Podcasts about Parable

What kind of soil is your heart? In this first Sunday message of the year we open Mark chapter 4 and study the Parable of the Sower. Jesus reveals four types of soil that represent how people respond to God's Word and why only one kind of heart produces real spiritual fruit. This sermon will challenge you to go deeper in discipleship pull the weeds of distraction and live with a Kingdom mindset that produces a 30x 60x and 100x harvest. If you want your faith to last grow and multiply, this message is for you.

On this first Sunday of 2026, we continue our Gospel of Mark Series by turning to a passage of Scripture that helps us lay a strong foundation for a fruitful spiritual year. Together, we explore Jesus' Parable of the Sower and reflect on what the four soils reveal about our hearts and our lives of faith. Scripture Referenced: Mark 4:1-9

It's only day two of the new year. How are those resolutions holding up?Every January, many of us recommit to eating better, exercising more, or finally getting our finances on track. And yet, most resolutions fade long before winter does. The issue usually isn't a lack of desire—it's a lack of accountability and perspective.That's especially true when it comes to budgeting. Managing money well requires more than good intentions. It requires clarity about why we're doing it and a system that supports us day by day.To explore that idea, we sat down with Chad Clark, Chief Technology Officer at FaithFi, to discuss what actually helps people follow through on their financial goals.Why Budgeting Often Feels Like a DietChad shared an observation from years of building budgeting tools: many people view a budget the same way they view a diet. They know it's necessary, but it feels restrictive, temporary, and easy to abandon when life gets busy.The problem usually isn't the budget itself. It's the missing “why.”You may know what you want to do—get out of debt, save more, or give generously—but without a compelling reason behind it, the motivation fades quickly. Sustainable habits require more than goals; they need purpose.For believers, Scripture gives us a clear foundation for our financial “why.” Psalm 24:1 reminds us, “The earth is the Lord's, and everything in it.” God owns it all. We don't.That truth reshapes budgeting entirely. If God is the owner, then our role is stewardship—managing what He has entrusted to us for His purposes.But Chad introduced an important distinction: how we view God as owner matters just as much as recognizing His ownership.Passive Owner vs. Active OwnerChad used a helpful analogy. Imagine managing a coffee shop for someone else.A passive owner hands you the keys, says, “Good luck,” and disappears. You make every decision on your own, unsure what the owner really wants.An active owner, on the other hand, says, “Call me anytime. I'm here to help.” That owner stays engaged, offers guidance, and shares responsibility.Many of us unknowingly treat God like a passive owner—assuming He's uninvolved in our day-to-day money decisions. But Scripture paints a different picture. God desires to be an active owner, guiding us through the Holy Spirit as we seek wisdom and direction.That realization lifts a heavy burden. We're not meant to figure it all out on our own.When we see God as an active owner, budgeting stops being a rigid rulebook and becomes a practical tool for faithful stewardship.A budget isn't the goal—it's the means. It helps us manage the King's resources wisely, align our spending with our values, and make intentional decisions rather than reactive ones.Without this perspective, budgeting can feel overwhelming or pointless. With it, budgeting becomes an act of faithfulness.Why Systems Matter More Than WillpowerAnother key insight Chad shared: budgeting isn't about finding the perfect method—it's about having a system.People manage money differently. Some thrive with detailed categories. Others prefer broader guardrails. The important thing is consistency, not complexity.That's why the FaithFi app was designed with multiple budgeting systems, including a digital version of the classic envelope method many longtime listeners recognize. The goal isn't to force everyone into the same mold, but to help each person find a system that fits their habits and personality.Over time, that system becomes part of daily life—like your morning cup of coffee. When you're not checking in with it, you can feel that something's off.Budgeting Together as a CoupleChad also shared how using a budgeting tool transformed his own marriage. Early on, money was their most significant source of conflict—even though he considered himself “the finance guy.”Once they started using a shared system, the conversation changed. Instead of arguing, they could see the same information, talk openly, and make decisions together. Budgeting became a way to pursue unity, not tension.For couples, shared visibility and accountability can be a powerful gift.If You've Tried Before and Given UpIf budgeting feels exhausting—or if you've tried and failed before—Chad's encouragement was simple: don't give up.Often, past frustration stems from using tools that were too rigid or didn't align with how you're wired. With the right system, guidance, and support, budgeting can become sustainable—and even freeing.If one of your New Year's resolutions is to get your finances back on track, remember this: lasting change starts with perspective, not pressure.When you begin with God as the active owner and see budgeting as a tool for stewardship, everything changes. And with the right system in place, you don't have to walk that road alone.You can learn more or download the FaithFi app at FaithFi.com and take a meaningful step toward wise, faithful money management in the year ahead.On Today's Program, Rob Answers Listener Questions:I'm 46 and plan to retire at 70. My employer's 401(k) plan is in a target-date fund, and I'm contributing more than necessary—about 160% of my goal. Should I scale back to just the employer match and direct the extra savings to an IRA? I also have an HSA and currently split contributions between a traditional and a Roth 401(k).I help manage finances for a church and want to know: how much should churches and nonprofits typically keep in reserves for ongoing operations?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Church Cash Reserves - How Much Is Enough? By Dan Busby and Michael Martin (ECFA Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode we look at one habit that could revolutionize our lives if we are willing to apply it.Other episodes referenced:Episode 24: The GospelEpisode 127: The Parable of the VineyardScriptures referenced:Matthew 18:21-35Romans 6:23John 3:16Matthew 6:14-15Matthew 5:21-26Mark 11:20-25Hebrews 10:19-22John 14:6Matthew 6:4,6,18Ephesians 4:26-271 Samuel 19:10Ephesians 4:30-32Matthew 18:15-20Proverbs 27:6Proverbs 27:17Proverbs 19:11Psalm 55:22Luke 7:31-35Luke 6:22-23,26Luke 7:47**CORRECTIONS/CLRAIFICATIONS**In Luke 11:22 I accidentally said "him" instead of "them". Here is the verse verbatim: "And Jesus answered them, 'Have faith in God.'"I said, "So, forgiveness is also not acknowledging or diminishing the hurt that they did against you." I meant, "So, forgiveness is also not not acknowledging..."Feel free to email the podcast at ijustwanttotalkabout@gmail.com, and we will respond as soon as we are able!I WANT TO BE DISCIPLEDI am on staff with another ministry called Mentoring Men for the Master (M3). M3 is a discipleship ministry; so, if you are interested in being discipled and having someone come alongside you to invest in you and your walk with Jesus, or if you would like to do this in someone else's life, feel free to email us at info@mentoringmen.net. You can also check out M3's website by clicking "I want to be discipled". Also note that despite the ministry's name, M3 disciples both men and women; so, the offer is open to all!I WANT TO SIGN UP FOR THE NEWSLETTERIf you would like to sign up to receive newsletter updates, simply click "I want to sign up for the newsletter" and fill out the form. Also, feel free to check out our most recent newsletter.I WANT TO SUPPORT THE PODCASTIf you feel so led, you can support the podcast by clicking "I want to support the podcast". I Just Want to Talk about the Bible is a 501(c)(3) nonprofit organization, which means that any donations made are tax-deductible. Thank you so much for giving as the Lord leads!...

Every January, millions of people set fresh goals: eat healthier, exercise more, or get their finances in better shape. These are good and worthy aims. Yet studies consistently show that most resolutions fade within a few weeks.So if this is the year you want to steward money more wisely—get out of debt, save consistently, or live with greater margin—what actually helps habits last beyond January?The answer isn't more motivation. It's a better foundation.Why Good Intentions Aren't EnoughResolutions often fail for predictable reasons. We set goals that are vague or unrealistic. We don't connect them to a meaningful “why.” Or we jump in without a system to support change. When life gets busy or discouraging—as it always does—old habits quickly take over.If you've ever tried to stick to a spending plan, curb impulse purchases, or make steady progress on debt, you know those difficult moments will come. Lasting change doesn't happen by hoping harder. It happens when old patterns are replaced with new, intentional habits.The Power of a PlanOne of the most common reasons financial resolutions fail is simple: we try to change without a plan. But you can't hope your way into better money habits.A spending plan turns good intentions into clear, practical choices. It gives your money direction and helps automate progress so your goals become part of everyday life—not just something you think about when motivation is high.More than that, a plan allows you to steward what God has entrusted to you with purpose and clarity, rather than relying on willpower alone.Accountability Makes Progress StickWe were never meant to pursue growth in isolation. Accountability strengthens resolve and keeps discouragement from becoming defeat.Invite a trusted friend to check in with you regularly. Make it a family goal to reduce spending or save consistently. Celebrate wins together—and when you fall short, don't quit. Reset and keep going.Stewardship is a journey, not a single moment of success.Willpower Isn't Enough—You Need God's StrengthEven with a solid plan, many people still struggle to keep their resolutions. Often, it's because they're trying to do it all in their own strength.Lasting change requires spiritual power, not just discipline. Scripture reminds us of this truth:“No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” — Hebrews 12:11New habits often feel uncomfortable at first. A budget can feel restrictive. Cutting back can feel frustrating. Saying no to impulse purchases can feel like a sacrifice. But God promises that discipline rooted in faith produces something beautiful over time—peace, stability, and a life aligned with His wisdom.That's why prayer matters. Ask God to reshape your desires, guide your decisions, and strengthen you when the novelty wears off. If you're married, pray together, inviting the Lord to give you unity as you pursue shared financial goals.Build S.M.A.R.T. Financial GoalsOnce your plans are grounded in prayer, structure matters. One of the most effective ways to build that structure is by setting S.M.A.R.T. financial goals—goals that are:SpecificDon't say, “I want to save more.” Say, “I will save $100 each month.” Clear goals are easier to follow.MeasurableTracking progress keeps you motivated. Seeing balances change and debt shrink builds momentum.AchievableDon't expect to undo years of financial strain in a few weeks. Small wins compound over time—and they prevent discouragement.RealisticDream boldly, but plan honestly. Your goals should reflect your actual income and expenses—not depend on debt to fill the gaps.TimelyEvery goal needs a timeframe. Whether you're saving, paying down debt, or building margin, set milestones and review your plan regularly to adjust and keep moving forward.A Better Measure of SuccessAs you set financial goals for the new year, remember that every number tells a story—about God's provision, your heart's priorities, and the opportunities He gives you to bless others.Success isn't measured by how much you accumulate, but by how clearly your finances point to Jesus as your ultimate treasure.If you'd like help building habits that last, the FaithFi app is designed to help you create a plan, track progress, and stay encouraged along the way. You can find it in your app store or visit FaithFi.com to learn more.Faithful stewardship isn't about perfection—it's about steady, surrendered steps forward.On Today's Program, Rob Answers Listener Questions:A credit card company is suing a family member over about $12,000 in debt. His wages are now being garnished, and he's worried about losing his home and damaging his credit. His wife ran up the debt without his knowledge. Is there any advice I can give him? Would filing for bankruptcy stop the wage garnishment, or is it too late since the case is already in court?I set up a TreasuryDirect account, but can't figure out how to convert my paper I Bonds to electronic form. The website isn't clear about how to add them. What steps do I need to take to convert them?My wife and I just turned 64, and both work at the same Christian school. We have an eight-year-old, and our employer offers a family health plan that covers all of us. As we approach Medicare age, do we have to leave the family plan? What do we need to do about enrolling in Medicare, and how does it affect our child's coverage?I've used your financial small-group curriculum before. Do you currently offer any small-group resources or curriculum? If so, what would you recommend?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)TreasuryDirect.gov | Converting Paper Bonds to Electronic BondsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We learn in depth the parable of Yotam and its significance

Parable of the Unrighteous Manager - This story is crafted from Luke 16:1-18 where Jesus talks about how money managers cheat on their clients and what you should look for in a money manager that you would hire. All good advise. To find out how you can support this ministry by visiting our website at https://lizardtracks.net. My stories can be fond of your favorite podcast App or Alexa, search for Podcast Lizard Tracks.

The Parable of The Boiling Pot - The Book of Ezekiel - Chapters 234-25- 2025 Study by Shawn Ozbun

A new year often inspires fresh resolve. We plan more carefully, set ambitious goals, and commit to making this time different. But year after year, many resolutions quietly fade—not because people lack sincerity, but because most change efforts rely on willpower alone.That's where a deeper, more biblical approach to change comes in.Today on Faith & Finance, I sat down with Taylor Standridge, Production Manager at FaithFi and lead writer of Our Ultimate Treasure and Look at the Sparrows, to explore why so many resolutions fail—and what Scripture reveals about change that truly lasts.Why Willpower Isn't EnoughTaylor explained that most resolutions fade because they're built on effort rather than formation.“Willpower is a limited resource,” Taylor said. “We assume that if we just try harder or become more disciplined, we'll finally become the person we want to be. But once motivation wears off, or life gets stressful, old patterns take over.”According to Taylor, the problem isn't that people set bad goals—it's that they try to change actions without addressing identity. Without a deeper shift in what we value and who we believe we are, even the best intentions eventually lose momentum.“We may change what we do for a while,” Taylor said, “but if we don't change the kind of person we're becoming, those changes won't last.”Behavior Change vs. Identity TransformationTaylor drew a helpful distinction between modifying behavior and experiencing true transformation.“Behavior change is about effort—showing up, pushing through, saying no,” he said. “But identity transformation reshapes our desires and motivations. It changes why we choose what we choose.”That's why FaithFi emphasizes the idea that behavior follows belief. When change focuses only on habits, goals often end once they're achieved. But when change is rooted in identity, it cultivates a way of life that continues beyond any milestone.“It's the difference between acting healthy and becoming the kind of person who naturally chooses health,” Taylor explained.How Identity Changes the Way We Set GoalsTo illustrate, Taylor pointed to health resolutions—one of the most common goals people set each year.“A behavior-based goal might be, ‘I want to lose 20 pounds,'” Taylor said. “That's fine—but once the weight is gone, the motivation often disappears.”An identity-based goal asks a deeper question: What kind of person do I want to become?“When someone says, ‘I want to honor God by caring for the body He's given me,' everything changes,” Taylor said. “Now the goal isn't just a number—it's a lifestyle.”Identity-driven goals last because they're rooted in purpose, not pressure.Applying Identity to Financial ResolutionsTaylor said this approach is especially powerful when applied to financial goals.“Let's say someone wants to pay off $20,000 in debt,” he said. “That's a great goal—but it becomes far more meaningful when it's rooted in identity.”Instead of focusing solely on eliminating debt, Taylor encouraged believers to frame their financial goals around stewardship.“When someone says, ‘I want to be a wise steward so I can live with freedom and give generously,' the goal becomes formative,” he explained. “That identity continues shaping decisions long after the debt is gone.”According to Taylor, identity-based stewardship influences spending, saving, giving, and long-term financial faithfulness—not just one year's resolution.Scripture Shows That Change Starts in the HeartTaylor pointed out that this inward-first approach isn't a modern idea—it's woven throughout Scripture.“God has always been after our hearts, not just our habits,” Taylor said. “Israel had clear commands, but having the law wasn't enough. Their hearts were unchanged, so their lives were unchanged.”That's why God promised to give His people a new heart and a new spirit. Taylor noted that Jesus echoed this truth when He taught that a tree is known by its fruit—what we produce flows from who we are.“God isn't impressed by performance alone,” Taylor said. “He desires people who trust Him and live out of that trust.”The Holy Spirit Makes Lasting Change PossibleTaylor emphasized that true transformation is not self-generated—it's Spirit-empowered.“External rules can restrain behavior, but they can't renew desires,” he said. “The new heart God gives doesn't just help us try harder—it reorders what we love.”Under the new covenant, believers don't rely on their own strength to change. Instead, the Holy Spirit reshapes desires and produces fruit like self-control, patience, and faithfulness.“These qualities are called the fruit of the Spirit for a reason,” Taylor said. “They grow naturally as we remain rooted in Christ.”As the new year begins, Taylor encouraged believers to start with prayerful reflection rather than immediate goal-setting.“Ask, ‘Lord, where are You inviting growth in my life?'” he said. “Pay attention to holy dissatisfaction—the places where God is gently nudging you toward change.”Taylor also encouraged seeking wisdom from Scripture and trusted believers, noting that identity is not something we invent, but something God forms in us.“The goal is alignment,” he said. “Not creating a new identity, but embracing the one God is already shaping through His Spirit.”Let Goals Flow from IdentityOnce identity is clear, Taylor said goals become expressions—not endpoints.“If you want to be a faithful steward, build practices that reflect that,” he said. “Budget, automate savings, grow in generosity. If you want to be healthier, choose routines that align with that identity.”Taylor emphasized the value of structure and measurable goals, noting that tools such as progress tracking and target-setting drive accountability. But he stressed that numbers should never become the foundation of change.“Goals can be reached. Circumstances can shift,” Taylor said. “Identity is what lasts.” In closing, Taylor offered a simple but powerful encouragement.“Start small. Trust the Holy Spirit. Focus on faithfulness, not perfection,” he said. “You're not pursuing change alone. The God who calls you to transformation walks with you and delights in your growth.”When resolutions flow from who God is shaping us to be, they don't just last for a year—they shape us for a lifetime.On Today's Program, Rob Answers Listener Questions:I took out a Parent PLUS loan for my son years ago, and after falling behind, the balance has grown to about $20,000. I'm a few years from retirement and can't afford to carry this debt into retirement. Should I tap my 401(k), even with penalties, or reduce my contributions—while keeping my employer match—and use that money to pay the loan down? I haven't qualified for forgiveness or income-driven repayment and need direction.My husband and I are 40 and 42, debt-free, and paid cash for our home and our kids' college. We have $140,000 in savings, including a $40,000 emergency fund, and want to invest the remaining $100,000. We're both self-employed and don't have employer retirement plans. What's the best way to invest this money?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mere Christianity by C.S. Lewis w/Christen Blair Horne & Jesan Sorrells---00:00 Welcome and Introduction - Mere Christianity by C.S. Lewis.00:10 Belief, Theology, and Worldview.08:32 "Confused Reading Journey"10:44 "Fear of Critiquing Islam"20:01 "Somme: 60,000 British Lost"21:40 "Reflections on War and Legacy"29:44 "Chesterton vs. Lewis: Class & Wit"36:48 "Enlightenment's Law of Human Nature"42:05 "Secular Shift in Christian Education"44:49 "Exploring the Hebrew Roots Movement"49:42 "Revelations, Robots, and Survivalists"58:09 "Towards a Unique American Theology"01:01:26 Critique of Billy Graham's Approach01:07:21 Controversial Reformed Christian Leader01:10:31 "Church vs. State Authority"01:17:04 "Faith, Debate, and Dismissal"01:25:45 "Paul Johnson on Christianity"01:29:41 "Modern Beliefs and Ancient Heresies"01:34:53 "Questioning Moral Relativism"01:41:13 "Parable of the Sower"01:44:22 Rooted Faith or Shallow Ground01:49:03 "Seeking Understanding and Context"01:55:50 "Disagreement Isn't Sinful"---Opening and closing themes composed by Brian Sanyshyn of Brian Sanyshyn Music.---Pick up your copy of 12 Rules for Leaders: The Foundation of Intentional Leadership NOW on AMAZON!Check out the 2022 Leadership Lessons From the Great Books podcast reading list!--- ★ Support this podcast on Patreon ★ Subscribe to the Leadership Lessons From The Great Books Podcast: https://bit.ly/LLFTGBSubscribeCheck out HSCT Publishing at: https://www.hsctpublishing.com/.Check out LeadingKeys at: https://www.leadingkeys.com/Check out Leadership ToolBox at: https://leadershiptoolbox.us/Contact HSCT for more information at 1-833-216-8296 to schedule a full DEMO of LeadingKeys with one of our team members.---Leadership ToolBox website: https://leadershiptoolbox.us/.Leadership ToolBox LinkedIn: https://www.linkedin.com/company/ldrshptlbx/.Leadership ToolBox YouTube: https://www.youtube.com/@leadershiptoolbox/videosLeadership ToolBox Twitter: https://twitter.com/ldrshptlbx.Leadership ToolBox IG: https://www.instagram.com/leadershiptoolboxus/.Leadership ToolBox FB: https://www.facebook.com/

As we step into the Gregorian year 2026, and continue through the Hebrew year 5786, the Lord is revealing a powerful prophetic mandate: DOMINION & MULTIPLICATION.5786: “Pey Vav” — The voice of the Lord (80) connecting heaven and earth (6).2026 continues the Genesis 1:26–28 mandate — to be fruitful, multiply, replenish, subdue, and take dominion.God is calling His people to bring heaven to earth through wisdom, prudence, forgiveness, and kingdom identity.In this message, we explore:The prophetic meaning of 5786 & 2026Why this is a year of kingdom manifestationMatthew 6 — building a life that reflects heaven's cultureHow to walk in heavenly provision, healing & prosperityWhy forgiveness and releasing debts unlock kingdom promotionThe parable of the clever steward (Luke 16:1–9) and heavenly habitationsWisdom & prudence as the key to kingdom wealth & alignmentScripture Highlights:• Genesis 1:26-28Luke 16:1-9 (Parable of Wise Steward)• Matthew 6:9-13• Ephesians 2:6• Proverbs 1:1-7Books & ResourcesJoin Ascend Classes — FREE impartation & activation monthlyThursday January 15 at 10 am and 6 pm est http://bit.ly/4gfRKXmIn USA get your copy of my new book "Cracking the Time Code" to defeat delay and secure God's promises https://www.candicesmithyman.com/shop/p/preorder-cracking-the-time-code-step-into-supernatural-acceleration-stop-cycles-of-delay-and-secure-gods-promises-todayNext Class Thursday January 15 2026 lat 2 pm est- Sign up for “Kingdom Wealth Strategies” for a 6 month COACHING in how to increase prosperity - excellent for marketplace ministry leaders and thoseWanting to dig deeper into God's plan for wealth and prosperous living.https://dream-mentors-transformational-life-coaching.teachable.com/l/pdp/kingdom-wealth-strategies-class-prophetic-communityGet your copy of “365 Prophetic Revelations from the Hebrew Calendar”Www.candicesmithyman.com or out of USA go to https://amzn.to/4aQYoR0https://amzn.to/4aQYoR0Enroll in Soul Transformation and Dream Mentors 101 to become a credentialed biblical life coachWww.dreammentors.orgPodcast: Manifest His Presence on SpotifyEvents & Itinerary:https://candicesmithyman.com/events

As New Year's Eve approaches and many of us think about resolutions, we're pulling a classic episode from the vault: "Our Duty to Improve." In this candid conversation recorded a few years ago, Greg and Ed the Protestant reflect on a question that's both practical and deeply doctrinal: Does God expect us to become better versions of ourselves? Drawing from Scripture (like the Parable of the Talents), the idea of stewardship, and their own experiences in evangelical and Catholic circles, they challenge the popular notion that "God loves you just as you are" means there's no call to grow, mature, or change. They talk about sanctification not as optional self-help, but as a real responsibility to steward well the time, body, relationships, and opportunities God has entrusted to us. It's a timely reminder that salvation by grace is the starting line—not the finish—and that authentic Christian life should produce visible fruit over time. Perfect for anyone making (or rethinking) New Year's resolutions through the lens of faith. For a deeper dive into this topic, check out "Faith and Works, Part 4: A Call to Growth": https://www.patreon.com/posts/faith-or-works-4-139944861?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link SUPPORT THIS SHOW Considering Catholicism is 100% listener-supported. If this podcast has helped you on your journey, please become a patron today! For as little as $5/month you get: • Every regular episode ad-free and organized into topical playlists • Exclusive bonus content (extra Q&As, Deep-Dive courses, live streams, and more) • My deepest gratitude and a growing community of like-minded listeners ➡️ Join now: https://patreon.com/consideringcatholicism (or tap the Patreon link in your podcast app) One-time gift: Donate with PayPal! CONNECT WITH US • Website & contact form: https://consideringcatholicism.com • Email: consideringcatholicism@gmail.com • Leave a comment on Patreon (I read every one!) RATE & REVIEW If you enjoy the show, please leave a rating (and even better, a review) on Apple Podcasts, Spotify, or wherever you listen — it really helps new listeners find us. SHARE THE SHOW Know someone who's curious about Catholicism? Send them a link or share an episode on social media. Thank you! Christus vincit, Christus regnat, Christus imperat.

Parable of the Two Debtors - This story is crafted from Luke 7:40-50 Jesus answers a question at a party about forgiveness and who is more appreciative the one with greater debt or lesser debt. To find out how you can support this ministry by visiting our website at https://lizardtracks.net. My stories can be fond of your favorite podcast App or Alexa, search for Podcast Lizard Tracks.

As we step into a new year, one question guides everything we do: How can we better serve believers who want to manage God's money, God's way?At FaithFi, that question has shaped a season of prayer, growth, and fresh vision. Today on Faith & Finance, we sat down with Afton Phillips, our Head of Content, to talk about what God has been doing—and where He's leading us next.What follows is a look at the remarkable momentum of the past year and the exciting resources coming in the year ahead.A Year of Remarkable Growth and God's ProvisionThe past year has been one of extraordinary growth for FaithFi—growth that reflects a deep hunger for biblical wisdom applied to everyday financial decisions.Our podcast audience grew by 55,000 listeners, bringing the total to more than 880,000 listeners.Faith & Finance is now heard on over 2,000 radio stations nationwide.Our FaithFi Partner community grew by nearly 600 partners, enabling us to expand our reach and deepen our impact.Behind the scenes, God also provided through new team members, a completely redesigned website filled with original content, and countless stories from listeners whose lives are being shaped by Scripture-centered financial guidance. It's a powerful reminder that timeless biblical wisdom still meets very real, modern needs.Looking Ahead: What Excites Us MostMomentum invites vision—and the year ahead is full of it.Our Ultimate Treasure DevotionalOne of the most anticipated resources is a new devotional, Our Ultimate Treasure, written to help believers understand financial stewardship through the lens of the gospel. While it officially releases in 2026, anyone who becomes a FaithFi Partner by December 31 will receive it as a thank-you gift.This devotional is designed to anchor financial decisions in eternal perspective—reminding us that money is a tool, not our treasure.A Brand-New FaithFi App ExperienceEarly next year, we're launching FaithFi 5.0, a completely redesigned app experience that makes practical money management simpler—and spiritual formation deeper.At the heart of the update is a new feature called Financial Rhythms. These rhythms are daily, intentional practices that help align financial habits with God's truth through Scripture, reflection, and action. The goal isn't just better budgets, but transformed hearts.Alongside these rhythms, the app will include:Interactive studies and devotionalsAudio versions of select resourcesA growing digital library, including articles from Faithful Steward magazineFaithful Steward Magazine and a Special New EditionFaithFi now releases Faithful Steward magazine quarterly, each issue filled with original, thoughtful content. In the coming year, we're also preparing our first-ever special edition, focused entirely on women and wealth.This issue will build on findings from the nationwide Women, Wealth, and Faith study and explore how more women are stewarding God's resources with wisdom, confidence, and faith.Introducing FaithFi Field Guides: A New Resource CategoryOne of the most exciting developments is the launch of an entirely new product category in 2026: FaithFi Field Guides.These workbook-style guides are designed to help believers thoughtfully answer the questions financial advisors hear most often:How much is enough?How do I give intentionally?How do I prepare the next steward?Each Field Guide will combine biblical framing, reflective questions, and practical worksheets—tools that can be used individually, as a couple, in small groups, or alongside a Certified Kingdom Advisor (CKA). Rather than prescribing one-size-fits-all answers, these guides are meant to help people discern their own next faithful step.Across all our resources, the heart remains the same: to connect biblical truth with real-life application in ways that reduce overwhelm and encourage confidence. By breaking big decisions into manageable steps, we hope to remind believers that they're not alone—and that God is faithful as they seek to honor Him.Powered by FaithFi PartnersNone of this would be possible without FaithFi Partners. Their generosity fuels every broadcast, devotional, app feature, and study. Partners receive:Premium access to the FaithFi appFaithful Steward magazine, each quarterNew devotionals and books delivered to their doorYou can become a partner by visiting FaithFi.com/Give and making a $35 monthly or $400 annual donation.Right now, every gift is matched dollar-for-dollar through December 31, doubling its impact as we equip even more families to live as faithful stewards.A Prayer for the Year AheadAs we look forward, our prayer is simple: that you would grow in confidence as a steward of God's resources, resting in His faithfulness and wisdom. The future is bright—not because of innovation alone, but because God continues to guide, provide, and transform lives through His truth.The best is yet to come.On Today's Program, Rob Answers Listener Questions:My son recently graduated from college and now has a significant amount of student loan debt at high interest rates. What options or strategies could help him lower the long-term cost of repaying those loans?I recently sold my home and have about $50,000 in equity. I'd like guidance on how to invest that money—and how to minimize or avoid long-term capital gains taxes.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Parable of the Soils

Missionary martyr Jim Elliot famously wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.” Those words capture a vision of life that values eternal reward over temporary success—and they're being lived out today in an unexpected place: the NFL.When many people think of professional athletes, generosity may not be the first word that comes to mind. But Kirk Cousins, a 4-time Pro Bowl quarterback, is quietly challenging that assumption. For Cousins, faith isn't a compartment—it's the lens through which he approaches football, finances, family, and the future.A Faith Shaped at HomeKirk often points back to his upbringing as a pastor's kid. His parents modeled two complementary virtues: careful stewardship and open-handed generosity. Budgets mattered. Overspending was avoided. But when it came to helping others, generosity was practiced freely.That example left a lasting impression. As Kirk puts it, generosity was caught, not just taught. Watching his parents hold money loosely prepared him for a future where financial decisions would come with far greater stakes—and far greater temptation.When Kirk entered the NFL, the learning curve was steep. His first signing bonus—a six-figure check—was unlike anything he had ever seen. Unsure how to handle it, he called his dad for advice, only to discover they were navigating unfamiliar territory together.That moment marked the beginning of a stewardship journey that continues today. From the start, Kirk committed to simple but demanding principles: give first, save wisely, and live within bounds. Practicing those habits early helped anchor him when income grew and public pressure mounted.The Tension of a Finite CareerUnlike many professions, professional athletics comes with a built-in expiration date. That reality creates a unique tension: the need to save aggressively while still giving generously. For Kirk, that tension has become an invitation to trust God more deeply.Giving can feel risky when a career is visibly diminishing. Yet Kirk sees those moments as opportunities to shift the pressure off himself and back onto God—to believe that obedience and generosity create space for God to provide and direct what comes next.From Rules to RelationshipOne of Kirk's most compelling insights is the distinction between religious box-checking and genuine discipleship. It's possible, he admits, to treat giving like a checklist—do the minimum, meet the requirement, move on. But that's not the abundant life Jesus describes.Instead, Kirk points to Jesus' parable of the hidden treasure. When the treasure is truly seen as valuable, surrender becomes logical, even joyful. Financial decisions don't lead the heart; the heart leads the finances. When Christ is the treasure, generosity follows naturally.Scripture doesn't give a universal percentage or spending rule for believers. That absence is intentional—it drives us to prayer and discernment. Kirk and his wife, Julie, continue to wrestle with what “enough” looks like for their family, recognizing that the answer requires humility, wisdom, and the Holy Spirit's leading.Money, Kirk says, is a tool—a test, a testimony, and a means to an end. Growth without purpose risks becoming a search for control rather than an instrument for Kingdom impact. The question isn't just how much is being accumulated, but why.Unity in GenerosityOne of the most formative pieces of advice Kirk received early in his career was simple: always give in unity with your wife. That principle has shaped every major giving decision he and Julie make.Disagreement isn't ignored—it's prayed through. Spousal unity, Kirk believes, is often a channel through which God provides clarity and protection. Generosity practiced together strengthens both stewardship and marriage.As they consider estate planning and their children's future, Kirk and Julie intentionally prioritize wisdom over wealth. Their hope is not simply to pass down assets, but to raise children who can steward them faithfully.Their long-term vision includes generous support for their foundation and Kingdom causes, with no desire for wealth to linger aimlessly beyond its intended purpose. In Kirk's words, the goal is impact—not permanence.One place especially close to Kirk's heart is Christian education. His experience attending a Christian high school profoundly shaped his faith, and he's passionate about ensuring future generations have access to a similar formative environment. Supporting schools, teachers, and students has become a meaningful outlet for his generosity.A Different Definition of SuccessKirk Cousins' story reminds us that success isn't measured by contracts, trophies, or net worth—but by faithfulness. In a world that applauds accumulation, his life points to something better: surrender, trust, and joyful generosity rooted in Christ.As Ron Blue often says, the question isn't how much we can keep, but how much is enough—and what God would have us do with the rest.On Today's Program, Rob Answers Listener Questions:I recently sold my business, and after paying off debts and taxes, I expect to have approximately $2–$2.5 million. It's a bit overwhelming, but I feel incredibly blessed and grateful. I have a few questions: How should I invest this money safely, given that I'm pretty risk-averse? How much cash should I keep on hand? And I also have a question about tithing.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Kirk CousinsJulie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hunter shares a quarterly check in and update about the goings on at Parable.Connect with Us:contact@parableministries.comParableMinistries.comParablePublishing.comInstagramTikTokCheck out our other podcasts!"Rejoice, O Beloved!"CommentariesMy Dusty BibleMusic created by Chad HoffmanArtwork created by Anthony KuenziIf you feel led to give to Parable Ministries, please visit: Donate

The Parable of the Sower 4 Again he began to teach beside the sea. And a very large crowd gathered about him, so that he got into a boat and sat in it on the sea, and the whole crowd was beside the sea on the land. 2 And he was teaching them many things in parables, and in his teaching […]

This week Arlo looks for adventure through the telescope in his lighthouse! He is hoping to learn about someone new today. Will learn with the help of his friend Kelby the octopus? Let's find out!For more great stories and things to do, head to Saddlebackkids.comAnd to see the video version of Happy Harbor, check out our youtube channel!Parents, there's plenty for you too at Saddlebackparents.com, and don't forget to subscribe to the On Purpose Parents podcast from Saddleback Parents.Talk It OverThe Parable Of The Lost SheepHey parents! Use these questions as a guide to talk over this week's lesson about The Parable of the Lost Sheep with your child after they've listened to the episode!Who was today's Bible story about?Jesus.A man had 100 sheep. What sound does a sheep make?Baa.Uh-oh. What happened when he lost one of his sheep?He looked and looked all around to find it. Let's play peek-a-boo! You can pretend to be the sheep and I'll cover my eyes then find you. Ready? Peek-a-boo sheep!How did the man feel when he finally found the lost sheep?He was happy! He asked everyone to come celebrate. Let's jump and clap our hands and celebrate, too.Take some time to pray with your toddler. Encourage your toddler to sit with you and fold their hands, saying something like:God, thank you for loving us. Thank you for making us. Thank you for wanting to be our friend. Thank you that you will take care of us. We love you! Amen!Parent Encouragement - The Parable of the Lost SheepHey parents! Here's something for you to be encouraged by and get ideas to bring this Bible story into your everyday conversation with your child at home!DownloadCraft – I-Spy BagIn this craft, your toddler will make an I-Spy bag filled with hidden items from the Bible story. As they look for the items in their bag, they will be reminded that the shepherd looked for the sheep. He loved the sheep, and God loves us!DownloadActivity – Balloon SheepIn this activity, your toddler will have fun as they find all of the sheep like the shepherd found his lost sheep in our Bible story. The shepherd loved his sheep, and God loves us!DownloadColoring Page - The Parable of the Lost SheepWe have a variety of coloring pages to help your child remember familiar faces from this month's lesson!DownloadNavigating Parenthood: Step Up Hey parents! Saddleback Parents has great training, tips, and tools to help you win. Check out part 2 of this Two Minute Tip series all about how we can help our kids hold onto faith.Download

Parable of the Ten Virgins by Timberline Baptist Church

Andres will teach us about the Parable of the Talents and how God has put something in your hands that's too valuable to bury. This Sunday, we'll reflect on what we've done with what God gave us and discover how to step into the new year ready to invest, multiply, and live boldly for Him.  

Sponsors: The Clergy Confessions Podcast (www.clergyconfessions.com); Gardner-Webb University School of Divinity (www.gardner-webb.edu); Baptist Seminary of Kentucky (www.bsk.edu); Baylor's Garland School of Social Work; The Community Transformation Center at Palm Beach Atlantic University (www.pbactc.org); The Center for Congregational Health (healthychurch.org); and The Baptist House of Studies at Union Presbyterian Seminary (www.upsem.edu/). Join the listener community at www.classy.org/campaign/podcast-…r-support/c251116. Music from HookSounds.com.

Sermon by Christopher Atkins on December 28, 2025. 

Grace Free Lutheran Church Maple Grove, MN Pastor Mark Molstre

Pastor Dru Rodriguez emphasizes the importance of nurturing a deep, meaningful relationship with Jesus beyond initial acceptance, highlighting that true growth occurs when we immerse our lives fully in faith.

High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every Christmas season, A Christmas Carol returns to our screens and pages as a story of generosity, redemption, and hope. But beneath the familiar narrative, Charles Dickens was also making a powerful argument—one that challenges how society views the poor, children, and human worth itself.In today's Christmas episode of Faith & Finance, we sat down with Jerry Bowyer, our resident economist and president of Bowyer Research, to explore the deeper economic and theological message Dickens embedded in this classic tale.The Meaning Behind “Surplus Population”One of the most disturbing lines in A Christmas Carol comes from Ebenezer Scrooge, who suggests that the poor might be better off dying to reduce the “surplus population.”Jerry explained that this phrase wasn't casual or poetic—it was loaded with meaning in Dickens' day. It reflected the influence of Thomas Malthus, an economist whose ideas shaped early 19th-century thinking. Malthus believed population growth would always outpace food and resources, making widespread poverty inevitable. His conclusion? Society should discourage the poor from having children.Dickens deliberately places this language in the mouth of his villain. Scrooge isn't just cruel—he's the embodiment of a philosophy that treats people as economic problems rather than human beings made in God's image.Jerry noted that Dickens was, in effect, writing A Christmas Carol as a rebuttal to Malthus.By the time Dickens wrote the story, Britain was entering what economists now call the Great Takeoff—a period of unprecedented growth in productivity, trade, and human flourishing. Malthus had predicted catastrophe just before abundance exploded.Dickens highlights this abundance through scenes overflowing with food, trade goods, and celebration. The message is clear: people don't merely consume resources—they create them.Scarcity, Trauma, and Scrooge's PastDickens doesn't excuse Scrooge's cruelty, but he does explain it. Through the Ghost of Christmas Past, we see a lonely boy shaped by hunger, cold, and deprivation.Jerry pointed out that Scrooge's scarcity mindset is rooted in trauma. His fear of lack leads him to believe that God—if He exists at all—is stingy. That fear shapes his economics, his relationships, and his resistance to generosity.The turning point comes when Scrooge encounters the Ghost of Christmas Present. When told the spirit has over 1,800 brothers—each representing a Christmas—Scrooge responds, “What a large family to provide for.”It's another glimpse of his scarcity thinking. And it draws sharp rebuke.Jerry emphasized that Dickens is confronting the idea that more people mean less provision. In contrast, Scripture reveals a God who is generous, creative, and abundant—and who commands humanity to fill the earth, not fear it.No One Is DisposableBy the end of the story, Scrooge is transformed. He becomes generous, relational, and deeply concerned for others—especially children like Tiny Tim.Jerry observed that in a Malthusian worldview, Tiny Tim is expendable. But Dickens—and the gospel—say otherwise. There are no surplus people.Even Jesus Himself, Jerry noted, would have been classified as “surplus population” by such a system—born poor, dependent, and unwanted by the powerful.The language may have changed, but the ideas persist. Whenever society treats children as burdens, the poor as problems, or human life as expendable in the name of efficiency or sustainability, we are hearing echoes of Scrooge before his redemption.Dickens reminds us that economics is always moral—and theology always shapes how we view people.Watching With New EyesAs Jerry put it, A Christmas Carol isn't just a holiday story. It's a challenge to scarcity, fear, and dehumanization—and an invitation to generosity rooted in trust.As families watch this story together, it becomes a powerful opportunity to talk with our children about God's abundance, human dignity, and what it truly means to love our neighbor.Because the real miracle of Christmas isn't simply changed behavior—it's a changed heart.On Today's Program, Rob Answers Listener Questions:I have a substantial amount of savings sitting in the bank and want to protect it from inflation. I live primarily on Social Security, have no debt or investments, and need to keep some funds available for emergencies. What's a wise way to invest the rest?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The Life of Our Lord: Written for His Children During the Years 1846 to 1849 by Charles DickensA Christmas Carol by Charles DickensThe Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerThe Maker Versus the Takers: What Jesus Really Said About Social Justice and Economics by Jerry BowyerWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gideon's lone surviving son Yotam rebukes the people of Shchem with a parable on Mt. Grizim

The Bible contains many stories of God's miraculous provision, but few are as rich and practical as the account of the widow's oil in 2 Kings 4:1–7. Though only seven verses long, this passage offers profound insight into how God provides for His people—and how He invites them to participate in His provision.On today's Faith & Finance, Sharon Epps, president of Kingdom Advisors, joined the program to unpack this story, one she often describes as a clear picture of “God's part and our part” in stewardship.A Crisis That Drives a Cry for HelpThe story opens with a widow in dire circumstances. Her husband, a member of the company of prophets and a man who feared the Lord, has died, leaving behind unpaid debt. With no means to repay it, she risks losing her two sons to creditors.In desperation, she cries out to the prophet Elisha for help. His response begins with a question that shapes the entire story: “What do you have in your house?”Her answer is simple and heartbreaking—nothing, except a small jar of oil.God's Part: The Source of ProvisionSharon Epps notes that God's role in this story is clear. The widow had no way to create oil, multiply it, or secure buyers for it. God alone supplied what was needed.“He was the provider of the oil,” Sharon explains, “and He also provided the buyers so the debt could be paid.” The widow's increase came entirely from God, leaving no room for self-reliance or pride.This total dependence is part of the lesson. God's provision is not something we manufacture; it is something we receive.The Widow's Part: Obedience and ActionWhile God provided the miracle, the widow was not passive. Sharon emphasizes that she played an important role.She:Asked for helpFollowed Elisha's instructionsGathered empty jarsPoured the oilSold what God multiplied“She didn't just wait for oil to appear,” Sharon notes. “She participated in the process.”This balance—God's provision paired with human faithfulness—is a pattern we see throughout Scripture.Empty Jars and Expanding FaithOne of Sharon's favorite moments in the passage comes in verse three, when Elisha tells the widow to gather empty jars from her neighbors and adds, “Don't ask for just a few.”The amount of oil multiplied was directly connected to the number of jars collected. When no vessels remained, the oil stopped flowing.Sharon describes the jars as a physical expression of faith. The widow's willingness to gather more vessels created space for God's provision.Stewardship Principles We Can Apply TodaySharon notes that God doesn't work the same miracle in every life, but the same God is always at work. From this story, she highlights several principles that still apply:1. God Is the Provider. Even our ability to work and earn comes from Him. We are always more dependent on God than we realize.2. Faithfulness Is Our Responsibility. God calls us to be faithful with what He places in front of us today—even when it feels ordinary, frustrating, or uncertain.3. Seek Wise Counsel. The widow didn't isolate herself. She sought help from the prophet, reminding us that God often provides guidance through others.4. Involve Your Family. The widow's sons helped fill the jars. Including family in financial challenges can strengthen faith and allow everyone to witness God's provision.5. Don't Bet on the Future. The widow's hardship began with unresolved debt. Sharon encourages thoughtful financial planning that considers how decisions today could affect loved ones tomorrow.Are You the Widow—or the Neighbor With Jars?Sharon also challenges listeners to view the story from a different perspective. Sometimes we are not the ones in need—we are the neighbors with empty jars.God may have already placed resources in our hands—assets, opportunities, or skills—that He wants to use to meet someone else's need.In just seven verses, the story of the widow's oil paints a powerful picture of stewardship: God provides; we respond in obedience. We rely on Him, seek wise counsel, act faithfully, and remain open to generosity.As Sharon Epps reminds us, recognizing God's role and our role brings freedom—and invites us to trust Him more fully with everything He has entrusted to us.On Today's Program, Rob Answers Listener Questions:My 83-year-old mother just sold property and may net about $250,000 after taxes. I want to keep the money safe, liquid, and available in case she needs long-term care—whether soon or years from now. What's the best place to hold it?We have a $10,000 Sallie Mae student loan at about 10% interest and aren't making much progress on the balance. Are there better refinancing options that could lower the rate?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Subscribe for more Videos: http://www.youtube.com/c/PlantationSDAChurchTV Deeper Dive Theme: TBD Episode Title: He Reigns Host: JWald Guest: Pastor Latoya Smythe-Forbes Date: December 24, 2025 Tags: #psdatv #reign #Christ #conqueror #lamb #rule #victory #victorious #seals #revelation #church #HeReigns #ChristTheConqueror #TheLambStillRules #VictoriousInHim For more life lessons and inspirational content, please visit us at http://www.plantationsda.tv. Church Copyright License (CCLI): 1659090 CCLI Streaming Plus License: 21338439Support the show: https://adventistgiving.org/#/org/ANTBMV/envelope/startSee omnystudio.com/listener for privacy information.

On the winter solstice (the shortest day and longest night of the year) Scripture reminds us that darkness is never the end of the story. In this message, we look at the third story in Luke 15, often called The Parable of the Prodigal Son, and discover that it's really a story about two lost sons and a Father who never stops welcoming His children home. Whether we relate more to the younger son or the older son, this message invites us to see where grace and truth meet. As we reflect on the darkest day of the year, we're reminded of a powerful truth: light is coming on the horizon. Jesus shows us that no one is too far gone, no heart is too proud to need repentance, and no darkness is beyond the reach of His light. Today can be our turning point. – – – – – – – – – – – – – – – – – – – If this message encouraged you, let us know in the comments. Don't forget to like, subscribe, and share it with someone who needs hope today.

As Christmas draws near, many of us feel the pressure to buy just one more thing—or worry the season won't feel special unless we spend more. Tight deadlines, emotional expectations, and last-minute sales create the perfect environment for impulse spending to quietly take over. But Scripture offers a wiser, more freeing way to approach giving—one rooted in love rather than pressure.Christmas brings out many good desires. We want our homes to feel warm, our families to feel loved, and our gatherings to feel joyful. Emotional spending happens when those good desires turn into pressure—internal or external. We begin asking questions like: What if this isn't enough? What will they think if I don't give something big? If I don't hurry, will Christmas feel incomplete?Emotional buying often peaks in the final days before Christmas, not because we're unwise, but because we're human. We feel the weight of expectations, the excitement of the season, and the fear of missing out. But perfect moments aren't purchased. They're created through meaningful time together—not merely expensive gifts.A Biblical Rhythm for GivingScripture invites us into a different rhythm. Jesus said, “It is more blessed to give than to receive.” He wasn't describing frantic shopping or panic-driven generosity, but joyful, intentional, heart-shaped giving.Paul echoes this in Colossians 3:2: “Set your minds on things above, not on earthly things.” Christmas giving becomes a spiritual act when it flows from love, gratitude, and thoughtfulness rather than pressure or panic.Many of the most meaningful gifts can't be boxed or wrapped—a handwritten letter, a shared meal, a family tradition, a long walk with an aging parent, or a prayer spoken over someone you love. These are gifts that shape hearts, not clutter closets.In the final days before Christmas, urgency often speaks louder than wisdom. The sale is ending. Shelves are empty. Shipping won't arrive on time. Suddenly, our giving comes more from fear than love.Proverbs 21:5 offers a timely warning: “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Hasty choices don't just strain our finances—they strain our hearts. They rob us of peace and shift our focus from Christ to consumption.You don't have to sprint your way into Christmas. You can choose a different pace.Four Practical Ways to Avoid Emotional Buying1. Pause before you purchase. Even a 30-second pause can interrupt an emotional decision. Ask yourself: Is this coming from love—or from pressure?2. Let your values set the tone. A healthy budget isn't restrictive—it's clarifying. It helps your spending reflect what matters most.3. Remember, generosity is more than money. Time, words, service, and presence are gifts money can't replicate.4. Let Christ—not culture—define Christmas. Before you buy, ask: Will this help us celebrate Jesus, or simply ease a momentary fear?When your giving aligns with faith rather than fear, Christmas becomes more meaningful—not less.The Freedom of Love-Led GivingMother Teresa captured this beautifully: “It's not how much we give, but how much love we put into giving.” You're not responsible for funding a flawless Christmas. You're responsible for loving the people God has placed in your life—and love doesn't require overspending.Christmas isn't a test of your financial ability. It's a celebration of God's generosity toward us. The angel didn't announce “great deals of consumer joy,” but “good news of great joy—a Savior has been born to you.” That's the center of Christmas, and the foundation of intentional giving.On Today's Program, Rob Answers Listener Questions:I'm 57 and have about $300,000 in a 401(k). I owe $133,000 on my mortgage and am considering using retirement funds to pay it off. My employer mentioned rolling over just enough to cover the mortgage into a pension plan. Is that possible, and what should I consider before proceeding?You previously shared a list of scholarships. I have a daughter who's a high school freshman and may attend Liberty University. Do you still have that scholarship list? How can we start preparing now?I'm 74, retired, and have about $25,000 in an IRA. I want to invest some in gold, but I also owe $13,000 on a high-interest credit card from home repairs. Is there a way to negotiate that debt for a lump-sum payoff? And since I live on a pension and Social Security and haven't filed taxes in four years, do I still need to pay taxes?I taught vocational trades in the Texas prison system and was told that ex-felons can't get a job until seven years after probation. Is that actually the law in Texas? And if so, how are people expected to support themselves during that time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsFinding Your Scholarships (Faith and Finance Episode - August 14, 2024)Scholarships.com | Fastweb.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The list has been checked twice and thrice and we have our top 3. On this morning unwrap A prince, Catholic Guilt, and a Parable.Email questions and comments to: Bleepyouplaying@gmail.comSupport us: Patreon.com/whatthebleepWatch us play games https://www.youtube.com/@BleepyouplayingWatch our streams https://www.twitch.tv/bleepinplay

We live in a world overflowing with stuff—and messages about stuff. Everywhere we turn, someone promises that the next purchase, upgrade, or financial milestone will finally bring joy or peace. But Scripture offers a far better—and far more freeing—vision for how believers relate to money and possessions.The Bible doesn't ignore material things. It puts them in their proper place.When Good Things Promise Too MuchWe've all heard the phrase money can't buy happiness, yet it's still easy to live as though it might. When life feels overwhelming, we often reach for the nearest distraction—a purchase, an upgrade, or a new financial goal—hoping it will calm our anxiety or restore a sense of control.But Scripture never teaches that possessions themselves are bad. In fact, Paul writes, “God richly provides us with everything for our enjoyment” (1 Timothy 6:17). Ecclesiastes adds that when God gives someone wealth, possessions, and the ability to enjoy them, “this is a gift of God” (Ecclesiastes 5:19).Enjoying God's good gifts is not unspiritual. Beauty, comfort, and experiences can all be received with gratitude.The problem isn't having things—it's the place things occupy in our hearts. Materialism doesn't begin when we own possessions, but when possessions begin to own us.At its core, materialism is the belief that created things can provide what only the Creator can give: meaning, identity, security, and purpose. Jesus understood this deeply. That's why He spoke so often about money—not because He was worried about finances, but because He cared about our hearts. “Where your treasure is, there your heart will be also” (Matthew 6:21).Things were never designed to satisfy the human soul. When they become our deepest treasure, our hearts remain restless.Enjoyment Versus DependenceSo how do we enjoy God's gifts without becoming dependent on them?The difference is subtle but crucial.Enjoyment says, “Father, thank You for this gift.”Dependence says, “If I lose this, I'll lose myself.”Enjoyment frees us. Dependence enslaves us.That's why gratitude is so powerful. Gratitude reminds us that every good thing flows from the hand of a loving God. When we see possessions as gifts, we stop expecting them to carry weight they were never meant to bear.Generosity is another powerful antidote to materialism. When you give, you declare that your hope is not found in accumulation. You remember that God owns it all—and that your joy is rooted in Him, not in what you hold.And here's an important nuance: rejecting materialism does not mean rejecting material things. Scripture never calls believers to asceticism or joyless living. Instead, it warns us against the illusion that anything—even abundance—can become enough apart from God.Ecclesiastes holds both truths together: God gives possessions and the ability to enjoy them—that's grace. Yet whoever loves money never has enough. Feeding the craving for more never satisfies it.Three Questions That Keep Things in Their PlaceIf you want to guard your heart, here are three simple questions worth asking regularly:Do I enjoy this gift with gratitude, or do I feel anxious without it?Does this possession help me love God and others—or distract me from them?Am I more excited about having this thing, or about how God may want me to use it?When things stay in their proper place, they become blessings instead of burdens. They point us to the God who provides rather than pulling us away from Him.And here's the irony: the less we depend on things for happiness, the more freely we can actually enjoy them.Rooting Joy in the Giver, Not the GiftGod created a world rich with color, beauty, taste, and texture. He's given each of us resources and opportunities to steward and enjoy. But things are not ultimate. They are not our source of life. They are not our Savior. Only God is.When our joy is rooted in the Giver rather than the gift, we discover the contentment our hearts were made for.On Today's Program, Rob Answers Listener Questions:I'm looking for wisdom on when—or if—I should give my kids a car. I have three children, ages 16, 18, and 20. Because we live about 30 miles from school, we've always provided vehicles so they can get to activities. Is there a point where it makes sense to give them the car outright to help them grow in responsibility? Or is it better to require shared responsibility instead of a full gift?Several years ago, I had about $17,000 in credit card debt and enrolled in a debt management program through Trinity Debt Management. I've since paid it down to around $6,000–$7,000. I've heard about the debt management program you recommend, and I was wondering if it makes sense to switch if the interest rate is lower. Are there any advantages or disadvantages to changing programs at this stage?My wife and I have been married nearly 42 years, and generosity has always been part of our walk—we've consistently tithed. We're now beginning to receive inheritances from our parents and are thinking through how to handle giving in this situation. Do we tithe on an inheritance? How should we think about generosity with gifts like money or even something like a car?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tom Lawrence always knew his calling had to do with money. Growing up in Southeast London, England, Tom convinced his parents to help him get work experience in hedge funds and investment banks at the young age of twelve. But a few years into his teens, Tom had an amazing encounter with Jesus which turned his whole perspective on life upside down. His passion for money remained, but instead of feathering his own nest, Tom began to see money in the light of funding for the Kingdom.   As an adult, Tom spent about ten years as a wealth manager for private banks and wealth management organizations and his views on Kingdom finances grew and matured with him. Suddenly, Tom found himself without a job, and he soon realized that this was an opportunity to know God as Jehovah Jireh, his Provider. During this time, Tom began an intensive study of what the Bible really says about money. That journey reshaped everything—how he understands ownership, stewardship, and the call the pursue true riches.    Out of that 200 hours of Bible study, Tom founded the Biblical Financial Masterclass, a 12+ hour course that helps Christians build their financial house using God's blueprint from Scripture. Now, Tom equips Believers, churches, and organizations to heal their relationships with money and to rethink their financial lives from the heart outward, grounding principles in Scripture and pointing people towards Gospel transformation. Tune in for a fantastic dive into how God's Word radically reshapes our relationship with money.   Major Topics Include: Three dimensions of money and faith Biblical financial insights from 200 hours of study Commonly misunderstood money scriptures Developing his course Equipping to handle what God wants to give you Getting your heart right in relationship with money The Christian motivation for generosity  What is “serving Mammon?” Peeling back the layers of Mammon in our lives The truth about extravagance in giving Challenges in engaging the local church in financial conversation QUOTES TO REMEMBER “I was just as passionate about money after I got saved and it gave me a reason why I should be rather than just feathering my nest, which was my main ambition at 13 or 14. Between 15 and 17, I began to see it as an opportunity to fund the Kingdom.” “One of the greatest things that we can do is handle money that's not ours, in line with Somebody Else's will, for Somebody Else's glory in order that it would be redeemed and bring about salvation in people's lives.” “More than 10% of the entire Bible is given over to talking about money, finances, wealth, and stuff in some form of another. And about 1 in 6 of Jesus's parables touches on it.” “Do not assume you are outside of God's will just because you're going through something difficult.” “Fundamentally, the entirety of the Bible is a display of generosity. It's a love letter to humanity from God.” “How much money is too much money? It's any amount that replaces our trust in God.” “Cheerful giving comes down to heart preparation.” “When we avoid talking about money, we are not sparing our congregations awkwardness, we are leaving a gaping hole in their discipleship.” LINKS FROM THE SHOW Biblical Financial Masterclass Stewardship (UK Ministry) The Finish Line Community Facebook Group The Finish Line Community LinkedIn Group BIBLE REFERENCES FROM THE SHOW Luke 16:1-13 | The Parable of the Dishonest Manager   Haggai 2: 6-7 | The Coming Glory of the Temple   For thus says the Lord of hosts: Yet once more, in a little while, I will shake the heavens and the earth and the sea and the dry land. And I will shake all nations, so that the treasures of all nations shall come in, and I will fill this house with glory, says the Lord of hosts.    Deuteronomy 8:18 | God Give the Power to Get Wealth   You shall remember the Lord your God, for it is he who gives you power to get wealth, that he may confirm his covenant that he swore to your fathers, as it is this day.   Psalm 24:1 | Everything Belongs to the Lord   The earth is the Lord‘s and the fullness thereof, the world and those who dwell therein,   Proverbs 10:22 | Blessings without Sorrow   The blessing of the Lord makes rich, and he adds no sorrow with it.   Luke 6:38 | Give and It Will Be Given   give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.”   Genesis 22:8a | The Lord Will Provide   Abraham said, “God will provide for himself the lamb for a burnt offering, my son.”   Genesis 8:22 | Seedtime and Harvest   While the earth remains, seedtime and harvest, cold and heat, summer and winter, day and night, shall not cease.”   Romans 12:2 | Be Transformed   Do not be conformed to this world, but be transformed by the renewal of your mind, that by testing you may discern what is the will of God, what is good and acceptable and perfect.   James 1:5 | Generous Wisdom from God   If any of you lacks wisdom, let him ask of God, who gives to all liberally and without reproach, and it will be given to him.   James 4:8a | Draw Near   Draw near to God, and he will draw near to you.   1 Corinthians 10:13 | Overcoming Temptation   No temptation has overtaken you that is not common to man. God is faithful, and he will not let you be tempted beyond your ability, but with the temptation he will also provide the way of escape, that you may be able to endure it.   2 Corinthians 9:1-6 | The Cheerful Giver   2 Corinthians 8:12 | According to What You Have   For if the readiness is there, it is acceptable according to what a person has, not according to what he does not have.   1 Chronicles 29:14 | All Things Come from You   “But who am I, and what is my people, that we should be able thus to offer willingly? For all things come from you, and of your own have we given you. WE WANT TO HEAR FROM YOU! If you have a thought about something you heard, or a story to share, please reach out! You can find us on Instagram, Facebook, and LinkedIn. You can also contact us directly from our contact page. If you want to engage with the Finish Line Community, check out our groups on Facebookand LinkedIn.

Noah Daily shares the testimony of how Jesus has worked and continues to work in his life. He and Hunter reflect on God's past and present mercies and discuss what exciting things God has in store.--Noah Daily was raised in Weiser, Idaho until the age of 15, when his family moved to the Salem area where he now lives. Right after high school, Noah left for the U.S. Army, spending 5 years active duty serving this nation proudly! Noah is a devoted follower of Christ seeking to know Him better and love people more every day. He desires to go into full-time ministry and become a pastor or a chaplain, helping lead people to Jesus and a better understanding of the Bible.--Connect with Us:contact@parableministries.comParable MinistriesInstagram--If you feel led to give to Parable Ministries, please visit: DonateMusic created by Chad HoffmanArtwork created by Anthony Kuenzi

The Parable of the Marriage Feast . Series: The Stories of the King. Type: Sermon

Episode Summary  In this episode of Sunshine in the Middle, I share some reflections on Camille Johnson's talk Spiritually Whole in Him. I've been pondering how I can be spiritually whole, even when I am not physically or emotionally whole. I talk about the power of choosing faith, how integrity connects with wholeness, and why covenant confidence matters so much as we prepare for the Savior's return. I also share stories of women who have strengthened my testimony of what it looks like to remain spiritually whole in the middle of hard challenges. My hope is that this conversation helps you find strength, hope, and joy in Christ as you walk your own path of discipleship. 00:00 Welcome to Sunshine in the Middle 00:36 Exploring Spiritual Wholeness 02:27 Choosing Wholeness Through Faith 07:06 The Power of Integrity 08:58 The Parable of the Ten Virgins 11:53 Covenant Confidence and Spiritual Wholeness 14:19 Finding Joy Amidst Challenges 18:55 Final Thoughts and Testimonies 20:21 Closing Remarks and Call to Action   If you enjoyed this episode, please subscribe to "Sunshine in the Middle" and leave a review. Your feedback helps us continue to bring uplifting and meaningful content. Join our community and share your thoughts on today's topic—how do you strive to continually become like Jesus Christ? Connect with Us Website: sunshineinthemiddle.com Instagram: @sunshineinthemiddle  This podcast episode is not affiliated with or endorsed by The Church of Jesus Christ of Latter-day Saints. Thank you for tuning in!   

In this episode we answer emails from Jenna, Kevin, and Jack Rabbit.  We challenge the myth of “never pay taxes” and show how to transition scattered holdings into a Golden Butterfly framework while keeping taxes manageable. We also examine Bitcoin's role, review sample portfolio performance, and share new listener-created bonus material on the site.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterJack Rabbit's Creation re Episode 208 (Advice for Beginning Investors):  A Parable for Beginning Investors in the Land of Oz"Free Steak Dinner" Rant Episode:  Episode 321: A Small Rant About Newman Selling Annuities At Local Steakhouses | Risk Parity RadioBreathless Unedited AI-Bot Summary:You can optimize a portfolio to the comma and still miss the point if the tax tail is wagging the rest of your life. We dive into a common blocker—fear of realizing gains—and replace it with a better plan: build the mix you actually need, then minimize taxes over years with smart account placement, specific-lot sales, and well-timed gain harvesting. From there we lay out a practical route to a Golden Butterfly structure—growth and value stocks, long Treasuries, gold, and short-term bonds—implemented primarily inside tax-deferred accounts to keep the brokerage account's changes light and intentional.Along the way, we tackle a hot question on Bitcoin. Our take is grounded, not tribal: no income, high volatility, and shifting correlation that often mirrors high-beta growth. If you must touch it, keep it tiny so it can't steer your long-term outcomes. More important, we reframe risk tolerance: being comfortable with swings isn't a destination. Decide whether your target is maximizing lifetime spending or terminal wealth, then right-size volatility and liquidity to fit that goal. Finance comes first; the personal is how you stick to it.We round out the conversation with a market scoreboard—gold's surge, equities' strength, managed futures' late-year pop—and a transparent look at model portfolios, from classic all-weather to a measured, levered stack that's built for accumulators who accept higher swings. We also share a listener-made “graphic novel” twist on a past episode now posted as bonus material. If you're ready to shed tax paralysis, align your assets with your life, and use diversification that actually works across regimes, this one's for you. If you enjoyed it, subscribe, leave a review, and tell us: what's the next move you'll make to simplify and realign your portfolio?Support the show

In today's episode we study Luke chapter 20, which tells of Jesus' final showdown against his human opponents in the temple. There are 4 main parts:By Whose Authority?The Parable of the VineyardQuestions from PhariseesQuestions from SadduceesThe Son of David

As Christmas Day draws near, we often hear stories of generosity, kindness, and the spirit of giving. But perhaps no story has inspired these virtues more than the life of St. Nicholas—a real man whose faith-filled generosity continues to echo through the centuries.Long before red suits and reindeer entered the picture, Nicholas lived a quiet, Christ-centered life marked by sacrificial love. His story reminds us that the true meaning of Christmas isn't found in what we receive, but in how we reflect the love of Jesus to others.A Childhood Shaped by Faith—and LossNicholas was born around A.D. 280 into a wealthy Christian family in Patara, a bustling port city in modern-day Turkey. From an early age, his parents taught him the teachings of Jesus—especially the call to care for the poor and the vulnerable. Their daily example planted seeds of compassion that would later bear extraordinary fruit.A tragedy occurred when Nicholas was still young. An epidemic claimed the lives of both his parents, leaving him orphaned—but also leaving him with a significant inheritance. In his grief, Nicholas turned to his faith. Rather than clinging to his wealth, he saw it as a means to serve others and live out the gospel.Nicholas became known for quietly helping those in desperate situations. His most famous act of generosity involved a poor man and his three daughters. In that culture, a dowry was required for marriage. Without it, the daughters faced the horrifying prospect of being sold into slavery.Moved by their plight, Nicholas acted—secretly. Under the cover of night, he delivered a bag of gold to the family, securing the eldest daughter's future. He returned twice more, each time providing enough to ensure another daughter could marry safely.When the father eventually discovered Nicholas's identity, Nicholas urged him to thank God alone. He took Jesus' words to heart: “When you give to the needy, do not let your left hand know what your right hand is doing” (Matthew 6:3). Nicholas didn't seek recognition—only faithfulness.A Shepherd With Courage and ConvictionLater in life, Nicholas became the bishop of Myra, where his compassion expanded beyond individuals to an entire community. He was known for defending the poor, standing up for the innocent, and shepherding his people with deep love.During the persecution of Christians under Emperor Diocletian, Nicholas risked imprisonment for his faith. He later attended the Council of Nicaea in A.D. 325, standing firm for the truth of the gospel. Yet what truly defined him wasn't his position—it was his Christlike love.Nicholas lived as if true wealth was found not in possessions, but in a living relationship with God.After his death on December 6, A.D. 343, stories of Nicholas's generosity spread across generations. He became known as a protector of children, a patron of sailors, and a symbol of selfless giving. Over time, his life inspired the figure we now associate with Santa Claus—but behind the legend stands a man devoted to glorifying God.The story of St. Nicholas challenges us to reconsider the meaning of Christmas. His life wasn't about extravagant gifts or public praise. It was about embodying the love of Christ—sacrificial, humble, and freely given.Living the True Meaning of ChristmasThis Christmas, as we exchange gifts and gather with loved ones, let's remember that the greatest gift has already been given—Jesus Christ, who came to save sinners and offer eternal life.Like St. Nicholas, we are called to share that gift with others. Through generosity, service, and simple acts of kindness, we can reflect the light of Christ in a world desperate for hope. As Jesus reminded us, “It is more blessed to give than to receive.”May the story of St. Nicholas inspire us to give generously, love deeply, and celebrate the true meaning of Christmas—because it's not the gifts we receive, but the love we share, that makes this season truly special.On Today's Program, Rob Answers Listener Questions:I've heard that even if you have a will, your estate still has to go through court, but that having a trust allows you to avoid that. Is that correct? Since I currently have both a will and a trust, is it advisable to keep both?I'm the CFO of a company that's considering a sale. The CEO wants to sell to a buyer I'm concerned could ultimately harm the company. Given my role, what counsel or perspective can I offer the CEO as we consider this decision?I'm 82 years old and have lost my eyesight, which makes it difficult to write checks and pay bills. What options are available for setting up automatic bill pay or managing my finances more easily?I'll be retiring soon—I turn 62 next year—and I still owe about $119,000 on my home. I work part-time, and my husband works full-time. Should I start collecting Social Security now, even though I'll continue working, so we can pay off the house more quickly?My husband and I are in our early 40s. We own our home outright, have no debt, and paid for college in cash. We've saved about $140,000 and would like to invest $100,000, but we're not sure of the best way to do that.I was overpaid SSDI by Social Security and am currently repaying it. Do I need to repay the overpayment before I can receive my retirement benefits?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With college costs rising faster than inflation, many families feel cornered—scrambling for scholarships, stretching savings, or bracing for years of student loan payments. But there's one meaningful option that often gets overlooked: military service.For students who feel led to serve, military pathways can provide full tuition, a monthly stipend, and exceptional leadership development—all while graduating debt-free. Today, we sat down with Matt Bell, Managing Editor at Sound Mind Investing, to explore how these programs work and who they're best suited for.Matt brings a personal connection to this topic. One of his sons is currently attending the U.S. Air Force Academy, and his insight helped illuminate both the opportunity—and the responsibility—this path entails.Why Military Education Pathways Are Often MissedFor the right student, military service can be a remarkable way to fund higher education. And that qualifier matters.As Matt shared, these programs are designed for students who are willing to serve their country and take on demanding challenges. In return, the military offers generous education benefits through several primary pathways—most notably the U.S. Service Academies and the Reserve Officers' Training Corps (ROTC).Beyond the financial benefits, these programs offer leadership training and real-world experience that traditional colleges can't replicate. Matt mentioned that his son is currently choosing between summer programs such as jump school, where cadets learn to parachute, and soaring school, which involves flying gliders. Those aren't exactly typical college electives.The U.S. Service Academies: What Families Should KnowThere are five U.S. Service Academies:U.S. Military Academy (West Point)U.S. Air Force AcademyU.S. Naval AcademyU.S. Coast Guard AcademyU.S. Merchant Marine AcademyAt each academy, tuition, room, and board are fully covered, and students receive a monthly stipend. But admission is highly competitive. Some academies have acceptance rates as low as 9–10%.Applicants are evaluated holistically. Strong academic performance, high SAT or ACT scores, physical fitness, athletic participation, and demonstrated leadership all matter. Character is essential as well—letters of recommendation play a key role.And then there's one more hurdle: a nomination from a member of Congress or the Vice President (required for all academies except the Coast Guard). That process alone requires early planning and persistence.Graduates of the service academies don't walk away with a “free” education—they earn it through service.Typically, graduates commit to five years of active-duty service followed by three years in the reserves. Specific roles, such as pilots, require longer commitments—often up to ten years after specialized training.All graduates are commissioned as officers, gaining leadership experience that opens doors to a wide range of future careers, both within and beyond the military.ROTC: A Different—but Still Powerful—OptionROTC offers another pathway and is available on more than 1,700 college campuses nationwide.Unlike the academies, ROTC students experience a more traditional college environment. They typically wear uniforms one day a week rather than full-time, and they integrate military training alongside their academic studies.ROTC scholarships can cover tuition and room and board, and graduates are commissioned at the same officer rank as academy graduates. Service commitments are generally slightly shorter, but the calling to serve remains central.As appealing as debt-free college and leadership training may sound, there's a sobering reality families must weigh carefully.Choosing this path means committing to serve your country—and that includes the possibility of combat. This isn't just a financial decision or a résumé booster. It requires discernment, maturity, conviction, and a willingness to place service above self.Final ThoughtsMilitary education pathways are not for every student—but for the right one, they can be transformative. They offer freedom from student debt, unparalleled leadership development, and the opportunity to serve something greater than oneself.As families prayerfully consider college decisions, this option deserves thoughtful, informed consideration—not just for what it provides, but for what it asks in return.On Today's Program, Rob Answers Listener Questions:I have Parkinson's and will need to stop working soon. I live in a paid-off home, and I also own a beach property with a mortgage. Once I stop working, I won't be able to afford that payment. The beach home has been on the market for over a year and a half without selling. If I allow the bank to foreclose on it, what are the consequences—especially when it comes to taxes and whether it could affect my primary residence?I'm trying to understand whether a will is enough for my situation or if I need additional estate planning. I want to be sure my children receive everything I intend to leave to them.I'm taking early retirement from the government and have just over $1 million in my Thrift Savings Plan (TSP). I'm in my early 50s and plan to focus full-time on caring for my family. I want guidance on how to proceed with that money.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)U.S. Military Academy (West Point) | U.S. Air Force Academy | U.S. Naval Academy | U.S. Coast Guard Academy | U.S. Merchant Marine Academy | Reserve Officers Training Corps ROTCSound Mind Investing (SMI)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The holidays naturally inspire generosity. As Christians, we feel a heightened awareness of need—empty tables, struggling families, and financial hardship made more visible by the contrast of celebration all around us. And that impulse to give is good.But God calls us to something deeper.True, Christ-centered generosity goes beyond a one-time act of charity. It invites us to walk alongside people in ways that restore dignity, build hope, and reflect God's heart for renewal—not just during Christmas, but throughout the year.To explore what that kind of generosity looks like in practice, we sat down with Lisa Sheltra, Director of Community Engagement at Salt & Light, a ministry committed to helping without hurting by empowering individuals rather than creating dependency.A Biblical Vision for Deeper GenerosityScripture sets the tone for how we approach generosity. “Let each of you look not only to his own interests, but also to the interests of others” (Philippians 2:4). That verse reminds us that generosity is inherently relational. It's not just about meeting needs—it's about entering into someone's life with humility and care.Lisa explained that while giving material help is often necessary, biblical generosity must flow from our relationship with Christ. God's model for giving isn't transactional. It's restorative.She pointed to John 3:16 as the ultimate framework for generosity. When God gave, He didn't offer something temporary or superficial—He gave His Son to address our deepest brokenness and bring true flourishing. If our generosity reflects God's heart, it should aim not only to relieve immediate pain but to support long-term restoration, reconciliation, and community.Many churches and families feel pressure in December to focus heavily on relief efforts—food drives, toy collections, clothing donations. These are good and often necessary responses, especially in moments of crisis.But Lisa cautioned that relief, by its nature, creates a giver-receiver imbalance. When relief becomes the default instead of the exception, it can unintentionally harm both sides of the relationship. It can reduce people to passive recipients and rob them of agency, dignity, and participation.Relief is best understood as a tourniquet—it stops the bleeding in an emergency. But most ongoing struggles, including those we notice during the holidays, are not emergencies. They are development needs, requiring long-term walking together, not repeated short-term fixes.Relief vs. Development: Understanding the DifferenceSalt & Light works closely with principles championed by the Chalmers Center, which emphasizes the importance of distinguishing between relief and development.Relief addresses urgent, immediate crises.Development focuses on long-term growth, dignity, and restored relationships.During the holidays, what looks like an emergency is often a symptom of a deeper, ongoing struggle. Repeated relief may feel satisfying to the giver, but it rarely moves families toward lasting stability or community.Development, on the other hand, invites people to use their own gifts, make their own choices, and participate fully in solutions. It treats individuals not as problems to fix, but as image-bearers with capacity and value.At Salt & Light, empowerment isn't seasonal—it's woven into everyday ministry. Participants invest in the program year-round and are treated not as charity cases, but as customers and guests with agency.Rather than handing out preselected gifts, families can choose items for their loved ones. That choice matters deeply. Lisa shared that many participants have said, “This is the first Christmas in years I've been able to buy gifts for my family myself.”That shift—from receiving charity to exercising choice—restores dignity in powerful ways.A Better Path for ChurchesFor churches wanting to steward holiday generosity wisely, Lisa offered several practical insights:Partner with ministries already practicing development. You don't need to reinvent the wheel.Encourage relational volunteering, not just donation drives.Support year-round ministries, not just seasonal projects.Use the holidays as an on-ramp, connecting people's enthusiasm for giving to sustainable, ongoing involvement.The goal isn't to do more—it's to do good in ways that last.What This Looks Like for IndividualsMany believers want to help but fear causing harm. The answer isn't to stop giving—it's to give differently.Lisa encouraged individuals to approach generosity with humility and a willingness to learn. We don't need perfect solutions. We need presence, patience, listening ears, and respect for dignity.She reminded us that kingdom impact isn't measured by numbers alone. While it may feel impressive to count meals served or gifts distributed, God's metrics are relational. Sometimes faithfulness looks like doing for one what we wish we could do for everyone.When asked to leave listeners with one guiding principle beyond the Christmas season, Lisa said it simply and beautifully:“See others as image-bearers of God—people with gifts, agency, and dignity. Come alongside them, not as fixers, but as fellow participants in God's work of renewal.”When we give in ways that honor dignity and foster genuine connection, we don't just meet needs—we participate in God's redemptive work.To learn more about Salt & Light and their dignity-centered approach to helping others, visit SaltandLightMinistry.org.On Today's Program, Rob Answers Listener Questions:I owned my land before I got married, and my husband isn't on the deed. But after we got married, the tax office automatically added his name to the property tax statement. Do I have to list my spouse on the tax records if the land was paid for before marriage, and what steps do I need to take to have that changed?I'm retired and recently sold a property because I'm no longer able to maintain it. I netted about $100,000 from the sale. My home and vehicles are paid off, and I have a small 401(k) of about $30,000 that I'm living on. I'm not sure what to do with the $100,000—what would you recommend?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Salt & Light MinistriesWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You're not scared of being seen.But I think you know you've still got work to do, so you're really just scared of being studied until you're ready.Because the fear that you're not "ready enough"? It's keeping you invisible and underpaid.In this episode, I'm calling you higher, not out.Because visibility isn't self-promotion. It's stewardship. And when God gives you a message, a mission, or a marketplace call… playing small is not holy. It's hesitation.We'll unpack:The real reason your content isn't converting (hint: it's not the algorithm)How to shift from fear of judgment to a posture of obedienceWhat Scripture says about being seen + carrying your light boldlyWhy high-trust brands are built by present founders, not perfect onesA client DM story that proves visibility is the doorway to breakthrough

In this episode we focus on some of the truths found in the Parable of the Vineyard (John 15:1-11) and the revolutionary impact they can have on our lives if we are aware of them.Other episodes referenced in this one:Episode 15: Abide, Part 1Episode 16: Abide, Part 2Scriptures referenced:John 15:1-11Galatians 5:22-23John 1:12-132 Corinthians 5:17John 3:1-82 Corinthians 5:21Hebrews 12:8Hebrews 12:112 Corinthians 3:17-18Mathew 11:28-301 John 5:3Romans 8:28-292 Timothy 2:20-21Philippians 2:12-13Psalm 139:23-24Romans 8:37Philippians 4:13Psalm 1:1-3Micah 6:6-8Psalm 105:4**CORRECTIONS/CALRIFICATIONS**I paraphrased Romans 8:28. Here it is verbatim: "And we know that for those who love God all things work together for good, for those who are called according to his purpose."Feel free to email the podcast at ijustwanttotalkabout@gmail.com, and we will respond as soon as we are able!I WANT TO BE DISCIPLEDI am on staff with another ministry called Mentoring Men for the Master (M3). M3 is a discipleship ministry; so, if you are interested in being discipled and having someone come alongside you to invest in you and your walk with Jesus, or if you would like to do this in someone else's life, feel free to email us at info@mentoringmen.net. You can also check out M3's website by clicking "I want to be discipled". Also note that despite the ministry's name, M3 disciples both men and women; so, the offer is open to all!I WANT TO SIGN UP FOR THE NEWSLETTERIf you would like to sign up to receive newsletter updates, simply click "I want to sign up for the newsletter" and fill out the form. Also, feel free to check out our most recent newsletter.I WANT TO SUPPORT THE PODCASTIf you feel so led, you can support the podcast by clicking "I want to support the podcast". I Just Want to Talk about the Bible is a 501(c)(3) nonprofit organization, which means that any donations made are tax-deductible. Thank you so much for giving as the Lord leads!...

We are a country that has been built on innovation and resilience. The new age we are being propelled into places the future of innovation and resilience into the control of Ai, not humans. The promise of the future is that machines will take care of everything leaving humanity the room to pursue its higher level of interests. The reality is this will only lead to a faster demise of the human collective. We have to return to the ways where convenience and comfort are no longer defining us. We must embrace pain and hunger once again to reignite the spark of innovation and strength. We need the daily disciplines that bring us to Jeremiah 6:16 and the Parable of the Young Rich Man. Challenge yourself to become uncomfortable.  #BardsFM_TheAmericanBrand #ComfortAndConvenience #PainAndHungerBringFreedom Bards Nation Health Store: www.bardsnationhealth.com EnviroKlenz Air Purification, promo code BARDS to save 10%:www.enviroklenz.com EMPShield protect your vehicles and home. Promo code BARDS: Click here MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS BardsFM CAP, Celebrating 50 Million Downloads: https://ambitiousfaith.net Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here EMF Solutions to keep your home safe: https://www.emfsol.com/?aff=bards Treadlite Broadforks...best garden tool EVER. Promo code BARDS: TreadliteBroadforks.com No Knot Today Natural Skin Products: NoKnotToday.com Health, Nutrition and Detox Consulting: HealthIsLocal.com Destination Real Food Book on Amazon: click here Images In Bloom Soaps and Things: ImagesInBloom.com Angeline Design: AngelineDesign.com DONATE: Click here Mailing Address: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479