Podcasts about spending money

Click here to watch on YouTubeMost people think spending money is a math problem. But what we buy is often shaped by our childhood experiences, family history, insecurities, identity and expectations about what success should look like. Drawing on ideas from Morgan Housel's book The Art of Spending Money, Brian breaks down the psychology behind spending, the status trap that keeps people chasing approval and a powerful formula for understanding happiness. Brian also shares the painful childhood experience that helped shape his drive, how money can mean completely different things to two people and why wealth is most valuable when it buys time, freedom, simplicity and peace of mind. Then, Brian coaches a highly successful business owner who is confronting an important question: What happens when the business you built begins competing with the life and relationships you value most? Register free for Buffini Coaching Live on July 30 at 9:00 a.m. Pacific and hear Brian Buffini and Morgan Housel live:https://www.thebrianbuffinishow.com/bclNOTEWORTHY QUOTES FROM THIS EPISODE:“People spend a lot of money on things we don't need to impress people we don't know.” – Brian Buffini“Happiness equals circumstances minus expectations.” – Morgan Housel“Money can buy you happiness. But it won't be the stuff and it won't be the status.” – Brian Buffini“The psychology of money and the psychology of success are about finding out what matters most, understanding that's where your treasure lies, and then building a life that supports that.” – Brian Buffini“The same thing that got me here isn't going to get me there.” – Brian BuffiniThe Brian Buffini Show Hosted on Acast. See acast.com/privacy for more information.

Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss a different finance-related topic. In this episode, Sumit Desai, CFA, Senior Vice President and Director of Research, joins Jon to discuss the K-shaped economy, AI driving up markets, and the housing market widening the gap between classes. To learn more, visit www.mesirow.com.  

In this one, Bruce had to buy a lot of stuff that was not fun. Mark put out a doors and drawer faces video about his kitchen. Plus, they discuss a lot more! This episode is sponsored by Gorilla Glue! Order yours today using our link: https://gorillatough.com/webuiltathing Gorilla. Tough enough for the pros. Easy enough for everyone. Thanks to Gorilla Glue for sponsoring this episode! Mark's YouTube Channel: http://youtube.com/gunflintdesigns Bruce's YouTube Channel: https://www.youtube.com/bruceaulrich DIRTtoDONE on YouTube: http://tinyurl.com/DIRTtoDON Become a patron of the show! http://patreon.com/webuiltathing OUR TOP PATREON SUPPORTERS -Scott @ Dad It Yourself DIY http://bit.ly/3vcuqmv -Ray Jolliff -Deo Gloria Woodworks (Matthew Allen) https://www.instagram.com/deogloriawoodworks/ -Henry Lootens (@Manfaritawood) -Maddux Woodworks http://bit.ly/3chHe2p -Bruce Clark -Monkey Business Woodworks -AC Nailed It -Joe Santos from Designer's Touch Kitchen & Bath Studio -Trevor Support our sponsors: TOOL CODES: -MagSwitch: "GUNFLINT10" -SurfPrep: "BRUCEAULRICH" -Starbond: "BRUCEAULRICH" -Brunt Workgear: "GUNFLINT10" -Rotoboss: "GUNFLINT" -Montana Brand Tools: "GUNFLINT10" -Monport Lasers: "GUNFLINT6" -Stone Coat Epoxy: Gunflint -MAS Epoxy: FLINT -YesWelder: GUNFLINT10 -Millner-Haufen Tool Co: "ULRICH20" for 20% off -Camel City Mill: GUNFLINT10 -Arbortech Tools: "BRUCEAULRICH" for 10% off -Wagner Meters: https://www.wagnermeters.com/shop/orion-950-smart/?ref=210 ETSY SHOPS: Bruce: https://www.etsy.com/shop/BruceAUlrich?ref=simple-shop-header-name&listing_id=942512486 Mark: https://www.etsy.com/shop/GunflintDesigns?ref=search_shop_redirect We are makers, full-time dads and have YouTube channels we are trying to grow and share information with others. Throughout this podcast, we talk about making things, making videos to share on YouTube, Instagram, Facebook, etc...and all of the life that happens in between.  CONNECT WITH US: WE BUILT A THING: www.instagram.com/webuiltathingWE BUILT A THING EMAIL: webuiltathing@gmail.com BRUDADDY: www.instagram.com/brudaddy/ GUNFLINT DESIGNS: https://www.instagram.com/gunflintdesigns

If you have been thinking about buying a LED mask, the hardest part is knowing what actually matters. The price range is all over the place, every brand seems to have some version of “FDA cleared” on the page, and a lot of the buying advice sounds scientific enough to trust. But none of that automatically tells you whether the device is strong enough to do anything meaningful for your skin.That is why we wanted to take a closer look at an Allure post called So You Wanna Buy a LED Mask. The guide brings up the same things people usually look at before buying one: price, number of bulbs, FDA clearance, clinical trials, and how often you have to use it. Some of those details can be useful, but they can also distract from the real questions: how much light does the device actually deliver, what wavelengths does it use, and is the coverage strong enough to create meaningful stimulation?That matters if you are about to spend a few hundred dollars on a device and you are using the wrong signals to decide. A high price, FDA clearance, or a small clinical study can make a mask sound more credible, but those details do not always answer the question you actually care about: Will this device give my skin enough stimulation to be worth using?What's Discussed:(04:22) Why we are reacting to Allure's LED mask buying guide.(05:12) Why the $100 to $1000 LED mask price range is not very helpful.(07:31) Why diode count matters, but output matters more.(08:33) Whether you actually need to use a LED mask every day.(10:55) What FDA clearance does and does not tell you.(13:35) Why a five-subject clinical trial is not strong proof.(15:45) The wavelengths that matter for red light therapy.Listen to this episode of Biohacking Beauty to understand what actually matters before buying a LED mask, and why the most scientific-sounding claims are not always the ones that tell you if a device will work.Resources Mentioned:Age-Associated Changes in Oxidative Stress and NAD+ Study: journals.plos.org/plosone/article/ FASEB study on how methylene blue delays cellular senescence cells: faseb.onlinelibrary.wiley.com/doi/ Find more from Young Goose:Use code PODCAST10 to get 10% OFF your first purchase, and if you're a returning customer use the code PODCAST5 to get 5% OFF at younggoose.comInstagram: @young_goose_skincare

Yooo people ! I hope you've had a good week ❤️In this week we talk about testimonies, why it's important for the mandem not to “overspend” and do what they can, what transparency looks like and much more ! As always, any questions or dilemmas please drop us a email ! Love

EP 2921 (WE 327) Book Review The Art of Spending Money ตอนที่ 4 มาเป็นตอนจบของการรีวิวหนังสือเล่มนี้ ที่ให้ข้อคิดดี ๆ เกี่ยวกับการใช้จ่ายเงิน มาลองฟังกันครับ

I'm back with a solo episode answering some of the questions you've been asking most lately. We're covering everything from how I structure my workdays, what creator life actually looks like behind the scenes and how I think about money, investing, and the things I choose to spend on now versus five years ago.On the beauty side, I'm sharing how my philosophy has evolved, the three treatments I'd keep if I had to start over, the procedure I wouldn't do again, my thoughts on facial fat transfer, cosmetic surgery trends and the beauty insecurity I've finally let go of. I also weigh in on the treatments I think are worth the investment, and the ones I think we've collectively gone a little overboard on.Finally, we get into some of your relationship questions, including dating with an age gap, the challenge of leaving a relationship with someone who's a great person but not the right partner, what my divorce taught me, and a few updates on life lately, including the house remodel.This episode is brought to you by:Use code WELL and save 20% on your first order at https://justthrivehealth.com/WELL. Head to paleovalley.com/well, or use code well at checkout for 15% off your first purchase.Get $25 off your first purchase when you go to TheRealReal.com/well.Visit quo.com/blonde for 20% off 6 months.Go to dailybasislife.com/WELL to get 30% off your first month. Visit timeline.com/WELL20 to get up to 39% off your Mitopure Gummies. Try LMNT and get a free sample pack when you go to drinklmnt.com/well. Try obé Fitness for free 30 days at obefitness.com with code WELL.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

EP 2914 (WE 326) Book Review The Art of Spending Money ตอนที่ 3 การใช้จ่ายต้องมีศิลปะ มาเรียนรู้การใช้จ่ายอย่างถูกวิธีกับหนังสือเล่มนี้กัน ตอนนี้เป็นตอนที่ 3 ครับ

EP 2907 (WE 325) Book Review The Art of Spending Money ตอนที่ 2 มาต่อเป็นตอนที่ 2 กับการรีวิวข้อคิดที่ได้จากหนังสือเล่มนี้ เผื่อเป็นประโยชน์กับผู้ประกอบการวันหยุดและผู้ที่สนใจนะครับ

Morgan Housel, best-selling author of The Psychology of Money, Same as Ever, and The Art of Spending Money, has a “system” for building wealth that seems too simple, too easy to be true—but is. Most Americans think getting wealthy is only for those willing to work 100+ hour weeks, build a business from scratch, inherit millions, or get a high-paying six-figure job. That's not the case. The average American can get wealthy—you just need to follow this “good enough” system. Morgan spent the early part of his career covering lessons from the fallout of the 2008 Great Financial Crisis. Economics couldn't make sense of it, and what he found was that psychology could. Knowing how to win the money game puts you in the player's seat, instead of watching from the sidelines. And today, Morgan shares the biggest lessons to get in the game. From the simple “system” both he and Dave use to build wealth to the #1 skill of a wealthy investor, when you should spend more money, and why merely working harder isn't going to get you what you want. Morgan even shares his strong opinion on the #1 thing wrong with the housing market today—and how we could actually fix it.  In This Episode We Cover Morgan's simple “system” for building wealth even if you don't have tons of extra income Why retiring early is not the goal worth striving for (and what is better) How much of a return should you be making on your investments? Morgan's unique answer  Knowing your “enough” so you can stop worrying, start living, and do what you're meant to do  Spend more money before it's too late? The argument for why you shouldn't wait to give  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠h⁠⁠t⁠t⁠ps://www⁠.biggerpockets.com/blog/real-estate-1292⁠⁠⁠⁠⁠. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

EP 2900 (WE 324) Book Review The Art of Spending Money ตอนที่ 1 ใช้จ่ายอย่างไรให้เรามีความสุขและประสบความสำเร็จทางการเงินไปพร้อม ๆ กัน มาฟังรีวิวหนังสือเล่มนี้เป็นตอนแรกครับ

Spending Money and Sharing Wigs You can see Sherri on tour all of 2026 in a city near you: ⁠⁠⁠⁠https://sherrishepherd.com/⁠⁠⁠⁠ See Kym on tour ⁠⁠⁠⁠https://iamkymwhitley.com⁠⁠⁠⁠ for dates and tickets Follow Two Funny Mamas on Instagram ⁠⁠  / twofunnymamas  ⁠⁠ Follow Chris Denman on Instagram ⁠⁠  / instadenman  ⁠⁠ Follow Andre Lavelle on IG ⁠⁠  / theandrelavelle  ⁠⁠ Follow Sherri Shepherd: Facebook: ⁠⁠  / officialsherrishepherd  ⁠⁠ Instagram: ⁠⁠  / sherrieshepherd  ⁠⁠ Twitter: ⁠⁠  / sherrieshepherd  ⁠⁠ Website: ⁠⁠http://sherrishepherd.com/⁠⁠ Follow Kym Whitley: Facebook: ⁠⁠  / kymwhitley  ⁠⁠ Instagram: ⁠⁠  / kymwhitley  ⁠⁠ Twitter: ⁠⁠  / kymwhitley  ⁠⁠ Website: ⁠⁠https://iamkymwhitley.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3585: Charlie Johnson shares a counterintuitive approach to saving money: spend intentionally on the few things that genuinely increase your happiness while cutting back aggressively on everything else. By identifying and prioritizing the expenses that matter most, he explains how this strategy helped him eliminate $25,000 in credit card debt while enjoying life more along the way. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "I was spending tons of money on things I didn't care about." "As long as I continued to spend money on the things that made me happy, I could enjoy life and save money." "The goal is to spend on the few things that matter the most to you and save your money on the many things that don't." Episode references: Starbucks: https://www.starbucks.com Netflix: https://www.netflix.com The Pareto Principle (80/20 Rule): https://en.wikipedia.org/wiki/Pareto_principle Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3585: Charlie Johnson shares a counterintuitive approach to saving money: spend intentionally on the few things that genuinely increase your happiness while cutting back aggressively on everything else. By identifying and prioritizing the expenses that matter most, he explains how this strategy helped him eliminate $25,000 in credit card debt while enjoying life more along the way. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "I was spending tons of money on things I didn't care about." "As long as I continued to spend money on the things that made me happy, I could enjoy life and save money." "The goal is to spend on the few things that matter the most to you and save your money on the many things that don't." Episode references: Starbucks: https://www.starbucks.com Netflix: https://www.netflix.com The Pareto Principle (80/20 Rule): https://en.wikipedia.org/wiki/Pareto_principle Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3585: Charlie Johnson shares a counterintuitive approach to saving money: spend intentionally on the few things that genuinely increase your happiness while cutting back aggressively on everything else. By identifying and prioritizing the expenses that matter most, he explains how this strategy helped him eliminate $25,000 in credit card debt while enjoying life more along the way. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "I was spending tons of money on things I didn't care about." "As long as I continued to spend money on the things that made me happy, I could enjoy life and save money." "The goal is to spend on the few things that matter the most to you and save your money on the many things that don't." Episode references: Starbucks: https://www.starbucks.com Netflix: https://www.netflix.com The Pareto Principle (80/20 Rule): https://en.wikipedia.org/wiki/Pareto_principle Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do so many successful investors struggle to actually enjoy the wealth they've built? In this Memorial Day weekend episode of Allworth's Money Matters, Scott and Pat talk with UCLA professor and behavioral expert Hal Hershfield and explore the emotional side of money, retirement, and investing. From fear of running out of money to recency bias and loss aversion, this episode dives deep into the hidden psychological forces that shape financial decisions — even for millionaires. If you've ever wondered why investors panic during market drops, hesitate to spend in retirement, or obsess over past financial mistakes, this conversation about investing will completely change how you think about money. Scott, Pat, and Hal unpack why wealthy retirees often struggle to spend confidently, how emotions influence investing decisions, and why understanding investor psychology may be just as important as understanding the stock market itself. They also discuss longevity insurance, risk tolerance, mental accounting, and how advisors can help clients align money with purpose and happiness. Whether you're approaching retirement or simply want to become a smarter long-term investor, this episode offers powerful insights into the psychology behind successful investing and financial decision-making. What You'll Learn: -Why many wealthy retirees are afraid to spend money -How loss aversion impacts investing decisions -The dangers of recency bias in the stock market -Why financial regrets stick with us longer than successes -How psychology shapes investing behavior -The emotional side of risk tolerance and market volatility -How “mental accounting” affects spending habits -Why longevity insurance hasn't caught on with investors -How financial advisors help clients align money with life goals Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

Yesterday the city council voted to NOT spend $6 million for a tract of land that the Mayor and Police Chief want to use for a new training facility. You might be surprised which side Jason comes down on.

Have you ever opened your bank account and immediately felt your stomach drop? Today's episode is part two in the small finances series, and I'm talking all about business finances. I'm talking about what it's like to see the money come in, and then immediately go back out. And it's not that the money is just disappearing; it's being invested and making an impact. Clocking In with Haylee Gaffin is produced by Gaffin Creative, a podcast production company for creative entrepreneurs. Learn more about our services at Gaffincreative.com, plus you'll also find resources, show notes, and more for the Clocking In Podcast.Find It Quickly: The emotional reality of paying people (1:04)Paying yourself consistently (4:15)Reframing “spending money” (8:32)What consistency creates (11:59)The responsibility of ownership (13:43)Connect with Haylee:Instagram: instagram.com/hayleegaffinWebsite: gaffincreative.comTranscript: https://share.descript.com/view/sYnyO1JODF4 Hosted on Acast. See acast.com/privacy for more information.

IT'S TIME FOR SOME TUNING, AND FOR SOME MONEY SPENDING - In this episode Dratnos, Dorki & Max talk MDI, the current state of the raid and M+, as well as how healing and tanking is feeling - hope you enjoy!

What happens when AI starts spending money for us? In this episode of the Influence Global Podcast, Gordon Glenister speaks with Grant from The Payment Shed about AI driven commerce, digital trust, Buy Now Pay Later culture, fraud, stablecoins and the rise of the cashless society. Topics include: • AI agents shopping on our behalf   • The hidden risks of Buy Now Pay Later   • Why fraud is evolving faster than ever   • The future of digital payments and stablecoins   • Whether cash is already becoming obsolete   • How content and personal branding shape modern business As technology reshapes commerce and consumer behaviour, the future of payments may look very different from what we know today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why does paying with cash feel different from tapping your phone? In this Chatterbox episode, Andrew and Anna talk about the psychology of spending money. They share what they happily pay extra for, what they refuse to spend on, and the small tricks companies use to get more money out of our wallets. Along the way, they look at why we sometimes feel like we got a great deal even when we just spent five times what we intended. Listening to many natural responses is one of the best ways to build your everyday listening skills in English. The Best Way to Learn with This Episode: Culips members get an interactive transcript, helpful study guide, and ad-free audio for this episode. Take your English to the next level by becoming a Culips member. Become a Culips member now: Click here: Members can access the ad-free version here: Click here. Join our Discord community to connect with other learners and get more English practice. Click here to join. References: Dan Ariely TED Talk, Are we in control of our own decisions? — Watch here: American Psychological Association, The psychology of spending* — Read here:

Bitcoin has blasted past $81,000, but somehow that is not even the wildest story in crypto this week. In Episode 807 of The Bad Crypto Podcast, Joel Comm and Travis Wright break down a massive week where Bitcoin ETF inflows surged, Michael Saylor’s Bitcoin stack grew to nearly 4% of the total supply, Google committed up to $40 billion toward Anthropic, and AI agents began crossing into territory once reserved for humans: opening accounts, making payments, and deploying software. The boys also dig into the explosive growth of tokenized real-world assets, including Treasuries, gold, and stocks moving on-chain, plus the looming May 21st deadline for the Clarity Act and what it could mean for XRP and the broader crypto market. Crypto, AI, and traditional finance are no longer separate stories. They are becoming one very strange, very powerful story. Welcome to the future. Stay bad.Support the show: https://badcryptopodcast.comSee omnystudio.com/listener for privacy information.

Trevor Powers and Dan Galati on a Sunday-afternoon recap that turned into a full-length argument about how MLB organizations actually win — and why money keeps failing to fix the teams that don't.The conversation runs through the recent manager firings (Rob Thompson, Alex Cora), the Dodgers-vs-everyone organizational alignment thesis, the Yankees' draft pattern that produces big-league pitchers from rounds 6–20, and the 20-darts theory of drafting that the smart orgs all share.00:00 — Intro 01:50 — Ravik Spin Command callback 05:09 — Manager firings: Rob Thompson, Alex Cora, Carlos Mendoza 13:49 — How important is a manager really? 22:30 — The alignment thesis: Dodgers vs the field 35:30 — Yankees' draft + development pattern 44:00 — Schlittler, Will Warren, Ben Rice — the round 6–20 pipeline 47:00 — Bryce Rainer vs Konnor Griffin 48:49 — Orioles' identity-driven hitter cloning 50:18 — Phillies pitching success vs hitting struggles 52:00 — The 20-darts draft philosophy 55:00 — Random late-round all-stars (Roman Anthony, Cal Raleigh, Jose Ramirez) 59:38 — Outro#bsgb #bdhpodcast #mlb #playerdevelopment #managerfirings #dodgers #yankees #draft

The Founderz Lounge Episode #85 with Scott Balaban.What actually keeps people playing mobile games, watching ads, coming back the next day, and spending money inside an app?In this episode of The Founderz Lounge, Don and Steve sit down with Scott Balaban, co-founder of Gameblend Studios, to break down the business of game development, user retention, gamification, and mobile monetization. Scott shares how Gameblend evolved from the CD-ROM era into mobile gaming, how modern game studios think about ads, retention, and in-game purchases, and why keeping a player engaged is often more important than just building a great game.They get into how mobile games are designed to hold attention, what metrics matter most after launch, how ad-based business models actually work, why casual players can be more valuable than hardcore gamers, and how brands can use game psychology to make their own customer experience more sticky. Scott also explains how AI is changing game development, why it dramatically speeds up prototyping, and why human judgment still matters even as the tools get better every week.This conversation also covers gamifying brand loyalty, user behavior, player psychology, mobile ad strategy, AI in development, startup challenges in gaming, and why the future of product design may belong to the people who know how to blend creativity, analytics, and execution.If you care about gaming, app design, AI, customer retention, monetization, loyalty, or how digital products are built to keep your attention, this episode is packed with insight.Timestamps:[00:00] Trailer and Intro[01:44] What Gameblend does[03:14] Games as brand tools[04:41] How mobile games make money[07:31] Retention and player metrics[10:11] Casual gamers are the real market[12:13] How games hold attention[14:41] Airplane mode and player habits[16:37] When and how people play[18:10] Remote work and gaming growth[19:59] How game design has changed[22:40] Why casual players spend more[24:55] Big spenders in mobile games[26:25] How brands use gamification[28:22] AI in game development[31:46] Why AI creates a new gap[35:15] Scott's wildest AI moment[38:20] Can new game studios still win?[42:12] Consulting in game development[43:56] Physical products vs digital games[44:44] What's next for Gameblend StudiosKey Takeaways: • Big brands can still help games get attention, but they are no longer required to build a successful game product. ~Scott Balaban• Mobile game success depends on retention, return behavior, ad performance, and in-game purchases, not just whether the game itself is fun. ~Scott Balaban• “I want the 55 year old woman who's got time and who's got money and will play a game literally for hours upon hours.” ~Scott Balaban• Casual games are built to create routines, fill dead space, and keep people coming back in short repeat sessions throughout the day. ~Scott Balaban• Gamification works in business because the same reward loops that keep players engaged can also make brands, loyalty, and customer behavior more sticky. ~Steve Bon• AI is creating a new gap between people who simply have access to the tools and people who know how to use them well. ~Don Varady• “You still need to choose. You still need to sort of drive it.” ~Scott BalabanConnect with Scott Balaban:Gameblend Studios:Website: https://gameblend.com/Studio: https://gameblend.com/studio/LinkedIn: https://www.linkedin.com/company/gameblend-studios/X: https://x.com/gameblendConnect with Don and Steve…Don Varady:Facebook: https://www.facebook.com/don.varady/ Instagram: https://www.instagram.com/donvarady/ LinkedIn: https://www.linkedin.com/in/don-varady-450896145 Steve Bon:LinkedIn: https://www.linkedin.com/in/stephenbon Instagram: https://instagram.com/stevebon8 Tune in to every episode on your favorite platform...Website: https://www.thefounderzlounge.com/ 

Have the Mets been spending their money on the wrong players? We run through the roster to confirm whether that's the case! Bart ate at a fancy restaurant last night. Learn more about your ad choices. Visit podcastchoices.com/adchoices

There's a phrase that stopped me in my tracks the first time I heard it. I still think about it constantly — once you hear it, you won't be able to unsee it either. In this episode we're talking about the one investment most voice teachers skip, and how skipping it is quietly costing them time, money, and years of spinning their wheels.We talk about:The instant way to know exactly what you actually value (not what you think you value)The expenses that feel necessary in your business — but probably aren'tThe analogy that made me feel a little called out (in the best way)What finally shifted for me after years of trying to figure it out aloneHow to start making choices you're actually proud ofIf you've been hustling hard and still feel like something's off... this one's for you!LINKS:Join the Voicepreneur Program (all courses + community)Join the Email Club!The Voicepreneur WebsiteThe Shop (all products + programs)Instagram @thevoicepreneurCoaching Services with AllieRESOURCES:Free Guide: Messaging Guide for Voice TeachersFree Guide: What You Need to Scale Your StudioFree Training: How to Make Passive Income Without Burning OutThe Profitable Content Guide for Voice TeachersCOURSES: Studio ShiftAmplifyThe Scaling Studio System Sell With Soul

Morgan Housel is the bestselling author of The Psychology of Money, Same As Ever, and The Art of Spending Money. At our recent Motley Fool member event, Senior Vice-President of Rule Breakers strategy Brian Richards sat down with Morgan for a conversation about how the AI boom is intersecting with human psychology and investing.  Host: Brian Richards Guest: Morgan Housel  Producer: Bart Shannon, Mac Greer Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal Election Commission filings for the first quarter of 2026 showed that billionaires Miriam Adelson and George Soros were the biggest donors backing GOP and Democratic super PACs, respectively, ahead of this year's midterms, while billionaire Marc Andreessen's venture capital firm poured $25 million into a pro-artificial intelligence Super PAC. KEY FACTS According to the filings published on Wednesday night, GOP megadonor Adelson donated $30 million to the Senate Leadership Fund, the major super PAC backing Republican Senate candidates. Filings made by the GOP-aligned Congressional Leadership Fund—which backs GOP House candidates—showed Adelson had given the super PAC $10 million, bringing her overall contribution to $40 million so far this year. Billionaire George Soros, one of the biggest backers of Democratic candidates, donated $50 million to his Democracy PAC in January through an associated group, the Fund for Policy Reform. The Democracy PAC then donated $9 million to Senate Majority PAC—which backs Democratic Senate candidates. FORBES VALUATION According to Forbes' Real Time Billionaire's list, Adelson's total fortune is worth $37.3 billion, making her the 58th richest person in the world. In comparison Soros' net worth stands at $7.5 billion as of Thursday morning. WHAT DO WE KNOW ABOUT FUNDING FROM SILICON VALLEY ?Leaders from Silicon Valley launched the pro-AI super PAC Leading the Future in August last year, with venture-capital firm Andreessen Horowitz among its main backers. Wednesday's filings showed that the venture firm donated $25 million to the political action committee, with $12.5 million each coming from co-founders Benjamin Horowitz and billionaire Marc Andreessen. BIG NUMBER $27 million. That is how much Democratic Texas Senate Candidate James Talarico has raised in the first three months of the year so far, according to the New York Times. Talarico's strong numbers appear to reflect Democratic optimism about the race in deep-red Texas, as the GOP has been besieged by infighting among its top two candidates. SURPRISING FACT Filings for a Win for America, a super PAC backed by sports betting platforms, showed it raised more than $40 million in the first three months of the year. FanDuel contributed $19.5 million while DraftKings' holding company, DK Crown Holdings, donated 17.5 million. An additional $4 million came from Fanatics' subsidiary FBG Enterprises Opco. Read the full story on Forbes: By Siladitya Ray https://www.forbes.com/sites/siladityaray/2026/04/16/billionaire-adelson-pours-40-million-to-back-gop-soros-gives-50-million-to-his-democrat-pac/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal Election Commission filings for the first quarter of 2026 showed that billionaires Miriam Adelson and George Soros were the biggest donors backing GOP and Democratic super PACs, respectively, ahead of this year's midterms, while billionaire Marc Andreessen's venture capital firm poured $25 million into a pro-artificial intelligence Super PAC. KEY FACTS According to the filings published on Wednesday night, GOP megadonor Adelson donated $30 million to the Senate Leadership Fund, the major super PAC backing Republican Senate candidates. Filings made by the GOP-aligned Congressional Leadership Fund—which backs GOP House candidates—showed Adelson had given the super PAC $10 million, bringing her overall contribution to $40 million so far this year. Billionaire George Soros, one of the biggest backers of Democratic candidates, donated $50 million to his Democracy PAC in January through an associated group, the Fund for Policy Reform. The Democracy PAC then donated $9 million to Senate Majority PAC—which backs Democratic Senate candidates. FORBES VALUATION According to Forbes' Real Time Billionaire's list, Adelson's total fortune is worth $37.3 billion, making her the 58th richest person in the world. In comparison Soros' net worth stands at $7.5 billion as of Thursday morning. WHAT DO WE KNOW ABOUT FUNDING FROM SILICON VALLEY ?Leaders from Silicon Valley launched the pro-AI super PAC Leading the Future in August last year, with venture-capital firm Andreessen Horowitz among its main backers. Wednesday's filings showed that the venture firm donated $25 million to the political action committee, with $12.5 million each coming from co-founders Benjamin Horowitz and billionaire Marc Andreessen. BIG NUMBER $27 million. That is how much Democratic Texas Senate Candidate James Talarico has raised in the first three months of the year so far, according to the New York Times. Talarico's strong numbers appear to reflect Democratic optimism about the race in deep-red Texas, as the GOP has been besieged by infighting among its top two candidates. SURPRISING FACT Filings for a Win for America, a super PAC backed by sports betting platforms, showed it raised more than $40 million in the first three months of the year. FanDuel contributed $19.5 million while DraftKings' holding company, DK Crown Holdings, donated 17.5 million. An additional $4 million came from Fanatics' subsidiary FBG Enterprises Opco. Read the full story on Forbes: By Siladitya Ray https://www.forbes.com/sites/siladityaray/2026/04/16/billionaire-adelson-pours-40-million-to-back-gop-soros-gives-50-million-to-his-democrat-pac/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bruce & Gaydos explain how the war with Iran is impacting prices across the board.

Explore how meaningful travel experiences, storytelling, and thoughtful planning can enhance your retirement journey. In this episode, Roger answers listener questions on managing retirement accounts, health insurance, financial literacy, and shares inspiring stories and book recommendations.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Introduction: Rock retirement with community questions and storiesROCKIN' RETIREMENT IN THE WILD(01:39) A memorable travel story from Doug in Greece and the value of experiential travelRETIREMENT LIFE LAB(03:50) The significance of experiences over souvenirs for meaningful memoriesLISTENER QUESTIONS(06:15) Addressing listener questions on managing retirement accounts and consolidating assets(06:43) Handling required minimum distributions and tax considerations for late retirees (Vern's story)(09:23) Reasons to keep or roll over 401(k) assets, including inertia, access, and creditor protection(12:32) Audio question about health insurance and budgeting(18:10) Correcting misconceptions about MAGI and ACA subsidies (Michael's feedback)(20:08) Insights on the blind spots of retirement planning software and AI's role in financial planning(23:00) The emerging role of AI as a thinking partner in retirement planning(25:43) Managing required minimum distributions and tax planning for late retirees (Michelle's situation)(28:08) Using professional help vs. DIY approaches for RMDs and taxes(31:24) Dan's pursuit of a meaningful second career in financial literacy and how to prepareON THE BOOKSHELF(35:42) Recommended bookshelf: The Art of Spending Money, Devil in the White City, Inside the Greatest Crash, and Once an EagleSMART SPRINT(41:37) Smart Sprint: Create an experiential gift to cherish memories with loved onesREFERENCESThe Art of Spending Money by Morgan HouselDevil in the White City by Erik LarsonInside the Greatest Crash by Andrew Ross SorkinOnce an Eagle by Anton MyrerAging and Healthcare Planning ResourcesConnect with Roger Whitney:Submit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Financial independence isn't just about hitting a certain net worth or reaching a magic retirement number, it's a personal journey shaped by your habits, values, and the emotional baggage that money can carry. In this episode of the Financial Symmetry Show, we dig into Morgan Housel's "The Art of Spending Money," exploring the spectrum from financial dependence to independence.   The Financial Independence Spectrum The path to financial independence isn't a straight line, nor is it solely defined by the size of your bank account. You could have a net worth of $10 million, $20 million, or more and still be fully financially dependent—perhaps on an employer, a board, or circumstances outside your control.  Morgan Housel's framework outlines 15 levels of financial dependence and independence. Where you fall on this spectrum is shaped as much by your comfort zone, habits, and attitudes toward spending and saving as by your net worth. Someone making several million a year could feel just as constrained as someone living paycheck to paycheck if their spending or obligations keep them tethered to external demands.   The Psychology of Spending The art of managing your finances goes far beyond crunching numbers. It requires conscious reflection on your spending habits and your emotional relationship with money. This is where the idea of "money scripts" comes in—subconscious beliefs and habits inherited from our upbringing or past experiences. These scripts can keep us locked in certain behaviors, such as an aversion to debt or an urge to accumulate at all costs, even if we've "outgrown" the underlying need that sparked them. Moving up the independence scale may require challenging these scripts and redefining what financial comfort means to you.   Rethinking Wealth: The Value of Unspent Money A powerful theme from Housel's book is the idea that money you haven't spent still offers great value—freedom, flexibility, and the ability to shape your life according to your own terms. Unspent money isn't just idle; it buys intangible benefits like independence and control over your time. This view reframes common advice about spending more freely earlier in life or racing to pay off debts—even if it means missing out on long-term growth or flexibility. For many, retaining a mortgage at a low rate or holding investments for future choices can be as empowering as reaching zero debt. The key is striking the right balance between emotional comfort and financial efficiency.   Defining Your Independence The episode spends significant time unpacking levels 8–15 of Housel's spectrum—the stages where true autonomy takes shape. At these levels, you're free from the need for outside validation, able to avoid most debt, and no longer dependent on a paycheck to maintain your lifestyle. For some, a "slim" lifestyle and modest spending can deliver just as much security as a vast portfolio, while for others, continued work remains meaningful and fulfilling. At the highest levels, you possess "walk away money"—the resources to exit any situation, disagree respectfully, and pursue your own path without concern for financial repercussions. Define what you want your money to accomplish—not just for yourself, but for your family and community. Where do you fall on the dependence-to-independence spectrum? What would greater independence mean for your life, your family, and your legacy? Start by identifying your current level, reflect on the beliefs holding you back, and explore new, fulfilled ways of using your resources.   Outline of This Episode [00:00] Shifting perspectives on retirement spending [04:16] Understanding financial independence levels [08:24] Examining higher levels of independence [15:45] Facing financial fears in retirement [19:34] Rethinking spending habits and goals [20:26] Finding your current level and setting personal targets   Resources & People Mentioned The Retirement Podcast Network The Art of Spending Money: Simple Choices for a Richer Life by Morgan Housel   Connect With Chad and Allison https://www.financialsymmetry.com/podcast-archive/  Connect on Twitter @csmithraleigh @TeamFSINC Follow Financial Symmetry on Facebook   Subscribe To This Podcast   Apple Podcasts Stitcher Google Play  

It's Sunday and I'm wrapping up the week by summarizing this week's theme: Smart Splurges: The Things I Love Spending Money On In case you missed any episodes this week, I shared examples of where I gladly spend money, including buying back time through outsourcing tasks, investing in my health to maximize my healthspan, and prioritizing meaningful time and experiences with the people I love.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On. Today, I'm talking about spending money to improve your health. When it comes to healthcare spending, I really think of it as an investment. I'm less focused on maximizing lifespan and more focused on maximizing healthspan—the number of years you're healthy, active, and able to enjoy life.

This week on the Retirement Quick Tips podcast, I'm talking about Smart Splurges: The Things I Love Spending Money On Today, I'm talking about splurges on memories, not stuff.

Build the mindset that creates wealth. In today's episode, hosts Kevin Palmieri and Alan Lazaros examine a powerful shift most people never make when it comes to money, identity, and long-term success. Many people focus on earning more, but far fewer examine the thinking patterns that shape how money is used, invested, or wasted.This conversation looks at the difference between short-term emotional decisions and strategic choices that build a stronger future. It also highlights why belief, identity, and personal responsibility influence financial outcomes far more than most people realize. If you want to understand why some people consistently build wealth while others repeat the same financial patterns, this episode challenges the mindset behind every decision involving money._______________________Learn more about:Where learning turns into action. Join “Next Level Book Club”  every Saturday:https://zoom.us/meeting/register/tJMkcuiupjIqE9QlkptiKDQykRtKyFB5JbhcJoin Next Level Live: Level up your life in 2026. Completely virtual, completely transformative (Saturday, April 11, 2026) - https://www.nextleveluniverse.com/next-level-live/_______________________NLU is not just a podcast; it's a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.For more information, check out our website and socials using the links below.

Free Resources: BeWealthyPodcast.com JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Email Katelyn@bewealthy.com with the subject line "Be Wealthy Podcast MM" to learn more.Brett and Katelyn break down where your money actually goes at four income levels - $100K, $250K, $500K, and $1M - and why making more money won't fix your spending habits. The lie most people believe: once I make more money, everything gets easier. Here's what actually happens.TIMESTAMPS0:00 Introduction3:40 The Lie About Spending Money7:09 Money Makes You More of Who You Are10:33 $100K - The Tightrope14:00 Bank Statements Reveal Values16:15 Creating Rules for Emotions18:18 The Pizza and Cake Analogy20:23 Inner vs Outer Scorecard24:10 Agency Not Applause26:02 $250K - Illusion of Abundance29:27 Status vs Utility Spending35:00 Two Checking Accounts System41:04 The Buy It Twice Rule42:37 $500K - The Inflection Point50:22 Invest $10K In Yourself53:32 $1M - A Different Game57:55 The Rat Wheel Metaphor1:04:04 Framework for a Rich Life1:09:50 Three-Part Decision FilterBOOKS & RESOURCES MENTIONED- The Psychology of Money by Morgan Housel- Same as Ever by Morgan Housel- The Art of Spending Money by Morgan Housel- The Five Regrets of the Dying by Bronnie Ware- The Slight Edge by Jeff OlsonGET CONNECTEDWebsite: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCESFree Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOWThe Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMERBe Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only, and should not be relied on for tax, legal, or accounting decisions. Always consult your own advisors before taking financial action.

Many of us feel like we're drowning in invisible complexity. So I wanted to hit pause and ask a simple question: What are 1-3 decisions that could dramatically simplify my life in 2026? To explore that, I invited five long-time listener favorites: Maria Popova, Morgan Housel, Cal Newport, Craig Mod, and Debbie Millman.This episode is brought to you by:Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: Shopify.com/timHelix Sleep premium mattresses: HelixSleep.com/TimTimestamps:Intro: [00:00:00]Maria Popova [00:01:49]Morgan Housel [00:04:40]Cal Newport [00:12:20]Craig Mod [00:24:04]Debbie Millman [00:33:08] More about today's guests:Maria Popova (@mariapopova) thinks and writes about our search for meaning, lensed sometimes through science and philosophy, sometimes through poetry and children's books, always through wonder. She is the creator of The Marginalian (born in 2006 under the name Brain Pickings), which is included in the Library of Congress permanent digital archive of culturally valuable materials. Her books and projects include Traversal, The Universe in Verse, Figuring, The Coziest Place on the Moon, and An Almanac of Birds: 100 Divinations for Uncertain Days.Morgan Housel (@morganhousel) is a partner at The Collaborative Fund. His book The Psychology of Money has sold more than three million copies and has been translated into 53 languages. Morgan is also the author of Same As Ever: A Guide to What Never Changes and The Art of Spending Money.Cal Newport is a professor of computer science at Georgetown University, where he is also a founding member of the Center for Digital Ethics. In addition to his academic work, Newport is a New York Times bestselling author who writes for a general audience about the intersection of technology, productivity, and culture. His books have sold millions of copies and been translated into over forty languages. He is also a contributor to The New Yorker and hosts the popular Deep Questions podcast. His latest book is Slow Productivity: The Lost Art of Accomplishment Without Burnout.Craig Mod (@craigmod) is a writer, photographer, and walker living in Tokyo and Kamakura, Japan. He is the author of Things Become Other Things and Kissa by Kissa. He also writes the newsletters Roden and Ridgeline and has contributed to The New York Times, The Atlantic, Wired, and more. Debbie Millman (@debbiemillman) has been named one of the most creative people in business by Fast Company and one of the most influential designers working today by Graphic Design USA. She is the host of Design Matters—a great show and one of the world's longest-running podcasts. She is also chair of the Masters in Branding Program at the School of Visual Arts in New York City, editorial director of Print magazine, a Harvard Business School Case Study, and a member of the board of directors at the Joyful Heart Foundation.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The latest news surrounding Brandon Aubrey and reactions to Dak Prescott audio.

Is true wealthbuilding as simple as asking for a raise? Or is it just picking the right stock? Well… no. Morgan Housel argues the cornerstone of true wealthbuilding lies in understanding — and controlling — your behavior. After studying the psychology of money and writing The Psychology of Money, he's seen why brilliant people go broke and ordinary people quietly build fortunes. Patience beats IQ. Independence beats status. And the real game is managing your own impulses. In this conversation you'll learn why a janitor died with millions while a Harvard MBA went bankrupt, why most high earners still live paycheck to paycheck, why diversification won't make you the richest but will keep you from blowing up, why the biggest financial decisions are school, house, car, childcare, and insurance, and why reading history matters more than reading forecasts. This isn't about skipping lattes. It's about mastering the behaviors that actually build wealth and avoiding the ones that quietly destroy it. ___________ 00:00:00 Introduction 00:01:09 The Latte Story: Why Financial Advice Is Broken 00:03:00 Ronald Reed vs Richard Faskone: Behavior Beats Intelligence 00:10:18 The Passive Income Myth and What Really Moves the Needle 00:14:40 Nobody's Watching You: The Ferrari Paradox 00:20:01 The Biggest Lie About Money 00:25:17 The Desert Island Test: Utility vs Status 00:28:05 To Rent or Buy: The House Question 00:30:21 Robinhood vs Vanguard: Gamification and the Future 00:32:48 Rich People Habits: Obsession and Long-Term Thinking 00:34:50 The Great Depression Lesson and Why History Matters 00:49:52 Rapid Fire: Money Clichés Debunked ___________ MORE FROM BIGDEAL

What if the hardest part of money isn't earning it, but knowing how to use it well?Morgan Housel, bestselling author of The Psychology of Money, returns to Finding Mastery to explore the core idea behind his newest bestselling book, The Art of Spending Money. In this next chapter of his work, Morgan shifts the conversation away from accumulation and toward a deeper question: after the basics are covered, what role should money actually play in your life?While most financial advice focuses on how to earn and invest, Morgan argues that the more consequential skill is learning how to spend in alignment with your values. The challenge isn't simply getting rich. It's defining “enough.”In this conversation, Dr. Michael Gervais and Morgan unpack why money decisions are rarely logical and almost always emotional… shaped by identity, comparison, uncertainty, and the quiet pull of status. They explore the psychological difference between getting rich and staying rich, why uncertainty is a permanent feature of life, and how financial independence — not prestige — may be the real prize.At the center of it all is a powerful reframe:Money is a tool, not a scorecard.In this episode, we explore:Why money anxiety persists even when you're “doing fine” on paperHow comparison and status influence spending decisionsWhat it means to use money in service of “a good life”Why defining “enough” matters more than earning “more”How to spend with more intention and fewer regretsIf you're serious about building a life that feels aligned — not just impressive — this conversation offers a grounded, psychologically rigorous lens on how to think about money differently.__________________________________Links & ResourcesSubscribe to our Youtube Channel for more conversations at the intersection of high performance, leadership, and wellbeing: https://www.youtube.com/c/FindingMasteryGet exclusive discounts and support our amazing sponsors! Go to: https://findingmastery.com/sponsors/Subscribe to the Finding Mastery newsletter for weekly high performance insights: https://www.findingmastery.com/newsletter Download Dr. Mike's Morning Mindset Routine: findingmastery.com/morningmindset Follow on YouTube, Instagram, LinkedIn, and XSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties — today we're pulling back the curtain on real-life lessons from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. We're talking layoffs and job loss prep, why “0% interest” debt can still be a budget emergency, how to build a storm-mode mock budget, and the surprisingly confusing question: is pet food a savings bucket or a spending bucket? (Answer: it depends… but we'll make it make sense.)We also get into a big one for parents: stop robbing your own spending money to cover everyone else's categories, and let's teach kids how to manage a set amount instead of learning “just go over and Mom will fix it.” Plus, we're giving you permission to simplify your budget: categories > tracking every little transaction.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Senate candidate John Deaton joined Howie to discuss his race, Mass. state budget and Ed Markey. Plus, Gov. Gavin Newsom is historical illiterate, but don't tell him that.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3905: J. Money shares how spending $700 on modern electric lawn tools unexpectedly transformed his attitude toward yard work and boosted his productivity. Rather than focusing solely on frugality, he encourages intentional spending on tools and experiences that genuinely enhance your life and eliminate recurring frustrations. Read along with the original article(s) here: https://budgetsaresexy.com/when-spending-money-improves-your-life/ Quotes to ponder: "You can't buy yourself out of everything, but the few things you can, so long as you can afford it, the better." "You don't want to go overboard and enhance EVERYTHING as you'll be left penniless, but do your best to not be so hard on yourself." "Even just laptops that are 20-30% faster due to age completely improves your efficiency!" Episode references: Greenworks Tools: https://www.greenworkstools.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Morgan Housel is a partner at The Collaborative Fund, an investor and an author. Why is spending money well a skill most people never learn? In a world obsessed with saving, why does saying “it's okay to spend” still feel taboo? What can high performers teach us about investing not just money, but time, energy, and attention wisely? Expect to learn why it's important to talk about how to spend money well when learning about personal finance, why good financial ideas struggle to spread while bad ones travel effortlessly, what Morgan's definition of success is, how much modern dissatisfaction comes from comparing ourselves to people we don't actually want to be like, the real relationship between money and happiness with nuance, why it's so hard to find people who have managed to be wealthy, successful, happy and peaceful and much more… Sponsors: See discounts for all the products I use and recommend: ⁠https://chriswillx.com/deals⁠ Get a Free Sample Pack of LMNT's most popular flavours with your first purchase at https://drinklmnt.com/modernwisdom Get up to $350 off the Pod 5 at https://eightsleep.com/modernwisdom Get 35% off your first subscription on the best supplements from Momentous at https://livemomentous.com/modernwisdom New pricing since recording: Function is now just $365, plus get $25 off at https://functionhealth.com/modernwisdom Extra Stuff: Get my free reading list of 100 books to read before you die: ⁠https://chriswillx.com/books⁠ Try my productivity energy drink Neutonic: ⁠https://neutonic.com/modernwisdom⁠ Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: ⁠https://tinyurl.com/43hv6y59⁠ #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: ⁠https://tinyurl.com/2rtz7avf⁠ #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: ⁠https://tinyurl.com/3ccn5vkp⁠ - Get In Touch: Instagram: ⁠https://www.instagram.com/chriswillx⁠ Twitter: ⁠https://www.twitter.com/chriswillx⁠ YouTube: ⁠https://www.youtube.com/modernwisdompodcast⁠ Email: ⁠https://chriswillx.com/contact⁠ - Learn more about your ad choices. Visit megaphone.fm/adchoices