Podcasts about Ecclesiastes

Share a commentWhat if the real steering wheel of your life isn't your plans but your heart's hidden lean? We explore Ecclesiastes 10 with vivid images—dead flies in perfume, a fatal leap from the Eiffel Tower—to show how “small” follies corrode trust, reshape direction, and eventually announce themselves through our actions. This isn't about fear-mongering; it's about the kind of uncommon common sense that protects what matters most: integrity, clarity, and a life anchored in truth.We walk through three unforgettable illustrations of folly and turn them into practical guardrails: how tiny compromises stain a good name, why a heart trained by God's Word leans toward blessing and stability, and how behavior reveals belief long before we speak. Along the way, we contrast the modern chase for meaning—hedonism, nihilism, self-made purpose, and even cosmic searches for life—with the grounded wisdom of Scripture. Exploration and sincerity are good; a faulty premise is not. When we ignore the Creator, we jump with a broken parachute, then call it courage.The conversation culminates with a clear invitation from Jesus: “I am the light of the world.” Wisdom is not just advice; it's a Person who brings forgiveness, authority, and hope. If your reputation feels fragile, if your inner compass drifts, or if your actions keep telling a story you don't want to live, this message offers a reset. Guard your heart. Reclaim your aroma of integrity. Let the Light realign your steps for this life and the life to come.If this resonated with you, share it with a friend, subscribe for more studies in Ecclesiastes, and leave a review to help others find the wisdom they're searching for.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Friday Fail Series: Locked Out of Church Episode Title: Friday Fail Series: Locked Out of Church Host: Rob Skinner Podcast: The Rob Skinner Podcast

Share a commentWhat if the real steering wheel of your life isn't your plans but your heart's hidden lean? We explore Ecclesiastes 10 with vivid images—dead flies in perfume, a fatal leap from the Eiffel Tower—to show how “small” follies corrode trust, reshape direction, and eventually announce themselves through our actions. This isn't about fear-mongering; it's about the kind of uncommon common sense that protects what matters most: integrity, clarity, and a life anchored in truth.We walk through three unforgettable illustrations of folly and turn them into practical guardrails: how tiny compromises stain a good name, why a heart trained by God's Word leans toward blessing and stability, and how behavior reveals belief long before we speak. Along the way, we contrast the modern chase for meaning—hedonism, nihilism, self-made purpose, and even cosmic searches for life—with the grounded wisdom of Scripture. Exploration and sincerity are good; a faulty premise is not. When we ignore the Creator, we jump with a broken parachute, then call it courage.The conversation culminates with a clear invitation from Jesus: “I am the light of the world.” Wisdom is not just advice; it's a Person who brings forgiveness, authority, and hope. If your reputation feels fragile, if your inner compass drifts, or if your actions keep telling a story you don't want to live, this message offers a reset. Guard your heart. Reclaim your aroma of integrity. Let the Light realign your steps for this life and the life to come.If this resonated with you, share it with a friend, subscribe for more studies in Ecclesiastes, and leave a review to help others find the wisdom they're searching for.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Christmas is meant to be a season of joy—but for many of us, it becomes a whirlwind of overspending, overcommitting, and feeling overwhelmed. The good news? It doesn't have to be that way. With a bit of planning and the right perspective, you can slow down, simplify, and savor what truly matters.Today, Crystal Payne—creator of MoneySavingMom.com—shared practical ways to simplify Christmas while keeping your heart centered on Christ. Here's a look at her best advice for making this season more peaceful, meaningful, and budget-friendly.Rediscover the Meaning of ChristmasBefore diving into logistics or budgeting, Crystal encourages families to anchor the season in what matters most.1. Practice Daily Advent ReflectionsHer family uses Ann Voskamp's Advent book, complete with ornaments and daily devotionals. The readings are short, kid-friendly, and a gentle, daily reminder of the story at the heart of Christmas.2. Create a Family Giving ProjectEvery December, Crystal's children choose a giving project—something meaningful to them—and the whole family contributes. The kids even make donation boxes and help gather change throughout the month. It's a hands-on way to practice generosity and keep the focus on others.Simplify Your Gift ListFor many people, gift-giving is the biggest stressor in December.Crystal recommends asking yourself:Who do I feel I should buy for?Who do I want to buy for?What budget do I realistically have?If your list and budget don't match, consider simplifying:Family gifts instead of individual giftsExperience gifts rather than itemsHomemade or low-cost gifts, especially for people who “have everything”Crystal's free Christmas guide at MoneySavingMom.com includes 15 simple DIY gift ideas—from movie-night boxes to Sharpie-designed mugs to homemade baked goods.Keep Spending in CheckOverspending is easy at Christmas—but planning helps.Save Throughout the YearIt's too late for this season, but Crystal encourages starting a Christmas sinking fund in January. A little each month makes December much lighter.Use Gift Cards as Your BudgetIf you shop online, buying prepaid gift cards (or using ones earned through surveys or reward apps) helps you avoid overspending. When the card is empty, the shopping is done.If money is tight this year, you still have wonderful options:Homemade food gifts: cookie dough, loaves of bread, granola, sweet breadsExperience gifts: monthly treats, babysitting, laundry help, home-cooked mealsSentimental gifts: photo books, recipe collections, handwritten lettersThese gifts often mean more than store-bought items because they're personal, thoughtful, and memorable.Make Holiday Cooking EasierFood prep can dominate December, but Crystal suggests planning ahead:Make a list of everything you hope to cookShop ahead of timePrep and freeze items like cookie dough, rolls, sweet breads, or dessertsTake shortcuts when needed—premade dough or bread can be inexpensive and time-savingA few hours of prep can give you more space for the moments that matter.Plan Meaningful Family Time (Without Overfilling Your Calendar)Crystal offers several delightful ideas to create memories without adding stress.1. Make a December Bucket ListEach family member chooses one or two special activities. That's it. This keeps the schedule joyful rather than jam-packed—and ensures you're doing what everyone actually values.2. Wrap and Read Christmas BooksWrap books you already own and open one each day in December. Kids love the anticipation, and it becomes a shared daily moment.3. Celebrate Early as a FamilyBecause they travel to visit extended family, Crystal's family sets aside a full “Christmas Day” together the week before. It allows them to savor time at home without rushing through traditions.Stay Organized and Reduce StressCrystal's top principle: Ask, “How can I make this easier?”A few of her go-to strategies:Write everything down – brain dump into Google Calendar so it's not “living in your head.”Time-block your to-dos – small chunks of planned tasks prevent last-minute chaos.Share the workload – say “yes” when someone offers help. Ask guests to bring a dish. Let kids take part in preparations.Simplifying isn't just about doing less—it's about doing what matters most with more peace.Crystal's brand-new resource includes:15 DIY gift ideasFood gifts, homemade gifts, and simple creative optionsIdeas to simplify and save money this ChristmasYou can download it for free at MoneySavingMom.com.A Final WordCrystal's wisdom reminds us that Christmas doesn't need to be hectic or expensive to be meaningful. With planning, intention, and a focus on Christ, you can give joyfully—not regretfully.And if you're looking for help managing your Christmas budget—or planning for any financial season—the FaithFi App can be a tremendous toolkit. It's designed not just to track your spending, but to help you align every financial decision with biblical wisdom.Download the FaithFi app at FaithFi.com or search FaithFi in your app store.May your Christmas be simple, joyful, and centered on what matters most.On Today's Program, Rob Answers Listener Questions:I recently learned that Illinois has an estate tax threshold of $4 million, and my estate is already above that and growing. What kind of planning should I be doing now to prepare for it?What is the quickest and most affordable way to set up a durable power of attorney for financial, legal, and healthcare decisions?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)MoneySavingMom.comThe Time-Saving Mom: How to Juggle a Lot, Enjoy Your Life, and Accomplish What Matters Most by Crystal PaineUnwrapping the Greatest Gift: A Family Celebration of Christmas by Ann VoskampWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Share a commentWhen life doesn't play by the rules, most of us feel disoriented and a little angry. Ecclesiastes 9 names that ache with startling honesty: the fastest runner loses, the strongest army falls, the most skilled employee gets passed over. We take you into Solomon's world to confront five jarring truths about outcomes, chance, and the limits of control—and then we show why choosing wisdom is still the most reliable way to live.We unpack the story of a poor, wise man who saves a small city from a great king and is quickly forgotten. It's a gut punch that exposes how often quiet, faithful wisdom gets ignored while loud leaders win the spotlight. Yet Solomon insists that a few words of wisdom are better than the shouting of fools. We explore what that means in homes, workplaces, churches, and public life, where volume and virality often masquerade as authority.From there, we trace the source of true wisdom back to God himself. Christ is the wisdom of God, and Scripture forms the instincts we need for right decisions, right reasons, right timing, and right motives. This isn't a promise of easy outcomes; it's a call to steady faithfulness when time and chance derail our plans. If you've felt overlooked, outpaced, or blindsided, this conversation will ground you in what's better than applause: a life aligned with God's Word, lived with clean hands and a quiet conscience.If this encourages you, subscribe, share it with a friend who needs steady footing today, and leave a review to help more people find the show.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentWhen life doesn't play by the rules, most of us feel disoriented and a little angry. Ecclesiastes 9 names that ache with startling honesty: the fastest runner loses, the strongest army falls, the most skilled employee gets passed over. We take you into Solomon's world to confront five jarring truths about outcomes, chance, and the limits of control—and then we show why choosing wisdom is still the most reliable way to live.We unpack the story of a poor, wise man who saves a small city from a great king and is quickly forgotten. It's a gut punch that exposes how often quiet, faithful wisdom gets ignored while loud leaders win the spotlight. Yet Solomon insists that a few words of wisdom are better than the shouting of fools. We explore what that means in homes, workplaces, churches, and public life, where volume and virality often masquerade as authority.From there, we trace the source of true wisdom back to God himself. Christ is the wisdom of God, and Scripture forms the instincts we need for right decisions, right reasons, right timing, and right motives. This isn't a promise of easy outcomes; it's a call to steady faithfulness when time and chance derail our plans. If you've felt overlooked, outpaced, or blindsided, this conversation will ground you in what's better than applause: a life aligned with God's Word, lived with clean hands and a quiet conscience.If this encourages you, subscribe, share it with a friend who needs steady footing today, and leave a review to help more people find the show.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Faith shapes every part of life—not only what we believe, but how we spend, save, invest, and give. Every financial decision reveals something about what we value, trust, and treasure most. That's why conversations about money are never just about budgets or balances; they're deeply spiritual.Today, Afton Phillips, our Head of Content at FaithFi, joins the show to talk about how our faith reshapes the way we steward God's resources. This conversation grew out of our upcoming 21-day devotional, Our Ultimate Treasure, and the themes behind it.The Heart Behind the New DevotionalAfton has been shaping this project from its earliest concept to its final pages. She shared that when she first joined FaithFi, she longed for a place where people could revisit core biblical principles—not simply hear them once, but reflect on them deeply.“Money isn't just about math,” Afton said. “It's really about our hearts.”The devotional walks readers through foundational truths:God owns it all.Money issues are heart issues.Our financial lives are deeply connected to our spiritual formation.If that's true, then what we need isn't a formula—it's space with God. Scripture. Prayer. Reflection. This devotional is designed to help readers slow down long enough to allow God to reshape how they see and handle money.Redefining Success: What We Surrender, Not What We StoreOne of the early themes in Our Ultimate Treasure is the truth that God doesn't measure success by what we store up, but by what we surrender.We're all tempted to believe that just a little more—more savings, more security, more achievement—will finally bring peace. But no amount of accumulation ever delivers the rest our souls crave.True biblical success is about formation more than finances.Are we growing in Christlikeness?Are the fruits of the Spirit becoming more evident in our lives?Are we learning to let go of fear, control, and comfort so God can shape us?When surrender becomes the lens, money stops being a monument to ourselves and becomes a tool for becoming more like Jesus.Restoring Purpose in Our WorkAnother key section of the devotional explores a truth we often forget: work is not a curse—it's a calling.From the very beginning, God designed work as something good. Not something we merely do to earn or survive, but something through which we participate in His redemptive mission.Your desk, job site, classroom, or kitchen table isn't just a workplace—it's holy ground. Your work is one of the primary arenas where God shapes your character and blesses others through you.Why Margin Matters for Faithful StewardshipMargin is one of the most important threads running through the entire devotional.Afton put it simply:“Margin creates space for God to move.”When we max out:our moneyour timeour energyWe leave no room to listen, pause, or respond to God's leading.Margin isn't restrictive. It's freeing. It enables generosity, rest, trust, and wise decision-making. It's one of the clearest marks of faithful stewardship.The Power of Wise CounselMoney can feel personal—sometimes even private. But Scripture is clear: we're not meant to navigate finances alone.Every day, callers to our program remind us how many people long for guidance, encouragement, and clarity. That's why we devoted an entire day in the devotional to seeking wise counsel.Afton shared:“When we invite wise counsel into our lives, we begin to see things we might have missed.”That's also why Certified Kingdom Advisors (CKA) exist—to help believers apply biblical principles to their real-life financial situations. You can find one at FindaCKA.com.Generosity Rooted in Grace, Not GuiltIf there's a single thread that runs through the whole devotional, it's generosity.But not guilt-driven generosity. Grace-driven generosity.We give because God has first given to us—lavishly, sacrificially, joyfully. When we understand His grace, generosity becomes something we get to do, not something we feel pressured into.Every act of giving becomes an act of worship.A Devotional Designed for Reflection, Beauty, and FormationOne of the most unique aspects of Our Ultimate Treasure is its built-in rhythm of reflection.Each day includes:ScriptureA devotionalGuided reflection questionsA written prayerBeautiful, thoughtful imageryThe artwork itself invites contemplation. Everyday images—like a simple desk—are visually transformed to reflect biblical truth, reminding readers that God reshapes the way we see everything, even our work and money.This devotional was designed not just to be read, but to be experienced.Finishing with What Truly Lasts: Eternal RewardsThe final day draws us back to what matters most: our ultimate treasure is Christ Himself.Earthly wealth fades. Opportunities change. Seasons shift. But our life in Christ—His presence, His love, His Kingdom—endures forever. Afton summed it up beautifully:“What are we investing in that will matter in a thousand years? That's eternal treasure.”Experience Our Ultimate TreasureIf you'd like to journey through this 21-day devotional yourself, we would love to send it to you as part of the FaithFi Partner Program.With a monthly gift of $35 or a one-time gift of $400, you'll receive year-long benefits, including early access to studies, devotionals, and our Faithful Steward magazine.You can learn more at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I have Roth and traditional IRAs, plus taxable investments with large capital gains. My advisor suggested direct indexing last year, so I opened a small-cap account. It's up slightly overall but includes about a 19% loss I could use to offset gains. I also give appreciated stock to charity, but I need some funds for living expenses. My question is: Is direct indexing a biblically sound strategy, or is it problematic in any way? And how do you tell the brokerage which companies you don't want to own? Do you specify which types of businesses to exclude?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textIn today's episode of Small Beginnings with Sara, I'm sharing the very real, very personal journey I'm walking right now — a journey of letting go, of releasing what has held history and meaning for decades, and of trusting God as He leads me into a new season.I open my heart about packing up my life, releasing the bookcases I bought in 1986, saying goodbye to my beloved studio, and stepping into a new identity as a traveling artist. These aren't just physical changes — they're spiritual invitations. Invitations to loosen my grip, to make room for what God is preparing, and to walk by faith into places I've never been.Through the stories of Abraham, Joshua, Ruth, the Israelites, and the disciples, we explore how God has always called His people to move forward without having all the answers. And we anchor these truths with Scripture that has been holding me in this season — Isaiah 43, Ecclesiastes 3, Hebrews 11, and Psalm 121.Today's episode is about: • Letting go of the familiar so God can lead you into the new • Recognizing His gentleness in every transition • Trusting Him when your future looks different than expected • Learning to see physical release as spiritual receiving • Holding hope when you're stepping into unmarked territoryIf you are standing in your own doorway of transition, wondering how to move forward, I pray this conversation gives you courage, clarity, and companionship.

This week on Further In, Pastor Ben Stuart and members of our team sit down to discuss the most recent talk at Passion City Church DC on Ecclesiastes 10-11. —With Passion City Online you can join us live every Sunday at 9:30a and 11:30a! Join us at https://passioncitychurch.com/dc—Give towards what God is doing through Passion City Church: https://passioncitychurch.com/dc/give—Subscribe to our Youtube channel to see more messages https://www.youtube.com/passioncitychurchdc—Follow along with Passion City Church DC: https://www.instagram.com/passioncitydc—Follow along with Pastor Ben Stuart: https://www.instagram.com/ben_stuart_—Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. For more info on Passion, visit https://passioncitychurch.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Share a commentWhat if the path to real courage runs straight through the truth we most avoid—our own mortality? We open Ecclesiastes 9 and find not despair but a daring invitation: live fully under God's hand, receive simple gifts with gratitude, cherish your closest relationships, and throw your whole heart into the work before you.We start by reframing control. Your deeds are in the hand of God—not erased, not micromanaged, but dignified within His sovereign care. That clarity quiets the frantic need to prove yourself and frees you to pursue excellence with integrity. From there, we face Solomon's blunt claim that the same event—death—comes to everyone. Denial breeds bravado; wisdom breeds joy. When you accept the appointment, you stop numbing out and start paying attention to the meal on your table, the laughter in your home, and the purpose in your craft.Then come the imperatives: go, eat, drink, rejoice, love, and work. We talk about why bread and wine, clean clothes and oil, become symbols of defiant hope; how enjoying life with the spouse you love builds a resilient heart; and why “whatever your hand finds to do, do it with your might” is a daily rule for vocation, service, and creativity. Along the way, we explore how ordinary delights act as appetizers of heaven—small foretastes of a world beyond the curse where feasting, relationship, and meaningful service never end.If you're ready to trade anxious striving for joyful obedience, and vague optimism for concrete practices, this conversation will meet you where you live—at the table, in your marriage, at your desk, and in your neighborhood. Listen now, subscribe for more wisdom woven from Scripture, and share this episode with someone who needs courage to savor today. And if it helped you, leave a review so others can find it too.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentWhat if the path to real courage runs straight through the truth we most avoid—our own mortality? We open Ecclesiastes 9 and find not despair but a daring invitation: live fully under God's hand, receive simple gifts with gratitude, cherish your closest relationships, and throw your whole heart into the work before you.We start by reframing control. Your deeds are in the hand of God—not erased, not micromanaged, but dignified within His sovereign care. That clarity quiets the frantic need to prove yourself and frees you to pursue excellence with integrity. From there, we face Solomon's blunt claim that the same event—death—comes to everyone. Denial breeds bravado; wisdom breeds joy. When you accept the appointment, you stop numbing out and start paying attention to the meal on your table, the laughter in your home, and the purpose in your craft.Then come the imperatives: go, eat, drink, rejoice, love, and work. We talk about why bread and wine, clean clothes and oil, become symbols of defiant hope; how enjoying life with the spouse you love builds a resilient heart; and why “whatever your hand finds to do, do it with your might” is a daily rule for vocation, service, and creativity. Along the way, we explore how ordinary delights act as appetizers of heaven—small foretastes of a world beyond the curse where feasting, relationship, and meaningful service never end.If you're ready to trade anxious striving for joyful obedience, and vague optimism for concrete practices, this conversation will meet you where you live—at the table, in your marriage, at your desk, and in your neighborhood. Listen now, subscribe for more wisdom woven from Scripture, and share this episode with someone who needs courage to savor today. And if it helped you, leave a review so others can find it too.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

As the year winds down, most of us feel the crunch of holiday travel, family gatherings, and a calendar that fills up faster than we expect. But this season also offers something incredibly valuable: a natural pause. A moment to look back, look ahead, and make sure our financial lives still reflect the things—and the people—we care about most.To help us think through this year-end reset, we sat down with Cole Pearson, President of Investment Solutions at OneAscent, a family of companies committed to helping believers invest in alignment with biblical values. Cole shares practical, hope-filled steps to set your finances on a firm footing as you head into a new year.Start With What Matters Most: Your ValuesBefore crunching numbers or updating accounts, Cole suggests beginning with the why behind your financial decisions.“As the year winds down,” he says, “it's the perfect time to pause and make sure our financial life still reflects our actual life—our goals and values.”This is the heart of wise stewardship. Money isn't the goal; it's a tool. And when our tools aren't aligned with what matters most, our decisions can drift.Cole encourages families to sit down—whether with a spouse, children, or even a financial advisor—and ask a simple but powerful question:“What is most important for us to reflect through our financial life?”These conversations reconnect us with the things God has entrusted to us: people, opportunities, relationships, and resources. When your values are clear, your financial decisions begin to tell a consistent story.The Three Lenses for a Year-End CheckupTo help families gain clarity, OneAscent uses three helpful “lenses” that offer a holistic view of stewardship. Each one enables you to assess where you are and where God may be inviting you to grow.1. Perspectives: How You Think and Feel About MoneyEvery financial decision begins with a mindset. Do you naturally want to give? Save? Spend? Invest?None of these instincts is wrong—money is simply a tool. But understanding how God has wired you helps you use that tool intentionally rather than reactively.2. Priorities: What Matters Most to Your FamilyOnce your perspectives are clear, it's time to identify your priorities.Is this season about legacy?Providing stability for your family?Creating margin for relationships?Leaning more fully into generosity?“When you know your top priorities,” Cole says, “you can give every dollar a job. It brings focus and direction to your plan.”3. Milestones: What's Changing in Your Life?The end of the year is a great time to reflect on transitions:A new jobA retirementA new child or grandchildA loss in the familyA health changeLife transitions always put money in motion. Recognizing them early allows you to adjust your financial plan before drifting off course.Together, perspectives, priorities, and milestones provide a complete picture of your financial health—and help ensure your plans align with your values.Preparing for the Year Ahead Through Intentional GenerosityFor many families, generosity naturally comes up during year-end reflections. The holidays remind us that giving is both worship and witness—an expression of God's grace through us.Cole encourages families to approach generosity as intentionally as investing.“Whether you're investing or giving,” he says, “we think of both as investing God's resources. We want all of it moving in the same direction—reflecting the same values.”Talking about generosity as a family:Fosters unityClarifies your shared purposeCreates a legacy of open-handed livingThis is a season when many families give. But it's also the perfect time to ask: “How can our giving reflect what we believe most deeply?”Considering Faith-Based Investing in 2026Some listeners may be feeling a nudge toward Faith-Based Investing in the coming year. If so, Cole suggests an easy first step: screen your current portfolio.“Start by asking what you're invested in that may not align with your faith,” he says. Screening helps identify areas where your dollars are unintentionally supporting companies or causes that conflict with biblical values.From there, you can begin redirecting your investments toward companies that create blessing, contribute to human flourishing, and reflect God's heart.This simple exercise can lead to a powerful sense of alignment between your faith and your finances.Explore Values-Aligned Investing With OneAscentOneAscent exists to help believers invest with clarity and conviction—directing capital toward companies that make a positive impact and reflect biblical values. To learn more or begin screening your own portfolio, visit: OneAscent.com/FaithFi.It's a great next step as you prepare to start a new year with purpose, unity, and renewed stewardship.On Today's Program, Rob Answers Listener Questions:I've been offered a small settlement after several years of litigation. My attorney recommends taking it rather than dragging things out, but I'm unsure whether to accept or keep fighting. What's your advice?I started collecting Social Security at 65, but I keep getting emails saying Donald Trump will end Social Security and raise the retirement age to 70. Even Social Security couldn't confirm anything. I'm worried—what should I do if those benefits disappear?I'm almost 62 and considering taking Social Security early at $1,800 instead of waiting until 67 for $2,400. I've heard the break-even point means waiting may not pay off. If I keep working and invest the benefits, how does that affect things? Should I take it now or hold off?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)OneAscentWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Alistair Begg discusses his transition into retirement, the relevance of the book of Ecclesiastes in today's society, and the search for meaning in life. He emphasizes the importance of placing hope in God and offers practical advice for those struggling to find joy, especially during the Christmas season.See omnystudio.com/listener for privacy information.

Angel Studios https://Angel.com/Herman Join the Angel Guild today where you can stream Thank You, Dr. Fauci and be part of the conversation demanding truth and accountability.  Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/ToddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeEpisode Links:A video by Gates Garcia - A message to Nick Fuentes followersGreat stuff from @NickJFreitas on understanding and reaching young men. The church needs to get this.A first of its kind government lawsuit has been launched against 11 Big Food companies for knowingly creating highly addictive, poisonous, ultra processed foodsThis is what the streets of San Francisco California look like. American asks the workers if it's hard to clean up, they respond they have to clean this up every single day. Every day it's trashed again. Drug zombies are seen everywhere unable to stand as he walks around (insane)Some days before I get outside in San Francisco, this is how the Ring camera looks like.The first time I saw zombies in Ring camera, I thought there must be some special immersive theater event happening. Now I know it's just a part of life.Japan really said ‘self-care, but make it sci-fi'. A machine that washes humans in 15 minutes… at this point my washing machine is jealous.What Does God's Word Say?1 Timothy 4:12Let no one despise you for your youth, but set the believers an example in speech, in conduct, in love, in faith, in purity.Ecclesiastes 11:9  Rejoice, O young man, in your youth, and let your heart cheer you in the days of your youth. Walk in the ways of your heart and the sight of your eyes. But know that for all these things God will bring you into judgment.Psalm 119:9  How can a young man keep his way pure? By guarding it according to your word.2 Timothy 2:22  So flee youthful passions and pursue righteousness, faith, love, and peace, along with those who call on the Lord from a pure heart.Romans 12:2 NIVDo not conform to the pattern of this world, but be transformed by the renewing of your mind. Then you will be able to test and approve what God's will is – his good, pleasing and perfect will.Philippians 4:8 NIVFinally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable–if anything is excellent or praiseworthy–think about such things.Ephesians 4:22-24 NIVYou were taught, with regard to your former way of life, to put off your old self, which is being corrupted by its deceitful desires; to be made new in the attitude of your minds; and to put on the new self, created to be like God in true righteousness and holiness.2 Corinthians 10:5 NIV We demolish arguments and every pretension that sets itself up against the knowledge of God, and we take captive every thought to make it obedient to Christ.

Share a commentEver feel like you're working a thousand-piece puzzle and the last piece is missing? We walk through Ecclesiastes 8 and name the frustrations most of us carry in silence: leaders who misuse power, public saints who live private lies, justice that moves like molasses, and rewards that seem to land on the wrong people. Instead of pretending these tensions don't exist, we bring them into the light and ask what anchors a sane life when outcomes are unfair and answers don't arrive on schedule.From Solomon's journal we trace four puzzles and hold them up to a larger horizon. We talk about the grief of seeing hypocrisy praised and how religious performance can mask a restless heart. We look at the slow grind of human courts and then widen the frame to a final court where the record is complete, the verdict is flawless, and every mouth is silenced. That's where we meet the best news of all: an Advocate who has already satisfied holy justice, who speaks for the guilty, and who sets sinners free because he bore the sentence himself.Then we get practical. Gratitude for ordinary gifts—food, drink, work, clothing—reframes our days, and trust for the unseen corners steadies our nights. You don't need every answer to move forward; you need the One who holds the final piece. If your life picture feels incomplete, come sooner to the hand that keeps it. Listen now, share this with a friend who needs hope, and if the message strengthens you, subscribe and leave a review to help others find it.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentEver feel like you're working a thousand-piece puzzle and the last piece is missing? We walk through Ecclesiastes 8 and name the frustrations most of us carry in silence: leaders who misuse power, public saints who live private lies, justice that moves like molasses, and rewards that seem to land on the wrong people. Instead of pretending these tensions don't exist, we bring them into the light and ask what anchors a sane life when outcomes are unfair and answers don't arrive on schedule.From Solomon's journal we trace four puzzles and hold them up to a larger horizon. We talk about the grief of seeing hypocrisy praised and how religious performance can mask a restless heart. We look at the slow grind of human courts and then widen the frame to a final court where the record is complete, the verdict is flawless, and every mouth is silenced. That's where we meet the best news of all: an Advocate who has already satisfied holy justice, who speaks for the guilty, and who sets sinners free because he bore the sentence himself.Then we get practical. Gratitude for ordinary gifts—food, drink, work, clothing—reframes our days, and trust for the unseen corners steadies our nights. You don't need every answer to move forward; you need the One who holds the final piece. If your life picture feels incomplete, come sooner to the hand that keeps it. Listen now, share this with a friend who needs hope, and if the message strengthens you, subscribe and leave a review to help others find it.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

New tax laws are on the horizon—and they could significantly influence the way you give. The recently passed One Big, Beautiful Bill Act (often shortened to the OBBBA) introduces several changes that affect charitable givers today and in the years to come. To help unpack these shifts, we sat down with Bruce McKee, attorney and Senior Vice President of Complex Gifts at the National Christian Foundation (NCF).What the OBBBA Actually DoesDespite its cheerful name, the OBBBA carries serious implications for donors. Bruce explains that the bill makes permanent many provisions that were originally scheduled to expire at the end of 2025 under the 2017 Tax Cuts and Jobs Act. Key extensions include:Higher standard deductionsHigher estate tax exclusionsNew deduction floors for charitable giftsA new limit on itemized deductionsExtended business deductionsUpdated rules for university endowment taxesThese changes will affect different givers differently, but nearly everyone will feel the impact of the new standard deduction.The Standard Deduction Gets Bigger—AgainThis update alone affects roughly 90% of taxpayers.The OBBBA permanently extends the increased standard deduction and even boosts it for the 2025 tax year:Individuals: $15,750Married couples filing jointly: $31,500Because the standard deduction is now higher, fewer people will itemize. And when giving is lumped under the standard deduction, charitable gifts are no longer deductible.But there's a powerful workaround.If you want to maximize your tax benefits while maintaining your giving rhythms, “bunching” can help. Bunching means:Grouping several years' worth of charitable gifts into a single tax yearItemizing in that year, instead of taking the standard deductionUsing a donor-advised fund (DAF)—such as an NCF Giving Fund—to distribute gifts gradually over future yearsA giving fund works like a charitable checking account—a powerful tool for strategic, tax-efficient generosity. Bunching is especially impactful when paired with gifts of appreciated assets.New Charitable Deduction Floors Coming in 2026Beginning in 2026, charitable deductions will include a “floor”—a small portion of giving that won't be deductible at all.For IndividualsOnly the amount of charitable giving above 0.5% of your Adjusted Gross Income (AGI) will be deductible. Here's an example:AGI = $200,0000.5% floor = $1,000Whether you give $20,000 or $40,000, the first $1,000 is not deductible.For CorporationsA similar rule applies, but the floor is 1% of taxable income.Why This MattersThis floor means that givers with large AGIs—especially in high-income years—should consider giving earlier, before 2026 arrives. Strategic timing will matter more than ever.Even high-capacity donors who itemize may benefit from bunching in alternating years.New Limits on Itemized DeductionsThe OBBBA also introduces a “haircut” affecting all itemized deductions—not just charitable ones.Because the highest tax bracket (37%) is now permanent, itemized deductions typically reduce income taxed at that rate. But beginning in 2026:Deductions in the highest bracket will be valued at 35 cents per dollar, not 37.It's a relatively small shift, but it slightly increases tax liability and adds another layer of planning complexity. Once again, Bruce recommends intentionally reviewing giving strategies before the 2025 year closes.Estate and Gift Tax Exclusions: Higher and More StableThe OBBBA also stabilizes estate planning by raising the estate and gift tax exemption to:$15 million per individual$30 million for married couplesThese thresholds—once set to sunset back to near half—are now permanent (as permanent as tax law can be). This gives families greater clarity as they plan inheritances and consider charitable tools like trusts or family foundations.When people settle their estate planning, it often helps them focus their hearts on where God is calling them to give—what Ron Blue usually describes as “giving while you're living so you're knowing where it's going.”Good News for Non-Itemizers: The Above-the-Line Charitable Deduction ReturnsBeginning soon, non-itemizers will be able to deduct modest charitable amounts:$1,000 for individuals$2,000 for married couples filing jointlyThis applies to cash gifts made to churches and public charities. It's a welcome incentive for households that rely on the standard deduction.Navigating Change with WisdomThe tax landscape may shift, but God's call to generosity never does. Thoughtful planning ensures you can give joyfully, efficiently, and impactfully.If you want to steward God's resources with greater intentionality, a Giving Fund through the National Christian Foundation can help you:Maximize tax benefitsSimplify your givingSupport ministries you loveInvest funds for future generosityYou can open one in just a few minutes at FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:My husband and I are turning 68 and need to move from our two-story home into a one-story house. We're considering new construction, but we'd either need a small mortgage or withdraw $50–60,000 from our 401(k). Our income is stable—he gets $3,000 from Social Security, and I make about $2,000. We manage fine month to month. Which option makes more sense?I'm 73, single, living on Social Security with excellent credit and no debt besides a small monthly charge card. I'm looking into either a HELOC or another home-equity option so I can access some of my home's value to help others before I pass away. What's the best way to proceed?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The National Christian Foundation (NCF) Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pastor Ben Stuart continues in The Search For Meaning, leading us through the turn in Ecclesiastes that moves from telling us how frustrating life is to instructing us on how to work within it and actually embrace life.—With Passion City Online you can join us live every Sunday at 9:30a and 11:30a! Join us at https://passioncitychurch.com/dc—Give towards what God is doing through Passion City Church: https://passioncitychurch.com/dc/give—Subscribe to our Youtube channel to see more messages https://www.youtube.com/passioncitychurchdc—Follow along with Passion City Church DC: https://www.instagram.com/passioncitydc—Follow along with Pastor Ben Stuart: https://www.instagram.com/ben_stuart_—Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. For more info on Passion, visit https://passioncitychurch.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Share a commentWork can feel like a battleground where unfair treatment, clumsy policies, and flawed leadership test our convictions. We walk through Ecclesiastes 8 to explore how authority truly works, why obedience matters, when to say no, and how patience and wise speech can turn tense moments into redemptive ones. Along the way, a World War II story of a farm-shattering bomb that uncovered a life-giving stream reframes setbacks as surprising channels of provision—and challenges us to look for God's quiet work beneath loud disruptions.We dig into three anchors for your nine-to-five: obey God first, honor legitimate authority, and trust providence when outcomes are beyond your control. You'll hear why loyalty to the office doesn't mean endorsing evil, how to choose the right time, tone, and words, and how refusing to retaliate can become a powerful witness. We also map the hard limits of power—no one commands the wind, chooses their day of death, escapes the battles of life, or dodges the consequences of sin—and how those truths free both leaders and followers to act with humility and courage.This conversation blends practical workplace wisdom with spiritual clarity, offering a calm, grounded way to navigate bosses, teachers, and governing officials. If you're wrestling with bad leadership, bureaucratic frustration, or ethical gray zones, you'll find steady guidance for responding with integrity and hope. Listen, share with a friend who needs perspective at work, and if this helped you, subscribe and leave a review so others can discover it too.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentWork can feel like a battleground where unfair treatment, clumsy policies, and flawed leadership test our convictions. We walk through Ecclesiastes 8 to explore how authority truly works, why obedience matters, when to say no, and how patience and wise speech can turn tense moments into redemptive ones. Along the way, a World War II story of a farm-shattering bomb that uncovered a life-giving stream reframes setbacks as surprising channels of provision—and challenges us to look for God's quiet work beneath loud disruptions.We dig into three anchors for your nine-to-five: obey God first, honor legitimate authority, and trust providence when outcomes are beyond your control. You'll hear why loyalty to the office doesn't mean endorsing evil, how to choose the right time, tone, and words, and how refusing to retaliate can become a powerful witness. We also map the hard limits of power—no one commands the wind, chooses their day of death, escapes the battles of life, or dodges the consequences of sin—and how those truths free both leaders and followers to act with humility and courage.This conversation blends practical workplace wisdom with spiritual clarity, offering a calm, grounded way to navigate bosses, teachers, and governing officials. If you're wrestling with bad leadership, bureaucratic frustration, or ethical gray zones, you'll find steady guidance for responding with integrity and hope. Listen, share with a friend who needs perspective at work, and if this helped you, subscribe and leave a review so others can discover it too.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

When hope is tied only to a desired outcome, disappointment becomes inevitable. Katherine Wolf knows this truth more personally than most. At just 26, with a newborn in her arms and a lifetime ahead of her, she suffered a massive and unexpected stroke that changed everything.Today, through her writing, speaking, and nonprofit ministry Hope Heals, Katherine invites others into a deeper, sturdier hope—one that can withstand even the darkest valleys.On today's show, she joins us to share her journey: how suffering reshaped her faith, her understanding of God's goodness, and even her family's finances.A Life Forever ChangedIn 2008, without warning or symptoms, Katherine experienced a catastrophic brainstem stroke caused by a congenital condition she never knew she had—an arterial venous malformation (AVM). Overnight, she went from fully able-bodied to fighting for her life.A 16-hour surgery saved her, but her new reality included significant impairments. Today, she uses a wheelchair, has facial paralysis, reduced function in her right hand, and additional physical limitations. Still, she radiates joy and purpose.“I did live—and I'm doing great,” she says with her trademark resilience.Katherine describes the stroke as the moment “the pebble hit the metal”—a collision between everything she had learned about Jesus and the hardest chapter of her life.Years of Scripture, sermons, prayer, and discipleship prepared her for a moment she never imagined. “This is no longer a drill,” she remembers telling herself. Her long walk with Christ, though imperfect, had built a foundation strong enough to stand when everything else fell apart.In her memoir Hope Heals, she writes that suffering is not the end of the story—but the beginning of a new one. Christian hope does not deny pain; it declares that pain will not have the final word.Katherine's more recent book, Treasures in the Dark, draws from Isaiah 45:3—God's promise to give “hidden treasure” in the shadows of our lives so we might know Him more deeply.“If we must walk through darkness—and we all do at some point—why not gather the treasure God has placed there?” she asks. In other words, don't waste your pain. Let God use it to form you, deepen you, and show you His faithfulness in ways comfort never could.Hope Heals: A Ministry Born from SufferingOne of the greatest treasures to emerge from Katherine's hardship is Hope Heals, the nonprofit she and her husband, Jay, founded.Hope Heals CampTheir flagship outreach is a fully scholarship-supported summer camp for families affected by disability. Guests experience rest, community, and the love of Christ through what Katherine calls “inter-ability community”—people with and without disabilities sharing life together.Volunteers and families leave forever changed. The joy is contagious.Mend Coffee ShopIn Atlanta's Buckhead neighborhood, Hope Heals also operates Mend, a universally accessible coffee shop that employs people with disabilities and creates a space where everyone belongs.Katherine describes both initiatives as “glorious,” a word she uses often—and always with delight.The Financial Realities of SufferingMedical crises don't just affect the body; they often reshape a family's finances. Katherine knows this firsthand.When disability or sudden illness enters a story, she notes, “the finances can be ravaged.” Many families drain savings, take on debt, or scramble to fund treatments and therapies.But Katherine also speaks about “invisible wheelchairs”—the unseen burdens that hold people back. Financial instability, she says, can be one of the most crippling.Her encouragement? Everyone carries some kind of hardship. You are not alone. God gives us community and wisdom so we don't walk these valleys in isolation.For Katherine, surrender has become a central theme of her spiritual life, including how she views money.“Surrender is relief,” she says. “It's not God binding us up—it's letting Him take the wheel.”This posture doesn't magically erase financial challenges, but it reframes them. It anchors us in trust rather than fear. And it reminds us that provision comes from God, not our own strength.Hope for Anyone Facing UncertaintyKatherine's story speaks to those walking through overwhelming medical challenges—but her final encouragement reaches everyone, regardless of circumstances.Trusting God means you don't have to live afraid of what may happen next.Your circumstances may feel anything but okay, but when Christ lives in you, the deepest good in your life is already secure.“The good things of God,” she says, “are not external—they're inside of you when you know Him.”That truth allows us to face uncertainty with confidence, surrender our financial fears, and discover a hope that holds—no matter the storm.Learn MoreTo explore Katherine's ministry or support her work, visit HopeHeals.com.If you're near Atlanta, stop by Mend coffee shop in Buckhead—a place of belonging, beauty, and community. Katherine will also be speaking at the upcoming Kingdom Advisors Conference, where thousands of financial professionals gather to grow in biblical wisdom and stewardship. Learn more at RedeemingMoney.com.On Today's Program, Rob Answers Listener Questions:I invested based on the advice of a family friend who said it was guaranteed, but I lost $15,000. I'm single, I don't have much, and I was expecting this investment to return about $25,000. Now I'm just praying I'll have enough for rent next month. I'm calling to ask how I can recover from something like this.I have some real estate properties I want to leave to my children, and I've heard that putting them in a trust can help avoid capital gains. Do I need a trust for that? And should I also have a will?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Hope Heals | Hope Heals Camp | Mend Coffee & GoodsHope Heals: 
A True Story of Overwhelming Loss and an Overcoming Love by Katherine and Jay WolfTreasures in the Dark: 90 Reflections for Finding Bright Hope Hidden in the Hurting by Katherine Wolf with Alex WolfWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“What Gives Life Meaning?” - a lesson that explores the futility of human wisdom and effort at finding meaning or joy apart from God. Music: “The Insanity of Vanity, Part 4.” Lyrics by Toby Logsdon. Performed by “Crimson Covenant.”

This week Pastor Michael and Pastor Val answer questions that came out of last week's teaching.  Pastor Michael also gives an update on the building campaign.  Romans 12:1-2, Ecclesiastes 4:9-10, Judges 3:1-4.

Scriptures:Luke 2:14, Isaiah 9:6-7, Philippians 4:6-7, Psalm 103:2, Psalm 4:8 Ecclesiastes 1:18Points:1. Repent2. Pray3. Give Thanks4. Slow Down5. Reduce the Noise

Charlotte delves into Ecclesiastes through the work of liberation theologist Elsa Támez (When the Horizons Close) before Jo shares some of Pierre Guyotat's horny, rapturous literary memoir, Idiocy. Icon of many RW conversations past, the thoughtful Jackie Ess then joins to discuss Tolstoy's crank-inflected final novel, Resurrection.Jackie Ess is the author of a novel called Darryl, and more recently of a long short-story length chapbook called Eugene. Please consider supporting our work on Patreon, where you can access additional materials and send us your guest and book coverage requests! Questions and comments can be directed to readingwriterspod at gmail dot com. Outro music by Marty Sulkow and Joe Valle.Charlotte Shane's most recent book is An Honest Woman. Her essay newsletter, Meant For You, can be subscribed to or read online for free, and her social media handle is @charoshane.  Jo Livingstone is a writer who teaches at Pratt Institute. To support the show, navigate to https://www.patreon.com/ReadingWritersOur Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Let's look at some passages from the Bible that give specific and clear instruction about many tough decisions. I want to begin with: Do not be yoked together with unbelievers. For what do righteousness and wickedness have in common? Or what fellowship can light have with darkness (2 Corinthians 6:14)? If you're facing a decision about a relationship—it could be marriage, a business partnership, or an organization you're considering—this verse will give you guidance. If there is a yoke involved in that relationship, it should only be with a fellow believer. A yoke is a wooden crosspiece fastened over the necks of two animals and attached to the plow or cart they pull. It binds them together to do a job. The yoke Paul is talking about is any kind of covenant, contract, or even unwritten commitment that would bind you with someone for a certain purpose. Of course, that applies to marriage. Are you facing a critical decision about whether to begin a new relationship that could lead to marriage? If so, this is wisdom you need before you begin: Are you both truly committed to Jesus Christ, do you hold the same doctrinal beliefs, and are you both involved in serving the Lord in some way? How many people do I know—men and women—who chose to ignore this biblical principle in choosing their mate! And in every case, they lived to regret it. What you want in a good marriage is close fellowship, two people joined together as one, and how can light and darkness be joined together? This is an unequivocal principle from God's Word; there's no way to read it any other way. It may be a difficult decision, especially if your feelings are already engaged, but choosing not to be yoked unequally will prove the best for you in the long run. This applies not only to marriage but to other types of partnerships as well, where you are legally or verbally committed to a project or business. This verse is clear guidance, and to overlook it is to invite disaster into your life. Here's another clear directive: The rich rule over the poor, and the borrower is slave to the lender (Proverbs 22:7). Are you facing a financial decision? This passage warns against unwise debt. The person who borrows too much and has excessive debt is indeed slave to that debt. Credit card companies are making a lot of money because so many people are trapped in perpetual debt. Honestly, they don't want you to pay off your card and be debt free, because they are charging huge interest rates. If you'll just pay the minimum, they're more than happy to keep you in debt. Our culture has become a slave to materialism, and we are bombarded with all kinds of advertising that entices us to spend more, own more, have more—as though it will make us happy. Who of us hasn't fallen prey to their enticements and gone in debt for stuff we didn't really need. One of the greatest gifts you can give yourself is to set a goal to be debt free as soon as you possibly can. There is helpful material available to help you set up a budget and become debt free, and the wise person will follow it. Think more than twice about taking on new debt. It will enslave you faster than you can imagine. Here is a passage that gives us a general directive to guide specific decisions: So whether you eat or drink or whatever you do, do it all for the glory of God (1 Corinthians 10:31). You can take this quite literally and make sure you're making wise decisions about what you are eating and drinking. Those decisions may seem small at the time, but they truly have a huge impact on your future health, energy, and ability to function. God will hold you accountable as to the stewardship of your body and your health. Some things are out of your control, but many problems can be avoided by paying attention to what you take into your body. Every decision needs to be put under this spotlight, as we ask ourselves, will this bring glory to God? For example, you may be deciding whether to take a new job or not. That's a momentous decision. You need to carefully evaluate the impact this new job will have on your life. Will you have less time for your family or church? Will you have to compromise your Christian testimony to do this job? Is the product or service offered by this job one you can be proud to be associated with? I have a friend who was faced with a decision of whether to keep the job she had—a good paying job with good benefits—but the product was anything but wholesome and helpful. Her dilemma was to decide if as a Christian she should be associated with such an organization. This verse governed her decision; there was no way she could justify remaining with the company because it promoted anything but a pure and helpful lifestyle. At some financial loss to herself, she resigned. I can tell you she has no regrets about that now, and she went from that job to working for a church where she was able to encourage and help many people. One more passage which gives some specific guidelines when you're facing a tough decision is: Finally, brothers and sisters, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable—if anything is excellent or praiseworthy—think about such things (Philippians 4:8). You could make a list of the characteristics in this verse to help guide any decision you face: Is it true? Would this decision be based on truth or would it cause some kind of deception or lie? Is it noble? Noble means it would show fine personal qualities or high moral principles and ideals. Is it right? Would anyone be treated unfairly because of this decision? Is there another decision you could make that would clearly be more fair and just? Is it pure? A pure decision is one that isn't tainted with wrong motives or impurity or lack of integrity. Is it lovely? Would this decision show love in some way or could it be a means to destroy love. Is it admirable and excellent and praiseworthy? Would people you trust approve and confirm it is a good decision? Think about your decision in these terms. If it checks all these boxes, it's a good sign this could be a good decision. But if it misses on some of them, it should give you pause to think further about it. Once you've sought God's wisdom for your tough decision, then move forward with God's timing and his courage to do what you know is right. Expect God to work in your life through your decision but also know even the right and best decision can cause difficulties. Proverbs 22:3 says the prudent see danger and take refuge, but the simple keep going and pay the penalty. It's good to count the cost in advance and be prepared for the consequences of your decision. Some tough decisions are indeed loaded with potential negative consequences, and so there could be bumpy roads ahead. In addition, you and I can make mistakes even as we try to do it right. Ecclesiastes 11:4 says whoever watches the wind will not plant; whoever looks at the clouds will not reap. That just means if you're waiting for totally perfect conditions before you make a decision, you will never get anything done. There are times when faced with a tough decision, you do your best to seek God's wisdom, and then you move ahead with courage despite your fears and doubts. But you're never alone in this process. As a believer in Jesus Christ, he is there with you, as he has promised, and his Holy Spirit is your constant companion to give you God's thoughts, and heavenly wisdom. It's one of the greatest benefits we have as children of God—to have his personal guidance on a daily basis through his Word and his Spirit within us. We are not lone rangers having to do it all by ourselves. What good news that is.

Designing Routines for Better Mental Health: Simple Daily Habits for You and Your FamilyIn this heartfelt episode of It's Going to Be Okay, Nicky Asher-Bowling opens up about the power of simple routines—especially when life feels overwhelming. Through real stories, faith-centered encouragement, and practical steps, Nicky shares how small, sustainable rhythms can bring peace, confidence, and emotional stability back into your everyday life.You'll learn:✨ Why routines help calm an anxious mind✨ How to start with “one small thing” without getting overwhelmed✨ Ways to celebrate small wins and build momentum✨ How to involve your family in healthy habits✨ What to do when routines slip and guilt creeps in✨ How to create space for rest, renewal, and graceScriptures include 1 Corinthians 14:40, Zechariah 4:10, Ecclesiastes 4:9–10, Romans 8:1, and Exodus 33:14.If today's episode encouraged you, share it with someone who might need a little hope. And if you're ready to stop surviving and start creating a life that feels peaceful, grounded, and aligned, I invite you to join my Christian life coaching program. Together, we'll build routines, boundaries, and habits that support your mental and emotional wellness.

Share a commentWhen life doesn't play by the rules—when the righteous suffer, the wicked prosper, and laughter feels thin—wisdom becomes more than a virtue. It becomes survival. Walking through Ecclesiastes 7, we explore how Solomon, late in life, turns from image and excess to a rare, grounded wisdom that faces sorrow honestly, embraces humility, and trusts God's sovereignty when answers stay out of reach.We unpack four patterns that reshape everyday living. First, wisdom rejects perfectionism: no one arrives at moral flawlessness, and the gospel frees us to repent quickly and grow steadily. Second, wisdom refuses to be paralyzed by criticism: we learn to sift words with courage and humility, asking what might be true and letting God use it for change. Third, wisdom recognizes the limits of intellectualism: knowledge is precious but not ultimate, and discernment blooms where prayer and thought meet. Fourth, wisdom resists hedonism's empty promises: Solomon's pursuit of pleasure drained his capacity for covenant joy, reminding us that ordered loves—rooted in God—turn desire into durable delight.Along the way, we draw a surprising line to Johann Sebastian Bach, whose marked-up Ecclesiastes 7 and quiet margin prayers reveal why sorrow can tutor the heart better than easy days. The benefits of wisdom prove practical and visible: a unique steadiness in a noisy world, clearer choices amid life's riddles, and a softened face that signals a softened heart. If you've felt the tension of unanswered questions and the pull of quick fixes, this conversation invites you to a wiser way—one that steadies your steps, restores purpose, and keeps you close to the God who knows the end from the beginning.If this message helps you think and live more wisely, follow the show, share it with a friend who needs courage today, and leave a review so others can find it.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentWhen life doesn't play by the rules—when the righteous suffer, the wicked prosper, and laughter feels thin—wisdom becomes more than a virtue. It becomes survival. Walking through Ecclesiastes 7, we explore how Solomon, late in life, turns from image and excess to a rare, grounded wisdom that faces sorrow honestly, embraces humility, and trusts God's sovereignty when answers stay out of reach.We unpack four patterns that reshape everyday living. First, wisdom rejects perfectionism: no one arrives at moral flawlessness, and the gospel frees us to repent quickly and grow steadily. Second, wisdom refuses to be paralyzed by criticism: we learn to sift words with courage and humility, asking what might be true and letting God use it for change. Third, wisdom recognizes the limits of intellectualism: knowledge is precious but not ultimate, and discernment blooms where prayer and thought meet. Fourth, wisdom resists hedonism's empty promises: Solomon's pursuit of pleasure drained his capacity for covenant joy, reminding us that ordered loves—rooted in God—turn desire into durable delight.Along the way, we draw a surprising line to Johann Sebastian Bach, whose marked-up Ecclesiastes 7 and quiet margin prayers reveal why sorrow can tutor the heart better than easy days. The benefits of wisdom prove practical and visible: a unique steadiness in a noisy world, clearer choices amid life's riddles, and a softened face that signals a softened heart. If you've felt the tension of unanswered questions and the pull of quick fixes, this conversation invites you to a wiser way—one that steadies your steps, restores purpose, and keeps you close to the God who knows the end from the beginning.If this message helps you think and live more wisely, follow the show, share it with a friend who needs courage today, and leave a review so others can find it.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

We check the markets often—but how often do we check our hearts? Most of us approach investing with calculators, not character. Yet Scripture calls us to a deeper way. What if investing isn't just a financial activity but a spiritual practice—one that shapes who we're becoming?Tim McCready, Head of Global Advisory at BrightLight (part of the Eversource Wealth Advisors team), has been helping both Kingdom Advisors and FaithFi develop a theological framework for investing that aligns our portfolios—and our hearts—with God's purposes. His recent work explores how timeless spiritual disciplines can transform how believers think about investing.Why Investing Requires a Spiritual LensTim begins with Jesus' words in Matthew 6: “Where your treasure is, there your heart will be also.” That's not just a warning—it's an insight into spiritual formation.“Our investment decisions aren't just a reflection of faithfulness,” Tim says. “They're shaping who we're becoming as we seek to be like Jesus.”When we invite God into our investment decisions, investing becomes more than strategy—it becomes worship. It becomes one more place where we ask God to form us into faithful stewards.The Ignatian Prayer of Examen—For InvestorsOne of the most compelling ideas Tim introduces is applying the historic Ignatian prayer of examen to our portfolios.For centuries, believers have ended their day with this reflective practice—examining God's presence, confessing sin, noticing grace, and preparing for tomorrow.Tim suggests: What if investors practiced something similar?Rather than viewing portfolios strictly through analysis or performance, the examen helps us approach them with discernment, surrender, and spiritual attentiveness.Step One: GratitudeGratitude quiets the noise and recenters us on God's generosity. Before looking at performance or market movements, Tim encourages investors to pause and thank God for His provision.It might sound something like:“Heavenly Father, thank You for the gifts You've entrusted to me—including my investment portfolio. Speak to me about my stewardship, challenge me, and remind me of Your faithfulness as I draw near to You.”Gratitude reframes everything. It reminds us that portfolios are gifts to steward—not trophies to admire nor securities to cling to.Step Two: ReviewJust as the daily examen invites believers to review their day, the investing examen invites us to review each line of our portfolio with prayerful reflection.This simple discipline lifts our eyes beyond numbers to the impact our investments have on people, communities, and the world.As Tim notes, “We may find both joy and conviction—joy where God is pleased, and invitation where He's calling us to change.”Step Three: Repentance and RenewalThis is where the examen moves from reflection to transformation.Perhaps we discover that we've placed too much security in our portfolio. Perhaps a certain investment feels misaligned with God's desires. Perhaps God prompts us toward greater generosity.Repentance helps us acknowledge these areas honestly—and renewal invites us to receive God's forgiveness and step forward in faith.A simple prayer might be:“Gracious Provider, rule over every part of my life, including my investments. Forgive me for trusting wealth over You. Give me courage to act where You lead, and joy in following Your plan for my life.”This step reorients our trust away from the market and back toward the One who “owns the cattle on a thousand hills.” (Psalm 50:10)Step Four: Community and AccountabilityThough investing can feel private, it was never meant to be isolated.We grow best in community. Sharing a budget or portfolio with a trusted friend or mentor is humbling—but powerful. Accountability exposes blind spots, clarifies values, and encourages faithfulness.Whether through a small group, a stewardship class, or a community like the FaithFi app, transparency invites God's wisdom through God's people.Step Five: Fasting from Market NoiseWe live in an era of constant market updates, by the day, hour, and minute. Tim points out that this flood of data gives the illusion of control while feeding anxiety.A spiritual practice of “fasting” from market noise—checking less often, turning off notifications, stepping back from constant updates—helps us rest in God's provision instead of reacting to every market swing.Jesus' question echoes here: “Who of you by worrying can add a single hour to his life?” (Matthew 6:27) Or, as Tim puts it, “add a single cent to your portfolio?”Step Six: ServiceSpiritually formed investors naturally turn outward. Financial experience is a gift meant to serve others—whether through mentoring, teaching budgeting, serving on a church finance committee, or helping younger believers develop healthy habits.Service transforms stewardship from something we manage to something we multiply.A Holistic Vision of Faithful InvestingWhen we bring together gratitude, review, repentance, community, fasting, and service, we begin to see investing not as a sterile financial exercise but as a rhythm of worship.“Investing is faithfulness,” Tim reminds us. “It forms us. It shapes us as disciples. A biblical approach to investing isn't measured only by returns, but by spiritual formation.”In other words, investing becomes a way to follow Jesus. A biblical worldview of investing doesn't start with performance—it begins with the heart. When we invite God into our investing, He uses even financial decisions to form us into the likeness of Christ.May our portfolios—and our hearts—reflect the One who has entrusted everything to us.On Today's Program, Rob Answers Listener Questions:I worked hard to raise my credit score to about 730, but a miscommunication with my student loan led to a late payment and brought it down to 548. The issue is fixed, and the account is current, but my score is still low. How long will it take to recover if I keep making on-time payments?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Scripture references: Ecclesiastes 12:12____________________Join me on the 'gram! Get free recipes and tips delivered right to your inbox every Friday!Learn more about your options for working with me, including private personalized coaching, consultations and functional testing, and mentorships for new and blossoming coaches: here Schedule a free consultation call with me hereTry Syntrax! To try to the most delicious, gluten free, lactose free "top of the line" whey isolate AND save 15% follow this link. Discount automatically provided at checkout!Want some FREE LMNT? Use this link for a FREE s...

Share a commentWhat if the most life-giving classroom is the house of mourning? Solomon's counsel in Ecclesiastes 7 doesn't flatter our egos; it sharpens our focus. We walk through four “better” choices that transform how we navigate an unpredictable world: contemplate your casket, choose your companions, cultivate your character, and consider your Creator. Along the way, we uncover why a good name outlasts surface impressions, why rebuke is a gift, and how nostalgia steals the chance to glorify God today.We share candid stories, practical examples, and Scripture-saturated insights to help you trade the crackle of temporary thrills for the steady warmth of wisdom. You'll hear how flattery dulls growth, why cutting corners backfires, and how patience outlives pride. We tackle the lure of the “good old days,” the danger of unmanaged anger, and the reality that wealth without wisdom often destroys what it promised to secure. Rather than offering quick fixes, this conversation builds a framework for making slow, strong choices that endure.Most of all, we lean into humble trust. God authors the crooked stretches as well as the straightaways, the bright days and the hard ones. Joy in prosperity and reflection in adversity are not competing aims; they are a single life of worship under God's sovereign care. If you're ready to exchange noise for depth, applause for honest counsel, and control for confidence in your Creator, this is your roadmap to living wisely under the sun.If this encouraged you, follow the show, share it with a friend who needs courage for a crooked path, and leave a review to help others find these conversations.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

Share a commentWhat if the most life-giving classroom is the house of mourning? Solomon's counsel in Ecclesiastes 7 doesn't flatter our egos; it sharpens our focus. We walk through four “better” choices that transform how we navigate an unpredictable world: contemplate your casket, choose your companions, cultivate your character, and consider your Creator. Along the way, we uncover why a good name outlasts surface impressions, why rebuke is a gift, and how nostalgia steals the chance to glorify God today.We share candid stories, practical examples, and Scripture-saturated insights to help you trade the crackle of temporary thrills for the steady warmth of wisdom. You'll hear how flattery dulls growth, why cutting corners backfires, and how patience outlives pride. We tackle the lure of the “good old days,” the danger of unmanaged anger, and the reality that wealth without wisdom often destroys what it promised to secure. Rather than offering quick fixes, this conversation builds a framework for making slow, strong choices that endure.Most of all, we lean into humble trust. God authors the crooked stretches as well as the straightaways, the bright days and the hard ones. Joy in prosperity and reflection in adversity are not competing aims; they are a single life of worship under God's sovereign care. If you're ready to exchange noise for depth, applause for honest counsel, and control for confidence in your Creator, this is your roadmap to living wisely under the sun.If this encouraged you, follow the show, share it with a friend who needs courage for a crooked path, and leave a review to help others find these conversations.Support the showStephen's latest book, The Disciples Prayer, is available now. https://www.wisdomonline.org/store/view/the-disciples-prayer-hardback

When two faith-based financial institutions come together, the goal isn't simply to grow in size—it's to grow in Kingdom impact. That's precisely what's taking place with the launch of AdelFi Christian Banking, a newly unified identity shaped by a shared mission to honor Christ and serve His people.Recently, we sat down with Aaron Caid, Chief Marketing Officer at AdelFi Christian Banking, to talk about how this merger came together, why the new name matters, and what it means for Christians who want their finances to reflect their faith.A New Identity Rooted in ScriptureAccording to Caid, the new name is much more than rebranding—it's a declaration of purpose.“Our new name and identity are a visual representation of what we desire to accomplish with the merger,” he explains. The name AdelFi is derived from the Greek word adelphos, which is used more than 300 times in the New Testament to describe brothers and sisters in Christ.“That's who we are,” Caid says. “Staff, members, and ministries—coming together as a family of believers to build a financial institution centered on Christ and dedicated to advancing God's Kingdom.”The addition of the phrase “Christian Banking” is equally intentional—a bold statement about who they serve and the mission that drives them.The merger was completed on December 1, and throughout 2026, AdelFi Christian Banking will progressively roll out its new brand identity. Milestones include a new website in Q2 and an enhanced digital banking experience in Q3.Combining Strengths for Greater Kingdom ImpactWhat happens when two long-standing Christian credit unions combine their gifts and experience? Caid says the result is far more powerful than the sum of its parts.Both AdelFi and Christian Community Credit Union (CCCU) bring decades of ministry-focused service—over 125 years combined. Each also carries a unique tradition of generosity:AdelFi tithes 10% of its earnings to Christian ministries and mission-sending organizations.CCCU donates a portion of every debit and credit card swipe to Christian causes—over $6.5 million given to date.“Together, we will amplify our giving,” Caid notes. “And with our union, we will form the nation's largest Christian credit union, creating a digital-forward banking experience that honors God and meets members wherever they are.”The merger also expands lending capacity for churches, ministries, and Christian businesses—allowing more Kingdom-minded projects to flourish.Strengthening the Christian Banking MovementChristian banking is still a small, often overlooked sector. But Caid believes this merger marks a turning point.“Most Americans don't even know a Christian banking option exists,” he says. “By merging, we're aligning resources to create more awareness, more growth, and more impact.”With AdelFi Christian Banking emerging as the clear leader in this space, Caid hopes believers increasingly see banking as an area of stewardship—not just convenience.“Our desire is to be the go-to financial solution for Christ followers who seek to align their finances with their faith,” he says. “We want to help steward God's resources to His glory.”Why Christian Banking Is Countercultural—and NeededCaid acknowledges that choosing a Christian financial institution is, in many ways, a countercultural move.“We've seen a major shift among Christians who are fed up with secular banks using their funds for causes that don't align with their values,” he explains.Believers want their money—God's money—to be managed with integrity and used to advance gospel-centered work.“That's why we're boldly stating there is a quality alternative,” Caid says. “A place where your finances are stewarded in ways that reflect biblical priorities, not worldly ones.”The creation of AdelFi Christian Banking reflects a unified vision, a strengthened mission, and a renewed commitment to serving Christ's people well. For those seeking to align their financial lives with their faith, this merger offers a meaningful way forward.To learn more about AdelFi Christian Banking or explore opening an account, visit: FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I was offered a $45,000 loan at 8.675% for 20 years. I could use it to pay off two loans—one at 10.44% and one at 9.84%—and still have $15,000 left over. If I then put an extra $300 a month toward the new loan, is this a good deal?I'm 65 with a little over $1 million in a traditional IRA. Should I start converting some of it to a Roth before I have to take RMDs at 73?I budgeted $25,000 for a remodel. The contractor offered 0% financing for 72 months, bringing the cost to $21,000 with a $3,000 down payment—or I could pay cash and get an extra 5% discount by putting $6,000 down. Should I take the 0% option to keep more cash on hand? And will it affect my credit score?We owe $56,000 on our mortgage. I could pull from my retirement to pay it off, but that would nearly drain the account. Would it be wise to do that and then redirect the mortgage payment into investing?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode Summary: Christmas is often described as the most wonderful time of the year, but for many, it doesn’t feel that way. Whether because of grief, loneliness, financial strain, or painful memories, the holidays can intensify sadness instead of joy. Today on Your Hope-Filled Perspective, Jessica Van Roekel and I want to talk about what we call a ‘Blue Christmas.’ Together, we’ll explore why it’s important to give ourselves and others permission to grieve during the holiday season, how God meets us in our pain, and ways to navigate December with compassion and hope. Quotables from the episode: For some, Christmas brings laughter, lights, and loved ones. But for others, it’s a season that magnifies loss, heartache, or isolation. If you or someone you know is struggling this Christmas, you’re not alone. On today’s episode of Your Hope-Filled Perspective, Jessica Van Roekel and I will share how to give space for what we call a ‘Blue Christmas’—a time when we acknowledge that the holidays can be hard, while also discovering God’s gentle presence and the hope He offers, even in the midst of sorrow. I wanted to acknowledge that while Christmas is often referred to the most joyous time of year, it isn’t for everyone, and it’s important for us to acknowledge our thoughts and feelings, but simultaneously continue to put our hope in God. Often, Christmas is portrayed as magical, joyous, and full of peace. But for many, that’s simply not the reality. Grief, depression, loneliness, or broken family relationships can make Christmas feel heavy. And pretending everything is fine when it’s not only deepens the ache. God invites us to bring Him our honest emotions. Think about the Psalms—David poured out his sorrows, and yet found hope in God’s presence. Let’s name some reasons people might struggle at Christmas: Grief from losing a loved one. Family estrangement or broken relationships. Loneliness, especially for singles, widows, or those far from family. Financial hardship that makes gift-giving stressful. Mental health battles like depression or anxiety. Unmet expectations. Christmas can amplify those pains. Lights and carols may remind us of what we don’t have. But Jesus came into a world of darkness. Isaiah 9:2 says, “The people walking in darkness have seen a great light.” His presence is especially near to the brokenhearted (Psalm 34:18). Sometimes we pressure ourselves to “put on a happy face.” But it’s okay to grieve at Christmas. Lament is part of worship. Jesus Himself wept (John 11:35). If the Son of God cried at loss, then tears are holy too. Giving yourself permission to be real is not a lack of faith. We can also set boundaries. Maybe we can’t attend every party. Maybe we create new traditions that feel gentler for our souls this year. Sometimes the best gift is presence, not presents. Just sitting with someone, listening, or sending a simple “thinking of you” note can mean the world. And don’t say, “You should be happy, it’s Christmas.” Instead, validate their feelings. Romans 12:15 says, “Rejoice with those who rejoice; mourn with those who mourn.” Another practical tip—invite them into your traditions in small ways, without pressure. Even a quiet cup of cocoa together can bring comfort. At the heart of Christmas is Emmanuel—God with us. That truth doesn’t change, whether our Christmas is merry or blue. We can both acknowledge sorrow and cling to hope. One way is through Scripture meditation. Even reading Luke 2 slowly and remembering that Christ entered a broken, chaotic world can remind us we’re not alone. Some practical things that help: Create a memory box or light a candle in honor of a loved one. Simplify expectations. You don’t have to do all the traditions. Prioritize rest and self-care. Spend time with safe people who encourage your heart. And when emotions overwhelm, breathe a prayer like: “Lord, hold me in this moment.” God doesn’t require eloquence—He wants our honesty. Friend, if you’re facing a Blue Christmas, know this: You are not broken because you feel sorrow. God sees you, loves you, and promises to draw near. He is “Immanuel—God with us.” That’s the real miracle of Christmas. Whether your Christmas is filled with joy or tears, His presence is your anchor. Scripture References: Psalm 42:11 “Why, my soul, are you downcast? Put your hope in God…” Matthew 1:23 “They will call Him Immanuel, which means ‘God with us.’” Ecclesiastes 3:4 “a time to weep and a time to laugh, a time to mourn and a time to dance” Isaiah 9:2 “The people walking in darkness have seen a great light.” Psalm 34:18 His presence is especially near to the brokenhearted. Romans 12:15 “Rejoice with those who rejoice; mourn with those who mourn.” Recommended Resources: Reframing Rejection: How Looking Through a Different Lens Changes Everything By Jessica Van Roekel Sacred Scars: Resting in God’s Promise That Your Past Is Not Wasted by Dr. Michelle Bengtson The Hem of His Garment: Reaching Out To God When Pain Overwhelms by Dr. Michelle Bengtson, winner AWSA 2024 Golden Scroll Christian Living Book of the Year and the 2024 Christian Literary Awards Reader’s Choice Award in the Christian Living and Non-Fiction categories YouVersion 5-Day Devotional Reaching Out To God When Pain Overwhelms Today is Going to be a Good Day: 90 Promises from God to Start Your Day Off Right by Dr. Michelle Bengtson, AWSA Member of the Year, winner of the AWSA 2023 Inspirational Gift Book of the Year Award, the 2024 Christian Literary Awards Reader’s Choice Award in the Devotional category, the 2023 Christian Literary Awards Reader’s Choice Award in four categories, and the Christian Literary Awards Henri Award for Devotionals YouVersion Devotional, Today is Going to be a Good Day version 1 YouVersion Devotional, Today is Going to be a Good Day version 2 Revive & Thrive Women’s Online Conference Revive & Thrive Summit 2 Trusting God through Cancer Summit 1 Trusting God through Cancer Summit 2 Breaking Anxiety’s Grip: How to Reclaim the Peace God Promises by Dr. Michelle Bengtson, winner of the AWSA 2020 Best Christian Living Book First Place, the first place winner for the Best Christian Living Book, the 2020 Carolina Christian Writer’s Conference Contest winner for nonfiction, and winner of the 2021 Christian Literary Award’s Reader’s Choice Award in all four categories for which it was nominated (Non-Fiction Victorious Living, Christian Living Day By Day, Inspirational Breaking Free and Testimonial Justified by Grace categories.) YouVersion Bible Reading Plan for Breaking Anxiety’s Grip Breaking Anxiety’s Grip Free Study Guide Free PDF Resource: How to Fight Fearful/Anxious Thoughts and Win Hope Prevails: Insights from a Doctor’s Personal Journey Through Depression by Dr. Michelle Bengtson, winner of the Christian Literary Award Henri and Reader’s Choice Award Hope Prevails Bible Study by Dr. Michelle Bengtson, winner of the Christian Literary Award Reader’s Choice Award Free Webinar: Help for When You’re Feeling Blue Social Media Links for Host and Guest: Connect with Jessica Van Roekel: Website / Instagram / Facebook For more hope, stay connected with Dr. Bengtson at: Order Book Sacred Scars / Order Book The Hem of His Garment / Order Book Today is Going to be a Good Day / Order Book Breaking Anxiety’s Grip / Order Book Hope Prevails / Website / Blog / Facebook / Twitter (@DrMBengtson) / LinkedIn / Instagram / Pinterest / YouTube / Podcast on Apple Co-Host: Jessica Van Roekel is a worship leader, speaker, and writer who believes that through Jesus, personal histories don’t need to define the present or determine the future. She inspires, encourages, and equips others to look at life through the lenses of hope, trust, and God’s transforming grace. Jessica lives in rural Iowa surrounded by wide open spaces which remind her of God’s expansive love. She loves fun earrings, good coffee, and connecting with others. Hosted By: Dr. Michelle Bengtson Audio Technical Support: Bryce Bengtson Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

In this episode of Theologically Driven, we delve into the enigmatic world of Ecclesiastes with Dr. Kyle Dunham. Explore the connections between wisdom literature and the Torah as we discuss canonical closure formulas and their implications on understanding the biblical canon. Learn More about DBTS at https://dbts.edu

As the year draws to a close and families begin to look toward January with fresh hope, this episode invites moms to consider the quiet, powerful work God is already doing beneath the surface. Rachael Culpepper and Natalie Ambrose explore how the seeds of faith planted today can flourish throughout 2026—not because of our perfect consistency, but because of God's unwavering faithfulness. Drawing from the imagery of tending soil and nurturing growth, they encourage families to start the New Year anchored in God's Word, trusting that He has already prepared the way ahead.  Reflecting on Patti Garibay's Raising Godly Girls Minute, Rachael and Natalie talk about the value of looking back with gratitude while also stepping forward with confidence in God's mercy, as beautifully expressed in Deuteronomy 4:29–31. They remind listeners that God is present in the days we have already lived and present in the ones we have not yet walked. With warmth and honesty, they discuss Biblical literacy, simple tools to spark a deeper love for Scripture, and how small, faithful steps can yield meaningful growth over a full calendar year.  The conversation also highlights the importance of community in cultivating spiritual habits. Drawing from Ecclesiastes 4:12, Rachael and Natalie encourage families to pursue Bible study together, to invite accountability, and to lean on other believers when distractions or discouragement arise. They share how planned moments of praise throughout the year—intentional pauses to recognize God's goodness—can shape a family's posture toward worship and gratitude, echoing the joyful invitation of Psalm 105:2–3.  As always, the episode closes with three simple truths to carry into the week: start in gratitude for God's provision in 2025 and His promise for 2026; nurture and cultivate your family's time in God's Word with community and intentional rhythms; and plan moments of praise now, trusting that God will meet you in every season of the year ahead. This New Year conversation is a gentle, hope-filled reminder that when families plant their faith in God's truth, He brings growth in His perfect timing.  Scripture References in This Episode:  Deuteronomy 4:29–31  Ecclesiastes 4:12  Psalm 105:2–3  Three Points to Remember This Week:  Start your family's 2026 journey in gratitude for the God who carried you through 2025.  Nurture and cultivate your time in God's Word with intentionality, community, and consistency.  Plan times of praise now, trusting that God will shepherd your family through every month of the coming year.  Visit raisinggodlygirls.com for more encouragement and faith-based parenting tools.   Learn how to find or start an American Heritage Girls Troop in your community at americanheritagegirls.org. 

“Vanity of vanities, says the Preacher. All is vanity.” Ecclesiastes 1:2 As a philosopher I have loved the great tradition of human wisdom. For many years I drank from the tributaries. Aristotle taught that the good life is something one lives, not something one acquires. Socrates taught that wisdom begins in humility. These insights nourished me long before I realized they were preparing me to recognize the far greater wisdom God has given in Scripture. The Greek thinkers stood downstream from a fountain they dimly sensed but could not reach. The book of Ecclesiastes speaks from that very source. Qoheleth, קהלת, the Assembler, often called the Preacher, gathers what God has revealed about life in this world. He describes the human condition with a single Hebrew word: hevel, breath, vapor. Not meaninglessness, but ungraspability - and paradox. Life slips through the fingers of those who try to seize it, and understanding reaches its limit in paradox. What cannot be possessed must be received. What we cannot control must become ours by gift. And this is why Ecclesiastes so often speaks the language of generosity. Work is a gift. Food and drink are gifts. Joy is gift. Companionship is gift. Time itself is gift. The Preacher calls us to leave behind the restless striving that characterizes life in the tributaries, and to return instead to the fountain where every good and perfect gift flows from the hand of the Giver. He also tells us something our age urgently needs to hear. There is nothing new under the sun. Our modern confidence in our own progress (central to the evolutionary mythos) is little more than hubris. We imagine ourselves advanced beyond our “primitive” forebears, yet our world repeats the same patterns of confusion and pride. Postmodern deconstruction, gender confusion, DEI initiatives, and cultural relativism are not new. They are ancient errors retold in new vocabulary. Ecclesiastes understood the human heart long before our age attempted to deconstruct it. Near the end of the book the imagery sharpens. “The words of the wise are like goads,” given by one Shepherd to guide us back toward the fountain of wisdom. When the risen Jesus confronted Saul and said, “It is hard for you to kick against the goads,” Paul, deeply trained in Greek language and philosophy, recognized the proverb immediately. The Shepherd's mercy often comes to us as a sharp turn, redirecting us from the dry channels of self-reliance back to the living waters of God Himself. The book ends where all honest searching must end. Fear God. Keep His commandments. Receive His gifts with gratitude. This is the whole duty of man, the culmination not only of the Bible's wisdom literature, but of every sincere philosophical quest. I wandered long among the tributaries, but Scripture led me home to the Fount of every blessing and tuned my heart to sing His grace. Here is a helpful overview of Ecclesiastes. May your listening be as blessed as ours was in the reading. https://www.youtube.com/watch?v=lrsQ1tc-2w

I greet you in Jesus' precious name! It is Thursday morning, the 4th of December, 2025, and this is your friend, Angus Buchan, with a thought for today. We start in the Book of Proverbs 14:12: “There is a way that seems right to a man, But its end is the way of death.” Then we go to the New Testament, to 1 Corinthians 10:12: “Therefore let him who thinks he stands take heed lest he fall.”Today I read a beautiful article in another devotional and the title was “Deterioration”. I looked up the Oxford Dictionary. It means, “becoming gradually worse or going downhill.” Now Solomon had an incredibly wonderful start in his life. Remember? Remember, the Lord woke him up and he was dreaming and He said, “What do you want? I will give you anything.” And he said, “I want wisdom to govern my people.” Solomon was the son of King David. The Lord said to him, ”Because you have asked correctly, I am going to give you everything else.” He was the wisest man who ever lived, he was an architect (remember, he built the temple), he was extremely popular, a very, very handsome man, very clever. He also wrote the Book of Ecclesiastes, we believe. He talks about “Vanity, vanity, this life is like chasing the wind.” I hope you are not there today, my friend. I really mean that with all of my heart.I really hope you don't think, “I have got it all together, I don't need anybody, I can do this myself, I have made my own plan." Folks, there is only one way down when you get to the top, and that is straight down. I want to tell you about a man named Howard Hughes. Maybe some of the younger people don't remember him. Howard Hughes was a filmmaker, an aviator, and an incredible pilot and aircraft designer. They described him as a millionaire genius who lost his mind. Isn't that so sad? He lost his mind. What happened? He became a recluse, living all by himself, and then slowly but surely wasted away to nothing. I want to say to you today, be careful how you stand lest you fall.Jesus bless you and goodbye.

Join Landon Lacy as he teaches through Ecclesiastes 8-9, which takes us on a journey to discover how we can discern making the right decisions in a life surrounded by difficulties.Key Verses // Ecclesiastes 8-9—With Passion City Online you can join us live every Sunday at 9:30a and 11:30a! Join us at https://passioncitychurch.com/dc—Give towards what God is doing through Passion City Church: https://passioncitychurch.com/dc/give—Subscribe to our Youtube channel to see more messages https://www.youtube.com/passioncitychurchdc—Follow along with Passion City Church DC: https://www.instagram.com/passioncitydc—Follow along with Pastor Ben Stuart: https://www.instagram.com/ben_stuart_—Passion City Church is a Jesus church with locations in Atlanta and Washington D.C. For more info on Passion, visit https://passioncitychurch.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you living at your best—or simply getting by? For many believers, chronic exhaustion has become a quiet norm. Yet Scripture reminds us that burnout isn't a badge of honor. It's a warning light. When life feels out of balance, it may be a sign we're pushing beyond the limits God lovingly designed for our good.Today, we sat down with Carey Nieuwhof—pastor, bestselling author of At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor, leadership expert, and host of the Carey Nieuwhof Leadership Podcast, as well as the founding pastor of Connexus Church—to talk about how Christians can pursue biblical rest and renewed purpose. Carey's insights come not from theory, but from the deepest valley of personal experience.When Success Masks ExhaustionCarey's story began two decades ago, during a season of explosive ministry growth. His church was thriving, opportunities were multiplying, and by every outward measure, life was “on top.” But amid this success, his inner world was collapsing.After returning from a high-profile speaking event, Carey hit a wall:“It was like I fell off a cliff. I lost motivation, passion, and energy. I met all the symptoms of clinical depression. My body declared a finish line I had refused to acknowledge.”People around him saw the signs. He didn't. And that's often the story behind burnout—others notice the warning lights long before we do.Carey describes burnout as “the gap between what you're capable of and what you're carrying.” Early in ministry, he assumed that increasing responsibility meant increasing hours. It was an unsustainable equation.Yet today, two decades later, he leads a much larger platform with far more influence—without living exhausted. Why? Because he restructured his life around a biblical rhythm of rest, limits, and intentional focus.Managing Energy, Not Just TimeMany Christians feel that better time management will fix their overload. But as Carey points out, time is a fixed asset—everyone gets the same 24 hours. Energy, however, rises and falls.Every person has what Carey calls a “green zone”—a few hours each day when they are at their best mentally, emotionally, and spiritually. For him, it's morning. For others, it might be midday or evening.His challenge is simple: Do what you're best at when you're at your best.When he writes in his green zone, he gets exponential results. When he tries the same work in his “red zone,” productivity crashes. This principle applies to everyone—from CEOs to parents, pastors, and business owners.Stewarding energy also requires boundaries. That means saying no—not out of selfishness, but out of faithfulness.Carey explains:Saying yes to every request eventually forces you to say no to the people who matter most.Delegation is a spiritual discipline.Some opportunities, even good ones, don't align with God's call in a particular season.By categorizing his decisions—like eliminating breakfast meetings that compete with his green zone—Carey reclaimed the margin he had been missing for years.Rest Is Not a Reward—It's DesignFor many Christians, rest feels like something we “earn” after working ourselves to the edge. But biblically, rest is part of our calling.Carey describes Sabbath not just as rehab after exhaustion, but prehab—something that prepares and strengthens us for faithful work. He points to the way elite athletes build rhythms of sleep, diet, and intentional recovery before they step onto the court.Even God modeled this for us—delighting in His creation and resting not from exhaustion but from joyful completeness.For Carey, the principles of rest and margin extend well beyond the calendar.A free Saturday protects family time. A healthy emergency fund protects the home from crisis. Limits are not restrictions—they are blessings that allow us to flourish.Margin creates room to love well, give freely, and listen to God's direction.Living at Your BestCarey's journey from burnout to renewal is a grace-filled reminder: God never asked us to outrun His design.He calls us to work diligently, rest faithfully, and live within the good limits He created for our flourishing. Carey's whole story—and the principles he teaches in his book At Your Best—offer a roadmap for anyone seeking balance, health, and spiritual renewal.For more wisdom from Carey Nieuwhof, explore his book At Your Best and visit the Carey Nieuwhof Leadership Podcast. And if you're an advisor, he'll be joining us at Redeeming Money, our conference for financial professionals, in February.May you learn to live—not at your limit—but at your best, in the freedom and rest God provides.On Today's Program, Rob Answers Listener Questions:Can you explain the pros and cons of taking Social Security at 62 versus waiting until full retirement age? By 62, I'll be mostly debt-free, and since longevity doesn't run in my family, I'm wondering if it makes sense to claim early while my quality of life is higher and still work within the income limits.When should someone update their will? I'm 58, debt-free, still working, and have a solid 401(k). Should I consider setting up a trust, and how do I know when that becomes the wise choice, especially since it costs more?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)At Your Best: How to Get Time, Energy, and Priorities Working in Your Favor by Carey NieuwhofDidn't See It Coming: Overcoming the Seven Greatest Challenges That No One Expects and Everyone Experiences by Carey NieuwhofThe Carey Nieuwhof Leadership PodcastRedeeming Money 2026: A Kingdom Advisors ConferenceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this bonus episode of The Sunday Extra podcast, Matt, Jeremy, and Luke begin by sharing their Thanksgiving experiences before discussing the recent sermon delivered by guest speaker Mike Poff, who shared ten lessons he learned during his ministry at Hope Church. The hosts reflect on several key lessons that resonated with them, including "be a learner," "get wise counsel," "ministry comes at inconvenient times," and "God defines success as faithfulness." The conversation then shifts to approaching Christmas with the right mindset, focusing on three critical areas: expectations, priorities, and focus. Matt emphasizes that unspoken or unrealistic expectations lead to disappointment and resentment, while proper priorities should center on pleasing God rather than pursuing happiness directly. The hosts remind listeners that when we focus on Christ rather than ourselves during the Christmas season, true fulfillment follows as a byproduct of our obedience and faithfulness to God's commands, as Ecclesiastes 2:26 teaches that God gives wisdom, knowledge, and happiness to those who please Him.

Charlotte delves into Ecclesiastes through the work of liberation theologist Elsa Támez (When the Horizons Close) before Jo shares some of Pierre Guyotat's horny, rapturous literary memoir, Idiocy. Icon of many RW conversations past, the thoughtful Jackie Ess then joins to discuss Tolstoy's crank-inflected final novel, Resurrection.Jackie Ess is the author of a novel called Darryl, and more recently of a long short-story length chapbook called Eugene. Please consider supporting our work on Patreon, where you can access additional materials and send us your guest and book coverage requests! Questions and comments can be directed to readingwriterspod at gmail dot com. Outro music by Marty Sulkow and Joe Valle.Charlotte Shane's most recent book is An Honest Woman. Her essay newsletter, Meant For You, can be subscribed to or read online for free, and her social media handle is @charoshane. Jo Livingstone is a writer who teaches at Pratt Institute. To support the show, navigate to https://www.patreon.com/ReadingWriters Hosted on Acast. See acast.com/privacy for more information.

“Vanity of vanities, says the Preacher. All is vanity.” Ecclesiastes 1:2 As a philosopher I have loved the great tradition of human wisdom. For many years I drank from the tributaries. Aristotle taught that the good life is something one lives, not something one acquires. Socrates taught that wisdom begins in humility. These insights nourished me long before I realized they were preparing me to recognize the far greater wisdom God has given in Scripture. The Greek thinkers stood downstream from a fountain they dimly sensed but could not reach. The book of Ecclesiastes speaks from that very source. Qoheleth, קהלת, the Assembler, often called the Preacher, gathers what God has revealed about life in this world. He describes the human condition with a single Hebrew word: hevel, breath, vapor. Not meaninglessness, but ungraspability - and paradox. Life slips through the fingers of those who try to seize it, and understanding reaches its limit in paradox. What cannot be possessed must be received. What we cannot control must become ours by gift. And this is why Ecclesiastes so often speaks the language of generosity. Work is a gift. Food and drink are gifts. Joy is gift. Companionship is gift. Time itself is gift. The Preacher calls us to leave behind the restless striving that characterizes life in the tributaries, and to return instead to the fountain where every good and perfect gift flows from the hand of the Giver. He also tells us something our age urgently needs to hear. There is nothing new under the sun. Our modern confidence in our own progress (central to the evolutionary mythos) is little more than hubris. We imagine ourselves advanced beyond our “primitive” forebears, yet our world repeats the same patterns of confusion and pride. Postmodern deconstruction, gender confusion, DEI initiatives, and cultural relativism are not new. They are ancient errors retold in new vocabulary. Ecclesiastes understood the human heart long before our age attempted to deconstruct it. Near the end of the book the imagery sharpens. “The words of the wise are like goads,” given by one Shepherd to guide us back toward the fountain of wisdom. When the risen Jesus confronted Saul and said, “It is hard for you to kick against the goads,” Paul, deeply trained in Greek language and philosophy, recognized the proverb immediately. The Shepherd's mercy often comes to us as a sharp turn, redirecting us from the dry channels of self-reliance back to the living waters of God Himself. The book ends where all honest searching must end. Fear God. Keep His commandments. Receive His gifts with gratitude. This is the whole duty of man, the culmination not only of the Bible's wisdom literature, but of every sincere philosophical quest. I wandered long among the tributaries, but Scripture led me home to the Fount of every blessing and tuned my heart to sing His grace. Here is a helpful overview of Ecclesiastes. May your listening be as blessed as ours was in the reading. https://www.youtube.com/watch?v=lrsQ1tc-2w

“Behold, all is vanity.” — Ecclesiastes 1:14 Nothing can satisfy the entire man but the Lord's love and the Lord's own self. Saints have tried to anchor in other roadsteads, but they have been driven out of such fatal refuges. Solomon, the wisest of men, was permitted to make experiments for us all, and to […]

Giving Tuesday has become a global moment to celebrate generosity. But for believers, it can be much more than a once-a-year opportunity to give. It can become a catalyst to cultivate a lifestyle of intentional, joy-filled stewardship all year long.Today, we explore how to give with both heart and wisdom—so that our generosity reflects God's purposes, not merely the moment. Joining the conversation is Al Mueller, founder and CEO of Excellence in Giving and former executive with Morgan Stanley and UBS.Beyond the Moment: What Giving Tuesday Really RepresentsFor Al Mueller, Giving Tuesday is more than a charitable trend—it's an invitation.“Giving Tuesday is a great opportunity to begin acting on generosity,” he says, “but it's also a moment to pause and align with God's purposes.” Al reminds us of Paul's words in 2 Corinthians 9:7: “Each one must give as he has decided in his heart… for God loves a cheerful giver.”In other words, generosity is more than an impulse. It is an act of worship. Giving Tuesday can be a spark, but intentional stewardship is the flame that keeps burning throughout the year.Al summarizes biblical giving with a simple idea: “God gave us both a head and a heart—He didn't say pick one.”Wise stewardship holds both together:The heart expresses compassion, joy, and worship.The head evaluates impact, effectiveness, and alignment with God's purposes.Stewardship looks at the Kingdom outcomes we long to see and asks how we can best contribute to them. Some giving is planned, some spontaneous—but all of it can be intentional.Helping Donors Give With ExcellenceAt Excellence in Giving, Al and his team equip high-capacity givers—often those giving $1 million or more annually—to make well-informed, impactful decisions. They offer research, due diligence, and accountability that help donors shift from reactive to proactive giving.But these principles, Al emphasizes, are not reserved for the ultra-wealthy.“Everyone can do their own homework,” he says. “Everyone can ask good questions. Everyone can give intentionally.”Whether you're giving $50 or $50,000, evaluating ministries wisely matters. Al recommends starting with three core questions:What problem is the ministry trying to solve?What do they believe is the root cause of that problem?What measurable results have they seen?Healthy ministries provide clear reporting, measurable outcomes, and transparent leadership. They welcome questions and view accountability as part of discipleship.Key indicators to review include:Leadership stabilityDonor and staff retentionClear communicationTransparent financial practicesEvidence of life changeStrong ministries don't hide their results—they celebrate them.Red Flags: When to Think TwiceJust as there are markers of strong ministries, there are warning signs that should prompt caution:Vague vision without a clear planEmotional pressure or over-spiritualizing resultsLack of reporting or unwillingness to share outcomesOver-dependence on a single donorRepeated urgent appeals for fundsAl calls vague visions “ministry hallucinations”—dreams without blueprints. Just as you wouldn't build a house without plans, you shouldn't fund ministry without clarity.A Growing Trend: Collaborative GivingOne of the most exciting developments in philanthropy today is collaborative giving—donors pooling resources to make a larger, more strategic impact.Pooling resources:Helps ministries secure larger grantsReduces duplicationSaves ministries' valuable timeStrengthens unity within the body of Christ“This model lets donors and ministries accomplish something bigger together,” Al explains.No donor wants to micromanage, and no ministry seeks to be controlled. But accountability doesn't mean control—it means clarity.Al puts it this way: “Accountability is information given, not control taken.”Trust grows when ministries offer clear plans, measurable results, and honest reporting—what Al calls “a form of blessing” to donors.The Next Generation of GiversYounger donors give differently than their parents do. They are:More global in perspectiveMore results-orientedMore experiential—they want site visits and direct engagementMotivated by conviction rather than obligationPassionate about transparency and impactAl believes this next generation will reshape Christian generosity—mainly as significant wealth transfers occur in the coming decades.Al concludes with a powerful insight: there is a meaningful difference between being generous and being a steward.In the first century, a steward managed the household, finances, and fields on behalf of the master. The steward's job was simple: to know the heart of the master and act accordingly.Stewardship today means:Recognizing God owns it allSeeking His desires for His resourcesGiving with discernmentAiming to hear, “Well done, good and faithful servant.”Generosity is beautiful—but stewardship is a calling.Growing in Intentional GenerosityWhether you're giving on Giving Tuesday or cultivating lifelong generosity, the call is the same: give with joy, wisdom, and purpose.If you want to explore tools to help you give more strategically, you can learn more at ExcellenceInGiving.com. And if you'd like to partner with the mission of FaithFi, visit FaithFi.com/Partner to join us in helping believers integrate faith and financial decisions for the glory of God.On Today's Program, Rob Answers Listener Questions:What are your thoughts on annuities for someone approaching age 70?My wife and I are senior citizens and now have custody of our 10-year-old granddaughter—her father passed away, and her mother isn't involved. We want guidance on setting up a trust for her future. What's the best way to approach this?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Excellence in GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this message from Ecclesiastes 12, we're reminded not to wait to get serious about God—remember your Creator now. With humor and biblical depth, this message explores time, aging, priorities, and eternity, along with the danger of letting hustle culture pull our hearts from God. We look at young faith in Scripture, the difference between experience and true wisdom, and practical ways to grow daily intimacy with God. As Ecclesiastes closes, the call is clear: fear God, obey His commands, and live with eternity in view—because now matters more than someday.

How do we find hope and perspective when life changes and transitions come our way? In today's episode of My Morning Devotional, host Gaby Calatayud invites us into a heartfelt conversation about the shifting seasons of our lives—whether we're experiencing highs, celebrating milestones, or navigating moments of grief and uncertainty. Drawing inspiration from Ecclesiastes 3, we'll explore together how every season has a purpose, why embracing change can bring beauty, and how God's promises remain steady through life's ups and downs.Let's gather as a community to lift each other up in prayer and devotion, trusting God to guide us through every season—finding peace, strength, and gratitude right where we are.Want to get resources related to this episode? Enter your info at https://www.mymorningdevo.co/newsletter/ and we'll send it to your inbox!Tap HERE to send us a text! BECOME A FOUNDING "MY MORNING DEVOTIONAL" MEMBERIf you enjoy your 5 minute daily dose of heaven, we would appreciate your support, and we have a fun way for you to partner with the MMD community! We've launched our "Buy Me a Coffee" membership where you can buy us a latte, OR become a founding member and get monthly bonus video episodes! To donate, go to mymorningdevo.co/join! Support the showNEW TO MY MORNING DEVOTIONAL? We're so glad you're here! We're the Alessis, a ministry family working together in a church in Miami, FL, and we're so blessed to partner with the My Morning Devotional community and continue the great work done by the show's creator and our friend, Alison Delamota.Join our Community Subscribe to the show on this app Share this with a friend Join our newsletter and get additional resources Follow Us on ⁠Instagram⁠ and ⁠Facebook⁠ ⁠Leave a review Support Our Friends and Family Connect with the original host of MMD Alison Delamota Follow our family podcast The Family Business with The Alessis Check out our Worship Music Hear the new music project "Praise the Lord EP" from Metro Life Worship and Mary AlessiListen on SpotifyWatch on YouTube

It is December, 1 month away from 2026!Holiday Loneliness can be a hard time to deal, but what if we understood that God never left us? Being lonely can be hard from a human perspective, but Scripture shares that God is there, provides our needs, and we can count on Him. So why do we struggle so much?Bible Verses: Proverbs 18:1; Psalm 34:18; Ecclesiastes 12:9-14; Psalm 25:16-18----------------------------------------------------------------Top 20 list at Feedspot: ⁠⁠https://podcast.feedspot.com/christian_men_podcasts/⁠⁠E: warriorwithin.christianmanhood@gmail.com|TikTok: https://www.tiktok.com/@pastorwarriorwithinMerch Store: https://wwcm-podcast.printify.me/productsPayPal DONATIONS: https://www.paypal.com/donate/?hosted_button_id=KC3DTP8HM7DAEYouTube: https://www.youtube.com/@WarriorWithinMinistriesStudios-----------------------------------------------------CODE: GRATITUDE25Affiliated with Talitha Coffee: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://talitha.com/pastordido⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠-----------------------------------------------------Track: Jim Yosef - Samurai [NCS Release] Music provided by NoCopyrightSounds.Watch:Free Download / Stream:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://NCS.io/Samurai⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠