Podcasts about FO

Have you ever thought about running paid ads for lead generation? I know running ads has a bad rep in the online space amongst the organic reach girlies, but when you are a business owner who wants to throw gasoline on what's already working in your business, paid ads are a great option. They are a low lift way to reach more of your ideal clients and make more sales.If you are someone who has been thinking about getting started with paid ads or wants to give them another try after not seeing much success, today's interview is for you. I chat with Fo Alexander all about how paid ads for lead generation work best and set you up for sustainable marketing. Fo shares so many great insights on getting started with paid ads, and she is an open book, sharing all the tea on paid ads. Make sure to grab your notebook and pen because you are going to want to take notes.In this episode, you will learn:What you need to know before running paid ads for lead generationWhy an ad campaign that doesn't convert isn't a failureHow much money you actually need to spend on an ad campaignThe difference between boosting a post and running an ad campaignConnect with Fo Alexander:Instagram: @themonetizedmom and @thefoalexanderThe Monetized Mom PodcastYouTubeJoin the Monetized Mom email communityResources Mentioned in Today's Episode:The Monetized Mom bookAds Course (This is an affiliate link, meaning I may earn a small commission on your purchase at no additional cost to you) Ways I Can Serve You:Join the Evergreen Marketing Era NewsletterEvergreen Marketing AcceleratorVIP Podcast Launch

In this edition: 01. AMSAT-EA PocketQube 02. Below are recurring links that normally do not change 03. AMSAT Awards 04. Donate to AMSAT 05. FO-29 Schedule 06. FO-99 Schedule 07. AMSAT Keps Link 08. AMSAT Distance Records 09. AMSAT Membership 10. AMSAT President Club 11. Satellite Status Page 12. Satellite Status Page 2 13. FM Satellite Frequencies 14. Linear Satellite Frequencies 15. ISS pass prediction times 16. AMSAT Ambassador Program 17. AMSAT News Service 18. AMSAT GOLF Program 19. AMSAT Hardware Store 20. AMSAT Gear on Zazzle 21. AMSAT Remove Before Flight Keychains 22. AMSAT on X (Twitter) 23. and more.

In this edition: 01. NASA Ends Crew 11 Mission 02. NASA Marks 50 Years of GOES Satellites 03. SpaceX lowering orbits of Starlink Satellites 04. CCSDS Webinar via Zoom 05. Below are recurring links that normally do not change 06. AMSAT Awards 07. Donate to AMSAT 08. FO-29 Schedule 09. FO-99 Schedule 10. AMSAT Keps Link 11. AMSAT Distance Records 12. AMSAT Membership 13. AMSAT President Club 14. Satellite Status Page 15. Satellite Status Page 2 16. FM Satellite Frequencies 17. Linear Satellite Frequencies 18. ISS pass prediction times 19. AMSAT Ambassador Program 20. AMSAT News Service 21. AMSAT GOLF Program 22. AMSAT Hardware Store 23. AMSAT Gear on Zazzle 24. AMSAT Remove Before Flight Keychains 25. AMSAT on X (Twitter) 26. and more.

In this episode, 10 Family Office Myths exposed (and debunked). https://youtu.be/j1cgcZZcRBM Welcome back and Happy New Year on the Wealth Actually podcast. I’m Frazer Rice. We have a fun show today where we talk about 10 myths in the family office space. Mark Tepsich, who runs the family office governance practice at UBS is here as we dish into the ideas and concepts that are misunderstood in the family office world. Summary This conversation delves into the complexities and myths surrounding family offices, exploring their structure, governance, and the unique challenges they face in wealth management. The discussion highlights the importance of understanding the specific needs of families and the role of family offices in managing complexity and preserving wealth across generations. It also addresses common misconceptions about family offices, including their necessity, governance, and their relationship with institutional investors. Takeaways Family offices are established to manage complexity in wealth.Not all family offices are the same; each has unique needs.Governance frameworks are essential for effective family office management.Many family offices outsource functions rather than internalizing them.The myth that 85-90% of family offices shouldn’t exist is false.Shirt sleeves to shirt sleeves is a debated concept in wealth preservation.Family offices need to adapt to the evolving needs of families.Investment functions in family offices are often secondary to administrative roles.Family offices are driven by complexity rather than just size.The future of family offices may involve more direct investment opportunities. Chapters: Family Office Confidential 00:00 Understanding Family Offices: Myths and Realities02:02 The Complexity of Family Office Structures04:37 Debunking Common Myths About Family Offices06:17 The Role of Outsourcing in Family Offices07:54 Generational Wealth: The Shirt Sleeves Myth10:51 Flexibility vs. Permanence in Family Offices12:48 Governance and Decision-Making in Family Offices15:49 Investment Functions in Family Offices18:05 Size vs. Complexity in Family Offices20:09 Family Offices vs. Institutional Capital21:19 The Aspirational Nature of Family Offices23:30 The Relationship Between Family Offices and Institutions25:36 Technology in Family Offices: Current Trends29:03 Family Offices and Private Equity: A Comparative Analysis Myths 85-95% of FO’s should not exist vs. “there is no such thing as a family office’ Family office internalize everything A Family Office Anchored by an operating business is the same that is one funded solely by liquidity event Shirtsleeves to Shirtsleeves is myth Family offices are designed to be permanent’ Family Offices don’t need high end (almost SOX) like governance Family Offices are driven by net worth (no, by complexity) Family Offices are built on a robust investment function (no, it”s complexity management- often rooted in bookkeeping and accounting) Family Offices are like institutional Capital (no, many more motivations than pure returns- including whimsy and the knee-jerk ability to override the IPS) Family Offices are the right result for a career (they could be, but it is extremely unlikely- a lot of things have to be “just right” and there is little to know patience for development Family Offices make great wealth clients (very much depends on the function and the product- they can be difficult consumers) Family office tech is best – in – breed (No and it probably never will be) Family offices shun Large institutions (Surprisingly, no- needed for deals, expertise, and most importnatly financing and introductions) Keywords family offices, wealth management, governance, investment strategies, family dynamics, myths, financial planning, family wealth, complexity management, family governance Transcript: Family Office Myths Busted Frazer Rice (00:04.462): Welcome board, Mark. Mark Tepsich: Hey, Frazer, good to see you again. Appreciate the opportunity. Frazer Rice: Likewise. So let’s get started first. We’re going to go into some of the myths around family offices. But you really participate in kind of an interesting subset of that in terms of helping families design and govern them. What exactly does that mean on a day-to-day basis for you? Mark Tepsich: Yeah, good question. So, you know, it means a couple of things, right? So if you think about a family office, you have families that are at the inception point, right? Where things are getting too complex for them. They need to set up some sort of infrastructure. And it’s really like, what is a family office? What can it do for me? What are the pros, cons, and trade-offs? Where do I start? What’s the infrastructure, the systems? Who do I hire? How do I structure a compensation? So you’ve got families maybe coming at it. From post liquidity event, maybe coming at it from, we need to lift up, lift out this embedded family office out of the business to, hey, we’re an existing family office. We’ve got, you know, we’re evolving, right? The family’s growing, their enterprise is changing, the world around us is changing. People are leaving the family office, the next gen’s getting incorporated into the family office in some way. We’ve got some questions that could be, how do we engage the next generation through the family office? Mark Tepsich (01:21.614): How do we make decisions, communicate around our shared assets and resources, which could be a portfolio, maybe even a business, or hey, how do we come together and hire? What is this profile of this person look like? Who should we hire and not hire? What’s the structure of their compensation, carry co-investment, leverage co-investment? What’s the tech stack look like across accounting, consulting, reporting? Now, how do we insource and outsource? So it’s sort of. I like to call it organizational capabilities. So, you know, sometimes it’s soup to nuts, like starting from zero, other times it’s, we’ve been around for a long time, but we have a couple of questions. So that’s kind of my day to day. And, you know, I’ve been living this really since 2008 pre-global financial crisis. Frazer Rice So we’re going to go into, I think, some of the craziness of the family office ecosystem where we have people who wear many hats, people who wear masks, some people who are jokers and other people who are really good technicians and provide a lot of great insight. One of the things you were talking about is that the different types of mandate can be different. And I think maybe one of the first myths we should tackle is the The bromide that if you’ve seen one family office, you’ve seen one family office, which is thrown around at every family office conference and everybody chuckles for a minute and then it sort of washes away and no one cares anymore. What do you think about that statement? Mark Tespich (03:19.006): So I don’t necessarily think it’s true. And here’s what I mean. Let’s make an analogy to this, right? A business needs certain core infrastructure to just operate, right? And using accounting back office, you know the inflows, the outflows, you know, if you’re make a decision, these are the steps you have to go through. And so a family office, right? It needs to incorporate that, but it needs to incorporate it with the family and the family enterprise that is existing for that family, right? So, yeah, each family office is different because each family is different, but that’s like saying you’ve seen one business, you’ve seen one business, right? The strategy could be, the culture could be different, but, you still need some core operating infrastructure. And again, there’s accounting infrastructure, and that’s the basics, right? So there’s a curl of truth, but largely I think that it is false. Well, and at the same time, yes, families are different, but in general, families are trying to get to the same place, which is, know, they want to steward the wealth. They want to make sure it benefits the family and the other constituencies. And they want to make sure that it’s preserved over time. And those functions, you know, it’s very infrequent. You’d find the functions not there. And so how you get from A to B may be different, as you said, but there are a lot of universal truths to setting one of these things up. Frazer Rice So one of the other myths that we’ve come across is the idea that 80 to 90 percent of family offices shouldn’t exist. is, people and families set these up for, let’s call it the wrong reasons. Maybe it’s fear of missing out, maybe it’s great cocktail party chatter, maybe it’s an overdiagnosis of their needs. What do you think about that? Mark Tepsich Again, false. know, family offices are largely a function. They largely exist because there’s a market scale here. And what I mean by that is when you look under the hood at a family office, you’ve got basics of an accounting firm. You’ve got basics of an investment slash wealth management firm. You’ve got the basics of a legal slash tax firm. And then you’ve got essentially everything in between. And when you look at professional service firms out there, They can’t provide all of those under one roof, whether compliance or regulatory reasons. But the other reason is because no business model out there can really scale the complexity that each one of these families has. So yeah, you could outforce a lot of this stuff, but at the end of the day, family offices often exist because of a market failure. so, false, 85 to 90 % of family offices should exist. Frazer Rice (05:41.164) One of the other things, I’ve been around enough of these getting set up, is that the family office, if we get into sort of a technical structure, such that you set up a structure so that you’re able to deduct the expenses related to administering the wealth around that, that’s a valid reason to do things in addition to the organizational component. So I agree with you that there’s, to say that they shouldn’t exist is sort of belying the notion that these functions should take place internally. And I think you spoke to that. And I guess that gets to another myth, which is that family offices should internalize all of these functions. You just talked about it a little bit, that that’s not a great business model either. Mark Tepsich No, mean, yeah, so, you know, 85 to 90 % of family members out there, you just use that statistic, outsource a fair amount of things, right? And what that means is let’s just use tax counsel, for instance, right? This is something that these issues exist in every family office, they exist for every individual, but at the end of the day, should you have, you know, a tax counsel in-house in a family office that’s only doing, you know, income tax advisor work? Probably not. For 95 % of family offices because the frequency just isn’t there, right? So, you if you look at general councils alone, right? So they should have a broader mandate than income tax. should have well-transferred estate planning. Every family has those issues, but do they have the frequency to warrant bringing that individual, that professional and the rate, the cost? Probably not. a lot, you know, most family offices outsource a fair amount of whether it’s investment management, manager selection and due diligence. So false. Most fair amount offices do outsource a fair amount. Frazer Rice (07:31.374) One the things, this is one of my favorite controversial topics in the family office ecosystem of vendors that are out there is this notion that shirt sleeves to shirt sleeves is a myth. that the, and for those who don’t know what that means is, know, the first generation has generated the wealth, the second one enjoys it. And then the third one for a variety of reasons is ill-equipped to carry the wealth forward. And then everyone kind of goes back. It transcends culture. It’s lily pad to lily pad. You know, there’s a British version and a Russian version and whatever version. But the advice ecosystem around this is such that there’s a lot of debate about the statistics that have, quote unquote, proven that. And I can listen to that and say, yes, those may be very narrow. But there is a myth out there that shirt sleeves to shirt sleeves is a myth. Maybe you have some comments on that. Mark Tepsich Man, this is a tough one. I will say this will probably be the toughest one. So I think once a family becomes wealthy, right? And you can kind of define that as, the wealth, meaning the financial wealth will last a few generations with really out, with really nobody working, right? Let’s just define it that way. It’ll last a couple of generations if you make some not dumb decisions, we’ll call it. I think such as the financial markets today, right, as long as you’re diversified, you will stay wealthy. Does that mean you are going to have the same amount per capita over time? Maybe not, right? So if you look at it today, is a nuclear family of four, and you look at it 50 years from now, and the family is 30 people, right? I don’t know what the growth rate would have to be on those assets. So I think the family will remain wealthy whether they remain, you know, on a per capita basis, right? That’s a different story. I think what this is missing, however, I think the numbers kind of overshadow what this is getting at. I think when you look at it, when you take a step back, that first generation wealth creator, right? Will the family continue to be builders and entrepreneurs down the road? Frazer Rice (09:50.26) That I think that’s the question. Will they continue to kind of reach their full potential? I think that is that should be the focus. I’m going to punt on this one. I think it’s TBD and it’s there’s no set answer. I think the idea that the returns, To get back to your point is that as you go from generation to generation, the complexity increases, I’d say geometrically. Whereas the assets in many ways are going to be designed to increase linearly. And so at some point it may be 14 generations down the line when you’ve got 300 people that you have to take care of, are those assets gonna be in place to be able to support the level of living that people expected in generation one, two, and three? I think that’s the equation we’re all trying to fight. And so I’d say while Shirt Sleeves to Shirt Sleeves isn’t necessarily a prophecy, it’s definitely something that has to be addressed. So I’m gonna say that the fact that Shirt Sleeves to Shirt Sleeves is a myth, I think that’s the myth. Mark Tepsich So that’s where I draw my line in the sand there. think there’s an equation you constantly have to fight. Okay, so here’s another one. Family offices are designed to be permanent. I happen to think that they start out trying to be permanent, but in actuality, they really have to be more flexible and flex with the needs of the family, even at the first or second generation. Yeah, I would agree. Often they’re established for a good reason, right? That reason is complexity. Whether that complexity continues to exist for the family is a different story, right? You might have a business being sold. The family might just say, “hey, we don’t need to do all these direct investments, these alternate investments. Let’s just keep it simple, keep it passive.” I don’t think they’re designed to be permanent. I think families don’t really think about that too much. They want to exist for probably the existing generation that’s leveraging it and they wanna transition it, to your point, be flexible over time. But I don’t think anyone like a business, right? If you think about a business, the business generally speaking, it’s meant to exist in a perpetuity. That’s why you have a business, right? It’s not a sole proprietorship, but a family office, I think it’s TBD, right? So, you know. I don’t think anyone’s setting up a family that will say this is going to exist a thousand years from now. And I think if they came out and said that, think that it would add question and motivations. Frazer Rice Maybe we may be welcoming the Martians, we may be speaking Mandarin. There’s a thousand things that could happen in between here and then, that’s for sure. Here’s a myth that I think you and I are both going to agree is one, which is that family offices, for the ones that we think are going to try to persist, don’t demand necessarily Sarbanes-Oxley or high-end governance. Mark Tepsich I think as family offices mature, meaning as the family evolves, they do need some sort of decision-making framework. Especially if they’re going to really come together and act like somewhat of an institution. What I mean by that is, under the hood of a family office or under the hood of a family, let’s say there’s 10 family members. Let’s say there’s 20 to 25 trusts within that. You know, you could come together and pull your assets, right? And pull your resources. That’s part of the reason for having a family office. And so you just have a larger pool of capital. When you’re doing that, you do need governance. Okay? But if you’re gonna have, it’s just like, hey, we’re gonna have our separate portfolios. We’re not gonna come together and have pooled investment vehicles. You might not need an investment company, okay? And there might be good reasons to have an investment committee. In fact, many the investment committees I see, they’re not like college endowments where, we got eight people or nine people on here. We need to agree at least have five people to agree to allocate to this manager or change the allocation or change the IPS, depending on where that authority resides. I often see many investment committees for families, hey, we’re just collaborative in nature. We’ll get together. We’re going to have a meeting and talk about different strategies. Different advisors, things we should be doing. But if they’ve always had to agree at the family business level, they might not wanna have that same construct in the family office slash investment portfolio. If they’ve always struggled, know, come into agreement at the family business, now they’re gonna like, hey, we’re gonna recreate this dynamic. don’t have a binding construct. In fact, we ran a report, it’s coming out hopefully in the next couple of weeks. on family enterprise governance and a component obviously is the investment committee. 70 % of the investment committees out there are advisory in nature, meaning they don’t make binding decisions. They take it back to the trustees or whoever the authority is and they say, hey, here’s what we think, right? So individual family investors, whoever that is, co-trustees, it’s a, okay. So I do think governance is important, but it depends on what you mean by that, right? Should there be an IPS in place? I 100 % think that each family investor should have an IPS in place. The biggest mistake I see there is, hey, we’ve got this shared pool of capital. We’ve got 50 trusts. We’ve got one single IPS, right? I think that is a big mistake. don’t think that’s good governance. So it really depends on what you mean, but I think, yes, there should be some decision-making framework that you’re following. Otherwise, what exactly are you? Adhering to it, right? Like, what is your framework? What is your decision making tree? Frazer Rice (15:53.902) On top of that, possible myth. Family offices are built on a robust investment function. I mean, yes, there are some that are like that, right? You know, there’s a big names out there, MSD, Pritzker, so on and so forth. Those are the exceptions rather than the rule. Most family offices, 85 to 90 % are formed to manage the complexity, right? So again, otherwise you’re gonna have all these outsourced providers and that just doesn’t make sense when you’re trying to make a decision, because you need all the different parts to come together. They’re often built as administrative functions first, rather than, we’re gonna go start the next, you know, a private equity firm. that’s false. Frazer Rice The, as I like to say, probably to the boredom of a lot of people who talk to me a lot is that a lot of these really are built on a bookkeeping or an accounting spine. You’ve got to manage the inflows and outflows of everything and keep track of what you have or else you can have a great investment function, but things are going to spill all over the place. Mark Tepsich (17:30.872) I’ll never say, yeah. mean, and that actually goes back to good governance, right? So I always say, it’s not provocative. I’ll say, listen, this is not a provocative answer, but you need to create that first. And most of the people that are considering this rate are business owners. So they’ll intuitively get that. In fact, that function might exist somewhere at the business, but it’s really not organized. And without that function, like, it’s hard to make a decision, right? If you’re going to allocate 20 % of your portfolio, to private equity drawdown vehicles. got cap calls, capital commitments, distributions, like that needs to be budgeted and forecasting, right? So a lot of these families will have, one nuclear family can have three to four homes, 10 bank accounts, 20 entities. It’s not like a single piggy bank that you could take cash out of and move it every which way, right? Those are owned by different vehicles, different trusts, different assets and things like that, so. Frazer Rice Here’s a myth that I espouse which is Family offices and whether you have one or not is driven solely by size whether you have five billion or two hundred million or something like that that if you aren’t a certain size you shouldn’t have one and if you’re Of a certain size you must have one. Mark Tepsich That’s a myth. It’s driven by complexity first. I’ve seen, I’ve spoken to people that are worth two to $3 billion. It’s concentrated in a few stocks, meaning like they were early stage employees, right? They’re still in it. They’re getting a healthy dividend at this point. Guy talked to couple years ago. He had two homes, two cars, probably 95 % of his network was tied up into two separate securities that were probably traded. And he’s like, I don’t think I need a family office. You want to know what one was, what it could do from. And I’m like, listen, if you don’t have the complexity, it probably doesn’t make sense. Okay, if you can make a decision within whatever framework you have, whatever complex you have. Now, the other, you know, there is a cost factor to it, right? It gets easier to start a family office, meaning hire a couple of people, if you’ve got the… asset base for it to make sense on a cost perspective. So most of the time it’s driven by complexity, but cost does become a factor, right? If you’re worth a hundred million dollars, you’re to go hire 10 people. That probably doesn’t make sense. Frazer Rice (19:28.342) Right. Well, on top of that too, if you, and there’s a sort of the difference between a family office driven by a liquidity event and meeting that’s, that’s all you have versus a family office that’s tethered or sorry, a family business that’s tethered to it, that is also generating cash flows to help pay for things that that’s a big part of the decision. Because if you’re hiring people, you know, a CIO minimum, absolute minimum is probably $500,000. They’re going to need people, you know, you’re looking at at least 3 million. just to get the thing up and running before you start figuring out what you actually have to do. And so the concept that the size is going to dictate completely, it underscores sort of that cost component that you described there. Frazer Rice This is an interesting one and I like this concept to talk about. Family offices are like institutional capital as investors. Mark Tepsich Again, myth, there are some, again, there are some that are like institutions. They have the size and the sophistication. Oftentimes you see them, they’re former PE or hedge fund founders, right? That just aren’t doing any more of it. They made their wealth in the financial ecosystem, in the markets. And so they’re very sophisticated. But by and large, I mean, they’re sort of quasi-institutional, right? So I’ve seen multi-billion dollar family offices that Again, they’re more of the administrative hub rather than, we’re gonna be splashing around and playing in the markets and using a lot of leverage and doing a lot of control equity investments. So by and large, it’s the myth. 85 to 90 % are institutional-like. They are there to fill a need and that need is complexity management. Frazer Rice Here’s one on a different angle, which is family offices are the goal for people in the wealth management industry to work for, meaning family offices are a great aspiration for people who work in the industry and that that’s universal. Mark Tepsich (21:34.35) Myth, I think it’s an option. I think it’s interesting. I think it is a growing opportunity for folks that work in, you know, maybe wealth management or investment management or the financial ecosystem. But you didn’t, again, family has been around for a long time, but they’ve really only became, you know, kind of popular post global financial crisis with the rise of PE because of ZERP. You know, I’ll talk to a lot of people that are like in the hedge fund ecosystem looking for a change, right? And I say like, listen, like these opportunities for you are out there, but it depends on the family. It depends on their compensation philosophy as on the culture that you’re going to have to live within. There’s a lot of key man risk. Is it an opportunity? Yes. But again, it is, it is family office by family office. Frazer Rice I tell people too, it’s for people who are used to having lots of clients or lots of institutional support that is going to be a shift. It’s different to have one client. It’s different to have a scenario where the business of a family office, the business model of that particular family office can change on a dime. And if you don’t share the last name of the family you’re working for, you could be in a tough spot. Mark Tepsich Yeah, “we’re gonna build out a sustainability impact portfolio. We’re gonna build out, we’re gonna have a direct investment initiative. We’re gonna allocate whatever, a few hundred million dollars to it.” That person, that professional gets there and then a year or two or three years goes by and the strategy changes because a family member too had to change a heart. And then it becomes, okay, why am I here? Where am I gonna go now? So again, they could be great opportunities. I had a great experience.but it really just depends on the family. Frazer Rice (23:26.894) Here’s one, and you’ve got UBS over your shoulder there, so this is dramatic foreshadowing in some ways, but I think it bears talking about. It’s that family offices shun the large institutions, and that they want it bespoke, they want something peculiar all the time. What do you think about that? Mark Tepsich No, I mean, it goes back to the earlier myth that, you know, basically we’re saying family office should, family office do outsource a lot, right? So again, most family offices are five to eight people, right? I call it family office island, meaning you’re there on the island and you’re like, what is going on outside of the island or off of the island? You know your island really well, right? You know the family, know all the facts inside and out, but they are, I mean, there’s a reason why all these institutions, including UBS, has built out the resources to cater to family offices, right? I’m the perfect example. They brought me on to help our clients build family offices, right? They would not do that if it was gonna cannibalize their business. So they could be great clients and other times it’s like, hey, we’re very insular and we’re gonna keep everything close to the vest. Again, it’s family office to family office. But by and large, they’re great wealth clients. Frazer Rice No, and they also, you know, they need institutions to partner with of size, whether it’s at custody or lending or any number of other functions that are out there. Sometimes, you know, the RIA space is such that, you know, they try to be all things to all people and the appeal of being in, you know, the billionaire space. It takes a lot of people and a lot of effort and frankly a different business model to deal with that and to just sort of wander in and say we’re great and we can do these things. I think that’s a short road for a lot of institutions. Frazer Rice (25:17.602) Again, like we are brutally honest too. And I’ll, and here’s what I mean by that. Well, like we’re rated a lot of things, but I’ll say like, listen, there’s things that we can’t do for you. We can’t be your accounting back office, right? Like we just don’t offer that. We don’t have it. We’ve got a couple firms that would do that. They’re pure plays on it. So they’ve got to be good at it. but you know, use the various institutions for what they’re good for. They’re, know, again, that’s why you’ve got a family office. You can kind of pick or choose and be agnostic as to what you’re using them for. Frazer Rice If we wind down here a couple of last ones: The tech that family offices rely on is going to be best in breed. Mark Tepsich I, listen, I have this power station all the time with family office meeting, like what, what, you know, what tech providers should we be looking at? Listen, family office have grown in, right over the past 10, 15 years that there’s not a question. they’re historically, right. had to use in a family office, had to take basically institutional tools, try to repurpose them for the family office and they just, they’re just kind of clunky, right? The family office is still a cottage industry. If you’re trying to sell the family offices, you’re selling the two firms with five to eight employees, right? So the tools are going to continue to get better. But in my opinion, they’re always going to lag the institutional tools and kind of sophistication. But that’s also because institutional tools are very kind of narrow and deep, whereas the family office tech tools, you’ve got the accelerated reporting, but it needs to link to the accounting. That’s an issue. And so the family of standard day is left with like a bunch of disparate fragmented systems that have a challenge talking to each other. With that said, AI, I’ve been talking to a lot of these sort of mom and pop shops, I’ll call them. They’re firms that are trying to incorporate AI to break down these walls. So it’s not fragmented disparate systems. I use the analogy of it’s like jailbreaking an iPhone. I don’t know where this is gonna be in a couple of years, but I think the tools are going to continue to improve. But again, you’re probably not going to take a family office tech tool and deploy it at institutional scale. So if that answers your question, I guess it’s a measure. Frazer Rice First of all, I think it’s going to take a long time before something, quote unquote, replaces Excel, which is still a powerful tool that is flexible and does what it says it’s going to do. And people use it sometimes at their own peril to be the underpinning of everything. the one thing I would add is that the mom and pop software components, I think, have a lot of great ideas. The total market to sell into that, though, does not necessarily make for a great software business. As you say, to get those tools that are specific and required at the family office level to be profitable, you got to figure out a way to sell that into something bigger. I’m not sure there is anything bigger. Mark Tepsich (28:49.358) Yeah, I mean, you’d be better selling it to, you know, small businesses, right? So, I mean, the tools are going to get better, but there’s been a lot of interest recently in the past couple years. I don’t think, I think most of them are not going to survive. I don’t want to say there’s only going to be a couple winners, but on the Consolidated Reported Front, I really think there’s only going be a couple winners because you need scale. And again, family office, if you’re looking to make a decision, you’re like, well, okay, well, 5,000 users use Adapar and 50 use this other platform. So which one are you gonna choose? You don’t wanna onboard to the one that has 50 and then three years down the road, they’re out of business, or there’s fold or something like that. So with scale comes a little bit of security that at least you know that a lot of other people are using. You could point to that. Frazer Rice Last question. Family offices will rival PE firms in terms of influence in the investing market? 85 to 90 % will not rival PE firms. That’s not what they’re set up for. That’s not the goal of most family offices. Again, it’s complexity management. Will some rival PE firms? Yeah. But again, you… Listen, I’ve seen some family office go out there and raise their party capital. When they do that, they’re not a family office anymore. They might have a component in there, but they’re private equity firms. What you’re getting at is private equity firms are raising a fund every couple of years. Can a family office do that? No, because once they do that, they will be a private equity firm. So PE by and large has an infinite capital source, as long as they are good at what they do, right? So with that said, you know, there’s a lot of entrepreneurs that are are post liquidity events have played in the direct investment space, they really wanna do it. They’re still young, right? They’re billers, operators created. They wanna do it from a different vantage point. They’re coming to a realization: “that w”We need to start a fund.” I really love that story because again, they’re founders and operators. They didn’t come from the financial ecosystem first to do this. So I think they’re putting a different spin on PE. I think it’s great for the PE industry as a whole, by the way. And I think, if you’re a founder or a business owner, you might have an easier time taking an equity investment from somebody like that, who’s known in that specific industry that they made their money in, who’s had to make payroll. And they probably have a different timeline than normal PE that’s looking to flip every three to five years. So I think as an investor, I think that would be an interesting investment opportunity, right? And so it’s like, okay, well, part of my PE allocation, you know, This might look interesting. I hesitate to make, you know, I’m not an investment person, so. Frazer Rice Great stuff. Mark, how do people find you and reach out? Mark Tepsich I’m on LinkedIn. I would attempt to just spell my name with my email address at ubs.com, but it’s very lengthy. You just hit me up on LinkedIn. But, Frasier, I appreciate the time. This was great. Frazer Rice I’ll have that in the show notes and as a final parting, we sort of listen to people say, the family space is getting loud. I’m not sure it is. I think the vendors are more loud than the family offices are. I don’t know what your experience is there. Mark Tepsich 100%, the family members themselves are still quiet. You don’t see them out there on LinkedIn. It is the ecosystem to your point around them that is getting loud, right? It’s LinkedIn. It’s like, you know, every time I’m on there, it’s like somebody’s got something to say about families, which is good. Again, if you think about every boom in history, they attract people, right? You could say the same thing about AI, right? But again, it’s become loud, but that’s the industry. It’s not the family offices themselves. Frazer Rice Great stuff. Thanks, Mark. Mark Tepsich Thank you, Frazer. Appreciate it. FAMILY OFFICE DEFINED MORE ON FAMILY OFFICE DESIGN WITH ED MARSHALL https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

Send us a textThe Steelers are officially your AFC North Champions for the first time since our very first episode in January 2020, and the boys are fired up. We break down the 26–24 win over the Ravens, the missed kick that sealed it, the priest blessing the field before kickoff, and what the upcoming Wild Card matchup against the Texans might look like.Then it's full chaos as we dive into the Pittsburgh Scanner—found firearms in Garfield, a hammered parent causing havoc in Squirrel Hill, and a stray cat feud getting way too serious on Mount Washington. Corndick of the Week delivers everything from the Jets setting an all-time embarrassing NFL record to Antarctica book-spoiler violence, rising fear of nature, and the wildest list of things doctors pulled out of people in 2025. We wrap with a true Brother in Arms story about a Long Island golfer breaking a Guinness World Record for charity, plus some classic What Would Greenfield Do debates that spiral exactly how you'd expect.Check out our upcoming events, social media, and merch sale at the link below ⁠⁠https://linktr.ee/GFP Spotify:https://open.spotify.com/show/7viuByw... Produced by Lane Media ⁠https://www.lanemediapgh.com/

In this edition: 01. Soyuz Rideshare Launch 02. HDMI Converter Installed on ISS 03. CubeSat Developers Workshop 2026 04. Below are recurring links that normally do not change 05. AMSAT Awards 06. Donate to AMSAT 07. FO-29 Schedule 08. FO-99 Schedule 09. AMSAT Keps Link 10. AMSAT Distance Records 11. AMSAT Membership 12. AMSAT President Club 13. Satellite Status Page 14. Satellite Status Page 2 15. FM Satellite Frequencies 16. Linear Satellite Frequencies 17. ISS pass prediction times 18. AMSAT Ambassador Program 19. AMSAT News Service 20. AMSAT GOLF Program 21. AMSAT Hardware Store 22. AMSAT Gear on Zazzle 23. AMSAT Remove Before Flight Keychains 24. AMSAT on X (Twitter) 25. and more.

The Christmas Season has come to an end with the celebration of the Epiphany. Nicolas Madura, the illegitimate president of Venezuela, had an epiphany of his own with the FO phase of the FAFO policy of the Trump Presidency during Operation Absolute Resolve; Bank of America CEO, Brian Moynihan offered his view on the U.S. Economy during a recent interview; ABC News takes a look at some holiday shopping season results; Kevin has the details, digs into data, puts the information into historical pespective, offers his insights and opinions.

The Christmas Season has come to an end with the celebration of the Epiphany. Nicolas Madura, the illegitimate president of Venezuela, had an epiphany of his own with the FO phase of the FAFO policy of the Trump Presidency during Operation Absolute Resolve; Bank of America CEO, Brian Moynihan offered his view on the U.S. Economy during a recent interview; ABC News takes a look at some holiday shopping season results; Kevin has the details, digs into data, puts the information into historical pespective, offers his insights and opinions. See omnystudio.com/listener for privacy information.

durée : 01:31:04 - Les Nuits de France Culture - par : Philippe Garbit - - réalisation : Virginie Mourthé

New year pressure can feel like another thing you're supposed to fix about yourself. This session flips that—it's not about becoming someone else. It's about getting clear on what actually matters to you, and using sound to help your nervous system settle enough to hear yourself think.What this session is:This restorative audio session built around four resonant frequencies: C for grounding, A for inspiration, G for expression, and E for personal power. This is longer and more immersive than our standard tracks—it's active, not passive. You'll be invited to reflect, choose an intention, and let the sound help you regulate while you do it. The frequencies support nervous system coherence, which research suggests can help with focus, emotional clarity, and stress recovery. This isn't background noise—it's a practice.Best use moments:When you want to start the year (or month, or week) feeling centered instead of overwhelmedBefore a big decision or life transition when you need mental spaceAfter doomscrolling or social comparison spirals—when you need to reset your internal compassSunday night or Monday morning intention-setting instead of anxiety spiralsAnytime you're tired of performing productivity and want to reconnect with why you're doing any of thisWhen you need to hear yourself again underneath all the noiseHow to listen:Headphones strongly recommended—frequencies work better with stereo immersionFind a spot where you won't be interrupted; sit, lie down, or move gently if that helps you focusYou don't have to meditate perfectly—fidgeting, shifting, note-taking, and pausing are all fineSome people use this once to mark a moment; others return to it weekly or monthly as a check-in ritualIt's an invitation, not homework—use it when it serves youYou're already whole. This session just helps you remember that.Send us a textSupport the show

Show Notes: Intro - Knit Knit Knit - ~FO #20 - Katy's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), BlueberryChickYarn Kiawah Fingering in the Beauty Berry colourway & Rusty Ferret Doll in the Chimera colourway ~FO #22 - Izzy's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), Suburban Stitcher Sock in the Bashful colourway & Opal Van Gogh in the 5432 Still Life: Vase with Twelve Sunflowers colourway ~FO #23 - 2025 Advent Socks - Socks by ME! on US1.5 (2.5mm), The Knitty Vampire Cullen in the Roy G. Biv & His Mates colourway & coordinating mini colourway ~FO #1 - Katy's Replacement Socks - Socks by ME! on US1.5 (2.5mm), The Knitty Vampire Cullen in the Roy G. Biv & His Mates colourway & Suburban Stitcher Sock in the Bashful colourway ~Secret Socks - Socks by ME! on US1.5 (2.5mm), Finchmod Scout's Super-Fav in the Pearls, Chucks, & Zero F**ks colourway ~Preemie Blanket #4 on US6 (4mm), Vidalana Tweedy Sheep in the Apple Picking colourway, Vidalana Ambient Worsted in the Fresco colourway, & Unknown Yarn in the Grey, Green, & Magenta colourway Flosstube - Begins at timestamp 10:00 ~Edinburgh Castle by Terra Luna Stitchery 25ct Easy Grid Lugana Called for DMC ~Oh Deer! by Satsuma Street Steel City Stitchers 16 count Aida - Black Pearl Called for DMC ~Gilmoreisms by Forbidden Fiber Co. Forbidden Fiber Co. 16 count Aida Zweigart - Casablanca Called for Forbidden Fiber Co. Floss ~Jack's Stamp Collection by Katie Landis/The Black Needle Society Judesign 18 ct Zweigart Aida - Witchy Pink Called for DMC ~Disagree by Rebel Stitcher Designs BeStitchMe 16ct Aida - Rainbow Hand-Dyed By Rolanda - Rainfall ~Rainbow D20 by Sarah Baumann It's Sew Emma Misty Mini Mad for Plaid Project Bag Called for DMC Yummies (our current favourite things) - ~Santa's Stamp Collection ~Book Genre Spinners Pop Socket ~Snail Mail ~I'm so excited to be a rep for The Black Needle Society Join TBNS Waitlist to be notified when you can subscribe. Save 5% on everything in The Black Needle Society Vault with the code JAVAPURL5 Misc. - ~Support the Podcast, Become A Patron ~Support the Podcast, Join us on YouTube ~Want another way to help support our podcast? Throughout our website, links to books, tv shows, movies, etc. are Amazon Affiliate Links. We receive a portion of what you spend when you click through our website to shop on Amazon. What we receive helps us with the costs associated with producing this podcast as well as with prizes & shipping for giveaways. Thanks in advance for your support! If you are in the UK, please click this link, Amazon.co.uk, or the banner below to shop: If you are in Canada, please click this link, Amazon.ca or the banner below to shop: ~For any and all giveaways, prizes, competitions, ALs, etc. that we host, the winner(s) have 30 days from the date of announcement (the date the podcast episode in which the winner was announced goes live) to contact us to claim their prize or it will be forfeited. If this occurs, the prize will be used for another giveaway at our discretion. Thanks for understanding! Find Us Online - C.C. - (they/them) ~ on Instagram as CC_JavaPurl Dami - (they/them) ~ on Instagram as DamiMunroe Pink Purl (she/her) & Pumpkin Pom-Pom (she/her)- ~on Instagram as Pink.and.Pumpkin JavaPurl Designs ~ JavaPurl Designs website GGKCS - ~ our Facebook page ~ email us: ggkcspodcast@gmail.com ~ on Apple Podcasts ~ on YouTube ~ Support the Podcast, Become a Patron Until next time,

In this special awards‑night spectacular, we roll out the brine‑green carpet for the inaugural Golden Pickle Awards—a celebration of every athlete, coach, owner, and sports personality who managed to earn the most prestigious dishonor in the game: being named the Biggest Pickle in Sports.From legendary meltdowns to baffling decisions, from meme‑worthy moments to season‑defining blunders, we revisit the year's most unforgettable pickle‑adjacent performances. Expect dramatic recaps, over‑the‑top tributes, and a few surprise categories no one asked for but everyone secretly wanted.Who walked away with the Golden Pickle? Who doubled down and became a repeat offender? And who delivered a pickle moment so iconic it deserves its own wing in the Hall of Brine?Grab your snacks, tighten the jar lid, and enjoy the saltiest awards show in sports.

In this edition: 01. CubeSatSim Kits 02. CubeSatSim Kit Instructions 03. CubeSatSim Kit Videos 04. CubeSatSim Discussion Group 05. CubeSatSim Quick Start Guide 06. Youth On The Air 2026 Applications 07. AMSAT Youth Initiative Class 08. UN Office for Outer Space Affairs 09. Artemis 2 Countdown Practice 10. Christmas on the ISS 11. Below are recurring links that normally do not change 12. AMSAT Awards 13. Donate to AMSAT 14. FO-29 Schedule 15. FO-99 Schedule 16. AMSAT Keps Link 17. AMSAT Distance Records 18. AMSAT Membership 19. AMSAT President Club 20. Satellite Status Page 21. Satellite Status Page 2 22. FM Satellite Frequencies 23. Linear Satellite Frequencies 24. ISS pass prediction times 25. AMSAT Ambassador Program 26. AMSAT News Service 27. AMSAT GOLF Program 28. AMSAT Hardware Store 29. AMSAT Gear on Zazzle 30. AMSAT Remove Before Flight Keychains 31. AMSAT on X (Twitter) 32. and more.

No Visões Populares desta semana conversamos sobre as conquistas e os desafios do cinema brasileiro em 2025. Em nível internacional, a corrida pelo Oscar segue movimentando o debate sobre filmes produzidos em território nacional, especialmente com o longa O Agente Secreto, de Kleber Mendonça Filho, agora pré-selecionado para a premiação em 2026. No início do ano, Ainda Estou Aqui, de Walter Salles, trouxe a primeira estatueta para o país. Mas a conversa não para por aí, já que ainda há muito a ser conquistado para a real valorização da indústria cinematográfica brasileira. No legislativo, por exemplo, propostas controversas de regulamentação dos serviços de streaming alimentam a discussão, que passa também pela valorização dos profissionais do audiovisual em todo o Brasil. Para conversar sobre tudo isso, convidamos a professora universitária de cinema Tatiana Carvalho Costa. Ela é integrante do Fórum Itinerante de Cinema Negro, presidenta da Associação de Profissionais do Audiovisual Negro (Apan) e doutora em comunicação social, com enfase em cinema, pela Universidade Federal de Minas Gerais (UFMG). 

83 Prozent der Befragten zweifeln an der langfristigen Stabilität des Rentensystems – das zeigt der „Altersvorsorge-Report 2025“ von Deutsche Bank und DWS. Die private Altersvorsorge wird daher umso wichtiger: früh anfangen, regelmäßig sparen, Chancen am Kapitalmarkt nutzen – auch mit kleinen Beträgen. Warum gerade jetzt Mut zur privaten Vorsorge gefragt ist und welche Denkfehler viele noch ausbremsen, erfahrt ihr von Dr. Ulrich Stephan, Chefanlagestratege für Privat- und Firmenkunden der Deutschen Bank, im Gespräch mit Finanzjournalistin Jessica Schwarzer. Zur vollständigen Studie: www.db.com/files/documents/2025/11-NOV/Altersvorsorge-Report-2025.pdf Haben Sie Themenwünsche? Schreiben Sie sie uns: perspektiven-am.morgen@db.com Ein Transkript dieser Episode finden Sie hier: perspektiventogo.podigee.io/358-fruh-sparen-breit-anlegen-grundsatze-fur-langfristige-vorsorge/transcript Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

Dear listeners, the end of the year is upon us and the boys of Flame ON! are back for one final conversation around the FO! roundtable.Staring off the conversation, the boys catch up on the weather and what has been going on in their lives. From there they flip the dial to Netflix to chat about the newest installment of the Knives Out series, Wake Up Dead Man. Next up it's over to Apple TV to dive into the psychology of Pluribus before a bit of conversation around Taylor Swift's The Eras Tour: The Final Show and The End of An Era docuseries as well as a brief conversation around misinformation campaigns. The final new topic of the episode sees the boys switching the dial to HBO Max for the IT prequel series, Welcome To Derry. Once the new topics are done, the boys share some of their favorite pop culture of 2025 and end the episode with one item they are looking forward to in 2026!For the last time in 2025, sit back and get ready to FLAME ON!Support this show http://supporter.acast.com/flameon. Hosted on Acast. See acast.com/privacy for more information.

In this edition: 01. New Satellite Tracking Program 02. How University Space Clubs Prepare 03. Below are recurring links that normally do not change 04. AMSAT Awards 05. Donate to AMSAT 06. FO-29 Schedule 07. FO-99 Schedule 08. AMSAT Keps Link 09. AMSAT Distance Records 10. AMSAT Membership 11. AMSAT President Club 12. Satellite Status Page 13. Satellite Status Page 2 14. FM Satellite Frequencies 15. Linear Satellite Frequencies 16. ISS pass prediction times 17. AMSAT Ambassador Program 18. AMSAT News Service 19. AMSAT GOLF Program 20. AMSAT Hardware Store 21. AMSAT Gear on Zazzle 22. AMSAT Remove Before Flight Keychains 23. AMSAT on X (Twitter) 24. and more.

01. CCSDS Competition 02. Dying Satellite 03. Boeing Next Starliner 04. TUBIN Re-entry 05. TUBIN Re-entry QSL cards 06. SkyRoof 07. Zenith web based tracking 08. CubeSat Simulator budget version 09. WRC-25 10. Chinese astronauts onboard Tiangong 11. Below are recurring links that normally do not change 12. AMSAT Awards 13. Donate to AMSAT 14. FO-29 Schedule 15. FO-99 Schedule 16. AMSAT Keps Link 17. AMSAT Distance Records 18. AMSAT Membership 19. AMSAT President Club 20. Satellite Status Page 21. Satellite Status Page 2 22. FM Satellite Frequencies 23. Linear Satellite Frequencies 24. ISS pass prediction times 25. AMSAT Ambassador Program 26. AMSAT News Service 27. AMSAT GOLF Program 28. AMSAT Hardware Store 29. AMSAT Gear on Zazzle 30. AMSAT Remove Before Flight Keychains 31. AMSAT on X (Twitter) 32. and more.

Schwellenländer rücken wieder in den Fokus der Anleger. Was steckt hinter der starken Performance von China, Taiwan und Indien? Welche Rolle dabei die sinkenden US-Zinsen und die Schwäche des US-Dollars spielen, erfahren Sie von Dr. Ulrich Stephan, Chefanlagestratege für Privat- und Firmenkunden der Deutschen Bank, und Finanzjournalistin Jessica Schwarzer in der aktuellen Folge von PERSPEKTIVEN To Go. Haben Sie Themenwünsche? Schreiben Sie sie uns: perspektiven-am.morgen@db.com Ein Transkript dieser Episode finden Sie hier: https://perspektiventogo.podigee.io/357-schwellenlanderaktien-holen-auf/transcript Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

01. Korea Launch 02. Korea Herald 03. Libre Space Community 04. ISS Satellite Deployment 05. Fly around the moon 06. Astronomical Journal 07. Space.com 08. Below are recurring links that normally do not change 09. AMSAT Awards 10. Donate to AMSAT 11. FO-29 Schedule 12. FO-99 Schedule 13. AMSAT Keps Link 14. AMSAT Distance Records 15. AMSAT Membership 16. AMSAT President Club 17. Satellite Status Page 18. Satellite Status Page 2 19. FM Satellite Frequencies 20. Linear Satellite Frequencies 21. ISS pass prediction times 22. AMSAT Ambassador Program 23. AMSAT News Service 24. AMSAT GOLF Program 25. AMSAT Hardware Store 26. AMSAT Gear on Zazzle 27. AMSAT Remove Before Flight Keychains 28. AMSAT on X (Twitter) 29. and more.

Seitwärtsbewegung statt Feuerwerk: Warum die Märkte aktuell auf der Stelle treten, welche Rolle Notenbanken und Dividenden spielen und warum 2026 trotzdem Rückenwind bringen könnte. Darüber diskutieren Finanzjournalistin Jessica Schwarzer und Chefanlagestratege Dr. Ulrich Stephan in der aktuellen Folge von PERSPEKTIVEN To Go – der Börsenpodcast. Haben Sie Themenwünsche? Schreiben Sie sie uns: perspektiven-am.morgen@db.com Ein Transkript dieser Episode finden Sie hier: https://perspektiventogo.podigee.io/356-kommt-die-jahresendrally/transcript Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

After the massive breakthrough of Night One—two funerals, the collapsing skyscraper, the dissolving of old fears—I walked into Night Two believing the work was done. I felt complete, emptied, reborn. I even considered not drinking at all. But Ayahuasca loves to laugh at certainty, and the shamans gently suggested a tiny “check-in” dose. Just a sip. Just enough to see if anything remained. Fifteen minutes later, the medicine hit me with the force of a spiritual hurricane. What followed was not enlightenment. Not beauty. Not cosmic revelation. It was overstimulation on a scale I had never experienced—violent fractals, exploding geometry, unraveling mandalas, and the infamous Transformer-Mickey-Mouse-Jiffy-Pop-Clown-Show that appears when the mind begins to collapse under its own fear. My nervous system short-circuited. My breath vanished. My intention dissolved. Everything became too loud, too fast, too much. And the only thing attacking me was my own resistance. Guided to the “bad boys' corner” of the maloca, I spent hours trapped in a visual and emotional hurricane, praying for release and finding none. No purge. No relief. No escape. Just chaos. Shame. Fear. A distorted carnival spinning out of control. Until one quiet moment changed everything. When I finally remembered the real question—the IRS question, the Dragon's question:Hmmm? What is actually happening here? What is this showing me? The answer landed like a whisper:Time. Your forgotten ally. Your secret weapon. The truth that dissolves all suffering.This too shall pass. The visuals didn't stop. The nightmare didn't soften. But my relationship to it changed. And the instant fear lost its authority, Grandmother stepped back in respect. She hadn't been punishing me. She had been teaching me the one lesson I didn't know I still needed: Nothing permanent can harm you. Only fear convinces you otherwise.Everything—anxiety, worry, panic, uncertainty—is just passing weather. In this episode, I take you inside the hardest night of my life, a night where the medicine became the mirror, the storm became the teacher, and time revealed itself as the true healer. Through Alan Watts, the IRS, and a collapse that turned into clarity, this chapter is a reminder for anyone drowning in fear: It's rarely the situation that hurts us. It's the meaning we've assigned to it. And when we zoom out—beyond our stories, beyond our worries, beyond this tiny spinning rock in a universe of trillions—everything softens. Everything shifts. Everything passes. Night Two wasn't a failure.It was the teaching beneath the teaching.The darkness behind the breakthrough.The reminder I didn't want… but desperately needed. This too shall pass.And the next morning, Day Three began—with sunlight, stone ruins, grounded earth, and a much-needed return to the outside world. For more information on the Arkana Spiritual Center: www.arkanainternational.com Follow Dr. JC Doornick and the Makes Sense Academy: ► Makes Sense Substack - https://drjcdoornick.substack.com ► Instagram: / drjcdoornick ►Facebook:  / makessensepodcast ►YouTube:  / drjcdoornick MAKES SENSE PODCAST Welcome to the Makes Sense with Dr. JC Doornick Podcast. This podcast explores topics that expand human consciousness and enhance performance. On the Makes Sense Podcast, we acknowledge that it's who you are that determines how well what you do works, and that perception is a subjective and acquired taste. When you change the way you look at things, the things you look at begin to change. Welcome to the uprising of the sleepwalking masses. Welcome to the Makes Sense with Dr. JC Doornick Podcast. SUBSCRIBE/RATE/REVIEW & SHARE our new podcast. FOLLOW Podcast - You will find a "Follow" button on the top right. This will enable the podcast software to alert you when a new episode launches each week. Apple: https://podcasts.apple.com/ca/podcast/makes-sense-with-dr-jc-doornick/id1730954168 Spotify: https://open.spotify.com/show/1WHfKWDDReMtrGFz4kkZs9?si=003780ca147c4aec Podcast Affiliates: Kwik Learning: Many people ask me where I get all these topics, which I've been covering for almost 15 years. I have learned to read nearly four times faster and retain information 10 times better with Kwik Learning. Learn how to learn and earn with Jim Kwik. Get his program at a special discount here: https://jimkwik.com/dragon OUR SPONSORS: Makes Sense Academy: A private mastermind and psychologically safe environment full of the Mindset and Action steps that will help you begin to thrive. The Makes Sense Academy. https://www.skool.com/makes-sense-academy/about The Sati Experience: A retreat designed for the married couple that truly loves one another, yet wants to take their love to that higher magical level. Relax, reestablish, and renew your love at the Sati Experience. https://www.satiexperience.com 0:00 - Intro to the Dark Side of Growth 1:55 - Night Number Two - This too shall pass. 4:38 - Do I need to drink again, or am I all set? 11:07 - Size doesn't matter 13:28 - The Visuals? Friend of Fo? 14:44 - The Four Pillars to the rescue 20:18 - The Grotesque Overstimulating Visuals 22:22 - The Overwhelmed Mind 25:36 - I am under attack and a hot mess! 29:10 - Shift Happens - Hmmm?  31:09 - The Tide Turned - This too shall pass. 41:28- Alan Watts: “Humans overthink and examine the contents of their thinking far too little.” Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

01. Astro Pi Challenge 02. Optical Communications 03. Protocol Extension for GOLF 04. Video of time on ISS 05. Below are recurring links that normally do not change 06. AMSAT Awards 07. Donate to AMSAT 08. FO-29 Schedule 09. FO-99 Schedule 10. AMSAT Keps Link 11. AMSAT Distance Records 12. AMSAT Membership 13. AMSAT President Club 14. Satellite Status Page 15. Satellite Status Page 2 16. FM Satellite Frequencies 17. Linear Satellite Frequencies 18. ISS pass prediction times 19. AMSAT Ambassador Program 20. AMSAT News Service 21. AMSAT GOLF Program 22. AMSAT Hardware Store 23. AMSAT Gear on Zazzle 24. AMSAT Remove Before Flight Keychains 25. AMSAT on X (Twitter) 26. and more.

Join the fellas at Royal Riot as we discuss everything that has happened since RSL got eliminated from the playoffs. We talk 2026 schedule release, FO/coaching extensions, and player rumors.

This week, Aaron, Matt and Scott finally get back together to talk Timbers. They start with the Playoff exit against San Diego before rolling into the offseason roster moves the team has made. They discuss a bit about where to add and some interesting decisions made by the FO before jumping into the Schedule Release. Finally, they wrap up quick thoughts on the Don Garber succession plan and the Apple TV deal.Theme Music Credit:Slow Burn by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/4372-slow-burnLicense: http://creativecommons.org/licenses/by/4.0/ 

2026 steht im Zeichen globaler Umbrüche: Während geopolitische Spannungen und wirtschaftliche Unsicherheiten die Märkte herausfordern, eröffnet Künstliche Intelligenz neue Perspektiven für Anleger. Welche Branchen profitieren, wo lauern Risiken? Worauf es im kommenden Jahr ankommt und wie Anleger von den Entwicklungen profitieren können, analysiert Dr. Ulrich Stephan, Chefanlagestratege der Deutschen Bank, im Gespräch mit Finanzjournalistin Jessica Schwarzer. Haben Sie Themenwünsche? Schreiben Sie sie uns: perspektiven-am.morgen@db.com Ein Transkript dieser Episode finden Sie hier: https://perspektiventogo.podigee.io/355-jahresausblick-2026-chancen-risiken-und-die-rolle-der-ki/transcript Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

Show Notes: Intro - Knit Knit Knit - ~FO #17 - Amanda's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), Knit Picks Felici in the Silent Film colourway ~FO #19 - Dami's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), West Yorkshire Spinners Signature Sparkle 4 ply Self Striping in the Vintage Tinsel colourway ~FO #20 - Katy's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), BlueberryChickYarn Kiawah Fingering in the Beauty Berry colourway & Rusty Ferret Doll in the Chimera colourway ~Izzy's B-day C.C. Socks - Socks by ME! on US1.5 (2.5mm), Suburban Stitcher Sock in the Bashful colourway & Opal Van Gogh in the 5432 Still Life: Vase with Twelve Sunflowers colourway ~Preemie Blanket #4 on US6 (4mm), Vidalana Tweedy Sheep in the Apple Picking colourway, Vidalana Ambient Worsted in the Fresco colourway, & Unknown Yarn in the Grey, Green, & Magenta colourway Flosstube - Begins at timestamp 12:37 ~Dami's Finish - Pretty Little New York by Satsuma Street ~FO #18 - Move Forward in Love by Modern Folk Embroidery Fortnight Fabrics 16 ct Aida - Hue Called for DMC floss & Threadworx Bradley's Balloons ~FO #21 - Winter in Stars Hollow by Katie Landis / The Black Needle Society 18ct White Aida Called for DMC & colour conversion by Forbidden Fiber Co. ~Edinburgh Castle by Terra Luna Stitchery 25ct Easy Grid Lugana Called for DMC ~Oh Deer! by Satsuma Street Steel City Stitchers 16 count Aida - Black Pearl Called for DMC ~Gilmoreisms by Forbidden Fiber Co. Forbidden Fiber Co. 16 count Aida Zweigart - Casablanca Called for Forbidden Fiber Co. Floss ~Jack's Stamp Collection by Katie Landis/The Black Needle Society Judesign 18 ct Zweigart Aida - Witchy Pink Called for DMC ~Disagree by Rebel Stitcher Designs BeStitchMe 16ct Aida - Rainbow Hand-Dyed By Rolanda - Rainfall Yummies (our current favourite things) - ~Tin Can Knits patterns - Bracken Vest & Twig Shawl ~The Black Needle Society Autumn Abundance, Perfectly Wicked, Thankful Hearts, & Snails Unboxings ~Books with BNS ~Vlogmas/Flossmas/Holivlogs Plans Misc. - ~I'm so excited to be a rep for The Black Needle Society Join TBNS Waitlist to be notified when you can subscribe. Save 5% on everything in The Black Needle Society Vault with the code JAVAPURL5 ~Support the Podcast, Become A Patron ~Support the Podcast, Join us on YouTube ~Want another way to help support our podcast? Throughout our website, links to books, tv shows, movies, etc. are Amazon Affiliate Links. We receive a portion of what you spend when you click through our website to shop on Amazon. What we receive helps us with the costs associated with producing this podcast as well as with prizes & shipping for giveaways. Thanks in advance for your support! If you are in the UK, please click this link, Amazon.co.uk, or the banner below to shop: If you are in Canada, please click this link, Amazon.ca or the banner below to shop: ~For any and all giveaways, prizes, competitions, ALs, etc. that we host, the winner(s) have 30 days from the date of announcement (the date the podcast episode in which the winner was announced goes live) to contact us to claim their prize or it will be forfeited. If this occurs, the prize will be used for another giveaway at our discretion. Thanks for understanding! Find Us Online - C.C. - (they/them) ~ on Instagram as CC_JavaPurl Dami - (they/them) ~ on Instagram as DamiMunroe Pink Purl (she/her) & Pumpkin Pom-Pom (she/her)- ~on Instagram as Pink.and.Pumpkin JavaPurl Designs ~ JavaPurl Designs website GGKCS - ~ our Facebook page ~ email us: ggkcspodcast@gmail.com ~ on Apple Podcasts ~ on YouTube ~ Support the Podcast, Become a Patron Until next time,

In this edition: 01. New AMSAT CubeSatSim Lite 02. CubeSatSim Lite info 03. FunCube-1 AO-73 04. CatSat 05. CatSat audio 06. Lobachevsky RS83S 07. Iowa State University Linear Transponder 08. Below are recurring links that normally do not change 09. AMSAT Awards 10. Donate to AMSAT 11. FO-29 Schedule 12. FO-99 Schedule 13. AMSAT Keps Link 14. AMSAT Distance Records 15. AMSAT Membership 16. AMSAT President Club 17. Satellite Status Page 18. Satellite Status Page 2 19. FM Satellite Frequencies 20. Linear Satellite Frequencies 21. ISS pass prediction times 22. AMSAT Ambassador Program 23. AMSAT News Service 24. AMSAT GOLF Program 25. AMSAT Hardware Store 26. AMSAT Gear on Zazzle 27. AMSAT Remove Before Flight Keychains 28. AMSAT on X (Twitter) 29. and more.

An den Märkten ist einiges los, vor allem bei den Werten, die in diesem Jahr gut gelaufen sind: Kursschwankungen, Angst vor dem Platzen der KI-Blase und die Ungewissheit über die Geldpolitik der US-Notenbank Fed sorgen für viel Hin und Her. Ob das nur kurze Kursrücksetzer, eine deutliche Korrektur oder gar der Anfang eines Crashs sein könnte, darüber diskutieren Ulrich Stephan, Chefanlagestratege für Privat- und Firmenkunden der Deutschen Bank, und Finanzjournalistin Jessica Schwarzer. Haben Sie Themenwünsche? Schreiben Sie sie uns: perspektiven-am.morgen@db.com Ein Transkript dieser Episode finden Sie hier: https://perspektiventogo.podigee.io/354-nervose-markte-ki-blase-zinsangst-kursschock-droht-der-grosse-crash/transcript Quelle für Wert- und Preisentwicklungen sowie Zinsprognosen: Bloomberg. Quelle für Erwartungen der Unternehmensgewinne: LSEG Datastream. Sofern nicht anders gekennzeichnet, ist die Quelle für alle getroffenen Aussagen die Deutsche Bank und alle Meinungsaussagen geben die aktuelle Einschätzung der Deutschen Bank wieder, die sich jederzeit ändern kann. Soweit hier von Deutsche Bank die Rede ist, bezieht sich dies auf die Angebote der Deutsche Bank AG. Wir weisen darauf hin, dass die in dieser Publikation enthaltenen Angaben keine Anlage-, Rechts- oder Steuerberatung darstellen, sondern ausschließlich der Information dienen. Die Information ist mit größter Sorgfalt erstellt worden. Bei Prognosen über Finanzmärkte oder ähnlichen Aussagen handelt es sich um unverbindliche Informationen. Soweit hier konkrete Produkte genannt werden, sollte eine Anlageentscheidung allein auf Grundlage der verbindlichen Verkaufsunterlagen getroffen werden. Aus der Wertentwicklung in der Vergangenheit kann nicht auf zukünftige Erträge geschlossen werden. HINWEIS: BEI DIESEN INFORMATIONEN HANDELT ES SICH UM WERBUNG. Die Inhalte sind nicht nach den Vorschriften zur Förderung der Unabhängigkeit von Anlage- oder Anlagestrategieempfehlungen (vormals Finanzanalysen) erstellt. Es besteht kein Verbot für den Ersteller oder für das für die Erstellung verantwortliche Unternehmen, vor bzw. nach Veröffentlichung dieser Unterlagen mit den entsprechenden Finanzinstrumenten zu handeln. Die Deutsche Bank AG unterliegt der Aufsicht der Europäischen Zentralbank und der Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

This episode is sponsored by XPLUS. On this episode we are discussing security and compliance in Dynamics 365 F&O and what advances in these areas could mean for the future of the product. Since we last talked to our guest, Bartosz Szpiech, VP of Product at XPLUS, Microsoft has advanced its support for user security governance, or USG, which means users must adapt to evolving license enforcement policies. Bartosz discusses how understanding licensing policy relates to the broader concept of observability in D365. As roles evolve to conform to security and license requirements, customers have the opportunity to begin achieving better insights, he explains. We explore how new tools that offer better insights into activity within F&O could accelerate the identification of high-value AI scenarios that will evolve ERP. He also provides an update on the latest Executive Automats security training for F&O customers. More from XPLUS Dynamics 365 F&SCM Security Masterclasses - https://www.executiveautomats.com/dynamics-365-fscm-security-masterclasses  

In this edition: 01. BOTAN 02. Launch Scrubbed 03. Launch Scrubbed 2 04. Goddard Space Flight Center 05. Comet photos plagued 06. LambdaVision 07. Chinese Astronauts 08. Below are recurring links that normally do not change 09. AMSAT Awards 10. Donate to AMSAT 11. FO-29 Schedule 12. FO-99 Schedule 13. AMSAT Keps Link 14. AMSAT Distance Records 15. AMSAT Membership 16. AMSAT President Club 17. Satellite Status Page 18. Satellite Status Page 2 19. FM Satellite Frequencies 20. Linear Satellite Frequencies 21. ISS pass prediction times 22. AMSAT Ambassador Program 23. AMSAT News Service 24. AMSAT GOLF Program 25. AMSAT Hardware Store 26. AMSAT Gear on Zazzle 27. AMSAT Remove Before Flight Keychains 28. AMSAT on X (Twitter) 29. and more.

Dylan recaps his brutal post-"ATC meltdown" commute and rants about the GA ban at 12 major airports while Max counters with cub flying and Chicago layover tips (including a dangerously spicy El Chingón). In the mailbag, listeners call the guys out for drifting toward aspiring-pilot advice, recommend MU-2 and airline YouTube channels, drop a credit-card points hack for flight training, and share how they commute to FedEx in their own airplane. Flight Advice closes the show with a regional FO at a United feeder wrestling with whether to jump to a GoJet direct-entry captain gig that requires a 1,600-hour PIC commitment and a $75K training payback. Dylan and Max dig into seniority, family life, and why "outside-the-cockpit" experience might beat another line of RJ PIC on your app. Caverns of Cracklemore young adult's book Dylan's BIL wrote Layover Guide homepage Show Notes 0:00 Intro 4:05 Miserable Week 18:04 Cub & Chicago 33:39 Reviews & Comments 38:40 Mailbag 1:14:48 Flight Advice Our Sponsors Advanced Aircrew Academy — Enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. They provide high-quality training for professional pilots, flight attendants, flight coordinators, maintenance, and line service teams, all delivered via a world-class online system. Click here to learn more. Raven Careers — Helping your career take flight. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Whether you're a CFI eyeing your first regional, a captain debating your upgrade path, or a legacy hopeful refining your application, their one-on-one coaching and insider knowledge give you a real advantage. Click here to learn more. The AirComp Calculator™ is business aviation's only online compensation analysis system. It can provide precise compensation ranges for 14 business aviation positions in six aircraft classes at over 50 locations throughout the United States in seconds. Click here to learn more. Vaerus Jet Sales — Vaerus means right, true, and real. Buy or sell an aircraft the right way, with a true partner to make your dream of flight real. Connect with Brooks at Vaerus Jet Sales or learn more about their DC-3 Referral Program. Harvey Watt — Offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Click here to learn more. VSL ACE Guide — Your all-in-one pilot training resource. Includes the most up-to-date Airman Certification Standards (ACS) and Practical Test Standards (PTS) for Private, Instrument, Commercial, ATP, CFI, and CFII. 21.Five listeners get a discount on the guide—click here to learn more. ProPilotWorld.com — The premier information and networking resource for professional pilots. Click here to learn more.     Feedback & Contact Have feedback, suggestions, or a great aviation story to share? Email us at info@21fivepodcast.com. Check out our Instagram feed @21FivePodcast for more great content (and our collection of aviation license plates). The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.

In this edition: 01. CEVROSAT-1 02. CatSat 03. ARISS SSTV Portal 04. ARISS QSL Cards 05. Digital Library of Amateur Radio and Communications 06. AI fix for JWST 07. Below are recurring links that normally do not change 08. AMSAT Awards 09. Donate to AMSAT 10. FO-29 Schedule 11. FO-99 Schedule 12. AMSAT Keps Link 13. AMSAT Distance Records 14. AMSAT Membership 15. AMSAT President Club 16. Satellite Status Page 17. Satellite Status Page 2 18. FM Satellite Frequencies 19. Linear Satellite Frequencies 20. ISS pass prediction times 21. AMSAT Ambassador Program 22. AMSAT News Service 23. AMSAT GOLF Program 24. AMSAT Hardware Store 25. AMSAT Gear on Zazzle 26. AMSAT Remove Before Flight Keychains 27. AMSAT on X (Twitter) 28. and more.

On Mission Matters, ⁠Adam Torres⁠ welcomes ⁠Kathleen Tepley⁠, Founder of Los Angeles Consulting Group, to preview November/December events and share how LACG builds a 30-year, values-aligned community for family offices and investors. From aviation media to risk, legacy, and global FO convenings, the focus is peer-to-peer connection with intentional curation. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Mission Matters, Adam Torres welcomes Kathleen Tepley, Founder of Los Angeles Consulting Group, to preview November/December events and share how LACG builds a 30-year, values-aligned community for family offices and investors. From aviation media to risk, legacy, and global FO convenings, the focus is peer-to-peer connection with intentional curation. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jedi's back—and the brake-check lesson starts before the beers do. An F-4 slides into rainy Pensacola, our hero reports “good braking,” and a brick-built Marine promptly edits his vocabulary: “It's poor.” Decades later, that same Marine reappears—through Jedi's son. Aviation is a small world with a loud voice. From there, we ricochet through cockpit lore: a British captain freeing stuck throttles by axe-murdering a radar scope (maintenance note: “radar inop”), a Vampire jet literally pruning the only tree in northern Germany—onto a soldier, and the fine art of CRM when an FO treats a 767 like a single-seat fighter. Jedi also talks writing: Substack confessions, a new thriller, and why the FAA's “kinder, gentler” era works when crews own their mistakes. It's hangar talk at altitude—equal parts cautionary tale, comedy, and “don't try this at home.” Strap in, stow your screwdriver, and remember: if a Marine asks about braking action… you already know the answer.

In this edition: 01. CubeSatSim Update 02. Below are recurring links that normally do not change 03. AMSAT Awards 04. Donate to AMSAT 05. FO-29 Schedule 06. FO-99 Schedule 07. AMSAT Keps Link 08. AMSAT Distance Records 09. AMSAT Membership 10. AMSAT President Club 11. Satellite Status Page 12. Satellite Status Page 2 13. FM Satellite Frequencies 14. Linear Satellite Frequencies 15. ISS pass prediction times 16. AMSAT Ambassador Program 17. AMSAT News Service 18. AMSAT GOLF Program 19. AMSAT Hardware Store 20. AMSAT Gear on Zazzle 21. AMSAT Remove Before Flight Keychains 22. AMSAT on X (Twitter) 23. and more.

In this edition: 01. Symposium Video 10/17 02. Symposium Video 10/18 03. Symposium Embedded hyperlinks 04. LES-1 05. Amateur Radio Receiver Global Satellite Privacy 06. Cosmonauts Conduct Spacewalk 07. Radio Telescope in Crimea Destroyed 08. Orion 09. 4000 NASA employees left 10. CubeSatSim on YouTube 11. Below are recurring links that normally do not change 12. AMSAT Awards 13. Donate to AMSAT 14. FO-29 Schedule 15. FO-99 Schedule 16. AMSAT Keps Link 17. AMSAT Distance Records 18. AMSAT Membership 19. AMSAT President Club 20. Satellite Status Page 21. Satellite Status Page 2 22. FM Satellite Frequencies 23. Linear Satellite Frequencies 24. ISS pass prediction times 25. AMSAT Ambassador Program 26. AMSAT News Service 27. AMSAT GOLF Program 28. AMSAT Hardware Store 29. AMSAT Gear on Zazzle 30. AMSAT Remove Before Flight Keychains 31. AMSAT on X (Twitter) 32. and more.

Brandt, Tyler, and Brennan, get real with their thoughts on the last MLS regular season match and the play in game that saw RSL exit the playoffs before they actually started up in Portland. Discussion on Pablo Mastroeni's record and if it stacks up to being resigned The moves by the FO this season and are they to blame And so much more, sometimes positive reinforcement, from your friends at the RSL Random Fan Podcast! Listen, Share, and Subscribe

La CGT, la CFDT, FO... Tous ces syndicats qui défendent les droits des travailleurs en bataillant face au patronat ont régulièrement recours à quelque chose qui remonte à l'Égypte antique : la grève. En effet, si nous les Français avons la réputation d'être les champions de la manifestation, ce n'est pourtant pas nous qui l'avons inventé... Dans "Ah Ouais ?", Florian Gazan répond en une minute chrono à toutes les questions essentielles, existentielles, parfois complètement absurdes, qui vous traversent la tête.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this edition: 01. Draft Educators Guide 02. AMSAT Student Memberships now free 03. LEO Satellites 04. SpaceX Starship 05. NASA JPL Layoffs 06. SpaceX classified defense satellites 07. Below are recurring links that normally do not change 08. AMSAT Awards 09. Donate to AMSAT 10. FO-29 Schedule 11. FO-99 Schedule 12. AMSAT Keps Link 13. AMSAT Distance Records 14. AMSAT Membership 15. AMSAT President Club 16. Satellite Status Page 17. Satellite Status Page 2 18. FM Satellite Frequencies 19. Linear Satellite Frequencies 20. ISS pass prediction times 21. AMSAT Ambassador Program 22. AMSAT News Service 23. AMSAT GOLF Program 24. AMSAT Hardware Store 25. AMSAT Gear on Zazzle 26. AMSAT Remove Before Flight Keychains 27. AMSAT on X (Twitter) 28. and more.

YEERRRR we are back talking about the Fan appreciation day that will definitely be remembered for all the wrong reason. Fans took an L from the FO and the team took an L on the field! how does this make you feel about the playoffs? we give our thoughts. #yktfv @newyorkcityfc Follow them on Twitter & Instagram @NYCFCForeverPod Dave Moncion - @doobie_rockz Jonathan Sanchez - @jonsanch3z Yousef Ricart - @_ricartist Music by: Intangiblez https://www.beatstars.com/intangiblez https://soundcloud.com/theintangiblez

In this edition: 01. AMSAT Symposium Live Stream 02. AMSAT Symposium Schedule 03. e-kagaku-1 website 04. e-kagaku-1 IARU 05. BOTAN website 06. BOTAN IARU 07. Below are recurring links that normally do not change 08. AMSAT Awards 09. Donate to AMSAT 10. FO-29 Schedule 11. FO-99 Schedule 12. AMSAT Keps Link 13. AMSAT Distance Records 14. AMSAT Membership 15. AMSAT President Club 16. Satellite Status Page 17. Satellite Status Page 2 18. FM Satellite Frequencies 19. Linear Satellite Frequencies 20. ISS pass prediction times 21. AMSAT Ambassador Program 22. AMSAT News Service 23. AMSAT GOLF Program 24. AMSAT Hardware Store 25. AMSAT Gear on Zazzle 26. AMSAT Remove Before Flight Keychains 27. AMSAT on X (Twitter) 28. and more.

We kick off with the tragic and mysterious passing of Arthur Jones at just 39—was it his heart? No one knows yet, but we pay our respects and dig into the early reports. Then it's a hard pivot to baseball bombshells: Albert Pujols is officially the Angels' manager for 2026, and we're already dreaming of dugout drama.Next up: Buffalo Bills are reclaiming their identity—not as New York's forgotten stepchild, but as Toronto's football cousin. We break down the geography, the fandom, and why Buffalo deserves its own damn spotlight.And yes, we go there: Taylor Swift's new album has lyrics that'll make you look at Travis Kelce's khakis a little differently. Redwood trees, magic wands, and “New Heights of manhood”? We unpack the poetic thirst trap and crown Kelce the unofficial Tri-Pod of the NFL.Finally, our Biggest Pickle of the week: Mark Sanchez. Stabbed in Indy, arrested at the hospital, and charged with a cocktail of misdemeanors that scream “big alcohol energy.” Was he trying to steal a car? Fight a delivery guy? We sort through the madness and try to make sense of the Sanchez spiral.

01. futureGEO Workshop 02. Holiday Inn Phoenix hotel link 03. AMSAT Symposium Registration 04. Below are recurring links that normally do not change 05. AMSAT Awards 06. Donate to AMSAT 07. FO-29 Schedule 08. FO-99 Schedule 09. AMSAT Keps Link 10. AMSAT Distance Records 11. AMSAT Membership 12. AMSAT President Club 13. Satellite Status Page 14. Satellite Status Page 2 15. FM Satellite Frequencies 16. Linear Satellite Frequencies 17. ISS pass prediction times 18. AMSAT Ambassador Program 19. AMSAT News Service 20. AMSAT GOLF Program 21. AMSAT Hardware Store 22. AMSAT Gear on Zazzle 23. AMSAT Remove Before Flight Keychains 24. AMSAT on X (Twitter) 25. and more.

01. AMSAT July/August Journal 02. Artemis II Orion 03. Holiday Inn Phoenix hotel link 04. AMSAT Symposium Registration 05. North Star Radio Convention 06. Below are recurring links that normally do not change 07. AMSAT Awards 08. Donate to AMSAT 09. FO-29 Schedule 10. FO-99 Schedule 11. AMSAT Keps Link 12. AMSAT Distance Records 13. AMSAT Membership 14. AMSAT President Club 15. Satellite Status Page 16. Satellite Status Page 2 17. FM Satellite Frequencies 18. Linear Satellite Frequencies 19. ISS pass prediction times 20. AMSAT Ambassador Program 21. AMSAT News Service 22. AMSAT GOLF Program 23. AMSAT Hardware Store 24. AMSAT Gear on Zazzle 25. AMSAT Remove Before Flight Keychains 26. AMSAT on X (Twitter) 27. and more.

James Comey has hit the FO portion of our program, you sexy heathens! Michael breaks that down as only he can, plus no, those don't go there! Sword enimas? What?! Oh, and say hi to all the new cool kids who found us - you groovy people! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

James Bohannon of family office Belzberg & Co. explains the FO world and its untapped potential for searchers & sponsors.Topics in James's interview:What is a family office?Family office capital sustains private marketsYou may wear jeans, but there are tradeoffsPrivate, insular nature of family officesHow to network with family officesWhen it makes sense to exit to a family officeLong-term holds are a good fitPlaying defense and offense within family officesFamily offices do not need to raise capitalFamily offices may be friendlier to smaller dealsReferences and how to contact James:LinkedInGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

Chaos doesn't take the weekend off, but David Waldman does, so apocalypse later, make it Monday, ok? Trump's ouster of Jimmy Kimmel Is much worse than you think it is… maybe even worse than I think it is! The remaining late-night hosts satirically bowed to Trump, but it kind of felt like a rehearsal while old Charlie Kirk Show scripts are being loaded into their teleprompters. Trump and MAGA have no problem with their pronouns, “they” is never “them”, no matter how much they seem like them. Trump will exterminate all of them… or “they” … Obviously, the only way to defend against something like this would be to hire more dipshits for the dumbasses to yell at. And they had better be real dipshits too, because any dumbass can tell if you're just pretending to be a dipshit by just looking at you. Case in point, U.S. Attorney Erik Siebert will be fired for not pressing false charges against Letitia James, while Ed Martin is free to McGruff cosplay outside James' house. The case against Lisa Cook is in tatters, while the team that put together the New York Times lawsuit orders another round of drinks. South Korea had such high hopes for us, then they turned on the news. They are beginning to see that with Trump they don't need to FA to FO. Former Brazilian President Jair Bolsonaro will be waiting 27 years and three months for Trump's pardon. Vladimir Putin must have had TACO translated into Russian, and is checking out Poland, Romania, and Estonia.