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Collect unlimited free verifiable CPD for UK Dentists here >>> ———————————————————————The rules are changing for self‑employed dentists. From April 2026, Making Tax Digital extends beyond VAT into Income Tax Self Assessment, pulling most associates and many sole‑trader practice owners into quarterly digital reporting. We brought specialist dental accountant David Hossein to cut through the noise: who is affected, what to file, the exact first deadlines, and how to set up the right software without creating a new full‑time job for yourself.We start with the basics that trip people up. The threshold is based on income, not profit, and rental income in your own name can push you over the line. Dividends do not count. You will submit digital updates every quarter using MTD‑compatible software, then a final statement to tie everything together. Payments of tax do not change at first, but planning for eventual quarterly payments is wise. David lays out the first reporting period (6 April to 5 July 2026) and the submission date (7 August 2026) so you can work backwards and avoid penalties.Then we get practical. We compare FreeAgent, Xero, and QuickBooks, and explain why many dentists will be fine on FreeAgent, especially when it is free via certain bank accounts. Clean bank feeds, correct import dates, and reconciling to statements are non‑negotiable. We show how to use built‑in tax forecasting to ring‑fence cash, reduce January shocks, and time pensions or equipment purchases with confidence. We also explore the structural choices: companies and partnerships sit outside this phase of MTD for now, but incorporation only makes sense when it aligns with tax, pension, and cashflow goals. For some on the cusp, MTD may be the nudge to reassess.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text
Marcin Izdebski z Centrum Strategii Rozwojowych, współautor projektu „Tani prąd –33%”, w rozmowie z Radiem Wnet szczegółowo opisuje mechanizmy, które od lat windują ceny energii w Polsce i osłabiają konkurencyjność polskiego przemysłu. Jego zdaniem rachunki, które płacą gospodarstwa domowe i przedsiębiorcy, są nie tylko nadmiernie wysokie – ale również strukturalnie niesprawiedliwe.Izdebski zaczyna od uporządkowania tego, co składa się na rachunek za prąd.Koszt produkcji energii to dziś tylko połowa rachunku. Druga połowa to dystrybucja i opłaty, których kilka lat temu nie było. W cenach mamy koszty unijnej polityki ETS, które miały wspierać transformację, ale dokładamy do nich kolejne daniny. Płacimy za to samo dwa razy, a po raz trzeci – przez VAT– wskazuje.W drugiej części rozmowy Izdebski wyjaśnia paradoks, który w debacie publicznej rzadko przebija się do mainstreamu. Wysokie ceny energii w Polsce nie oznaczają, że mieszkańcy krajów zachodnich mają taniej – przeciwnie, tam gospodarstwa domowe płacą często dużo więcej. Ale kluczowy jest inny aspekt.W Europie przyjęto mechanizm, że kosztami transformacji obciąża się gospodarstwa domowe. To standard w krajach zachodnich. U nas też. Ale jest zasadnicza różnica: na Zachodzie to obciążenie nie dotyczy firm na taką skalę jak w Polsce– mówi.W Niemczech ceny prądu dla gospodarstw są dwa, a nawet dwa i pół razy wyższe. Ale firmy płacą mniej, bo państwo chroni ich konkurencyjność. U nas przemysł dźwiga tę samą politykę, co obywatele. Efekt? Polskie przedsiębiorstwa tracą konkurencyjność, choć mają niższe koszty pracy– dodaje. To – jak zaznacza ekspert – nie jest teoria, ale codzienność polskiego biznesu.Izdebski przywołuje rozmowę, którą przeprowadził kilka dni temu z jednym z największych polskich przedsiębiorców energochłonnych.Powiedział wprost: czekam na umowę Mercosur. Mamy fabryki w Brazylii i tam energia kosztuje mnie siedem razy mniej'. Siedem razy! A mówimy o firmie, która zużywa energię w ogromnych ilościach– relacjonuje. To, jak dodaje, dramatyczny przykład, jak polityka energetyczna może decydować o konkurencyjności całej gospodarki.ETS-2 może być druzgocący dla rodzinIzdebski ostrzega także przed skutkami ETS-2.Nasze wyliczenia pokazują, że średnio 3–4 tysiące złotych rocznie zapłaci każde gospodarstwo domowe. To są koszty, które mogą wywołać kryzys społeczny. ETS-2 obejmie każdego: ogrzewanie, transport, zużycie energii– zwraca uwagę.Ekspert wymienia kluczowe fundamenty reformy „Tani prąd –33%”:Wykorzystanie przychodów z ETS bezpośrednio na obniżkę cen energii.Likwidacja dodatkowych opłat przeniesionych na rachunki.Obniżenie VAT na energię elektryczną do 5%.Uproszczenie struktury kosztów i likwidacja wielokrotnego naliczania opłat.Obniżenie cen energii jest możliwe. Ale wymaga odwagi. Europa gra o sumie zerowej: jeśli my zapłacimy mniej, ktoś inny będzie mniej konkurencyjny. Pytanie, czy Polska będzie w tej grze stroną, czy ofiarą– mówi na koniec.
This week's podcast is presented by Jacqueline and Stephen We hear from: · Casey in Vancouver, who has thoughts about Josh's sexuality;· Witherspoon, who has mostly been thinking about George; · An anonymous AirBNB owner who has had rather a lot of calls relating to a booking he has taken for next week;· David from Carmarthenshire who wonders why the script writers have it in for Ruth so much; · And finally Ros from Northumberland, a first time caller-innerer - Hurrah - who has a plot prediction about the Scottish trip; And we have emails from Edna Cloud and Chris in Indiana. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Vicky, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Holly learns what Izzy has done, Nina Tucker and Summer Hoyland reconnect and Jon Linwell strengthens his grip on ErinsboroughIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Holly learns what Izzy has done, Nina Tucker and Summer Hoyland reconnect and Jon Linwell strengthens his grip on ErinsboroughIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
2025 was a challenging year for many entrepreneurs selling to corporate clients—but there's so much hope for 2026. The sales landscape is shifting: AI and social media aren't silver bullets, and relying on content won't cut it. What really matters now is having a best-practice sales process, accountability, and meaningful human connections. Companies are spending more on external providers, and there are huge opportunities ahead. If you want consistent B2B sales next year, it's time to ditch shortcuts and focus on proven, proactive strategies. 2026 has the potential to be your best year yet if you adapt and take action now! November is here but before you switch off for Christmas, let's talk about how you can turn 2026 into your best year for landing corporate clients—no matter how turbulent 2025 has felt. Why Was 2025 So Tough? This year threw lots of curveballs - personal challenges, market surprises, and a general sense that everything took more effort than ever. Sound familiar? You're not alone. But here's the good news: there are real reasons behind the difficulties, and knowing them lets you make smart moves for next year. Big Market Shifts You Need to Know The Complacency Trap: If you coasted on strategies that worked in previous years, you may have hit a plateau. The trick for 2026? Higher accountability, renewed motivation, and getting back to best practice sales activities. It's not about fancy advanced strategies-it's about consistency and nailing the basics. The AI Dilemma: AI was meant to make life easier, but in sales, it's created more problems than it solved-damaging communication skills, critical thinking, and even self-confidence. Companies want real people who offer real expertise, not just AI-generated solutions. For next year, human connection is a premium asset. Social Media Fatigue: LinkedIn reach is down and content alone isn't landing corporate deals. It's time to ditch content-first approaches and embrace proactive, measurable sales activities. If you're tired of posting for engagement that doesn't convert-this is your sign. B2C Burnout & Revenue Squeeze: Selling to individual consumers is harder than ever, especially with incoming tax changes (like the UK's rumored VAT threshold drop). Smart entrepreneurs are moving toward B2B and corporate sales, which means more competition-but also more opportunity for those with the best processes. Here's the Hope for 2026 Permanent headcount in organisations is down, but spend on external providers is up. More companies are looking for outside consultants, trainers, and service providers than ever before—and paying them higher average deal values. Repeat business is rising, and if you can master your sales process now, 2026 has the potential to be your best year yet. What Should You Do? Drop the haphazard stuff and shortcuts. Embrace a best practice sales process—focus on accountability, motivation and measurable lead generation. Be direct and clear in your communications. No more vague networking "chats"- every interaction should demonstrate your value. Don't rely on AI for sales conversations or strategy. Build your expertise and confidence. Get ready for increased competition from B2C entrepreneurs jumping to B2B. The winners will be those who stand out with credibility and process. Need support getting your sales process in shape? Check out the Cold and Sold Bundle - three essential handpicked resources to help you overcome this year's challenges and win big next year. Key Resources Mentioned in this Episode: Click here for the direct link to Cold + Sold: https://smartleaderssell.thrivecart.com/cold-and-sold-bundle/ If you want to learn more about The Expert Services Directory, click here: http://bit.ly/4f3ch1I If you've enjoyed listening to Trends & Insights: How 2025 is changing the way you need to sell in 2026 check out these other episodes that may be of interest. Top B2B Trends and Insights to set yourself up for success https://bit.ly/SellingtoCorporate060 4 key trends and insights for selling to corporate clients (without overwhelm) https://bit.ly/SellingToCorporate118 The #1 2025 trend that has secretly stopped your sales growth (and what to focus on instead!) https://bit.ly/SellingToCorporate160 Converting Corporates is the B2B sales event of the year for service based entrepreneurs, if you want to join the waitlist for 2026 click the link https://smartleaderssell.vipmembervault.com/cc2026waitlist If you would like to sign up for our weekly newsletter to stay in touch with the latest B2B sales tips and techniques click https://sellingtocorporate.com/newsletter/ Content Disclaimer The information contained above is provided for information purposes only. The contents of this article, video or audio are not intended to amount to advice and you should not rely on any of the contents of this article, video or audio. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of this article, video or audio. Jessica Lorimer disclaims all liability and responsibility arising from any reliance placed on any of the contents of this article, video or audio.
This week JK and Adam discuss the week on Ramsay Street with Jason Wilder AKA Clint "The Cleaner" HendryIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
This week JK and Adam discuss the week on Ramsay Street with Jason Wilder AKA Clint "The Cleaner" HendryIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
W tym odcinku zagłębimy się w kluczowe zmiany, które od 1 stycznia 2026 r. będą miały znaczący wpływ na prowadzenie firmy — zarówno jednoosobowej działalności gospodarczej, jak i spółki z o.o. Rozłożymy na czynniki pierwsze najważniejsze regulacje — od składek ZUS i zdrowotnych, przez nowe obowiązki e-fakturowania i księgowości, po limity VAT i zasady amortyzacji. Dowiesz się, jakie działania warto podjąć już teraz, by przygotować firmę i dzięki temu zminimalizować ryzyko, a wykorzystać potencjał zmian.Bądźmy w kontakcie:WWW: https://zustoniemus.pl/YouTube: https://www.youtube.com/zustoniemusFacebook: https://www.facebook.com/zustoniemusInstagram: https://www.instagram.com/zus_to_nie_mus/
Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment. 1951
Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment.
SHOW 11-12-25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1930 THE SHOW BEGINS IN THE DOUBTS ABOUT CHINA'S LEADERSHIP. FIRST HOUR 9-915 Allied AI Competition and Submarine Requests. Scott Harold examines the crucial role of allies Japan and South Korea in the AI competition against China. Japan is developing locally tailored AI models built on US technology for use in Southeast Asia. South Korea aims to become the third-largest AI power, offering reliable models to counter China's untrustworthy technology. Harold also discusses South Korea's surprising request for nuclear-powered, conventionally armed submarines to track Chinese and North Korean vessels, signaling a greater public willingness to contribute to China deterrence. 915-930 Rare Earths Monopoly and US Strategy. General Blaine Holt discusses China's challenge to the US and its allies regarding rare earths, noting that China previously threatened to cut off supply. The US is securing deals with partners like Australia and is on track to replace China entirely, despite initial processing reliance on Chinese predatory practices. Holt suggests a two-year recovery is conservative, as technology for domestic processing exists. He also notes China's leadership is in turmoil, trying to buy time through trade deals. 930-945 Russian Economic Stagnation and War Finance. Michael Bernstam confirms that the Russian economy is stagnating, expecting no growth for years due to exhausted resources and reliance on military production. Oil and gas revenues are down significantly due to Western sanctions and high discounts, widening the budget deficit. Russia is increasing taxes, including the VAT, which drives inflation in staples. This economic pain damages the popularity of the war by hurting the low-income population—the primary source of military recruitment. 945-1000 Buckley, Fusionism, and Conservative Integrity. Peter Berkowitz explores William F. Buckley's consolidation of the conservative movement through "fusionism"—blending limited government and social conservatism. Buckley purged the movement of anti-Semites based on core principles. Berkowitz uses this historical context to analyze the controversy surrounding Tucker Carlson giving a platform to Nick Fuentes, who openly celebrates Stalin and Hitler. This incident caused division after the Heritage Foundation's president, Kevin Roberts, defended Carlson, prompting Roberts to issue an apology. SECOND HOUR 10-1015 Commodity Markets and UK Political Instability. Simon Constable analyzes rare earth markets, noting China's dominance is achieved through undercutting prices and buying out competitors. Prices for key industrial commodities like copper and aluminum are up, indicating high demand. Constable also discusses UK political instability, noting that Labour Prime Minister Keir Starmer lacks natural leadership and confidence. The major political driver for a potential leadership change is the party's broken promise regarding income taxes, which severely undermines public trust before the next election, 1015-1030 Commodity Markets and UK Political Instability. Simon Constable analyzes rare earth markets, noting China's dominance is achieved through undercutting prices and buying out competitors. Prices for key industrial commodities like copper and aluminum are up, indicating high demand. Constable also discusses UK political instability, noting that Labour Prime Minister Keir Starmer lacks natural leadership and confidence. The major political driver for a potential leadership change is the party's broken promise regarding income taxes, which severely undermines public trust before the next election 1030-1045 Austrian Economics, Von Mises, and the Fight Against Interventionism. Carola Binder discusses the Austrian School of Economics, highlighting its focus on free markets and Ludwig von Mises's opposition to government "interventionism," including rent and price controls. Mises argued these policies distort markets, leading to shortages and inefficiency. Binder emphasizes Mises's belief that economic literacy is a primary civic duty necessary for citizens to reject socialism and interventionist panaceas, especially as new generations are exposed to such ideas. 1045-1100 Austrian Economics, Von Mises, and the Fight Against Interventionism. Carola Binder discusses the Austrian School of Economics, highlighting its focus on free markets and Ludwig von Mises's opposition to government "interventionism," including rent and price controls. Mises argued these policies distort markets, leading to shortages and inefficiency. Binder emphasizes Mises's belief that economic literacy is a primary civic duty necessary for citizens to reject socialism and interventionist panaceas, especially as new generations are exposed to such ideas. THIRD HOUR 1100-1115 Philippine Missile Deployment to Deter China. Captain Jim Fanell reports that the Philippines unveiled its first operational BrahMos anti-ship cruise missile battery in western Luzon to deter Chinese aggression. This supersonic missile system, part of the $7.2 billion Reorizon 3 modernization program, gives the Philippines "skin in the game" near disputed waters like Scarborough Shoal. The deployment signifies a strategy to turn the Philippines into a "porcupine," focusing defense on the West Philippine Sea. The systems are road-mobile, making them difficult to target. 1115-1130 AI, Cyber Attacks, and Nuclear Deterrence. Peter Huessy discusses the challenges to nuclear deterrence posed by AI and cyber intrusions. General Flynn highlighted that attacks on satellites, the backbone of deterrence, could prevent the US from confirming where a launch originated. Huessy emphasizes the need to improve deterrence, noting that the US likely requires presidential authorization for retaliation, unlike potential Russian "dead hand" systems. The biggest risk is misinformation delivered by cyber attacks, although the US maintains stringent protocols and would never launch based solely on a computer warning. 1130-1145 Sudan Civil War, Global Proxies, and Nigerian Violence. Caleb Weiss and Bill Roggio analyze the civil war in Sudan between the SAF and the RSF, noting both factions commit atrocities, including massacres after the capture of El Fasher. The conflict is fueled by opposing global coalitions: the UAE and Russia support the RSF, while Iran, Egypt, and Turkey back the SAF. The Islamic State has called for foreign jihadis to mobilize. Weiss also addresses the complicated violence in Nigeria, differentiating jihadist attacks on Christians from communal farmer-herder conflict. 1145-1200 Sudan Civil War, Global Proxies, and Nigerian Violence. Caleb Weiss and Bill Roggio analyze the civil war in Sudan between the SAF and the RSF, noting both factions commit atrocities, including massacres after the capture of El Fasher. The conflict is fueled by opposing global coalitions: the UAE and Russia support the RSF, while Iran, Egypt, and Turkey back the SAF. The Islamic State has called for foreign jihadis to mobilize. Weiss also addresses the complicated violence in Nigeria, differentiating jihadist attacks on Christians from communal farmer-herder conflict. FOURTH HOUR 12-1215 Corruption, Chinese Influence, and Protests in Serbia. Ivana Stradner discusses protests in Serbia demanding accountability one year after a canopy collapse killed 16 people, with investigations linking the accident to high-level corruption involving a Chinese company. Leader Vučić suppresses discontent by alleging the West is plotting a "color revolution." Although Vučić aligns his heart with Russia and China, he needs EU money for political survival, prompting him to offer weapons to the West and claim Serbia is on the EU path. 1215-1230 The Muslim Brotherhood and Its Global Network. Cliff May discusses the Muslim Brotherhood (MB), the progenitor of Hamas, founded in 1928 after the Ottoman Caliphate's abolition. The MB's goal is to establish a new Islamic empire. Qatar is highly supportive, hosting Hamas leaders, while the UAE and Saudi Arabia have banned the MB. Turkish President Erdoğan is considered MB-adjacent and sympathetic, supporting Hamas and potentially viewing himself as a future Caliph, despite Turkey being a NATO member. 1230-1245 Commercial Space Records and Political Impacts on NASA. Bob Zimmerman covers new records in commercial space: SpaceX achieved 147 launches this year, and one booster tied the Space Shuttle Columbia for 28 reuses. China also set a record with 70 launches but had a failure. Commercial space faced temporary impacts, such as an FAA launch curfew due to a government shutdown and air traffic controller shortages. Zimmerman speculates that Jared Isaacman's conservative-leaning public appearance at Turning Point USA might have convinced Trump to renominate him for NASA Administrator. 1245-100 AM Commercial Space Records and Political Impacts on NASA. Bob Zimmerman covers new records in commercial space: SpaceX achieved 147 launches this year, and one booster tied the Space Shuttle Columbia for 28 reuses. China also set a record with 70 launches but had a failure. Commercial space faced temporary impacts, such as an FAA launch curfew due to a government shutdown and air traffic controller shortages. Zimmerman speculates that Jared Isaacman's conservative-leaning public appearance at Turning Point USA might have convinced Trump to renominate him for NASA Administrator.
In this special episode of The Motability Lifestyle Pod, we're pressing pause on our usual chats to dive into something more topical. You've likely seen negative stories in the press about the Motability Scheme, and we want to get to the heart of what's really going on. Our co-host Samantha Renke sits down with Nigel Fletcher, CEO of the Motability Foundation.At its core, the Scheme is all about freedom and independence. For nearly 50 years, it's been a lifeline for over 6 million disabled people – helping them get to work, visit friends, and simply live their lives. But right now, that lifeline feels uncertain as the government considers adding VAT to Scheme vehicles. Nigel explains how the Foundation is working on a resolution.To watch the full video with captions and BSL, check out our website: motabilitylifestyle.com/podcast or find us on YouTube: @MotabilityLifestyleMagazineTo read the full transcript: motabilitylifestyle.com/series-2Follow us on Instagram: @motability_lifestyle_magazineCheck out our TikTok: motlifestylemag Hosted on Acast. See acast.com/privacy for more information.
Alex Moss is back with a new on-the-road episode of your go-to darts podcast from the ConciergeUK Senior Darts Tour! Mike Norton (1:25), the ConciergeUK Senior Darts Tour tournament director/player talks about starting the new 50+ tour at the start of this year, reflects on how their inaugural season has gone, plans for the tour's second year in 2026 and going international with a weekend of events in Spain, and much more. Simon Stevenson (14:57), the ConciergeUK Senior Darts Tour #1 ranked player, chats about trying to rediscover his confidence on the oche after losing his PDC tour card, qualifying for the UK Open again this year, winning three titles on the new seniors tour to top the rankings, and plans to go back to Q-School in 2026. James Richardson (21:44), the ConciergeUK Senior Darts Tour #2 ranked player, talks about his experiences of the now defunct World Senior Darts Tour, winning the first event of the new Senior Darts Tour and battling with Simon Stevenson for the #1 ranking, and why his famous win over Raymond van Barneveld at Ally Pally still gives him inspiration. Shayne Burgess (30:58), the three-time major finalist, chats about being the unofficial 'cabaret' act of the Senior Darts Tour, holding his own Q and A during the final weekend of the tour in Wigan, coming within two wins of qualifying for the UK Open again this year, and his plans to take on more Q and A and after-dinner speaker gigs in 2026. Check out the calendar for the 2026 ConciergeUK Senior Darts Tour here Buy membership for the 2026 ConciergeUK Senior Darts Tour here Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
This Day in Legal History: Clean Air Act Amendments of 1990On November 12, 1990, President George H.W. Bush signed the Clean Air Act Amendments of 1990 into law, enacting one of the most ambitious environmental regulatory packages in U.S. history. The amendments addressed a broad range of air quality concerns, including acid rain, smog in urban areas, and emissions of hazardous air pollutants. At the time, the legislation was notable for its bipartisan support and its embrace of both traditional regulation and market-based solutions. Among its most innovative features was the introduction of a cap-and-trade program to reduce sulfur dioxide emissions, the primary cause of acid rain. This program placed a national cap on emissions and allowed utilities to buy and sell allowances, incentivizing the adoption of cleaner technologies and practices.The legislation also directed the Environmental Protection Agency to regulate 189 toxic air pollutants, a massive expansion from the original eight. It required cleaner gasoline in high-pollution areas and set deadlines for phasing out ozone-depleting chemicals. States were mandated to submit detailed plans for meeting federal air quality standards, significantly increasing local accountability. The law established a new operating permit system for major sources of air pollution, centralizing compliance efforts. It also increased civil and criminal penalties for violators and expanded the public's right to sue polluters and the government for non-enforcement.The amendments reflected growing public concern about environmental degradation and represented a turning point in how the federal government approached pollution control. By pairing stricter standards with economic incentives, the 1990 law helped redefine regulatory strategy in environmental law.The U.S. Supreme Court extended a temporary pause on a lower court order that would have required the Trump administration to fully fund SNAP benefits during the ongoing government shutdown. The administration is currently withholding approximately $4 billion from the program, which supports 42 million low-income Americans. Justice Ketanji Brown Jackson, who initially granted the pause, stated she would have denied the request to extend it further. The pause is now set to expire Thursday, though an end to the shutdown could render the legal fight moot. Meanwhile, the Senate has approved a bipartisan bill to end the shutdown, which has become the longest in U.S. history. The lapse in SNAP funding marks the first such disruption in the program's six-decade existence, prompting recipients to rely on food pantries and cut back on essential expenses like medications.US Supreme Court extends pause on order requiring Trump to fully fund food aid | ReutersThree former senior enforcement officials from the Consumer Financial Protection Bureau have launched a new legal initiative aimed at holding corporations accountable in the absence of federal action. The project, backed by the advocacy group Protect Borrowers, will focus on bringing strategic lawsuits against companies accused of exploiting consumers, workers, and small businesses. The team—Eric Halperin, Cara Petersen, and Tara Mikkilineni—previously held top roles at the CFPB before it was effectively sidelined by the Trump administration.The CFPB's enforcement and supervision functions were largely dismantled this year, leaving a vacuum in consumer protection at the federal level. In response, consumer advocates and state officials have begun stepping in to fill the enforcement gap. Halperin emphasized that rising corporate profits alongside deepening financial stress for ordinary Americans is no coincidence, pointing to a lack of oversight that enables corporate misconduct to go unchecked.Former top enforcers at US watchdog join project to bring pro-consumer lawsuits | ReutersThe NCAA has agreed to a $303 million settlement to resolve claims from over 7,700 current and former Division I coaches who say they were illegally denied pay under a now-repealed policy that barred compensation for so-called “volunteer” coaches in all sports except baseball. Filed in federal court in Sacramento, the proposed class action settlement still requires approval from U.S. District Judge William Shubb. If approved, no coach will receive less than $5,000, with average payouts expected to be around $39,260 before fees, and some six-figure awards anticipated.The plaintiffs argued the NCAA and its member schools violated antitrust laws by maintaining the compensation ban, a rule repealed in 2023. The NCAA denies wrongdoing but said the deal provides “certainty and clarity.” The lawyers representing the coaches plan to seek up to 30% of the settlement—around $90.9 million—in legal fees. This case follows a $49 million NCAA settlement with baseball coaches over similar claims and comes amid broader legal pressure on the NCAA, including a pending $2.8 billion settlement allowing schools to pay student-athletes directly.NCAA agrees to $303 million settlement with unpaid college coaches | ReutersMy column for Bloomberg this week looks at Mexico's latest attempt to crack down on value-added tax (VAT) invoice fraud—and why it misses the mark. The new measure shifts enforcement burdens onto digital platforms like Amazon and eBay, criminalizing them for fraud they are neither equipped nor authorized to detect. Instead of building a real-time fiscal invoicing system that validates transactions as they occur, the government is digitizing enforcement without changing the underlying system that enables fraud in the first place.False VAT invoice fraud in Mexico typically involves shell companies, or factureras, issuing legally compliant but entirely fictitious receipts that allow taxpayers to inflate deductions or claim improper refunds. The fraud takes root not in shady ads or informal platforms, but in a tax infrastructure that fails to verify the legitimacy of transactions in real time. Despite having a digital identity framework and certified validators in place, more than 8,000 shell entities have used these tools to issue fake invoices that are indistinguishable from valid ones.The government's move to deputize digital platforms sidesteps the real problem: the lack of a transactional choke point where the buyer, seller, and tax authority all converge—namely, the point of sale. Countries like Brazil and Italy have shown that embedding validation at checkout prevents fraud from scaling. Until Mexico adopts this kind of infrastructure, enforcement efforts will continue to target the periphery while the core system remains vulnerable.Mexico Effort to Curtail VAT Fraud Needs Real-Time Verification This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe
Stephen Grootes speaks to Peter Attard Montalto, Managing Director at Krutham, about the Mid-Term Budget Policy Statement, which shows marginal fiscal gains while rising debt costs continue to weigh on South Africa’s outlook. Improved corporate income tax and VAT collection have lifted revenue performance, allowing for limited fiscal flexibility. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
BizNews founder Alec Hogg unpacks the Medium-Term Budget's surprisingly upbeat message. With the Government of National Unity presenting a unified front, Treasury reported a R20 billion revenue overrun, a narrowing deficit, and no need for a VAT increase. SARS' new AI-driven systems are delivering results, Eskom's reliability is improving, and even Transnet is showing early signs of recovery — proof that South Africa's finances may finally be turning the corner.
Silicon Bites Ep268 | News Update - Day 1,356 - 2025-11-10 | ----------SOURCES: Monetary policy & macro* Bank of Russia key rate cut to 16.5% (Oct 24, 2025), official release. (Central Bank of Russia)* Reuters explainer on the cut and inflation backdrop. (Reuters)* Manufacturing PMI contraction (Aug 1, 2025). (Reuters)Budget, debt, NWF* Debt-service share and 2026 increase. (Reuters)* Siluanov on liquid NWF ~3.3–4 trln rubles. (Reuters)* VAT to 22% in 2026; tax package and SME pushback; phased VAT-threshold changes. (Reuters)Industry, labor, rail* Six industrial giants shorten workweeks; RZD unpaid days; AvtoVAZ 4-day week through 2025; UVZ restructuring. (Reuters)* RZD cargo shortfall document; investment cuts. (Reuters)Retail & households* Grocery volumes and margin collapse. (The Moscow Times)War-energy feedback* Refinery hits, diesel export slump. (Financial Times)* Volgograd refinery re-hit. (AP News)* National fuel shortage after strikes (context). (The Washington Post)Mobilization payouts* Regions slashing sign-on bonuses. (The Moscow Times)* Shift to 400–800k rubles. (Eurasia Review)Additional viewing:* Michael Naki and Vladimir Milov's macro economic brief (budget, debt, inflation, rate dynamics).----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extrasWe need to scale up our support for Ukraine, and these events are designed to have a major impact. Your support in making it happen is greatly appreciated. All events will be recorded professionally and published for free on the Silicon Curtain channel. Where possible, we will also live-stream events.https://buymeacoffee.com/siliconcurtain/extras----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------
Under what circumstances can public authorities be excused from VAT? https://uklawweekly.substack.com/subscribe Music from bensound.com
In this week's episode, I take a look at my direct sales for 2025, and consider six lessons for improving direct sales. I also answer a reader question about Kobo Plus. This coupon code will get you 50% off the audiobook of Shield of Battle, Book #5 in The Shield War series, (as excellently narrated by Brad Wills) at my Payhip store: SHIELD2025 The coupon code is valid through November 17, 2025. So if you need a new audiobook this fall, we've got you covered! TRANSCRIPT 00:00:00 Hello, everyone. Welcome to Episode 276 of The Pulp Writer Show. My name is Jonathan Moeller. Today is November 7, 2025, and today we are discussing how I had a 300% increase in direct sales for 2025 so far, and the challenges that might pose. We'll also have Coupon of the Week, an update on my current writing progress, and a reader question about Kobo Plus. First up is Coupon of the Week. This week's coupon code will get you 50% off the audiobook of Shield of Battle, Book #5 in The Shield War series (as excellently narrated by Brad Wills) at my Payhip store, which seems appropriate because we're talking about direct sales. That coupon code is SHIELD2025 and as always, links to my store and the coupon code will be in the show notes for this episode. This coupon code is valid through November 17th 2025. So if you need a new audiobook for this fall, we have got you covered. Now for an update on my current writing progress. As of this recording, I am 70,000 words [into] Blade of Shadows, the second book in my Blades of Ruin epic fantasy series. That puts me on chapter 16 of 20, so I'm about three quarters of the way through. I think the rough draft is going to land at about 85 to 90,000 words. So if all goes well, I'm hoping to finish that rough draft next week and hopefully get the book out before Thanksgiving, but we'll see how the rest of this month goes. I'm also 8,000 words into Wizard-Assassin, which will be the fifth book of my Half-Elven Thief series. If all goes well, I want to have that out in December, which will make it the final book I publish in 2025. In audiobook news, Brad Wills is working on recording Blade of Flames, the previous book in the Blades of Ruin series and good progress is being made there. And Hollis McCarthy is also working on the audiobook of Cloak of Embers, which was Book 10 in the Cloak Mage series. So if all goes well, we should have both of those audiobooks to you before the end of the year. So that is where I'm at with my current writing and publishing and audiobook projects. 00:02:00 Thoughts on Kobo Plus Let's talk a little bit about Kobo Plus before we move on to our main topic. A reader recently asked if I made more money from sales on Kobo from direct sales on the Kobo platform or through Kobo Plus, which is Kobo's subscription service. And the answer is, well, it depends. My primary answer always is that readers should read my books on whatever platform they prefer and which is most convenient for them (with the exception of piracy). As for the specific details, it gets a little bit more complicated. I suspect at this point more Kobo readers use Kobo Plus than actually buy ebooks off Kobo. Like in September alone (which is the last month I have complete figures for), 75% of my Kobo revenue came from Kobo Plus. So very clearly not having my books in Kobo Plus is a non-starter of an idea. That said, Kobo Plus (unlike Kindle Unlimited) runs off minutes read rather than pages read that KU uses, which makes it a lot harder to game the way some people do with Kindle Unlimited because the system is more opaque. So obviously longer books do a lot better with Kobo Plus and I have a lot of longer books in the form of various omnibus editions. Even a fast reader is going to take a while to get through Frostborn: Omnibus One, so I know for a fact those do quite well on Kobo Plus. So I suspect with individual novels I make less with Kobo Plus than I do with ebook sales, but for the omnibus editions, I make more from Kobo Plus than I do with the individual sales. Overall, I would say if you're a Kobo user and you want to read a book just once, Kobo Plus is probably the economical choice, but if you want to reread the book many times, you're better off buying it outright. For an interesting bit of data, here are my 10 most read Kobo Plus books for 2025 so far. Thanks for reading them, everyone! 1.) Shield of Deception 2.) Cloak Mage Omnibus One 3.) Shield of Battle 4.) Ghost in the Assembly. 5.) Cloak of Illusion 6.) Ghost in the Corruption 7.) Cloak of Embers 8.) Dragontiarna Omnibus One 9.) Dragonskull Omnibus One 10.) Cloak of Masks So as you can see, there were three different omnibus editions in that Top 10 list, so those do quite well on Kobo Plus. 00:04:00 Main Topic: Six Lessons Learned from a 300% Increase in Direct Sales Now onto our main topic, six lessons learned from a 300% increase in direct sales for 2025. By means of some background, in 2021 I started a direct sales site for my books and audiobooks using the Payhip platform. I'd been thinking about this for some time and the instigation was that at the time I was about to publish Ghost in the Vision. The Barnes and Noble site had problems with a ransomware attack that made it impossible to upload new books to the Barnes and Noble site for about three weeks (if I remember correctly). And obviously this was concerning because I had Ghost in the Vision coming out during that time and I wanted to be able to get it to Barnes and Noble readers, but I couldn't because the Barnes and Noble site was having technical difficulties. So that's when I started using Payhip and mentioned that hey, Barnes and Noble readers, I know I can't upload it to the Barnes Noble site right now, but you can get it from Payhip and obviously Barnes Noble restored the website and I was able to upload a book again, but I kept going with the Payhip site. Why did I do that? Well, as I've said before for direct sales, it makes sense for me to have a place that I could fully control since (barring technical difficulties that we talked about) the main ebook platforms can take a day or two before the books are ready to be sold. And as we mentioned before, sometimes oddities happen and a book can get delisted on a site like Amazon or a site could suffer a cybercrime attack like Barnes and Noble did in 2021. Direct sales also give authors a greater percentage of the profits, especially for audiobooks. The highest rate of royalty I get for any audiobook sales is definitely through direct sales. Progress was slow for getting people to use the Payhip site for obvious reasons. People are locked into the platforms where they feel the most comfortable (the Kindle Library, for example). It takes a lot to get people to change their buying behaviors, but over the last year, I've seen a 300% increase in sales at my Payhip store over what I had made in 2024. And there are six reasons why I think that happened that I'd like to share with you in this week's episode. #1: The first reason is it gives people an alternative. For a variety of reasons, many people are frustrated with Amazon or Google and the other big tech companies and are boycotting them for a number of reasons. If you've paid attention to the news at all over the last five years, you can probably guess what a few of those reasons might be. Others are concerned with the amount of tracking data on these sites and having their browsing data sold as advertising info. Having a direct sales platform gives readers who have these concerns a way to support you. Payhip is great for those with privacy concerns because it provides us with very, very little user data and there's no way to put ads on the site or even sell ad space there. The only customer data I get from a transaction through Payhip is the email address, which is obviously necessary since there needs to be a place to send the ebooks and the audiobooks. I don't sell or share that data with other companies or even other authors, so that is a good way to buy my books while leaving a minimal data footprint that can't be used for any kind of tracking. #2: The second reason and one that I think is about 50% of the sales growth this year, is new releases. And that is because my Payhip site is always the first place to find any of my new releases since I have complete control over the uploads there. How fast books appear on other sites is out of my control and can sometimes take a day or two (or in extreme cases, even longer than that). But I have complete control on Payhip of upload time (so long as Payhip is working and my internet connection is working). Consistently having the new releases available on my Payhip site right away also makes people feel like they're not missing out by shopping there. Having someone to help me with my Payhip store has made that a lot easier to do that consistently over the past couple of years. I did hire someone to help me out with that and it's been light years forward in having all my ebooks and audiobooks available on the Payhip store. #3: Number three, which I think is the other 50% of the reason I had a direct sales increase this year, is Coupon of the Week, which we already listened to on this episode. Coupon of the Week only takes about a minute to set up, but it has been an effective way to get people to buy ebooks and audiobooks at my Payhip site. The discount amounts I use means I'm still getting paid roughly the same amount that I would from a sale on Audible or Amazon, but the reader is getting a pretty substantial discount. Discount amounts are usually 25% off for an ebook or 50% off for an audiobook. It's enough of a discount to make it worthwhile for my readers. I've also been experimenting with discounting entire series in a Coupon of the Week instead of only one book. This change has been good for sales. It lets readers stock up on a whole series for a fraction of the price. That kind of whole series discount is also a good response to (only a few) readers who want omnibus editions that cover every single book in the series, which frankly isn't profitable to me for a couple of reasons. One is that if it's on Amazon, a file that size would incur a significant delivery fee from Amazon, which would cut into the profits. Another reason is that the file size for that just gets to be unwieldy. Frostborn is 15 books and 15 fairly long novels combined into a single ebook file does get pretty unwieldy. #4: The fourth reason and one that has consistently been helpful is the free short stories. Switching ebook platforms is a big change for many readers and it's best to give them a good incentive to do that. The old saying that it's easier to draw someone in with a carrot instead of a stick is true in ebook sales, as is in every other facet of life. Free items are a low-pressure way for someone to try out the site and test out the experience of downloading a book through my direct sales page. Direct sales pages are the best way to have control of free content that you're giving out to readers since price changes on other sites can vary wildly in when they occur, which makes setting up promotions very difficult if you're not sure when the price change will be live on all platforms. It's also a lot easier than what people used to do in the early 2010s for this kind of thing, which is directly email ebook files to readers, whereas having them nicely delivered through Payhip and then the Book Funnel backend is much more convenient. Coupon codes can be too much of a hassle for some readers, and setting up coupon codes on multiple platforms is definitely a massive hassle and can't be done on some platforms as frequently as I would like, so giving away free short stories via Payhip is an effective use. #5: The fifth reason is my direct sales page [content] is DRM free. This winter, Amazon removed the option to download and transfer Kindle books via USB for any books purchased through Amazon, which created a stir on social media even though most readers weren't using the feature and weren't even aware that it existed. What the outrage over the change did was make many people aware that they weren't truly owners of the content they bought from Amazon. It might be your instinct as a writer to put DRM in your ebooks and audiobooks in the belief that doing so prevents piracy. As anyone in the music industry can tell you, people will always find a way around DRM. All it does is punish the honest people who are supporting you by buying your content legally and making it more difficult for them to use in the ways to make the most sense to them. Selling books without DRM gives people a chance to truly own the content and archive it the way that works best for them. Everything on my Payhip store is DRM free for those reasons. Because the books can be downloaded and stored without restrictions, they can't be removed from your collection like a book in a Kindle Library can. A book purchased from Payhip is one that you can truly and completely own. #6: The sixth reason that has been helpful I think is honestly simple patience. Direct selling ebooks is a lot harder than just putting them on Amazon because Amazon is very well optimized for getting people to buy things and direct sales are often not. The very first year I did direct sales in 2021, by the end of the year I made a grand total of $10. This year I am probably going to make high three figures (if all goes well), which still is not a lot compared to some of the sales people can report off platforms like Amazon. But if you go from $10 in 2021 to high three figures in 2025, that is quite a growth trajectory. So again, if you were to start using direct sales, be patient and bear in mind it might take a long time of using things like free short stories and Coupon of the Week to gradually build up interest in the site. I also want to talk a little bit about what I think will be future challenges with direct sales and a big one that will happen if my direct sales continue to grow at this rate will be US sales tax. In 2018, the US Supreme Court ruled that states can charge sales tax for any purchases online. Previously they had not been able to do so and the law has been changed and challenged and tweaked a little bit since then, but it's boiled down to that for most of the states (it varies by states, and this is not legal advice), the rule is if you are selling more than $100,000 worth of product in their state or more than 200 individual transactions in that state, then you're obliged to pay sales tax on those sales to that individual US state. For me, obviously that is not a problem right now. I believe as of this recording, I have had a total of 95 individual transactions for direct sales. If you divide that out among the 50 US states and UK and several EU countries, I'm nowhere near the reporting thresholds for any individual US state, even the most restrictive ones. That said, it could happen if direct sales continue to grow, that will be a problem I need to address in the future. Payhip collects a VAT for EU countries, but it doesn't do any sales tax collecting for the US. So if my direct sales continue to grow to the point where I'm hitting sales tax thresholds for the individual states, I would probably have to change platforms from Payhip to something like Shopify where there are a number of plugins on Shopify (like Tax Jar for example) that will take care of the sales tax reporting and filing and paying for you. But that is obviously not a problem right now unless my direct sales grow a good bit. But that is something to keep in mind for future endeavors. So in conclusion, Payhip has been a growing source of income for me (although still far from my primary one) because of these strategies. Payhip has been a great platform for direct sales and has given my readers another choice in where to buy my books and audiobooks. And as always, I would like to thank everyone who has bought and read my books from either Payhip or any other platform. And even though I have this direct sales platform, a reminder that my preferred answer to the question "where should I get your books?" is "wherever is most convenient for you" (with the exception of piracy, of course). So that is it for this week. Thank you for listening to The Pulp Writer Show. I hope you found the show useful. A reminder that you can listen to all the back episodes at https://thepulpwritershow.com. If you enjoyed the podcast, please leave your review on your podcasting by form of choice. Stay safe and stay healthy and see you all next week.
Stephen Grootes speaks to Sanisha Packirisamy- Chief Economist at Momentum Investments about what to expect from this week’s Medium-Term Budget Policy Statement. Finance Minister Enoch Godongwana will deliver the MTBPS in Parliament, updating revenue and spending estimates and topping up funds where needed. Coming a little later than usual, this midterm budget follows lessons from the earlier main budget, which was delayed by legal challenges over the proposed VAT increase. On Wednesday, Godongwana will also table the Adjustments Appropriation Bill and several other tax-related bills. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
This week's podcast is presented by Stephen and Michelle We hear from: · Fiona, who is worried about a possible generational gap;· Tracy from California, who isn't very impressed with Susan; · Witherspoon, who sympathises with Henry;· Love Jazzer's Singing, who loved the scene in the Bull between Chris and Carly; · Glyn, who is hoping for conflict at the castle;· Natan from Portland, a first time caller-innerer, we think - who has really enjoyed this week; · and finally Globe-Trotting Richard, who starts with a defence of the bread delivery man; And we have emails from Kosmo and our Vicky. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Jacquieline, and the Tweets of the Week from Theo, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
In this special episode of Brain in a Vat, Brad Duchaine from the Psychological and Brain Sciences Department at Dartmouth discusses prosopometamorphopsia (PMO) – a condition where individuals see distorted faces.The episode explores various manifestations of PMO, including seeing demonic features, dragons, or entirely different faces, and distinguishes it from prosopagnosia (face blindness). It delves into the neurological basis of PMO, touching upon structural and functional differences in the brains of those affected.We discuss the significant impact PMO and prosopagnosia have on individuals' social interactions and quality of life, as well as potential management techniques such as using glasses or colored lights to reduce distortions.Chapters:[00:00] Introduction and Guest Presentation[00:20] Exploring the Case of Face Distortion[03:19] Understanding the Nature of Distortions[05:49] Comparing Prosopagnosia and PMO[07:17] The Role of Visual System in Face Recognition[10:01] Impact of Face Recognition on Social Interactions[14:16] The Spectrum of Face Recognition Abilities[16:20] The Role of AI and Hallucinations in Face Recognition[23:48] Understanding the Diagnosis of Face Recognition Disorders[30:20] Understanding Prosopagnosia: Prevalence and Characteristics[31:59] The Mystery of PMO: Prevalence and Need for More Research[32:46] Exploring the Impact of Prosopagnosia and PMO on Social and Sexual Relationships[33:23] The Intersection of PMO and Other Psychiatric Conditions[37:03] The Struggles and Challenges of Living with Prosopagnosia and PMO[41:02] Potential Treatments and Coping Mechanisms for PMO[51:22] The Neurological Basis of PMO and Prosopagnosia[54:51] Testing and Characterizing PMO: A Deep Dive into Research Methods[59:54] Understanding the Perception and Processing of Faces in PMO
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Jane leaves Ramsay Street, Byron hits an all time low and the distance between Krista and Leo widensIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
Thinking about going global? Learn how to expand from the US to the UK and the EU the smart way. We break down VAT, EPR, PAN-EU, cash flow, and compliance so international growth feels easy. What if expanding your e-commerce business globally was simpler than you ever imagined? Join us as we welcome Demet Kale from Vatai, who is here to dismantle the daunting myths surrounding international expansion and VAT compliance. Together, we demystify the processes that often hold sellers back from seizing the lucrative opportunities European markets have to offer. Demet offers her expert insights into how a unified compliance solution can pave a smoother path amidst the growing competition, especially with manufacturers stepping directly into the scene. Curious about leveraging Amazon's vast European network for your business? We discuss the hurdles and victories of selling through Amazon in Europe, emphasizing the power of Amazon's logistics and support systems. Tackling issues like multi-currency cash flow and the importance of VAT registration, we highlight how a strategic partnership can make navigating these waters much easier. Our dialogue underscores the necessity of knowledgeable partners in achieving seamless customs clearance and overcoming bureaucratic obstacles. Beyond the realm of Amazon, we expand our horizons to explore global e-commerce strategies, including the OSS scheme for platforms like Shopify. Discover how this system simplifies VAT reporting for sellers with a German VAT number and enables them to cater to local VAT rates across EU countries. We also venture into alternative marketplaces like Allegro, CDiscount, and Bol.com, while addressing essential compliance topics such as EORI numbers and Extended Producer Responsibility in Europe. Whether you're a U.S. seller eyeing the European market or vice versa, this episode is packed with strategies to help you build a sustainable global brand. In episode 472 of the AM/PM Podcast, Kevin and Demet discuss: 00:00 - Expanding E-Commerce Globally With VAT 01:48 - Global E-Commerce Compliance Services 12:19 - International Expansion and Cash Flow 16:40 - Expanding Amazon Sales Internationally 20:08 - Navigating VAT and E-Commerce Expansion 26:10 - Amazon Eases VAT Compliance for Sellers 28:02 - E-Commerce Expansion Beyond Amazon 32:07 - Exploring International Marketplaces and Logistics 38:43 - Label Tool and EU Representation Requirements 42:30 - Global E-Commerce Expansion Strategies 43:16 - Common Mistakes in International Expansion 51:12 - Guiding International Expansion With Demet
Most countries have a value added tax of some kind that is computed on consumption of goods and services. For example, European countries have extremely high VAT typically ranging from about 17% to 27% depending on the country, with most EU member states using standard rates between 19% and 25%. For example, Germany applies a standard rate of 19%, France 20%, Italy 22%, and Hungary 27% (the highest in the EU), while reduced rates can apply for specific goods and services such as food, books, or medicines depending on national policy.Canada has a goods and services tax of 5% charged by the federal government. Provinces also charge sales tax. In some cases the two sales taxes are combined into a harmonized sales tax. Like in the EU, the sales tax is charged at all stages in commerce, but the sales tax paid on input costs are deductible from the amount collected and owing.Are taxes inflationary? They fund the government, but slow the economy. The addition of import tariffs is just another tax. It's a sales tax levied on imports. Imagine if the federal government were to levy a sales tax on the American consumer. I believe there would be an outright revolt. I believe Republicans and Democrats alike would be united against such a move. It is pretty clear that the power of the purse rests with the Congress in the US. The executive branch of government does not have power to impose taxes. We will see if the tariffs imposed by the President will survive the challenge that is before the courts. ------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Alex Moss and Burton DeWitt are back with a new episode of your go-to darts podcast ahead of the Grand Slam of Darts! The boys start of the show with a look ahead to the Grand Slam, discussing the tournament's stature ahead of its expansion to 48 players next year, before picking out which of this year's eight groups is the 'group of death.' Cam Crabtree (17:55) sits down with Alex Moss at Darts Corner HQ ahead of making his Grand Slam debut on Saturday. 'Shazam' reflects on an impressive 2025 so far, winning his first PDC tour card at Q-School, claiming five Development Tour titles and topping the rankings to earn a Grand Slam debut this weekend. Alex and Burton continue the show with a look at the confirmed draw for the Players Championship Finals later this month, before giving their thoughts on the PDC agreeing a new deal with ITV to broadcast their events until at least 2028. Laura Wood (47:51), the managing director of Bullseye, joins the show ahead of Bullseye's new series starting on ITV this Sunday. Laura talks through the 40+ year history of the iconic darts gameshow, from her dad Andrew creating and writing the show and its legendary first run of 300+ episodes during the 1980s and 1990s, to how she got involved with Bullseye and helped bring the show back on air with a Christmas Special last year and then a brand new series that begins this weekend. The boys finish off the show by reacting to the draws for the WDF World Championships and ADC Global Championship. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
This week JK and Adam discuss the week on Ramsay Street as well as pasta shapes, freeways and slight returnsIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
This week on Sinica, I chat with Lizzi Lee, a fellow on the Chinese economy at the Asia Society Policy Institute and one of the sharpest China analysts working today. We dig into the 4th Plenary Session of the 20th Party Congress and what it reveals about China's evolving growth model — particularly the much-discussed but often misunderstood push against "involution" in key sectors like EVs and solar. Lizzi walks us through the structural incentives driving overcompetition, from local government finance and VAT collection to the challenges of rebalancing supply and demand. We also discuss her recent Foreign Affairs piece on China's manufacturing model, why "overcapacity" is a misleading frame, the unexpected upsides of China's industrial strategy for the global green transition, and what happened at the Trump-Xi meeting in Busan. This is a conversation about getting beyond the binaries and understanding the actual mechanisms — and contradictions — shaping China's economic trajectory.4:43 – What Western reporting missed in the 4th Plenum communique 6:34 – The "anti-involution" push and what it really means 9:57 – Is China's domestic demand abnormally low? Context and comparisons 12:41 – Why cash transfers and consumption subsidies are running out of steam 15:00 – The supply-side approach: creating better products to drive demand 18:33 – GDP vs. GNI: why China is focusing on global corporate footprints 20:13 – Service exports and China's ascent along the global supply chain 24:02 – The People's Daily editorial on price wars and profit margins 27:31 – Why addressing involution is harder now than in 2015 29:56 – How China's VAT system incentivizes local governments to build entire supply chains 33:20 – The difficulty of reforming fiscal structures and local government finance 35:12 – What got lost in the Foreign Affairs editing process 38:14 – Why "overcapacity" is a misleading and morally loaded term 40:02 – The underappreciated upside: China's model and the global green transition 43:14 – How politically potent deindustrialization fears are in Washington and Brussels 46:29 – Industry self-discipline vs. structural reform: can moral suasion work? 50:15 – BYD's negotiating power and the squeeze on suppliers 53:54 – The Trump-Xi meeting in Busan: genuine thaw or tactical pause? 57:23 – Pete Hegseth's "God bless both China and the USA" tweet 1:00:01 – How China's leadership views Trump: transactional or unpredictable? 1:03:32 – The pragmatic off-ramp and what Paul Triolo predicted 1:05:26 – China's AI strategy: labor-augmenting vs. labor-replacing technology 1:08:13 – What systemic changes could realistically fix involution? 1:10:26 – Capital market reform and the challenge of decelerating slowly 1:12:36 – The "health first" strategy and investing in peoplePaying it forward: Paul TrioloRecommendations: Lizzi: Chokepoints: American Power in the Age of Economic Warfare by Edward Fishman Kaiser: Morning Coffee guitar practice book by Alex RockwellSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Wykorzystywanie i nadużywanie polskiego prawa dotyczącego wolności wyznania pozwala na liczne patologie, takie jak unikanie płacenia podatku dochodowego, VAT-u i cła, pranie brudnych pieniędzy oraz legalizowanie pobytu cudzoziemców, a wszystko to pod pozorem zakładania kościołów i związków wyznaniowych. Rozmawiamy z drem Michałem Zawiślakiem, Wydział Prawa, Prawa Kanonicznego i Administracji, Katolicki Uniwersytet Lubelski Jana Pawła II.
KKP Research เตือนการคลังไทย ‘ถึงขีดจำกัด' เสี่ยงกระทบเครดิตประเทศ ซ้ำรอยช่วงวิกฤตการเงินโลกปี 2008 หนี้สาธารณะต่อ GDP มี จ่อทะลุเพดาน 70% ใน 2 ปี เตือนรัฐมีหนี้ที่ยังไม่รับรู้อีกคิดเป็นประมาณเกือบ 5% ของ GDP รายละเอียดเป็นอย่างไร เคลียร์ปมร้านค้า 'คนละครึ่งพลัส' บวก VAT ในราคาสินค้าเพิ่ม ทำได้หรือไม่ พูดคุยกับ สิริพงศ์ อังคสกุลเกียรติ โฆษกประจำสำนักนายกรัฐมนตรี
Rachel Reeves has paved the way for potential tax rises. In a speech three weeks before the budget, the chancellor refused to commit to Labour's manifesto promise to not raise National Insurance, income tax or VAT. With Nigel Farage also back-pedalling on tax cuts, is it time for the politicians to be more honest about the state of the economy?This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuest: Oliver Wright, policy editor, The TimesHost: Manveen Rana.Producers: Shabnam Grewal, Alula Hart.Read more: Reeves: We must all do our bit to secure Britain's futureFurther listening: Do bond markets rule the world?Clips: Sky News, The Guardian, Parliament TV, ITV Politics.Photo: Getty Images.Get in touch: thestory@thetimes.com Hosted on Acast. See acast.com/privacy for more information.
Thanks to our Partner, NAPA Autotech Training and Pico TechnologyWatch Full Video EpisodeMatt Fanslow opens with “Resistance is futile” and tackles a common belief: “Resistance always makes current go down.” He walks through why that's mostly—but not always—true, and shows how electric motors (especially starters) can draw more current when unwanted resistance slows them down by reducing counter-EMF. Along the way he ties Ohm's Law to real diagnostics, shares a Rust Belt cable-smoker story, and closes with a heartfelt reminder about seeking help for the “stuff” we all carry.Key TopicsThe “always/never” trap in electrical claimsOhm's Law in real life: fixed voltage vs. changing conditionsWhy motors misbehave: counter-EMF as dynamic “resistance”Starter example: inrush current, RPM drop → current riseHigh-resistance cables that increase current (and make heat)Where the energy goes: heat in brushes/cables vs. mechanical workInstantaneous truth of Ohm's Law: accurate at a moment in time, not across changing dynamicsPractical tell-tales: slow crank + rising amps + hot/smoking cablesMental health note: removing stigma and getting professional helpPractical TakeawaysMotors are dynamic loads. If RPM drops (binding, poor supply, worn pump), counter-EMF falls and current can increase even as “resistance in the circuit” rises.Heat = the clue. Elevated current with slow rotation often means energy's being dumped as heat (cables glowing, insulation softening, brushes cooking).Measure what matters. Combine voltage drop, current measurement, and temperature/thermal observation under load to find where the power is going.Interpret Ohm's Law correctly. It holds at an instant; across changing conditions, re-evaluate with the values at that moment.Case Study HighlightChevy Suburban (late '80s/early '90s): Slow crank, ~400 A draw when ~150 A expected; braided negative cable glows red under a 10–20 s crank. Root cause: high-resistance path + reduced counter-EMF → higher current and wasted power as heat.Tools & Concepts MentionedCurrent probe / ammeterVoltage drop testingStarter relative compression patternsCounter-EMF (a.k.a. back-EMF)Old-school VAT-style analyzer (Snap-on digital variant)Quotes / Moments“It's rare we can say always or never.”“Ohm's Law isn't broken—it's instantaneous.”“If it isn't turning it into work, it's turning it into heat.”Thanks to our Partner, NAPA Autotech TrainingNAPA Autotech's team of ASE Master Certified Instructors are conducting over 1,200 classes covering 28 automotive topics. To see a selection, go to napaautotech.com for more details.Thanks to our Partner, Pico TechnologyAre you chasing elusive automotive problems? Pico Technology empowers you to see what's really happening. Their PicoScope oscilloscopes transform your diagnostic capabilities. Pinpoint faults in sensors, wiring, and components with unmatched accuracy....
KKP Research เตือนการคลังไทย ‘ถึงขีดจำกัด' เสี่ยงกระทบเครดิตประเทศ ซ้ำรอยช่วงวิกฤตการเงินโลกปี 2008 หนี้สาธารณะต่อ GDP มี จ่อทะลุเพดาน 70% ใน 2 ปี เตือนรัฐมีหนี้ที่ยังไม่รับรู้อีกคิดเป็นประมาณเกือบ 5% ของ GDP รายละเอียดเป็นอย่างไรเคลียร์ปมร้านค้า 'คนละครึ่งพลัส' บวก VAT ในราคาสินค้าเพิ่ม ทำได้หรือไม่ พูดคุยกับ สิริพงศ์ อังคสกุลเกียรติ โฆษกประจำสำนักนายกรัฐมนตรี
Today, Rachel Reeves has refused to rule out tax rises in a speech laying the groundwork ahead of the budget. The Chancellor told gathered journalists “the world has thrown even more challenges our way” in a speech which seemed to confirm tax rises on 26th November. Labour had previously pledged not to hike income tax, VAT or National Insurance in it's general election manifesto. Adam and Chris are joined by deputy economic editor Dharshini David. You can now listen to Newscast on a smart speaker. If you want to listen, just say "Ask BBC Sounds to play Newscast”. It works on most smart speakers. You can join our Newscast online community here: https://bbc.in/newscastdiscordGet in touch with Newscast by emailing newscast@bbc.co.uk or send us a WhatsApp on +44 0330 123 9480.New episodes released every day. If you're in the UK, for more News and Current Affairs podcasts from the BBC, listen on BBC Sounds: https://bbc.in/4guXgXd Newscast brings you daily analysis of the latest political news stories from the BBC. The presenter was Adam Fleming. It was made by Jack Maclaren with Shiler Mahmoudi. The social producer was Joe Wilkinson. The technical producer was Ben Andrews. The assistant editor is Chris Gray. The senior news editor is Sam Bonham.
It is three weeks until the Budget – and Rachel Reeves wants to get her narrative out there. The Chancellor held an early morning press conference today to, in her words, ‘set out the circumstances and the principles' guiding her thinking on 26 November.Her speech followed a familiar pattern. First, there was the evisceration of the ‘austerity', ‘reckless borrowing' and ‘stop go of public investment' which characterised the last 14 years. In her 25-minute speech in Downing Street, one line in particular stood out: ‘If we are to build the future of Britain together', Reeves said, ‘we will all have to contribute to that effort. Each of us must do our bit.'Crucially, she refused to rule out breaking her manifesto pledge not to raise income tax, national insurance or VAT. Megan McElroy discusses the groundwork she's laying for the budget with James Heale and Michael Simmons. See the graph Michael refers to here: https://data.spectator.co.uk/pollsBecome a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.
The Chancellor, Rachel Reeves, has warned voters that she will need to make what she described as "necessary choices" to balance the books, in the Budget, three weeks tomorrow. She took the rare step of publicly laying out her thinking at Downing Street - a move that has been widely interpreted as preparing the ground for tax rises. Ms Reeves refused to rule out breaking Labour's manifesto pledge to not increase income tax, VAT or National Insurance. The Conservatives said the Chancellor had delivered a "laundry list of excuses" and did not need to put up taxes.
Brodie Neill is a Tasmanian-born but London-based furniture designer, who has made a name for himself by creating pieces from waste and reclaimed materials. In 2016, for example, he represented Australia at the inaugural London Design Biennale with his exhibition entitled, Plastic Effects. In it, he showcased the Gyro Table, with a top made of fragments of recycled ocean plastic that had been salvaged from beaches in places like Hawaii and Cornwall. Over the years, his furniture pieces have been made from dowels, reclaimed school floors, and wood found in some extraordinary places. He has also collaborated with brands such as Microsoft, Mercedes-Benz and Alexander McQueen, while his limited edition works feature in museums and galleries around the globe. In this episode, we talk about: why he found himself in the Antarctic earlier this year; sharing a ship with over 30 scientists; the new work that is emerging from the 'adventure of a lifetime'; how finding plastic on a Tasmanian beach proved a pivotal moment in his career; creating the iconic Gyro Table; how he collects ocean plastic; creating high end products from ‘underwater' wood and old school floors; unleashing ‘material potential'; inheriting his grandfather's tools; day dreaming at school; and why he needs to be near making. And remember the inaugural Assemble with Material Matters takes place on 20 November at the Bank of England Conference Centre. Tickets cost £175 (+ VAT) and are officially available until 6 November. To secure your place click hereSupport the show
Rachel Reeves' speech on Tuesday gave every indication that tax rises are on the way — though she was careful not to name names.The challenge is clear: raising serious revenue usually means turning to the big three — income tax, National Insurance, or VAT. But Labour's manifesto ruled those out, leaving the Chancellor with a fiscal puzzle and limited room to manoeuvre.Joining CapX deputy editor Joseph Dinnage to make sense of it all are Reem Ibrahim from the Institute of Economic Affairs and Henry Hill from Conservative Home.Stay informed with CapX's unmissable daily briefings from the heart of Westminster. Go to capx.co to subscribe. Hosted on Acast. See acast.com/privacy for more information.
Why are chocolate-covered shortbread and plain shortbread taxed differently? The UK's VAT system is full of bizarre inconsistencies that make it complex, inefficient, and unfair.In this episode, we dive into how VAT works, why economists tend to love it in theory, and why the UK's version falls short in practice. We explore zero and reduced rates, exemptions, myths about regressivity, and discuss how simplifying VAT could make it fairer and less distortionary.In the fourth and final episode of our tax mini-series, Helen, Ben and Stuart look at how to fix one of the UK's most important and misunderstood taxes.Become a member: https://ifs.org.uk/individual-membershipFind out more: https://ifs.org.uk/podcasts-explainers-and-calculators/podcasts Hosted on Acast. See acast.com/privacy for more information.
In this episode 254 of the employment law and HR podcast I cover a recent Employment Appeal Tribunal decision that sheds light on a vital question for employers: In this episode we cover: When is an employer responsible for the actions of an employee who sexually harasses a colleague? This case involved a hospitality recruitment agency and a worker (AB) who was sexually harassed by a colleague (CD) while travelling in his car. The central legal issue was whether the colleague's conduct could be said to have taken place "in the course of employment" under section 109 of the Equality Act 2010 a key factor in determining whether the employer was legally liable. The Employment Tribunal originally found that, although harassment had occurred, the agency was not liable, as the harasser was not "acting in the course of his employment" at the time. However, the Employment Appeal Tribunal (EAT) found that the Tribunal had not properly applied the test for what counts as an "extension of employment" and sent the case back to be reconsidered. What Went Wrong at the Tribunal? The Tribunal accepted that serious sexual harassment took place but concluded that: The harasser was not working or carrying out duties at the time; The lift to work had not been arranged or approved by the employer; and The employer could not have known about the encounter. The Employment Appeal Tribunal disagreed, highlighting that the Tribunal had failed to consider several important factors, such as: The ongoing work-related connection between the parties (including prior lifts to jobs); The harasser's work messages, sent during his shift, that were sexually inappropriate; and The claimant's genuine belief that she was travelling for work when the incident occurred. These could all point to the events being an "extension of the workplace" — and therefore potentially within the "course of employment". Why This Matters for Employers This judgment is a reminder that liability for harassment is not confined to the four walls of the workplace. If there is a sufficient connection between the conduct and work, such as communication during work hours, travel to or from work, or employer-organised events, the employer could still be found responsible. Key Takeaways Think beyond the workplace. Harassment at social events, during work travel, or over work-related messaging platforms may still fall "in the course of employment." Risk Assess. Carry out a risk assessment to identify risk areas in your organisation and take mitigating steps accordingly. Review policies and training. Clear boundaries and reporting procedures for off-site conduct can reduce risk. Take complaints seriously. In this case, the Tribunal noted concern that the employer had done little to support the claimant or investigate the alleged harasser while a police inquiry was ongoing. Context is everything. Whether an act is "in the course of employment" will always depend on the facts but employers are expected to take a proactive stance in preventing and addressing harassment. You can read the full judgement here: https://www.gov.uk/employment-appeal-tribunal-decisions/ab-v-grafters-group-ltd-ta-csi-catering-services-international-2025-eat-126 Duty to take steps to prevent sexual harassment All employers, regardless of size and resources, now have a legal obligation to take steps to prevent sexual harassment. One of the steps you need to take is to train your employees on what sexual harassment is and standards of conduct required. We have a range of training options available to you, including our DIY employee training which is available for £15 plus VAT per person. If you want to 'bulk buy' 50 or more places we have a discount code available please do not hesitate to get in touch. You can access the training here: https://employment-law-hr-advice.teachable.com/ We also have full DIY resources for employers here: The prevention of Sexual Harassment at work Don't forget to subscribe to the podcast to stay informed on the latest in UK employment law. If you have questions or need tailored advice, feel free to get in touch – we are here to help. Training for your Team Would you like to arrange training for your team to reduce the risk of both unhappy employees and claims being made against you? Please get in touch for a no obligation discussion, we can offer training anywhere in the UK in person or delivered remotely via MS Teams. Please drop me an email alison@realemploymentlawadvice.co.uk Fixed Price Advice from Real Experts As part of our HR Harbour annual subscription service for employers we provide guidance and training for employers, supervisors and managers. If you would like to know more about the HR Harbour Service and how you can get unlimited support from as little as £234 per month please contact me for a no obligation discussion – alison@realemploymentlawadvice.co.uk or you can find full details here: HR Harbour Don't forget you can contact us by telephone 01983 897003, 01722 653001, 020 3470 0007, 0191 375 9694 or 023 8098 2006 We have a variety of free documents and letters which are available to download here: DIY Documents We are also on YouTube! You can find a range of topics and also listen to this podcast on YouTube here: YOUTUBE Zoes Law Raising awareness of melanoma and skin cancer. You can find more information here: https://www.facebook.com/zoepanayilaw
This week's podcast is presented by Theo and Stephen. We hear from: · Andrea in Beautiful Brittany who has a lot to say about Pip;· Helen - not the Bridge Farm one - who has a plot prediction for a 75th anniversary spectacular; · Witherspoon, who has opinions about Will Grundy;· Katherine, who doesn't like Pip but does like the Hare and Hounds; · Amber Rage in Ambridge, who wants to know more about Will's past;· Lakey Hill Liminal, who compares George with a real life malefactor; · Glyn, who wonders about Esme's contemporaries in Ambridge;· Jen from Brooklyn, who has been enjoying Pip and Esme; · and finally Globe-Trotting Richard, who is wondering about the future of Esme's cows; And we have emails from Laura aka Edna Cloud, and Chris in MichiganAs usual we'll hear a roundup of the Dumteedum Facebook group, this week from Vicky, and the Tweets of the Week from Michelle, plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
Adam writes his own version of Neighbours starting from Episode 9276 all the way until the finaleThis Week - Jane has a leaving party, John Wong turns up and interesting name and Karl gets an offer for the TramIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
This week JK and Adam discuss the week on Ramsay Street as well as predictive text, pamphlets and cheese pricesIf you would like to support the podcast, you could always leave a nice 5-star review on Apple Podcasts or SpotifyOR you can subscribe to our Patreon for just £1 a month (plus VAT) and receive:Early access to the ad free video and audio versions of the podcast and exclusive bonus episodes Hosted on Acast. See acast.com/privacy for more information.
Alex Moss is back with a new episode of your go-to darts podcast after the European Championship! Alex Spellman (1:31) calls in to reflect on recently winning the CDC Continental Cup for the second time, which secured him a debut in the Grand Slam of Darts next week. The American looks back on his last 12 months on the oche from signing with Winmau to finishing fifth on the CDC rankings this season, his run to a second Continental Cup title earlier this month, sealing his second appearance in the PDC World Championship and much more! David Munyua (35:10) joins us to look ahead to his historic debut in the PDC World Championship at the end of this year. 'Why Not' discusses his recent victory in the African Qualifier which has earned him a first-ever trip to the UK in December, when he will make history as the first player from Kenya to compete in the World Championship. David also chats about the darts scene in Kenya, how he first got introduced to the game, and what it means to be the first player from his country to play in the biggest tournament in darts! Darius Labanauskas (1:01:30) sits down with Alex Moss after finishing second on the Challenge Tour rankings for 2025. Lithuania's number one looks back on his first run with a PDC tour card, from 2019 to 2023, including a memorable quarter-final run in the PDC World Championship, hitting a nine-dart leg on the Alexandra Palace stage, losing his tour card at the end of 2023 and the journey to winning it back via the Challenge Tour this year. Join the Darts Strava King group on Strava *** This podcast is brought to you in association with Darts Corner - the number one online darts retailer! Darts Corner offers the widest selection of darts products from over 30 different manufacturers. This podcast is sponsored by Darts Atlas - the platform for darts players, venues, and organisations. Darts Atlas is the home of the Amateur Darts Circuit (ADC) with hundreds of tournaments held on the platform every week. Have you used Darts Atlas before? Share your feedback and experiences with Darts Atlas with us by sending an email to weeklydartscast@gmail.com and be in with a chance of winning some new logo Weekly Dartscast stickers! This podcast is sponsored by Fantasy Darts League. Choose your path to darts glory now! Whether you're a strategic mastermind, an aspiring pro, or a word-game wizard, Fantasy Darts League has a game mode for you. Check out Condor Darts here: UK site *** Enjoy our podcast? Make a one-off donation on our new Ko-Fi page here: ko-fi.com/weeklydartscast Support us on Patreon from just $2(+VAT): patreon.com/WeeklyDartscast Thank you to our Patreon members: Phil Moss, Gordon Skinner, Connor Ellis, Dan Hutchinson
Kemi Badenoch continues to look more confident at PMQs – although there are always going to be some easy goals when you lead on the economy. Today she pressed the Prime Minister on Labour's manifesto pledge not to raise income tax, VAT or national insurance – which he dodged – as well as repeating her offer to work with Labour towards a cross-party solution to the welfare problem. What do we know about the Budget at the end of next month? And are we any closer to understanding what a ‘working person' actually is? Lucy Dunn speaks to Tim Shipman and Michael Simmons.Produced by Oscar Edmondson.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts.Contact us: podcast@spectator.co.uk Hosted on Acast. See acast.com/privacy for more information.
Ricky Burns: How to build £1M profit in year one (after losing it all at 26)Ricky Burns made incredible money at 26.Then he drank it all away.Partied it into oblivion. Got hit with a massive VAT bill he couldn't pay. Shut the whole thing down.Most people never recover from that kind of failure.Ricky went back into employment for 10 years.Ran European divisions. Watched. Learned. Took notes on what actually works.At 33, he started again.September 2024: Pulse Group launched with his co-founder Tony.12 months later:£1.2M in fees£1M in EBITDA (profit)I don't know anyone who's achieved these numbers in year one.This week on The RAG Podcast, Ricky breaks it all down.We cover:How they hit £1M profit in 12 months (it's simpler than you think)What killed his first business (beyond the partying)The 10 years of lessons that made the comeback inevitableWhy he paired recruitment with SOW consultancyThe systems and client focus driving 83% marginsHow AI is making them more efficient without adding headcountWhy work-life balance is now non-negotiableThis isn't your typical "I scaled fast" story.This is brutal honesty about failure, sobriety, and building something sustainable the second time around.If you've ever wondered what separates 6-figure founders from 7-figure founders - or if you think you've already missed your shot - this episode has the answers.__________________________________________Episode Sponsor: AtlasAdmin is a massive waste of time. That's why there's Atlas, the AI-first recruitment platform built for modern agencies.It doesn't only track CVs and calls. It remembers everything. Every email, every interview, every conversation. Instantly searchable, always available. And now, it's entering a whole new era.With Atlas 2.0, you can ask anything and it delivers. With Magic Search, you speak and it listens. It finds the right candidates using real conversations, not simply look for keywords.Atlas 2.0 also makes business development easier than ever. With Opportunities, you can track, manage and grow client relationships, powered by generative AI and built right into your workflow.Need insights? Custom dashboards give you total visibility over your pipeline. And that's not theory. Atlas customers have reported up to 41% EBITDA growth and an 85% increase in monthly billings after adopting the platform.No admin. No silos. No lost info. Nothing but faster shortlists, better hires and more time to focus on what actually drives revenue.Atlas is your personal AI partner for modern recruiting.Don't miss the future of recruitment. Get started with Atlas today and unlock your exclusive RAG listener offer at https://recruitwithatlas.com/therag/__________________________________________Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn.Spending thousands on Recruiter licences.Building connections. Posting content. Growing networks.But here's the question almost no one can answer:How much revenue is LinkedIn actually bringing into your business?Most founders have thousands of connections but no clear process to turn that attention into cash.That's the problem we solve.At Hoxo, we help recruitment founders build predictable revenue systems on LinkedIn, not just noise or vanity metrics.Our clients are turning LinkedIn into £100K–£300K in new billings within months, using their existing...
With the Autumn budget looming, the government has some tough decisions to make. Rachel Reeves has to find a predicted £30bn in extra revenue to meet her self-imposed fiscal rules.But as part of its manifesto pledges, Labour promised not to raise income tax, national insurance or VAT.And after a crushing defeat in Wales last week, what can the government actually get away with without angering the public further?Anoosh Chakelian is joined by polling analyst Steve Akehurst.Read: Just Raise Tax by Will DunnRead: Least worst options: understanding voter attitudes in the run up to the 2025 BudgetLISTEN AD-FREE:
Our guest, Hunter Ziesing shares his work with AI in assisting individuals in their quest for health and longevity. Hunter spent the bulk of his career in investment banking focusing on the Healthcare, Consumer, and Technology areas. He was the founder of Charity of Choice, a non-profit focused on cancer research and health prevention. Early Overall Outcomes Biomarker Improvements A majority of patients showed significant movement in at least one critical biomarker (ApoB, VAT, bone density, VO2Max, HbA1c). ~80% improved at least one key biomarker. Common improvements included reductions in ApoB, decreases in visceral fat (VAT), and gains in lean mass/bone density. Major Findings from Diagnostics ~65% of patients had at least one significant finding from testing (e.g., early CAD on Cleerly, sleep apnea, insulin resistance, GI imbalances). These findings directly shaped interventions and escalations in care. Symptom Reversals ~30% experienced meaningful reversal of previously severe symptoms (e.g., hypertension control, prediabetes reversal, improved sleep apnea, reduction in chronic GI symptoms). Resources: ai.longevityhealth.me Our Sponsor: Haven Medical maker of the Cox 8 Table
This week's podcast is presented by Stephen and Jacqueline. We hear from: · Amber Rage in Ambridge - a second time caller-innerer - who is on #TeamGeorge in his dispute with Lilian;· Katherine, who is frustrated that so many inhabitants of Ambridge won't let George move on; · Claire from Clapham who has been enjoying people being told the truth this week;· Tracy from California who has solutions for Home Farm and Meadow Farm, and advice for George; · David from Carmarthenshire, who has been impressed by all the strong women calling George out over his behaviour;· Dumteedum regular Vicky and her friend Di, who have had some laugh out loud moments listening to what's going on at Home Farm this week; · Globe-Trotting Richard, who has been researching who is liable for what at Meadow Farm;· And finally Glyn, who has been enjoying some, but not all of the conflict we have seen this week; And we have emails from Omnibus-listener Jeff, from Laura aka Edna Cloud, and from Chris in Indiana. As usual we'll hear a roundup of the Dumteedum Facebook group, this week from Witherspoon, and the Tweets of the Week from Theo plus the round up of this Week in Ambridge, from Suey. Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon. Or email us at dumteedum@mail.com How to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac ***** The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. And don't forget to cancel your existing Patreon subscription if you have one, as we will continue to put the podcast out on that feed through February to give Patreons time to transfer over. ***** Also Sprach Zarathustra licence Creative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit." Conducted byPhilip Milman ► https://pmmusic.pro/ Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.