Podcasts about eliminate

Pick up my new book The American Nightmare! => ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click Here!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ In Today's Episode This week, we have been confronting the cost of the aimless man and learning that a man without purpose will spend his life building another man's dream[1]. On Tuesday, we laid out drifting versus driven, and yesterday we broke down the four pillars of the Purpose Code[1]. Today, we are putting boots on the ground with tactical daily execution to turn your mission into reality[1]. Here are the five non-negotiable execution steps you need to take every single day: Ask the question: Wake up and ask yourself, "What am I fighting for today?" You must know exactly who you are fighting for and who you are fighting against[1]. Attack with intention: Do at least one specific thing that directly serves your why every single day[1]. Cut the distractions: Kill whatever pulls you off your mission—cut out the people, places, things, and environments that weaken your drive[1]. Lead by example: Stop just talking about it and let your kids catch you doing it right[1]. Evening reflection: Before you go to sleep, ask yourself the hard truth: "Did I live with purpose today, or did I drift?"[1] Tomorrow, we are wrapping up this entire series, recapping the week, and getting ready to go into the weekend to kick some ass and lead our families spiritually, physically, and financially[1]. Warriors, let's get your s*** together. Let's go.[1]

Story of the Week (DR):Anthropic, OpenAI CEOs call for slowdown in AI developmentAnthropic CEO calls to slow the race toward AI ‘superintelligence,' and grants outside evaluators permanent access . Here's what Amodei is suggesting:Each US AI company grants ongoing access to embedded third-party evaluators to check compliance with safety commitments, report incidents, ensure new AI models are not misaligned.All companies in democratic countries building frontier AI models to establish common safety standards as well as limits on the rate of unchecked AI progress.The world's democratic AI powers would coordinate with autocracies – notably China – to control the race. Amodei suggested a baby step could be a narrow agreement prohibiting obviously dangerous uses of AI, such as for the production of biological weapons.PROAltman Matches Anthropic's AI Auditor Pledge While Musk Offers Three-Word Slowdown Backing: 'Dario is right.' Palantir's Alex Karp is calling for AI lab nationalization and criminal liability: Alex Karp said AI builders should face civil and criminal liability for "not being responsible" as the industry debate over AI safety intensifiesMicrosoft AI CEO Agrees: AI Is Getting Dangerous and Needs to Be ControlledAI 'kill switch' may need to be mandatory, Anthropic co-founder [Jack Clark] tells BBCBernie Sanders' AI Bill Threatens 20 Years in Prison for Artificial Superintelligence DevelopersThe legislation would also allow companies to be shut down and create a federal agency to police frontier AI systems.The Ban Artificial Superintelligence Act would outlaw AI systems built to exceed human intelligence.For context, the bill was introduced the same week OpenAI rolled out its GPT-6 Astra model, described by the company as a 'generational leap'. Sanders' office also pointed to an incident from July. It said more than 1,000 OpenAI agents accessed the internet independently, exchanged messages with each other, and got round their own safety restrictions. That lapse, the office said, took engineers nearly two weeks to notice.The bill defines 'superintelligence' to include systems that can match or beat human cognitive performance. It also covers systems that resist shutdown commands, carry out unauthorised cyberattacks, or attempt to overthrow a government.Individual engineers, researchers or executives who breach the ban could face up to 20 years in federal prison. Sanders' office says that term is broadly comparable to penalties for illegally building a nuclear weapon.CONGang of 3: Zuckerberg, Musk, and Huang Call Trump to Oppose AI RegulationMark Zuckerberg says AI doesn't need an industry-wide slowdown because market forces and competition will push companies to make their models safeMark Zuckerberg says AI labs can slow down on their own when safety demands itOpenAI's CFO [Sarah Friar] says the company will pace AI development if safety requires it HYPOCRITE?Greg Brockman says OpenAI has already slowed cutting-edge AI developments over safety concerns HYPOCRITE?Jamie Dimon on AI oversight: 'It should be light touch'Trump downplays warnings of AI risks, citing rivalry with ChinaTrump says a strong, smart president is the only "guardrail" AI needsTrump responds to rising AI safety concerns, insists tech will be 'more good than bad'Trump's 'Whoever Wins AI Wins' Line Draws Scrutiny as He Downplays AI Extinction Warnings From ExpertsTrump called Nvidia CEO Jensen Huang mid-interview to rip AI doomerism: 'The robots will not be taking over'OpenAI boss [Sam Altman] says world 'right to be afraid' but should trust AI firms HYPOCRITE?Sam Altman says some AI accidents are 'unavoidable'Really? Palantir cofounder on AI's threat: 'We're on top of it'In an X post on Saturday, Palantir cofounder Joe Lonsdale brushed aside the worry that advanced AI systems could cause mass human extinction: "The world is going to be alright, guys. Leaders have big responsibilities and challenges ahead, but it doesn't help to scare everyone. We are on top of it."MEANWHILETech CEOs used to fear their boards. No moreAI drives record 10 under-40 billionaires onto 2026 Forbes 400Six Anthropic cofounders join Forbes 400 at $15.5 billion eachOpenAI's president [Greg Brockman] joined the Forbes 400 as its wealthiest new member — worth $25.5 billionSam Altman says this is an 'ill-advised' time to IPO, given safety concernsAnthropic chose Nasdaq for its IPO, giving the exchange a major AI winOpenAI Considers New Financing at a $1.5 Trillion ValuationFINALLYAI staff 'genuinely frightened' for humanity's future, ex-Anthropic researcher tells BBCHOW ABOUT EVERYBODY QUITS?Trump EPA Repeals Biden-Era Rules Limiting GHG Emissions from Power Plants MM The U.S. Environmental Protection Agency (EPA) announced on Monday the repeal of a series of Biden-era rules aimed at significantly reducing greenhouse gas (GHG) emissions from fossil fuel-based power plants, one of the main sources of the U.S.' carbon footprint.In addition to finalizing the repeal of the rules, the EPA also announced a proposal to rescind the 2015 Greenhouse Gas Findings for Fossil Fuel-Fired Power Plants, effectively making it much more difficult for the agency to reinstitute GHG limiting rules for the fossil fuel-fired power generation sector under future administrations.Trump's ‘largest deregulatory action ever' in the power sector will keep old coal plants online longer to fuel the AI boomHAPPY CEOs:Fossil-Fuel Power Generators & UtilitiesJim Burke (Vistra Corp) & Robert Gaudette (NRG Energy): Large merchant power producers with extensive natural gas and coal fleets that avoid capital-intensive carbon capture retrofits or premature unit closures.Harry Sideris (Duke Energy), Christopher Womack (Southern Company) & Bill Fehrman (American Electric Power): Regulated utilities operating major coal and gas generation networks across the Midwest and Southeast, relieving pressure to retire units ahead of schedule.Mark Hewett (Berkshire Hathaway Energy) & Mike Skaggs (Tennessee Valley Authority): Power providers with heavy baseload fossil capacity that avoid major compliance expenditures.Coal Producers & Mining OperationsJames Grech (Peabody Energy): The nation's largest coal miner, benefiting directly from extended power plant lifespans and higher domestic thermal coal demand.Grech has maintained a vocal public relationship with Trump, presenting him with a bronze award honoring him as the "Undisputed Champion of Beautiful Clean Coal."Joe Craft III (Alliance Resource Partners) & Paul Lang (Arch Resources): Key thermal coal suppliers to Midwestern and Eastern power plants that no longer face strict 2030s retirement timelines.Craft donated over $1 million to Trump's 2017 Inaugural Committee and millions more to pro-Trump Super PACs.Trump subsequently appointed Craft's wife, Kelly Craft, to high-level diplomatic posts as U.S. Ambassador to Canada and later U.S. Ambassador to the United Nations.Natural Gas Producers & Midstream InfrastructureToby Rice (EQT Corporation) & Tom Jorden (Coterra Energy): Top domestic natural gas producers positioned to supply fuel for unconstrained new gas-fired turbine generation.Chad Zamarin (The Williams Companies) & Kimberly Dang (Kinder Morgan): Midstream pipeline giants transporting natural gas to power plants, benefiting from sustained pipeline throughput and expanded gas generation hookups.EPA immediately sued over plans to repeal climate rules for power plantsPublic health groups warn EPA rule will cost Americans billions in health bills.The repeal risks leaving the country's single largest source of industrial climate pollution unchecked.SEC proxy rule changes could end 92 years of shareholder protections MMThe Securities and Exchange Commission has put forward one of the most far-reaching corporate governance proposals in decades, moving to scrap the federal rule that has forced public companies to include shareholder proposals in their proxy materials since 1934.The SEC proxy rule changes would rescind Rule 14a-8 entirely and hand authority over shareholder proposals back to state law and individual company charters, according to the agency's announcement.A companion proposal would amend Rule 14a-4(c) to give companies more flexibility and shareholders more control over discretionary proxy voting.The SEC's broader push to update its rules for current market practice and technology also targets several older paperwork requirements that the agency views as outdated.Eliminate the requirement that companies deliver an annual report to security holders.Eliminate the delivery deadline when documents are incorporated by reference into a proxy statement.Eliminate the requirement and the ability to submit Notices of Exempt Solicitation.Shorten the minimum broker search period from 20 business days to five business days.Starbucks Makes Major DEI U-Turn, Agrees to End Race and Sex-Based Hiring Preferences NationwideStarbucks is ending race- and sex-based hiring goals and preferences across its US operations under a nationwide settlement with Florida, agreeing to pay $1 million and submit to four years of annual compliance reviews.Florida Attorney General James Uthmeier's office said the agreement applies to Starbucks operations nationwide, rather than only its stores in Florida.Under the settlement, Starbucks agreed to comply with the Florida Civil Rights Act, including its restrictions on race- and sex-based goals, quotas, and preferences in hiring, promotions, pay, executive compensation, mentorship programmes, supplier selection, and board composition.Starbucks also agreed not to participate in organisations that require an increase in the racial diversity of its board of directors. Its chief legal officer must submit annual certifications confirming continued compliance for four years. The company will pay $1 million to the Florida Department of Legal Affairs to reimburse the state for time, expenses, and costs associated with the case.Accenture to Pay $25 Million to Settle Latest U.S. DOJ Anti-DEI CaseWarren Buffett is stepping down as Berkshire Hathaway's chairmanBuffett, 96, becomes chairman emeritus effective immediately while his son Howard assumes the role under a long-standing succession planWho Is Howie Buffett, Berkshire Hathaway's New Chairman? I can answer that WSJ and save its readers some time: It's Warren Buffett's son.Goodliest of the Week (MM/DR):DR: Barclays workers ask for more money to return to the office MM DRMM: Barclays workers ask for more money to return to the officeIsn't this the first step toward a unionized financial sector??Assholiest of the Week (MM):HypocritesMan using AI to kill people thinks men using AI to kill people should be held responsible: Palantir's Alex Karp is calling for AI lab nationalization and criminal liabilityLying sociopath calls AI a lying sociopath: OpenAI Warns of Six Concerning AI Behaviours as Models Hid Mistakes and Circumvented SafeguardsGuy who said China says Not China: Sam Altman Warns AI Race With China Can't Justify ‘Recklessness'—‘No Reason Any of Us Should Come to Work' Without Safety AccountabilityGuy who just paid 17bn for worst safety on earth says other guy needs to focus on safety: Mark Zuckerberg Takes Aim at Anthropic in Debate Over A.I. Slowdown (“A.I. labs should be focused on safety rather than improving their own technology.”)Politicians think a billionaire not named Trump should be held accountable for Epstein: House votes to hold billionaire Leon Black in contempt of Congress over Epstein investigationForgetting climate change was the result of the oil boom: Trump Compares AI Data Centers To Oil Boom — Nvidia CEO AgreesI don't even need a hypocritical talking point: Trump has been making more stock trades than all of Congress combined while backing a ban that excludes himGates Foundation is pledging $1 billion to spread AI to the world's poorest communitiesMedia covering democracy DRSEC proposes ending federal oversight of shareholder resolutions | Ukraine news - #MezhaSEC proxy rule changes could end 92 years of shareholder protections - CryptonomistStatement on Proposals to Rescind Rule 14a-8, Amend Rule 14a-4, and Modernize Proxy Solicitation - the SECIt's Another Biggie! SEC Proposes to Rescind the Shareholder Proposal Rule - a guy named Broc's blogIt got one hit each at Bloomberg Finance and Yahoo Finance, bottom of the columns buriedBut a million stories about this: SEC clears path for tokenized stocks, bringing the market closer to 24/7 tradingPaul Atkins justifications for gutting a democratic method that's existed since 1934: The government shutdownWe're too busyInvestors and companies don't really need usIt's unconstitutionalSeriously? Still?Asset owners say ESG returns still a barrier to adoptionData Center's Spill of 5,000 Gallons of Diesel Forces N.J. River CleanupAI Data Centers Are Driving a Surge in “Forever Chemicals,” Research FindsAn Idaho county banned renewables. It's having second thoughtsThe Red State AG Attack on ESG Continues to Misfire.Oracle Signs Over 1.7GW of Clean Energy Deals in Bid to Match Data Centers with 100% Carbon-Free EnergyBlowhardiest of the WeekDR: Jamie Jamie double double:Jamie Dimon says the American Dream is alive, but it's slipping out of reach for too many people—and for future generationsJamie Dimon, David Solomon, other top execs praise Trump admin's pro-business policiesMM: Jamie Dimon on AI oversight: 'It should be light touch'Guy with no AI experience gives thoughts on AI regulationHeadliniest of the WeekDR: These two back-to-back in my news feed:Microsoft publishes 37-page 'humanist' code of conduct after AI doom debate: 'This is urgent'Jack in the Box is launching a Simpsons Halloween menu with glow-in-the-dark cupsMM: MAGA's Golf Club Activity Branded 'Gruesome' as Fish Were Dumped Into Chlorinated Pool for Kids to CatchWho Won the Week?DR: Howie's son Howard Warren Buffett (43)MM: Nepo babies: Nike Announces LVMH Heir Alexandre Arnault is Joining its Board of DirectorsWarren Buffett Steps Down as Berkshire Chairman and Names Son to Replace Him“He will remain on the board as chairman emeritus.”“Howard Buffett, 71, has been a director at Berkshire for more than 30 years.” - he's already older than the average director by 6 yearsPredictionsDR: AI ends humanity, then deeply apologizes for threatening to end humanity MM: AI deeply apologizes for threatening to end humanity, then ends humanity

➢ Apply for coaching ⁠www.colossusfitness.com⁠➢ Follow our Instagram- https://www.instagram.com/colossusfit/?hl=en➢ 7 layers deep- https://www.7levelsdeep.com/In this podcast episode, we go over 7 ways to get in shape for fall and make the most of the next few months.Fall is one of the best times to reset your fitness routine, rebuild consistency, and start making progress before the holiday season. We break down simple, actionable strategies you can use to improve your workouts, nutrition, daily habits, sleep, and overall health.Whether your goal is to lose fat, build muscle, get stronger, improve your nutrition, or simply get back into a consistent workout routine, these 7 fitness tips will help you stay on track this fall.Instead of waiting until January to start working toward your goals, use the fall season to build momentum now and finish the year feeling your best.0:00 Eight things to get super fit this fall0:33 1. Define what success actually looks like1:59 2. Lock in consistent walks3:28 3. Reset your habits and morning routine4:29 4. Winter arc - lean into strength5:58 5. Plan for cardio you'll actually do7:32 6. Equip your home for success9:08 7. Eliminate the excuses9:58 7.5 Fix your mindsetThanks for listening! We genuinely appreciate every single one of you listening. ➢Follow us on instagram @colossusfit ➢Apply to get your Polished Physique: ⁠https://colossusfitness.com/

Sexual wounding shows up in so many different ways, and it affects so many men and women.  Maybe something happened that felt off, invasive, confusing, or inappropriate, but you told yourself it wasn't a big deal. Maybe you've never used the words sexual abuse or sexual violation because what happened didn't fit the picture you had in mind. In this week's episode, Dr. Alison is joined by trauma expert and bestselling author Dr. Dan Allender for a compassionate conversation about sexual abuse, sexual wounding, shame, trust, and the road toward healing. Dan explains why abuse is not only about a single event, but about how that event becomes woven into the larger fabric of a person's story. They explore why so many people minimize what happened, how involuntary body responses can create profound shame, and why these wounds often surface years later in our ability to trust, receive love, hope, and connect intimately with others. You'll learn: What sexual abuse and sexual wounding can look like beyond the narrowest definitions Why shame can linger long after an experience is over How abuse affects trust, hope, intimacy, and your relationships What parents can do when a child shares that something uncomfortable or violating happened How to approach your story with honesty, compassion, and dignity Sometimes the first step is simply being willing to say: Something happened that wasn't okay. And I want to understand how it has shaped me. To find out more about The Allender Center workshops visit theallendercenter.org/workshops or email the Allender Center team directly at programs@theallendercenter.org Read Dr. Dan Allender's  books: Healing the Wounded Heart The Deep-Rooted Marriage More Resources: Listeners get exclusive access to the first 3 chapters of Dr. Alison's newest book, The Secure Soul.  Connect further with @dralisoncook on Instagram

Andy and Brenden discuss the upcoming Chiefs vs Colts NFL game Sunday Night, plus Andy and Brenden play "Play, Fade, Eliminate" for the upcoming NFL Fantasy slate!

What if the reason you keep procrastinating, overthinking, or self-sabotaging is because your brain is trying to protect the identity you've always had? In this episode, I break down why self-sabotage happens, how discipline and self-accountability help you push through it, and how to recognize the mental strategies keeping you stuck. I'll show you how to separate yourself from those thoughts, take small actions, and build evidence for the new identity that can create the life you actually want. Freedom Live is a 3-day live experience in Austin designed to help you break through what's keeping you from your next level. Get $50 off your ticket: https://robdial.short.gy/freedomlive The Mindset Mentor™ podcast is designed for anyone desiring motivation, direction, and focus in life. Past guests of The Mindset Mentor include Tony Robbins, Matthew McConaughey, Jay Shetty, Andrew Huberman, Lewis Howes, Gregg Braden, Rich Roll, and Dr. Steven Gundry. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3538: Lea Genders pushes back on the long list of foods the internet says you have to give up, walking through carbohydrates, fruit, gluten and fat one at a time and explaining why none of them needs eliminating in the absence of an allergy or intolerance. She points out that people often swing from no restrictions straight to severe ones, and that heavy restriction of favorite foods is what tends to trigger overeating later. Her recommendation is mostly whole foods you genuinely enjoy, with room left for treats. Read along with the original article(s) here: https://www.leagendersfitness.com/news/2019/foods-you-dont-need-to-cut-out-of-your-diet-to-be-healthy Quotes to ponder: "The bottom line is you don't need to eliminate any food entirely to lose weight and be healthy." "It is often when we heavily restrict our favorite foods that we end up over-eating in response." "There aren't any magic foods that by themselves cause you to lose weight and no evil foods that cause you to gain weight on their own." Optimal Health Daily is a daily health and wellness podcast where we narrate the best articles on nutrition, fitness, weight loss, and healthy habits, read to you by a professional narrator so you can improve your health a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can work hard for years and still find yourself stuck in the same place. Sometimes the problem isn't discipline... it's the cycle of self-sabotage you don't even realize you're in. In this episode, I break down the four ways I learned to break that cycle: calling out your own excuses, removing access to what's holding you back, taking action on what you've been avoiding, and putting something on the line.  If you want to watch the video version of this episode, the YouTube link is in the description. https://youtu.be/oibY2r5A-Fw?si=uG7lDcRBFyJH8eS1   MY CLOTHING, CHECK OUT: https://amarokaesthetics.com/ CHECK ME OUT ON OTHER SOCIALS: IG = https://www.instagram.com/coleluisdasilva/ TIKTOK = https://www.tiktok.com/@coleluisdasilva/   WAKE UP WITH THE WOLF PODCAST: APPLE = https://podcasts.apple.com/us/podcast/wake-up-with-the-wolf/id1533545890 SPOTIFY =  https://open.spotify.com/show/6cOLgWolq6mkOnvNesuTDc?si=8b3c4f153a264e9a

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3538: Lea Genders pushes back on the long list of foods the internet says you have to give up, walking through carbohydrates, fruit, gluten and fat one at a time and explaining why none of them needs eliminating in the absence of an allergy or intolerance. She points out that people often swing from no restrictions straight to severe ones, and that heavy restriction of favorite foods is what tends to trigger overeating later. Her recommendation is mostly whole foods you genuinely enjoy, with room left for treats. Read along with the original article(s) here: https://www.leagendersfitness.com/news/2019/foods-you-dont-need-to-cut-out-of-your-diet-to-be-healthy Quotes to ponder: "The bottom line is you don't need to eliminate any food entirely to lose weight and be healthy." "It is often when we heavily restrict our favorite foods that we end up over-eating in response." "There aren't any magic foods that by themselves cause you to lose weight and no evil foods that cause you to gain weight on their own." Optimal Health Daily is a daily health and wellness podcast where we narrate the best articles on nutrition, fitness, weight loss, and healthy habits, read to you by a professional narrator so you can improve your health a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bobby started with 3 crazy stories, one involving a Missouri candidate who wanted a campaign manager to plant cocaine in an opponent's car and another about TVs secretly recording you. And the story that freaked us all out the most is why now the billionaires of the world are telling us we need to slow down the pace of AI. Lunchbox has a warning for Amy and Bobby for their Vegas trip this week. Bobby shares what blew him about the most and what was the most surprising about the Brooks and Dunn concert. He shares why he has a new respect for the opener of the night. We played a company jingle game and it's unexpected the most controversial game we've ever played. Bobby finds a woman talking about why you should be peeing on your credit card and we debate if this is the secret to his financial success?See omnystudio.com/listener for privacy information.

What does God think about your busy life? I wonder if you have some bad habits that are making matters worse, causing you to be unnecessarily busy, eating up your time and keeping you from doing all the good things God wants you to do. Here are some of those things that can exacerbate our busyness: Poor time management. If you're not good at managing time, here are four things that will help you: Whatever you have to do today that you don't want to do, do it first. Believe me, this will help you immensely. If you tend to put off what you don't want to do, then it piles on you. You will be amazed at how it will free your mind and energy to know the thing you didn't want to do today is already done! Eliminate as many interruptions as possible. If others interrupt you frequently, think of ways to minimize it. More importantly, stop interrupting yourself. Stay on task. Set goals for yourself, give yourself rewards for staying on task—whatever you can do to eliminate interruptions will save you much time. Finish one job before you start another, if possible. Jumping from one task to another always wastes your time. If you can finish one thing before starting another, you'll eliminate a lot of “start-up time.” Always have a plan for your day in writing. Whether you use a to-do list, a calendar, your smart phone or computer—when you make a plan for your day, with some sense of priority and time frames, you will see great improvement in the use of your time. Procrastination A simple cure for procrastination is this: “Do it right and do it now!” If you have to do it, don't put it off. Living by this simple principle will bring remarkable changes in your life. Negative attitudes Get rid of them! Negativity drains your energy and slows you down. Paul wrote to the Philippians that we are to rejoice in the Lord always. That leaves no time for complaining, griping, and being negative. How does God feel about your busyness? Are you busy for the right reasons? Has busyness become a point of pride for you? Do you set appropriate boundaries on your busyness? Do you stay busy to avoid confronting issues in your life that need to be changed? Is your busyness an obstacle to your spiritual growth? I hope these thoughts will cause you to think twice about your own busy life.

Have you ever walked into a room and almost automatically started adjusting yourself? Maybe you hold back what you really think. You soften your opinions. You make yourself more agreeable. Not because you're trying to be dishonest, but because some part of you wants to belong. In this week's episode, Dr. Alison is joined by behavioral scientist and Columbia University professor Dr. Patricia Hewlin to explore the tension between authenticity and belonging. Dr. Hewlin's research on what she calls facades of conformity shows that continually suppressing your values and perspectives in order to fit in can lead to emotional exhaustion and disconnection. But the answer isn't to swing to the other extreme and insist on expressing every part of yourself in every room. We were made for community.  And we were also made to become fully ourselves. The goal isn't to choose one over the other. It's learning how to love other people without losing yourself in the process. In this episode, you'll learn: Why the desire to belong is a healthy human need How to tell the difference between wise compromise and self-abandonment Why staying quiet isn't always people-pleasing How your core values can guide what you share, when you speak up, and when you flex Why “bringing your whole self” doesn't mean bringing every part of yourself everywhere How to navigate relationships or workplaces where being fully yourself may come with a real cost What Dr. Hewlin calls the middle self: authenticity with discernment and accountability Why true authenticity is inherently relational Read Staying True to You: Unlock the Power of Your Middle Self and Live With Confidence, Integrity, and Peace of Mind. More Resources: Listeners get exclusive access to the first 3 chapters of Dr. Alison's newest book, The Secure Soul.  Connect further with @dralisoncook on Instagram

Take the Quiz : https://www.amenkaur.com/quizYou get close to the thing you want. The promotion, the business, the conversation you've been meaning to have. And something in you pulls back.That's not weakness, and it's not a mindset problem. It's an old map doing its job.In this episode I walk you through the exact five-beat loop your self-sabotage runs on, so you can catch it happening in real time. Then I show you how to break it, working backwards, starting in the one place most people refuse to start.I also run my own through it. The boardroom, the seizing up, the boss who'd put his neck out for me, and the rule underneath it that I didn't know I was following.What you'll take away:The map you were handed early in life, and why self-sabotage is what happens at its edgesThe five beats: want more, trigger, the body reacts, escape, relief, shame, and why the relief is what makes it stickyStep one: start at the shame, and why love is the only thing that stops it fueling the next roundStep two: go back to the trigger and listen, with a short practice you can do while you listenStep three: give your body one new experience, and the trick I stumbled into when I couldn't do it for myselfThe deeper layer: what the Bhagavad Gita, the first letter of John, and the Guru Granth Sahib were pointing to long before the neuroscience caught upYour next step: You now have the method. What you don't know yet is which of your five systems is holding the edge. Take the three-minute quiz at amenkaur.com/quiz and find out what to focus on first.If this episode did something for you: Rate the show wherever you're listening. Share it with the one person who came to mind. And if you have a minute, a few words in the reviews about what shifted. I read every one.Research mentioned:Neff, K. (2003). Self-compassion: an alternative conceptualization of a healthy attitude toward oneself. Self and Identity.Gilbert, P. (2009). The Compassionate Mind. Constable.Kirschner, H. et al. (2019). Soothing your heart and feeling connected: a new experimental paradigm to study the benefits of self-compassion. Clinical Psychological Science.Texts mentioned:Bhagavad Gita 6:5 to 6:61 John 4:18Guru Granth Sahib, Ang 441This episode is for reflection and education. It isn't therapy or medical advice.

We discuss Mizzou and Kansas over/unders ahead of Friday night's game. Plus, we play "Play, Fade, and Eliminate" for fantasy football as the first NFL game kicks off tonight.

The UT Health San Antonio professor who is leading an effort to increase the number of South Texas teens who are vaccinated against the human papillomavirus hopes to see cervical cancer eliminated in the United States in her lifetime.

Sprint NOW to LIVE Longer Podcast | VyVerse.comFIVE PRIMARY POINTS of the PODCASTCoffee is a powerful vitality enhancer. New data from 2,264 people found that each additional cup of coffee was associated with roughly 2% higher testosterone in men, while both men and women who drank more coffee tended to have less body fat and more skeletal muscle. Other research links coffee with lower inflammation, better gut health, less depression, younger biological age, and improved focus.Blueberries are brain food. Research suggests blueberries can improve memory, executive function, processing speed, attention, and brain blood flow. Studies cited in the podcast found cognitive benefits in both middle-aged adults at increased dementia risk and school-aged children. Roughly half a cup of blueberries may be enough to provide meaningful benefits.Vitality is a gift you give yourself. Vitality is defined as “purposeful, energetic, and connected living.” Developing it begins by creating space to think, becoming more intentional with time, and defining a clear personal purpose. A concise purpose acts as a filter for deciding what deserves your time and energy.Protect your energy and invest in your relationships. Daily energy depends heavily on discipline, sleep, and fitness. Eliminate “life leaks” such as mindless scrolling and minimize time with “energy vampires.” Instead, invest that energy in meaningful work and the people you love—put down the phone, listen closely, serve others, and treat important relationships like “precious jewels.”Vitality is a skill—and awareness is the first step. You can deliberately train your physical, mental, social, and spiritual well-being through practices ranging from exercise and weight management to recovery, stress reduction, optimism, and meaningful connection. Start by honestly identifying what you are doing well and what needs improvement, then take ownership and make one decisive first move.Copyright, VyVerse, LLC. All Rights Reserved. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit vitalityexplorers.substack.com/subscribe

In Episode 109 of the Land to Lots™ Podcast, Carter Froelich talks with Tyler Cobb, Partner at Taft Law in Phoenix, Arizona, and the principal architect of Arizona House Bill 2999, on the state's new State Affordability Infrastructure District, or SAID, framework signed into law by Governor Hobbs on June 5, 2026.  Tyler shares his path into public finance, from starting as a summer associate at Ballard Spahr in Phoenix to representing developers on Arizona Community Facilities District transactions at a time when few public finance attorneys wanted that role, through his move to Taft a year ago. He then explains how House Bill 2999 came together, including the role of the Home Builders Association of Central Arizona, the year-long stakeholder engagement process, Governor Hobbs's focus on housing affordability, and the connection between cost of capital for horizontal infrastructure and the price of a finished home.  Lastly, Carter and Tyler discuss the state of district financing in Arizona, including the 1988 Community Facilities District Act, the local approval bottleneck that has made district formation unpredictable, Arizona's $347 million of new money district financing from 2019 through mid-2025 compared with Colorado, Texas, Florida, and Utah, rising horizontal construction costs, the taxpayer protection and disclosure requirements built into the SAID Act, and why the new framework governs how infrastructure gets financed rather than what gets built.  In this episode, you'll learn:  How Arizona's Community Facilities District Act has worked since 1988, and why the extent of local involvement required to form a district became the primary bottleneck rather than any deficiency in the statute itself.  Why Arizona financed $347 million of new money district infrastructure from 2019 through mid-2025 while Colorado financed $11.6 billion, Texas MUDs $8.9 billion, Florida CDDs $8.4 billion, and Utah PIDs $4.5 billion.  How Governor Hobbs's focus on housing affordability, and Arizona's fall from 33rd to 45th in the nation on affordability, shaped the framing and the legislative path of the bill.  Which features Tyler drew from Colorado metropolitan districts, Utah districts, Texas MUDs, and Florida CDDs while using the Arizona CFD Act as his drafting template.  How the legislation builds in taxpayer protection through 100 percent landowner consent to form, a detailed formation petition, Arizona Finance Authority oversight, annual district reporting, and a homeowner disclosure form at resale.  Why the SAID Act operates strictly as a special purpose financing act and does not touch zoning, entitlements, design standards, plans and specifications, or the conveyance and acceptance of completed infrastructure.  Why the 6.5 percent annual rise in horizontal construction costs over the past six years, compared with roughly 3 percent per year in the twenty years before that, makes every year of financing delay more expensive for developers and homebuyers.  How municipal concerns around staff capacity, administrative burden, and political exposure were addressed so that cities and counties keep their entitlement authority without having to administer additional districts.  Show Notes Tyler Cobb Contact Information W – https://www.taftlaw.com/  O – (602) 240-3035 E – TCobb@taftlaw.com  Plus: Whenever you're ready, here are 4 ways Launch can help you with your project:  Prepare a Special Tax District Bond Analysis for your Project – If you have a project in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA, contact Carter Froelich and have Launch prepare an initial complimentary high-level bond analysis for your project.  Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Contact Carter Froelich for more information.  Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Contact Carter Froelich for more information.  Hold a 1-Hour Complimentary Project Vision™ and DOS Worksheet for your Project – If you have a project in AZ, CA, CO, ID, NC, NM, SC, TX, UT, WA, contact Carter Froelich and schedule a complimentary 1-hour Project Vision™ and DOS conversation for your project which will result in a high-level Project Path & Plan™ for your project. (Note: Projects should be 250 acres or more).  Complimentary Offers for Land to Lots™ Listeners Complimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis: https://form.jotform.com/231376408765160 

“Between stimulus and response there is a space. In that space is our power to choose our response.” — Viktor FranklBetween a major home renovation, tight book deadlines, and competing high-stakes priorities, my focused attention was stretched to its limit recently.In this Q&A episode, I share the exact tactical framework I used to protect my energy, regain focus, and maintain high performance through one of my most demanding seasons. I also share the core principles that keep home life grounded when professional stress hits an all-time high, as well as the best parenting advice I've ever heard.Inside this episode:• Creating Capacity Under Pressure: How to guard foundational self-care rituals, optimize focus blocks, and use No Pressure Days (NPDs) to prevent burnout.• The Perspective Reframing Question: A simple mental filter to immediately diffuse frustration—Is it a tragedy or an inconvenience?• What to Eliminate in High-Stress Seasons: Why cutting out alcohol, negative influences, and catastrophic thinking is non-negotiable for recovery.• The Playbook for Family Resilience: Why play is the primary language of children, and how to treat domestic friction as feedback rather than an attack.Onward,JamesPS —⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 25K+ other subscribers on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer listener questions on planning for mini-retirements, changing career into financial planning, accessing pensions with a guaranteed annuity rate, and whether to take tax-free cash from a defined benefit pension. They also discuss how to manage inherited money for children approaching financial independence, including ISAs, Junior SIPPs, university costs and future house deposits. Finally, they look at saving and investing alongside the NHS Pension, including using a Stocks and Shares ISA, SIPP contributions and higher-rate tax relief. A practical UK personal finance discussion covering pensions, retirement planning, investing, student loans and long-term wealth building. Shownotes: https://meaningfulmoney.tv/QA59  07:17  Question 1 Hi guys, Financial infrastructure and policy in the UK is built around to support (and likely encourage/enforce) the "standard" life of consistently working for 40 years and then stopping altogether. State and private pensions accessible around age 60, Lifetime ISAS, compounding growth of stocks etc. For various reasons, my wife and I (both 32) don't want to do this. We are in the fortunate position where we can take months or years off at a time and plan to do this several times throughout our lives. We know this means our earning potential and growth will be lower and that we may not end up with as large a pension as we could have. But we may also end up having some sort of income until we're much older. Question: what if anything can people do with today's accounts/tax advantages/schemes to enable this type of lifestyle? Hypothetical question: what type of infrastructure could the government introduce to enable this? How about a "pension" you can take at any time up to some cap per year and only for X years in a row? Given fewer jobs now require physical use of our bodies (and hence 60 may no longer be a necessary stopping point), could we see more people "working" off and on until 70 or 80? Tom   15:36  Question 2 Hi Pete and Roger First of all, thank you for the valuable conversations you bring to listeners. I'm a 32-year-old with a strong interest in personal finance and investing, and I would describe myself as financially literate and proactive in managing my own money. I currently feel I've been underestimating my potential and would like to pivot into financial services. I'm considering self-funding qualifications such as the LP2 (Financial Services – General Route) as a starting point, followed by the RQF Level 4 Diploma in Financial Planning. Do you think starting this pathway at 32 is realistic, or have I left it too late to successfully transition into the industry? Thanks, Darren. G   19:36 Question 3 Hello Pete and Roger, Firstly, I very much enjoy listening to your podcast whilst doing my weekly walks. I currently live in Australia and will be returning to the UK in 6 months to live near my family and will be turning 55 at the same time. My question is: I have a Defined Contribution pension, valued at 70K with a GAR. I am legally required to get IFA before I can drawdown, UFPLS, lump sum etc. There appears to be an exception to this mandatory requirement if I take an annuity. Is this correct? If it is, would this also apply to a fixed term annuity? Secondly, what options do I have to access my pension if no financial advisor is keen to take me on as a client and sign the 'advice taken' form that is required by my pension provider. My provider (Royal London) has said that the advice doesn't have to be positive or negative to what I want to do, I just have to show that I at least went through the procedure. Thanks for your help. Regards Brett   27:08 Question 4 Dear Pete and Rog, Thank you so much for the wealth of wisdom you share with us all - it has helped my family towards a more secure and planned future.  I'm not an expert but as the future recipient of a few small DB pensions I have a question. You often infer Defined Benefit pensions are "solid gold", implying they should be preserved at all costs. I want to challenge your strong preference to avoid taking the 25% tax free cash (Pension Commencement Lump Sum (PCLS)). Isn't it "dangerous" to not clarify the commutation rate more explicitly?  On one hand, with a poor commutation rate isn't the member effectively "selling" inflation-linked, guaranteed income far too cheaply? On the other, with an attractive commutation, by taking the 25% tax-free cash "off the table," a member can: 1. Eliminate mortality risk: If they die early, that cash stays with the family; the DB income disappears. 2. Manage Tax Drag: Using the PCLS to bridge to state pension age can keep a retiree in the basic rate band rather than being pushed into higher rates by a full DB payout. 3. Seek Outperformance: While DB is index-linked, a well-allocated ISA can historically outperform inflation over the long term. Why do you treat the PCLS as a "loss" of income rather than a strategic "de-risking" of the pension asset? Thanks for clarifying - because I think I must be missing something. Gareth   31:55 Question 5 Hi Pete and Roger, I started listening to the podcast when I began Couch to 5K, and it's been really helpful. It also makes me feel quite virtuous, like I'm improving both my health and finances at the same time! I'd value your thoughts on managing money for a child who is approaching financial independence. I'm the trustee for my 16-year-old daughter, who inherited directly from a relative. She has £140k in total, with 42% in cash savings, 46% in investments (mainly low cost global tracker) and 12% in a junior SIPP (also in global trackers). I'm moving as much as possible into ISA wrappers annually. I don't currently plan to add further to the SIPP. She is aware that there is a "good amount" of money saved for her but not actual figures yet and it is referred to as money for a house deposit. I plan to start involving her more directly in managing it from age 17, although we already talk regularly about money and financial habits. She's academic and likely to go to university although also considering degree apprenticeships. She wants a high paying career but has no idea what career yet! A few things I'd really value your perspective on: How should I think about asset allocation? I'm not risk averse and feel like there's too much in cash but mindful that she will be in control in 2 years and may want to use some of the money in the short term, e.g. for university, car, travelling etc. Would you lean towards encouraging her to fund university costs rather than taking out a student loan if she goes, given that under the new plan around 80% are expected to repay their loans in full? At least there would be less available to fritter away or spend on a red Lamborghini! Or keep it invested and position it more clearly as a future house deposit? And finally I have an 11-year-old in the same position. Given the longer time horizon, would you do anything different now in terms of structure, investment approach, or how and when to involve them? Thanks so much — I'd really appreciate your thoughts. Beth   42:51  Question 6 Hi both, hope you're well. I am 28 , working full time in the NHS. My partner and I bought our first home just before Christmas.  I have an emergency fund in an easy access account as well as putting 10% of my salary into a S&S ISA each month which I plan to use to bridge the gap between retirement and access to my NHS Pension. I also recently moved into the 40% tax bracket and so opened a SIPP which I put another 5% of my salary into each month. Any other savings go into high yield interest accounts/ISAs.  I just wanted to ask, is there anything else I should be doing with my money or is it simply a case of keep at it now?  Thanks a lot, Joe  

SummaryWhat should every new teacher know before they are asked to improvise, differentiate, or innovate? Gene Tavernetti argues that one of the most important foundations is fluency in explicit instruction—not just hearing about it in professional development, but learning to design it, deliver it, practice it, and receive feedback until the work becomes automatic.Gene explains why that fluency matters in real classrooms: it reduces the number of decisions teachers have to make, gives them a reliable baseline for accommodations and modifications, helps schools eliminate instructional variables before moving students into intervention, sharpens their ability to evaluate purchased or AI-generated materials, and creates a common language for collaboration. The goal is not to make every lesson look the same; it is to give teachers a strong instructional foundation from which they can adapt intelligently.Chapters0:00 — Better Teaching introduction0:41 — What new teachers need to know1:52 — Why training and coaching matter3:10 — Reason 1: Build fluency and automaticity5:19 — Reason 2: Create a baseline for accommodations6:22 — Reason 3: Eliminate instructional variables8:02 — Reason 4: Evaluate curriculum and AI-generated lessons10:08 — Reason 5: Build a common professional language12:31 — Explicit instruction is a foundation, not a restriction14:55 — Better Teaching outroShow NotesGene Tavernetti helps educators strengthen explicit instruction, lesson design, and instructional coaching.Gene's website: tesscg.comGene's books include Teach Fast, Focus, Adaptable Structured Teaching and Maximizing the Impact of Coaching Cycles.Follow Gene on Bluesky and X: @gtavernetti This podcast sponsored by:The Bell Ringer, a weekly newsletter providing news, tools, and resources on the science of learning, written by education reporter Holly Korbey. Subscribe here. 

Ladies, since I'm taking a few weeks' pause while feeling green with early pregnancy, I'm throwing back some of the fave L&L episodes. Hope this episode blesses you as much as the reminder blesses me! "Do all things without grumbling or questioning …” (Phil 2:14).How often do we serve our children, our spouses, our friends, with a hidden (or not-so-hidden) grumbling inside? Do we complain as we go about our tasks of the day, or do we surrender the present moment to the will of God? This my friends is a place I continuously come back to in prayer, a place I frequently find myself falling, and a place I am continuously met with God's mercy and compassion. This week I discuss the invitation to eliminate the grumbling from our hearts and the complaints from our mouths so that Jesus, whom we once conceived in our souls, can be delivered more abundantly to those we serve and love!Have an episode idea you want to hear about? Shoot me a message here!Support the showShe Loved: Resting in the Beauty of Motherhood (New Motherhood Book with Ascension- Be encouraged and uplifted: www.ascensionpress.com/sheloved)I am convinced that God is on mission to restore and revive the beautiful vocation of motherhood right here and right now! Let's build up this community of catholic moms who are answering the call to this mighty work!If this episode blessed you, I would be so honored if you shared it with a friend, rated it, or left us a review! Support the show!!If you want to come join our community and help support the show I'd be so blessed! www.patreon.com/latteandlaundrypodcastI always love to connect :suzanne@latteandlaundry.com

nukehydration.com, or follow along on Instagram @nukehydration. Use Youthhoops15 for 15% off TeachHoops.com CoachingYouthHoops.com — practice plans, season resources, and the free tryout structure guide under the Free Resources menu HeySami.com — new text based youth sports organization tool (Sami with an i) The Hey Sami Podcast — available on Spotify, Apple, and anywhere you listen Questions for Hey Sami: hey@heysami.com Coaching Youth Hoops Facebook Group — search "Coaching Youth Hoops" on Facebook Show Notes This one came straight out of the Coaching Youth Hoops Facebook group, and it lit the group up: how do you get kids to focus and concentrate during practice? Coach Bill opens with what he calls the worst coaching experience of his twenty year career. He took over a CYO boys team that had no coach, a roster loaded with talent, and an attention span somewhere around zero. They could have won everything. Instead, he spent the season pulling his hair out. Coming right out of COVID, he felt the boys had been hit harder than the girls, and the lack of discipline was something no drill was going to fix on its own. What made it worse is that his best lever was gone. In a CYO league with equal playing time, a kid could skip practice or goof off all week and still had to play. Take that away and, as Coach Bill puts it, the bench is a great teacher. Without it, he tried everything in the toolkit, including having one player run for an entire practice. Coach Collins pushes the conversation toward the thing most coaches can control: the practice plan itself. Idle minds make idle players. If a kid stands still for more than thirty seconds, he is tugging a jersey, poking a teammate, or starting something. The fix is not more yelling, it is no dead time. Eliminate the standing around. Keep everyone moving, everyone active, all the time. Most focus problems at the youth level are really pacing problems. Give the hyper kids a job. Coach Collins always grabbed his most hyper players to be demonstrators. Coach Bill compares it to a classroom teacher making the disruptive kid the monitor. The naughty one goes right up front. Teach in TikTok sized pieces. If you cannot get it across in thirty seconds, do not do it. Coach Bill draws one small piece of the offense on the whiteboard, sends them to go do it, then pauses and comes back for step two. When a high IQ kid asks what comes next, the answer is "let's just work on step one." Attach consequences to the small stuff. Dribbling while you are talking gets one warning to hold the ball. After that, there are push ups. Kids learn quickly that their actions have a cost. Use the pause and the repeat back. In a huddle, when eyes drift left and right and nobody is making contact, Coach Bill stops talking and looks at the player. If that does not land, he asks the kid to repeat what was just said. Teach the cues, do not assume them. Coach Collins makes the point that a lot of these kids do not naturally read verbal and nonverbal cues. Teaching that is part of the job, not something to hand back to the parents. Over plan every time. If you have ninety minutes, walk in with three hours ready. Something is going to blow up, something is going to land flat, and you never want fifteen minutes left with nothing to run. You are not a full time third grade teacher who sees these kids from eight to three every day. You are showing up from work, twice a week, for an hour and a half, with a group of kids who are partly there because their parents needed the energy burned off before bedtime. Both coaches admit it: the parents of the kids who could not settle down were the ones you never saw in the gym. Expectations also shift by age. What an eighth grader can hold onto is not what a third grader can, and you can stretch the teaching window longer when the group is genuinely focused. The tight structure is for the team that needs it. Structure buys you focus. Consequences reinforce it. Teach in small pieces and never let the gym go quiet. Have a question like this one? Bring it to the Coaching Youth Hoops Facebook group. That is where this episode came from. Learn more and get everything you need for your season at TeachHoops.com What the coaches actually doThe honest reality checkCoach's takeaway Learn more about your ad choices. Visit podcastchoices.com/adchoices

Microplastics are everywhere—in the air we breathe, the water we drink, and the food we eat. While avoiding them completely may be impossible, supporting your body's natural detoxification pathways doesn't have to be.On this Episode good friend of the show Amber Lynn Vitale joins to discuss the Dangers of Microplastics. Understanding where they come from and what we can do.  Amber Lynn Vitale, CN is Board Certified in Holistic Nutrition® and is a Certified Dietary Supplement Professional™. She is also an Ayurvedic Clinical Consultant on faculty as an instructor with Wild Rose College of Herbal Medicine and sits on the advisory board for Natural Practitioner and Taste for Life magazines.  Amber is passionate about traditional foods and herbs, ancestral eating and regenerative organic farming, and incorporates these important lifestyle concepts into her nutrition education. In 2020, she and her family of four moved from Brooklyn, NY to a 25-acre farm in Montana where they raise sheep, ducks, chickens, and Border Collies. This is where Amber now puts theory into practice, rejuvenating the soil to improve plant and animal health as well as that of her family and community.Talking Points:-What are Microplastics?-How do they end up in our day to day?-Why are Microplastics dangerous?-Are there certain health conditions that arise in people?Microplastics have been found in human blood, saliva, liver, kidneys, and placenta. While long-term human health effects are still being researched, studies suggest they may cause:• Inflammation and oxidative stress.• Cell damage and tissue damage.• Potential immune system disruptionHelpful Article on MicroplasticsLearn More about Elevate Organic Microplastics Detox.This innovative 14-day formula is designed to support your body's natural elimination processes through a comprehensive four-stage approach: Trap and Bind, Break Down Biofilms, Microbial Detox Support, and Activate and Eliminate.Use the code Forever25 to get 25% OFF Your first order at Elevateorganic.com

Join us here in The School of Intention Professional Feng Shui Certification Program: https://www.fengshuimagical.com/learn_modern_fengshui_and_change_your_life If you're working really hard and don't see the gains in your life, you may have a lot of drains in your environment. Disorganization is one of the biggest of these energy-suckers, and it's quite easy (life-affirming as well) to shore up these leaky areas. Imagine what it will feel like when your self-care is deeply revitalizing, your work becomes far more rewarding, and your days are colored by peace and harmony. Something as easy as reorganization can initiate this idyllic process!  

What did Dr. Deming really mean when he said to "cease dependence on mass inspection"?    In this episode, Balaji Reddie and host Andrew Stotz unpack why one Ford manager's decision to fire his inspection team missed the point entirely. They explain how inspection can help leaders understand and improve the process, rather than simply sort good from bad.    They also explore why Deming's 14 Points must be understood as a system, including his evolving call for cooperation and win-win thinking among employees, customers, suppliers, and even competitors. Whether you are new to Deming or have studied his work for years, this conversation offers a sharper way to think about quality, systems, and improvement.   TRANSCRIPT 0:00:02.0 Andrew Stotz: My name is Andrew Stotz and I'll be your host as we dive deeper into the teachings of Dr. W. Edwards Deming. Today I'm continuing my discussion with Balaji Reddie, an educator and trainer in the teachings of Dr. Deming and quality management generally. Balaji, how are you doing today?   0:00:25.1 Balaji Reddie: Oh, I'm doing good. We're meeting after a small little gap, and in the interim I think a few things happened. One of the major things, I think you and I were really happy to see that Bill Scherkenbach sent us a lovely photo. So Bill, if you're listening to this, thank you so much, of course we thank you for the photo. We mentioned the last time or rather when we were speaking that I said that there used to be a group of people that used to meet over the weekend. I don't know what the actual protocol was, but all of the so-called core Deming people, you know, like Gipsie Ranney and Nida Backaitis, I hope I'm getting the names right, Barbara Lawton. And I remember Henry Neave saying he was a part of that. So I didn't see that in the photo. So, maybe one of the weekends he was there over in America and so he was there because he mentioned this. And so Bill very kindly said what it was christened. It was christened the Cosmos Club. And then he shared a photo. So Bill, thank you so much. And also helping us identify most of the people in that photograph. If sometime we could share it with the Deming Institute, if they could show it as part of the... If ever we convert this into some kind of video later on with some slides and things like that, they could add that in.   0:01:53.0 Andrew Stotz: Yeah, it's still wonderful.   0:01:53.7 Balaji Reddie: That was wonderful. Yes.   0:01:54.9 Andrew Stotz: It's a great picture. In fact, I'm gonna just make sure that I download it for today's episode.   0:02:00.9 Balaji Reddie: Yes, yes.   0:02:01.7 Andrew Stotz: Because I'll supply it to the Institute and ask Bill if we can use it. Let's see.   0:02:08.4 Balaji Reddie: Yeah, I mean, I presume that he would want us to ask, but he is very big-hearted. I think he wouldn't mind at all.   0:02:14.7 Andrew Stotz: He looks like a spring chicken in that picture. [laughter]   0:02:17.2 Balaji Reddie: Oh, yeah, all of them. There was Joyce Orsini too there. It was nice to see the whole jing-bang gang, as they call them, [laughter] the Cosmos Club. But wonderful. So, yes, so last time we were discussing point number one and we saw his interpretation in the broadest sense of constancy of purpose. I shared also what he was saying towards the end of his life that he said, "Create and publish the statement of the aims and purposes of the company or other organization." So he was envisioning that it's no longer one company. It's a family of companies working together. And so there has to be something that binds all these companies together because today's business is very complex. The family is actually globally dispersed. And so there has to be a common thread that links all of these organizations together and that has to be the statement of purpose. Why do we exist? Each could have their own, you know. Because that's what Deming said in the word interdependent components of a system. And interdependent means being independent and mutually dependent simultaneously. So independent does not mean isolated. It means autonomous, that means you go by yourself. You could have your own purpose, but you need to align it with the purpose of the companies you're actually contributing to, which is amazing. So he asks us to look at it that way. And he said that the purpose should be to impact people in the broadest sense of the term. And you, in fact, brought that up, that quality, and we saw what he meant by quality. And then I think we discussed the purpose of educational institutions, et cetera, et cetera. What should they be?   0:04:07.5 Balaji Reddie: So that was point one. Now we get to point two. And I'll start with the original wordings which he wrote in 1986. So let me just pull that up here. He says here that, "Adopt the new philosophy. We are in a new economic age." And then he very specifically states, "Western management must awaken to the challenge, must learn their responsibilities and take on leadership for change." Now, let's look at it both ways because in 1990 he reworded this completely. But let's get back to what he meant in 1986, the new philosophy. Now, what was the new philosophy? What did he mean then? Recently I heard, or I think I saw, Dr. Joseph DeFeo, that is the current CEO of Juran Institute, release a version of the 14 points, or rather saying that these were Dr. Deming's 14 points. And I saw what he wrote there about point number two, which was his interpretation. Now, when I look deep, actually, it looked more like Dr. Juran's interpretation of the 14 points. Incidentally, talking about Dr. Juran and the 14 points, it's no secret that Dr. Juran always said that Deming did not speak much about management, he spoke only about statistics, blah, blah, blah. But there was, if you know, part of the inner circle of Dr. Deming was Dr. Myron Tribus. And Myron Tribus, if you know, was a director at MIT for some time, right? And around the time Deming was there at the Center for Advanced Engineering Study. And when... He, of course, went and met Dr. Juran to speak to him about the 14 points, and then they had a discussion for half a day on the 14 points, and Dr. Juran agreed with every single one of them. He said, "Yeah." He said, "He's spot on." But then he said that he never spoke of management then, and so he stuck to his version that he taught statistics to the Japanese. Anyway, let's leave that aside.   0:06:19.0 Balaji Reddie: But when he spoke about point two, and that's what Juran's interpretation was, that the new philosophy was quality should be the basis for running a business. That was the new philosophy, right? And he said that top management, of course, Deming always said that top management should be involved because unless that happens, nothing happens inside the company. So the new philosophy, what now we interpret is what Dr. Deming was trying to say in 1986, was "quality is the basis for running an organization," right? And quality, again, what we discussed last time, in the broadest sense of the term, not just of a product or a process, but the way you conduct yourself as a business, as a people. So that was the new philosophy. And he said that you should take on leadership for change, and he aimed it at Western management at that point in time, right? So that was the 1986, and he goes on to explain that, saying that we are living with commonly accepted... Because he was trying to shock the Americans at that time, right? If you try to realize when they woke up to quality in the 1980s, primarily to be... I mean, to their credit, to the American businesses, that they were doing a lot of course correction. They realized that they had done things wrong for 20 years, and a lot of course correction started happening, and they started seeing benefits. So they started interpreting that as improvement when actually it was just a correction. And I think Deming wanted to bring in that shock treatment to them, and he said improvement is not enough, right? So at that point in time, that new philosophy was basically that, okay, you're doing it right, but it's not enough. And that's why it has to come from the top. So top people have to be involved. And that was how they interpreted this.   0:08:12.1 Balaji Reddie: And we also looked at it that way. But in 1990, he changed the wordings of the point two, and that was in light of what he had started professing, which was a System of Profound Knowledge. So I'll just read out what he wrote in 1990. He says now, "Adopt the new philosophy of cooperation and win-win, in which everybody wins. Put it into practice and teach it to your employees, your customers, your suppliers, and" why not "your competitors." So that was, I think, the new philosophy. Much of the stuff, if you start seeing, Andrew, when I look at all the 14 points, the 14 points have to be interpreted through the 14 points.   0:09:06.7 Andrew Stotz: Right.   0:09:07.8 Balaji Reddie: You need to understand the purpose of each point. You need to understand that they're a system. And that's why you can't just read them sentence by sentence and want to implement them, if you know what I'm trying to say here. They're a system by themselves. So you need to interpret them the right way and through the 14 points... I don't know if I'm making sense to you, but that's exactly how these are. He wanted it to be that way. So you can never tell that you've understood it completely. You're getting me? You're learning something new about it every single day. And as you start looking at things around you through the lens of Profound Knowledge, you will see things differently. And sometimes you see some gaps with the sentences that Dr. Deming was uttering, and then you say, "Okay, okay, this, this, this, I understood it now. I need to make this correction." Right? And so you can never say that I've completely understood them. I mean, after all these years, still reading Out of the Crisis, still doing the series with you, has been a catharsis for me. It's revisiting these things all over again. This, despite the fact that I've been teaching this regularly to my students for the last 20-plus years, it's still new for me.   0:10:24.4 Andrew Stotz: And so could I describe what you just said about interpreting it within the system is that really, that's the thing about systems thinking, is that you can no longer look at an individual part. Every time you get a deeper meaning or understanding of an individual part, that changes the way you view the overall system and the interconnectedness of everything.   0:10:48.6 Balaji Reddie: Exactly.   0:10:48.9 Andrew Stotz: Where life would be much more easy if we could just, "Okay, I understand that one thing deeper and deeper. I can make a control chart better and better and better."   0:11:01.1 Balaji Reddie: So, it's crazy. And this realization came on me way back in, I think around '98 or '99, when I was teaching this, the 14 points, for the third or fourth time. I think I mentioned this in episode one and two, where I told you that it was very easy for me to teach the works of Philip Crosby, very easy to teach the work of Dr. Juran, because they gave methods, they gave steps. But Dr. Deming didn't give anything. You just couldn't show the wording on the slide and get away with it. You had to explain what he wanted us to do. And then, I mentioned this before, you can go back and listen to that episode, but I said that it suddenly struck me, "God damn it, these points are a system." And when I was describing this and I explained this to Hazel Cannon, and she said, "We call this in Deming-speak an 'aha' moment. You had your 'aha' moment." She said, "That's the beauty." She told me once that in the middle of the night, at 3:00 in the morning, she understood what he was trying to say, and she called up Dr. Deming.   0:12:11.3 Balaji Reddie: And he was very, very patient. He listened to her. And she said, "I'm sorry. I..." He said, "I knew you'd understand." That's all he said. So he used to be very happy when people used to call back and suddenly say, "We realized it now, what you were trying to say then." So it's a moment of realization. So this point to... If you read some of the notes that he gave to the Japanese in 1950, and incidentally, it's they who made the notebook and then he added on to it, if you know, Elementary Principles of the Statistical Control of Quality, first edition and then the second edition. And when they made the first edition, they had actually done this without his permission. But when they told him that we made these notes, they thought that he would be a little upset because of copyrights, blah, blah. But instead he was so happy that they'd done that, he actually helped them with the second edition. And if you read those notes, a lot of things there where he was speaking about cooperation, about understanding people. So that may not have been explicitly stated by him in his lectures in Japan, they understood it. Right? And that's a very... I don't want to sound communal here, but a very Asian way of looking at it. Because our languages are very metaphorical, so we always look for different meanings to the statements being uttered. And we always look out for what has this person actually not said, which I... Or rather, yeah, has not said, which I have not heard, but I need to hear. Right?   0:13:46.5 Balaji Reddie: So that's amazing, how they looked at what he was saying. I'll give an instance here where he talks about the use of the control chart, and he says that you can use it for training a worker. And then if you see that before and after training, there's been no change in the control chart, well, then the worker's attained his optimum. Then use that worker somewhere else. He talks in a very positive way about understanding people. And then going back to what we spoke in our second episode about the principles of leadership, it comes back there, that choose people in the right way and optimize all of their aims, hopes, et cetera. So coming back here, the new philosophy, basically, now we can interpret it as what he intended it to be in 1990. He said, "Win-win." But the original wordings are also... You don't replace it, you add on to it, right? So we look at it this way, that he meant that quality should be the center point of running your business. People at the top should be involved. And now we talk about cooperation, win-win. And he says this, "Teach and practice this." Now, all these things are easier said than done. We know that. But we should make an attempt. So employees, your customers, your suppliers, and your competitors. Sometimes it could be funny, right? You go up to your competitor and you say, "Look, I think we've done enough of this, going at each other's throat. Let's get together to do something." And obviously the other person will say, "What's the agenda?" They'll think you have some hidden agenda. So it's gonna be difficult when you start doing this. But I think that's become... Slowly people are warming up to that idea of being close to your competitors and learning with them and from them. Right? We don't look at them as a rival in the true sense, trying to cut the other guy down and things like that. But that's the way it is. And if you say that it's a cutthroat thing, but we need to have some things in common before we decide to branch out and go our own way. Right? So there has to be some kind of a cooperation so that win-win... But main thing is to win, that is, everyone wins. He says, "Some may win less than others, but we all win just the same." So the whole purpose was that. Yeah.   0:16:02.4 Andrew Stotz: It's interesting because I remember hearing that when I was younger and the first thing is cooperating just within a team. The second one is cooperating maybe within a department. Another one is cooperating within a business. And then... That's already hard enough to get to. And then he talked about cooperating within an industry. And of course, there are anti-trust laws in America, which he wasn't talking about colluding on prices to take advantage of the position against the customer. But he was also... I think if we look at AI right now, the development of artificial intelligence, and to what extent could the industry work together to safeguard, for instance, or to understand the development of the energy needed to do this, you know.   0:16:54.4 Balaji Reddie: Yes.   0:16:55.3 Andrew Stotz: Or how do countries across the world work together to make sure that one doesn't have an unfair advantage with AI or with energy or that type of thing? So, yeah, it was definitely interesting when I first heard it. But as I look at it now, I get what he's saying about the industry cooperation.   0:17:15.3 Balaji Reddie: Yes, I saw this in our country, in India, where you had the rival mobile service providers getting together and realizing that the hardware needed was the same, the software would be different. So they got together and created a company, you heard that right, a company, that set up mobile communication towers. So there are no multiple towers everywhere for each mobile provider. There's one set of towers, and it was a separate company. And by the way, that company went on to win the Deming Prize.   0:17:48.0 Andrew Stotz: Interesting, interesting. It's interesting that the concept for point number two is... And sometimes I read it and I think, "Adopt the new philosophy." It's kind of obvious, isn't it?   0:18:04.1 Balaji Reddie: Yeah. [laughter]   0:18:05.8 Andrew Stotz: And that's where part of what you're talking about, about understanding all of it through the Deming 14 points lens.   0:18:13.7 Balaji Reddie: Right. Yes.   0:18:14.9 Andrew Stotz: But I can also think... I wanted to highlight back for those people that weren't around at that time. I graduated from university in 1989. I went to work at Pepsi. And so Out of the Crisis came out about 1986. And I remember during my years at university, the Japanese were just killing the American car manufacturers. And the motorcycle companies were killing... Honda and the others were killing Harley-Davidson.   0:18:43.2 Balaji Reddie: Right.   0:18:43.5 Andrew Stotz: Even to the extent that Harley-Davidson and others went to the government to try to get Reagan to give them tariff protection, which he did, in fact. But there was a huge debate I had in class, I remember, about protection versus competition. And it just highlights what was going on. And so Out of the Crisis, as you mentioned, the title, just the idea of shocking people to say, "We're in a crisis," I think at that time it was really apropos. And also the other part is he's talking about Western management.   0:19:21.1 Balaji Reddie: Yes.   0:19:21.4 Andrew Stotz: Western management. And now you look at... Japan was really doing great at that time. And now we have Japan and China that's also made huge strides. And so it's just so fascinating that he was directing it at Western management for sure, that we've got to fix things. And sometimes I look back and I think, "Oh yeah, Western management learned and improved," because we've got so much innovation going on in America as an example and all of that.   0:19:52.6 Balaji Reddie: Right. Right.   0:19:53.4 Andrew Stotz: But sometimes I look at the developments of the Chinese or Japan and I think, "Hmmm...Did we learn? Did we learn?" Look at the trade balance, look at the amount of debt, look at that in the US and you think, "I don't know." I'm curious, how would you score it?   0:20:09.5 Balaji Reddie: Yeah, I mean, that's just what I had to say. So the whole approach towards this whole thing being holistic, not just looking at it from a very narrow point of view and realizing that we need each other, we can't do without... We call them competitors, but they are also helping us do a better job. They're pushing me to look out for what I'm good at and I don't have to put somebody else down to show myself as big. And if I contribute to the industry in a very big way, not only do I gain, others gain, and if I share, then they would also share with me, right? So that realization, I think, is coming in. And if you think about this, it was very interesting, the mathematician by the name John Nash, if you remember him, he actually postulated this in terms of mathematics in 1950, and he got a PhD from Princeton for this. Now, I would give full credit to the jury listening to his dissertation, defending his thesis, that you had to do this because, interestingly, he gets a Nobel Prize for that in 1974. It took 24 years for the world to figure out what he was trying to say. And you want to go read that, he was thinking win-win.   0:21:41.7 Balaji Reddie: So I often wondered if Dr. Deming, John Nash, did they know each other? Obviously, they didn't, but they were thinking and saying the same thing in two different parts of the world. He was doing that here in the US and Deming was talking about this there in Japan, and he was talking about telling the Japs that Japan must see itself as a system. And so all their companies actually work together. We see them as versus; they don't see each other as versus. You're interestingly saying this about the two-wheeler companies, the bikes... In India, we had just one or two bikes before the four Japanese companies came in. It was Suzuki, Honda, Kawasaki, and Yamaha. And they tied up with different Indian companies. Now, of course, after a long time, they've all gone their separate ways. But as a teenager, I remember these. And the funny thing was all four motorcycles were different and all four sold well. All four. And they sold in different parts of the country.   0:22:43.8 Balaji Reddie: I can tell you this firsthand because just after I completed my engineering, I was looking for a job. So I had some time to myself and my mother's friend, she ran a market research agency and she just called up one fine day and said, "Would Balaji care to do this market research for me? It's about bikes." So I had to travel north, south, east, west and tape a conversation with bikers asking them which motorcycles they liked among these four. And these four, the plants were set up at four different places in our country. So north, south, east, west, typically, you know how vast India is in that sense. And the one... It was very interesting. The bikes that were made in the north were sold very well in the south, and some made in the south were sold very well in the west. It was crazy. But there was, of course, one motorcycle that would always stand out and people would say that, "Yeah, this is the one which really..." But that would always be the case. But by and large, everyone did well. Looking back, I say that, wow, they were practicing this without us knowing it.   0:23:51.6 Balaji Reddie: And even now, if you know, I don't know whether this happens outside of India, but Suzuki and Toyota in India have collaborated with each other to use the car body, if you know what I mean. The insides would be their own inside. Suzuk... Maruti is the name of the Indian company that's tied up with Suzuki Motor. So you have Maruti Suzuki and Toyota. They have common bodies, names are different, but the inside is Toyota technology and Suzuki technology. So they've decided, they just realized that they need each other, right? And they're doing exceedingly well, both. Just both.   0:24:33.7 Andrew Stotz: Sharing the platform.   0:24:36.0 Balaji Reddie: Yeah. It's crazy. And you don't start bothering so much about trying to defend yourself, right? You go ahead and focus on what you're good at. So this point two, the new philosophy, what it meant before and what it means now, I would not say it replaced it, but it's just added on to it, where he said that top management should be involved. That was the new philosophy, that quality has to come from the top. Western management waking up, et cetera. The Western managers to see quality is the basis for running your organization. It should be your strategy. And he just says as an extension of that strategy, we need to get together and cooperate and think win-win. So that's the new philosophy. It takes us, he always says, a new reward system would come in. It would be a better applied science. You can read that in The New Economics, that what is the purpose of this entire new philosophy, The New Economics, where he explains this.   0:25:39.2 Andrew Stotz: Yeah.   0:25:41.4 Balaji Reddie: In a nutshell is point two. So the purpose was to shock the Western management at that point in time, but also in a different sense, try to open the eyes of people even now that please don't think small, think big, right? The new philosophy tells us look beyond the boundaries that you've artificially created and see what you can do with the others, including your competitors. And don't look at them as adversaries, rather than partners in something that both of you will grow. Maybe not evenly, but you will grow. So that was...   0:26:18.7 Andrew Stotz: Yeah. One last thing for me on that is just the idea that he reinforces the focus that quality is, the key is the customer in that process of quality.   0:26:33.8 Balaji Reddie: That's right. That's right.   0:26:34.4 Andrew Stotz: As opposed to it's not about quality, quality, quality, control charts and QC circles and all that. It's about what is quality in the eyes of the customer and how do we better deliver that. So that always gave me so much comfort when I learned what he was teaching, that he wasn't just... It wasn't all about quality and tools. It was about quality in the eyes of the customer.   0:27:00.8 Balaji Reddie: Right. So that's why he said tools are just 3%. And you can be 100% excellent at the 3% and still run out of business, right? He always said that. So you need to apply this in the broader sense of the term. So that was...   [overlapping conversation]   0:27:08.5 Andrew Stotz: Yeah. And the problem is if you don't understand the system and you don't understand the whole teaching, then even if you're good at the tools, you may misinterpret from the tools.   0:27:25.6 Balaji Reddie: Yes. So, right, so that was point two.   0:27:30.4 Andrew Stotz: Whoo!   0:27:31.3 Balaji Reddie: So now we come to point three. [laughter] Now point three... Yeah, we just got I think 15-odd minutes, but I'll cover some part of it and I think we'll continue with this.   0:27:34.0 Andrew Stotz: Yeah, yeah. We good. I got time.   0:27:42.5 Balaji Reddie: Point three. Now this again has been so crazily misinterpreted. All right, so I'll start with the wordings once again, I'm referring to the document what he wrote. And he says now, "Cease dependence on mass inspection to achieve quality. Eliminate the need for inspection on a mass basis by building quality into the product in the first place." Now if you look at that, he was talking much about the act of inspecting and the entire activity-based and saying don't depend. The keyword was "cease dependence," because if you hear what happened in one funny case where the manager from Ford went back and just sacked all his inspectors saying Dr. Deming said we don't need inspection. But that was, I think, overstating it. But nevertheless, the keyword is dependence. Don't depend on inspection. And then he said, build quality into the product in the first place. And then he quotes Harold Dodge who said you cannot inspect quality into a product. Quality is already there. Inspection just reports what's happening. It doesn't tell you where... You know.   0:29:00.4 Andrew Stotz: Yep.   0:29:03.4 Balaji Reddie: Andrew, can you hear me?   0:29:05.8 Andrew Stotz: Yes. Keep going. So what you're talking about is the idea of thinking about quality not from the perspective...   0:29:20.2 Balaji Reddie: Yeah, we got disconnected.   0:29:21.7 Andrew Stotz: Yeah. What I was saying you're talking about is this idea of cease dependence on inspection, that it doesn't mean inspection's completely gone, but it means starting at the beginning of the process and thinking about how do we improve things from there. So continue on.   0:29:37.3 Balaji Reddie: Yeah, so I just said here that he was not so much at that time when he wrote this, like I said here, it was misinterpreted because, yes, he did start with saying the activity, the activity-based thing about inspection, that we should not depend on it. And I think I mentioned that Ford... One of the managers of Ford, misinterpreted that and sacked his inspectors and things like that. But he said that eliminate the need for inspection by building quality into the process and the product in the first place. So the word was dependence. And so he did not say that you need to eliminate the act of inspecting. In fact, it's very interesting what he actually spoke about this in the workbook which you get when you go a four-day seminar on video which was created by General Motors, right?   0:30:30.6 Balaji Reddie: So those video cassettes, and then the workbook that came with that had a very interesting take on inspection. So he said that it doesn't mean that we're gonna stop. He said you'd be a fool to keep yourself in the dark about what's happening in the process. You need to know what's happening in the process. So he's not saying that do away, he's saying use inspection. So now he actually said this, and here's where the interpretation comes in: understand the purpose of inspection. The purpose of inspection is to give yourself more and more knowledge of the process, not for sorting bad from good, because good and bad product come from the same process. We need to fix the process. And this is to be interpreted if you talk about how he looked at this, because if you read what he spoke about the nine heavy losses, when we discuss those, he says that one of the losses was performance appraisal. So I want to ask those people who say that this interpretation, isn't performance appraisal quality by inspection? You're sorting bad from good based on some arbitrary measure that you created in your head. You decide what's good, you decide what's bad. You're God, is it?   0:31:52.9 Balaji Reddie: I mean, Douglas McGregor actually wrote an article on this saying that managers don't like to play God, right? And he's the one who advocated, no, we don't need performance appraisal. It actually harms. And Dr. Deming just said the same thing. So if you read Douglas McGregor's book, The Human Side of Enterprise, there's a new version, the annotated version, where they've given commentary of what some experts or some the interpretations of the text. And I was amazed to see Dr. Deming's name come up there and saying that Dr. Deming also concurred with this and said it in very plain words that do not carry out performance appraisal. And he likened it to using inspection to create quality, whereas we know it doesn't. So fix the process. Right? And then people again take this in piecemeal and start quoting Deming: "A bad system will beat a good person anytime." I don't know what to say here, really. I mean, he obviously he said... He was trying to explain that you cannot judge that person based on the output of the system. I mean, it's an output of the system, the person. So you need to look at it that way. I don't know whether I'm making sense here, but that's the way to look at this point number three. Right? And he says that don't depend. Use the inspection to understand the process. Now, he says here, and I think I've got the text in that, he says, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." So he very clearly stated this, that this is a system. And this was the system he was talking about, right? And he says here that it's not about just manufacturing, service. It's if you are really, really interpreting this, then you'd also remove performance appraisal in the process, right? Because that's quality by inspection. Uh-oh.   0:34:21.2 Andrew Stotz: The Human Side of Enterprise, the annotated edition, is available on Amazon. Just looking at it right now, this annotated edition came out in 2023. So I haven't read it, so I'm gonna check it out myself.   0:34:42.1 Balaji Reddie: Yeah, I think I lost you again.   0:34:44.5 Andrew Stotz: Yep. I just went through the details about The Human Side of Enterprise and that latest version or edition that's just come out that you've mentioned. It came out in 2023.   0:34:57.0 Balaji Reddie: Right, right. So you could get that, read that book, you'll get to see it. And he very clearly... Did you record that bit where I read out the text?   0:35:09.4 Andrew Stotz: I don't remember that.   0:35:10.8 Balaji Reddie: Okay, I'll just read it out again so you can edit it later. So, yeah, he says here, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." Did you get that? Did that get recorded?   0:35:45.5 Andrew Stotz: Yeah.   0:35:46.0 Balaji Reddie: Yeah. So that's exactly what he meant. He said that he was not talking about the act, and he said you would have some inspection. Now, interestingly, a very, very different take on this that, yeah, I told you Myron Tribus was talking to Dr. Juran about this, and Dr. Juran gave his interpretation. Because if you know, he invented this badly misunderstood and abused term called cost of quality, right? And if you know why he invented it and what happened later, I don't even want to get into it. He said, "The only way I could grab management's attention was to present my problem in terms of money. If I explained to them and said to them that there is... This process running at 90% efficiency, they would be happy. They said, "Great." He said, "No, it's not great." And then they just wouldn't listen. They said, "90% is great." So he said, "How do I talk to them?" And so he went back to them and said, "Okay, your process is running at 90% efficiency." They said, "Yes." He said, "But you're paying 100% salary to this guy to do 90% good work, and then you're paying 100% salary to another guy to remove the 10% bad work, and then you're paying 100% salary to a third guy to correct that bad work." And that's how he invented cost of quality.   0:37:11.8 Balaji Reddie: Now people have gone and overindulged in this and they start having arguments about what is the category and where should it fit in and... Anyway, what he was trying to say is there are some activities where the more money you spend, the better it is. And so he came up with that cost of prevention and of course, I mean, conformance and non-conformance. In conformance, there were two categories. One was called prevention, where the more money you spend, obviously the better it is, but you get... You know, the returns on them will come much, much later, like training and spending money on the right things like maintaining your equipment, blah, blah, blah, research and development. He also gave a category called appraisal. And appraisal, he says, these are all activities which are necessary evils. [laughter] That means you can't eliminate them, at the same time you should not overtly depend on them to create quality. And one of them was inspection. And he says you should not spend more than necessary on inspection, just enough.   0:38:16.1 Balaji Reddie: Now here's the question I get, how much do we spend? [laughter] And the trick which I read somewhere and I saw that because I interpreted these points both ways. So when you start doing this, you walk into a company, make them calculate how much money they're spending on inspection right now. So let's say it's $100,000 or rupees or whatever. Now you start implementing the improvement processes, you start understanding the process and you start, well, the works, control charts, blah, blah, blah, blah. And then you start seeing that the process is getting better and so your defects are coming down and things are getting better generally. And so you're spending lesser money on inspection, you're spending lesser time on inspection, your resources are going in the right direction. And so that amount starts coming down and you keep doing that and you keep doing that and then you reach a point where you say, "Okay, this is it. I need this much of inspection at a bare minimum to keep myself," like Dr. Deming said, "not devoid of any information." I need to know what's happening. So that need-to-know basis, just enough, now that becomes the cap, right? And you say now, "If after this I see an increase in the money being spent, then... It's not that I'm going to go and just eliminate. I'll try to find out why." And if you look at it, that's exactly what Dr. Deming said, understand the purpose of inspection is to make the process better. The product, of course, will get better and you use the inspection intelligently to understand because good and bad products come from the same process. This is absolutely true for both manufacturing as well as services. You always can look at the activities and see which are the ones which are prone to a lot of mistakes that can happen and then you try to help the person carrying out the process. "Can I eliminate this? Can I reduce this?"   0:40:14.0 Balaji Reddie: And talking about AI, I think AI can help a lot in that, in much of the so-called mundane activities which are repeatable and being done on a regular basis. You can bring in AI over there, use it in the right way. Right? Even for the inspection thing, they talk about it, but yeah, like I said, we need to keep our eye and just keep glancing at it, but not going and standing in front of the process all the time. You don't need to do that. Just... So like Dr. Deming said, watch that... Look at the trend, the impact of my action that I need to inspect. So in that sense, like I said, the act of inspecting will never go away, but our reliance on that will come down drastically. And once in a while, just glancing through, just letting us know that things are going according to plan is the right way of looking at this. Anyway, I think that's all we have time for today, Andrew.   0:41:10.2 Andrew Stotz: Yeah. So I'm gonna wrap up by saying 290 years ago, Benjamin Franklin said, "An ounce of prevention is worth a pound of cure."   0:41:23.2 Balaji Reddie: Wow.   0:41:24.2 Andrew Stotz: Well, it's a lot of what you've just described is the idea of starting at the beginning and trying to reduce the need to depend on inspection. I love the stuff that you talked about about... He didn't say eliminate inspection, he said reduce the dependence. And that really reminded me that there's a purpose. And as you've described, the purposes of inspection isn't only just, "Okay, we don't want something bad going out to the customer," but what it really is about is understanding how are we doing. How have the upstream preventative or improvements that we've done in the upstream resolved or reduced what's happening at the downstream? I think that was a major thing for me as a young guy when I first heard Deming, to understand that, start at the beginning and try to get things right from the beginning, that will reduce the amount of trouble that you have towards the end. So, fantastic.   0:42:22.2 Balaji Reddie: That's true. That's true. All right, then.   0:42:24.5 Andrew Stotz: Well...   0:42:25.1 Balaji Reddie: We meet again next week or week after that to continue this.   0:42:27.0 Andrew Stotz: Yeah, I look forward to it. And for the listeners out there, remember to go to deming.org and jump into DemingNext to continue your journey.   0:42:36.5 Balaji Reddie: Yes.   0:42:37.0 Andrew Stotz: This is your host, Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming, which is, "People are entitled to joy in work."   0:42:45.3 Balaji Reddie: "Joy in work."

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3682: Julie Morgenstern explains why working-parent guilt is misplaced, drawing on Ellen Galinsky's landmark study that asked more than a thousand children how they actually felt about their parents' jobs. The kids did not ask for more hours with their parents; what most of them wanted was for their parents to be less stressed and tired when they were together. She makes the case that your relationship with your own work is a role model for your children, and that guilt is mental clutter worth clearing out. Read along with the original article(s) here: https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt Quotes to ponder: "It's not whether we work, but how we feel about work that impacts kids." "Your relationship to your work serves as a role model to your kids." "Guilt about work is nothing but mental clutter, that only serves to steal additional time and energy from being present for quality time with your kids and for yourself." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

A six-figure income didn't save his marriage, so this investor rebuilt everything from scratch.Jason Wojo cleared six figures his first year flipping houses, and it still cost him his marriage. He ended up selling his house and living on an air mattress in one of his own rehabs. That collapse forced him to rethink how he ran his business entirely, and the result became his book, Business for Life. In this conversation, Jason and Jack talk through what financial freedom actually means, why hustle culture quietly wrecks the things that matter most, and the exact framework Jason now uses to automate and delegate his way to a business that fits his life instead of consuming it. If you're making good money but feel like you're losing ground everywhere else, this one is worth the full listen.Key topics:Redefining financial freedom for real estate investorsThe three-step freedom formula for defining your vision before you buildThe "heaven's gates" exercise for figuring out what actually mattersThe SEAD framework (Strategize, Eliminate, Automate, Delegate)Why house flipping often turns into a disguised jobGuest bio:Jason Wojo is a real estate investor, entrepreneur, and author of Business for Life: Building a Profitable Business That Gives You Your Time, Freedom, and Life Back. He holds two bachelor's degrees, a master's, and a PhD, and runs Life and Air, where he helps entrepreneurs build businesses around the lives they actually want.Links: Learn more from Jason at lifeanair.com

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3682: Julie Morgenstern explains why working-parent guilt is misplaced, drawing on Ellen Galinsky's landmark study that asked more than a thousand children how they actually felt about their parents' jobs. The kids did not ask for more hours with their parents; what most of them wanted was for their parents to be less stressed and tired when they were together. She makes the case that your relationship with your own work is a role model for your children, and that guilt is mental clutter worth clearing out. Read along with the original article(s) here: https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt Quotes to ponder: "It's not whether we work, but how we feel about work that impacts kids." "Your relationship to your work serves as a role model to your kids." "Guilt about work is nothing but mental clutter, that only serves to steal additional time and energy from being present for quality time with your kids and for yourself." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi, it's Neil Cowmeadow here with episode 441 of The Tutor Podcast, the Monday morning shot of uncommon sense for anyone who wants start, grow and love their own tutoring, teaching and coaching business – the same way I love mine.  I'm here to share ideas that have helped me in my business journey as a teacher, entrepreneur, investor and mentor in  a no-nonsense, No BS kind of way... in the hope that it helps you have as much fun at work and in life as I do. And – of course - I'm listening: so if you have any ideas that you think might be worth exploring on the show – get in touch info@neilcowmeadow.com or on X where I am @TutorPodcast, and maybe you can help me to learn something new, something better? Because I'm smart enough to realise that I don't have all the answers – nobody does - and if I rely on my own tiny, pea-sized brain to solve all of my problems…. Well..... If you're good with that, let's crack on...  Ever come home from the gym or a long run and just flopped? Flumped down on the sofa, and just let every part of your body breathe out? After all your exertions, the sofa just cradles you there – soothing and supportive – like finding yourself in the palm of some great and benevolent hand... It's a safe place where you can let go of all the tension in those worked-up muscles, lean back and feel the comfort of the soft cushions holding you up... We do this with our bodies – instinctively we understand that our bodies need a moment or six to let the stress hormones and the chemistry of effort leave our system, then begin the slow process of recovery and rebuilding our body's energy reserves so that we are prepared and ready to meet the next challenge. Everybody knows that – on a physical level - we will need to recover, restore, and come back a little stronger after the hard work. But I wonder how many of us treat our brains the same way? After a day of hard thinking – crunching numbers, working with challenging clients, or just handling our own internal nonsense – how do we come down from those high stress, high energy-consuming activities? For some it's time to collapse in front of the TV and veg-out. For others it's meeting friends to talk over life, the universe and everything, for some it's going home to the family and all of the competing claims on their time and attention: playing with the kids, helping with homework, cooking dinner, giving their spouse or partner some attention: hey, they may even make it to the gym or crash out 5K in the park... the list goes on and on.  But here's the thing: all of those things matter – they all count – but they are all active and demanding of the brain and its ability to process complex incoming information: no wonder a great many people are mentally frazzled most of the time – for their brains, the work never stops. Maybe you've experienced this yourself or know someone who lives this every day of their lives? I know lots of folks who are like that! You could say that that's how modern life is: full-on, 24/7 always on the go, always busy doing something... and it is true for a lot of people. But not everyone... I've met some people who – you would think – had completely batshit crazy busy lives: artists, business people, writers, and – of course – musicians. Some of them were living batshit crazy 24/7 lives that never slowed down... but not all of them. There are a handful of those people who were strangely serene, calm, and unflustered by almost anything... Oddballs, in the main. When I asked them to give me three tips about what they did to handle stress and stay relaxed they freely shared their methods. What surprised me was how similar their answers were: Manage your time ruthlessly – we've done previous episodes on this subject Write stuff down – likewise, I've covered this on the show before Eliminate distractions – get away from the TV and your phone if you want to get things done Go into the silence – the surprising one for me was how many of them had rituals built into their day where they deliberately went into a silent room and did NOTHING AT ALL. No TV, no phone, no distracting stuff littering up the place, no notes, no conversations: just silence. One of them said he like to “wrap himself up in the comforting warmth of his silent room”. He said it was where his mind could breathe out... I get it. When your brain has no new information coming at it (much of which is processed as a potential threat), it begins to stand-down from its alert state... Stress chemicals produced under stress stop being produced to the same extent, and eventually stop altogether, so no nasty hormones get dumped into your bloodstream and organs... Your hearrate and breathing rate begin to slow... With attention, muscles relax... And – at the top of all this – your brain breathes out... If your body benefits from a post-workout sofa, wouldn't it make sense to give your brain its own “sofa” to help it to relax and begin recovering after a heavy day's thinking? This might be 5 minutes of sitting in the car on the driveway before entering your home... no  phone, no radio or in-car entertainment, no nagging voice from the car's internal systems to break the silence – or at least the quiet, since cars are acoustically treated to make the cabin feel safe and quiet... Or have a place in your home where – for just five minutes – there is silence in which the tired mind can stretch out a little bit and sigh... Maybe this is why reading on the loo is such a cliché: you get five minutes of privacy and quiets, since even the most stupid of people understand that you're busy and should be left alone for while. And since most bathrooms don't have a TV, there is no chatter to occupy the mind as it rests... Maybe that 50” TV doesn't need to be on all day, every day? Give your brain a break and build silence into your life: your brain will thank you for it. Start small – a few minutes to begin with – then extend the time in silence as you become more comfortable with silence itself... Many people are freaked-out when everything is quiet – it is unfamiliar to them and makes them tense... their minds stay busy and distracted... that's ok – for them.  Your job is to begin to go into the silence and just listen... observe, accept, let go... Other people and their special brand of crazy will still be there, the news will still be on repeat cycle, the radio will still be ready to shower you with calls from bigots and dullards, lying politicians and manufactured celebrity gossip... For now, let's have a quiet five minutes, eh? And when you've done that. I'd love to hear from you. Drop me an email to info@neilcowmeadow.com and  if you have any comments, questions or problems,  get in touch  - again it's info@neilcowmeadow.com    or on X where I am @The Tutor Podcast Let's leave it there for today – I hope this show has got you thinking and has been some help to you and that you'll join me next time on The Tutor Podcast for more No-BS tips and ideas of how to Start, Grow and Love YOUR Tutoring Business – just like I love mine. Till then, remember that your time is precious, your life is largely what you make it, so always make it good. Be excellent to yourselves - stay healthy, stay useful, and Have a Fabulous Day!

This 10-Minute Trading Routine Saves Me Hours Every Day  Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass #648: This 10-Minute Trading Routine Saves Me Hours Every Day In this video: 00:26 – Important to trade a routine. 01:02 – Helps identify Strength and Weakness. 01:34 – Also trade H12, H8 and H6 charts. 02:20 – Eliminate pairs you don't want to trade for the day. 02:55 – Only look at a candle on the close. 03:40 – Weekly chart scan. 04:32 – Check out my new Masterclass. 05:12 – Blueberry Markets as a Forex Broker. 05:26 – Use my 10 minute scan each new trading day. Today, I’m going to give you my 10 minute morning trading routine that saves me hours each day as a full time trader. Let’s get into that more right now. Hey there, Traders! It’s Andrew here, The Forex Trading Coach with video and podcast number 648. Important to trade a routine. I think it’s really important that you have a routine in your trading. I think it’s also really important that you don’t spend too long doing your trading. But to do that, you need to know exactly what to look for. Now I have a very easy to follow and implement 10 minute trading routine that I do each day, and I do this at the completion of the trading day, which is 5 p.m. New York time. Now that happens to be my morning time here in New Zealand. And each day I go through the daily charts at the completion of the daily charts, when they’ve closed at 5 p.m. New York time. And that allows me to quite easily in 10 minutes, go and scan through the charts and see what’s happening in the markets. Helps identify Strength and Weakness. I can easily identify strength and weakness. I can see which pairs looking like they’re all moving up. So let’s say all the Euro pairs for strong that day. And therefore that gives me the bias that maybe the euro strong. And maybe I should be looking at the pairs that have weakness and strength in the euro. So example let’s say the US dollar was particularly weak all day. And I can see that the euro strong. Well, that’s going to give me the bias that maybe the EUR/USD might be worth looking at, depending on its candle pattern and it’s room to move, etc. when trading for that day. Also trade H12, H8 and H6 charts. So once I’ve scanned through those charts on the daily charts, I can also at the same time have a look through the charts on the 12 hour, the 8 hour, and the 6 hour, because, you see, they all close at the same time. And at that 5 p.m. New York time is a really important time for me as a trader. But if that doesn’t work for you, don’t worry about it. You don’t have to be trading at exactly that time. You see, the beauty of trading those longer time frame charts and the beauty of trading using limit orders is you’ve got hours and hours and hours to actually place the trades, because with limit orders, let’s say a buy limit, I’m looking for the price to move down first anyway and get me filled. So if you can’t place those trades, let’s say you’re in Europe until your morning time. Most of the time those trades are not going to get filled anyway, so you don’t have to be there. Bang on 5 p.m. New York time. Eliminate pairs you don't want to trade for the day. Now, the other thing is when it comes to trading, is that because I’ve scanned through those charts, I’ve eliminated a lot of pairs. I don’t want to look at that day, and that’s going to massively help me throughout the rest of the day. My other important time that I like to look at charts is 5 a.m. New York time, because at that time, other timeframes such as the 12 hour. The 6 hour. The 4 hour, 2 hour charts also change over. And of course, it’s European daytime by then as well. So by doing the morning scan, I can then help shortcut any other trading opportunities that I look at later in the day. Only look at a candle on the close. Now the other important thing is to only look at a candle on the close. So if you are looking at, say, 4 hour charts, just look at a 4 hour chart. Once the candle is completed, if you’re 2 hours into a 4 hour chart, it’s pointless looking at it because it’s just going to move so much and you’re just not doing yourself any favors. You’re wasting time. So by identifying on the bigger time frame chart, the levels that I’m looking at, the pairs that I want to focus on, or the pairs that I don’t want to focus on. That 10 minute morning scan for me saves me hours every day. It also means that I’ve fine tuned what I’m looking for, and I know exactly what charts to go and look at throughout the rest of the day. Now, if you do this, it’s going to save yourself a lot of time and a lot of effort. Weekly chart scan. And think about this also because at the beginning of each week, I do the exact same scan on the weekly charts. Now, if I happen to have the weekly charts and the daily charts all showing me the same bias, let’s say EUR/USD on the weekly chart was bullish and on the daily chart it’s bullish. Well, guess what’s likely to happen that day. Now if I see a good bullish setup on let’s say a 4 hour chart, I now have strength on the daily, I have strength on the weekly and I have the quality set up, let’s say, on that 4 hour chart. So you can either use the scan to take specific trades based off candle patterns on the weekly charts or the daily charts, or use that information if you wanted to trade shorter time frame charts because you’re putting strength and weakness and that strength bias in your favor, it has to add more weight and likelihood to you having a successful trade. Check out my new Masterclass. So if you’d like to know more about how we do that and how we can help you to do the same, jump onto my masterclass if you’ve not already been on there. Look, we’ve been teaching people for over 17 years from right around the world. We’ve got clients in 111 countries. We know what works, we know what doesn’t work, and we know how to impart that information and that knowledge that we have onto traders. So whether you’re brand new and you’re just starting out in trading and you’re a bit lost and confused because let’s face it, as a it’s a minefield out there, or whether you’re that frustrated trader that’s been out there and, you know, tried everything under the sun and about to give up, well, we can help you as well. So jump onto that masterclass. Blueberry Markets as a Forex Broker. And if you’re looking for a high quality, MT5 broker that offers so many markets, tight spreads, great people, great communication, fast withdrawals, I highly suggest you can set up Blueberry Markets are put linked to them as well. Use my 10 minute scan each new trading day. So this is Andrew here, The Forex Trading Coach. Don’t forget the 10 minute routine at the start of the new day will save you hours. It makes your trading high probability outcome and makes your trading more enjoyable. And it also means you can do things like getting outside and enjoy the great outdoors, or do whatever it is that you want to do. But please don’t sit on charts watching every pip of movement. It’s just not enjoyable and it’s not sustainable. Do the opposite. Trade less high quality trades, controlled risk, high reward to risk outcomes and you’ll do well from your trading. Any questions? Send me an email, Andrew@TheForexTradingCoach.com I see this time next week. Bye for now. Episode Title: #648: This 10-Minute Trading Routine Saves Me Hours Every Day Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass

Nutrition advice can feel impossible to navigate. One minute everyone seems to agree on what you should eat, and the next, experts are arguing over everything from protein intake to eggs and seed oils.In this episode, I explain why both situations can create unnecessary confusion, and why the solution isn't finding better rules to follow. Instead, you'll learn how to filter out the noise, recognize when nutrition debates probably don't matter, and use your own feedback to discover what actually works for you.Stop following. Start listening. Learn to eat in a way that satisfies your appetites, manages calorie balance, and supports how you want to look and feel.Be fit. Live free.

The Nick Hiter Show — Why You Freeze When It Counts (And How to Fix It)In this one, I take you inside a high stakes call and break down what it actually takes to perform when the pressure is real. Comfort isn't a personality trait, it's a skill, and I walk through how I build it: eliminate the environment, lock in on the purpose of the meeting, and prepare until the moment can't shake you. I share the story of my first pro game, when I was so nervous I could barely throw the ball back to the pitcher, and what that taught me about how much the environment matters. From there we get into time management and the truth that we all get the same 24 hours, the Arnold Schwarzenegger "sleep faster" story, why anything holding you back is knowledge based, and how proximity, including the six to eight hours a day you give your screen, is quietly shaping your beliefs.Key Takeaways:If you're prepared, you're comfortable. Comfort is a skill you build, not a feeling you wait for.Eliminate the environment. Strip every meeting down to its purpose and the outcome it has to produce.If you've earned the right to be in the room, you'll stay in the room long enough to get another shot.When you pray for something, you don't get it. You get the opportunity to do it.Most of us are prepared for the work. The environment is what we've never felt before.We all get the same 24 hours. Some people build empires with them, some build nothing.The heavier the lift, the more intentional and consistent your time investment has to be.What it takes is what it takes. You just get to choose whether you're willing to pay it.Anything holding you back is knowledge based. If you want to change your beliefs, get new information.Proximity is everything you consume, including your screen. Remove the temptation and only give yourself options that serve you.Follow and contact:Instagram: @nickhiterNickhiter.comSubscribe on Youtube: https://www.youtube.com/NickHiterFollow and Rate us on Spotify: https://spotify.com/NickHiterFollow and Rate us on Apple Podcast: https://podcasts.apple.com/NickHiterFollow and Rate us on iHeartRadio: https://www.iheart.com/NickHiter

"I don't have time." We say it all the time. But what if time isn't actually the problem? In this episode of Thoughts Unlocked, I'm challenging the idea that we don't have enough time. The real issue is often ownership. When your calendar belongs to everyone else, your priorities get pushed aside. Strategy, thinking, relationships, rest, and the things that matter most become whatever time is left over. You don't need to find more time. You need to claim it. I'll share a simple challenge: find one hour on your calendar, block it, protect it, and make it yours. Because if you don't choose how to spend your time, someone else will. Timestamps: 00:01:54 – Time isn't the problem, control is 00:03:59 – How access creates overwhelm 00:06:51 – The impact of open calendars on reactionary culture 00:11:42 – The power of strategic and intentional calendar management 00:15:35 – You don't find time, you claim it 00:17:10 – Eliminate unnecessary meetings Website: skotwaldron.com

Chronic inflammation may be one of the biggest forces accelerating how we age—and the surprising part is that many of the things keeping it switched on are happening every day. Poor sleep, chronic stress, blood sugar spikes, visceral fat, and ultra-processed food can keep your immune system acting like it's under constant threat, potentially contributing to everything from metabolic dysfunction and heart disease to arthritis and cognitive decline. Here's what I unpack in today's episode: The hidden “inflammation switch” scientists are studying and why it may help explain how chronic inflammation drives aging and disease The everyday habits that can keep your immune system stuck in a constant state of alarm The surprising connection between mitochondrial health, visceral fat, blood sugar, and inflammation The most effective ways to help calm chronic inflammation and the simple daily shifts that may have the biggest impact Inflammation isn't the enemy—it's one of your body's most important survival tools. The problem is when the alarm never switches off. By changing the signals you send your immune system every day, you can help restore balance and support healthier aging from the inside out. Resources: Track your metabolic health with Function Health: https://functionhealth.com/mark (Use code MARK2026 for $50 off your membership.) Have a question you'd love answered on Office Hours? Submit it here 0:00 Inflammation, aging, and healing 3:15 Chronic inflammation triggers and their impact 5:15 Sleep, stress, and immune system health 8:17 Ultra processed foods, mitochondria, and inflammation 10:27 Visceral fat, immune activation, and practical steps for healthy aging

Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan.  Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices.  He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage.  Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning.  Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education.   Keith Weinhold  0:29   What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower.   Keith Weinhold  4:02   Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim.    Hayden Weston  5:19   The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent.   Keith Weinhold  6:02   A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it?   Keith Weinhold  7:54   The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming.   Keith Weinhold  9:32   Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more.   Keith Weinhold  11:39   You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts.   Keith Weinhold  15:00   Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Keith Weinhold  17:22   Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing.   Keith Weinhold  20:46   I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  21:23   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866.   Robert Kiyosaki  22:26   This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man.   Keith Weinhold  22:47   Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds.   Keith Weinhold  25:11   It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible.   Keith Weinhold  26:58   Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment.   Keith Weinhold  28:09   Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation.   Keith Weinhold  30:59   Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code.   Keith Weinhold  33:41   Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live.   Keith Weinhold  36:46   The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can.    Keith Weinhold  38:24   That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not.   Keith Weinhold  39:34   But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific.   Keith Weinhold  42:23   Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  44:14   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  44:42   The preceding program was brought to you by your home for wealth building. getricheducation.com.

In this episode, Leigh Ann welcomes Cassandra Gray, co-founder of Helixona, for an inside look at a new model of care designed for people navigating complex chronic illness. Cassandra shares how her own experience with Lyme disease, mold toxicity, and mast cell activation—combined with 25 years in healthcare management—inspired her to help build the kind of clinic she wished had existed during her own health journey. They explore Helixona's “Eliminate, Nourish, Repair” philosophy, why the order and timing of treatments matter, and how comprehensive diagnostics, IV therapies, EBOO, laser therapy, Rife technology, nanobaths, and other modalities can be thoughtfully integrated into a personalized plan of care. Cassandra also explains Helixona's unusual commitment to fighting for insurance coverage and why addressing the nervous system and emotional side of illness is considered an integral part of recovery. Finally, Leigh Ann and Cassandra discuss Leigh Ann's upcoming move into Helixona, their plans to develop new patient programs together, and their shared vision for making truly integrative care more collaborative and accessible.Product Discount Codes + LinksFREE Anxiety First Aid KitLiving Libations: Website (Link gives you 10% off)Broc Shot: Website (Discount Code: LEIGHANNLINDSEY)Guest InfoHelixona - WebsiteHelixona - InstagramRelated EpisodesPodcast Ep 236. Dr. Thomas Bakman (Helixona) - The Hidden Neurological Factors Sabotaging Chronic Illness RecoveryLeigh Ann's Bonus Episode on her move to HelixonaWork w/Leigh AnnLearn: What is EVOX Therapy?Book: Schedule a Session or FREE Discovery CallMembership: What is The Healing Alchemy MembershipConnect w/Me & Learn MoreWebsiteInstagramTiktokYoutube

Watch the full coverage of the live stream on The Emily D. Baker YouTube channel: https://youtu.be/SIpH_jIBqxQ  Day 4 of the Tupac Shakur murder trial featured audio recordings of Duane "Keffe D" Davis from 2008 conducted by the LAPD and the Biggie Smalls murder task force. In the recordings, Keefe D details a $1 million agreement with Sean (Diddy) Combs to eliminate Suge Knight and Tupac. He recounted the events of the 1996 shooting in Las Vegas and finds out that his previous attorney is not to be trusted. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if being secure doesn't mean you never second-guess yourself? If you replay conversations, second-guess yourself, worry about how you came across, or compare yourself to other people, you may assume security is something other people naturally have—and you somehow missed. But real security isn't the absence of insecurity. It's knowing where to return when insecurity shows up. In this deeply personal episode, Dr. Alison shares her own lifelong struggle with insecurity, self-doubt, and the fear of not being enough—and why writing The Secure Soul changed the way she understands security altogether. You'll learn: *Why insecurity can linger even as you become stronger and healthier *The hidden reason self-doubt can feel so convincing *How old experiences can shape the stories you still tell about yourself *How to become a safe person for your own soul *A simple practice for recognizing God's presence in the places where you still feel afraid, ashamed, or unsure A secure soul isn't one that never feels insecure. It's one that has somewhere to return to when the insecurity comes. More Resources: With every purchase of Dr. Alison's newest book, The Secure Soul, you'll get exclusive access to her Soul Tending Video Library, including  “Boundaries for the Deeply Feeling Woman” and her masterclass “Healing the Wounds That Still Shape You” and over $350 worth of bonuses. Connect further with @dralisoncook on Instagram

Tara DiCristo-Schmitt breaks down the tactical sales leadership systems she uses to build predictable pipeline, coach reps, and create a culture of accountability. Learn how to inspect rep calendars, run better pipeline reviews, and catch performance problems before they hit quota.

In this powerful episode of The Unapologetic Man Podcast, host Mark Sing addresses one of the most frustrating scenarios men run into when dating a woman - last minute resistance. This is where a woman pulls back out of nowhere, even though everything seemed to be going great. But don't worry, in this episode Mark gets real about the risks women are having to calculate when dealing with a guy so you understand why this happens, and then shares concrete techniques you can employ TODAY to start blowing right through it like it champion. Key Takeaways: Why LMR happens and the real risk calculus women are weighing The agree-and-amplify move for defusing LMR Why you need to let her be the barometer for your escalations The freeze-out technique for handling resistance in the moment Key Timestamps: [00:00:00] – Episode Intro [00:00:56] – What LMR is and why it happens [00:02:55] – The slut defense mechanism and why trust matters [00:05:00] – The 80/100 rule and cutting things off early [00:07:52] – Agree and amplify: defusing LMR [00:09:00] – Reframing yourself as the prize [00:10:42] – Women are the barometer for your escalations [00:14:50] – The freeze-out technique [00:18:59] – The five P's: putting the whole strategy together [00:21:05] – Episode Outro  Connect With Mark: Apply for Mark's 3-Month Coaching Program: https://coachmarksing.com/coaching/ Check Out The Perks Program: https://coachmarksing.com/perks/ Email: CoachMarkSing@Gmail.com Instagram: https://www.instagram.com/coachmarksing/ Grab Mark's Free Program: The Approach Formula - https://www.CoachMarkSing.com/The-Approach-Formula   About The Unapologetic Man Podcast The Unapologetic Man Podcast is your resource for mastering dating, attraction, and relationships from a confident, masculine perspective. Hosted by Mark Sing, this podcast gives men the tools and mindset shifts needed to succeed in their dating lives and build lasting, high-value relationships. #UnapologeticMan #MensPodcast #TheIck #TryHard #Attraction #DatingAdvice #Confidence #SelfImprovement   

Are you struggling with inflammation and feeling exhausted? If you're ready to 10X your energy, productivity, and impact with the body that fully supports your dreams, this episode is for you!Join Anita and Jarrod as they uncover the one daily habit most have that's fueling inflammation and low energy, along with the top 2 ways to reverse it naturally so your body finally backs you 100%. Grab our cookbooks for the delicious time-saving recipes that will simplify your life, optimize your health, and save you countless hours every week. Shift your body from being your biggest hindrance to your #1 asset, inside Accelerator. This is the 8 week experience built for the high-performing, faith-driven entrepreneur ready to trade the world's way of "managing" health for the body optimization system that's backed by the Bible and the reliable research. This is not for everybody, but it is perfect for some of you. Seats are limited! Apply for the next cohort here.Want our favorite dried fruits and frozen berries shipped directly to your door? Find them here.

Qualys returns to Black Hat USA 2026 with an AI Risk Operations Center built around three principles customers have been asking for over the last three years. May Mitchell, Chief Marketing Officer at Qualys, walks through them in order. Detect vulnerabilities at AI speed. Prioritize what surfaces, because not every finding calls for action in the same hour and the sequence follows the workflows a team already runs. Eliminate it through autonomous remediation, then confirm the fix worked. Mitchell also notes that Qualys has been a Black Hat sponsor for over 23 years. What are security teams asking for at AI speed? They want detection to keep pace with disclosure. Mitchell points to InstaScan, the innovation Qualys launched during Black Hat week, which provides continuous scanning and detection. The meetings on the floor have been with customers from across the regions, not only the US. How has the AI conversation shifted since RSAC Conference? It has narrowed to implementation. Mitchell says the messaging moved from AI to agents to autonomous, and that this year the questions are targeted. How do I implement it. How do I get it into the workflows. How do I have governance. The economics of AI sits alongside those questions, with more asked about ROI, since budgets are not rising across the board. That pushes organizations to evaluate their technology stack, consolidate, and look for a single platform that gives complete visibility and gives security leaders something they can take to a board or a CFO. Customization depends on the size of the organization, and larger heterogeneous environments are where Qualys partners come in with risk assessment services, planning, integration, and ongoing management. This is a Brand Briefing. A Brand Briefing is an on-location conversation recorded on site at Black Hat USA 2026, putting a spotlight on the guest and their company and pairing it with the editorial reach of ITSPmagazine. Learn more: https://www.studioc60.com/performance/#briefing GUEST May Mitchell, Chief Marketing Officer at Qualys On LinkedIn: https://www.linkedin.com/in/maymitchell/ RESOURCES Black Hat USA 2026 event coverage: https://www.itspmagazine.com/black-hat-usa-2026-cybersecurity-event-coverage-in-las-vegas Qualys: https://www.qualys.com/ InstaScan announcement: https://www.qualys.com/company/newsroom/news-releases/usa/qualys-launches-instascan-to-detect-vulnerabilities-within-minutes-of-disclosure Agent Insta and scanless detection: https://blog.qualys.com/product-tech/2026/08/03/instascan-agent-insta-scanless-detection ROCon Americas 2026 in Austin: https://www.qualys.com/rocon/2026/americas Are you interested in telling your story? ▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full ▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight ▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlight ▶︎ Get your own Brand Briefing at an upcoming event: https://www.studioc60.com/buy-brand-briefings KEYWORDS May Mitchell, Qualys, Marco Ciappelli, brand briefing, brand story, brand marketing, marketing podcast, Black Hat USA 2026, risk operations center, InstaScan, AI speed detection, autonomous remediation, vulnerability management, prioritization, security governance, economics of AI, platform consolidation, cyber risk management, CISO, ROCon Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

────────────────────────────────────────[00:00:50]Interest on the Debt Now Exceeds the Defense Budget — Money for Bombs and Flock, Nothing for Roads or SailorsUSS Lincoln sailors jumping ship; 30-year bond yields at highest since 2001 because nobody wants to buy them.────────────────────────────────────────[00:04:58]Elizabeth Warren and Republicans Both Want to Eliminate the Debt Ceiling — Its Only Function Is to Warn of DisasterBipartisan consensus to remove the last warning indicator; its only function is to warn we're approaching a crisis — they don't want you to know.────────────────────────────────────────[00:10:23]Doug Casey: Buy Gold and Silver Anonymously for Cash — Every Other Market Is Distorted by GovernmentReal bond yield massively negative; Bitcoin down 47%; gold up 34%; hold until the world emerges from the Greater Depression and WWIII Trump was put in place to accelerate.────────────────────────────────────────[00:11:58]Cybersecurity Expert Found 60 Vulnerabilities in Flock — Including Real-Time GPS Tracking of All Police CarsCould view or modify footage, install malware, track every police vehicle; Flock CEO called the researchers terrorist activists.────────────────────────────────────────[00:12:08]Woman Spent Seven Months in Legal Hell After Flock Wrongly Tagged Her Car in a Fatal Hit and RunNo physical evidence; Flock matched make and model in the area; eight months fighting charges; how many similar cases were never defeated?────────────────────────────────────────[00:19:08]Fusion Centers Labeling Anti-Flock Activists a National Security Threat — Same Script as January 6th, Sides FlippedDOJ memos say peaceful advocacy created an environment for violence; Florida fusion center flagged activists writing the Fourth will be a day of independence from surveillance.────────────────────────────────────────[00:21:22]Flock CEO Called D-Flock a Terrorist Organization — Apologized, But the Feds Kept the Same ScriptDOJ, DHS, and FBI circulated identical memos; privateers doing the dirty work so government can claim it isn't responsible.────────────────────────────────────────[01:04:17]Leek: Every Generation of Eminent Professors Has Thought It Arrived at Final Knowledge — Proved Wrong 10 Years LaterThey called COVID novel but said we know everything about it; they wrote the novel and knew the ending; Dark Winter had scripted it.────────────────────────────────────────[01:05:37]John Leek: A Mind Virus Is Spreading When the Dissident Is Immediately Silenced Without DebateAuthority figure presented as having final knowledge; science declared settled; annihilate the heterodox doctor publicly and every other is deterred.────────────────────────────────────────[01:09:05]Vicious Public Destruction of Peter McCullough Was Designed to Deter Every Other Credentialed DoctorFire him, sue him, strip certifications, annihilate his professorship; this is what happens when you question; classic tyrant intimidation. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

────────────────────────────────────────[00:00:50]Interest on the Debt Now Exceeds the Defense Budget — Money for Bombs and Flock, Nothing for Roads or SailorsUSS Lincoln sailors jumping ship; 30-year bond yields at highest since 2001 because nobody wants to buy them.────────────────────────────────────────[00:04:58]Elizabeth Warren and Republicans Both Want to Eliminate the Debt Ceiling — Its Only Function Is to Warn of DisasterBipartisan consensus to remove the last warning indicator; its only function is to warn we're approaching a crisis — they don't want you to know.────────────────────────────────────────[00:10:23]Doug Casey: Buy Gold and Silver Anonymously for Cash — Every Other Market Is Distorted by GovernmentReal bond yield massively negative; Bitcoin down 47%; gold up 34%; hold until the world emerges from the Greater Depression and WWIII Trump was put in place to accelerate.────────────────────────────────────────[00:11:58]Cybersecurity Expert Found 60 Vulnerabilities in Flock — Including Real-Time GPS Tracking of All Police CarsCould view or modify footage, install malware, track every police vehicle; Flock CEO called the researchers terrorist activists.────────────────────────────────────────[00:12:08]Woman Spent Seven Months in Legal Hell After Flock Wrongly Tagged Her Car in a Fatal Hit and RunNo physical evidence; Flock matched make and model in the area; eight months fighting charges; how many similar cases were never defeated?────────────────────────────────────────[00:19:08]Fusion Centers Labeling Anti-Flock Activists a National Security Threat — Same Script as January 6th, Sides FlippedDOJ memos say peaceful advocacy created an environment for violence; Florida fusion center flagged activists writing the Fourth will be a day of independence from surveillance.────────────────────────────────────────[00:21:22]Flock CEO Called D-Flock a Terrorist Organization — Apologized, But the Feds Kept the Same ScriptDOJ, DHS, and FBI circulated identical memos; privateers doing the dirty work so government can claim it isn't responsible.────────────────────────────────────────[01:04:17]Leek: Every Generation of Eminent Professors Has Thought It Arrived at Final Knowledge — Proved Wrong 10 Years LaterThey called COVID novel but said we know everything about it; they wrote the novel and knew the ending; Dark Winter had scripted it.────────────────────────────────────────[01:05:37]John Leek: A Mind Virus Is Spreading When the Dissident Is Immediately Silenced Without DebateAuthority figure presented as having final knowledge; science declared settled; annihilate the heterodox doctor publicly and every other is deterred.────────────────────────────────────────[01:09:05]Vicious Public Destruction of Peter McCullough Was Designed to Deter Every Other Credentialed DoctorFire him, sue him, strip certifications, annihilate his professorship; this is what happens when you question; classic tyrant intimidation. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

What if the way you pray has more to do with your attachment patterns than you realize? In this episode, Dr. Alison shares how her own prayer life changed as she became more securely attached—and the surprising shift that she didn't understand at first. We'll look at what attachment theory can teach us about the way we experience closeness, why deeply feeling or anxiously attached parts of us may equate intensity with love, and how healing can lead to a steadier, more integrated way of relating—with other people and with God. In this episode, you'll learn: Why intensity can feel like closeness—even when it isn't security What attachment research reveals about why some relationships feel so consuming The subtle shifts that happen as your attachment system begins to heal What securely attached people do differently in close relationships A simple practice for building greater trust from the inside out More Resources: With every purchase of Dr. Alison's newest book, The Secure Soul, you'll get exclusive access to her Soul Tending Video Library, including  “Boundaries for the Deeply Feeling Woman” and her masterclass “Healing the Wounds That Still Shape You.” Connect further with @dralisoncook on Instagram

Learn how to build defensive line drills around the reads and reactions your players will actually use on game day. This episode explains how to improve alignment, stance, strike point, leverage, block destruction, gap control, pass rush, and screen recognition while eliminating drills that do not transfer to the field. Coaches will also learn how to progress from simple key read work into group and team periods based on the offensive schemes they expect to face. 7:05 - Building Defensive Line Drills on Key Reads 8:46 -Why Rope Chute and Sled Drills Waste Practice Time 13:55 - Old School Defensive Line Drills Are Outdated 15:30 - Why Chutes Don't Fix Playing Too High 18:39 - ASCA Principle for Defensive Line Development 22:29 - Five Key Reads for Defensive Linemen 24:49 - Strike Point and Big Surface Technique 40:16 - Defensive Line Drills That Transfer to the Field 55:58 - Progressing Drills From Indies to Group to Team 1:03:52 - Handling Secondary Blocks and Pulling Linemen Defensive Line Drills  Step 1: Build Drills Around the Skills That Actually Matter Stop collecting drills just because other coaches use them. Start with the specific one-on-one game your defensive linemen must win, then build drills that solve the problems showing up on game film. This is the foundation for replacing ropes, chutes, sleds and other activities that do not transfer to game day. READ: Complete Guide to Coaching Football Drills that Win Games Step 2: Fix the Five Problems That Kill Defensive Line Play Use Alignment, Stance, Key Read and Assignment to diagnose why your defensive linemen are struggling. Focus your drill work on correcting high pad level, poor eye discipline, getting trapped, staying blocked and losing pass rush contain. READ: How to Use Defensive Line Drills to Eliminate the 5 Mistakes Killing Your Front Step 3: Learn to Create Better Drills From Your Game Film Instead of searching for the next great drill, learn to identify the problem on film, break it down to the smallest skill that needs improvement and create practice reps that directly address it. LISTEN: Better Football Drills That Get Faster Results | FBCP S20E20 Step 4: Connect Defensive Line Technique to the Entire Defensive System Defensive line technique cannot exist in isolation. Understand how your front, run fits, key reads and assignments work together so every drill reinforces the job your defensive linemen actually have on game day. DOWNLOAD: What You Need To Know To Build The Ultimate Defensive Football Coaching System  Step 5: Get More Reps From Your Individual Drill Periods Structure individual periods around focused, high-repetition work where every player is involved. Use the defensive line key read drill to reinforce alignment, stance and reactions while eliminating unnecessary standing around and wasted practice time. LISTEN: Individual Drill Periods for Skill Development | FBCP S21E01 Step 6: Progress Individual Skills Into Game-Like Situations Take the reactions developed during individual periods and progress them into pods, half-line and group work. Keep the same one-on-one focus while gradually adding the movement and distractions your defensive linemen will see against actual offensive schemes. LISTEN: Practice Planning: Group Run Drills for Skill Progression | FBCP S21E05 Step 7: Make the Skill Show Up on Game Day Carry the same weekly focus from individual drills into group periods and team sessions. Build practices so defensive linemen repeatedly see the blocks and situations they need to defeat that week, then evaluate whether those skills actually transfer to Friday night. LISTEN: Our Players Don't Execute on Game Day | FBCP S18E21

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1041. If you have extra cash, should you pay off a low-interest mortgage or invest it? Laura answers a listener's question about balancing financial math with the emotional peace of mind that comes from being mortgage-free.Key Takeaways:Paying off a debt yields a guaranteed return equal to your loan's interest rate.Make sure you have a healthy emergency fund before making extra debt payments.Consistently investing 10% to 15% of your income for retirement and capturing any employer matching should take priority over prepaying a low-interest debt.Eliminate high-interest debt, like credit cards, as soon as possible. Low-interest, tax-deductible debt, such as a mortgage should be your lowest payoff priority.Younger investors benefit from decades of compounding market returns, while pre-retirees should focus on preserving wealth and reducing living expenses.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.