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"Reading has changed my life!" Today's key topics include: VA House Hacking as a young officer, military influencer and off duty employment in the Air Force, personal finance for military women, and self improvement for new officers and cadets. As a young officer, Lanae is debt free except her mortgage, owns a home using her VA loan, has a very high savings rate, and helps spread awareness about how women can improve their knowledge and personal finance situation. Links: Lanae's Instagram @lanaeslife1 Spencer's article about the VA Loan Our VA loan podcast episode w/ Rich Carey Our VA Loan- Everything you Need to Know podcast episode See Important Disclaimer for Department of the Air Force Influencers Lanae is a Force Support Officer stationed in Colorado. She earned her commission through the ROTC program at Ohio University and received her Bachelor's of Science degree in Communication Studies 2022. She became a home owner and debt free at 23 years old and loves to read, travel, be outdoors, and is passionate about personal finance education for women. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Want to buy real estate WITHOUT banks or using your credit? Go Here: https://creativefinanceplaybook.com/?utm_source=podcast&utm_medium=cfp&utm_campaign=v1Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:https://creativefinanceplaybook.com/wait-list?utm_source=podcast&utm_content=cfp&utm_campaign=wlistReal Estate Investing EXPOSED: Military Benefits vs. Creative Finance—Which Wins?What if you could buy properties without using banks, big savings, or even your own credit?In this episode, military investor Marvin pulls back the curtain on what most people never tell you about real estate:• The truth about VA loans• Zero-down tactics you've probably never heard before• Where motivated sellers are actually hiding• Creative financing strategies that really close dealsWhether you're just getting started or looking to scale, this episode flips the script on everything you thought you knew about investing. No fluff—just raw, proven strategies from someone who's in the trenches.► Book a call with Joe https://creativefinanceplaybook.com/wait-list?utm_source=podcast&utm_content=cfp&utm_campaign=wlist► Come to our next free 5 hour live traininghttps://creativefinanceplaybook.com/5live?utm_source=podcast&utm_content=cfp&utm_campaign=5hls► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)https://creativefinanceplaybook.com/score-free-leads?utm_source=podcast&utm_content=cfp&utm_campaign=freeleads► Join Our Free Facebook Group & Connect with Us and Our Community:https://www.facebook.com/groups/creativefinanceplaybook?utm_source=podcast&utm_content=cfp&utm_campaign=fbgrp► Want to buy real estate WITHOUT banks or using your credit? Go Here:https://creativefinanceplaybook.com/?utm_source=podcast&utm_content=cfp&utm_campaign=homep► Follow Us on Instagram for Real-Time Tips & Updates:https://creativefinanceplaybook.com/?utm_source=podcast&utm_content=cfp&utm_campaign=cfpig► Like Our Facebook Page to Stay Updated:https://www.facebook.com/CFPlaybook?utm_source=podcast&utm_content=cfp&utm_campaign=cfpfb► Subscribe to Our YouTube Channel:https://www.youtube.com/@creativefinanceplaybook?utm_source=podcast&utm_content=cfp&utm_campaign=cfpyt
64% of veterans will leave initial first post-military job in the first two years! Repeat guest Kate Horrell joins us again to discuss her thought-provoking post on this topic. Of course there are always outliers and unique circumstances, but in genral we hope this conversation helps you slow down and question the pressure to "stabilize" and find your "perfect, dream home" immediatley after you leave active duty. Main reasons to consider renting for 1 or 2 more years include: Employment instability Effect of stress on decision-making Financial upheaval and the unknowns Links we mentioned: Kate's article "Don't buy a house when leaving active duty" The Syracuse University study KateHorrell.com Kate's Military Family's Confidently Prepared™ Life Binder Kate's new book on the GI Bill (coming ~4/15/25) Kate Horrell is an Accredited Financial Counselor®, Chartered Financial Consultant®, and Military Qualified Financial Planner®. She's also the spouse of a retired sailor and mom of four young adults. She writes about the financial issues that affect military families - pay, allowances, and benefits. Plus college stuff, landlording, moving, taxes. We cover a little bit of everything. Her goal is to give you the tools to make the best decisions right now, so you'll be confidently prepared for whatever comes next - whether that's a PCS move, transition to civilian life, or retirement. For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
With over a decade of experience, Army Veteran and West Point graduate Patton Gade is a top expert in military lending. As the National Director of Military Lending at UMortgage and the #1 Scotsman Guide Ranked VA Loan Originator, he's dedicated to educating veterans and industry professionals on the benefits of VA loans. Patton leads a team of VA experts, working to expand homeownership opportunities for military members while breaking down common misconceptions. Passionate about service, leadership, and education, he's a trusted advocate for veterans navigating the mortgage process. In this episode:Understanding VA Loans and Their Key BenefitsFinancial Qualifications and Credit Score RequirementsHow Many VA Loans Can You Have?Types of VA Loans ExplainedVA Renovation Loans and the Role of Co-SignersLLCs, Trusts, and VA Loans—What's Allowed?Debunking Common VA Loan Misconceptions: Addressing misunderstandings about eligibility, usage, and benefits of VA loans.The Flexibility of VA Loans: Insights from Patton Gade on how VA loans can adapt to different financial situations.The importance of awareness and understanding of VA loans in the real estate market.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show
Send us a textGet ready for an engaging discussion on the latest happenings in Las Vegas real estate! Our hosts, Trish Williams and Courtney Bohm, dive into the current state of the housing market in the Entertainment Capital of the World. From analyzing the statistics of single-family homes and condominiums to discussing the growing presence of VA loans, our hosts offer invaluable insights that can help buyers and investors alike.Whether you're already a part of the Vegas community or are considering making the move, this episode is packed with information on market trends, price shifts, and new developments that could shape the future of real estate in this area. Not only do we break down the latest market numbers, but we also explore the controversial new housing projects that have sparked community debate, shedding light on the importance of understanding local sentiments as a potential homebuyer.Additionally, we offer a thorough examination of VA loans, discussing eligibility requirements and the unique benefits that come with them. Did you know VA loans do not require a down payment? We clarify this and other myths surrounding VA financing to help veterans and military members make informed decisions.Join us as we unpack the complexities of the Las Vegas real estate market and empower you with the knowledge you need to navigate it successfully. This episode is more than just statistics; it's about ensuring you're fully prepared to make the best decisions for your realty journey. Don't miss out on this opportunity to gain expertise that could greatly impact your real estate endeavors in Las Vegas. And remember, if you have any questions or feedback, we would love to hear from you! Please consider subscribing, sharing, and leaving a review to help support our show.Support the showWelcome to Vegas Realty Check, the informative podcast that dives deep into the world of Las Vegas real estate. Our expert hosts break down the complexities of the ever-changing Las Vegas property market, analyze market trends, economic indicators, and unique property features to provide you with valuable insights on timing your home sale or purchase. Don't miss out on the fun! New episodes drop every Thursday! Stay in the know about Las Vegas real estate with insights straight from the pros . Thanks for watching, listening, and sharing! If you LOVE our content , Please subscribe to our show here https://www.buzzsprout.com/1428685/support Linktree https://linktr.ee/vegasrealtycheck?utm_source=linktree_profile_share<sid=665d8181-2204-45fb-b56f-e8ed3efbfd18Send Listener Questions to : VegasRealtyCheck@gmail.comAccess All Episodes at RealtyCheck.VegasWatch Live on Facebook Thursdays @9:30am PST https://www.facebook.com/VegasRealtyCheck Linktree https://linktr.ee/vegasrealtycheck?utm_sourc...
With over a decade of experience, Army Veteran and West Point graduate Patton Gade is a top expert in military lending. As the National Director of Military Lending at UMortgage and the #1 Scotsman Guide Ranked VA Loan Originator, he's dedicated to educating veterans and industry professionals on the benefits of VA loans. Patton leads a team of VA experts, working to expand homeownership opportunities for military members while breaking down common misconceptions. Passionate about service, leadership, and education, he's a trusted advocate for veterans navigating the mortgage process. In this episode:Joey Romero introduces Patton Gade, National Director of Military Lending at UMortgageFrom Military to Mortgages: Patton Gade's journey into VA lending Understanding VA loans, eligibility requirements, and how veterans can maximize their benefitsChallenges and advantages of VA loans, including the removal of loan limits in 2020Common misconceptions about VA loans and why many veterans hesitate to use themTech & Mortgages: The evolving role of technology in the mortgage industry and its impact on VA lendingExpert Advice for Veterans: Navigating homeownership with VA loans The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show
Episode Summary Joining the military comes with more sacrifices than most people realize. Beyond the obvious risks of injury or death, service members give up many aspects of daily life, from personal freedom to family time, and even long-term health. In this episode, I break down the real costs of military service—physical, mental, emotional, and career-related. Whether you're considering enlisting, are a veteran, or simply want to understand what service members go through, this episode is for you. I'll also be sharing my personal experiences from 13 years in the Marine Corps, including deployments, injuries, relationships, and the transition to civilian life. Some sacrifices are tough, but others come with hidden benefits. Stick around to the end to hear my thoughts on whether joining the military is still worth it. Key Topics Covered: ✅ The immediate sacrifices of joining (cell phones, haircuts, discipline, etc.) ✅ The ultimate sacrifice: injury, death, or being MIA/POW ✅ The physical toll on your body (injuries, disabilities, VA benefits) ✅ Adapting to new cultures, environments, and unpredictable conditions ✅ Sleep deprivation and extreme work schedules ✅ Medical requirements: vaccines, medications, and health risks ✅ The emotional and mental toll of military service ✅ The challenge of maintaining relationships and family life ✅ Career and educational sacrifices ✅ The difficulty of transitioning back to civilian life ✅ My final thoughts: Is joining the military worth it? Resources & Mentions
...is a growing segment of the real estate market Most often it occurs when timelines have changed those needing to sell a year or 2 after a home purchase where property values are less than desirable to sell a home create the largest category of of home owners in this situation home buyers that had low down payments or none at all and factor in that the sellers may have helped with closing costs there simply may not be enough equity in the home today to facilitate a sale where the owner would get a profit check or even worse...paying money at the closing to complete the sale recent FHA and VA Loan buyers are particularly vulnerable so what if there was a different view of this seemingly troublesome situation renting a home as opposed to selling it would mean a transition from owner to investor becoming a landlord paves the way for a renter to pay off the owners mortgage over a period of time there is likely some positive cashflow and the mortage balance comes down every month which opens the door to selling down the road when prices are higher and the loan balance is lower but what if you had to pay $100-$200 per month for the mortage in the long run it would be a small amount of money invested to control an assset worth $250,000-$500,000 where else can you buy into to something like that so cheaply? listen in as we go over the math in todays show
Join us in February to learn everything you need to jump into real estate this year: https://opportunities.frommilitarytomillionaire.com/fmtm-con
In this episode of Loan Officer Training, we focus on the essential steps to successfully structure VA loans. Tailored for loan officers, this episode covers everything from understanding the unique features of VA loans to creating strategies that cater to the needs of veteran clients. Discover how to navigate eligibility requirements, maximize loan benefits, and provide exceptional service to those who have served our country. Whether you're just starting out or refining your expertise, this episode is a must-listen for any loan officer looking to excel in VA lending.Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available tCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as thousands of Non-QM mortgage loan program variations using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as acc...
Think buying in an expensive area like D.C. is impossible? This encore episode follows Kenneth and Danielle, who bought their first home with zero down payment using a VA loan - proving that with the right planning, homeownership is possible even in high-cost markets.Quote:"I feel so much more comfortable when I understand the entire process and my options and ability to manipulate things." - KennethHighlights:Could you buy a home even after being laid off? Discover how this couple navigated job changes while house huntingWhat if you're expecting a baby? Learn how to balance house hunting with major life changesIs it possible to buy in an expensive metro area with little to no down payment? Explore creative financing optionsWhat's the secret to feeling confident in a competitive market? (Hint: It starts with planning)How can you make your offer stand out without breaking the bank? Uncover strategic negotiation tacticsAre HOA fees always a deal-breaker? Find out how to evaluate community costs effectivelyReferenced Episodes:Episode 164: Chutes and Ladders guideEpisode 251: Last Lease Ever strategyREPLAY Episode 82 Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
In this episode of Your Next Mission® video podcast, SMA Tilley sits down with Jennifer Beeston, Branch Manager and Senior Vice President of Guaranteed Rate Mortgage. Jennifer, who is the #1 VA Loan Officer in America, shares her expert insights on how to secure the best rates when our Veterans and Servicemembers are buying a home using a VA Loan. She also highlights common pitfalls to avoid navigating through the process.
Send us a textThis week on the Investing RN Podcast, we're honored to feature Katie Newman, a former military nurse, investor, and entrepreneur who's carving her path to financial independence while helping others do the same. From deployments in Afghanistan to becoming a copywriter and real estate investor, Katie shares her transformational story of navigating burnout, embracing side hustles, and building wealth beyond the bedside.Katie's inspiring journey includes leaving her civilian nursing role in 2022 to pursue investments, copywriting, and content creation full-time. She details how she bought her first rental properties (including a midterm rental and a long-term rental in Chattanooga), tackled financing as a self-employed entrepreneur, and leveraged networking and social media to accelerate her success.If you're a nurse looking for a side hustle, a beginner eager to learn about real estate investing, or someone battling burnout, this episode is packed with practical tips and motivation.
In honor of Veteran's Day, Laurie McCarty sits down with Bryan Colebrook, a seasoned loan officer with Cornerstone Mortgage, to break down everything veterans need to know about VA loans. Bryan shares valuable insights into the unique advantages of VA loans, from zero down payment options to more flexible credit requirements, making homeownership more accessible to those who have served. Whether you're a first-time buyer or considering refinancing, this episode highlights the benefits, eligibility criteria, and steps to leverage your VA loan benefits to the fullest. Tune in to learn how veterans can navigate the home-buying process and secure the best possible financing for their needs.
Everything You Need to Know about the VA Loan! Unlock the secret to homeownership with VA Loans! In this video, we break down everything you need to know about VA loans, including eligibility requirements, benefits, and the application process. Whether you're a veteran, active-duty service member, or eligible spouse, this comprehensive guide will help you navigate the VA loan process and maximize your benefits. Learn how to save money, avoid common pitfalls, and secure the home of your dreams. Don't miss out on this essential information that could change your financial future. Subscribe now and join our community of savvy veterans! - Get introduced to one of our recommended VA Loan professionals: https://www.frommilitarytomillionaire.com/va-realtor - Apply for the War Room Mastermind group today: https://www.frommilitarytomillionaire.com/mastermind-application/ - Download a free copy of my best-selling book: https://www.frommilitarytomillionaire.com/free-book - Gain free access to receive our investment opportunities directly in your inbox: https://www.frommilitarytomillionaire.com/investor/ - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Facebook Group (70k+ members): https://www.facebook.com/groups/militarymillionaire/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos! THIS SITE IS INDEPENDENTLY OWNED AND OPERATED. ALL OPINIONS EXPRESSED HEREIN ARE MY OWN. THE VIEWS EXPRESSED ON THIS SITE ARE THOSE OF THE AUTHOR OR THE AUTHOR'S INVITED GUEST POSTERS, AND MAY NOT REFLECT THE VIEWS OF THE US GOVERNMENT, THE DEPARTMENT OF DEFENSE, OR THE UNITED STATES MARINE CORPS.
Refinancing Your FHA or VA Loan to Save Money | Streamline Refinance Explained In this episode of the State 48 Homeowner podcast, we break down how refinancing your FHA or VA loan can significantly reduce your monthly payments and save you money in today's high-inflation environment. Host Scott Kooiman and mortgage expert Steve Farrington walk through the Streamline Refinance option, a powerful but often overlooked tool that allows homeowners to lower their interest rates without the need for equity, credit checks, or appraisals. Learn how a Streamline Refinance works, who qualifies, and how this hassle-free process can help you combat rising costs and keep your mortgage payments manageable. Whether you purchased your home recently or a few years ago, now might be the perfect time to explore this refinancing strategy and lock in lower rates. Key Topics Covered: ● What is a Streamline Refinance for FHA and VA loans? ● How to reduce your interest rate without needing equity. ● The step-by-step process for Streamline Refinancing—no appraisals, no credit checks, and limited documentation required. ● Why this option is perfect for homeowners with government-backed loans and interest rates above 6.5%. ● How real-life homeowners are saving hundreds of dollars per month through Streamline Refinance. ● How to know if you qualify and get started with just a 15-minute call. Why You Should Watch: If you're an FHA or VA loan holder, this episode is a must-watch! Get all the details on how to reduce your mortgage payments easily and quickly with a Streamline Refinance. Whether you're trying to offset rising insurance or tax costs or simply want to pay less on your loan each month, this episode has all the answers you need. About Our Experts: Scott Kooiman and Steve Farrington bring decades of experience in real estate and mortgage lending. As trusted Arizona real estate professionals, they are dedicated to helping homeowners navigate the complexities of the housing market and find ways to save money.
Anybody that has an FHA or VA Loan and their interest rate is above 6% is now in a position that a streamline refinance to help them to reduce their rate and monthly payments. In this episode we explain how the program works and the average interest rates that we have been locking in. Looking for numbers for your own personal scenario, go to our website, mortgagemomradio.com and book a consultation or call 844-935-3634. Debbie Marcoux - AZ-0941504, CA-237926, Fl-LO76508, GA-69178, ID, IL-031.0058339, NC, NV-57237, OR, TN-184373, TX, WA-MLO-237926 | JMJ Financial Group NMLS ID #167867 |Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensee Number 01134087. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
Welcome back to another exciting episode! I'm thrilled to reintroduce our esteemed guest, John Bell III from the Veterans Administration. Today, John brings us crucial and timely updates on the Veterans loan program. Whether you're a Veteran yourself, know one, or you're a REALTOR® eager to update your newsletter with the latest information, this episode is packed with insights just for you. Enjoy the conversation, drop your questions or thoughts in the comments, and let's dive into the latest on VA loans! Key takeaways to listen for Updates on the temporary rule changes for VA loans What improvements can you see on the VA loan program appraisals? Regulatory changes in the VA loan program and its benefits Innovative support programs for Veterans with financial difficulties Proactive measures to help Veterans manage escalating insurance premiums The VA's expanded training resources to educate real estate professionals so they can serve Veterans effectively Resources mentioned in this episode Veterans Affairs Servicing Purchase (VASP) Program Federal Register:: Loan Guaranty: Servicer Regulation Changes Circulars: Calendar Years 2021 to Present - VA Home Loans To receive announcements and updates regarding the VA Home Loan program, please register at https://public.govdelivery.com/accounts/USVAVBA/subscribers/new?preferences=true About John Bell III John E. Bell III began serving as Executive Director of the Loan Guaranty Service on June 21, 2022. He is responsible for delivering VA Home Loan Benefits to his fellow Veterans. Mr. Bell has extensive mortgage industry experience, having served in leadership roles with nationwide lenders for over 20 years before starting his career with the VA in 2010. Mr. Bell's top priorities are ensuring that VA home loan benefits are the product of choice for Veterans and that Loan Guaranty is the VA program of choice for his 900 talented staff. Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown. Sponsors "You Ask. Leigh Answers." Your Affordable Coaching Program Hey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly!, Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!
Ready to uncover the truth about VA loans and shatter some long-held myths? Join us as we toast with Don Julio and celebrate our birthdays alongside John Hurd of the John Hurd Team. John shares his inspiring journey from his roots in San Antonio and his service in the Marines, to becoming a respected mortgage professional. Our conversation underscores the critical role of honesty in setting expectations, a principle that has greatly benefited our clients and careers.Are you confused about VA loan eligibility, especially for spouses and active duty members? This episode is your guide to understanding the intricacies of VA loans. We tackle common misunderstandings, such as the myth that VA loans can only be used once, and explain the unique Tidewater process for VA appraisals. You'll also learn about recent changes tying appraisals to veterans rather than properties, and how these developments ensure a fairer home valuation.Curious about the current mortgage market trends and how they impact you? We delve into refinancing options like the IRRRL and the benefits of switching from conventional to VA loans. We dispel the notion of hidden fees and highlight the advantages of VA loans, such as potential exemptions from property taxes for veterans with higher disability ratings. Don't miss our discussion on the resilience of the Texas real estate market and our predictions for future interest rates. Join us for a heartfelt celebration of our first podcast episode and gain invaluable insights into the world of VA loans!Key Factors Podcast is Powered by ReviewMyMortgage.com Host: Mark Jones | Sr. Loan Officer | NMLS# 513437 If you would like to work with Mark on your next home purchase or as a partner visit iThink Mortgage.
Isaiah, a young veteran and first-generation homeowner, shares his remarkable journey of achieving financial stability and fulfilling his family's dream of homeownership. Discover how he leveraged a VA loan, effective budgeting, and the guidance of his "Unicorn Real Estate Team" to secure a beautiful home in a desirable neighborhood for just $100 more than his previous rent. Isaiah's story is a testament to the power of resourcefulness, determination, and the transformative potential of smart financial choices.Episode Highlights:Zero Down VA Loan Success: Discover how Isaiah leveraged his VA benefits to purchase his home with no down payment.The Power of a Unicorn Team: Learn how a knowledgeable and trustworthy real estate team can make all the difference in your home-buying journey, especially for specialty loans like VA.Budgeting and Financial Planning: Hear Isaiah's tips for saving for a home, even on a tight budget with two kids.Finding Your Dream Home in a Competitive Market: Get insights into finding hidden gems and negotiating below asking price, even in a hot market, by staying educated and informed.The Importance of Research and Education: See how Isaiah's dedication to learning and utilizing resources like the How to Buy a Home Starter Kit empowered him to achieve homeownership.Real Estate as a Wealth-Building Tool: Explore the potential of real estate for passive income and long-term financial security to start a family legacy.Overcoming Skepticism: Hear how Isaiah overcame his initial doubts about the podcast and the home buying process to achieve his goals.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!If you want to become a First Time Home Buying expert in just 7 days, Sign Up for the FREE Home Buying Starter Kit VIDEO SERIES
This week, we're thrilled to bring you an inspiring conversation with our guest, Adit Shah. Adit's journey is nothing short of extraordinary – from a rebellious teenager to a disciplined Navy man and now a thriving real estate investor and developer. He started small, house hacking a condo with a VA loan, and has since built a multi-million dollar portfolio. Adit shares his wisdom on transitioning back to small infill development, the power of aligning with experienced partners, and the keys to achieving financial freedom. Whether you're just starting out or looking to take your investments to the next level, this episode is packed with actionable insights and motivation. Tune in and get ready to be inspired!Backflip app Link: https://backflip.app.link/weeklyjuicepod Do you need financing for your next home or investment property purchase? Visit our website at www.juice-enterprises.com/need-funding and schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! **If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Are you looking to partner on real estate deals or expand your personal portfolio? Click here to join our investor club and be notified about upcoming partnership opportunities. Previous Guests on The Weekly Juice Podcast include: Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlFollow Us on Social Media:Instagram: instagram.com/weeklyjuicepodYouTube: youtube.com/@weeklyjuicepodTwitter: twitter.com/weeklyjuicepodThreads: threads.net/@weeklyjuicepodTikTok: tiktok.com/@weeklyjuicepod**Disclaimer: The information provided in this podcast is for informational purposes only and should not be considered as financial advice. The content of this podcast is based on the personal opinions and experiences of the speakers, and it is important to do your own research and seek professional advice before making any financial decisions. Investing in financial markets involves risk, and you should be aware of the potential for loss. Always consult with a qualified financial advisor or professional before making any investment decisions. Remember, the opinions expressed in this podcast are solely those of the individuals involved and do not necessarily reflect the views of any organizations they are affiliated with.
Welcome to the State 48 Homeowner Podcast! In this episode, we're joined by Steve Farrington from Unity Home Loans to discuss the best mortgage options for first-time homebuyers. We dive into different loan types such as FHA, VA, USDA, and conventional loans, and also touch on down payment assistance programs. Whether you're new to the market or haven't owned a home in a while, this episode provides valuable insights to help you navigate your mortgage options. For more details, visit our website at claussteam.com or call us at 480-354-7344.
Let's embark on a deep dive into one of the most beneficial yet misunderstood financial tools available to military personnel and veterans: the VA loan. This episode of the Military Millionaire Podcast, host David Pere deconstructs common misconceptions about the VA loan. It covers eligibility, the importance of the Certificate of Eligibility (COE), joint financing options, using the VA loan more than once, and avoiding common pitfalls like occupancy fraud. The discussion also navigates through the intricacies of buying properties, the VA funding fee, refinancing options including the Interest Rate Reduction Refinance Loan (IRRL), and leveraging the VA loan for house hacking. What You'll Learn: The advantages of VA loans, such as 0% down payment and potential for lower interest rates. The importance of true intent to occupy the property purchased with a VA loan. The VA's power to negotiate to prevent foreclosure for their homeowners. Requirements for pre approval, including job and income proof, are explained, excluding GI bill or BAH income. And so much more! Timestamp: 00:01:35 The Ultimate Guide to VA Loans: Eligibility, Benefits, and Misconceptions 00:02:56 Navigating VA Loan Entitlements and Investment Strategies 00:03:05 Understanding VA Loan Eligibility and Requirements 00:06:10 Maximizing Your VA Loan: Buying Strategies and Limitations 00:07:24 VA Loan Myths Debunked and Real Estate Investment Tips 00:11:37 The VA Loan Process: From Application to Closing Costs 00:14:50 Leveraging VA Loans for House Hacking and Real Estate Investing ------------------------------------------------------------------------------------- Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire... Join The War Room Mastermind (no, not Andrew Tate's knockoff), the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire... #militarymillionaire - Recommended books and tools: https://www.frommilitarytomillionaire... - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire... Instagram: / frommilitarytomillionaire Facebook: / militarymillionaire - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos!
The Legal Team discusses the assumption process for VA loans.
Join us on The Freedom Achievers Podcast for an insightful episode titled "Veterans Matter!!" featuring special guest Alex Jimenez. In this episode, we delve into the significance of veterans' experiences and contributions to society. Alex shares his firsthand insights, shedding light on the challenges veterans face and the importance of honoring their service. From personal anecdotes to broader discussions on societal attitudes towards veterans, this episode is a compelling exploration of why veterans truly matter. Tune in as we celebrate their sacrifices, resilience, and ongoing impact on our communities. Plus, don't miss our discussion on the VA Loan, exploring its benefits and how it supports veterans in achieving their housing goals. GET A COPY OF MY NEW BOOK: THE TRUTH ABOUT FAILURE AND LEARN HOW TO GET FREE ACCESS TO THE TRAINING: https://www.truthaboutfailure.com/ JOIN MY COACHING ACADEMY: https://freedomachieveracademy.com/join
Are you a first time home buyer wondering which loan down mortgage is right for you in the 2024 housing market? What are the differences in FHA, VA, Conventional and USDA? What are the down payment requirements, credit requirements, DTI requirements, income requirements and mortgage insurance requirements for the FHA Loan, Conventional Loan, VA Loan and USDA Loan. Which loan program offers the lowest mortgage interest rates? In this episode, we discuss the differences between each loan program while comparing your loan down payment options to become The Educated HomeBuyer ✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
Once upon a time, before the pandemic, rents were better until 2021 and 2022, when rents came surging those years, and the median rent rate was 200 dollars more than it was three years ago. As the rent rates increase over the years, think deeply about whether you should continue renting or start owning a home. Should you continue renting or paying to own a home. Pedro's wife had some disabilities, and he needed to modify the bathroom, which renting won't allow renters to do, so he decided to buy a home. Today, Pedro shares his life story as a first-time home buyer buying a home with zero down and paying less than his rent after working with private unicorns. Although Pedro pays $200, he has a house he could call home. Join Pedro in his inspiring story and see it end happily ever after.This podcast was started for YOU, to demystify things for first time home buyers, and help crush the confusion. After helping first timers for over 13 years, I knew there wasn't t a lot of clear, tangible, useable information out there on the internet, so I started this podcast. Help me spread the word to other people just like you, dying for answers. Tell your friends, family, and perhaps that random neighbor you REALLY want to move out about How to Buy a Home! A really easy way is to hit the share button and text it to your friends. Go for it, help someone out. And if you're not already a regular listener, subscribe and get constant updates on the market. If you are a regular and learned something, help me help others – give the show a quick review in Apple Podcasts or wherever you get your podcasts, or write a review on Spotify. Let's change the way the real estate industry treats you first time buyers, one buyer at a time, starting with you – and make sure your favorite people don't get screwed by going into this HUGE step blind and confused. Viva la Unicorn Revolution! Instagram @DavidSidoniTikTok @howtobuyahome
In this episode of the "Coast To Coasties" Podcast, I sit down with retired Coast Guard Pilot, Aaron Sanders, to have a discussion about the VA Loan. The VA Loan is an attractive 0$ down payment loan that enables Coast Guard and other military members active, reserve, and veteran to compete for housing they otherwise would be unable to afford in competitive real estate markets Coasties often get transferred to. Aaron and I discuss how the VA Loan works to obtain and what types of properties qualify for utilizing this attractive home loan. For anyone interested in renting some housing out for income good news, you can use the VA Loan to purchase up to a Quad Plex 4 housing unit! I recommend everyone listen to this episode as we often get stationed in lucrative housing markets that are always worth considering buying a home in, and the VA Loan enables us as Coasties to do this!
In this episode, a seasoned real estate agent and investor with a unique perspective, Bobby Paquette, joins us. Tune in to learn through our guest's eyes as he navigates the real estate landscape while serving in the military, sharing insights, lessons, and the secret sauce behind his success. Bobby shares the underestimated financial and career perks of joining the military. Utilizing the VA loan and the military's extensive network, our guest today has successfully built a thriving portfolio in just a few years! Tune in to hear how Bobby evaluates each property and strategizes his next move, providing a roadmap for new and experienced investors looking to make informed decisions in the long run. We also touch on why Denver stands out as a promising market, how to choose the right syndications and brokerages for your situation, and how W2 jobs can jumpstart a potential path toward becoming a real estate agent. Take advantage of Bobby's hard-earned advice and lessons from his ups and downs in financial independence! PODCAST HIGHLIGHTS:[5:05] Bobby's Entrepreneurial Beginnings [12:55] How Did You Know Real Estate Was for You? [15:20] Bobby's First Deal Using the VA Loan [21:15] Evaluating Each Property and Strategy [27:25] How Joining the Military Is a Great Career Move [30:28] On Choosing a Brokerage [33:05] Revealing His Cashflow per Month [35:20] Lessons Learned From Past Syndications[36:40] Why Keeping a W2 Job Can Supercharge Your Real Estate [43:05] The Best Advice Bobby Has Received HOSTS Craig Curelop
o ensure these Veterans can stay in their homes, VA is taking two steps:We are calling on mortgage servicers to pause foreclosures of VA-guaranteed loans through May 31, 2024. During this pause we will work with servicers on workable home retention solutions for Veterans; andWe are extending the COVID-19 Refund Modification program through May 31, 2024. This extension will allow Veterans to obtain a zero-interest, deferred-payment loan from VA to cover missed payments and modify their existing VA-guaranteed loan to achieve affordable monthly payments for the duration of this extension.Support this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Veterans sacrifice a lot to protect our country, and one way we can show our appreciation is by making sure they know all the benefits of VA home loans. If you are in Orange County, Los Angeles, San Diego, or the Inland Empire areas email me to see if you can qualify: Kayla@ogroup.com **Share this episode to someone you know can benefit.** Eligibility requirements for VA home loan programs: https://www.va.gov/housing-assistance/home-loans/eligibility/ 4 VA Loan Options for Home Improvements: https://www.nerdwallet.com/article/mortgages/va-home-improvement-loan-options First Time VA Home Buyer? Here's What You Want to Know: https://www.homesforheroes.com/blog/first-time-va-home-buyer-what-to-know/ What Can You Buy With a VA Loan? https://www.military.com/money/va-loans/what-can-you-buy-with-a-va-loan.html VA Loan Benefits: https://www.veteransunited.com/va-loans/va-home-loan-advantages/ Department of Veteran Affairs How VA Loans Work: What Most Borrowers Don't Know About VA Loans: https://www.veteransunited.com/valoans/10-things-many-borrowers-dont-know-about-va-loans/ Thank you for your service. **WEBSITE COMING SOON...** For now find everything here: https://linktr.ee/kaylacardona
Veterans We Salute You! Happy Veterans Day to all our Vets from the Gumbo Nation and your Chef Dwayne Stein. Todays show is for our Veterans. Dwayne is talking everything VA Loan related. He's gonna break down the VA Loans like no one has done before! Who's eligible? What is it? What type of properties? What are the benefits? How does entitlement work? Of course Dwayne presents his weekly segment called "Rate Watch" brought to you by Tito's. All that and more on Mortgage Gumbo w/ Dwayne Stein 11/11/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.
Happy Veterans Day from Sweet Home PCB! VA Boss Jason Stier talks about VA Loan, Veterans Day and the right way to work with our Military neighbors when they PCS or Retire. Get more details from Jason at VALoanBoss.com.
We are in a market that is now topsy-turvy. We are part of the major movements in the economy of our country and there are benefits and challenges in the flow of economics and of buying a home. Today, we are going to talk about a group of people who have had some tough times buying in recent years. We're talking about our active-duty military and our veterans who use VA Loans to purchase a home. Working with VA borrowers right now could be just what your business needs. Jimmy Vercellino is our guest today. He's going to educate us about these loans and he is going to show us how we can serve our veterans well in the homebuying process. [3:01] Jimmy discusses his background. He served in the military and now helps veterans. [6:51] Jimmy, as a Marine veteran, shares a common language with the veteran and active-duty military homebuyers he serves. If you, a REALTOR®, speak that language, you can better serve that client and there's instant trust, differentiating you from competitors. [9:41] Getting veterans to learn about the benefits of VA Loans is the most important thing. The military doesn't teach this. The VA doesn't advertise it. Mortgage loan originators don't understand it. [11:22] A veteran can get 100% financing. VA loans today no longer have a cap, as long as the veteran qualifies by income and credit. In addition, there is no PMI (private mortgage insurance). [13:00] A veteran can use more than one VA Guaranteed Loan at a time, as long as they have enough entitlement. These features can help a veteran create wealth through real estate. [20:09] A mortgage originator who dabbles in VA Guaranteed Home Loans hasn't been properly trained. They don't understand the nuances of the VA Home Loan Benefit. You want to work with somebody who has an in-depth understanding of VA Home Loan Benefits. [23:15] The only time Jimmy doesn't recommend a veteran consider a VA Loan is when they're paying cash. He always wants veterans to have a VA Loan on the table as an option, so they can make an informed buying decision on what's best. [24:46] Jimmy wants real estate pros to know that just because their client is putting 20% down does not mean they should use a conventional loan. Make sure that your client is getting all the options. [26:28] On Jimmy's YouTube channel, linked at the end of these show notes, Jimmy interviewed a VA appraiser. A VA appraiser is not an employee of the VA. The appraiser said no appraiser should ever change the home value based on the loan type. [34:24] Va Guaranteed Loans are assumable. There is a lot of confusion that exists in this space. Two things have to happen to get a VA Loan assumed. [40:13] Jimmy's philosophy on providing value to military homebuyers is to ask them if they know the benefits of a VA Guaranteed Home Loan, listing them one by one. [42:00] If your questions have provided value to the military member or veteran, chances are they will answer yes. [47:35] The way real estate agents get paid is changing. At the same time, under current law, the veteran is not allowed to pay the REALTOR®'s commission. It will take creativity to figure out win-win solutions. [49:12] The Military Relocation Professional (MRP) Certification Course from NAR never expires. Jimmy Vercellino teaches the all-day course. Agents that have attended it felt like they were more equipped to speak the language of active-duty service members. Tweetables: “[The relief of hearing your language in a foreign land] is the same thing that exists for veterans and active-duty service members when they have a REALTOR® who speaks their language; somebody who understands BAH, BAS, COE, DD-214, EAS, all of these types of things.” — Jimmy Vercellino “You don't want a mortgage originator who dabbles in VA Loans. … They haven't been properly trained and … we don't want to subject our buyers or veterans to somebody who doesn't understand the VA Home Loan Benefit and, could delay your on-time arrival.” — Jimmy Vercellino “The only time I don't recommend a veteran consider a VA Loan is when they're putting down 100%.” — Jimmy Vercellino “I tell my agents to be teachers; to bring the good word of VA Loans to veterans and active-duty military. As I said … VA doesn't teach it, mortgage lenders don't understand it, therefore, veterans don't know it.” — Jimmy Vercellino Guest Links: Jimmy Vercellino VAloansforvets.com Jimmy Vercellino on YouTube Jimmy interviews Appraiser Jay Josephs on the VA Appraisal Process Jimmy Vercellino on LinkedIn Email Jimmy@VAloansforvets.com NAR Resource Links NAR.realtor/technology Additional Links: Microcourses found at Learning.REALTOR. Use the coupon code PODCAST to obtain 15% off the price of any microcourse! CRD@NAR.REALTOR Crdpodcast.REALTOR Learning.REALTOR — for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates CRD.REALTOR — List of all courses offered The MRP Certification Course from NAR Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com Monica's Facebook Page Facebook.com/Monica.Neubauer Instagram Instagram.com/MonicaNeubauerSpeaks Guest Bio My name is Jimmy Vercellino, and I am a proud veteran of the United States Marine Corps and Operation Iraqi Freedom. I was born and raised in the San Francisco Bay Area, but at the age of 18, I made the decision to defend my country and leave home by enlisting. During my time in the Marine Corps, I traveled across the world visiting countries such as Japan, Korea, Thailand, Australia, and Singapore, and Fallujah, Iraq. I am a veteran of Operation Iraqi Freedom. I met my beautiful wife Sylvia while stationed in Kaneohe Bay, Hawaii, and we decided to relocate to Arizona in 2005 and get into the mortgage industry. I had a hard time transitioning from military to mortgage. I devoted myself to the Veteran and active-duty home buyers and their families here in the Phoenix area. I went all in, I started educating real estate professionals and veterans about how the VA Home Loan Benefit works. Today, I'm fortunate because I get to serve veterans all across this great nation. I lend in all 50 states. My mission was to serve all veterans and active-duty military as a trusted advisor for all their VA Home Loan financing needs. I have always had great love, respect, and admiration for veterans who have served the United States and I wanted to give back. Now, I have risen as one of the country's top VA Home Loan mortgage originators. Being a licensed and certified instructor with the Arizona Department of Real Estate, I proudly teach continuing education for real estate professionals in the Valley. It is my passion to partner with servicemen and women every day to help them find the home of their dreams in the country they call home. I now live in beautiful Phoenix, Arizona, and enjoy spending time with my wife Sylvia, daughter Sylvia Ann, and son Christian. VAloansforvets.com 602-908-5849
Edgar Barbosa is an investor and realtor with a focus on helping clients get into REI to start their wealth building journey! It's clear the Military is not for the weak, and Edgar speaks to the lessons learned during his time served along with how he applies those teachings to his current lifestyle and investments. He dives into his first househack in Cicero including how he decided on the investment type, price point, and location. The power of the VA loan is brought up and Edgar discusses his plan to strategically continue leveraging that benefit. Edgar discusses his second investment which was a condo in Fulton Market and gives his perspective on investing in an A+ location. A repeated theme of this episode is the importance of building good habits, being disciplined, and doing right by others to obtain success in real estate and life as a whole! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Edgar Barbosa, RE Investors Brokerage Link: SUCI Ep 245 - JD Modrak Link: Discipline is Destiny (Book Recommendation) Link: Edgar's Instagram ----------------- Guest Questions 02:50 Housing Provider Tip: Check appliances for roaches and other pests! 04:15 Intro to our guest, Edgar Barbosa! 07:43 Joining the military and lessons learned! 15:13 Life after the military and starting in real estate. 18:26 Edgar's first househack! 21:02 The Power of the VA Loan. 25:14 Edgar's second deal. 29:59 Renting to family and friends. 31:29 Fulton Market condo as an investment. 35:57 Edgar's search for a SFH rehab project. 38:52 Getting a Real Estate license. 42:16 What is Edgar's competitive advantage? 42:47 One piece of advice for new investors. 43:09 What do you do for fun? 43:18 Good book, podcast, or self development activity that you would recommend? 43:57 Local Network Recommendation? 44:25 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2023.
This week on Acta Non Verba David Pere discusses the challenges veterans face and how Pere achieved financial success through real estate. Pere shares his journey of financial education, starting with reading "Rich Dad Poor Dad" and eventually buying his first property. Listen in as we explore the importance of having a strong financial position, the lessons learned from the military, and the resilience required in entrepreneurship. David Pere joined the Marine Corps in August 2008. Since that time, he has lived in or traveled to many unique places worldwide, including a combat tour in Afghanistan. David got started in real estate investing in 2015. He house-hacked a duplex with the FHA loan and lived in it for a little while until receiving orders to Hawaii. While stationed in Hawaii, David bought a 10-unit apartment in Missouri and has had continued success with real estate investing. With over 100 rental units in his personal portfolio, David has achieved complete financial freedom! Through these experiences, From Military to Millionaire was born, which is now the largest military real estate investing community in the world, where we help service members and veterans build wealth through real estate investing, entrepreneurship, and personal finance. David is also the author of The No B.S. Guide to Military Life: How to Build Wealth, Get Promoted, and Achieve Greatness. You can learn more about David at: https://www.frommilitarytomillionaire.com/ Learn more about the gift of Adversity and my mission to help my fellow humans create a better world by heading to www.marcusaureliusanderson.com. There you can take action by joining my ANV inner circle to get exclusive content and information. See omnystudio.com/listener for privacy information.
After many Real Estate Mistakes and a bunch of interviews with VA Loan experts Jimmy V and Erik Browning, I want to make sure you learned from my mistakes. I hope this helps in your Real Estate Journey.
Do you want to break free from financial constraints and achieve true financial freedom? Are you searching for a solution to attain a life of stability and independence? David Pere is here to share the blueprint that will guide you towards financial liberation. Discover the path to achieving lasting financial security and independence as David reveals the key steps to attaining the ultimate financial breakthrough. David Pere is not only the host of the From Military to Millionaire podcast, but he is also an expert in achieving financial freedom. As a former service member himself, David understands the unique challenges and opportunities that veterans and military personnel face when it comes to their finances. With his laid-back and friendly approach, David breaks down complex financial concepts into simple, actionable steps that anyone can follow. Through his own experiences and successes, David has become a trusted resource for service members and veterans looking to take control of their financial futures. Whether it's maximizing retirement contributions, investing in real estate, or building a budget, David provides practical advice and guidance to help others achieve their financial goals. Tune in to From Military to Millionaire to learn from David's expertise and gain the tools you need to create a path to financial freedom. What You'll Learn: Discover the step-by-step blueprint to achieve financial freedom and take control of your future. Maximize your Thrift Savings Plan contributions with expert advice that will supercharge your retirement savings. Uncover the benefits and strategies of Roth IRAs to grow your investments tax-free and secure a comfortable retirement. Understand the advantages and requirements of VA loans, unlocking the path to homeownership and financial stability for service members and veterans. And so much more! Timestamp: 00:03:02 – TSP Funds 00:04:53 - Roth IRA 00:05:36 - Budget 00:12:50 - House Hacking as a Strategy 00:13:52 - Side Hustles for Faster Financial Freedom 00:14:53 - Developing High-Income Skills 00:16:10 - Find Your Preferred Investment Avenue 00:16:26 - The Benefits of VA Loans 00:25:11 - Tips for Getting Approved for a VA Loan 00:25:49 - Restoring VA Loan Benefits 00:27:01 - Benefits of VA Loans 00:27:46 - Assumption of VA Loans 00:30:18 - Tips for Success in Real Estate Investing Favorite Quote: Start investing in yourself and your financial future as early as possible. - David Pere ----------------------------------------------------------------------------------- Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book Join The War Room Mastermind (no, not Andrew Tate's knockoff), the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application #militarymillionaire - Recommended books and tools: https://www.frommilitarytomillionaire.com/kit/ - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ Facebook: https://www.facebook.com/groups/militarymillionaire/ - My name is David Pere, I am an active duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos!
Discover a successful house hack in Colorado Springs with a tri-level 4-bedroom home secured through a VA loan at a 6.375% interest rate.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Chasity and Jim serve El Paso, TX, home to Fort Bliss. Their small, but might team of 5 sold 266 homes in 2023. They are both Army Veterans, Chasity still serves in the Army Reserve as a Command Sergeant Major. They have a passion for serving those that serve. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Welcome To The Real Estate Underground Show #81!In today's episode, we have the pleasure of hosting Casey Franchini. Casey is not only the brains behind Brick by Brick Wealth, but she also runs a captivating coaching program called Success with Rental Properties. Her journey began at a remarkably young age when her dad purchased a fixer-upper for their family using a VA Loan. This experience ignited Casey's passion for rehabbing houses and set her on a path toward real estate success.In this episode, She reveals her strategy for attracting high-quality tenants in desirable neighborhoods and her tried-and-true methods for tenant retention.Furthermore, she shares her future aspirations for their real estate business and sheds light on how she achieved the remarkable feat of generating $100,000 a year in rental income from property number six. And let's not forget to mention her meticulous process for evaluating potential tenant families before they move into her properties.If you're itching to dive deeper into the world of real estate investing and craving guidance on your own journey, look no further than Casey's one-on-one coaching program, Success with Rental Properties. This five-month program is designed to equip aspiring investors with the knowledge and support they need to continuously progress toward their goals. To learn more, visit brickbybrickwealth.com or join Casey's coaching program today!Resources:Website: www.brickbybrickwealth.comInstagram: www.instagram.com/brickbybrickwealthFree e-book! “7 Secrets to Success with REI” https://brickbybrickwealth.ck.page/7secretsGet your 1st Rental! Coaching Program “Success with Rental Properties” https://brickbybrickwealth.com/swrp-learn-moreAdditional Resources:Website: https://www.clarkst.comPhone: (860)675-5800LinkedIn: https://www.linkedin.com/company/clark-st-capitalTwitter: https://twitter.com/clarkstcapital1Facebook: https://www.facebook.com/ClarkStCapitalInstagram: https://www.instagram.com/clarkstcapital
Moving is stressful no matter how many times you do it. With the current economic climate, it's important to explore all options for securing housing- including the assumption of an existing VA Loan. Listen in for the basics of a VA Loan, what an assumption means, and what to consider before making a decision. Helping military families connect with military real estate experts throughout the US. Learn more about MilHousing Network at https://milhousingnetwork.com/. MilHousing Network is a proud partner of Armed Forces Bank. Serving those who serve since 1907. For more information on home financing, click here.
Feeling frustrated with your real estate investments? Don't worry; you're not alone! Discover hope and profitable ventures with the FHA 203K loan program. Introducing Matt Porcaro, a resilient entrepreneur and real estate beacon. From overcoming hardships to conquering New York's real estate, he knows the value of stability. Using the FHA 203K loan, he transformed a duplex with just $9,500. Now, he's helping others succeed with FHA investment strategies. In this episode, Matt Porcaro shares the benefits and opportunities of the FHA 203K loan program in real estate investing. Gain practical advice and tips for success from his expertise. Don't miss his valuable insights on understanding the tax code, the value of the first deal, and the perks of government-backed loans. Debunking misconceptions and misinformation, Matt emphasizes working with experienced lenders and contractors. Avoid overpaying for properties and focus on comparable sales for ultimate success. Don't let frustration hold you back. Tune in to this must-listen episode and unleash your real estate potential with the FHA 203K loan program! What You'll Learn: What potential does real estate investing hold with the FHA 203K loan program? What benefits and innovative strategies can be found in house hacking? How can government-backed loan programs be harnessed for successful real estate investing? Why is education and networking significant in building a thriving real estate career? And so much more! Timestamp: 00:01:15 - Real Estate Challenges in New York 00:08:05 - Discovering the FHA 203K Loan 00:09:41 - House Hacking with the FHA 203K Loan 00:11:46 - Financing the Property with Future Rental Income 00:12:48 - Building Equity and Cash Flow, 00:13:39 - Setting Realistic Expectations in Real Estate Investing 00:17:26 - The Benefits of House Hacking 00:20:31 - Leveraging Owner-Occupant Loans for High Returns 00:24:13 - Loopholes and Tax Codes 00:25:14 - Importance of the First Deal 00:26:47 - VA Renovation Loan 00:29:33 - Paperwork and Contractors 00:33:24 - Government Guidelines and Bank Overlays 00:36:52 - The Importance of Working with a Knowledgeable Lender and Trustworthy Contractors 00:39:31 - The Role of a 203K Consultant in Creating a Scope of Work 00:41:14 - Obtaining Multiple Bids and Comparing Them 00:42:16 - Focus on Comparable Sales Rather Than Asking Price 00:46:41 - Taking Advantage of the VA Loan and 203K Loan Opportunities 00:49:24 - The Birth of "The 203K Way" 00:50:09 - Providing the Right Information 00:50:38 - Connecting with the Community 00:50:48 - TikTok Fame and Content Quality Favorite Quote: "Take advantage of the thing that's out there. It's there for the taking". - Matt Porcaro How to Connect: If you're inspired by Matt Porcaro's real estate journey and want to learn more about his insights, there are several ways to connect with him. Join Matt's Facebook Group at https://www.facebook.com/groups/the203kway if you're looking to get your FIRST real estate deal using a secret strategy that combines the Live-in Flip, House hacking, and BRRRR methods, all-in-one. Watch his videos at https://youtube.com/@mattporcaro-the203kway5/ to learn more about leveraging “The 203k Way”! , and Visit Matt Porcaro's Instagram page (https://www.instagram.com/203kwayonline) to follow him for more real estate investing tips and advice. ------------------------------------------------------------------------------------- Real Estate Investing Course: https://military-millionaire-academy.teachable.com/p/from-zero-to-one-real-estate-investing-101/ - Finding Off-Market Deals Course: https://military-millionaire-academy.teachable.com/p/how-to-find-off-market-real-estate-deals- Recommended books and tools: https://kit.co/MilitaryMillionaire - SUBSCRIBE: https://bit.ly/2Q3EvfE - Website: https://www.frommilitarytomillionaire.com/start-here/ Instagram: https://www.instagram.com/frommilitarytomillionaire/ Facebook: https://www.facebook.com/groups/militarymillionaire/ - My name is David Pere, I am an active-duty Marine, and have realized that service members and the working class use the phrase "I don't get paid enough" entirely too often. The reality is that most often our financial situation is self-inflicted. After having success with real estate investing, I started From Military to Millionaire to teach personal finance and real estate investing to service members and the working class. As a result, I have helped many of my readers increase their savings gap, and increase their chances of achieving financial freedom! - Click here to SUBSCRIBE: https://bit.ly/2Q3EvfE to the channel for more awesome videos! THIS SITE IS INDEPENDENTLY OWNED AND OPERATED. ALL OPINIONS EXPRESSED HEREIN ARE MY OWN. THE VIEWS EXPRESSED ON THIS SITE ARE THOSE OF THE AUTHOR OR THE AUTHOR'S INVITED GUEST POSTERS, AND MAY NOT REFLECT THE VIEWS OF THE US GOVERNMENT, THE DEPARTMENT OF DEFENSE, OR THE UNITED STATES MARINE CORPS.
From a young age, Kyle Petitt had a passion for aviation and joined the Air Force to become a Combat Systems Operator during the peak of Isis' strength. After leaving the military, he felt a strong desire to support his fellow servicemembers in various ways.One of these ways was creating a free ebook that covers all the essential information to maximize your VA loan. You can find the book at https://lp.constantcontactpages.com/su/7s2IQt7/VALoanBlueprint. Huge thanks to Kyle for coming on and talking with us this week, his knowledge, experiences and perspectives were are awesome. Make sure to follow him on IG and YouTube @kjpetitt and we look forward to talking to him again! 00:00 The barbershop quartet intro that should have happened01:15 Kyle's background04:30 What is a CSO?05:45 Civilian to training to operational08:15 Combat stories from the cadre12:45 AC-130 crew make up22:30 How many real-world scenarios turned into training scenarios 32:40 Leadership39:30 Getting out of the military and what's next47:30 What can I do on the outside?54:30 Veterans exploring treatment solutions (VETS) Heroic Heart01:02:00 Kyle's Book all about the VA Loan 01:08:00 AdviceCollabs:18A Fitness - Promo Code: 1ReadyAlpha Brew Coffee Company - Promo Code: ONESREADYATAC Fitness - Promo Code: ONESREADY10CardoMax - Promo Code: ONESREADYEberlestock - Promo Code: OR10Hoist - Promo Code: ONESREADYStrike Force Energy - Promo Code: ONESREADYTrench Coffee Company - Promo Code: ONESREADYGrey Man Gear - Promo Code: ONESREADY The content provided is for informational purposes only and does not constitute legal advice. The host, guests, and affiliated entities do not guarantee the accuracy or completeness of the information provided. The use of this podcast does not create an attorney-client relationship, and the podcast is not liable for any damages resulting from its use. Any mention of products or individuals does not constitute an endorsement. All content is protected by intellectual property laws. By accessing or using this you agree to these terms and conditions.
Don't forget to subscribe, leave a rating and a 5-star review. If you leave a 5-star rating and review, send me an email info@blackrealestatedialogue.com and I'll send you a free training on finding and analyzing properties.Today, we journey with Joseph Handy (Episode 152), a dedicated full-time teacher, band director, professional musician, and a real estate investor. With a real estate portfolio worth over $5 million and 65 units to his name, Joseph's story is a testament to overcoming barriers and breaking the status quo. All while residing in Mississippi, a state known for its low average teacher salaries, Joseph has truly defied odds and expectations.Our conversation takes us through Joseph's inspiring journey, from his first real estate purchase in partnership with his best friends, to his sophisticated strategies in scaling his investments. You'll hear about the power of house hacking, the opportunities with VA renovation loans, and his creative financing methods that enabled him to build an impressive portfolio on a teacher's salary. Listen to the full episode here. Download my free guide, 8 Steps to Buying Your First Out of State PropertyApply for my out of state investing coaching program here Read my Black Enterprise Article https://www.blackenterprise.com/founder-and-host-of-black-real-estate-podcast-is-teaching-entrepreneurs-how-to-own-property/Shop our merch- https://blackrealestatedialogue.com/collections/allAccess all of our resources on our website- https://www.blackrealestatedialogue.com/links
This week we dive into VA Loan programs with David Pere! In this episode we discuss: How the VA Loan program works How veterans can use the program to build wealth What happens when a lease to own scam meets a marine Plus a story we call “The 50 Night Stay” from Joe Stout Links: David Pere on Instagram https://www.instagram.com/frommilitarytomillionaire/ BrightInvestor - Get One Month Free Using This Link: https://brightinvestor.com/resilientrei/ Stay Winning Podcast https://podcasts.apple.com/us/podcast/stay-winning-a-financial-health-podcast/id1543646128 Listener Story coming from: https://twitter.com/stoutproperty Share a unique real estate story: https://www.speakpipe.com/ResilientRealEstateInvesting Steadily - Insurance Built for Investors https://resilientrei.steadilypartner.com Innago - Free Property Management Software https://innago.com/best-rental-management-software-mbl/?utm_source=ResilientREI&utm_medium=Referral&utm_campaign=Email Signup for the Newsletter https://www.getrevue.co/profile/ResilientREI Contact / Advertising Inquiry https://resilient-rei.com/contact-advertise-inquiry/
Born in Ohio, Naaman Taylor is a real estate investor and wholesaler that gained his recognition from investing virtually while being stationed 5,000 miles away from home in active duty. Naaman Taylor has been investing in Real Estate since 2014 utilizing the VA Loan while in the US Army. It wasn't until 2020 that he decided to take a bigger step into it and become the person he is today. Certified Closer Real Estate Soldier is the nickname he gained after making a name for himself in the Wholesaling World. Taylor is now the host of the Wholesaling Micro Tribe weekly calls from RatRaceToFi where over 100 members get to see the blueprint and all insights that go into being a wholesaler. Known guests in the call include RJ Bates, Real Estate Ditty, Steven Morales etc. In this episode, Naaman and Brad discuss his time in the military and how he combined the VA loan with real estate and got the best of both worlds. Tune in to his entrepreneurial journey. 00:00 Intro 02:44 Real Estate 06:00 Follow Naaman @naamantaylorinvestor or go to https://www.thenaamantaylor.com 07:51 Wholesale 10:20 Contracts 15:29 Becoming a billionaire 17:30 The Micro Tribe 20:17 Coaching 25:00 VA Loans 30:00 Leaving the military 34:05 “How can I be an 8-Figure Husband?” 38:00 Loyalty