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The best gift you can give yourself this season might not come wrapped in paper or tied with a bow.The holiday season—from Thanksgiving through Christmas—can be one of the most joyful times of the year, but also one of the most stressful, especially when money's tight. What if you could celebrate the whole season without the financial regret that debt brings? The good news is—you can. With a few simple steps, you can enjoy the season, bless others, and keep peace in your heart and home.Start With a Spending PlanFrom the turkey to the tinsel, the holidays bring both delight and pressure. We want to give, to gather, and to make memories. But if we're not careful, the bills that follow can overshadow the joy.Begin by setting a total spending limit. Start with what you can afford, not what you wish you could. That number becomes your guardrail for the season. You're not being stingy—you're being wise. Every dollar you keep out of debt stays available for future generosity.Next, divide that total into categories—food, travel, gifts, decorations, charitable giving—whatever matters most to your family. Writing it down makes the plan tangible and easier to follow.If you're hosting Thanksgiving dinner, include the cost of groceries. If you're traveling, plan for gas or airfare now so you're not caught off guard later.Pay With Cash or DebitStudies show we spend about 30% more when paying with credit. Whenever possible, pay with cash or a debit card. If you must use a credit card, set a firm limit and stick to it.Some families even open a separate account just for holiday spending. It creates a natural boundary and helps avoid impulse purchases. There's real freedom in knowing you've already decided what's enough.Get Creative With GivingWhether it's hosting Thanksgiving dinner or wrapping Christmas gifts, remember—it's not about the price tag. A handwritten note, a framed photo, or a homemade pie can carry far more meaning than something store-bought.Acts 20:35 reminds us, “It is more blessed to give than to receive.” That blessing isn't about the cost—it's about the heart.If your children are old enough, invite them to help bake cookies for neighbors or make handmade gifts for grandparents. These shared experiences create memories that last far longer than the presents themselves.You can also use what you already have—redeem unused reward points or gift cards. It's one more way to keep spending within your means.Plan Ahead for Next YearWhen January rolls around, start setting aside a little each month for the next holiday season. Even $50 a paycheck can make a big difference. By next November, you'll be ready to give and celebrate without anxiety.If you prefer automation, set up a small transfer to a dedicated savings account. You'll hardly notice it leaving your budget—but you'll be grateful when the holidays return.Partner With a Faith-Based Financial InstitutionIf you're looking for a trusted place to save, consider our friends at Christian Community Credit Union (CCCU)—a financial institution that's been serving believers and ministries for over 68 years.They share your faith and are committed to helping you manage money in a way that honors God. Their savings accounts, digital tools, and personalized service can help you stay on track during the busiest time of the year.Right now, as a special offer to FaithFi listeners, you can receive up to a $400 bonus when you open a high-yield checking, savings, or Visa cash-back card. Visit FaithFi.com/Banking and enter the code “FaithFi” when you apply.Keep Your Focus on What Matters MostAs you prepare for Thanksgiving, take a moment to thank God for His provision. Gratitude is where wise stewardship begins. And as Christmas draws near, let your giving reflect the joy of God's greatest gift—His Son, Jesus Christ.When we give with grateful hearts and live with margin, we reflect His generosity to the world around us. Ultimately, this creates space for what matters most: faith, family, gratitude, and the celebration of Christ's birth.Even when finances feel tight, remember—lasting peace isn't found in numbers or careful planning, but in resting on God's faithful provision. That is the heart of faithful stewardship: learning to live not from scarcity, but from trust in the One who provides abundantly.And when you do, you'll find a joy that lasts long after the holidays are over.On Today's Program, Rob Answers Listener Questions:I've been on and off Social Security disability after a head injury, but was later able to return to work. They kept sending me payments even after I notified them I was earning more than allowed. Now that my cancer has returned and I may need to stop working again, how should I handle this with Social Security? Should I visit their office in person to get it sorted out?My wife and I own our home outright, but have built up significant credit card debt over the past few years. We're debating whether to take out a home equity loan or a reverse mortgage to get back on track. Which option would you recommend?We're selling our home and deciding whether to use all the proceeds to buy our next house or invest some of them in our retirement accounts to increase our monthly income. Which choice makes the most financial sense?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Today's reflection is written by Beth Davis.
Fr. Dan Reehil discusses the Doctrinal Note on Some Marian Titles regarding Mary's Cooperation in the Work of Salvation put out by the Dicastery for the Doctrine of the Faith. Father also discusses the Parable of the Lost SheepRead it here: https://www.vatican.va/roman_curia/congregations/cfaith/documents/rc_ddf_doc_20251104_mater-populi-fidelis_en.htmlStream live episodes of Battle Ready with Fr. Dan Reehil at https://radiomaria.us/ at 9:00 am cst or tune in on radio in Louisiana (580 AM Alexandria, 1360 AM New Iberia, 89.7 FM Natchitoches, 91.1 FM Lake Charles) in Ohio (1600 AM Springfield, 88.7 FM Anna, 103.3 Enon/Dayton) in Mississippi (88.1 FM D'Iberville/Biloxi) in Florida (91.9 Hammocks/Miami) in Pennsylvania (88.1 FM Hollidaysburg/Altoona) in Texas (1250 AM Port Arthur) in Wisconsin (91.3 FM Peshtigo), 1280 AM Columbia, TN (98.9 FM Columbia, TN)Download the Radio Maria Play app to any smart device:Android: https://play.google.com/store/apps/details?id=com.radiomaria.v3&hl=en_US&gl=US&pli=1iOS: https://apps.apple.com/us/app/radio-maria-play/id848153139
GO FORWARD CONFERENCE '25| EPISODE 1| PASS OVER UNTO THE OTHER SIDE| CHIMDI OHAHUNA| GRACELIFECOMI PODCAST Scripture Texts: Mark 4:35–41; Genesis 2:8,15 ; Songs of Solomon 1:6; Romans 14:12; 1 Corinthians 3:13,15; John 9:4; 5:17 Welcome to the premier episode of the GO FORWARD CONFERENCE '25 on the GRACELIFECOMI PODCAST—a sacred call to transition, not by fantasy or fatigue, but by fulfilled purpose. In this episode, we journey with Jesus across the Sea of Galilee, not merely to escape, but to rest in transit after a full day of teaching and ministry. From the Parable of the Sower to the Mustard Seed, Jesus had poured out wisdom, and now He says, “Let us pass over unto the other side.” But what does this mean for us? The Other Side is Not for the Idle. It is for those who have worked the work of the Father on this side—those who are tired not from laziness, but from labor. Before you desire the next phase, ask: - What work has God assigned me here? - Have I dressed and kept my garden? - Is my exhaustion born of obedience or avoidance? Work Is Worship. From Adam's charge in Genesis to Paul's reminder in Romans and Corinthians, we are called to dress and keep the garden God has placed in our care. Your garden is your divine responsibility—your assignment, your influence, your legacy. And every man's work will be tested by fire. Three Levels of Work: 1. Survival – the most frustrating form 2. Thriving – staying on course 3. Success – loving the work until it becomes a holy addiction This episode challenges you to stop chasing “greener pastures” and start cultivating the soil beneath your feet. The other side is not a shortcut—it's the next stage of the same work, and only those who have faithfully completed this phase are eligible to go forward. Whether you're discovering your garden, tending it, or preparing to transition, receive grace to work, pray, and go forward.Tune in, reflect deeply, and let this episode stir your spirit to labor in love and legacy. Jesus is Lord.
What is the true vow of your life, the one it would kill you to break? This phrase comes from the poem 'All The True Vows' by David Whyte, but there can be no better introduction to this week's guest, who knows how to help people - ordinary, every-day people from our culture - build true, heart-felt connections with the web of life such that we come to know what we are here for, our unique gift to the world, the promise is would kill us to break, what it feels like to be so heart-explodingly in love with the sheer wonder of being alive that we can step out of the world we thought we knew, into the world as it really is, alive with connection to all parts of ourselves, each other and the whole of the more than human world. Bill Plotkin is one of those who has found what he's here for. He's been a Thrutopian activist and cultural catalyst since long before those were buzzwords in our firmament. Over the years, he has been a research psychologist, professor of psychology, psychotherapist, rock musician, and whitewater river guide. Now, I would say he is a visionary, a mystic and an elder. More importantly, he's a map-maker, a way-breaker, a trail-leader of the routes we will have to take to walk out of this moment of dissolution, into a world of remembering and creating anew. Back in the early 80s, Bill founded the Animas Valley Institute, whose central purpose is to assist people through the initiatory process that leads to visionary leadership and cultural artistry. Its primary work is with those ready to undergo the joys and challenges of the underworld descent to soul, which flowers into a life of meaningful service and abundant fulfilment — or a deepening for those already on the journey.In other words, Animas Valley Institute supports people in our culture to find what they're here for, to undergo, in his words, the journey of soul initiation. To embark on this journey requires that people break out of the perpetual early adolescence of modernity and endure the ecstatic initiations of late adolescence and that eventually result in true adulthood and perhaps, for a few, genuine elderhood. Bill offers maps and models for his work in depth and detail. He has four books to date and I encourage you to read them all in order from Soulcraft: Crossing into the Mysteries of Nature and Psyche, through Nature and the Human Soul, to Wild Mind and finally, The Journey of Soul Initiation. He writes a blog, Soulcraft Musings, which I also recommend, because we could have explored the basics of Bill's models of human evolution and what it means for people of our culture, who have been subject to what he calls 'systemic human developmental oppression' for many hundreds of generations… and in the long conversation that follows, we did explore the basics of this, but in the days before recording, Bill shared the early draft of a paper called 'A Map to the Next World' and this lit all kinds of fires in my heart and mind and soul—because Bill's capacity to write lucidly the things this podcast is all about is beautiful and sharp and perfect. He writes: 'We need a map to the next world because our current world is clearly in its death throes…We need a map to the next world, a way to navigate the long trail from here to cultures that we will be proud to leave for the future ones — of all species. And nature, as always, including human nature, provides this map, or at least templates for creating one. And we need to translate the map into a contemporary language that we can understand — and act on — even though the journey is necessarily through realms of great mystery. We won't find our way using the maps of other peoples or of other times. We must make our own map.'As and when his paper on the Map becomes available, I'll put it in the show notes. In the meantime, I have included the poem by David Whyte, because truly, it is one of the guiding lights of our movement, and I've included Joy Harjo's poem, also called 'A Map to the Next World' both as a YouTube recording of her speaking it, and the poem, and the book of the same name from which it came. Please do explore these. And now, let's head into the ways we can change our world, with Bill Plotkin. LinksAnimas Valley Institute https://www.animas.org/Soulcraft Musings (https://www.animas.org/books/bill-plotkins-soulcraft-musings/Bills Books Soulcraft: Crossing into the Mysteries of Nature and Psyche (an experiential guidebook), Nature and the Human Soul: Cultivating Wholeness and Community in a Fragmented World (a nature-based stage model of human development through the entire lifespan), Wild Mind: A Field Guide to the Human Psyche (an ecocentric map of the psyche — for healing, growing whole, and cultural transformation)The Journey of Soul Initiation: A Field Guide for Visionaries, Evolutionaries, and Revolutionaries (an experiential guidebook for the descent to soul). AG #302 The Crisis and the Call with Sara McFarland https://accidentalgods.life/the-crisis-and-the-call-journeys-through-species-wide-soul-initiation-with-sara-mcfarland/David Whyte 'All The True Vows' https://www.poetry-chaikhana.com/Poets/W/WhyteDavid/AllTrueVows/index.htmlDavid Whyte website https://davidwhyte.com/Joy Harjo 'A Map to the Next World' on YouTube https://www.youtube.com/watch?v=x4ab9vOC4PoJoy Harjo 'A Map to the Next World' text https://www.poetryfoundation.org/poems/49621/a-map-to-the-next-worldJoy Harjo 'A Map to the Next World' book https://uk.bookshop.org/p/books/a-map-to-the-next-world-poems-and-tales-joy-harjo/b45e39c2525e82e5Joy Harjo website: https://www.joyharjo.com/The Parable of the Tribes by Andrew Bard Schmookler https://uk.bookshop.org/p/books/the-parable-of-the-tribes-the-problem-of-power-in-social-evolution-second-edition-andrew-bard-schmookler/7823092What we offer: Accidental Gods, Dreaming Awake and the Thrutopia Wr...
Why do so many Christians want to give more—but feel like they can't?Most of us want to be generous, but there are often barriers—spiritual, financial, or even emotional—that hold us back. Today, Ron Blue joins us to unpack five key reasons why Christians don't give more, and how we can begin climbing toward greater generosity.Ron Blue is a financial teacher, author, and co-founder of Kingdom Advisors. He has helped countless Christians apply biblical wisdom to their finances and is best known for his bestselling book, Master Your Money: A Step-by-Step Plan for Financial Contentment.Five Barriers to Generosity—and How to Overcome ThemGenerosity is one of the greatest marks of spiritual maturity, yet many Christians find themselves wanting to give more but feeling unable to do so. Over the years, most believers face five primary barriers to generosity. These form a kind of “pyramid,” with each level building on the one below it. The journey toward greater giving begins with the heart and ends with intentional planning.1. Spiritual Condition: The Foundation of GenerosityBefore generosity ever shows up in our bank accounts, it begins in our hearts. When we grasp who God is, who we are, and the grace that has been extended to us, generosity naturally flows from that understanding.The more we understand God's ownership and our role as stewards, the more we want to give. Spiritual maturity is the foundation—without it, our giving will always feel like an obligation instead of an act of worship.2. Financial Health: Creating Margin to GiveEven when our hearts are in the right place, poor financial habits can make generosity difficult. Many believers simply can't give more because they're weighed down by debt, overspending, or disorganization.It often takes time—sometimes even years—to align our finances with our convictions. That might mean getting out of credit card debt, restructuring a business, or learning to live within our means. When we get our financial house in order, we create margin for generosity to flourish.3. Vision: Seeing Where God Is WorkingPeople don't give to spreadsheets or buildings—they give to vision. When we can picture the impact of our giving, we're motivated to invest more deeply.A clear vision fuels generosity. Ask yourself: Where has God stirred my heart? What Kingdom work do I feel most passionate about? When we see how our resources can change lives—whether feeding children, funding missions, or supporting local ministries—we begin to give with joy and purpose.4. Community: Encouragement from OthersGenerosity rarely happens in isolation. We need relationships that encourage us to live open-handedly. When we surround ourselves with generous people—friends who talk about giving, pray about giving, and celebrate giving—we're inspired to do the same.Scripture reminds us that we are to “spur one another on toward love and good deeds” (Hebrews 10:24). Community reminds us that generosity isn't just an individual act—it's part of how the body of Christ functions together.5. Planning: Giving with IntentionFinally, generosity grows through intentional planning. I've seen it over and over in my work as a financial planner: when people create a plan for their giving, their generosity increases dramatically—sometimes fivefold.A plan brings clarity and purpose. It helps you set a “finish line” for lifestyle and accumulation so you can redirect more toward eternal purposes. Without a plan, even well-intentioned believers often give sporadically or reactively. With one, generosity becomes a consistent and joyful part of life.Moving Toward Greater GenerosityThese five layers—spiritual condition, financial health, vision, community, and planning—build upon each other. Each represents a step toward living and giving as God intended.So, which one are you ready to work on today?The journey toward generosity isn't about guilt—it's about grace. As we align our hearts, habits, and plans with God's purposes, we discover the joy of giving that truly reflects His character.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage and wondering—if I were to get one—whether my creditors could come after the proceeds.How can younger people today start building wealth? What are some practical strategies to grow financially—and how can we stay positive and motivated when so many in our generation don't seem to think that way?I run a small architecture business, but my income has been inconsistent over the past few years. My financial advisor suggested I take a salaried job to help pay down debt and stabilize our family's finances. If I do that, how should I communicate with a potential employer that I'd like to keep my business on the side—and is that even wise to do?I've been researching digital currencies and the broader move toward electronic money. With more people, including political figures, showing support for it—and with lower fees and more direct transactions—what's your take on where this is heading?My husband is 65 and retired, and I'm 56 and still working. I've heard that a spouse can collect half of the other's Social Security benefit once they reach a certain age. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send The Parable Podcast a TextHave you ever held onto childhood expectations? If you like to hear people's stories and be encouraged about the ways God is working in their life. You have found a home here at the Parable podcast. Joining me today is Cubby Chalmers who shares about how his childhood expectation felt like a curse. I spoke with Cubby about the importance of community, sharing personal stories, and the journey of love and relationships. Cubby reflects on his childhood, the wisdom gained through experiences, and the significance of empathy and mentorship. He also shares his own parables, discussing the challenges of navigating relationships and the transformative power of love. Our conversation emphasizes the role of prayer, the need to release expectations, and the importance of trusting God in our journeys.Reflection QuestionsWho can you pray for today and through that maybe it will shift your focus and bring you healing.This is a constant practice but how can you release expectations to bring you closer in trust in God.Connect with CubbyFaceBook | E-mail | WebsiteKeywords: community, personal growth, empathy, relationships, love, mentorship, prayer, expectations, faith, The Parable PodcastSupport the showWays to Support The Parable Podcast #1 Subscribe or Follow the podcast to ensure you catch every episode of The Parable Podcast on your preferred podcast platform (such as iTunes, Spotify). #2 Recommend this podcast to a friend, providing a great chance to begin your own Parable Conversation. #3 Looking for a speaker for your Church, Women's Group, or event? Contact Danielle to learn more.
23 Therefore is the kingdom of heaven likened to a king, who would take an account of his servants.Ideo assimilatum est regnum caelorum homini regi, qui voluit rationem ponere cum servis suis. 24 And when he had begun to take the account, one was brought to him, that owed him ten thousand talents.Et cum coepisset rationem ponere, oblatus est ei unus, qui debebat ei decem millia talenta. 25 And as he had not wherewith to pay it, his lord commanded that he should be sold, and his wife and children and all that he had, and payment to be made.Cum autem non haberet unde redderet, jussit eum dominus ejus venundari, et uxorem ejus, et filios, et omnia quae habebat, et reddi. 26 But that servant falling down, besought him, saying: Have patience with me, and I will pay thee all.Procidens autem servus ille, orabat eum, dicens : Patientiam habe in me, et omnia reddam tibi. 27 And the lord of that servant being moved with pity, let him go and forgave him the debt.Misertus autem dominus servi illius, dimisit eum, et debitum dimisit ei. 28 But when that servant was gone out, he found one of his fellow servants that owed him an hundred pence: and laying hold of him, throttled him, saying: Pay what thou owest.Egressus autem servus ille invenit unum de conservis suis, qui debebat ei centum denarios : et tenens suffocavit eum, dicens : Redde quod debes. 29 And his fellow servant falling down, besought him, saying: Have patience with me, and I will pay thee all.Et procidens conservus ejus, rogabat eum, dicens : Patientiam habe in me, et omnia reddam tibi. 30 And he would not: but went and cast him into prison, till he paid the debt.Ille autem noluit : sed abiit, et misit eum in carcerem donec redderet debitum. 31 Now his fellow servants seeing what was done, were very much grieved, and they came and told their lord all that was done.Videntes autem conservi ejus quae fiebant, contristati sunt valde : et venerunt, et narraverunt domino suo omnia quae facta fuerant. 32 Then his lord called him; and said to him: Thou wicked servant, I forgave thee all the debt, because thou besoughtest me:Tunc vocavit illum dominus suus : et ait illi : Serve nequam, omne debitum dimisi tibi quoniam rogasti me : 33 Shouldst not thou then have had compassion also on thy fellow servant, even as I had compassion on thee?nonne ergo oportuit et te misereri conservi tui, sicut et ego tui misertus sum? 34 And his lord being angry, delivered him to the torturers until he paid all the debt.Et iratus dominus ejus tradidit eum tortoribus, quoadusque redderet universum debitum. 35 So also shall my heavenly Father do to you, if you forgive not every one his brother from your hearts.Sic et Pater meus caelestis faciet vobis, si non remiseritis unusquisque fratri suo de cordibus vestris.Parable of the wicked servant. Charity towards our brother is one of the principal precepts of our Lord Jesus Christ.
Welcome to a Brain Wrinkling Wednesday with Fr. Tom Koys. Today Father Koys continues his discussion from last week regarding the story of Pinocchio, the edition Pinocchio with reflections by Franco Nembrini. Father discusses the story and shares clips from the movie Pinocchio as he refers to the story as a Christian parable. He continues to unpack it for his listeners with reference to history and religion and the moral story imbedded. He encourages us to go back and read the original story of Pinocchio. Father Koys also invites listeners to St. James Parish events on November 21 and 22nd where they will host Zachary King, a High Priest in the Church of Satan in California. Visit their website at https://historicstjames.org for more information. St. Stanislaus Kostka Parish
Annie F. Downs may be known as the queen of fun, but that doesn't make her frivolous. She lives a closely examined and intentional life that beautifully balances joy and suffering. She shared an hour with me to talk about what she's learning (and unlearning) these days—like how she's pursuing the freshest tools for thriving in her current life, telling the truest story of her singleness, and what she would do differently in her deepest grief.This woman is as wise as she is whimsical. If you want to feel like you've just chatted with a dear old friend, you need to press play on this episode.Show Notes: Make a donation to Hope Heals at hopeheals.com/support.What we mentioned:That Sounds Fun Podcast - https://www.anniefdowns.com/thatsoundsfun/Lysa TerKeurst's Therapy and Theology Podcast with Jim Cress and Joel Muddamalle - https://proverbs31.org/listen/therapy-and-theologyMatt & Ginny Mooney of 99 Balloons - https://www.99balloons.org/Abel Speaks - https://abelspeaks.org/The Bible App - https://www.youversion.com/the-bible-app/Father Mike - https://www.instagram.com/fathermikeschmitz/Where to Find Annie:Website: https://www.anniefdowns.com/Instagram: @anniefdownsThat Sounds Fun PodcastScriptures we referenced:Parable of the Prodigal Son - Luke 15:11–32John 16:33Psalm 16Isaiah 55:12Isaiah 45:3For more messages of hope, free resources, and opportunities to connect with me: https://hopeheals.com/Follow me on Instagram: https://www.instagram.com/hopeheals/Subscribe to The GoodHard Story Podcast!Apple Podcasts: https://podcasts.apple.com/us/podcast/good-hard-story-podcast/id1496882479Spotify:https://open.spotify.com/show/0OYz6G9Q2tNNVOX9YSdmFb?si=043bd6b10a664bebWant a little hope in your inbox? Sign up for the Hope Note, a monthly digest of only the good stuff, like reflections from me and a curated roundup of the Internet's most redemptive content: http://eepurl.com/gGUnlfGet to know us:Hope Heals: https://hopeheals.com/spacesHope Heals Camp: https://hopeheals.com/campMend Coffee: https://www.mendcoffee.com/Instagram: https://www.instagram.com/hopeheals/
Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Parable of the Lost Sheep reveals the Father's passionate heart to pursue even one straying believer. This love and grace motivate Jesus' command on how to "gain your brother" when sin divides. When Peter asks about the limits of this forgiveness, the Parable of the Unforgiving Servant provides a stark contrast: God's infinite debt-canceling grace, in light of Christ's atonement, versus the petty and calculating unforgiveness of man. The Rev. Peter Burfeind, pastor of Our Savior Lutheran Church in Union City, MI and Agnus Dei Lutheran Church in Marshall, MI, joins the Rev. Dr. Phil Booe to study Matthew 18:(11), 12-35. To learn more about Our Savior and Agnus Dei, visit facebook.com/oursaviorunioncity and agnusdeimarshall.com. The Gospel of Matthew bridges Old and New Testaments, presenting Jesus as the promised Messiah who fulfills the Law we could never keep and establishes His kingdom of grace for all nations. Written by a tax collector transformed by pure grace, Matthew reveals Christ as the true Son of David and Emmanuel (God with us) who challenges us with the crushing demands of the Law in His Sermon on the Mount to the sweet comfort of the Gospel in His death and resurrection. From royal genealogy to glorious resurrection, this verse-by-verse study proclaims the One who conquered sin, death, and the devil for us, now delivering forgiveness, life, and salvation through Word and Sacrament as He remains with His church always, even to the end of the age. Thy Strong Word, hosted by Rev. Dr. Phil Booe, pastor of St. John Lutheran Church of Luverne, MN, reveals the light of our salvation in Christ through study of God's Word, breaking our darkness with His redeeming light. Each weekday, two pastors fix our eyes on Jesus by considering Holy Scripture, verse by verse, in order to be strengthened in the Word and be equipped to faithfully serve in our daily vocations. Submit comments or questions to: thystrongword@kfuo.org.
Jeremy's joined by Jeff, Ryan, and his daughter Kelsey to discuss whether the Bible encourages today's Christians to honor today's non-believing Jews. This is a hot topic, and I think the answer is yes, but I wanted to hash it out with people on both sides of this. This ended up being a thoughtful discussion ranging from Genesis to the New Testament, from honor to salvation. If you care about the Bible and God's plans for the world and for the Jews in particular, this is an important question to come up with an answer to. On this episode, we talk about: 0:00 Intro 2:49 Ryan's Initial Thoughts 5:56 Jeff's Initial Thoughts 8:52 Jeremy's Position 13:40 5 Examples Where The Bible May Describe a Debt of Honor Being Due 35:25 Definition, Gifts, Romans 48:28 Revoke or Rejected Covenant? 53:52 Why NOT To Be Arrogant 59:57 Parable of Tenants 1:09:53 Nuance of Honor 1:17:28 Abrahamic Covenant Subscribe on Substack ➡️ https://jeremypryor.substack.com Follow Jeremy on: Instagram: https://instagram.com/jeremympryor/ X: https://x.com/jeremympryor --- Welcome to Jeremy Pryor's Podcast, or what I like to call, "Jeremy Pryor Unfiltered." We are excited to bring you seasons of content all the way from Tolkien to Theology, from Business to Family. If you like to contemplate deep philosophical ideas across a wide range of topics, you've come to the right place. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!
In this thought-provoking episode, Cynthia Anderson and Tim Walker dive deep into the Parable of the Sower, uncovering its strategic relevance for today's Church. Tim, author of Sowing With Intent, challenges listeners to rethink how we measure success in ministry—moving beyond organizational growth to personal, relational multiplication. Together, they explore: How to identify gospel gaps and reach the least engaged. Why rapid addition isn't enough—and how to pursue rapid multiplication. The critical role of ordinary believers in fulfilling the Great Commission. The power of oikos—your natural relational network—in building authentic community. How Western independence and post-Covid isolation have created a unique opportunity for the Church to offer connection and unity. Practical ways to find Persons of Peace and build bridges into new relational spaces. A fresh framework for engaging the lost: See it, Seize it, Shape it.
Thank you for joining as we livestream our services. Please let us know if there is a way we can improve your experience.Weekly Guide, outline, and parish notes are all together in the bulletinLet us know you are joining us by completing the virtual Who's Who in the Pew: https://stmfw.org/iamhereOur ministries continue to run through your faithful giving and financial generosity: https://stmfw.fellowshiponego.com/external/form/ff107cf8-b5de-4153-bdd0-b17e0827154e
This episode unpacks the Parable of the Talents (Matthew 25:25–29) and urges listeners to stop hiding what God has given them. It contrasts fear, which buries gifts, with faith, which multiplies them through stewardship and bold action. Now is the season to act with confidence, not caution — to build, create, and increase what you've been entrusted with, trusting that heaven measures faith, not size.
Spiritual growth doesn't happen by accident—it happens in the soil of your heart. In this message from Matthew 13:1–23, Jesus tells the Parable of the Sower, revealing how the same seed—the Word of God—produces different results depending on the condition of the soil. We dig into what it means to prepare your heart for God's Word, to grow deep roots that endure life's storms, and to cultivate a faith that bears lasting fruit. Whether you're in a season of planting, pruning, or perseverance, God is doing "dirt work" in you—turning hard ground into good soil that produces a harvest of faith, hope, and love. Don't just hear the Word. Let it take root.
Luke 18:1-8, The Parable of the Persistent Widow, Pastor Steve
Tre av bibliotekets litteraturformidlere diskuterer sine favoritter blant skjulte perler i bibliotekets samling. Hanne snakker om "The Parable of the Sower" av Octavia Butler, som er skremmende aktuell, Ine forteller om Den uovervinnelige byen av Fernanda Trías, et sterkt tilskudd til feministisk virkelighetslitteratur, og Robin har med seg "Weird Fucks" av Lynne Tillman, en tidlig forløper til dagens litteratur om sex.
Losing a spouse can shake every part of life—but God promises to walk with you through each next step.When loss turns life upside down, even simple financial decisions can feel overwhelming. But with God's help—and a few practical steps forward—there is hope and healing ahead. Today, Valerie Hogan joins us to share guidance for navigating the financial journey after losing a spouse.Valerie Hogan is an attorney, a Certified Financial Planner (CFP®), a member of Kingdom Advisors, and the co-author of Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More with Miriam Neff. Grief and Finances Are Deeply ConnectedWhen grief hits, clarity often disappears. You may feel pressure to “get everything settled” or, on the other hand, find it impossible to make even small decisions. Both reactions are normal.Grief colors everything. It's difficult to separate financial choices from emotional pain. And that's okay. The key is to give yourself permission not to have all the answers right away.Statistics show that about 80% of women will outlive their husbands. That means most of us will one day find ourselves managing finances alone. And many women, especially from earlier generations, weren't as involved in financial decisions during marriage.After loss, that reality can be intimidating. Suddenly, you're faced with choices about investments, taxes, home maintenance, and budgets—often with less income and more years of life ahead. Those early months matter, but they shouldn't be rushed.Start with This Truth: God Owns It AllBefore any practical steps, I want to anchor you in a truth that has carried me and countless others through difficult seasons: God owns it all.Everything we have belongs to Him, and He is with us as we steward it. Remembering that doesn't erase the pain, but it reminds us we're not alone. It shifts the weight of control off our shoulders and invites God's wisdom into our decisions.That truth gives us permission to move slowly and prayerfully. Stewardship is not about perfection—it's about trust.Steps for Navigating the Early DaysHere are some guiding steps I often share with widows who ask, “Where do I even begin?”1. Take One Step at a TimeYou don't need to fix everything today. Unless a change is absolutely urgent, give yourself space to rest and recover. Grief has a way of making even simple tasks feel monumental. Be patient with yourself.2. Avoid Major Financial Moves Too SoonTry not to make significant financial decisions while emotions are raw. Some women have sold homes, moved away, or invested large sums during intense grief—only to regret it later. Wait until your heart is steadier before making big changes.3. Get Organized, Little by LittleLoss often leaves behind a mountain of paperwork. Start small—maybe one pile, one folder, one hour. Ask a trusted friend or advisor to help if it feels overwhelming. Progress comes one decision at a time.4. Track What's Coming In and Going OutAwareness brings peace. You don't have to overhaul your budget immediately—just begin noticing where money is going. Clarity grows with consistency.5. Lean on Trusted AdvisorsChoose people who will look out for your best interest—those with integrity and experience, not pressure or sales motives. A trusted financial planner, attorney, or advisor can help you think clearly when emotions run high.6. Anchor Everything in PrayerThis is the most important step. God cares deeply when His people are hurting. Invite Him into every conversation, every decision, every bill you open. He is your provider and your comforter.Build a “Personal Board of Directors”Form a personal board of directors—a small circle of wise people you can lean on for different kinds of counsel.You might include:A spiritually mature friend who prays with youA financial professional with integrityAn encourager who helps you stay hopefulA practical helper who can sit with you through paperworkEach one brings something valuable. Just remember: not every encourager is a financial guide, and not every advisor is a prayer partner. Surround yourself with a balanced mix of wisdom and compassion.Know It. Own It. Like It. Change It.In their book Wise Women Managing Money, Miriam Neff and Valerie Neff Hogan use a simple four-part framework that applies beautifully here:Know it—Gather the facts. What do you own? What do you owe?Own it—Accept responsibility for your new role as steward.Like it—Evaluate your current situation honestly.Change it—Begin making small, steady adjustments that align with your goals and faith.You don't need to have it all figured out. Start by knowing where you are—and trust that God will guide each next step.If you've recently lost your spouse, please hear this: there are brighter days ahead. It may not feel that way now, but God will give you strength and wisdom in time. I've seen hundreds of widows rebuild, heal, and even thrive again.Take one step at a time. Pray often. Surround yourself with wise, loving people. And remember—you're not alone.On Today's Program, Rob Answers Listener Questions:A friend once told me they only tip 10% at restaurants, so they don't end up giving a server more than they give to God. Now that's stuck with me—every time I eat out, I think about it. Am I looking at this the wrong way? What's the right, biblical way to think about tipping and giving?I recently set up a trust, and I own two homes—one's paid off and the other still has a mortgage. Both properties are titled in my name. Do I need to transfer or re-deed those homes into the trust, or can I leave them as they are since they're already in my name?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D. Widow ConnectionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Parable of the Sower - Luke 8:1-15
Heaven! The Parable of the Wedding Feast (Matthew 22:1-14) Daniel Nealon November 2, 2025 by Deer Creek Church
Today we look at Luke 10:25-37 which most of us know as the Parable of the Good Samaritan. In the first century, no Jew would have called a Samaritan "good" which proves once again that God shows up where you least expect it.
Tom Logue - November 2nd 2025 God forgives 10,000 talents — and forgiven people forgive. This week, Tom continues our King and His Kingdom series in Matthew 18:21–35, where Jesus teaches what forgiveness actually is, and what reconciliation actually requires. Using the parable of the unforgiving servant, Tom shows how forgiveness is not pretending nothing happened — forgiveness is paying the debt yourself instead of making the other person pay. He also unpacks why reconciliation requires both ingredients: repentance + forgiveness… not one without the other. This message calls us out of pride, bitterness, tally-keeping, and “they owe me,” into the freedom and humility of the gospel — where God cancels our unpayable debt through Christ, and empowers us to extend that same mercy toward others. Learn more about our church: https://restoredtemecula.church Follow us on Facebook: https://www.facebook.com/restoredtemecula and Instagram: https://www.instagram.com/restoredtemecula #Matthew18 #Forgiveness #Reconciliation #Grace #KingAndHisKingdom #RestoredTemecula Share this message with someone who needs to hear it. Chapters (00:00:00) - Wonders Welcome(00:00:54) - Matthew, The King and His Kingdom(00:01:49) - Matthew 18: Holy Spirit Prays for Us(00:03:32) - Jesus' Words on Reconciliation (vs21)(00:07:43) - Jesus Forgive 10,000 Talons!(00:13:51) - Forgiveness in the Parable of Tim Keller(00:15:35) - Forgiveness Is Not Making the Perpetrator Pay Their Debt(00:17:33) - What is Forgiveness in Marriage?(00:20:55) - Forgiveness and Reconciliation: Two Ingredients(00:24:59) - Why We Should Not shortcut Reconciliation With Abused Women(00:28:04) - Does God Call You To Repeatedly Subject Yourself to Unrep(00:32:33) - Forgiveness and Reparation in the Bible(00:35:17) - Holding a Grudge(00:39:02) - God Forgives 10,000 Talents(00:44:52) - Give Love(00:45:35) - God's Word(00:46:14) - The Reasons Why You're Unable to Forgive Others(00:53:09) - God Compels You When Your Heart aches(00:55:36) - Coming soon: The Suitable
Luke 19:11-27 The post The Parable of the Ten Minas appeared first on Pillar Baptist Church.
What happens when a fantasy author decides not to hold your hand—but instead throws you straight into the deep end of his imagination? That's what you'll find in The World-Maker Parable by Luke Tarzian, a dark, lyrical, and mind-bending novella that blurs the line between creation and madness.In this solo episode, Jim from Fantasy for the Ages shares his spoiler-lite review, exploring why this short book demands your full attention and rewards it with haunting beauty and depth. From unreliable narrators to genre-blending worldbuilding, The World-Maker Parable is a story unlike any other.Jim also shares how this book came to his attention—thanks to Derek from D&J's Epic Quest—and why, despite a challenging audio experience, he's eager for more from Tarzian's fascinating universe.If you love fantasy that dares you to understand it, this episode's for you.
In this second part of our study on the Parable of the Good Samaritan—what I call the Parable of “Who Is My Neighbor?”—we slow down and walk carefully through the full passage of Luke 10:25–37. Too often, we read this story quickly and miss the powerful dialogue unfolding between Jesus and the Expert in the Law. Together, we'll explore: - The initial question that sets the stage: “What must I do to inherit eternal life?” - The follow-up challenge: “Who is my neighbor?” - The concluding exchange that reveals the Expert's heart—and ours. This parable presses us to wrestle with one of the most fundamental issues of the human condition: Who am I required to show love to? - What about those we think don't deserve it? - The people who frustrate, offend, or oppose us? - The neighbors who vote differently, live differently, or simply get under our skin? Jesus calls us to a higher vision of love—to see the humanity and divine image even in those we struggle to love most. Join me as we uncover how this parable invites us to live out the radical, restorative love of God in our world today. --------------------------------------------- www.figtreeteaching.com Join the Fig Tree Coffee Club - Check Website for Times and Dates https://www.figtreeteaching.com/store/p3/Fig_Tree_Coffee_Club.html Support Fig Tree Ministries: https://donorbox.org/support-figtree-ministries Support the Ministry when you shop at Amazon! Fig Tree Amazon Portal: https://amzn.to/3USMelI YouTube: https://youtu.be/n-Et-5cKkWo Parable of the Good Samaritan Part 1: https://youtu.be/4qVhSfG_JxY Lesson Handout: https://www.figtreeteaching.com/uploads/1/1/9/7/119763168/fig_tree_good_samaritan_lesson_outline.pdf My Notes on Luke 10:25-37: https://www.figtreeteaching.com/uploads/1/1/9/7/119763168/fig_tree_ministries_notes_to_good_samaritan_v2.pdf Article: All We Need Is Love, Right? https://www.figtreeteaching.com/uploads/1/1/9/7/119763168/fig_tree_ministries_all_we_need_is_love_right_v2.pdf Article: The Broad Ways of Love's Action https://www.figtreeteaching.com/uploads/1/1/9/7/119763168/fig_tree_ministries_the_ways_of_love.pdf Books Mentioned - We participate in the Amazon Affiliate Program. You will support Fig Tree Ministries when you use the links below. Brad Young - The Parables - https://amzn.to/46tsKKc McArthur & Johnston - They Also Taught In Parables - https://amzn.to/48zrPsP Amy Jill Levine - Short Stories by Jesus - https://amzn.to/3Khmk8i
In Matthew 18:21–35, Jesus tells a parable that exposes the danger of harboring unforgiveness. In the story, a servant is forgiven for his great debt by a king, but then refuses to forgive others who owe him a great debt as well. Jesus uses this parable to show that unforgiveness is poison to our souls. It hardens our hearts against others, turns wounds into bitterness, and bitterness into bondage. But forgiveness is freedom.Jesus invites us to forgive not merely for our hearts, but from our hearts and ultimately to our hearts—receiving His forgiveness so deeply that it transforms the way we see and treat others.
The Parable of the Rich Man and Lazaros teaches us that our salvation will be determined by our generosity with the gifts and blessings we have received from God. If we wish to avoid the torment of hell, we must change our hearts to be generous to the Church for the work of the God.
Luke 18: 1-8 Susan Scott preached on the unusual prayer practices of Jesus in the Gospel of Luke. Jesus was steeped in the prayers of the Jewish people, but Luke recounts that he Jesus instructed his followers to pray in a different way, including for those that persecute you. The prayers of Jesus in Luke can be divided into two types. We pray for the glory of God's name, work, and kingdom, and we pray for our business, including our daily bread, the forgiveness of sins, and protection from temptation. Susan reminds us that Jesus also told the Parable of the Unjust Judge to remind us to always pray and not give up, just like the woman pursuing justice, and that God is always a just judge. Of course, wouldn't it be easier to have faith if God instantly answered our prayers instead of us having to wait? It would be nice but that places God in the role of being our servant instead of our lord. Oddly, when the disciples asked for more faith, Jesus told them it already takes very little faith to speak miracles into existence. Jesus wants us to not focus on amounts but rather on the love and greatness of God that can enable us to do the impossible. With this in mind, we must relentlessly pray with a steadfast faith and hope in God's goodness, justice, and mercy.
Ever felt like something in your life looked right but turned out wrong?This message from Pastor Joe Moss II will wake you up to the subtle ways the enemy plants deception in your heart, your habits, and your relationships.Drawing from Jesus' Parable of the Wheat and the Weeds (Matthew 13:24–30) and the fascinating behavior of the cuckoo bird, Pastor Joe shows how to identify spiritual imposters — the thoughts and opportunities that masquerade as blessings but were never from GodIn this first episode of The War Within series, Pastor Joe Moss II uncovers how spiritual deception hides in plain sight — replacing what's real with what only looks right.Just like the cuckoo bird that lays its egg in another bird's nest, the enemy plants thoughts, desires, and distractions that push out what God truly planted in your life.Through the story of the cuckoo bird and Jesus' parable of the wheat and the weeds (Matthew 13:24–30), you'll learn how to:✅ Recognize deception before it develops✅ Sharpen your spiritual discernment✅ Guard your heart and your purpose✅ Trust God's timing as He separates wheat from weedsBecause the enemy doesn't need to destroy you… if he can quietly deceive you.
The Parable of the Sower : The Seed and the Soils Mark 4:1-20
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Mark 12 begins with the Parable of the Wicked Tenants. This parable raises several questions. Who is it addressed to? There are at least three groups. In each context, what are the pathologies being addressed? What fruit does the owner expect in each context? How does this apply today?
Theme: God’s generosity disrupts our sense of fairness and exposes the limits of human pride. What feels unjust to us is actually the beauty of divine mercy. Grace may look messed up from our point of view, but it’s the only thing that makes us whole. Speaker: Pastor Latoya Smythe-Forbes Title: Messed Up Grace Key text: https://www.bible.com/bible/59/MAT.20.1-16.esv Bulletin/Notes: http://bible.com/events/49514043 Date: November 1, 2025 Tags: #psdatv #grace #generosity #disrupt #disruption #fair #fairness #pride #unjust #injustice #mercy #parable #vineyard #workers #MessedUpGrace #UnfairGrace #Matthew20 #GraceThatOffends For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.
Reformed Brotherhood | Sound Doctrine, Systematic Theology, and Brotherly Love
In this episode of The Reformed Brotherhood, Tony Arsenal explores Jesus' parable of the leaven from Matthew 13:33, revealing profound insights about the nature of God's kingdom on earth. This short but powerful parable illustrates how the kingdom of heaven operates not through outward glory or conquest, but as a hidden, transformative influence throughout the world. Tony examines how this parable connects thematically with other parables in Matthew 13, showing that believers are called to be like leaven - seemingly small and hidden, yet profoundly impacting the entire "loaf" of society. This teaching offers a refreshing perspective on how Christians can understand their role in the world and how God's redemptive purposes work through His people. Key Takeaways The kingdom of heaven operates not through outward glory but as a hidden, transformative influence in the world Just as leaven permeates an entire batch of dough, Christians are called to influence the whole world around them The parable of leaven shares thematic connections with the parables of the sower and the wheat and tares in Matthew 13 God preserves the world (the "whole loaf") because of His redemptive purposes for those within it The seemingly small presence of believers in the world has a disproportionate impact, similar to how a small amount of leaven affects a large amount of flour Common grace benefits both believers and unbelievers as part of God's redemptive plan The church may not always appear dominant in society, but its influence continues to work invisibly and powerfully Understanding the Parable of Leaven The parable in Matthew 13:33 is deceptively simple: "The kingdom of heaven is like leaven, that a woman took and hid in three measures of flour till it was all leavened." Tony notes that just as leaven is often the same color as flour but with a different texture, and just as a small amount can affect an entire batch, the kingdom of heaven may seem small and unassuming in the world, yet its influence permeates everything around it. This parable teaches us that God's kingdom doesn't operate through visible conquest or outward glory. Rather, it works quietly from within, transforming the whole of society as believers live out their faith in various contexts - whether at work, with family, or in other relationships. The impact of the kingdom, like leaven, is not always immediately visible but ultimately transforms everything it touches. The Kingdom's Hidden Presence This parable helps us understand that while the church may not always be the dominant visible institution in the world, its influence continues to work powerfully. Tony explains how this connects with the parable of the wheat and tares, where both grow together until the harvest. Similarly, the kingdom of heaven is present within the world, often hidden from plain sight but still exerting tremendous influence. This perspective counters triumphalistic views that expect Christianity to always visibly dominate culture, while also rejecting defeatist attitudes that minimize the church's impact. Instead, it offers a balanced understanding that even when believers are in the minority, they serve as God's means of leavening the whole of society with kingdom values and influence. Memorable Quotes "We should look at this parable and think about how the kingdom of heaven on this earth is not going to be about outward glory. It's not gonna be about outward conquests, accoutrements or accolades." "As we go into our workday, as we interact with our family, whether that's our immediate family, our wives or children, our parents, or it's our extended family, some of whom may not even know Christ, as we interact with our fellow Christians in the church or online, as we interact with unbelievers online, we are to be like leaven that is hidden in the flower and our presence in the flower, our presence in the world actually leavens the whole world." "If it were not for God's intent and desire to save a remnant from fallen humanity, if it was not for the covenant of redemption in which the father, son and the spirit pacted together to redeem a people for their very own, God would've had no reason not to just destroy the whole thing and start over. But because he has seen fit to redeem out of the fallen whole, a portion, he is leavening the whole with that portion." Full Transcript we should look at this parable and think about how the kingdom of heaven on this earth is not going to be about outward glory. It's not gonna be about outward conquests accoutrements or accolades. [00:00:21] Introduction and Experiment Setup Welcome back to episode 467 of the Reformed Brotherhood. I'm Tony and this is the podcast with ears to hear. Hey, brothers and sisters, if you are joining us for this second part of, uh, episode 467, any of you have not listened to Jesse's contribution, then you are like me. I also have not listened to Jesse's contribution yet, but, uh, you should go back and listen because, uh, we're doing a fun little experiment this week, Jesse and I. Our schedules didn't quite line up, so we thought we would do something interesting. [00:01:03] Exploring the Parables of Christ Uh, we've been working through the parables of Christ, which has been an absolute joy, and we come to these two sort of little micro parables that, um, commentators and editors often clump together. And Justin and I thought it would be a fun experiment for us each two separately talk about, uh, one of the parables. Uh, and then next week, uh, we're gonna come back together and we will probably talk through all of it after we've had some chances to, uh, process and marinate in it a little bit. We thought it'd be fun to see kind of how the two episodes gel together or don't gel together, uh, when uh, we have not talked about it and did not record together. So I'm gonna go ahead and kick off. I don't know if Jesse did affirmations or denials. I don't know what Jesse did. I, all I know is he recorded an episode and I'm sure that it's amazing. Uh, but I'm just gonna go ahead and kick off right into the, uh, the. Uh, reading here. So we're looking at Matthew chapter 13. Uh, we've spent our entire time in this series so far in Matthew chapter 13, and I'm gonna pick it up at verse 33. It reads here, he told them another parable. The kingdom of heaven is like leaven, that a woman took and hid in three measures of flower till it was all leavened. Now this is a short parable. Uh, it's, it's pretty straightforward. And this episode will be a little bit shorter. I don't know how long Jesse went. I mean, I, I guess I kind of have an idea 'cause I edited the, uh, episode, but I dunno how long you went. So I'm gonna keep this short and sweet and we're gonna talk more about all of this next week. So I just wanna share a few observations with you first. I think it's important for us to sort of recognize that. Matthew as the inspired, uh, writer of this, uh, gospel and in some ways, uh, as an inspired compiler and editor of Christ's public Ministry. Right. He's writing the gospel, but he's also a witness to the events. He is probably, um, ordering things in particular ways to make a theological point. Christ probably also taught this same message multiple times in multiple venues, so there's nothing shady or a historical going on. Um, but Matthew is. Putting together these, uh, counts and particularly these parables, which probably were all given at the same time. Um, Christ probably deliver them all at the same time as well. And there's some good reasons in the text to think that. But these parables all fall within the context of each other. So when we talked about the parable of, uh, the soils, um, or the parable of the sower, we, we recognize, um, that the kingdom of heaven is not as obvious as we would think, right? The sower sows the seed, um, he sows it promiscuously a across various different kinds of soils, fully knowing that some of it will not be receptive. And then of course, we saw the outcome. And then when we looked at the parable of the weed, weed, uh, wheat and the tears, uh, we see that, you know, the, the good sower recognizes that the wheat and the weed will grow up next to each other, and that at the end of all things, he will separate those things and will, you know, destroy the wicked and will reward the righteous. And an interesting feature of this chapter is that Christ often tells a parable, and then there's either some commentary, or in this case today, there's actually additional parables in sort of inserted, and then Christ gives the, uh, interpretation of the parable. So the, the parable of the mustard seed immediately follows in the parable of the 11, kind of considering those together. Immediately follows the parable of, uh, the explanation, or no, sorry, the parable of, um, the weed and the weeds. And so he gives us this parable right in the middle there. Then he gives us a little explanation and a second, you know, explanation of why he speaks in parables. And then he goes on to interpret and. There's a, a technique that was often used in ancient text, in ancient documents called an iuso, where they would start an account. Uh, they would start sort of a literary segment with, um, a phrase or a concept. Then they would explain, you know, they would give all their explanation and then they would close that same section with a similar theme or a similar, um, kind of, um, concept. We see this in Luke, right? We see at the beginning of Luke. There's a statement that Jesus grew in wisdom and stature. Then we see the, um, the account of Jesus in the temple. And then we see again at the end of that, it says again, he grew in wisdom and stature. And so Luke, there is telling us that we should read that whole section, that whole area as a, a single unit. And the theme of that unit is Jesus growing in, um, wisdom and stature. A similar thing is happening here. So we have the, the parable of the sower. We have some commentary, then we have the interpretation of the parable of sower. Then we have the parable of the wheat and the tears, and then we have this in the middle, the parable of the weed of the, um, mustard seed and the lemon. And then we have the explanation or the interpretation of the parable of the wheat and the tears. So we should see this parable as part of that literary unit. That's, that's what Matthew is doing here. So we have to interpret it in light of that. [00:06:17] The Kingdom of Heaven and Its Implications And so what do we see in the first, uh, parable that we talked about? Well, we see that the kingdom of heaven is, uh, is sort of hidden within the world. We see that God sows or the, the good sower sows his seed. The master of the household sows his good seed into the world. The field is the world and it starts to grow, and then the enemy comes and he sows his seed into the world, and that starts to grow. And until the end of things, um, the good weeds, the good wheat is sort of hidden among the weeds just as the weed is hidden among the good wheat, the, the parable of the mustard seed, um, Jesse, I'm sure explain. We'll find out. Um, explain that the, the mustard seed is small. And so when it's planted into the garden, it becomes kind of hidden and it's an unexpected, um, influence on the, the rest of the garden. Not only does it grow, but it becomes, uh, it becomes a central feature of the garden. Uh, it gives shade to things. It, you know, birds come and live in it. Um. It becomes a central feature in an unexpected way. And the Parable of 11 is, in my opinion, is really just a restatement in some ways of the parable of, uh, the wheat and the tears. It says the kingdom of heaven is like 11 that the woman took and hid. In three measures of flour till it was all lemon. So Jesse could tell you more about baking bread than I could. Uh, he, he probably would've been better to give you this parable and, and if we did any sort of planning at all, we would've thought about that, but. Lemon is often, um, the same color as flour. Um, it's a different texture as flour, but it takes just a very small amount of it in a large portion of flour or bread dough or whatever you're putting into to then permeate and affect the whole thing. So you might have, you might have a pound of flour. Um, or in this case, three measures of flour, which I, I don't know off the top of my head how much that is. Um, my logos Bible software is, is not helping me all that much here. But you may have a, a large quantity of flour, say a pound of flour, you might put just a few, um, a few grams into that flour, and once you've mixed it all up. Even though that lemon, uh, that lemon is, is at a much lower ratio than the flour, it still affects the entire, the entire outcome and the entire loaf of that, uh, bread that you're making. So, in one sense, what Christ is saying is that the kingdom of heaven, uh, it's it's small. It's, it's unassuming. It is hidden in this broader bunch, just like the wheat is in the good field. Um, it's hidden in the good field in that when you first, you first sow it, you don't see it. And as it starts to grow alongside the weeds, it's hidden among the weeds just as the weeds are hidden among the weeds because you can't tell the difference. In this case, the lemon is, is hidden among the measures of flower, and that's what the kingdom of heaven is like. And so we should look at this parable and think about how the kingdom of heaven on this earth is not going to be about outward glory. It's not gonna be about outward conquests or outward, um, accoutrements or accolades. Um, it certainly should be visible, right? Christ also says that, uh, the kingdom of heaven is like a city on a hill, and we'll get to that when we get to that, or we'll talk about that at some point. But it's not as though this parable is saying The kingdom of heaven should be invisible. But it's not, um, it's not going to be the dominant outward force in the world, just as the wheat in the first parable we talk, or in the second parable we talked about is not gonna be outwardly, uh, visible and apparent. Um, but it's still present in the world and it's still. Part of the reason that the master retains the field instead of just burning it over. If, um, if we saw that an entire loaf was ruined, we'd throw it away. But because the leaven is present in the loaf or it's present in the three measures, it, it permeates that. And the second thing that I think that we should think about, uh, and this will be where I close here, is the kingdom of heaven is, um, is not an, an inert force in the world. Even though it's not going to be outwardly dominant, dominant, it's not going to be the primary, uh, visible institution in the world. Um, it, it certainly has been at points if, if you equate the. The visible church with the Kingdom of Heaven, which our tradition certainly does to a certain extent, but regardless of how present or hidden it, it visually appears and how apparent it is, it still is leavening the whole loaf. So when we read passages like God so loved the world, we don't have to do exegetical gymnastics to try to say, well, God so loved part of the world, or the world only means the elect. We can say without, you know, crossing our fingers or talking outta both sides of our mouth, that God loved the world, the whole world, but part of the reason he loved the whole world is because. One, he created it. But his love for the world in that passage and his sending of the sun is a particular love for the whole world. On the account of all of those who would believe so the, the, the parable here, just like the parable of the weeds. Or maybe as an extension of the parable of the wheat and the tears is teaching us that Christians, particularly the sons of the Kingdom, to use the language from the, the parable of the wheat, the sons of the Kingdom of God are hidden among the world. And just as we are commanded to be salt and light earlier in the gospel, here we are to leaven the whole world. So as we go into our workday, honestly, I'm sitting in my office at work recording this episode right now 'cause it's the most quiet place I can get. Um. As we go into our workday, as we interact with our family, whether that's our immediate family, our wives or children, our parents, or it's our extended family, some of whom may not even know Christ as we interact with our, our fellow Christians in the church or on online. As we interact with unbelievers online, we are to be like leaven that is hidden in the flower and our presence in the flower. Our presence in the world actually leavens the whole world if it were not for God's intent and desire to save a remnant from fallen humanity. It was not for the covenant of redemption in which the father, son and the spirit, uh, pacted together to redeem a people for their very own. If it were not for that, God would've had no reason, would have no reason not to just destroy the whole thing and start over. But because he has seen fit to redeem. Out of the fallen hole, a portion he is leavening the hole with that portion. So I'm obviously not arguing for some kind of universal salvation, but the the common grace that the fact that the rain falls on the just and the unjust or the fact that we all have air to breathe and there's food to eat and that. Uh, evil is restrained, uh, to a certain extent and, and that, um, the good things in life are preserved and that even, even the unbelievers can experience good and pleasurable things like marriage and good food and drink and, and other, um, common grace pleasures that God has provided. All of that is on account of, and because of his desire to redeem the whole, to have a kingdom of God on Earth. So I'm gonna leave you there and it'll be an interesting, fun experiment once these, uh, two dueling episodes come out to, to compare notes and to see how close Jesse and I. Are in interpreting these and where we overlap and where we may even disagree. And we will come back next week and see, uh, where we go when we start to discuss the two together. So thank you for bearing with us with this sort of interesting, unorthodox experiment. I hope that you've enjoyed this, and until next time, honor everyone. Love that brotherhood.
If you've ever wished your giving could be both simpler and more strategic, there's a powerful tool worth knowing about: the donor-advised fund, or DAF for short.Generosity isn't just about how much you give—it's about the heart behind it. As Paul reminds us in 2 Corinthians 9:7, “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.”Wise stewardship allows us to align our giving with God's purposes, using tools that help us maximize our Kingdom impact. A donor-advised fund—when used rightly—can help you do both: give joyfully and steward resources efficiently.What Is a Donor-Advised Fund?Think of a DAF as a charitable checking account designed to support the causes you care about. You contribute cash, stock, or other assets, receive an immediate tax deduction, and then recommend grants to ministries or charities on your timetable.In other words, it separates the act of giving from the act of distributing. You might contribute during a high-income year or before selling an asset to take advantage of tax benefits, while taking time to decide where those dollars should go prayerfully.Behind the scenes, your DAF is managed by a sponsoring organization. At FaithFi, we recommend the National Christian Foundation (NCF)—one of the largest and most trusted Christian providers, founded by Larry Burkett and Ron Blue. NCF handles the record-keeping, issues the grants, and provides online tools to manage your giving.Suppose you plan to sell a business or a piece of real estate that would normally result in a significant capital gain. By donating it to your donor-advised fund before the sale, you can avoid paying capital gains tax, allowing more of the donation to go directly to Kingdom purposes.You receive an immediate tax deduction for the full value of your gift since it's considered an irrevocable charitable contribution. The funds can be invested for potential growth while you prayerfully decide which ministries to support—or you can give immediately.When you're ready, you simply recommend a grant, such as $10,000, to your church or a mission organization. The DAF sponsor verifies the charity and then sends the gift—either in your name or anonymously.The Benefits of a Donor-Advised FundDonor-advised funds have become the fastest-growing vehicle for charitable giving in America, and for good reason. They combine flexibility, simplicity, and intentionality—all with a focus on Kingdom impact.Here are some of the key advantages:Simplicity – One contribution can fund all your charitable giving, with a single tax receipt and one dashboard to track every grant.Tax Efficiency – Receive your deduction when you contribute, not when you give. Donating appreciated assets can help avoid capital gains taxes, increasing the amount that goes to ministry.Flexibility – Give now and decide later where the funds should go, allowing generosity even as you discern where God is leading.Legacy Planning – Name successors—such as children or grandchildren—to carry on your legacy of generosity.Focus on Mission – Since the administration is handled for you, you can focus your energy on prayerfully deciding where to give.Important Limitations to ConsiderNo giving tool is perfect. Here are a few things to keep in mind:Irrevocability – Once you contribute to a DAF, it's a completed gift—you can't take the funds back.Qualified Recipients – Grants can only be made to IRS-approved charities, not individuals or political causes.Timing of Impact – Funds can remain in the account for years, which may delay charitable impact.At FaithFi, we encourage believers to use DAFs for timely generosity rather than indefinite storage. A DAF is meant to organize your giving, not to hold back what God has already called you to release.Why FaithFi Recommends NCFThere are many donor-advised fund providers—but not all share your faith commitments. That's why we recommend the National Christian Foundation (NCF).NCF doesn't just process gifts; they walk with donors in prayer and biblical wisdom. Their Giving Funds simplify generosity, reduce tax burdens, and amplify Kingdom impact. They can even accept complex, non-cash gifts, such as real estate, business interests, or agricultural assets.More importantly, NCF's team seeks to help every believer become a joyful, generous steward who advances the Gospel through wise giving.To learn more or to open your own Giving Fund, visit FaithFi.com/NCF. You can set up your fund in just minutes. And if you'd like a trusted financial advisor to guide you in the process, visit FindaCKA.com.At the end of the day, a donor-advised fund is just a tool—but in the hands of a faithful steward, it becomes a powerful way to partner with God in His work.When our giving flows from gratitude and trust, every dollar becomes a declaration: God owns it all, and we are His stewards.That's what it means to give with joy, wisdom, and eternal purpose.On Today's Program, Rob Answers Listener Questions:My husband was recently diagnosed with a serious health condition, and we're trying to decide whether it's wise to downsize our home. We currently owe about $198,000, but we're also looking at another house for $137,500. With today's interest rates, we could do a 15-, 20-, or 30-year loan. If my husband's income were to go away, would it be smarter to stay where we are or move to the smaller home with a lower payment?I'm 61 and wondering whether I should withdraw money from my 401(k) to pay off my car loan instead of taking out a new one. I've been looking at my budget and income, and I'm not sure if that's the best move. What do you think?My husband recently passed away. He had an IRA worth a little under $70,000, and I have one too. My financial advisor suggested that I roll his IRA into mine—can I do that, and would that be the best approach? Also, our home is in an irrevocable living trust. Am I allowed to sell it, or does it have to stay in the trust?Our term life insurance policy is set to expire soon. We could cash it out or roll it into a whole life policy, but we already have enough life insurance. With a child heading to college in about a year and a half, we're wondering if there's a smart way to put that money into savings for college without taking a big tax hit.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us a textThis special episode takes another break from Matthew to explore passages from Luke. Drawing inspiration from Ched Myers, I present a sermon that I recently delivered, focusing on two parables unique to Luke: The Parable of Lazarus and the Rich Man (Luke 16:19-31) and The Parable of the Persistent Widow (Luke 18:1-8). To conclude, I share a story illustrating how the second parable came to life in my own town.The story of how the parable came to life comes from the housing justice work of Making Housing and Community Happen. You can find more information about our housing justice work at www.makinghousinghappen.org.
What if we stopped investing like bystanders and started investing like owners and “neighbors” in the story of our finances?When you invest like an owner, our portfolios can reflect faithful stewardship and create real-world impact. Robin John joins us today to share practical ways to move from passive investing to purposeful ownership.Robin John is co-founder and Chief Executive Officer at Eventide Asset Management, an underwriter of Faith & Finance. He's also the author of the book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World.Investing vs. SpeculatingMany people confuse investing with speculating. Speculating—like day trading—is often no different than gambling. It's focused on short-term gains, trying to predict what the market will do tomorrow. But investing is about ownership. When you buy a stock, you're buying a piece of a company. You become a co-owner.That means your money is participating in real work—serving customers, employing people, and creating products that impact lives. As Christians, we should invest in companies we believe are doing good for the world, not just generating profits.Speculation is reactive and anxious. Investing, when done faithfully, allows us to rest in the knowledge that our capital is working toward purposes aligned with God's design for flourishing.The Responsibility of OwnershipOwnership changes everything. It confers ethical responsibility.If you owned a neighborhood store, you'd care deeply about how it serves your community, treats employees, and impacts the environment. In the same way, being a shareholder means you share in both the profits and the moral implications of what that company does.That's why Eventide Asset Management believes that Christians must think like owners, not traders. Ownership means engaging thoughtfully with the companies we invest in—voting proxies, engaging in dialogue with management, and ensuring that our capital is stewarded with integrity. Our investing isn't just about earning; it's about embodying our faith in the marketplace.Why Passive Investing Deserves a Closer LookIn recent years, many investors have turned to index funds or “passive” strategies. While these offer simplicity and diversification, I believe we should pause and ask: What are we actually owning?As Christians, we can't do anything passively—not even investing. Romans 12:2 calls us to avoid conforming to the patterns of this world, to renew our minds, and to discern what is good. That means we can't blindly invest in every company just because it's part of a market index.Do we really want to profit from industries like pornography, abortion, gambling, or tobacco? Our calling is to pursue good profits—profits that come from serving others and honoring God.To meet that need, Eventide has created systematic ETFs—investment funds that provide broad market exposure while intentionally excluding harmful industries. They're designed for believers who want to participate in the market without compromising biblical conviction.The Neighbor Map: Loving People Through InvestingIn his book, The Good Investor, Robin shares something he calls the Neighbor Map—a framework that helps us see all the “neighbors” affected by a business.God's command to “love your neighbor as yourself” (Leviticus 19) isn't abstract. It applies to the business world. At Eventide, they have identified six key neighbors every company should serve:Customers – Are the company's products truly good for those who use them?Employees – Are they treated with dignity, fairness, and care?Suppliers – Are business relationships ethical and respectful?Communities – Does the company create meaningful jobs and contribute positively to local life?The Environment – Is creation being stewarded well? Caring for creation is one of the most direct ways to love the poor, because it's the poor who suffer most from pollution and neglect.Society – Is the company contributing to the flourishing of the broader culture?Faithful investing isn't only about avoiding harm—it's also about embracing good. When we invest in companies that love their neighbors well, we participate in God's ongoing work of restoration.As investors, we're not distant spectators. We're partners. At Eventide, they engage directly with the companies we invest in—raising concerns, asking hard questions, and encouraging leadership to act with wisdom and compassion.Their goal isn't confrontation—it's collaboration. Whether it's addressing supply chain ethics, employee safety, or corporate philanthropy, we approach these conversations as co-owners who want to see good companies become even better.Clarity for Every Christian InvestorMany believers are unaware of what their money supports. That's why the team at Eventide created GoodInvestor.com—a free tool that allows you to screen your portfolio and see exactly what you're investing in. You can also connect with advisors who understand faith-based investing and can help you align your portfolio with your convictions.We hope that Christians everywhere would invest with joy, clarity, and confidence—knowing that their capital is serving God's purposes in the world. When we invest, we're not just moving money—we're shaping the world. Every dollar we deploy carries moral and spiritual weight.Our prayer is that more believers would see investing as a form of worship—a way to love God and neighbor through the stewardship of capital. Together, we can build a world that rejoices, where profits are good, people are valued, and creation is honored.On Today's Program, Rob Answers Listener Questions:Back in 2010, my parents set up a life estate warranty deed for their home, adding my siblings and me to the deed. My mom passed away eight years ago, and my dad passed in December 2024. We're preparing to sell the house now, but I keep hearing that we need to use a “life expectancy table” to calculate the home's value for capital gains or losses. Can you explain how that works and what steps we'll need to take for the taxes?I've saved up three months' worth of income—about $2,300 in total—and I still owe around $500 on a HELOC and another $500 on a credit card with interest rates of about 7% and 8.9%. My question is: Should I treat my savings separately from my three-month emergency fund? For example, if something unexpected happens—like a car repair—I don't want to touch my emergency fund. Is there a certain percentage or guideline for how much should be in an emergency fund versus regular savings?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnEventide Asset ManagementGoodInvestor.com (Investment Screening Tool and Advisor Search)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Let us know what you enjoy about the show!A short parable set in the Himalayan foothills shows how envy fades when we see the quiet trade-offs behind freedom and stability. Through the story of the old tree and the passing clouds, we explore how consistency can be strength, flexibility can be wisdom, and peace arises when we honor our own unique role in life.In this episode: • Parable of the old tree and passing clouds • The contrast between freedom and constancy • Recognizing the trade-offs behind envy • Consistency as an anchor in times of change • Valuing unique roles and strengths • Acceptance of differences without judgment • A practical reflection on purpose and identity✨ A gentle reminder that we can find harmony not by wishing to be different, but by embracing the beauty of who we already are.If you are enjoying the show please subscribe, share and review! Word of mouth is incredibly impactful and your support is much appreciated! Support the show
In this episode we explore the Parable of the Great Banquet a powerful reminder of God's open invitation to everyone to share in His Kingdom. In this story, Jesus teaches that while many reject God's call, His grace extends to all who are willing to come. Join us as we explore the meaning behind this parable and what it reveals about God's love and mercy for us today.
DAY 43: The Parable of the Ten Virigins Welcome to the Gospel in a Year on the Catholic Sprouts Podcast. In this episode we are reading Matthew 25:1-30 To get the most out of this journey through the Gospels, we suggest you PRINT THE GOSPEL IN A YEAR NOTEBOOK. It's free and ready for you right here: http://catholicsprouts.com/the-gospels-in-a-year-on-the-catholic-sprouts-podcast Thank you for joining us! Come Lord Jesus!
Click here for the DRB Daily Sign Up form! TODAY'S SCRIPTURE: Job 20; Mark 3-4 Click HERE to give! Get Free App Here! One Year Bible Podcast: Join Hunter and Heather Barnes on 'The Daily Radio Bible' for a daily 20-minute spiritual journey. Engage with scripture readings, heartfelt devotionals, and collective prayers that draw you into the heart of God's love. Embark on this year-long voyage through the Bible, and let each day's passage uplift and inspire you. TODAY'S EPISODE: Welcome to the Daily Radio Bible! On this October 29th episode, join your host Hunter as we continue our journey through day 302 in the Scriptures. Today, we explore Job chapter 20, reflect on Zophar's somber reminder about the fleeting triumph of the wicked, and move into Mark chapters 3 and 4, witnessing Jesus' power, compassion, and wisdom as he heals, calls his disciples, and teaches through parables. Hunter guides us to pay close attention to the stories Jesus tells—the seed that must die to bring new life, the mysteries of God's kingdom, and the call to surrender and bear much fruit. Listen in as we pray together, give thanks for faithful partners, and remember, above all, that we are deeply loved. Grab your Bible, settle in, and let's warm our hearts by the fires of God's love. TODAY'S DEVOTION: A leaf blade pushes through. We don't know how it happens, but it happens. The word is planted by a farmer—the seed of God's word is thrown out into the soil, and whether that farmer sleeps or gets up, that soil, combined with God's word over time, will create something new. That seemingly dead seed, the result of a dying plant cast into the field, has somehow landed on good soil. And somehow, a leaf blade is about to push through to new life. That which was once dead is about to break forth with life. Jesus tells this story, and he says it's a story we have to understand if we're going to know anything about him, if we're going to have the secrets of the kingdom and of life revealed to us. He's telling us to pay close attention. The seed must die. If it doesn't die, it will remain alone, nothing more than just a seed and alone. But if it dies, it will produce many others—some thirty, some sixty, some a hundred times. Its life will reproduce and yield a rich harvest. That life, released in death, is resurrected. Jesus wants us to pay close attention, because in that leaf blade will come a seed. It will come and be planted on the earth—on Mount Calvary's mountain. There, he, the seed of Abraham, will die, and out of his death will come life. Out of his death will come resurrection and a great harvest of lives—men and women, boys and girls—all made new in him. Jesus says elsewhere, "I tell you the truth, unless a kernel of wheat is planted in the soil and dies, it remains alone. But its death will produce many new kernels, a plentiful harvest of new lives." And just a few verses later in that same chapter in the Gospel of John, he says, "When I am lifted up from the earth, I will draw everyone to myself." He's referring to his crucifixion here. When he—the seed—dies, when he is lifted up on that cross, the result will be everyone being drawn to himself again. Jesus wants us to pay close attention to the story of the seed, the soil, and the farmer. He wants us to see the secret of the kingdom that's about to be revealed. So let's pay close attention. Let's follow his example and give our life away, now that we have been drawn to him, so that we might bear much fruit. That's a prayer I have for my own soul. That's a prayer I have for my family, for my wife, my daughters, and my son. And that's a prayer that I have for you. May it be so. TODAY'S DEVOTION: A leaf blade pushes through. We don't know how it happens, but it happens. The word is planted by a farmer—the seed of God's word is thrown out into the soil, and whether that farmer sleeps or gets up, that soil, combined with God's word over time, will create something new. That seemingly dead seed, the result of a dying plant cast into the field, has somehow landed on good soil. And somehow, a leaf blade is about to push through to new life. That which was once dead is about to break forth with life. Jesus tells this story, and he says it's a story we have to understand if we're going to know anything about him, if we're going to have the secrets of the kingdom and of life revealed to us. He's telling us to pay close attention. The seed must die. If it doesn't die, it will remain alone, nothing more than just a seed and alone. But if it dies, it will produce many others—some thirty, some sixty, some a hundred times. Its life will reproduce and yield a rich harvest. That life, released in death, is resurrected. Jesus wants us to pay close attention, because in that leaf blade will come a seed. It will come and be planted on the earth—on Mount Calvary's mountain. There, he, the seed of Abraham, will die, and out of his death will come life. Out of his death will come resurrection and a great harvest of lives—men and women, boys and girls—all made new in him. Jesus says elsewhere, "I tell you the truth, unless a kernel of wheat is planted in the soil and dies, it remains alone. But its death will produce many new kernels, a plentiful harvest of new lives." And just a few verses later in that same chapter in the Gospel of John, he says, "When I am lifted up from the earth, I will draw everyone to myself." He's referring to his crucifixion here. When he—the seed—dies, when he is lifted up on that cross, the result will be everyone being drawn to himself again. Jesus wants us to pay close attention to the story of the seed, the soil, and the farmer. He wants us to see the secret of the kingdom that's about to be revealed. So let's pay close attention. Let's follow his example and give our life away, now that we have been drawn to him, so that we might bear much fruit. That's a prayer I have for my own soul. That's a prayer I have for my family, for my wife, my daughters, and my son. And that's a prayer that I have for you. May it be so. OUR WEBSITE: www.dailyradiobible.com We are reading through the New Living Translation. Leave us a voicemail HERE: https://www.speakpipe.com/dailyradiobible Subscribe to us at YouTube: https://www.youtube.com/@Dailyradiobible/featured OTHER PODCASTS: Listen with Apple Podcast DAILY BIBLE FOR KIDS DAILY PSALMS DAILY PROVERBS DAILY LECTIONARY DAILY CHRONOLOGICAL
Send us a textWhen you look at what's happening in the world today—wars, division, moral confusion—it's hard not to wonder: Are we in the end times? In this compelling and timely episode, hosts Jared Haley and Mike Westerdal dive into the fascinating world of Biblical prophecy and what Scripture says about the signs of the end. Drawing from the Book of Revelation, the teachings of Jesus, and other prophetic passages, they explore how ancient words may connect to the realities of our modern world—from global politics and technology to cultural shifts that blur the line between good and evil.While opinions and interpretations vary, Jared and Mike's goal isn't to predict dates or feed fear—it's to encourage awareness, faith, and readiness. Through clear, relatable discussion, they unpack complex theological ideas like the “mark of the beast,” the rebuilding of the Jewish temple, and the symbolism of the red heifer in a way that's easy to follow and thought-provoking for believers and seekers alike. They also discuss how the Bible's references to wars, rumors of wars, moral decay, and the rise of global governance might resonate with today's headlines.Most importantly, this conversation reminds listeners that Jesus' message was never about fear, but about faithfulness, urgency, and hope. As Jared and Mike emphasize, no one knows the day or hour—but we are called to be ready. This episode challenges listeners to stay awake, stand firm, and live with purpose in uncertain times by following Christ boldly, sharing the Gospel, and living prepared for His return. Time Stamps00:16 – Welcome to the 'Strong by Design' podcast 00:40 - Join hosts Mike Westerdal & Jared Haley for today's special episode 01:10 - What exactly do people mean by 'End Times'? 04:45 - The unmistakable signs: Are we living in the last days? 05:55 – Diving into the Book of Revelation 12:22 - Unpacking the Biblical significance of the Third Shrine 19:00 – Uncovering the meaning of the Red Heifer in prophecy 23:50 - The dangers of the last days 29:53 - The true meaning of the Parable of the Ten Virgins 33:20 - In these last days, who will stand for the great commission? 39:55 - What is Christ's 1,000-Year Reign? 45:13 - This episode's challenge: Read the Word! Resources:YouVersion Bible App Connect with Mike:Instagram Connect with Jared:InstagramSupport the showConnect w/ CriticalBench: Youtube Facebook Instagram CriticalBench.com StrongByDesignPodcast.com
The most generous people give something money can't buy—their time, their presence, and their love.Generosity reaches far beyond finances. It shapes hearts, strengthens families, and builds communities of grace. Today, Sharon Epps joins us to talk about the long-term impact of generous living.Sharon Epps is the President of Kingdom Advisors, FaithFi's parent organization. Kingdom Advisors serves the broad Christian financial industry by educating and equipping professionals to integrate biblical wisdom and financial expertise.A Simple Question That Changes EverythingIf you've ever wondered what true generosity looks like, it's often simpler—and closer to home—than we think. Generosity isn't measured by dollar amounts or estate plans; it's written on the faces and in the actions of people who live with open hearts.In fact, if you ask someone a simple question like this, you will move their hearts more than you know:“Think about the most generous person you know. What do they look like? What's their countenance? Their posture?”Take a moment to picture them. Chances are, their face lights up your mind's eye. They're probably joyful, peaceful, genuine—and not necessarily wealthy. That's because generosity is about heart, not income. It's about presence, not possessions.When we make generosity personal, it changes us. We stop thinking in abstract ideas and start remembering real people who gave freely of themselves—and in doing so, reflected the heart of Christ.When this question is asked, the answers are often the same: a grandparent, an aunt, an uncle—someone who gave of themselves through love, laughter, and listening. These aren't people who built foundations or donated millions. They modeled generosity through steady love and consistency.That's what long-term generosity looks like. It starts at home and grows outward.Redefining Long-Term ImpactWhen we hear “long-term impact,” our minds often jump to wills, trusts, or endowments. Those are important tools, but they're not the whole story. True long-term impact happens when we invest our lives, not just our assets.Every day, we have the chance to sow generosity through acts of service, hospitality, and encouragement. These simple seeds—when planted faithfully—bear fruit that outlasts any financial gift because they grow in people's hearts.If you long to leave a legacy of generosity, start small.Serve one person this week. Ask God to show you where you can listen, encourage, or help.Be steady and intentional. Generosity grows through daily habits, not grand gestures.Practice generosity with time and words. The way you invest relationally today can change someone's tomorrow.Over time, those small acts of faithfulness will shape the kind of life others remember as generous.Generosity is most powerful when it's shared. Families that give together cultivate hearts that reflect God's heart. Take your children with you when you serve at a food pantry. Let them see generosity in action. Talk about giving not as an obligation but as a joyful response to God's grace.A Practical Tool for GivingOne practical way to make giving intentional is through a donor-advised fund—or what our friends at the National Christian Foundation call a Giving Fund. It's like a charitable checking account where you can deposit money now and prayerfully decide later how to distribute it.Opening one is quick and easy, and it's a great way to involve your children or grandchildren in deciding where to give. You can learn more or start one in under five minutes at FaithFi.com/NCF.Generosity Flows Toward PeopleIn the end, generosity isn't about how much we give—it's about who we're becoming. It's not just an act; it's a lifestyle. When our generosity flows toward people instead of possessions, we participate in God's ongoing story of redemption.That's the kind of impact that lasts far beyond our lifetime.On Today's Program, Rob Answers Listener Questions:I really want to honor God with my giving. I've been thinking about donating to St. Jude Children's Research Hospital and to my local church. Should I split my giving between the two, or focus everything on my church?I called about Qualified Charitable Distributions before, and your explanation helped—but I'm still not sure I understand them. At age 70, it seems like you lose out on any interest or growth from that money, and you can't take a tax deduction. So why would anyone do a QCD at that age? Would it ever make sense to take money from a Roth IRA instead? And are there income levels where a QCD just doesn't make sense?How can I strike the right balance between managing my money wisely and living with radical generosity?I have about $100,000 invested across the S&P 500, NASDAQ, and Dow, but I'm wondering if that's too risky. Would it be safer to put everything into the S&P 500, or is there a better approach? At 76, should I shift more into bonds—and if so, what kind would you recommend?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Redeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
https://youtu.be/A37KsYb8OewMany have claimed the rapture would happen on the Feast of Trumpets — and every date has failed. But Scripture gives us something far better than speculation: a prophetic pattern.In this study, we'll uncover how the Fall Feasts — Trumpets, Atonement, and Tabernacles — reveal the season of the Second Coming, just as the Spring Feasts foretold Yahusha's first coming.We'll connect Matthew 24, the Parable of the Wheat and Tares (Matthew 13), and Revelation 14's Final Harvest, showing how Yahusha was “planted” during the Spring Feasts and returns during the harvest season in the Fall.No, we do not know the day or the hour — but Scripture tells us we can know the season.Join us as we test this Biblically and expose false date-setters once and for all.
Living simply isn't about deprivation—it's about freedom. And that freedom can unleash extraordinary generosity.God calls us to live with eternity in mind—not clinging to possessions but using what we have for His Kingdom. Randy Alcorn joins us today to talk about how we can loosen our grip on earthly things to open our hands to eternal impact.Randy Alcorn is the founder and director of Eternal Perspective Ministries (EPM) and the New York Times Bestselling author of more than 60 books, including Heaven, Money, Possessions, and Eternity, The Treasure Principle, and Giving Is the Good Life. His books have been translated into over 70 languages and have sold more than 10 million copies.Simplicity That Leads to GenerosityYou've likely heard the phrase, “Live simply, that others may simply live.” It's a short sentence with a world of meaning behind it—and one that feels increasingly relevant today.Everywhere we look, we see need. It's been that way ever since sin entered the world, but now the sheer scale is staggering—billions of people living in poverty, lacking food, clean water, or access to opportunity. When we consider this, it should be shocking to see how much of a difference it would make if those of us who follow Jesus simply chose to live on less—so that we could give more.This isn't about rejecting good gifts or living in asceticism. It's about reordering our priorities so that what God provides doesn't end with us. Living simply creates margin. And that margin can fuel generosity that transforms lives, both now and for eternity.Some people hear “simplicity” and think of minimalism for its own sake—going off the grid, cutting out every comfort, or proudly living with as little as possible. But simplicity by itself accomplishes very little.You could live the simplest life imaginable, and still not help anyone. The goal isn't simplicity—it's purposeful simplicity that opens the door to generous living.If God blesses you with wealth, there's no shame in that. In fact, that's a great opportunity. The question isn't how much do you have?—but what are you doing with what you have? Go ahead and earn well, but then invest it in God's Kingdom. Use what He's entrusted to you to love Him and to love others.That's where simplicity finds its true purpose—in freeing you to give more boldly, more joyfully, and more eternally.Seeing Life Through the Lens of EternityWhen Jesus said, “Store up for yourselves treasures in heaven,” He wasn't speaking in riddles. He was revealing a reality that reshapes everything we own. But if we have no concept of Heaven—if we're not eager for the life to come—then treasures in Heaven won't mean much to us.Scripture promises that God will one day bring Heaven down to Earth—the new Earth, a renewed creation where righteousness dwells. That's our forever home. That's the world we were made for.When we live in light of that eternal perspective, it changes how we view possessions today. Why cling to what's temporary when you can invest in what lasts forever? The things of this world fade—but what's given to God's purposes endures.For many of us, money and possessions have enormous mass. But when we give generously, we shift our center of gravity from earth to eternity. We begin to orbit around God's Kingdom rather than our own comfort. That's freedom.Becoming God's Delivery SystemEverything we have comes from God—and it's meant to flow through us, not stop with us. I like to say we're not buckets, we're pipelines. God's resources are meant to move through our lives to accomplish His purposes.If the FedEx driver delivered a package to himself instead of the intended recipient, we'd say he misunderstood his job. And yet, that's what many of us do with God's provision. We assume it's all for us when in reality, we're the delivery system for His grace.The Bible says, “Now it is required that those who have been given a trust must prove faithful.” (1 Corinthians 4:2) Faithful stewards don't hoard. They pass along what belongs to the true Owner.We've all heard the phrase, “God owns it all.” But do we live like it's true? If we really believe that everything we have belongs to Him, then generosity isn't a burden—it's obedience.That changes how we think about earning, saving, and spending. It means asking, “Lord, what do You want us to do with Your money?” That's stewardship in its purest form—managing God's resources for God's glory.Living for the Kingdom, Not the DreamThe Bible doesn't pit generosity against joy. In fact, they belong together. Paul writes in 1 Timothy 6 that God gives us all things richly to enjoy, even as he warns us about materialism.God delights in our joy. He gives good gifts. But He also invites us to hold them loosely. Take that vacation. Enjoy a good meal. But let gratitude and generosity flow together.Living simply doesn't mean rejecting enjoyment. It means finding joy in what pleases God most—seeing our resources advance His Kingdom and bless others in His name.It's easy to justify excess when someone else always seems to have more. But if we're not careful, we can baptize greed in the name of the American dream.God calls us to something far richer—a life rooted in gratitude, freedom, and Kingdom purpose. Living simply and giving generously keeps our hearts anchored in eternity and our hands open to bless others.That's not loss. That's joy. That's freedom. That's treasure that lasts forever.On Today's Program, Rob Answers Listener Questions:I'm 72 years old, still teaching at a state school, and I'd like to resume making payments on my student loans. They've been in deferment, so I haven't been able to make my regular $100-a-month payments. Is there any way I can make those payments? I've been told my loans won't qualify for forgiveness until I start paying on them.My husband and I are 55 and 56, and we own a business along with several rental properties. We have about $500,000 we'd like to invest, and we're considering a hybrid life insurance policy with a benefit access rider for long-term care. We'd put in about $155,000 for a guaranteed $250,000 death benefit each, for a total of $500,000, plus any growth. What do you think about that kind of approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Heaven: A Comprehensive Guide to Everything the Bible Says About Our Eternal Home (Clear Answers to 44 Real Questions About the Afterlife, Angels, Resurrection, and the Kingdom of God) by Randy AlcornMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornEternal Perspective Ministries (EPM)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.