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In this week's episode of Women and Wealth, Regina is joined by Tevia Hoalst, owner and founder of TeKoda Accounting! Tevia is a catalyst for small business owners and entrepreneurs. She is passionate about empowering founders and business owners through giving them confidence in their numbers to make data-driven business decisions. In a nutshell: Tevia takes businesses to the next level with next level insights and firm guidance on the numbers. She sits down with Regina to talk more about TeKoda, her journey to where she is now – both as a mom and an owner – as well as sneak peek into her vision for retirement, some advice for other professional women and much more!   Episode Highlights:   0:00 - Introduction 0:37 - Intro to Tevia 3:10 - What companies and industries Tevia likes to work with 6:49 - More on what Tevia does 9:10 - “What's your favorite thing about what you do?” 11:43 - Where you can go to learn more about  12:13 - Some of the challenges Tevia has faced as a professional woman 14:40 - Tevia's vision for retirement 18:34 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH TEVIA HOALST   Website: https://www.tekodaaccounting.com/ LinkedIn: https://www.linkedin.com/in/tevia-hoalst/   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

In this week's episode of Women and Wealth, Regina examines one of the most difficult situations a person will ever have to face. Losing a spouse.   From the essential first steps every widower should take, like gathering important documents and handling insurance claims to managing joint accounts and updating beneficiaries – Regina will cover every step of the process and guide you through this traumatic and stressful time.   Episode Highlights:   0:00 - Introduction 0:31 - Navigating life as a widow 2:03 - Avoid making major life decisions for at least a year 3:16 - Get your spouse's death certificate 3:41 - Organizing next steps, paperwork, social security and other details 11:01 - Taxes and tax payments 12:44 - Lean on your support system 14:23 - Utilize support groups, stay active 15:47 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management. MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

In this week's episode of Women and Wealth, Regina sits down with a guest whose commitment to service is second to none. Dr. Kristin Meyer is Co-Founder at The REACH Group – an organization that empowers families with personalized guidance and advocacy, bridging the gap between families and schools and ensuring every child's needs are met with expertise and compassion. Kristin's work supports some of the most vulnerable in our society and her guidance is critical for parents of children with disabilities. She joins Women and Wealth to expand on her mission and the depth of her passion for helping others. Additionally, Kristin shares her experience as a professional woman, her plan for retirement and much more!   Episode Highlights:   0:00 - Introduction 0:31 - Intro to Kristin Meyer 3:51 - Diving deeper into Kristin's work 7:51 - First steps in Kristin's process, evaluations 12:13 - Where you can learn more about REACH 13:58 - Challenges Kristin has faced as a professional woman 19:24 - Kristin's vision for retirement 23:52 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH DR. KRISTIN MEYER   Website: https://thereachgroup.net/ LinkedIn: https://www.linkedin.com/in/dr-kristin-meyer-68450b16a/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

  Just graduated and feeling overwhelmed by the job hunt? Regina has your back. In this week's episode, join Regina as shares her practical, no-fluff tips to help you navigate the job market post-graduation with confidence and clarity. From search tips and resume building to getting interview ready, budgeting and a few tricks you may have not heard before.. This is the ultimate crash-course in ensuring you have the best chance of landing a job – and most importantly, on your feet – after you graduate.   Episode Highlights:   0:00 - Introduction 0:39 - Job search tips for upcoming college graduates 1:56 - Have a strong resume 3:26 - Work on your LinkedIn profile 5:44 - Get interview ready 7:08 - Clean up all your socials 10:20 - Be open to new experiences 13:16 - Reach out to others in your industry 14:49 - Find a mentor 15:46 - Consider volunteering, add another internship 17:01 - Eliminate unnecessary expenses 19:28 - Put the credit cards away 20:39 - Some resources that may help 21:25 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   This material was prepared by MFS Investment Management.  MFS Investment Management is not affiliated with Forge Wealth Management, Private Advisor Group, or LPL Financial.  

In this week's episode of Women and Wealth, Regina sits down with a guest that is tackling a serious issue that nearly every entrepreneur, small business owner and founder faces: “I used to run my business. Now it runs me.” Amy Holtz is a Certified EOS Implementer for EOS Worldwide specializing in helping entrepreneurs and non-profit leaders build their businesses and achieve their goals through helping to implement a complete, proven system with simple, practical tools. Amy joins Regina to discuss what she has experienced first hand as a professional woman as well as the challenges and obstacles she's faced. Additionally, Amy shares her vision for retirement, more about EOS and her mission for her clients, and what she means by “success is about sustained discipline”.   Episode Highlights:   0:00 - Introduction 0:39 - Intro to Amy  2:36 - More about EOS 7:26 - “Success is about sustained discipline” 10:25 - Challenges Amy has experienced as a professional woman 13:41 - Amy's vision for retirement 14:45 - What type of person does Amy add the most value to? 18:39 - Action item and episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH AMY HOLTZ   LinkedIn: https://www.linkedin.com/in/amykholtz/ Email: amy.holtz@eosworldwide.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina is addressing the marketing and the recent shake-up that we've seen with rumblings of a recession and more (or less) tariffs on the way. We all know that the market can be volatile, but with so much recent uncertainty, it can be difficult to stay calm and keep your head. From both an emotional and strategic perspective, Regina will give you the key points you need to focus on to avoid mismanaging your 401k, retirement or investments in general. Additionally, you'll get an excellent working overview of how the market reacts in situations similar to what we're seeing now, how you can hedge against downturns in the future, understanding risk and more.   Episode Highlights:   0:00 - Introduction 0:36 - The market, recent disruptions 2:44 - Understanding market movements 6:31 - Volatility is normal 7:53 - Control your emotions and behavior 9:45 - Take a longer view 11:24 - Compounding (and how it works) 13:33 - Diversification benefits 15:27 - Investments should align with your goals 18:10 - Importance of rebalancing 19:43 - Understanding risk 21:05 - Benefits of working with a professional 25:05 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina is joined by a guest that has really reached the holy grail: Owning your very own cookie company. Seriously, can you imagine? Tina Phillips is co-owner of the Famous 4th Street Cookie Company, an award-winning, nationally recognized cookie brand – and the Famous Cookie Creamery, an ice cream sandwich shop franchise. Regina sits down to discuss 4th Street with Tina – it's genesis, the scale of the operation and of course – all of their tasty offerings! And lastly, any Women and Wealth episode wouldn't be complete without exploring obstacles that professional women face – which Regina explores with Tina as a business owner.. as well as checking out what she has in mind for retirement and the next chapter of her life. Episode Highlights:   0:00 - Introduction 0:43 - Intro to Tina Phillips 3:58 - More into 4th Street Cookies 6:34 - Tina explains the bakery arm of 4th Street 7:38 - 4th Street's focus on freshness 10:18 - Some challenges Tina has faced as a professional woman 12:47 - Tina's vision for retirement 16:34 - Putting in the work to keep the business running (and successful) 18:41 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH TINA PHILLIPS   Website: https://famouscookies.com/ LinkedIn: https://www.linkedin.com/in/tina-phillips-ceo/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina is breaking down a necessary part of everyone's financial health:    Making a budget. …and like most topics on money, it can be difficult for people to sit down and think about – which is why Regina is making it easy and going over a specific plan that can get you started if you haven't already – the “50/30/20” budget.   Additionally, Regina elaborates on spending, saving, debt repayment and the glue that holds any budget together, accountability. Episode Highlights:   0:00 - Introduction 0:38 - Financial literacy 2:19 - Budgeting 4:19 - 50/30/20 Budget Rule 5:46 - Breaking down “your wants” 8:08 - Your savings and debt repayment 10:16 - Accountability 14:30 - Action item and wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina invites Stephanie Cleck to the show to share her journey as a business owner and true innovator. Her company, Concihairge provides a one-of-a-kind service in which professional hair stylists come directly to the comfort of your home, office, studio, or hotel suite – which is perfect for busy professionals, brides-to-be, or new mothers – the very situation that inspired Stephanie to start Concihairge in the first place!   In addition to Stephanie's experiences as a female business owner and her vision for retirement – she shares more of her path to starting her own business, how she's made it all work as a wife and mother of three and the technology being developed to launch Concihairge to the next level. Episode Highlights:   0:00 - Introduction 0:39 - Intro to Stephanie Cleck 3:18 - More about Stephanie's service 9:37 - Creating the technology to support her business 11:24 - A challenge Stephanie has faced as a professional woman 14:08 - Stephanie's vision for retirement 16:19 - Call to action 16:50 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH STEPHANIE   Website: https://www.concihairge.com/stephanie-cleck/ LinkedIn: https://www.linkedin.com/in/stephaniecleck/ Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina tackles an uncomfortable topic most people don't enjoy talking or even thinking about: Estate planning. The thing is, it's not just a crucial step for your legacy like most people think – it's also important should you become incapacitated yourself. What boils down to a simple list of instructions can get complicated fast. Proper planning can save your loved ones a lot of confusion, effort  and headaches in the future. Regina also covers some easy steps you can take right now to ensure to augment your estate planning, as well as an action item that should start you in the right direction. This episode is the perfect crash-course even if you have some plans for your estate already in place. Episode Highlights:   0:00 - Introduction 0:37 - Beginning of episode 1:43 - What happens if you don't have a will 4:13 - What to do first with your will 7:26 - Your ‘living will' 8:09 - Appointing an executor 11:08 - Include previsions for minor children 12:33 - End of life care 15:11 - Keep a card sized outline of your will/directives 15:46 - Make sure everyone has a copy 16:07 - Healthcare POA vs. durable power of attorney 19:04 - Make sure your beneficiaries line up across all documents 22:31 - Privacy and revocable living trusts 24:44 - Action item: take care of YOU 25:40 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

In this week's episode of Women and Wealth, Regina is joined by Alvina Peat! As Alvina puts it, she “inspires people to take control of their careers” – but more specifically, she is a catalyst for success in the workplace across several different industries. Through effective interpersonal skills workshops and coaching, Alvina helps individuals become their most engaged and productive at work. Alvina sits down with Regina to share the vision and process behind her newest book and most importantly: how she empowers her clients. Additionally, Regina explores Alvina's experience as a woman in the workplace, and the inspiration behind Alvina's focus on female empowerment through her writing and H.E.R. workshops. Episode Highlights: 0:00 - Introduction 0:35 - Intro to Alvina 1:13 - Who works well with Alvina? 4:44 - More about Alvina's book 11:30 - Challenges faced as a working woman 15:28 - Alvina's vision for retirement 16:38 - Action items 19:05 - Episode wrap-up ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@forgewealth Email: reginahess@forgewealth.com CONNECT WITH ALVINA LinkedIn: https://www.linkedin.com/in/alvinapeat/ Website: www.alvinapeat.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.

In this week's episode of Women and Wealth, Regina is joined by Cigdem Knebel! The founder of Simple Words Books, Cigdem created both a product and a business unlike any other – and her “why”? Her very own son. Now, Cigdem's journey to improve fluency, comprehension, and reading confidence in those with dyslexia – still continues. Her decodable books lead the way in developing the reading skills of those who are differently-abled and even have served as a guide to other aspiring authors looking to make their own decodable books. Regina sits down with Cigdem to dive deeper into her story, her ‘why' and the challenges she faced in getting started (and maintaining) her business. As always with guests on Women and Wealth, Cigdem also shares the obstacles she dealt with in being a professional woman, her vision for retirement and some action items for the listeners to focus on in the coming weeks!   Episode Highlights:   0:00 - Introduction 0:43 - Intro to Cigdem 2:25 - “Reading is a fundamental skill” 5:09 - Who Cigdem works with 8:29 - Helping other authors like herself 11:03 - The challenges Cigdem has faced as a professional woman 16:22 - Cigdem's vision for retirement 22:34 - This week's ‘action item' 23:54 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH CIGDEM   LinkedIn: https://www.linkedin.com/in/cigdem-knebelswb/ Website: simplewordsbooks.com Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.  

Nobody wants to talk about it – but it's one the most important things that you need to have figured out. The transfer of your wealth. We all know it isn't easy to think about, but it's crucial you have a clear plan to ensure that your assets are distributed properly. In this episode, Regina covers what you need to know about your very own transfer of wealth – from simple box-checking like making sure your will is updated or explained in advance, to more complicated details like taxes and probate. If you haven't begun to plan about these next steps, or even if you have a somewhat of a plan of your own – this episode is a perfect ‘north star' to help make sure you have what you need to have in place.   Episode Highlights:   0:00 - Introduction 2:55 - Visions and values 5:35 - It's all about communication 9:46 - Explain your will in advance 12:39 - Writing a letter or recording a video 14:42 - Updating your will 17:01 - Your will is not a private document 18:44 - Gifting 20:15 - Educating the next generation 21:26 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com  

In this week's episode of Women and Wealth, Regina is joined by the fantastic and talented Mazie Minehart Colen!   Mazie is ready to tackle the challenges where people are involved in your business. Projects include Executive Coaching, Executive Team Facilitation and Development, Start-Up Planning, Leadership Training, and all of the elements where successful companies meet growing pain. Additionally, Mazie facilitates Company Strategy Sessions and Offsites and Employee Interventions of all types. Mazie's optimism and energy combined with her bottom line results focus produces delighted, successful individuals and high performing, aligned organizations – which Regina and Mazie cover in this episode – her process and how she ‘levels up' her clients. Additionally, Mazie shares insights into her newly released book and why she felt inspired to create it, the obstacles and challenges she's faced as a professional woman, her plan for retirement and much more! Episode Highlights:   0:00 - Introduction 0:40 - Episode beginning, intro to Mazie Mineheart Colen 2:41 - “It's not just the financial side” 3:26 - A little about Mazie's book 5:44 - Mazie's process 9:53 - Why Mazie wrote her book 16:08 - Where you can find out more about Mazie 18:54 - Mazie's experience as a professional woman 20:30 - Mazie's vision for retirement 22:52 - Mazie's ‘action items' 25:02 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH MAZIE   LinkedIn: linkedin.com/in/mazie-colen-6343944 Email: mazie@mmcexeccoach.com

Welcome to the Women & Wealth Podcast! In this week's episode, host Regina McCann Hess, shares 10 Tips for a Financially Healthy Retirement.  It's the problem that is on nearly everyone's mind – the issue is that there are so many options and so much advice out there for what you should be doing to address your own retirement. From your broad philosophy, all the way down to the nuts and bolts and individual decisions you should be making, you need to be prepared for what comes next – no matter how far away it seems. In this quick, 15 minute video, Regina lays out not only what you should know, but what you should be focusing on. From updating your account beneficiaries and setting up proper insurance to tactical advice like: “reduce or eliminate your debt” and “avoid early withdrawals from retirement accounts.  This is the episode that lays it all out just enough to get you thinking about retirement… or even reconsidering your whole strategy.   Episode Highlights:   0:00 - Introduction 0:47 - Reduce/eliminate debt 1:32 - Delay social security payments 2:48 - Contribute as much as you can to 401k/IRAs 5:10 - Avoid early distributions from retirement accounts 6:17 - Save 1-2 years of a “rainy day” fund 8:35 - Don't panic in down markets 9:11 - Always update account beneficiaries 9:56 - Take your full required min. distributions 10:49 - Setup proper insurances 12:57 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com  

In this week's episode of Women and Wealth – host Regina Hess is joined by Kathleen Roberts, the CEO of Switch Reward Card! Kathleen is a force of nature and walking legend among professional women. She is the former President of Discover Bank, the first female Chair of the Delaware Bankers Association and a current member of Salt Lake's Chamber's Board of Governors. Regina sits down to discuss Kathleen's impact in her community, her industry and in the crypto space. Additionally, Kathleen shares her insights on the direction alternative currencies are headed, the state of the regulatory environment around them and how she's changing the crypto landscape for the better. This is a fantastic episode of aspirational, young female professionals as well as entrepreneurs and founders alike. Tune in to check out Kathleen's experiences as a professional woman navigating male-dominated spaces and how she found success despite obstacles (and doubters)!   Episode Highlights:   0:00 - Introduction 0:48 - Introduction to guest Kathleen Roberts 2:59 - Kathleen elaborates more on what she's doing 7:54 - Where Kathleen is seeing alternative types of currency 11:17 - “It's evolving as we speak” 12:44 - The importance of doing your own research 15:10 - Where you can learn more 18:08 - Challenges Kathleen faced as a professional woman 23:54 - Kathleen's vision for retirement 27:46 - Blockchain's with social impact 29:41 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com   CONNECT WITH KATHLEEN ROBERTS   Website: https://switchrewardcard.com/meet-our-ceo-kathy-roberts/ LinkedIn: https://www.linkedin.com/in/kathyrobertsswitch/  

Anthony O'Neal is back in the guest chair and we're focusing in on what you have to do to get unstuck and start seeing results in your life. He shares his easy-to-understand tips on how you can get focused, effectively eliminate distractions, and successfully lock in on your dreams - whatever they may be! Some of the things we discuss include: How to take control of your life Things you have to be willing to lose to get ahead How to earn financial freedom using his EARN model Why you need a strategy to get to a vision for your life How to get rid of shame..and more Here's a little more about Anthony: Anthony O'Neal is a #1 national bestselling author of Debt-Free Degree, personal finance expert and host of the popular podcast and YouTube show “The TABLE.” Since 2014 he has challenged cultural norms and equipped millions of people to live a debt-free life, break generational wealth-gaps and build true wealth. He has appeared on Good Morning America,The Tamron Hall Show, CNN News and has been featured in Success Magazine, MarketWatch, Bloomberg, GOBankingrates, and more. He has been recognized by Black Enterprise as Top 40 Under 40 (2023) and Top 25 Personal and Professional Development Influencers to Follow by Success Magazine (2023).  Please make sure you're part of our newsletter community - sign up at dreamsindrive.com/join and follow @dreamsindirve on all platforms FIND ANTHONY ON: Instagram: @anthonyoneal Web: https://www.anthonyoneal.com FIND RANA ON SOCIAL: Instagram:  @rainshineluv  FIND DREAMS IN DRIVE ON:Instagram: http://www.instagram.com/dreamsindrive Twitter: http://twitter.com/dreamsindrive Web: https://www.dreamsindrive.com

In this week's episode of Women and Wealth – host Regina Hess is joined by influence and communication extraordinaire Stacey Hanke!   As a Hall of Fame speaker and thought leader in influential communication, Stacey helps professionals transform how they show up and lead.    Her keynotes are packed with real-life, actionable strategies that help individuals to build trust, communicate with clarity and drive action—whether in presentations, meetings, or everyday conversations.   Stacey joins Regina to discuss her own entrepreneurial journey, the challenges she has faced as a professional woman and the reality of public speaking and ‘influential communication'. Episode Highlights:   0:00 - Introduction to Stacey Hanke 6:21 - Stacey's specific niche 8:30 - “We can't just go through the motions” 10:27 - The best make it look easy, but… 12:26 - Where you can learn more about Stacey 13:30 - The challenges Stacey has faced (as a professional woman) 17:03 - Stacey's “retirement vision” 18:44 - Downside of entrepreneurism, having vision ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angelos and Scripps News.  She has also been a quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com CONNECT WITH GUEST STACEY HANKE   Website: http://www.staceyhankeinc.com LinkedIn: https://www.linkedin.com/in/staceyhanke Facebook: https://www.facebook.com/StaceyHankeInc Instagram: https://www.instagram.com/staceyhankeinc YouTube: https://www.youtube.com/@staceyhanke Email: stacey@staceyhankeinc.com Phone: (720) 339-0049

Welcome to the Women & Wealth Podcast! In this week's episode, host Regina McCann Hess, shares 10 Tips for an Emotionally Healthy Retirement.  While financial planning is a key part of retirement, emotional well-being is just as important. From practical tips like developing your vision for an ideal retirement and avoiding impulse-spending, to strategies for enhancing your mental health during this crucial transitionary period–like retiring in the Spring. If you're planning for retirement—or already retired—this episode is packed with valuable insights to help you thrive in this next chapter of life. Episode Highlights:   0:00 - Introduction 0:44 - Develop an ideal retirement vision 2:07 - Align your vision with your core values 2:59 - Discuss vision and values with your partner 4:05 - Working with a certified financial planner 5:16 - Consider retiring in the spring 6:27 - Nurture your family and friends network 7:25 - Develop your interests and hobbies 8:21 - Restrict emotionally-driven spending 9:27 - Set things up to age and place 10:30 - Consider independent living communities 11:25 - Episode wrap-up ABOUT REGINA MCCANN HESS   Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.  As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.     Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.  She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse.   As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.  She focuses on educating her clients while building long-term relationships with them and their families.  Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals. CONNECT WITH REGINA   Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com  

Many Americans aspire to leave the 9-to-5 grind and start their own businesses. A recent survey by GOBankingRates revealed that nearly 59% of people would consider launching their own venture if given the opportunity. Additionally, just over 32% of respondents expressed a desire to start a business within the next 6 to 12 months. Interestingly, however, only 6% of individuals in the United States are currently self-employed.   Hi, I'm David Little, an entrepreneur and co-founder of Crown Capital Resources, which focuses on lending in the real estate market. I made the leap from a successful engineering career to pursue my side hustle full-time. For years, I dedicated my nights and weekends to building my business, carefully balancing the demands of a full-time job with my desire to create something of my own. Through persistence, strategic planning, and an unwavering work ethic, I grew my side hustle into a thriving business, allowing me to make a seamless transition to entrepreneurship.    I offer relatable insights and actionable advice on various topics, including starting a business while employed, overcoming obstacles, and navigating the transition to full-time entrepreneurship. My goal is to inspire others to chase their passions and demonstrate that, with the right mindset and dedication, anything is possible.   I am also a husband and father of two girls, and I would love to share my experiences as a young father while balancing work and family responsibilities.   For more information: https://crowncapitalresources.com/  Email: david@crowncapitalresources.com

In this episode of The Healers Café, Manon Bolliger, FCAH, RBHT, speaks with Ruchi Pinniger about her transformative journey from Wall Street to helping business owners overcome financial and emotional barriers, align their personal and business goals, and redefine prosperity through well-being, spirituality, and healthy relationships. For the transcript and full story go to: https://www.drmanonbolliger.com/ruchi-pinniger          Highlights from today's episode include: Ruchi Pinniger  11:42 And I think it is really important to find someone who you trust and who you feel really comfortable with, who you can express yourself to, who you feel safe, even feeling emotional or crying with, because money does bring up Ruchi Pinniger  19:08 So I'm not just saying, say it and it's there magically. I'm saying, be clear on what you're what you want. Use the language to get you there and take the action so the actions are paying attention to your money?  Manon Bolliger  20:57 go outside or, you know, take more time in nature. Manon Bolliger  25:00 Well, I mean, all this discussion really reminds me of that starting your own business and going through all those steps is a huge healing journey.     ABOUT RUCHI PINNIGER: Ruchi Pinniger, International Speaker,  Venture Capital Investor, Founder and CEO of Watch Her Prosper®, is dedicated to providing financial mentorship, support and services that women-led service-based businesses need to succeed. Ruchi takes a holistic approach to clients' needs by providing financial guidance, bookkeeping, tax-time readiness and heightening her clients' prosperity mindset. Ruchi brings nearly 20 years of experience in the Wall Street and corporate world to the Watch Her Prosper® team and was recently named one of the “Women Leading the Finance Industry.”  Watch Her Prosper® has helped hundreds of business owners to identify their spiritual connection to wealth and learned beliefs about money, while viewing their prosperity in a new way. Clients can then break free from shame and guilt surrounding wealth and see huge results in their profitability and economic growth. Ruchi connects the business to the person, understanding that individuals running small businesses have personal financial goals.  As a global speaker, Ruchi has spoken at Princeton University, NYU, Luminary and some of the world's most coveted stages about money and business-related topics such as financial leadership, tax-readiness, budgeting, spirituality and well-being surrounding personal and business finances. Ruchi is an Executive Board member for Savvy Ladies, an organization that helps women improve their financial literacy and take control of their money. She also serves on the board for the Pajama Program, a nonprofit organization helping children improve their quality of sleep so they can thrive. Ruchi is the proud recipient of the Entrepreneur Champions Award 2024, as she is passionate about helping all entrepreneurs to live their most prosperous lives. As a thought-leader and industry expert, Ruchi is regularly featured in GOBankingRates, Millie Magazine, Best Self Magazine, BBC, SiriusXM and The Daily Refresh among others. While living in NYC, Ruchi enjoys taking time away from the city at her family's lakehouse. She values traveling with her loving husband and incredible teenage son. They are foodies and love to experience different world cultures together. Core purpose/passion: I am passionate about helping women see their money in a new way. Website | Facebook | Instagram | LinkedIn |    ABOUT MANON BOLLIGER, FCAH, RBHT  As a de-registered (2021) board-certified naturopathic physician & in practice since 1992, I've seen an average of 150 patients per week and have helped people ranging from rural farmers in Nova Scotia to stressed out CEOs in Toronto to tri-athletes here in Vancouver.  My resolve to educate, empower and engage people to take charge of their own health is evident in my best-selling books:  'What Patients Don't Say if Doctors Don't Ask: The Mindful Patient-Doctor Relationship' and 'A Healer in Every Household: Simple Solutions for Stress'.  I also teach BowenFirst™ Therapy through and hold transformational workshops to achieve these goals. So, when I share with you that LISTENING to Your body is a game changer in the healing process, I am speaking from expertise and direct experience". Manon's Mission: A Healer in Every Household! For more great information to go to her weekly blog:  http://bowencollege.com/blog.    For tips on health & healing go to: https://www.drmanonbolliger.com/tips   ABOUT THE HEALERS CAFÉ:  Manon's show is the #1 show for medical practitioners and holistic healers to have heart to heart conversations about their day to day lives.   Subscribe and review on your favourite platform: iTunes | Google Play | Spotify | Libsyn | iHeartRadio | Gaana | The Healers Cafe | Radio.com | Medioq |   Follow The Healers Café on FB: https://www.facebook.com/thehealerscafe     Remember to subscribe if you like our videos. Click the bell if you want to be one of the first people notified of a new release.   * De-Registered, revoked & retired naturopathic physician after 30 years of practice in healthcare. Now resourceful & resolved to share with you all the tools to take care of your health & vitality!

What if teaching kids about money could change their lives forever? This week on Mitlin Money Mindset®, Larry Sprung welcomes David Delisle, founder of The Awesome Stuff™, to explain how financial literacy starts early and the powerful impact of intentional living.  In this episode, David shares his unique journey, discussing how small shifts in our conversations with children about money can foster lifelong financial health and happiness. Discover how David's approach to financial education and mindfulness can transform not just the habits of children, but families as a whole. With a career spanning entrepreneurship, real estate investing, and authorship, David uses his insights to guide families towards what truly matters. Larry and David discuss:  How powerful words shape children's perceptions of money and value The Awesome Stuff™ concept and its journey Practical tips to start positive money conversations with kids The importance of habits over mechanics in investing Insights from his book, "The Golden Quest", on teaching financial literacy to kids And more! Resources: Mitlin Financial   The JOY and Productivity Journal by Lawrence Sprung  Download Your Free Copy of the Couple's JOYful Money Guide The Golden Quest by David Delisle Connect with Larry Sprung:  LinkedIn: Larry Sprung Instagram: Larry Sprung Facebook: Larry Sprung X (Twitter): Larry Sprung Connect with David Delisle:  Instagram: David Delisle Website: The Awesome Stuff About our Guest: David Delisle, founder of The Awesome Stuff™, is a bestselling author, entrepreneur, real estate investor, speaker, and most importantly, Dad. He is a contributor to Entrepreneur, Yahoo! News, Thrive Global and more. At age 11, David made his first investment. By age 20, he began investing in real estate and was retired by age 40. His book, The Golden Quest, is a Calvin & Hobbes-style graphic novel that teaches potent lessons about money, focusing on breaking the cycle of always chasing more. David's goal is to change the way our kids think about money and create more freedom for what's most important to them… the Awesome Stuff™. David has been featured in Good Day LA, Good Day DC, NTD TV, NY Post, ScaryMommy, GoBankingRates, MindBodyGreen, Credit Sesame, and more! Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site.

One of the main reasons people often stay in unhealthy marriages is due to finances. Whether you are a stay-at-home parent or have a high cost of living and depend on two incomes, the financial aspect of divorce is scary. This week, Michelle Dempsey-Multack sits down with Lacy Garcia, the founder of Willow. Michelle and Lacy will educate listeners on: Preparing yourself financially in the divorce process Changing your mindset about finances being something to dread Finding the right financial professional to help you now and in the future AND MUCH MORE! Lacy is the Founder & CEO of Willow (Trust Willow) an award-winning WealthTech platform powering financial advisors' acquisition, growth, and retention of today's investors. Through Willow's Advisor for Women™ and Advisor for NextGen™ certificate programs and marketing platform, advisors gain the knowledge needed to acquire and better serve modern clients. Willow matches individuals with vetted, and certified financial advisors based upon their financial goals and personal preferences, through an AI powered (and QA backed) proprietary algorithm. Willow is backed by leading investors, including BlackRock (BLK).   Lacy is frequently featured in the media, including: The TODAY Show, Cheddar News, Think Advisor, Financial Planning, Business Insider, WealthManagement.com, Yahoo Finance!, and GoBankingRates. Lacy was named the Hispanic Empowering Executive of the Year by Wealth Solutions Report in 2023.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Joe Baker, personal finance instructor, returns for inspiring conversation about purposeful living, the power of mentorship, and the enduring impact of a life well-lived. Summary In this episode, we welcome back Joe Baker, MBA for his third appearance on the show. Joe first joined us in 2019 with his former student Blake Johnson, where they shared the inspiring story of their debt-free journey, highlighting the pivotal role Joe played in Blake's success. In 2020, Joe returned to discuss his book, Baker's Dirty Dozen Principles for Financial Independence, sharing his expert insights on achieving financial freedom. This time, we're shifting focus to explore the themes of living and leaving a legacy. Joe opens up about the lasting impact he hopes to make through his teaching, his book co-authored with his daughter, Lindsey, and his dedication to giving back. He shares the story behind his two endowed scholarships, demonstrating his commitment to supporting and uplifting his community.  Join us for an inspiring conversation about purposeful living, the power of mentorship, and the enduring impact of a life well-lived. About Today's Guest Joe Baker is an instructor at the University of Arkansas for Medical Sciences College of Pharmacy, where he has been teaching personal finance for over twenty-five years. He holds a Bachelor of Business Administration from Southern Arkansas University and a Master of Business Administration from the University of Central Arkansas. Joe retired in 2019 from Pharmacists Mutual Company, where he spent twenty-eight years providing insurance and financial services to pharmacists across Arkansas. As part of his commitment to giving back to the community, Joe has endowed two scholarships. The first supports students from his hometown of Emerson, Arkansas, who are enrolled at Southern Arkansas University. The second scholarship benefits students at the University of Arkansas for Medical Sciences College of Pharmacy who attended Southern Arkansas University. Joe has been a guest speaker for academic and corporate groups nationwide, promoting financial literacy. Most recently, he co-authored a book on personal finance with his daughter, Lindsey Baker, titled Baker's Dirty Dozen Principles for Financial Independence. Published in December 2020, the book is filled with humor and stories from contributors, offering a lively and engaging introduction to personal finance. It was ranked the #1 book by “Financial Education For Everybody,” a partner of Amazon, in their Financial Literature Category, and was also recognized by GoBankingRates.com as one of the “10 Financial Books That Will Change Your Life (and Finances).” Joe and his wife Brenda reside in Little Rock, Arkansas. Mentioned on the Show YFP 082: Debt Free Theme Hour with the Teacher and Pupil YFP Episode 177: New Book: Baker's Dirty Dozen Principles for Financial Independence I Will Teach You to be Rich by Ramit Sethi Baker's Dirty Dozen Principles for Financial Independence Joe Baker on LinkedIn Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group YFP Book a Discovery Call YFP Disclaimer

If you're wondering which real estate markets make for the best investments going into 2025, the suburbs are where the action is. With affordability a major concern for buyers, low-priced suburban areas—often below $250,000—have seen a surge of new residents.  The good news for prospective investors is that, according to a recent report by GoBankingRates.com, these pockets of real estate gold are spread out throughout the country and represent some of the fastest-growing areas. Keep reading the article here: https://www.biggerpockets.com/blog/data-shows-americans-are-increasingly-wanting-to-live-in-affordable-suburbs Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Eric Chemi chats with GOBankingRates senior writer Nicole Spector about her journey from freelance writing across entertainment and pop culture to full-time journalism in the finance industry. Tune in as Nicole shares her insights into the evolving media landscape and how the current economic climate and upcoming election influence her work. Keep up with Nicole's latest work here: https://www.gobankingrates.com/author/nicoleaudrey/

As parents, we want to set our children up for success in every area of life, and one crucial skill that often gets overlooked is financial literacy. In a world where financial decisions play such a big and vital role in our lives, teaching kids how to be smart with money is one of the most valuable gifts we can give them. Our guest today, money mindfulness expert David Delisle, agrees and is on a mission to change how we teach our kids about money. He says, "As a society, we need to eliminate all of the shame and judgment around money . . . which may even be trickling into our parenting methods." Who is David Delisle? David Delisle, founder of The Awesome Stuff™, is a bestselling author, entrepreneur, real estate investor, speaker, and most importantly, a Dad. He is a contributor to Entrepreneur, Yahoo! News, Thrive Global, and more. At age 11, David made his first investment, and by age 20, he began investing in real estate and was retired by age 40. So inspiring! His book, The Golden Quest, is a Calvin & Hobbes-style graphic novel that teaches potent lessons about money, focusing on breaking the cycle of always chasing more. David's goal is to change how our kids think about money and create more freedom for what's most important to them . . . the Awesome Stuff™. David has been featured on Good Day LA, Good Day DC, Yahoo Wealth, Be Well, NTD TV, ScaryMommy, GoBankingRates, MindBodyGreen, Credit Sesame, and more. What Did We Discuss? In this episode, we chat with David Delisle about how to teach our kids about money and boosting their financial literacy. Conversations around money are the foundation of increasing our kids' financial literacy. Parents can demonstrate money mindfulness with their kids by simply talking about money, letting them know what you're saving for, and your priorities.  Whether you have a toddler just learning about counting or a teen getting their first paycheck, this is an episode that all parents should listen to. So grab a notebook, and let's start building the foundation for your child's financial future! David's Resources Website: daviddelisle.com Company: theawesomestuff.com Instagram: @theawesomestuff LinkedIn: @DavidDelisle His book: The Golden Quest Thank you for listening to this episode! Go to the SHOW NOTES for more details and be sure to subscribe to our podcast, leave us a review, and follow us on our podcast Instagram page @thebabychickchat for more content! Cheers to financial literacy and financial freedom! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hey everyone! Lauren has been having quite the summer, and with a couple of trips, buying/renovating a new primary, and a move we're doing a replay this week. Fear not, though, this is our most popular episode of the last couple of years so if you haven't listened yet, you'll love it. If you have listened, you may just love it again. Show notes: Athena got into the personal finance content creation world to help the Latina community (and everyone) learn along with her. She's passionate about helping her community because of the wage and income gaps present. Athena discusses the importance of diversifying income streams, as well as her investment portfolio. Since she literally wrote the (for dummies) book on budgeting, of course Lauren and Athena dove deep into this topic. The first method they talked about was zero based budgeting. The second was the 50/30/20 method, Lauren's favorite. The third budgeting method discussed was the cash envelope method, Athena's favorite. Finally, they talked about the pay yourself first budget, which is often not thought of as a budget at all! She offers tactical tips for sticking to a budget, like having groceries delivered. Athena also recommends an accountability partner, which can even be anonymous. Everyone should have a budget because it's the foundation on which all personal finance goals are based. About Athena: Athena Valentine Lent is a finance columnist for Slate and the author of Budgeting for Dummies (Wiley, 2023). Her writing has appeared in BuzzFeed, Prudential, The College Investor, GOBankingRates, Money Under 30, among other places. Her personal finance blog, Money Smart Latina, won the Plutus Award for "Best Personal Finance Content for Underserved Communities" in 2020 and was nominated for "Blog of the Year" in 2022. When she's not working, you can find her reading a Stephen King novel with her main man, a polydactyl cat named Harrison George. Connect with Athena: ⁠⁠https://twitter.com/accordingathena⁠⁠ ⁠⁠https://www.facebook.com/moneysmartlatina/⁠⁠ ⁠⁠https://www.instagram.com/moneysmartlatina/⁠⁠ ⁠⁠https://www.slate.com/paydirt⁠⁠ Subscribe to the Adulting Is Easy YouTube channel: https://www.youtube.com/@adultingiseasy If you liked this episode, you will also like Episode 144 with Jannese from Yo Quiero Dinero called You Should Have Multiple Streams of Income and 56 with Jrod called Simple Financial Advice. Donate to the show: ⁠⁠https://cash.app/$AdultingIsEasy⁠⁠ Email Lauren@housemoneymedia.com for the Real Estate Gudies. Connect with Lauren:   ⁠⁠⁠⁠https://twitter.com/AdultingIsEasy ⁠⁠⁠⁠ ⁠⁠⁠⁠https://www.instagram.com/adultingiseasyreal/⁠⁠⁠⁠

This episode of the Power of the Ask podcast features smart shopping expert, lifestyle journalist and TV commentator Trae Bodge. With a passion for helping people save and get the best value for their money, Trae has been featured on national and regional news sharing her expertise in smart shopping, saving money and setting financial boundaries. She not only teaches others to be mindful of what they spend and how, but she also walks the talk. Trae calls herself a notorious penny pincher, but notes she doesn't sacrifice style or fun. She encourages open discussions about financial boundaries, setting spending limits and creating allowances. On the podcast, Trae provides practical tips for smart shopping, including timing purchases for sales, using deal sites, earning cash back, and leveraging credit card points. She highlights the significance of regular savings for emergencies, vacations, education and retirement. At the same time, Trae emphasizes the balancing act between saving and prioritizing yourself, saying it's important to enjoy life while you're creating joy for others. As the mother of a teen, Trae understands that teaching kids about money is the key to preparing them for a financially independent future. She shares ideas on teaching them about identifying money, understanding its value, and distinguishing wants from needs. For adults, she suggests setting personal spending limits, shopping in their own closets, and making saving a positive habit. Trae concludes by discussing the importance of saving for both short-term needs and long-term goals, encouraging listeners to adopt mindful spending habits and utilize available tools to enhance their financial well-being. ---------Trae Bodge bio:Trae is an accomplished lifestyle journalist and TV commentator specializing in budget-friendly living, personal finance, family travel, and retail for more than a decade. She has appeared on-air over a thousand times, including GMA, Today Show, NBC Nightly News, CBS Mornings, Inside Edition, and network affiliates around the country. Her writing and expert commentary have appeared in Forbes, Time, Marketwatch, MSN, USNews.com, Kiplinger, Yahoo, and numerous others. Her money-saving tips can be found online at truetrae.com and at @truetrae on IG, FB, and Twitter.Trae was selected as a founding member of the Kiplinger Advisor Collective, named one of 5 Black Financial Influencers to Follow in 2024 by Nerdwallet, one of 10 Best Savvy Shopping Bloggers for 2024 by Cardrates, a Top Voice in Retail by LinkedIn, and a top personal finance expert by GoBankingRates and FlexJobs. In 1997, she co-founded the cult cosmetic brand, Three Custom Color Specialists and is co-founder of the media coaching firm, One Take.

Michael Gardon is a 3x entrepreneur and creator of The Break Community on Careercloud.com where he inspires, supports, and coaches a community of 14,000+ to break work and break their limits in order to build purposeful lives. In 2018, Mike decided work wasn't working for him, so he engineered his BREAK, taking his ‘side hustle' from nothing to full-time escape from corporate work, and then scaling it into a million-dollar business that fuels his purpose. The framework he built is called Advantage Mapping and it serves as the foundation for supporting his community through their own work-life explorations. Mike is also the founder of Quotebook, a journal that brings families together by remembering to be silly. Mike is an advocate of remote work and intentional work-life integration. You can see Mike's writing and media mentions on investing, startups, life and work across the internet on these sites: The Simple Dollar, Reviews.com, The Huffington Post, Forbes, Business Insider, Yahoo News, GoBankingRates, Ask Men, Cosmopolitan, Discover Financial, The Penny Hoarder, Good Financial Cents, and more. Mike's Website: CareerCloud | Build the career you've been dreaming about. From James: FREE Passive Income Masterclass (profityourknowledge.com)

Brian is a recovering landlord and ex-employee who today invests $5,000 at a time in passive real estate investments. He's also a personal finance writer, and cofounder of SparkRental with over two decades in real estate and finance. Brian owns fractional shares in over 2,500 units, and regularly contributes as a real estate and personal finance expert for Bigger Pockets, Inman, Best Ever Real Estate, GOBankingRates and more. Along with his wife and daughter, he spends most of the year overseas-hiking, cooking, scuba diving, and surfing. Highlights: 3:28 - The Birth of SparkRental 11:03 - Brian's Business Model 14:23 - Brian's Asset Classes/Favourites 16:43 - Being Apart of The SparkRental Club 21:43 - Brian's Unique Lifestyle Connect with Brian Davis: SparkRental.com | brian@sparkrental.com ☑️ Recommended Resources: Check out our company and our investment opportunity by visiting www.SunriseCapitalInvestors.com Self DirectedIRA Investment Opportunity–Click Here: https://www.advantaira.com/partners/s... To Learn More About How You CanInvest With Us Through Your SDIRA Accredited Investors Click Here: https://sunrisecapitalinvestors.com/ to learn more about partnering with me and my team on Mobile Home Park deals! Grab a free copy of my latest book “The 21 Biggest Mistakes Investors Make When Purchasing their First Mobile Home Park...and how to avoid them MobileHomeParkAcademy.com Schedule your free 30 minute "no obligation" call directly with Kevin by clicking this link https://www.timetrade.com/book/KV2D2

Today's guest writes for a major finance publication that we see all over Qwoted and HARO, and is heavily syndicated and featured on Apple/Google News, Yahoo, MSN, AOL, and more. Today we'll learn the kinds of stories a high-volume online publication writes and what exactly they need from publicists to complete their stories. We'll start with analyzing a pitch for a seasonal shopping roundup then dive into media queries. You'll walk away with sharpened knowledge of digital media strategy and utilize it to come out ahead and earn those syndicated features for your client. In this episode, you'll learn… The types of stories a high-volume finance publication wants to publish What to include in a seasonal shopping roundup pitch Why consistent persistence matters (even if you're just past the deadline- follow up!) Our guests: Heather Taylor is a senior finance writer for Go Banking Rates. And the head writer and brand mascot enthusiast for PopIcon, Advertising Week's blog dedicated to brand mascots. She has been published on HelloGiggles, Business Insider, The Story Exchange, Brit + Co, Thrive Global, and more.

(AURN News) – In at least 25 cities nationwide, the landscape of the middle class is undergoing a significant transformation. What was once deemed a comfortable income bracket is now being redefined due to the relentless rise in living costs. According to research by GoBankingRates, between $150,000 and $87,000, a range traditionally associated with middle-class stability, is now considered lower middle class in several urban centers. The growing disparity in wealth has ushered in a new era where making ends meet is becoming an increasingly challenging feat for many American families. As housing and rent prices soar, coupled with mounting consumer debt and escalating expenses for basic necessities, the once sturdy middle class is finding itself squeezed out of its conventional standing. The escalating prices at the pump and the grocery store further compound the financial strain on households across the nation. The analysis by GoBankingRates exposes the stark reality of this economic shift. The minimum income required to be considered middle class has seen a drastic adjustment in various cities. In Chesapeake, Virginia, a relatively modest income of $61,802 is now deemed lower middle class. Plano, Texas has a threshold of $70,453, while in Arlington, Virginia, the benchmark has climbed to $91,591. As the cost of living continues its upward trajectory, the nation is left to grapple with the unsettling disappearance of the traditional middle class, redefining what it means to achieve financial comfort here in the United States. Learn more about your ad choices. Visit megaphone.fm/adchoices

In which state will one million dollars last the longest for a 65 year old? According to recent analysis from GoBankingRates, it could be gone in 10 years or 22 years, depending on where you live! Listen in as we reveal where money will last the longest and also explain why this type of analysis really misses the boat when it comes to retirement planning.

In which state will one million dollars last the longest for a 65 year old? According to recent analysis from GoBankingRates, it could be gone in 10 years or 22 years, depending on where you live! Listen in as we reveal where money will last the longest and also explain why this type of analysis really misses the boat when it comes to retirement planning.

We are all in search of finding our happy place in life along with finding our true calling. And once you find happiness, we often want to help others around us (and less fortunate) find their way to their zone of genius or awesomeness.David Delisle, founder of The Awesome Stuff™, is an Amazon bestselling author, entrepreneur, real estate investor, speaker, and most importantly, Dad. He is a contributor to Entrepreneur, Yahoo! News, GoBankingRates, Money Club and more. David teaches kids (and adults) how to live a richer life and create the freedom for what is most important to them… the Awesome Stuff™. His book, a graphic novel called The Golden Quest, offers us a new way to think about money by noticing the weight of our words, choices, actions, and the world around us.Watch the original video HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Jennifer (Jen) Reid is a sought-after personal finance expert, commentator, and Founder of Base Planning, a Virtual Financial Planning and Management firm in Boston, MA who works with clients one-on-one for financial planning, consulting, and savings education.  Since launching Base, Jen's innovative approach to personal finance has caught the attention of national media outlets, including HuffPost, GoBankingRates, Best Life, Mother Untitled, Apartment Therapy, and more. Jen is a licensed financial planner and believes that financial planning and wellness is a commitment and discipline on a mission to share her message to those skeptical about their ability to save money, that any willing person can turn their financial situation to feel amazing around their money and finances.  She is a certified NLP, ETF, and Hypnotherapist which helps her clients dial into their subconscious programming and reframe their beliefs around money.  Get your finances together and make saving money a fun topic with Jen's support! WORK WITH JEN @ BASE: Learn more about Jen's services: www.baseplanning.co    Schedule Time to Chat HERE! If you are an HR professional and want to get a financial wellness program going, message Jen on LinkedIn:https://www.linkedin.com/in/jenniferreichertreid/  Email Jen Directly: jen@baseplanning.co Learn more about your ad choices. Visit podcastchoices.com/adchoices

Abby Shemesh is the Co-founder, Senior Managing Member, and chief Acquisitions Officer at Amerinote Xchange. He has been operating within the primary and secondary mortgage markets for over two decades. Abby's background lies in residential and commercial mortgage loan origination. He made the full transition into the secondary market and whole-loan acquisitions realm in early 2006. As an experienced debt investor, Abby is also one of the expert contributors to the world of private note trading for Cash Flow Exclusive e-magazine and website. He has been featured in industry publications such as Realtor.com, Yahoo Finance, GOBankingRates, and Yahoo News.   Freedom Accelerator Free Course: https://www.successgridacademy.com/cb47ed71   Amerinote website: https://www.amerinotexchange.com/   SuccessGrid Instagram: https://www.instagram.com/successgridofficial/   Show notes: https://successgrid.net/sg183/   If you love this show, please leave a review. Go to https://ratethispodcast.com/successgrid

Beyond Borders with Kyle Kroeger: Unveiling Hidden Streets, Travel Hacks, and Sustainable Journeys Kyle Kroeger is the founder and owner of ViaTravelers. He's also a dad, husband, and seasoned traveler. Kyle started ViaTravelers during a trip to Italy since he's known as a street traveler (“via” is Italian for street and a way to travel). Kyle helps travelers find their next adventure through his videography and photography, which can be seen on the ViaTravelers YouTube channel. His travel writing and expertise have been featured on Redfin, CNN, GOBankingRates, DailyMail, Yahoo! Finance, and Travel + Leisure. Outside of writing, his videography has been featured in The Telegraph and other media outlets worldwide. Check out his photography and videography on Flickr and Behance to see where he's been. If he isn't traveling, he's likely thinking about how to be more sustainable (and help others to be, too) through his site, The Impact Investor. Favorite Destinations: Amsterdam, Paris, Tokyo, Strasbourg, Kyoto Travel Expertise: Travel Hacking, Travel Budgeting Favorite Post Written: Best Things to Do in Minnesota or check out all of Kyle's travel articles. Social Media Profiles: LinkedIn, Instagram

Abby Shemesh is the Co-founder, Senior Managing Member and chief Acquisitions Officer at Amerinote Xchange. He has been operating within the primary and secondary mortgage markets for over two decades.  Abby's background lies in residential and commercial mortgage loan origination. He made the full transition into the secondary market and whole-loan acquisitions realm in early 2006.  As an experienced debt investor, Abby is also one of the expert contributors on the world of private note trading for Cash Flow Exclusive e-magazine and website. He has been featured in industry publications such as Realtor.com, Yahoo Finance, GOBankingRates, and Yahoo News.  Support the showhttps://www.buzzsprout.com/1187780/supporters/newFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama KrishnaE-mail: info@ushacapital.comWebsite: www.ushacapital.com Register for this year's Multifamily AP360 virtual conference - multifamilyap360.comRegister for Multifamily CoachingTo find out more about partnering or investing in a multifamily deal: Text to 252-292-2604 or email info@ushacapital.com

Are you intrigued by real estate investing but tired of the same old approaches? Join us in this episode of the Money Mindset Podcast as we delve into the fascinating world of mobile home investing with a true expert, Rachel, author of "Adventures In Mobile Homes: How I Got Started In Mobile Home Investing and How You Can Too!". Discover why mobile home investing is a hidden gem in the real estate world, offering unique opportunities for generating passive income and building your wealth. Rachel's journey from single-family homes to mobile home investing offers valuable insights into the benefits, challenges, and strategies of this niche. Whether you're a seasoned investor or just starting out, this episode will inspire you to consider a whole new dimension of real estate. Meet Rachel! Rachel Hernandez is an author and real estate investor. As a former business-to-business sales executive for various Fortune 500 corporations, Rachel has extensive training in the area of sales and marketing. With over a decade of experience, she spent several years as a landlord before taking the leap to specializing in mobile home investing. Rachel Hernandez is the author of Adventures in Mobile Homes: How I Got Started in Mobile Home Investing and How You Can Too! and the Real Estate Investing Sucks series of books. Her advice has been featured in The Motley Fool, Forbes, GoBankingRates and several other real estate investing publications and podcasts. She is the #1 Writer for Mobile Homes on Quora. Find her at: www.adventuresinmobilehomes.com. “So the key is to just adjust. Just adjust, get started, learn as much as you can, take action. You know, make the mistakes that you do, learn from those mistakes and adjust and just keep moving forward.” - Rachel Hernandez Timestamps: 00:00 - Introduction to Rachel and her background 01:46 - Exploring the world of mobile home investing 03:08 - Meet Rachel 08:17 - Advantages of avoiding loans in real estate investing 14:52 - Understanding the true value of mobile home investments 16:18 - Debunking the myth of passive income 18:42 - Comparing mobile and single-family homes 22:36 - Tips for getting started in mobile home investing 24:50 - Balancing passive and active income streams in real estate 28:22 - Key advice for starting your real estate journey 29:50 - Book recommendation and valuable resources 31:48 - Final thoughts For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Book Recommendation: * Adventures In Mobile Homes: How I Got Started In Mobile Home Investing and How You Can Too! by Rachel Hernandez Resources and Links Mentioned: * Free Mobile Home Investing Course: http://www.adventuresinmobilehomes.com/freetrainingclass * Budget Starter Kit: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Jen: * Website: http://www.adventuresinmobilehomes.com * Twitter: http://www.twitter.com/mobilehomegurl * Instagram: http://www.instagram.com/mobilehomegurl Special Guest: Rachel Hernandez.

In this episode, we'll talk about comprehensive property management software designed to simplify landlords' lives. Join us as Founder and CEO Ryan Barone provides a detailed overview of RentRedi, explaining how it works and why it is the perfect software solution for all your needs. Step right in and discover the benefits!   Topics on Today's Episode The early days of RentRedi  How RentRedi works and the powerful benefits of utilizing it  A look into RentRedi's growth and fund management  The gratification Ryan feels from helping others with his company What does RentRedi's logo imply    Resources/Links mentioned Yardi AppFolio Zillow  Trulia HotPads  Realtor.com Podio The Lean Startup by Eric Ries | Kindle, Paperback, and Hardcover About Ryan Barone Ryan is CEO and co-founder of RentRedi, an award-winning powerhouse property management software that transforms how landlords and tenants manage their renting experience. While managing a full-time job and college courses, Ryan began building RentRedi, a modern, end-to-end property management software that helps landlords collect rent online, list and market properties, screen tenants, sign and store leases, and manage maintenance requests. Since then, RentRedi has raised over $17M in total funding. The platform has added more than 20,000 actively subscribed landlords who manage 100,000+ units. Ryan has become a sought-after thought leader in the growing prop-tech space, providing valuable cost-saving advice to landlords and tenants alike. He is a frequent guest on podcasts and at industry events and has been featured in many publications, including Forbes, Inman News, Solutions Review, TheStreet, GoBankingRates, and Family Handyman. He is also a member of the Forbes Technology Council. An avid basketball fan, Ryan also enjoys playing music, cooking, and traveling.   .Connect with Ryan Website: RentRedi   Are you ready to experience the cash flow life? Just text “BOOK” to (480) 500-1127 to get a FREE copy of Corey's book, Copy Your Way to Success, and learn how apartment investing can change your life today!   Don't forget to download my Free Workshop Quick Start Video Series, and if you like what you have heard, please leave a review on iTunes.

Today I'm talking with Tresa Todd of the Women's Real Estate Investor's Network and her journey into entrepreneurship and how her faith influenced that process. After a 25 year career in the medical field, she stepped out in faith to learn real estate investing and later started teaching other women how to do the same.  In this conversation, we talk about overcoming fear when God asks you to do big things. We also talk about Christian women building wealth, why that is ok, and overcoming money mindset issues that get in the way of that.  There is so much gold packed into this interview, and I hope it blesses you.    More about Tresa Tresa Todd is the founder of the Women's Real Estate Investors Network (WREIN). A 2022 Inc. Best in Business award winner, the WREIN is the largest learning and networking community for women real estate investors in the nation. She is a real estate investor, powerhouse motivational speaker, host of the Without Fear of Her Future podcast and bestselling author of Without Fear Of Her Future: A Women's Guide To Real Estate Investing. Tresa is the leading expert on becoming financially confident, building multi-generational wealth, and designing a life you love. She is passionate about inspiring other women to pursue a more intentional and meaningful life. Tresa has been featured in Apartment Therapy, Medium's Authority Magazine, GOBankingRates and select podcasts such as The BIG Wealth Podcast, Next Level Leap and The Live Out Loud Show. Disclosure: Links below may be affiliate links meaning if you purchase using these links, I will get a small commission. Thanks for supporting this work. For more information, see our full disclosure policy here.  Tresa's Masterclass: https://withoutfearofherfuture.com/ Check out Tresa's book (affiliate link): Without Fear of Her Future book Tresa's podcast: Without Fear of Her Future  Website: https://wrein.com/  Facebook: Women's Real Estate Investors Network  Instagram: https://www.instagram.com/womensrein   Ready to be bold and confident in your calling? As a Biblical mindset coach for entrepreneurs, my heart is to help you overcome the limiting beliefs holding you back from experiencing all God has for you in your business. Get clarity where God is leading you, take action with confidence, and start to see results in your business as you follow where He is leading you. Book your discovery call today to get started.  Join us in the Faith-drive Business Mamas Community. Meet other Christian moms pursuing the calling to have an online business and navigating the ups and downs of WAHM life, business, and trying to follow God through it all. You'll find community, support, encouragement, and Biblical mindset solutions to set you free from doubt, mom guilt, and all the negative thoughts keeping you stuck.   Website/blog: www.mamawithacalling.com

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, May 2nd, 2023. Fight Laugh Feast Conference - Ark Encounter This year, our Fight Laugh Feast Conference is at the Ark Encounter in Kentucky on The Politics of Six Day Creation. The politics of six day creation is the difference between a fixed standard of justice and a careening standard of justice, the difference between the corrosive relativism that creates mobs and anarchy and the freedom of objectivity, truth, and due process. The politics of six day creation establishes the authority and sufficiency of God’s Word for all of life: from what is a man or a woman, when does human life begin, and how is human society best organized? Come hear Ken Ham, Pastor Doug Wilson, Dr. Ben Merkle, Dr. Gordon Wilson, me and more, and of course a live CrossPolitic show! Mark your calendars for October 11th-14th, as we fight, laugh, and feast, with beer & psalms, our amazing lineup of speakers, our Rowdy Christian Merch, and a Sabbath Feast to wrap up the occasion. Maybe an infant baptism while we’re at it! Visit fightlaughfeast.com for more information! https://www.financialexpress.com/world-news/us-says-chinese-coast-guard-harassing-philippine-vessels/3069316/ US says Chinese coast guard harassing Philippine vessels The United States urged China on Saturday to stop harassing Philippine vessels in the South China Sea, pledging to stand with the Philippines after another maritime confrontation between the two Asian countries. “We call upon Beijing to desist from its provocative and unsafe conduct,” the U.S. State Department said in a statement. The Philippines on Friday accused China’s coast guard of “aggressive tactics” following an incident during a Philippine coast guard patrol close to the Philippines-held Second Thomas Shoal, a flashpoint for previous altercations located 105 nautical miles (195 km) off its coast. China on Sunday said it was willing to handle maritime differences with countries of concern in the South China Sea through friendly consultations and warned the United States against interference. “The U.S., as a country outside of the region, must not interfere with the South China Sea matter or use the South China Sea matter to sow discord among regional countries,” a Chinese foreign ministry spokesperson said in a written statement. The Second Thomas Shoal is home to a small military contingent aboard a rusty World War Two-era U.S. ship that was intentionally grounded in 1999 to reinforce the Philippines’ territorial claims. In February, the Philippines said a Chinese ship had directed a “military-grade laser” at one of its resupply vessels. China claims sovereignty over almost the entire South China Sea, with a “nine-dash line” on maps that stretches more than 1,500 km off its mainland and cuts into the exclusive economic zones of Vietnam, the Philippines, Malaysia, Brunei and Indonesia. An international arbitral ruling in 2016 dismissed that line as having no legal basis. China’s foreign ministry on Friday said the Philippine vessels had intruded into Chinese waters and made deliberate provocative moves. The State Department said Washington “stands with our Philippine allies in upholding the rules-based international maritime order.” https://www.nytimes.com/2023/05/01/us/politics/debt-limit-date-janet-yellen.html#:~:text=WASHINGTON%20%E2%80%94%20Treasury%20Secretary%20Janet%20L,defaulting%20on%20the%20nation's%20debt.’ U.S. Could Run Out of Cash by June 1, Yellen Warns Treasury Secretary Janet L. Yellen said on Monday that the United States could run out of money to pay its bills by June 1 if Congress does not raise or suspend the debt limit, putting pressure on President Biden and lawmakers to reach a swift agreement to avoid defaulting on the nation’s debt. The more precise warning over when the United States could hit the so-called X-date dramatically reduces the projected amount of time lawmakers have to reach a deal before the government runs out of money to pay all of its bills on time. The new timeline could force a flurry of negotiations between the House, Senate and Mr. Biden over government spending — or a high-stakes standoff between the president and the House Republicans who have refused to raise the limit without deep spending cuts attached. Economists have warned that failure to raise the debt limit, which caps the total amount of money the United States can borrow, threatens to rock financial markets and throw the global economy into a financial crisis. Because the United States runs a budget deficit — meaning it spends more money than it takes in — it must borrow huge sums of money to pay its bills. In addition to paying Social Security benefits, along with salaries for the military and government workers, the United States is also required to make interest and other payments to the bondholders who own its debt. White House officials had not expected the date of possible default to arrive so soon, and the accelerated timetable could scramble the president’s approach to the potential crisis. The newly compressed calendar leaves little time for the president and congressional leaders to find agreement on raising the limit. Mr. McCarthy is traveling in the Middle East this week. Later this month, Mr. Biden is scheduled to attend the Group of 7 nations leaders’ summit in Japan, then travel on to Australia for a summit with the leaders of Japan, India and Australia. House Republicans passed legislation in April that would raise the debt limit in exchange for deep spending cuts and roll back recent climate legislation that Democrats passed along party lines. Mr. Biden has blasted that bill, saying it would hurt working families while benefiting the oil and gas industry, and he has accused Republicans of putting America’s economy on the line. On Monday, the president called on Republicans “to make sure the threat by the Speaker of the House to default on the national debt is off the table.” Mr. Biden has said he will meet with Mr. McCarthy to discuss government spending and the budget. But he has insisted that raising the debt limit is not negotiable and has urged Republicans to lift the borrowing cap without strings attached. https://www.usnews.com/news/health-news/articles/2023-05-01/biden-administration-to-end-many-covid-19-vaccine-mandates-next-week#:~:text=The%20Biden%20administration%20will%20also%20end%20the%20controversial%20Title%2019%20travel%20restrictions.&text=May%201%2C%202023%2C%20at%205%3A43%20p.m.&text=The%20Biden%20administration%20on%20Monday,international%20air%20travelers%20next%20week. Biden Administration to End Many COVID-19 Vaccine Requirements Next Week The Biden administration on Monday announced that it will end its COVID-19 vaccine requirements for federal workers, federal contractors and international air travelers next week. “While vaccination remains one of the most important tools in advancing the health and safety of employees and promoting the efficiency of workplaces, we are now in a different phase of our response when these measures are no longer necessary,” the White House said in a statement. The mandates will end May 11, the same day the COVID-19 public health emergency declaration is set to expire. The Biden administration will also begin the process to end coronavirus vaccine requirements for “Head Start educators, CMS-certified healthcare facilities, and certain noncitizens at the land border.” Additional details on the process will be available in the coming days, according to the White House. Additionally, the Department of Homeland Security on Monday said it would end its Title 19 travel restrictions on May 12. The agency will “no longer require non-U.S. travelers entering the United States via land ports of entry and ferry terminals to be fully vaccinated against COVID-19 and provide related proof of vaccination upon request.” Coronavirus vaccine requirements were among the most controversial decisions from the Biden administration during the pandemic. As coronavirus cases, deaths and hospitalizations have declined, the administration rolled back nearly all of its COVID-19 mitigation measures. The Pentagon in January dropped its COVID-19 vaccine mandate for troops after President Joe Biden signed into law a massive defense spending bill that required the measure’s termination, bringing a close to the contentious issue that drew considerable ire from Republicans. https://www.theepochtimes.com/bernie-sanders-calls-for-confiscation-of-wealth-above-999-million_5232590.html?utm_source=partner&utm_campaign=BonginoReport Bernie Sanders Calls for Confiscation of Wealth Above $999 Million Senator Bernie Sanders (I-Vt.) called for the U.S. government to confiscate assets over $999 million, and also announced his support for President Joe Biden. The senator spoke with CNN anchor Chris Wallace last week for an interview when he declared that billionaires should not exist. Sanders said he believes that the government should seize personal assets over his suggested limit before any American could become a billionaire. He appeared on Wallace’s show to talk about his new book, “It’s OK to Be Angry About Capitalism.” A former Democratic party presidential candidate, in 2016 and 2020, the senator amassed huge support in the primaries and raised large amounts of money, but failed to secure the nomination each time. The CNN host questioned Sanders about a statement in his book that called for the government to prevent the creation of new billionaires. “So are you basically saying that once you get to $999 million, that the government should confiscate all the rest?” Wallace asked. “Yeah, I think people can make it on $999 million,” Bernie responded. “Which would mean that all these billion dollars, basically, it all goes to the government,” said Wallace. Sanders recently got into an exchange during a contentious Senate hearing over Starbuck’s labor practices, with a not too subtle remark on the billionaire status of the company’s former CEO, Howard Schultz. Bernie, who is himself worth $3 million, according to GoBankingRates, previously criticized both millionaires and billionaires, but now only opposes those worth over a billion dollars. The Vermont senator said that a return to the 90 percent top marginal tax rate of the Eisenhower administration was a way to accomplish that. The proposed legislation calls for wealthy heirs to pay more on their inheritances by expanding the estate tax to 45 percent on estates worth at least $3.5 million. It will also impose a 65 percent tax—a so-called “billionaire’s tax”—on estates worth over $1 billion. The amount of inheritances exempt from the estate tax has gradually increased over the last two decades, according to the Tax Policy Center. As of 2023, the estate tax exemption stands at just under $13 million, a rise from around $12 million the previous year. The bill also targets loopholes that the very wealthy can exploit to shield their assets from taxation such as trusts that do not incur estate or gift taxes when money is doled out from an inherited trust. However, any legislation to hike tax rates would be dead on arrival due to the Republican-controlled House. https://www.foxnews.com/us/new-mexico-mom-sentenced-18-years-tossing-baby-trash-bin New Mexico mom sentenced to 18 years for tossing baby in trash bin A New Mexico teenage mother was sentenced Monday to a mandatory 18 years in prison for tossing her newborn son into a trash bin behind a shopping center, but a state district judge cited mental health concerns and the defendant's age in suspending two years of the punishment. Jurors convicted Alexis Avila, 19, of child abuse involving great bodily harm following a days-long trial last month in which her public defender argued her actions were not premeditated and that a previously undiagnosed mental health disorder played a role. Judge William Shoobridge told Avila that had it not been for luck and the grace of God he would have been deliberating a sentence in a murder case as there was a high probability the child would have died had it not been found by three people looking through the dumpster that winter day in Hobbs, near the Texas border. He ordered that Avila continue with treatment, medication and her higher education while serving her sentence. Avila told the judge she wants to learn how to deal with stress and anxiety so she can handle her emotions in a healthier way. She also said she regrets missing out on her son's first milestones and that she denied him motherly love. Police said a group of people were looking through the dumpster when they heard what they thought was a dog or kitten. They moved a trash bag and found a baby inside, wrapped in a towel with its umbilical cord still attached. They tried to keep the boy warm until police and paramedics arrived. Prosecutors argued during trial that Avila made a choice to ignore her pregnancy and place her newborn son into two trash bags, secure them with a hair tie and toss the boy into the bin. They told jurors the boy had been in the cold for over six hours. The judge told Avila that she had the opportunity to correct her actions within in that time but did not. Her Public defender disputed that Avila made a premeditated attempt to kill her baby. He said while Avila's actions were wrong, they were the result of her bipolar disorder and that she was disassociated and detached from her feelings. Her defender told the judge Avila did not pose a threat to the public, has made progress with her therapy and does not take lightly what she did to her child. https://www.latimes.com/entertainment-arts/business/story/2023-04-26/fox-news-ratings-plummet-without-tucker-carlson Fox News prime-time ratings plummet after Tucker Carlson firing as Newsmax sees boost Fox News is feeling the effects of life without Tucker Carlson. “Fox News Tonight” — the program temporarily filling the slot long occupied by Carlson — pulled in 1.7 million viewers with “Fox & Friends” host Brian Kilmeade, according to Nielsen data. The number is 47% below what “Tucker Carlson Tonight” delivered in the 8 p.m. Eastern hour a week earlier on April 16. Carlson averaged 3.2 million viewers in the first quarter of 2023. Fox News now is faced with replacing a top-rated prime-time star, a situation it has dealt with successfully in the past. But in the short term, the network may be in for a rocky ride from a ratings standpoint. CNN’s Anderson Cooper won the hour in the demo with 163,000 viewers, with MSNBC’s “All in With Chris Hayes” close behind at 162,000. Kilmeade scored 149,000 in the category. The ratings indicate Kilmeade won’t be giving up the morning shift anytime soon. Without the tentpole that Carlson’s program provided, the ratings for other Fox News shows were down as well. “Hannity” averaged 2 million viewers, a decline of 20% from the previous week. “The Ingraham Angle” scored 1.56 million, down 12%. Fox News will be tested again, as the sharp decline in Tuesday’s ratings is a clear sign that the audience is upset. One possible fix is moving Fox News fan favorite Jesse Watters into Carlson’s time slot while auditioning hosts an hour earlier.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, May 2nd, 2023. Fight Laugh Feast Conference - Ark Encounter This year, our Fight Laugh Feast Conference is at the Ark Encounter in Kentucky on The Politics of Six Day Creation. The politics of six day creation is the difference between a fixed standard of justice and a careening standard of justice, the difference between the corrosive relativism that creates mobs and anarchy and the freedom of objectivity, truth, and due process. The politics of six day creation establishes the authority and sufficiency of God’s Word for all of life: from what is a man or a woman, when does human life begin, and how is human society best organized? Come hear Ken Ham, Pastor Doug Wilson, Dr. Ben Merkle, Dr. Gordon Wilson, me and more, and of course a live CrossPolitic show! Mark your calendars for October 11th-14th, as we fight, laugh, and feast, with beer & psalms, our amazing lineup of speakers, our Rowdy Christian Merch, and a Sabbath Feast to wrap up the occasion. Maybe an infant baptism while we’re at it! Visit fightlaughfeast.com for more information! https://www.financialexpress.com/world-news/us-says-chinese-coast-guard-harassing-philippine-vessels/3069316/ US says Chinese coast guard harassing Philippine vessels The United States urged China on Saturday to stop harassing Philippine vessels in the South China Sea, pledging to stand with the Philippines after another maritime confrontation between the two Asian countries. “We call upon Beijing to desist from its provocative and unsafe conduct,” the U.S. State Department said in a statement. The Philippines on Friday accused China’s coast guard of “aggressive tactics” following an incident during a Philippine coast guard patrol close to the Philippines-held Second Thomas Shoal, a flashpoint for previous altercations located 105 nautical miles (195 km) off its coast. China on Sunday said it was willing to handle maritime differences with countries of concern in the South China Sea through friendly consultations and warned the United States against interference. “The U.S., as a country outside of the region, must not interfere with the South China Sea matter or use the South China Sea matter to sow discord among regional countries,” a Chinese foreign ministry spokesperson said in a written statement. The Second Thomas Shoal is home to a small military contingent aboard a rusty World War Two-era U.S. ship that was intentionally grounded in 1999 to reinforce the Philippines’ territorial claims. In February, the Philippines said a Chinese ship had directed a “military-grade laser” at one of its resupply vessels. China claims sovereignty over almost the entire South China Sea, with a “nine-dash line” on maps that stretches more than 1,500 km off its mainland and cuts into the exclusive economic zones of Vietnam, the Philippines, Malaysia, Brunei and Indonesia. An international arbitral ruling in 2016 dismissed that line as having no legal basis. China’s foreign ministry on Friday said the Philippine vessels had intruded into Chinese waters and made deliberate provocative moves. The State Department said Washington “stands with our Philippine allies in upholding the rules-based international maritime order.” https://www.nytimes.com/2023/05/01/us/politics/debt-limit-date-janet-yellen.html#:~:text=WASHINGTON%20%E2%80%94%20Treasury%20Secretary%20Janet%20L,defaulting%20on%20the%20nation's%20debt.’ U.S. Could Run Out of Cash by June 1, Yellen Warns Treasury Secretary Janet L. Yellen said on Monday that the United States could run out of money to pay its bills by June 1 if Congress does not raise or suspend the debt limit, putting pressure on President Biden and lawmakers to reach a swift agreement to avoid defaulting on the nation’s debt. The more precise warning over when the United States could hit the so-called X-date dramatically reduces the projected amount of time lawmakers have to reach a deal before the government runs out of money to pay all of its bills on time. The new timeline could force a flurry of negotiations between the House, Senate and Mr. Biden over government spending — or a high-stakes standoff between the president and the House Republicans who have refused to raise the limit without deep spending cuts attached. Economists have warned that failure to raise the debt limit, which caps the total amount of money the United States can borrow, threatens to rock financial markets and throw the global economy into a financial crisis. Because the United States runs a budget deficit — meaning it spends more money than it takes in — it must borrow huge sums of money to pay its bills. In addition to paying Social Security benefits, along with salaries for the military and government workers, the United States is also required to make interest and other payments to the bondholders who own its debt. White House officials had not expected the date of possible default to arrive so soon, and the accelerated timetable could scramble the president’s approach to the potential crisis. The newly compressed calendar leaves little time for the president and congressional leaders to find agreement on raising the limit. Mr. McCarthy is traveling in the Middle East this week. Later this month, Mr. Biden is scheduled to attend the Group of 7 nations leaders’ summit in Japan, then travel on to Australia for a summit with the leaders of Japan, India and Australia. House Republicans passed legislation in April that would raise the debt limit in exchange for deep spending cuts and roll back recent climate legislation that Democrats passed along party lines. Mr. Biden has blasted that bill, saying it would hurt working families while benefiting the oil and gas industry, and he has accused Republicans of putting America’s economy on the line. On Monday, the president called on Republicans “to make sure the threat by the Speaker of the House to default on the national debt is off the table.” Mr. Biden has said he will meet with Mr. McCarthy to discuss government spending and the budget. But he has insisted that raising the debt limit is not negotiable and has urged Republicans to lift the borrowing cap without strings attached. https://www.usnews.com/news/health-news/articles/2023-05-01/biden-administration-to-end-many-covid-19-vaccine-mandates-next-week#:~:text=The%20Biden%20administration%20will%20also%20end%20the%20controversial%20Title%2019%20travel%20restrictions.&text=May%201%2C%202023%2C%20at%205%3A43%20p.m.&text=The%20Biden%20administration%20on%20Monday,international%20air%20travelers%20next%20week. Biden Administration to End Many COVID-19 Vaccine Requirements Next Week The Biden administration on Monday announced that it will end its COVID-19 vaccine requirements for federal workers, federal contractors and international air travelers next week. “While vaccination remains one of the most important tools in advancing the health and safety of employees and promoting the efficiency of workplaces, we are now in a different phase of our response when these measures are no longer necessary,” the White House said in a statement. The mandates will end May 11, the same day the COVID-19 public health emergency declaration is set to expire. The Biden administration will also begin the process to end coronavirus vaccine requirements for “Head Start educators, CMS-certified healthcare facilities, and certain noncitizens at the land border.” Additional details on the process will be available in the coming days, according to the White House. Additionally, the Department of Homeland Security on Monday said it would end its Title 19 travel restrictions on May 12. The agency will “no longer require non-U.S. travelers entering the United States via land ports of entry and ferry terminals to be fully vaccinated against COVID-19 and provide related proof of vaccination upon request.” Coronavirus vaccine requirements were among the most controversial decisions from the Biden administration during the pandemic. As coronavirus cases, deaths and hospitalizations have declined, the administration rolled back nearly all of its COVID-19 mitigation measures. The Pentagon in January dropped its COVID-19 vaccine mandate for troops after President Joe Biden signed into law a massive defense spending bill that required the measure’s termination, bringing a close to the contentious issue that drew considerable ire from Republicans. https://www.theepochtimes.com/bernie-sanders-calls-for-confiscation-of-wealth-above-999-million_5232590.html?utm_source=partner&utm_campaign=BonginoReport Bernie Sanders Calls for Confiscation of Wealth Above $999 Million Senator Bernie Sanders (I-Vt.) called for the U.S. government to confiscate assets over $999 million, and also announced his support for President Joe Biden. The senator spoke with CNN anchor Chris Wallace last week for an interview when he declared that billionaires should not exist. Sanders said he believes that the government should seize personal assets over his suggested limit before any American could become a billionaire. He appeared on Wallace’s show to talk about his new book, “It’s OK to Be Angry About Capitalism.” A former Democratic party presidential candidate, in 2016 and 2020, the senator amassed huge support in the primaries and raised large amounts of money, but failed to secure the nomination each time. The CNN host questioned Sanders about a statement in his book that called for the government to prevent the creation of new billionaires. “So are you basically saying that once you get to $999 million, that the government should confiscate all the rest?” Wallace asked. “Yeah, I think people can make it on $999 million,” Bernie responded. “Which would mean that all these billion dollars, basically, it all goes to the government,” said Wallace. Sanders recently got into an exchange during a contentious Senate hearing over Starbuck’s labor practices, with a not too subtle remark on the billionaire status of the company’s former CEO, Howard Schultz. Bernie, who is himself worth $3 million, according to GoBankingRates, previously criticized both millionaires and billionaires, but now only opposes those worth over a billion dollars. The Vermont senator said that a return to the 90 percent top marginal tax rate of the Eisenhower administration was a way to accomplish that. The proposed legislation calls for wealthy heirs to pay more on their inheritances by expanding the estate tax to 45 percent on estates worth at least $3.5 million. It will also impose a 65 percent tax—a so-called “billionaire’s tax”—on estates worth over $1 billion. The amount of inheritances exempt from the estate tax has gradually increased over the last two decades, according to the Tax Policy Center. As of 2023, the estate tax exemption stands at just under $13 million, a rise from around $12 million the previous year. The bill also targets loopholes that the very wealthy can exploit to shield their assets from taxation such as trusts that do not incur estate or gift taxes when money is doled out from an inherited trust. However, any legislation to hike tax rates would be dead on arrival due to the Republican-controlled House. https://www.foxnews.com/us/new-mexico-mom-sentenced-18-years-tossing-baby-trash-bin New Mexico mom sentenced to 18 years for tossing baby in trash bin A New Mexico teenage mother was sentenced Monday to a mandatory 18 years in prison for tossing her newborn son into a trash bin behind a shopping center, but a state district judge cited mental health concerns and the defendant's age in suspending two years of the punishment. Jurors convicted Alexis Avila, 19, of child abuse involving great bodily harm following a days-long trial last month in which her public defender argued her actions were not premeditated and that a previously undiagnosed mental health disorder played a role. Judge William Shoobridge told Avila that had it not been for luck and the grace of God he would have been deliberating a sentence in a murder case as there was a high probability the child would have died had it not been found by three people looking through the dumpster that winter day in Hobbs, near the Texas border. He ordered that Avila continue with treatment, medication and her higher education while serving her sentence. Avila told the judge she wants to learn how to deal with stress and anxiety so she can handle her emotions in a healthier way. She also said she regrets missing out on her son's first milestones and that she denied him motherly love. Police said a group of people were looking through the dumpster when they heard what they thought was a dog or kitten. They moved a trash bag and found a baby inside, wrapped in a towel with its umbilical cord still attached. They tried to keep the boy warm until police and paramedics arrived. Prosecutors argued during trial that Avila made a choice to ignore her pregnancy and place her newborn son into two trash bags, secure them with a hair tie and toss the boy into the bin. They told jurors the boy had been in the cold for over six hours. The judge told Avila that she had the opportunity to correct her actions within in that time but did not. Her Public defender disputed that Avila made a premeditated attempt to kill her baby. He said while Avila's actions were wrong, they were the result of her bipolar disorder and that she was disassociated and detached from her feelings. Her defender told the judge Avila did not pose a threat to the public, has made progress with her therapy and does not take lightly what she did to her child. https://www.latimes.com/entertainment-arts/business/story/2023-04-26/fox-news-ratings-plummet-without-tucker-carlson Fox News prime-time ratings plummet after Tucker Carlson firing as Newsmax sees boost Fox News is feeling the effects of life without Tucker Carlson. “Fox News Tonight” — the program temporarily filling the slot long occupied by Carlson — pulled in 1.7 million viewers with “Fox & Friends” host Brian Kilmeade, according to Nielsen data. The number is 47% below what “Tucker Carlson Tonight” delivered in the 8 p.m. Eastern hour a week earlier on April 16. Carlson averaged 3.2 million viewers in the first quarter of 2023. Fox News now is faced with replacing a top-rated prime-time star, a situation it has dealt with successfully in the past. But in the short term, the network may be in for a rocky ride from a ratings standpoint. CNN’s Anderson Cooper won the hour in the demo with 163,000 viewers, with MSNBC’s “All in With Chris Hayes” close behind at 162,000. Kilmeade scored 149,000 in the category. The ratings indicate Kilmeade won’t be giving up the morning shift anytime soon. Without the tentpole that Carlson’s program provided, the ratings for other Fox News shows were down as well. “Hannity” averaged 2 million viewers, a decline of 20% from the previous week. “The Ingraham Angle” scored 1.56 million, down 12%. Fox News will be tested again, as the sharp decline in Tuesday’s ratings is a clear sign that the audience is upset. One possible fix is moving Fox News fan favorite Jesse Watters into Carlson’s time slot while auditioning hosts an hour earlier.

This week we get into our strategy on getting old, plans for an upcoming series, and our feelings on "birthday people."  (2:00) - Aging filters vs. Botox (7:45) - Pokémon and childhood trauma  (11:36) - Clearing out the closet (20:30) - Easter egg hunts (21:45) - House Talk Incoming! (23:20) - This Week in Sports (24:43) - Bad Dad, Mean Mom (32:25) - Birthday People (36:08) - Greg's Reads of the Week - Millennials are sinking under the weight of their debts, adding a record $3.8 trillion to the pile last quarter. Here's what's driving that — plus 3 tips to get your head above water - Stress Can Trigger Depression and This Is the Reason Why - Warning: Popular Easter Candy Contains Ingredient Linked to Cancer (And Is Still For Sale) - TheStreet - Top 4 Money Mistakes People Make in Their 40s | GOBankingRates (44:58) - Word of the Week (47:46) - Voicemails! If you've got a voicemail or want our (likely unqualified) advice on something, hit us up at the Speakpipe link below!http://www.speakpipe.com/oversharingwiththeoverbysIf you'd like to email us you can reach the pod at oversharing@jojohnsonoverby.com!CONNECT:TikTok: @jojohnsonoverby / @mrjojohnsonInstagram: @jojohnsonoverby / @matt.overbyWebsite: https://jojohnsonoverby.com/Watch the Podcast: https://www.youtube.com/playlist?list=PL29Si0ylWz2qj5t6hYHSCxYkvZCDGejGq

There were over 400,000 401(k) accounts with at least $1 million in them in 2021. Where does that number stand today? What does this mean for YOU? Chris Miles digs deeper into the main issue with 401(k)s, which statistics you should be most worried about, and how you can more assuredly become a financially independent millionaire. Chris emphasizes the value of having a passive income to change your life with freedom. Together, let's create that ripple effect in our lives. Tune in to Money Ripples with Chris Miles today.

Join Mike Cavaggioni with Mike Gardon on the 167th episode of the Average Joe Finances Podcast. Mike shares the process for managing career uncertainty and “wayfinding” to fulfillment, control and balance.In this episode, you'll learn:How To Take Control of Your CareerTips on Being a "Dadpreneur"Viewing Your Life and Career as a Portfolio of OptionsWhat Most People are Lacking in Their CareersAnd so much more!About Mike Gardon:Mike is a former derivatives trader turned investor and entrepreneur, who has reinvented himself multiple times in several careers before the age of 40. Mike knows what it's like to start out with a career calling.Mike is the Founder and CEO of Rejoin Media, a holdin company for digital brands and businesses. He is also the Executive Editor and Host of the acclaimed Careercloud Radio podcast on Careercloud.com where he talks about career design and building more intentional work-life.You can see Mike's writing and media mentions on investing, startups, life and work across the internet on these sites: The Huffington Post, Forbes, Business Insider, Yahoo News, GoBankingRates, Ask Men, Cosmopolitan, The Simple Dollar, Foxnews, USA Today and Good Financial Cents.Find Mike on:Personal Website: www.michaelgardon.comWebsite: www.careercloud.comLinkedIn: https://www.linkedin.com/in/michaelgardon/Facebook: https://www.facebook.com/CareerCloud/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://themikecav.comREWBCON: Join me at the Real Estate Wealth Builders Conference. Use promo code “Mike” to save on tickets. https://averagejoefinances.com/rewbconImportant Tools and Resources that I UseFinancial Resources: www.averagejoefinances.com/resourcesCRM Tool: www.averagejoefinances.com/crmPay Off Your Mortgage in 5-7 Years:www.theshredmethod.com/averagejoefinancesFind a REALTOR® in any state: www.averagejoefinances.com/realtorMake Real Estate Investing Easier with DealMachine:www.averagejoefinances.com/dealmachinePodcast Hosting: www.averagejoefinances.com/buzzsproutPodcast Editing Services: www.editpods.com*DISCLAIMER* www.averagejoefinances.com/disclaimerSee our full episode transcripts here: www.averagejoefinancespod.com/episodesSupport the show

In this exclusive interview, Senior Pastor of New Birth Missionary Baptist Church, Dr. Jamal Bryant speaks on financial literacy, the steps he takes to provide the church with a network of resources and experience, and his journey to leading New Birth. We also sit down with the founder of Stocks and Stilettos, Cassandra Cummings, to discuss how women can become financially literate and build a bag and achieve their wealth-building goals. Hear her tips on everything from saving money to investing in stocks!Topics CoveredWhat inspired the creation of The Stocks & Stilettos SocietyWhy is it Challenging for Black women create generational wealth and legacies through stocks and investing.Tips for Women Pursuing Wealth Building.What does Black community needs to understand about money?How did you manage to reduce that debt so quickly?What else is on the horizon for New Birth?How he got into MorehouseMore on Cassandra CummingsCassandra Cummings is a leading Wealth & Investment Strategist and Founder of The Stocks & Stilettos Society, the fastest growing online community of more than 100,000 women investors who are leveraging the power of investing to achieve their wealth-building goals. In just a few years, Cassandra has inspired women all over the world to invest more than $10MM in assets through her guidance and specialized programs including The Stock Success Circle, and her premium online investment community, The Queens of Capital. As a licensed financial advisor and self-proclaimed “number cruncher,” Cassandra's expert knowledge of investing, finance, retirement and wealth-building strategies has empowered women across the country for more than 15 years. She has been featured in the Wall Street Journal, Business Insider, Black Enterprise, Buzzfeed, AfroTech, Parents Magazine, NextAdvisor, GoBankingRates.com, The Breakfast Club and many more. In her debut book, Fearless Finances: A Timeless Guide to Building Wealth, which is scheduled for release in Fall 2022 and published by HarperCollins, Cummings looks to help more women become confident about their finances, including investing. For more information, visit www.StocksAndStilettos.co and follow @StocksAndStilettos on social media.More on Dr. Jamal BryantSince his youth, Dr. Bryant has prevailed against the odds – rising from G.E.D to Ph.D. Prior to pastoring, he served as the national youth and college director of the NAACP for six years, where he helped to mobilize over 70,000 youth worldwide in non-violent campaigns. Dr. Bryant, a third-generation minister, was the founding pastor of Empowerment Temple AME Church in Baltimore, Maryland, acclaimed as the fastest-growing African Methodist Episcopal church in the denomination's 200-year history.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this exclusive interview, we sit down with the founder of Stocks and Stilettos, Cassandra Cummings, to discuss how women can become financially literate and build a bag and achieve their wealth-building goals. Hear her tips on everything from saving money to investing in stocks!Topics CoveredWhat inspired the creation of The Stocks & Stilettos SocietyWhy is it Challenging for Black women create generational wealth and legacies through stocks and investing.Tips for Women Pursuing Wealth Building.More on Cassandra CummingsCassandra Cummings is a leading Wealth & Investment Strategist and Founder of The Stocks & Stilettos Society, the fastest growing online community of more than 100,000 women investors who are leveraging the power of investing to achieve their wealth-building goals. In just a few years, Cassandra has inspired women all over the world to invest more than $10MM in assets through her guidance and specialized programs including The Stock Success Circle, and her premium online investment community, The Queens of Capital. As a licensed financial advisor and self-proclaimed “number cruncher,” Cassandra's expert knowledge of investing, finance, retirement and wealth-building strategies has empowered women across the country for more than 15 years. She has been featured in the Wall Street Journal, Business Insider, Black Enterprise, Buzzfeed, AfroTech, Parents Magazine, NextAdvisor, GoBankingRates.com, The Breakfast Club and many more. In her debut book, Fearless Finances: A Timeless Guide to Building Wealth, which is scheduled for release in Fall 2022 and published by HarperCollins, Cummings looks to help more women become confident about their finances, including investing. For more information, visit www.StocksAndStilettos.co and follow @StocksAndStilettos on social media.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.