Retirement Planning Made Easy

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Listen in as Chris Hammond teaches you how to easily plan for your retirement. In this podcast Chris Hammond, RICP® discusses: how to help you turn your retirement savings into a lifetime paycheck, Social Security, Medicare... and also dives deeps into so

Chris Hammond


    • Apr 25, 2024 LATEST EPISODE
    • weekly NEW EPISODES
    • 16m AVG DURATION
    • 56 EPISODES


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    Latest episodes from Retirement Planning Made Easy

    #56 The Power of Present Action on Your Future Retirement

    Play Episode Listen Later Apr 25, 2024 15:10


    Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.”   To watch this episode on YouTube visit: https://www.youtube.com/watch?v=QwkQtnVvQ20   In this episode Chris Hammond goes over some things you can do today to help you have a better future retirement.   I am a financial advisor, but I'm not your advisor. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #55 How to Avoid Going Back To Work After Retirement

    Play Episode Listen Later Apr 18, 2024 15:26


    Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.”   To watch this episode on YouTube visit: https://www.youtube.com/watch?v=oVWnKDnN1Zo   In this episode Chris Hammond discusses some retirement headlines he came across about people having to go back to work after they already retired, and how you can help avoid that.   I am a financial advisor, but I'm not your advisor. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #54 Retirement Spending Trim Down - 5 Tips

    Play Episode Listen Later Apr 11, 2024 12:41


    Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.”   To watch this episode on YouTube visit: https://www.youtube.com/watch?v=zyTPg06QU1U   In this video Chris Hammond goes over 5 tips you can use to trim down the waste in your spending without it hurting so much.   I am a financial advisor, but I'm not your advisor. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #53 Retirement Planning Subjective Values and Objective Realities

    Play Episode Listen Later Apr 4, 2024 13:03


    Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.”   To watch this episode on YouTube visit: https://www.youtube.com/watch?v=QIUrer8BUJ8   In this video Chris Hammond goes over why it's so important that the reality of your financial situation lines up with how you feel about it.   I am a financial advisor, but I'm not your advisor. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #52 Coasting Into Retirement With Deliberate Actions

    Play Episode Listen Later Mar 28, 2024 20:26


    In this episode Chris Hammond goes over some things you can do to put your retirement plan more on auto-pilot. Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.” To watch this episode on YouTube visit: https://www.youtube.com/watch?v=5eGRGwLmz7c  

    #51 Why Does It Always Feel Like My Portfolio Stinks

    Play Episode Listen Later Mar 21, 2024 15:31


    In this episode Chris Hammond goes over some of the reasons you may be disappointed in your portfolio and how comparing it to the wrong benchmark can lead you to make bad decisions. Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.” To watch this episode on YouTube visit: https://www.youtube.com/watch?v=yQ7lxTS_vRU  

    #50 Biggest Mistake Investors Make in Retirement

    Play Episode Listen Later Mar 14, 2024 14:37


    In this video Chris Hammond goes over what he believes is the biggest mistake investors make when they retire and how to overcome this. Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.” To watch this episode on YouTube visit: https://www.youtube.com/watch?v=hJ6MIW1ic7A

    #49 Flying By The Seat of Your Pants Retirement Planning

    Play Episode Listen Later Mar 12, 2024 14:47


    Visit: www.RetirementPlanningMadeEasy.com to watch the MasterClass webinar “Reaching Retirement & Thriving Beyond.” To watch this episode on YouTube visit: https://www.youtube.com/watch?v=6VgZJxEH8V8 In this episode Chris Hammond goes over 5 ways to help overcome inertia in your retirement planning

    #48 Your IRA Contribution Deadlines For 2023

    Play Episode Listen Later Feb 29, 2024 11:18


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=94pR2-tT3OU   In this episode Chris Hammond discusses when the deadline is for your 2023 IRA contributions, and amounts you can put in one.    To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #47 Not All Your Accounts Are Taxed The Same

    Play Episode Listen Later Feb 22, 2024 15:40


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=hjgy6pUjJCE   In this episode Chris Hammond discusses how different types of accounts are taxed differently, and how this impacts your retirement, and how you can use it to your advantage if you understand the differences.     To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #46 Navigating the Retirement Journey

    Play Episode Listen Later Feb 15, 2024 18:14


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=VtXhQdrecp4   In this episode Chris Hammond shows you how to navigate your retirement journey and what tools you have available to do so.     To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #45 How To Get "Respect" From Your Heirs

    Play Episode Listen Later Feb 8, 2024 14:27


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=Bs_IAlHbjLs   In this episode Chris Hammond discusses an article that shows the woes that Aretha Franklin's heirs are going through with her estate. And what are some steps we could all take to help avoid these same things in our own situation.     To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    #44 How Are Your New Year's Resolutions Going

    Play Episode Listen Later Feb 1, 2024 14:38


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=AwuliwW7jt4   In this episode Chris Hammond talks about New Year's resolutions, why they often fail and how you can stay on track with yours.     To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #43 Quick Guide to Different Types of Annuities

    Play Episode Listen Later Dec 28, 2023 16:26


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=8sBIOR9RvYU   In this episode Chris Hammond goes over a quick guide to annuities to help you see if it makes sense to own one, and if so which one is the right one for you.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #42 Easy End of Year Tax Strategy for Traditional IRA's

    Play Episode Listen Later Dec 21, 2023 15:35


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=f1MAl4PEgfc   In this episode Chris Hammond goes over how to tell if a Roth IRA conversion makes sense for you.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #41 What Playing Tennis Taught Me About Investing

    Play Episode Listen Later Dec 14, 2023 14:37


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=8DY6xGToUj8   In this episode Chris Hammond shows you how winning at amateur tennis is similar to winning at the long-term investing game.     To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #40 End of Year Tax Wrap Ups

    Play Episode Listen Later Dec 8, 2023 12:24


    To watch this episode on YouTube visit: https://youtu.be/7BIfMjQN5AU   In this episode Chris Hammond goes over some end of year tax "to-do's" you might want to look into.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #39 What Are The Main Types of Annuities In The Market Today

    Play Episode Listen Later Nov 30, 2023 20:01


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=lRF4rhdNtRY   In this episode Chris Hammond discusses the main types of annuities on the market today. And how to understand which one could be the best one for you.    To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #38 How To Avoid the 10% Penalty on IRA's

    Play Episode Listen Later Nov 23, 2023 17:24


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=zfJqfZdocAQ   In this episode Chris Hammond shows you how to avoid the 10% penalty for withdrawing funds early from a retirement account.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #37 How Do Annuities Guarantee Lifetime Income

    Play Episode Listen Later Nov 16, 2023 15:31


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=VmV9Xfr3fNI   In this episode Chris Hammond walks us through how annuity companies guarantee lifetime income, which can be important for many retirees that want additional income above what their Social Security provides.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #36 Medicare Supplements vs Medicare Advantage Plans

    Play Episode Listen Later Nov 9, 2023 17:17


    To watch this episode on YouTube visit: https://www.youtube.com/watch?v=iC9Z_OzKd0o   During the Medicare Annual Enrollment Period it's a good idea to think about whether a Medicare Supplement or a Medicare Advantage Plan is right for you. In this episode Chris Hammond talks about the pros and cons of each.   To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #35 How To Choose A Medicare Part D Drug Plan

    Play Episode Listen Later Nov 2, 2023 16:22


    Here's the link to the YouTube video that accompanies the audio of this episode: https://www.youtube.com/watch?v=0nITwMDeFts With the Medicare Annual Enrollment Period upon us (from Oct 15th thru Dec 7th) it's time to make a choice on your Part D prescription drug plan. In this episode Chris Hammond walks you through how to use Medicare's website to pick a Part D Medicare Prescription Drug Plan. To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/   I am a financial advisor, but I'm not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

    Episode #34 How To Emotionally Handle Money In Retirement

    Play Episode Listen Later Oct 26, 2023 12:33


    Money is one of the most emotional topics / aspects of your life that you will ever experience. In this video Chris Hammond discusses some of the insights a philosophy professor discovered over his decades of teaching and what you can do as a person nearing retirement to help have less worry over money in your life. Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #33 Common Roth IRA Questions

    Play Episode Listen Later Oct 19, 2023 15:43


    You may be wondering if you should have a Roth IRA, or do a Roth conversion with some of your Traditional IRA funds. In this episode Chris Hammond goes over 3 common questions about Roth IRA's to help you make a better decision. Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #32 Calculating Your Social Security Break Even Age

    Play Episode Listen Later Oct 12, 2023 16:16


    In this episode Chris Hammond walks through how you can calculate your Social Security break even age based on when you decide to start drawing benefits. Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #31 Where Do Annuities Fit In A Retirement Plan

    Play Episode Listen Later Oct 5, 2023 14:34


    There are some really good reasons to own an annuity. In this episode I discuss the 4 reasons to consider an annuity in your retirement portfolio. Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #30 Understanding the ABCD's of Medicare

    Play Episode Listen Later Sep 28, 2023 16:04


    In this episode we discuss why it's so important to understand the 4 parts of Medicare, and we go over what each part does and how they work together.   Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #29 Should you retire before reaching your savings goal

    Play Episode Listen Later Sep 21, 2023 19:51


    In this episode we talk about why it's so important to look at more than just hitting a certain target savings goal when determining if you are retirement ready.    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #28 Is Medicare's IRMAA that big of a deal

    Play Episode Listen Later Sep 14, 2023 15:20


    Sometimes IRMAA is not that big a deal... but other times it can be. In this episode we discuss situations when it can matter and when it doesn't matter so much.   Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #27 Three reasons you may want to claim Social Security early

    Play Episode Listen Later Sep 8, 2023 16:33


    It's not always the case that delaying Social Security as long as possible is the best move for you. In this episode we discuss 3 reasons you may want to claim benefits early.    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #26 Roth Conversions? But What if tax rates don't go up?

    Play Episode Listen Later Aug 31, 2023 14:04


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #25 The three phases of retirement

    Play Episode Listen Later Aug 24, 2023 11:48


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #24 Seven things you may not know about Roth IRA's

    Play Episode Listen Later Aug 17, 2023 11:38


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #23 What to do when your spouse dies in retirement

    Play Episode Listen Later Aug 10, 2023 9:36


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    Episode #22 How to make estimated payments to the IRS during the year

    Play Episode Listen Later Aug 4, 2023 11:27


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    #21 What is tax planning?

    Play Episode Listen Later Jul 27, 2023 14:28


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    #20 How to eliminate capital gains tax on non-qualified accounts

    Play Episode Listen Later Jul 20, 2023 12:15


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    #19 What is financial planning

    Play Episode Listen Later Jul 13, 2023 13:28


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    #18 How Do Inherited IRAs work for Non-Spouses?

    Play Episode Listen Later Jul 7, 2023 13:07


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide.

    #17 How Investors Can Accidentally Crash Their Retirement Savings

    Play Episode Listen Later Jun 29, 2023 19:29


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide. 

    #16 How Can Inflation Impact Your Retirement?

    Play Episode Listen Later Jun 22, 2023 18:48


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide. 

    #15 How Much Of My House Is Tax Free When I Sell It?

    Play Episode Listen Later Jun 15, 2023 14:31


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide. 

    #14 When Should I Redeem My I-Bonds?

    Play Episode Listen Later Jun 8, 2023 15:47


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide. 

    #13: The Right Reasons To Hire A Financial Advisor

    Play Episode Listen Later Apr 4, 2023 24:41


    Visit: www.RetirementPlanningMadeEasy.com to download a free copy of The Essential Step By Step Retirement Guide. 

    12: Your Biggest Assets You Need To Pay More Attention To

    Play Episode Listen Later Mar 3, 2023 25:54


    To get your free Retirement Guide, visit: www.RetirementPlanningMadeEasy.com

    #11: Don't Ignore These 5 Retirement Statistics

    Play Episode Listen Later Feb 1, 2023 22:41


    #10: Common and Uncommon Financial Sense

    Play Episode Listen Later Dec 1, 2022 21:26


    To book a chat with Chris Hammond visit: www.MeetChris.us

    #9: The Bright Side of Higher Home Prices

    Play Episode Listen Later Nov 1, 2022 16:48


    Home prices are higher now, and that's not all a bad thing, especially if you've been a home owner and benefitted from the appreciation. Let's discuss this in more details in today's podcast.

    #8: How do markets react to major events

    Play Episode Listen Later Oct 1, 2022 13:56


    #7: 9 Ways to Use Your Extra Cash

    Play Episode Listen Later Aug 25, 2022 13:34


    You may have built up a cash hoard during the pandemic. Here are suggestions of things to do with it.

    #6: I wish I'd known that before I retired

    Play Episode Listen Later Mar 11, 2022 18:03


    In this episode Chris Hammond discusses 3 things that many retirees wish they had known before they retired. 

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