Podcasts about Honestly

Grab your genealogy charts and your emotional-support bonnets, because this week we're diving into “Family Tree,” the episode where poor little Albert discovers that figuring out where you come from can be… complicated.When Miss Wilder assigns a genealogy project, Albert realizes his family tree looks a lot like the one from A Charlie Brown Christmas. Naturally, the children of Walnut Grove handle this delicate situation with the grace of a herd of stampeding cattle. Nothing says “friendship” quite like being called a “bastard” on a fishing trip, Laura being completely oblivious to Albert's emotional turmoil, and Nellie Oleson taunting him just for some good old-fashioned psychopath fun. (She's giving Matthew McConaughey in Dazed and Confused. In other words: LOSER.)Albert begs Pa to officially adopt him in an absolutely devastating, tear-jerking scene. (Where are the Emmys for Michael Landon and Matthew Labyorteaux?! Truly.) Pa, suddenly realizing that—oops—he probably should have adopted Albert already, decides to make it official. Big mistake! Albert's biological father is, gasp, ALIVE… and wants Albert back. Not out of love, not out of guilt—no, no. To work on his farm. What a heartwarming reunion!But Albert, being the clever, street-savvy kid he is, hatches a plan: he pretends to be blind, which quickly convinces his bio-dad that this whole fatherhood thing is not for him. Reversing course, he leaves Albert in Walnut Grove where he belongs—back with the Ingalls, where he is (finally!) and officially adopted. (Honestly, having a blind sister really does come in handy here.)“Family Tree” stands out as one of the most emotional episodes of Season 6, highlighting Albert's vulnerability, Charles' unwavering compassion, and the show's ongoing theme that families are made, not just born. But don't worry—your hosts keep the snark, nostalgia, and inappropriate giggling flowing throughout.Then, join us on Patreon, where Alison shares stories about her father, Thor Arngrim, and the surprising similarities between his childhood and this episode. (Oh no… bad orphanage alert!)Little House 50th Anniversary Podcast-LIVE!November 22nd at 1pmat GREEN ROOM 42PROMO CODE for 25% off PREMIUM BOOTH TICKETS: POD25OR LIVE STREAM us! - watch any time up to 30 days after the event!Little House 50th Anniversary Podcast-LIVE!Grab your bonnets and buckle up, New York—because the prairie is coming to the city!  Expect behind-the-scenes stories from the beloved TV show, lots of laughs, audience questions, and a surprise or two.  It's the kind of prairie mischief you get every week on the podcast—but you can be a part of it! So put on your lemon verbena, put down the morphine and hitch your wagon - Walnut Grove is moving to NYC for one night only! Can't be in NYC? LIVESTREAM TICKETS ARE AVAILABLE and the link will last up to 30 days after the event!https://thegreenroom42.venuetix.com/Links and Resources:Haven't signed up for Patreon yet? Get more behind the scenes info and fun conversation we can't do on the podcast...PATREON: https://www.patreon.com/LittleHousePodcastwww.LittleHouse50Podcast.com to connect with our hosts and link to their websites.www.LivinOnaPrairieTV.com  Check out the award-winning series created by Pamela Bob, with special guest stars Alison Arngrim and Charlotte Stewart.Prairie Legacy Productions - the place to go for info about all new Little House events!To learn more about Little House on the Prairie, Visit www.littlehouseontheprairie.comLittle House 50th Anniversary Bus Tours - www.SimiValleyChamber.org  select Little House 50th Anniversary and then Bus TicketsFacebook/Instagram/TikTok:Dean Butler @officialdeanbutlerAlison Arngrim @alisonarngrimPamela Bob @thepamelabob, @prairietvSocial Media Team: Joy Correa and Christine Nunez https://www.paclanticcreative.com/Producer: Tony Sweetwww.ubngo.comLHOP EventsLive Podcast! Nov 22 from The Green Room 42 in NYCLittle House on the Prairie Cast Reunion -- Dec 12-14, Simi Valley, CAhttps://www.littlehouseontheprairiecastreunions.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/little-house-on-the-prairie-50th-anniversary-podcast--6055242/support.

Happy Witchy Wednesday! I'm so excited to unpack the magic of the Vertex and Anti-Vertex with you. They're not talked about enough imo. These two hidden points in your chart reveal where fate meets you and where you become the fated person in someone else's life. We go through the signs, the houses, synchronicity windows, and how to find yours. Honestly, mine has helped me make sense of my own path and purpose. A soft and mystical look at meaningful encounters and the people who shift your path.NEW SUBSTACKraquellemantra.substack.comRAQUELLE + YOMyourownmagic.comig @raquellemantrafb group your own magicFIND YOUR VERTEX + ANTI-VERTEXastro-seek.comSPONSORS' SPECIAL OFFERS hereOur Sponsors:* Check out Everyday Dose and use my code MAGIC for a great deal: https://everydaydose.com* Check out Happy Mammoth and use my code MAGIC for a great deal: https://happymammoth.com* Check out Kensington Publishing: https://www.kensingtonbooks.comSupport this podcast at — https://redcircle.com/your-own-magic/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Can't have a Part 1 without a Part 2 now can we?  Charmed Again (again!) House of Halliwell is only possible because of YOU. Honestly. So thank you all for going on this journey with us by helping grow the show with your love and support. If you haven't already, please consider taking that extra step and become a member of our family H E R E Special THANK YOU to Finola Hughes for filling in on these first 2 episodes. Her insights and presence were nothing short of amazing. And, as always, to our lovely PRODUCERS - NO WORDS. ALL LOVE. CHARMED FOREVER Carly Kaczmarowski Cassandra A Ryan Melinda Brown Fabrice Foubert Kim Ainge Sara Bowers Melissa Magazine Charlie Nolting Tara Stickles Katherine Satter Bennie Tillman Amanda B Maria Cimino Rita Digilova Jorge Luis Sanchez David Cross Jackie Baird Deborah Watson Ashley Reinhard Shayne Cohen Billie Lonny Kanouff Samantha Matthews Dominique Kiefel Slavica Dinisheva Tran Hoang Long Mister J Amanda Nagle Victoria O'Brien Nancy Downey Ashley Collier-Medley Lance Thigpen Jake Spillar Maria Moor Lauren Matters Valente Thompson Carys Pugh Diana Yordanova Nicholas Simmons Troy Lucia Salas Laresa Thorne Jeremy Joyner Maria Grace Shirley Elisa Brogen Anderson Cassy Crouch Dr Jason Meriwether Lee Israel Gerogii Kaushadze Rachel Shostak Melanie Stout Kelley Baxter Zachary Colyer Jim Ruggiero Ken Montour Kiera McKissic Strachan Journey Ryan Adam Cab Kevin Deanm Louis DeLaGrange Claudia Passarella Crystal Dorsey Tyler Peavey Erica Larabee Lori Steven Maggiolino Stephanie Verbockel Candace Banton Samm Franco CC Kroen Sarah Garliss Annie Omalley Steven De Brandt Angela Marshall Jacqueline Price Ashley Jacoby Jake Pool Philip McCoy Kazz Lark Dusti Young Fabian Maciel Renee Davis Simone Piper Emma Bantleman Samantha Sebuck Kristina Gutheil Andrea Ludlow Ryan Byrum Cindy Bahl Nish Smythe Marina Bonita S Brown Alyssa Olson Connie Artero Daniel Kupper Alaina Ford Stephanie Vega Ayjah Allen Shana Sienna Austin-Monroe Emmanuel Lora JMC Sarah Ritcheson Katey Carmen Alexia Padilla Kerri Cornell Erin Mozingo CJHeart81 Sami Ross

This week we are so happy to welcome back the great AMY RICHAU as we discuss 2005's Star Wars Musical Journey DVD! It came with the Revenge of the Sith CD soundtrack back in the day and it's pretty amazing. Listen as we discuss how it led to the Star Wars In Concert tour, our favorite Ian McDiarmid introductions, how Amy's name is in the credits and more! So run across the theater to see TPM digital, celebrate the love and listen today! Check out Amy's site here : http://amy.richau.org/ See all the Musical Journey videos here : https://youtube.com/playlist?list=PLFxPEK2XBEJjCmy1ia-nBahfwxVbTWjI3&si=w4Nwd0afgSXpYsKr JOIN THE BLAST POINTS ARMY and SUPPORT BLAST POINTS ON PATREON! NEW ANDOR SEASON 2 EPISODE COMMENTARIES! HEAR EPISODES EARLY AND SO MUCH MORE! Theme Music! downloadable tunes from episodes! Extra goodies! and so much MORE! www.patreon.com/blastpoints Blast Points T-SHIRTS are now available! Represent your favorite podcast everywhere you go! Get logo shirts while supplies last! Perfect for conventions, dates, formal events and more! Get them here: www.etsy.com/shop/Gibnerd?section_id=21195481 If you dug the show, please leave BLAST POINTS a review on iTunes, Spotify and share the show with friends! If you leave an iTunes review, we will read it on a future episode! Honestly! Talk to Blast Points on twitter at @blast_points "Like" Blast Points on Facebook Join the Blast Points Super Star Wars Chill Group here www.facebook.com/groups/BlastPointsGroup/ we are also on Instagram! Wow! www.instagram.com/blastpoints Your hosts are Jason Gibner & Gabe Bott! contact BLAST POINTS at : contact@blastpointspodcast.com May the Force be with you, always! This podcast is not affiliated in any way with Lucasfilm Ltd. LLC, The Walt Disney Company, or any of their affiliates or subsidiaries.

The holidays are coming QUICKLY!If you're anything like me, you're staring at your calendar like “how did we get here, and how is all of this happening in the next 6 weeks?!” It's the time for Thanksgiving prep, Christmas planning, kids' activities, basketball season, and alllll the food-focused events. It's a LOT, and it can totally knock you off your fitness routine if you're not prepared (yep, that used to be me).Honestly, your approach this holiday season depends on your actual life and GOALS. Maybe you're in a season where you need rest, or maybe you're in a solid maintenance groove. Maybe you feel good enough to push a little harder, and really kick ass! There's no right or wrong answer, but whatever season you're in, you've got to be super intentional, and do SOMETHING. Whatever you choose, anchor yourself to 3-4 non-negotiables and redefine what consistency looks like right NOW. Ask yourself what ending the year proud (not perfect) looks like, and then make it happen, friend!Episode recap:Why the holiday season feels chaotic for your fitness goals + how you can still stay intentionalHow to decide if you're in a rest, maintenance, or push season Signs you may need a reset this holiday seasonWhat maintenance really looks like during this seasonWhat a “push” season can look like right nowKey questions to check in with yourself and where YOU are currentlyWhy planning around your real life prevents the annual “restarting in January” cycleHow anchoring to 3-4 non-negotiables keeps you consistent (regardless of the season)What it means to end the year PROUD (not perfect)Links/Resources:Ep. 214 | Getting Back on Track After After Surgery, Illness, Pregnancy, or Major Life EventsGrab your FREE Body Recomp Meal Prep BlueprintListen to the Sol Fit PodcastJoin FIT CLUB, my monthly membership with workouts you can do at home or the gymPRIVATE COACHING is my 1:1 program (choose 3 or 6 month option)Connect with me on Instagram @kristycastillofit and @unfuckyourfitnesspodcast so we can keep this conversation going-be sure to tag me in your posts and stories!Join my FREE Facebook group, Unf*ck Your FitnessClick HERE for my favorite fitness & life things!Send me a text with episode ideas or just to say hi! Support the show

Record Store Day Black Friday 2025 is coming up on November 28th. This week and next week's episodes of the podcast will shine a spotlight on a few of the featured titles from the Black Friday List, which is up now at RecordStoreDay.com. This week, we welcome back "The Jazz Detective,"  Zev Feldman, and while of course he brought along some super cool jazz titles from Rahsaan Roland Kirk, Bill Evans, and Yusef Lateef, he's also branching out into blues with B.B. King, and even D.C. hardcore punk, with a historically charged release from Bad Brains. Honestly, we could listen to Zev talk about his projects for days.  And we'll play a sad train song for "Folk Hero" Todd Snider who passed away on November 14th.  The Record Store Day Podcast is a weekly music chat show written, produced, engineered, and hosted by Paul Myers, who also composed the theme music and selected interstitial music.  Executive Producers (for Record Store Day) Michael Kurtz and Carrie Colliton. For the most up-to-date news about all things RSD, visit RecordStoreDay.com   Please consider subscribing to our podcast wherever you get podcasts, and tell your friends, we're here every week and we love making new friends!  

In this episode: financial independence, veterinary conservation, money mindset, intentional spending, personal purpose with Amber HowarthEpisode SummaryJoin Amber Howarth on the Mindful Fire Podcast as she shares her inspiring journey from being a veterinarian to a financial coach, intertwining her passions for wildlife conservation and financial independence. Amber discusses her experiences navigating student debt, the impact of the pandemic, and her evolving career path, while emphasizing the importance of mindset and intentional living.Guest BioAmber Howarth is a traditionally trained veterinarian turned financial coach. With a passion for wildlife conservation, she combines her veterinary expertise with financial independence coaching to help others craft lives they love. Currently based in Korea, Amber is actively involved in conservation efforts and coaching others on achieving financial well-being.Resources & Books MentionedJL Collins on Mindful FIRE Episode 1JL Collins on Mindful FIRE Episode 2Episode with Jordan Grumet, Doc G: Discussing big P vs. little p purpose.White Coat Investor Afford AnythingGuest Contact InformationFree Guide: Cut Years Off Your Retirement TimelineInstagram: @ficoachandconservationistSubstack: Amber Fi CoachKey TakeawaysThe importance of managing student debt without sacrificing life enjoyment.Embrace little p purpose by integrating joy into daily life.Mindset plays a crucial role in financial success and personal fulfillment.

Send us a textWe're kicking off Season 4 of the Medical Money Matters Podcast, and we're celebrating something big. Over 10,000 downloads. Listeners tuning in from nearly 1,000 cities across the country—and even internationally. And we're entering our fourth year of episodes. Honestly, that number still stuns me a little. When we launched this podcast, our goal was simple: to help physicians and practice leaders navigate the business of medicine without losing sight of why they went into medicine in the first place.We wanted to demystify the money side. To have honest, clear conversations about things like revenue cycle, financial strategy, payer policies, and practice independence. We believed then—and we still do now—that when doctors understand the financial side of their practice, they're better equipped to lead, grow, and stay independent.And we're just getting started.Please Follow or Subscribe to get new episodes delivered to you as soon as they drop! Visit Jill's company, Health e Practices' website: https://healtheps.com/ Subscribe to our newsletter, Health e Connections: http://21978609.hs-sites.com/newletter-subscriber Want more formal learning? Check out Jill's newly released course: Physician's Edge: Mastering Business & Finance in Your Medical Practice. 32.5 hours of online, on-demand CME-accredited training tailored just for busy physicians. Find it here: https://healtheps.com/physicians-edge-mastering-business-finance-in-your-medical-practice/ Purchase your copy of Jill's book here: Physician Heal Thy Financial Self Join our Medical Money Matters Facebook Group here: https://www.facebook.com/groups/3834886643404507/ Original Musical Score by: Craig Addy at https://www.underthepiano.ca/ Visit Craig's website to book your Once in a Lifetime music experience Podcast coaching and development by: Jennifer Furlong, CEO, Communication Twenty-Four Seven https://www.communicationtwentyfourseven.com/

Just when you thought it was safe for the 'AnotherLook' duo to stop talking about horror movies, they're back for the penultimate episode of the terrifying 7th season with Corey's pick for the week - TEETH. Is this movie a feminist cult object? A bad blockbuster rental? An examination of blossoming sexuality? All of the above? None of the above? Honestly, we're still trying to sort through this one, and we hope you enjoy our conversation.

 They put in their cover letter, “Honestly, we're just gonna go up to Yellowstone around that time and we would love to swing by and show the movie.”Rudi Womack is the Director of the Wyoming International Film Festival and the creator of the YouTube channel The Film Festival Guide.In this conversation, Rudi talks about:* What watching thousands of film festival submissions has taught him about good storytelling* The biggest mistake filmmakers make when they submit to festivals* Why transparency matters and why he published all of the submission and acceptance stats for the Wyoming International Film Festival * The importance of a compelling poster and thumbnail* How to write a good description of your movie* The most important questions filmmakers must askHere is a link to Hiike, the new film festival submission platform that Rudi mentioned.If you enjoyed this episode please forward to a friend.Here is an AI-generated transcript of my interview with Rudi. Don't come for me.79. Film Festival Director Rudi WomackBEN: Hi everyone. This is Ben Guest and this is The Creativity Education and Leadership Podcast. My guest today is Rudy Womack, who is the director of the Wyoming International Film Festival, and also Rudy has a fantastic YouTube page called The Film Festival Guide. So for all my filmmakers out there who are interested in submitting to festivals in this interview and on Rudy's YouTube page, he breaks it down. Enjoy.Rudi, thank you so much for joining us.RUDI: Hey, it's my pleasure to be here. Thank you for having me.BEN: So I always start off with a fun question, and we're entering the holiday season, so very important holiday question. Is Die Hard a Christmas movie?RUDI: Absolutely. A hundred percent. Come on.BEN: I love it. So I, I told you this off Air, I found you through the Rate YouTube channel.You have the Film Festival Guide. Is that the right name? I wanna make sure I get the name right. Yeah. The filmRUDI: festival guide. Yep.BEN: On YouTube Film Festival Guide on YouTube. Please. Any filmmakers out there go and subscribe. The information is so helpful. What, why did you start the this YouTube page?RUDI: I, as a filmmaker have gone through the festival circuit several times and I made a lot of amateur mistakes. I didn't know what I was doing. Definitely fell on my face a couple of times, but I also had some successes. And as I did more film festivals, I started learning more about the circuit.I got invited by a film festival to become a programmer, and so I started reviewing a lot of films and seeing a lot of the submissions. And I think instantly that made me a better filmmaker just because I saw what was working, what wasn't working, and how other filmmakers really brought to, brought their stories to life on the screen.And it, it was truly inspirational. Very long story short, the Wyoming International Film Festival was started by a gentleman named Alan Oi, and he's a, he's a documentarian out of Wyoming, which is where I'm from. I'm from Wyoming. So Alan had the film festival and he had run it for some years and it was going great and everything.But then Alan retired and now he's retiring. He wants to move outta Wyoming and he doesn't wanna run a live event. ‘cause it is a lot of work in his words. And I quote, it's a young man's game. And at the same time, COVID hit and he didn't wanna do the whole online thing and it was just a big mess.So Alan was like, I'm done with the festival, it's done. I'm just gonna let it die. And I was begging him, no, Alan, you can't do it. It's so important for indie filmmakers. And at the time I'm just finding my feet in the festival circuit as well as both a filmmaker and now I'm a programmer.I'm begging him like don't let it die. It's important, maybe I can help out. And he was like, why don't you run it? And I was like, absolutely not, man. What are you talking about? That's crazy. No way. No way. And I was like, I'm going to be your director of programming. That's what I'm going to do.I'm gonna help you get films in so you don't have to do that work. Very long story short, I ended up running it. I ended up taking over the festival from Alan. I did so reluctantly. But when I started working with the festival, working with the community, working with my hometown filmmakers and my home state filmmakers, and just seeing how important a film festival can be for a local community to uplift indie filmmakers to help them along the way I fell in love with it and here I am now, I run the film festival.And your question was, how did I start the YouTube channel? Sorry, I'm getting there. But I got a lot of questions from filmmakers about festivals, like how to navigate ‘em. And there's just so much mystery behind film festivals ‘cause it's so opaque. There's not a lot of transparency from film festivals.Film festivals are sketchy about which films they do select and which they don't. And frankly, there's a lot of misinformation out there about festivals. So I started answering a lot of questions and I started repeatedly answering the same question again and again and again. And I had some friends who told me, you should write a book.But I was like, yeah, but books, there are books, like people have already written books, bluntly, frankly, people far more experienced and knowledgeable than myself have written books. And so if you're not reading those books, then you're probably not gonna read my book. So that's when I decided, you know what, the YouTube channel is a great way to just do very easy outreach.Take one single topic, break it down for 10 minutes, and hopefully help filmmakers along on their film festival journey.BEN: I love it. And you said something for all the filmmakers who are listening. I'm gonna come back to it. Don't worry. You said something about once you started programming and watching so many films, you got a good sense of what works and what doesn't.So I definitely wanna come back to that. I know the filmmakers listening want to hear that. But before that you mentioned 10 minute videos. You strike me as somebody who, does research and takes time to Yes. Before they do something. What did you discover about running a YouTube page?What things work, what things don't work?RUDI: I'm still very early on in my own YouTube development. I'm still trying to learn what does and doesn't work. So I'm probably the worst person on earth to give advice. Definitely that first 32nd hook is so important on YouTube, just like it is on a film that, that intro, how we come into the story, whatever, on YouTube, you can see a massive drop off and apparently it's that way on every channel.Again, I'm not a YouTube guru, so I don't give advice, but that first 32nd hook is a big deal, but also just my presence on camera. I come from the post world. I'm an editor, so I'm not just behind camera. I'm behind, behind the camera. So I'm very much not used to an on-camera presence, so I'm developing that and learning it as well.What kind of energy I can bring. How to make it engaging. But also I don't wanna be zany and too quirky or anything because I am trying to give good guidance to filmmakers, but I also don't want to lecture them and bore them to death. So it's finding that balance of information that's valuable, but also entertaining enough that people don't wanna click off.And it's actually quite a complex thing that I'm still unraveling one video at a time. But the best advice that I saw was some YouTube guru who is just focus on getting 1% better on every single video. So is that little bit better graphics or better delivery, or better audio, or better editing or whatever it is.And after a hundred videos, you're now a hundred percent better. So that's what I've been focusing on. Just very small baby steps.BEN: Yeah, that's such a great way to break it down, right? It just makes it bite-sized, get 1% better.RUDI: I think you can apply that to life in general. There's a lot of things in life just today be 1% better.That's it,BEN: so you mentioned once you start a programming scene, get enough feel for what works, what doesn't, especially with short films, both narrative and docs. What are you seeing that works and doesn't work?RUDI: In the shorts world I'm seeing a couple of things. One, a self-contained story, and this is something that I had a problem with because oftentimes I would go for more of a quote unquote scene instead of a full beginning, middle and in, in a story.So a self-contained story typically is gonna make your short film much more successful. This can be hard for some filmmakers because they're trying to make a proof of concept short film that they're gonna go and get financing for their future. So one of the things that they often do is they just take a scene outta their feature and then just shoot that, which has mixed results.And the problem is the films that have gotten financed and been made from shorts that have done that are the ones that you see. So it's actually a survivor bias, where it's like it, it works for those particular films and therefore everybody thinks it's gonna work for their film. But obviously the films that it doesn't work for, you're never going to see.So you don't understand, actually for the majority of films, it doesn't work. So if you have a proof of concept, I actually say, don't pull a scene outta your feature. I say write its own scene, or sorry, your own short film. That exists in the same world and universe with the same characters as what your feature film is.And I think that's gonna have much more success on the film festival circuit. And that will lean you or lead you to whatever your goal is, financing or distribution or whatever. So that's a big thing with short films that makes ‘em successful is make sure it is actually a self-contained story and it doesn't have any loose ends, so to speak.What doesn't work is something that I myself struggle with, ironically as an editor. And that's things being too long and you need to parse them down. Now a lot of people will say, shorter, the better, which is true, but I actually think that's a result of actually getting to the core of the problem.And that's make your film as concise as possible. Get the idea. The emotion, the story out as concise as you can. And what that does by happenstance is it makes your film shorter. So it's not that shorter is better. I know there's it almost sounds like I'm just splitting hairs here, but I've seen plenty of five minute films that didn't work.I've seen plenty of 10 minute films that board me to death. So shorter isn't necessarily better. It's more concise of your story is better. And sometimes that still manifests as a 20, 30, 40 minute film. But if it's a very interesting 20, 30, 40 minutes, that's not gonna matter.BEN: It's such a great point. And for me, when I get to a certain point in the edit, I like to just bring in a couple friends and have them watch it. And then I just sit there and watch them watch it and whatever feedback they're gonna provide afterwards. 95% of what I need, I can just tell from Body Language as they're watching the film.RUDI: Yep.BEN: You come fromRUDI: theBEN: Go ahead.RUDI: Oh I was just gonna piggyback off that and just say, audience feedback is worth its weight and goal.BEN: Yeah.RUDI: And every filmmaker when you hit that fine cut stage, like you said, get your friends and family together, buy everybody some burgers and fries or whatever.Get ‘em all together. Gather ‘em up in a room, watch them, watch your film. That's gonna tell you more than anything else. We'll be able to about the success of your film and where it's strong, where it's weak, where you can still fix things. And I always suggest do it in your fine cut stage because nothing's locked in and you can still move things around and adjust, or whatever it is you need.BEN: Love it. And I think earlier what you are really getting at is telling a good story. Yes. And I'm amazed at, not amazed, but maybe a little disappointed, especially in today's world, the technical side of filmmaking. Even for an amateur, even for an indie filmmaker that you can, things can be d done so well technically, but there's no story.RUDI: Yes. All the time. So when I get onto Reddit, ‘cause you mentioned Reddit earlier if I go onto our filmmakers, right? Yeah. I don't have to look far to see people just geeking out over the newest Camerons. It's, and it's always cameras. Everybody always talks about. This camera is so fancy and it has so many stops above and this lens can do this and blah, blah, blah, blah, blah, blah, blah.It has this big bit rate, whatever. Everybody gets so excited about cameras and I always say to myself, man, if they got this excited about audio, I wouldn't have to reject half the films that we have to reject because the audio is just blah. So if we're gonna talk tech, if we're gonna talk about the quote unquote quality of the filmmaking, I think what filmmakers need to understand is there are so many films out there we're that is just the foundation.It is the base level, it is the bare minimum that the film looks good. It sounds good. It feels good. So for us, festival guys, we see so many of these films. You're super gorgeous cinematography, you're really fancy, VFX, whatever it is that you think really separates your film from the pack. I don't wanna discourage you, I don't wanna sound jaded or anything, but it's not as impressive to us as you might believe it is, simply because we see hundreds and sometimes thousands of films like that.So for us it constantly falls back to originality and the story. Is the story well done? Is it well told? Is it a new and interesting story that we've never seen before? Is it a story that we've seen before but told in a very unique way, from a specific point of view, that is what is going to move us as festival people.‘cause when I put it into the theater and my audience walks in and they pay a ticket. My audience is used to going down to the theater and seeing a hundred million dollar movies. So for them, quality is just a given. It's just assumed they're not going to be thinking about it for them. They go and watch a movie ‘cause they're interested in, and I think if more filmmakers really dialed in on their story, they're going to find more success.BEN: So many great points there and a hundred percent agree with what you were saying about people get excited about the camera. And so I did my MFA at USC and there were three different times where I was on a set that, that I felt was unsafe. Not that I felt it was unsafe, what they were doing. Geez. And I walked off and it was always to get the cool shot.Like no one's ever hanging off a balcony to get room tone. You know what I mean? It's just, it's always to get the cool shot that, again, if you're not telling a good story, it doesn't matter. And to your point, I've always felt good audio is more important than good video.RUDI: Good image.BEN: Yeah.RUDI: Look at the documentary. Look at the nonfiction world. We see verite stuff all the time. We see stuff people recorded on their phone or, security camera footage or whatever, like at the end of the day in the nonfiction world is a great example of the quality of the shot doesn't necessarily matter so much as the quality of the story and how it's being told and how it's being revealed to us.And the audio is always gonna be very clean, very top notch, even if it's quote unquote found footage or. Veritate footage or whatever, the audio is always peak. I saw that Netflix doc recently, it was super heartbreaking. The perfect neighbor. And most of it is police body cam footage, but the audio is clean so we're able to follow the story so no one sits back and thinks of themselves this isn't a good shot.Of course it's not, it's police potty cam footage. Like it doesn't look good and it's not meant to,BEN: but it sounds good. And so you can follow it.RUDI: Yes.BEN: What what are some tropes that you think you've gotten tired of seeing in, especially in short films?RUDI: So every year it's a little bit different.You would be surprised what things pop up and what don't. The one trope that kind of rubs me the wrong way, I, I don't know how to describe it any other way than filmmaker self therapy. Like they, they're definitely going through something at the moment and they're not focused on creating a good story.They're more focused on using their art form to emotionally process whatever it is they're going through, which fine, you are an artist that makes sense to do, but also I can't sell my audience on that. So while I don't wanna discourage someone from making a film that is very near and dear and personal to them, at the end of the day, it might not be a good fit for film festivals.And so I, I would really think twice about whether or not that is a story that an audience, frankly, needs to see. Filmmaker cell therapy is one that when I get it, I'm always eh I don't know what to do with it. I just, I don't know what to do. Some other tropes that we see very commonly are like.Obviously right now, tech and AI and stuff like that gives a lot of people anxiety. So there's a lot of like evil robot takes over or the big reveal at the end of the movie, they were a robot the whole time, or the whole thing was a simulation or whatever. That's being very well tread right now.For me, I'm I am not a political person and anytime some big thing is in the news, we see tons of films on it. So I understand politics do affect people's day to day and their lives, so I understand that manifest. But man, I probably have a hundred immigration films right now and that's a lot. And I'm not gonna screen that many, so I'm only gonna pick like one, maybe two, so that's a tough one to do.Anything that's like a hot button political issue. We always see a big wave of those come in. And then honestly, romance dramas get tough. It isn't evergreen. We do have an audience for it. We usually do have some kind of a selection of them. Romance dramas have existed since the beginning of time.It's always been a thing. But filmmaker broke up with his girlfriend, so now he has a character who breaks up with his girlfriend. It gets it, it doesn't get very original. I, it just it gets exhausted. So those are some of the kind of general tropes I would avoid. I have heard other festival directors talk about like cancer films and Alzheimer's films and stuff like that.This year I'm not seeing so much of those, but I have seen those in the past. So tho those are some other. Tread stories we'll see.BEN: One of the things that I appreciate about. Your series of videos is your transparency, and you have one video where you literally break down. Here are all the films the number of films, Wyoming International Film Festivals received. Here's how it breaks down, here's how many we, we accepted, et cetera, et cetera.You have another one where you literally show the viewer, this is what we see as a programmer on our film freeway portal. Here's the scoring sheet. I think it's a little bit different from the one you guys use internally, but basically here's what the scoring sheet on film freeway looks like. Why is transparency so important to you?RUDI: Because I'm a filmmaker, because I've been to so many festivals where I have no idea what the hell's going on. I've been to festivals where I think my film is gonna be a good fit. I think based on what I've been able to investigate on my own, digging through their website, digging through their archive.Seen what they've programmed before. I think I'm a good fit, but I don't actually know. And I've submitted to festivals where later on, I see what they programmed or I got rejected or even accepted and then gone to the festival itself and have been a little disappointed when was like I this festival didn't fit my goals the way that I thought it would, or, this festival wasn't going to do the things for me.Or this festival, like really promoted themselves very heavily as this big event. And then you get there and then it's not, and that's a little bothersome. So when I stepped into my role at the Wyoming International Film Festival, I made a whole bunch of changes. But one of the changes that I made was, we are going to be transparent.I don't ever want a filmmaker to submit to our festival, get in, get accepted to the festival, drive all the way out to Wyoming and be disappointed. I don't want them to do that. That's not good for them. It's not good for us. It's not good for the community. It's not good for indie film at large.What's better is if we just be what we are in Wyoming, we're straight shooters. We just say it as it is. So I'm going to tell you exactly how many films were submitted, which films we accepted, what the percentage rates are, how many shorts versus features, how many docs versus narratives, how many music videos, all of this stuff.And we've been releasing the data for the past couple of years. This year, like we went all out with the data it was much more thorough than what we've done in years past. And even me, the director of the festival, I sit back, I look at the data and I can see some weak spots in it. I can see where we need to improve as a festival, where we need to start, bringing in a certain type of film or where other films might be overrepresented or how we can give more of an experience to our filmmakers.Just by boiling it down to numbers and looking at it. I can start seeing some of our weak spots and I want to improve on that ‘cause I want to have a good festival. And I think if more festivals were to do that, I think the filmmaking community at large would be much more appreciative. And I think film festivals need to understand.That if you have fewer submissions, that's not a bad thing because the submissions that you are going to get are filmmakers that really want to be in your festival and that's good for the health of your festival, the community, the filmmakers, everything. So I, I think the only way we get there is by being transparent.And thankfully there are other festivals that are publishing their data, which is great. And that makes me very happy to see. And I hope that trend continues and I hope even more festivals start publishing more of their data and showing how they review films, what their scorecards look like, what they're looking for.‘cause ultimately I genuinely believe that just serves the filmmakers better and ultimately makes everybody have a better experience on the film festival circuit, including the festivals themselves.BEN: When you took over as directorWhat were the biggest challenges?RUDI: So our biggest challenge to this day is our venue.So there's only one movie theater in Cheyenne, Wyoming. It is owned by a company outta Casper, Wyoming. They own pretty much a monopoly of movie theaters across the state, like most of them. And they don't allow anybody into their theaters at all. They don't allow her private screenings or corporate events or, in individuals who wanna screen their film or film festivals.I'm not the only film festival in Wyoming. I talk with other festival directors. They can't get in either. It's funny, the film commissioner of the state can't even get in. You would think the movie theater would at least want to partner with the state film Commission, but no. So for us, the challenge has been a venue and luckily our partners over at Laramie County Community College.Have graciously allowed us to use their facilities for the last couple years. They have a beautiful auditorium that we do some of our screenings in, but we also have screening rooms in a black box theater that they have as well as a conference room. And when I say conference room, most filmmakers like their heart drops a little bit.They're like, oh man, I'm just, I'm going into a conference room. It's not a proper movie theater. And that's fine. We publish that data on our film freeway page on hike. We are transparent about that. So when you submit, you might be in the conference room. But ironically, I think it has some of the best audio and it has some of the best projection.So even though it's the quote unquote least movie theater, like I actually think it has some of the best projection, best color. But venue is probably one of our biggest challenges and we continue to develop that. We continue to. Trying to innovate. We're trying to build our own screening room there on the campus.Like we're trying to use one of their big classrooms for it. And what we wanna do is we wanna turn it into a lounge. We wanna bring in like couches and sofas and comfy chairs where it's like much more of a chill environment in there. And that's the type of film we wanna screen in. There's some you can literally sit back, settle in and relax.So there's things that we're doing to create a better environment for our filmmakers and of course our audience, our guests at the festival.BEN: I love it. What's been the biggest reward?RUDI: The, I get to meet you. That's what the biggest reward is. I get to meet so many filmmakers. I get to hear their stories.I get to be inspired. I get to learn stuff. I was talking with a festival director a couple of days ago. Who asked me about how we do our audience award scores and how we process that and what they do. And I just like I lit up, I'm like, oh my God. It's such a better way, it's more efficient, it's easier on the staff.It's more representative of how the audience actually feels about the film, the way the scores are aggregated and counted. It's so great. I get to meet so many people in this world of film and every single day it's like a new, whole new world is opened up to me and I get to hear so many fantastic points of view.I get to see so many awesome films, like just how many great movies are out there is a cinephile. It's like the most rewarding thing in the world. I'm an addict. I'm totally addicted to it. It's so great.BEN: I love it. I remember I used to coach basketball in my first year as a head coach. I was like, yeah, everybody's gonna be pretty competitive, other coaches and so forth.And they were, and I was. But at the same time, when coaches would get together, it was just so supportive. And people are sharing, this is what I'm doing in practice. I'm looking at this offense, this defense. And I imagine it's the same with other film festival directors and programmers. Oh, yeah. Just a supportive environment comparing notes.RUDI: It is. And the more that I meet, the more I truly do understand. 99% of festival directors out there are programmers, people who work in it. They have some tie to cinema. Most of them are filmmakers. Those who aren't, have a deep passion and love for cinema and for storytelling, and.Everybody's a volunteer. Everybody has a day job. Nobody makes money on this. They do it from the love of their heart. They truly do. And the way that they serve their communities, the way that they serve their filmmakers, some of the cool ideas they come up with there's some really neat festivals out there with like very interesting hooks or events or whatever.And I think it is such an incredible ecosystem and I think I'm truly privileged to be part of it.BEN: What are some lesser known or maybe mid-tier festivals or local festivals that you love to attend?RUDI: Okay, so one of my favorite festivals I guess you said lesser known. This one is not lesser known, but Film Quest over in Provo, Utah, damn man, pe like festival people talk about building community. They're on a different level. They've built a family. Like everybody who goes to that festival is just so tight knit there. There's no other festival like Provo or sorry, film Quest in Provo. It is just, it's on another level. And how well they treat their filmmakers is fantastic.Some years ago I was invited to be a jury member at the Fair Film Festival, which is in Ferazi Kosovo. So that is in southeastern Europe. It's a landlocked country, just a little bit above Greece, a little bit north of Greece and north of Macedonia. And Fari is a small town. And I went to that festival and first off, wow.What a great festival. I strongly suggest you submit your film to fair film. It's so good. But the cool part of being in this European festival, and frankly a small European country, most of the films are international, obviously. And so there's filmmakers coming in from like Jordan and Spain and Germany and Slovakia and Slovenia and like all over the place, Greece, Turkey, you name it.And how interesting it is to have this incredible cross section of languages and cultures and peoples, but we're all united by this one singular thing. And that's our love for storytelling and our love for movies. It had to be one of the most incredible experiences of my life. And the next movie I make, taking it back to cosBEN: Fantastic.Just had a question. What was it? Oh okay. So with the huge caveat of besides making. A good film, a film that tells a story. Besides that, are there any tips or tricks, things on the margins that filmmakers can do when they're applying to festivals to be aware of? Sometimes festivals. Ask for a cover letter orRUDI: Yes.BEN: Press kit, things like that. Okay.RUDI: So with, sorry, my phone is loud. I should turn that down. So obviously with a huge caveat of make a good film or whatever, what's the easiest way to get it? All of the stuff on film Freeway, and I do have a video on this, on my YouTube page if you wanna check it out, where I give you a tour of film, freeway from the festival side of things like what the festival can see and how we see it and how we navigate it.On the festival end of things. We can see your cover letter, your screenings and awards your. Cast and crew information, your director's bio, your director's statement, your photographs, your EPK, that's your electronic press kit your trailer, all of that. All of that. As much of that as you can possibly make, you should make it.It's very important. And you never know which piece is gonna be more important to a particular film festival. For instance, here's something crazy. I was meeting with some of my programmers last night. They had a whole bunch of films that they wanted to recommend to go to the next level programming.And we require films. Tell us where in the world or where in the United States the film was made. And every single one of ‘em was California. California. California. California. California. Which fine, whatever. California has a big film industry. That's, it's a very big state, population wise. Makes sense, right?But I am sitting back thinking, okay. I don't want it just to be a bunch of California movies. We have a big country here. I would like to see something else. And something caught my attention. One of the filmmakers, their address was in Birmingham, Alabama, but the film was shot in California, so I am suspicious.I haven't dug into it myself. I'm suspicious either that filmmaker's from Alabama and they have moved to California, or that filmmaker lives in Alabama and they shot their film in California. So they're answering where it was shot correctly. But for me, I'm like, there you go. When everybody's from California.I want that unique perspective. I wanna see someone's from Alabama and what their perspective is now. I haven't watched the film yet. I don't know if it's what we're looking for. Obviously it's a good film if my programming team has recommended it, there's no doubt in my mind it's good film. Now there's other considerations we're gonna have, but.That alone was something, even my, like I myself did not know that I would be looking for. So filling out all of that data on film, freeway, all of your information that you possibly can, your cover letters your screenings, your awards, whatever it is, the more information you give us as a festival, the more we have to make our selections.And it only benefits you. It only helps you out. So filmmakers don't get lazy. Fill out all of that information. We need it. We use it. It's important. Just do it.BEN: You mentioned a meeting with your programmers last night. Take us inside that conversation. What does that look like? What do you discuss, et cetera.RUDI: So there's. There's a big programming team and it's divided up into two different groups. There's our kind of first round screeners and then there's our senior programmers and the senior programmers pretty much review the films that have gone through that first round of screening that are getting recommended to go onto the next one.So typically when I'm talking with my screeners and everything, it's a very different conversation on the bottom end of it where they're just sorting through all of the submissions versus a different conversation I have with the senior programmers who are on the top end of it. We're now trying to decide how to block films together, how we're gonna organize it, what's the schedule maybe look like, what's the overall tone and vibe of the festival going to be, okay.If we wanna have a sci-fi block, do we even have enough sci-fi films? If we don't. Where else can we find homes for ‘em? Stuff like that. So those conversations are a little bit more high end, if you will. And it tends to be less about the story of the film itself and more about how that film is going to fit into the festival.Whereas when I'm talking with the screeners, it's much more on the story end. Like what about the story did you like or you didn't like? Or what was the unique point of view? Or whatever. So depending on which group I'm talking to it, it's gonna be different. And then of course that divides out further on features and shorts and documentaries and narratives and music videos.So like obviously my conversation with the music video people are gonna be much different than my like short documentary people.BEN: Shout out to short documentary people as a documentarian primarily makes shorts I'll ask a question for us folks. In one of the videos, as I mentioned, you literally show here's what the scoring sheet looks like.Yes. And that was for narrative with, I think one of the categories was acting and so forth. So for a documentary or documentary shorts, what does that scoring sheet look like? What do those discussions entail?RUDI: Film freeway does not allow us to have more than one scoring sheet.So unfortunately, there's just this one scoring sheet that's for everything. What I tell my screening team, and we definitely double check everything, like there's multiple people who look at something. So it's not just one person's opinion. You have at least two, oftentimes three, pretty often four.So for something like documentary they skip over that. That's what they do. So if there's no acting in the film, they skip over that. They don't rate acting if there is no acting. But you'd be surprised. There are documentaries that have acting in ‘em. There are like docudramas or documentaries with recreation In the recreation is like actual scenes and performances and stuff like that.So in those cases, even though it's a nonfiction and a documentary, yeah, we'll still judge it for the acting ‘cause that's what it has. I get the question. I'm gonna hijack your question for a second, but it is applicable. I get the question, do we accept AI in our film festival, we do not have any official policy for or against ai, which scares some filmmakers.But we do rate AI on the same standards as we would anybody else. So when it comes to creativity and originality, guess what, you're getting a nothing. ‘cause AI didn't create it. AI is not original. AI just mashes together a bunch of information from other people. So that's no creativity and originality.Same thing for something like, I don't know, art design. If you have a AI character walking through a scene or whatever you're getting zero on your art design. Nobody built those sets. Nobody costumed that actor. Nobody was the makeup artist or the hair or whatever other art deck or, PD or anything on the set.So we will accept ai. We have accepted one single AI film so far because despite all of its quote unquote handicaps, and it was a music video. It still was successful in other categories that had a good enough score. We as a team sat down, said Yes, that it still is a good film. The audience is still gonna enjoy it.The filmmaker definitely had a vision with it. They wrote out a whole thing on like why they chose to use ai. ‘cause they're also an experimental filmmaker, so it made sense for them and everything. So we were like, you know what? That's legit. Let's put it in. But other AI submissions, like I got an AI children's animation the other day and I'm like they didn't animate it themselves.They didn't voice act it themselves. It's not getting good scores on any of these. So we'll see. We'll see. We'll see if it gets through or not, but already you're shooting yourself in the foot. So don't do ai.BEN: Okay. Couple little. I don't know, around the edges or micro questions. One of the things that you talked about in one of your recent videos was having a good poster and you talked about designing your poster for your film prudence.RUDI: Yeah.BEN: Talk, talk to me about,RUDI: I specifically gave my posters an example, not a great poster,BEN: But talk to me about that.For the no budget or low budget filmmaker that can't afford to hire a a designer to make a poster. Talk to me about poster design and how that impacts the presentation of the film for festivals.RUDI: So I strongly believe that a big part of filmmaking and marketing and packaging your film together, all of that is psychology.And as much as we want to sit back and say, Hey, don't judge a book by its, cover it, that literally goes against human psychology. People are not hardwired to do that. It, it is. In our DNA, it's not just a bad habit, it is literally a survival mechanism. So if you want to stand out, you do need to have everything put together.Your cover letter, your synopsis, your photographs, all of that, and of course all of your key art. That's your poster. That's any banners that you have, that's how you're going to be promoting the film. And you have to understand it's not just about making your film look pretty to get filmmakers to go, or sorry your programmers go, Ooh, and ah, it's a pretty film.We are looking at that as a mechanism for us to advertise the festival. You gotta understand if I have 150 films in the festival, I have to get an audience for those films. And the easiest way for me to do that is through your marketing materials. We don't have the capacity. To design marketing materials for 150 different films.We are relying on the filmmakers to do that so we can go out and promote the festival. So people show up to your screening, which I would presume is what you want if you're going to a film festival. So anything you're trailer, any photographs that you can provide, which some filmmakers only provide BTS photographs, BTS is fine.It's great. Give me some good key art I can also use, please. That's what newspapers, that's what the local news that's what podcasters, whatever, that's what they want to see. So that's what I can provide. And of course, your poster. Now, there are a lot of online tools to help in poster design, frankly, I don't have an excuse for making a bad poster like I did, which is one of the reasons I use it as an example is I am shaming myself being like, this could be better and it should be. But there's a lot of online resources that can help with poster design. And also for filmmakers who are a little bit strapped for cash, you would be surprised what people will do for in kind, service for service.So if you have a friend or if there's someone that you can find that's Hey, they'll design your poster if you can design whatever their website or whatever it is that your skills might be there, there's a lot of exchange that you can do on that part. So yeah your marketing, your packaging, all of that together is actually quite important.BEN: Such a great point. And I've written and published a memoir and through that, I've worked with other authors on, on. Both writing and marketing their books, editing and marketing their books. And I tell people the exact same thing. People judge a book by its cover all the time. And in this day and age, they judge it for listeners, I'm holding my thumb and forefinger part as a thumbnail on a computer screen.Yeah, that's the size. So even for a programmer or a festival director watching it on film freeway through their platform, they're not gonna see the poster like we see it in the movie theater. They're gonna see it as a thumbnail image. Yeah. So it has to work as a thumbnail image. And if you can't read the title as a thumbnail or can't make out what's on the image, what's on the poster as a thumbnail, then you've failed that part of the process.RUDI: One, one of the things that like really clued me into how important a poster is, I went to a film festival, I believe it was Kansas City Film Festival. Some years ago, and they had a bunch of posters of films out, but there was one that was like bright pink. It was like super bright pink and had like very eye popping design and everything on it.And it was like in a whole field of like dark drama posters that are all like gritty and everything. And I'm like that stands out. That really drew my eye to it. And I think that was like my big light bulb moment of like how important this stuff actually is. And one of the things that I've been saying for some years, I've said it on the channel, I think, I don't know, some, sometimes I record things and edit out.So I don't know what I've said on the channel sometimes but one of the things that I say is making a film is half of film making. The other half is marketing, the other half is getting butts in the seats. The other half is getting eyeballs on your movie. The other half is selling your film to an audience or a film festival or a distributor or a programmer or whatever you're trying to do with it.It's getting it out there. So making a film is half a filmmaking. The other half marketing, that's what it is.BEN: I'm just nodding along with everything you're saying and I've always felt both with films and with books, with art in general, you're trying to make an emotional connection from what's in your head and your heart to the audience.And if you don't do your job, getting your film out there and helping an audience come and see your film. Then you're not helping that connection. You're missing sort of the point of making this, unless it's just for yourself. It's for, it's to connect with other people and for other people to connect with your work.And that is marketing.RUDI: It's valid. If you're just making a film for yourself, that's absolutely valid. It's in art form. You can make a film for yourself, but if you're sending it to me at a film festival, you're not you're literally trying to find an audience. So these are the things you need to consider.BEN: I love it. I got two more just in the weeds detail questions.RUDI: Alright, let's do it.BEN: Let's talk description. And what I've seen ‘cause I'm in the middle of applying to festivals. And by the way just for. Listeners, this might interest you. So I discovered Rudi's YouTube page and I was like, this is so helpful.And then I went to the Wyoming International Film Festival page and all the transparency and statistics that, that Rudi puts out, that the festival puts out. And I realized, okay, so the short documentary I have is not a good fit for this festival. Exactly what Rudi's saying. So just for anybody listening, thank you for doing research.RUDI: Thank you. That's good. That's not a bad thing, right? That means it saves you time, it saves you money, it saves you heartbreak. It's so good. Do research before you submit. I'm sorry, but I, it's in, in almost every single one of my videos, I tell filmmakers, do your research before you submit. Find the festivals that gel with your film.And if it, if they don't screen the type of movie that you have, don't submit to ‘em. You're wasting your time, you're wasting your money. And the festival, like the programmer behind the screen, might love your film. They truly might love your film, but they're programming for a very specific audience and they know what that audience's taste is.So that's why they're driving specific films to that audience. So even if they love it, they might not include it, which is why you should always do your homework and do your research before you submit. I'm sorry to interrupt, but it's so importantBEN: And yes. And the flip side of that coin is now I also know what the Wyoming International Film Festival looks for.So in the future, if I have a doc or a film, I'm like, oh, this would be a great fit for this festival.RUDI: Yes.BEN: It helps both ways.RUDI: It does. And it helps you dial in. Which festivals you should target, which festivals are gonna help you with your specific goals. Whatever your goals are with the film it's gonna help you with your budgeting and your travel plans and your own personal calendar.It's gonna help with your mental health. It just, it helps on so many different aspects. And on the film festival side of things, I appreciate it when I hear from filmmakers say, Hey man, I looked into your festival looks good, but you don't have the kind of film that I have. And I'm like, not a problem man.Maybe I can point you in the right direction. Maybe I know some film festival programmers, I can make a recommendation, on your behalf too, that's not a bad thing. We love movies and we want to see them successful, but not every single fest or film and story is going to be successful in every single market.So it's very important to find your audience. And believe me, we are going to be cheering you the whole way.BEN: I want get back to my kind of in the weeds questions, but you've mentioned something that is big picture, that's so important. I feel like I've buried the lead here. And you mentioned this you've mentioned this multiple times in your videos.Is that a Phil, it's key. Maybe the most important part of this process is of the film festival submission process is a filmmaker needs to understand what are their goals in applying to a festival. Yes. So can you just talk a little bit about that?RUDI: So film festivals are a tool. And they can be a tool for many different things, but they are a tool.And just every single tool is not right for every single job, every film festival is not gonna be right for every film and vice versa. So before you go out to film festivals, you just need to ask yourself why? Why am I going out to film festivals? Why am I spending the money, the time, the energy, the effort?What do I want out of film festivals? And that's where you need to identify your goal. And the more specific you can be with the goal, the better it's going to be you going on your film festival journey. So for many filmmakers, a common reason they go out to film festivals is networking. So I'm gonna use that as an example.So let's say your goal is I want to network, I want to meet other. Filmmakers, I wanna meet, directors of photography and producers and other people that I can hire for my projects, or they're gonna hire me for their projects, and I want to build that network and I want to meet more filmmakers.Fantastic. Great. That's your goal. So the first thing that you need to do is you need to be looking at festivals that have networking events. And in this particular instance, you need to ask yourself two things. One, does it have networking? Is there in-person networking parties or networking events?And two, do the types of people that I want to meet actually attend those networking events. So us at the Wyoming International Film Festival, we have a pretty broad spectrum. We have filmmakers that are just beginning their journey. They're totally new, wet behind the ears. They're green they're just starting their journey.That's great. All the way up to every year we have multi Emmy award-winning filmmakers. Like people who do this professionally they're in unions or professional organizations, or they're a member of the academy, motion picture Arts and sciences or the TV Academy or sometimes like the Grammys and stuff like that.I, myself, I'm a professional editor, so there's people like me who professionally work, but they're like below the line. They're cinematographers editors, gaffers, what have you. So if your goal is to meet some like high-end producer that's gonna throw, a million dollars at your movie our festival is not the festival that's gonna help you with your goal.So you should skip over us because we don't have that kind of person in attendance. But if your goal is to meet other filmmakers at your level that you can collaborate with or get hired by or whatever. We're a great festival. We have tons of networking, and we bring in a ton of those filmmakers.We're a great event for you. So when you identify what your goal is and you're very specific about it, it's easier to identify which festivals you should start targeting. I take that one step further, and then once you've narrowed down which festivals are gonna help you with your goal, then you look into their history and see which of them have screened movies like yours in the past.So if you have a, you know I use the example, if you have a seven minute comedy coming of the age film, now you know which festivals have good networking, which festivals have the kinds of people you want to network with. Now you look at which ones have screened short coming of age comedy films in the past, and have a history of doing that.So that's gonna help you filter it even further. And by doing that, you're gonna really start to develop your film festival strategy. Now I do have some exciting news. There is something coming now, it's called Hike, H-I-I-K-E. It's hike with two I. And what Hy is doing, it's a submission platform similar to film Freeway, but among many of the tools that they're giving filmmakers, they're giving filmmakers customized festival strategies and they're scraping all of that data from film festivals, what they've programmed in the past.And when you as a filmmaker, join Hike, you take a little quiz, you tell them what your goals are, what your film is, you know how long it is, what the genre is, tell them about yourself. And they literally have. Data scientist who's built this like machine learning algorithm that pairs the data from the film festival to what the filmmaker provides.That literally gives you a compatibility score. So it's, it comes out and tells you, if you want to network with, professional filmmakers but not mega producers and you have a short comedy coming of age film Wyoming International Film Festival has that crowd screens those types of films and you would have a 90% compatibility.So it actually helps you develop your festival strategy for you.BEN: It's so needed. And Rudi has a great video on how to spot scam film festivals. Yes. That's something that is just prevalent these days. So for filmmakers who are getting ready to submit, I encourage you to watch that video. I'll link to it in the show.I'll link to everything that we're discussing in the show notes. The. So Rudi talked about one goal a filmmaker can have is to network other goals at various points in my, film festival my limited film festival career I've applied to festivals ‘cause I wanted to go to that city, new Orleans Fest, new Orleans Film Festival.TravelingRUDI: is totally legitimate reason to go.BEN: People apply because they want distribute, they wanna meet distributors or financiers for the next film. Although, that's what everybody wants. SoRUDI: you, you would be surprised. So in, in 2018, I had a feature film and my, my goal like most feature films was to land a distribution deal.But I was like, that's not specific enough. There are many steps to land a distribution deal. So what I need is I need good press on my film. So that was a goal. So I wanted to target festivals that had press. I wanted laurels. I wanted to win some awards with it, but I also knew my film was. Small and kind of small scale.So it wasn't gonna win laurels at big festivals. So I was like, okay, I need festivals with press. I need festivals that are legitimate and above board, but also small enough where I'm gonna be competitive. And then I wanted to actually meet distributors. And I know they only go to big festivals, so I actually had to target three different kinds of festivals.‘cause I had three, let's call ‘em conflicting goals with my own film. So that's what I did. I did a split strategy. I targeted festivals where I was gonna be this tiny little fish in a very big pond. And no one's really gonna notice me, but I'm just happy to be there. I targeted festivals where I know that I was going to get very good press and very good reviews on the film.And I targeted festivals that were small, still legitimate, but I was gonna be competitive and maybe bring home some trophies. And so that was my strategy and it worked, and I landed a distribution deal.BEN: That's so great. I, I'd love to do a part two at some point we can talk distribution deals and all of the, yeah.Things like that. But I think for people listening, the big takeaway is even with this multi-pronged goal, three different goals connected to each other. Once you identify what your goals are, then you work backwards and you create your strategy to Yes, to achieve those. Okay. Back to the two in the weeds.Two more in the weeds questions. Yeah. So description, and as I'm looking at other film descriptions, and I saw this at USC all the time as well, and we talked about earlier, filmmakers wanting to sit in emotion or sit in something traumatic and have the audience experience that I notice a lot of times in descriptions of short films.Can so and so come to terms with this? Can, and just as someone who has a little bit of experience marketing stories, where's the action? What's the active what's this person actively trying to accomplish, rather than can they just come to terms with something? Can you talk a little bit about film description, just three or four lines.What pops?RUDI: So just like your poster, just like your marketing and everything, a film description is your way to reach through the screen, grab the audience, grab the programmer, and pull them into your movie. Keep in mind, your whole entire goal is to get people to watch your film, get them excited about your film.And so if you just have a very drab, like description that's just yeah, has to face consequences for a decision they made or come to terms with something when I, that's a good V one, that's a good place to start, but that's not going to get an audience excited about your film.I saw film, I don't know if it was at my festival. It wasn't at my festival. We didn't screen it, but I'm saying, I don't know if it was submitted to my festival or if I saw it at another festival, but I remember one of the descriptions it was great. It was whatever the two character names were, John and Jane, I forget what the characters are, but like John and Jane are on a date, there's a bomb in the other room.I I hope the date goes well, or something like that. Let's hope the date goes well. And I'm like, what is this movie? That gets you really excited for it. You're. It, it creates so much mystery. And also just the cavalier way that it was written immediately tells me this is gonna be a comedy, or it's not taking itself too seriously.It's not some like gritty, dive into the underworld or whatever. Like just how blunt it was about the dis of the film and just that like small little description. I know I'm paraphrasing what it was, but it stuck with me for years at this point. ‘cause I'm like, that is how you write a description for a film.That is how you get someone excited to see what is this movie about? Let's jump in. Piggybacking off a description. Titles are another great way to do that. In, in my own repertoire of films I've had film called Prudence. Okay, fine, whatever. Prudence doesn't really tell you much about that film.I had a film that I'm very proud of. It's artsy, it's a little bit magical realism and it's called in this gray place, and it has that artsy mystique around it in this gray place. And I love that title. I did it, I did a film back in film school. It's terrible, but the title's great.It's called Back to Fort Russell. It was a Western and I, to this day, it's one of my favorite titles that I've ever had. But it tells you something. It clues you into what this film is going to be, what the journey of this movie is going to be. And some films do that better than others. And some films, yeah, it's not necessary.But I, I get more excited when I hear something like the Texas Chainsaw Massacre than I do something that's just like love. Or mom or something.BEN: I think this is the last question. So again, with all these little details, cover letter, talk to me about cover letters.RUDI: It's so interesting you asked me that question ‘cause hearing about four or five days, I'm posting a video on the YouTube channel about cover letters. It's short, it's only four or five minutes long, but cover letters are so important.Should absolutely write a cover letter. And a couple of days ago I was talking with programmers at dances with films, and if you don't know dances with films, look ‘em up. They are an incredible film festival. They are in the big leagues for sure. And I was talking with a couple of programmers and I asked them about covert letters and they said, it's so important it.How the filmmaker is going to put an audience in the theater is very important for their festival. How they're going to get people to attend is very important for them and they're like, a good indication in a cover letter is when they, the filmmaker indicates how they're going to market their film and they use the example of football.Let's say it's a movie about football. They're like, if it's a movie about football and you tell me in the cover letter that you're part of several like football organizations, or you're gonna be reaching out to sports organizations or youth organizations for sports or something like that, to attend the film.That's a very good indication for them in the cover letter. For me, I think a cover letter is very important in that it shows. You're going the extra mile to show the festival you care. You're not just submit and quit. We're not just one festival on a list of 50 that you're submitting to. There is a reason you want to screen with us, and that's a specific reason.Either you feel that your film is good fit for our audience, or there's something that you want to connect with. In Wyoming, I had one cover letter and we did accept this film and it was really funny. They put in their cover letter like their film was a comedy, so their cover letter was also very comedic, but they're like, honestly, we're just gonna go up to Yellowstone around that time and we would love to swing by and show the movie.And I laughed. I laughed so hard at that and I'm like. But that shows me they care. Like they want to be there. And the film was good and it was funny and we screamed it and they were there. So it's a way to show a film festival enthusiasm and it's way to inform the festival about yourself, about your film, and how that's gonna gel with their particular event and their audience.BEN: I love it. And that reminds me, I got one more, I got a bonus question. Yeah. Can you talk about applying early?RUDI: Yes. Statistically, when I look at our own data, statistically, it does seem to be that the earlier you apply, the better chance that you have. And so I don't want to give the impression that if you applied late.You have no chance. I think in the video where I literally broke down the data and the statistics, I think at our festival we had a one in five chance of getting in on the late deadline, which is about a 20% acceptance rate. But it was much higher the earlier it came in. So just with the raw data taking out my opinions, my emotions on it, whatever, just the data itself shows earlier is better.Now, here's where my opinions and my feelings towards it come from. I think it's a couple of things. One, when you get in early, you set the pace for the rest of the festival, you're telling us, okay, it's a drama. We're gonna compare your film against others. Like you have now become the benchmark that we're gonna compare other films to when it comes to like dramas or whatever.What it also does. It's something I'm going to discuss in my video and cover letters, but it also engages something, what's called mere exposure effect in psychology, which is essentially the more that you are exposed to something, the more preference you have towards it. Which means if you get in early, you are exposing yourself, your film, and your story to the programmers more often and more readily than late submissions are.So it's more likely that the programmers form some attachment to your film, and that's just human nature, that's just psychology. There's some practical reasons for it as well. Obviously, earlier submissions, earlier deadlines are cheaper, so it's better to get in. It's just gonna cost you less money to do and then lastly, there are many festivals that are developing their program as they go. So as films are coming in, they're shaping. We got a ton of dramas. Maybe we need two drama blocks, or, we, we don't have enough sci-fi for a sci-fi blocks, we gotta spread it out or whatever. So if you come in late, you're now trying to elbow some other film out of the way in order to find your screening slot.Which don't get me wrong, there are plenty of programmers that are absolutely gonna go to bat for you. They're gonna fight hard to get you in. Doesn't matter if you come in early or late or whatever, but the chances are just better. And the data shows that if you get in early. All that said, a couple of years ago, the very last film that came in with only two hours left in our deadline, we ended up programming it.So it, it is possible.BEN: Rudi, I cannot thank you enough. I can't tell you how helpful this has been. There's so much great information for filmmakers. Filmmakers submitted to festivals, people just interested in going to festivals. So thank you so much for taking the time.RUDI: Hey it's always a pleasure.I always love talking film festivals and for any filmmakers out there, head on over to YouTube hit up the Film Festival Guide. That's my YouTube page. I'm coming out with videos every two or three weeks. That's about what I put ‘em out there for. So if you need any guidance or any, I don't know, insight for film festivals that's where I am.BEN: Film Festival Guide. I'm a subscriber. I can't recommend it enough. Any other social media where people can find you?RUDI: Oh no, I'm terrible on social media. YouTube's enough for me right now.BEN: So Film Fest.RUDI: I will probably expand in the future and I'll probably make some announcement on the YouTube channel.Got it. But for right now, I'm just trying to get good information out there to as many filmmakers as possible.BEN: Thank you so much for doing that. It's such a huge benefit for film.RUDI: Thank you very much for the support and thank you very much for having me on. I enjoyed this. This was a lot of fun.BEN: Me too. This was great. Thank you. And that was my interview with Rudy Womack, director of the Wyoming International Film Festival and creator of the great YouTube page, the Film Festival Guide. Hope you enjoyed this episode. If you did, please forward it to one person. Thank you and have a great day. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit benbo.substack.com

Relationships shift dramatically once a baby enters the chat. Honestly, it might be the biggest transition your partnership will ever face! Our guests this week are the incredible Tarah and EJ Kerwin — a married couple, both mental health practitioners, who run the Relationship Renovation Counseling Center and host the Relationship Renovation Podcast, where they tackle marriage, intimacy, and communication head-on.What makes them especially unique? They don't just teach this stuff… they've lived it. After having children, their marriage hit a breaking point and nearly ended. Now, they're sharing what pulled them back from the edge — and the tools they now use to help thousands of couples do the same. We discuss the effects of resentment, rage, intimacy issues and sleep deprivation on our relationships AND how to get back on the same team as your partner. Buckle up, it's a good one!Want more from our guests?Check out the Relationship Renovation Center HEREListen to the Relationship Renovation Podcast HEREWant more from Sarah?Personal Instagram: ⁠⁠⁠⁠⁠@SarahMerrill_Hall⁠⁠⁠⁠⁠Share some Laughs: ⁠⁠⁠⁠⁠@bigkidproblems⁠⁠⁠⁠⁠Check out our new Show IG! ⁠⁠⁠⁠⁠@bottleserviceBKP⁠⁠⁠⁠⁠Shop Sarah's Pregnancy/ Postpartum Must Haves on ⁠⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠Shop ⁠⁠⁠⁠⁠Bottle Service MERCH⁠⁠⁠⁠⁠! Big thank you to our episode sponsors!⁠⁠⁠⁠⁠Quince⁠⁠⁠⁠⁠ - From quick dinners to slow simmers, Quince has the cookware to make it all better! Quince.com/BOTTLESERVICE⁠⁠⁠⁠Grow Therapy⁠⁠⁠⁠ - Find the right therapist for you today! GrowTherapy.com/BOTTLESERVICEGreenlight - Don't wait to teach your kids real-world money skills. Free trial at greenlight.com/bottleserviceUncommon Goods - Find the right gift for everyone on your list! Get 15% off at UNCOMMONGOODS.com/bottleserviceRitual - Get 40% off your first month at ritual.com/bottleservice.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

BE WARNED: It's LuAnna, and this podcast contains honest, upfront opinions, rants, bants and general explicit content. But you know you love it.On this week's LuAnna: The Podcast: Lu's been to Dubai and drank in inordinate amount of tequila, Anna's been to the lakes and spilled a bucket of wine down herself and Imo's scrapping Did you know. It's all going on.Plus, iffy massages, a man looking for sex advice, women only carriages on tubes, dipping biccies in squash and the lady who faked a pregnancy and birth. GRAB YOUR TICKETS FOR THE BIG PARTY AT EVERYTHINGLUANNA.COMRemember, if you want to get in touch you can: Email us at luanna@everythingluanna.com OR drop us a WhatsApp on 07745 266947Please review Global's Privacy Policy: https://global.com/legal/privacy-policy/

Anyone in need of a recap? We've got you covered! Christian and Harvey take you on a whistle-stop tour of The Boursin & Gray Trilogies, reminding you of all the major stuff that's happened so far across Wild Hollow.Honestly, if we'd known we could tell the stories of both trilogies in 5 and a half minutes, we could have saved ourselves a hell of a lot of time. Hindsight, ey.Highperion Day (Vol. 1) launches 20/11/25.

Jess sits down with her mom for a season finale episode! They tackle questions like, "How do you develop a prayer life?" "If you could go back would you do anything different in parenting?" and more! And if Jess' outfit choice for the episode reveals anything, it is that this episode is meant to feel more like a chill chat with your mom and less like a proper finale. But you know what? That's okay! We still made it to the end of Season 1 of The Honestly, Jess Show, and we're pumped to use this break (from podcasting and socials) to recharge and reconnect with what the Lord is doing!Instagram | @the.honestlyjess.show

Jess sits down with her mom for a season finale episode! They tackle questions like, "How do you develop a prayer life?" "If you could go back would you do anything different in parenting?" and more! And if Jess' outfit choice for the episode reveals anything, it is that this episode is meant to feel more like a chill chat with your mom and less like a proper finale. But you know what? That's okay! We still made it to the end of Season 1 of The Honestly, Jess Show, and we're pumped to use this break (from podcasting and socials) to recharge and reconnect with what the Lord is doing!Instagram | @the.honestlyjess.show

We are back, and halfway through season five. Honestly, if you asked us how long we've had Mr. Jaecke on our list to interview, we'd tell you entirely too long. We finally got the opportunity to sit down and discuss some major topics that have been needing answers. Not only do you get the story behind Mr. Jaecke's success, but also how we can be better as an industry. Mr. Jaecke is known for standing in what he believes, and this episode is an exact representation of what we try to bring to you as a listener. Empowerment Is Here.

Tune in every Friday for more WOW Report.10) Hot Flick: Die My Love @00:519) Netflix Pick: Frankenstein @06:598) Triathlon: The Running Man (2025) @12:307) The Mommies: Their Last Trimester @22:436) New Style Star: Rama Mamdani @27:555) Triathlon: The Running Man (1987) @29:374) No, Honestly. Rest in Perfection: Pauline Collins @36:343) Revisiting Dynasty @39:202) Triathlon: Le Prix de Danger (1983) @42:211) The Neiman Marcus Christmas Catalogue @46:48

Every Saturday morning, Weekend Breakfast focuses on an area of 'wellness' - health, relationships, mental health, career, home - it's all about practicing healthy habits to attain better physical and mental health outcomes. CapeTalk’s Sara-Jayne Makwala King is joined by Dr Ledivia Strauss unpacking the ins and outs of the menopause. Weekend Breakfast with Sara-Jayne Makwala King is the weekend breakfast show on CapeTalk. This 3-hour morning programme is the perfect (and perky!) way to kickstart your weekend. Author and journalist Sara-Jayne Makwala-King spends 3 hours interviewing a variety of guests about all things cultural and entertaining. The team keeps an eye on weekend news stories, but the focus remains on relaxation and restoration. Favourites include the weekly wellness check-in on Saturdays at 7:35am and heartfelt chats during the Sunday 9am profile interview. Listen live on Primedia+ Saturdays and Sundays between 07:00 and 10:00am (SA Time) to Weekend Breakfast with Sara-Jayne Makwala-King broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/AgPbZi9 or find all the catch-up podcasts here https://buff.ly/j1EhEkZ Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

What a week! We've come to Step 5 of the 5x5 Money Manifesting Challenge - but we're just getting started!  Honestly, I think if you do NOTHING else, this step will still change your life and your money manifesting.   I used to suck at it, but I'm getting better every day. Step 5 completes the manifesting circle and will help you welcome in the positive new energy and abundance the universe has in store for you.  Register for the Challenge at https://www.denisedt.com/challenge

The bearded legend Alex Rudd returns to Bass and Brews to talk BJJ, Bigfoot, becoming a father, and some other stuff probably. Honestly there was so much classic Bass and Brews BS in this episode.

What lights you up?   In this episode, I'm sharing how my approach to annual visits in functional medicine has changed over the years. Instead of piling on labs and long checklists, I'm leaning into something much more meaningful—creativity and personal values as part of the visit itself.   I walk through the framework I use now, touching on brain health, hormones, metabolism, detox support, structural health, and something we don't talk about enough: personal fulfillment. My goal is to help practitioners rethink the “annual exam” and turn it into a moment that actually matters for both you and your patient, not just another box to check.   It's a gentler, more intentional way to practice. Honestly, it feels a lot more human.    How can you rethink traditional approaches and incorporate meaningful, patient-centered strategies into your practice?   Catalyst Studio Mentorship: https://drlarasalyer.com/catalyst/#studio Brainstorming session: https://drlarasalyer.as.me/discovery (Use code PODCAST to waive the fee!) Website: https://drlarasalyer.com Shop: https://drlarasalyer.com/shop Catalyst Kit: https://rightbrainrescue.com/p/catalyst_kit Instagram: @drlarasalyer Facebook: https://www.facebook.com/drlarasalyer Linked-In: https://www.linkedin.com/in/drlarasalyer/ YouTube:  https://www.youtube.com/c/DrLaraSalyer TikTok: @Creativity.Doctor

The bearded legend Alex Rudd returns to Bass and Brews to talk BJJ, Bigfoot, becoming a father, and some other stuff probably. Honestly there was so much classic Bass and Brews BS in this episode.

First Time?Start Here: https://bit.ly/MarinersconnectcardCan we pray for you? https://bit.ly/MarinersPrayerOnlineYou can find information for all our Mariners congregations, watch more videos, and learn more about us and our ministries on our website https://bit.ly/MarinersChurchSite. Support the ministry and help us reach people worldwide: https://bit.ly/MarinersGiveFIND US ON SOCIAL MEDIA• Facebook: https://www.facebook.com/marinerschurch• TikTok: https://www.tiktok.com/@marinerschurch• Twitter: https://twitter.com/marinerschurch• Instagram: https://www.instagram.com/marinerschurch

10 for Teens + Tweens just celebrated it's 5th birthday! Honestly this podcast exists because of you girls, so with all my heart, thank you for listening.Have you ever heard about using visualization? It's a mental practice that can help you achieve your goals. Let's explore how to utilize it and how it can help you..   .   .A full transcript of this episode is available in the 10 for Teens + Tweens Ep. 140 show notes on EmpowerfulGirls.com.

Janine Shepherd. Holy snapping ducksh*t, where do I even start? This woman’s story isn’t just about resilience, it’s about rebirth. From Olympic hopeful to being hit by a truck and told she’d never walk again… to becoming a pilot, flying instructor, and now deep in her PhD on the in-between spaces of life - literally and spiritually. We spoke about that space between life and death (yeah, she took a trip there) - what she saw, how she came back, and the powerful choice she made to live again... not despite her disability, but because of it. We unpacked identity, forgiveness, shame, spirituality, language, and what it means to consciously re-story your life when the old one falls apart. Honestly, this has got to be one of my favourite kind of chats! You'll love her. SPONSORED BY TESTART FAMILY LAWYERS Website: testartfamilylawyers.com.au JANINE SHEPHERD Website: janineshepherd.com TIFFANEE COOK Linktree: linktr.ee/rollwiththepunches Website: tiffcook.comSee omnystudio.com/listener for privacy information.

What does it really mean to live a creative life that's true — not tidy, not performative, but real?In this conversation, jewelry artist Susan Wachler shares her journey from a multi-generational family of jewelers to her own late-in-life return to the bench after decades as a psychotherapist. Her work carries the weight of both lineage and lived experience — raw, textural, and deeply human.We talk about redefining success, creating without proof, and how honesty — both emotional and artistic — can become a kind of freedom. Susan also reflects on what it means to make art in uncertain times, to let intuition lead, and to find joy in the alchemy of the studio.It's a conversation about resilience, honesty, and the quiet courage it takes to keep showing up for your craft simply because you love it.Follow Susan...Instagram: @susanwachlerjewelryWebsite: susanwachlerjewelry.comLove the Podcast?Support an episode: ⁠Click here to learn more!⁠Without your support I couldn't continue the Slowmade Podcast. Thank you so much!Follow Christine and Slowmade...Instagram: ⁠@christinemighion⁠Jewelry Website: ⁠christinemighion.com⁠Slowmade: ⁠slowmadepodcast.com

Initially, I received an email from Jennifer apologizing for not seeing my request for an interview from a few months back. (That's the LAST time I email in invisible ink...) But hey, life happens, and this was very much worth the wait! You'll see in this interview that she's very lively and a fun guest to talk with, right off the bat. She let me know that "Roll ,Tide" is a proper greeting for folks for Alabama, but not "War Eagle." (It's a sports thing, Rebels. Honestly, I don't know much about croquet, anyway. ) But whatever team you are rooting for, have a listen to a really fun interview. Thanks for coming on the show, Jennifer!Jennifer's info: Website: https://www.jcarrwrites.com/ Facebook, Instagram, and TikTok: @jcarrwritesYou can find Jennifer's collections on Amazon here.Catch "Sherpa Selects" on Saturdays. It's the episodes you tried to avoid the first time around!More thanks: Intro/outro:https://www.yourimagingguy.com/Music Credits/Voiceovers: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bruce Goldberg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ( aka Lord Mr. Bruce); other Voices: The Sherpa-lu Studio PlayersYouTube: @sherpalution5000 @sherpalution-Instagram; @sherpalution1- TikTokLink pages: https://linktr.ee/sherpalution or https://chirp.me/sherpalutionHere's our website: https://shows.acast.com/the-sherpas-podcast-picksYou can support this show...FOR FREE!!! All you have to do is listen here.Email:jimthepodcastsherpa@gmail.comSupport:Review the show on Apple Podcasts or Spotify.**AI disclaimer: Any use of artificial intelligence in the voiceovers that may be used in this show are strictly for entertainment purposes. They are not used to mislead or disparage the content in this podcast, any guests, or the podcast platform that you are listening on. But I, as your Sherpa, have faith in YOUR intelligence as a listener, and know that you were already aware of this. Thanks for listening!Become a Rebel of the Sherpalution! Please subscribe to the show (for free) through your favorite podcast listening medium, so you don't miss an episode. (What if you miss one, and then we have a test????) If I'm not on your favorite medium, let me know, and I'll bribe my way on it! (That's assuming I actually have money...) Also, please reach out to me through my social media channels or email address. I'd love to hear what you think.And PLEASE let me know if there's a podcast I should be checking out...even if it's one you host! Hosted on Acast. See acast.com/privacy for more information.

While spending some time with his family over the weekend, John's cousin made a joke that he had some "tendencies." Honestly, no truer words could be spoken...

When John Fetterman won Pennsylvania's senate seat in 2022, Democrats across the country treated him as a hero and an example of a path forward for the party in the populist Trump era. Three years later, he often finds himself at odds with his party – most recently, on the government shutdown, Israel, and working class voters.He delves deeper into his political views and experiences in a new memoir out this week, titled Unfettered. In the book, he's also deeply honest about his struggles with mental health.“Honestly, I know millions of Americans suffer,” Fetterman told NPR. “And to really understand what [...] true deep depression is like [...] that's part of the conversation in the book.”This episode was produced by Tyler Bartlam with audio engineering from Andie Huether. It was edited by Ashley Brown and Nadia Lancy. Our executive producer is Sami Yenigun.You can also watch the full conversation between NPR's Scott Detrow and Fetterman here.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

What do you do when God directs you down a path that makes no sense?Honestly, I've lost count of the number of times the Lord has led me in a direction that, well, just seems so terribly inefficient!In this episode of Live the Bible, we'll be in the book of Acts to look at times Peter and Paul must have felt the same way. So often, we know where we're headed; we feel ready. But instead of taking us on a direct path, the Lord throws in a hard left turn. We all know the shortest distance between two points is a straight line, so why does God always seem to take us the long way?There's an answer, and it's a good one!Support the show

Ever feel like you're doing all the things and still getting zero results? Like you're working so hard and wondering… is this even worth it? Yeah. I was there. After pouring time, energy, and heart into something I thought would be a win and getting nothing back, I was ready to throw in the towel. Honestly, I felt like a failure. But then I had a conversation with my friend and coach, Laurie Shopland, that changed everything. What started as a normal Tuesday call turned into one of the most important mindset shifts I've ever experienced, and in this episode, I'm sharing it with you. Laurie walks us through her Truth Model — a simple, 5-step emotional processing tool that helps you go from shame and judgment to peace and clarity. It's mapped to your hand, easy to remember, and so powerful. If you've been struggling with discouragement, shame, or the temptation to quit, this episode will feel like a deep exhale. Laurie gives us language, grace, and permission to be human, and then leads us gently toward truth. And trust me, you'll want to write this process down. What you'll learn • Why naming your emotions is 80% of the work • The difference between noticing a feeling vs. judging it • How to use Laurie's Truth Model hand analogy to shift out of shame • What Scarcity Street sounds like in your mind (and how to move to Abundant Avenue) • How to identify the lie you're believing and replace it with truth (even if you have a lot of evidence that the thought "the lie" is true) • What it means to forgive yourself for forgetting and why that changes everything Join the waitlist for my Black Friday: 5 Days. 5 Deals to get early access to the deals and to be entered into a drawing for a $50 gift card --> https://simplysquaredaway.com/bf For the resources and links mentioned, go to:  https://simplysquaredaway.com/137

This guided meditation invites you to carve out time for yourself—a moment to pause and invest in your own well-being.As we take a breath, settle into stillness, and direct our awareness inward, a transformation begins. Imagine a snow globe after the flurry subsides—everything that was swirling finds its place, and suddenly we can see through to what truly matters within us.I hope this practice serves you well.

Word up BookshelversAs autumn has its chilly grip on us (at least here in the UK), you'll be pleased to hear we have an episode for you as heart-warming an as a bowl of steaming soup about an equally wonderfully heart-warming book. This week Corrin and Steve have the pleasure of catching up with the awesome Diane Gollowitzer who is not only a good friend of ours but also a fabulous award winning photographer, trick trainer and now published author (WOOHOO). You'll here in this interview just how much Steve and Corrin LOVE her new book Muzzled and Misunderstood: Love Letter to my Muzzled Dog. This is, not only, a much needed book that tackles a taboo subject head on, but also a bona fide work of art in its own right. Using the power of Diane's breath taking imagery a weaving it with beautiful, honest and vulnerable "letters" written by the guardians to their own dogs: this book is as much a well needed life affirming lift, as it is a crucial text that challenges the status quo. Honestly if you love dogs, you'll love this book.On top of discussing the book in our normal book review style as well as talking to Diane herself, we also update everyone on the ongoing saga of Penguin and discuss the curious case of bedtime Brian Cox... If indeed it is him.Pop it straight in those lug holes... you know you want to.Links:Diane's website: https://www.dogsinfocusphotography.com/Diane's Instagram: https://www.instagram.com/dogsinfocusphotography/Diane's Facebook: https://www.facebook.com/dogsinfocusphotography/Pre-order the book on Amazon: Amazon: https://www.amazon.co.uk/dp/1910488747About the project: https://www.dogsinfocusphotography.com/muzzled-and-misunderstood/The Muzzle Project on Instagram: https://www.instagram.com/the_muzzle_project/

Power Quote: “My job is to remove the barriers that prevent teachers and students from being successful.”Teaser:We've had some very good episodes this year (and, yes, probably some not-so-good ones) and I think today's may be one of the best. My goals for each show are that you finish listening feeling inspired and purposeful, and that you have some tool, technique, idea, or perspective that you can use to make your life and leadership better. Today's interview checks all those boxes. Honestly, I think you may want to listen to it twice – there is so much goodness here. Before we get started…Sponsor Spot 1:Do you love to travel but are tired of the same old student trip?  Check out Kaleidoscope Adventures, our preferred planning partner! Kaleidoscope Adventures has been planning educational travel beyond expectations for more than 30 years. They know the best destinations for student groups – they might even surprise you with a few hidden gems you've never considered!Discover the Harry Potter connection in Portugal, plan an “epic” trip to Universal, or celebrate America's 250th on an American Adventure!Each experience is customized to fit your specific needs… never a “one-size-fits-all” cookie cutter trip! When you need a little inspiration, contact the experts at mykatrip.com for the freshest ideas for your next student trip!Show IntroGuest Bio:Today's guest is a respected leader in education, Coach Darryall White, assistant principal and athletic director at Indian Land Middle School in Lancaster County, South Carolina.A proud Clemson graduate, Coach White has spent more than 30 years serving students as a teacher, counselor, and now assistant principal. He's coached nearly every sport and recently made history as the first-ever Lancaster County School District Assistant Principal of the Year.Known for his energy, authenticity, and passion for developing champions from the inside out, Coach White helps students, teachers, and athletes strengthen the heart, the head, and the hustle.”Warmup questions:We always like to start with a celebration. What are you celebrating today?Is there a story that will help listeners understand why you are doing what you do?Questions/Topics/PromptsOne of the things you speak a lot about is passion, so let's dive deep into it:How is your passion different today than when you first began teaching? The job of AP is demanding. How do you keep your passion fueled?If you are having a tough day (or week), what are ways you get yourself back on track?I think there can be a tension between serving students and serving teachers. There is only so much of you to go around. How do you find the right balance?I'd like us to shift into processes. We haven't spoken enough before for me to know for sure, but I suspect you are someone who is process driven. I like to say systems and structures support sustainability. So, what systems and structures are key to your success?Finally, it's hard out there…Sponsor Spot 2:I want to thank IXL for sponsoring this podcast…Everyone talks about the power of data-driven instruction. But what does that actually look like? Look no further than IXL, the ultimate online learning and teaching platform for K to 12. IXL gives you meaningful insights that drive real progress, and research can prove it. Studies across 45 states show that schools who use IXL outperform other schools on state tests. Educators who use IXL love that they can easily see how their school is performing in real-time to make better instructional decisions. And IXL doesn't stop at just data. IXL also brings an entire ecosystem of resources for your teachers, with a complete curriculum, personalized learning plans, and so much more. It's no wonder that IXL is used in 95 of the top 100 school districts. Ready to join them? Visit ixl.com/assistant to get started.Closing questions:What part of your own leadership are you still trying to get better at?If listeners could take just one thing away from today's podcast, what would it be?Before we go, is there anything else that you'd like to share with our listeners?Where can people learn more about you and your work…Summary/wrap upI hope you enjoyed this as much as I didMotivation = gratitude and opportunityControl/not control (E+R=O)3 R's to recover (reconnect with people, reflect, refocus on wins)3 core “ways of being” (clarity, consistency, communication – in word and deed)Be intentional about finding opportunities to uplift othersThe job is about people, not tasksSpecial thanks to the amazing Ranford Almond for the great music on the show. Please support Ranford and the show by checking out his music!Ranford's homepage: https://ranfordalmond.comRanford's music on streaming services: https://streamlink.to/ranfordalmond-oldsoulInstagram: https://www.instagram.com/ranfordalmond/Facebook: https://www.facebook.com/ranfordalmond/Sponsor Links:IXL: http://ixl.com/assistant Kaleidoscope Adventures: https://www.kaleidoscopeadventures.com/the-assistant-principal-podcast-kaleidoscope-adventures/CloseLeadership is a journey and thank you for choosing to walk some of this magical path with me.You can find links to all sorts of stuff in the show notes, including my website https://www.frederickbuskey.com/I love hearing from you. If you have comments or questions, or are interested in having me speak at your school or conference, email me at frederick@frederickbuskey.com or connect with me on LinkedIn.If you are tired of spending time putting out fires and would rather invest time supporting and growing teachers, consider reading my book, A School Leader's Guide to Reclaiming Purpose. The book is available on Amazon. You can find links to it, as well as free book study materials on my website at https://www.frederickbuskey.com/reclaiming-purpose.html Please remember to subscribe, rate, and review the podcast.Remember the secret to good leadership:Be intentional in choosing how you will show up for othersBe fully presentAsk reflective questionsAnd then just listenDon't overcomplicate it, the value is in the listening.Have a great rest of the week!Cheers!

This is mad. 10 years. Honestly, did any of you think we'd make it THIS far? Did anyone think we'd still be this shambolic? Should we have had one show in 10 years with no self-inflicted problems?For this show we picked songs from 1991 to celebrate the show's birthday. Shout-out to everyone that sent us suggestions. We really appreciate it!As always though, get in touch with requests, recommendations and guest mix inquiries!https://www.instagram.com/radionighttrain/https://bsky.app/profile/thenighttrain.co.ukDon't forget, we're also available for family functions, weddings, funerals, boat launches and more.SHOW NOTESWhat Had Happened Was - PodcastTNT'S EP SpecialBreaks & Bass Fam | MixcloudLennie De Ice Remembered, and the Story of ‘We Are I.E.'Like a Human Flood: Attempting to Uncover the Real Sleng Teng Story | The QuietusAmen and AmensDeep Cuts: The Making of Screamadelica - Audio Media InternationalTNT Birthday ShowsTRACKLISTINGSaint Etienne - Only Love Can Break Your Heart (A Mix of Two Halves)Organized Konfusion - Fudge Funk (TNT Extended edit)Del The Funky Homosapien - Pissin' on Your StepsA Tribe Called Quest - Check the RhimePete Rock & C.L. Smooth - Mecca & The Soul BrotherBlack Sheep - Try Counting SheepKrispy 3 - Hip-Hop BoyMain Source - Looking At The Front DoorKMD - Who Me? Cypress Hill - Stoned is the Way of the Walk (TNT Extended edit)The Sugarcubes - HitDepth Charge - Depth Charge vs Silver FoxKLF Meets he Moody Boyz Uptown - Last Train To Trancentral (120 Rocksteady)Luxury - TwirlTuff Little Unit - Join The FutureThe Future Sound Of London - Stolen Documents (Jazz Dub)AFX - Analogue BubblebathRebel MC - Tribal Base SL2 - Way In My BrainLennie De Ice - We Are I.E.Special Request - ManixLTJ Bukem - Delitefol (Mix 1)Pinchers - BandeleroPrimal Scream - Higher Than the SunPJ Harvey - Dress My Bloody Valentine - SometimesThe Orb - Perpetual DawnMassive Attack - Unfinished Sympathy

(The podcast may contain sensitive topics. Listener discretion is advised.)For more than fifteen years, I have spent my life combating child sex crimes, especially online exploitation of minors. People say, it is all so negative. Nobody really wants to hear about it, and even more people seem to think that it is the kid's fault. They should know better than to send a nude on line. Honestly, it is not that simple.With artificial intelligence, mass audience live streaming, geo location software and the many other technological advancements that we are bombarded with every day, EVERY ONE of us are at risk of being exploited online at some day in the future. But when it happens to a child, a teenager, it can change their life forever.Recently, several organizations published the latest statistics of cases where minors were exploited. NCMEC the largest organization with a hotline to ask for assistance showed more than a 50% increase in online enticement cases in the first six months of this year. Cases involving Generative Artificial Intelligence (DEEPFAKES) increased from 6,835 to over 440,000.Our world has changed. Our kids futures, their lives, their safety is at stake and it is critical that every parent, grandparent, pastor, educator, civic leader and anyone who just cares about kids, MUST stop and educate themselves about this issue. We cannot afford to lose an entire generation of kids because “it is hard to hear”. Online exploitation, for adults and kids is life changing, but it is especially life altering when you are a hormonal, competitive teenager, who believes their life is ruined.Online exploitation of minors is NOT necessary. It is a conversation; it is understanding the new universe you live in. It is about preparing this generation of young people to live in a globally connected world with 5.5 billion other people and understand that a significant percentage of those individuals could cause you harm. It is about teaching kids to define what is a good relationship and what is a harmful relationship BEFORE they are ever allowed online. It is a call to leadership to prepare this generation of young people to live in a globally connected community using technology with respect and responsibility.

Can you believe we're almost at the end of the year already? Honestly, it's snuck up on me! If you're starting to feel that pre-Christmas chaos bubbling away, this one's for you — we're going to make sure December doesn't run you off your feet.This week, I'll be sharing how I plan my own summer — setting my working days, getting clients sorted before Chrissy, and keeping my systems tidy so everything runs smoothly while I take a break. We'll also chat about simple ways to prepare your content and offers so you roll into the new year feeling organised, energised, and ready to go.This episode's a quick one, but it'll get you thinking about how to make summer easy, enjoyable, and on your terms.And if you'd love a hand pulling it all together — your offers, your systems, or just finding a bit more clarity — I'd love to help. Book your free consult here and let's get your summer strategy sorted.And to make it super easy, I've created a free Back Pocket Toolkit Workbook you can download — it's a simple, practical guide to help you review what's worked this year and plan out your next steps with clarity and confidence.You can grab your free copy right here: www.geraldineheadley.com/podcast-downloads

Load Bearing Beams is no more. Say hello to 1-Week Rental! Honestly, it's pretty much the same show. We've just been trying to find a better way to explain what our show is, and we've realized (based on listener feedback and our own feelings on the matter) that what we do well is dive into a movie in terms of both unpacking its history and then analyzing and discussing how well it works as a movie. And since we do this with a different movie each week, you can think of it like we're renting a movie from the video store and getting to keep it for a week. You remember that, right? You'd watch it over and over, and you'd become a temporary expert on it, before saying goodbye to it, maybe forever. The show is largely staying the same, but we are going to try to make the episodes slightly shorter and we are doing away with the lengthy preambles that begin each episode before we get to the history segment. Thank you for your support of Load Bearing Beams, and here's to at least eight years with 1-Week Rental! 

Honestly a pretty relaxed/unremarkable mix of progressive house which is a nice genre and a bit new to me

This is a Fan Fav episode. The men you attract and find yourself in relationships with reveal more about you, your wounds, your insecurities and the parts of you that need healing and growth. Looking externally for safety, love, and validation is not only an unhealthy way to move through relationships, it's also a toxic way of living that doesn't serve your higher purpose and it will never create the peace you're looking for. Not every woman has experienced seeing a man completely open, vulnerable, and exposed. Honestly speaking, sadly, not many women are able to deal with the rawness of men's emotions. Yet, there is something comforting from hearing today's guest, Lewis Howes, share about the emotional trigger and pain that men go through. Lewis went from the cheating ladies man, emotionally closed off, and easily triggered insecure jealous partner-type to a man looking forward to marriage in a committed loving relationship that has healed his some serious past traumas and emotional triggers. Lewis Howes is the bestselling author of the book, The Mask of Masculinity, ultra successful entrepreneur, host of the podcast and YouTube channel, The School of Greatness. In this conversation with Lisa, Lewis brings up some challenging questions that are worth sitting with and giving some extra time and attention as you either navigate through your current relationship or spend time alone before your next relationship. Check out Lewis Howes latest book, The Greatness Mindset: https://www.amazon.com/Greatness-Mindset-Unlock-Power-Today-ebook/dp/B0B6ML61NP Follow Lewis Howes: Website: https://lewishowes.com/ YouTube: https://www.youtube.com/@lewishowes Twitter: https://twitter.com/LewisHowes/ Instagram: https://www.instagram.com/lewishowes/ Original air date: 3-8-23 CHECK OUT OUR SPONSORS Vital Proteins: Get 20% off by going to ⁠https://www.vitalproteins.com⁠ and entering promo code WOI at check out.  SleepMe: Visit ⁠https://sleep.me/woi⁠ to get your Chilipad and save 20% with code WOI. Try it risk-free with their 30-night sleep trial and free shipping! OneSkin: Get 15% off with code LISA at ⁠https://oneskin.co ⁠ Shopify: Sign up for your one-dollar-per-month trial period at ⁠https://shopify.com/lisa⁠ Macy's: Upgrade your glam at ⁠https://macys.com⁠ ****************************************************************** LISTEN TO WOMEN OF IMPACT AD FREE + BONUS EPISODES on APPLE PODCASTS:  apple.co/womenofimpact ****************************************************************** FOLLOW LISA: Instagram: https://www.instagram.com/lisabilyeu/ Twitter: https://twitter.com/lisabilyeu YouTube: https://www.youtube.com/womenofimpact Tik Tok: https://www.tiktok.com/@lisa_bilyeu?lang=en Learn more about your ad choices. Visit megaphone.fm/adchoices

Good sex doesn't happen by accident—it takes curiosity, communication, and intention. In this episode of Taboo to Truth, I'm breaking down five simple but powerful ways to go from “meh” to mind-blowing in the bedroom. From making foreplay last all day to using your words with confidence, these are the practical, pleasure-focused habits that transform intimacy at any age.Timestamps:00:00 – Introduction: What Great Sex Really Takes00:25 – Welcome to Taboo to Truth with Karen Bigman01:00 – Why “Good Sex” Isn't Enough01:35 – Tip #1: Get Curious02:10 – Tip #2: Slow It Down02:45 – Tip #3: Talk Dirty (or Honestly)03:20 – Tip #4: Play With Power03:55 – Tip #5: Prioritize Pleasure, Not Performance04:40 – Final Thoughts: Take the Pressure Off and Enjoy05:00 – Outro: Redefining Life and Sex After 50Want a deeper look? Watch the full episode on YouTube for a more visual experience of today's discussion. This episode is best enjoyed on video—don't miss out!Karen Bigman, a Sexual Health Alliance Certified Sex Educator, Life, and Menopause Coach, tackles the often-taboo subject of sexuality with a straightforward and candid approach. We explore the intricacies of sex during perimenopause, post-menopause, and andropause, offering insights and support for all those experiencing these transformative phases.This podcast is not intended to give medical advice. Karen Bigman is not a medical professional. For any medical questions or issues, please visit your licensed medical provider.Looking for some fresh perspective on sex in midlife? You can find me here:Email: karen@taboototruth.comWebsite: https://www.taboototruth.com/Instagram: https://www.instagram.com/taboototruthYouTube: https://www.youtube.com/@taboototruthpodcastKaren Bigman, a Sexual Health Alliance Certified Sex Educator, Life, and Menopause Coach, tackles the often-taboo subject of sexuality with a straightforward and candid approach. We explore the intricacies of sex during perimenopause, post-menopause, and andropause, offering insights and support for all those experiencing these transformative phases.This podcast is not intended to give medical advice. Karen Bigman is not a medical professional. For any medical questions or issues, please visit your licensed medical provider.Looking for some fresh perspective on sex in midlife? You can find me here:Email: karen@taboototruth.comWebsite: https://www.taboototruth.com/Instagram: https://www.instagram.com/taboototruthYouTube: https://www.youtube.com/@taboototruthpodcastSubstack: https://karenbigman.substack.comTake control of your pleasure with my Pleasure...

There's no better way to kick off a season of body horror than with the king of the genre, David Cronenberg. So join Zoë and Logan as they discuss VIDEODROME (1983) in all its gaping, pulsating glory! — Theme music by Greg Morrison. Visit Our Website: www.honestlypod.ca Email Us: thehonestlypodcast@gmail.com Follow us on Instagram: www.instagram.com/honestlypod Like us on Facebook: www.facebook.com/honestlypod Follow us on Twitter: www.x.com/honestlypod Keep up with us on Letterboxd: letterboxd.com/honestlypod/ Honestly?! A Horrorcast is available on SoundCloud, Apple Podcasts, Spotify, and wherever you get your podcasts!

Noise in your life keeps you trapped. Be free! And learn how to live honestly...Hint: It means learning to say "no" and quiet a particular kind of noise. PLUS: "Charming" is a red flag.See omnystudio.com/listener for privacy information.

There has been a lot of talk about the rapture happening these days. I always knew that there was debate about when it would take place. Meaning, whether it would be before or during or after the period of tribulation the book of Revelation speaks about. I vote for the before tribulation option. I did not know until recently that there are lots of believers that don't believe in any kind of rapture happening. To each his own, I guess. Honestly, it doesn't matter what any scholar or theologian or guru or preacher or professor says because they don't know any better than you or me. Only God knows the day and the hour. Jesus says in Matthew 24:36 that even he does not know.Continue reading the rest of this shows notes on our website Nothin' But Fine.Subscribe to our YouTube channel where you can watch this week's episode and catch up on past episodes! Subscribe to our YouTube channel where you can watch this week's episode and catch up on past episodes! ---Check out the Nothin' But Fine blog and website.Follow us on social media: Instagram Facebook Twitter YouTube Want everything in your inbox? Subscribe to the Nothin' But Fine newsletter!

Do you feel uneasy? Do you feel a level of ambient anxiety? Do you feel despair, despite the fact that we live in the most luxurious time and place in human history?  The point is, you are not crazy. If you feel these things, you are simply attuned to reality—and it's not a problem that's solvable with less screen time or with meditation, red light, or sea moss. My brilliant guest, Paul Kingsnorth, argues that the reason you feel this way is not this or that social media app or algorithm or culture war issue. That these are all superficial expressions of a thousand-year battle with what he calls “the Machine.” What exactly that means, he'll explain tonight. To personally fight the Machine, Paul has moved his family out of urban England to live off the land in rural Ireland, where his family grows their own food, draws water from a well, and homeschools their children. To learn more about his life, you'll have to go back and listen to the Honestly episode we did with him in 2024. In his new book, Against the Machine, Paul makes the argument that what this moment requires is something of a rebellion. He says the West is not dying, but already dead. And this book is an attempt to understand how we got to this profound feeling of disquiet—and how we might return to true peace. It's being billed as a “spiritual manual for dissidents in the technological age.” Click below to listen to our conversation, or scroll down for our favorite moments. The Free Press earns a commission from any purchases made through all book links in this article. Learn more about your ad choices. Visit megaphone.fm/adchoices

Star Wars Visions is back with 9 new animated short films that once again expand the galaxy far far away and this week we're talking about them all! We loved this third installment of Visions shorts and we are getting loopy with a Nanny Jedi with a robot arm, a droid bear and discussing why “Black” is one of the best things that's come out in the last ten years. So battle the Grand Master, celebrate the love and listen today! JOIN THE BLAST POINTS ARMY and SUPPORT BLAST POINTS ON PATREON! NEW ANDOR SEASON 2 EPISODE COMMENTARIES! COMMENTARIES FOR EVERY SKELETON CREW EPISODE! NEW EMPIRE STRIKES BACK COMMENTARY! Theme Music! downloadable tunes from episodes! Extra goodies! and so much MORE! www.patreon.com/blastpoints Blast Points T-SHIRTS are now available! Represent your favorite podcast everywhere you go! Get logo shirts while supplies last! Perfect for conventions, dates, formal events and more! Get them here: www.etsy.com/shop/Gibnerd?section_id=21195481 If you dug the show, please leave BLAST POINTS a review on iTunes, Spotify and share the show with friends! If you leave an iTunes review, we will read it on a future episode! Honestly! Talk to Blast Points on twitter at @blast_points "Like" Blast Points on Facebook Join the Blast Points Super Star Wars Chill Group here www.facebook.com/groups/BlastPointsGroup/ we are also on Instagram! Wow! www.instagram.com/blastpoints Your hosts are Jason Gibner & Gabe Bott! contact BLAST POINTS at : contact@blastpointspodcast.com May the Force be with you, always! This podcast is not affiliated in any way with Lucasfilm Ltd. LLC, The Walt Disney Company, or any of their affiliates or subsidiaries.

Jenn Sterger is one of my coolest Cool Friends, and I'm so grateful she joined me for this episode. Jenn is a, well, Jenn of All Trades, so to speak. She's a comedian, actress, journalist, podcaster, cat rescuer, model, and so much more. She's found herself in the center of many different forms of public attention, and boy do we talk about a lot of them.Honestly, I could spend all day writing up all the reasons that I adore Jenn, but I think when you listen to the episode, you'll understand why. So please enjoy, follow @jennifersterger on the socials, check out her Brand Army account with comedy and really rad photos, and hot damn is this Patreon-Exclusive Bonus Content both unbelievable and INCREDIBLY accidentally prescient towards certain news that broke in the 12 or so hours between recording and publication? Head over to Patreon.com/jeffmay to hear it, plus early access to uncensored episodes with bonus content, exclusive podcasts, stuff in the mail, and so much more!

Presented by Julie Busteed Are there people in your life you find difficult to get along with or really understand? I am examining biblical strategies to help grow and build healthy relationships, and communication is a key tool. A verse you might be familiar with is everyone should be quick to listen, slow to speak and slow to become angry (James 1:19b). Honestly if we all practiced that, I think there would be much less miscommunication. Let's break this down. What does it mean to be quick to listen? Studies show good communication is essential for organizations. Marjorie North—a communications expert—says we only hear half of what is being said in any given conversation. It's true, isn't it? I can be distracted by something outside the conversation, or I can begin to form a response to something the person said. No matter what distracts me, I struggle to listen. You and I need to practice active listening. And I mean practice; it will take a lot of practice. Put the distractions away—and by this, I mean your phone! Give the person your full attention. I know someone who is so good at this. I can tell when I am speaking to him I have his full attention. It's a great thing to be heard—really heard. Some other ways to be quick to listen is to repeat back what you believe you heard the person saying. And if you don't understand something, ask clarifying questions. Try not to interrupt them. What does it mean to be slow to speak? I think we need to be careful and thoughtful. Examine your words before you say them. Depending on what the conversation is, you might even need some time to think before responding. Do you see someone who speaks in haste? There is more hope for a fool than for them (Proverbs 29:20). Those who guard their lips preserve their lives, but those who speak rashly will come to ruin (Proverbs 13:3). James also goes on to talk about our tongues—what we say and how our words can bless or curse others. He compares our tongue to the bit that steers a horse or the rudder that guides a ship. What comes out of your mouth can not only corrupt your whole body but others as well. The Psalmist prays to set a guard over my mouth, Lord; keep watch over the door of my lips (Psalm 141:3). And the Apostle Paul encourages the Ephesians to not let any unwholesome talk come out of your mouths, but only what is helpful for building others up according to their needs, that it may benefit those who listen (Ephesians 4:29). Good communication in relationships is necessary. It's a skill you and I can practice and improve, but we need to be mindful and intentional.

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

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