One Minute Retirement Tip with Ashley

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche. One of my favorite questions that I came across recently that I've started asking clients who are nervous about the current environment now is - what needs to happen for you to feel more in control right now?  It's important to ask the right questions and I find this question to be helpful because it gets to the heart of the issue for most people - you're not in control of the events of the world, yet you're feeling the effects of those events in a very real way as your investments go up and so far this year…down. Sometimes it's a small change that can make all the difference - slightly lowering your allocation to stocks, selling a particular position that is the most volatile, moving more into cash so at least you won't need to sell stocks if things get worse from here.  The key is keeping the long-term view in focus and not let current events cause you to completely abandon your long-term investment strategy. And just doing something - the smallest thing in many cases - is enough to help you stay stick to your plan. So this week we're exploring the topic: How to Keep Your Focus (and Your Nerve) Amid Market Chaos

It's Sunday and I'm wrapping up the week by summarizing this week's theme: 10 Stupid Things People Waste Money On In case you missed any episodes this week, here are the [1-3] most important takeaways from this week…

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm wrapping up the week by talking about something I see very commonly among my retired clients. 

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about spending money on something that you might only wear once…

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about overpaying for convenience. This is something that is so pervasive in our culture today. 

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about 2 very problematic problems that point to a deeper issue among Americans: buy now, pay later & not paying off your credit cards every month.

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about the first 2 stupid things I see people spending money on: luxury handbags & other status symbols

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets.  For 17 years, I've helped clients retire with confidence, and my goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. This week we're exploring the topic: 10 Stupid Things People Waste Money On

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Going For The Gold: A Smart Hedge or Bad Investment? In case you missed any episodes this week, here are the most important takeaways from this week…

This week on the Retirement Quick Tips Podcast, I'm talking about gold - is it a smart hedge or a bad investment? Today, I'm talking about IF I were to buy gold or recommend it, here's how I would do it. 

This week on the Retirement Quick Tips Podcast, I'm talking about gold - is it a smart hedge or a bad investment? Today, I'm talking about the dynamics that really drive gold prices, and the myth that gold is a hedge against inflation…

This week on the Retirement Quick Tips Podcast, I'm talking about gold - is it a smart hedge or a bad investment? Today, I”m talking about reasons why you may want to take a pass on gold, and while I still plan to. 

This week on the Retirement Quick Tips Podcast, I'm talking about gold - is it a smart hedge or a bad investment? Today, I'm talking about reasons you may way to consider investing in gold…

This week on the Retirement Quick Tips Podcast, I'm talking about gold - is it a smart hedge or a bad investment? Maybe you've heard recently in the news about the price of gold - it's currently hovering close to $3500 an ounce as I record this podcast, up 30% this year alone. It's made strong gains since bouncing around a lot during the Covid era and bottoming out in the fall of 2022. Since that time, it's up over 100%, which is absolutely stunning! 

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets.  For 17 years, I've helped clients retire with confidence, and my goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. This week we're exploring the topic: Going For The Gold: A Smart Hedge or Bad Investment?  

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Too Good To Be True: How to Spot & Stop Financial Scams Before It's Too Late

This week on the Retirement Quick Tips Podcast, I'm talking about how to spot and stop financial scams.  Today, we're diving into more common sense steps you can take to stop financial scammers in their tracks.

This week on the Retirement Quick Tips Podcast, I'm talking about how to spot and stop financial scams.  Today, I'm talking about practicing good online hygiene. Unfortunately, data breaches are so common, nobody seems to care and there's no accountability for literally millions of pieces of sensitive information about all of us now available for scammers to use.

This week on the Retirement Quick Tips Podcast, I'm talking about how to spot and stop financial scams.  Today, I want to talk about the most important common sense response to any unsolicited request - pause before responding.

This week on the Retirement Quick Tips Podcast, I'm talking about how to spot and stop financial scams.  Yesterday, I talked about how AI is changing the way scammers operate. That's probably the biggest development over the last couple of years. Today I want to talk about some other types of scamming trends to watch out for in 2025.

This week on the Retirement Quick Tips Podcast, I'm talking about how to spot and stop financial scams.  Today, I'm talking about how AI is changing the way scammers operate, making it harder to spot and stop scammers.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've helped hundreds retire with confidence. My goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. This week we're exploring the topic: Too Good To Be True: How to Spot & Stop Financial Scams Before It's Too Late

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Navigating markets in turmoil

This week on the Retirement Quick Tips Podcast, I'm talking about navigating markets in turmoil Today, I'm talking about opportunities during periods of volatility.

This week on the Retirement Quick Tips Podcast, I'm talking about navigating markets in turmoil Today, I'm addressing feelings of anxiousness and hopelessness you might be having…

This week on the Retirement Quick Tips Podcast, I'm talking about navigating markets in turmoil Today, I'm talking about Should I make changes to my portfolio?

This week on the Retirement Quick Tips Podcast, I'm talking about navigating markets in turmoil Today, I'm asking you a question that you definitely need to be able to answer: Can you handle a bear market?...

This week on the Retirement Quick Tips Podcast, I'm talking about navigating markets in turmoil Today, I'm talking about the number one question I think is on most people's minds…is it going to get worse?  

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've been helping clients retire with confidence, and my goal on this podcast is to help you do the same. Together we'll simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. This week we're exploring the topic: Navigating Markets in Turmoil

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about humility

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Being A Better Person To The People I Love Most

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about generosity

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Focusing on what matters

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Saving Money & Spending Money

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Building Character & Good Habits

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Parenting

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Health.

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Dealing with people

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Investing.

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about success. 

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about Avoiding Money Stupidity

This week on the Retirement Quick Tips Podcast, I'm sharing with you 40 life lessons I've learned in my 40 years.  Today, I'm talking about 3 inalienable truths (according to yours truly). These are my quirky, yet absolute beliefs that I've come to discover are inalienable…

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've helped my clients retire with confidence, and my goal on this podcast is to help you simplify the complexities of retirement so you can focus on what truly matters— living a fulfilling retirement while maintaining financial security. I just turned 40 last week. I still don't know how I feel about it. They say that age is just a number, but I don't really agree with that. Another birthday and another trip around the sun is an annual reminder that life on this earth is very brief, and hopefully we all grow to be better & wiser along our journey of life.  Do I feel older this year? I've been having a lot of pain in my hips and back recently. The other day I was bending over to help one of my kids with something, and as I stood up again, I couldn't do that all at once. I got stuck about ⅔ of the way back up, and had to pause and move slow the rest of the way back to vertical. I'm constantly putting on hand lotion because the skin on the back of my hands are starting to look all crepey. Stuff that didn't even enter into my orbit now occupies mental space in my head - like I better take it slow standing back up and did I remember to put my crepe cream on before bed.  So I definitely feel older. Wiser too? Maybe, we'll see…Because this week and next week on the podcast, I'll be sharing with you 40 life lessons I've learned over the last 40 years.  

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Stocks Just Entered Correction Territory - What's Your Next Move?

This week on the Retirement Quick Tips Podcast, we're talking about how to handle stock market corrections.  Today, I'm talking about what you can do if you want to further protect yourself.

This week on the Retirement Quick Tips Podcast, we're talking about how to handle stock market corrections.  Today, I want to talk about keeping your emotions out of your investment decisions.

This week on the Retirement Quick Tips Podcast, we're talking about how to handle stock market corrections.  Yesterday, I talked about the problem of complacency and how many investors today are overexposed to stocks. This correction should be a wakeup call to get your portfolio house in order after a decade+ of strong growth in the markets with very little volatility and more than 15 years since we came out of the last major recession.

This week on the Retirement Quick Tips Podcast, we're talking about how to handle stock market corrections.  Today, I'm talking about the problem of complacency.

This week on the Retirement Quick Tips Podcast, we're talking about how to handle stock market corrections.  Today, I'm talking about what a correction is and what it usually means…

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've helped my clients retire with confidence, and my goal on this podcast is to help you simplify the complexities of retirement so you can focus on what truly matters— living a fulfilling retirement while maintaining financial security. I'm turning 40 this week. And I was planning to share with you 40 life lessons I've learned over the last 40 years, but as I was getting ready to record, the stock market continued it's turbulent path and both the Nasdaq and S&P 500 officially entered correction territory. So I thought it would be timely and hopefully more valuable to share some insights on corrections - what they mean, how to deal with them, and discuss what to do. 

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host and guide, Ashley Micciche. I'm a financial advisor and co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $425M in assets. For 17 years, I've helped hundreds retire with confidence. My goal on this podcast is to simplify the complexities of retirement planning so you can focus on what truly matters—enjoying your retirement years while maintaining financial security. This week I'm taking a break to catch up from my recent trip to Hawaii.  I'll be back with new episodes next Monday, March 24th.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast.