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Welcome back to another episode of Life Points with Ronda I'm back Here to drop the horoscope predictions for all zodiac signs in the areas of relationships, career, and finances. Please keep in mind that these predictions are for entertainment purposes only and should not be taken as absolute truths. Let's do it! 1. Aries (March 21 - April 19):Relationships: This period may bring some challenges in relationships. Communication and compromise will be key to maintaining harmony.Career: Your career may see some positive developments. New opportunities or promotions may come your way.Finances: Finances may fluctuate. Be cautious with your spending and avoid making impulsive decisions.2. Taurus (April 20 - May 20):Relationships: Relationships will be stable and harmonious. It's a good time to strengthen existing bonds and deepen emotional connections.Career: Your career may experience steady progress. Focus on your goals and stay determined.Finances: Financial stability is likely. Consider long-term investments and saving for the future.3. Gemini (May 21 - June 20):Relationships: Communication will be vital in relationships. Be open and honest to avoid misunderstandings.Career: Your career may undergo some changes. Adaptability and flexibility will be key to success.Finances: It's important to budget and manage your finances wisely. Avoid unnecessary expenses and focus on saving.4. Cancer (June 21 - July 22):Relationships: Emotional connections will be strong. Nurture your relationships and express your feelings openly.Career: Your career may experience positive growth. New opportunities may arise, but be cautious in making decisions.Finances: Finances will be stable. Focus on long-term financial planning and avoid impulsive purchases.5. Leo (July 23 - August 22):Relationships: Relationships will thrive during this period. Express your affection and show appreciation to your loved ones.Career: Your career may see significant progress. Take the lead and showcase your skills and abilities.Finances: Financial opportunities may arise. It's a good time to invest but be cautious and seek professional advice.6. Virgo (August 23 - September 22):Relationships: Relationships may require some attention and compromise. Patience and understanding will be important.Career: Your career may require extra effort and attention. Stay organized and focused on your goals.Finances: Finances may be stable but require careful management. Budgeting and planning will help you stay on track.7. Libra (September 23 - October 22):Relationships: Relationships will be harmonious and balanced. Focus on creating a peaceful environment and resolving conflicts.Career: Your career may progress steadily. Collaborative efforts and networking will be beneficial.Finances: Financial stability is likely. However, avoid unnecessary expenses and focus on saving for the future.8. Scorpio (October 23 - November 21):Relationships: Relationships may go through some intense phases. Honesty and trust will be crucial in resolving conflicts.Career: Your career may experience positive transformations. Embrace change and take calculated risks.Finances: Financial stability may improve. Consider long-term investments and avoid impulsive purchases.9. Sagittarius (November 22 - December 21):Relationships: Relationships will be adventurous aSupport the showhttps://chat.openai.com/g/g-8E47AuJfB-life-points-assistanthttps://FaceBook.com/Lifepointswithronda1https://youtube.com/@lifepointswithronda2968https://TikTok.com/@lifepointswithrondahttps://Instagram.com/@lifepointswithrondahttps://Patreon.com/@lifepointswithrondahttps://Lifepointswithronda.com

Transition story takeaways: - Leave yourself Time - Have a plan, but be prepared to adjust fire - If you determine family and location, be willing to sacrifice in other areas - When you get into career, find your niche Home Buying: - Leverage the VA Loan and learn the benefits ($0 down!) - Look at your house as an investment, not with emotion (you will still probably move a few more times) Finances: - It is different after the military (Taxes, etc).  Know the gap, budget wisely, have a plan - Talk finances in your home. - Make decisions together as a family - Avoid bad debit, leverage good debit - Leverage compounding interest Advice: - Find an successful mentor in your industry. - Find worthy mentor when it comes to finances - Network References: https://anchor.fm/viewfromtheskies/episodes/Managing-Life-Balance-Planning-and-Reacting-to-your-Growth-with-Eric-Roberts-ea380g https://anchor.fm/viewfromtheskies/episodes/Navy-Submariner-Enlisted-Skills-with-Nick-Mershon-eapq43 https://www.linkedin.com/in/marshallsparkman/ https://valoanstn.com/ sparkyourcredit.com https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474/ref=asc_df_1589795474/?tag=hyprod-20&linkCode=df0&hvadid=312673449485&hvpos=&hvnetw=g&hvrand=6271694859347332272&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9014783&hvtargid=aud-801381245258:pla-334747853238&psc=1 https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ref=pd_sbs_14_t_0/137-0695655-9849043?_encoding=UTF8&pd_rd_i=1612680194&pd_rd_r=0255e3d8-cd8a-4e1f-b041-cc7a45c2e6d5&pd_rd_w=dtF6P&pd_rd_wg=tEyDb&pf_rd_p=5cfcfe89-300f-47d2-b1ad-a4e27203a02a&pf_rd_r=AHMZ65XJA0CE99S39QSY&psc=1&refRID=AHMZ65XJA0CE99S39QSY --- Send in a voice message: https://anchor.fm/viewfromtheskies/message Support this podcast: https://anchor.fm/viewfromtheskies/support

You’re listening to the Street Smart Wealth Experience, show #345 and today, we are going to change the way you look at and DO Goal Setting.. Show notes 345.streetsmartwealth.me Welcome to today’s show and I am thrilled you are joining me. If you are new, I hope you’ll stick around, listen to some back shows, especially 334 If you’ve been with me awhile - THANK YOU!! I’ve been on a bit of a recording hiatus as I have been working on several new projects; I’ve been speaking locally and building a large client base here in the Phoenix/Scottsdale area. It’s a dream come true, marketing both online and offline, and watching the two overlap. I’ve created a new video series available to you with worksheets to walk through some of the primary challenges more and more people are experiencing these days - Comparanoia Imposter Syndrome Other People’s Opinions Not Feeling Good enough or like we measure up Access those at ConfidenceDecoded.com I would love to hear your thoughts. These are the worksheets and processes that I used to grow myself and then grow my business. It worked for me and I know it will for you, too, if you do the work. Do you get my Sunday Brunch series each week? And do you have my Social Media Success Kit? Go to StreetSmartWealth.me now and get added so you get the nuggets. It’s that time of year - about to close out one year and on to a new one. An exciting one - 20/20 - how do you feel about that? Does it feel different. It does for me. I’m energized by it. I’ve been journaling about it for a long time. Doing my daily thought downloads and planning your the year in my 5 F areas - Faith  Family/Friends  Fun  Fitness   Finances It’s amazing what being intentional and consistent can create for you. I started a fitness challenge that I put together with my daughter and it really whipped my butt into shape. You’ve likely heard my 10,000 steps journey story and how it has changed my life. FitnessFormulaChallenge.com This was more than about setting a goal. It was about a committed intention. Do you set goals? Do you get goals? Are your eyes glazed over, thinking about Goal Setting? You may be thinking “I have already learned this SO MANY TIMES.   What You’ll Learn from this Episode:   Goal Setting From a Place of Abundance Your First Thoughts Around Your Goals Getting Specific What to Watch Out For   Goal Setting From a Place of Abundance   I don’t know about you, but my goal on this earth is to be the best version of myself that I can be. To show up in the best way for myself and all who are around me.   With this thought always squarely in my mind and front and center, it makes it so much easier to direct my thoughts.   Try it - when you think about the “Best version of you”, how do you feel? Write those feelings down so you can always come back to them.   Put them on a note on your phone. Seriously get into the practice of being with these more positive feelings on a regular basis.   When I approach goal setting, I start by directing my brain specifically. And, I get into a good thinking and feeling place.   Give your brain a direction and a focus to follow. If you don’t harness your brain and your thoughts, you aren’t likely to get what you desire. Structure and supervision is critical to success.   You can predict where you will be in your life when you pay attention to what you are telling your brain. What have you told it so far?   What results do you desire in your life?   When was the last time you dreamed. Not in your sleep, but in your waking hours? Are you spending most of your time reacting and putting out fires?   We have become hard wired to think of goals and wants from a place of scarcity; of lack; in a painful way.   We’ve become afraid to dream because it feels hurtful and sad. And, getting into this place is exactly what we need to do and where we need to go so we can break through those obstacles.   We will only break through our limiting beliefs by first facing them.   Then, we can move to a place of goal setting from a place of abundance.   Your First Thoughts Around Your Goals   Typically, we think about everything that we WANT but don’t have when we start goal setting. Those are our first thoughts.   Listen to my show from Thanksgiving 326a.StreetSmartWealth.me   Now, I want you to start the goal setting process by thinking of everything you now have that you REALLY, TRULY want and love. Not exactly from a place of gratitude, but from a true, goal setting want.   I’ll share a few of mine.   “I REALLY want an amazing marriage to the man of my dreams. I REALLY want two high functioning children who are doing good work in the world. I REALLY want a calm, beautiful space to work and live. I REALLY want to be in nature regularly. I really want to be taking care of my body and health.”   Guess what?   I have all of these things now. And, I expect them; work to have them; appreciate and am grateful for them.   When you are feeling caught in the struggle, it can be hard to see all the things we appreciate.   You may be thinking initially, “All I do is work and strive and try and never quite get there.”   Maybe you don’t like aspects of your life. I get that. All of us can find some good in everything though, when we refocus how we look at things.   Stop for a minute and get fully centered in the present of where you are now. Listen to your thoughts, feel the feelings and while staying connected, do a pattern interrupt to stop that flow.   Clap your hands. Do a quick dance. Snap a rubber band on your wrist.   Stay connected but shift the thought AFTER you own it, feel it and then decide and direct your brain to move on from it.   There are no thoughts from your past that have to equal your future or change where it is you truly want to go, YOU and you alone get to choose.     Getting Specific   What is the next experience you want in your life? Not necessarily an income goal but let’s say an experience. Travel, or something.   Don’t worry about the how.   Here’s my example -   In September, 2021, my husband and I are going on a first class river cruise in Europe. We will fly first class on American Airlines (paid, and confirmed, not free); we will have a balcony suite; and add extra time before and after the trip.   The more specific the better. Get detailed. Have FUN! Let yourself go wild!     What to Watch Out For   Guess what happens next? Yep, your brain and thoughts might try to derail you.   Negative emotions settles in - fear, doubt, self judgement….   You are going to want to find the how. That’s when your brain will begin to block you. Forget it for now. It will show up - the how. The why and the thrill of it are the most important to get your thoughts and feelings going, to move you into action and results.   “I don’t know” is a dangerous place to be. A major dream stealer so don’t go there.   Your brain always looks for what you tell it to look for, so if you are really stretching it, it’s going to immediately say - “Uh, we have not had this before so I don’t think so….”   I want you to just accept that feeling, that negative emotion and then grab back that feeling of abundance and just tell your brain - “I know, and here is the really cool thing - we are going to create a new experience and change the direction of our life.”   When you get that feeling that says - I don’t know. Maybe I can’t do this.   Now is when you get out your journal and do a download of all of these thoughts. All of the negative energy.   Then, take your mind to a future place; where you have accomplished this goal. Write it out. Read it. Feel it.   Let go of any negative that comes up in a lighthearted way. Laugh, giggle and say - oh just you wait!   It’s a lot with that like that quote, “What would you do if you knew you wouldn’t fail? If you knew you couldn’t fail, what would you do?” Think about this for a minute. Go to the future place where it’s already done. See yourself there. Don’t see yourself where you are now. See and meet your mind from a place of knowing. That is powerful. Then, from that place, you write your action plan. That’s the how. When I decided to be successful in NWM, I didn’t know how. I had not done it. Nor built online started a podcast built a site and blog What I did know is that I could follow instructions; a path; someone to lead the way. I didn’t know how to make my first million dollars, exactly. I knew it had been done, though.  So, I actually DID know. I knew if I followed someone else’s lead I could do it too. And so can you. It’s so very important to break goals down into small steps. If you have a year-long goal, you need to break it down by month. Then week and then day. The more detail you can give yourself about your action plan for your goal, the better. What are you willing to do to achieve and master your goals? Learning, trying testing and more?   As we remove obstacles and limiting beliefs, we grow in our ability to create more of what we want.   We don’t have to believe any negatived thoughts. You can acknowledge it as a thought, and then choose to change that thought.     Remember, we are giving our brain a direction and a focus. Thoughts create feelings, which drive our actions and our results.   We are going to have results, no matter what. No matter how we direct our brain, so why not CHOOSE the way you want it to go.   It’s time to step out of the comfort zone and get to where you want to be!   20/20 is coming   NOW, is your time.   Get my new video training series for sure - ConfidenceDecoded.com Listen, watch, study, learn and apply. You will change your thoughts, results and life through this process. It’s worked for everyone who has ever truly committed to it. Show notes - 345.StreetSmartWealth.me Thanks for your time. I know how precious it is. See you on the next show.

Today, your Smartphone probably knows you better than you know yourself. Simply let the device look into your eyes and in seconds, you have access to all of your financial accounts, e-mail, and everything personal you could imagine. But, how well does it know your spouse? Specifically, if you were taken out of this world, would your spouse know how to access crucial financial accounts, insurance policies, and other vital information? I'm not simply talking about what is on your phone. Would your surviving spouse know who to call, how to access money, what to pay off, and where vital documents are kept?   In This Episode, We Look At: Preparing a "What to do" list for your loved one, in the event of your passing. The time to plan is now, while you are healthy and thriving, not once you are ill, old, or injured. Do you have life insurance? If not, why not? How will your loved ones pay for burial and funeral expenses? What will be the source of your surviving spouse's income? We also review the differences between having a Will and a Living Trust   Improve Your Faith and Finances: It is our responsibility to plan for the "what if's" in order to take care of our family. But if any provide not for his own, and especially for those of his own house, he hath denied the faith, and is worse than an infidel. 1 Timothy 5:8   Share Your Thoughts: If you have a question or comment about today's topic, we invite you to share your thoughts. Podcast on Facebook Tim's Faith and Finances  Website or Twitter Troy Twitter Matt Website or Twitter

“Indifference” Rev 3:15-20 Laodicea was known for their- 1. Finances - It was a center of banking and finance, known through the Roman Empire for its wealth and financial power. 2. Fashion - It was renowned for the soft, black wool produced there. 3. Pharmaceuticals - There was a famous medical school in Laodicea which produced a tablet that was sold all over the Roman Empire. This tablet was crushed, mixed with water to form a paste. This paste was rubbed into the eyes and was supposed to cure a variety of eye problems. Laodicea was destroyed by an earthquake in 61 AD. The city was so “wealthy” and “so self-sufficient” that they rebuilt their city with their own resources, refusing aid from Caesar. BUT, Laodicea had no ready source of water in the city. So water had to be piped in through aqueducts. Water from the hot springs in Hierapolis six miles to the north was brought into the city. Cold water was also piped in from Colossae, which was located 10 miles to the east. So by the time it reached them is was nether hot nor cold. This is the backdrop in which Jesus says “you are like lukewarm (indifferent, apathetic) water” and “I will spit you out of my mouth!” 1. ATTITUDE- low expectations No Excitement -indifference led to idleness No Expectation -material security led to feeling spiritually secure - no need for growth Not Engaged -settled for following Christ halfway, halfhearted 2. ALTITUDE- low living Eph 2:6 “seated in heavenly places” We prefer to be Comfortable -we play it safe, we have the attitude of my four and no more We like Conformity -we would rather fit in than stand up and out for Jesus 3. OPPORTUNITY v20 Initiated by Jesus “stands at the door and knocks” Intimacy with Jesus “will share a meal” Individual opportunity “open the door”

Today we discuss Jesus' parable of the vineyard owner and his laborers. With a quick read it is easy to see that they all received the same wages though many worked more hours than others.   In This Episode, We Look At: Jesus taught this parable in response to the exasperated disciples who complained to Jesus (in chapter 19) saying " Behold, we have forsaken all, and followed thee; what shall we have therefore?" (emphasis added) This parable really teaches the generosity of the Owner (representing God). Those who worked only an hour so were not only paid first, but they were paid the same amount as those who worked twelve or more hours. Those who worked all day supposed that they should receive more and grumbled when they did not. They missed the fact that they received what was promised to them. This parable supports the earlier words of Jesus, in chapter 19 when he taught his disciples, "But many that are first shall be last; and the last shall be first" vs 30. Those of us who have been saved practically "all our lives" will enjoy the same gift of salvation as those who trust in Christ on their death bed.   Improve Your Faith and Finances: It is best to guard our hearts against comparison with other Christians; what they own, how they live, how long they have been saved. "Godliness with contentment is great gain." Not one of us deserves salvation. All things in life we may receive above and beyond that priceless gift is further evidence of God's mercy and grace.   Share Your Thoughts: If you have a question or comment about today's topic, we invite you to share your thoughts. Podcast on Facebook Tim Website or Twitter Troy Twitter Matt Website or Twitter

There is a lot of talk on the subject of renting vs buying. While counselling and advising couples, I often hear them say something like, "We can't wait to get a house. We are just throwing money away renting a place!" and "Besides, a home purchase is an investment." Is this true?   In This Episode, We Look At: "Is your home an investment?" Definition (Investopedia): investment A)An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future. B)In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. We look at the costs associated with purchasing and maintaining a home, a brief look at 15 year versus 30 year mortgages, and the importance of financial margin.   Improve Your Faith and Finances: It is wise to save and invest for your financial future beyond the payment of your primary residence.   Share Your Thoughts: If you have a question or comment about today's topic, we invite you to share your thoughts. Podcast on Facebook Tim Twitter Troy Twitter

Little regrets can happen daily. For many of us, regrets are realized years or even decades later in life. We may wish that we had spent more time with family, taken better care of our health, and saved more money. For the child of God there will be a day when we stand before Him, and no doubt have many regrets about our stewardship of this life: "I should have shared the Gospel with my family and neighbors!" "I wasted so much precious time on things that are meaningless now!" There is a tendency in older people to be mindful of their own mortality and then start focusing on making the most of their life. Don't wait until you are older to start living for what really matters.   In This Episode, We Look At: The Key In his later reflective years, King Solomon gives us the key to living a life without regrets. The key is the phrase, “under the sun.” Used 29 times in the book of Ecclesiastes, Solomon concludes that if a person’s desires and motives are focused on this present life on earth (which is under the sun), then he will have indeed wasted his life—it was all vanity. Ecc. 1:14-15 I have seen all the works that are done under the sun; and, behold, all is vanity and vexation of spirit. 15 That which is crooked cannot be made straight: and that which is wanting cannot be numbered.  Vanity, from the Hebrew hebel, basically means “emptiness.” Everything done for this world, will pass away with this world, 1 John 2:17. The Change What is the solution to avoid having regrets in our lives? Center our affections and motives above the sun (unto Heaven, above the world). Col. 3:1-2 If ye then be risen with Christ, seek those things which are above, where Christ sittith on the right hand of God. Set your affection on the things above, not on things on the earth. Seek first His kingdom, His righteousness, and His will. Matthew 6:33 But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you. In essence, Jesus is saying, "Seek my ways, live for me, live righteously, and I will take care of all your needs." Those things which are done above are what impacts eternity. 1 Corinthians 3:14 instructs us, “If any man's work abide which he hath built thereupon (the foundation of Christ), he shall receive a reward.” Everything we do in obedience to God Reaching the lost for Christ (Matt. 28:19) Go ye therefore and teach all nations, baptizing them in the name of the Father, and of the Son, and of the Holy Ghost: Loving our neighbors (Matt. 22:39) And the second is like unto it, Thou shalt love thy neighbor as thyself. Transferring our earthly treasures for heavenly treasures (Matt. 6:20) But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal Solomon's words to close us out: "Let us hear the conclusion of the whole matter: Fear God, and keep his commandments: for this is the whole duty of man. For God shall bring every work into judgment, with every secret thing, whether it be good, or whether it be evil" Ecc 12:13-14   Improve Your Faith and Finances: It helps us to be continually mindful that today is a gift and today is the day to live for Christ.   Share Your Thoughts: If you have a question or comment about today's topic, we invite you to share your thoughts. Podcast on Facebook Tim Twitter Troy Twitter

Sleep… Who doesn't enjoy a good night's sleep? Research shows us that many people do not. But, what does this have to do with Finances? It has a lot to do with stewardship. The lack of sleep can definitely impact your stewardship.   In This Episode We Look At: The adverse effects of poor sleep habits on our health. Except the Lord build the house, they labour in vain that build it: except the Lord keep the city, the watchman waketh but in vain. It is vain for you to rise up early, to sit up late, to eat the bread of sorrows: for so he giveth his beloved sleep.—Psalm 127:1–2 We discuss real-world health crises due to sleep deprivation; it's more common than you may think. God is the Provider of sleep; Psalm 4:8  I will both lay me down in peace, and sleep: For thou, Lord, only makest me dwell in safety. Troy and I share practical methods you can use to help improve the quality and quantity of your sleep. Sleep is a reward for "…he who labors." Ecc. 5:12 The sleep of a labouring man is sweet, whether he eat little or much: but the abundance of the rich will not suffer him to sleep. The consequences of over indulgence of sleep. Proverbs 20:13 Love not sleep, lest thou come to poverty; Open thine eyes, and thou shalt be satisfied with bread.   Today's Resources and Links: Live Lighter, Love Better by Cary Schmidt Stewarding Life by Dr. Paul Chappell Best Night Sleep article on HuffPost   One Thing You Can Do Today to Improve Your Faith and Finances: Decide to make adequate sleep a priority. Schedule your sleep time and keep to your schedule.   What Are Your Thoughts? If you have a question or comment about today's topic, we invite you to share your thoughts.