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Dr. Rudy Eberwein shares his personal journey from eating heavily processed foods in the US to becoming a nutrition-focused doctor, highlighting how American foods are engineered to activate reward centers in the brain. He explained that his medical training barely covered nutrition, despite it being his undergraduate major, leading him to establish a weight loss clinic in 2005 to focus on disease prevention rather than just treatment.Key Takeaways from this discussion include:GLP-1 medications are considered a major medical breakthrough for weight management, comparable to penicillinVisceral adipose tissue (VAT) is an active endocrine organ that produces inflammatory cytokines, increasing disease riskThe combination of GLP-1 medications and testosterone therapy can be highly effective for weight management and muscle preservationMaintaining muscle mass while losing fat is crucial for healthy aging and metabolic health93% of Americans have at least one component of Cardiokidney Metabolic Disease (CKM)Endocrine-disrupting chemicals in food and plastics negatively impact hormone balance and metabolismSelf-love and positive mindset are essential components of any health transformation journeyDr. Rudy shared his comprehensive approach to wellness using the BEST LIFE acronym.B: Baseline (know your starting point)E: Evaluate (get comprehensive testing)S: Sit with a specialist (find the right medical team)T: Take action (implement changes)L: Lean into your tribe (find community support)I: Investigate again (retest to track progress)F: Fine-tune the program (make adjustments)E: Evolve into the new person (embrace your transformation)Dr. Rudy Eberwein is an internal medicine physician with an impressive academic and professional journey. Despite excelling in an acute care hospital setting, Dr. Rudy's passion for preventive medicine led him to open a weight loss clinic with his wife called A New You Wellness, where he has helped thousands of patients lose weight and improve their health.Learn more at DrRudyBestLife.com and check out his podcast TheBestLifeCode.com Visit ConfidenceThroughHealth.com to find discounts to some of our favorite products.Follow me via All In Health and Wellness on Facebook or Instagram.Find my books on Amazon: No More Sugar Coating: Finding Your Happiness in a Crowded World and Confidence Through Health: Live the Healthy Lifestyle God DesignedProduction credit: Social Media Cowboys
Over the course of 20 months, NASA flew 10 vital Project Gemini missions that proved everything needed to get to the Moon in time to meet President John F. Kennedy's challenge. Apollo 13 co-author Jeffrey Kluger joins us to discuss the unprecedented sprint that was Project Gemini.Buy Gemini: Stepping Stone to the Moon - The Untold Story by Jeffrey Kluger via our US Bookshop.org or on Amazon below:Affiliate Link: https://bookshop.org/a/111804/9781250323002Amazon: https://amzn.eu/d/gWo00sl-----------------------------------------------------
Best-selling author and imaging specialist Andy Saunders follows up his remarkable Apollo Remastered with Gemini and Mercury Remastered. Gemini was NASA's highly ambitious 20-month sprint to prove that they could get to the moon in time to meet President John F. Kennedy's challenge.Andy's remastering of the first space photography allows us to see our world the way NASA's Mount Rushmore of astronauts did 60 years ago.Buy Gemini and Mercury Remastered by Andy Saunders through our Bookshop.org affiliate links. 10% of each purchase supports the show:UK Link: https://uk.bookshop.org/a/11015/9780241638194US Link: https://bookshop.org/a/111804/9780762488346Visit Andy's website to find out more about the upcoming events and buy prints of the remastered images: apolloremastered.comFind out more about The Moonwalkers with Tom Hanks here: https://lightroom.uk/whats-on/the-moonwalkers/-----------------------------------------------------
We sit down with Xavier Corman to unpack how Finrack turns inventory into financeable collateral using real-time pricing and a sale-and-buyback model. The conversation spans EU cross-border advantages, practical AI, and why better inventory KPIs drive both growth and sustainability.• founding story and links to FinTech Belgium and EDFA• the SME financing gap when inventory is the asset• how real-time pricing enables flexible funding• case study of an organic bakery scaling seasonal output• regulation via sale and buyback rather than loans• cross-border VAT mechanics inside the EU• integrations with WMS and ERP for daily data• operational KPIs that reduce waste and warehouse size• practical use of AI for data cleaning and analysis• broker-led go-to-market and market expansion• client testimonials and rising demand across Europe• where to enquire and how to qualifyIf you want to know more, go to finrack.com, fill in the three fields, and we will contact you back.Thank you for tuning into our podcast about global trends in the FinTech industry.Check out our podcast channel.Learn more about The Connector. Follow us on LinkedIn.CheersKoen Vanderhoydonkkoen.vanderhoydonk@jointheconnector.com#FinTech #RegTech #Scaleup #WealthTech
This week's podcast is presented by Jacqueline and Stephen. We hear from: Amber Rage in Ambridge who is wondering what it would be like to wander around Ambridge; Michelle from Dorset, who wonders whether Leonard has a death wish;Leigh from Cookham, who is also concerned about Leonard; Claire in Northern France, who has been noticing outdated ideas; Nathan, who has written a poem for Emma; Witherspoon, who has further thoughts on Brad and Amber; Brian, who doesn't think much has actually happened this week; Claire from Clapham who is a bit disappointed about Lily; And finally Globe-Trotting Richard who wonders how Lily is going to get by in Australia; And we have emails from Gillian in London, Lorna, Chris back in Indiana, Brian and first-time Emailer-innerer a different Lorna, this one from Falkirk. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Jacquieline, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
PostbagDoes the industry setting matter on your profile?Christopher Johnson (voice note) LinkedIn industry options help pageFake accounts with similar headlines?LB BrittinghamI'm searching for other experts supporting introverts and I keep coming across profiles with "introvert living in an industry of extroverts" or similar. Many seem like real accounts. Maybe it's some sort of LinkedIn insider knowledge/meme? Kind of like newbies to Threads don't understand the rage bait from fake accounts when they first get there. I'm wondering if the same thing happens on LinkedIn.LinkedIn release a community report twice a year and the latest one covers January to June 2025. They say they've stopped 61.2M fake accounts at registration. 22.2M have been restricted proactively before reports were needed by members, and only 385,900 accounts were restricted following member reports. If you suspect you see a fake account, you can report it via the More button on their profile.Main topic: Is Premium worth it?I joined in May 2021, paying £399.90+VAT. That's £479.88 per year or ~£1.31 per day. Here's what you get on Premium Business:Unlimited People browsing and searchingWho viewed your profile over 90 days15 InMails per monthCustom CTA buttonLinkedIn LearningOpen ProfileRotating bannerFeature content at top of profileEnhanced Services panelAI featuresGold badgePerks, currently including 3 months of free YouTube Premium and Spotify PremiumYou might get a discount to stay when trying to cancel Premium, but I'm not offered that.LinkedIn now has 100 million verified members, and Zoom will soon show your LinkedIn verification badge.Some interesting videos to check out on YouTube:Rory Sutherland Behavioural Science & Marketing Q&A ~1hAlgorithmic bias discussion ~1h 30mLynnaire Johnston and Mark Williams ~1h 10mUpLift Live 26 free ticket prize draw – ENTER NOWCome to the LaunchPad call on Thursday 8 January 2026 at 11am GMT where the winners will be announced live!
This week on The Tax Factor, Robert Salter and Suzanne Briggs dive into one of the UK’s most famous VAT debates: the long-running question of whether Jaffa Cakes are truly cakes or biscuits. They go over the case, the reasoning behind the ruling, and why this seemingly light-hearted issue still has serious tax implications today. They also discuss the blockbuster news that Deadpool & Wolverine has secured a record £82 million in UK tax credits - a milestone moment for the film industry. Robert and Suzanne discuss how the incentive system works, why the UK remains a major production hub, and what this could mean for future big-budget films. Rounding out the episode, they look at the tax issues that often surface during the festive season, from staff parties to seasonal perks. Combined with their take on the top three tax stories of the week.See omnystudio.com/listener for privacy information.
Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Cash flow can look fine on a spreadsheet and still fail you on payday. We unpack a clear, practical playbook for UK dentists to stay liquid when insurers delay payments, tax deadlines cluster, marketing needs ramp up, or a critical scanner dies at the worst time. With finance expert support, we explore fast, purpose‑built funding that keeps teams paid, treatments running, and growth plans alive without remortgaging the practice.We walk through short‑term working capital that lands within days, fixed‑term loans that turn chaos into a known monthly line, and specialised facilities for self‑assessment, VAT, and corporation tax. You'll hear why predictable repayments over 12 to 72 months can protect decision‑making, how to map term length to the problem you're solving, and where unsecured options or a personal guarantee make sense. We also dig into marketing finance for Google Ads, SEO, and Instagram campaigns, showing how a planned budget and realistic patient value can turn borrowed pounds into full chairs and stronger long‑term revenue.When shocks hit, speed matters. We outline funding routes for staffing gaps, agency cover, equipment breakdowns, and urgent replacements, plus merchant cash advances that flex with PDQ/card takings. The theme is discipline over drama: maintain a small contingency, keep documents ready, choose lenders who know dental cash cycles, and borrow to a clear purpose with measurable outcomes. Liquidity is a strategy, not a wish, and the right mix of tools helps you protect service quality while you scale on your terms.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text
It's the finale! Adam has been writing his unmissable sliding doors version of Neighbours since production ended 22 weeks ago, how will it all come to an end? JK, Ben Jackson and Riley Bryant all join to find outIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
It's time for the system to link child and father data universally. One way to start would be to do this in health records. Reviews continue to flag this system change as well as the need to link male and female partners within records to allow for more holistic assessment and immediate safeguarding. Listen in if you feel strongly as I do. Expect this conversation to explore: the catalyst for change that may be approaching how an amendment to legislation will support necessary change the role that multi-agency working plays the means to establish a more effective, evidence based safeguarding strategies and interventions Are you fired up to generate implementable learning in reviews which could potentially improve the lives of vulnerable people? If you are ready to begin your learning & improvement journey now [instead of waiting to begin SILP School in 2026] I am offering two new additions to those who join before 9pm on Monday 15th December. These are: 1. SILP School Appreciative Inquiry Certification [starts 8th December] value £999 plus VAT 2. Live workshop to open the SILP School Learning Runway [16th December at 1.30pm] value £325 plus VAT Send me a message on Whats App using the following link to discuss this further: link About Donna: Donna has 16 years public sector experience, including her last role as Head of Law for a leading metropolitan authority. Now a safeguarding adviser & trainer, Donna is involved in serious case reviews in both children's and adults' safeguarding, domestic homicide and is a SILP Reviewer and Mentor. Donna offers 'SILP School' her university accredited training course, Momentum her space for reviewers & a free online network for leaders in review practice. Linkedin: https://www.linkedin.com/in/donna-ohdedar-review-consulting-ltd/ Join my free Facebook group Blue Light Professionals here Engagement + proportionality + strengths = SILP
It's the finale! Adam has been writing his unmissable sliding doors version of Neighbours since production ended 22 weeks ago, how will it all come to an end? JK, Ben Jackson and Riley Bryant all join to find outIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
Alex Moss and Burton DeWitt are back with a new episode of your go-to darts podcast ahead of the 2025/26 PDC World Darts Championship! The boys start of the show with an overall look ahead to the start of this year's darts extravaganza at Alexandra Palace, and the expanded 128-player field and record £1 million top prize, before making their picks on who they think will be lifting the Sid Waddell Trophy on January 3. Jose De Sousa (18:46) calls in ahead of making his return to the Ally Pally stage next week. The former Grand Slam of Darts champion reflects on a tough few years on and off the oche which has seen him drop from the world's top eight to now sitting outside the top 64 and in danger of losing his PDC tour card. 'The Special One' looks back on a dramatic PDC Tour Card Holder World Championship Qualifier which saw him produce a pair of 95+ averages and then pull off an astonishing comeback in a last-leg decider to beat Andy Boulton and book his spot in the World Championship. Alex and Burton continue their World Championship preview by picking out some players to watch out for and potential darkhorses over the next few weeks at Ally Pally. Tavis Dudeney (52:52) joins the show ahead of making his PDC World Championship debut next week. 'The Dude' looks back on his first year with a PDC tour card and the highs and lows throughout 2025, why he almost quit the sport at one point during the season and how the support of family and the PDPA helped him to continue playing. The 21-year-old reflects on his own PDC Tour Card Holder World Championship qualifying campaign, which saw him complete two epic comebacks en route to securing a first appearance at Ally Pally this year. The boys round off their World Championship preview by picking out their favourite session from the 16 sessions that will be held during the first round of this year's tournament. Michael van Gerwen (1:18:56) chats to Matthew Kiernan and the darts media during his scrum at the recent PDC World Championship Launch in London. The three-time PDC world champion looks back on his 2025 and gives his thoughts ahead of this year's World Championship. Alex and Burton finish off the show with a look back at the WDF World Championships at Lakeside, giving their thoughts on the two Open finalists, the champion Jimmy van Schie and the history-making runner-up Mitchell Lawrie, as well as Deta Hedman ending her wait for Women's World Championship glory at the age of 66. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
And our mystery guest is........ Hannah Monson AKA Nicolette StoneHannah joins JK and Adam to discuss the ending of Neighbours, Christmas films and starstruck momentsIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast, exclusive bonus episodes and entry into our final ever prize draw Hosted on Acast. See acast.com/privacy for more information.
And our mystery guest is........ Hannah Monson AKA Nicolette StoneHannah joins JK and Adam to discuss the ending of Neighbours, Christmas films and starstruck momentsIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast, exclusive bonus episodes and entry into our final ever prize draw Hosted on Acast. See acast.com/privacy for more information.
Episode 60: Safety First – Ski Map Symbols, Slopeside Signs, Mountain Etiquette, Emergency Numbers and MoreWelcome back to the Alpine Property Podcast with Steve Thomas. Kicking off the new season, this week's episode is all about staying safe on the slopes—essential listening for beginners, seasoned skiers, and everyone in between.We explore everything from ski map symbols and slopeside signs, to mountain etiquette, emergency numbers, and other critical safety considerations. Plus, we introduce a featured property in this episode, highlighting a fantastic opportunity in the French Alps.Understanding Ski Map Symbols & Slope ClassificationsWhether you're heading to the French Alps, North America, Japan, South America, Australia, or New Zealand, understanding the slope classification system is essential. In Europe, ski slopes use a colour-coded system:Green: Beginner-friendly, gentle slopes (5–15%), often near resort centres. Ideal for learning turns and controlling speed.Blue: Beginner–intermediate slopes (15–25%), smooth with slight variations in terrain. Perfect for gaining confidence.Red: Upper intermediate slopes (25–40%), steeper and narrower, designed for confident skiers to improve technique.Black: Advanced slopes (40%+), steep, often ungroomed with moguls and obstacles. Only for experienced skiers.Orange/Yellow: Special zones or exceptionally challenging slopes, sometimes used for fun areas or off-piste routes.Maps and on-slope markers indicate difficulty, slope names, lengths, and lift access, helping you navigate safely and aiding emergency services if needed.Ski Lifts & On-Mountain NavigationSki maps also mark lift types:Surface lifts – magic carpets, T-bars, and button lifts for beginners.Chairlifts – from singles to high-speed 8-seaters, forming the backbone of the network.Gondolas & Cable Cars – transport passengers over long distances, e.g., the Vanoise Express, the world's largest double-decker cable car.Funiculars – steep mountain railways in select resorts, like Les Arcs or Val d'Isère.Mountain Etiquette & Emergency PreparednessThe International Ski Federation's 10 rules form the “highway code” for skiers and boarders:Respect others and control your speed.The skier ahead has the right of way.Overtake safely and give ample space.Look up and down the piste before entering or ascending.Avoid stopping in narrow or obstructed areas.Respect signs and markers at all times.Assist others in accidents and exchange contact details if involved.In emergencies, know the resort ski patrol number or dial 112, Europe's 24-hour emergency line. Be ready to provide your location, piste marker info, and details of the incident.Featured Property: Samoëns, Grand MassifIn this episode, we highlight a new development in Samoëns, part of the 265km Grand Massif ski domain, just 60 minutes from Geneva.41 high-end apartments (2–5 bedrooms) across 4 chalet residences.Sizes: 44–121m² with terraces, balconies, or gardens.Features: Modern kitchens, underfloor heating, wood parquet flooring, ski lockers, cave, and underground parking.Prices: €370,000–€990,000, with competitive €8,850/m² rates.Ownership: Classic freehold, optional rental with VAT reclaimable post-construction.This resort is ideal for skiing, snowboarding, mountain biking, hiking, swimming, golf, and more, offering all-year appeal in a historic, picturesque village. A full video tour and property details are available in the show notes.Property Of The Podcast: https://www.alpinepropertyinvestments.co.uk/properties/004860/andhttps://www.youtube.com/watch?v=7oCKg-WzGYQ&t=1sSubscribe to our newsletter www.alpinepropertyinvestments.co.uk/newsletter-signup/ to learn more! For more information, visit www.alpinepropertyinvestments.co.uk and contact us at:
On the last week of Neighbours JK and Adam countdown their top 20 moments from the new chapter from number 20 -11Listen tomorrow for numbers 10-1If you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
JK and Adam countdown their top 20 moments from the new chapter from number 10-1If you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
This week's podcast is presented by Stephen and Jacqueline. We hear from: · Jade in Australia, who wants to know about Oliver's past; · Amber Rage in Ambridge, who has some thoughts and predictions about the 75th Anniversary of The Archers;· Juliet, a first-time caller-innerer, who is wondering what has happened to Marky; · Globe-Trotting Richard who has a plot prediction about George and Alice; · Leigh from Cookham, who doesn't know whether she's coming or going with George; · Ros from South Wales who wonders why George isn't plucking they turkeys; · Witherspoon, who would like to have George in his office in the village hall to give him a full diagnosis; · And finally Love Jazzer's Singing, who is feeling sad for Brad; And we have an email from Chris in Michigan. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Michelle, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Holly bares all on Summer's podcast, Max admits the truth and Christmas arrives on Ramsay StreetIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
Big news, Martyn Cohen is officially joining Cockerill & Co. After a decade plus leading sales and ops across major flooring names, then launching MC Growth Consultancy earlier this year, Martyn is bringing his people first approach into the community. In this episode Tom digs into why he said yes, what he has learned helping retailers, commercial contractors and manufacturers, and how he will add firepower for our members in 2026.About MartynFormer senior leader at Headlam and Carpetright, now growth consultant working across retail, commercial and manufacturing. Known for building high performing teams, fixing recruitment bottlenecks, improving buying terms, and making complex installer set ups work in the real world, HMRC included.What we coverThe announcement, why Martyn is joining Cockerill & Co, and how the partnership worksFrom redundancy to momentum, the first 8 to 9 months of MC Growth ConsultancyThe £2 to £3 million ceiling, when systems, people and process become the growth leverTwo magic moments, franchise results and a commercial client that needed to scale capacity before salesPeople first performance, recruitment done right, culture, and honest conversations that avoid formal performance casesThird party fitter networks, pricing, VAT, HMRC headaches, and how to stay on the right side of the lineBuying power, where the hidden points are in supplier terms, and why a thirty minute call can save tens of thousandsUnplanned services that now matter, recruitment search, interview support, and prep for sale or full business exitsWhy the Cockerill & Co community works, who not how, and proof from peer results, not pitch decksKey takeawaysGrowth is usually blocked by capacity and capability, not just leads or ordersRecruit well, train well, support well, and you will keep good peopleBuying smarter puts profit straight to the bottom line, many miss it through sheer busynessCommunity beats going it alone, the right room saves time and moneyIf we cannot add value, we will say so, the goal is impact, not invoicesWho this helpsIndependent retailers who want to scale without losing sleepCommercial contractors hitting operational limitsManufacturers building UK routes to market or fitter ecosystemsOwners preparing to sell in the next two to three yearsChapter guide00:00 Welcome back, and the announcement 02:00 Martyn's journey, redundancy to consultancy 06:30 Early wins, franchise systems and commercial capacity 11:45 Risk, reputation, and why the pipeline kept growing 14:30 What Martyn brings, people, recruitment, HR and culture 18:30 Installer networks and HMRC, lessons from Carpetright 21:30 Buying power that moves the P and L 24:30 Recruitment as a service, interview help, and search 26:30 Prep for sale, valuation thinking and finding buyers 29:30 Why the community matters more than the features 33:00 Values, saying no when it is not a fit, doing the real work 39:00 How to get involved and next stepsLinksWatch on YouTubeListen on SpotifyListen on Apple PodcastsCockerill & Co, join the community or request a consultConnect with Martyn on LinkedInWork with usWant a straight talking plan to grow, sort your people challenges, or unlock margin, reach out and we will set up a proper call.CreditsHost, Tom Cockerill Guest, Martyn Cohen Produced by The UK Flooring Podcast Hosted on Acast. See acast.com/privacy for more information.
In this critical episode of the Ask Andrew podcast, Kellen Ainey is joined by Andrew Sleigh to dive into the accelerating crisis in precious metals. With global mints like the Royal Canadian Mint, Perth Mint, Indian Mint, and even the U.S. Mint facing significant shortages, is a silver supply shock inevitable? Andrew explains how changes in VAT in China, rising physical premiums, and limited product availability are converging to push the gold and silver prices even higher. Learn why now may be the last window to buy gold and buy silver before premiums explode. Topics include the collapse of fiat currencies, BRICS nations preparing with gold-backed systems, institutional vs. retail demand, and critical issues around physical bullion availability. This is a must-watch for anyone concerned about the future of the dollar and protecting wealth with gold and silver.
Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Thinking about leaving the UK for a better tax deal or a simpler life? We unpack the real calculations behind that decision—from inheritance tax worries and wage inflation to VAT shocks and the tightening margins that push many principals to the brink. Dan Klein, owner of Hive Accountancy in Cornwall, joins us to share what he's seeing across hundreds of dental clients: frustration is real, but so are the misconceptions about relocation and tax.We dive into why the “move and save” story is often oversold. There's no overnight fix; meaningful tax advantages tend to require multi‑year planning, residency commitment, and a clear picture of where you'll live, when you'll sell, and how you'll invest. We explore why some dentists commute from Dubai, where that model makes sense, and where it falls apart. If you're eyeing a big exit, timing and structure matter more than hearsay—and the best results come when your personal life actually fits the place you plan to call home.Not everyone needs to move. We talk candidly about dentistry's “middle age,” where easy growth has faded and operating discipline wins. For some, the smarter play is to stay, run a tight practice, or even step back to a high‑performing associate role while maximising pensions, ISAs, and diversified investing. We compare active vs passive approaches, how to avoid silver‑bullet thinking, and the mindset required to hold through market dips without panicking. Whether you stay or go, the path to a calmer, wealthier future comes from clarity, patience, and a plan you'll actually follow.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text
04 Dec 2025. The UAE is rolling out new VAT amendments from January 1st, simplifying procedures and tightening refund and transparency rules to stay aligned with global standards. We get the details from tax expert Thomas Vanhee, Founding Partner at Aurifer. Plus, Saudia’s new subscription model, Emirates’ bundled passes, and Asia Pass, why airlines are leaning into special schemes? We asked aviation expert Nick Humprey. And we look ahead to Dubai’s 2026 property outlook with Espace Real Estate.See omnystudio.com/listener for privacy information.
This week JK and Adam are joined by Candice Leask AKA Wendy Rodwell to discuss the week on Ramsay StreetIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast, exclusive bonus episodes and entry into our final ever prize draw Hosted on Acast. See acast.com/privacy for more information.
Who is Kyle?Kyle Beltle is a sought-after advisor for professional coaches and consultants whose businesses are flourishing in the high six figures. Having worked extensively with clients eager to reclaim their time, Kyle specializes in navigating the twin challenges his clients so often face: “tax FOMO” (the fear of missing out on tax deductions) and analysis paralysis. He knows all too well how the constant swirl of social media tips and advice from well-meaning friends can leave entrepreneurs unsure of where to start and anxious they might be missing out. Through patient guidance and hands-on support—including welcoming endless client questions at kickoff meetings—Kyle helps business owners cut through the noise, find clarity, and confidently optimize their financial strategies.Key Takeaways00:00 Coaching Clients' Tax Woes Solved04:39 Experience Over Price09:06 Focusing Intentionally in Business12:55 Maximize 401(k) with Profit Sharing15:58 “Subscribe for Podcast Updates”_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at www.systemise.me/subscribeFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Do You Need a P.A.T.H. to Scale?We help established business owners with small but growing teams:go from feeling stuck, sceptical, and tired of wasting time and money on false promises,to running a confident, purpose-driven business where their team delivers results, customers are happy, and they can finally enjoy more time with their family -with a results-based refund guarantee: if you follow the process and it doesn't work, we refund what you paid.This is THE P.A.T.H. to scale your business.————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDStax strategy, tax planning, proactive CPA, tax deductions, analysis paralysis, tax FOMO, professional coaches, consultants, high six figure business, time management, business finances, business owner, real estate investment, rental property, multi state tax return, online tax software, premium guidance, tax mistakes, tax savings, 401k, retirement planning, profit sharing, S corp, employee benefits, pension contributions, business tax, cash flow management, VAT bill, financial planning, tax professional, small business taxSPEAKERKyle Beltle, Stuart WebbStuart Webb [00:00:03]:Okay, we've gone live without the stream coming in, which is really interesting. So welcome to It's Not Rocket Science. Five questions over coffee. I'm here with Kyle Bentley Beltly. Sorry, I'm gonna, I'm gonna get that wrong. Kyle. Apologies. Kyle Beltley.Stuart Webb [00:00:22]:Kyle is the owner of ProActive CPA. Kyle is going to talk to us about some really interesting things about how we manage our finances, manage tax, etc. Carl, welcome to It's Not Rocket Science. Five questions over coffee. I hope you've got your coffee in front of you today.Kyle Beltle [00:00:38]:Ready to go.Stuart Webb [00:00:39]:Terrific mug, terrific mug. Let's, let's talk briefly about how you're, who is, who is the person you're trying to help? What's the problem they've got? So that we can sort of, as we were listening to you describe this, we begin to get a sense of is this me that Kyle is talking about?Kyle Beltle [00:01:00]:Sure, sure. So my clients are professional coaches and consultants running businesses that are generating high six figures of sales and they're people who are looking to buy back their time. I would say that the primary issue that people come to me with and I help them solve, it's kind of a twofold. It's first off, it's what I like to call tax fomo, fear of missing out, and it's analysis paralysis. So with the tax fomo, we are inundated with social media posts on tax tips, our neighbors giving us tax tips, our crazy uncle at the family dinner is giving us. And there's this fear that I'm missing out on these deductions that everybody else knows about. But where do I even, where do I even get started? You know, this, this analysis paralysis. And a great example of this is I just started working with a client there and as we were getting ready for our kickoff meeting, he said, I hope you don't mind, I just jotted down a few thoughts.Kyle Beltle [00:02:10]:Well, so Stewart, this guy had composed this entire Google Doc of just all the things that he'd been coming across. And you know, does this apply to me? Where do I start? And so what I do with my clients is distill all that into a crystal clear tax strategy plan for them where they know, a, this applies to me, B, this is how to take advantage of it, and C, here's the savings I'm going to get from it.Stuart Webb [00:02:38]:So let's just, let's try and explore a little bit then on what are the things. I mean, that guy obviously had ideas about what he wanted to do, the problems that he knew had. He Tried anything. What were the things he tried to do to overcome this problem before turning to Kyle and say, carl, can you help me?Kyle Beltle [00:02:57]:So fortunately he hadn't tried anything and sadly that's not always the case. I had a client, I'll call Ian, who just started working with me the beginning of this year and he had heard, real estate's a great investment. I'm going to get into real estate. And he ended up purchasing a rental house that was out of state. So now he's preparing a multi state return and he has to set up a rental property. He was using an over the counter online tax product there. And you know the saying, garbage in, garbage out. Well, the data that he was putting into the software was not correct.Kyle Beltle [00:03:47]:He ended up missing out on a lot of deductions around that rental property. And so when we first started working together this year, I went back, took a look under the hood of the return last year and was able to help him get that rental property set up properly. And the savings, the actual tax savings that he experienced as a result of that were twice what I was charging him there. And so, you know, I have a colleague, Rajo Jose, who likes to say premium guidance cost a lot less than premium mistakes. And so certainly don't, don't try to DIY things when you're working with a complex tax situation.Stuart Webb [00:04:39]:I'm going to have to agree with you, Carla. I know one of the early lessons I was taught when I was a very young business owner was people forget the price long after they've forgotten the lack of quality, so long after they've remembered the lack of quality. So you know, the, the problem that we all try and think of is this may or may not take me a lot of time, but you're not dealing with, you're not dealing with something which, which is, you know, so much time based, are you? Although they are paying for your time, they're paying for the years of experience which you bought into the, you've used as your education and your experience in order to come back and go, this is how much it's valid, the value is to you. This is not about me taking 15 minutes over this. This is 15 years of my life that's taught me how to do this for you.Kyle Beltle [00:05:25]:100%. 100%. And that's not even mentioning the time that they would need to take away from their core business.Stuart Webb [00:05:33]:Absolutely.Kyle Beltle [00:05:34]:To try to learn this or to even, even to execute it.Stuart Webb [00:05:38]:Absolutely. So I think, Carl, you've been very kind to the audience. You have Got a giveaway. And this will be something which is in the vault that we have, which is the systemized me free stuff. So describe what this is, a PDF, I think, which is going to be a great asset to a lot of people. Tell us what's in this PDF and how it benefit them.Kyle Beltle [00:06:04]:So, as I said at the top, one of the issues that so many of my prospects and so many of my clients come to me with is just saying, where do I even begin? So I put together a handout here of my six favorite tax strategies that most people can take advantage of. And so I would download that there and take it with you next time you're meeting with your tax professional to see which one of these can we put into play to maximize my savings.Stuart Webb [00:06:34]:And I would, I'd hate to, to prejudice this, but if somebody comes along and finds they're only using five of the six, they may need to have a word with you anyway.Kyle Beltle [00:06:43]:Yes, absolutely, absolutely.Stuart Webb [00:06:46]:Okay, terrific. That's a brilliant. And I, I'll just repeat, if you go to systemize me free hyphen stuff, you will find that immediately. You can go and download that now and go get that from, from that vault and, and you will be able to get hold of Kyle's top six strategies. Have a feeling he may have more than six in his bank. But that's, that's the top.Kyle Beltle [00:07:09]:There may be a bonus. There may be a bonus one.Stuart Webb [00:07:12]:I love it. I love it. I love it. Kyle, tell us a little bit. You know, how did you become the, the expert that you are on tax? This doesn't happen overnight. It certainly doesn't happen unless you, you set out intentionally to understand these things.Kyle Beltle [00:07:28]:Yeah.Stuart Webb [00:07:28]:Is there a book, a course or something like that that took you to this, this place? That's.Kyle Beltle [00:07:34]:That is a great question, Stuart. And I love when you ask your guests this because you're always, always finding great books, great programs through this, and I've read a lot of books over the years and just trying to think distill it down to one. Ah, it's really tough. But if I had to choose, I would say that the most impactful program in my life has been Earl Nightingale's the Strangest Secret. Are you familiar with it by any chance?Stuart Webb [00:08:05]:It's not one I know. It's not one I know.Kyle Beltle [00:08:08]:So I encourage everyone out there, go look it up on YouTube. The strangest secret. It's originally, I believe it was a radio broadcast that Earl gave. It's only about 30 minutes. It's very concise. Very to the point. And spoiler alert. The strangest secret is that we become what we think about most of the time.Kyle Beltle [00:08:34]:Oh, and, you know, certainly that is by, you know, no means new to any of your listeners, I'm sure. But for me, I came across this early in my career. It was one of the first times I was really ever exposed to the power of being intentional with your thoughts and setting goals there. And so even to this day, I still find it as a great reset any. Anytime I'm stuck to listen to Earl Nightingale's the Strangest Secret.Stuart Webb [00:09:06]:That is a great, great tip, Carl. I thank you for that one because you're absolutely right. Too often we are, we're not intentional with our businesses, are we? We are distracted. I often see business owners, and I deal with business owners most of my day, and I find myself saying, well, why are you doing it that way? And the answer is sometimes it's sort of like, well, I just can't stop thinking about this. And unfortunately you go, well, you're missing out on a bunch of other things which actually you should be focused on and this should not be even in your thing. So you, you tend to end up doing it because you've just got locked in a cycle of focus that is the wrong one. And to switch the focus to what you should be focused on is much more important.Kyle Beltle [00:09:53]:Yeah. If you're just reacting to the latest email, the latest text message that comes across your inbox there. Yeah, you're absolutely right. You're going to get stuck in a cycle that is not productive and not product. You know, really building up your business to the best that it can be.Stuart Webb [00:10:12]:And this is where you have to start thinking a little bit about, like the, the future of your business by focus on those tax strategies which actually enable you to free up the cash, free up the investment that you might need in order to move the business forward.Kyle Beltle [00:10:26]:Yeah, yeah, absolutely. May feel like you're taking some time, some invaluable time out of your schedule to invest one, two, maybe even three hours to sit down with your tax pro and really map out the upcoming year, what you can take advantage of, what you can't. But the clarity that I have seen that give to my clients is worth its weight in gold and more than comes back to them in time savings.Stuart Webb [00:10:57]:Yeah, I'm gonna, I'll tell a small story here. It's one that's rather specific to the. But I came across a business just recently. The business had hit a real problem. They had a real cash flow problem. And I sort of said, what's the real reason for the cash flow problem? Wasn't very obvious from the discussion. They went, we forgot a VAT bill, value added tax bill. We forgot this tax bill was coming in.Stuart Webb [00:11:20]:We completely missed swiped our cash flow. We're now in deep trouble because we had no idea that it was coming in. And I looked at them and I basically said these bills are paid once every quarter. It's like Christmas. It's going to be on the same day, same time every year. What happened? We didn't have a plan. A one or two hour meeting with an attacked professional to just work out where that was would have solved a whole heap of problems for that business.Kyle Beltle [00:11:52]:Yeah, absolutely, absolutely not. Not to mention just the fact that they could have set up a very simple system to, to remind them about that or to automate it there.Stuart Webb [00:12:04]:Yeah, absolutely brilliant, Kyle, I guess we're getting towards the end of this and I'm going to let you go so you can get back to helping other tax professional people get their taxes in order. Professionals get their taxes in order. Carl, there must be a question that you're thinking, well, he still hasn't asked me the real killer one and obviously I might, I might think of it and probably I'm not going to because I'm a person of very little brain. So what's the one question that I should by now have asked you? And as you know what that question is, you better answer it for us as well.Kyle Beltle [00:12:38]:Yeah, absolutely. Well, one of the questions that I was waiting for was what is one tax strategy in particular that could be a quick win for someone today?Stuart Webb [00:12:50]:I am so glad I didn't ask that question because that is such a good question.Kyle Beltle [00:12:55]:And I got to tell you, Stuart, I'll preface this, I know this, this answer, it's not exciting, it's not revolutionary here, but it is, it truly is powerful. And that is for the listeners here in the US to max out your 401k retirement plan there. Now most people, Stewart, very familiar with having some money taken out of their, their paychecks there to put in the 401k and that's great and that everyone should be doing that. However, I'm always surprised that more business owners don't know about the profit sharing options that most for 1k plans have. And the reason that the profit sharing is so powerful, Stuart, is that it is money that the business elects to put into their employees 401k plans. And it's powerful because if the owner owns a company that's taxed as an S corp here in the US that owner will be on payroll and they'll be able to put additional money into their personal 401 while the business gets a tax deduction for it. It's also a great way for employers to reward their employees by giving them a little bit of a bonus that they don't have to pay payroll taxes on. The employees don't have to pay income taxes on there.Kyle Beltle [00:14:26]:So using the profit sharing component of your 401k to really max it out is a very powerful tax strategy that a lot of businesses will will be able to implement this year and get a quick win.Stuart Webb [00:14:40]:Carl, it will not surprise you to learn that is not a strategy that is just related to the US that is also many other countries. Optimizing and maximizing the amount of money you put into a pension is often the best way of saving tax for the business, but also, as you just said, allowing the employee, even if the employee is the chief executive, to get ready for a time when they need to step away from the business anyway and have still got the money coming in that they should have.Kyle Beltle [00:15:11]:Yeah, absolutely, Stuart. You know, as I said, it's not a particularly exciting strategy, but it's, it's been my experience as a professional that oftentimes it's the simple disciplines.Stuart Webb [00:15:23]:Yeah.Kyle Beltle [00:15:23]:Simple steps that we repeat day after day within our businesses that in the long run provide the biggest wins for us.Stuart Webb [00:15:32]:Kyle, that is a great message to end on because I think it is a universal truth. Business is actually really simple. If you boil it down, it's about making a customer and keeping that customer happy. And hey, what could you do better than doing that with your employees by giving them tax breaks and money for when they retire as well. Absolutely brilliant. Absolutely brilliant. Kyle, thank you so much for spending a few minutes.Kyle Beltle [00:15:56]:Thank you, Stuart. It's been a blast.Stuart Webb [00:15:58]:I'm. I'm just gonna, I'm just gonna encourage people. If you're listening to this, if you're watching this, if you, if you're seeing us live, if you're seeing this in the recording or listening to this in the recording, just please subscribe to the. To the main with the Systemize me forward/subscribe systemize.me forward slash subscribe. You will get an email once a week which will intel tell you who's coming up on the podcast so that you can join live. Ask questions if you want, get on there. If you've got boring, know, really burning questions, that's the time to sort of ask it to experts such as Kyle who's been with us today talking about his stuff. And please go to Systemize me free hyphen stuff to get Kyle's really valuable six plus special special offer.Stuart Webb [00:16:39]:Download as soon as you can. Kyle. Kyle Beltley. I hope I've got it right. At long last.Kyle Beltle [00:16:45]:Yes.Stuart Webb [00:16:45]:Thank you for being with us.Kyle Beltle [00:16:47]:Thank you for having us. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe
Alex Moss is back with a special on-the-road episode of your go-to-darts podcast from the WDF World Championships at Lakeside! Andrew Sinclair (00:40), the WDF communications officer, looks ahead to the start of the 2025 WDF World Championships, discussing the prospects of teenage stars Mitchell Lawrie and Paige Pauling in their senior Lakeside debuts, his predictions for who wins the titles, as well as look back at the 2024 tournament and Paul Lim's run to the final, and reflects on winning his first match on the WDF tour in Denmark earlier this year. Tracy Feiertag (15:44), the #7 seed in the women's draw, looks ahead to making her debut at Lakeside. The American talks about her journey in the game, how DartConnect and the DPFL online leagues pushed her game on, breaking into her country's women's team for the WDF World Cup, committing to the WDF circuit and winning five titles this year to secure her a first appearance in the Women's World Championship. Matt Clark (22:42), the #7 seed in the open draw, looks ahead to his first appearance at Lakeside in 22 years! 'Superman' reflects on his career in darts so far, from memories of his Lakeside debut in the 1996 BDO World Championship and knocking out Raymond van Barneveld to make the quarter-finals, to switching to the PDC and spending many years on the professional circuit, and why qualifying for this year's Lakeside is his proudest achievement. Stephen Rosney (40:01), Ireland's #1 ranked men's player, reflects on a winning debut at Lakeside. 'Chuckles' talks about how he fell in love with darts from watching it on TV, reaching a Development Tour final in 2017, becoming the top-ranked player in Ireland and captaining his country at this year's WDF World Cup, reaching the Hungarian Classic final and then winning through the qualifiers to earn a first World Championship appearance. Antony Dundas (51:15), the WDF's Master of Ceremonies at Lakeside, sits down to look back on his career so far. 'The Pup' explains how he fell into becoming a darts referee by accident after his own prospects of being a player ended, to then earning a call-up to join 'Team Ref' at Lakeside, then switching from referee to MC, the recent rise of Scottish darts and his own aspirations for the future. David Fatum (1:04:50), the #6 seed in the open draw, looks ahead to making his Lakeside debut. The American looks back on his long career so far, from how darts ran through the family, playing in the PDC World Championship in 2008, the challenges for North American players to make it to the top of the sport, his epic run to the final of this year's Dutch Open, sharing his playing experiences on social media and much more. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
Welcome back to another episode of Upside at the EUVC Podcast, where Dan Bowyer, Mads Jensen of SuperSeed, Lomax Ward of Outsized Ventures, and this week's special guest Robin Haak break down the real stories behind the headlines shaping European tech and venture.Robin joins us as the founder of Robin Capital, an early employee at SmartRecruiters, angel in 100+ companies, including eight unicorns, and one of the most active emerging GPs in Europe. He brings deep operator insight, especially into the German ecosystem, politics, and economy, which this episode leans heavily into.We cover everything from UK policy signals to German recession warnings, AI dominance to Europe's bureaucratic drag, the rise of solo GPs, and why the next decade of tech will be won or lost on energy availability more than anything else.What's covered:04:00 EU wants to restrict social media for minorsThe team debates the proposals to ban or limit social media for children under 16, the mental health case, and the tension between safety and overreach.06:00 Surveillance creep & messaging regulationRobin explains concerning drafts that would've allowed governments to read private messages. The group breaks down the slippery slope of “protect the children” legislation.10:00 UK Budget: surprisingly startup-friendlyDan and Lomax unpack EMI reforms, EIS/VCT clarity, and why the market reacted calmly. Signals of a more innovation-forward UK emerge.12:45 Lovable.ai's VAT scandal & Europe's compliance mazeA Swedish engineer's viral post on LinkedIn sparks a discussion on Europe's inconsistent VAT rules, compliance complexity, and whether hypergrowth and European regulation can co-exist.17:00 N26's long struggle with German regulatorsRobin, an early angel, offers an insider's view on the fintech's challenges—BaFin restrictions, governance issues, and the counterfactual: “Would N26 be worth €20B if it were French?”20:00 Germany's big macro problem: stagnation + overloadA brutally honest breakdown of the German economy: energy scarcity, migration overload, rising welfare costs, labor shortages, and political paralysis.28:00 Education, welfare, pensions & the cost structure crisisRobin explains why Germany's systems are buckling: the collapse of PISA scores, overloaded municipalities, and an economic model no longer supported by productivity.33:00 Nuclear shutdowns & Europe's AI energy deficitWhy Germany shut down its safest reactors, how it backfired, and why France and the Nordics will become the new AI infrastructure hubs.40:00 Startup ecosystem: the good, the bad, the bureaucraticFrom Munich's deep tech boom to notary nightmares, ESOP fixes, GmbH limitations, and how founders are learning to hack the system.55:00 The rise of Solo GPsThe team discusses the American roots, European trajectory, operator funds, fund-of-funds appetite, and why founders increasingly prefer solo GPs.01:00:00 AI CornerOpenAI's trillion-dollar capex future, Google's TPU resurgence, Anthropic momentum, Michael Burry shorting AI (and why it's misguided), and the geopolitics of compute.
This week's podcast is presented by Jacqueline and Stephen. We hear from: · Witherspoon, who might be feeling sorry for George; · Michelle from Dorset who has questions about George's drone and the village shop;· Nathan, a first time caller-innerer, at least when using his own name, who has not been enjoying the sounds of silence; · Witherspoon again, who changed his mind about George; · And finally Globe-Trotting Richard, who is concerned by the attempt to frame Poppy for George's actions; And we have emails from Edna Cloud and Chris in Ohio. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Vicky, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Michelle. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
This week JK and Adam are joined by Marisa AKA Summer Hoyland to discuss tennis, pop careers and ask "do they know it's Christmas time at all?"If you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast, exclusive bonus episodes and entry into our final ever prize draw Hosted on Acast. See acast.com/privacy for more information.
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Eden has to prove himself, another Boylesque show takes shape and Max and Felix execute their planIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
What to Expect in the November UK Budget — And 5 Tax Hikes Rachel Reeves Might Impose to fill her ‘BLACK HOLE' As Chancellor Rachel Reeves prepares to unveil the November 2025 UK Budget, all eyes are on her to plug a fiscal black hole of £20–30 billion through tax rises and spending cuts. (Reuters) Despite Labour's manifesto pledges not to increase income tax, National Insurance (NI), or VAT, Reeves has already hinted that taxes on the wealthy will “be part of the story.” (The Guardian) The Institute for Fiscal Studies warns against a “dash for revenue,” urging her to use smart, targeted reforms. (The Guardian). Below are 5 likely tax rises she might deploy: Capital Gains Tax (CGT) Increase or Removal of ReliefsReeves may bring CGT rates closer to income tax levels or abolish favourable reliefs, especially for high-value assets. (The Guardian) National Insurance on Rental Income / Professional ProfitsApplying NI contributions to landlord earnings or profits from legal firms and consultancies is under consideration to broaden the tax base. (The Guardian) Inheritance Tax (IHT) ReformsProposals include removing the residence nil-rate band, narrowing exemptions, and taxing agricultural estates more heavily. (The Guardian) Cash ISA Allowance ReducedReeves could cut the tax-free cash ISA limit from £20,000 to £10,000 or restructure cushions to funnel savings into investments. (MoneyWeek) Council Tax Surcharges & Higher BandsIntroducing surcharges on high-value properties or adding new bands (G/H) is on the table to raise billions without touching core rates. (Institute for Fiscal Studies) What This Means for You These tax changes could reshape property investing, retirement planning, and asset strategies. If you're a landlord, investor, or homeowner, now is the time to review your capital gains exposure, inheritance planning, and use of ISAs before the 26 November Budget drops. Watch full video - https://youtu.be/jITL4nOmBEo The Chancellor could also tinker with pension allowances and the tax free cash element of pension pots, which would be disastrous for savers approaching retirement age. Watch our upcoming episode on the Charles Kelly Money Tips Podcast where I break down each tax move, what it means for you, and how to legally protect your wealth. Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call. For a free gold, investment report, and Discovery Call, click here. https://pure-gold.co/charles-kelly 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #UKBudget2025 #RachelReeves #TaxRiseAlert #CapitalGainsTax #InheritanceTax #CashISATax #CouncilTaxSurcharge #UKPropertyTax #MoneyTips #CharlesKellyPodcast #TaxPlanning #WealthProtection #goldsilverratio #gold #silver #moneymanagement
In this episode, we discuss the fallout from the government shutdown and how delays in federal economic data, including the Consumer Price Index and jobs reports, leave policymakers and the public effectively “driving without headlights.” We examine the broader risks of making monetary decisions without timely information and the political incentives surrounding data transparency. We turn to new reporting on Border Patrol surveillance, exploring constitutional concerns raised by nationwide license-plate monitoring, predictive algorithms, and civil asset forfeiture. We highlight the “foolishness of the week,” a Thanksgiving trend piece on secretly stoned dinner guests, before shifting to a Thanksgiving tradition of our own as we reflect on what we're thankful not to have, from VAT taxes and debtors' prisons to hostile borders, historic diseases, and restrictions on homeschooling and peaceful protest. 00:00 Introduction and Overview 00:33 The Government Shutdown's Aftermath 04:55 Border Patrol's Expanding 100-Mile Authority 07:13 Predictive Policing, License Plate Tracking, and Searches 11:24 Civil Asset Forfeiture and Presumed Guilt 13:41 Foolishness of the Week: The “Stoned Thanksgiving Guests” Trend 15:57 What We're Thankful to Not Have 16:35 Value Added Tax 18:28 Vaccines and the Elimination of Deadly Diseases 20:50 Free Speech and Peaceful Protest 22:08 Women's Rights 23:53 Guns as the Great Equalizer 28:08 Homeschooling Freedoms and Education Restrictions of the Past 32:40 Criminalization of Debt and Bankruptcy Laws 34:05 Why Jailing People for Using Drugs is a Stupid Idea 36:08 Friendly International Neighbors 37:11 Declining Poverty 38:46 Closing Thoughts on Gratitude and a Better World Learn more about your ad choices. Visit podcastchoices.com/adchoices
Alex Moss and Burton DeWitt are back with a new episode of your go-to darts podcast after the Players Championship Finals! The boys start of the show with a look back at the Players Championship Finals and Luke Littler winning the title in Minehead to become a nine-time PDC major champion, before reflecting on ITV Sport's 18-year run producing PDC events. Devon Petersen (19:27) calls in ahead of the defence of his ADC Global Championship title next week. 'The African Warrior' delves into a range of topics including the launch of his Dartboard Maths initiative, his involvement with the International Darts School League, the rapid growth of the African Darts Group and the possibility of Africa having two spots in the PDC World Darts Championship. Alex and Burton continue the show with a look back at the PDC World Youth Championship final on Sunday, which saw Gian van Veen defeat Beau Greaves to defend his title, before giving their first reaction to Monday's draw for the PDC World Darts Championship. Shane McGuirk (1:06:40) also joins the show ahead of making his return to Lakeside next week. 'The Arrow' looks back on his year as WDF world champion, travelling to Australia for exhibitions and playing for Ireland in the Six Nations, as well as almost qualifying for Ally Pally via the UK and Ireland Qualifier, and reveals his travel arrangements during the first weekend of this year's Lakeside! The boys finish off the show by discussing which players who have lost their PDC tour card following Monday's last-chance qualifier surprised them the most, before looking ahead to the early start of Dartsmas and the WDF World Championships and ADC Global Championship getting under way over the coming days. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
In this first video of a three-part series on finding bookkeeping clients, Jo and Zoe break down the beginner foundations you need in place to win your first few clients with confidence. They talk honestly about the fear, vulnerability and “baggage” that new bookkeepers bring when they leave employment, and why that very first client matters so much for your belief, validation and momentum. Through their own stories of landing first clients (via a husband's creative contacts and a neighbour over the garden fence), they show how powerful your existing network can be when you give people a clear, repeatable message about what you do. The episode covers pricing your first jobs, why working for free often backfires, how branding and pricing are linked, and the practical basics you need: a simple online presence (LinkedIn + maybe a one-page website), a clear call to action to book a call, and local networking – approached as relationship-building, not “selling to everyone”. This sets the foundation for the next videos in the series on advanced and referral strategies. One of the biggest questions we see in the 6 Figure Bookkeepers community is: “How do I actually find bookkeeping clients?” In this first video of our three-part series, Jo and Zoe walk you through the beginner stage of finding clients – the foundations that make everything else easier: Getting clear on what you do and who you help in simple, repeatable language Using your nearest and dearest as your first “sales team” Setting up a basic online presence to validate you (even if you don't have a website yet) Why pricing, branding and confidence are all linked How to use networking without feeling salesy or desperate You'll also hear Jo and Zoe's real stories of finding their first clients – from a freelancer friend needing reassurance on her tax return to a neighbour's VAT returns that stayed at £50/month for far too long! This episode lays the groundwork so that advanced and referral strategies (coming in Videos 2 and 3) actually work. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.
The History I started my shopify store around the 10th December 2023 after a viral video on TikTok on December 8th. So I integrated with Bookvault and stayed with POD shipping until February 2025. Since February 2025, I've been distributing and fulfilling all orders from my website in my own warehouse. These are the lessons I've learned from the last ten months of running my own website sales and distribution. And yes, I will talk numbers, but I'm making you wait till the end! Please note, I will talk about finances, systems and the occasional legal thing. Absolutely nothing I say is financial, legal or tax advice. You must seek advice from professionals in your own countries and tax territories. I recognise that this model is not for 99% of authors. It's a LOT of work. It's a lot of logistics, a lot of peopling, team building, paperwork and problem solving. This is as far removed from sitting behind a desk and writing 24/7 as you can get. Do not listen to this with an open heart. Be skeptical, that will keep you on the right track for creating a business you love. But know that I do love this and I am framing these lessons learned from that perspective. Why Direct? I'd always had a transactional website for Sacha Black work but it barely did £20 a month. So I knew the work I was about to scramble to do for Ruby may be for nothing. But I didn't want to be beholden to TikTok the way I'd been beholdened to other sources of income and I knew if I'd gone viral once, I could do it again and that would lead to relying on TikTok. What do I mean why? Two reasons: why should you as an author have a direct store but also why should readers come to you? For you, you can earn more per sale. POD companies integrating with shopify automatically give you more as there are no hidden fees. But when you shift to print runs you more than half the cost of printing each book. Of course you also give yourself a host of other problems like fulfillment and overheads, but you gain a lot more product flexibility and potential meaning you have the opportunity to make bigger profit. BUT and this is a big but, you have to work out what you want your business to look like. That said, there are consequences. I usually write and publish 3 books a year and this year I've dropped to 2 published. Though I will have written a 3rd and a short story by the end of the year. But I wasn't able to get that third one published. Despite that, this is going to be my biggest year ever for income. It already beat last year in 7 months. Which goes to show that you don't have to be rapid releasing anymore to make good money. The fact I've not published three, is a direct consequence of the warehouse and also the increasing team size and the need to train staff. Thankfully due to the Kickstarter, some rights deals an big increase in direct sales of products and merch, I haven't seen a dip in income. Which goes to show that you don't have to be rapid releasing anymore to make good money. There are other benefits like reader loyalty because you're treating them better, you are able to provide higher quality books and with extra goodies and sign all the books for example. And that's really the heart of the mindset shift you need to have and how you should frame thinking about a direct store. Why should a reader bother coming to you when they can get next day shipping for free on Amazon? Can you answer that before you set up your store? For me this looks like three promises: Every book that leaves the warehouse is handsigned by me (I do this in batches and sign for 4-5 hours and get several thousand books signed in one go so it doesn't disturb writing time.) They get extra bonuses for ordering directly like stickers, bookmarks and character art. Last, if they preorder a book in any format I have for sale on the website, it will get shipped BEFORE the public release date. We aim for delivery a couple of weeks prior but it depends on print runs and me hitting deadlines. Things to consider before leaving POD direct and moving to self fulfillment: Where are you going to stock your books? Do you have local warehousing facilities or somewhere you own you can use? Stock requires more space than you think. Because it's not just books you need space for, it's packaging, and space for parcels before collection and space for a computer and printer etc. What is your cash flow like? Do you have the capital that you can risk losing to spend on investing in this? Thanks to great advice from one of my closest author pals, I didn't buy shipping containers for conversion to put on family land which was a circa 40k investment. Instead I rented a warehouse so that I was only risking the cost of one year's rent circa 9k and I'd also be able to up and leave and close everything down if it went wrong. What's your problem solving resiliency like? Solving problems, if it's not your bag, is relentlessly exhausting. Problems arise in all areas of this business, from shipping to label printing to packaging to import and export paperwork, to sourcing products, VAT, pricing, website, delivery issues. Etc. The list is long. Honestly? There's rarely a day without some kind of issue that needs resolving. How does that make you feel? Excited or horrified? Pay attention to those emotions. The only business you should be building is one that brings you joy. Last, is the reality that if you want to fulfill direct yourself you *will* need staff—if you want to continue to write that is. If you think about it, POD direct staff your website for you. They have teams packing the boxes, printing labels and shipping everything for you. So no matter which way you cut it, whether it's you organising staff or your printers, someone has to do the leg work. Mindset shifts eCommerce Yes I'm an author, but running your own fulfillment from website sales means you also run an eCommerce business. And over and above that, I now run a physical product business because we have merchandise. Those combined make for a very, very different business structure and set of problems compared to the old school models of being an indie author. Traffic Direction First of all and most basic of all. I direct all traffic to my website without exception. My primary links on social media are my website. If people ask where they can buy my books, it's my website. If they say they can't then I'll direct them online to a more well known store. Schedules are a bitch. When you're writing in a solo business and uploading your books online, your schedule is essentially your own. When you then bring on a team, they are reliant on you delivering on time to make sure they can do their job. How does that make you feel? Knowing you *have* to deliver for someone else? For a long time I really hated being beholden to deadlines—probably a corporate spill over. But being responsible for a team and needing to deliver for them is very different. I adore my team, I love them and care about them and I *want* to deliver on time for them. This is a total re-framing for me. It's the right kind of pressure and responsibility attached to a deadline. Does that mean my creativity needs to show up on time? Sure, but I find this motivating because it's the right people around me. However, the first book post warehouse opening, we were all still learning and mistakes were made. I delivered one book late. That pushed everything and made a lot of the timelines difficult including getting the printed books delivered on time. For Architecti there were two main problems: a solid 20% of the order arrived damaged by rain. But we'd already sold almost all the initial print run so we couldn't spare 20% and thus didn't have enough stock to cover our preorders. So this caused a lot of anxiety. Under ordering stock is a terrifying prospect. As is over ordering because do you have enough space for it and what if you then don't sell it? The second mistake was releasing a book without checking the diaries of the warehouse team who happened to be on holiday during the fulfillment process. Which in a bout of shit timing, my mum then got sick in the crucial week. Meaning I had to stop writing and fulfill 1000 preorders single handedly. It was grueling physically, mentally and emotionally doing it on my own. We're never having that cluster fuck again. So we've produced a heat map style document with everyone's leave, delivery dates, deadlines for me, product ordering dates, prepping dates and fulfillment periods etc. This was an enormous lesson in logistics of both a warehouse and people. Exclusivity Kindle Unlimited works for a reason. It has books exclusive to Amazon, you literally cannot get them anywhere else. Meaning you're forced to get them there. If that worked for Amazon, you can bet you're arse it works for others. So I stole the idea. I have four novellas /short stories that I publish exclusively on my website. Does that mean a huge risk for loss of visibility and potential sales? Absolutely. No rank, no visibility in the biggest algorithm machine in the world. But it is also one of the key sales tactics I've used to get readers over to me. And boy has it worked. I make sure it's content I know they'll want, I flash the extra books on my reels and videos and then the questions flood in — how do I get those books… Well I'll tell you…! Preorders Preorders are both a gift and a logistical nightmare. How to get them? We ran an enormous campaign for Architecti. Ending up with 1027 paperbacks, 323 hardbacks and 193 ebooks. For a total 1543 preorders on my website. Plus over 1000 ebooks on Amazon. So the total preorders were in excess of 2500 preorders. Firstly you have to ask why should readers preorder direct to you? As mentioned earlier we make three promises: Everything is signed They get extras and goodies including a Roe-Mantics popsocket, series sticker and bookmark and an art print. As well as a Ruby Roe reading tracking and reading order and some stickers. They get the books delivered early (ebook and physical) We promoted the shit out of these three facts and I do believe this is the reason we did so well. That, plus almost two years of pushing direct sales and building reader trust. I won't go into all the marketing we did as this is a podcast about the warehouse. But we pushed HARD. We made a couple of mistakes: We didn't order enough books. We ordered 1000 paperbacks and ended up having to do a second print run because we sold over 1000 and obviously knew we needed stock on hand for general sales — a good problem to have obviously. But if we had ordered a higher quantity from the start we would have had a better price per book and saved ourselves some money and increased profit. That's a tough lesson to learn as we're always having to balance cashflow. The second mistake was packaging. We pride ourselves on making sure the books arrive in pristine condition. The consequence of that is how long it takes to package. The primary damage a book can fall prey to is the rain, or being dropped. We were individually wrapping each book in foam or bubble wrap before putting them inside bookwraps with the goodies to ship. This took me almost two weeks to do for circa a thousand parcels. I spoke to my warehouse neighbour who is a book box subscription company and discovered that they ship 1000 parcels in a couple of days because they uses origami boxes with packing peanuts and a plastic exterior envelope bag for water protection. This results in them working at a significantly faster rate than us. And has led us to get boxes designed and we're in the process of ordering 10k boxes. Customer Communication Customer communication has been an absolute maelstrom. The more products we create, the more complex everything gets. Becca used to be primarily a scheduler for me. Now, she's moved to be a customer services manager. Major issues include: when they preorder a book and put a published book into the same order. This is a means we have to email them to let them know they have two options: either we refund and they order separately or they wait for both their books. This is a huge problem as there are a number of preorders live at any one time and thus a ton of customer communication needed. It has gotten better as we have educated our repeat customers, put messages and labels on the site. But it is an ever present problem. We have decided to commission a coder to write some code for shopify so that we can charge two lots of shipping and split ship. We've also had so many communications about the tariffs. This has been so difficult because we are not the ones charging but we are the first point of call. It is in large part due to the team being incredible that we got through this. Last, I still receive an email for every single order. So I do one additional thing. I make a point to keep an eye on when someone has ordered multiple times in short succession and then send them to the team to refund duplicate postage. Protecting Writing Time This is so vital. And has been the hardest part of having a warehouse. I definitely feel like I lost 6 months of writing time. It's the reason I barely managed to get Architecti done, and the reason I didn't meet my primary goal of getting ahead of production this year. Staffing means interruptions. But more than that, having the discipline to put my phone on do not disturb or muting team chats while I write. Now that we're up to speed, refining processes and we have SOPs in place, I am finding it easier and easier to not go to the warehouse. We also stopped having the smaller deliveries sent to my house and instead they're going to my team's houses or direct to the warehouse. Regulations and Tariffs With a physical product business there are so many more regulations and acronyms and pieces of law that you have to deal with. The level of bureaucracy is quite astonishing and has caused a number of headaches. These headaches are not the type of headaches that most authors would want to deal with. You have to choose the poison you want to drink and I genuinely recognise that 99% of authors would not want this headache. The other matter here is that the regulations have required a colossal amount of time spent on them. More time than we anticipated. Something new is always being thrown at us and usually things that we do not have knowledge on. So we're constantly in a state of adapting and learning. This is both wonderful and also a little gruelling. As there's not many people doing this we don't have many options for checking we're on the right path, so having to trust ourselves that we've done the best we can with the knowledge we have. And also recognise that it's okay to not know everything. Logistics There's been a lot of logistic lessons learned too. Firstly, that shipping providers are a nightmare. They're massive organisations and that means corporate bureaucracy. Lots of being passed between departments and having to wait for responses. You're probably going to need additional app integrations some of which will cost. Just pay for the apps because it will make your life simpler. We have a DPD integration app that makes handling and managing preorders and labels considerably easier. Batch as much as you can: like signing books, preparing freebie packets, cutting foam and pre-building boxes. Batch packaging, in particular for preorders. For example, all the UK paperbacks then all the UK hardbacks etc. It's easier to do the same thing over and over and then task switch than it is to do it higgledy piggledy. Timelines Understanding the timelines for launches has been quite the challenge. When you're a solo indie you are in charge of your own time. When you have a team, and other people do parts of the publishing process, you're no longer working on your own schedule. Combined with the fact that a huge percentage of my turnover comes from physical book sales. This means we have to do print runs. Instead of loading up to KDP or the POD services and knowing it will be live the next day or a few days later after a proof copy. Print runs take a couple of days to finalise the files (up to several months for international printers) and then 2-3 weeks to print and deliver to the warehouse for UK printers, and several weeks to months for international. We then have to unpack them and check the quality and then I have to sign them. I am pretty fast at signing now and choose to sign in long batches 4-5 hours at a time and usually manage 1-2000 books in that time. The other timelines that need to be considered are how long things take to pack. But I've already talked about that. But it is something that needs to be considered when planning preorder fulfillment. The more preorders we get, the more significant the time it takes, that or we need more people to help pack. The Money This is the bit everyone is interested. All costs are in GBP. Set up costs for the warehouse were approximately £4-5000. This included the deposit, racking, furniture etc. In total, I've spent 100k on printing this year. However a significant portion of that was on the Kickstarter. So I don't count that in the costs for the warehouse. Those sit at £61,171. We are still holding a huge amount of stock in the warehouse so this spend should start to even out. In December 2023 I started the shop around 10th December, I made just shy of £1700 which I think was mostly due to the viral TikToks. In the month of May 2024 I broke £5000. November 2024 I broke 10k for the first time and in December 2024 I broke 15k. That was the month I knew I needed to take advantage of what I was building. I knew I wanted to do more for readers who were clearly willing to buy direct. In 2024, the website turned over £73.5k. I collected keys for the warehouse of January 31st. It took a couple of weeks to set the warehouse up and then we had print runs delivered around the 17th and started shipping on Feb 20th 2025. That was a £16k month, and the first time my Shopify sales beat my Amazon, only by a couple hundred pounds, but it still beat it. It wasn't lost on me that it was the first month I had taken control of distribution. April eclipsed Amazon at 29k and I've stayed between 15 and 29k a month since — Finally in November 2025, I surpassed 30k. As of 21st November we're standing at 222k for the year. I suspect we will end up with turnover somewhere between 230 and 250k for 2025. Creating definitive turnover and net profit calculations are difficult. What I can tell you is that between the warehouse, staff for the warehouse, utilities and insurances I spend approximately 18-1900 a month (21-23k per year). Shipping varies between 500 and 1500 a week on average but on preorder weeks it can spike to 8k. The highest month for shipping was 11k. I suspect for the year it will be roughly 45-55k. So for print costs, staffing, rent and shipping the total is approximately £133,971. I estimate 4-7k on other costs like packaging and freebies. So let's estimate £140k spend for £222k turnover. So I estimate approximately £82,000 in profit - to which I'll then have to pay tax. That's a 36% profit. Not as high as I'd like, but also it's year one and spend is always higher in year one because of set up. I expect that as we move into year two that will grow and my aim is to reach 45% but the ultimate goal will be 50% I'm not sure if this is possible but we will try. We have a lot of stock that we can sell without having to spend out anymore. In terms of granular costs to give you an idea of profit on the detail level: The cost of each book is loosely £2.20 per paperback for which we charge £10.99 on average. We allow for £1 of that to cover packaging and freebies. Meaning £3.20 of costs. Though this doesn't include a % for warehouse overheads. I don't have any advertising costs. I have bought all customers in from my mailing list, TikTok and Instagram. On average my returning customer rate is 35%. However, in months where I set up a new product preorder, that rate shoots up. For November 2025 it's 56%. Similarly, my average conversion rate is 5.83% conversion rate. What's interesting is that in those early months my conversion rate was 3.18%. This month it's 8.53%. I think this increase is twofold. First, I have a high returning customer rate, this automatically increases the conversion rate as your customers want what you're providing. Second, I think my marketing has gotten better and better. We're providing more books, stories and products that my audience wants and we're also getting better at marketing to market. Cash Flow One of the best things I did was create multiple pots and accounts. For a long time I'd lived under the assumption you could only have one business bank account. That was bad advice from an accountant. I have since left them and now have an excellent accountant. I've also had lots of advice from a dear friend who knows far more about money and systems than me. Cash flow can either sky rocket or cripple a business. And when you run a physical business the numbers you run with are so much higher that you can easily crush your company. One of my favourite tactics is to create mini pots and split money up. For every preorder we run I create a pot in my bank, like a mini bank and every week I put the amount earned for that preorder product into the pot. If the product requires a print run, I pay for it out of that pot. If we have to buy wholesale merch, I take it from that pot etc. I also set aside money for tax each month. I move both personal tax money and corporation tax money and set it aside in a high interest savings account. The biggest outflows for running a distribution warehouse are staffing, warehouse rent, shipping and print runs. For Architecti specifically, we had to do two print runs because we under ordered books. Meaning I had to outflow huge amounts of money twice. The print runs totalled £11,630. Plus 11,000 in shipping fees for that month. If I didn't have the money set aside for this, it could easily have pushed me into debt. One of the main things I did to help prevent cashflow issues, is have dozens of pots inside my bank accounts. Every week the team calculates the income for orders and shipping for each product we have on preorder (there are always usually 2 to 3) and then I transfer that money to individual pots. Meaning I save all the money from preorders right up until launch. I then take the money for the print runs from this pot and for the shipping. What's left is the profit which is taxable so I move the tax money into my tax pot and then keep the rest. This is the safest way I've found for managing cashflow and ensuring I don't spend money that needs to be saved for specific things. I also have an entirely separate account for my shopify. So all print runs are paid for out of the shopify account. All shipping payments go out of that account. All printing for freebies etc comes from that account. It becomes totally self managing and over time it increases. Then if I want to take out chunks of profit, I do and keep the account at 20k. This is the equivalent of the average monthly turnover for the shopify. So should cover all bills or worst case scenarios. I also have a tax pot where I move money each month. My accountants have a report that generates each month and estimates my tax. I then place my tax in a high interest account and leave it to earn some money before I have to pay it. Next Steps Business infrastructure. I recently visited Author Nation – the Las Vegas conference that was once 20books. There are so many areas for growth and improvement and I realised that I have essentially brut forced my way to the position I'm in. Upsell app Integration with better email upsell marketing system Possibly advertising Branded packaging
The Autumn Budget was pronounced today and, as expected, it came with some changes to VAT exemptions on higher-end Motability cars and the types available. Emma Vogelmann from Transport for All gives us the charity's reaction.It's the BBC's Scam Safe week and, as Trading Standards reveal that neurodivergent people are 50% more likely to fall for a scam, we speak with cybersecurity expert Holly Foxcroft, about why the figures are so high. Holly is autistic and lives with "thriving ADHD".Former BBC editor Mark Mardell made headlines a few weeks ago when Turkish Airlines refused to let him fly without a doctor's note, owing to his Parkinson's. Mark has an update on what he's planning to do next to stop anyone else experiencing what he went through.Presented by Emma Tracey with Hayley ClarkeSound mixed by Dave O'NeillSeries producer is Beth RoseEditor is Damon Rose
PJ talks to Michael Collins TD who says that VAT reductions for apartments will do very little compared to sorting out water and waste connections Hosted on Acast. See acast.com/privacy for more information.
Tell Spencer your thoughts about this episode!Mark Oppenheimer from Brain in a Vat discusses controversies surrounding hate speech in South Africa.
This week's podcast is presented by Stephen and Jacqueline We hear from: · Love Jazzer's Singing who, among other things, thinks we all need to be a bit more Natasha; · Grellan from London, who has not been enjoying Scottish Castle Week;· Kathleen, also from London, who has surprised herself because she has been enjoying it; · Nick in the Cotswolds, who is worried about Justin; · Claire from Clapham, who really enjoyed people telling it how it was on Wednesday;· Witherspoon, who offers Lilian some medical advice; · And finally Globe-Trotting Richard, who had the bright idea of asking an AI system about Brodie; And we have emails and WhatsApp messages from Edna Cloud, Anne, Amber Rage in Ambridge, Chris on the road to Ohio and our Vicky. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Witherspoon, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Michelle. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
A massive exodus of millionaires and billionaires to tax-free havens like the UAE is actively crashing the London housing market. Chelsea is down 15% in 12 months, Mayfair has crashed over 40%, and prices are rewinding 12 years—all while the government increases taxes. Find out how Dubai is aggressively marketing its low-tax, high-safety haven to the world, and what you can do to protect yourself. BEST MOMENTS "Chelsea is down 15.1% in the last 12 months... it's back to 2013 prices. It's had 30 months of continuous decline." "Prime central London is in free-fall. Mayfair has crashed over 40%." "Why would you stay in the UK when income tax is 45%? National insurance is 15%. VAT is 20%. Corporation tax is 25%. Capital gains tax is 28%. Inheritance tax is 40%, and property tax is a 12% stamp duty." Exclusive community & resources: For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions) → https://robmoore.live/mms
Russia's Slowing Wartime Economy Pushes Kremlin to Increase Taxes and Fees. Michael Bernstam analyzes Russia's economic stagnation due to war expenditure and shortages, leading the Kremlin to raise taxes, including the VAT, to close the budget gap. Sanctions are biting deep, forcing Russia to offer huge discounts—up to $38 per barrel—to its primary oil cu1900stomers: India, China, and Turkey. Guest: Michael Bernstam.
SHOW 11-20-2025 CBS EYE ON THE WORLD WITH JOHN BATCHELOR THE SHOW BEGINS IN THE DOUBTS ABOUT PEACE IN EUROPE.. FIRST HOUR 9-915 Ukraine Envoy Keith Kellogg Quits After Plan for US Peace Leaked. Anatol Lieven discusses a leaked Ukraine peace plan involving potential US legal recognition of Russian annexation of Donbass and Crimea, which would pave the way for lifting US sanctions. The plan requires Ukraine to yield the remaining Donbass slice and accept limits on its army size, although Ukraine is not required to formally agree. Guest: Anatol Lieven. 915-930 continued 930-945 Professor George Is Right: Principle Sustains American Conservatism. Peter Berkowitz reviews Professor Robert George's assertion that American conservatism's core principle is the profound, inherent, and equal dignity of each human family member. George insisted that the movement must unequivocally reject white supremacists and anti-Semites, a rebuke directed at the Heritage Foundation president's defense of Tucker Carlson. This mirrors William F. Buckley's efforts to purge extremism from conservatism. Guest: Peter Berkowitz. 945-1000 US Adds 119,000 Jobs in September, but Unemployment Hits Four-Year Peak. Chris Regal discusses consumer liquidity challenges alongside the early impacts of AI on the workforce. AI is currently displacing white-collar jobs like consulting, but physical displacement via robotics is coming. He notes concerns about an AI investment bubble but affirms confidence in major companies like Amazon and Microsoft. Guest: Chris Regal. SECOND HOUR 10-1015 Upcoming Election in Honduras. Mary Anastasia O'Grady discusses Honduran fears that the current left-wing party, allied with Venezuela and Cuba, will attempt to steal the upcoming election. This follows a playbook where elected leaders consolidate power by seizing control of institutions like the military and courts to avoid subsequent fair elections. The OAS and US State Department have issued warnings against election theft. Guest: Mary Anastasia O'Grady. 1015-1030 Russia's Slowing Wartime Economy Pushes Kremlin to Increase Taxes and Fees. Michael Bernstam analyzes Russia's economic stagnation due to war expenditure and shortages, leading the Kremlin to raise taxes, including the VAT, to close the budget gap. Sanctions are biting deep, forcing Russia to offer huge discounts—up to $38 per barrel—to its primary oil customers: India, China, and Turkey. Guest: Michael Bernstam. 1030-1045 Launch of Blue Origin's New Glenn Rocket. Eric Berger describes the successful second launch and booster landing of Blue Origin's New Glenn rocket as thrilling and a huge step forward. New Glenn is the world's third largest rocket and is crucial for Amazon's LEO constellation and NASA's Artemis moon program. Berger also supports Jared Isaacman's nomination to lead NASA. Guest: Eric Berger. 1045-1100 THIRD HOUR 1100-1115 Autocrats Versus Democrats: China, Russia, America, and the New Global Disorder. Michael McFaul analyzes the Cold War, noting that the Cuban Missile Crisis taught the need for crisis management mechanisms with adversaries. He argues that the US was too complacent, first when engaging China after Tiananmen Square without stressing values, and later when failing to invest politically and economically to consolidate democracy in post-Soviet Russia. Guest: Michael McFaul. 1115-1130 1130-1145 1145-1200 FOURTH HOUR 12-1215 The New World Report. Professor Evan Ellis discusses increased US attention to the Americas, citing the Monroe Doctrine and the risks of intervention in Venezuela. He emphasizes that narco-terror is a complex criminal economy troubling the region. The conversation also highlights rightward political movements and citizen frustration with insecurity and violence in Chile, Ecuador, and Peru. Guest: Professor Evan Ellis. 1215-1230 1230-1245 1245-100 AM
เจาะแผนรัฐบาลทยอยขึ้น VAT ไป 10% เริ่มปี พ.ศ. 2571 กระทบใครบ้าง พูดคุยกับ รศ.ดร.อธิภัทร มุทิตาเจริญ อาจารย์ประจำคณะเศรษฐศาสตร์ และผู้อำนวยการศูนย์วิจัยเศรษฐศาสตร์ จุฬาลงกรณ์มหาวิทยาลัย เตือน ปีหน้ายังไม่ใช่จุดจบของการปลดคน Glassdoor ชี้เทรนด์ ‘ปลดทีละน้อยแต่ถี่ขึ้น' แทนการปลดครั้งใหญ่ รายละเอียดเป็นอย่างไร
Alex Moss and Burton DeWitt are back with a new episode of your go-to darts podcast after the Grand Slam of Darts! The boys start of the show with a look back at the Grand Slam of Darts and reflect on Luke Littler retaining the title in Wolverhampton and becoming the youngest world number one in PDC history, before looking back on the runner-up Luke Humphries' near two-year run at the top of the rankings. Archie Self (19:13) calls in ahead of the defence of his WDF Youth World Championship title at Lakeside. 'The Archer' reflects on the last 12 months, becoming a world champion on his Lakeside debut at the end of 2024, winning through the recent qualifiers in Hungary for the second year in a row to earn his spot in the field at Lakeside again, making his MODUS Super Series debut this week after turning 16 years old, his plans for 2026, including going to Q-School in January, and much more. Alex and Burton continue the show with a look ahead to a mouth-watering PDC World Youth Championship final between the holder Gian van Veen and Beau Greaves this Sunday, before making their picks for who they want to see win through the last chance qualifier for the PDC World Championship on Monday. Paige Pauling (46:13) also joins the show ahead of making her return to Lakeside next week. The teenager looks back on her career so far, from being inspired by her brother to start playing darts herself, dominating the girls circuit in both the WDF and JDC, winning the WDF Girls World Championship on her Lakeside debut last year, progressing into the senior ranks and winning multiple WDF women's titles to qualify for the Women's World Championship for the first time this year. The boys finish off the show by dipping into the mailbag and discuss whether Luke Littler is now the most successful teenager in sports history. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
Straitjacketed by a manifesto that promised not to raise income tax, National Insurance or VAT on “working people” – and stymied by an exodus of people wealthy enough to seek financial safety elsewhere – the Labour party is scrambling to raise enough revenue to fill a £20bn fiscal black hole.As the 2025 autumn Budget draws ever closer, there is increasing apprehension as to whether Chancellor Rachel Reeves is going to employ a “mansion tax” to help balance the books.In today's Daily T, Tim is joined by Jacob Rees-Mogg and Allister Heath to preview what's set to be an “horrendous” upcoming Budget, why time is running out for both Keir Starmer and Rachel Reeves and how the right needs to unite ahead of a possible early general election in 2027.Producer: Hugo Verelst-WayAdditonial production from Mikey OlympitisSenior Producer: John CadiganVideo Producer: Will WaltersStudio Operator: Meghan SearleExecutive Producer: Charlotte SeligmanSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.
This week's podcast is presented by Jacqueline and Stephen We hear from: · Casey in Vancouver, who has thoughts about Josh's sexuality;· Witherspoon, who has mostly been thinking about George; · An anonymous AirBNB owner who has had rather a lot of calls relating to a booking he has taken for next week;· David from Carmarthenshire who wonders why the script writers have it in for Ruth so much; · And finally Ros from Northumberland, a first time caller-innerer - Hurrah - who has a plot prediction about the Scottish trip; And we have emails from Edna Cloud and Chris in Indiana. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Vicky, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment.
SHOW 11-12-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1930 THE SHOW BEGINS IN THE DOUBTS ABOUT CHINA'S LEADERSHIP. FIRST HOUR 9-915 Allied AI Competition and Submarine Requests. Scott Harold examines the crucial role of allies Japan and South Korea in the AI competition against China. Japan is developing locally tailored AI models built on US technology for use in Southeast Asia. South Korea aims to become the third-largest AI power, offering reliable models to counter China's untrustworthy technology. Harold also discusses South Korea's surprising request for nuclear-powered, conventionally armed submarines to track Chinese and North Korean vessels, signaling a greater public willingness to contribute to China deterrence. 915-930 Rare Earths Monopoly and US Strategy. General Blaine Holt discusses China's challenge to the US and its allies regarding rare earths, noting that China previously threatened to cut off supply. The US is securing deals with partners like Australia and is on track to replace China entirely, despite initial processing reliance on Chinese predatory practices. Holt suggests a two-year recovery is conservative, as technology for domestic processing exists. He also notes China's leadership is in turmoil, trying to buy time through trade deals. 930-945 Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment. 945-1000 Buckley, Fusionism, and Conservative Integrity. Peter Berkowitz explores William F. Buckley's consolidation of the conservative movement through "fusionism"—blending limited government and social conservatism. Buckley purged the movement of anti-Semites based on core principles. Berkowitz uses this historical context to analyze the controversy surrounding Tucker Carlson giving a platform to Nick Fuentes, who openly celebrates Stalin and Hitler. This incident caused division after the Heritage Foundation's president, Kevin Roberts, defended Carlson, prompting Roberts to issue an apology. SECOND HOUR 10-1015 Commodity Markets and UK Political Instability. Simon Constable analyzes rare earth markets, noting China's dominance is achieved through undercutting prices and buying out competitors. Prices for key industrial commodities like copper and aluminum are up, indicating high demand. Constable also discusses UK political instability, noting that Labour Prime Minister Keir Starmer lacks natural leadership and confidence. The major political driver for a potential leadership change is the party's broken promise regarding income taxes, which severely undermines public trust before the next election, 1015-1030 Commodity Markets and UK Political Instability. Simon Constable analyzes rare earth markets, noting China's dominance is achieved through undercutting prices and buying out competitors. Prices for key industrial commodities like copper and aluminum are up, indicating high demand. Constable also discusses UK political instability, noting that Labour Prime Minister Keir Starmer lacks natural leadership and confidence. The major political driver for a potential leadership change is the party's broken promise regarding income taxes, which severely undermines public trust before the next election 1030-1045 Austrian Economics, Von Mises, and the Fight Against Interventionism. Carola Binder discusses the Austrian School of Economics, highlighting its focus on free markets and Ludwig von Mises's opposition to government "interventionism," including rent and price controls. Mises argued these policies distort markets, leading to shortages and inefficiency. Binder emphasizes Mises's belief that economic literacy is a primary civic duty necessary for citizens to reject socialism and interventionist panaceas, especially as new generations are exposed to such ideas. 1045-1100 Austrian Economics, Von Mises, and the Fight Against Interventionism. Carola Binder discusses the Austrian School of Economics, highlighting its focus on free markets and Ludwig von Mises's opposition to government "interventionism," including rent and price controls. Mises argued these policies distort markets, leading to shortages and inefficiency. Binder emphasizes Mises's belief that economic literacy is a primary civic duty necessary for citizens to reject socialism and interventionist panaceas, especially as new generations are exposed to such ideas. THIRD HOUR 1100-1115 Philippine Missile Deployment to Deter China. Captain Jim Fanell reports that the Philippines unveiled its first operational BrahMos anti-ship cruise missile battery in western Luzon to deter Chinese aggression. This supersonic missile system, part of the $7.2 billion Reorizon 3 modernization program, gives the Philippines "skin in the game" near disputed waters like Scarborough Shoal. The deployment signifies a strategy to turn the Philippines into a "porcupine," focusing defense on the West Philippine Sea. The systems are road-mobile, making them difficult to target. 1115-1130 AI, Cyber Attacks, and Nuclear Deterrence. Peter Huessy discusses the challenges to nuclear deterrence posed by AI and cyber intrusions. General Flynn highlighted that attacks on satellites, the backbone of deterrence, could prevent the US from confirming where a launch originated. Huessy emphasizes the need to improve deterrence, noting that the US likely requires presidential authorization for retaliation, unlike potential Russian "dead hand" systems. The biggest risk is misinformation delivered by cyber attacks, although the US maintains stringent protocols and would never launch based solely on a computer warning. 1130-1145 Sudan Civil War, Global Proxies, and Nigerian Violence. Caleb Weiss and Bill Roggio analyze the civil war in Sudan between the SAF and the RSF, noting both factions commit atrocities, including massacres after the capture of El Fasher. The conflict is fueled by opposing global coalitions: the UAE and Russia support the RSF, while Iran, Egypt, and Turkey back the SAF. The Islamic State has called for foreign jihadis to mobilize. Weiss also addresses the complicated violence in Nigeria, differentiating jihadist attacks on Christians from communal farmer-herder conflict. 1145-1200 Sudan Civil War, Global Proxies, and Nigerian Violence. Caleb Weiss and Bill Roggio analyze the civil war in Sudan between the SAF and the RSF, noting both factions commit atrocities, including massacres after the capture of El Fasher. The conflict is fueled by opposing global coalitions: the UAE and Russia support the RSF, while Iran, Egypt, and Turkey back the SAF. The Islamic State has called for foreign jihadis to mobilize. Weiss also addresses the complicated violence in Nigeria, differentiating jihadist attacks on Christians from communal farmer-herder conflict. FOURTH HOUR 12-1215 Corruption, Chinese Influence, and Protests in Serbia. Ivana Stradner discusses protests in Serbia demanding accountability one year after a canopy collapse killed 16 people, with investigations linking the accident to high-level corruption involving a Chinese company. Leader Vučić suppresses discontent by alleging the West is plotting a "color revolution." Although Vučić aligns his heart with Russia and China, he needs EU money for political survival, prompting him to offer weapons to the West and claim Serbia is on the EU path. 1215-1230 The Muslim Brotherhood and Its Global Network. Cliff May discusses the Muslim Brotherhood (MB), the progenitor of Hamas, founded in 1928 after the Ottoman Caliphate's abolition. The MB's goal is to establish a new Islamic empire. Qatar is highly supportive, hosting Hamas leaders, while the UAE and Saudi Arabia have banned the MB. Turkish President Erdoğan is considered MB-adjacent and sympathetic, supporting Hamas and potentially viewing himself as a future Caliph, despite Turkey being a NATO member. 1230-1245 Commercial Space Records and Political Impacts on NASA. Bob Zimmerman covers new records in commercial space: SpaceX achieved 147 launches this year, and one booster tied the Space Shuttle Columbia for 28 reuses. China also set a record with 70 launches but had a failure. Commercial space faced temporary impacts, such as an FAA launch curfew due to a government shutdown and air traffic controller shortages. Zimmerman speculates that Jared Isaacman's conservative-leaning public appearance at Turning Point USA might have convinced Trump to renominate him for NASA Administrator. 1245-100 AM Commercial Space Records and Political Impacts on NASA. Bob Zimmerman covers new records in commercial space: SpaceX achieved 147 launches this year, and one booster tied the Space Shuttle Columbia for 28 reuses. China also set a record with 70 launches but had a failure. Commercial space faced temporary impacts, such as an FAA launch curfew due to a government shutdown and air traffic controller shortages. Zimmerman speculates that Jared Isaacman's conservative-leaning public appearance at Turning Point USA might have convinced Trump to renominate him for NASA Administrator.
Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment. 1951
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