Podcasts about it3

In Part 4 of the series, "Theological Bootcamp," we'll be looking at Scripture passages that don't get a lot of attention in 21st century America. But they are in the Bible for a reason. They tell us about God - the only God there is.The Holiness of God:1. The Overwhelming Nature of It2. The Unyielding Power of It3. The Surprising Origin of ItText: Leviticus 10:1-3; 2 Samuel 6:1-8; Acts 5:1-11; 1 Corinthians 11:27-32; Hebrews 10:26-31

Tax-free savings accounts have an annual limit of R33,000 per year and a lifetime limit of R500,000. It will take 15 years' full contribution to reach that limit. The money in a tax-free savings account is not liable to any tax, except VAT on brokerage. For as long as you hold the account, you pay no dividend withholding tax, income tax or tax on capital gains. While you can't make up the contributions you missed, you can continue contributing to the account until you reach your lifetime limit - however long that may take.  The tax savings on these accounts is what makes them so indispensable to a long-term portfolio, but that by no means implies that these accounts are only for those with a long-term investment horizon. The tax savings start from your first dividend payment, which means they are for everyone who prefers not to give 20% of their dividend to the government. If you listen to this podcast, we're assuming that's you.  Can you be too old for a tax-free account? In this episode, we argue these accounts are not age-dependent. We also spend some time discussing appropriate asset classes as you get older. As Patrick Mckay likes to point out, the tax-free allocation is the last money you ever want to use. If you're in your 70s, that probably gives you an investment horizon of 10 years or longer. Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Joyfully Prosperous is wondering how to handle his mom's TFSA account. My mum is 78 years old. Does it make sense to open a TFSA account in her name? If so, would the Satrix 40 ETF be a better option than the Satrix Property (SA) ETF considering that the tax-free benefit will fall away eventually when we inherit shares from the estate. Win of the week: Jennifer from New York. I want to express my deep appreciation to you and the Fat Wallet crew for such a thoughtful and informative podcast. I am 42 and live in New York City. I came across your podcast in a blog post last year while searching for English-language personal finance podcasts from around the world.  I'm painfully aware that my knowledge and cultural biases around finance have been molded by media sources that function as if the United States is the only country in the world that matters. Through the Fat Wallet Show, I have learned about topics specific to South Africa, and have found connections between those topics and issues we deal with here in the U.S.  In a recent episode, you discussed the fact that some banks to intentionally mislead customers by stating misleading interest rates. Simon pointed out that in the UK, institutions are required to disclose the APR (Annual Percentage Rate). Here in the U.S., banks must also disclose the APR, a fact that I have taken for granted until I heard to this episode. I did a little googling and discovered that in the U.S., this mandatory disclosure only became law in 1968.  This is consumer protection I'm certain most everyone my age here takes for granted. In addition, I am humbled by your resolve to continue steadily investing through a years-long economic downturn, a situation which we very well may face here at some point. My work colleagues are quick to stop contributing to their retirement accounts as soon as there is any slight downturn in the S&P 500, such as what happened at the end of last year. And of course, they only resume investing when the markets are back up. When the U.S. does enter a real recession, I plan to continue dollar cost averaging into my index funds. I understand that is easier said than done, but I hope I am able to be as steadfast as you are. As a side note, I've realized that my current top three financial podcasts seem to have a common theme - they are all hosted by women with journalism backgrounds! The Fat Wallet Show Afford Anything (hosted by Paula Pant) This Is Uncomfortable (hosted by Reema Khrais) Keep up the excellent work, and again, thank you from the bottom of my heart.  If you or Simon ever find yourself in New York City, I'd be happy to take you out for coffee (good coffee, of course).  :) P.S. Please tell Simon that we here in New York also cannot stand the Orange Man. I must constantly remind myself, although it is a small comfort, that he did not win the popular vote. :( Kea  What do you think of a trust for shares? I am getting married in September. It is difficult for me to convince her family to marry out of community of property. I want to open a trust to put my ETFs in it. My partner and I have different views about money, I am a saver and she is a spender. I intend paying University and school fees for our children with this investment and am scared she might have different views about the use of this ETFs. What are the disadvantages and advantages of having ETFs in a trust? Hong Kong Hans I'm a new listener and new to researching. I live abroad, so can't deal directly with South African products, but I've learned so much general knowledge from your show and enjoy it tremendously. You've mentioned several times that buying shares in a company entitles you to a share in the profit. How are we to understand companies that don't pay dividends despite turning a profit? For example, facebook has pretty decent profits, yet have never paid dividends at all. Fried So thanks to you guys, I moved my (and my wife's) RA to 10x. Was quick and painless and didn't cost too much. The IT3(a) I received from Sanlam assigned the SARS code 3920 - RETIREMENT FUND LUMP SUM WITHDRAWAL BENEFIT. There's another spot where the code is 3699 but I can't find a description of it on SARS' website.  I didn't withdraw that money, it was transferred directly to 10x, it didn't touch my account. I'm really concerned about this and hope that you would be able to answer 2 questions, and hopefully set my mind at ease. According to the IT3(a), the lump sum is taxable. Do I now have to pay tax on that money? On money that moved from one provider to another?  Will this lump sum withdrawal affect my tax-free withdrawal limit when I eventually retire in 44 years, 17 months and 24 days? Victor Would the following scenario then make sense as a retirement strategy? My partner retires two years before me. I continue to work and we cover our living expenses using my salary during this time.  When I retire two years later, we draw down from her retirement savings (which should then be taxed at a lower rate) to cover our living expenses. Then when I have been retired for two years without earning a salary we start drawing down from my retirement savings as well. Rudolph What criteria is used to regard one market as "developed" and another as "emerging"? Does gross domestic product or gross national product per capita play a role, what is the cut-off point? Are EMs more susceptible to global market volatility, in comparison to DMs? If so, what causes such? Could it be that, their markets, assets, and level-caps, are smaller, therefore less resistant to shocks and volatility? What type of stocks or asset classes are more profitable in EMs as opposed to DMs?  In what instance would you rather hold debt and equity in EMs? If the yield is higher in EMs, what determines such yield? How is such yield influenced by political, interest rate, and exchange rate risk? Rob As a result I now have about 80% saved in cash and the rest in various ETFs.  I have made the decision to transfer the entire 80% that is in cash into my EasyEquities account and have submitted the relevant forms to EE and FNB already. Once the cash has been transferred to my EE trading account, should I purchase one or more ETFs immediately or should I buy smaller numbers of shares at a time in order to phase in my investment? One of my concerns with phasing in is that any cash I have not used to buy shares will attract a cash management fee from EE of 1.75% and only accrue interest of prime minus 3.5%.

What is the evidence the Holy Spirit is present in a church? Is it philanthropy? A willingness to die for the movement? The ability to perform miracles? The apostle Paul answers, "No." The primary characteristic of the Holy Spirit's presence is love.In this message, we'll ponder together just the first sentence of v.4: Love is patient.1. What Patience Is2. The Evidence for It3. How It Thrives

Timestamps: 3:35 - Big3 Atlanta Recap 12:52 - NBA running from players 14:00 - IT3 19:06 - Melo a Rocket 40:16 - Tiger Woods is Back!! 54:55 - Khalil Mack 1:03:00 - Dez Bryant 1:08:53 - Odel Beckham, Jr. 1:20:00 - Baker Mayfield, Sam Darnold, Lamar Jackson 1:44:40 - Dwight Howard the new KD/AD 1:49:50 - Bote’s walk-off grand slam issues Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle, Liss, + Ingrid share IT3 network news, and what they each have been up to. Find us here! twitter: twitter.com/ittakes3podcast instagram: instagram.com/ittakes3podcast facebook: www.facebook.com/ittakes3podcast/ youtube: www.youtube.com/channel/UCtjmdSY_Y4qVwKFJNDCLvHQ email us: ittakes3inc@gmail.com - Follow Ingrid Instagram: www.instagram.com/heyitsingrid/ Twitter: twitter.com/heyitsingrid - Follow Michelle: Instagram: www.instagram.com/michruby/ Twitter: twitter.com/michruby - Follow Liss: Instagram: www.instagram.com/ilissaten/ Twitter: twitter.com/lisstenx - Would you like to support the show?! Support us on Patreon: www.patreon.com/ittakes3inc - Get 15% off your order at Sudio Sweden with our code ITTAKES3: www.sudio.com - Try Winc: https://www.shareasale.com/u.cfm?d=405451&m=62347&u=1513643 - Snail Mail: PO Box 76 Coram, NY 11727

Chief, Brofessor, and Slim are back for the Backdoor Cut. In this episode, which we have dubbed the “Shootaround Edition," we literally talk all things going on in the NBA, including NBA beefs, and the "throwdown" in the Showdown in Staples (Rox and Clips "fight"). -Chief is late on Hawaiian Missile Crisis and we don't correct him (2:15) -NBA Fight Club (3:20) -Rockets and Clippers “fight” (4:30) -Afflalo Haymaker (16:00) -NBA Image Problem? (19:25) -C-Lee tech vs Grizz (22:20) -Porzingis, Is he good? (29:00) -Anthony Davis is definitely good (34:00) -Celtics put Pierce and IT3 in bad spot (36:00) -Chris Herrington- Young Grizz Poll (43:00) -Cavs secret media meeting (53:00) -Lauri Markannen keeps breaking rookie records (1:00:00) -Rondo says Ray Allen is invited to '08 reunion (1:05:00) -We put Devin Booker on a new team (1:13:00) -Can you put together a team to beat Warriors? (1:20:00) -Brofessor believes in the Raptors (1:23:00) -Dope or Nope (1:29:00)

Who will Insane Mike wear on the red carpet (I bet it's Jason)? Will they cut to commercial when Bryan won't shut up? Will Teri finally get an award for having to put up with these goofballs? It's the 2017 Attack of the Killer Podcast Awards!FOLLOW YOUR HOSTS!Insane Mike Saunders: Facebook | Twitter | WebsiteJason Bolinger: Facebook | Twitter | WebsiteTeri Terford: Facebook | Twitter | WebsiteBryan Clark: Facebook | WebsiteTadd Good: Facebook | Twitter | WebsiteAnd special guest DUSTIN NEILL!!DOWNLOADhttps://letterboxd.com/AotKP/lists/INSANE MIKE1. Split2. It Stains The Sands Red3. Happy Death Day4. IT5. Get Out6. Creep 27. The Belko Experiment8. The Babysitter9. The Devil's Candy10. Cult of ChuckyBottom 5:1. Jeepers Creepers 32. The Bye Bye Man3. Kuso4. Prevenge5. ResidueJASON BOLINGER1. The Shape of Water2. Life3. Split4. IT5. The Babysitter6. Happy Death Day7. It Stains The Sands Red8. Better Watch Out9. The Killing of a Sacred Deer10. LeatherfaceBottom 5:1. Residue2. The Institute3. Jeepers Creepers 34. The Void5. Cult of ChuckyHonorable Mentions:It Comes At NightGet OutGerald's GameThe Girl With All The GiftsThe Belko Experiment47 Meters DownRawTERI TERFORD1. Get Out2. The Belko Experiment3. The Blackcoat's Daughter4. Happy Death Day5. Super Dark Times6. Gerald's Game7. It Comes At Night8. The Babysitter9. Hounds of Love10. Amityville: The AwakeningBottom 5:1. The Bye Bye Man2. Kuso3. Rings4. Leatherface5. Friend RequestHonorable Mentions:1922Better Watch Outmother!The Devil's CandyPrevengeBRYAN CLARK1. Get Out2. IT3. It Comes At Night4. Girl With All the Gifts5. Happy Death Day6. Better Watch Out7. 47 Meters Down8. Residue9. Cult of Chucky10. The VoidBottom 5:1 & 2. Alien: Covenant, because double fuck that movie3. Leatherface4. Jeepers Creepers 35. The MummyTADD GOOD1. Get Out (Twin Peaks: The Return)2. mother!3. The Devil's Candy4. Super Dark Times5. Better Watch Out6. Victor Crowley7. Raw8. A Dark Song9. Hounds of Love10. The Blackcoat's DaughterBottom 5:1. Jigsaw2. Alien Covenant3. Boo 2 - A Madea Halloween4. Friend Request5. FlatlinersDUSTIN NEILL1. Mother!2. Gerald’s Game3. Annabelle: Creation4. Better Watch Out5. It Stains the Sands Red6. Death Note7. The Void8. The Belko Experiment9. Get Out10. ITBottom 10:1. Be Afraid2. Don’t Kill It3. Clinical4. Creep 25. House on Willow Street6. Split7. XX8. Leatherface9. 47 Meters Down10. A Cure for WellnessHonorable Mentions:Alien: CovenantThe Bar1922Super Dark TimesCult of ChuckyThe Devil’s CandyIt Comes at NightLifeLittle EvilRaw

Ethan Norof of Rotoworld joins the show! We're talking IT3, Chriss, Avery Bradley as well we have the latest on Embiid, Harden and some ITL Blind Plays!Subscribe to the podcast on iTunes today! If you do, please consider dropping us a rate and review, we'll love you long time! You can also find us on TuneIn, Stitcher, Soundcloud and really any podcast app you listen to it. Just search ITL #SoMuchFun #PodcastOnFleekWe now have the ITL Store, where you can get some great ITL shirts, hoodies and even mugs like the "99 Problems but my draft ain't 1" shirt! Updated all the time, so get your ITL swag on!Join up to be a member of the army and support your boys to create more and more fantasy basketball content that not only wins your league, but makes you laugh! 2 Secret Shows a month to make you laugh, a monthly fantasy chat, giveaways, discount codes and more! Find it all at the ITL Army Page Today!Follow the guys on Twitter @IsItTheWelsh and @BogmanSports

The NFL and NCAA football seasons are coming to a close as we enter playoff season. Last weekend, two teams advance to the National Championship title game after Georgia topped Baker Mayfield and the Oklahoma Sooners while Alabama dispersed of Clemson in a National Title rematch. In today’s show, we pick our winner between the Georgia Bulldogs and Alabama Crimson Tide. The NFL Wildcard kicks off this weekend. We give you our winner from each matchup. Afterwards, we move to the NBA taking a look at the stretch of bad calls that cost some teams an L. Finally, we close out the topics with a convo on Isaiah Thomas’s return to the Cleveland Cavaliers. You can subscribe to Dead End Sports wherever you get your favorite podcasts. Show Outline: 6:57 — Who wins the National Championship? 19:00–Did UCF (13–0) deserve consideration? 27:53 — Titans vs. Chiefs 31:47 — Falcons vs. Rams 37:12 — Bills vs. Jaguars 41:00 — Panthers vs. Saints 46:50 — NBA Refs 1:03:53 — IT3’s return 1:13:30–1GottaGo 1:33:13 — Final Thoughts Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we have Peter Ratcliffe on the show. Peter is a longstanding digital expert and Head of Digital for Retail Apparel Group in Australia. He manages omni-channel operations for RAG and offers his advice on how to organise digital teams and drive digital transformation within organisations.Peter won the Trailblazer award from Magento at Magento Live in late 2016 in recognition of his contribution to eCommerce innovation & leadership.# TIMESTAMPS1:20 - Background in IT3:00 - Digital Teams5:00 - Digital Skillsets8:35 - Who Owns the Data?10:25 - Importance of Business Skills11:50 - Advice for Young Guns of Digital14:40 - Practical Skills17:00 - Merchant Side Experience20:00 - A Passion for Fashion23:30 - Magento Trailblazer26:30 - Magento 2 & Large Scale Project Management31:00 - Selecting the Right Technology & Partners40:10 - Who Stands Out?44:00 - Change Management & The C Suite46:00 - Staying on the Cutting Edge49:35 - Gray Hairs vs Young Guns55:20 - Goals & Aspirations