Podcasts about Statistics

In our new series Going it Alone we are hearing from three women about their experiences of having a child without a partner. These are women who are having donor conceived children, which is different to single mums who may have split up with the child's father. Statistics show that more women than ever in the UK are choosing to become solo mums by choice. Today Lucy tells us her story. We also hear a discussion about the legal and practical implications of this with Nina Barnsley, Director of the Donor Conception Network and Clare Ettinghausen, a Director at the Human Fertilisation and Embryology Authority.Today Delcy Rodriguez will be sworn in as Venezuela's president after the capture of Nicolas Maduro, who has been in charge of the country since 2013. And she is not the only woman in the spotlight following this weekend's events. Cilia Flores, who is the wife of Maduro and a political force in her own right, was taken with her husband and is now set to appear in a New York court in the coming hours. Attention is also on Maria Corina Machado, the Venezuelan opposition leader and Nobel peace prize winner. The BBC's South America correspondent Ione Wells and Professor Rebecca Jarman from Leeds University, an expert in Venezuelan politics and history, discuss.There are over 100,000 children who have at least one parent serving in the British military. Louise Fetigan was a serving army officer when she had her first child in her early 20s. She had been posted to Germany, was looking after a newborn and her husband had been deployed to Iraq. She has set up the charity Little Troopers to provide specific support for the children of military families. Presenter: Nuala McGovern Producer: Kirsty Starkey

Welcome back to another episode of the unSeminary podcast. Today we're talking with Tim MacLeod, a former nurse who escaped the financial treadmill by flipping couches—and now teaches others how to do the same. Are you a church leader feeling the financial squeeze? Looking for a side hustle that doesn't require debt, special skills, or hours you don't have? Tim's story offers a practical roadmap—and encouragement—for anyone needing to close that income gap. Burnout and financial pressure. // Tim became a nurse at 21, newly married, supporting his wife through teacher's college, and quickly thrown into adult responsibilities. The only way to stay financially afloat was by working overtime once or twice a week. When their second child was on the way, he realized the path he was on was unsustainable. Finding financial freedom. // Options like upgrading his nursing degree, relocating, or working in dangerous psychiatric facilities were unappealing. Tim needed something flexible, part-time, and profitable enough to replace overtime. He discovered flipping phones and iPads first, but competition was fierce. Then, after borrowing a trailer and responding to a free couch listing, everything changed. He cleaned it up, sold it the next day for $280, and instantly covered more than an entire nursing shift. Why flipping couches works. // The opportunity exists because of a gap in the marketplace. Most people don't own trucks, can't move heavy furniture, and face tight deadlines when moving. Sellers value reliable pickup over price; buyers value affordable furniture delivered to their door. Tim steps into this gap. With polite communication and kindness, he creates a “win-win-win”: sellers get rid of furniture quickly, buyers get affordable delivered couches, and Tim earns a consistent profit. He estimates most beginners can make $1,000/month by flipping just five couches—buying each for around $50 and selling for $250 with delivery included. A side hustle with time freedom. // One of the most surprising parts of Tim's business is the flexibility. He built the early stages of his flipping business in the evenings with his wife and baby riding along—road dinners, cheap pizza, and trips to pick up inventory. Now he schedules pickups during school hours, stacks deliveries based on availability, and can pause or accelerate the business as needed. It's ideal for ministry families with unpredictable schedules. Why you can succeed at this. // Many of Tim's students are pastors or church employees, and he says ministry workers have unique advantages: access to storage at the church, a heart for helping people, strong communication skills, and the ability to bring calm to awkward interactions. Many pastors live outside their ministry communities—creating the perfect “import/export” opportunity where they can buy in one market and sell in another. And unlike many side hustles, flipping couches doesn't conflict with ministry—it simply provides supplemental income with minimal stress. A free resource to get started. // Tim created a free Google Doc of scripts—his exact messages for starting conversations, vetting couches, and negotiating with integrity. To get it, simply comment scripts on any of his Instagram videos and he’ll email it your way. He also offers an affordable course walking through his full system, including storage setup, videos, delivery strategies, and scaling beyond $1,000/month. To learn more or access Tim's free scripts, visit him on Instagram @thefulltimeflipper or explore his full course at tim-macleod.com. Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Episode Transcript Rich Birch — Hey, friends, welcome to the unSeminary podcast. So glad that you have decided to tune in. We’re definitely having a very un-unSeminary episode today. You know recently I heard some statistics that I was like, man, we gotta do something about this. According to the Bureau of Labor and Statistics—you’re like, it’s a little early in the year for the Bureau of Labor and Statistics—but there’s a 13% gap between what religious workers—people who are clergy actually, is the title—and the average income in the country makes – a 13% gap. In fact, it even gets worse when you look at people, there’s a category called “religious workers, other”, which these would be like not the senior pastor types. This is like everybody else that works in a church. There’s a 40% gap between those people and the the average salary in the country. Rich Birch — And so why am I bringing this up? Because I know that there are people that are listening in today that are feeling that gap. Here we are in January and they’re feeling the pressure of that. And I want to help you with that. And so I’ve got a friend, like a friend from real life, friends. This is like we’re in the same small group. We know each other, incredible leader, and I want to expose you to him. But more importantly, I think he can help you with that gap.Rich Birch — It’s my friend, Tim MacLeod. Tim was a nurse with the dreams of fatherhood and home ownership, but after a few years was faced with reality and no time, no amount of overtime was really going to fill the gap that he needed to make things work. And after being stuck on that kind of financial treadmill, he found a way out. He found the niche of, wait for it, friends, flipping couches. What? Flipping couches and was able to quit his nursing job and now does this full time. And I’ve asked him to come on. Uh, because I think what he did at the beginning, even part-time, I think could help some of us today that are, that are listening in. Tim, welcome to the show. So glad you’re here.Tim MacLeod — Thanks so much for having me, man. I’m excited.Rich Birch — This is going to be a good conversation. Kind of fill in the story. Tell us a little bit, uh, tell us about your background, and how did you get in? How did you go from nursing to flipping couches?Tim MacLeod — So I wanted to be obedient and I got married maybe a little bit too young at 21. My wife was still in teacher’s college. And so very, very quickly I was thrown into adulthood of two cars, rents and all the things that come with that.Tim MacLeod — And nursing was good. I was a registered practical nurse, so not a university educated RN making bank, but doing okay with a college diploma. And I got the comfy gig at a long-term care home because I preferred eight-hour shifts and not the, I didn’t want nights.Rich Birch — Midnight and all that.Tim MacLeod — I just wanted, yeah, exactly.Rich Birch — Yeah, yeah, yeah.Tim MacLeod — I wanted the free parking and the the reliable six to two shifts. That was just the lifestyle that I liked. And the only way that I could stay afloat financially was with doubles. I had to do my six to two and then at least once a week, usually twice, if I wanted to have any money to play with, um I would work the two to ten.Rich Birch — Wow.Tim MacLeod — And that was cool while my wife was in college or while she was finishing up teacher’s college, that was fine. And then, we had a newborn baby and that was fine. Because anytime that I would have to do those doubles, she’d go to sleep, go for a sleepover at her parents’ place. And, uh, and I would just drudge up the shifts.Tim MacLeod — And, but then when we were pregnant with number two, I knew that there was difficulties coming. And the road ahead did not look very good. And so I needed something different and all my options for replacing the income suck. Like I could go back to school and upgrade to RN, but I scraped through the first time. So that was nuts.Rich Birch — Right.Tim MacLeod — I didn’t have much hope in myself in that avenue. And I could go, I could relocate, I could move or I could commute about an hour and 20 away to the mental health hospital and make like danger pay in like an asylum, basically with my current qualifications.Rich Birch — Right.Tim MacLeod — And everything just looked terrible. I hated all of that. And all I needed was something better than overtime. I just needed to replace that portion of the income. And I needed something better in my evenings that hopefully I could do with my wife or from home. And so I was looking at side hustles.Tim MacLeod — And I had a little bit of success flipping phones and iPads because that’s all that I really understood…Rich Birch — Okay. Yeah, yeah.Tim MacLeod — …all I understood at the time. And I live about an hour north of where my in-laws live, which is a pretty dense population. I’m in the sticks and the supply was really light there. So I could reliably go for a free meal at my in-laws place, pick up an iPhone or three and for like 300 bucks and then bring them home and sell them for 450 bucks. And so that took that took the pressure off and that was like grocery money.Rich Birch — Right.Tim MacLeod — And it was really consistent, really reliable. And and it was fun too. I really liked it. I liked the negotiations. I liked, I liked not trading time. Rich Birch — Right.Tim MacLeod — Like I liked making making a profit instead of a wage. And that I was hooked on that, but there was competition. Like I wasn’t that clever doing that.Tim MacLeod — There was there was kids that were closer to the inventory ripping around in little Hyundai Elantras and uh i remember meeting this this Indian kid named Lucky, at least his Canadian name was Lucky, and he was beating me to all the goods. And and I met him one time to buy a phone for myself and I actually got to meet him and ask him some questions and he was making four grand a month flipping phones.Rich Birch — Wow.Tim MacLeod — And I thought that is so sick, and it’s just a pure cash hustle. And he was making more doing that than whatever his office or IT job was at the time. And I was super inspired by that, but I didn’t want to compete with him. So that kind of that kind of festered with me a little bit.Tim MacLeod — And um I just got an awesome idea. Well, was gifted to me by the Holy Spirit, I think, based on how fast and how fierce it came, that I need to get skills and tools to sell in a different category, something with a higher barrier to entry. And I wanted something where I didn’t have to compete with the Honda Civics and the Hyundai Elantra’s that were closer to the action.Rich Birch — With Lucky. Yes.Tim MacLeod — Yeah, exactly. He was smoking me. And and it also, it was a little bit of that and then also a little bit of me coveting. I wanted to get like, um I wanted an excuse to buy a Ford Ranger. I wanted a truck at the time.Rich Birch — Love it.Tim MacLeod — And so this combination, this combination of like wants and needs at the time, had me pitching an idea to my brother, Ross. I’m just like, Hey, what do you think about instead of phones and iPads? What if I got a truck and I started doing like washers and dryers or appliances or something like that? And he said, that’s a cool idea.Tim MacLeod — You’re good at the phones and iPads thing. And I definitely like, you’re good at the negotiations, all that. But don’t start eight grand in debt. That’s so stupid. Why don’t you just borrow my trailer and just try it? And I said, well, I don’t have a, I don’t have a hitch on my car. He said, get a hitch on your car, buddy. Okay. So, put that on the Visa, did not have the money for it. Rich Birch — Wow. Tim MacLeod — Put that on the Visa, put a two inch two inch hitch and four prong wiring on Mazda 5 like the little four cylinder, little mini minivan.Rich Birch — Oh, I wish I would have saw this at that. I wish I would have s seen this at this phase. Cause that, that, that would have been amazing to see him getting pulled around.Tim MacLeod — It was it was pretty cute and it was a big trailer too 12 by 6 aluminum being pulled by this little aaaaahhh. And it was stick shift and and…Rich Birch — Nice.Tim MacLeod — …and the first day I got the trailer, the only thing I could find, because I was just itching to use it, was a free couch. And it was one of those beige microfiber, like gets dirty if you look at it wrong.Rich Birch — All right. Yes.Tim MacLeod — Like they hold on to every water stain.Rich Birch — Yes. Yes.Tim MacLeod — And it was that and it was free and it needed a little bit of TLC. And I went and I got it for free. Brought it home and with a damp cloth, scrubbed out all the little marks and had it looking good. Took a picture of it, listed it with an offer of delivery and it sold the next day for 280 bucks.Rich Birch — Wow. That’s amazing.Tim MacLeod — It was awesome. Because a nursing shift net was like 180.Rich Birch — Wow, OK.Tim MacLeod — I think I was, I think I was 28 bucks an hour for an eight hour shift after taxes. Yeah. Probably like 180 hit the account.Rich Birch — Wow.Tim MacLeod — And so 280 for that. And it was one of those trips of free meal at, at the in-laws and then a free couch and then bring it home and then solve somebody’s problem of, I just got an apartment. I don’t have a car or my car’s too small and I need a couch.Rich Birch — Yes, yes.Tim MacLeod — And their option was, rent a U-Haul or go to Leon’s and finance something that comes delivered. Both are not very good options for most people. And then lo and behold was this guy who said, I got a couch, I can bring it by. And it was just the easiest yes for them. It was a win for everybody. Rich Birch — Right.Tim MacLeod — The person who needed the couch picked up, didn’t care about the money. They needed reliable pickup more than they needed cost recovery of the item because they had a deadline. I needed a way to make some cash and the person on the receiving end needed a couch that was affordable that came delivered. So it was just a win-win-win for everybody. I was like, okay, forget about appliances. Couches – I love this. And it was easy, it was it was easy enough to lift by myself. Rich Birch — Did you ever do appliances? Did you ever do appliances in there? Tim MacLeod — Yeah. I did a washer and dryer and ate a loss on that because it needed repair and I didn’t… Rich Birch — Love it. Tim MacLeod — …I paid for someone to assess and they were like, yeah, this thing’s broken. Was like, sweet. Okay. So a hundred bucks to you for, for, to tell me that it’s hopeless, and then pay for junk removal too.Rich Birch — Yes.Tim MacLeod — Like it was just such a loss. But couches, I could reliably sit on it and be like, well, that’s not broken. And I can handle that little stain or I can, my wife could stitch that up.Rich Birch — Right. Right.Tim MacLeod — And, uh, it was just so safe. And I loved it. If, if I were handier, I’m sure I could, flip snowblowers or lawnmowers or cars or something like that, but I’m not handy. I’m just, I have the ability to relocate stuff. Rich Birch — Right.Tim MacLeod — And so couches were just so perfect where I could just accurately be like, that’s 300 bucks to me. Rich Birch — Right.Tim MacLeod — And they only want 60 for it. Perfect. Let’s do that.Rich Birch — So and let’s double click on that. A part of what, so friends, like with the reason why, I think you’ve seen why I’ve got Tim on the the line today. I want to inspire you to think like, hey, you you could in part-time make a little extra a month. And I’m going to get to that with Tim. I’m going We’re going hammer down on, okay, what exactly would be some of the first steps that you take? But let’s unpack a little bit more. You’ve talked about once this insight, which I think is just a stellar insight that’s obviously at the core of your business. It’s this whole timing thing. Like people, you know they think a couch is worth certain certain amount, but they’re moving on X date, and the value of that couch goes down. But then it’s literally the reverse. Someone on the other side, they have an empty living room and they’re like, I need something here.Rich Birch — Unpack that a little more, kind of double click on… that value exchange and how you’re in the middle of that. What’s it talk us through what that looks like.Tim MacLeod — Yeah, there’s there’s a gap. There’s a gap in the marketplace. On the one end, we’ve got people who need it picked up and their options are hope that someone will pay the price that they want. And then if they hit a deadline, then their option is junk removal or put it to the curb. And so there’s a gap to fill there. Tim MacLeod — And then on the other side, there’s a gap of people who need a couch dropped off but can’t do it themselves. Like how many, what’s the population of people that own a truck that can actually do it is probably less than 10%. Most people have cars and hatchbacks and SUVs and stuff like that.Rich Birch — Right. Tim MacLeod — And then there’s also the how many people can lift a couch. I would say easily less than half the population. And so there’s just this huge gap that can be filled. And so by just committing to being the dude, you can help a lot of people solve a lot of problems. And there’s a little slice in it for you too.Rich Birch — So one of the things I’ve heard you say is that you have found this process of buying couches and then, you know, sitting on them for a while, maybe cleaning them a little bit and then turning around selling them is really flexible. Talk us through that. You know, it feels like you’re, you know, you’re, you have some time control. Talk us through what that looks like for you in your current world.Tim MacLeod — Yeah, the time freedom is crazy. And that was the appeal in the beginning was [inaudible] I didn’t want to be strapped to a location, a building to to make money. I had to be away from my wife and kids. But when it, couches just took off so fast that the first time I flipped a couch, I immediately called the scheduling office and reneged on all of my overtime. I said cancel all my two shifts.Rich Birch — Oh, wow.Tim MacLeod — I’m done. I’m I’m I’m just doing my 10 shifts. And, and then it didn’t take too long before i wanted to quit so fast, man. I wanted to be out of there. My, my my passion for the, like, I was so replaceable. Like as soon as if if I’m gone, someone’s going to fill the shift.Rich Birch — Right. Right.Tim MacLeod — Like, ah but there was a, there was a huge, there was a need that, and it was fun for me too. It was a game. I forget the question.Rich Birch — Yeah, I was just talking about the time flexibility, like how you feel like it’s, you know, you have a fair amount of time freedom. Part of what I’m trying to get to is pastors are busy people. Church workers are busy people. Is this even the kind of thing that they could fit into, you know, an existing as like a side hustle kind of thing?Tim MacLeod — Yes. Yeah. The time freedom is crazy. And so on the buying side, I’m just letting people know when I’m available. And sometimes I’ll tie it up with ah with a $50 deposit so that they can market it sold with confidence and they know that I’m not going to ghost on them. And that I have the peace of mind of nice, that’s mine for when I need it. And I’ll squeeze them for a deadline so that I make sure that I’m providing the service of reliable pickup in a manner that works for them. Tim MacLeod — But yeah, I’m just stacking pickups when it’s convenient for me. And in this current season, it’s during school hours. Rich Birch — Right.Tim MacLeod — So I’ll drop the kids off at school and then rip south and grab some stuff. But in that season, it was I’m available in the evening. And so I would come home from school, I’m sorry, work from my nursing job. And my wife would pack up, we pack up a little cooler bag of like a road picnic of dinner.Rich Birch — Right.Tim MacLeod — We had a one-year-old baby at the time and, uh, oh, that summer there was a lot of 50% off pizzas. Pizza Hut had a, the, the apps, we had all, all the apps, lots of road dinners. Rich Birch — Yes. Yes. Tim MacLeod — And Costco was clutch too.Rich Birch — Yeah.Tim MacLeod — But, um, yeah, just when I had an availability, I would acquire inventory and then they’d sell when they sell. And and again, full flexibility of, okay, I’m available at this time. I can squeeze in a delivery or someone could come pick it up. But yeah, the the time freedom is crazy and it’s sweet to to to just dabble in profits instead of relying on a wage. Rich Birch — Right.Tim MacLeod — Yeah, time freedom is awesome.Rich Birch — Well, you talked about the fact that your you know your brother was telling you you’re good at negotiations. I know there are people that are listening in today that are feeling like, oh, there’s no way that I would be good at negotiations. Obviously, you’ve got to buy the thing for considerably lower than what you’re selling it for. Talk us through even just a couple, help us get over that hurdle in our brains. Man, I just don’t know that I could do that.Tim MacLeod — Yeah. So the first thing is I’m scrolling a lot. And not not frequently. I’m not glued to my phone. But when I do it, I lock in. Like today was the shopping session and it was headphones in with some instrumental music, just kind of vibing. And I’m probably scrolling, looking at probably 400, 500 couches. Rich Birch — Okay.Tim MacLeod — And I’ll message probably 20 to 30 of them. Because a lot of them are crap. A lot of them are actually new. There’s no opportunity with new coaches. like There’s lots of warehouse stuff that’s still on first Facebook Marketplace and stuff like that. But what I’m looking for is very specific. I’m looking for private sales from real people. You got to be able to spot the scammers and weed them out. Tim MacLeod — And I’m looking for couches that I would want in my lockers. I’m not worried about the price whatsoever. Because the price is super subjective and it’s just kind of like what they’re hoping for. It’s not actually what they’re necessarily going to get. So the price is irrelevant. I’m just looking at pictures and I’m compiling lists of couches that I would want. And I’m starting conversations so that it’s kind of like I’m, I’m, it’s it’s like I’m offering my service. I’m starting the conversation to see why they’re selling it, if there’s a deadline, and if they would be someone who would be receptive to my service. And it’s kind of like they’re paying me for my reliable pickup service with a smoking and deal on a couch.Tim MacLeod — And so I have to get them there. And it’s not just, I can’t just go around lowballing everybody because you burn the bridge and you hurt feelings. Rich Birch — Right. Tim MacLeod — So I’m starting conversations and I’m filling in the gaps on the item. So I’ll read the description and see what’s missing. Like, did they specify that there’s pets in the house? I want to know, is there pets? Are there smokers in the house? Does it need any repairs? Does it need any stain removal or restoration if it’s leather? And I’m filling in all the gaps. So I have a complete picture of what it is that I’m actually buying. And that’s all kind of like a trauma response from my many, many drives of shame of I didn’t ask the right questions.Tim MacLeod — And so it’s it’s definitely preventing the drive of shame. And I’m just running through these scripts that I have. And it would sound like it’s a lot of typing, but I’ve actually made keyboard shortcuts for all of it. So my opening question is, I’ll never say, hi, is this still available? Because everybody hates being asked, hi, is this still available? On Facebook Marketplace, right? Because they’ve made it ah they’ve made it a button… Rich Birch — Yes. That’s why it’s up. Tim MacLeod — …where it’s just like, hi, is this still available? But that upsets people, which is fair, because it’s annoying. But at the same time, most people don’t have empathy for the fact that, how else are they going to start the conversation? Why would you ask questions if you’ve got someone lined up for it? So I’ll ask the exact same question, but in a way that annoys nobody. And I’ll say, is anyone scheduled to pick this up? It’s the same question, but upsets nobody.Rich Birch — Same question, just in a different way.Tim MacLeod — So that’s, that’s my first shortcut is, good morning, good good afternoon, good evening, whatever. And then any, and so on my keyboard, any with two wise expands into anyone’s schedule to pick this up. And then the next one is, does it need any repairs or stain removal? That’s if it’s fabric. And that’s does D or D O E S S and then D O E s S S S or with three S’s is, does it need any repairs or restoration? That’s if it’s leather. And so it’s just these quick little, my thumbs are just, and just… Rich Birch — So cool. Tim MacLeod — …I’m, I’m drafting up this quick little paragraph that fills in all the gaps, firing that over. And then, And then they’ll reply and fill in the gaps. And then I park it. I pause the conversation by saying, okay, awesome. Thanks so much. Just starting to have a peek at options, might get back to you.Tim MacLeod — And that one line separates me from everybody on Facebook. Because most people ask a question and then they just leave it on read. They got that little picture, that little tiny profile picture of yourself that says that, hey, he read it, but he’s gone and it’s crickets.Rich Birch — Yes.Tim MacLeod — And it’s a very, very infuriating experience. And that’s kind of like part of my service is that I am very, very different on Facebook Marketplace. Like an experience selling to me is better than anybody…Rich Birch — Right.Tim MacLeod — …because of how I talk. Like I’ll receive offers every day from people that don’t use words. They just send a number. Rich Birch — Just money. Tim MacLeod — Like I’ve got a couch listed for 1150 and someone just sends 700 – no dollar sign, no question mark, no good morning, nothing like that. And, and that’s a fair offer. Like he’s… Rich Birch — Yeah. Tim MacLeod — …I paid, I paid a fifth of that, like 700 is a fair offer, but I automatically hate this guy. I don’t, I don’t hate, I don’t hate him. Rich Birch — Yes. No, I get what you mean.Tim MacLeod — But, but it’s immediately just like, dude! Rich Birch — Yes. Tim MacLeod — You like say, say hi, say please. Rich Birch — Yes. Yes. Tim MacLeod — Even a, even a question mark would be, you know, so that’s the kind of people that I’m dealing with. And I’ve got thick skin and I always operate on the mindset of, I do want to sell this guy and I, and I do want to see him later today. So I’m not going to match his energy. Rich Birch — Right.Tim MacLeod — I’m never, I’m never a thermometer. I’m always a thermostat. I always set, set the temperature in the room, you know?Rich Birch — Right. Love it. Yep.Tim MacLeod — And so that’s ah that’s a big factor. But yeah, running through those scripts and and just getting people to their best price. And so after pausing it of, thanks so much, just starting to have a peek at options, I’ll reconnect with them.Tim MacLeod — Now, this is this is if their price is optimistic and it’s not a price that I’m willing to pay. I’ll slow play it a little bit by pausing the conversation. And then I’ll come back and then I’ll hit them with my my secret weapon is my polite lowball offer. And the number they might hate the number, but it comes gift wrapped in this like apologetic, like, Hey, I’m…Rich Birch — Oh, you got to tell me more that you’re, you’re setting that up. Well, you’re like, what is the polite low ball offer?Tim MacLeod — For me, I’m shopping in Toronto, which is like 90 minutes, two hours away.Tim MacLeod — And so my apologetic offer is: It’s so far, is there any chance you’d consider this much, any chance you’d consider for an out of towner? And then I just plug in the number. And, and it’s always received well. And even if it’s even if it’s even if they’re firm, that’s fine. Now I know. Rich Birch — Right. It’s data. Tim MacLeod — But and ah honestly, if somebody accepts my offer, then I didn’t offer low enough. Like I’m i’m really pushing the limit.Rich Birch — Oh, interesting.Tim MacLeod — I’m flirting with the line between an optimistic offer and a rude offer, but because I’m so nice about it. And it’s, it’s kind of like, it’s my secret weapon to get them to their best price. Because the the worst way to get someone to their best price is what’s your best price?Rich Birch — Right.Tim MacLeod — Like whenever someone asks me that, it’s again, it’s just like, that’s annoying. I don’t like you.Rich Birch — Yes. Yes. Right, right, right, right, right.Tim MacLeod — But to politely lowball and then their counter is their best price. So I just want to squeeze them for their counter offer. And now I know what their best price is.Rich Birch — Right. Okay. That’s cool. There’s a lot there. And I know you’re want to stay tuned because Tim’s got an offer of some free help that he wants to give you that we’re going to, we’re going to get to here in a minute. So I know some of you were like, go back and ask questions on that. But I know that the free offer to help is going to help with some, some of those things. Rich Birch — What about negotiation on the other side? So I get a sense of what you’re talking about to try to get them, you know, there’s a time thing there and we’re going to wait and all that. But now on the other end, you’re trying to obviously maximize or get the biggest money for that couch you just bought, bought. What are some things we should be thinking about on that? How are you offering the couches in a way that, you know, captures people’s imagination and says like, oh, okay, that’s this, I want to do business with this guy.Tim MacLeod — So a big thing is where I’m selling it. It’s almost like I have an import business. It’s that I’m I’m ripping down the city and I’m shopping in the Tesla BMW neighborhoods where nobody has trucks and they sell really slowly. Rich Birch — Yeah.Tim MacLeod — And I’m loading a trailer and then bringing it home to the sticks where there’s not as much supply. And I’m selling to people who do have pickup trucks. Like where I live, there’s lots of people with trucks and trailers, but they weren’t doing that drive to the city like I did.Rich Birch — Right. Right.Tim MacLeod — So I’m destroying a Toyota Highlander in kilometers, which is really hard to do. It’s at 400,040 and she ain’t quitting anytime soon. It’s been a great car.Rich Birch — Love it.Tim MacLeod — So that is definitely like the fact that it feels like an import business feels like cheating.Rich Birch — Well, and can I just, I just want to interrupt you for a second here. This, because that dynamic, this is a part of why I wanted to have you on the show. Because one of the things that I’ve seen is like, it’s super common, like super common for church leaders to not live in the community that they serve. Because frankly, they can’t afford to live there because of that gap that I just told you about.Rich Birch — There is a wage gap between what people make and the communities they serve in. And so they typically live you know, 45 minutes, an hour away. I actually think that that, the fact that they’re just driving into the office could be, and then going back to wherever they live, could actually set them up for running this kind of business just because they’re in and out of where they’re at.Tim MacLeod — Oh, yeah. Yeah, that’d be cheating. If you could, if you could grab a couch on your way home from on your way home from work to bring it back to the sticks, that’d be awesome.Rich Birch — Yeah. Yeah. I see that all the time.Tim MacLeod — For sure. And at a lot of…Rich Birch — So the distance is one way. So there’s like an import out, out, port anything else that you get, it’s kind of an interesting part of how you negotiate on to try to increase the, the, the price.Tim MacLeod — Knowing what it’s worth and how quickly it would sell is definitely a factor. And just patience wins on both sides.Rich Birch — Right.Tim MacLeod — Being the dude who um can pick it up and someone is now, they had their optimistic kick at the can and now it needs to go and their patience has run out. Patience wins there. And then on the selling side to where I don’t, it’s not in my foyer. It’s not in my living room. The new couch hasn’t arrived. It’s in a storage locker ready to be picked up anytime. And my lockers are fairly affordable being in a rural spot.Tim MacLeod — And so it’s kind of like if if we were playing poker, I’m holding aces. I can deliver it. I can sell to anybody. I’m not relying on people on the small demographic who can pick it up. I can sell to the Honda Civic crowd. I can sell to seniors who can’t lift a couch themselves. I can finesse it into a patio door by myself. And so there’s the there’s the skill gap there as well. And all of the all of the hindrances that make selling a couch difficult are not a factor for me. I can lift them by myself. I can I have the best trailer. I have storage lockers. They can take as long as they need to sell. And I live in a market where there’s not as much supply. So it’s just, it feels like cheating. Like I’m just really, really set up for it. And it’s super easy to be patient.Rich Birch — Now, I don’t know if I’m going to force you to give away one of your secret weapons here, but talk about the videos that you shoot ah of the, you know, of the products. Because i to me, I think this is one of the things you do that I think is super unique. What is what’s unique about the videos that you might shoot? Say got this nice leather couch. It’s like, you know, it sells for $5,000 somewhere else. You’re selling it for whatever, $1,500, $2,000. What’s actually in that video that might set your your listings apart?Tim MacLeod — Yeah, so that was something that I feel like I pioneered. And since then, Facebook has now added a feature where you can add a video to a listing. But it’s so nice to have. So I’m I’m posting flattering photos. So it’s it’s a scroll stopper when they’re on Marketplace.Tim MacLeod — And they’ll inquire. And then my video is super, super honest. And the goal is for it to be so detailed that they could confidently say, okay, he just showed me all the reasons not to buy the couch because all my stuff is used. I’m not selling anything new. It’s all pre-owned. They all have some blemishes or some quirks or worn spots or something like that. But to include ah a video that shows all of the reason not to buy it really, really greases the wheels because no one’s coming to see a couch and then being disappointed when they get there. Everything was already shown.Rich Birch — Right. Right.Tim MacLeod — So they’re coming to just give, basically just come sit and sniff and make sure that it’s something that they would want in their house, or something they’d want to sit on for two hours a day. And, um, and so those videos really, really saved me so much time and gasoline. And since then they’ve added that where you can add a feature. So, or where you can add a video into the listing. And so as long as the video is less than a minute, so I’m aiming for 59 seconds, I’ll fill the whole thing and I’m showing every inch of it and I’m packing it with dialogue on the neighborhood that it came from, the people, the house. And a lot of times that’s a selling feature of this this couch came from North York. The house was ridiculous. Rich Birch — Right.Tim MacLeod — It’s one of those houses with three living rooms. And this is the one that had the Christmas tree for a month a year. Like this was barely used. And I’m just packing it with dialogue and really, really selling it.Rich Birch — Yeah.Tim MacLeod — And my goal is that I could deliver it with them like sight unseen that they could firm up. And that when that couch arrives, there are absolutely no surprises. It’s everything they ask for [inaudible]…Rich Birch — Which from from your point of view, like this isn’t the only couch you’re hoping to sell this week. And and a part of the way that you have to protect your time and protect your business, frankly, is not having a bunch of people come and check out couches and then decide against it. Whether they’re coming to your locker or you’re driving it to their place. That’s like the worst case scenario is they show up and they’re like, oh, I don’t want this. So you might as well be fully upfront and be like, hey, here’s some stuff that’s not great about it.Rich Birch — And you do it in a really clever way. I love those videos. You helped me sell a car, which was fantastic. And I love the video you did for, you know, for that, because it was the same thing. It was this kind of like fun, um you know, here’s five reasons why you shouldn’t buy this, which which is just endearing. People, you know, lean in and want to hear more about that.Rich Birch — Well, what about the lifting piece? So, you know, if you’re not seeing one of these clips, Tim is a man of a certain size. He’s got some girth to him. He can pick stuff up. But what if I can’t? What if I’m not that guy? What if it more like me? You know, you’re like, hey, I’m not sure that guy can pick up 20 pounds. Like, is that like, I know that’s a part of what your you offer. Obviously, it’s a part of your advantage. But, you know, not everybody can do that. Talk us through that hesitation.Tim MacLeod — Yeah, I don’t think that it’s a deal breaker for having success. I think that if you can carry in a stubborn load of groceries in from the house that you could make a lot of money flipping couches.Rich Birch — That’s good.Tim MacLeod — And it it feels like a very unique form of laziness. Like I’m the kind of guy that if I need to go start start the barbecue or go run and grab my wallet from the car, I’m going to walk across the whole house and look for my flip flops instead of bending over and lacing up my boots that are right there. Like it’s a very unique form of laziness where I could jackknife park the trailer up to the storage locker. I have the dolly, but I’d way rather just, hey-yep-hey-yep-pep-pep just, just he-man lift it myself. And I’ve got a lot of really good mechanics lifting it. Tim MacLeod — Lifting a couch solo actually is not very heroic. And, and I’ve taught a lot of people how to do it. And there is, there are some heroic angles where, where the couch is on the ground and all four feet are on the ground to like clean and jerk it up overhead is that would definitely take some mass and some explosive power, but you can always also lift the couch up from the side until it’s vertical and then kind of like let it teeter and, fall on you in ah in a safe manner. And the lift itself, like once it’s up, it’s it’s as easy as like portaging a canoe. It’s not it’s not as heroic as it seems.Tim MacLeod — And I’m still reliant on other people. I am a one man show and it’s not, the money’s not good enough to pay an employee to sit in the car with me for four hours for 30 seconds of actual work. And so that’s one of my, one of my questions that I’m asking people, lift with two T’s on my phone expands into is anyone available to help me lift it? I’ll be alone. So I do need muscle.Tim MacLeod — And, um, if it’s in the garage, I can do it solo, like dragging a couch onto my trailer is easy enough. They slide very well. And I do have the dolly if there’s anything overly technical, like the pullouts, it’s nice to have a dolly. But yeah, a lot of the times there’s people, there’s someone there to help me lift it. And very, very rarely is it, sorry, I had back surgery or sorry, I’m a single senior lady or something like that. There’s usually, and even even when they say that, sometimes I’ll press a little further. Like, do you have a helpful neighbor? Rich Birch — Right. Meet us.Tim MacLeod — Do you have a son-in-law who can who could that I could coordinate with? Yep. And a lot of times I’m just handing it, or I’m squeezing them for a cell phone number of whoever the the muscle is. And now I’m on their schedule.Rich Birch — Yeah, that’s cool.Tim MacLeod — So solo lifts are not required, but they are, they are helpful sometimes, especially at the locker when I’m by myself.Rich Birch — So this is how many years you’ve been doing this full time? Like you, so you left nursing, you know, I know this goes way back to the beginning the story. You left nursing and then how many times, how many years you’ve been doing this?Tim MacLeod — July, 2019, I borrowed the trailer from my brother. And I did full-time nursing plus evening couches for about a year, pulled back from full-time to part-time, part-time to casual. And I think it was May, 2021. Like I did a year of COVID nursing and hated every second of it. Like as soon as COVID was announced, I wanted to be out of there, but I had mortgage approval on the brain and T4 income, or W2 income for the Americans, is much more preferred for lenders than self-employed income. So I held on for that reason. And eventually left just because I hated nursing. I was getting like ulcers on my ears from wearing masks all day. Just the the charades of COVID were really, really ruining it for me.Rich Birch — So we’re going I want to get to that, that help that you’re, you know, you’re offering, which is fantastic. But I want to think about like a person that, you know, they, we want people to stay in their jobs. We don’t want them necessarily to leave. And so ah somebody that wants to make maybe like an extra thousand bucks a month, maybe that’s like, which is, you know, to lots of people, that is like a, that’s a game changer. Like that’s like, that makes all the difference in the world.Rich Birch — Give me a sense of what you think that would take to actually get to that point where, okay, yes, I could, you know, how much time do you think they would need to invest? You know, what would, what is that going to look like? How many couches do you think I’d have to move? You know, I know that’s hard to say. It’s like all North America wide, but give us a sense of kind of the framework of for an extra thousand bucks a month, what would that look like for somebody? Maybe it’s like a youth pastor that’s that’s listening in or an executive pastor. Or and they’re like, Hey, if I just had an extra 1000 bucks that’d make a huge difference in my life. What what would that look like?Tim MacLeod — Sounds like five couches to me.Rich Birch — Five couches. Okay.Tim MacLeod — Buy them for 50, sell them for 250. Delivered. Yep. And that’s that’s a great way to start is just three-seaters. Just rinse and repeat. Three-seater, three-seater, three-seater. But the money is sets and sectionals. That’s where my focus is now.Rich Birch — Okay, okay.Tim MacLeod — Now that does require trailer privilege. But with a with a minivan, you can pick up a three seater. Most three seaters will fit inside a Dodge Caravan or an Odyssey or a Toyota Sienna. And that’s a really good way to start lean and mean with a U-Haul, enclosed trailer, you just need a V6 all wheel drive. So obviously preferred, especially if you have the kind of weather we do, but, um, yeah, for 45 bucks for a U-Haul enclosed, that’s, that’s insured so that you could get in an accident and you’re not paying for it. Always take the insurance. Always. It’s only like five bucks. Tim MacLeod — But um yeah, 45 bucks for 12 by 6. And then you can pick up couch, love seat twice. But yeah, just fill in those trailers. But yeah, starting lean with what you have available and scaling up when it’s smart. And once you’ve proven that it’s possible in your market as well. But everyone’s using couches, so I think it’s good alright.Rich Birch — Yeah, so five, so five couches. How many conversations do you think I’d have to get into take to buy five couches, maybe on that side first?Tim MacLeod — I think, yeah, with the numbers, I think that if you were to start 30 conversations a month, that there would be, there would be five people that hit deadlines and they’d be like, sure. 50 bucks. If you can actually show up, it’s yours.Rich Birch — Right. Right. That’s that feels very doable. That doesn’t feel like crazy out of reach. Like there’s no way that feels like a good, you know, a great starting point for sure.Tim MacLeod — And nobody wants to do it. The barrier for entry is, is ah high enough that it’s it’s basically a private little fishing pond. A lot of people to help.Rich Birch — Right. So let’s talk about, I want to, you’re going to help people, which is amazing. And so you’ve put together some resources to help them kind of get the the ball rolling on this front. And how do, first of all, tell us what it is and then talk to us about how we can get that contact information. We’ll put links and all that in the show notes, but talk us through this.Tim MacLeod — Yeah. So those scripts that I was talking about, um, I’ve made a Google doc that is available. All you got to do is comment scripts on any of my videos and, uh, my little robot Tim will fire over, um, just squeeze you for an email and then I’ll fire that over. And, uh, it’s a good little list and you can plug those in just copy and paste and plug them into keyboard shortcuts in your phone. And then you can use those. Tim MacLeod — And it doesn’t have to be for couches. Like a lot of them are pretty couch specific, but just using those as inspiration for starting conversations and getting people to their best price and making sure that you have all the information so you’re making an informed purchase and there’s not any surprises. And and you’ll see with the with the flow of the conversation, I really am just gifting the blueprint on getting people to their best price. Tim MacLeod — And yeah, and then in my in my bio on instagram I’ve also got the couch course and I’ve run that before as a high ticket offer um and I had help from an agency to, to get leads and all that stuff. And I didn’t like it cause I didn’t like how much people were having to pay in order for me to afford that team. And I just want it to be an impulse buy price range. Tim MacLeod — So for a one hundred bucks, you can come along on a three month ride along with me while I’m pulling like $15,000 months. And, uh, the summer that I recorded that, was 2023 and I did 180k in sales with a gross profit so just sales minus cost of goods was north of a 100k, I think, after tax. I think it was like an 80k a year income. Rich Birch — That’s amazing. Tim MacLeod — And I had a three-year-old with me the entire time. My wife had gone back to work and was using her teaching license and I had a little three-year-old tow. And I also got 75 rounds golf in that year. So it’s, it’s…Rich Birch — That just got some people’s attention. Yeah, that’s amazing.Tim MacLeod — Yeah. The time freedom is stupid. The money is incredible. And, uh, it was, yeah, that was a really, really fun year.Rich Birch — Love it. So what we want to do is send people to your Instagram. Would that be the best? So @thefulltimeflipper, @thefulltimeflipper. And again, you can just comment on any one of his videos.Rich Birch — Well, first of all, Tim’s a great follow on social media. I’ve said this to lots of folks. It’s just such a fun follow. You know, it makes something like flipping just like I was like, man, I think I could do that. And, but just comment scripts on any of those and we’ll get access to those scripts.Rich Birch — And then if you’ll find the link to tim-macleod.com on there as well, which takes you to the course, it’s only a hundred dollars friends. That’s worth your investment. It’ll, it’ll really literally outline. There’s a bunch we could have talked about today and there’s a bunch of details to get into. It will drive into all of those. Literally just take his approach and just do it. Like just, take his scripts, take the what he’s done and apply it. And you’ll for sure be able to find that extra thousand dollars a month or more, you know, down the road. So, yeah, I would love that. and Anywhere else we want to send them. So Instagram, @thefulltimeflipper, anything else about that?Tim MacLeod — Oh, that’s lots. That’s good. And I was feeling pretty pretty silly that I never asked to come on your podcast earlier because a lot of my students are in church ministry in the States. And I think it’s such a sweet side hustle.Tim MacLeod — For me, it was an escape from a job that I didn’t like. But the fact of that most people need supplementary income is pretty across the board and especially in ministry. And a lot of my students have um have had that background and are still in it. And a lot of the time, the people that are in church ministry have an advantage of storage where the church, like they’re like, oh, I got free storage at my church. Pastor said the back room is available. And he said, as long as I just keep a rotation of couches for the student ministry…Rich Birch — Oh, that’s a good call.Tim MacLeod — Yeah, there was a lot of advantage there for church leaders. But yeah, it’s awesome, reliable, supplementary income. And it’s nice to not rely on your ministry for income. Like people aren’t in ministry for the big bucks. They’re there because they that is their purpose. That’s their calling. But the pressure of having to rely on that for income isn’t always the best.Rich Birch — Well, and I do think, um you know, I think folks who are in church ministry, a part of what I why why I think this is great that we’re talking about this is you might underestimate that even like a part of your core, it’s like literally core to your business is like, be kind to people and like be helpful. Tim MacLeod — Yeah.Rich Birch — And, you know, you don’t need to be sleazy. You don’t need to be, ah you know, some sort of like, oh, you’re like a used car salesman of couches. No, that’s not what it is at all. You’re just being kind and helpful and you want to try to close this gap in the market. And and I think there’s a lot of people in ministry who are like, my I could totally do that. I can make that happen for sure. So, Tim, I really appreciate this.Tim MacLeod — It really does feel like stewarding my gifts, you know?Rich Birch — Yeah, that’s great. So again, that is, if you just go to Instagram, @thefulltimeflipper, you should follow them there and then comment scripts for any of those. Appreciate you being on the show today, sir. Thanks so much.Tim MacLeod — Thanks, man.

HRH Prince Faisal bin Bandar bin Sultan 170 | Chairman, Saudi Esports FederationOn this episode, we were honored to welcome HRH Prince Faisal bin Bandar bin Sultan, Chairman of the Saudi Esports Federation.We explore the remarkable evolution of Saudi Arabia's gaming and esports sector from the federation's establishment in 2018 to its central role in positioning the Kingdom as a leading global esports destination. The conversation traces Saudi Arabia's hosting of Gamers8, the Kingdom's flagship international esports event, for two consecutive years, followed by the launch of the Esports World Cup, hosted in Saudi Arabia and delivered by the Esports World Cup Foundation. Over the past two years, the tournament has rapidly emerged as a global phenomenon, welcoming more than 3 million visitors.Prince Faisal shares insights into the groundbreaking Gamers Without Borders charity initiative, the growing participation of women in Saudi gaming, and the infrastructure being built to nurture local talent into world-class professionals. The discussion also addresses global criticism, the physical and mental demands of professional esports, and the ambitious vision to establish Saudi Arabia as the world's natural hub for esports by 2030.0:00 Intro1:33 From GSA Cup to Gamers84:56 Gaming for Charity8:13 Esports World Cup: Growth and Statistics12:15 Becoming Chairman20:18 Esports Career Pathways in Saudi Arabia25:29 Women in Gaming30:25 Is Esports a Real Sport?35:46 Visa Programs Infrastructure39:07 Mega Events vs. Grassroots41:50 Global Game Publishers45:51 The Future of Esports in the Olympics48:15 Personal Motivation53:40 Telling Saudi Stories56:02 Prince Faisal's All-Time Favorite Games59:04 Vision for 20301:02:37 Changing Perceptions Conclusion

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Welcome to Charlie's Weekly Music Roundup to hold you down where I talk about my spins in the past week with a little more detail than I do typically! As per usual, all works talked about are below. Enjoy!D-Ace & K.A.A.N. - KaanceptsVic Spencer & August Fanon - Psychological Cheat Sheet 6Ben's Album list#5EUK Top EPs Of The Half-Decade (Pt. 1)#5EUK Top EPs Of The Half-Decade (Pt. 2)#5EUK 10 Songs Added To The Regular Rotation (2025)#5EUK Top 25 EPs of 2025Thanks for listening. Below are the Social accounts for all parties involved.Music - "Pizza And Video Games" by Bonus Points (Thanks to Chillhop Music for the right to use)HHBTN (Twitter & IG) - @HipHopNumbers5E (Twitter & IG) - @The5thElementUKChillHop (Twitter) - @ChillhopdotcomBonus Points (Twitter) - @BonusPoints92Other Podcasts Under The 5EPN:"What's Good?" W/ Charlie TaylorIn Search of SauceBlack Women Watch...5EPN RadioThe Beauty Of Independence

China is accelerating its push toward a consumption-led economic model, with policymakers identifying the expansion of domestic demand as the key driver of GDP growth during the 15th Five-Year Plan period (2026-30), economists and officials said.经济学家和相关官员表示，中国正加快向消费主导型经济模式转型，政策制定者已明确将扩大内需列为 “十五五” 规划时期（2026-2030 年）国内生产总值增长的核心驱动力。Following the tone-setting Central Economic Work Conference, which prioritized domestic demand for 2026, experts noted a strategic transition: China is moving beyond simple volume growth toward "structural optimization". This involves leveraging fiscal tools to boost household incomes and specifically targets the high-growth services sector to buffer against external uncertainties.在为 2026 年经济工作定调、并将扩大内需列为重点任务的中央经济工作会议召开后，专家指出中国正迎来战略转型：经济发展正从单纯的规模增长转向 “结构优化”。这一转型包括运用财政工具提振居民收入，并重点瞄准高增长的服务业，以抵御外部环境的不确定性。An official from the Office of the Central Committee for Financial and Economic Affairs confirmed that Beijing will roll out concrete plans to boost household incomes and raise basic pensions while increasing the supply of high-quality products and services and also removing unreasonable restrictions to fully unlock consumption potential.中央财经委员会办公室的一位官员证实，国家将出台具体方案，在提高居民收入、上调基本养老金的同时，增加优质产品和服务供给，消除不合理限制，以充分释放消费潜力。Experts see this policy stance as a signal for significant growth in specific areas, and express optimism about the long-term potential of China's consumer market.专家认为，这一政策立场预示着部分特定领域将迎来大幅增长，并对中国消费市场的长期潜力持乐观态度。Wang Wei, a senior researcher at the Development Research Center of the State Council, said at a recent forum hosted by China News Service: "China's consumption growth maintains strong momentum and ample potential. Emerging areas such as digital services, green technology and health-related demand are expected to become the primary engines of the consumer market."国务院发展研究中心资深研究员王伟在近期由中国新闻社主办的一场论坛上表示：“中国消费增长势头强劲、潜力充足。数字服务、绿色科技以及健康相关需求等新兴领域，有望成为消费市场的核心增长引擎。”Official data support this structural divergence. According to the National Bureau of Statistics, retail sales of services climbed 5.4 percent year-on-year in the first 11 months of 2025, outpacing the overall retail growth of 4 percent.官方数据印证了这一结构性分化趋势。国家统计局数据显示，2025 年前 11 个月，服务业零售额同比增长 5.4%，增速高于整体零售 4% 的同比增幅。Chen Lifen, a researcher at the DRC, described the current phase as a critical evolution from a goods-dominated model to one that balances goods and services, with a long-term trajectory toward a services-led structure.国务院发展研究中心研究员陈丽芬表示，当前阶段正处于关键转型期，经济模式正从商品主导型转向商品和服务均衡型，长期来看将朝着服务主导型结构迈进。"As income levels rise, demand for services, which typically have high income elasticity, naturally increases its share of total wallet spending," Chen said, adding that with basic needs largely met, the "quality upgrade" is driving capital toward personal development, leisure and smart home ecosystems.陈丽芬指出：“随着居民收入水平提升，收入弹性较高的服务类需求在居民总消费中的占比自然会上升。” 她补充道，在基本需求得到充分满足的背景下，“品质升级” 正推动资本流向个人发展、休闲娱乐以及智能家居生态等领域。The shift is already reshaping corporate investment strategies as companies move to capture these high-quality demand pockets.这一转型已经在重塑企业的投资策略，企业纷纷布局以抢占这些高品质需求市场。Fang Xing, a vice-general manager at Ping An Property & Casualty Insurance, highlighted the surging "pet economy" — now valued at approximately 300 billion yuan ($42.81 billion). With veterinary costs often exceeding 10,000 yuan for major procedures, financial institutions are developing specialized insurance products to hedge these rising household costs.平安产险副总经理方兴特别提到了蓬勃发展的 “宠物经济”，其市场规模目前已达约 3000 亿元人民币（合 428.1 亿美元）。由于宠物重大诊疗项目的费用往往超过 1 万元，金融机构正研发专项保险产品，帮助家庭对冲这类不断上涨的支出。Similarly, in the manufacturing sector, the focus has shifted from scale to efficiency. Guo Yanhu, a director with Gree Electric Appliances, said consumer demand for green energy is driving research and development. He cited Gree's investment in AI-driven energy systems — which has boosted efficiency by over 25 percent — as a direct response to both domestic eco-targets and demand from overseas markets.无独有偶，制造业的发展重心也从规模转向了效率。格力电器董事郭彦虎表示，消费者对绿色能源的需求正驱动企业加大研发投入。他举例称，格力对人工智能驱动能源系统的投资，使能效提升超 25%，这一举措既是对国内生态目标的响应，也是对海外市场需求的直接对接。Economists emphasize that sustaining this momentum requires institutional reforms. Su Jian, a professor at the School of Economics at Peking University, said expanding "high-quality demand" requires a virtuous cycle where new products help cultivate new demand, while cost-reducing innovations allow new demand to scale.经济学家强调，要维持这一增长势头，必须推进制度改革。北京大学经济学院教授苏剑表示，扩大 “高品质需求” 需要形成良性循环：新产品助力培育新需求，而降本创新则为新需求的规模化发展提供支撑。While fiscal and monetary policies are essential to expand demand, Su said expanding high-quality demand depends on developing new quality productive forces through product innovation and process innovation.苏剑指出，尽管财政和货币政策对扩大需求至关重要，但扩大高品质需求的核心在于通过产品创新和工艺创新，培育新质生产力。Luo Zhiheng, chief economist at Yuekai Securities, added that boosting consumption during the 15th Five-Year Plan period is a strategic choice rather than a short-term policy response.粤开证券首席经济学家罗志恒补充道，“十五五” 期间提振消费是一项战略抉择，而非短期的政策应对措施。"Key to raising the household consumption rate will be improving income distribution, strengthening social security and widening market access. These are the fundamental levers to converting potential demand into actual economic activity," Luo said.罗志恒表示：“提高居民消费率的关键在于完善收入分配、强化社会保障以及拓宽市场准入。这三项举措是将潜在需求转化为实际经济活动的根本抓手。”consumption /kənˈsʌmpʃn/ 消费domestic /dəˈmestɪk/ 国内的；家庭的innovation /ˌɪnəˈveɪʃn/ 创新elasticity /ˌiːlæstɪˈsɪəti/ 弹性

State opposition leader Jess Wilson joined Heidi Murphy after some concerning statistics were revealed.See omnystudio.com/listener for privacy information.

It's Monday, December 29th, A.D. 2025. This is The Worldview in 5 Minutes written by yours truly and heard on 140 radio stations and at www.TheWorldview.com. Filling in for Adam McManus, I'm Ean Leppin. (Contact@eanvoiceit.com) Trump Orders Airstrike Against ISIS Militants in Nigeria President Donald Trump ordered an airstrike against ISIS-affiliated militants in northwest Nigeria on Christmas Day!  Persecution.org reports that Christians in Nigeria have faced ongoing attacks with minimal support from the international community until recently.  In the first 7 months of this year alone, more than 7000 Christians have been killed, an average of 35 per day.  President Trump said in a post on Truth Social that the ISIS militants have been, ‘viciously killing, primarily, innocent Christians.'  Christmas Celebrations Return to Bethlehem and Nazareth FOX News reports that Christmas celebrations returned this year to both Bethlehem and Nazareth.  In Nazareth, where Jesus grew up, festivities were rooted in a growing Christian presence.  In Bethlehem, where Jesus was born, celebrations took place after more than two years of disruption.  Israel's Central Bureau of Statistics reports that over 184,000 Christians live in Israel as of Christmas Eve of 2024 a growth of 0.7%.  This makes Israel one of the few countries in the Middle East where the Christian community continues to grow. This is good news!  However, Heather Johnston, founder and CEO of the US Israel Education Association said, ‘At Christmas, the contrast between Nazareth and Bethlehem tells a larger story.  Christians are flourishing in Nazareth under Israeli rule, while in Bethlehem, under Palestinian Authority, the Christian population has been shrinking for years.' In fact there were reports for multiple incidents targeting Christians in the week leading up to Christmas for those living under Palestinian Authority areas, like Bethlehem.  Israel's Foreign Ministry responded by warning of, ‘growing hostility toward Christians'. Continue to pray for believers in Israel. James 1:2-4 says Count it all joy, my brothers, when you meet trials of various kinds, for you know that the testing of your faith produces steadfastness.  And let steadfastness have its full effect, that you may be perfect and complete, lacking in nothing. Massive Financial Waste in the US News of massive financial waste has surfaced from The Office of Audit Services.  The watchdog report was released last week.  It showed that over $207.5 million was issued in managed care payments on behalf of deceased enrollees between July 2021 to July 2022.  American Family News reports that a new provision in the One Big Beautiful Bill will require states to audit their Medicaid beneficiary lists to help reduce these payments in the future.  In fact by 2027 it will be required that Medicaid agencies practice quarterly audits of their beneficiary lists. Barna Releases List of Top Trends in 2025 Barna Research released their list of the top 10 trends, or most read, reports of 2025.  Here are the top 3.   3)  Women and Men Experience Church Attendance Differently. A report released in October.  The conclusion of the report shows that of 2025, 43 percent of men and 36 percent of women report attending church regularly, based on reported weekly attendance.  In 5 of the last 6 years, men have outpaced women in this key measure of religious engagement and the 2025 gap is the largest measured.   2) Young Adults Are Leading a Resurgence in Church Attendance. A report released in September.  This report shows that Millennial and Gen Z Christians are attending church more frequently than before and more often than older generations.  The typical Gen Z churchgoer now attends 1.9 weekends per month, while Millennial churchgoers average 1.8 times, representing the highest attendance levels among young Christians since Barna began tracking them. 1) Belief in Jesus Is Rising - Especially Among Younger Adults A report released back in April.  The study reveals that 66 percent of all US adults say they have made a personal commitment to Jesus that is still important in their life today.  That marks a 12 percentage point increase since 2021. We celebrate a growing number of people following the Lord with Psalm 100:1-3:  "Shout for joy to the Lord, all the earth.  Worship the Lord with gladness; come before Him with joyful songs.  Know that the Lord is God.  It is He who made us, and we are His; we are His people, the sheep of His pasture." YouVersion Bible App Reaches One Billion Downloads And finally, CBN.com reports that it has been a big year for the YouVersion Bible App in 2025.  The app hit a huge milestone of having one billion downloads!  YouVersion has seen a 27 percent increase in daily use in Sub-Saharan Africa and a 33 percent increase in daily Bible engagement in North Africa, the Middle East and Central Asia.  It also reported a 14 percent increase in North America.  So what was the most read verse of 2025?  It was Isaiah 41:10 that says, So do not fear, for I am with you; do not be dismayed, for I am your God.  I will strengthen you and help you; I will uphold you with my righteous right hand. The year marks the fourth time in six years that Isaiah 41:10 has claimed the top spot. CEO Bobby Gruenewald says, ‘In a world full of anxiety and uncertainty, people are drawn to God's promise to be with us, to strengthen us, and to help us.  That message never gets old because the need for it is universal and timeless.'   Close And that's The Worldview on this Monday, December 29th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Plus, you can get the Generations app through Google Play or The App Store. Filling in for Adam McManus I'm Ean Leppin (Contact@eanvoiceit.com). Seize the day for Jesus Christ.

In this episode of Dental Drill Bits, Dana and Sandy discuss the importance of measuring team energy and performance metrics in dental practices. They emphasize that while patient care is paramount, tracking statistics can enhance care quality and team morale. The conversation explores the concept of buy-in from team members, the significance of accountability, and how metrics can serve as tools for improvement rather than judgment. The episode concludes with actionable steps for practices to foster a positive culture through measurement and celebration of achievements. takeaways Your team's energy is crucial for productivity. Statistics can enhance patient care, not detract from it. Tracking metrics helps connect efforts to results. Buy-in from the team is essential for success. Purpose should always come before profit. Celebrating small wins boosts team morale. Metrics can reveal blind spots in practice management. Accountability fosters a culture of improvement. Positivity is contagious within a team. Consistent actions lead to predictable outcomes.

Midday Mali, Gauteng chair of SANTACO The Midday Report with Mandy Wiener is 702 and CapeTalk’s flagship news show, your hour of essential news radio. The show is podcasted every weekday, allowing you to catch up with a 60-minute weekday wrap of the day's main news. It's packed with fast-paced interviews with the day’s newsmakers, as well as those who can make sense of the news and explain what's happening in your world. All the interviews are podcasted for you to catch up and listen to. Thank you for listening to this podcast of The Midday Report Listen live on weekdays between 12:00 and 13:00 (SA Time) to The Midday Report broadcast on 702 https://buff.ly/gk3y0Kj and on CapeTalk https://buff.ly/NnFM3Nk For more from The Midday Report, go to https://buff.ly/BTGmL9H and find all the catch-up podcasts here https://buff.ly/LcbDdFI Subscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

We flagged this last episode—now let's get practical about evidence. Modern presenters face two problems at the same time: we're in an Age of Distraction (people will escape to the internet, even while "listening"), and an Era of Cynicism(audiences are more sensitive than ever to whether information is valid).  Why is evidence more important now than ever? Because opinion won't hold attention—and it won't survive cynicism. If your talk is mostly "editorial" (your views), people either disengage or multitask. If you don't provide concrete insights backed by proof, hands reach for phones fast.  Do now: Audit your draft. Highlight anything that is "opinion" and ask: "Where's the proof?"  What makes evidence credible in the "Era of Cynicism"? Credibility comes from quality and transparency: use highly credible sources, use multiple sources, and explain how findings were assembled. Your own research can help, but it may be greeted with doubt if you can't explain your method. The point is to make listeners feel: "This is checkable."  Do now: If you cite your own research, add one line on how it was done (sample, method, timeframe).  What are the best types of evidence to use in presentations? Use the DEFEATS framework to choose evidence that convinces busy, skeptical audiences. DEFEATS is a checklist of evidence types you can use to prove what you're saying is true: Demonstration, Example, Facts, Exhibits, Analogies, Testimonials, Statistics.  Do now: For each key point in your talk, pick at least one DEFEATS proof type (two if the audience is skeptical).  What does each DEFEATS evidence type mean (and how do you use it)? Each type does a different job—so match the type to the point you're making.  D — Demonstration: show something physically or on-screen (software/audio/video) that reinforces your point. It must be congruent with the message.  E — Example: choose examples that are relevant to the audience—same industry, similar organisation size—so people can relate.  F — Facts: facts must be provable and independently verifiable. A claim is not a fact. If you use graphs, display the data source clearly (people like knowing they could verify it).  E — Exhibits: show a physical object (or image). Make it easy to see: hold it around shoulder height, keep it still.  A — Analogies: simplify complexity by comparing two unrelated things (e.g., flight takeoff/landing vs speech opening/closing).  T — Testimonials: social proof adds credibility—especially when it comes from recognised experts. It's not the primary proof, but it strengthens belief.  S — Statistics: third-party stats are strongest; your own stats are fine, but less convincing without independent numbers too.  Do now: Add sources to your slides (small but visible). Make "checkable" part of your credibility.  What's the biggest evidence mistake presenters make? Using examples the audience can't relate to—or presenting "facts" without checkable sourcing. A senior executive using examples from a major organisation can miss the room if the audience is SMEs. And if you show graphs without citing where the data came from, you quietly trigger doubt.  Do now: Ask, "Is my example their world?" If not, swap it for one that matches audience size/industry.  Conclusion In today's distracted and cynical environment, evidence is what keeps people with you to the end. Design your key points, then deliberately "match" each one with credible proof—preferably multiple sources—using DEFEATS as your checklist. Do that, and you'll hold attention and trust at the same time.  Author Credentials Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012).  As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across all leadership, communication, sales, and presentation programs, including Leadership Training for Results.  He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō (ザ営業) and Purezen no Tatsujin (プレゼンの達人). Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business

A Contagious Faith: Why Evangelism Still MattersBefore we ever said “yes” to Jesus, God was already moving. Most of us can look back and spot the moments — conversations, invitations, people, or even frustrations — that later turned out to be seeds He planted. At the time, we might've been uninterested, distracted, or flat-out resistant, but looking back, we can see the Lord was closer than we realized.This message is built around that idea. It begins with an honest look back: moments of being chased by grace, even when the heart wasn't ready. A catechism class taken for the wrong reasons. A conversation with a grandmother that sounded like “Charlie Brown teacher noise.” The jealousy of hearing someone else read the Bible cover to cover. Meeting a woman who confidently introduced herself as “a child of God” — and feeling drawn to whatever she had. One day at a time, seeds were planted. One day at a time, God kept pursuing.It took more than 15 years for all those small moments to take root. Today, four generations of that same family are following Jesus. That's what happens when people plant and water faithfully, and God makes the growth happen (1 Corinthians 3:6-9).That's the heart of evangelism. Not pressure. Not performance. Not being Billy Graham, Todd White, or the most confident person in the room. Scripture reminds us we all have different gifts, personalities, and strengths — but the same God working through us (1 Corinthians 12:4-6). Evangelism isn't “for the outgoing ones,” it's for everyone. Our stories, our kindness, our conversations, our prayers — they all matter.Statistics show that most Christians believe evangelism is important, but fewer actually share their faith. The biggest obstacles are fear of rejection and not feeling trained. But we've all rejected or ignored the gospel at some point, and yet here we are. Rejection doesn't mean failure. Sometimes it just means the soil needs a little more time. A “no” today doesn't mean a “no” forever.Faith can be contagious — like laughter or excitement or joy that spreads without forcing it. When we live with authentic passion for Jesus, people notice. When we're willing to plant seeds and trust God with the process, He moves. Evangelism is less about pushing and more about living in a way that catches on.Jesus made our mission clear: go, make disciples, reach people, and help them follow Him (Matthew 28:18-20). Our faith wasn't meant to be hidden or hoarded. It was meant to be shared.If you want to grow in this, you're invited to join our upcoming Contagious Faith Life Group launching in February. We'll learn how to share Jesus in ways that match our personalities — from friendship-building to acts of service to story-sharing and more. The sign-up sheet is in the foyer, and if it fills up, flip it over and add your name.We're in the people business. Let's start 2026 reaching people who need Him.God bless, and we hope to see you there.

Episode: 2548 INFORMS and the mathematics of problem solving.  Today, strange bedfellows.

Merry Christmas from The Crushing Debt Podcast !! How much "stuff" does the average American home have? How many people utilize off-site storage for their stuff? Are you able to park your car in your garage? How long do you take searching for "missing" items? How much does the average American family spend on non-essential goods. This week, Shawn & George talk to Beth Ruck with Conquering Clutter (www.ConqueringClutter.net) about  Statistics regarding the average amount of possessions of U.S. households Mindset regarding shopping and managing your possessions Paper management and how it can save you money How de-cluttering can help you conquer your debt. You can contact Beth at BethRuck7@gmail.com. At a young age, Beth learned from her mother that you can accomplish a lot in just 15 minutes. She has applied this idea in her roles as a homemaker, wife, and mother of two grown children. She holds a Bachelor of Science degree with a major in Accounting from the University of Wisconsin-La Crosse. She has worked as a bank teller, staff accountant for a commercial real estate firm, bookkeeper for three different non-profits, a substitute teacher, and a sales associate in a Christian book/gift store. She enjoys meeting new people, taking walks with her husband and dog, singing, knitting, reading and spending time with her granddaughter. In 2015, Conquering Clutter was established. Over the past 10 years Beth has enjoyed working with clients and hearing their stories. Her motto is: Helping people simplify their spaces so they have more time for what they love and who they love. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

China's efforts to scale up effective investment, with a particular focus on encouraging private sector participation and increasing investment in human capital, will play a key role in boosting domestic demand next year, officials and experts said.政府工作人员和专家表示，中国扩大有效投资的举措，特别是鼓励民营企业参与和增加人力资本投资，将在明年提振内需方面发挥关键作用。The annual Central Economic Work Conference, held earlier this month, emphasized the need to "halt the decline in investment and promote its recovery" amid a complex external environment.本月早些时候召开的年度中央经济工作会议强调，在复杂的外部环境下，必须“遏制投资下滑趋势，促进投资回升”。The government needs to effectively drive investment by making good use of funding sources such as central government budget investments, ultra-long-term special treasury bonds and local government special bonds, Xinhua News Agency quoted an official of the Office of the Central Commission for Financial and Economic Affairs as saying.新华社援引中央财经委员会办公室一位政府工作人员的话称，政府需要有效利用中央财政预算投资、超长期国债和地方政府专项债券等资金来源，有效引导投资。"The government will support private firms' participation in major projects in sectors such as railways and nuclear power, and guide private investment toward new fields such as high-tech industries and the service sector," the official said.该工作人员表示：“政府将支持民营企业参与铁路、核电等领域的大型项目，引导民营资本投向高新技术产业、服务业等新兴领域。”The official added that major projects set for the 15th Five-Year Plan (2026-30) period could be front-loaded where conditions permit.该工作人员补充说道，在条件允许的情况下，原定于第十五个五年计划（2026-2030年）期间实施的重大项目可提前启动。China's fixed-asset investment fell 2.6 percent year-on-year in the first 11 months of the year, according to the National Bureau of Statistics.国家统计局数据显示，今年前11个月，中国固定资产投资同比下降2.6%。China has rolled out a series of targeted policies over the past year, including an 800 billion yuan ($113.8 billion) list of key projects to implement major national strategies and strengthen security capacity in key areas, and 500 billion yuan in new policy-based financial tools to supplement project capital.过去一年，中国推出了一系列定向政策，包括8000亿元（1138亿美元）重点项目清单，以落实重大国家战略、强化重点领域安全保障能力，以及5000亿元新增政策性金融工具，用于补充项目资本金。The economic agenda-setting meeting also called for greater investment in physical assets and human capital.经济议程设定会议还呼吁加大对实物资产和人力资本的投资力度。From the country's sprawling highway networks and bullet trains to its forest of urban high-rises, investment in physical assets played a crucial role in its economic growth over the past decades, said Yu Chunhai, executive dean of Renmin University of China's School of Economics.中国人民大学经济学院执行院长于春海指出，从遍布全国的高速公路网络和高铁系统，到城市摩天大楼林立的景象，过去数十年来，实物资产投资在推动中国经济增长方面发挥了关键作用。However, Yu noted that the country'sincremental capital output ratio, which indicates the amount of capital required for every 1 yuan increase in GDP, increased from 2.84 in 2008 to 9.44 in 2023.然而，于春海指出，中国的边际资本产出比（即每增加1元GDP所需投入的资本量）从2008年的2.84上升至2023年的9.44。Meanwhile, facing diminishing returns from the old growth model and a global shift toward talent-centric competition, China is placing a strategic bet on investing in people, analysts said.与此同时，面对传统增长模式回报递减以及全球向人才竞争格局转变的趋势，中国正将战略重心转向人才投资，分析师指出。Investment in human capital refers to inputs that develop people's capabilities and unlock their potential at all stages of life, including childcare, elderly care, health, education and skills training.人力资本投资指在人生各个阶段提升个人能力、释放潜能的投入，包括儿童保育、老年护理、健康保障、教育培养及技能培训。An aging population and rising labor costs are eroding the traditional demographic advantage. By prioritizing investment in human capital, China seeks to build long-term economic competitiveness for innovation-driven, demand-led growth, said Chen Wenling, former chief economist at the China Center for International Economic Exchanges.中国国际经济交流中心前首席经济学家陈文玲指出，老龄化人口和不断上升的劳动力成本正在侵蚀传统的人口红利优势。通过优先投资人力资本，中国致力于构建长期经济竞争力，推动创新驱动、需求引领的增长模式。"A healthier, better-educated and more secure workforce is the most critical infrastructure for the next stage of China's development," Chen said. "Sustained investment in people's capabilities, health and career development doesn't just improve well-being—it directly fuels economic upgrading."陈文玲表示：“更健康、受教育程度更高、更有保障的劳动力队伍，是中国下一阶段发展最关键的基础设施。持续投资于人民的能力、健康和职业发展，不仅能提升福祉，更能直接推动经济升级。”Meanwhile, analysts believe that investing in people could also help unlock the spending power of China's massive population, creating a virtuous cycle in which social investment fuels consumption resilience.与此同时，分析人士认为，投资于人力资本也有助于释放中国庞大人口的消费潜力，从而形成良性循环，社会投资推动消费韧性增强。The enhanced investments in pensions, childcare and healthcare are designed to alleviate theprecautionary savings burdens that constrain household spending, said Luo Zhiheng, chief economist and head of the research institute at Yuekai Securities.粤开证券首席经济学家兼研究院院长罗志恒表示，加大养老、育儿和医疗领域的投资力度，旨在缓解制约家庭支出的预防性储蓄负担。"This approach transforms social spending into a powerful economic driver. A more secure population is likely to spend more freely," Luo said. "The direction aligns with China's broader economic objectives of rebalancing growth toward high-quality domestic demand."罗志恒表示：“这种做法将社会支出转化为强有力的经济驱动力。生活更有保障的人群往往更愿意消费。该方向与中国更广泛的经济目标相契合，即推动经济增长向高质量的内需转型。”incrementaladj./ˌɪŋ.krəˈmen.t̬əl/递增的precautionaryadj./prɪˈkɑː.ʃən.er.i/预防性的

Welcome to Charlie's Weekly Music Roundup to hold you down where I talk about my spins in the past week with a little more detail than I do typically! As per usual, all works talked about are below. Enjoy!Big L - Harlem's Finest: Return Of The KingNovelist - AUDACITYPaul Stephan, BexBlu, Awaiting Kvng - STILL REMINISCINGPaul Stephan, BexBlu, Awaiting Kvng - Protect The SilencePozzy - it's all up in the airSaiming - what's the alternative?Thanks for listening. Below are the Social accounts for all parties involved.Music - "Pizza And Video Games" by Bonus Points (Thanks to Chillhop Music for the right to use)HHBTN (Twitter & IG) - @HipHopNumbers5E (Twitter & IG) - @The5thElementUKChillHop (Twitter) - @ChillhopdotcomBonus Points (Twitter) - @BonusPoints92Other Podcasts Under The 5EPN:"What's Good?" W/ Charlie TaylorIn Search of SauceBlack Women Watch...5EPN RadioThe Beauty Of Independence

Can human beings access information about events before they occur?And if so - what does that imply about time, consciousness, and the brain?In this episode of Mind-Body Solution, neuroscientist and cognitive researcher Dr. Julia Mossbridge joins Dr. Tevin Naidu to explore decades of research on precognition, presentiment, and time perception - and why these findings remain controversial within mainstream science.We discuss: • What precognition actually is (and what it isn't)• Presentiment experiments and physiological anticipation• Why anomalous data is often dismissed in science• Whether time may be non-linear• Consciousness beyond standard brain-based models• The role of intuition, creativity, and uncertainty• What intellectual humility looks like at the edges of scienceThis conversation is exploratory, agnostic, and evidence-driven - not an argument for belief, but an invitation to examine the data and the assumptions behind our models of mind and time.TIMESTAMPS:(00:00) — Introduction: Julia Mossbridge & the Question of Time and Mind(03:45) — Julia's Path: From Neuroscience to Studying Psi & Time Perception(07:40) — What Is Precognition? Clearing Up Common Misconceptions(11:35) — Why Mainstream Science Resists Psi Research(15:20) — The Role of Statistics & Experimental Rigor in Psi Studies(19:10) — Presentiment Experiments: Measuring the Body Before Events(23:05) — Is the Brain Predicting the Future—or Accessing It?(27:00) — Time as Non-Linear: Psychological vs Physical Time(31:05) — Neuroscience Meets Consciousness Beyond the Brain(35:10) — Can Information Travel Backwards in Time?(39:15) — Psi, Entropy, and the Arrow of Time(43:25) — Why Anomalous Data Is Often Ignored or Explained Away(47:30) — Consciousness as Fundamental vs Emergent(51:40) — The Practical Implications of Precognition for Daily Life(55:45) — Intuition, Creativity, and Accessing Future Possibilities(59:55) — Psi Research, Skepticism, and Intellectual Humility(1:04:05) — Ethical Concerns Around Predicting the Future(1:08:15) — How Psi Research Could Reshape Science Itself(1:12:25) — Advice for Young Researchers Entering Controversial Fields(1:17:00) — Final Reflections: Time, Meaning, and the Nature of MindEPISODE LINKS:- Julia's Website: https://www.mossbridgeinstitute.com/- Julia's LinkedIn: https://www.linkedin.com/in/julia-mossbridge/- Julia's Publications: https://scholar.google.com/citations?user=Zx0HoewAAAAJ&hl=en- Julia's Books: https://www.amazon.com/stores/author/B001K8KG8WCONNECT:- Website: https://mindbodysolution.org - YouTube: https://youtube.com/@MindBodySolution- Podcast: https://creators.spotify.com/pod/show/mindbodysolution- Twitter: https://twitter.com/drtevinnaidu- Facebook: https://facebook.com/drtevinnaidu - Instagram: https://instagram.com/drtevinnaidu- LinkedIn: https://linkedin.com/in/drtevinnaidu- Website: https://tevinnaidu.com=============================Disclaimer: The information provided on this channel is for educational purposes only. The content is shared in the spirit of open discourse and does not constitute, nor does it substitute, professional or medical advice. We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of listening/watching any of our contents. You acknowledge that you use the information provided at your own risk. Listeners/viewers are advised to conduct their own research and consult with their own experts in the respective fields.

On today's Good Day Health Show - ON DEMAND…Host Doug Stephan and Dr. Ken Kronhaus of Lake Cardiology (352-735-1400) cover a number of topics affecting our health. First up, Doug and Dr. Ken discuss “Holiday Heart,” AKA atrial fabulation (A-Fib) when the heart beats like a bag of worms and is caused by excessive drinking alcohol and binge-drinking. It can really lead to A-fib, put you in the hospital and ruin the festivities and celebration. Doug and Dr. Ken agree that alcohol is overrated. They aren't alone. Statistics indicate that fewer and fewer people are drinking and less alcohol is being sold than years prior. Then, the conversation switches to the flu and a rapidly increasing number of flu-related hospitalizations. This year, the flu is not a single strain, showing mutations allowing it to evade current flu vaccines. Shifting focus to longevity and health, Doug and Dr. Ken address research on populations with super-agers shows they don't eat a lot of meat. For instance, many in Japan who live mostly on fish products tend to live an average of at least 10 years longer than those who eat meats. Additionally, those who eat highly processed meats tend to live shorter lives. Listener questions addressed include heightened digestive problems due to the holidays, how do we know what medications are best for us and how to trust Big Pharma, and much more. Website: GoodDayHealthrShow.com Social Media: @GoodDayNetworks

Brett Connellan is a shark attack survivor, filmmaker and speaker.His debut film 'Attacking Life' is available on Stan.Brett and I discussed reflecting on experiences to learn, set new goals and work towards the next chapter of your life, as well as the recent shark attacks in Australia and what he has learned about these incidents after experiencing his own nearly fatal attack.You can follow both Brett and I on socials @bradleyjdryburgh @brettconnellanIf you enjoyed our conversation, you can support the show by subscribing and sharing this with a mate.Big love,Brad. Hosted on Acast. See acast.com/privacy for more information.

Choosing when to collect Social Security is one of the most stressful retirement decisions people face, and it doesn't have to be.In this episode, Ari breaks down how most people actually decide when to claim Social Security, why there is no single “best” age, and how to think about the decision without fear or guesswork. Using real data and real-world scenarios, the focus stays on understanding trade-offs rather than chasing a perfect answer. Listen as Ari explains why some people claim as early as 62, why others wait until full retirement age or later, and how factors like income needs, longevity, and spousal considerations influence the decision. It also highlights why calculators alone often miss what matters most, and why peace of mind plays a bigger role than people expect. This is for anyone approaching retirement who wants a clearer, calmer way to think about Social Security and make a confident decision that fits their life.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

THE MOMENT WE'VE ALL BEEN WAITING FOR! TOP BOOKS! BOOK DATA! STATISTICS! READING TRENDS! Links mentioned:Reading Spreadsheet Template: https://www.booksunboundpodcast.com/stuffFill out our 2025 Reading Survey: https://docs.google.com/forms/d/e/1FAIpQLSeOaqDlWh7z2bDMsq5m2lc2xugveJtr3jpMxF_JJG9p22g5cA/viewformArticle about niche bookstores: https://www.cbc.ca/news/canada/calgary/one-genre-bookstores-calgary-9.6989662Article about bookshops opening: https://globalnews.ca/news/10935412/a-new-chapter-bookworms-canada-independent-bookstores/)Article about AI book winning a big prize: https://www.theguardian.com/books/2025/aug/18/author-rie-qudan-why-i-used-chatgpt-to-write-my-prize-winning-novelSupport The Podcast:Join our patreon and become a Dust Jacket! patreon.com/booksunboundFollow us on instagram: https://www.instagram.com/books_unbound/Our website: booksunboundpodcast.comNeed Info or Some Books?Buy books with our affiliate link: https://bookshop.org/shop/BooksUnboundAll the books we mentioned in this episode: https://www.booksunboundpodcast.com/booksUse our affiliate link to get 2 audiobooks for the price of 1! https://tidd.ly/3dyW1XwOur Patrons:A special thanks to our Gold Foil Team on Patreon: Adriane, Alex, Alli, Bellanora, Brittany, Bronte, Candis, Cassie, Christina, Claire, Debra, Diana, Emily, Gene, Gerald, Inbar, Jessica, Jill, Judith, Karina, Livi, Michelene, Nicole, Róisin, Sherralle, Tiffany, Vanessa!Chapters:00:00:00 - 2025 WRAP UP00:03:29 - Milestones of 202500:05:13 - Raeleen's Top Books of 202500:16:39 - Ariel's To Books of 202500:30:17 - Spreadsheet Time!01:15:36 - Mashed Potatoes 202501:30:58 - Subgenre of the Year01:40:14 - Reading Predictions for 202601:51:22 - Favourite Authors of 202501:53:37 - Book Memories 2025

Bobby and Alex discuss the surprising news that Munetaka Murakami — once considered one of the top free agents on the market this year — has signed a two-year, $34 million contract with the Chicago White Sox. Then, they discuss the final luxury tax payment figures that came out this past week and what, if anything, it says that the Dodgers paid more in luxury tax than the bottom 12 teams paid in total payroll. Finally, they review the Tipping Pitches 2025 bingo card, a decently funny effort that ultimately flopped when it came to, uh, most of the things happening.Links:⁠⁠⁠⁠⁠⁠⁠Join the Tipping Pitches Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tipping Pitches merchandise ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call the Tipping Pitches voicemail: 785-422-5881Tipping Pitches features original music from Steve Sladkowski of PUP.

Statistics and Reliability Abstract Chris and Fred discuss a listener’s question on whether or not to study statistics. Key Points Join Chris and Fred as they discuss the value of really understanding statistis as a reliability engineer. Topics include: A grand set of tools to grapple with the world’s variations. The ability to detect and […]

Meta's global reach and heavy AI investments give it an undeniable edge over other digital marketing platforms. In today's episode, we are exploring how Meta's ongoing innovations will reshape advertising in 2026 and what this means for your business or agency. Lauren shares her firsthand experience testifying at a House subcommittee about how Meta's AI tools are helping small businesses scale. We unpack why Meta's capabilities (like Andromeda) are game-changers for businesses that overcome AI fears and leverage Meta's creative diversification.Plus, we look at real-world examples of how AI is amplifying business growth, and how Meta's ecosystem can supercharge marketing strategies in ways other platforms simply can't match. Join the conversation now if you want to stay ahead of the curve in 2026.In This Episode:- Lauren's AI testimony at a House subcommittee- Fear of AI replacing jobs vs. AI as a growth opportunity- The rising need for human interactions - Meta's global influence on internet users- Why Meta is the best ad platform - Meta's investment in AI and its implications for 2026- Statistics on Meta's usage and revenue growthMentioned in the Episode:Global Internet Users: https://www.statista.com/statistics/273018/number-of-internet-users-worldwide/ Facebook Usage Statistics: https://www.demandsage.com/facebook-statistics/ Previous Episodes on Meta's Andromeda: https://perpetualtraffic.com/?s=andromeda Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Connect with Lauren Petrullo:Instagram -

This is the final episode of 2026! I hope you have enjoyed the show this year and also hope you have a great holiday season and happy new year. In this episode, I sit down with former Census Bureau Director Rob Santos to talk about the state of federal statistics, what's threatening the quality and independence of federal data, and why surveys like the American Community Survey and decennial census matter more than ever. We dig into how census data are collected, how political appointees interact with career staff, and why attempts to limit data collection or redefine who gets counted can undermine everything from policy to local decision-making. Rob also reflects on his approach to diversity, communication, and public engagement while leading the Census Bureau. We close by looking ahead at what modernization should look like for federal statistical agencies in the years to come.Keywords: Census Bureau, federal data, Rob Santos, statistical agencies, data quality, survey response rates, American Community Survey, decennial census, federal statistics, data integrity, data collection, public trust, policy data, government surveys, uncertainty communication, demographic data, administrative data, data modernizationSubscribe to the PolicyViz Podcast wherever you get your podcasts.Become a patron of the PolicyViz Podcast for as little as a buck a monthFollow me on Instagram, LinkedIn, Substack, Twitter, Website, YouTubeEmail: jon@policyviz.com

In this episode, recorded on December 19, 2025, we examine the latest retail sales, employment, and CPI reports. Retail sales were flat on the month, underscoring a continued pullback in consumer spending as sentiment deteriorates and labor-market momentum slows.The employment report was more troubling than the headline figures suggest. The unemployment rate rose to 4.6% in November, while payrolls fell in October before rebounding modestly in November. A closer inspection, however, reveals a far weaker underlying picture. Year to date, job gains in Health Care and Social Services have exceeded total payroll growth, implying that employment outside those sectors has declined outright. After adjusting for the outsized contribution from health care and the Federal Reserve's estimated 60,000 monthly overstatement, we estimate that non–Health Care payrolls have fallen by more than 500,000 this year.We also discuss the latest CPI report, whose construction raises serious questions. Evidence increasingly suggests that the Bureau of Labor Statistics imputed zero inflation for missing observations, including within the Shelter component, which accounts for roughly one-third of the index. If correct, this would render the headline inflation figures deeply misleading. That said, we also explore the counterfactual: what if the data are, in fact, accurate?We hope you enjoy the episode and thank you for listening.

Robert Kelly, Director of Economics and Statistics at the Central Bank, on the latest forecasts for the Irish economy.

As 2025 draws to a close, the National Bureau of Statistics of China has released economic data for the month of November, with indices pointing to a sustained "steady development momentum with progress". But a recent Wall Street Journal analysis, based largely on the same official data, argues that China's growth momentum has weakened across the board, that consumer demand is faltering, and exports are now doing most of the heavy lifting for the world's second-largest economy. Which story is closer to reality? Is China's economy stabilizing, or as some Western media outlets claim, quietly losing steam?

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Marinela Profi, Global Market Strategy Lead for AI, GenAI and Agentic AI at SAS, about the rise of agentic AI and how we will move from hype to real, reliable AI. In today's episode, we'll discuss: Why LLMs alone don't solve business problems – and what does, how governance is becoming the new frontier of AI trust, and what leaders should expect by 2026, as enterprises shift from experiments to autonomous, explainable intelligence. KEY TAKEAWAYS A generative AI chatbot is really good and answering questions, generating text, or summarising content. But, it typically stops when it comes to conversation. On the other hand, an AI agent goes beyond that, it can take action, it has goals, memory, reasoning capabilities and can orchestrate multi-set workflows using a combination of not just large-language models but also rules, data and analytics. Generative AI talks, and agentic AI does. The 5-step lifecycle of an agent is a framework I put together to help me and my customers understand what an agent actually does step-by-step in practice. 1. Perception 2. Cognition 3. Decisioning 4. Action, and 5. Learning. Governance boards in 2026 will act more like digital oversight committees, they will ensure that agents aren't just smart, but they are safe, explainable and accountable.  BEST MOMENTS  ‘Post action the agent learns from feedback from a human operative. It's important to monitor the learning loops, you cannot allow the agent to “self-update” in ways that are uncontrolled.'  ‘How autonomous should an agent be? 90% of the time it depends on the risk and impact of the task.' ‘Autonomy without accountability is a risk multiplier.' ‘Governance doesn't stop at deployment, performance must be continuously monitored.' ABOUT THE GUEST Marinela Profi helps organizations move from AI hype to trusted impact. As Global Market Strategy Lead for AI, GenAI and Agentic AI at SAS, she works with enterprises in financial services, healthcare, and government to build AI systems that don't just act fast—but act responsibly. With an MBA and a Master's in Statistics and AI, Marinela bridges two worlds: translating complex data science into clear business strategy. Her work focuses on how agentic AI—intelligent systems that perceive, reason, and act autonomously—can deliver governed, explainable decisions instead of black-box predictions. A frequent keynote speaker at international AI and analytics events, she shares insights on the evolution from generative to agentic AI and the new frontier of AI governance, trust, and human-AI collaboration. Marinela is also an Advisory Board Member for Wake Technical Community College's Data Science Program, helping shape future-ready curricula that connect classroom learning with real-world AI innovation. ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook  TikTok Email Website This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

According to the Government of Canada In Ontario, teens(youth 13-24) make up a significant portion of the homeless population (around12-20%), often experiencing hidden homelessness or using transitional housingmore than shelters, with reasons primarily stemming from family conflict, trauma,and mental health issues, leading to high rates of first-time homelessnessbefore age 16 and overrepresentation of Indigenous and 2SLGBTQI+ youth.Statistics show youth homelessness is undercounted but deeply impactful, withmany facing significant barriers and adverse experiences.  The Windsor Residence for Young Men (WRYM) supportsyouth ages 16-24 as they leave homelessness behind to build new lives.  WRYM provides a supportive, functional family atmosphere, delivers individualcounselling, and teaches basic life skills.  WRYM helps youth experiencinghomelessness integrate into the community and reconnect with extended family orindependent living, as well as education and employment.  We supportactive citizenship, not dependence, and we follow up with our residents as theybecome active citizens.  We work together to end homelessness.Selena Cosme is an aftercare and outreach worker for the organization, and shejoined me this week to tell me more about how this vitally importantorganization is working to end homelessness across Windsor-Essex and provideyoung men in our local community with a brighter future. For more information: https://www.wrym.ca/Email: executivedirector@wrym.ca

While official statistics compiled by government agencies are still considered the most reliable, policymakers are increasingly using private data to get around their limitations. Claudia Sahm is a former principal economist at the Federal Reserve Board of Governors and has studied the growing role of alternative data in monetary policy. In this podcast, Sahm says the immediacy and granularity of private company data should serve as a complement to traditional data, not as a substitute. Transcript: https://bit.ly/3MH31X6 Read the article at IMF.org/fandd

Claire de Mézerville López welcomes Blair Kirby and Professor Mark Osler to the Restorative Works! Podcast. Blair and Mark join us to illuminate how restorative practices intersect with clemency work, storytelling, and systemic reform. Their conversation opens a window into the human impact of policies that often feel remote, revealing how small acts of recognition and repair can shift entire systems toward healing. Mark tells us about his commutation clinic at the University of St. Thomas School of Law, where he guides students as they uncover untold stories, meet directly with clients inside federal prisons, and learn how authentic narrative reshapes justice. Blair, a third-year law student and senior editor of the Journal of Law and Public Policy, brings her own lens as a former data analyst turned advocate. Her retelling of a first-degree murder clemency case, where three heartfelt apology letters were lost inside the corrections system, reveals how transparency and communication influence a victim's family's capacity to heal. Together, Mark and Blair describe how the commutation clinic operates at both the individual and systemic level, helping incarcerated people tell the fuller stories of their lives while also proposing legislative reforms that expand access to second chances. They highlight clients whose transformations demonstrate the power of rehabilitation, the role of narrative in restorative justice, and the responsibility of legal advocates to restore humanity, not simply file petitions. Blair grew up in South Korea and came to the US on her own at 15. After graduating from Macalester College with degrees in Applied Mathematics, Statistics, and Economics, she worked with government agencies, such as the Food and Drug Administration (FDA) and the Centers for Disease Control and Prevention (CDC) on epidemiology studies during the COVID-19 pandemic as a data and policy analyst in the Bay Area of California. She is currently a student at the University of St. Thomas School of Law (MN). Mark is the Robert and Marion Short Professor of Law at the University of St. Thomas, where he was chosen as Professor of the Year in 2016, 2019, and 2022. He also holds the Ruthie Mattox Preaching Chair at First Covenant Church, Minneapolis. His writing on clemency, sentencing, and narcotics policy has appeared in the New York Times, the Washington Post, and The Atlantic and in law journals at Harvard University, Stanford University, the University of Chicago, Northwestern, Georgetown, the University of Texas, Ohio State, UNC, William and Mary, and Rutgers. A former federal prosecutor, he won the case of Spears v. United States in the U.S. Supreme Court, with the Court ruling that judges could categorically reject the 100-to-1 ratio between crack and powder cocaine in the federal sentencing guidelines. Mark is a graduate of the College of William and Mary and Yale Law School. Tune in to discover how storytelling, advocacy, and courageous leadership move restorative justice from theory into action.

If you feel stuck financially—even when you're doing everything right—this video is for you. I'm breaking down the 10 harsh money realities most Americans face in 2026, and giving you the step-by-step solutions to break free.What you'll learn:Why most savings accounts are stealing your wealth (and how to fix it)The real reason you can't get ahead—even with a good jobHow to escape debt spirals, car loan traps, and “Buy Now, Pay Later” regretThe habits and strategies that actually build wealth in 2026RESOURCES & LINKS MENTIONED IN THIS VIDEO:- High-Yield Savings Account Comparison: https://www.anthonyoneal.com/savings(Compare the best high-yield savings accounts, updated weekly. No fees, FDIC insured.)- Debt Relief Resource: https://www. anthonyoneal.com/debtrelief(If you have over $20,000 in consumer debt, see if this can help you get out faster.)- Investing Platforms (Compare & Open an Account): https://www/anthonyoneal.com/invest(SoFi, Public, MooMoo—open an account, even with $0, and start building wealth.)- AI Automation Bootcamp: https://www.anthonyoneal.com/aiautomation(Learn high-income skills that pay you back in 12 months or less.)- Therapy & Mental Health Resource: https://www.anthonyoneal.com/therapy(Mental health is wealth. Find a therapist and invest in your mind.)- LLC Formation & Business Resources: https://www.anthonyoneal.com/llc(Start your side hustle the right way—protect yourself and build real wealth.)- Estate Planning (Will & Trust): https://www.anthonyoneal.com/estate(Protect your family and legacy. Don't let the government decide who gets your money.)- Life Insurance Calculator: https://www.anthonyoneal.com/ethos- Car Insurance Savings: https://www.anthonyoneal.com/carinsurance(Stop overpaying. Get real quotes in 60 seconds.)ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Bobby and Alex discuss Mike Francesa's groundbreaking scoop that Brandon Nimmo was traded from the Mets because of wokeness. Then, they discuss the Mets allowing Edwin Díaz and Pete Alonso walk now that the dust has settled a bit. Finally, they dig into some extremely on brand topics: the Twins selling a stake in the team to service their $500 million debt and MLB stepping in to regulate the use of player development technology at the minor league level.Links:⁠⁠⁠⁠⁠⁠⁠Join the Tipping Pitches Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(use code GRIEF to get your first month for $1)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tipping Pitches merchandise ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call the Tipping Pitches voicemail: 785-422-5881Tipping Pitches features original music from Steve Sladkowski of PUP.

Welcome to Charlie's Weekly Music Roundup to hold you down where I talk about my spins in the past week with a little more detail than I do typically! As per usual, all works talked about are below. Enjoy!J Hus - Half ClipA-F-R-O - No More PatienceIman Europe & Kaelin Ellis - Chrysalisthreetwenty - separate from the noiseNas & DJ Premier - Light YearsThanks for listening. Below are the Social accounts for all parties involved.Music - "Pizza And Video Games" by Bonus Points (Thanks to Chillhop Music for the right to use)HHBTN (Twitter & IG) - @HipHopNumbers5E (Twitter & IG) - @The5thElementUKChillHop (Twitter) - @ChillhopdotcomBonus Points (Twitter) - @BonusPoints92Other Podcasts Under The 5EPN:"What's Good?" W/ Charlie TaylorIn Search of SauceBlack Women Watch...5EPN RadioThe Beauty Of Independence

Mayor Wu is bragging about a new business loan statistic that unlike her Christmas party had a few white people on it.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

There's more evidence that China's economy is stalling. Beijing released a batch of government data today that was not encouraging. Chinese consumers have slammed their wallets shut, and data from the National Bureau of Statistics of China paints a picture of stagnating investment, output, and consumption. And later, we'll preview long-delayed economic data slated to come out this week and learn why retailers are hiring fewer workers for the holiday shopping season.

Welcome into the Young Dad Podcast — whether you're outside grilling, mowing the lawn, changing dirty diapers, or maybe you got a moment to sit back and relax — thanks for being here and thanks for tuning in.Today, I'm joined by Randall Strain — Air Force veteran, father of two, children's author, and the founder of Neil Marie Publishing. By day he's a traveling salesman; by night, he's a storyteller on a mission to help parents stay connected through the power of bedtime stories. His journey from writing goofy tales in hotel rooms to publishing books for families — and his mission to get them into foster homes — is one you won't want to miss.Grab your juice box, grab a snack, and let's jump in.Randall, thank you so much for joining us today — your story is an incredible reminder of how small acts of connection can make a big difference.Listeners — you can check out Randall's work and his mission at:

Visit https://shenyun.com and use discount code: Josh26---Crime statistics are showing a concerning trend with illegal immigrants. It turns out that at least in New York, illegal immigrants commit crimes at about four times the rate of the overall population. And this could bring trouble for them, given that the Trump administration is now saying it will focus deportation efforts on people who commit additional crimes after illegally entering the country.We'll discuss this topic and others in this episode of Crossroads.Views expressed in this video are opinions of the host and guests, and do not necessarily reflect the views of The Epoch Times.

Summary In this episode of Armed American Radio, host Mark Walters discusses various pressing issues surrounding gun rights, recent terror attacks, and the implications of gun control legislation. The conversation includes insights from guests Neil McCabe and AWR Hawkins, focusing on the Australia shooting incident and the cultural attitudes towards violence and self-defense. The episode emphasizes the importance of being prepared to defend oneself and the role of organizations like the NRA in advocating for gun rights. In this conversation, Mark Walters and his guests discuss various aspects of gun rights, self-defense, and the implications of gun control laws. They delve into the complexities surrounding open carry laws, the legal ramifications of self-defense incidents, and the challenges faced by law enforcement in high-stress situations. The discussion also covers the recent events in Australia, highlighting the failures of gun control measures and the impact of gun-free zones on public safety. The guests emphasize the importance of armed citizens in preventing violence and the misleading statistics often used to argue against gun rights. Takeaways The importance of self-defense in today’s society. Gun control laws often leave law-abiding citizens vulnerable. Cultural attitudes towards violence can impact responses to threats. The NRA plays a crucial role in advocating for gun rights. Recent terror attacks highlight the need for personal preparedness. Law enforcement’s response time can be critical in crisis situations. The process of gun control can be seen as punitive. Public perception of gun ownership is influenced by media narratives. Understanding the implications of political decisions on gun rights is essential. Community awareness and involvement are key in advocating for self-defense rights. Open carry can divide communities, even in gun-friendly states. Law enforcement’s response in self-defense situations is complex and often scrutinized. Self-defense incidents can lead to legal battles, regardless of the circumstances. Gun control measures in Australia have not effectively prevented violence. Gun-free zones may create vulnerabilities rather than enhance safety. Statistics on gun violence can be misleading and do not always reflect the reality of armed citizens. The presence of firearms does not inherently lead to danger; context matters. Campus carry laws can empower students to defend themselves. The nanny state can hinder effective responses to threats. Public perception of firearms is often shaped by fear rather than facts. Keywords Armed American Radio, gun rights, self-defense, NRA, Australia shooting, law enforcement, gun control, political implications, AWR Hawkins, Brown University shooting, open carry, gun control, self-defense, law enforcement, Australia, gun-free zones, statistics, armed citizens, campus carry, violence

Summary In this episode of Armed American Radio, host Mark Walters discusses various pressing issues surrounding gun rights, recent terror attacks, and the implications of gun control legislation. The conversation includes insights from guests Neil McCabe and AWR Hawkins, focusing on the Australia shooting incident and the cultural attitudes towards violence and self-defense. The episode emphasizes the importance of being prepared to defend oneself and the role of organizations like the NRA in advocating for gun rights. In this conversation, Mark Walters and his guests discuss various aspects of gun rights, self-defense, and the implications of gun control laws. They delve into the complexities surrounding open carry laws, the legal ramifications of self-defense incidents, and the challenges faced by law enforcement in high-stress situations. The discussion also covers the recent events in Australia, highlighting the failures of gun control measures and the impact of gun-free zones on public safety. The guests emphasize the importance of armed citizens in preventing violence and the misleading statistics often used to argue against gun rights. Takeaways The importance of self-defense in today’s society. Gun control laws often leave law-abiding citizens vulnerable. Cultural attitudes towards violence can impact responses to threats. The NRA plays a crucial role in advocating for gun rights. Recent terror attacks highlight the need for personal preparedness. Law enforcement’s response time can be critical in crisis situations. The process of gun control can be seen as punitive. Public perception of gun ownership is influenced by media narratives. Understanding the implications of political decisions on gun rights is essential. Community awareness and involvement are key in advocating for self-defense rights. Open carry can divide communities, even in gun-friendly states. Law enforcement’s response in self-defense situations is complex and often scrutinized. Self-defense incidents can lead to legal battles, regardless of the circumstances. Gun control measures in Australia have not effectively prevented violence. Gun-free zones may create vulnerabilities rather than enhance safety. Statistics on gun violence can be misleading and do not always reflect the reality of armed citizens. The presence of firearms does not inherently lead to danger; context matters. Campus carry laws can empower students to defend themselves. The nanny state can hinder effective responses to threats. Public perception of firearms is often shaped by fear rather than facts. Keywords Armed American Radio, gun rights, self-defense, NRA, Australia shooting, law enforcement, gun control, political implications, AWR Hawkins, Brown University shooting, open carry, gun control, self-defense, law enforcement, Australia, gun-free zones, statistics, armed citizens, campus carry, violence

Armed American Radio, gun rights, self-defense, NRA, Australia shooting, law enforcement, gun control, political implications, AWR Hawkins, Brown University shooting, open carry, gun control, self-defense, law enforcement, Australia, gun-free zones, statistics, armed citizens, campus carry, violence Summary In this episode of Armed American Radio, host Mark Walters discusses various pressing issues surrounding gun rights, recent terror attacks, and the implications of gun control legislation. The conversation includes insights from guests Neil McCabe and AWR Hawkins, focusing on the Australia shooting incident and the cultural attitudes towards violence and self-defense. The episode emphasizes the importance of being prepared to defend oneself and the role of organizations like the NRA in advocating for gun rights. In this conversation, Mark Walters and his guests discuss various aspects of gun rights, self-defense, and the implications of gun control laws. They delve into the complexities surrounding open carry laws, the legal ramifications of self-defense incidents, and the challenges faced by law enforcement in high-stress situations. The discussion also covers the recent events in Australia, highlighting the failures of gun control measures and the impact of gun-free zones on public safety. The guests emphasize the importance of armed citizens in preventing violence and the misleading statistics often used to argue against gun rights. Takeaways The importance of self-defense in today’s society. Gun control laws often leave law-abiding citizens vulnerable. Cultural attitudes towards violence can impact responses to threats. The NRA plays a crucial role in advocating for gun rights. Recent terror attacks highlight the need for personal preparedness. Law enforcement’s response time can be critical in crisis situations. The process of gun control can be seen as punitive. Public perception of gun ownership is influenced by media narratives. Understanding the implications of political decisions on gun rights is essential. Community awareness and involvement are key in advocating for self-defense rights. Open carry can divide communities, even in gun-friendly states. Law enforcement’s response in self-defense situations is complex and often scrutinized. Self-defense incidents can lead to legal battles, regardless of the circumstances. Gun control measures in Australia have not effectively prevented violence. Gun-free zones may create vulnerabilities rather than enhance safety. Statistics on gun violence can be misleading and do not always reflect the reality of armed citizens. The presence of firearms does not inherently lead to danger; context matters. Campus carry laws can empower students to defend themselves. The nanny state can hinder effective responses to threats. Public perception of firearms is often shaped by fear rather than facts.

There's more evidence that China's economy is stalling. Beijing released a batch of government data today that was not encouraging. Chinese consumers have slammed their wallets shut, and data from the National Bureau of Statistics of China paints a picture of stagnating investment, output, and consumption. And later, we'll preview long-delayed economic data slated to come out this week and learn why retailers are hiring fewer workers for the holiday shopping season.

[This is a Patreon preview. To listen to this episode in full, please find it here or at patreon.com/tippingpitches. If you use code GRIEF you can get your first month for $1 and listen to this, as well as a lot of other great stuff we've done on Patreon of late].Bobby and Alex discuss the sad, sad state of affairs in Queens...but enough about Steve Cohen getting his casino, let's talk baseball!Links:⁠⁠⁠⁠⁠⁠⁠Join the Tipping Pitches Patreon ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tipping Pitches merchandise ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Call the Tipping Pitches voicemail: 785-422-5881Tipping Pitches features original music from Steve Sladkowski of PUP.

Europe's Defense Dilemma and Demographic Decline: Colleague Mary Kissel attributes Europe's inability to fund Ukraine's defense to decades of relying on U.S. protection while prioritizing generous welfare states, citing "scary statistics" regarding France's aging population and pension burdens, arguing that Europe must pursue economic growth rather than government handouts to survive security challenges.

Tara dives deep into the controversy over U.S. military strikes on drug-smuggling vessels at sea. Are these “shipwreck crews” innocent mariners or narcoterrorists?

Tara unpacks the chaos at America's borders, at sea, and inside government programs. From U.S. military strikes on alleged drug-running “shipwreck crews”

Original airdate: 12/12/24: Mary welcomes back Carl Kerby of Reasons for Hope Ministries, an apologetics ministry that covers many different areas and ways to contend for the faith. In these days of moral ambiguity and outright amorality, the porn industry is one of the most insidious, soul trashing industries under the sun. Statistics regarding the popularity of this pursuit are stunning, having increased tremendously over just the last few years. It is estimated that 28,258 users watch porn every second and 35% of all internet downloads are related to porn;  64% of the 18-24 demographic seek it out on a weekly basis. When you add human trafficking as a supplier, there is clearly no lack of demand and it may never go the other direction. We chat about what families can do to keep it far from their homes and thus honor God in this matter as we are commanded. In the 2nd half, we will talk about a book series from Reasons for Hope that are certainly family friendly and edifying, their “Fascinating Facts” series, and how they would make a great Christmas gift. Homeschooling has enjoyed a wonderful renaissance due to Covid, and ministries have truly stepped up with great resources, Reasons for Hope is no exception. Stand Up For The Truth Videos: https://rumble.com/user/CTRNOnline & https://www.youtube.com/channel/UCgQQSvKiMcglId7oGc5c46A

Personal & Family Reflections Opening segment emphasizes gratitude during Thanksgiving, family bonding, and playing games like poker and dominoes. Anecdotes about family traditions and childhood experiences. Political Commentary Muslim Brotherhood Designation: Discussion on Donald Trump’s executive order to designate the Muslim Brotherhood as a terrorist organization. Ted Cruz explains his decade-long effort to push similar legislation and the challenges faced in Congress. Mentions international context: countries like Egypt, Bahrain, UAE, and others have already banned the group. Highlights implications for U.S. national security. Media Criticism Critique of a New York Times article portraying an undocumented immigrant who stole an American’s identity as a victim. The hosts argue this framing ignores the harm to U.S. citizens and call it propaganda. Statistics cited: about 1 million undocumented workers using stolen Social Security numbers. Cultural & Ideological Issues Discussion of a University of Minnesota webpage describing “whiteness” as a pandemic. Hosts criticize DEI (Diversity, Equity, Inclusion) initiatives and anti-racism frameworks as Marxist and anti-family. Broader argument that such ideologies undermine American values and constitutional principles. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshow YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.