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Before you hire, launch, or invest, there's one number you need to know: your future break-even point. It's more than a “boring” accounting term; it's one of the most powerful tools you have in your toolkit as a business owner and CEO. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your numbers. Key Takeaways: Break-Even as a Planning Tool: Knowing your break-even point helps you look forward, not backward, and make strategic choices with confidence. Know Your Break-Even Before Big Decisions: Calculate how your expenses will change first and then what new revenue you'll need to cover them. Turn Your New Break-Even into Your Revenue Goal: Add a 10–15% profit margin to your break-even number to set a clear, sustainable monthly revenue target. Create a Margin of Safety: If you're not ready to make a leap, build savings in advance so you're financially prepared to take on new expenses with confidence. Numbers Beat Guesswork Every Time: Ditch the gut-based decisions and use this method to plan investments without fear or uncertainty. Topics Discussed: What is Break-Even Point in Business & How to Use It (00:50 – 01:57) How to Calculate Your New Break-Even Number (01:58 – 04:41) Real World Example of Calculating a New Break-Even (04:41 - 06:08) Saving for an Investment & Margin of Safety (06:08 - 07:11) Using Break-Even to Plan Your Next Business Move (07:11 - 08:35) Related Episode: Ep. 222 | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Before you hire, launch, or invest, there's one number you need to know: your future break-even point. It's more than a “boring” accounting term; it's one of the most powerful tools you have in your toolkit as a business owner and CEO. In this episode, Danielle Hayden, reformed corporate CFO and CEO of Kickstart Accounting, Inc., flips the script on how entrepreneurs look at their break-even point by turning it from a financial checkmark into a forward-thinking strategy tool. She walks through how to use it as a launchpad for smarter decisions and puts you in control of your numbers. Key Takeaways: Break-Even as a Planning Tool: Knowing your break-even point helps you look forward, not backward, and make strategic choices with confidence. Know Your Break-Even Before Big Decisions: Calculate how your expenses will change first and then what new revenue you'll need to cover them. Turn Your New Break-Even into Your Revenue Goal: Add a 10–15% profit margin to your break-even number to set a clear, sustainable monthly revenue target. Create a Margin of Safety: If you're not ready to make a leap, build savings in advance so you're financially prepared to take on new expenses with confidence. Numbers Beat Guesswork Every Time: Ditch the gut-based decisions and use this method to plan investments without fear or uncertainty. Topics Discussed: What is Break-Even Point in Business & How to Use It (00:50 – 01:57) How to Calculate Your New Break-Even Number (01:58 – 04:41) Real World Example of Calculating a New Break-Even (04:41 - 06:08) Saving for an Investment & Margin of Safety (06:08 - 07:11) Using Break-Even to Plan Your Next Business Move (07:11 - 08:35) Related Episode: Ep. 222 | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Em sua terceira fase, agora com 29 milhões de clientes, o banco pretende facilitar o crédito com juros inferiores aos praticados pelo mercado, revelou o CEO Fernando Miranda ao NegNews
In this spirited and honest episode of Business by the Books, Danielle Hayden sits down with multi-talented entrepreneur, comedian, host of the popular podcast Self-Helpless, and author of MockTales, Delanie Fischer, for a candid conversation about what sustainable creative entrepreneurship really looks like, and why knowing your break-even point may be the most powerful financial move you can make for your mindset. Whether you're scaling back, starting over, or simply craving more core value alignment in your business, this conversation offers you permission to slow down, get clear on your enough number, and redefine success on your terms by letting go of traditional success metrics. Key Takeaways: Redefining Entrepreneurial Success: Why Delanie made a conscious choice to step away from the ups and downs of fully self-employed income and instead build a business model that supports her core values and long-term vision. Seasonality & Self-Awareness: How embracing "sprint" periods and knowing when to pivot has helped Delanie sustain her creativity and entrepreneurial spirit. Financial Partnership in Marriage: Delanie opens up about the evolution of her financial relationship with her husband, from keeping money completely separate to managing a joint account with aligned goals. Letting Go of Control: Insights on building a money team that includes a financial advisor, CPA, and bookkeeper, and how accepting support and letting experts do what they do best has been a game changer. Break-Even Point Clarity – From Metrics to Meaning: Why Delanie no longer chases financial benchmarks for the sake of growth and instead focuses on a break-even number that allows for creativity, her lifestyle, core values, and purpose-driven work. Topics Discussed: Delanie's Entrepreneurial Journey (00:29 – 06:14) How Delanie Manages the Ups and Downs of Entrepreneurship (06:14 – 11:49) Building a Business Model That Suits Your Lifestyle & Values (11:49 – 15:38) Please Rate & Review Break (15:39 - 15:56) Redefining Success in Entrepreneurship & Life (15:56 - 19:00) How Entrepreneurship Affects Delanie's Personal Life (18:33 - 22:18) Working with a Financial Advisor and Building a Money Team (22:18 - 26:37) The Power of Break-Even Analysis (26:37 – 30:48) In Today's Episode: Delanie's Book: MockTales: 50+ Literary Mocktails Inspired by Classic Works, Banned Books, and More by Lindsey Smith & Delanie Fischer | https://www.delaniefischer.com/ Delanie's Podcast: Self-Helpless | https://www.selfhelplesspodcast.com/ Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
In this spirited and honest episode of Business by the Books, Danielle Hayden sits down with multi-talented entrepreneur, comedian, host of the popular podcast Self-Helpless, and author of MockTales, Delanie Fischer, for a candid conversation about what sustainable creative entrepreneurship really looks like, and why knowing your break-even point may be the most powerful financial move you can make for your mindset. Whether you're scaling back, starting over, or simply craving more core value alignment in your business, this conversation offers you permission to slow down, get clear on your enough number, and redefine success on your terms by letting go of traditional success metrics. Key Takeaways: Redefining Entrepreneurial Success: Why Delanie made a conscious choice to step away from the ups and downs of fully self-employed income and instead build a business model that supports her core values and long-term vision. Seasonality & Self-Awareness: How embracing "sprint" periods and knowing when to pivot has helped Delanie sustain her creativity and entrepreneurial spirit. Financial Partnership in Marriage: Delanie opens up about the evolution of her financial relationship with her husband, from keeping money completely separate to managing a joint account with aligned goals. Letting Go of Control: Insights on building a money team that includes a financial advisor, CPA, and bookkeeper, and how accepting support and letting experts do what they do best has been a game changer. Break-Even Point Clarity – From Metrics to Meaning: Why Delanie no longer chases financial benchmarks for the sake of growth and instead focuses on a break-even number that allows for creativity, her lifestyle, core values, and purpose-driven work. Topics Discussed: Delanie's Entrepreneurial Journey (00:29 – 06:14) How Delanie Manages the Ups and Downs of Entrepreneurship (06:14 – 11:49) Building a Business Model That Suits Your Lifestyle & Values (11:49 – 15:38) Please Rate & Review Break (15:39 - 15:56) Redefining Success in Entrepreneurship & Life (15:56 - 19:00) How Entrepreneurship Affects Delanie's Personal Life (18:33 - 22:18) Working with a Financial Advisor and Building a Money Team (22:18 - 26:37) The Power of Break-Even Analysis (26:37 – 30:48) In Today's Episode: Delanie's Book: MockTales: 50+ Literary Mocktails Inspired by Classic Works, Banned Books, and More by Lindsey Smith & Delanie Fischer | https://www.delaniefischer.com/ Delanie's Podcast: Self-Helpless | https://www.selfhelplesspodcast.com/ Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Episode Summary:In today's episode, Russ and Mike unpack their insightful five-pillars framework for Social Security optimization and reveal strategies that could help maximize retirement benefits. With pensions disappearing and Social Security representing 30-50% of retirement income for many Americans, making the right claiming decision is crucial. The authors highlight a startling reality: 80% of men die married while 80% of women die single, yet most claiming strategies overlook this fact. Their approach moves beyond simple break-even analysis to consider timing, taxation, coordination, longevity, and legacy planning. They also discuss the hidden danger of "dollar cost ravaging" and share their "Solve for Zero" strategy to potentially eliminate federal taxes in retirement.About the Guests:Mike Hoeflich is a career changer who worked as a systems analyst, then in human resources and trust plans administration before becoming a teacher. He's now in his 10th year as a certified Social Security claiming strategies specialist helping people with retirement income planning.Russ Gaiser spent nearly nine years on active duty in the Air Force as a surgical tech, then seven years as a healthcare administrator before transitioning to financial planning during COVID. He's in his fourth year specializing in retirement planning and social security optimization.The Five Pillars of Social Security Optimization:1. Timing: Considers survivor benefits, inflation protection, and integration with other retirement assets2. Taxation: Examines how benefits are taxed federally and by state, and strategies to manage tax brackets 3. Coordination: Addresses spousal benefits and healthcare cost planning 4. Longevity: Mitigates inflation risk and market risk for long-term income security 5. Legacy: Focuses on increasing excess capital for charitable giving and passing wealth to heirsKey Concepts Explained:Dollar Cost Ravaging: Unlike dollar cost averaging during the accumulation phase, retirees face "sequence of returns risk" when they start withdrawing money. The order in which market returns occur matters significantly during retirement, and can ravage portfolios if withdrawals continue during market downturns.Solve for Zero Strategy: A method to determine how much additional income (from part-time work, IRA distributions, dividends, etc.) you can have alongside Social Security benefits while still maintaining zero federal tax liability.Client Success Story:Russ shared a story about a 67-year-old client who discovered she was eligible for survivor benefits from her ex-spouse who had passed away. This revelation resulted in approximately $61,000 in benefits that she could pass on to her children as a legacy from their father.Get the Book:Readers can download a free ebook and audio version of "Beyond Break Even" at beyondbreakevenbook.comConnect with the Authors:For a complimentary retirement income stress test, call 1-888-280-PLAN.Support the show
Diese Woche trauern wir um den Papst. Aber wir muntern uns auf mit Fakten und Songs aus der Guten alten Zeit. Mit dabei M.I.A. Und Natasha Bedingfield. Breakeven wieder erreicht. 2 Songs zum mitsingen. Darüber hinaus sprechen wir über unsere unzähligen Urlaube und die anstehendes Gigs.Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.
The game isn't just about making money, it's about how fast you can make it back.Whether it's real estate, digital offers, or events, shortening the cash conversion cycle is the cheat code to scaling.Get access to our real estate community, coaching, courses, and events at Wealthy University https://www.wealthyuniversity.com/Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://www.wealthykingdom.com/ If you want to level up, text me at 725-527-7783!--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generat...
In this episode, Aqura shares the only three scenarios you fall in after filing taxes and what you should do for each one. You will learn what your options are for each scenario, what to consider, and how to take control over your tax bill or refund. Episodes referenced in this episode: EP 057 How to Not be Confused About Taxes as a Small Business Owner: The 5 Things You Need to KnowTo learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living, a weekly email series to help you make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram @aquranicholson.
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Discover the secret behind the world's most profitable customer acquisition campaigns as Todd Brown reveals how top entrepreneurs scale their businesses, create compelling marketing messages, and turn prospects into lifelong customers—without relying on profit from the first sale! In this episode of Sharkpreneur, Seth Greene speaks with Todd Brown, The #1 Authority on Engineering Profitable Customer Acquisition Campaigns. In this powerful episode, marketing legend Todd Brown, creator of the Acquire & Monetize Podcast, shares the secrets behind engineering wildly profitable customer acquisition campaigns and the critical mindset shift that separates struggling entrepreneurs from those who scale effortlessly. With insights from his groundbreaking methods, Todd dives into the art of crafting a compelling big idea, the importance of delayed gratification in business (and bodybuilding), and how to turn first-time buyers into lifelong customers. Key Takeaways: → How focusing on lifetime customer value is the key to profitability. → Why most business owners struggle with customer acquisition. → How to create a marketing message that stands out in an oversaturated market. → Why business owners should stop trying to profit off their first sale. → How to create a unique mechanism for your offer. Todd Brown is the expert other experts go to when they need help with their own business. With clients in over 33 different countries, and operating in over 65 different mass and niche markets, it's been said that Todd has helped his students engineer more six and seven-figure funnels than any other expert online today. His list of coaching students, consulting clients, and subscribers reads like a Who's Who of A-List Entrepreneurs. His Agency has created the promotions behind some of the most prominent direct response marketers and companies online today. Entrepreneurs from all over the globe fly to West Palm Beach, Florida, for a single day of guidance with Todd to learn his renowned E5 Method. Connect With Todd: Todd Brown Instagram Facebook Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7On this weeks episode of Whisky Wednesday Shawn & Dave dive deep into the ownership model. They cover topics like what it is, why we use it, pros & cons, and they give examples of why it is the best. The conversation emphasizes the long-term wealth-building potential of owning properties, even those that may not generate immediate cash flow. They provide insights for new investors and share strategies for navigating the complexities of real estate investment.FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreGET YOUR FREE BOOK & TRAINING HERE:https://vodyssey.com/Chapters:00:00:00 Intro00:00:32 The Show Begins00:03:30 Understanding Real Estate00:07:30 Why We Teach This Model00:11:00 Tax Benefits & Control 00:13:40 Break Even Properties00:24:20 Long Term Wealth Building Strategy 00:25:10 Member Questions 00:33:35 Wrap Up
CleanSpace Holdings Ltd CEO Gabrielle O'Carroll talked with Proactive about AIM's Small and Midcap Conference about the company's growth trajectory and product innovation in powered air purifying respirators (PAPRs). CleanSpace was founded in 2009, based on an innovation developed during the SARS epidemic. The company's differentiator is its lightweight, head-mounted respirators that contrast with the bulkier waist-mounted models commonly available in the industrial market. “We are steadily approaching that breakeven EBITDA, profitable EBITDA position, which is our goal,” O'Carroll said. O'Carroll explained that CleanSpace's respirators are well suited for industrial sectors like mining, infrastructure, and petrochemicals. The products are marketed in key regions including the United States, Western Europe, and Australia. The company has 52 employees and recorded AU$9.2 million in revenue in the first half, up 26% year-over-year. CleanSpace is targeting annual revenue growth of 25–30% and expects to achieve positive EBITDA soon. To drive this, the company is focused on raising brand awareness, engaging directly with end users, and supporting occupational hygienists and safety managers. CleanSpace is also investing in R&D to support future product launches. For more interviews like this, visit Proactive's YouTube channel. Don't forget to give the video a like, subscribe to the channel and enable notifications for future content. #CleanSpaceHoldings #IndustrialSafety #RespiratoryProtection #PAPR #WorkplaceSafety #OccupationalHealth #ASXStocks #HealthTech #EBITDA #MiningSafety #InfrastructureSafety #ProactiveInvestors
In this inspiring episode, we sit down with Russ Gaiser and Mike Hoeflich, financial advisors and authors of the bestselling book "Beyond Break Even." Discover how they transformed their stalled manuscript into a #1 bestseller in five categories in just six months, and how their book has opened unexpected doors for their financial practice. Whether you're a financial professional considering authorship or someone who's stuck on a creative project, this conversation offers valuable insights on the power of following a proven process.WHAT YOU'LL LEARNWhy even knowledgeable experts struggle to turn their expertise into published booksThe critical turning point that took Russ and Mike from 4,000 stalled words to bestseller statusHow publishing a book changes client perception without changing your actual expertiseThe unexpected business opportunities that emerged after publicationWhy "commitment trumps interest" in the book publishing processThe value of following a proven system rather than trying to reinvent the wheelKEY QUOTES"We probably got about 4,000 words in and we just stalled, because we didn't really have a strategy." - Russ"It's been so rewarding beyond measure." - Mike"We've always told people if it's not broke, don't fix it in our business... And it's funny when Paul talked about one of the strategies of launching the book, I'm thinking, 'there's no way I have time to do all that.' And I said, 'no, Russ, take your own advice, do not deviate from the process.' And so we didn't. And it was completely incredible." - Russ"I'd break it down like this, the two words interested or committed. And we've been just so committed to this, like the excellence of retirement income planning." - RussRESOURCES MENTIONED"Beyond Break Even" - Bestselling book by Russ and Mike"The Short Book Formula" - Paul's book on the publishing process"The Efficient Advisor" podcast with Libby GreiweABOUT OUR GUESTSRuss Gaiser and Mike Hoeflich are financial advisors specializing in retirement income planning. With decades of combined experience helping clients secure their financial futures, they recently channeled their expertise into the bestselling book "Beyond Break Break Even," which reached #1 in five categories. NEXT STEPSIf you're a financial professional interested in publishing your own book, visit www.theshortbookformula.com to learn about our proven process for turning your expertise into a published book in 6-12 weeks.Claim your free audiobook copy at: www.theshortbookformula.comSupport the show
In this episode of the Tax Smart REI Podcast, Thomas and Ryan talk with short-term rental investor Avery Carl, founder of the Short Term Shop and author of Smarter Short-Term Rentals, about how she grew one cabin purchase into a portfolio of over 250 units. Avery shares the blueprint for choosing the right vacation markets, designing systems for self-management, and avoiding costly pitfalls in today's higher-rate environment. Tune in to learn: - Why buying where you've actually vacationed can give you a guest-focused edge. - How strategic pricing and technology keep your calendar booked—even off-season. - The real scoop on “mega-theming” and the simple design approach that still earns five-star reviews. - Tips for building a reliable local team when you're investing from afar. - How Avery leverages the short-term rental tax strategy to keep more cash in her pocket. This episode will help you spot the right deals and scale sustainably. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Are You Ready for the 2025 Tax Changes? Click HERE to Access the FREE Tracker: go.therealestatecpa.com/4gDayj7 Join the Tax Smart Insiders Community: go.therealestatecpa.com/3Xx1Cpd Check out Thomas's new YouTube channel: www.youtube.com/@thomascastelli Connect with Avery: The Short Term Shop: theshorttermshop.com Avery Carl on Instagram: @theaverycarl and @theshorttermshop The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.
In this episode, we analyze the hourly revenue targets needed for restaurant profitability, comparing McDonald's high-volume model with a family restaurant's challenges. Gain actionable leadership insights on cost management, operational efficiency, and adaptability in today's competitive market.Host: Paul Falavolito Connect with me on your favorite social media platform. Now on Substack and Discord Free Leadership Resourceswww.paulfalavolito.comExclusive 7 Minute Leadership Merchlinktr.ee/paulfalavolitoBookstore:Get your copy on Amazon: https://bit.ly/48J8zFGGet your copy at Book Baby: https://bit.ly/3P8iFsUFor the best aviator sunglasses on the market, use the link below to get 10% off Flying Eyes. Discount Code: PFAVhttps://flyingeyesoptics.com/eyewear/?ref=2J4duW9yyI3hiwSubscribe and listen to all of my podcast shows:The 7 Minute Leadership Podcast 1 PAPA FOXTROT - General Aviation PodcastThe DailyPfav
The Online Arbitrage Podcast - How To Sell Online Using The Power Of Amazon FBA
Why it's important to compare your sell & break even price to sales chart historyAnalyse Your Deals More Efficiently With BBP: https://www.buybotpro.comhttps://www.instagram.com/buybotproReprice With Profit Protector Pro Now: https://www.profitprotectorpro.comhttps://www.instagram.com/profitprotectorproFREE OA COURSE:https://www.arbiversity.com
In this new episode of The Clinic Boss Show, Rick & Manju sit down with Brennan Chan to discuss his journey from being a physio to starting his own practice. Brennan is a physiotherapist and owner of Cadence Physiotherapy & Rehab. He took the risk in starting his practice in 2023 and now runs a fully booked practice with a 5 star rating and over 70 Google reviews. Manju, the owner of Kawartha Care Wellness Centre, is a chiropractor who built her clinic from scratch, turned it into a multi-million-dollar practice with a team of 17, and sold it all in 8 years. Now she is one of Clinic Accelerator's coaches working directly with solopreneurs and startups. In this conversation, Rick, Brennan, and Manju discuss topics such as: 1. Making the Decision to Open a Clinic The Exact Moment He Had to Leave & Open His Own Practice 50% of Earnings Gone to the Clinic Owner?! 2. Financing & Setting Up the Clinic Bought the Clinic Space Instead of Renting—Smart or Risky? How to Get a Business Loan (Even If You've Never Owned a Clinic Before) 500 Sq. Ft. Clinic? Why Starting Small Was the Smartest Move $70K in Renovations & Equipment? The Unexpected Costs of Setting Up a Clinic' 3. The First Few Months: Getting Patients & Managing Costs The First Few Months: Getting New Patients. What Worked? How to Keep Your Monthly Expenses Low? How to Get a 3-Week Waitlist by Booking the Entire Full Treatment Plan Upfront? 4. Hiring & Growth When to Hire Your First Clinician? Why Run a Small Solopreneur Practice Instead of a Big Clinic? 5. Running a Lean, Low Cost Practice How Do You Use Your Virtual Assistant? How Do You Manage Them and Communicate? 6. Money & Lessons Learned How Much to Save Before Quitting? The 6-Month Rule for Solopreneurs How Long Does It Take to Break Even & Start Making a Profit? From Steady Paycheck to Business Owner: How to Handle Unpredictable Income Biggest Regrets & Lessons After 2 Years of Running a Clinic Watch the episodes on YouTube: https://www.youtube.com/c/RickLauCallHero Follow on Instagram, new videos EVERY SINGLE DAY: instagram.com/thericklau/ Linkedin: https://www.linkedin.com/in/rick-lau/ Manju Asdhir: https://www.instagram.com/manjuasdhir/ Brennan Chan: https://cadencephysiorehab.ca/ Signup for the newsletter (22k+ clinic owners): clinicowner.com Sponsors: Callhero: mycallhero.com Apply to join #1 clinic owner community clinicaccelerator.com
Raquel Betesh and Miriam Zeitlin discuss Break Ups!From the importance of understanding one's own attachment style and processing style in dealing with breakups, to emphasizing the need to acknowledge one's feelings and not rush into new relationships. They also highlighted the importance of self-reflection, honesty, and open communication in relationships, and the need to recognize one's worth and not seek validation from others. The conversation concluded with the importance of learning from past relationships, forgiving oneself and others, and trusting in Hashem. Miriam Zeitlin is a certified dating/relationship coach, kallah teacher, and shadchan. She has been involved in shidduchim for many years and has a deep understanding of the shidduch dating world. Miriam grew up in Brooklyn and attended school in Chicago, so she understands and connects well with people from all backgrounds.You can contact Miriam: +1 (718) 909-6256
On this episode of Driving Insights, we explore the challenges service departments face in achieving financial stability and examine how parts transfer can distort true profitability. Learn how to calculate what it takes to break even, identify key contributors to underperformance, and implement actionable strategies to optimize operations. Whether you're striving for efficiency or aiming to close revenue gaps, this episode offers practical insights to help your department thrive. Episode 48 Homework - Download
In this week's Talking Wealth podcast, Fil and Pedro explore trading strategies and discuss whether break even stops are a smart strategy or missed gains. Get real world insights on how to best apply capital protection strategies to your trading that could revolutionize your investment game.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
In today’s episode, we help a social media manager calculate her break-even point. Learn how to apply this essential business concept to a service-based business and use it to grow more strategically. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
In this episode of the PT Entrepreneur Podcast, Doc Danny tackles the fear of making your first hire. Learn how to calculate the break-even point for a new employee, strategies for building their schedule, and how to overcome the anxiety of salary burdens. Whether you're hiring part-time or full-time, this episode provides actionable insights to help you grow your team and business with confidence. Key Takeaways: First Hire Fears: Hiring your first employee can feel daunting, especially with the perceived salary burden. Break-Even Calculation: Determine break-even by dividing the employee's salary by your average visit rate to calculate the required monthly visits. Part-Time vs. Full-Time: Both models can work, but full-time provides better focus and scalability if cash reserves allow. Initial Goals: Aim to get a new hire's schedule one-third full (break-even point) within the first 1-2 months. Growth Potential: Most full-time providers settle at 105-110 visits/month, far exceeding the break-even threshold. Recurring Visits Help: Strong recurring visit volume reduces the burden of new evaluations, building schedules faster. Plan for Reserves: Expect initial salary costs for 1-2 months before break-even and ensure cash reserves to cover early deficits. Mindset Shift: Focus on manageable goals like reaching break-even, not filling the schedule entirely right away. Scalability: Bringing on talented clinicians elevates your business and relieves pressure once they reach profitability. Join our 5-Day Challenge at physicaltherapybiz.com/challenge Apply at physicaltherapybiz.com/apply Leave a 5-star review on iTunes if you enjoy the podcast! Encourage a friend to do the same! Join our free PT Entrepreneur Facebook Group at facebook.com/groups/ptentrepreneur
Stocks are inching up ahead of Christmas.
Chris Savage is a master at pivoting. He co-founded Wistia with his best friend in his living room, originally aiming to create an online filmmaking competition platform. When that didn't work, they shifted to portfolio tools and later to secure video hosting for businesses, which became Wistia's core offering. Chris wasn't afraid to turn down major clients like HBO when their goals didn't align. Despite running a $300k monthly loss and receiving multiple life-changing acquisition offers, he rejected them and took on $17.3M in debt to continue growing the business. In this episode, Chris opens up to Ilana about the highs and lows of building Wistia, how he made tough decisions, and what it takes to build a lasting business. Chris Savage is the CEO and co-founder of Wistia, a leading video-hosting platform designed to help businesses create, host, and analyze video content in a way that maximizes engagement and drives growth. In this episode, Ilana and Chris will discuss: (00:00) Introduction (00:19) The Twists and Turns of Launching Wistia (05:02) Pivoting and Finding Success in the Unexpected (08:22) From Zero to Paying Customers (10:14) Rejecting an HBO Deal and Searching for Investors (14:51) How Focus and Authenticity Drive Success (18:02) Building a Serious Business with Fun Marketing (20:33) Learning to Make Tough, Risky Decisions (23:11) Chris's Secret to Balancing Creativity and Speed (26:34) The Struggle to Close Deals and Break Even (30:31) How He Pushes Through Hard Moments (31:05) Turning Down Life-Changing Offers (35:23) What Chris Learned from Taking Time Off (38:24) The Power of Building a Personal Brand (43:05) Why Wistia is the Top Choice for Video Marketing (46:17) Chris's Top Business Lessons Chris Savage is the CEO and co-founder of Wistia, a leading video-hosting platform designed to help businesses create, host, and analyze video content in a way that maximizes engagement and drives growth. A strong advocate for the Boston startup ecosystem, Chris is passionate about exploring unconventional paths in tech, entrepreneurship, marketing, video, company-building, and behavioral economics. Before founding Wistia, he contributed to an Emmy Award-winning documentary and, in 2009, earned recognition as a Top Young Entrepreneur by BusinessWeek. Connect with Chris: Chris's LinkedIn: www.linkedin.com/in/cjsavage Chris's Twitter: https://x.com/csavage Resources Mentioned: Webinar Wizard: https://wistia.com/webinarwizard Leap Academy: Ready to make the LEAP in your career? There is a NEW way for professionals to Advance Their Careers & Make 5-6 figures of EXTRA INCOME in Record Time. Check out our free training today at leapacademy.com/training
Are you running your Practice not based on data-driven but based on your gut feeling decision? Discover why knowing your numbers is crucial for making confident decisions and achieving sustainable growth.In this Private Practice Owners Club Podcast episode, Nathan Shields and Adam Robin unpack the power of understanding and leveraging your break-even number in your Private Practice. Learn from their insights drawn by experience in Private Practice ownership and discover how often-overlooked metrics can change Practice strategy.This episode highlights:● What is the break-even number?● Step-by-step guide to calculate break-even● Why knowing your numbers reduces stress● How to align your team with break-even goalsLeverage the break-even number for scalingDon't miss this episode of Private Practice Owners Club Podcast – whether you're just starting or thinking about your next step in scaling your practice, this episode is packed with practical insights for Private Practice owners aiming to grow smarter, not harder.Visit our Linktree to access our Coaching Services, Free KPI Dashboard, Facebook Group, and Annual Strategic Planning Services.Love the show? Subscribe, rate, review, and share!Annual Strategic Planning will ensure that your next year keeps you focused on on-target to complete your growth and expansion goals. Go to ppoclub.com to talk with Adam about how we can help you.
Episode 392, including tracks from Split Image, Spider, Out Of Order, Breakeven, The Loyal, xCLEARx, The Young Ones, Crowbar, and Marilyn Manson. The episode is loaded with a bunch of new music shared with us, an audio letter from Grammar Free in the U.K., tracks from two great albums, and wrap up the show with some NOLA Sludge Metal and Hard Rock tracks.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Tim Tebow, LIVE and in-person at Clay Clark's December 5th & 6th 2024 Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Tim Tebow, LIVE and in-person at Clay Clark's December 5th & 6th 2024 Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
Want More Info on the Salon Boss Mastermind? DM 'MASTERMIND' to Lauren on Instagram https://www.instagram.com/laurenlappin_In this week's episode Lauren discusses how to increase your Salon Service Prices on a regular basis, and why you shouldn't ever feel uncomfortable and/or greedy when doing so. "Price rises are necessary to combat rising costs, sustaining your continued business growth, and to fairly compensating both yourself and if you have one, your Team" ~ Lauren Lappin. How To Increase Your Salon Service Prices. Priced for Profit (02:45). Know Your Costs (for every single service in your Salon) (06:00). Do Not Just Allow for Break-Even (07:50).When to Raise Your Prices (09:35).Why flat Percentage-based Price Rises Don't Work (11:45).When Does Lauren Raise Her Prices? (14:30).How to Implement a Price Rise (17:45). "Just Do It !!!"Don't Apologise for Raising Your Prices (24:30).Listen to How Much Should I Be Paying Myself? https://player.captivate.fm/episode/f93e99b0-cb3a-41c0-aa76-e6eecffdf218Listen to 3 Signs You Should Be Raising Your Prices. https://player.captivate.fm/episode/3a77d2cf-2c62-42cf-809e-51e360196113Rate and Review the Show in Apple: https://podcasts.apple.com/au/podcast/the-lash-business-lounge/id1609510128Rate the Show in Spotify: https://open.spotify.com/show/0xvJ8MNZM9cbjYBGcMDtb8?si=b23764e4d0ed4b59Lauren on Instagram: https://www.instagram.com/laurenlappin_Allure's Instagram: https://www.instagram.com/allure_lashbeautybar....This Episode was Recorded and Produced by Josh Liston at DeadsetPodcasting.com....This episodes theme music (Title: 'Highlander'') is from the amazing 'Scandianvianz'. Check them out on YouTube here and Subscribe to their Playlists: https://www.youtube.com/watch?v=NIGxBs8IPHM&list=PLzCxunOM5WFLOaTRCzeGrODz8TWaLrbhv&index=24
Send us a textWatch this episode on YouTube: https://youtu.be/wQyrwEBT-Q4Selling on Amazon can seem like a great opportunity, but many sellers face tough challenges. From barely breaking even to struggling with rising costs, the reality for many is more about survival than success.You'll hear firsthand from sellers who are battling with listing issues, poor click-through rates, and an overwhelming amount of work to stay competitive. We at My Amazon Guy understand the struggles and we're here to help. With years of experience and a team of experts, we provide solutions for listing optimization, SEO strategy, brand management, and more.Watch this video to learn how we can turn your frustrations into success and help you grow your Amazon business. Reach out to us today and take the first step toward simplifying your Amazon experience! Book a free consultation now at https://myamazonguy.com and let's get started on your path to Amazon success.#amazonfba #amazonsellingtips #myamazonguy #stevenpope → Upgrade your main product image at half the price!Visit https://myamazonguy.com/IMG and use promo code: CTR for a 50% discount.→ Need help managing your Amazon account? Access over 450+ Amazon SOPs at https://myamazonguy.com/SOP. Make your brand grow easily.→ Learn about PPC, SEO, Design, and Catalog at https://mag-school.com/. Boost your Amazon skills with our courses.→ Use Data Dive with code MAG for exclusive savings!↳ https://2.datadive.tools/subscription/subscribe?ref=otkxnwu&coupon=MAG→ Enhance your Amazon listing with A+ Content. Learn more at https://myamazonguy.com/amazon-enhanced-brand-a-plus-content/→ Book a quick coaching call today at https://myamazonguy.com/book-a-coaching-call/.---------------------------------------------------------------------------------------------------------------------------Join My Amazon Guy on LinkedIn: https://www.linkedin.com/company/28605816/Follow us:Twitter: https://twitter.com/myamazonguyInstagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Please subscribe to the podcast at: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwTimestamps:00:00 - Selling on Amazon: Challenges and Realities00:32 - Struggling to Break Even and Competing in Price Wars01:02 - Brand Optimization, ACoS, and Conversion Issues01:32 - Handling Creative Assets and Product Presentation02:02 - Advertising Costs and PPC Management Struggles02:32 - Fighting to Stay Profitable and Managing Price Reductions03:02 - FBA Logistics and Sales Volume Challenges03:32 - SEO, Keyword Strategies, and Listing Deactivation Frustrations04:02 - Why You Need Help Navigating Amazon ChallengeSupport the show
On Episode 769 of WHAT THE TRUCK?!?, Dooner is joined by freight analyst Tanner DeHart. We're breaking down the market and how it impacts truck cost. We'll also look at how breakeven can vary wildly between carriers. On Thursday Elon Musk predicted that all transportation would be autonomous within 50 years. Just hours later, Tesla revealed its Robotaxi and Robovans. We'll look at what those are and whether his prediction could come true. Truck Parking Club's Reed Loustalot gets into the paid versus free parking debate and how they're expanding their services across the nation. Lexmark's Brant Nystrom shares the latest on their deployment of AI in truck operations. What are they doing with it? We'll find out. Plus, Northern lights of North America; strapping down a house; crashing Volvos; WTT releases documentary on Southern California ports. Catch new shows live at noon EDT Mondays, Wednesdays and Fridays on FreightWaves LinkedIn, Facebook, X or YouTube, or on demand by looking up WHAT THE TRUCK?!? on your favorite podcast player and at 5 p.m. Eastern on SiriusXM's Road Dog Trucking Channel 146. Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices
On Episode 769 of WHAT THE TRUCK?!?, Dooner is joined by freight analyst Tanner DeHart. We're breaking down the market and how it impacts truck cost. We'll also look at how breakeven can vary wildly between carriers. On Thursday Elon Musk predicted that all transportation would be autonomous within 50 years. Just hours later, Tesla revealed its Robotaxi and Robovans. We'll look at what those are and whether his prediction could come true. Truck Parking Club's Reed Loustalot gets into the paid versus free parking debate and how they're expanding their services across the nation. Lexmark's Brant Nystrom shares the latest on their deployment of AI in truck operations. What are they doing with it? We'll find out. Plus, Northern lights of North America; strapping down a house; crashing Volvos; WTT releases documentary on Southern California ports. Catch new shows live at noon EDT Mondays, Wednesdays and Fridays on FreightWaves LinkedIn, Facebook, X or YouTube, or on demand by looking up WHAT THE TRUCK?!? on your favorite podcast player and at 5 p.m. Eastern on SiriusXM's Road Dog Trucking Channel 146. Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices
PODCAST recorded 10/02/24 Investment Advisor, JB Bryan talks.... Understanding Social Security: Discover breakeven ages. Do you qualify? What is the Cumulative Lifetime Social Security Benefit? What is the best age to start? AfroEconomics LIVE! . Wednesday, 10/02/2024, 8:00 PM EST. Visit https://www.afroeconomics.org/Subscribe-for-Updates to request a complimentary consultation or call 1-844-JBBRYAN (522-7926). Powered by JB Bryan Financial Group, Inc., A Registered Investment Advisory Firm - The Home of AfroEconomics. #AfroEconomics #JBBRYAN www.AfroEconomics.com
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Thank you to everyone that donated to our Race for the Future 10 triathlon. This was the biggest one yet in terms of money brought in. All of this money goes right back in to our industry and remember you can give all year long! https://dentallabfoundation.org/ Sometimes the business part of the lab is not the most exciting. But honestly, it's super important for everyone to understand in order for a lab (or any business) to be successful. The thinking that more units equal more profit is just not true. The one to help your lab is David Lesh from 8&9 Consulting (https://www.8and9consulting.com/). David is back on for a third time and now he is sharing the secrets of the financials that labs need to be profitable. David emphasizes that if you're not growing profitable sales, you're merely exhausting your resources without reaping the rewards. He also shares practical tips on how to reduce COGS and set key performance indicators (KPIs) to track and improve financial performance and a unique approach to setting prices based on turnaround times, which can significantly increase the average selling price and overall profitability. A lot of financial terms are used, so luckily David takes the time to explain to Elvis like a 3rd grader. Get the Dental Lab Growth Calculator TODAY: https://www.8and9consulting.com/contact-us If you are in the market for purchasing a new milling machine or a furnace, Voices From the Bench invites you to connect with an Ivoclar (https://www.ivoclar.com/en_us) sales associates. They have several great deals and financing options now available for you to take advantage of. These robust and dependable machines were designed to make your laboratory more efficient and profitable. They are work horses when it comes to processing IPS e.max lithium disilicate (https://www.ivoclar.com/en_us/products/metal-free-ceramics/ips-e.max-press-lab) and the amazing Prime Zirconia (https://www.ivoclar.com/en_us/products/digital-processes/prime-zirconia). The PM7 mill (https://www.ivoclar.com/en_us/products/digital-equipment/programill-pm7) also allows you to do digital dentures with their game changing Ivotion puck (https://www.ivoclar.com/en_us/products/digital-processes/ivotion). Head over to ivoclar.com (https://www.ivoclar.com/en_us), voicesfromthebench.com/ivoclar, or call them at 1-800-533-6825. Special Guest: David Lesh.
Welcome to “Onward! A Rose City Podcast”; a place for all your Portland Thorns, Portland Timbers, 107IST, Timbers Army, & Rose City Riveters news, along with stories of our club and culture's history plus a look into the future of soccer support in Portland, Oregon. ON THIS EPISODE! PTFC Chat - Thorns fall and rise. Timbers take down the Sounders! Member town hall and TA viewing party at The Axe & Rose and more! LINKS! Episode Transcript Member Town Hall Registration Event Planning Interest form Event Space Work Party Registration Timbers Tattoo Pics to tasc@timbersarmy.org 7v7 players wanted email: tafc@107ist.org Donation Drives Ticket Exchange Facebook - Discord Have a ticket to donate? Send it to ticketdonation@107ist.org 107ist.org
Todays show: Wilson Sonsini Partner Becki DeGraw joins Jason on the latest edition of Startup Legal Basics! In this episode, they break down fundraising trends (1:33), the challenges of M&A (7:39), and the evolving regulations for tech companies (13:29). * Timestamps: (00:00) Wilson Sonsini partner Becki DeGraw joins Jason (1:33) Fundraising trends and investor expectations (3:57) Breakeven points and penny warrants (7:39) M&A slowdown and regulatory challenges (13:29) Proposals for M&A regulation reform (16:08) Compliance costs and cybersecurity for startups (19:58) Legal strategies for startups and data policies * Check Out Wilson Sonsini: https://www.wsgr.com * Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com Check out the TWIST500: https://www.twist500.com * Subscribe to This Week in Startups on Apple: https://rb.gy/v19fcp * Follow Becki: LinkedIn: https://www.linkedin.com/in/rebecca-degraw-639bbb62 * Follow Jason: X: https://twitter.com/Jason LinkedIn: https://www.linkedin.com/in/jasoncalacanis * Great TWIST interviews: Will Guidara, Eoghan McCabe, Steve Huffman, Brian Chesky, Bob Moesta, Aaron Levie, Sophia Amoruso, Reid Hoffman, Frank Slootman, Billy McFarland * Check out Jason's suite of newsletters: https://substack.com/@calacanis * Follow TWiST: Twitter: https://twitter.com/TWiStartups YouTube: https://www.youtube.com/thisweekin Instagram: https://www.instagram.com/thisweekinstartups TikTok: https://www.tiktok.com/@thisweekinstartups Substack: https://twistartups.substack.com * Subscribe to the Founder University Podcast: https://www.youtube.com/@founderuniversity1916
- Lucid Gets New Billion Dollar Saudi Investment - Continental Wants to Spin Off Automotive Operations - Nissan Offers Buyouts to U.S. Salaried Workers - Special Paint Keeps Cars Cooler - EVs and ICEs Could Hit Breakeven Point Next Year - Dongfeng Close to Deal for Italian Plant - Mercedes EQS Gets More Chinese Competition - Humanoid Robots Being Trained to Make Cars
- Lucid Gets New Billion Dollar Saudi Investment - Continental Wants to Spin Off Automotive Operations - Nissan Offers Buyouts to U.S. Salaried Workers - Special Paint Keeps Cars Cooler - EVs and ICEs Could Hit Breakeven Point Next Year - Dongfeng Close to Deal for Italian Plant - Mercedes EQS Gets More Chinese Competition - Humanoid Robots Being Trained to Make Cars
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Just imagine — it's the end of another long day. You've poured your heart into creating stunning lashes for your clients. Your back aches, your eyes are tired, but you feel that sense of pride in your work. Then you sit down to look at your finances and... uh oh. Something's not adding up. Sound familiar? Maybe you're wondering why, despite being fully booked, you're still struggling to pay the bills. Or perhaps you're just starting out and feeling overwhelmed by all the costs involved in running a lash business. Nobody teaches us the nitty-gritty of pricing when we're learning to perfect those lash applications. That's why today, we're diving into a game-changing topic: break-even pricing. Understanding this could be the key to transforming your lash business from barely surviving to truly thriving.
In this episode, we look at the importance of intentional spending when it comes to hiring providers for your spa. As a spa owner, making sure that every penny spent is purposeful and benefits the company is essential for long-term success, especially in the spa and service industry. Learn how to use a simple calculator to assess your employees' performance and make informed decisions that will help you navigate the challenges of growing your business in today's competitive landscape. Focusing on these aspects of your business can reduce stress, increase profitability, and massively impact your revenue. In this episode, we discuss: The importance of intentional spending and payroll management in a challenging economy Industry statistics on new business failure rates and the significance of beating the odds Recommended payroll benchmarks for the spa and service industry How to determine if your providers are paying for themselves within 90 days A simple calculator tool to assess employee performance and make informed decisions To read the full show notes for this episode, visit: https://www.addoaesthetics.com/blog/380 Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here.
Are there ever times when going all Roth isn't the best strategy? How do you determine the break-even point on doing Roth conversions? That's today on Your Money, Your Wealth® podcast number 477, as Joe Anderson, CFP® and Big Al Clopine, CPA spitball on marginal vs. effective tax rates for Joseph Allen, saving to after-tax brokerage or pre-tax 403(b) for Gigi in Illinois, the arithmetic of Roth conversions for Carl Spackler in Florida, and the mega backdoor Roth for Jefe in Texas. For something completely different, we'll wrap it up with a discussion of tax forms that need to be filed for your solo 401(k) depending on the account balance, for Smitty in The Villages. Access this week's free financial resources and the episode transcript in the podcast show notes, and Ask Joe & Big Al On Air for your Retirement Spitball Analysis, at https://bit.ly/ymyw-477 Timestamps: 00:44 - Marginal Vs. Effective Tax Rate: Going All Roth Isn't the Best Strategy? (Joseph Allen, Wichita, KS) 14:32 - Free retirement calculator EASIretirement.com 15:37 - I'm 43 and Will Have $2.4M in Retirement. Should I Save to After Tax Brokerage or Pre-Tax 403(b)? (Gigi, IL) 23:17 - Is There a Break-Even Calculation for Roth Conversions? (Carl Spackler, FL) 29:30 - Retirement Income Strategies Guide - free download How to Create a Steady Stream of Retirement Income - YMYW TV 30:38 - Mega Backdoor Roth: Must I Convert Traditional IRA When I Roll After-Tax Money? (Jefe, TX) 36:29 - Must I File Form 5500-EZ If Solo 401(k) Had No Balance at Year-End? (Smitty, The Villages) 42:18 - The Derails
Learn More About Attending the Highest Rated and Most Reviewed Business Workshops On the Planet Hosted by Clay Clark In Tulsa, Oklahoma HERE: https://www.thrivetimeshow.com/business-conferences/ See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Clay Clark Testimonials | "Clay Clark Has Helped Us to Grow from 2 Locations to Now 6 Locations. Clay Has Done a Great Job Helping Us to Navigate Anything That Has to Do with Running the Business, Building the System, the Workflows, to Buy Property." - Charles Colaw (Learn More Charles Colaw and Colaw Fitness Today HERE: www.ColawFitness.com) Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Actual Client Success Stories from Real Clay Clark Clients Today HERE: https://www.thrivetimeshow.com/testimonials/ See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/