Podcasts about Bankrate

(10/3/22) Don't let a bear market force you into making bad investing decisions. When will the real risk of recession occur? Any rally back to 4,000 is a good opportunity to "fix" your portfolio. When will the Fed begin to taper rate hikes? Today's special, un-scheduled Fed Governors meeting; dealing with recession fatigue; the real risk will be in 2023; the lagging effect of Fed rate hikes; Why are American's already tired of recession? Bankrate.com; there have been no incentives for saving. What's at stake in the mid-term elections? Any economic downturn will likely be over by the time the Presidential election occurs...unless something REALLY gets screwed up. What happens when the Fed and markets tighten liquidity at the same time? The biggest risk is a lack of liquidity in treasury markets; everything is a fiat currency, backed by faith and credit of individual governments; why there's not a United States of Europe; why there's no place else to go than US Dollar and Treasuries. Contraction of liquidity in US Treasuries poses a global risk. One more rate hike is going to break something. SEG-1: When Will Real Risk of Recession Occur? SEG-2: Dealing with Recession Fatigue SEG-3: What Happens When Markets & The Fed Tighten at Once? SEG-4: The Biggest Risk to Markets Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=0UdZf34LihM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2601s -------- Our Latest "Three Minutes on Markets & Money: Keep an Eye on the 200-DMA" is here: https://www.youtube.com/watch?v=qz2XgsC0oaM&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1 -------- Our previous show is here: "The Broken Window Theory is Flawed" https://www.youtube.com/watch?v=nsRTlN4RKC0&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=8s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #RecessionFatigue #InflationFatigue #FederalReserve #InterestRates #Markets #Money #Investing

(10/3/22) Don't let a bear market force you into making bad investing decisions. When will the real risk of recession occur? Any rally back to 4,000 is a good opportunity to "fix" your portfolio. When will the Fed begin to taper rate hikes? Today's special, un-scheduled Fed Governors meeting; dealing with recession fatigue; the real risk will be in 2023; the lagging effect of Fed rate hikes; Why are American's already tired of recession? Bankrate.com; there have been no incentives for saving. What's at stake in the mid-term elections? Any economic downturn will likely be over by the time the Presidential election occurs...unless something REALLY gets screwed up. What happens when the Fed and markets tighten liquidity at the same time? The biggest risk is a lack of liquidity in treasury markets; everything is a fiat currency, backed by faith and credit of individual governments; why there's not a United States of Europe; why there's no place else to go than US Dollar and Treasuries. Contraction of liquidity in US Treasuries poses a global risk. One more rate hike is going to break something. SEG-1: When Will Real Risk of Recession Occur? SEG-2: Dealing with Recession Fatigue SEG-3: What Happens When Markets & The Fed Tighten at Once? SEG-4: The Biggest Risk to Markets Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=0UdZf34LihM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2601s -------- Our Latest "Three Minutes on Markets & Money: Keep an Eye on the 200-DMA" is here: https://www.youtube.com/watch?v=qz2XgsC0oaM&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1 -------- Our previous show is here: "The Broken Window Theory is Flawed" https://www.youtube.com/watch?v=nsRTlN4RKC0&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=8s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #RecessionFatigue #InflationFatigue #FederalReserve #InterestRates #Markets #Money #Investing

Long-time investment writer John Waggoner, the financial editor for AARP.org, says that investors aren't seeing the proverbial "blood running in the streets" despite the stock market's recent downturn, so it's not a simple "buy the dips, ride it out" market. Instead, it's a balance of holding more cash and deploying it selectively, while also considering ways to reduce the long-term impact that current conditions can have on a retirement portfolio. Also on the show, Tom Lydon of VettaFi makes a short-duration bond fund -- an ideal and popular parking place for cash given current market conditions -- his ETF of the Week, Ted Rossman of Bankrate.com discusses a survey showing that it's already beginning to look a lot like Christmas as holiday shoppers get busy early in an attempt to stave off inflation this year, and, in the Market Call, Chris Armbruster, portfolio manager and senior research analyst at Kayne Anderson Rudnick talks about building concentrated portfolios and investing in mid-cap stocks

* Pray for our Brothers and Sisters in the path of Hurricane Ian! * Guest: Kristen Chevrier, Educate and empower parents and individuals to make informed health decisions. Educate and assist policy makers in formulating sound health policy, rules, and law - YourHealthFreedom.org * Tickets are NOW ON SALE for the 2022 Your Health Freedom Gala and Symposium, coming October 7th and 8th! Seating is limited so use discount code Sam15, get your tickets right NOW! (These are separate, but related, events.) * Are you being coerced into vaccination? * Who pays for vaccine makers' mistakes? * Guests: Bryan Rust, Kelly Finnegan, Over the past 50 years, Rust Coins has been working to educate customers about precious metals - RustCoinAndGift.com * Honest Money Report: Gold: $1654.60 Silver: $18.81. * The average rate on a 30-year fixed mortgage is 6.67%, the average rate on a 15-year mortgage is 5.84%, according to Bankrate.com * 38% full-time workers with a 401k plan believe they will not be able to reach their retirement goals, according to a Bank of America survey. Just 56% of employees surveyed were confident that they would be able to reach their retirement goals, down from 69% who felt confident in February 2022. * Fewer than one in three believe they will be able to meet their spending needs in retirement. * Employees' financial optimism has plummeted to a 5-year low, with just 44% saying they felt "financially well". * 71% of respondents reporting that the cost of living was outpacing salary or wages, Real average hourly earnings fell 2.8% year-on-year in August. * YOUR MONEY ADVISER. Inflation May Save You at Tax Time - Ann Carrns. * The federal government annually adjusts many elements of its complex tax code, including the standard deduction and tax brackets, to reflect inflation and avoid stealth tax increases.

With the Federal Reserve aggressively raising interest rates, it's a great time to consider your options for short-term investments. Whether you have liquid cash or you're a conservative investor, this episode is for you! Join me as I dive into the seven best short-term investments you can make to grow your money and save for retirement. You will want to hear this episode if you are interested in... Exploring money market accounts for short-term investing [2:22] The benefits of a one-year CD [6:03] What about short-term bond funds? [7:34] Taking advantage of Treasury bonds [10:09] Is a fixed annuity right for you? [11:41] The best short-term investment you can make [13:00] Staying liquid Online banking has been a commonplace practice for many years. But did you know you can use online banks to find a good money market rate? Websites like Bankrate and NerdWallet (linked below) can help you find a competitive rate with several online banking institutions. However, not all online banks are created equal. Some may have stipulations that keep your money tied up for a fixed period, or there are specific limitations about transferring money in and out. That's why it's a good idea to know your options and read reviews about the online banks you're considering using for a money market account. Money market accounts are also the most liquid short-term investment option, so it's worth exploring if that is important to you. Another money market option for short-term investing is a mutual fund account. Rather than going through a bank or credit union, these money market accounts are obtained through a mutual fund company like TD Ameritrade Institutional, Charles Schwab, and Fidelity. This is a great investment option if you want your stocks, bonds, and mutual funds all in the same place.  Breaking down bonds and annuities  If liquidity is not a priority in your investment portfolio at this time, you may want to consider U.S. Treasury bonds. Typically, a two-year Treasury bond yields less than a ten-year one. Yet right now, the two-year bonds are paying almost 4% interest compared to the ten-year rate of 3.5%. The downside to this investment option is that anytime you sell a bond, the price could go down if interest rates have gone up. However, if you're willing to hold this bond for two years, the worst-case scenario is getting back nearly 4% interest. Treasury bonds are also not subject to state income tax which is another benefit of this strategy. If you're willing to have even less liquidity with a little bit more yield, you could consider fixed annuities as a good short-term investment. A fixed annuity is an investment made with an insurance company where they invest your money in something else and pay you a higher interest rate because you're giving up some liquidity. For instance, if you want to take your money out early from a three-year fixed annuity, there will most likely be penalties. You may not even be able to make a withdrawal in the first year. Though interest rates for annuities are around 4.4%, they are subject to state and federal income tax, further decreasing your possible yield. Weigh these pros and cons before choosing annuities as a short-term investment. Listen to this episode for more short-term investment options to grow your money! Resources Mentioned Retire With Ryan Podcast 2022 Listener Survey Bankrate NerdWallet Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact

Here are the top trends for garage spaces in 2022. Please be sure to like, comment and share! Got a real estate question? Share it in the comments below! Subscribe to Jason's YouTube channel: https://www.youtube.com/c/ItsAllAboutTheRealEstate Check out other episodes of The AskJasonGelios Real Estate Show Here: https://www.youtube.com/watch?v=MU7f-6MnAvo&list=PLiRVzHeT4hfc_zObdgb2_hpwyIj8qsej0 Follow on FB: https://www.facebook.com/jasongeliosrealtor/ In the press: https://www.itsallabouttherealestate.com/press.html Purchase Jason's real estate book: THINK LIKE A REALTOR® here: Amazon: https://www.amazon.com/Think-like-REALTOR%C2%AE-selling-residential/dp/0578448866/ref=sr_1_2?keywords=Think+like+a+realtor&qid=1559215969&s=gateway&sr=8-2 Barnes And Nobles Online: https://www.barnesandnoble.com/w/think-like-a-realtor-jason-gelios/1131000728?ean=9780578448862 Indiebound.org: https://www.indiebound.org/book/9780578448862 Signed real estate book copy requests: ItsAllAboutTheRealEstate.com Hire Jason Gelios At ItsAllAboutTheRealEstate.com Subscribe to VALUE PACKED Free e-newsletter here: https://www.itsallabouttherealestate.com/connect-with-jason-gelios.html Broker Disclosure: https://www.itsallabouttherealestate.com/connect-with-jason-gelios.html About Jason Gelios REALTOR® Jason Gelios is an award winning top producing REALTOR® in Southeast Michigan, Author of the real estate book ‘Think Like a REALTOR®: A little book about buying and selling residential real estate through the eyes of a REALTOR®, creator of The AskJasonGelios Real Estate Show, and an Expert Media Contributor of real estate expertise to outlets such as Money, Yahoo, Realtor.com, Bankrate and more.

If you have no idea what you want to do with your life and career, well, you've come to the right place.    Our specialty is helping you go from stuck, overwhelmed, and confused to clear, confident, and full of direction and fulfillment.    But once you have that direction, you might need help with the technical details — especially if what you want next is a new job.    That's where our friend Emily Liou takes over! Her specialty is helping people actually find and get a great job, even when they don't have all the skills, experience, education, or go-to network.   We brought Emily back (for a third time!) because for the last 6 months we've been collecting a bunch of questions from listeners about job searching and career pivoting, and we just knew she'd have really good answers for them.    So, listen in as Emily and the two of us answer questions like…   Where's the line between spinning and being honest in a job interview? How can someone increase their salary without having to take on a leadership role or a bunch of extra responsibilities? I know what I like and don't like in my current job, but I don't know what job title to pivot to based on that!  How do I search for new jobs/careers based on my skills rather than by job title?   Come leave a comment after you've listened to share how this one resonated with you!   MORE ABOUT EMILY   Emily Liou is a career happiness coach and job search expert at CultiVitae who helps professionals make wildly successful career transitions - even when they don't have all the skills, experience, education, or go-to network. As a former recruiter and HR professional for Fortune 500 Companies and Silicon Valley startups, she knows exactly what allows professionals to stand out, get visible, and get hired. Emily strongly believes life is too short to not wake up happy on Mondays and has been featured as LinkedIn's Top 10 Voices to follow in Career & Job Searching for 2022. As the creator of her ultimate job search course, Happily Hired Formula, Emily not only provides the strategies to make any career transition possible but also coaches them through building a positive self-image to go after their biggest dreams.    Check out her free masterclass training: How to land your dream job with more income and impact ... without applying online and wasting time   Follow her on Instagram @cultivitae   NEED TO GET CLEAR ON YOUR DIRECTION   That's exactly what our style of coaching is for!   It takes YEARS (if not decades) of doubt, confusion, and untapped potential and transforms it into confidence, clarity, and fulfillment … in a matter of months.   If now is the right time for you to figure out where you're going with your life and career (and then have someone help you actually DO IT), then we're here to remind you that we're taking on clients NOW!   Instead of taking on clients whenever, we accept applications a few times per year, in waves. We're only taking on about 10 people this time! If you're seriously considering 1:1 coaching, fill out the “sign me up” form on this page and one of us will be in touch to talk about it. This is for people interested in getting started ASAP (in September/October). We're offering both 3-month and 6-months options. We'll walk you through the difference when we have an intro call with you. You don't have to be 100% certain that this is right for you — but serious enough to want to discuss it.   Fill out the application here and one of us will be in touch ASAP to schedule a chat with you!   We're excited to work with some of you more officially!   LINKS   Sites Emily mentioned in this interview are: O*NET Online and Bankrate   Leave us a comment on this episode   Take the Passion Profile Quiz   Submit your question for a future episode of Dear Krachel    Check out our YouTube channel

Bankrate.com senior analyst Mark Hamrick responds to the latest CPI (Consumer Price Index) report showing a slight increase in inflation for the month of August. That report surprised many analysts and policymakers. Hamrick discusses the cause, assesses the current state of the economy, and offers advice on what to consider when making financial decisions for your household.

Wade Pfau, professor of retirement income at The American College of Financial Services and the nation's preeminent expert on reverse mortgages, says that retirees are facing a delicate balancing act right now, worrying about sequence-of-return risk -- which is heightened during times of bear markets and high volatility -- but also how to fund retirement. Reverse mortgages can be a key tool in times like this, but Pfau says they become less effective as interest rates rise; coupled with wildly fluctuating housing values, it makes it crucial that retirement savers understand the math they are facing. Also on the show, Tom Lydon of VettaFi looks to oil and gas exploration for his "ETF of the Week," Mark Hamrick, senior economic analyst at Bankrate.com, weighs in on the Federal Reserve's interest rate hike on Wednesday and what its statements about the future portend for the market, and Ken Willner of TextNow.com discusses their recent survey on how consumers are dealing with inflation and what they are sacrificing -- or are willing to give up -- to stay on budget now.

Poll: 60% who have credit card debt have owed their creditors for at least 12 months. And the number of people who have been in debt for 12 months rose 10 points from last year. As we broadcast live from Roy High School we dive into into what is being taught in financial literacy with teacher Lindsey Opheikens. Then we speak to FBLA President Tiffany Nguyen who shares here financial concerns as we speak to Ted Rossman with Bankrate about this study but also what she can do to prepare for the world of finances as a young adult. See omnystudio.com/listener for privacy information.

9:05 - 9:20 - How do we know if the federal interest rate hikes are working?  As the federal reserve is expected to raise interest rates once again, Dave and Debbie speak to Rich Mebius, Portfolio Manager for  Zions Bank Wealth Management9:35 - Growth, safety and upgrades in the Weber School District  We are broadcasting live from the Roy High School in the Weber School District and just like so many other areas growth is booming here! In just a moment we are going to be speaking with the Roy High Principal, Mike Martini and The Weber District Communication Specialist Lane Findley on how they are accommodating this growth…9:50 - Inside Roy High School  Broadcasting live at Roy High School.. We are going to take you a bit closer inside what great things are happening at Roy High School.. Dave and Debbie speak to Mike Puzey , Roy High School Athletic Director about student success and athletics. They also speak to Chris Maag, History Teacher who shares an inspirational story about his cancer journey and how Roy High School supported him.  10:05 - Inside the border crisis in Yuma, Arizona As we continue to discuss the border crisis and many stories of immigration and migration, Dave and Debbie go directly to Douglas J. Nichols Yuma, AZ  Mayor to get a better understanding of the issue directly from  10:20 - How the department of workforce services helps immigrants find work  America has a labor shortage of millions of jobs, and not enough born-and-raised Americans to fill it. One possible solution? Integrating migrant workers into the economy instead of deporting them. What resources are there to help people find work? Nate Mcdonald with the Department of Workforce Services joins the show to explain more. 10:35 - 10:50 Preparing young adults for the financial world  Poll: 60% who have credit card debt have owed their creditors for at least 12 months. And the number of people who have been in debt for 12 months rose 10 points from last year. As we broadcast live from Roy High School we dive into into what is being taught in financial literacy with teacher Lindsey Opheikens. Then we speak to FBLA President Tiffany Nguyen who shares here financial concerns as we speak to Ted Rossman with Bankrate about this study but also what she can do to prepare for the world of finances as a young adult.  11:05 - The border crisis in Arizona As we revisit the discussion with the mayor of Yuma, Arizona. KTAR News Reporter, Taylor Tasler with joins the show to explain what she has been looking at with the border crisis specifically in Arizona.  11:20 - Voting 101: What first time voters need to know. As we broadcast live from Roy High School, there are a lot of soon to be first time voters walking the halls! Midterms are around the corner so we speak to Student Body President at Roy High School, Naveah Parker about her anticipation to vote and Weber County Clerk, Ricky Hatch joins the conversation to give her everything she needs to know as a first time voter.  11:35 - Former President Mike Pence visits Utah Former Vice President Mike Pence visited Utah yesterday and Boyd Matheson, Host of Inside Sources was able to have a sit down discussion with him live from Utah Valley University. Boyd joins the show to tell us more about his conversation.  11:50 - Students building tinyhomes and the happiness hotline Weber School District As we wrap up our show at Roy High School in the Weber School District, Becky Sagers, CTE Coordinator and Rod Belnap CTE Director join the show to discuss about the involvement of students in CTE and how they have built tinyhomes as a part of it. Rod also explains the Happiness Hotline that is a unique resource at the Weber School District. See omnystudio.com/listener for privacy information.

Greg looks at the economic numbers and let's us know how much of an increase we could see

Who wouldn't like an additional income stream! And if you can achieve this extra cash without working 9 to 5, all the better. Today we'll be learning about passive income. It doesn't mean “no hard work” just different work. Nancy also takes your financial questions.We're getting our personal finance expert to give her opinion on a recent Bank Rate.com article on Passive Income Ideas. https://www.bankrate.com/investing/passive-income-ideas/ According to data from the U.S. Census Bureau, 20% of American households earn passive income either through dividends, interest, or rental properties. Among those households who do have passive income, the median amount is $4,200 per year.Florida is home to a larger share of retirees who tend to depend on passive income to cover their living expenses.https://www.chamberofcommerce.org/cities-whose-residents-make-the-most-passive-income/#:~:text=According%20to%20data%20from%20the,amount%20is%20%244%2C200%20per%20yearRemember, according to the IRS: Compensation for purposes of contributing to an IRA doesn't include earnings and profits from property, such as rental income, interest and dividend income, or any amount received as pension or annuity income, or as deferred compensation.https://www.irs.gov/taxtopics/tc451 Hosted on Acast. See acast.com/privacy for more information.

Ted Rossman, senior industry analyst at Bankrate.com, joins Jon Hansen on Your Money Matters to look at credit card annual percentage rates approaching an all-time high and to warn listeners that the Federal Reserve is soon likely to raise interest rates for the fifth time this year.

Meet the leading Cash Flow Expert for Real Estate Investors and Anti-Financial Advisor, Chris Miles! Having become financially independent TWICE by the time he was 39, Chris speaks from experience when teaching real estate investors how to quickly create cash flow and lasting wealth! Featured in US News, CNN Money, and Bankrate.com, it's clear that Chris has a high reputation for getting real estate investors life-altering financial results in his company, Money Ripples. On top of helping thousands of real estate investors, Chris is also the host of the Chris Miles Money Show. After working as a traditional financial advisor and stock coach for several years, Chris uses his company Money Ripples, to expose the popular myths around money that have kept so many real estate investors from enjoying financial freedom and peace of mind. Chris consistently practices and teaches real estate investors how to do what no other financial advisers can or will – achieve financial prosperity, now and in the future, spending time doing what they love most. Chris is a strong believer that “you should work because you WANT TO, not because you have to. Mainstream financial advice is broken! The BEST way to create financial independence is to use alternative methods, like real estate, to create passive income and “get out of the rat race.” We chat about: How to Create an “Anti-Financial Plan” Why Financial Advisors Suck How Chris Retired TWICE by 39 years old Connect with Chris Miles! https://moneyripples.com/ (https://moneyripples.com/) LIKE • SHARE • JOIN • REVIEW http://reimastermind.net/ (Website) https://reimastermindnetwork.locals.com/ (Join the REI Mastermind Network on Locals!) https://podcasts.apple.com/us/podcast/rei-mastermind-network-real-estate-investing-strategies/id1227366661 (Apple Podcasts) https://podcasts.google.com/feed/aHR0cDovL3JlaXJvb2tpZXMubGlic3luLmNvbS9yc3M (Google Podcasts) https://www.youtube.com/channel/UC_6OpKSfSGvgGDG1qtBQw9Q (YouTube) https://open.spotify.com/show/4P66jm0Q4PMl7OoZzHMUUZ (Spotify) https://www.stitcher.com/show/rei-rookies (Stitcher) https://www.deezer.com/us/show/2148782 (Deezer) https://www.facebook.com/REIMastermindNet (Facebook) https://twitter.com/rei_mastermind (Twitter) https://www.instagram.com/reimastermindnet/ (Instagram) SUPPORT THE SHOW! Self Managing Your Rental Properties? https://app.rentredi.com/signUp/JCH191 (Get 6 months of RentRedi for $1! Click this link!) https://www.patreon.com/reimastermind (Get Exclusive Content on Patreon! • https://www.patreon.com/reimastermind) https://bit.ly/reiappsumo (Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumo) https://drop.com/?referer=3DC729 (Get $10 Towards Your First Purchase at Drop • https://drop.com/?referer=3DC729) "You can invest 10,000 hours and become an expert or learn from those who have already made that investment." - Jack

Bankrate.com's Cate Deventer explains the link between the current inflation we're all dealing with and your insurance. In short, the increasing cost to replace what you have insured and the dollar limits on your policy could leave your family in a bad position if something bad happens.

Senior Economic Analyst at Bankrate.com, Mark Hamrick, joins Jon Hansen on Your Money Matters to discuss the August Consumer Price Index. Later, Mark addresses his worries regarding whether or not we’ve seen peak inflation and what the implications of either could mean.

Today on the Jimmy Barrett Show: Jimmy goes down the list of the seven deadly sins Bankrate.com's Greg McBride on inflation Mike Zhao on escaping Communist China and the Cultural Revolution

(1:04) - Mike and Marc open the show covering the agreement that U.S. rail workers reached in order to avoid a massive and detrimental strike.(12:32) - Touching on the Producer Price Index (PPI) which rose 0.1% in August.(23:46) - A discussion about the price of natural gas, which remans significantly lower in the U.S. than in Europe.(32:29) - Greg McBride of Bankrate called into the show to talk about how many workers are receiving pay raises that are not keeping up with the pace of inflation.

Mark Hamrick from Bankrate joins Brandon Boxer to discuss what the inflation rising means for the U.S. moving forward into the 4th quarter.

MIKE FERGUSON IN THE MORNING 0:00 SEG 1 Mark Hamrick is Washington Bureau Chief and Senior Economic Analyst for Bankrate.com.  CPI/inflation report and what's aheadeconomically. https://www.bankrate.com/authors/mark-hamrick/  9:39 SEG 2 White House, Congressional Dems celebrate (!?!) their work on theeconomyPelosi audio cut (24 secs)FOX Report on the stock market dip (23 secs)Ari Melber/MSNBC clip about inflation being out of controlDiscussion: outright gaslighting by Dems at this point. Are voters buying it? 19:57 SEG 3 Shannon Robinson- the latest (final?) court victory over Sam Page'sattempt to implement emergency orders on St. Louis County. This one wasissued Tuesday by the appeals court. Appeals court rules against Page/StLCounty and other counties that tried to intervene in the case about healthorders. We have a good court system here in Missouri, it felt 28:58 SEG 4See omnystudio.com/listener for privacy information.

MIKE FERGUSON IN THE MORNING Mark Hamrick is Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, https://www.bankrate.com/authors/mark-hamrick/ See omnystudio.com/listener for privacy information.

Ted Rossman, senior industry analyst at Bankrate.com, joins Lisa Dent on Chicago’s Afternoon News to discuss why ‘buy now, pay later’ apps might not be what they’re all cracked up to be. Also, Ted explains why credit card companies adopted a sales code for gun transactions. Follow Your Favorite Chicago’s Afternoon News Personalities on Twitter:Follow @LisaDentSpeaksFollow […]

Bankrate.com Senior Economic Analyst Mark Hamrick *Follow him on Twitter: @hamrickisms. Reaction to and meaning of the CPI, what it tells us about inflation and our economy.

Jose Torres, senior economist at Interactive Brokers, says economic risks right now are "skewed to the upside," noting that gas prices could reverse course in the fall; with the market showing Tuesday that it can't handle service prices rising even as oil prices fall, Torres says that the picture could get ugly if gas prices rise and other prices keep going up too, increasing the need for the Federal Reserve to act and the likelihood of a recession next year. Also on the show, author Gary Weiss discusses his latest book, "Retail Gangster: The Inside Real-Life Story of Crazy Eddie,” Greg McBride, Bankrate.com's chief financial analyst, covers bank fees -- one of the few areas where prices are mostly coming down right now -- and Kevin Rendino, portfolio manager/chief executive officer for 180 Degree Capital, discusses "value turnaround investing" in the Market Call.

With Mark Hamrick, Senior Economic Analyst for Bankrate.com

Inflation falls to 8.3% in August with 0.2 % drop  If you were hoping inflation bubble would burst as fast as it blew up...you're wrong. New Inflation numbers released this morning... Here's one headline (MSNBC) -- inflation falls to 8.3% in August. It only dropped 0.2 % -- is it time to hold off on the victory dance? Mark Hamrick, Senior Economic Analyst with Bankrate joins the show to share his insight. The moments leading up to the funeral of Queen Elizabeth II It's be nearly 5 days says the death of Queen Elizabeth II had been reported, actions have begun to plan for Queen Elizabeth's funeral and allow many to share their respects.Patrick Reevell, ABC News Correspondent, London, joins us to explain the next steps leading up to the funeral of the queen. 9:50 -The stigma of men and domestic violence  A bull rider returned to Utah to ride in the Utah State Fair Sunday night ... and after his ride fell victim to domestic violence. Police say it was a bullet that ended 27 year old Ouncie Mitchell's life in SLC this week -- at the hands of his gf. Jenn Oxborrow who is a therapist that works with Domestic violence victims, joins the show to discuss men and domestic violence. 2 females accused of attending U of U game topless with only body paint The caper of 2 females accused of getting inside Ute football game at the U of U ...  topless...with only paint on their chest... raised eyebrows & ire of fans, caught the attention of police. Let's find out what's next for these 2 women. KSL Newsradio Reporter Lindsay Aerts joins the show to explain the story. Greg Skordas, KSL Legal Analyst joins the discussion to discuss the legality of this situation and what could come from it.  New poll: 70% of Americans feel our politicians are too old A new poll from CBS states that 70% of Americans think our politicians are too old...should there be a maximum age limit in politics? Dave and Debbie discuss and take listener calls.  Ukrainian troops put pressure on the Russian forces  Let's dive into an update on the war in Ukraine.. the country is standing their ground..The Ukrainian troops put the pressure on the Russian forces and made them run for the boarder...Ukraine's counter offense has produced major gains and a massive hit to Moscow's military. Boyd Matheson Host of Inside Sources joins D2 to discuss. Will countries cut ties with the monarch following Queen Elizabeth's death? As the world prepares for Queen Elizabeth's funeral, what is happening on the world stage? Nick Mason, Professor of British Literature and former Director of European studies at BYU joins the show with his insight.  How parent social media use effects children mental health Usually when we talk social media and cell phones it's adults telling kids -- don't spend too much time on your cell phone!  Listen up parents: a new BYU study shows the more time parents spend mindlessly scrolling social media the more likely your child will suffer depression. Lois Collins, Reporter with the Deseret News, joins the show to share information about the study. See omnystudio.com/listener for privacy information.

(6:34) - Opening hour two with a conversation about the labor market, specifically how some sectors are still missing many workers.(13:48) - Ted Rossman of Bankrate called into the show to talk about holiday shopping for 2022, and how people are starting their shopping early this year.(21:45) - Discussing how Starbucks is faring in this economy as well as weighing in on changes that they're slated to make in their stores.(35:28) - Stack roulette.

 If you were hoping inflation bubble would burst as fast as it blew up...you're wrong. New Inflation numbers released this morning... Here's one headline (MSNBC) -- inflation falls to 8.3% in August. It only dropped 0.2 % -- is it time to hold off on the victory dance? Mark Hamrick, Senior Economic Analyst with Bankrate joins the show to share his insight. See omnystudio.com/listener for privacy information.

Jason Middleton, sitting in for Jennifer Jones Lee, hosts BAnkrate.com's Ted Rossman to talk about inflation and its impact on the upcoming holiday season when it comes to shopping.

Jason Middleton sits in for Jennifer Jones Lee for your Monday morning Wake Up Call. The U.S. remembered the attacks of 9/11/01 over the weekend. Rules have been listed for those wanting to pay their respects to the Queen. ABC's Jim Ryan comes on to share how Philadelphia is America's rudest city...according to Philadelphia. Ted Rossman, Senior Industry Analyst at Bankrate.com comes on to talk about inflation and its impact on the upcoming Holiday season. And ABC's Aaron Katersky has more on the DOJ and former President Donald Trump.

(2:03) - Mike and Marc begin the week's final show discussing markets' positive response to Fed Chair Jay Powell's brief speech Thursday.(14:58) - Weighing in on how inflation and the labor market will affect the outcome of the 2022 midterm elections. (24:30) - Touching on how U.S. household spending jumped over twice as fast as household income in 2021.(33:46) - Cate Deventer of Bankrate joined the show to discuss her piece on the affect that inflation is having on insurance rates.

Senior Industry Analyst for Bankrate.com, Ted Rossman, joins Jon Hansen on Your Money Matters to talk about the people who have been holiday shopping as early as now. They address that a quarter of shoppers will take on debt due to holiday shopping and alternative places to shop to mitigate the debt collected.

With Greg McBride, Chief Financial Analyst for Bankrate.com

Inflation has soared to a 40-year-high, and like nearly everything else, auto insurance rates are increasing. While car insurance premiums increase, policyholders' car insurance coverage remains the same. And as medical and vehicle repair costs continue to rise, coverage today may not go as far as it used to, potentially leaving consumers underinsured.

Today on the Jimmy Barrett Show: Jimmy discusses inflation Bankrate.com's Ted Rossman on consumer spending during the holiday season California's energy policies

Anthony Martin, Choice Mutual CEO, who frequently authors content for Forbes and Newsweek, and consults for dozens of high-profile websites such as Bankrate, Reuters, Fox Business, C-NBC, ETC., walks us through the journey of planning our own funeral 

Bankrate analyst Cate Deventer joins Lisa Dent on Chicago’s Afternoon News to explain how rising inflation may have an impact on your auto insurance policy, and why the coverage you have now might not be enough if you have an accident. Follow Your Favorite Chicago’s Afternoon News Personalities on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow […]

(3:16) - Starting the second hour touching on how workers who are currently switching jobs are seeing substantial pay increases.(14:16) - Ted Rossman from Bankrate called into the show to talk about credit cards, specifically their rising interest rates.(25:23) - Covering the Department of Transportation's new tool that will give passengers insight into what airlines offer when a flight is delayed or canceled.(34:52) - Stack roulette.

Christine Benz, director of personal finance and retirement planning for Morningstar Inc., says that recession-proofing your portfolio and making it inflation-resistant requires different actions, but the biggest similarity to both processes is that investors need a plan that they can ride out until conditions improve. She notes that flip-flopping on strategy -- more than following flawed strategies -- leads investors astray. Also on the show,  Greg McBride, chief financial analyst at BankRate.com, talks about how the mortgage market and banking industry are responding to rising interest rates, noting that mortgage refinancing applications have hit their lowest level in more than two decades, and that savings yields have improved in the financial sector's response to the rising-rate, high-inflation environment. And in the Market Call, Francisco Bido, senior portfolio manager at F/m Acceleration, talks about his firm's quant-active strategy and how he mixes the art and science to deal with a market that has little or no momentum going for it.

Segment 1: Mark Hamrick, Washington Bureau Chief and Senior Economic Analyst for Bankrate.com, joins John to break down the August Labor Report and what that will mean for the economy. Segment 2: James Martin, Chef and Owner, Bocadillo Market, talks to John about his new restaurant, how the food is inspired by Spain, some of the popular items they […]

The days of record low interest rates and barely noticeable inflation are behind us, so the decision of leasing versus buying isn't so clear-cut. Maybe it's time to go over the pros and cons again. We'll do that today on MoneyWise. Not only are interest rates up, but used car prices are way up, too. All of this is making the idea of leasing a car a bit more palatable for some folks. As inflation squeezes the monthly budget, the need to cut costs becomes more important. Before we get into the nuts and bolts of buying versus leasing, however, let's understand the difference. Obviously, buying a new car is just that. Before you can drive it away, you have to pay the dealership every last nickel of the cost upfront, and these days, that's a whopping figure. Of course, the best way to do this is with all cash up front, but that's getting harder to do. That means most people have to finance the purchase of a new car, ideally while still putting down as much as possible to minimize borrowing. Fortunately, there are a number of sites you can check out to get the lowest rates and best terms for an auto loan. These include Bankrate.com, NerdWallet, and LendingTree. Now, what does it mean to lease a vehicle? You might compare it to signing a lease for an apartment, except with an apartment, you don't have mileage restrictions. A lease gives you use of the vehicle for a set period of time. Most leases run for 36 months. Unless you pay the entire lease amount up front, you'll make payments each month. When the term is up, you have two options. You can hand back the keys, or purchase the vehicle. There you probably have some negotiating power, because the dealership will probably want you to buy the car so they don't have to deal with it. But most people turn the car back in and that means, they give up any equity the vehicle may have. LEASING PROS Still, there are a few advantages that come with leasing a vehicle. The big one, of course, is that the monthly payment will usually be lower than if you purchase it. In some cases, leasing a new vehicle may have a lower monthly payment than if you buy a late model used one. With a lease, you're not paying down the principal on a car loan. Instead, your lease payments are really just covering the normal depreciation of the vehicle for the life of the lease. That's a real attraction for some people, getting to drive a newer car for less monthly outlay than with buying a used car. Plus, some people don't like the idea of having to sell a car when they need a new one. That's why most just trade them in, usually for less money than they could get if they sold them on their own. With a lease, when the term ends, you just drive back to the dealership and hand them the keys. A couple of other advantages to leasing: You may be able to deduct some of the expenses associated with it, especially if you use it for a business. And if you typically drive the same number of miles each month, or you don't drive much at all, mileage restrictions shouldn't be a problem. LEASING CONS But leasing definitely has a few downsides. When buying, you have the opportunity to keep making monthly payments to yourself once you pay off a loan. That allows you to make an even bigger down payment when buying each new car, eventually getting to the point where you can pay all cash upfront. Well, with leasing car after car, that never happens. Remember, your lease payments are really just covering the cost of depreciation for the dealer. When the lease is up, the dealership still owns the car. You've accrued zero equity. Also with a car lease, you're usually limited to 10,000 miles a year. Go over that and you'll be hit with big penalties. That could be a real problem if the length of your commute changes or you want to finally take that big, cross-country vacation. And while you won't be charged for normal wear and tear, the dealership will go over the car with a fine-tooth comb when you turn it in and charge you for every tiny scratch or ding. BOTTOM LINE So while leasing might seem a little more attractive these days I wouldn't recommend it for most folks. On today's program, Rob also answers listener questions: ● Does the MoneyWise app require a subscription? ● What are some options for low-risk investments? ● What are the tax implications of selling a property? ● How do you respond to a fraudulent tax return filed in your name? ● What is the best way to investigate an investment opportunity? RESOURCES MENTIONED: ● MoneyWise App ● Find a Certified Kingdom Advisor ● Eventide Funds ● Praxis Funds ● Inspire Investing Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The days of record low interest rates and barely noticeable inflation are behind us, so the decision of leasing versus buying isn't so clear-cut. Maybe it's time to go over the pros and cons again. We'll do that today on MoneyWise. Not only are interest rates up, but used car prices are way up, too. All of this is making the idea of leasing a car a bit more palatable for some folks. As inflation squeezes the monthly budget, the need to cut costs becomes more important. Before we get into the nuts and bolts of buying versus leasing, however, let's understand the difference. Obviously, buying a new car is just that. Before you can drive it away, you have to pay the dealership every last nickel of the cost upfront, and these days, that's a whopping figure. Of course, the best way to do this is with all cash up front, but that's getting harder to do. That means most people have to finance the purchase of a new car, ideally while still putting down as much as possible to minimize borrowing. Fortunately, there are a number of sites you can check out to get the lowest rates and best terms for an auto loan. These include Bankrate.com, NerdWallet, and LendingTree. Now, what does it mean to lease a vehicle? You might compare it to signing a lease for an apartment, except with an apartment, you don't have mileage restrictions. A lease gives you use of the vehicle for a set period of time. Most leases run for 36 months. Unless you pay the entire lease amount up front, you'll make payments each month. When the term is up, you have two options. You can hand back the keys, or purchase the vehicle. There you probably have some negotiating power, because the dealership will probably want you to buy the car so they don't have to deal with it. But most people turn the car back in and that means, they give up any equity the vehicle may have. LEASING PROS Still, there are a few advantages that come with leasing a vehicle. The big one, of course, is that the monthly payment will usually be lower than if you purchase it. In some cases, leasing a new vehicle may have a lower monthly payment than if you buy a late model used one. With a lease, you're not paying down the principal on a car loan. Instead, your lease payments are really just covering the normal depreciation of the vehicle for the life of the lease. That's a real attraction for some people, getting to drive a newer car for less monthly outlay than with buying a used car. Plus, some people don't like the idea of having to sell a car when they need a new one. That's why most just trade them in, usually for less money than they could get if they sold them on their own. With a lease, when the term ends, you just drive back to the dealership and hand them the keys. A couple of other advantages to leasing: You may be able to deduct some of the expenses associated with it, especially if you use it for a business. And if you typically drive the same number of miles each month, or you don't drive much at all, mileage restrictions shouldn't be a problem. LEASING CONS But leasing definitely has a few downsides. When buying, you have the opportunity to keep making monthly payments to yourself once you pay off a loan. That allows you to make an even bigger down payment when buying each new car, eventually getting to the point where you can pay all cash upfront. Well, with leasing car after car, that never happens. Remember, your lease payments are really just covering the cost of depreciation for the dealer. When the lease is up, the dealership still owns the car. You've accrued zero equity. Also with a car lease, you're usually limited to 10,000 miles a year. Go over that and you'll be hit with big penalties. That could be a real problem if the length of your commute changes or you want to finally take that big, cross-country vacation. And while you won't be charged for normal wear and tear, the dealership will go over the car with a fine-tooth comb when you turn it in and charge you for every tiny scratch or ding. BOTTOM LINE So while leasing might seem a little more attractive these days I wouldn't recommend it for most folks. On today's program, Rob also answers listener questions: ● Does the MoneyWise app require a subscription? ● What are some options for low-risk investments? ● What are the tax implications of selling a property? ● How do you respond to a fraudulent tax return filed in your name? ● What is the best way to investigate an investment opportunity? RESOURCES MENTIONED: ● MoneyWise App ● Find a Certified Kingdom Advisor ● Eventide Funds ● Praxis Funds ● Inspire Investing Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

Podcast Links and Show Downloads According to the Census Bureau's Household Pulse Survey, 25.6 million people borrowed from friends and family this year, up from 19.1 million a year ago. So here's the question: If a friend or family member came to you for money, would you give it to them? It's been an issue for hundreds of years. Take this line from Shakespeare's Hamlet: "Neither a borrower nor a lender be; For loan oft loses both itself and friend." And it's true. A Bankrate survey found that nearly half of those who lend to friends and family say it doesn't end well. So, when you're approached or are about to approach, what's the right way to do it? That's what we're going to talk about today. This week, Stacy Johnson and financial journalist Miranda Marquit are joined by producer Aaron Freeman. Our special guest this week is Lynnette Khalfani-Cox, known as America's Money Coach. Remember, even though we sometimes talk about specific investments on this show, don't take them as recommendations because they're not. Before investing in anything, do your own research, and make your own decisions.  Become a member: https://www.moneytalksnews.com/members/See omnystudio.com/listener for privacy information.

(1:49) - Beginning hour two discussing the U.S. stepping up its enactment of sanctions on Russia as a result of its continued invasion of Ukraine.(12:17) - Ted Rossman of Bankrate called into the show to talk about how many Americans aren't using billions of dollars worth of gift cards.(22:17) - A conversation about HBO's new Game of Thrones spinoff, which broke HBO's record for a debut show with 10 million viewers.(34:02) - Megan Cassella of Barron's joined the show to weigh in on the Fed and what Jerome Powell might say during his speech at Jackson Hole later in the week.

Making Margin PodcastEpisode 39 - Has the Housing Bubble Burst? Welcome to the Making Margin podcast! Greenway's team is here to discuss common financial mistakes and to help you navigate them. Meet the voices behind this episode of Making Margin:NickJeffAllieNatalie DrewToday we're talking about the housing market. Mortgage rates for 30-year fixed loans hit roughly 6% in June, up from a little over 3% a year ago, according to Bankrate data. Now there are early signs that some places have excess inventory. How should would-be homebuyers react?Discussion Topics:How would we expect interest rates to impact the housing market overall?What should first time homebuyers do?    Resources:https://www.marketwatch.com/picks/im-the-director-of-forecasting-for-the-national-association-of-realtors-here-are-6-things-you-should-know-about-the-housing-market-now-01656706585https://fred.stlouisfed.org/series/MORTGAGE30US

Brian Frank, manager of the Frank Value Fund -- who will stay in cash when he can't find stocks cheap enough to meet his metrics for good value -- says that the market's decline in early 2022 put a lot more stocks onto his radar as prospective buys, but he says the market remains expensive as a whole. In The Big Interview, Stan Majcher, portfolio manager at Hotchkis and Wiley Capital Management, says that the energy market -- the one sector of the market that was up during the first half of the year -- remains attractive after its recent run up and despite market pressures created by war in Ukraine and global supply-chain issues. He believes oil remains significantly underpriced, giving strong potential for the sector to keep rolling for the foreseeable future despite the likelihood of a global recession. Also on the show, Sarah Foster discusses a recent Bankrate.com survey showing that consumers who are influenced into purchases by social media have a high -- and increasing -- level of regrets over their spending decisions.

In today's episode, we have Chris Miles, who will help us share his ideas on how producing passive income and cash flow allows you potentially keep up with inflation. If you want to know more, you should keep listening!     WHAT YOU'LL LEARN FROM THIS EPISODE Can permanent life insurance help you fight inflation? Understanding the average cost of a life insurance policy How to use your life insurance to invest in real estate? Things to keep in mind when getting life insurance Creative ways to design your life insurance policy     ABOUT CHRIS MILES Chris Miles, the “Cash Flow Expert,” is a leading authority on how to quickly create cash flow and lasting wealth for thousands of his clients, entrepreneurs, and others internationally! He has been featured in US News, CNN Money, and Bankrate.com, and has a high reputation for getting his client's life-altering financial results in his company, Money Ripples CONNECT WITH CHRIS Website: Money Ripples Podcast: Money Ripples Podcast     CONNECT WITH US: If you need help with anything in real estate, please email: invest@rpcinvest.com   Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community