Podcasts about chartered retirement planning counselor

Brandon Hatton is the President and Chief Investment Officer of Conscious Wealth, a values-driven wealth management firm dedicated to helping clients achieve financial well-being while fostering meaningful family connections, personal health, and perspective. He brings a diverse background in international education and finance, having begun his career at Merrill Lynch Wealth Management before continuing at Raymond James. Brandon is also the author of Conscious Wealth: Money, Investing, and a Financial Awakening for the Person Who Has It All and holds certifications as a Chartered Advisor in Philanthropy® and a Chartered Retirement Planning Counselor®. In this episode… Financial success doesn't always equal fulfillment. Many high-achievers accumulate wealth only to find themselves feeling disconnected, stressed, and unsure of how to preserve both their assets and their family's values. What does it really take to create a life of abundance, meaning, and legacy? Brandon Hatton shares the powerful journey that led him from international classrooms to Wall Street boardrooms — and eventually to founding Conscious Wealth. Through personal upheaval and a reawakening of purpose, Brandon has built a new framework for wealth that integrates health, connection, mindset, and finances. He unpacks how families can communicate more effectively about money, how to transition wealth between generations, and why traditional financial planning misses key emotional and relational dynamics. Tune in to this episode of the Smart Business Revolution Podcast as John Corcoran interviews Brandon Hatton, President and CIO of Conscious Wealth, about redefining what it means to be truly wealthy. Brandon discusses his global experiences, his four-pillar philosophy, and how wealthy families can foster connection, resilience, and long-term meaning. This conversation provides an enlightening perspective for anyone looking to reimagine the purpose and impact of their financial resources.

Rodger Friedman is an accomplished author and the creative mind behind the Amazon bestseller "Erasing America, Broken Politics, Broken Country." Born and raised in New York City, he graduated from the State University of New York and later led a distinguished career in finance as the Senior Vice President at Morgan Stanley Wealth Management and as a senior investment management consultant with Smith Barney. He is also a practicing Chartered Retirement Planning Counselor. Beyond his professional endeavors, Rodger shares his insights as the "Equal Opportunity Critic," contributing to societal discourse through various media, including his engaging YouTube channel and Facebook presence. He currently resides in Florida with his wife, Rena, where they have cultivated a family of two children over their 34-year marriage. Please learn more about Rodger Friedman at www.EOCritic.com In this engaging episode of Mr. Biz Radio, host Ken "Mr. Biz" Wentworth converses with Rodger Friedman. This dialogue offers listeners a compelling journey through Roger's unique experiences growing up in New York City, witnessing firsthand the dynamics of entrepreneurship in Times Square, and later excelling in his financial career. With his book and his role as the "Equal Opportunity Critic," Rodger provides an insightful and critical view on present-day political and economic landscapes, making this episode a must-listen for anyone interested in these arenas. Key Takeaways: -Rodger Friedman shares his early exposure to entrepreneurship under his father's mentorship while growing up in New York City. -The episode unveils the conception of Rodger's book "Erasing America," originating from his "Sunday Memos," providing critical analysis on U.S. politics. -The discussion provides insights into the current fiscal practices of the U.S. government, questioning if Republicans demonstrate fiscal irresponsibility. -Rodger critically examines the ongoing immigration crisis, introducing the concept of "the elephant at the border." -Ken Wentworth and Rodger discuss the latter's journey from financial services to becoming a significant commentator on political issues.

Have you ever considered how much financial stress impacts your life? How often does money worry keep you up at night or cause tension in your relationships? Did you know that financial problems are one of the leading causes of divorce? It's a reality that money issues can strain everything—from your career to your personal life. But what if there was a way to ease that pressure? What if having a solid financial plan could not only relieve stress but also enhance your relationships and career? In this episode of the Productivity Smarts Podcast, host Gerald J. Leonard is joined by Rodger Friedman, a veteran retirement strategist and wealth advisor with over 40 years of experience. Together, they explore the powerful link between financial planning and productivity. Rodger shares invaluable insights on how a well-thought-out financial strategy can reduce stress, increase productivity, and even improve your personal life. He also discusses the importance of stepping out of your comfort zone, building positive habits, and staying focused on clear goals. Tune in now to learn how you can start managing your money more effectively, reduce financial stress, and take the next step toward a more productive, successful future.  What We Discuss [02:01] Introduction to Rodger Friedman [05:29] Success factors in financial services [07:40] Avoiding common pitfalls [10:07] The complexity of wealth management [12:29] Importance of habits [14:49] The use of index cards to reinforce daily goals and decisions [19:27] Intentions vs. actions [20:43] Clarity in goal setting [23:43] The Pareto principle discussion [26:07] Importance of reading [30:55] The differences between philosophy, strategy, and tactics in wealth building [35:54] Closing remarks and resources Notable Quotes [02:38] "When you have a good financial plan and a strategy for managing money, it really releases a lot of stress because money plays a big part in the stress that people take on, and it can hinder them in their careers and everything else." - Gerald J. Leonard [05:29] "All growth happens outside of your comfort zone." - Rodger Friedman [07:40] “Look at what everyone else is doing, and don't do that. If you want to be successful, avoid following the crowd.” – Rodger Friedman [13:02] “Success is determined by the quality of your decisions and the habits you build around them. Bad decisions lead to poor behavior, and vice versa.” – Rodger Friedman [17:35] “Writing down your goals and reviewing them daily puts them in your bones. It keeps you focused, and makes sure you're always aware of the opportunities around you.” – Rodger Friedman [18:03] “When you program your brain with your goals, you start to see all the opportunities and resources aligned with those goals, and they start showing up in your life.” – Gerald J. Leonard [28:40] "Once your brain has been stretched by a new idea, a book, an insight, it can never go back to thinking the old way again." - Gerald J. Leonard Our Guest Rodger Friedman is a seasoned retirement strategist and wealth advisor with over 40 years of experience in the financial industry. With a distinguished career that includes serving as Senior Vice President of Wealth Management at Morgan Stanley and Senior Investment Management Consultant at Smith Barney, Rodger is a trusted voice in wealth building and retirement planning. A Chartered Retirement Planning Counselor, he has participated in thousands of discussions on financial planning and passive income. Beyond his financial expertise, Rodger is also an accomplished author of seven books, including the bestselling Erasing America: Broken Politics, Broken Country, among others. A proud member of the Sons of the Legion, he brings a unique perspective to both his professional and personal pursuits. With over 60 interviews and articles to his name, Rodger remains dedicated to helping clients achieve lasting financial security and success. Resources Rodger Friedman Website -https://eocritic.com/ LinkedIn - https://www.linkedin.com/in/rodger-friedman-crpc%C2%AE-1300903a/ Book- 18 Wealth Lessons That Will Transform Your Thinking Productivity Smarts Podcast Website - productivitysmartspodcast.com Gerald J. Leonard Website - geraldjleonard.com Turnberry Premiere website - turnberrypremiere.com Scheduler - vcita.com/v/geraldjleonard Mentioned Song:Jim Croce Photographs and Memories. Atlas Shrugged" by Ayn Rand Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact worldwide. https://www.kiva.org/lender/topmindshelpingtopminds

On this episode of The Active Advisor podcast, host Bryan Moore chats with Erold Merko, CRPC®, Senior Vice President, Wealth Management at Tenured Wealth Management. Join them as they discuss educating clients about different investment options and strategies, the four pillars of wealth management, and Erold's journey from communist Albania to managing a billion-dollar practice. Erold Merko is a Chartered Retirement Planning Counselor™ with over 15 years of experience in the financial services industry. He is a tenured financial advisor who provides comprehensive, sophisticated plans that guide clients in their pursuit of financial independence. Erold and his team understand the value of their clients' hard work and are dedicated to cultivating and preserving their wealth and legacies. Erold joined Raymond James in 2021. Previously, he was a senior wealth management advisor with the Teachers Insurance and Annuity Association (TIAA) for over nine years. At TIAA, he led a team of four investment professionals managing a portfolio of clients with over $1.2 billion in assets. Prior to joining TIAA, he was a retirement consultant with Freedom One Financial Group.

Want to learn how female entrepreneurs are reshaping the investment landscape?In this episode, Ana Trujillo Limón, Director, Coaching and Advisor Content, speaks with Jessica Golson, CIPM, SVP, Investments and Trading at Carson Group, and  Erin Wood, CFP®, CRPC, FBS®, SVP, Financial Planning and Advanced Solutions at Carson Group.They explore the dynamics of trends in investing, featuring an insightful discussion on the Women's CEO Strategy and Fund at Carson. As they walk us through their respective journeys and how they contribute to creating a client-centered approach at Carson.They discuss: Erin and Jessica's paths to leadership in the financial industryThe integration of Carson's values in investment strategiesAn inside look at the Women's CEO Fund and its significanceCurrent trends in investing, including the impact of AIThe impact of behavioral finance on investment trends and client relationshipAnd more!Resources:Facts Vs. Feelings Podcast with Ryan Detrick & Sonu VargheseCarson Group - ResearchRock The Street, Wall StreetConnect with Ana Trujillo Limón: Carson Group LLCLinkedIn: Ana Trujillo LimónConnect with Jessica Golson:LinkedIn: Jessica GolsonConnect with Erin Wood:LinkedIn: Erin WoodAbout Jessica Golson:Jessica Golson received a Bachelor of Science in Business Administration from the University of Nebraska Omaha, where she majored in Finance, Banking, and Investment Science, and minored in Management. In 2012, she received a Masters of Investment Management and Financial Analysis from Creighton University. She currently holds FINRA Series 7 and 66 security licenses.She brings over 10 years of industry experience striving to help advisors succeed. Since starting in the industry as an advisor she has since held influential roles in Trading, Performance, and Management. In her previous positions, she sought out opportunities for operational efficiencies and acted as a catalyst of change; improving many of the processes and procedures.Outside of work, Jessica soaks up every second she can with her husband Terrance, and their three amazing children, Wyatt, Jacob, and Adalynn. About Erin Wood:Erin Wood, CFP®, CRPC®, FBS®, has been a voice for humanizing financial planning for more than 20 years. As the financial planning leader at one of the nation's fastest growing RIAs and advisor platforms, Erin speaks and works with firms nationally on how to incorporate a people-first planning approach within their firms, using tax planning, trust, retirement and insurance strategies. She's been featured in The Wall Street Journal, Barron's, NASDAQ and MarketWatch. In 2023, Erin was named “Thought Leader of the Year” at WealthManagement.com's annual “Wealthies” awards.Erin graduated from Northwest Missouri State University in 2002 with a B.S. in communications and finance. She holds a CERTIFIED FINANCIAL PLANNER designation, as well as Chartered Retirement Planning Counselor and Financial Behavior Specialist designations. She received her M.S. in financial psychology and behavioral finance from Creighton University.Send us your questions, we'd love to hear from you! Email us at framework@carsongroup.com.

In the Season Three Season Finale of The Crazy Ex-Wives Club, host Erica Bennett is joined by guest Dawn Dahlby delve into the pivotal relationship between personal values and financial health. Dawn, a Wealth Wellness Expert, certified financial planner, behavioral financial advisor and bestselling author has spent her life helping people grow their wealth – and it is so much more than the number in your bank account. The duo discusses how to integrate passions and values with financial planning, countering the scarcity mindset, and leveraging personal growth for financial success. Dawn provides a practical roadmap for financial independence with her six-step process and actionable steps. Erica's candid reflections on her spending habits and post-divorce financial self-discovery offer relatable wisdom. Listen in for an enlightening session on achieving true wealth, freedom of choice, and finding joy beyond your bank balance. Join us at The Crazy Ex-Wives Club, where women's autonomy and prosperity take center stage. Learn More About This Week's Guest: Dawn Dahlby As President and Founding Partner of Relevé Financial Group, Dawn has 20 years' experience as a CFP®, Behavioral Financial Advisor and Chartered Retirement Planning Counselor, and has grown Relevé into a multi-million-dollar comprehensive advisory firm. Dawn's specialized training combines her knowledge of human psychology with proven financial strategies, taking a ground-breaking, holistic approach when advising clients on how to manage their investment portfolios. Her expertise assesses the unique characteristics that drive each client's decision-making process and applies that knowledge to help them successfully achieve their financial goals. Dawn's engaging coaching style and results-oriented approach has led her to become a sought-after speaker at a wide range of professional seminars and corporate events. Her inclusion on the esteemed Forbes Finance Council marks another exceptional achievement in her impressive career.  Dawn Dahlby discusses the importance on how to build TOTAL WORTH by aligning wealth with ones' purpose, values, and strengths to live a true abundant life. She will share her story on how she "fearfully" built a 7-figure income that was worth “nothing” until she found, aligned & began living out her true worth. After listening to Dawn speak, you will be empowered to earn what you are worth, understand how you are limiting yourself with your thoughts, and learn how to live with true financial security.  Dawn Dahlby is a Certified Financial Planner, the country's first Behavioral Financial Advisor, the founder and president of the multi-million-dollar advisory firm Relevé Financial Group, author of Amazons #1 best-selling book “Live WELLthy™ and the creator of an education and financial planning platform. As a fiduciary with over 20 years of experience providing financial advice, she teaches people to save for tomorrow without having to sacrifice living today. https://dawndahlby.com Get Dawn's Book - Live WELLthy™  INSTAGRAM FACEBOOK YOUTUBE   Visit www.thecrazyexwivesclub.com for FULL TRANSCRIPTS --- Support this podcast: https://podcasters.spotify.com/pod/show/the-crazy-ex-wives-club/support

Diving into the world of financial empowerment for dealership professionals. In this special episode, I sit down with Robert Bacharach, RB Wealth, a seasoned expert in financial planning and a Chartered Retirement Planning Counselor, who has a unique perspective as a former car salesperson who once struggled with the uncertainties of commission-based income. Rob Bacharach, Financial Planner  CERTIFIED FINANCIAL PLANNER™ RB  Wealth, President   Ph: (704) 727-7129  Email: rob.bacharach@wealthrb.com  Website: www.wealthrb.com   Rob draws from personal experience to shed light on the challenges faced by dealership salespeople and service advisors, discussing the reluctance to save and invest when paychecks are unpredictable. We explore the spectrum of savers, from those who excel at saving to those who struggle, and provide guidance for those unsure of where to start. In an era of heightened financial pressures and tighter profit margins, we emphasize the importance of financial education and preparedness. As commission checks fluctuate and business levels out, stress often arises from the lack of financial planning, potentially leading to job dissatisfaction and decreased productivity. Our conversation delves into the critical aspects of financial planning, including creating budgets and strategies that accommodate variable incomes. We tackle the pressing issue of how to save and invest effectively, providing actionable insights and practical advice for navigating the complexities of financial management in a commission-based environment. Join us as we uncover essential strategies for financial stability and growth, offering valuable tips on investing during times of income variability. Don't miss this insightful episode, designed to support dealership team members in achieving their financial goals and securing their future. Dealer Talk with Jen Suzuki Podcast |Jennifer@edealersolution.com | 800-625-1590 | edealersolutions.com

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: Roccoacarriero.com Twitter: https://twitter.com/roccoacarriero?lang=en Instagram: https://www.instagram.com/threecordsapproach/?hl=en LinkedIn: https://www.linkedin.com/in/rocco-a-carriero-mba-crpc-56555317/ Facebook: https://www.facebook.com/ThreeCordsApproach/   *E – explicit language may be used in this podcast.

Welcome to the latest episode of The Active Advisor podcast with Bryan Moore, ETF and Capital Markets Expert at Harbor Capital. Joining us today is Yohance Harrison, BFA™, CRPC®, and CEO at Money Script Wealth Management. Yohance Harrison has a 22-year career in financial advisory and management, and after a decade in corporate America, he departed to start his own firm, Money Script Wealth Management. He is passionate about financial literacy and provides financial education courses for colleges and organizations across the United States. Join us as we discuss different touch points around wealth management, including: The concept behind the money script How the BFA has transformed client interactions and improved the bottom line The smart money management philosophy Growing your book of business solely through referrals Building an authentic brand How to build and evaluate your tech stack as an independent advisor

Are you an entrepreneur? Are you struggling managing your finances? Get advice from Rocco Carriero to help business owners create a financial plan. Watch the video About Rocco: Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Rocco: Roccoacarriero.com

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEOs, and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor, and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, and NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca.   In this episode, Rocco talks about understanding your dream for the future. You will also learn how Rocco achieved the life he always wanted. Rocco believes that creating personalized wealth management solutions will help his clients bring their vision to life, considering personal, family, and business goals in every decision.   Connect with Rocco A. Carriero Instagram Linkedin Twitter Balance Your Business, Balance Your Life (book) Rocco A. Carriero   Connect with Mike Szczesniak Instagram LinkedIn YouTube

Erin Wood is the Senior Vice President of Financial Planning and Advanced Solutions at Carson Group. She began her career in personal finance promptly after graduating college where she practiced as a financial planner in Milwaukee, Wisconsin.  She developed a passion for helping people at a relatively young age, and the fulfillment of seeing a family achieve their financial goals led Erin to eventually own her own financial planning business in her late twenties.  Being a local girl at heart, Erin decided to sell her practice and move back to the Omaha area so she could be closer to her family and so she could help people from the community that shaped who she is today.  Her work in Omaha continued as a Private Client Advisor for a regional firm, where she was quickly asked to create and lead her own financial planning team. The success in this venture along with her continued passion for helping others led Erin to her career with Carson Wealth Management. Erin holds a Certified Financial Planner designation as well as Chartered Retirement Planning Counselor and Financial Behavior Specialist designations. She received her M.S. in financial psychology and behavioral finance from Creighton University. Listen in for some great takeaways about Erin's journey to becoming a Senior Vice President at Carson Group and hear her thoughts on the future of the financial planning profession.  You will want to hear this episode if you are interested in... Learn more about Erin Wood and her journey to SVP [3:43] How Erin's family influenced her financial literacy [6:02]  The “smiling and dialing” days of our profession [10:16]  How the financial planning profession has evolved [12:14]  Why Erin sold her financial planning practice [14:58] What attracted Erin to the Carson Group? [17:53] Applying behavioral finance to financial planning [24:07] What prompted Erin to share her personal IVF journey? [27:30]  Why Erin is excited about the future of financial planning [33:00]  What Erin did today that put her in the mindset for success [38:06]  Resources & People Mentioned FinTok with Dr. Brad Klontz, Episode #46 Connect with Erin Wood The website On Twitter On Linkedin Connect With Mitlin Financial podcast*at*mitlinfinancial(dot)com - email us with your suggestions for topics or guests If you would like to learn more schedule a call: https://mitlin.us/FitCall https://mitlinfinancial.com  Follow on Twitter Follow on Instagram Subscribe on Youtube Follow on Linkedin Follow on Facebook Guests on the Mitlin Money Mindset Show are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. Subscribe to Mitlin Money Mindset™ on Apple Podcasts, Spotify, Google Podcasts

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $330 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision.   On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, you are in the right place.    This week on the podcast, I'm taking a little summer break.  

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: Mid-Year 2023 Economic & Market Update 

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: I have no friends in retirement.

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision.   On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: America's $7 Trillion Retirement Crisis  

Joseph Alton, M.D. and his wife are the premiere Medical Preparedness Professionals from the top survival website Doom and Bloom. Joseph Alton practiced as a board-certified Obstetrician and Pelvic Surgeon for more than 25 years before retiring to devote his efforts to preparing your family medically for any scenario. He is also author of The Survival Medicine Handbook: A guide for when help is NOT on the way. https://www.doomandbloom.net/Robert Rivenbark has worked in journalism and advertising and as a senior copywriter and video producer for some of America's most prestigious advertising agencies and Fortune 500 companies. Robert Rivenbark's novel, The Cloud, won First Place in the science fiction category in the San Antonio Writers Guild 27th Annual Writing Contest in February 2019. He is the co-author with Elizabeth Rockett of Theodora, an epic historical dramatic TV series about the most powerful Roman Empress in history, who co-ruled with her husband Justinian. Additionally, Robert has co-written a feature psychological thriller with Rockett and has been tapped by Atchity to co-write two other epic historical series. https://www.thecloudnovel.com/Jean Chatzky, CEO of HerMoney Media, a company focused on leveling the financial playing field for women join the program. She is the co-host of a new Podcast and Radio Show called Everyday Wealth that has the goal of providing guidance and insight to help listeners build wealth and take control of their financial potential. https://www.edelmanfinancialengines.com/everyday-wealth/Rose Niang is a CFP® professional, Chartered Retirement Planning Counselor® and a Diversity Equity & Inclusion Award Winner. With over a decade of experience as a financial planner, her specialties are retirement planning, investment strategy, insurance planning and personal finance.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3240061/advertisement

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: 5 Benefits of A Financial Plan For Retirement

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about: What Does Money Buy You In Retirement?

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about how to protect yourself from cyber theft. [story about client who had 10s of thousands of dollars stolen from her bank account] According to a February 2021 report from the Federal Trade Commission, Americans reported losing $3.3 billion to fraud in 2020–a significant jump from the $1.8 billion reported in 2019.  The number of Americans reporting losing money to fraud is also on the rise, with 34% of 2020 fraud reports citing loss of money, versus 23% in 2019. And sometimes like with my client, there's no way to get your money back and worse, the breach of a criminal getting access to your sensitive info like your social security number can haunt you and expose you to new risks for years to come.  So this week on the podcast, I'll share with you the top ways cyber criminals can steal your information and your money, and the best ways to protect yourself That's it for today. Thanks for listening! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the Debt Ceiling 2023: What It Means For You Originally this week, I was planning to talk about cyber theft and how you can prepare yourself. But with the debt ceiling looming and the U.S. government possibly exhausting its ability to borrow money as early as June 1st without a debt ceiling extension, I decided to cover a more timely and potentially very impactful topic this week.  Since you hear plenty about the debt ceiling in the news, you don't need me to report on the issue for you. Better sources than me exist for that. However, the debt ceiling is nothing new, and this years debt ceiling negotiations have potentially direct consequences for your retirement investments - everything from a few days to a few weeks of market turmoil to a full blown recession and chaos in the global financial system in the worst case scenario.  With that in mind, what does all of this mean for you and what if anything should you do about it? That's what I'll cover this week. That's it for today. Thanks for listening! Come on back tomorrow where I'll talk about what the debt ceiling is and why it matters My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $300 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the Best Personal Finance Books To Read This Summer When most people think of a fun beach or summer read, they typically think of a good mystery or a romance novel, not a book on personal finance. But with that additional time that many of us seem to have to relax and vacation in the summer, there's definitely room to add in a book or 2 that can help increase your net worth as well this summer.  So with that in mind, I've curated my top picks for books you should check out. Some of these books are classics, some are newer, and I'm sure there's at least one that you've never heard of. So stick around this week as I share with you my best picks for the beach or wherever you're planning to pick up a book this summer.  That's it for today. Thanks for listening! Come on back tomorrow where I'll talk about the personal finance book I first read in college that helped inspire me to become a financial advisor.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Retire…Never. Today, many Americans are choosing the never option when it comes to retirement.  Jay Simons (SI-muns), an 100 year old attorney still practicing law in Florida is an extreme example of this.  [background/story about the 100 year old attorney] https://www.cbsnews.com/miami/news/at-100-years-old-south-florida-lawyer-may-be-oldest-practicing-attorney-in-the-state/  While the vast majority of Americans do retire sometime in their 60s, that may not be a decision you're comfortable with, and it seems to be an increasing trend among Americans for a variety of reasons. So this week, we'll explore the drivers behind people choosing the never retire option, and the pros, cons, and limitations of this decision. That's it for today. Thanks for listening! Come on back tomorrow where I'll talk about… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Setting Up Your College Grad For Financial Success [Zero coupon bonds…a few thousand dollars of unused funds became the seed money for my retirement investments at age 22] That's it for today. Thanks for listening! Come on back tomorrow where I'll talk about… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance  

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Crafting Your Retirement Budget.  [What I'm not going to talk about - traps that are so obvious or might only apply to young people] Timeshare in Mexico…I wasn't born yesterday so you'll need to do more than a free breakfast to get me to attend your timeshare presentation! A free round of golf, and a nice dinner for my mom and mother in law and my sister over here, and then maybe I'll waste a couple hours sitting through your high pressure sales pitch.  Thankfully I just kept saying no to their lame free breakfast offer, because I am a real sucker for a good sales pitch. And there's at least a 50/50 chance that I would be the reluctant owner of a timeshare in Mazatlan today if I didn't know better. But that's the problem, many of us don't learn our lesson until it's too late, so this week, I'll share with you why timeshares and other money traps should be avoided to help you steer clear of these bad financial blunders. That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about a newer money trap: the buy now, pay later apps. My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance  

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Crafting Your Retirement Budget.  [background/story - Ash Cell] That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance  

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision.   On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about 2023 So Far...   [Not your source for news…   So this week I'll be talking about what was driving the markets and the economy in the first 3 months of 2023, when the recession may hit, and the good news for investors looking ahead to the rest of the year.    That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about…   My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Change Your Bad Money Habits With 5 Simple Tweaks Did you know that 40% of the things you do each day are habits? Our brain needs habits, so we're not constantly needing to expend energy on relearning things we do regularly. As a result, we just go through the motions on many things we do regularly, without giving it a second thought. Which is fine for good habits, but what about our bad habits? Because we don't maintain conscious control over our habits, bad ones can be hard to break, including our bad financial habits. So, to make better financial decisions, we need to cultivate good habits. So this week, I'll talk about 5 ways you can better recognize and work to improve your bad money habits, and turn them into good habits.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Maximizing Net After Tax Returns In Your Investment Portfolio The genius Albert Einstein once said "The hardest thing in the world to understand is the income tax." If he doesn't understand taxes, it should make you and I feel a bit better.  When it comes to taxes on your investments, taxes should never be the primary driver behind investment decisions. In other words, as I tell clients frequently, you should never let the tax tail wag the dog.  Yet, taxes are still a very important consideration with where and how you invest, and how you prioritize savings among different types of accounts like your 401k, Roth, and taxable accounts, all of which are taxed in very different ways.  If you fail to consider taxes, it's easy to leave 2% or more a year in returns on the table, which over a lifetime of investing can easily add up to hundreds of thousands of dollars that you could have otherwise have saved for retirement, had you been more tax savvy.  So this week, I'll talk about  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about The Downside of Being Wealthy. I know someone who sold his business for several million dollars a couple of years ago. After working hard his entire life, building a successful business from scratch, this business owner had reached an idyllic end to his working life - a financially secure retirement, free from ever worrying about money again. But then something unfortunate but not uncommon happened…he realized that his identity and sense of who he was was handcuffed to his identity as an owner of a successful business. He didn't know how to be retired, enjoy his comfortable income and assets.  He felt like a purposeless rudderless ship, and the discontent spilled over into his marriage as well. Less than 2 years after selling his business, he was divorced and lost half of his wealth.  The lesson here is twofold. First of all, many people fall into the temptation of letting the source of their wealth - in this case his identity as a business owner - define who they are, and it's like building a house on sand. He built his entire life on the wrong foundation and the wrong identity and as soon as he got what he thought he wanted (selling his business and attaining comfortable wealth and financial security) everything else fell apart.  The other lesson is that a higher net worth doesn't mean you'll be happier or have a better life. There are, in fact, real downsides of being wealthy. And it's important that each of us understands those downsides, so we don't blindly pursue more with the misguided idea that it will lead to happiness and fulfillment.   So this week, I'll talk about how the pursuit of money can cause you to waste your life, how it can distort your relationships, overcomplicate your life, and lead to unhappiness if you're not careful and learn to develop a rightly ordered relationship with money. I'll also give you some practical tips on how to avoid some of the pitfalls of being wealthy.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Why Banks Are Going Bust & What To Do About It Now, I was actually going to talk about a completely different topic this week, but then Silicon Valley Bank failed as I was getting ready to record, I started getting client emails, and shivers down my spine as I recalled the experience of Bear Stearns and Lehman Bros going bust at the onset of the global financial crisis, and I thought I better switch gears to help you make sense of what's happening with Silicon Valley Bank, one of the largest bank failures in US history.  So this week, I'll talk about what happened with Silicon Valley Bank, the implications for investors and the banking system as a whole, and most importantly what you can do to protect yourself.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll break down what led to the collapse at SVB.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about How Pre-Retiree Homeowners Can Benefit From Higher Interest Rates Most of the media pieces out there bemoan higher interest rates as a negative, and it is of course a huge problem for anyone with variable interest rate debt like credit cards, or anyone trying to tap into their home equity line of credit, buy a car or a house right now and get mortgage at 7%...no thank you. But there's a great article that came out a few weeks ago that talks about ways to benefit from higher interest rates. So this week, I'll talk about how higher interest rates can potentially benefit you in a variety of ways…and in some ways you may not have considered before.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about why further price declines in housing are coming, why I think it's going to get ugly, and how you can take advantage of a housing market that's in disarray.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP  >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about The Single Biggest Threat To Your Retirement So this week…I'll talk about what this threat is, why most people underestimate and fail to plan well for this threat, and how you can protect yourself from this greatest threat.  That's it for today. Thanks for listening! Come on back tomorrow… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP  >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about whether or not its Time To Load Up On Bonds In 2023 [bonds out of favor for my entire career…constantly defending bonds…] But that's all changing for 2023: After a dismal year for bonds in 2022 (the worst calendar year performance in history in fact), investors are now looking seriously at bonds again. For the first time in 15 years, yields on bonds are attractive and in 2023, investors are more optimistic that the Fed will slow down the pace of rate hikes, which means both higher income and yield from bonds and more price stability in your bond portfolio as well.  So this week we'll take a closer look at the bond market, areas you want to avoid and opportunities that exist for bond investors in 2023.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the current state of the bond market. My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the SECURE 2.0 Act & The BIG Changes You Need To Know. The original version of the SECURE Act passed and was signed into law in late 2019. With the original SECURE Act, there were several major changes that impact retirement plans…the biggest one being  In 2022, Congress passed an expansion of the original SECURE Act, with more far-reaching implications for nearly all retirement investors. The good news is that these implications are largely positive changes, so this week, I'll break down some of the key provisions of the new SECURE 2.0 Act to help you better understand what it will mean for you and your retirement.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the change that impacts every single one of you if you have an IRA or a retirement savings account through work, and that is the increase in the required minimum distribution age. My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the 10 things you must do before retirement. This week I'll be covering part 1, and we'll continue with part 2 of this theme next week.  Thinking through all the things you should do before you retire can seem overwhelming. But if you focus on doing the right things and start far enough in advance - usually about 2-3 years before you retire - you'll be better prepared to transition into retirement and you'll be able to tackle each item without falling behind.  I've helped many clients over the years with their transition into retirement, so I've seen first hand when they get it all right and when they step on landmines…often landmines that could have been avoided with careful planning.  So this week, I'll be sharing with you everything from deciding where you'll live to how much you should increase your emergency savings and why you need to boost it prior to retirement.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the importance of deciding where you'll live in retirement before you actually retire.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the 10 things you must do before retirement. This week I'll be covering part 1, and we'll continue with part 2 of this theme next week.  Thinking through all the things you should do before you retire can seem overwhelming. But if you focus on doing the right things and start far enough in advance - usually about 2-3 years before you retire - you'll be better prepared to transition into retirement and you'll be able to tackle each item without falling behind.  I've helped many clients over the years with their transition into retirement, so I've seen first hand when they get it all right and when they step on landmines…often landmines that could have been avoided with careful planning.  So this week, I'll be sharing with you everything from how to estimate your health care costs to planning for when you'll file for social security - even if that's not at the same time as when you retire.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the most important thing you must do before retirement…if you only do one thing, make it the thing I'll talk about tomorrow.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about Financial Resolutions For 2023 I know what you're thinking: “Ashley it's already the end of January…a little late to be thinking about new year's resolutions with month 1 of 2023 already in the rear-view mirror”. Point taken…however, I think it's the perfect time to be thinking about or perhaps re-assessing your goals or resolutions for the new year. Usually in late DEcember, for those of us who make new years goals and resolutions, we're full of enthusiasm, but as is often the case, that enthusiasm starts to fade once reality sets in and we've only lost 5 lbs in January after choking down dry chicken breast and broccoli at every meal since the first of the year.  So this week, I encourage you to think about goals you've made for the year, and I want to give you permission to re-assess those goals, change them, or even remove something that's maybe not as important to you as you might have thought. I'll be sharing with you the criteria for setting goals that will help you actually improve your chances of reaching those goals, some ideas for financial goals and resolutions to inspire you this year, and even some anti-resolutions worth considering to remove something from your plate to improve your life, rather than adding something new.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the first step in setting any meaningful resolution or goal for the new year.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, stick around this week as I talk about the 2023 Economic and Markets Outlook As we look ahead to 2023, what's in store for the economy and the markets? It's anyone's guess really, but I'll talk about how the current environment and trends in the economy and markets will likely impact your retirement investment portfolio, as well as opportunities that are unique for 2023.  The most important thing to keep at the forefront of your mind in 2023 can best be summed up in a quote by Warren Buffett: “The best chance to deploy capital is when things are going down.” In other words uncertainty and potential pain lies ahead in 2023. But that's not necessarily a bad thing if you understand what's happening and how to take advantage of it.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll recap 2022 and lay the foundation for 2023.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast I help you plan and invest wisely for a secure and comfortable retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, you're in the right place.  The theme this week on the podcast is: The Best of 2022 I'm bringing you into the new year with some of my favorite episodes and topics from this past year. I'll cover everything from…3 reasons to pay off debt before retirement to why you should fund your health savings account before any other retirement savings account, to one of the episodes that has aged particularly well this year: Why I hate cryptocurrency.  I am due to have baby #4 on January 1st, so for the next 2 weeks, I'll recap the best of episodes from 2022, then starting January 9th, I'll be taking a couple of weeks off the podcast. I'll return with new episodes the week of January 23rd.  If you have a goal or resolution for 2023 that's related to your finances, send me an email and let me know what your goal is and how you plan to achieve it, and any potential roadblocks or challenges you think you might have with reaching your goal.  I'll pick my favorite submissions and feature them on the podcast later this month. My email is ashleym@truenorthra.com. That's ashleym@truenorthra.com.I hope what I have to share with you these next 2 weeks will help you make smart and thoughtful decisions with your retirement. And while I am careful to not lead you astray, personal finance is not an exact science. There is no one-size-fits-all solution for everyone, so I encourage you to disregard anything I say that may not be helpful for you, and to consult your own financial, tax, and legal advisors regarding your own individual situation.  That's it for today. Come on back tomorrow where I'll kick off the best of with the #1 reason you shouldn't retire in 2022, that still holds true for 2023.  Thanks for listening! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, you're in the right place.  The theme this week on the podcast is: Sure Fire Bets That Fizzled Out After marajuana became legal in my home state of Oregon in 2016, I started to get calls from clients about investing in Marajuana stocks. With public opinion shifting on the legalization of marajuana, the industry seemed ripe for explosive growth as more and more states have legalized pot over the last several years.  But that's not what happened. Yes, legalization has spread to other states and I think it's very likely that it will become legal at the federal level at some point, but investing in marajuana stocks has largely been a losing game for investors over the last several years.  So what happened to this sure fire bet and why have most marajuana stocks fared poorly while legalization has spread?  I'll talk about that and more in this week's theme, sharing with you lessons to be learned from marajuana companies and several other sure fire bets that fizzled out, and how you can avoid the temptation to be seduced by a sure winner that's a sure loser in disguise.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ----------Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, you're in the right place.  The theme this week on the podcast is: Holiday Tipping Etiquette Didn't I just talk last week about minimizing your spending and financial stress during the holidays and now I'm telling you to spend money on tips for your landscaper and your hair stylist? Why, yes. Yes I am. While not a requirement, the holidays is the ideal time to show appreciation for those people in your life who make life easier for you throughout the year. These are generally people you have some type of ongoing service relationship with - like a house cleaner or do sitter - but it can also be your mail guy (or gal) or the garbageman.  So this week I'll talk about: Why tip during the holidays - showing appreciation Who to tip How & how much to tip Tips optional - who you may want to tip, but may not need to Some final thoughts on tipping that may be slightly controversial That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about the importance of tipping.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ----------Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Listen to Chad Willardson as he gives valuable advice on building strong family ties and a successful business. Learn from his life-engaging books, the uniting factor to keep your family aligned and bonded, and how to be more resilient in managing your business and personal life. Tap into this episode and hear all these!   Key takeaways to listen for The inspiration behind Chad's books Wealth-building mistakes that people should avoid Why you should focus on increasing your freedom Benefits of having a meaningful conversation with your family The importance of spending time alone with your spouse   Resources mentioned in this episode Air Jordan Beyond the Money by Chad Willardson | Kindle, Paperback, and Hardcover Smart, Not Spoiled by Chad Willardson | Kindle, Paperback, and Hardcover   About Chad Willardson Chad Willardson is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary, Accredited Wealth Management Advisor and Chartered Retirement Planning Counselor. He is the Author of two best-selling books, "Stress Free Money" and "Smart Not Spoiled" and Co-Founder of GravyStack, a new banking app that helps kids manage money. Before founding Pacific Capital, he spent 9 years at Merrill Lynch, where he ranked in the top 2% of over 16,000 Financial Advisors nationally. Chad is passionate about financial education and believes that with the right tools and resources, people can be empowered to make smart money decisions. He loves to help people organize their financial life, clarify their goals, and make decisions that lead them to a successful and fulfilling life. He's been featured in The Wall Street Journal, Forbes, Inc, Yahoo Finance, Investment News, NASDAQ. U.S. News & World Report, Entrepreneur magazine, etc. A native of Southern CA, Chad and his wife have been married since 2001 and have five children.   Connect with Chad Website: Pacific Capital LinkedIn: Chad Willardson Twitter: @PacificCap   Connect with Us To learn more about us, visit our website at www.18summers.com or email us at info@18summers.com. To get a copy of our book “The Family Board Meeting,” click here. Subscribe to 18 Summers Podcast and leave a rating and written review! Social Media Channels Facebook Group: 18 Summers LinkedIn: Jimmy Sheils Instagram: @18summerstribe

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of retirement planning wisdom, you're in the right place.  The theme this week on the podcast is: Top Challenges Retirees Face In 2023 I talk to clients every day about the challenges they face, both in retirement, and in planning for retirement in the next few years.  For most of my clients, there is a foundational anxiety about running out of money before they run out of years. Every specific challenge you might face in retirement when it comes to your money - whether that's paying for healthcare, dealing with higher inflation, or needing long-term care - is rooted in the possibility that one of more of these issues will deplete your savings and you'll lose your financial independence.  So this week I'll talk about some of the key challenges that retirees face, both perennially as well as some unique challenges in 2023 specifically. 2 of the more unique challenges for this upcoming year is higher inflation that doesn't appear to be disappearing anytime soon, as well as unprecedented portfolio declines - even for more conservative bond investors.  On top of this, retirees also have to contend with taxes, increasing health care costs, and income gaps that can sometimes prove to be unsustainable.  So whether you're still working or already retired, stick around this week and I'll share more about how you can address these challenges in your own life.  That's it for today. Thanks for listening! Come on back tomorrow…where I'll talk about one of the key issues that's uniquely challenging in 2023 for retirees - inflation.  My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ----------Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor and I'm using my 15 years of experience as a financial advisor to help you gain clarity and make a plan for the retirement you envision. On this podcast, I cover everything from investing, to retirement spending, to taxes in retirement in just a few minutes each day, so if you're 5-10 years on either side of retirement, and looking for some daily doses of financial planning wisdom, you're in the right place.  The theme this week on the podcast is: How To Minimize Financial Stress During The Holidays A few years ago, I convinced my husband's family to do a secret santa rather than individual gift giving for everyone, and we all agree, it was a great decision…[discuss benefits] With inflation still running hot, it's an ideal year to really scrutinize your holiday spending and look for ways to cut back on both your spending and your stress.  So this week I'll talk about… How starting early in the season can make a huge difference How creating goals for the season can help you be intentional about how you spend your time and money during the holidays Setting a budget that goes beyond gift spending How saying no to more things can help you say yes to what matters most to you  And how to cut back on gift giving and not hurt anyone's feelings That's it for today. Thanks for listening! Come on back tomorrow… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ----------Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Welcome to a new week here on the Retirement Quick Tips podcast! I'm your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $340 million in client assets. I'm a Chartered Retirement Planning Counselor, and I started this podcast because I love helping people just like you gain clarity and make a plan for the retirement you envision The theme this week on the podcast is: How to fire your financial advisor Many investors who work with a financial advisor aren't satisfied with the relationship,  and plenty of DIY investors may not be that satisfied with the relationship of the investment company they're working with, and would prefer to move their accounts and work with someone else, but if that sounds like you, a lot of roadblocks prevent you from making a change.  You may think that it sounds like too big of a headache to move your accounts or you worry about triggering taxes or penalties because of your move. Or maybe you've been working with your advisor for a long time, and you consider them a friend, you're afraid of the damage that making the switch will do to the relationship. Guilt or fear of the unknown keeps you from making the change.  Believe me, I understand. I love the gal who does my hair, but her salon is in one of the worst parts of downtown Portland, where you've seen boarded up buildings, riots, and homeless encampments. I'm convinced that every time I go see her that I will return to my car with a window smashed in, but I won't leave her.  So this week I'll talk about why clients will leave their financial advisor, the steps you should take if you're ready to make a change, and why it might be easier to make the switch than you might think.  That's it for today. Thanks for listening! Come on back tomorrow… My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP   >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ----------Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

No matter where you are in life! There is no better time to start your own business than now! Today we get in the mind of a successful business owner and see how he got start and continues to push forward no matter what!   Learn the Sales Process: https://clicksandbricksacademy.com/   Episode 139 of Clicks and Bricks Business Podcast is today! Ken is interviewing James Brewer and its all about money and business. They dive deep into how to start a business and how anybody on any budget can start to become financially secure or at least start their journey to becoming financially comfortable. This is a great story about this business owner so be sure to listen to this whole podcast so you can hear what he thinks you can do today to start growing!   03:00 Speaking with your business clients  06:00 Needing help in the business  11:00 Tips for finding a wealth manager  17:00 How to start financial planning for anybody  22:00 Business Attorney  25:30 Business owners should do this first  30:00 Business Advice  33:00 Find somebody to help you save   About James: James Brewer, CDFA, AIF, CFSLA, CFP® is the founder of Envision Wealth Planning and is regularly featured in the media for his financial expertise and support of socially responsible investing. His favorite part of being a financial planner is getting to meet new people and helping them achieve their hopes and dreams. James Brewer empowers people to make smarter money choices aligned with their values, goals, and passions. A CERTIFIED FINANCIAL PLANNER™, he was named to the 20 Best Financial Advisors in Chicago by Expertise, 2017 and 2018. His many designations include a Chartered Retirement Planning Counselor, Certified Divorce Financial Analyst, and College Funding and Student Loan Advisor. His financial literacy work includes contributing to Forbes.com Personal Finance and 401(k), Investopedia, and his own blogs. He's been syndicated by CNBC, “How do you know you can trust your financial advisor” and quoted in Forbes', “The Retirement Crisis Facing African Americans.” He has been called part wealth planner, part life coach, part architect, part cheerleader. He focuses on crafting plans that incorporate and honor each client's unique values.    About Envision Wealth: You are more than just assets. You have goals, interests, passions, values, relationships, advisors and your own processes. Understanding you helps us to shape and customize our approach to help you reach your end game. Six areas of your life have an impact on your financial planning and investment strategies: Your Visions & Values, Lifestyle, Family, Work, Health and Financial Well-Being. Your needs, wishes and goals in these areas shape five key planning areas that are part of any investment or wealth plan. By helping you articulate your aspirations, we are better able to understand where you want to be and develop a blueprint to help you get there. Before we get down to crunching numbers, we'll talk about the things that are most important to you — family, community, pastimes, church. We'll ask a lot of questions about what you're really thinking, feeling, worried about; your experiences with money; and what you've accomplished so far. Together we'll figure out where you are now and where you want to go.   Contact James and his team:  LinkedIn: https://www.linkedin.com/in/financial-life-architect/ Facebook https://www.facebook.com/envisionwealth Twitter https://twitter.com/envision_wealth --- Support this podcast: https://anchor.fm/clicksandbricks/support (https://anchor.fm/clicksandbricks/support) Learn more about your ad choices. Visit megaphone.fm/adchoices