The Black Financial Initiative Podcast

We had the pleasure to speak with Cedric Nash who is founder of The Black Wealth Summit annual event and author of forthcoming book Why Should White Guys Have All the Wealth? How You Can Become a Millionaire Starting from the Bottom and The Millionaire Money Moves Supplemental Investment Guide. Nash also founded Oakland Consulting Group, Inc. (OCG), an information technology consulting, software and staffing firm that has over 150 employees. In the interview Cedric explains how to build generational wealth for Blacks from his own experience. He teaches us about developing a millionaire mindset and using millionaire money moves to achieve generational wealth. He also talks about the importance of side hustles and what to do during a recession.   Cedric can be found at https://www.instagram.com/MillionaireMoneyMoves/ Please give us a 5 Star Review  Below is our Instagram, YouTube and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://www.youtube.com/channel/UCzQSZRmlWhMkD0sjFkEVMdQ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

We had the pleasure to speak to Andre Albritton, president and founder of the Millennial's Next Door and one of the host of The Investing Flavor Podcast. Andre Albritton has specialized in providing financial coaching and education to millennial's in the Atlanta area for the several years.  Andre tells us about his investing and personal finance strategies such as REIT's, financial drunk drawer and Bucket Approach for a Holistic Money Review for Building Wealth. He also lets us know what he believes Black people need to do to build generational wealth.   Andre can be found below at: https://www.instagram.com/themillennialsnextdoor/?next=%2F https://open.spotify.com/show/771Iyg5jgA6Yix6v0XzD6a?go=1&sp_cid=234cde6a-d240-416c-9a79-82ed1eac0411&utm_source=embed_player_p&utm_medium=desktop&nd=1   Please give us a 5 Star Review  Below is our Instagram, YouTube and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://www.youtube.com/channel/UCzQSZRmlWhMkD0sjFkEVMdQ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

We had the opportunity to speak to Former NFL player and University of Texas alumni Jonathan R. Scott. Jonathan and his co-author Rob Welsh wrote The Winning Playbook, Strategies for Life on and off the Field. They want to empower people at every level, whether you're punching a clock from 9 to 5, pounding keys in a corner office, working your way up to the pros or being drafted into the big leagues—and put you in the driver's seat. These financial empowerment experts combine sage advice about keeping your money with stories about professional athletes for a talk that is sure to be as engaging as it is informative.   In our conversation with Jonathan he talks about lessons from the book. He also goes in depth about lessons from his career and lessons after his career. You do not need to be a professional athlete to learn from our conversation with Jonathan. Jonathan can be found at: https://www.yourwinningplaybook.com/     Please give us a 5 Star Review  Below is our Instagram, YouTube and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://www.youtube.com/channel/UCzQSZRmlWhMkD0sjFkEVMdQ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

In honor of Veterans Day we spoke to two Veterans, Lawrence The Neighborhood Finance Guy and James Bowman of Gen-Z Mon-E. They tell us about the financial benefits of the military a person receives while enlisted and after. Both learned financial lessons that translate to everyone's finances, not just veterans. Lawrence and James give their experiences of being Black men in the military as well. This is an episode that everyone can take something from.   We have had a few Veterans as guest on the show and we thought it was important to thank them for their service and everyone else who has served.   Lawrence can be found below at https://www.instagram.com/theneighborhoodfinanceguy/ https://theneighborhoodfinanceguy.com/   James can be found: Follow Gen-Z Mon-E on Facebook: https://www.facebook.com/GenzMone/   Follow Gen-Z Mon-E on Instagram: https://www.instagram.com/genzmone/   Follow Gen-Z Mon-E on Twitter: https://twitter.com/GenzMone   Gen-Z Mon-E on Spotify: https://open.spotify.com/show/2LThnD2ai1pMKWeWFQ2VRS     Gen-Z Mon-E Youtube: https://www.youtube.com/channel/UC8uJ1ZjByDu5IQVWVG7GfiQ   Please give us a 5 Star Review  Below is our Instagram, YouTube and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://www.youtube.com/channel/UCzQSZRmlWhMkD0sjFkEVMdQ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

We had the pleasure to speak to Jayson M. Thornton, aka JT of Thornton Advisor Group. JT is known for his YouTube channel Pocket Watching With JT where he disputes incorrect, even fraudulent information over the internet. He is also a Certified Financial Planner, specializing in Tax and Financial Planning. This episode is going to provide a lot of financial information. It is also filled with entertainment as JT uses his experience as a Financial Advisor to go on rants against scammers. JT lets us know why he believes programs like student loan forgiveness and welfare are not good programs. Lastly he lets us know what the Black community can do to build wealth. JT can be found below. https://www.youtube.com/c/PocketWatch... https://www.instagram.com/JTPocketWatcher/ https://www.pocketwatcher.net/ We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/  

We had the pleasure to speak to Jayson M. Thornton, aka JT of Thornton Advisor Group. JT is known for his popular YouTube channel with 60,000 subscribers. On the YouTube page, Pocket Watching With JT he disputes incorrect, even fraudulent information over the internet. He is also a Certified Financial Planner, specializing in Tax and Financial Planning. This episode is going to provide a lot of financial information. It is also filled with entertainment as JT uses his experience as a Financial Advisor to go on rants against scammers. JT lets us know why he believes programs like student loan forgiveness and welfare are not good programs. Lastly he lets us know what the Black community can do to build wealth. JT can be found below. https://www.youtube.com/c/PocketWatch... https://www.instagram.com/JTPocketWatcher/ https://www.pocketwatcher.net/ We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

We had the opportunity to talk to David who has 7 years of experience in the mortgage industry as a loan officer and underwriter. Listen until the end, David explains how real estate can close the racial wealth gap. We go into depth about primary residence home buying, real estate investing, house hacking, renting versus owning, purchasing property during a recession and ways to improve your credit score. David is also a Navy veteran, we discuss what he learned in the military that he uses for his career. He also has a big online following, he gives tips on content creation as well. David Can be found https://www.flowcode.com/page/coinsnculture https://www.instagram.com/coinsnculture/ https://www.facebook.com/groups/fthbschool https://www.houserichshow.com/ https://www.youtube.com/channel/UC1xWSQHow-VpAsInck_ixPQ https://podcasts.apple.com/us/podcast/id1597494859?mt=2&ls=1   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

In the second part of our interview with Mario Payne, we get into more depth about investing in the stock market. He shares the knowledge he accumulated as a financial advisor. Another topic he explains is a what recession is and how one should invest during one. Mario is a Dave Ramsey SmartVestor Pro, we get into Dave Ramsey as well.   Mario can be found below: https://www.toamsfinancial.com/ https://letbob.com/ https://letbobetfs.com/ https://www.instagram.com/toamsfinancial/ https://www.facebook.com/TOAMSFinancial/ https://twitter.com/toamsfinancial   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

We talk to Mario Payne who is a Certified Financial planner and owns his own financial firm, TOAMS Financial. Him and his team also launched the first Black owned AI powered ETF on the New York Stock Exchange, LETB ETF. We talk about all of this and his background, his experience at an HBCU and in the military. This episode is packed with a lot of knowledge.  Mario can be found below: https://www.toamsfinancial.com/ https://letbob.com/ https://letbobetfs.com/ https://www.instagram.com/toamsfinancial/ https://www.facebook.com/TOAMSFinancial/ https://twitter.com/toamsfinancial   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

All the stats we have found show that engineering is a great career path. We had the opportunity to speak to an engineer, Mario Brown about his path to becoming an engineer. We discuss his college experience and field experience. He also lets us know about leaving a high paying engineering career to become a full time entrepreneur. He gave us a lot of information on how to make that transition. Mario can be contacted at. https://www.brownandsonsconstruct.com/ https://www.instagram.com/brownandsonsconstruct/ BrownAndSonsConstruct@gmail.com 972-532-1067 We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

We review The Richest Man In Babylon by George S. Clason. Listen to us review this classic personal finance book. We summarize the book, give our likes, dislikes and more. The book has a lot of teachable stories that can be used till this day.   The Black Business Of The Day: United Friends to Feed the Homeless Email: Uftfth@yahoo.com Address: 2815 S Ervay Street, Dallas TX 75215 Paypal.me/uftfth Next Feeding is August 13, 2022   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/  

In the second part of the interview with Lisa Phillips, the author of Investing In Rental Properties For Beginners we go more in depth about real estate investing. We go through her five steps to finding rental properties, cash flow, investing in lower income neighborhoods and more. At the end she gives us tips for investing in Cryptocurrency as well. She is the author of Crypto Alchemy: Manifest And Invest In Crypto.   She can be found at. https://affordablerealestateinvestments.com/about-lisa-phillips/ https://www.youtube.com/c/Affordablerealestateinvestments https://www.facebook.com/AffordableREI/ https://www.instagram.com/affordablerei/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/  

We had the pleasure of discussing the book Investing In Rental Properties For Beginners Buy Low, Rent High with the author Lisa Phillips. This is the 1st part of a two part interview with her. We discuss how she got started in real estate investing, her investing strategy and does it still work in today's market. We get into a lot more information as well.   She can be found at. https://affordablerealestateinvestments.com/about-lisa-phillips/ https://www.youtube.com/c/Affordablerealestateinvestments https://www.facebook.com/AffordableREI/ https://www.instagram.com/affordablerei/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/  

We talk to Dionte Chantel, the host of Journey To Developher Podcast. Dionte is also a real estate developer, investor, wholesaler and more. If you are interested in real estate please listen. She is involved with several segments in real estate and shared the information she has accumulated with us. She also discusses different streams of income and why it is so important to have them. She can be reached below. https://www.instagram.com/diontechantel/ https://www.instagram.com/JourneyToDevelopHer/ https://lnk.bio/diontechantel https://www.facebook.com/diontechantelrei https://www.youtube.com/channel/UCG9SZAZhG3A_dSp0G7nmWew/videos   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/  

We had the opportunity to interview James Bowman, the host of Gen-Z Mon-E Podcast. James is part of Generation Z and is sharing financial literacy to others in his age range, but the information can be used by other generations. He is a real estate investor and financial coach as well. We talk about his path to financial literacy, real estate investing, retirement investing and a lot more.  Below is where James can be reached. Follow Gen-Z Mon-E on Facebook: https://www.facebook.com/GenzMone/   Follow Gen-Z Mon-E on Instagram: https://www.instagram.com/genzmone/   Follow Gen-Z Mon-E on Twitter: https://twitter.com/GenzMone   Gen-Z Mon-E on Spotify: https://open.spotify.com/show/2LThnD2ai1pMKWeWFQ2VRS   Gen-Z Mon-E Youtube: https://www.youtube.com/channel/UC8uJ1ZjByDu5IQVWVG7GfiQ   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

For the second consecutive year, the host engage in a competitive debate to determine who is the Money Madness Champion. Eric and Terrence answer three questions, Larry and two other judges determine the winner. The questions are about personal finance and how we can improve our financial situation. It will be very informative and entertaining at the same time. Go to our IG and let us know who you voted for.   BFI sign in back ground created by https://www.instagram.com/unconventionallyme_/  We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

In the second part Bradford shares a lot of information that can help business owners. If you are an entrepreneur or want to be this is a must listen. He explains tax deductions that can be taken advantage of, for example home office and meals. Bradford lets us know how  the relief has affected taxes and how parents can receive tax savings.   Bradford can be found at. https://www.bcmfinancial.com/  Brad@BCMFirm.com https://www.instagram.com/bcmfirm/   Bradford's wife is a realtor in Houston Texas and can be found at https://www.instagram.com/blairemoye/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

For the second year in a row we speak to CPA and Attorney Bradford Moye of Bradford C. Moye, PLLC. In the first part of a two part interview Bradford provides information that might save you money on your taxes. He also goes into details about retirement accounts such as an 401k and IRA and the tax benefits.   Bradford can be found at. https://www.bcmfinancial.com/  Brad@BCMFirm.com https://www.instagram.com/bcmfirm/ Bradford's wife is a realtor in Houston Texas and can be found at https://www.instagram.com/blairemoye/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

We discuss scriptures from the Bible that involves finances, in the second part of our conversation with Pastor John Richardson of Temple of Praise Church in Beaumont, Texas. Some of the scriptures include Matthew 19:24, Matthew 25:14-30, and Luke 14:28-30.   Temple Of Praise AKA TOP Church Instagram link below https://www.instagram.com/topchurchbmt/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/   Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

We discuss what the Word of God says about money with Pastor John Richardson of Temple of Praise Church in Beaumont, Texas. In the first part of a two part interview John will list some Christian principals that can help build wealth. John will also discuss the importance of giving. He will break down what a tithe actually is and Black Americas relationship with religion and finances.   Temple Of Praise AKA TOP Church Instagram link below https://www.instagram.com/topchurchbmt/   We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/   Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

For the second year in a row our wives join us to discuss finances in our households. There are two new babies and a new house since the last time we spoke. We go into depth about each of our household finances such as how finances have changed since having children and what to expect. Also discussing personal experiences going through the home buying process. How investing, budgeting etc are divided up in our households. This episode will provide a lot of information and laughs.  We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/   Black Business of the Episode: McGrayson Entertaiment, LLC  www.Mcgraysonent.com or call at 817-475-7274   Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

We speak to Sherva who is the owner of Influenting. In her business she provides bookkeeping, money coaching, and virtual admin services. She is an accountant by trade as well.  In the second part of our conversation Sherva discusses some fundamentals such as budgeting, different type of savings accounts depending on your situation, emergency funds and more. She also explains how she has helped some of her clients get raises and how finances tie in with her Faith. She can be found at: https://www.influenting.co/ https://www.instagram.com/influenting.co/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

We speak to Sherva who is the owner of Influenting. In her business she provides bookkeeping, money coaching, and virtual admin services. She is an accountant by trade as well.  In our conversation with discuss financial literacy, financial freedom, ways an entrepreneur can improve their business and make it run more efficiently. We discuss the lessons she learned growing up in Trinidad and Tobago, also how she ties faith and health into finances.  She can be found at: https://www.influenting.co/ https://www.instagram.com/influenting.co/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html  

In the second part of our conversation with Lawrence the Neighborhood Finance Guy we discuss how Lawrence believes finances should be handled in today's climate. For example what is more important now, saving or investing? Should the younger generations use Dave Ramsey's baby steps? What is a better option, debt snowball or debt avalanche? He also explains his financial plan, the Net/ Max finance plan. He talks about how he travels as well. Ultimately he gives his answer on how the Black community can increase our wealth.   He has been featured on Business Insider twice, the Motley Fool, Yahoo Finance, GoBanking Rate, the Asklovely Podcast, Paychecks and Balances, His and Her Money Podcast, Marriage, Kids and Money and Journey to Launch.   He can be found below at https://www.instagram.com/theneighborhoodfinanceguy/ https://theneighborhoodfinanceguy.com/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

We interview Lawrence also know as The Neighborhood Finance Guy. He has a blog called Financial Literacy Education blog and co-host on The Financial Griot podcast. Him and his wife paid off over $250,000 worth of debt and increased their net worth over $500,000. Listen as we talk about his journey.   He has been featured on Business Insider twice, the Motley Fool, Yahoo Finance, GoBanking Rate, the Asklovely Podcast, Paychecks and Balances, His and Her Money Podcast, Marriage, Kids and Money and Journey to Launch.   He can be found below at https://www.instagram.com/theneighborhoodfinanceguy/ https://theneighborhoodfinanceguy.com/ Please give us a 5 Star Review  Below is our Instagram and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html    

We review the book PowerNomics by Dr. Claud Anderson. PowerNomics is the National Plan to Empower Black America. The book provides actionable steps to improve the Black community financially. We do our best to share the information that resonated with us from the book and that we believe can shorten the racial wealth gap. We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

In the second part we go into more depth about our experiences in college, for example things to be aware of. We use what we've seen from college, our after college careers and stats to answer the question if college is worth it.   Below is our feature in Yahoo Finance. https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html Instagram: blackfinancial_initiative Please give a 5 star rating and review.

With the rising cost of college, student loan debt, degrees that don't pay well it begs the question, is college worth it? In the first episode we provide stats about the cost of college, and discuss how different majors and schools affect your outcome. We talk about our experiences as well. Below is our feature in Yahoo Finance. https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html Instagram: blackfinancial_initiative Please give a 5 star rating and review.

Today more than in the past people are changing companies often. Most people are doing it to get a pay raise. We go over stats and our experiences and discuss why its happening, how you should switch jobs and how often you should do it. Instagram: blackfinancial_initiative Please give a 5 star rating and review.

In the Part ll interview with Alyssa, the owner of Eunoiafit Studio in Dallas TX we talk about her business and get more in depth about health and fitness. She lets us know what type of workouts she does and the benefits of living a healthy lifestyle. Alyssa also talks about being a Doula and the importance for them in the Black community. She can be found at: https://www.eunoiafit.com/ https://www.instagram.com/eunoiafit/   Please subscribe and give us a 5 star rating and review.

We speak with the owner of Eunoiafit Studio Alyssa in a two part interview. In the first part she lets us know her journey to become a personal trainer and the owner of her own gym. She gives advice to people interested in becoming a personal trainer and a business owner. Alyssa talks about the business side of owning her gym and the training side plus a lot more. She can be found at: https://www.eunoiafit.com/ https://www.instagram.com/eunoiafit/   Please subscribe and give us a 5 star rating and review.

In this episode we go into more depth about stocks and other investment vehicles. Korey steps in as a guest host and join Terrance and Larry. He has an accounting background and works in the finance sector. They discuss how they choose stocks, ETFs, IRA and Roth IRAs, the effect the pandemic had on the market and more.  Instagram: blackfinancial_initiative Please give a 5 star rating and review. Episode Notes: How To Make Money In Stocks by William J. O'Neil Stock Investing for Dummies by Paul Mladjenovic

This is the second part of a two part interview with the owner of Nu: U Salon Nikki Robinson. She talks about starting her business during a pandemic, not letting fear stop her from starting her business, the process of creating her salon, networking with other black business owners and more. Below is her social media accounts. https://www.facebook.com/1nuusalon/ Instagram: https://www.instagram.com/nu_usalon/  

We speak to Nikki Robinson  who is the owner of Nu:U Salon and is Eric's sister. This is part 1 of a 2 part interview. She lets us know how and why she started her own business. She also explains how she advertises to and prospects new clients.  Below is her social media accounts. https://www.facebook.com/1nuusalon/ Instagram: https://www.instagram.com/nu_usalon/            

The host of Black Financial Initiative do an intro episode on stocks and the stock market. They go over what stocks are and what to look for when investing in stocks. 

In the second part of our interview with Loan Originator Kendrick Jackson goes in to depth about whats needed to get approved to purchase a home. He talks specifically what he sees from the black community.  If your looking to purchase a home or refinance you can reach Kendrick at: Kendrick.Jackson@caliberhomeloans.com 469-616-0466

We interview Loan Originator Kendrick Jackson with Guaranteed Rate for part one of a two part interview. He explains what a loan originator is and how he became one. He also gives some important information for potential home buyers and persons wanting to refinance on how to be prepared and ready. He can be reached at: Kendrick.Jackson@caliberhomeloans.com 469-616-0466

We review Rich Dad Poor Dad by Robert Kiyosaki. Each host discuss what they like and don't like about the book. Also what can be taken from this book to improve our financial situation.

In this episode we discuss what is a credit score, what factors determine a credit score and how to improve your credit score. We also discuss how a good credit score can help your financially.

This episode we discuss the reason why people spend more money when they make more money. We go over what we can do to combat that thought process.

We discuss common terms used in the financial world that people may have heard but don't know what they actually mean. Each host will discuss a word they chose and break it down with definitions, examples, how they can be used, etc.

In the spirit of March Madness Black Financial Initiative does a debate format episode. We discuss investing in real estate and the stock market, paying off debt and ways to shorten the racial wealth gap. The host provide stats and facts to make their points while using their own style. At the end the moderator says who the winner is. After you listen, go to our social media pages and let us know who you thought won. Instagram @blackfinancial_initiative Facebook The Black Financial Initiative Podcast

In the second part of the interview with CPA and attorney Bradford Moye of Bradford C. Moye, PLLC we go into depth about business and investing. If you are self-employed or want to be this is a great episode to learn about different business structures, asset protection and more. Also we discuss different retirement accounts to invest in and how they are taxed. Listen to the end, Bradford gives a free tax tip a lot of us can take advantage of because of the pandemic. https://www.bcmfinancial.com/ Brad@BCMFirm.com

We interview CPA and attorney Bradford Moye of Bradford C. Moye, PLLC. In part l of the ll part interview we discuss his journey and why Bradford decided to become both a CPA and an attorney. He explains how he uses his diversified experience and credentials to empower his clients. Bradford also provides some tax deductions you potentially can take advantage of. https://www.bcmfinancial.com/  Brad@BCMFirm.com  

The three host invite their wives to join them for a couples episode. They discuss financial challenges and accomplishments they've encountered while together. Great episode to listen to with your significant other or by yourself. 

Eric, Larry and Terrance explain what net worth is and ways to increase yours. They also look at historical reasons for the wealth gap between Blacks and Whites.

On this episode we review the book Total Money Makeover by Dave Ramsey. Eric, Larry and Terrance talk about what they learned, what they agreed and disagreed about from the book. Larry also talks about how this book helped him pay off over $100,000 worth of debt.  We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

Eric, Larry, and Terrance discuss the stimulus check aka Stimmy. What you should and shouldn't do with it. This was recorded September 2020 before the second round of stimulus checks were released.  We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/    

Eric, Larry, and Terrance do a brief introduction about the podcast and themselves. They discuss why they decided to do the podcast and what you should expect to hear.  We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link. https://theneighborhoodfinanceguy.com/black-podcasts-2022/ Please give us a 5 Star Review  Below is our Instagram, Twitter and Yahoo Finance Article  https://www.instagram.com/blackfinancial_initiative/ https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html https://twitter.com/BFI_Podcast https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/