Podcasts about total money makeover

I recently re-read Dave Ramsey's book on a Total Money Makeover. It gives you the baby steps you can take to be completely financially independent and financially healthy and even financially wealthy. It often says if you'll live like no one else now, you can live like no one else later. Meaning if you'll live a very frugal and sacrificial life today, you can experience a life of abundance in your later years. A lot of us think about financial security for the future. We pay into social security. We pay into retirement accounts, Roth IRAs and investments. We accumulate land, property and possessions; we build equity in our homes. All so that we can spend the last 10 or 20 years we have on this planet as comfortably as possible.Now, I'm not saying there's anything wrong with saving for retirement. There's nothing wrong with Dave Ramsey's book; like I said, I've read it twice. I encourage you to read it at least once as well.But those retirement years are a drop in the bucket compared to the time we're going to spend in the Millennial Kingdom of Jesus. And of course, statistically those 20 years are nothing compared to our eternities in heaven. So we are way way off-base, I would say, with how much time we spend planning for our retirement compared to how much time we spend planning for forever. And it's one thing to earn rewards. That's what we talked about in last week's episode. But did you know the Bible also has quite a bit to say about losing them? I mean, think of the devastation you'd feel if you lost your retirement account.What a tragedy of an even greater magnitude to put in the work and the effort and the accomplishment of gaining a millennial kingdom reward only to lose it? And what are the things we can do to lose our rewards? You'll find out today on the Cross References podcast.If you want to get in touch with me, send an email to crossreferencespodcast@gmail.comIf you're looking for a detailed Ezekiel Bible study, cross-referenced with supporting scripture, this podcast will provide an in-depth look at the prophets of the Bible, with clear Bible prophecy explained. We explore Ezekiel's visions and other Old Testament Bible study topics through careful Bible exegesis to help you in understanding the Book of Ezekiel in a deeper way. I'm glad you're here, and don't forget to SUBSCRIBE so you never miss an episode!

Mike "C-Roc" welcomes special guests Shana and Vanessa, also known as the Budget Besties. These two dynamic women share their journey of financial transformation and empowerment. Shana and Vanessa recount how their friendship began when their sons were toddlers and grew into a partnership dedicated to helping others take control of their finances. Inspired by Dave Ramsey's The Total Money Makeover, they embraced a lifestyle of intentional spending, leading to significant milestones like becoming mortgage- and debt-free by age 31. The Budget Besties discuss how they now work with individuals and families who make good money but often have nothing to show for it due to lifestyle creep and unintentional spending. They emphasize that financial success isn't about how much you earn but about being deliberate with your resources. Sharing client stories, they illustrate how anyone can align their finances with their values and goals, whether they're downsizing voluntarily or navigating unexpected challenges like job loss or major life transitions. Shana and Vanessa passionately advocate for what they call being “bougie on a budget,” showing how it's possible to live a fulfilling life, enjoy luxuries, and meet financial goals like saving, investing, and paying off debt—all within a sustainable budget. Through humor and practical advice, they inspire listeners to step back, evaluate their spending, and make intentional choices that lead to a more balanced and content lifestyle. Website-https://budgetbesties.com/ Social Media Links/Handles- https://www.facebook.com/MyBudgetBesties https://www.instagram.com/mybudgetbesties

This week we are re-releasing a classic episode from the Go Help Yourself archives! In this episode, originally released in 2019, Misty and Lisa review the New York Times Bestseller The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey.Dave Ramsey is a personal money-management expert and radio personality. His seven best-selling books—Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, Dave Ramsey's Complete Guide to Money, The Legacy Journey and Smart Money Smart Kids—have sold more than 11 million copies combined. What!We cover the main themes from each chapter in this Total Money Makeover book review:1. The Total Money Makeover Challenge2. Denial3. Debt Myths4. Money Myths5. Two More Hurdles6. Save $1,000 Fast7. The Debt Snowball8. Finish the Emergency Fund9. Maximize Retirement Investing10. College Funding11. Pay off the Home Mortgage12. Build Wealth Like Crazy13. Live Like No One ElseIf you'd like to read the book, you can purchase it here. You can follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.comAnd don't forget to subscribe, rate, and review Go Help Yourself! Advertising Inquiries: https://redcircle.com/brands

Lyn shares how aficionados of Dave Ramsey can still follow his advice and remain debt free, while responsibly taking advantage of travel rewards.  Want to learn my simple system to use miles and points to always fly for free? Come join my Families Fly Free membership, where you'll learn my expert process, receive personal support and get access to lots of great travel content and regular live webinars and Q&As. Learn more at https://www.familiesflyfree.com/joinJoin the Families Fly Free email list at https://www.familiesflyfree.com/emailGot questions about Families Fly Free? Email info AT familiestravelfree.com or text 844-403-2263

Send us a textFollow along with message notes at https://www.westsidecommunitychurch.com/notes-resourcesJoin us as Pastor Gabe Kolstad brings us a sermon about a Total Money Makeover.#hope #Jesus #fullservice #fullchurchservice #christian #sermon #worship #westside #church #2025sermon #churchonline #gabekolstadWestside is a place made up of real people from all walks of life. We are a “come as you are” church that strives to be a safe place for people to investigate faith. No matter your story, questions, doubts or struggles, we're glad you're here today.LINKS & RESOURCES:SUBSCRIBE to always see our content and let us reach more people for Jesus: https://www.youtube.com/westsidecommunitychurchpdx?sub_confirmation=1Give to support this ministry and help us reach people all around the world: https://www.westsidecommunitychurch.com/giveSTAY CONNECTED:Website: https://www.westsidecommunitychurch.com/Instagram: https://www.instagram.com/westsidecommunitychurch/?hl=enFacebook: https://www.facebook.com/westsidecommunitychurchpdx/

I LOVE books.  The way they smell, what they offer, the energy that they are! Today I share about two books that have inspired me to lean into things I have RESISTED. Masculine energy in my business in the form of a budget. "She Builds" by Jadah Sellner and  "Total Money Makeover" by Dave Ramsey both offered ideas that are sparking and re-igniting my desire to harmonize the masculine and feminine sides of budget, money and business. So FUN! XO Ange

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2989: Kalen Bruce explores two powerful strategies for paying off debt - the debt snowball and the debt avalanche. By comparing their benefits and drawbacks, this article empowers you to choose the method that aligns with your financial goals and motivation style, whether you crave small wins or want to minimize interest payments. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/pay-off-debt-snowball-vs-avalanche Quotes to ponder: "If you become debt free, you win. It doesn't matter which method you used once you are debt free." "Personal finance is less about the math and more about behavior, habits, and mindset." "Sometimes the right method may not make the most sense on paper, but if it works, you still win!" Episode references: Dave Ramsey's The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Dave-Ramsey/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2989: Kalen Bruce explores two powerful strategies for paying off debt - the debt snowball and the debt avalanche. By comparing their benefits and drawbacks, this article empowers you to choose the method that aligns with your financial goals and motivation style, whether you crave small wins or want to minimize interest payments. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/pay-off-debt-snowball-vs-avalanche Quotes to ponder: "If you become debt free, you win. It doesn't matter which method you used once you are debt free." "Personal finance is less about the math and more about behavior, habits, and mindset." "Sometimes the right method may not make the most sense on paper, but if it works, you still win!" Episode references: Dave Ramsey's The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Dave-Ramsey/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2989: Kalen Bruce explores two powerful strategies for paying off debt - the debt snowball and the debt avalanche. By comparing their benefits and drawbacks, this article empowers you to choose the method that aligns with your financial goals and motivation style, whether you crave small wins or want to minimize interest payments. Read along with the original article(s) here: https://moneyminiblog.com/debt-relief/pay-off-debt-snowball-vs-avalanche Quotes to ponder: "If you become debt free, you win. It doesn't matter which method you used once you are debt free." "Personal finance is less about the math and more about behavior, habits, and mindset." "Sometimes the right method may not make the most sense on paper, but if it works, you still win!" Episode references: Dave Ramsey's The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Dave-Ramsey/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices

I met Dustin in the Membership Freedom mastermind group and started following him immediately. He and I click on so many levels…family, income activities, hobbies, and what it means to live a great life. Dustin joined me to talk about Real Estate and how he used it to become successfully unemployed. I hope you enjoy it!   Find Dustin Heiner at https://masterpassiveincome.com/freecourse or text RENTAL to 33777. Hint- I downloaded his free course, and it is amazing! So much info packed into a FREE course!   Things mentioned in the show: Membership Freedom Mastermind with Vincent Pugliese- https://ruggeddad.krtra.com/t/GJ8IyjicS5a4 Dave Ramsey's Total Money Makeover- https://amzn.to/4dOWCRv    --- Check out Dr. Dave's Streams of Income at: www.drdavidpowers.com   www.instagram.com/drdavidpowers  www.youtube.com/@streamsofincomebydrdave  --- Join the Streams of Income community at www.facebook.com/groups/streamsofincomedream  --- Check out Passive Income Engines to find your own Streams of Income at www.SelfCoachYourself.com --- Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO --- This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. --- #passiveincome #sidehustle #cryptocurrency #richlife

Bài Giảng: Bảy Bước Tích Tiểu Thành Đại Diễn giả: Dave Ramsey Dịch và lồng tiếng: Ánh Sáng Nơi Thương Trường David Lawrence Ramsey III (sinh ngày 3 tháng 9 năm 1960) là một diễn giả người Mỹ chuyên cung cấp các lời khuyên về tài chính. Ông là chủ sở hữu và CEO của Ramsey Solutions, đồng thời là người dẫn chương trình của chương trình truyền hình nổi tiếng "The Ramsey Show." Ramsey đã viết nhiều cuốn sách, bao gồm cuốn The Total Money Makeover, từng nằm trong danh sách bán chạy nhất của The New York Times, và ông cũng từng là người dẫn chương trình truyền hình trên kênh Fox Business từ năm 2007 đến 2010. Link bài giảng:    • Dave Ramsey on 7 BABY STEPS for SUPER...   Kênh mục vụ nơi làm việc chia sẻ những bài giảng và thông điệp ý nghĩa từ các diễn giả Cơ đốc, nhằm phục vụ cộng đồng Cơ đốc nhân tại Việt Nam trong môi trường làm việc. Mục tiêu của chúng tôi là phi lợi nhuận, và chúng tôi hy vọng rằng những nội dung này sẽ mang lại sự khích lệ và hướng dẫn cho người xem trong sự phục vụ Chúa tại thương trường. Chúng tôi xin lưu ý rằng một số video có thể chưa được xin phép bản quyền trước khi dịch. Chúng tôi rất mong nhận được sự thông cảm từ các tổ chức giữ bản quyền. Nếu có bất kỳ vấn đề gì liên quan đến bản quyền, xin vui lòng liên hệ với chúng tôi qua email: mygenvn @gmail.com Xin cảm ơn. The Workplace Ministry (Muc Vu Noi Lam Viec) Youtube channel provides inspiring sermons and messages from Christian speakers, specifically designed to uplift and support the Christian community within Vietnam's professional landscape, where resources for Christian teaching are often limited. As a non-profit initiative, our mission is to offer encouragement and spiritual guidance for believers striving to serve God in their workplaces. Please note that some videos may not have obtained formal copyright permissions prior to translation. We appreciate the understanding and forgiveness of copyright holders. If you have any concerns, please do not hesitate to contact us at mygenvn@gmail.com. Thank you for your support! #anhsangnoithuongtruong #tichtieuthanhdai #DaveRamsey

Bài Giảng: Bảy Bước Tích Tiểu Thành Đại Diễn giả: Dave Ramsey Dịch và lồng tiếng: Ánh Sáng Nơi Thương Trường David Lawrence Ramsey III (sinh ngày 3 tháng 9 năm 1960) là một diễn giả người Mỹ chuyên cung cấp các lời khuyên về tài chính. Ông là chủ sở hữu và CEO của Ramsey Solutions, đồng thời là người dẫn chương trình của chương trình truyền hình nổi tiếng "The Ramsey Show." Ramsey đã viết nhiều cuốn sách, bao gồm cuốn The Total Money Makeover, từng nằm trong danh sách bán chạy nhất của The New York Times, và ông cũng từng là người dẫn chương trình truyền hình trên kênh Fox Business từ năm 2007 đến 2010. Link bài giảng:    • Dave Ramsey on 7 BABY STEPS for SUPER...   Kênh mục vụ nơi làm việc chia sẻ những bài giảng và thông điệp ý nghĩa từ các diễn giả Cơ đốc, nhằm phục vụ cộng đồng Cơ đốc nhân tại Việt Nam trong môi trường làm việc. Mục tiêu của chúng tôi là phi lợi nhuận, và chúng tôi hy vọng rằng những nội dung này sẽ mang lại sự khích lệ và hướng dẫn cho người xem trong sự phục vụ Chúa tại thương trường. Chúng tôi xin lưu ý rằng một số video có thể chưa được xin phép bản quyền trước khi dịch. Chúng tôi rất mong nhận được sự thông cảm từ các tổ chức giữ bản quyền. Nếu có bất kỳ vấn đề gì liên quan đến bản quyền, xin vui lòng liên hệ với chúng tôi qua email: mygenvn @gmail.com Xin cảm ơn. The Workplace Ministry (Muc Vu Noi Lam Viec) Youtube channel provides inspiring sermons and messages from Christian speakers, specifically designed to uplift and support the Christian community within Vietnam's professional landscape, where resources for Christian teaching are often limited. As a non-profit initiative, our mission is to offer encouragement and spiritual guidance for believers striving to serve God in their workplaces. Please note that some videos may not have obtained formal copyright permissions prior to translation. We appreciate the understanding and forgiveness of copyright holders. If you have any concerns, please do not hesitate to contact us at mygenvn@gmail.com. Thank you for your support! #anhsangnoithuongtruong #tichtieuthanhdai #DaveRamsey

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*Patreon-only Bonus Episode Teaser* Kristen and Jolenta live by The Total Money Makeover, by Dave Ramsey. To hear the entire episode and get lots of other great bonus content, including a live monthly book club with Kristen and Jolenta, join patreon.com/listentobythebook  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bài Giảng: Những Nguyên Tắc Tài Chính Đã Được Thẩm Định Diễn giả: Dave Ramsey Dịch và lồng tiếng: Ánh Sáng Nơi Thương Trường Trong video này, Dave Ramsey kể về hành trình từ thành công đến thất bại, và cách ông gặp được Chúa trong lúc khó khăn nhất. Nhờ sự dẫn dắt của Chúa, Dave đã trở lại với một cuộc sống thịnh vượng. Ông chia sẻ 5 nguyên tắc Kinh Thánh về tiền bạc đã giúp ông xây dựng lại sự nghiệp đó là: lập ngân sách, tránh nợ nần, xây dựng các mối quan hệ chất lượng, tiết kiệm - đầu tư, và sống rộng lượng. David Lawrence Ramsey III (sinh ngày 3 tháng 9 năm 1960) là một diễn giả người Mỹ chuyên cung cấp các lời khuyên về tài chính. Ông là chủ sở hữu và CEO của Ramsey Solutions, đồng thời là người dẫn chương trình của chương trình truyền hình nổi tiếng "The Ramsey Show." Ramsey đã viết nhiều cuốn sách, bao gồm cuốn The Total Money Makeover, từng nằm trong danh sách bán chạy nhất của The New York Times, và ông cũng từng là người dẫn chương trình truyền hình trên kênh Fox Business từ năm 2007 đến 2010. Link bài giảng:    • Proven Biblical Money Principles - Da...   Kênh mục vụ nơi làm việc chia sẻ những bài giảng và thông điệp ý nghĩa từ các diễn giả Cơ đốc, nhằm phục vụ cộng đồng Cơ đốc nhân tại Việt Nam trong môi trường làm việc. Mục tiêu của chúng tôi là phi lợi nhuận, và chúng tôi hy vọng rằng những nội dung này sẽ mang lại sự khích lệ và hướng dẫn cho người xem trong sự phục vụ Chúa tại thương trường. Chúng tôi xin lưu ý rằng một số video có thể chưa được xin phép bản quyền trước khi dịch. Chúng tôi rất mong nhận được sự thông cảm từ các tổ chức giữ bản quyền. Nếu có bất kỳ vấn đề gì liên quan đến bản quyền, xin vui lòng liên hệ với chúng tôi qua email: mygenvn‪@gmail.com‬ Xin cảm ơn. #anhsangnoithuongtruong #nguyentactaichinh #DaveRamsey

Bài Giảng: Những Nguyên Tắc Tài Chính Đã Được Thẩm Định Diễn giả: Dave Ramsey Dịch và lồng tiếng: Ánh Sáng Nơi Thương Trường Trong video này, Dave Ramsey kể về hành trình từ thành công đến thất bại, và cách ông gặp được Chúa trong lúc khó khăn nhất. Nhờ sự dẫn dắt của Chúa, Dave đã trở lại với một cuộc sống thịnh vượng. Ông chia sẻ 5 nguyên tắc Kinh Thánh về tiền bạc đã giúp ông xây dựng lại sự nghiệp đó là: lập ngân sách, tránh nợ nần, xây dựng các mối quan hệ chất lượng, tiết kiệm - đầu tư, và sống rộng lượng. David Lawrence Ramsey III (sinh ngày 3 tháng 9 năm 1960) là một diễn giả người Mỹ chuyên cung cấp các lời khuyên về tài chính. Ông là chủ sở hữu và CEO của Ramsey Solutions, đồng thời là người dẫn chương trình của chương trình truyền hình nổi tiếng "The Ramsey Show." Ramsey đã viết nhiều cuốn sách, bao gồm cuốn The Total Money Makeover, từng nằm trong danh sách bán chạy nhất của The New York Times, và ông cũng từng là người dẫn chương trình truyền hình trên kênh Fox Business từ năm 2007 đến 2010. Link bài giảng:    • Proven Biblical Money Principles - Da...   Kênh mục vụ nơi làm việc chia sẻ những bài giảng và thông điệp ý nghĩa từ các diễn giả Cơ đốc, nhằm phục vụ cộng đồng Cơ đốc nhân tại Việt Nam trong môi trường làm việc. Mục tiêu của chúng tôi là phi lợi nhuận, và chúng tôi hy vọng rằng những nội dung này sẽ mang lại sự khích lệ và hướng dẫn cho người xem trong sự phục vụ Chúa tại thương trường. Chúng tôi xin lưu ý rằng một số video có thể chưa được xin phép bản quyền trước khi dịch. Chúng tôi rất mong nhận được sự thông cảm từ các tổ chức giữ bản quyền. Nếu có bất kỳ vấn đề gì liên quan đến bản quyền, xin vui lòng liên hệ với chúng tôi qua email: mygenvn‪@gmail.com‬ Xin cảm ơn. #anhsangnoithuongtruong #nguyentactaichinh #DaveRamsey

This week in the guest chair we have Jhanilka Hartzog, podcaster and owner of Founders Cleaning Business University. Together, she and her husband Anthony are certified side hustlers who turned their hustle into a thriving cleaning business—all without cleaning homes themselves.In this episode she shares:How she and her husband paid off over $100K of debt by holding multiple side hustles on top of their 9-5sHow they built an online course that has earned her students $13.5M in salesWhere she re-invests her money to continue building financial security for her family Highlights include:00:00 Intro03:40 Side hustling to pay off debt 08:00 Juggling multiple side hustles14:00 Vetting employees 26:00 Marketing and scaling35:37 Building relationships with cleaners40:00 Transition from 9-5 to full time hustle43:40 Starting an online course48:00 Investing in real estate53:00 Marriage and family58:50 Advice for entrepreneurs Check out episode 424 of Side Hustle Pro podcast out now on Apple Podcasts, Spotify, and YouTubeLinks mentioned in this episodeJhanilka's Instagram: https://www.instagram.com/thehartrimony/?hl=en Cleaning Business University: https://www.cleaningbusinessuniversity.com/Jhanilka's YouTube: https://www.youtube.com/channel/UCx8CGDWkM-bink3-4O5x5sQ#:~:text=6.31K%20subscribers%20%E2%80%A2%20855%20videos.%20Welcome%20to%20our%20channel Jhanilka's Cleaning Business: https://maids2match.com/ Jhanilka's Podcast: https://podcasts.apple.com/us/podcast/more-than-a-side-hustle/id1600737639 Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Click here to subscribe via RSS feed (non-iTunes feed): http://sidehustlepro.libsyn.com/rssAnnouncementsJoin our Facebook CommunityIf you're looking for a community of supportive side hustlers who are all working to take our businesses to the next level, join us here: http://sidehustlepro.co/facebookGuest Social Media InfoJhanilka's Instagram: https://www.instagram.com/thehartrimony/?hl=en Hosted on Acast. See acast.com/privacy for more information.

On this episode of The Table with Anthony ONeal, we share the crucial steps for building generational wealth. You'll learn the importance of seeking wisdom and applying knowledge, the benefits of paying off consumer debt, and the significance of starting to invest in your wealth accounts. These steps will help you make smart investment choices and lay the foundation for a secure financial future. Tune in to discover how to achieve lasting financial freedom and create a legacy for generations to come!Mentioned On Today's Show:

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2256: Joshua Becker highlights the power of focus in transforming your financial situation. Drawing on Gary Keller's principle of going small, Becker encourages taking one step at a time towards financial goals, reducing overwhelm and increasing the likelihood of success. Read along with the original article(s) here: https://www.becomingminimalist.com/financial-focus/ Quotes to ponder: "It is those who concentrate on but one thing at a time who advance in this world." -Og Mandino "Success demands singleness of purpose." -Vince Lombardi "Remember, one small step down the right path is all you need to start heading in the right direction." Episode references: The Total Money Makeover: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Dave Ramsey's Seven Baby Steps: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps The One Thing: https://www.amazon.com/One-Thing-Surprisingly-Extraordinary-Results/dp/1885167776 Learn more about your ad choices. Visit megaphone.fm/adchoices

In celebration of our 50th episode today, we look back at some of our favorites. We pull clips from four different episodes and explain why they were so meaningful to us. We reflect on their themes of overcoming obstacles, living intentionally, giving back, goal setting, authenticity, commitment, collaboration, and multi-generational wealth building.Plus, we have a conversation about why we undertake this podcast week after week. We do it for the culture: to mentor, to learn, to grow together, to share tactics and strategies, to uplift our community. Thank you for being part of our movement. Here's to the next 50 episodes and many more!Resources:Learn more at The Color of MoneyListen to Episode 25. Life by Design: Started From the Bottom Now We're Here! with Sofia ChaconRead: "Total Money Makeover" by Dave RamseyListen to Episode 24. Millionaire Real Estate Agent with Jason AbramsRead the “Millionaire Real Estate Agent Playbook” by Gary KellerListen to the The Millionaire Real Estate Agent PodcastRead “The One Thing” by Gary KellerListen to Episode 22. Growing Multi-Generational Wealth with George FraserListen to Episode 38. Collaboration Over Competition with Richard Spears, Charles Holloway, Rod Williams and Tre AdamsBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @themenkitigroupFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVA MediaThis podcast is for general informational purposes only. The guest's views, thoughts, and opinions represent those of the guest and not KWRI and its affiliates and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

C-Roc introduces Deacon Hayes, who paid off $52,000 of debt in 18 months and now helps others achieve financial freedom. Deacon discusses his challenging upbringing with divorced parents, a mother on welfare, and a father in jail, emphasizing perseverance as a crucial trait in overcoming personal and financial obstacles. Initially believing debt was necessary, Deacon realized it perpetuated a paycheck-to-paycheck cycle. Learning from successful people and financial books like Rich Dad Poor Dad and Total Money Makeover he adopted Dave Ramsey's debt snowball method to eliminate his debt. Deacon also values using credit cards wisely for rewards and prefers index funds over mutual funds for their lower costs and better performance. He shares his real estate investment experience during the 2007-2008 crash, stressing the importance of risk calculation and considering all potential costs. Deacon's career transitioned from wood flooring sales to financial planning and eventually to running his financial website, Well Kept Wallet. A significant turning point was a local TV feature that brought substantial traffic and revenue to his website. Deacon highlights the importance of a clear call to action in PR and media appearances, using search engine optimization (SEO) to attract consistent traffic, and engaging his audience with valuable content and challenges like the $1,000 savings challenge. Website- https://wellkeptwallet.com Social Media Links/ https://www.instagram.com/wellkeptwallet https://www.youtube.com/wellkeptwallet

Join hosts Mike and Mark on the Moonshots Podcast as they delve into "The Total Money Makeover" by Dave Ramsey, a guide that has reshaped many people's approach to personal finance. This episode provides practical insights and actionable advice from Ramsey's celebrated financial framework.Buy The Book on Amazon https://geni.us/DaveRamseyTotalBecome a Moonshot Member https://www.patreon.com/MoonshotsWatch this episode on YouTube https://youtu.be/gSUWTlqRCoIBuy Summary of Total Money Makeover from Blinkisthttps://blinkist.o6eiov.net/y2qRvVINTRO: Foundations of Financial FreedomDave Ramsey sets the stage by outlining the first two of his seven baby steps to financial health, focusing on creating a small emergency fund and using the debt snowball method to eliminate debt.Segment: "Save and Snowball" - Duration: 3m27sMINDSET: Realistic Financial PerspectivesA segment with the Swedish Investor, who emphasizes the importance of facing financial realities head-on, shedding denial and adopting a pragmatic approach to personal finance.Segment: "No More Denial" - Duration: 2m19sWHERE TO START: Building Resilience and PatienceDave Ramsey and Jess from the Ramsey Show discuss the virtues of patience and resilience in the journey to financial independence, offering tips on staying motivated despite challenges.Segment: "How to Stay Motivated" - Duration: 4m25sDave also dissects a caller's financial situation, demonstrating how to use money as a tool rather than a burden.Segment: "Get Rid of the Debt" - Duration: 3m41sOUTRO: Empowerment through SimplicityThe episode concludes with Dave Ramsey stressing the importance of taking ownership of financial decisions and the effectiveness of keeping strategies simple (KISS). He encourages listeners to adopt the mindsets of the wealthy for lasting financial success.Segment: "The Secrets of the Rich" - Duration: 3m40sAbout the Episode:This episode not only explores the strategic steps recommended by Dave Ramsey but also aligns with the Moonshots Podcast ethos of learning out loud and deconstructing the success of influential figures. Listeners are invited to apply Ramsey's straightforward and motivational financial tactics to achieve their own success. Thanks to our monthly supporters Ron Chris Turner Margy Diana Bastianelli Andy Pilara ola Fred Fox Austin Hammatt Zachary Phillips Antonio Candia Dan Effland Mike Leigh Cooper Daniela Wedemeier Gayla Schiff Corey LaMonica Smitty Laura KE Denise findlay Diana Bastianelli James Springle Nimalen Sivapalan Roar Nikolay Ytre-Eide Stef Roger von Holdt Jette Haswell Marco Silva venkata reddy Dirk Breitsameter Ingram Casey Nicoara Talpes rahul grover Evert van de Plassche Ravi Govender Craig Lindsay Steve Woollard Lasse Brurok Deborah Spahr Chris Way Barbara Samoela Christian Jo Hatchard Kalman Cseh Berg De Bleecker Paul Acquaah MrBonjour Sid Liza Goetz Rodrigo Aliseda Konnor Ah kuoi Marjan Modara Dietmar Baur Ken Ennis Bob Nolley ★ Support this podcast on Patreon ★

In today's episode, Patrick Donley chats with The FI Couple, Ali and Josh, about their journey to financial independence. Despite starting with significant debt and job struggles, they turned to real estate investing to change their lives. They paid off over $100,000 in debt, built a $1.3 million real estate portfolio, and left their 9-5 jobs. Now, they manage their rental properties and run The FI Couple platform, helping others achieve financial freedom. IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro 02:42 - How Ali and Josh grew up with very different money mental models and the challenges that provided to them. 18:08 - Why their differences proved to be a benefit. 25:31 - How they worked their way out of over $100,000 of debt. 27:07 - How they began to build their real estate portfolio. 44:25 - What their buy box looks like. 52:10 - How their strategies and beliefs have changed over the years. 55:33 - How they've been using seller financing to build their portfolio. 62:11 - Why it is important to build social capital and a digital resume. 64:35 - How Ali and Josh became The FI Couple. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Recommended book: I Will Teach You To Be Rich by Ramit Sethi. Recommended book: Total Money Makeover by Dave Ramsey. Recommended book: Set for Life by Scott Trench. Recommended book: Seven Habits of Highly Successful People by Stephen Covey. Related Episode: REI064: Financial Freedom Journey w/ Josh and Ali of the Fi Couple | YouTube video. Check out The FI Couple's free guide to real estate investing and house hacking. Check out the books mentioned in the podcast here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Toyota Airbnb DeleteMe Yahoo! Finance Fundrise Public NetSuite NerdWallet Connect with Patrick: Twitter   Connect with the FI couple: Website   |  Instagram | Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

"A Proven Plan for Finance Fitness"

A member of my 28-Day Challenge coaching program asked: "I'm curious: what do your kids do for work or how do they learn work ethic? Our oldest is almost 16 and starting a job this summer which is flexible (thank goodness) but as much as she and our family go places we are trying to make sure we're home for part of the summer so she can get hours at that job and earn some money! I know there are ways to earn outside a typical job: do you have a list of ideas for me? We considered selling some of her crafty works on Etsy and she's done babysitting jobs, but I don't see those online options really "paying off". When we consider doing yard work for others or house cleaning etc, I wonder how safe that is for her to go into homes alone... ...and I feel like our summers will be eaten up soon by our older kids trying to hold down jobs. My spouse feels it's so important for them to learn how to work for someone and they can work during the school year, but it would have to be a REALLY flexible employer. ;) I'd love any insight you (or others!) have." And... "Greg said once that his children WILL be wealthy when they grow up. What is it that gives him that kind of confidence (without of course giving them the money!

Summary:   This week's episode is a bit different. We're talking money! From one girlfriend to another, Diane is sharing vulnerable stories to inspire you to take action towards your financial health. If you feel stressed around your finances, you're living paycheck to paycheck, or you're stressed when investing in your health and fitness because you don't have the financial means, Diane is sharing some things she's learned in recent years. She talks about what's worked for her and who she looks to for financial advice.    Key Takeaways:   08:33 - Who is this episode for?  12:45 - Diane shares her financial upbringing and the impact it had early in adulthood 20:21 - 1st resource that changed the game 24:11 - 2nd resource to help you master your money mindset 28:11 - What Diane did & suggests you do to get started 29:23 - Credit card strategies you need to know 31:21 - Retirement, Checking, and Savings accounts to invest in  33:32 - Optimize your credit card usage & maximize the benefits 35:49 - 3rd resource to learn more about your spending  38:41 - How to align your credit card rewards with your spending habits 42:02 - Do this to avoid late charges and interest fees! 43:11 - What is a credit utilization ratio? 44:34 - Why Diane loves the Chase Sapphire Reserve credit card 42:20 - Business card recommendations & their benefits 49:43 - #1 tip for travel hacking 50:56 - Investments to think about & how to increase your overall wealth 52:45 - Why you should consider separate checking accounts 54:35 - Leave the basic bitch accounts behind and open these instead! 01:00:02 - Understanding your psychological barriers to financial success     Resources Mentioned:   Total Money Makeover by Dave Ramsey: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277  I Will Teach You to be Rich by Ramit Sethi: https://www.iwillteachyoutoberich.com/books/  Netflix Series, How to Get Rich with Ramit Sethi: https://www.netflix.com/vn-en/title/81410436  Check out https://thepointsguy.com/  Chase Sapphire Reserve: https://www.referyourchasecard.com/19l/8Q9EVN8CGT  Amex Platinum: https://americanexpress.com/en-us/referral/DIANEFAEAJ?XLINK=MYCP  Marcus Account: https://www.marcus.com/share/DIA-76Y-DIBQ   Schwab Account: https://www.schwab.com/client-referral?refrid=REFERBYHCJ6JV       Connect with Diane:   GET ON MY E-MAIL NEWSLETTER HERE Instagram: https://www.instagram.com/dianeflores_ifbb_pro  Join the Boss Bitch Besties Fitness Community: https://www.facebook.com/groups/dianefloresifbbpro  YouTube: https://www.youtube.com/@dianeflores_ifbb_pro    Freebies:   Plateau-Buster Guide: https://dianeflores.lpages.co/plateau-buster-guide/  Boss Bitch Empowerment Tools: https://bit.ly/BossBitchDownload5EasyThings Protein Snack List: https://bit.ly/ProteinSnackListDownload Sleep Hacks: https://bit.ly/FreebieDownloadForSleepHacks Full Body Training Program: https://bit.ly/FreeFullBodyTrainingProgramPDFDownload Supplement Guide: https://bit.ly/BossBitchSupplementGuide Work with Diane:   Get your personalized physique assessment here The Goddess Body Project 12 week program Get your FREE backstage packing list for competition here Fuel Your Body with the Goods:   Try Meal Prep Delivery with FitKitchen Code: Diane10  Try this Energy Shot from Magic Mind - Code: BBRadio Fave Boss Bitch Protein Bars - Built Bars *Use Promo Code: “Diane” at check out Cured Nutrition Code: BossBitch saves 20% off first order Nutrishop Supplement Shop - Code: BossBitch (free shipping) Dress Up & Show Up Like a Boss Bitch:   For 15% off your purchase at Toxic Angels Bikinis use Code: Diane  Get $10 off Bombshell Sports Wear HERE For 15% off at Pseudo Force Studio Apparel, use Code: BossBitch Salty Savage Fitness Apparel Code: AmandaGlitters

In today's episode, we're diving into Dave Ramsey's first baby step: saving $1,000 of emergency funds. Dave Ramsey, a renowned financial expert and author of "The Total Money Makeover," lays the foundation for financial stability with this critical step. Let's explore why it's so essential and how to go about it.Introduction:Welcome to Figuring The Figures, your source for financial wisdom.Today, we're discussing Dave Ramsey's first baby step: saving $1,000 of emergency funds.Dave Ramsey is a financial guru and author of "The Total Money Makeover."This first step is the cornerstone of financial stability, and we'll explain why in this episode.Section 1: Why you need an emergency fund:Delve into the importance of having an emergency fund for unexpected expenses like car repairs or medical bills.Highlight how an emergency fund prevents you from going into debt or relying on credit cards in emergencies.Share real-life stories demonstrating the value of an emergency fund.Section 2: How to save $1,000:Discuss various strategies to save $1,000, including cutting expenses and boosting income.Stress the significance of creating a budget and tracking expenses to identify areas for savings.Offer tips for earning extra income, such as selling items or taking on a side hustle.Emphasize consistency and discipline in reaching the $1,000 goal.Section 3: What to do with the emergency fund:Explain how to set up an emergency fund, such as opening a dedicated savings account.Emphasize keeping the emergency fund easily accessible but separate from your regular accounts.Define the types of expenses that should be covered by the emergency fund.Provide examples of what not to use the emergency fund for.Time Stamps:The first baby step - 2:20Budget template - 6:15Free budget tool - 12:56Making Projections - 13:35Understanding numbers in business - 14:18Planning after budgeting - 15:28How to be effective in saving - 16:53What are real emergencies - 18:39The first step is the biggest step - 19:51Building a foundation - 22:04For more resources, links, or additional episode notes, visit ZtikMan.com/Podcasts. Thanks for tuning in, and remember that taking this first baby step can set you on the path to financial security. Join us next time for more financial insights!Do you need equipment for your studio? Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showZtikMan.com/Podcasts

Join us in a captivating conversation with Sofia Chacon, a remarkable figure in real estate and a beacon of resilience and empowerment. As an OP and franchise owner of KW, The Lakes in California, Sofia stands alongside industry leaders like Daniel Dixon and McPease. Her diverse portfolio includes Laguna Property Management, an escrow and title company, and Powerhouse Legacy, showcasing her expertise in real estate brokerage, investment, and commercial property.Sofia's journey from a single teen mom in the hood to an educated Latino entrepreneur is a powerful narrative of determination and passion. Her commitment extends beyond business; she is a dedicated mother and the founder of Little Lady Leaders, a nonprofit aimed at empowering young girls. This episode delves into her story of building a life by design, highlighting her challenges, achievements, and the profound impact she's made on both personal and professional fronts.Don't miss this inspiring episode as we uncover the life Sofia Chacon built for her family, exemplifying the spirit of starting from the bottom and rising to the top.Resources:Learn more at The Color of MoneySofia Chacon on KWConnect with Sofia on LinkedInFollow Sofia on Instagram: @unstoppable_sofiaRead: "Total Money Makeover" by Dave RamseyBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayProduced by NOVA MediaThis podcast is for general informational purposes only. The guest's views, thoughts, and opinions represent those of the guest and not KWRI and its affiliates and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

The new year has just begun! It's the perfect time for a refresh, and the beginning of a new journey.  If you're ready to get kicking this new year with a resolve to tackle your finances, now is the perfect time to scope out some reliable resources and learn effective strategies to accomplish whatever goal you seek to achieve this year.  Links: Books: The Total Money Makeover by Dave Ramsey  I will Teach You to Be Rich by Ramit Sethi The Millionaire Next Door – by Thomas J Stanley The Simple Path to Wealth – J.L. Collins The Psychology of Money – Morgan Housel YouTube Channels Ramit Sethi I Will Teach You To Be Rich - YouTube Dave Ramsey The Ramsey Show Highlights - YouTube  Graham Stephen Graham Stephan - YouTube  Khan Academy (Economics and Finance) Khan Academy - YouTube  Next Gen Personal Finance Next Gen Personal Finance - YouTube  Financial apps You Need a Budget (YNAB)  EveryDollar Good Budget Pocket Guard  Use Triangle Credit Union's app for iOS or Android for Money Management tools Check out TCU University for more financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   To improve and learn, you need to find credible resources. Today, there are so many different avenues to find anything you have an interest in.  This might be the year you want to increase your net worth, get your finances more organized, save more money, or get out of debt.   Fortunately, there are so many resources and tools available that cover any financial topic.   Here are some top resource categories with specific examples you should explore this year for financial knowledge, practice, and motivation.   The first one for all the readers out there is to select some finance books that explore popular themes to help you not only understand money but also how to lay out strategies for organizing it.  Total Money Makeover by Dave Ramsey  I Will Teach You to Be Rich by Ramit Sethi  The Millionaire Next Door by Thomas J Stanley  The Simple Path to Wealth by J.L. Collins The Psychology of Money by Morgan Housel  This is just a short list of the many books out there covering finance topics. Doing a simple Google or Amazon search will bring up additional suggestions for you to explore. Also, if you prefer to listen to audiobooks, most of these are available in audio format.   Keep in mind, many authors also write articles on their social media and websites so explore their profiles for more insight, news, and other advice they may be sharing.  For anyone who likes to watch videos and tutorials, another resource is to seek out financial videos from good teachers and experts.  If this is your preferred learning method, YouTube can be a great resource. Many financial institutions and professionals host videos and discussions on their own channel where you can pick up some useful tips, advice and learn all about a variety of topics.   Explore the YouTube channels of some of these popular creators.  Ramit Sethi I Will Teach You to Be Rich - YouTube Dave Ramsey The Ramsey Show Highlights - YouTube Graham Stephen Graham Stephan - YouTube Khan Academy (Economics and Finance) Khan Academy - YouTube Next Gen Personal Finance Next Gen Personal Finance - YouTube  Don't forget to also explore your financial institution and financial planner's social channels for videos and posts sharing insight and advice.   The last resource you will want to use is a personal finance app.  It's one thing to know what you need to do financially but another to make it work. Using a good mobile app or two will give you the tools to work a budget, set up goals, manage cash flow and pay off debt.   There are a few top-rated ones out there so browse the app store and see what you can find. Right off the bat here are a few of the popular ones to start your search.  You Need a Budget (YNAB) - This app helps you track spending and budget to pay off debt YNAB  EveryDollar  - This app helps you with budgeting and cash management where you assign a use for every dollar you make EveryDollar - Ramsey (ramseysolutions.com)  Good Budget – This app offers a digital take on the envelope system to help you organize spending money Best Home Budget App for Android, iPhone, & Web | Good budget  Pocket Guard – This high rated app helps you simplify your money, track bills, and manage cash flow PocketGuard: Budgeting App & Finance Planner  Keep in mind that some of these apps mentioned require subscriptions and others may have free versions so explore the features of each to see which ones you are most likely to use for your financial management.  Also, make sure you get familiar with your financial institution and financial planner's mobile apps. Many of them provide cool and useful tools for budgeting, debt payoff plans and net worth building.   If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and be sure to check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

I'm running a 5 Day Investing Saving Challenge starting on November 13, where you will learn how you can make your first $10,000 with investing! This is totally FREE to join and you'll even have the opportunity to win $1,000 cash! Go to erika.com/invest and you can secure your spot! #57: Dave Ramsey, a financial expert, radio host of “The Ramsey Show”, and author of The New York Times bestseller The Total Money Makeover, is my guest in this week's episode. You will learn: Dave's signature 7 Baby Steps for taking control of your money Three things to know about wealth Dave's darkest moment How Dave went from bankrupt to a multi millionaire Get Dave Ramsey's books: The Total Money Makeover  Baby Steps Millionaires Special thanks to our partners & sponsors: Rosetta Stone: Lose the renewal fees, get a lifetime subscription of Rosetta Stone for the special price of $149 (usually $399) and immerse yourself in language! erika.com/rosettastone Modern Fertility: Easy and affordable hormone testing with Modern Fertility - visit ModernFertility.com/erika for $20 off your test! Webull (free stocks) - erikataughtme.com/invest Aura: Get a 14-day free trial with my sponsor Aura and see where your personal information is being leaked online - erikataughtme.com/aura Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified.  Prefer video or want closed captions?⁠ Watch this episode on YouTube https://youtu.be/QzVAOABEdWE Did you enjoy the episode?⁠⁠ Please leave us a review here⁠⁠ https://erikakullberg.com/review: (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms.  ⁠Connect with me on Instagram.⁠ https://www.instagram.com/erikankullberg/ For more information, go to⁠ www.erikataughtme.com/⁠ Get on my personal finance & investing course priority waitlist here https://erikakullberg.com/3DMoney Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it https://erikakullberg.com/MasteringYT ⁠Get more of my free resources. https://www.erikakullberg.com/links

I'm a big fan of HSAs and I have been since 2017 when my wife and I enrolled in ours, but there are important tips that I will go over in this podcast so you don't make mistakes that could cost you. WATCH NEXT ➡️ 7 Pillars of Financial Independence That Will Make You Rich ⁠⁠https://youtu.be/_uqKDhWT3yo⁠⁠ 4 BEST Investing Accounts YOU Need to Open Today! ⁠⁠https://youtu.be/1fTdwZaphCE⁠⁠ Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ ⁠⁠⁠⁠⁠https://youtu.be/Q-cqP5a5l9Y⁠⁠⁠⁠⁠ Save Your First $100k VERY FAST - DO THIS! ➡️ ⁠⁠⁠⁠⁠https://youtu.be/CB2GeK3YCbg⁠⁠⁠⁠⁠ Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Recommended personal finance books: The Total Money Makeover ➡️ ⁠⁠⁠⁠⁠⁠https://amzn.to/2O4sLeU⁠⁠⁠⁠⁠⁠ The Millionaire Next Door ➡️ ⁠⁠⁠⁠⁠⁠https://amzn.to/38IIh80⁠⁠⁠⁠⁠⁠ The Simple Path To Wealth ➡️ ⁠⁠⁠⁠⁠⁠https://amzn.to/38WoQZJ⁠⁠⁠⁠⁠⁠ Thanks for checking out my affiliate links above and I'm certain you will be very happy you did. As an Amazon Associate I earn from qualifying purchases. --- Send in a voice message: https://podcasters.spotify.com/pod/show/habeshafinance/message

How far would you go to knock out $231,000 of debt? Inspired by Dave Ramsey's book The Total Money Makeover, Brittany and Josh Evans are leaving their Sioux Falls home and making some pretty major life changes to complete their seven-year plan for financial freedom. Here's how they money.You can find more episodes of Common Cents on the Prairie™ on Apple Podcasts, Spotify, YouTube, Google Podcasts, Amazon Music, and on our website.Watch every episode on YouTube, and subscribe to First National Bank's channel!Follow First National Bank on FacebookFollow First National Bank on InstagramFollow First National Bank on TikTokFollow First National Bank on Twitter

Financial bliss isn't just for the pragmatic; it's a canvas for artists to paint their dreams on. Join us on this creative financial journey, infusing passion into your artistic endeavors and relationships. Join us in this episode to explore actionable financial strategies for artistic souls. Discover insights from "The Barefoot Investor" by Scott Pape and "The Total Money Makeover" by Dave Ramsey, two experts offering universal financial wisdom. Learn the power of monthly financial date nights to transform your money mindset and build financial security, whether single or in a relationship. Explore The Barefoot Investor's Buckets strategy, debt elimination, homeownership tips, investment insights, and the importance of building an emergency fund. We'll also discuss mortgage strategies, retirement planning, and the significance of leaving a legacy. Unlock your financial potential today. Tune in and discover the steps to financial serenity and contentment. Head to larabiancapilcher.com for freebies, courses, blogs, and more!  HEALTHY WEALTHY WISE ARTIST PODCAST SHOW NOTES   #FinancialBliss #ArtisticSouls #FinancialEmpowerment #MoneyMindset #FinancialSecurity #Podcast #TheBarefootInvestor #DaveRamsey

Money. It's a word that can evoke so many emotions, from joy and security to anxiety and frustration. I've had my own journey with money, and to be quite honest, it's not always been a healthy one. I've asked questions like, How can I align my Christian beliefs with financial success? Is it okay for me to pursue wealth? If you've ever pondered these questions, you're not alone. I want to explore the concept of wealth from a Christian perspective with you, discuss developing a Christian money mindset, and share some valuable resources to help you manage your finances. The goal here is not just to answer these questions but to guide you towards healing your mindset about money, embracing wealth as an opportunity, and improving your money management skills. I'm on this journey with you, so let's do this together. Grab my resource for getting started on your own financial journey and healing your money mindset: 90-Day Financial Evaluation & Money Goals Guide - In just a few pages, you'll evaluate your last 90 days of expenses, set clear financial goals for the next 90, and create a practical budget to achieve them. This guide is your ticket to transforming your relationship with money, from scarcity to abundance. With actionable steps, reflection questions, and powerful affirmations, you'll reframe negative money beliefs and embrace a new, confident approach to your finances. Here are the books I mentioned in the episode: The Total Money Makeover by Dave Ramsey covers debt elimination and financial freedom. Money, Possessions, and Eternity by Randy Alcorn focuses on the Christian perspective on wealth and possessions. Your Money Counts by Howard Dayton offers practical steps for managing your money. --- Support this podcast: https://podcasters.spotify.com/pod/show/christin-morris/support

It's no secret that I got my financial philosophy from the one and only Dave Ramsey. And it's the advice in Dave's Total Money Makeover that helped me pay off debt, get my feet under me, and eventually empowered me to become a net worth millionaire. But despite that thrilling tale of victory and triumph, I still get a lot of flack from people for touting the Total Money Makeover. So today, I'm going to take a look the most common objections I get in regard to this controversial money book to see whether the flack is fact or the flack is whacked. Links: The Total Money Makeover The Best Way To Pay Off Debt Fast

Here are the books: Total Money Makeover 21 Irrefutable Laws of Leadership Extreme Ownership Leaders Eat Last Leadership Strategies & Tactics Atomic Habits Relentless Sea Stories Man Up Greenlights

Here are the top 5 401(k) mistakes you need to avoid otherwise you could end up paying a lot of money in fees and penalties. WATCH NEXT ➡️ 7 Pillars of Financial Independence That Will Make You Rich ⁠https://youtu.be/_uqKDhWT3yo⁠ 4 BEST Investing Accounts YOU Need to Open Today! ⁠https://youtu.be/1fTdwZaphCE⁠ Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ ⁠⁠⁠⁠https://youtu.be/Q-cqP5a5l9Y⁠⁠⁠⁠ Save Your First $100k VERY FAST - DO THIS! ➡️ ⁠⁠⁠⁠https://youtu.be/CB2GeK3YCbg⁠⁠⁠⁠ Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

In this episode, we're diving headfirst into a topic that's all about the balancing act of managing money while enjoying life to the fullest. You might recall from episode #2  that "The Total Money Makeover" by Dave Ramsey was a game-changer for me. Well, today, I'm excited to share how that pivotal moment ignited a unique perspective on achieving financial security- one that sets me apart from the Dave Ramsey approach.**Episode Highlights:**1. **Rediscovering Emergency Funds:** Remember that $1,000 starter emergency fund? We're taking a closer look at how this figure may need a modern-day makeover. Let's discuss why a more substantial starter fund might align better with the realities of today's world.2. **Striking the Balance:** It's not all about austerity and cutting out life's pleasures. We'll explore the art of finding balance between responsible money management and still engaging in those things that bring joy.3. **Investing with Intention:** Is it really a no-go to invest while you're working to eliminate debt? I share my take on why there's room for strategic investing even in the midst of tackling debt.4. **Shifting Perspective on Debt:** Let's bid farewell to the shame and guilt that often accompany debt. I'll guide you through the process of owning your situation, empowering you to face your debt head-on without the weight of negative emotions.5. **Credit Scores 101:** Contrary to what some believe, credit scores aren't just numbers. I discuss why they matter and how they can impact various aspects of your financial life. Ready to explore a fresh perspective on managing your finances that's a little different from Dave Ramsey's teachings ?Tune in to this episode to shake things up a bit.Next Steps:✔️ Click Here to learn more about The Wealthy Woman's Academy ✔️Click Here to subscribe to The Wealthy Wednesdays Weekly Newsletter. ✔️ Interested in private coaching? Click Here to schedule a consultation.✔️ Join The Facebook Group:https://www.facebook.com/groups/herlifeandmoney✔️ Visit the Website:https://www.germainefoley.com✔️ Follow Germaine on Instagram:https://www.instagram.com/germainefoleycoaching/

Here are the top 5 401(k) mistakes you need to avoid otherwise you could end up paying a lot of money in fees and penalties. WATCH NEXT ➡️ 4 BEST Investing Accounts YOU Need to Open Today! https://youtu.be/1fTdwZaphCE I Switched to CIT Bank's High Yield Savings Account. Worth it? ⁠⁠https://youtu.be/rGIUTUTwUUw⁠⁠ Reasons You Won't Qualify for a High Yield Savings Account ⁠⁠⁠https://youtu.be/cnE81PT_thE⁠⁠⁠ 4 Stages to Saving $1,000,000: ⁠⁠⁠https://youtu.be/pgT7ehOCv5U⁠⁠⁠ BEST 3-Fund ETF Portfolio That Will Make You Rich ➡️ ⁠⁠⁠https://youtu.be/ej_P9_Wbt-k⁠⁠⁠ Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ ⁠⁠⁠https://youtu.be/Q-cqP5a5l9Y⁠⁠⁠ Save Your First $100k VERY FAST - DO THIS! ➡️ ⁠⁠⁠https://youtu.be/CB2GeK3YCbg⁠⁠⁠ Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

Dave Ramsey & Rachel Cruze answer your questions and discuss:  Preparing to go down to a single income household while paying off your house, from the blog: How to Pay Off Your Mortgage Early How to navigate Baby Step 3b and Baby Step 4 at the same time, "Should I pause investing while paying off $100,000 of student loans?" from the blog: Pay Off Debt or Save for the Future? Want to learn more? Go to RamseySolution.com/StudentLoans A Debt-Free Scream from a single woman who found confidence to change her life with Dave's common sense financial advice, from the store: The Total Money Makeover by Dave Ramsey Why it's ok to leave a low paying job even when you work for family. Support Our Sponsor: Zander Insurance NetSuite Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today! www.everydollar.com/TRS Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Ramsey Solutions Privacy Policy

The S&P 500 Index appears to be recovering from one of it's more recent lowest points in October 2022. BEFORE you go buy index funds and ETFs that track the S&P 500 make sure you watch this video! WATCH NEXT ➡️ I Switched to CIT Bank's High Yield Savings Account. Worth it? ⁠https://youtu.be/rGIUTUTwUUw⁠ Reasons You Won't Qualify for a High Yield Savings Account ⁠⁠https://youtu.be/cnE81PT_thE⁠⁠ 4 Stages to Saving $1,000,000: ⁠⁠https://youtu.be/pgT7ehOCv5U⁠⁠ BEST 3-Fund ETF Portfolio That Will Make You Rich ➡️ ⁠⁠https://youtu.be/ej_P9_Wbt-k⁠⁠ Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ ⁠⁠https://youtu.be/Q-cqP5a5l9Y⁠⁠ Save Your First $100k VERY FAST - DO THIS! ➡️ ⁠⁠https://youtu.be/CB2GeK3YCbg⁠⁠ Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

It's Sunday, which means...it's recap time here on the Retirement Quick Tips Podcast This week the theme was: Best Personal Finance Books To Read This Summer In case you missed any episodes, here are my top summer book recommendations: The Total Money Makeover by Dave Ramsey The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel The Millionaire Next Door by Thomas J. Stanley A Random Walk Down Wall Street by Burton Malkiel Managing God's Money: A Biblical Guide by Randy Alcorn The most important takeaway from this week is…managing your money well is about understanding the basics well, and being disciplined - both with your spending and saving habits, and with your emotions and how you react to what's happening with your investments and in the economy.  The lessons learned in these books are enduring lessons that I have carried with me over the years, and the knowledge you'll gain if you read any or all these books will serve you well for years to come.  Tomorrow, I'm starting a brand new theme: how to protect yourself from cyber theft. Criminals are getting very good at tricking consumers, where it's now possible to impersonate you over the phone, tricking even your own family members into thinking it's you on the phone. And with AI getting more sophisticated, the potential for cyber theft is even scarier.  So next week, I'll talk about the top ways you can protect your money from cyber theft.  Thank you so much for listening this week! If you're enjoying the podcast, chances are someone else you know who is getting close to retirement could also benefit from checking it out, so please share the show with a friend, a neighbor, your sister, or your boss. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to someone you know who is eyeing retirement.  Thanks for sharing the love and spreading the word. I hope you have a blessed Sunday. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

"We don't get into debt by doing the math."  That's from finance guru Dave Ramsey who says getting out of debt, and then creating wealth, is about your behavior.  Dave, and co-host of the Ramsy Show, George Kamel, explain how tens of millions of people have turned their lives around financially by taking 'baby steps.' George also goes over the questions you need to ask yourself before making any purchase.  He calls it the S.M.A.R.T. system. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. To get a free copy of The Total Money Makeover, email Heather the reasons why you need to learn how to become debt free, here.  The first 3 people who send email will receive the book in the mail.See omnystudio.com/listener for privacy information.

This week's theme on the Retirement Quick Tips Podcast is: Best Personal Finance Books To Read This Summer Today's book choice is a book that I first read in college. It really opened my eyes to debt, how damaging it can be, and the importance of priorities when it comes to how you manage your money. It's one of the reasons why I became a financial advisor - to help people and to change lives like Dave Ramsey was doing through his book and radio show.  The Total Money Makeover by Dave Ramsey is best for those of you who are stressed out by money or trying to get out of debt. His baby steps and inspirational stories highlighted in the book will create a roadmap for getting out and staying out of debt.  Description: There's a reason why this book has been a long-time bestseller, and his show has more than 16 million weekly listeners - it's because his advice is straightforward and simple and if you follow it Why I like it so much: The advice is timeless and because there's so many books in circulation, you can find a decent used one for around $5 Pairs well with: coffee, a highlighter and a notebook (taking notes) - you can also buy a companion notebook. You can read this one on the beach, especially with all the stories that are sprinkled throughout the book, but you're going to want to make sure you understand the practical advice and baby steps, and for that, you'll want to take some notes or buy the workbook that goes with it.  That's it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.     ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

WATCH NEXT ➡️ I Switched to CIT Bank's High Yield Savings Account. Worth it? https://youtu.be/rGIUTUTwUUw Reasons You Won't Qualify for a High Yield Savings Account ⁠https://youtu.be/cnE81PT_thE⁠ 4 Stages to Saving $1,000,000: ⁠https://youtu.be/pgT7ehOCv5U⁠ BEST 3-Fund ETF Portfolio That Will Make You Rich ➡️ ⁠https://youtu.be/ej_P9_Wbt-k⁠ Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ ⁠https://youtu.be/Q-cqP5a5l9Y⁠ Save Your First $100k VERY FAST - DO THIS! ➡️ ⁠https://youtu.be/CB2GeK3YCbg⁠ Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Sign up for a CIT Bank Savings Connect HYSA. We recently switched to them and can't recommend them enough! ⁠https://fxo.co/1147663/cit⁠ (Affiliate link) Sign up for a CIT Bank Platinum Savings HYSA here: ⁠https://fxo.co/1147663/CITplatinum⁠ 7 Pillars of Financial Independence That Will Make You Rich ⁠⁠https://youtu.be/_uqKDhWT3yo⁠⁠ Open your free high yield savings account with CIT Bank today: ⁠⁠https://fxo.co/1147663/investingwithmatt⁠⁠ Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

Apple LAUNCHES new high yield savings account with Goldman Sachs, but is it worth the hype and should you apply? Apple's instructions to setup Savings ➡️ https://support.apple.com/en-us/HT213451 WATCH NEXT ➡️ Reasons You Won't Qualify for a High Yield Savings Account https://youtu.be/cnE81PT_thE 4 Stages to Saving $1,000,000: https://youtu.be/pgT7ehOCv5U BEST 3-Fund ETF Portfolio That Will Make You Rich ➡️ https://youtu.be/ej_P9_Wbt-k Save $10,000 FAST! (10 Saving Tips for Your First $10K) ➡️ https://youtu.be/Q-cqP5a5l9Y Save Your First $100k VERY FAST - DO THIS! ➡️ https://youtu.be/CB2GeK3YCbg Check out my affiliate links below for products I recommend that I've used personally or researched enough to know they're worth your time. Sign up for a CIT Bank Savings Connect HYSA. We recently switched to them and can't recommend them enough! https://fxo.co/1147663/cit (Affiliate link) Sign up for a CIT Bank Platinum Savings HYSA here: https://fxo.co/1147663/CITplatinum 7 Pillars of Financial Independence That Will Make You Rich ⁠https://youtu.be/_uqKDhWT3yo⁠ Open your free high yield savings account with CIT Bank today: ⁠https://fxo.co/1147663/investingwithmatt⁠ Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

Dave Ramsey is a well-known author, radio host, and financial expert famous for his practical advice on personal finance, wealth management, and debt elimination. Become a member here:https://www.patreon.com/MoonshotsHere are some of the themes and topics that Dave Ramsey commonly writes about: Personal finance and budgeting: Dave Ramsey is known for his advice on managing personal finances, creating a budget, and saving money. He emphasizes the importance of living below your means, building an emergency fund, and avoiding debt. Debt elimination: Dave Ramsey advocates getting out of debt and staying debt-free. He provides a step-by-step plan for paying off debt, known as the "debt snowball method," which involves paying off the smallest debts first and then moving on to larger ones. Investing and retirement planning: Dave Ramsey advises investing, retirement planning, and building wealth over the long term. He recommends investing in low-cost index funds, diversifying your investments, and taking a long-term approach. Business and entrepreneurship: Dave Ramsey also writes about starting and running a successful business. He provides advice on business planning, marketing, and financial management. Leadership and personal growth: Besides personal finance and business, Dave Ramsey also writes about leadership and personal development. He encourages readers to develop leadership skills, pursue their passions, and live purposeful lives. Dave Ramsey's writings focus on practical, actionable advice for improving your financial situation, building wealth, and achieving your goals.Buy Total Money Makeover from Amazon https://geni.us/DaveRamseyTotalBuy Summary of Total Money Makeover from Blinkist https://blinkist.o6eiov.net/y2qRvVINTRODave Ramsey introduces the 7 Baby Steps within the Total Money Makeover, by focusing on steps 1 and 2Save and Snowball (3m27)MINDSETSwedish Investor helps us accept that we need to be realistic with our financesNo More Denial (2m19)WHERE TO STARTDave and Jess from the Ramsey Show talk through the need for patience and resilienceHow to stay motivated (4m25)Dave breaks down a caller's situation, and how money is a toolGet rid of the debt (3m41)OUTRODave closes the show with a call to action: take ownership of your money decisions, and the value of KISSThe secrets of the rich (3m40)Buy Total Money Makeover from Amazon https://geni.us/DaveRamseyTotalBuy Summary of Total Money Makeover from Blinkist https://blinkist.o6eiov.net/y2qRvV ★ Support this podcast on Patreon ★

Sometimes saying money and investing can be challenging and it can be hard to tell how you're doing financially. In this video I want to talk about the signs that can help you see you're doing financially well even if it doesn't feel like it. WATCH NEXT ➡️ 7 Pillars of Financial Independence That Will Make You Rich https://youtu.be/_uqKDhWT3yo Open your free high yield savings account with CIT Bank today: https://fxo.co/1147663/investingwithmatt Get Term Life Insurance. Creating an account is free with Haven Life and you can estimate how much you can expect for the amount of life insurance you're interested in (this is who I got my life insurance policy with). Haven Life

You asked, Christine and Dave answered. In this episode, the Frugal Fit Spouses answer your questions about mom guilt, raising sassy kids, communication, keeping it fresh, hiking, national parks, parenting without guilt, their very thrifty wedding, and more. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: Frugal Fit Mom Instagram: @frugalfitmom6 Website: www.frugalfitmom.com References: Frugal Fit Mom's Food Storage/Prepper Playlist https://www.youtube.com/watch?v=e42ImOm6vLM&list=PLrnEhJ2EIajXg1fUrJendI2OzYTiAGdSa Dave Ramsey's The Total Money Makeover https://www.ramseysolutions.com/store/books/the-total-money-makeover-by-dave-ramsey Dealing with Picky Eaters Podcast Episode https://podcasts.apple.com/us/podcast/dealing-with-picky-eaters-toddlers-teenagers-and-adults/id1649201934?i=1000582304641 Leading with the Heart: Coach K's Successful Strategies for Basketball, Business, and Life https://www.amazon.com/Leading-Heart-Successful-Strategies-Basketball/dp/0446676780 The Singletrack Sampler https://www.youtube.com/channel/UCfUGBBnxQYezwJM9wi3F-Lg Joshua Weissman https://www.youtube.com/channel/UChBEbMKI1eCcejTtmI32UEw Porter MTB https://www.youtube.com/c/PorterMTB?app=desktop --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

It's possible to sail through a recession if you make the right preparations. In part 2 of this episode, Brian further explains how to make the most of opportunities and grow your business and finances during challenging economic times. He also answers key questions submitted by listeners. YOU WILL LEARN:· The 3 strategies for success in recessionary times.· The differences between the last recession and the next one.· The importance of being a voice of value. MENTIONED IN THIS EPISODE:S2E43, The Coming Recession S2E44, How to Recession Proof Your Business Stewart Wealth Management MasterMind Summit The Peak Experience www.speakpipe.com/it'sagoodlife “The Total Money Makeover,” by Dave Ramsey “The Intelligent Investor,” by Benjamin Graham “The Richest Man in Babylon,” by George S. Clason “The Greatest Salesman in the World,” by Og Mandino NOTEWORTHY QUOTES FROM THIS EPISODE: “If you prepare the ark, then it doesn't matter when it rains, or how hard it rains, you're good to go.” – Brian Buffini “I started with putting $50 every two weeks aside - that's how I became a millionaire.” – Brian Buffini “The bottom line is, know what you believe and know why you believe. Get good advice and then stick with it.” – Brian Buffini “The only thing you can affect is the pond that you are in yourself: your own clients, your own customers, your own family, your own relationships. Be a voice of value.” – Brian Buffini See acast.com/privacy for privacy and opt-out information.