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In this episode of BUILD, I'm with Ramsey Solutions speaker and bestselling author George Kamel about the real reason people stay broke and how to escape it for good. George shares how he went from $40,000 in debt to millionaire status in under a decade, all while avoiding debt and skipping the credit card games. What you'll learn: - Why personal finance is mostly behavior, not knowledge - The hidden traps behind credit cards and reward points - Why whole life insurance and infinite banking are not smart investments - How fear, greed, and pride sabotage wealth - The power of building your life and business with cash - How different generations are falling into different money traps - Why financial freedom starts with habits, not hacks If you're tired of feeling behind with money and want a proven plan that works, this episode is your reset.
What does it look like to lead a 300-person software org inside a 1,000-person company—and still stay focused on people first? Brendan Wovchko shares what he's learned about leadership, agility, and building a culture that actually works. Overview Brendan Wovchko, CTO at Ramsey Solutions, joins Scott Dunn to talk about what it really takes to lead Agile teams inside a large, fast-moving organization. From developing leadership habits to navigating team dynamics and staying grounded in purpose, this conversation is full of thoughtful takeaways for anyone working at the intersection of people, process, and product. References and resources mentioned in the show: Brendan Wovchko Ramsey Solutions #80: From Struggling to Success: Reviving Agile Teams with Mike Cohn #143: What Still Makes Teams Work (and Win) with Jim York What Is a High-Performing Agile Team? by Mike Cohn Four Quick Ways to Gain or Assess Team Consensus by Mike Cohn Elements of Agile Assessment Join the Agile Mentors Community Subscribe to the Agile Mentors Podcast Want to get involved? This show is designed for you, and we’d love your input. Enjoyed what you heard today? Please leave a rating and a review. It really helps, and we read every single one. Got an Agile subject you’d like us to discuss or a question that needs an answer? Share your thoughts with us at podcast@mountaingoatsoftware.com This episode’s presenters are: Scott Dunn is a Certified Enterprise Coach and Scrum Trainer with over 20 years of experience coaching and training companies like NASA, EMC/Dell Technologies, Yahoo!, Technicolor, and eBay to transition to an agile approach using Scrum. Brendan Wovchko is the CTO of Ramsey Solutions and a lifelong student of what it takes to build great software, lead great people, and scale both with purpose. With roots in engineering and startups, he brings decades of hands-on experience in product, leadership, and agile culture—plus a knack for turning big ideas into results that matter.
How do we as business leaders not be discouraged by hard times and instead see the good that can result from them? In episode 242 of At The Table, Patrick Lencioni welcomes legendary financial expert and leadership voice Dave Ramsey for an unfiltered conversation about hard times. As Pat mentions in the intro, this is not your average interview. They discuss the current economic and cultural moment, explore the importance of values-based leadership, and call out the failures of transactional mindsets. This episode challenges leaders to hold the line on integrity, even—and especially—when things get tough.Topics explored in this episode: (2:46) The Ubiquity of Adversity* Leaders should expect to face new forms of adversity as they grow their business. * Adversity can distort one's perception, making challenges seem more overwhelming than they are. (8:24) The Genesis of a Calling* How Dave's bankruptcy led him to discover his calling in helping others manage their finances. * Helping others through hardship can transform personal struggles into a meaningful career. (17:24) Developing Resilience* How previous challenges can build resilience and provide perspective on current difficulties. * Leaders must work through challenges rather than avoid them. (22:50) Navigating the Stages of Business* Dave outlines the five stages of business growth: treadmill, pathfinder, trailblazer, peak performer, and legacy. * Each stage presents unique challenges and requires different strategies for success and progression. (31:09) Continuous Learning* Effective leaders are lifelong learners who integrate insights from various sources and generously credit others.Thanks to Dave Ramsey for being on the show! Learn more about Dave and his company Ramsey Solutions: https://www.ramseysolutions.com/ Follow Dave on LinkedIn: https://www.linkedin.com/in/ramsey-dave/ Get Dave's books mentioned in this episode: * Build a Business You Love: Mastering the Five Stages of Business: https://store.ramseysolutions.com/business-and-career/books/build-a-business-you-love-by-dave-ramsey/ * EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches: https://store.ramseysolutions.com/business-and-career/books/entreleadership/ This episode of At The Table with Patrick Lencioni is brought to you by The Table Group: https://www.tablegroup.com. We teach leaders how to make work more effective and less dysfunctional. We also help their employees be more fulfilled and less miserable. At The Table is a podcast that lives at the connection between work life, leadership, organizational health, and culture. Subscribe on Apple Podcasts (https://apple.co/4hJKKSL), Spotify (https://spoti.fi/4l1aop0), and YouTube (https://bit.ly/At-The-Table-YouTube). Follow Pat...
We have a special episode this week on the Maxwell Leadership Podcast! Mark Cole is joined by personal finance expert, best-selling author, and CEO of Ramsey Solutions, Dave Ramsey. In this episode, they discuss Dave's latest book, Build a Business You Love, and walk through the 5 stages of business growth. Key takeaways: Time management is one of the ways you level up. The people you put your DNA in define your success. Don't wait until it's too late to ensure your business can thrive without you. Our BONUS resource for this episode is the Building the Business You Love with Dave Ramsey Worksheet, which includes fill-in-the-blank notes from Dave and Mark's discussion. You can download the worksheet by visiting MaxwellPodcast.com/BusinessYouLove and clicking “Download the Bonus Resource.” Take the next step in your growth journey and become a Maxwell Leadership Certified Team Member. Click here to speak with a Program Advisor today! References: Watch this episode on YouTube! Order Dave Ramsey's new book, Build a Business You Love! Are you a young leader? Take our Next Generation Leader survey and receive The Mentor's Guide to Everyday Challenges for FREE! Learn more about the 5 Levels of Leadership Workshop for your teams! Join the Maxwell Leadership Certified Team Shop the Maxwell Leadership Online Store
What do you do when business feels hard—and you assume it's your fault? In this raw and rich conversation, Michael and Megan sit down with Dave Ramsey to talk about what really goes into building a business that lasts. Drawing from his 30+ year journey with Ramsey Solutions, Dave shares stories of failure, clarity, succession, and the slow handoff of legacy—along with what most founders get wrong about growth. If you've ever felt behind, discouraged, or unsure how to lead your business into the future, this episode will show you the next light on the path.Memorable Quotes“The dirty little secret is: Everyone's money is messed up.”“As long as I can clearly see the next step, it gives me tremendous energy and focus and hope.”“We've learned with all the bruises to look for the next thing but not to sell out to it.”“You gotta change the word. The word is: I experimented. I didn't fail.”“You give other people the credit when things are right and take the hit when things are wrong. Because it is your job as the leader.”“People are our greatest blessing and they also give us the most trouble.”“I have to constantly stop and say: Let them do it. You did hand it off. Don't take it back. They're doing okay.”Key TakeawaysBusiness Is Hard. If you're a small business owner struggling to make it all work, you're in really good company. The struggle is normal, and you're not alone.Cut Through the Fog. You don't need to know the whole path. You just need enough clarity to light your next steps.Good News: You're the Problem. If your business is stuck, look in the mirror. That's not shame—it's a solvable problem.Succession Starts Now. Planning for legacy doesn't mean you're quitting. It means you're a good steward. Whether you have five team members or 500, the time to start is now.ResourcesBuild a Business You Love by Dave RamseyThe Ramsey ShowRamsey Solutions EntreLeadershipWatch on YouTube at: https://youtu.be/oOoV5G1Zi8EThis episode was produced by Sarah Vorhees Wendel of VW Sound
Subscribe to my newsletter: https://untangledfaith.substack.com Dan and Summer Watt & Melissa Hogan joined me for episode 39: The Problem with Financial Peace University and Dave Ramsey's Financial Rhetoric. This conversation we had was made possible by the fact that those of us involved in this episode have spent the last several years processing together our experiences with the ups and downs of Financial Peace University and the rhetoric coming from the Ramsey Show. While we all had different levels of understanding and adhering to the plan, each of us have found ourselves with serious questions. Some of these questions started before we broke ties with the organization and some of these realizations came later. We don't claim to be unbiased observers. We all have had very painful and disappointing experiences with Ramsey Solutions, but we don't think that negates the very real questions we raise. Links: D.L. Mayfield, The Myth of the American Dream Dan Watt- Why Write About Lampo? Dan Watt- Getting a Mortgage with no credit score American Gospel movie Subscribe to my newsletter: https://untangledfaith.substack.com Tell Your Friends! If you loved this episode, leave us a review on your favorite podcast app and share it with a friend. Tag us if you share it on social media. Follow Untangled Faith wherever you listen to podcasts Follow on Apple podcasts Subscribe on YouTube Follow on Spotify Follow on Podcast Addict Want to share your thoughts with us or talk about partnering with the show? Email: amy@untangledfaithpodcast.com Follow me on Instagram Follow me on Threads Follow me on BlueSky
Do you wish your church could have more financial margin for ministry? Are your people struggling with debt and low giving? In this episode of The Unstuck Church Podcast, Sean interviews George Kamel from Ramsey Solutions about how Financial Peace University is helping churches break free from financial stress. We're shooting straight with these questions. Why are so few churchgoers tithing regularly? How is debt truly impacting healthy church growth, and what are practical ways church leaders can start transforming their church's financial health today? George shares some remarkable statistics about how FPU is increasing per-donor giving in churches while helping congregations get serious about biblical stewardship. If money was one of Jesus' most discussed topics, it should probably tell us something. If you're tired of avoiding money conversations in your church, this episode is for you. This Episode is Brought to You By Planning Center: Are you struggling to keep your church organized and connected? Planning Center is the all-in-one church management software that solves your administrative challenges. You can effortlessly track first-time guests, manage volunteer schedules, and create easy ways for your congregation to get involved—all from a single platform. Whether you need a check-in system, event signups, or an online giving solution, Planning Center helps you nurture your community and keep people connected. Visit planningcenter.com to get started for free. Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram.
Dave Ramsey and his team are coming to the Valley with their Money & Relationships Tour. Dave joined the show to talk about it plus some money tips along the way.
We make no bones about it: we view excessive consumer debt as a huge risk factor in dating relationships, to the point where we turn away clients who carry consumer debt in excess of their annual income. Why do we feel so strongly about something that (in today's economy) seems so normal, even expected? In this episode, Megan and Steven unpack their feelings about debt and why it's a massive red flag in dating relationships. If you need help getting out of debt, we encourage you to check out the resources from Ramsey Solutions, including Financial Peace University: https://www.ramseysolutions.com/ Note: we do not receive any sort of sponsorship or kickback associated with promoting Ramsey Solutions; we simply stand by the efficacy of their process. Singles at SEA 2026: We'll be setting sail February 6-9, 2026 out of Miami, Florida on Wonder of the Seas and visiting The Bahamas! Prices subject to change, but you only need $200 to book a cabin/$100 per person if you book with a friend. Call Chelsea Fennell at 864-901-8233 Email: spinell@dreamvacations.com Get the From Singles, to Shepherds Info Guide Here! https://the-synchrony-project.mykajabi.com/from-singles-to-shepherds Contact: If you want to join the conversation about this topic and give your thoughts, reach out on Instagram, Facebook, YouTube, or at questions@synchronyproject.com. Learn more about our matchmaking services and dating resources at https://synchronyproject.com.
What does it take to build a thriving, value-driven organization? In this episode, Dave Ramsey breaks down the five stages every healthy business must grow through and shares practical wisdom he's learned while leading Ramsey Solutions. Watch video and download the leader guide: https://www.life.church/leadershippodcast/dave-ramseys-guide-to-business-growth
Meet George Kamel, a Ramsey Personality, personal finance expert, and #1 national bestselling author dedicated to helping you break free from the toxic money system and build real wealth. Since joining the Ramsey Solutions team in 2013, George has gone from a negative net worth and $40,000 in consumer debt to becoming a millionaire in under a decade by following Dave Ramsey's Baby Steps. As co-host of The Ramsey Show and Smart Money Happy Hour podcast, and through his popular YouTube channel, George educates and entertains with a snarky sense of humor, exposing the financial traps and lies designed to keep you broke. In his new book, George shares his personal journey and reveals how everyday people can escape the cycle of debt, cynicism, and hopelessness that's become all too common in today's world. He debunks myths like “student loans are the only way to a good job,” “car payments are just part of life,” and “you need a credit card to survive.” Through a millennial perspective, George exposes the pitfalls of credit cards, credit scores, student and car loans, mortgage mistakes, investing traps, and the relentless marketing that encourages overspending. Follow Travis on: – IG
Dave Ramsey is a personal finance expert, bestselling author, and radio host known for his no-nonsense approach to money management. After experiencing financial ruin in his twenties, Ramsey rebuilt his wealth and launched a mission to help others avoid the same mistakes. He created Financial Peace University, a step-by-step program that teaches people how to budget, eliminate debt, and build wealth. His “baby steps” plan and debt-free philosophy have guided millions toward financial stability and independence. Ramsey is the host of The Ramsey Show, a nationally syndicated radio program and podcast where he offers practical advice on money, relationships, and personal growth. Through Ramsey Solutions, he's built a media empire focused on financial education, reaching audiences through books, courses, events, and digital content. Grounded in Christian values and tough love, Ramsey's message continues to inspire a grassroots movement of people choosing to live debt-free and take control of their financial future. Shawn Ryan Show Sponsors: https://www.AmericanFinancing.net/SRS NMLS 182334, nmlsconsumeraccess.org https://www.identityguard.com/srs https://www.BetterHelp.com/SRS This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. https://www.bubsnaturals.com/SHAWN https://www.ShawnLikesGold.com https://www.drinkhoist.com - USE CODE "SRS" https://www.hometitlelock.com - USE CODE "SRS" https://www.Moinkbox.com/SRS https://www.PrepareWithShawn.com https://www.PatriotMobile.com/SRS https://www.Shopify.com/SRS Dave Ramsey Links: Build a Business You Love - https://ter.li/1izvr8 Tik Tok - https://www.tiktok.com/@daveramsey IG - https://www.instagram.com/daveramsey FB - https://www.facebook.com/daveramsey X - https://x.com/DaveRamsey Website - https://www.ramseysolutions.com Show - https://www.ramseysolutions.com/shows Coaching - https://www.ramseysolutions.com/life-and-career Learn more about your ad choices. Visit podcastchoices.com/adchoices
Get my New York Times Bestselling book, Make Money Easy!In this powerful conversation, Dave Ramsey shares the emotional scars from his early business struggles that transformed into 35 years of success. From the trenches of entrepreneurial battle, Dave reveals at Ramsey Solutions headquarters how the hardest work you'll ever do is during a business's earliest days, when you're doing everything yourself and feeling like you're on an endless treadmill. With refreshing vulnerability, he recounts how his wife's intuition has repeatedly saved him from disastrous business decisions, and explains why building a company culture where negativity isn't tolerated creates an environment that accomplishes the work of four times as many people. Whether you're launching your first business or aiming to leave a legacy, Dave's practical wisdom offers a roadmap for entrepreneurs who want to build something meaningful without sacrificing their soul in the process.Dave's new book Build a Business You Love: Mastering the Five Stages of BusinessDave's book Total Money MakeoverDave's book Entreleadership: 20 Years of Practical Business Wisdom from the TrenchesThe Ramsey Show podcastIn this episode you will learn:Why the first stage of business feels like a treadmill and how to strategically move beyond itThe three rules of business that apply to everyone: it takes twice as long, costs twice as much, and you're not the exceptionHow to develop the emotional resilience needed to handle the inevitable setbacks of entrepreneurshipWhy your first business idea is probably "an ugly gargoyle" that needs significant refinementHow creating a culture of trust allows Ramsey's 1,100 employees to accomplish the work of 4,000 peopleThe critical importance of taking your time with hiring decisions and why emotional competence trumps raw talentHow Dave structures his succession plan to ensure Ramsey Solutions thrives beyond his leadershipWhy Dave considers stewardship—viewing the business as God's, not his own—the foundation of his successFor more information go to https://www.lewishowes.com/1758For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you'll love:Anas Bukhash – greatness.lnk.to/1753SCAnthony O'Neal – greatness.lnk.to/1738SCAlex Hormozi – greatness.lnk.to/1723SC Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX
Too many entrepreneurs get stuck on the business treadmill, hustling nonstop, unable to scale, and unknowingly stalling their growth. That's where Dave Ramsey began. After crashing into $3 million in debt, he rebuilt from scratch, turning a small radio program into a national show with millions of listeners. With over three decades of experience in entrepreneurship, business growth, and content creation, he knows what it takes to build a lasting business. In this episode, Dave reveals the six drivers of long-term success, the five key stages of startup growth, and how he balances life as an entrepreneur and a content creator. In this episode, Hala and Dave will discuss: (00:00) Introduction (00:23) The Core Principles of Financial Freedom (05:42) Adapting to Change as a Content Creator (09:22) Balancing Content Creation and Entrepreneurship (12:34) How to Create a Clear Path in Business (15:19) The Truth About Starting a Business Today (18:22) The Six Drivers of Business Success (26:20) Shifting From Tactical to Strategic Thinking (29:44) The Five Stages of Business Growth (41:10) Leading with Care, Clarity, and Accountability (47:10) Identifying the Right Leadership Skills (48:35) Starting a Media Business as an Entrepreneur Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. Over the past three decades, he has built a legacy of helping millions achieve financial freedom. As the host of The Ramsey Show, Dave reaches more than 18 million listeners each week. He is the author of eight national bestselling books. His latest, Build a Business You Love, helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify OpenPhone: Streamline and scale your customer communications with OpenPhone. Get 20% off your first 6 months at openphone.com/profiting Airbnb - Find yourself a co-host at airbnb.com/host Indeed - Get a $75 sponsored job credit at indeed.com/profiting RobinHood - Receive your 3% boost on annual IRA contributions, sign up at robinhood.com/gold Factor - Get 50% off your first box plus free shipping at factormeals.com/factorpodcast Rakuten - Save while shopping at rakuten.com Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Resources Mentioned: Dave's Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove Dave's Website: ramseysolutions.com Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.
In this episode, JB is joined by Alex(ander) MacArthur, a Senior Software Engineer at Ramsey Solutions. He shares with us his story on how he became a software engineer, overworking himself to the point of a health scare God used to realign his focus, and the overall need of prioritizing God in all we do. We even talked about creative liberties when it comes to creating films or series around the Scriptures (e.g. The House of David, The Chosen, etc.)Connect with Alex(ander) MacArthurLinkedIn - https://codefellowship.co/amaclinkedinX - https://codefellowship.co/amacxPicPerf - https://picperf.io/Blog - https://macarthur.me/You are invited to join us over at the codeFellowship( ) Community - https://discord.gg/eK97ZnECPkFollow us on Social Media:X - https://x.com/code_fellowshipLinkedIn - https://www.linkedin.com/company/codefellowship/Other ways to listen to the podcast:Spotify - https://open.spotify.com/show/2hV6L1ezAvj70fErjndfD1Apple Podcasts - https://podcasts.apple.com/us/podcast/codefellowship/id1609574437Chapters:00:00 Introduction03:57 Faith Journey and Personal Testimony10:00 Intersection of Faith and Technology18:00 Daily Routine and Work Environment24:09 Balancing Work, Family, and Faith29:51 Lessons Learned and Personal Growth37:45 The Living Word: Personal Reflections on Scripture39:54 Embodiment of Faith: Honoring Christ in Daily Life40:57 The Spirit's Guidance: Speaking Truth in Relationships42:44 Creative Liberty: Faith in Storytelling and Media50:46 Discernment in Faith-Based Media: Balancing Creativity and Scripture58:22 Sharing Wisdom: Final Thoughts and RecommendationsThanks for Listening. God Bless!
Benny Carreon, Dennis, and Marc A Wolfe explore the pervasive 'yeah, but' mentality that often hinders personal and professional growth as discussed in Marc's book. They discuss the internal and external barriers that lead to hesitation in pursuing goals, the role of fear in decision-making, and the importance of fostering a culture of openness and support in the workplace. The conversation emphasizes the need for self-awareness, the courage to overcome fears, and the responsibility of managers to motivate and engage their employees. Ultimately, the discussion encourages listeners to embrace a growth mindset and view challenges as opportunities for development. Marc A. Wolfe's curiosity was evident early on when the eager fourth grader was kicked out of his New Jersey public school—for being too helpful in explaining lessons. Though confused by their decision, Marc discovered his calling: empowering people to unlock their boundless potential.This passion lit an unexpected career fuse, beginning as a 16-year-old freelance photographer capturing Presidents, pro athletes, and celebrities. Pivoting his creative eye, Marc became a pioneering Apple computer dealer, reinforcing the magic of Macs in companies like CNBC, TXU Communications, GAF, and Tiffany & Co. years before the iPod existed. But hardware was the means, not the endgame. Marc yearned to directly uplift leaders in transformational growth. So adding to his work as an innovation and strategy consultant, he also became an International Coaching Federation (ICF) certified executive coach, blending insights across healthcare, entertainment, finance, and more. Offering empathy, humor, and wisdom, Marc facilitates getting leaders unstuck at organizations such as Bridgestone, Tufts Health Plan, Ramsey Solutions, Synnex, Thread Bank, and Choice Hotels Owners Council.Expanding his reach, Marc contributed leadership articles to Forbes.com while also serving as an INC5000 Executive Coach. Understanding great collaborations fuse heart and mind, Marc served as a Facilitator for Marshall Goldsmith's MG100—fostering human-centered breakthroughs.With his bestselling book “Yeah, But...Cut Through the Noise to Live, Learn and Lead Better,” Marc combines a career of unexpected pivots into practical leadership perspectives. Audiences relate to this witty Jersey guy living his best life outside of Nashville, TN, with his forever bride while his two adult daughters are nearby.Marc guides his clients to action by connecting authentically and meeting people where they are at. He mixes humor, vulnerability, and wisdom distilled from unplanned detours into surprisingly impactful destinations. He always turns “Conversations into Outcomes”Connect with Marc https://www.linkedin.com/in/marcwolfeLearn more and get resources www.marcAwolfe.comOrder his latest book https://www.amazon.com/stores/Marc-A.-Wolfe/author/B0DTKV1T5Q?Listen to The Yeah, But Podcast https://pod.link/1779330379 Hosted by Benny Carreon and Dennis JacksonDennis Jackson-WorX Solution- dennisj@worxsolution.com ; www.worxsolution.comBenny Carreon- Velocity Technology Group- benny@velocitytechnology.group;https://velocitytechnology.group
Planning for Trade Shows is stressful enough, let alone when you are overwhelmed by stress at home. Because that stress follows you to work. So in this different episode of Trade Show University, join host Jim Cermak as he interviews financial coach, Joel Bromley, who received the blessing of Dave Ramsey to launch his Financial Reset package!Are you feeling overwhelmed by financial stress? In this episode, we dive into the journey of Joel and Caitlin Bromley, founders of Bromley Financial Coaching. They turned their own financial struggles into a mission to help others achieve financial independence and peace of mind.***************************Get your FINANCIAL RESET package here: https://www.bromleyfinancialcoaching.com/2025-financial-reset-bundle?linkId=lp_087032&sourceId=jim-cermak&tenantId=bromleyfc***************************Want More LEADS, More SALES and More PROFITS at your next Trade Show? Book a free 15-minute strategy call here: https://calendly.com/tradeshowu***************************Joel shares how their personal experiences with debt, property management, and full-time jobs led them to seek a better way to handle money. They began by leading a small finance group at their church, which eventually evolved into a full-fledged coaching service. Inspired by principles from Ramsey Solutions, they crafted their own program tailored to help people understand and manage their finances without the pressure of sales pitches for investments or insurance.Throughout the discussion, Joel highlights common financial pitfalls, like the trap of comparison, unintentional spending, and the fear of facing financial realities. He emphasizes the power of knowledge, intentionality, and the impact of small, consistent changes—like re-evaluating insurance plans or meal planning—to free up cash and reduce anxiety.The Bromleys also introduce their comprehensive 2025 Financial Reset package. It's packed with over 40 pages of resources, including financial audits, goal-setting tools, budgeting strategies, and essential questions for financial advisors. This toolkit is designed to help you build a solid financial foundation, prepare for tax season, and plan for the future, whether you're in Canada or beyond.If you're ready to flip the script on your finances and start living the life you truly want, this episode is a must-watch. Learn practical tips, gain valuable insights, and get inspired to take control of your financial future with confidence and clarity.Connect with Joel Bromley:Website: https://www.bromleyfinancialcoaching.com/LinkedIn: https://www.linkedin.com/in/joelbromley/Get your FINANCIAL RESET package here: https://www.bromleyfinancialcoaching.com/2025-financial-reset-bundle?linkId=lp_087032&sourceId=jim-cermak&tenantId=bromleyfc
Today we are sitting down with John Felkins! John has been with Ramsey Solutions for 12 years and is currently the Executive Director of EntreLeadership Elite, Dave Ramsey's leadership coaching program for business owners. Throughout our chat John shares his expert advice and leadership insights to break down the 5 stages of business which he uses to help thousands of leaders grow personally, lead their teams effectively, and scale their businesses the right way through EntreLeadership Elite. We ask John to share with our audience how they can learn which stage they are in, what are the next steps after determining their current stage, and what are some common mistakes that he sees entrepreneurs make? Listen in on our conversation with John Felkins and learn all about the EntreLeadership coaching program, what you can learn from the 5 stages of business, and so much more, on this week's episode of The Heart and Hustle Podcast. --------------------------------- Determine Your Why Freebie: https://theheartuniversity.com/why --------------------------------- Website Templates: www.theheartuniversity.com/website-templates --------------------------------- Check Out Our Course Library: https://theheartuniversity.com/courses --------------------------------- Connect with John and Check Out EntreLeadership: EntreLeadership: https://ter.li/75s3ah EntreLeadership (the book): https://ter.li/hvc7ls Build a Business You Love (the book): https://ter.li/ok1kg2 --------------------------------- Watch on YouTube: https://youtube.com/@theheartuniversitychannel?si=33lzxpBA9UxKlgTE --------------------------------- If you want to connect with us and other listeners in the Heart and Hustle community join our Facebook group here. --------------------------------- “PODCAST10” for 10% off anything from The Shop! www.theheartuniversity.com/shop --------------------------------- Follow along: www.instagram.com/mrslindseyroman www.instagram.com/evierupp www.instagram.com/theheartuniversity
Financial expert, best-selling author, and YouTuber George Kamel from Ramsey Solutions joins Blake to discuss faith, finances, and breaking free from debt. He shares his personal journey from financial struggle to becoming debt-free and emphasizes the importance of shifting from a scarcity mindset to an abundance mindset rooted in biblical principles. The discussion explores how cultural financial habits often lead to stress and frustration, while applying disciplined financial stewardship can create freedom and long-term stability. Blake and George also touch on the role of mindset in financial success, the church's perspective on wealth, and the power of trusting God while taking practical steps toward financial peace. In this episode, you'll be able to… Discover the most common financial mistakes people make—and how to avoid them. Get practical strategies for getting out of debt and staying debt-free. Understand the importance of a budget and how to make your money work for you. To connect with George… Website: ramseysolutions.com YouTube: @georgekamel Instagram: @georgekamel Facebook: @georgekamel TikTok: @georgekamel Thanks to our sponsors! AquaTru - Get 20% off any aqua purifier when you use code BLAKE on AquaTru.com. AirDoctor - Visit airdoctorpro.com and get up to $300 off an air purifier when you using the code BLAKE and get a FREE 3-year warranty! Fatty15 - Take charge of your health by visiting fatty15.com/BLAKE and using the code HEALTHY to get an extra 15% off your 90-day subscription Starter Kit. Learn more about your ad choices. Visit megaphone.fm/adchoices
Known for his no-nonsense approach to money and his former role as a Ramsey Solutions personality, guest Anthony O'Neal has helped millions take control of their finances. He has written several books, including his latest, Take Your Seat at the Table, where he empowers readers to create a vision for their lives and build wealth on their terms.In this episode, Anthony shares his remarkable journey from being a 19-year-old drowning in $35,000 of debt to becoming debt-free and building a seven-figure business. He opens up about his time working with Dave Ramsey, how it influenced his financial philosophy, and why he eventually decided to strike out on his own to bring financial education to underserved communities.You'll learn:The money mistakes Anthony made at 19 and how he turned his life around.The importance of avoiding consumer debt and focusing on building assets.How faith and purpose are pivotal in Anthony's financial teachings.Why creating a clear vision for your life is the first step to achieving financial freedom.Practical steps for eliminating debt, building generational wealth, and owning your financial life.Sign up for Farnoosh's free Investing BlueprintFollow on InstagramJoin the So Money Members ClubLeave a review on Apple PodcastsOrder Farnoosh's new book, A Healthy State of PanicThis episode originally aired on January 8, 2025.
Ramsey: https://www.youtube.com/@TheRamseyShowEpisodes
About the Guest(s): Rachel Cruze: Rachel Cruze is a finance speaker, and author, best known as the daughter of renowned financial professional Dave Ramsey. With a mission to educate and empower individuals on their financial journey, Rachel has authored multiple best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids. She co-hosts The Rachel Cruze Show and has a knack for breaking down complex financial topics into practical steps for everyday people. Rachel is also a prominent personality at Ramsey Solutions, where she continues to influence and inspire through her various roles. Episode Summary: In this illuminating episode of the Who Ya Know Show, host Trevor Houston welcomes finance professional Rachel Cruze to discuss the art of financial intentionality and contentment. Rachel delves into her upbringing as the daughter of Dave Ramsey, sharing how her parents' approach to financial education shaped her perspective. She reflects on the lessons learned from her parents' bankruptcy and how those experiences have influenced her work today. Rachel also highlights the importance of budgeting, intentional spending, and the emotional aspects of money management. The conversation transitions into a detailed analysis of modern financial challenges, emphasizing the need for intentionality in money management. Rachel shares strategies for creating effective budgets, reducing financial stress, and cultivating a mindset of contentment and gratitude. She touches on the pitfalls of a victim mentality and the societal pressures that often lead individuals to equate their net worth with their self-worth. Rachel's insights are both practical and profound, offering listeners actionable steps to take control of their financial future. Resources: Rachel Cruze's Book:https://ter.li/0uz692 Subscribe: https://podcasters.spotify.com/pod/show/who-ya-know-show Trevor Houston is a licensed financial professional offering insurance/financial products through various carriers. For more info visit http://cpwstrategies.com Chapters: (0:00) Growing Up With Financial Lessons From Dave Ramsey (4:49) The Emotional and Psychological Impact of Money and Financial Struggles (13:29) The Power of Gratitude and Overcoming Adversity (23:28) The Importance of Being Intentional With Your Money (31:26) The Importance of Financial Literacy and Early Education (35:40) Navigating Envy and Criticism in the Age of Social Media (40:11) Father-Son Bonding Through Dollar-for-Dollar Incentives (41:05) Rachel Cruze on Financial Wisdom and Hope
In today's episode, I was fortunate enough to sit down with Anthony O'Neal, who made a name for himself after leaving the Ramsey Solutions team years ago. With his new book released earlier this month, I wanted to dive deeper into who he is after turning 40, his beliefs about therapy, and how he finds peace in being single. Join us as we explore who Anthony O'Neal is! Important Links: Grow Your Email List: https://listmagnet.io Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360, here: https://equipt360.com/ Need help starting your business?: https://www.bizassistagency.com Join my Mastermind: https://creatorsnextlevel.com Personal Brand Builder: https://moneyfaithandbusiness.com/brand
Amy Fritz reflects on the 4 year anniversary of the Religion News Service article Is Dave Ramsey's Company the Best Place to Work? Say No and You're Out. Heather Fulk joins Amy to talk about going on the record for that article. Subscribe to my newsletter: https://untangledfaith.substack.com In this episode you'll find Origin of the RNS article Heather Fulk shares what it's like to go decide to go on the record. Amy reflects on the Ramsey response and the main RNS article Featured Guest Heather Fulk Resources mentioned Ramsey Solutions, Dave Ramsey Episodes | Untangled Faith Dave Ramsey, Christian person finance guru, defies COVID-19 to keep staff at desks. Is Dave Ramsey's empire the ‘best place to work in America'? Say no and you're out. Full Ramsey Solutions Response. Exclusive: Audio Shows Dave Ramsey's Board Knowingly Kept Adulterous Personality on Staff. At Dave Ramsey's company, some sex outside marriage was OK, court documents show Dave Ramsey Sued for $150 Million By Former Fans Who Followed His Time Share Exit Advice Tell Your Friends! If you loved this episode, leave us a review on your favorite podcast app and share it with a friend. Tag us if you share it on social media. Follow Untangled Faith wherever you listen to podcasts Follow on Apple podcasts Subscribe on YouTube Follow on Spotify Follow on Podcast Addict Want to share your thoughts with us or talk about partnering with the show? Email: amy@untangledfaithpodcast.com Follow me on Instagram Follow me on Threads Follow me on BlueSky
On this episode of The Wealthy Way, I sit down with none other than Dave Ramsey a financial powerhouse who's helped millions achieve financial freedom. As the CEO of Ramsey Solutions and the voice behind the nationally syndicated The Ramsey Show, Dave has decades of experience helping people crush debt, grow wealth, and live with purpose.We cover some game-changing topics, starting with 2025 trends and predictions that every entrepreneur needs to know. Dave doesn't shy away from the big debates like budgeting versus increasing income and offers a fresh take on real estate debt that might surprise you. He also opens up about his own real estate journey and how his debt-free philosophy has shaped not just his business decisions but his life.We explore how staying out of debt can give you an edge, why managing monthly business expenses is crucial, and how to adapt in a rapidly changing world without losing sight of timeless principles. From the impact of AI on business to the lessons Dave has learned from failures, this conversation is packed with insights. We even dive into how Christian values influence his business approach and how they compare to secular business strategies.For a little extra inspiration, Dave shares what keeps him motivated after all these years and his evolving beliefs about retirement and success. Oh, and don't miss his behind-the-scenes insights from interviewing Donald Trump and what's on the horizon for him and Ramsey Solutions.This episode is more than just financial advice it's a blueprint for creating a life that balances faith, family, and business. If you're ready to challenge the way you think about money, success, and purpose, this one's for you.Connect with Dave:Website: https://ter.li/lx4ub1IG: https://www.instagram.com/daveramsey/YouTube: @TheRamseyShow ---If you want to level up, text me at 725-527-7783! Get access to our real estate community, coaching, courses, and events at Wealthy University https://www.wealthyuniversity.com/Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://www.wealthykingdom.com/--- ---About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media a...
Known for his no-nonsense approach to money and his former role as a Ramsey Solutions personality, guest Anthony O'Neal has helped millions take control of their finances. He has written several books, including his latest, Take Your Seat at the Table, where he empowers readers to create a vision for their lives and build wealth on their terms.In this episode, Anthony shares his remarkable journey from being a 19-year-old drowning in $35,000 of debt to becoming debt-free and building a seven-figure business. He opens up about his time working with Dave Ramsey, how it influenced his financial philosophy, and why he eventually decided to strike out on his own to bring financial education to underserved communities.You'll learn:The money mistakes Anthony made at 19 and how he turned his life around.The importance of avoiding consumer debt and focusing on building assets.How faith and purpose are pivotal in Anthony's financial teachings.Why creating a clear vision for your life is the first step to achieving financial freedom.Practical steps for eliminating debt, building generational wealth, and owning your financial life.Sign up for Farnoosh's free Investing BlueprintFollow on InstagramJoin the So Money Members ClubLeave a review on Apple PodcastsOrder Farnoosh's new book, A Healthy State of Panic
[Newsweek] Baby boomers are expected to leave $17 trillion in home equity to their heirs [MSN] A daughter tells Ramsey Solutions why she is refusing to help her mother with a reverse mortgage to cover property charges- Now her family resents her. [Housing Wire] Reverse Mortgages make a splash at the MBA's annual conference. Watch our video podcast here!
President-elect Donald Trump nominated Robert F. Kennedy Jr. to lead the Department of Health and Human Services, however some lawmakers are concerned about his stances on various health issues such as abortion, vaccines, and food dye. RFK Jr. kicked off a week-long visit to Capitol Hill on Monday, where he will meet with Republican senators, hoping to be confirmed into the President-elect's cabinet. FOX News Senior National Correspondent Aishah Hasnie joins to break down RFK's recent controversy surrounding the polio vaccine and why it may be a long confirmation process. The Trump campaign made big promises on the trail about bringing jobs back to the United States, and now some plans are unfolding as Trump draws in investments from various companies. Softbank CEO Masayoshi Son announced a $100 billion investment in the United States as the President-elect remains hopeful that tax cuts and tariffs will bring down inflation and bring jobs back. FOX Business White House Correspondent Edward Lawrence joins the Rundown to discuss what the Softbank investment means for Americans, the President-elect's plans to bring down inflation, and why big tech CEOs are flocking to meet with the next resident of the Oval Office. Plus, commentary from Ramsey Solutions financial expert and host of "The Rachel Cruze Show," Rachel Cruze. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices
Rachel Cruze is a two-time #1 national bestselling author, financial expert, host of The Rachel Cruze Show and co-host of Smart Money Happy Hour. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, budget and win with money at any stage in life. She's an energetic and thought-provoking speaker and has been speaking to audiences as large as 10,000 since the age of 15 when she began making appearances with her father, Dave Ramsey. She has appeared on Good Morning America, Today, Live With Kelly and Ryan, CNN Tonight, Fox and Friends and the Rachael Ray Show and has been featured in the Woman's Day, Success and Real Simple magazines. Rachel believes it's possible for anyone to turn around their finances, win with money, and build a life they love. Check out her new children's book called "I'm Glad When I Can Share" - https://ter.li/5vu95p
This week we're featuring two interviews we did this year - one with Jade Warshaw from Ramsey Solutions and other with George Kamel also from Ramsey Solutions. If you're not familiar with Ramsey Solutions, this is a company owned by Dave Ramsey, the personal finance guru that many people know. Jade and George are personalities on Dave's team and they both joined me this year to share their unique stories about becoming debt free and mortgage free. Both of these interviews were very popular on our YouTube channel so I thought I would share them with you all today AND hopefully it'll motivate you on your debt free and mortgage free journeys. EPISODE RESOURCES: Recommended Resources Jade Warshaw: https://www.ramseysolutions.com/jade-warshaw George Kamel (book): https://amzn.to/3Ztn1ir (affiliate) George Kamel: https://www.ramseysolutions.com/george-kamel #BigTipTuesday Details: https://marriagekidsandmoney.com/why-were-giving-100-tips-this-holiday-season-and-why-we-want-you-to-join-us/ Voicemail: https://marriagekidsandmoney.com/voicemail (tell me about your #BigTipTuesday adventures!) GUEST BIO - Jade Warshaw Ever since paying off over $460,000 in debt with my husband, Sam, I've been coaching others on how to pay off their own debt by shifting their mindset, beliefs and actions around money. I absolutely love talking to people about all things finance (especially if there's food involved), and I can't wait to get to know you! GUEST BIO - George Kamel George Kamel is a Ramsey Personality and personal finance expert. Since 2013, he has served on the Ramsey team speaking nationwide and cohosting The Ramsey Show and Smart Money Happy Hour podcast. George educates and entertains on his YouTube channel, exposing the financial system designed to keep you broke. SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://marriagekidsandmoney.com HOST BIO: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing on his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Kayli Groves Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
Hey friends! Welcome to Girls' Night! I can't wait for today's episode. Today we're talking about how to talk about money with your spouse as a newlywed. Money is stressful for everybody, but it's especially hard on newlyweds. You have your own money and now suddenly what's yours is theirs and what's theirs is yours and you have to figure out how to spend (and NOT spend) it all together. And really, whether you've been married for 2 years or 20 years, money is always going to be a topic of discussion, so the earlier you can talk through this, and learn how to talk about it, the better! Our guest for today's episode is a Girls Night favorite — my friend, Rachel Cruze. Rachel is a two-time #1 national bestselling author, financial expert, and podcast host. Since 2010, Rachel has served at Ramsey Solutions, where she teaches people how to avoid debt, budget, and win with money at any stage in life. Rachel believes it's possible for anyone to turn around their finances and build a life they love. The advice Rachel shares in this episode is everything I wish I could go back and tell myself and the beginning of marriage — so grab a note pad if you can because she's sharing all the tips! Okay friends, let's hop into the episode! Learn more about your ad choices. Visit megaphone.fm/adchoices
Fill out this application to join my group coaching program in 2025!Episode #144 is all about learning the tools you need to quit your job the right way. Rachel Cruze joins us to share her expert tips for leaving your 9-to-5.Rachel Cruze, a two-time #1 national bestselling author and financial expert, has been helping people win with money at Ramsey Solutions since 2010. As the host of The Rachel Cruze Show and co-host of Smart Money Happy Hour, Rachel has been inspiring audiences alongside her father, Dave Ramsey, since she was 15!For more on Rachel, follow her on social media, and to purchase any of her books, visit: RamseySolutions.com/rachel-cruzeJoin my weekly Newsletter for updates on podcast episodes, new blog posts and interviews, monetization and marketing ideas, giveaways, and so much more!Related: Start Your Own Business! Career Ideas for MomsRelated: Unique Gift Ideas for Working Moms!*This podcast is brought to you by Tinseltown Mom*If you've received value from any these episodes I'd love for you to head over to Apple and leave an encouraging review. These reviews help other moms find my podcast. They're also uplifting to read! Just go to Apple podcasts, scroll down to “Ratings and Reviews,” and tap to rate and write a review. Thank you in advance!Follow Me!TinseltownMom BlogInstagramFacebookXPinterestLinkedIn
“It's very important that the message bearer who's up there selling that idea cares very, very deeply about it, and they would give it just as much energy if there were 5 people in the room, as if there were 5,000 people in the room.”Running your own business is extremely challenging, but doing what you love can make it a bit easier. This week, Jack Galloway joined us on the show to talk about the importance of concentrating on what you care about. Jack got his start working with Dave Ramsey for over 22 years, where he received a behind-the-scenes look into how to build a team from the ground up.Throughout his time at Ramsey Solutions, Jack learned countless lessons about running a business, including the significance of criticism, why simplicity matters, the wisdom that comes with repetition, and much, much more! Jack has a ton of wisdom and advice to share, and I know you'll get a lot out of this episode. You'll learn:The importance of listening to your audience's needsWhy practice makes perfectHow to be successful as a “solo-preneur”To surround yourself with good workers and friendsWhat can make or break a small businessAnd much more!"Focus on keeping the main thing, the main thing”Episode Resources:Jack's WebsiteGet Free Speaker ResourcesBook a Call with The Speaker LabCalculate Your Speaking FeeJoin The Speaker Lab Community on FacebookSubscribe on Apple PodcastsSubscribe on SpotifySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Which has destroyed the lives of more Americans: Iran and Russia, or our domestic credit card companies? Dave Ramsey on the real threat we face, which is debt slavery. Dave Ramsey is the founder and CEO of the company Ramsey Solutions, where he's helped people take control of their money and their lives since 1992. He's also an eight-time national bestselling author, personal finance expert and host of The Ramsey Show. After battling his way out of bankruptcy and millions of dollars of debt, Dave set out to change the toxic money culture for good—making it his company's mission to provide biblically based, commonsense education and empowerment that give HOPE to everyone in every walk of life. Learn more here: https://ter.li/xy2fik (00:00) How Banks Exploit You With Debt (09:11) How Cash Changes Your Psychology (21:58) Why Our Leaders Oppress the Poor (30:49) The Unknown Side Effects of Debt (38:14) Dave's Proven Successful Plan to Pay off Your Debt (59:01) The Student Loan Forgiveness Scam (1:12:03) Dave's Key to a Successful Marriage (1:23:29) The Key to Building Wealth Paid partnerships with: Eight Sleep Get $350 off the Pod 4 Ultra https://EightSleep.com/Tucker PureTalk https://PureTalk.com/Tucker Get 50% off first month Meriwether Farms https://MeriwetherFarms.com/Tucker Use promo code “TCN10” to save Learn more about your ad choices. Visit megaphone.fm/adchoices
NOT going to lie, this episode was a wee bit nerve racking to record!!! Despite the, ahem, LARGE number of requests we received for this topic (which would make you think it was ubiquitously reviled), the acolytes in this group ride HARD for their leader! Money and religion are the twin engines that make the world go ‘round, dear culties, and as such, they are the perfect mediums for sinister influence. This week's subject has been ~blessing~ the airwaves and teaching your parents how to be debt free AND godly since the 1990s…the OG finance bro…the one and only… Dave Ramsey. This week, Amanda and Reese take a trepidatious foray into the chaotic, testosterone-filled, rapidly aging world of Ramsey Solutions with the help of seasoned Dave Ramsey experts (though, tbh, *survivors* is probably a more apt word) Jen Smith and Jill Sirianni from the Frugal Friends Podcast. Follow us on IG @soundslikeacultpod @amanda_montell @chelseaxcharles @reesaronii Watch the new season of Sounds Like A Cult on YouTube! To order Amanda's new book, The Age of Magical Overthinking: Notes on Modern Irrationality, click here. To subscribe to Amanda's new Magical Overthinkers podcast, click here :) Thank you to our sponsors! Head to Squarespace.com for a free trial, and when you're ready to launch, go to https://www.squarespace.com/CULT to save 10% off your first purchase of a website or domain. Earn points by paying rent right now when you go to joinbilt.com/CULT. Shop the SKIMS bras at SKIMS.com. After you place your order, select "Sounds Like A Cult" in the survey and select our show in the dropdown menu that follows.