’re looking for info on how to eat vegan cheaply or how to navigate family dinners with food restrictions, listen in! SPONSORED BY: MailerLite. I’ve tried TONS of different email marketing platforms and MailerLite is by far my favorite. They make it super simple to start building your email list, landing page, automations, and so much more. AND the best part, as an I Don’t Do Budgets listener, you get 30 day FREE premium access by using my referral link http://bit.ly/ML30day  No credit card required! Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week Shakayla IG: @sweetgreensvegan Shakayla Houston Website: https://www.sweetgreensvegan.com I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

I am ECSTATIC to be recording my first episode in my new Atlanta apartment… and even better, I’ve got a veeery special guest on the show today: my grandma! If you missed my Mother’s Day episode with my mom, check out Episode 14 after you’re done with this one. Today, my grandma and I are talking about what she learned about money growing up, and how she handled raising a large family and becoming a mother at sixteen. She is such a strong woman and hard worker, and even though our opinions on finance differ somewhat, we still have a lot in common!  Let me know what your favorite piece of advice my grandma shared by tagging me on IG @idontdobudgets! Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Byron Sellers and Sharnice Williams are a power couple that found themselves in the world of mobile home investing. In 2017, Byron was let go from his job and turned to driving for Lyft to make ends meet. While on that job, he discovered a podcast that opened his eyes to mobile home investing. After introducing the concept to Sharnice, the two began a journey that led to the founding of their company, Mobile Home Elite Investors. This was the first time we've had two people in the guest chair in the same show, so it was a really great and positive experience hearing their journey. I was floored by how quickly they were able to turn a profit from their mobile homes, making back more than three times their initial investment costs. I was so inspired by their journey it caused me to look deeper into mobile home investing myself. So sit back and enjoy this really awesome couple! Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week Mobile Home Elite Investors site: https://www.mobilehomeeliteinvestors.com/ MHEI Instagram: https://www.instagram.com/mobilehomeeliteinvestors/?hl=en MHEI YouTube: https://www.youtube.com/channel/UCd80apikL8pgvwQ44c7ZQ2Q I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

It’s the LAST episode of 2019! Wow. This podcast has been such a journey. Every single guest I had on the show was amazing, but I’m excited to share three of the top episodes with you all. I’m breaking down a little “behind the scenes” info on each one of them, and sharing some bonus insights that you may not have heard in the originals.  I also have a co-host this episode! My best friend Ivy interviewed me about how I did on my 2019 goals and what I have planned for 2020 (hint: BIG changes are coming!) If you enjoyed this episode and want Ivy to come back for her own interview, make sure to tag me on social and let us know! Hope you all have a very Merry Christmas - talk to you in the New Year! Episodes Mentioned:   Abu EP 13 https://podcasts.apple.com/us/podcast/013-how-to-use-facebook-ads-to-make-money-in-your-business/id1453408896?i=1000436962286 Wall Street Trapper EP 32 https://podcasts.apple.com/us/podcast/032-how-to-go-from-trap-to-wallstreet-w-wall-street/id1453408896?i=1000449353345 How I Got My First Rental EP 37 https://podcasts.apple.com/us/podcast/037-how-i-got-my-1st-rental-property-at-26/id1453408896?i=1000453703841   Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Danielle Desir is an author, speaker, podcaster and the founder of The Thought Card, an award-winning affordable travel finance blog and podcast empowering people to make informed financial decisions - travel more, pay off debt and build wealth. Danielle paid off $63,000 of student loan debt in 4 years and purchased her first home at the age of 27.    Needless to say, we had a great conversation about personal finance, travel, and so much more! If you enjoyed this episode, be sure to tag us both on IG and let us know what you learned. Remember to check out the links below to support the show and learn more about this week’s guest!   Links Mentioned: Secret Flying https://www.secretflying.com/ The Flight Deal  https://www.theflightdeal.com/ Thrifty Traveler   https://thriftytraveler.com/ Scott's Cheap Flights  https://scottscheapflights.com/ I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets    Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets Danielle Desir’s IG: @thethoughtcard Danielle Desir’s Website: https://thoughtcard.com/ Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

You are going to love this episode because Taryn and I just had a conversation as if we were just friends sitting on the couch talking about money! Taryn Bushrod is a financial coach that focuses on "behavioral finance", which is a field of study that uses psychology to help explain people's spending or investing habits. When talking with Taryn, we discussed the importance of how our childhood or early adulthood trauma can affect our relationships with money. By approaching our money matters from this angle we can get a better understanding of WHY we spend the way we do.    Taryn was such a pleasure to talk to… even after the episode was done recording we talked for an additional hour! I really enjoyed talking with her and I hope you enjoy some of the wisdom she brought to the show! Don’t forget to check out the links mentioned for more on the 2020 Money Planning Workshop and more.   AND go ahead and share this with a friend that you would love to have money conversations with, and don’t forget to tag me and Taryn on IG with your top 3 takeaways!   Links Mentioned: Secrets of A Millionaire Mind  https://www.amazon.com/Secrets-Millionaire-Mind-Mastering-Wealth/dp/0060763280 Cashflow Quadrant https://www.amazon.com/Rich-Dads-CASHFLOW-Quadrant-Financial/dp/1612680054 I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets    Social Media Info: Sign up HERE to get my FREE money tracker + Money Monday emails every week I Don’t Do Budgets IG: @idontdobudgets Taryn Busrod's IG: @itstarynsworld Taryn Bushrod Website: https://tarynsworld.com/ Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show here: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Stephanie Davis is a Certified Financial Educator, Real Estate Investor, and Creator of Finances On Point - a financial empowerment blog and community dedicated to helping women create wealth starting where they are, using what they have. Her mission is to empower women to become discipline with their resources so that they can achieve financial freedom, create generational wealth, and live life on their terms. She believes that EVERYONE can achieve wealth, you just need the right plan. I learned so much from speaking with her about real estate investing and smart money habits in today’s episode! Be sure to tag us on Instagram if you enjoyed it. Resources:  Stephanie provided some AMAZING resources throughout the episode and I have provided some of my favorite real estate investing resources as well.   Click HERE to get Stephanie’s Quick Start Checklist to real estate investing. She even lists some of her favorite real estate investing books! One of my favorite rental property management websites is iPropertyManagement! They have guides, resources, tools, templates, a breakdown of landlord/tenant laws and SO MUCH MORE that will help you become a profitable landlord!  So many people ask me if I have contracts and templates for rental properties and I just use the landlord/tenant templates that iPM provides! They have templates for rental applications, eviction notices, sublease agreements, move out checklist and SOOO MUCH MORE… I could literally go on forever lol there’s a template for just about anything you can think of! Not only are there universal templates, they have templates for EACH state that are simple and easy to use.  Another frequent question that I get a lot is “how to find good contractors?” I personally use Home Advisor. You can literally type in exactly what you’re needing done and they will match you with the best contractors for the job, show you recent reviews from other people who have worked with them AND allows you to click a button that will request a quote from all of the ones you were matched with. It just makes finding contractors so much easier! Social Media Info: Finances on Point IG: @financesonpoint_ Finances on Point Website: financesonpoint.com I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

We all do it... Create money goals every year and struggle to achieve them. Then as it gets to the end of the year, we say “2020 is going to be my year for real!” Listen… I don’t want you to start the New Year off with the same goals as last year or with new goals without a plan. It’s time to take some action!  So today I’m going to give you 5 Things You Need to Do to Achieve Your Big Money Goals . I hope that after today’s episode you use these tips to actually achieve your money goals!  Sponsored By:  Amber’s Magical Saving Box:  http://bit.ly/ambersmagicalsavingsbox    Links Mentioned: 2020 Money Planning Workshop  http://bit.ly/2020MoneyPlanningWorkshop  Get $5 with my Rize link:  http://bit.ly/RizeSierraHoward  Sign up for my email list:  http://bit.ly/FinancialFreedomTracker  Social Media Info: I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Join: I Don’t Do Budgets Facebook Group #IDontDoBudgets #IDDB Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets

Faneisha "Fo" Alexander is a Certified Financial Education Instructor (CFEI) with a passion for helping women dump debt & build bank so that they can create the life that they want. She is a two-time author, speaker, and serial blogger, and is also the host of the Girl Talk with Fo podcast. Her story of paying off over $78,000 in less than three years took the Internet by storm. She's since been featured on MSN Money, Yahoo Finance, Bankrate.com, GOBankingRates, His & Her Money, The Penny Hoarder, Clever Girl Finance, and more! Don’t forget to check out the giveaway I mentioned in Episode 41. I’ll be announcing the winner on Christmas, so there’s still plenty of time to enter! Social Media Info: Fo Alexander Website: girltalkwithfo.com Girl Talk With Fo IG: @GirlTalkwithFo  I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Rachael Hanible is the founder of Missing Peace Financial Group and author of Amber's Magical Savings Box, an Amazon Best Selling interactive children's book about learning and saving money. After becoming completely debt-free, saving a year's worth of income, and reaching a credit score of over 800, she decided to share tools and tips to help others do the same. Rachael has helped many people achieve their short term and long term financial goals that include saving for a home, paying off student loans and saving an emergency fund.    This episode is sponsored by the book, Amber’s Magical Savings Box. This book includes a savings journal, daily affirmations, and worksheets for children to track their money goals. And because I’m feeling the holiday spirit, I’m giving away two $20 Amazon gift cards away to two lucky winners. If you buy this book and send me a photo or tag me on social media that you purchased it, you will be entered in the giveaway!   Social Media Info: Rachael Hanible Website: www.rachaelhanible.com I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Lindsay Bryan-Podvin is a financial therapist that helps couples make money something that keeps them together instead of pushing them apart. She is a trained mental health professional, and in that field she realized that money was a major reason behind mental breakdowns. In her business she helps clients come to grips with their financial stress and and use money as a positive force in their relationships.   It was so amazing to talk to Lindsay! During our conversation we had a mock session where we talk about some common money questions that people have in relationships. If you are talking about money matters with your partner, make sure Lindsay's episode is at the top of your list!       Social Media Info: Lindsay Bryan-Podvin YouTube: Lindsay Bryan-Podvin Mind Money Balance Website: https://www.mindmoneybalance.com Mind Money Balance IG: @mindmoneybalance I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Facebook Group: https://www.facebook.com/groups/idontdobudgets/ Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB   Links Mentioned: This Is Uncomfortable Podcast Death, Sex, and Money Podcast Million Dollar Badass Podcast

Welcome back to I Don’t Do Budgets! I’m so excited to bring you the fifth and final episode of the Black Women Investing series. Today’s guest is Shaquan Lopez, a Forex trading educator and owner of SLFX Trading. She began trading the Forex market 4 years ago. Before that, she worked in banking. Having a love for numbers, teaching, and now dealing with foreign currency, she began trading the foreign exchange market that most know as the Forex market. She brought SO much good information and cleared up so many misconceptions about Forex and trading. Tag us on social media if you enjoyed this episode!  I’m also excited to announce the Real Estate Summit is offering I Don’t Do Budgets listeners 50% off their tickets! You’re not going to want to miss this. Use code DONTDOBUDGETS here: https://the-key-resource.teachable.com/p/the-real-estate-summit-reloaded/?affcode=111210_gqcndm0b Social Media Info: Shaquan IG: @slfx_trading Shaquan Website: https://www.slfxtrading.com I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Hey Hey! For the fourth episode in the I Don't Do Budgets Investing Series, I’m talking to investment and travel guru, Teri Ijeoma. Teri began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. She was so successful with this side hustle that in 2017, she decided to quit her job, travel the world, and begin trading full-time.Teri breaks down investing so well. She truly is a teacher! My favorite part of this episode was hearing about her worst trade and how she overcame it!       Remember to tag us on social and let us know your top three takeaways! If you know someone interested in investing, feel free to send this episode to a friend, too.   I Don't Do Budgets listeners can get 10% off of Teri’s Trade and Travel course: http://bit.ly/TradeandTravel   Social Media Info: Teri IG: @imaninvestor Teri Website: itradeandtravel.com I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

We’re back with the third episode of the Black Women Investing series. This one is about a goal that I’ve had since I was 22. Do you remember on episode 2 when I talked about trying to apply for this real estate investing program and not knowing my disposal income!? ⁣⁣⁣ Well that’s when I decided that I had to get my life together if I REALLY wanted to invest in real estate. I calculated my disposable income and started saving $500/month and eventually increased it to $1000/month and so on. (This is why I preach knowing your disposable income!) I cut back on all the unnecessary shopping I was doing and started being intentional about my money!  Four years later I have my 1st rental property!!! It wasn’t an overnight process to jump into real estate investing, so I’m excited to share what I’ve learned during this process with you today. As always, be sure to let me know your top 3 takeaways from this episode by tagging me on social media @idontdobudgets and leaving a review on Apple Podcasts! Social Media Info: I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Patreon: https://bit.ly/IDDBPatron #IDontDoBudgets #IDDB

Courtney Richardson is an investing in cannabis expert. She is the founder of The Ivy Investor, which is a resource for women seeking to understand the maze of investing. She is also a tax attorney with a certificate in Estate Planning. Courtney’s legal and financial expertise has been featured in The Huffington Post, AOL, My Fab Finance, and Forbes. She was recently named as one of the 7 Black Millennial Financial Experts to Follow on Instagram in 2019 by Black Enterprise. Courtney was a fountain of knowledge in the world of cannabis investment, and I really hope you enjoy this episode! If you did, share it with a friend who needs some motivation and also, don’t forget to tag Courtney and I on social media with your top 3 takeaways!  Social Media Info: Save 20% on Courtney's Investing in Cannabis course using this link: http://bit.ly/theivyinvestor  Courtney Richardson Twitter: @theivyinvestor Courtney Richardson Instagram: @theivyinvestor The Ivy Investor site https://theivyinvestor.com I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Sign up to become a Patron of the show: http://bit.ly/IDDBPatron  #IDontDoBudgets #IDDB

This week, we are kicking off the first episode of our Women Investing series with Carmela Hawkins! Carmela is a lover of sports and finance who took this love and created Melanin Investor, a sports and investment literacy company. She noticed her peers seldom were talking about money and investments, and was moved to make that the center of more of their conversations. She felt the perfect way to do this was to share the stories of professional athletes, as they hold a great influence, to inspire others to take an interest in investing.    Carmela made investing sound so simple… everyone can invest and grow their money if they plan properly! Let us know that you enjoyed it by tagging us in your IG Stories, and don’t forget to enter my 25K giveaway!   Social Media Info: Melanin Investor Website: https://www.melanininvestor.net/  Melanin Investor IG: @melanininvestor  Melanin Investor Twitter: @melanininvestor One Up On Wall Street (Carmela's favorite book): https://www.amazon.com/One-Up-Wall-Street-Already/dp/0743200403 I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

Valencia Morton is a financial coach, speaker and author. She’s the founder of Millionairess Mama Financial Group, LLC in which she writes about multiple streams of income and money management. Valencia had over $43k in student loan and credit card debt. She got rid of all her debt in 3 years just from side hustles. Now she is debt free, has a positive 6 figure net worth and her first investment property. Just talking to Valencia was so inspirational because she was able to pay off $43K in debt utilizing side hustles with no full time job... and now she’s investing. It just goes to show that you literally have NO EXCUSES to do what you put your mind to, whether that’s paying off debt, investing, or just building wealth. You can do it. Social Media Info: Millionairess Mama site: https://millionairessmama.com Valencia Morton IG: @millionairessmama I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  Support the show: https://www.patreon.com/idontdobudgets #IDontDoBudgets #IDDB

Rasheda Mills has turned her bartending side hustle into a six-figure business, Bar Code Solutions. Her business offers classes in bartending, food service and more! Rasheda took her experience as a bartender in Atlanta and created the foundation for her business. With plans to create brick and mortar locations offering classes year around, Rasheda and Bar Code Solutions are looking to end 2019 on a high note! Talking to Rasheda was so fun! It’s not often you hear about people turning a job like bartending into a business and personal brand, so it was really amazing to hear about her journey and how her dreams came to fruition.   Today’s Sponsor:  The Financial Freedom Plan Workbook https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF Use code ‘IDONTDOBUDGETS’ for 20% off my entire shop https://www.idontdobudgets.com/shop-now   Social Media Info: Bar Code Solutions site: https://www.1barcodesolutions.com/ Bar Code Solutions IG: @thebarcodellc Rasheda Mills IG: @shedamills I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

I’m back from FinCon with a fresh new interview for you and this is one you’re not going to want to miss. Today I’m talking to Wall Street Trapper, who is a course creator, podcast host, and coach who wants people to understand that anyone can build wealth, no matter their income.  Wall Street Trapper looks at investing as a way to maintain your freedom, and I couldn’t agree more. Let us know what you learned from this episode by tagging us on IG or leaving an iTunes review!   Social Media Info: Wall Street Trapper Website: https://www.wallstreettrapping.com/ Wall Street Trapper IG: @wall_street_trapper I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB  

We all do it... Wait until the end of the year, EVERY year, knowing the holiday dates don’t change. I don’t want you to start the New Year off broke from the holiday’s and then SURPRISE, it’s the first of the month and rent is due! (I hope you read that sarcastically lol)  So today I’m going to give you 5 tips to prepare for the holidays and answer some questions from members in the I Don’t Do Budgets Facebook Group. I hope that after today’s episode you use these tips to prepare for the holiday’s!    Also,I would love your feedback! Please take 5 mins to give me feedback on the show here: http://bit.ly/30lREqu  It would mean the world to me and help me improve the show!    Links Mentioned: Rize  https://app.rizemoney.com/ Qapital  https://www.qapital.com/ Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets    Social Media Info: I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

Kemi Ajibare is a personal stylist and influencer in the DMV area. She is the founder of Styled By Kemi, and provides personal shopping and image consulting services to her clients. She also expresses her love of fashion and personal style on her various social media platforms. As a social media personality, she connects one-on-one with her audience to provide content that inspires their individuality, but most importantly their individual style. Talking to Kemi was amazing and I learned so much about finding your ideal client, charging what you’re worth, and so much more from this interview! Be sure to let us know what you took away from it by tagging us on social.   Today’s Sponsor:  I Don’t Do Budgets Shirt https://www.idontdobudgets.com/new-products/i-dont-do-budgets-black Use code ‘IDONTDOBUDGETS’ for 20% off my entire shop https://www.idontdobudgets.com/shop-now   Social Media Info: Styled By Kemi website: https://styledbykemi.com/ Kemi Ajibare IG: @styledbykemi  I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

I recently asked members of my Facebook group what episode they wanted to hear this week and we landed on strategies for saving money! So today we’re talking all things SAVINGS, from buffer funds to emergency funds, disposable income, and automatic savings. I hope this is helpful for you! Also, if you want to have input into future episodes, be sure to join the Facebook group and fill out the survey below. Links Mentioned: IDDB Survey http://bit.ly/30lREqu  Rize  https://app.rizemoney.com/ Qapital  https://www.qapital.com/ Digit https://digit.co/ Acorn  https://www.acorns.com/ Financial Freedom Tracker Workbook https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets    Social Media Info: I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

Ebony Coleman is the owner of Queen Pyramid Soaps, a small business specializing in all-natural skin care products for skin conditions such as eczema and psoriasis. Ebony is the definition of taking medicine into your own hands. When her young son was diagnosed with eczema she decided that she would find alternatives to traditional skin care treatments. Going the extra mile she developed creams and soaps that would help provide relief to anyone struggling with skin issues.   I loved talking to Ebony -- it was especially amazing to hear how a family issue can lead to a small business idea! As always, leave a rating for the show if you enjoyed it and tag me on Instagram to let us know you’re listening! Links Mentioned: Herbal Medicine  https://www.amazon.com/Herbal-Medicine-Natural-Remedies-Ailments/dp/1623158524 Bulk Apothecary https://www.bulkapothecary.com/ I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets    Social Media Info: Queen Pyramid Website: https://queenpyramid.com/ Queen Pyramind IG: @queenpyramid I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

Mykail James, also known as The Boujie Budgeter, is a finance coach helping to guide Millennial and Gen Z women gain financial literacy.  When it comes to finance, Mykail explains her foundation in a home that already had a finance professional, her mother. Following in her footsteps, Mykail talks about conceptualizing “The Boujie Budgeter” and how to live your best life while still being smart about your money. Talking to Mykail was so fun -- she’s like a best friend with a finance degree! As always, leave a rating for the show if you enjoyed it and tag us on Instagram to let us know you’re listening! Links Mentioned: Libby App https://meet.libbyapp.com/ The Art Of Public Speaking https://www.amazon.com/Art-Public-Speaking-11th/dp/0073406732 I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets  Social Media Info: Mykail James IG: @theboujiebudgeter Boujie Budgeter Website: https://www.boujiebudgets.com/ I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

We’ve all heard the phrase… but what does it really mean to have a Hot Girl Summer (or Hot BOY Summer)?! Being a Hot Girl is about being unapologetically YOU, having fun, being confident, living YOUR truth, and being the life of the party. Today I’m sharing 10 rules for having a financially lit hot girl/boy summer. Ready to have a hot girl/boy summer? Let me know by screenshotting this episode and tagging me on IG! And as always, if you loved the episode, please review the show! Links Mentioned: The Financial Freedom Plan Workbook https://www.idontdobudgets.com/new-products/https://sowl.co/HImTF Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets  Social Media Info: I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB

Gianni LaTange resides in Brooklyn, New York, and engages in freedom actualization through intentional personal finance education, community building, and strategy, especially for Black & Brown womxn, and queer people of color. As it relates to personal finance, Gianni is committed to equipping Black & Brown womxn, and queer people of color with the knowledge and confidence to be financially self-sufficient, make empowered financial decisions, and manifest a work-optional life (hey early retirement!) I had such a great time talking to Gianni and hope you love the interview, too! As always, leave a rating for the show if you enjoyed it and tag us on Instagram to let us know you’re listening! Links Mentioned: I Don’t Do Budgets Shop https://www.idontdobudgets.com/shop-now Support with as low as $1/month here:  https://www.patreon.com/idontdobudgets  More Links/Resources Mentioned by Gianni:idontdobudgets.com/journal/2019/7/24/025-how-to-save-50-of-your-income-amp-why-you-o-invest-in-cannabis-wgianni-latange  Social Media Info: Gianni LaTange IG: @glatange.co Gianni LaTange Website: https://www.glatange.co/ I Don’t Do Budgets IG: @idontdobudgets  Email: hi@idontdobudgets.com  Website: www.idontdobudgets.com  #IDontDoBudgets #IDDB