Podcasts about gobankingrates

Money is one of the leading causes of stress in relationships, but it doesn't have to be. In this episode, Regina McCann Hess joins consumer reporter Josh Sidorowicz of CBS News Philadelphia's In Your Corner podcast to discuss how couples can successfully manage money together. From whether you should combine bank accounts to how to avoid "financial infidelity," this conversation is packed with practical advice for couples at any stage. You'll learn: When to start talking about finances in a relationship  How to split expenses and set shared financial goals Whether joint or separate accounts work best How to avoid common money mistakes like lifestyle creep A simple "1/3 rule" to balance saving and spending If you've ever argued about money, or want to avoid it, this episode is a must-watch.  0:00 Introduction 0:20 Why money is a top relationship stressor 2:20 Should couples combine finances? 4:30 The "kitchen table" money conversation 6:15 When to talk about finances in a relationship 7:05 What is financial infidelity? 8:10 How to handle different money goals 11:05 Budgeting (or a "plan) that actually works 15:25 The 1/3 rule for raises and bonuses 20:30 Credit cards: joint vs separate ############# ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles, and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps, and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve, and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets enables Regina to structure balanced portfolios to address specific financial goals. ############# CONNECT WITH REGINA MCCANN HESS Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com ############# CONNECT WITH JOSH SIDOROWICZ Episode on YouTube: https://www.youtube.com/watch?v=Rgr5kp-IIT8 Instagram: https://www.instagram.com/joshsid/  ############# Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. ###########

Want to get your product featured in holiday gift guides, product roundups, and shopping articles without hiring a PR agency?In this episode, Gloria sits down with shopping expert, journalist, and gift guide editor Trae Bodge to discuss exactly how commerce writers choose products, what makes a pitch stand out, and the biggest mistakes founders make when pitching gift guides.Trae has written for MSN, Newsweek, CNN Underscored, GOBankingRates, Women's Day, and more. She shares behind-the-scenes insights on how journalists evaluate products, why small brands have an advantage, and what founders need to know about affiliate marketing, samples, pricing, packaging, and holiday gift guide opportunities.In this episode, you'll learn:• How to pitch gift guide editors and commerce writers• What journalists actually look for in product pitches• Whether you need affiliate links, Amazon listings, or a large social media following• How to stand out in crowded categories like beauty, wellness, food, fashion, and home goods• The biggest mistakes founders make when pitching products• Why your packaging, positioning, and brand story matter more than you think• How to build relationships with journalists before you pitch• What makes a product worthy of a holiday gift guide or product roundupWhether you sell skincare, food, fashion, jewelry, wellness products, home decor, or consumer goods, this episode will help you understand how gift guide editors think and how to increase your chances of earning media coverage.Want more people to discover, trust, and buy from your business without spending thousands on ads or a PR agency?In my free AI Visibility Masterclass, I'll show you how small business owners are using PR, media features, and credibility signals to get recommended by AI tools like ChatGPT, land press opportunities, and become the obvious choice in their industry.Watch here: www.gloriachoupr.com/masterclassJoin the Small Biz PR Facebook Group to get the best PR TipsDM the word “PITCH” to us on Instagram to get a pitching freebie https://www.instagram.com/gloriachoupr Connect with Gloria Chou on LinkedIn- https://www.linkedin.com/in/gloriaychou #HolidayGiftGuides #ProductRoundups #ProductPR #GiftGuidePitching #MediaPitching #SmallBusinessPR #EcommercePR #AffiliateMarketing #JournalistOutreach #ProductPublicity

Inflation can feel like an invisible thief. Your groceries cost more, your budget feels tighter, and your retirement plan may need to stretch further than expected.   In this episode of Women and Wealth, Regina breaks down 10 key things to understand about inflation, from why prices rise to how the Federal Reserve uses interest rates to slow things down. She also explains why prices do not always fall back to where they were, why deflation can create its own problems, and how inflation can affect your long-term portfolio and retirement lifestyle.   Episode Highlights:   0:00 - Intro 0:31 - A simple way to understand inflation 1:14 - What inflation actually means 2:29 - Why inflation keeps making headlines 3:59 - How inflation impacts daily life 5:06 - The Fed's role in managing inflation 5:59 - How higher interest rates help slow demand 8:04 - Why prices do not always come back down 9:28 - The risk of deflation 10:37 - Inflation through history 11:44 - How inflation can impact your portfolio 14:21 - Why inflation matters in retirement planning 15:29 - Action item and episode wrap-up   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Self-storage might not be the first thing you think of when you hear "real estate investing," but it can open the door to a very different conversation about diversification, passive income, and long-term planning. Regina McCann Hess sits down with Corinn Altomare, co-founder of Hearthfire Holdings, to talk about passive self-storage investments, why some investors look beyond traditional stocks and bonds, and how income-producing assets can fit into bigger retirement conversations. They also talk about patience, long-term thinking, 1031 exchanges, the emotional side of work and family, and the importance of asking one big retirement question early: how will you replace your paycheck?  Episode Highlights:  0:00 - Welcome to Women and Wealth 0:31 - Why self-storage can be an interesting investment topic 1:06 - Meet Corinn Altomare 2:23 - Building Hearthfire Holdings from a side hustle 5:17 - Diversification beyond stocks and bonds 7:13 - How private investors can access larger real estate projects 9:24 - Storage vs. apartments 13:28 - Long-term investing and avoiding daily market noise 14:32 - 1031 exchanges and compounding over time 17:01 - Where to learn more about Corinn 17:40 - Balancing ambition, family, and fulfillment 23:16 - Corinn's vision for retirement 25:01 - Passive income and replacing your paycheck in retirement 26:46 - Regina's action item    ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CORINN ALTOMARE   Website: https://hfirecapital.com/ LinkedIn: https://www.linkedin.com/in/corinn-altomare/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Recessions are a normal part of the economic cycle, but they can still feel unsettling when the headlines get loud and your own budget starts to feel tighter.   In this episode of Women and Wealth, Regina explains what a recession actually is and why it is not the same thing as a "down" stock market. She also talks about how recessions can show up in everyday financial decisions, from cutting back on travel and dining out to being more careful with discretionary spending.   Episode Highlights:   0:00 - Intro to Women and Wealth 0:31 - What Is a Recession? 1:14 - 1. What's in a Name? 1:39 - 2. A Recession Is Not a Down Market 2:40 - 3. Internal vs. External Shocks 3:21 - 4. The Customer Is Always Right 4:16 - 5. What Goes Up Must Come Down 4:40 - 6. We Grow More Than We Contract 5:35 - 7. Connected, But Not Always in Sync 6:03 - 8. Bad Begets Good 6:29 - 9. Not All Stocks Are Created Equal 7:24 - 10. Stocks Can Grow When the Economy Contracts 8:18 - Signs You May Feel Before a Recession Is Announced 9:01 - Call to Action: Rein in Spending 9:24 - Closing and Connect With Forge Wealth  ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

Your logo, website, colors, fonts, and visuals all tell a story before someone ever works with you. In this episode of Women and Wealth, Regina is joined by Abbie O'Brien, founder of The Branding Den, to discuss creating a brand identity that feels strategic, authentic, and aligned with the people you want to serve. Abbie shares how she turned a pandemic layoff into a growing brand and web design business, why strong branding starts with deeper questions, and how small business owners can create consistency across their website, social media, and marketing materials. Regina and Abbie also talk about entrepreneurship, motherhood, making time for yourself, and stepping away from the screen to refill your own cup.   Episode Highlights:   0:00 - Introduction 0:32 - Why branding, logos, and design matter for small business owners 2:39 - How Abbie turned a pandemic layoff into a business opportunity 4:14 - What goes into building a strategic brand identity 7:58 - Why many small business owners rebrand after they better understand their audience 10:01 - How brand guidelines create consistency across your business 13:03 - Abbie's challenge of building a business while becoming a mom 14:27 - Abbie's vision for retirement, travel, golf, and warmer weather 15:51 - Why making time for yourself helps you show up better in work and life 17:35 - Regina's call to action: lift your chin, look around, and refill your own cup  ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com CONNECT WITH ABBIE O'BRIEN   Website: thebrandingden.com/about  LinkedIn: https://www.linkedin.com/in/abbie11/  Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Market volatility can feel uncomfortable, especially when your statement looks different than it did last quarter. But market ups and downs are a normal part of investing, and having the right perspective can make those swings easier to navigate. This week, Regina breaks down 10 things to know about stock market volatility, including why big point drops are often a matter of perspective, how the VIX measures investor fear, and why patience matters when you're investing for the long term. She also talks about how to think through your comfort level, why automatic retirement contributions can help during down markets, and what conversations to have with your advisor before volatility catches you off guard   Episode Highlights: 0:00 - Introduction  0:46 - Understanding market volatility 2:06 - What can drive market reactions 3:16 - Building a strategy for volatility 4:37 - 10 things to know about volatility 4:43 - Putting market drops in perspective 5:20 - The VIX fear index 6:32 - Extreme fear is the exception 7:20 - Volatility in 2025 8:03 - Why patience matters 8:27 - Returns are rarely smooth 9:18 - Adjusting your portfolio 9:45 - Finding opportunity in volatility 12:05 - The market's historical perspective 13:15 - Planning before volatility hits 13:56 - Episode wrap-up   ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@forgewealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.  This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

Blended families can bring a lot of love, but they can also bring confusion, tension, and emotional complexity, especially when children are navigating divorce, new caregivers, and loyalty conflicts. This week, Regina sits down with Maria Natapov, a co-parenting and step-parenting coach, to talk about what it really takes to create a healthier foundation for families after separation or divorce. Maria shares why communication, structure, emotional awareness, and clear roles are so important for both adults and children, and how step-parents can show up with care without overstepping. They also discuss rapid resolution therapy, how past experiences can shape present-day reactions, and why Maria sees her work as helping families build safer, more supportive systems for the next chapter.   Episode Highlights: 0:31 - Episode open 0:57 - Meet Maria Natapov 1:16 - Creating workable family systems 2:55 - Navigating the role of a step-parent 4:17 - Advocating without adding conflict 5:53 - Learning parenting without a playbook 7:18 - Understanding emotions as information 9:20 - The reality of overstepping 10:06 - What children carry after divorce 12:09 - Rapid resolution therapy 14:19 - Helping the body recognize safety 17:37 - Where to find Maria 18:05 - Learning to stop playing small 18:44 - Maria's vision for retirement   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@forgewealth Email: reginahess@forgewealth.com   CONNECT WITH MARIA NATAPOV Website: https://synergisticstepparenting.com/ LinkedIn: linkedin.com/in/marianatapov   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

The photos we almost skip often become the ones we wish we had most.   In this episode of Women and Wealth, Regina sits down with family photographer and entrepreneur Jessica Hinds to talk about preserving the moments that matter, even in the middle of chaos, motherhood, and busy careers. Jessica shares how she built her photography business, why she always encourages moms to get in the frame, and how family photos become part of the legacy we leave behind.   They also talk about the challenges of balancing business ownership with family life, the pressure professional women put on themselves, and why health is one of the most important investments we can make if we want to enjoy the wealth we're building.   Episode Highlights:   0:00 - Intro 0:35 - Episode open, meet Jessica Hinds 3:57 - A glimpse into what it's like to be a professional photographer 11:05 - Why Jessica became an entrepreneur 14:07 - Where you can go to learn more about Jessica and her photography 14:41 - Challenges Jessica has faced as a professional woman 19:40 - Jessica's vision for retirement 21:38 - Action item and wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH JESSICA HINDS   Website: https://www.jessicahindsphotography.com/ Instagram: https://www.instagram.com/jessicahindsphotography/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   For a list of states in which I am registered to do business, please visit www.forgewealth.com.

A lot of women have no idea they may still be entitled to Social Security benefits tied to an ex-spouse. In this week's episode, Regina unpacks what divorced spouses, widows, and widowers need to know, including the rules that apply, how much may be available, and why filing too early can cost you far more than you realize. She also walks through real examples that show how a smart claiming strategy can make a meaningful difference in your long-term retirement income.   Episode Highlights:   0:00 - Intro 0:52 - Rules first! 5:24 - 2 factors to consider for the spousal benefit 7:12 - The survivor benefit 10:04 - Calculating and using or 'turning on' the benefits 14:01 - Circling back to the survivor benefit 15:17 - The drawback of taking it earlier 20:48 - Call to action   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org  Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

So many women are taught to downplay their accomplishments, even when they've done something extraordinary.    In this episode of Women and Wealth, Nicole Stephenson joins Regina McCann Hess for a conversation about confidence, community, and what it means for women to show up unapologetically in their careers.    A lecturer at the University of Pennsylvania's Wharton School and the founder of Narrativa Consulting, Nicole has spent years helping professional women recognize their value, own their stories, and move forward with greater confidence.   In this conversation, she shares how more than a decade of leading women's professional development programs shaped her perspective on mentorship, self-worth, and the power of women championing one another. She also talks about the inspiration behind her new book, the challenges women face in owning their accomplishments, and why community can be the catalyst for meaningful change.   Episode Highlights:   0:00 - Intro 0:41 - Meet Nicole Stephenson 5:27 - "How to get your kudos", defining accomplishments 14:59 - Where to find more about Nicole and her book 18:20 - Some of the challenges Nicole has faced as a professional woman 22:41 - Nicole's vision of retirement 27:57 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH NICOLE STEPHENSON   Website: https://narrativaconsulting.com/ LinkedIn: https://www.linkedin.com/in/nicole-stephenson/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

Regina breaks down one of the biggest retirement decisions people make too quickly: when to claim Social Security.  In this episode, she walks through how benefits are calculated, why filing early can permanently reduce your income, and how waiting can add meaningful dollars to your retirement plan.  It's a practical, no-nonsense episode for anyone who wants to make a smarter Social Security decision instead of just grabbing benefits at 62.   Episode Highlights:   0:00 - Intro 0:32 - Why Social Security timing matters more than people think 2:07 - How Social Security benefits are calculated 3:34 - Cost-of-living adjustments and inflation 4:39 - The age you can claim vs. the age you should claim 6:07 - What claiming at 62 really costs you 7:20 - Real dollar examples: 62 vs. 67 10:15 - Why waiting until 70 can increase your benefit 11:28 - Smart claiming strategies for spouses 13:16 - How survivor benefits work 14:41 - 2026 Social Security numbers and max benefits 18:04 - Working while collecting Social Security 20:23 - Regina's takeaway: build a strategy, don't guess ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   This material was prepared by MFS Fund Distributors, Inc.   For a list of states in which I am registered to do business, please visit www.forgewealth.com. MFS Fund Distributors, Inc. is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management  

Divorce does not have to mean a drawn-out court battle.  In this episode, Regina is joined by attorney and divorce mediator Sandra Zell for a candid conversation about how mediation can help families save time, money, and unnecessary heartache. They unpack the difference between mediation and litigation, why more control often leads to better outcomes, and what women should know before paying a legal retainer.   Episode Highlights:   0:00 - Intro 0:53 - Meet Sandra Zell 2:17 - The difference between mediating and going to court 6:32 - The timeframe for mediation, the level of control you have 14:23 - "What if my spouse is controlling?" 17:51 - Where you can learn more about Sandra 20:35 - A challenge Sandra has faced as a professional woman 21:53 - Sandra's vision for retirement 23:36 - Call to action, episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.   Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com CONNECT WITH SANDRA ZELL   Website: https://www.zdsmediation.com/ LinkedIn: https://www.linkedin.com/in/sandra-l-zell-esq-752a022/ Instagram: https://www.instagram.com/zelldivorcesolutions/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.Forge Wealth Management

Taxes are complicated, the rules keep changing, and missing one detail could cost you.  This week, Regina joins CBS News consumer reporter Josh Sidorowicz on the "In Your Corner" podcast to bring clarity and calm to this hectic and oftentimes, stressful event. Regina breaks down the deductions, credits, and filing strategies that could make a real difference this year. From staying organized to avoiding common mistakes and protecting your refund, this conversation helps make tax season feel a whole lot more manageable.   Episode Highlights:   00:00 — What's new this tax season? 01:30 — Your must-have tax checklist 03:20 — Missing forms, delays & brokerage statements 04:40 — Major life changes that impact your taxes 05:58 — Big new deductions & credits you should know 10:00 — State & local tax cap boost + child tax credit changes 12:41 — Standard deduction vs. itemizing: Which wins now? 20:02 — Lightning round: Fastest refunds & protecting your identity ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.Forge Wealth Management

Clutter doesn't just steal space, it steals time, energy, and peace of mind. In this episode, Regina sits down with Janet Bernstein of The Organizing Professionals to talk about what it really looks like to get help getting your home under control. They dig into how professional organizers can support everything from closet systems and everyday decluttering to major life transitions like downsizing, estate cleanouts, and moving. Janet shares how her team helps clients decide what stays, what goes, and even whether your favorite furniture will actually fit in the new place before the movers show up. They also get into one of the most emotional projects families avoid for years, organizing old photos, digitizing what matters, and making sure those memories don't end up dumped in a box someday. It's a practical conversation with a bigger point behind it: don't wait for retirement to start building a life that feels lighter, more intentional, and easier to live in.   Episode Highlights:   0:00 - Intro 0:43 - Meet Janet Bernstein! 2:51 - Moving is a 'top-3' stressful event 6:18 - Helping people determine what will "fit" in the new home 11:31 - Pictures 17:02 - Where you can go to learn more about Janet 17:50 - Some challenges Janet has faced as a professional woman 19:50 - Janet's vision for retirement 23:05 - Wrap-up and action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH JANET BERNSTEIN   Website: https://theorganizingprofessionals.com/ LinkedIn: https://www.linkedin.com/in/janet-bernstein-cpo%C2%AE-5269a518/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org   Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.Forge Wealth Management

A 529 can be a game-changer for paying for education, but only if you use it the right way. In this episode, Regina breaks down 10 expenses that typically qualify for tax-free 529 withdrawals, so you can avoid surprise taxes and penalties when the college bills start hitting. She covers the obvious stuff like tuition, but also the categories that trip people up most, like room and board for off-campus living, groceries, academic fees, and technology. Regina also gets into newer, often-missed uses for 529 funds, including trade programs, K–12 tuition, student loan repayment, and the rules around rolling leftover 529 money into a Roth IRA. If you've ever wondered what a 529 really covers, this is your clean, practical guide to spending it confidently.   Episode Highlights:   0:00 - Intro 0:35 - Episode open, 529 overview 2:32 - Tuition 3:27 - College alternatives 4:30 - Living on/off campus 7:11 - Groceries 8:40 - Academic fees 9:35 - Computers, software and internet access 10:15 - Books and supplies 10:31 - Tuition for K-12 12:00 - Student loan repayment 12:52 - Roth IRA conversion 15:34 - Wrap-up and action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

When you have checked every box, career, family, community, and still feel that quiet question of "what about me?", this episode is for you.   On this episode of Women and Wealth, Regina sits down with Michele Garrett, a women's life and transition coach who helps successful women 45+ get clear on what they want next and how to move forward without blowing up their whole life to do it.   Together, they talk about what retirement and "the next chapter" can really look like today, how to reconnect with your values when life finally slows down, and why small, consistent mindset shifts can change your direction more than any big, overwhelming plan. Michele also shares a peek at her four-pillar approach for helping women rebuild clarity, confidence, and purpose in a season of change.   Episode Highlights:   0:00 - Intro 0:41 - Meet Michele Garret 2:51 - Michele's "4 Pillar Program" 6:14 - Michele's impact as a coach 7:57 - the '1% change' 9:12 - Where you can go to learn more about Michele 11:01 - Some challenges Michele has faced as a professional woman 14:06 - Michele's vision for retirement 16:19 - Action item   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.  Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH MICHELE GARRETT Website: https://www.mgarrettcoaching.com/ LinkedIn: https://www.linkedin.com/in/mtregogarrett/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   For a list of states in which I am registered to do business, please visit www.forgewealth.com.

It's tax paperwork season, and capital gains can sneak up on you if you're not paying attention.  In this episode of Women and Wealth, Regina breaks down 10 key things to know about capital gains and capital gain distributions, including why you might get a distribution even if you didn't sell anything (or even if a fund is down). She also covers the difference between short-term vs. long-term gains, what changes in taxable accounts vs. retirement accounts, which 1099 forms to look for, and how fund turnover can impact what shows up on your statements.   Episode Highlights:   0:00 - Intro 0:34 - Episode beginning 1:05 - Tip #1 4:22 - Tip #2 5:06 - Tip #3 6:37 - Tip #4 7:56 - Tip #5 9:14 - Tip #6 10:08 - Tip #7 12:01 - Tip #8 13:13 - Tip #9 14:54 - Tip #10 16:04 - Long-term capital gains tax rates 19:23 - Call to action   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.   This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

You've probably heard about real estate before as a great way to grow or invest your money for the long-term.   But that doesn't mean that you can just start with no strategy, or plan, however.   In this episode of Women and Wealth, Regina talks with Lindsay Davis, CEO and co-founder of Spartan Invest, about building passive income through single-family real estate.   Lindsay explains what "turnkey" investing looks like, why the Southeast has been a strong target for investors, how she evaluates neighborhoods, and the real risks to understand before buying. They also get into retirement planning and why diversifying your income streams early matters, so you can work because you want to, not because you have to.   Episode Highlights:   0:00 - Episode open and intro to Lindsay 3:27 - Landlord/tenant laws, residential properties 6:38 - How Lindsay targets areas 10:42 - Explaining risk to newcomers 18:12 - Where you can learn more 19:35 - Challenges Lindsay has faced as a professional woman 22:45 - Lindsay's plans for retirement 25:03 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH LINDSAY DAVIS   Website: https://spartaninvest.comLinkedIn: https://www.linkedin.com/in/spartanlindsaydavis/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Paperwork. Nobody wants to deal with it. But cleaning up your 'financial clutter' doesn't need to be a task we dread. In this week's episode, Regina is becoming your cleaning buddy and guide for your personal paperwork clean-up. She'll take you through what to keep vs. what to toss as well as some tips and tools to stay more organized in the future. Episode Highlights: 0:00 - Intro 0:33 - Episode open, 'financial clutter' 1:21 - What's worth keeping vs tossing  3:33 - Easy stuff to throw away 4:38 - Cleaning safely (shred it) 5:06 - Medical bills 6:14 - Utility bills and the 'big docs'  8:04 - Taxes and home improvement receipts 13:00 - Buy a shredder 21:00 - Action item and final thoughts  ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Hartford Funds. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management.

Lori Woolridge and Lauren Weinberg are the co-founders of Freedom to Flourish, where they help women rebuild from the inside out through self-love, mindset, and soul-aligned growth. Lori is a love & relationship coach focused on self-love and healthy relationships, and Lauren is a "Becoming Coach", a former psychologist and family therapist turned wellbeing and empowerment coach. Together they join Regina and discuss why "January is divorce month," and how to approach divorce with support instead of going it alone.    They examine how divorce is "85% emotional / 15% legal" and why emotional regulation can save time, money, and pain – and they even dive into their signature program "Your F.A.B. Divorce" and how that can help you, should you ever need it.   Episode Highlights:   0:00 - Intro 0:33 - Episode open 0:51 - Meet Lori and Lauren 3:44 - More about Lori and Lauren's program 8:22 - Dealing with fear and uncertainty 10:08 - More details about the program 18:26 - Shifting your mindset, where you can learn more 23:18 - Action item and wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH LORI WOOLRIDGE AND LAUREN WEINBERG   Website: https://www.freedom-toflourish.com/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Sheila Brennan is a seasoned divorce coach with nearly 15 years of experience, known for helping clients navigate divorce with a clear, practical plan, as well as coordinating the legal, financial, emotional, and parenting pieces so they can move forward feeling empowered and in control. She joins Regina McCann Hess to discuss why divorce is best handled like a business transition, how a divorce coach helps you, why "fair" is the wrong target and how to aim for reasonable outcomes that keep your spouse at the table and out of court.   Episode Highlights:   0:00 - Intro 0:36 - Episode open 1:02 - Meet Sheila Brennan 3:06 - "These are business decisions" 4:53 - The impact that Sheila makes 9:20 - Timeline and know-how 17:19 - Nothing is 'fair' about divorce 20:13 - The rules are different everywhere 22:44 - Where to find more about Sheila and her services 24:20 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH Sheila Brennan   LinkedIn: https://www.linkedin.com/in/sheilabrennandivorcecoach/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

A divorce can have a ripple effect that can be felt by others, close family members especially. When you add in the challenges and complexity of raising a special needs child, that's when you need to get in touch with Dr. Juliet Marciano. Juliet is a mindset coach, retired pediatrician, PCI Certified Parent Coach®, and mother of four young adults. Her job? To bring joy back to parents (and really, families) when they face difficult life events. Juliet joins Regina in "divorce month" to discuss the unique challenges families face during this stressful process, and what other factors can impact how parents and individuals navigate this situation. Episode Highlights:   0:00 - Intro 0:31 - Episode open 1:08 - Meet Juliet 5:45 - Lack of resources, getting help 10:15 - Telling a special-needs child about divorce 16:01 - How often should you talk to your children about divorce? 19:02 - Talking to adult children 23:23 - Where you can find more about Juliet 26:18 - Action item and wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH DR. JULIET MARCIANO   Website: https://www.julietmarciano.com/ LinkedIn: https://www.linkedin.com/in/juliet-marciano-md-4814249/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Divorce drains wallets and energy faster than almost any other life event.   This month, Regina is exploring the topic of divorce with expert guests to help connect you with resources, information and insights into what you should (and shouldn't do), what options are available and how to navigate this process.   This episode features Kristen Shearin, an attorney, Certified Family Financial Mediator, and a Certified Divorce Financial Analyst. She has 15 years of family law litigation experience, has mediated over 150 cases, and has testified as a financial expert witness.   She joins Regina to unpack why January sees a spike in filings, when mediation beats court, and when court is necessary for safety. They dig into the financial side of divorce, why a CDFA can protect your net worth the documents to organize before you make any moves and much more! Episode Highlights:   0:00 - Intro 0:35 - Episode beginning 3:01 - January is "divorce month" 6:36 - The IDFA and what Kristen does for it 11:15 - Financial statements, utilizing professionals 16:39 - How you can find more info (and a CDFA) 19:12 - What's upcoming for the IDFA 21:02 - Mediation 23:54 - Where you can learn more about the IDFA 24:43 - Challenges Kristen has faced as a professional woman 28:34 - Kristen's vision of retirement 30:01 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH KRISTEN   Website: https://www.shearinlegal.com/ LinkedIn: https://www.linkedin.com/in/kristen-shearin-b1581562/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

On this episode of Women & Wealth, Regina welcomes Lauren Reed Williams, founder of Reed Public Relations and co-founder of Wealth of a Woman. Lauren shares why she stepped down as CEO after 14 years, how she's building safe spaces for women to talk about money, and what sparked her mission. They also dig into money mindsets, confidence with advisors, aligning finances with core values, and why "peace and freedom" now define Lauren's vision of wealth. Episode Highlights:   0:00 - Intro 0:31 - Episode beginning 4:22 - The Equal Credit Opportunity 8:14 - Women and financial advising 11:23 - What's next and where to learn more 14:50 - Some challenges Lauren has faced (as a professional woman) 18:23 - Lauren's plan for retirement 22:34 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH LAUREN   Website: https://www.reedpublicrelations.com/team/lauren-reed/ LinkedIn: https://www.linkedin.com/in/lauren-reed-9151183/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Franklin Templeton. Franklin Templeton is not affiliated with, nor endorsed by, LPL Financial, Private Advisor Group or Forge Wealth Management.

As we near the end of the year, an important, yet often forgotten task awaits your attention.. The year-end checklist Most people think, "cue the scary music", but in reality – it hurts less than you think, and the benefits could be.. Significant. This week, Regina walks through a simple year-end checklist. From rebalancing after a strong market, smart tax moves (loss harvesting, QCDs, Roth moves), retirement to-dos (catch-ups, RMDs) to family gifting/beneficiary clean-ups – you'll be heading into 2026 confident and on track. The only question is, which action are you going to take first? Episode Highlights:   0:00 - Intro 0:31 - Episode beginning 1:06 - Keeping investments on track 2:26 - Identifying opportunities to save on taxes 6:30 - Focusing on retirement planning 13:32 - Understanding options for gifting to charity 16:16 - Creating a legacy 21:43 - One last thing 23:07 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Franklin Templeton. Franklin Templeton is not affiliated with, nor endorsed by, LPL Financial, Private Advisor Group or Forge Wealth Management.

Marketing has always been a handful, but with the rise of digital marketing – it's become harder than ever to manage. Enter Lorrie Thomas, CEO of Web Marketing Therapy and a self-described 'Marketing Therapist'. Lorrie's  team has helped "intentional leaders" simplify marketing, build systems that last, and grow on their terms. She joins Regina this week and shares why the healthiest marketing starts with relationships, not shiny tools, and how clear values, service, and boundaries lead to happier clients and better results. They also discuss how Lorrie started the business, her retirement plans, biggest challenges she's faced and more! Episode Highlights:   0:00 - Episode beginning 0:31 - Meet Lorrie 2:17 - What Lorrie helps people with 5:31 - What makes people say "I need help with this"? 9:01 - Consultant, or therapist? 12:44 - Where you can connect with Lorrie 13:26 - Biggest challenges and growing w/ the business 20:57 - Lorrie's vision of retirement 22:27 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH LORRIE THOMAS   Website: https://www.webmarketingtherapy.com/ LinkedIn: https://www.linkedin.com/in/lorriethomasross/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

'Tis the season for joy, generosity…and budget creep. In this Women and Wealth episode, Regina McCann Hess, shares a simple playbook to enjoy holiday shopping without sabotaging your 2026 self. You'll learn how to set a per-person budget, avoid "buy now, pay later" traps, use last year's statements to right-size spending, and swap pricey presents for experiences. Plus: smart ways to use rewards points, online shopping tips, and one simple action for your savings plan for a stress-free holiday next year. Episode Highlights:   0:00 - Episode beginning 2:41 - Avoiding adding debt 4:35 - Try 'white elephant' or a gift exchange 6:54 - D.I.Y. gifts 8:09 - Secret santa 9:04 - Finding discount deals 12:11 - Using reward points 15:12 - Start saving early 17:11 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

Designing the life you want starts with your income. This week, Regina sits down with Kim Daly, a history-making franchise consultant and mindset coach, to unpack how franchising can de-risk business ownership, create cash flow, and buy back your time. Kim explains why you should pick a business for the life it creates, not for a hobby or what your town "needs", and how mindset shifts fueled her 350% growth in 12 months. She also shares realistic capital ranges, FTC guardrails, semi-absentee ownership, and the legacy of modeling success as a single mom. Episode Highlights:   0:00 - Intro & guest 0:44 - What Kim does + who she helps 3:57 - 9 Vision-first franchising: match the life, then the business 5:40 - The process (free), how she's paid, and wide industry options 7:21 - Kim's path into franchising 9:05 - Franchising vs. entrepreneurship; cash flow + semi-active ownership 11:46 - Costs, FTC guardrails, and mindset (Z Suite) 17:31 - Challenges, legacy, and "never retire" philosophy 23:24 - Action item + outro & disclosures   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH KIM DALY   Website: https://thedalycoach.com/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

When you're taking care of everyone else – who is taking care of you?   This week, Regina goes deep on women as caregivers and how the "sandwich generation" strain shows up financially, emotionally, and physically. Both for yourself and for loved ones, there needs to be a plan for long-term care (LTC) with clear-eyed costs, coverage myths (hello, Medicare), and policy options (traditional vs. hybrid; reimbursement vs. cash-indemnity). You'll leave with concrete next steps a new understanding of how to navigate this tricky aspect of life. Episode Highlights:   0:00 - Episode beginning 0:38 - Today's topic: caring for women caregivers 2:24 - The "sandwich generation" reality 3:07 - Burnout, time strain, mental health 4:52 - How it hits women; key stats & income impact 8:19 - What LTC means; ADLs & cognitive impairment 11:34 - Care options: adult day, home care, assisted living, hospice, nursing home 15:11 - What it costs (2023 figures) 20:18 - Paying for care: self-funding & Medicare limits 21:27 - Insurance types: traditional vs. hybrid (premiums, increases) 25:47 - Reimbursement vs. cash-indemnity—how payouts work 29:11 - When to buy, budgeting, choosing a carrier & action steps 33:32 - Outro & where to find Regina ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Brighthouse Financial. Brighthouse Financial is not affiliated with, nor endorsed by, LPL Financial, Private Advisor Group or Forge Wealth Management.

Women, work, and winning your seat at the table. This week, Regina sits down with Kelly Gates, a CRO/CVO and longtime growth + strategic marketing leader to talk career paths, owning the room in male-dominated spaces, mentoring the next generation, and using networking + follow-through as unfair advantages. Kelly also shares how she balances venture-building with revenue leadership, and her "downshift, not full stop" vision for retirement. Episode Highlights:   0:00 - Introduction 2:36 - What led Kelly to marketing 10:16 - How to reach out to Kelly 12:21 - Kelly's vision for retirement 15:56 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH KELLY GATES   LinkedIn: https://www.linkedin.com/in/kelly-gates-4b63709/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

It happens to all of us, and how we prepare for it can mean all the difference for your loved ones. This week, Regina walks you through a 7-point estate planning checklist: what to prepare, which pros to involve, and how to keep your family out of chaos if something happens. You'll learn how to choose the right attorney, organize your assets, decide on wills vs. trusts, set financial and medical powers of attorney, protect loved ones with the right life insurance, craft a values-based gifting plan, and why clear communication (even a recorded family meeting) can prevent costly disputes later. Episode Highlights:   0:00 - Introduction 1:26 - #1 Find a trusted partner 12:54 - #2 Have a valid will and trust 19:37 -  21:07 - #4 Medical directives 23:42 - #5 Life insurance 25:56 - #6 Gifting plan 27:30 - #7 Communicate the plan 31:40 - Action plan ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by John Hancock Investment Management. John Hancock Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.

How do small and mid-size companies build a real HR function without hiring in-house? Regina sits down with entrepreneur Tina Hamilton, CEO & Founder of myHR Partner, to unpack how her company evolved from hiring support into full-scope outsourced HR across 43 states. The two also dive into what's really driving today's hiring slowdown and why now can still be a smart time to recruit top talent. Additionally, Regina explores Tina's plans for retirement, her biggest obstacles she's faced as a professional woman, and much more! Episode Highlights:   0:00 - Introduction 3:07 - How Tina got started 17:40 - Where can people find you 18:17 - Some of the challenges Tina faced as a professional woman 22:19 - Retirement vision 25:04 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH TINA HAMILTON   Website: https://myhrpartnerinc.com/blog/author/tina-hamilton LinkedIn: https://www.linkedin.com/in/tinahamiltonmyhr   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Medicare made (much) clearer. This week, Regina breaks down what Medicare is, who's eligible, the differences between Parts A–D. Most importantly, you'll get a sneak peek into how you can avoid costly mistakes. so you can plan healthcare confidently in retirement. Additionally, Regina covers enrollment windows, penalties, Medigap vs. Medicare Advantage, and what ‘Original Medicare' doesn't cover. Episode Highlights:   0:00 - Introduction 0:33 - Episode beginning 3:01 - What is medicare? 3:32 - Who is eligible? 4:09 - What are the different parts? 5:14 - Part B 7:30 - Part D  9:13 - What is not covered? 10:05 - When can I enroll? 11:55 - What if I delay my enrollment? 12:59 - How does a Medical Supplement Insurance Plan fit? 15:46 - Call to action ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com. This material was prepared by Hartford Funds.

Regina welcomes coach and speaker Mihika Patel, founder of One Mighty Mama, to explore reclaiming identity in motherhood and designing a flexible, fulfilling future. Additionally, the two cover tiny habits for tough days, “Mind Movies” for affirmations, and why investing in yourself strengthens your relationships. Episode Highlights:   0:00 - Introduction 0:43 - Meet Mihika Patel 2:24 - Why focus on moms? 8:43 - Mihika's morning routine 14:07 - Where you can connect with Mihika 15:36 - Challenges Mihika has faced as a professional woman 19:30 - Mihika's plans for retirement 22:08 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH MIHIKA PATEL   Website: https://www.1mightymama.com/ LinkedIn: https://www.linkedin.com/in/mihika-patel/ Instagram: https://www.instagram.com/momentswithmihika/?hl=en   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

In honor of #hispanicheritagemonth Jannese Torres is an award winning host of  @YoQuieroDineroPodcast  Author of Yo Quiero Dinero, Speaker and Entrepreneurial Coach. Recently she was ranked in the top 100 financial experts in the world according to Forbes and GoBankingRates.Jannese shares her journey to entrepreneurship, the process of writing her book and balancing her work while being a new mom.She adds ways social workers can use their transferable skills into coaching. She adds tips for new entrepreneurs on the importance of finding their why.Join The Social Work Rants Podcast live in NYC!! On Saturday October 4th from 1:30-4:30pm I am hosting a live podcast event in honor of Hispanic Hertiage Month. "From Bendicion to Chancleta: The Intersectionality between Mental Health & Finances in the Latino/X/E Community" LINK for Tickets: https://www.eventbrite.com/e/the-social-work-rants-podcast-live-celebrating-hispanic-heritage-month-tickets-1625829191879?aff=oddtdtcreator#mentalhealth #Latino

Investing in the stock market is a common, but significant part of most American's retirement and wealth-building strategies. It can come with one major hitch – volatility. Nobody likes it, but everyone deals with it.   In this Women & Wealth episode, Regina McCann Hess shares 10 things you should know about stock-market volatility, from what the VIX really measures to why time in the market matters more than timing. You'll learn how to frame scary headlines, ways to soften volatility in a plan, and why downturns can be long-term opportunities. Episode Highlights:   0:00 - Introduction 1:29 - You have to put it into perspective 2:33 - The “fear index” 3:16 - The only thing to fear is.. 3:44 - Don't let bad days blind you 4:49 - Volatility is lower than it has been historically 5:33 - Patience is a virtue(?) 6:30 - “No one said it would be easy” 7:10 - You can work to minimize volatility (if it bothers you) 7:54 - Embrace volatility 8:56 - The glass is more than half-filled 11:07 - Action item ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by Hartford Funds. Hartford Funds is not affiliated with nor endorsed by LPL Financial, Private Advisor Group or Forge Wealth Management.

Welcome back to another edition of Women and Wealth!    This week, Regina has on Shikha Bajaj – Shikha Bajaj is a globally recognized transformation expert, award-winning author, and visionary executive with over 25 years of experience leading innovation and impact across Fortune 500 companies, nonprofits, and mission-driven institutions. Her new book, Own Your Color: How to Unleash Your Limitless Potential with One Secret Tool: MENTOR, explores three actionable steps: understanding your values, daring to dream big, and taking decisive action. Shikha gives you and Regina a sneak peek into her book and what motivated her to put pen to paper. As always, they also dive into the career challenges women face as well as Shika's plans for retirement! Episode Highlights:   0:00 - Introduction 0:42 - Introduction to Shikha 2:14 - The process of writing the book 4:53 - Gender equity vs. equality 11:32 - Where you can learn more about Shikha 15:30 - “What is your vision for retirement?” 17:30 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH SHIKHA BAJAJ   Website: https://ownyourcolor.com/ LinkedIn: https://www.linkedin.com/in/shikha-bajaj1/ Book: https://www.amazon.com/Own-Your-Color-Limitless-Potential/dp/B0CT5K4G6S   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

Welcome back to another edition of Women and Wealth! Regina returns back to social security yet again! Because it's fun? No! Because it's exciting? No! It's because it's important! And as you've learned from previous social security episodes – and will learn from this episode as well – it can be complicated and there are many scenarios that can positively (or negatively) impact what you receive in your retirement years. This week, Regina focuses on social security for widows and widowers in particular. From specific questions like “Will I automatically receive the survivor benefit?” or “What if I remarry?”  to broader approaches to managing your social security and retirement planning alike – this episode is the perfect crash course for the different situations that you, or a friend or family member, may find yourself in after losing a loved one.   Episode Highlights:   0:00 - Introduction 0:45 - Social Security Death Benefits For Widows and Widowers 2:23 - Some benefits that could be available to you 3:04 - What are the amounts based on? 4:34 - What percentage of the deceased benefit can I receive? 8:04 - Can I receive the maximum survivor benefit even if I receive a reduced spousal or retirement bonus? 9:20 - “Will I automatically receive the survivor benefit?” 11:11 - “My spouse claimed social security before they passed away, how is their survivor benefit calculated?” 12:45 - If they claim AFTER retirement age.. 14:54 - “What if my spouse died and never claimed SS?” 16:11 - “Can I receive both my retirement benefit and my survivor benefit?” 16:25 - “What if I remarry?” 17:08 - Can I start my retirement benefit and then switch to the survivor benefit? (And vice versa) 19:59 - “What if I worked in a government position that did not pay into social security?” 21:32 - Action item and wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

Welcome back to another edition of Women and Wealth! Regina is joined by Jessica Lipson, President of JBL Consulting and HR extraordinaire! Jessica is a fractional HR executive with over 2 decades of experience working in industries new, old, big and small – and now she's taking her philosophy and expertise to other companies looking to maximize their ROI on talent, while building a rich, people-first culture that doesn't skimp on employee experience. Additionally, Regina and Jessica dive deeper into how she helps the companies she works with and how she ended up working for herself. Additionally, they explore her professional experience before and after JBL, the challenges she's faced because of her gender, her plans for retirement, and more!   Episode Highlights:   0:00 - Introduction 0:38 - Getting to know guest Jessica Lipson 2:26 - More about Jessica's niche 7:49 - “We all have undiagnosed ADD” 8:34 - What industries Jessica focuses on 11:09 - Where you can learn more about Jessica 12:15 - Some challenges Jessica has faced as a professional woman 19:33 - “What's your vision for retirement?” 21:48 - This episode's “action item” ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH JESSICA LIPSON   Website: https://www.jblhrconsulting.com/ LinkedIn: https://www.linkedin.com/in/jessicalipson/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.

Welcome back to another edition of Women and Wealth!    This week, Regina circles back to social security but with a twist: What do your benefits look like when you're divorced? From qualifying for the benefits themselves, to the requirements and special circumstances you may find yourself in – Regina is breaking down all the ins and outs when it comes to your (ex) spouse – as well as some pointers on how you should be approaching social security, and on a larger scale, retirement. Episode Highlights:   0:00 - Introduction 1:15 - Requirements to receive an (ex) spouse's benefit 3:05 - Switching over to survivor benefits 4:10 - Divorced spouse benefit 6:10 - “Does my ex spouse need to apply for…” 6:40 - Do you need to tell your ex-spouse? 9:49 - Qualifying for spousal benefits, “full retirement age” 17:12 - Can you start one benefit and then switch to another? 18:28 - Survivor benefits (if my ex is deceased) 20:03 - Spousal vs. survivor benefits 22:21 - More specific questions 27:35 - Earnings limits (under full retirement age) 29:35 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.

Welcome back to another edition of Women and Wealth!    This week's episode brings guest Rebecca Roskey-Brunner and her unique career that brings an invaluable service to her clients: Help with healthcare. Rebecca is the president of Complete Care Strategies, which has been providing its unique blend of in-home care, geriatric care management, special needs care management, and patient advocacy to families. Rebecca discusses how she discovered this niche and her passion for it – as well as more about who she helps and what she actually does. Spoiler: It's not what you think. Additionally, Rebecca discusses her vision for retirement and the challenges she's faced as a professional woman – both as a nurse and now, as an executive.   Episode Highlights:   0:00 - Introduction 0:34 - Meeting Rebecca 2:58 - How Rebecca got into her career 5:25 - “Who usually reaches out?” 8:03 - Helping families with transition 11:20 - Where you can go to learn more about Complete Care Strategies 12:22 - Challenges Rebecca faced as a professional woman 13:42 - “What's your retirement vision look like?” 20:14 - Today's action item   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH REBECCA Email: rbrunner@completecarestrategies.com Second Email: rbrunner@4lifecareservices.com Cell: (484)678-9941 Fax:  610-380-7272 Website: www.completecarestrategies.com Second Website: https://4lifecareservices.com Facebook: https://www.facebook.com/completecarestrategies Twitter: @CCScaremanager Linkedin:  www.linkedin.com/in/rebecca-roskey-brunner-7aa7a5143   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

Welcome back to another edition of Women and Wealth! This week, Regina is coming at you with lots of tips for parents using the 529 plan to pay for college – as well as how you (actually) use the 529 to pay for college. Additionally, Regina shares her own experience using the 529, how she's deployed it and what she's learned along the way. With tuition bills just around the corner, this episode is a necessary refresher to make sure that your 529 (and your plan) is primed for success. Episode Highlights:   0:00 - Introduction 0:32 - Episode beginning, 529 plans 2:25 - 529 plan earnings, how are they invested? 5:09 - How account owners have control 9:01 - 529 plans owned by grandparents 11:07 - Withdrawals are free from federal taxes IF.. 13:05 - What is a non-qualified withdrawal? 14:40 - How do we pay using the 529? 19:32 - IRS Form 1099-Q 23:25 - Call to Action ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Non-qualified withdrawals may result in federal income tax and a 10% federal tax penalty on earnings. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.  

Welcome back to another edition of Women and Wealth – this week, Regina invites Erika Rasure on the show to explore the dreaded “d” word: Debt. It's something nobody wants to be in – or have to deal with. Add on the shame and social stigma that can come with it, and you have a recipe for a seriously negative experience. Erika is the Chief Financial Wellness Advisor at Beyond Finance and her life's work is helping people climb out of debt and build towards financial freedom. Her approach to the behavior and psychology behind money, debt and everything it encompasses – stands in stark contrast to many experts today. Together, Regina and Erika discuss her background, how she developed her skills in debt remediation, what exactly makes her different and why she does what she does. They also talk about her experiences as a professional woman as well as the struggles they both deal with in expanding financial literacy for everyday people.   Episode Highlights:   0:00 - Introduction 0:31 - Episode beginning, meeting Dr. Rasure 3:57 - Shame, lack of education and talking about it 7:30 - How Erika starts with her clients 11:31 - Getting help and the real costs of debt 13:55 - “Figuring out” money 17:09 - Where you can learn more about Erika 17:48 - Struggles Erika faced as a professional woman 21:00 - Erika's vision of retirement 25:03 - Action item 26:35 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH ERIKA RASURE   Website: https://www.beyondfinance.com/ LinkedIn: https://www.linkedin.com/in/erikarasure/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

This week on Women and Wealth, host Regina Hess returns to a vital topic: Social Security. But this time, she's breaking it down into 10 essential facts everyone should know before claiming benefits. Whether you're approaching retirement or helping a loved one navigate the system, this episode will help you better understand how to make the most of what you've earned. It's no secret that it can be complex from the outside looking in – with so many considerations surrounding the benefits themselves, from when you take them and how you execute that, to understanding what you may be entitled to as you approach retirement. This episode is designed to empower you with clarity and confidence as you plan your financial future so you can navigate this system with ease. Episode Highlights:   0:00 - Introduction 0:31 - Episode beginning 1:05 - Things to keep in mind before claiming SS 1:38 - Changes to your status can have an impact on your benefit amount 2:02 - The year of your birth and.. 3:35 - Taking SS while working 6:15 - Benefits paid to you as a spouse 7:09 - Zooming in on your spousal benefit 8:58 - If something happens to you.. 9:51 - Your benefits may be taxable 11:57 - Be aware of certain types of income 13:22 - Your SS statement is an estimate 15:16 - Action item 16:30 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

Welcome back to Women and Wealth – in this week's episode, Regina is joined by Janine Mix, business consultant, author and CEO of The Complete Boutique. Janine self-describes as “the opposite of Dave Ramsey for women and money”. This is indicative in her approach to growing income rather than cutting back and going without – hence the name of her book “Buy The Damn Coffee”. Janine shares her mission to financially empower those around her, how she became so involved and passionate about it, as well as unpacking some of these age old tropes around money and the negative feelings it brings. Additionally, she talks about her experiences launching her own business and the challenges she's faced as a professional woman, her book and more!   Episode Highlights:   0:00 - Introduction 0:31 - Episode beginning, intro to Janine 1:16 - Her book and some other work she's doing 9:04 - The negative feelings around money 10:49 - Where can people go to learn more about you 14:28 - Some of the challenges Janine has faced as a professional woman 19:21 - Janine's vision for retirement 24:21 - Action item 25:29 - Episode wrap-up   ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH JANINE MIX   Website: https://www.janinemix.com/ LinkedIn: https://www.linkedin.com/in/janinemix/ Book Link: https://www.janinemix.com/book Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

Today's Flash Back Friday episode is from #735 that originally aired on Jun. 10, 2024. Brian Davis is a recovering landlord and ex-employee who today invests $5,000 at a time in passive real estate investments. He's also a personal finance writer, and cofounder of SparkRental with over two decades in real estate and finance. Brian owns fractional shares in over 2,500 units, and regularly contributes as a real estate and personal finance expert for Bigger Pockets, Inman, Best Ever Real Estate, GOBankingRates and more. Along with his wife and daughter, he spends most of the year overseas-hiking, cooking, scuba diving, and surfing. Highlights: 3:28 - The Birth of SparkRental 11:03 - Brian's Business Model 14:23 - Brian's Asset Classes/Favourites 16:43 - Being Apart of The SparkRental Club 21:43 - Brian's Unique Lifestyle Connect with Brian Davis: SparkRental.com | brian@sparkrental.com   Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

What if your next business breakthrough isn't about strategy—but about your beliefs around money? In this powerful episode, Elaine sits down with international speaker and CEO of Watch Her Prosper, Ruchi Pinninger, to explore the hidden money stories that keep brilliant women stuck. From Wall Street to soul work, Ruchi reveals how spiritual alignment, emotional safety, and financial confidence go hand-in-hand. Tune in for tools, truth bombs, and a totally new way to experience prosperity—from the inside out.About the Guest:Ruchi Pinniger, International Speaker, Venture Capital Investor, Founder and CEO of Watch Her Prosper®, is dedicated to providing financial mentorship, support and services that women-led service-based businesses need to succeed. Ruchi takes a holistic approach to clients' needs by providing financial guidance, bookkeeping, tax-time readiness and heightening her clients' prosperity mindset. Ruchi brings nearly 20 years of experience in the Wall Street and corporate world to the Watch Her Prosper® team and was recently named one of the “Women Leading the Finance Industry.” Watch Her Prosper® has helped thousands of business owners to identify their spiritual connection to wealth and learned beliefs about money, while viewing their prosperity in a new way. Clients can then break free from shame and guilt surrounding wealth and see huge results in their profitability and economic growth. Ruchi connects the business to the person, understanding that individuals running small businesses have personal financial goals. As a global speaker, Ruchi has spoken at Princeton University, NYU, Luminary and some of the world's most coveted stages about money and business related topics such as financial leadership, tax-readiness, budgeting, spirituality and well-being surrounding personal and business finances. Ruchi is an Executive Board member for Savvy Ladies, an organization that helps women improve their financial literacy and take control of their money. She also serves on the board for the Pajama Program, a nonprofit organization helping children improve their quality of sleep so they can thrive. Ruchi is the proud recipient of the Entrepreneur Champions Award 2024, as she is passionate about helping all entrepreneurs to live their most prosperous lives. As a thought-leader and industry expert, Ruchi is regularly featured in GOBankingRates, Millie Magazine, Best Self Magazine, BBC, SiriusXM and The Daily Refresh among others. While living in NYC, Ruchi enjoys taking time away from the city at her family's lakehouse. She values traveling with her loving husband and incredible teenage son. They are foodies and love to experience different world cultures together. How to Show Support: Attend an upcoming Redefining Prosperity workshop- I will email all of the details over for this and to visit my website and social media channels.I also have a few free downloads for listeners:When listeners go to the website "iwanttoprosper.com" (aka I Want To Prosper), they can download my free Redefining Prosperity Workbook™ so they can continue on their prosperity journeyFree Downloads:http://cashflowprojectionstemplate.com/Free Gift: When listeners go to the website "iwanttoprosper.com" (aka I Want To Prosper), they can download my free Redefining Prosperity Workbook™ so they can continue on their prosperity journeyCash flow projection template download. this will help listeners break down their finances to help them see their finances clearly. This will help them on their prosperity journey:http://cashflowprojectionstemplate.com/Social Media...

Former Wall Street insider Ruchi Pinniger shows coaches how to ditch money shame and step into financial leadership. She unpacks cash-flow confusion, value-based pricing, and her three-pillar roadmap. Ruchi also explores mindset, spirituality, and wellbeing for profit, abundance, and lasting impact.Ruchi Pinniger is the founder and CEO of Watch Her Prosper® and dedicated to providing financial mentorship, support, and services that women-led service-based businesses need to succeed.In this episode, Melinda and Ruchi talk about:Demystifies cash flow versus profit for service-based coachesReveals “bottoms-up” revenue planning to hit personal pay goalsShares mindset hack: recognize, interrupt, reframe money storiesConnects pricing to client value, not self-worthExplains three pillars: mindset, spirituality, wellbeingGuides setup of tax and growth savings accountsEncourages love-based, detached enrollment conversationsIllustrates financial breakthroughs with real client stories“Many coaches price their packages based on their own self-worth instead of the value they deliver.” — Ruchi PinnigerGuest Bio:Ruchi Pinniger, International Speaker, Venture Capital Investor, Founder and CEO of Watch Her Prosper®, is dedicated to providing financial mentorship, support, and services that women-led service-based businesses need to succeed. Ruchi takes a holistic approach to clients' needs by providing financial guidance, bookkeeping, tax-time readiness, and heightening her clients' prosperity mindset. Ruchi brings nearly 20 years of experience in the Wall Street and corporate world to the Watch Her Prosper® team and was recently named one of the “Women Leading the Finance Industry.” Watch Her Prosper® has helped thousands of business owners to identify their spiritual connection to wealth and learned beliefs about money, while viewing their prosperity in a new way. Clients can then break free from shame and guilt surrounding wealth and see huge results in their profitability and economic growth. Ruchi connects the business to the person, understanding that individuals running small businesses have personal financial goals.As a global speaker, Ruchi has spoken at Princeton University, NYU, Luminary, and some of the world's most coveted stages about money and business related topics such as financial leadership, tax-readiness, budgeting, spirituality, and well-being surrounding personal and business finances. Ruchi is an Executive Board member for Savvy Ladies, an organization that helps women improve their financial literacy and take control of their money. She also serves on the board for the Pajama Program, a nonprofit organization helping children improve their quality of sleep so they can thrive. Ruchi is the proud recipient of the Entrepreneur Champions Award 2024, as she is passionate about helping all entrepreneurs to live their most prosperous lives. As a thought-leader and industry expert, Ruchi is regularly featured in GOBankingRates, Millie Magazine, Best Self Magazine, BBC, SiriusXM, and The Daily Refresh among others. While living in NYC, Ruchi enjoys taking time away from the city at her family's lakehouse. She values traveling with her loving husband and incredible teenage son. They are foodies and love to experience different world cultures together.Resources or websites mentioned in this episode:MiraseeCoaches ConsoleMelinda's books: The Confident Coach and The Professional CoachRuchi's website: https://watchherprosper.comRedefining Prosperity Workbook — https://watchherprosper.comCredits:Host: Melinda CohanProducer and Editor: Michi LantzExecutive Producer: Danny InyMusic Soundscape: Chad Michael SnavelyMaking our hosts sound great: Home Brew AudioTo catch the great episodes that are coming up on Just Between Coaches, please follow us on Mirasee FM's YouTube channel or your favorite podcast player. And if you enjoyed the show, please leave us a comment or a starred review. It's the best way to help us get these ideas to more people.Music credits:Track Title: CloudsArtist Name: AcreageWriter Name: Marshall UsingerPublisher Name: BOSS SOUNDSTRIPE PRODUCTIONSTrack Title: Coastline DreamArtist Name: Wild SkyWriter Name: Adam SimonsPublisher Name: BOSS SOUNDSTRIPE PRODUCTIONSTrack Title: Coo CoosArtist Name: Dresden, The FlamingoWriter Name: Matthew WigtonPublisher Name: A SOUNDSTRIPE PRODUCTIONTrack Title: Stars & TreesArtist Name: Outside The SkyWriter Name: Dustin RansomPublisher Name: A SOUNDSTRIPE PRODUCTIONSpecial effects credits:24990513_birds-chirping_by_promission used with permission of the author and under license by AudioJungle/Envato Market.Episode transcript: Financial Fluency: Cashflow Mastery for Coaches (Ruchi Pinniger) coming soon.

Anthony O'Neal is back in the guest chair and we're focusing in on what you have to do to get unstuck and start seeing results in your life. He shares his easy-to-understand tips on how you can get focused, effectively eliminate distractions, and successfully lock in on your dreams - whatever they may be! Some of the things we discuss include: How to take control of your life Things you have to be willing to lose to get ahead How to earn financial freedom using his EARN model Why you need a strategy to get to a vision for your life How to get rid of shame..and more Here's a little more about Anthony: Anthony O'Neal is a #1 national bestselling author of Debt-Free Degree, personal finance expert and host of the popular podcast and YouTube show “The TABLE.” Since 2014 he has challenged cultural norms and equipped millions of people to live a debt-free life, break generational wealth-gaps and build true wealth. He has appeared on Good Morning America,The Tamron Hall Show, CNN News and has been featured in Success Magazine, MarketWatch, Bloomberg, GOBankingrates, and more. He has been recognized by Black Enterprise as Top 40 Under 40 (2023) and Top 25 Personal and Professional Development Influencers to Follow by Success Magazine (2023).  Please make sure you're part of our newsletter community - sign up at dreamsindrive.com/join and follow @dreamsindirve on all platforms FIND ANTHONY ON: Instagram: @anthonyoneal Web: https://www.anthonyoneal.com FIND RANA ON SOCIAL: Instagram:  @rainshineluv  FIND DREAMS IN DRIVE ON:Instagram: http://www.instagram.com/dreamsindrive Twitter: http://twitter.com/dreamsindrive Web: https://www.dreamsindrive.com