Mailbox Money

In this episode we talk about the return of dividends! We've seen some new surprising companies start paying dividends recently and we think talking through this decision can help investors understand where dividends belong in a portfolio. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about sports and math and the intersection of both. In any investment we make, we care more about the direction of the moat rather than the size of the moat itself. One of the best examples we have of this is Dicks Sporting Goods. To listen to our previous episode on this company: https://podcasters.spotify.com/pod/show/mailboxmoney/episodes/Competitions-Special-Dividend-e20ca66 Schedule a meeting with our team: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about Bitcoin. We are incredibly proud of our longstanding belief in Bitcoin and we discuss recent changes in the landscape and how we frame Bitcoin inside of our portfolio. To learn more, or to schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

The arc of complex data analysis surrounding any question now is expanding so fast that we wonder if investors are ending up farther away from the most efficient goal – a simple and repeatable solution Are we talking basketball or stocks? YES!!! Join our bracket pool here: https://picks.cbssports.com/college-basketball/ncaa-tournament/bracket/pools/kbxw63b2geydknrqha3dk===?pool-join-key=8xem61ve4wdxgab8gk7iv1ejflixqlz4&invited-by=ivxhi4tzhiytkobrgu4tsnrs&via-medium=copy&ttag=FF24_lk_cbssports_cbb_bpm_copySetupInvite email our team: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss something that we've recently changed our mind on, and something that's blown our minds. So, what is Schmuck Insurance?! We hope you enjoy this episode. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we give specific examples of Yield on Cost and how powerful it can be for your portfolio - and peace of mind. Often times investors find themselves searching for high yielding companies while ignoring those with a lower yield. Dividend growth investing can provide a growing stream of income, far surpassing the "safe withdrawal rate" while giving you upside growth potential. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss benchmarking. Many investors are confused. There are thousands of different indexes and benchmarks used by Wall Street. Instead of creating confusion, performance chasing, and potentially causing yourself problems, what if you benchmarked to Peace of Mind? To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we share 5 lessons we have learned to sprinkle the magic of investing across 5 kids (each!). To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode Ryan and Jackson discuss the most underrated question for investors: "When can I get my money back?" Liquidity is undervalued by too many. Those who understand its upside will tell you it's worth more than most features described on investment products. In today's episode, we're going to take you inside the belly of the best, giving you the pros and cons of these investment strategies. --------------------------------------- To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

We're back! First off, we wanted to thank everyone that reached out during our hiatus. It means a lot to us that we have such thoughtful listeners and it felt good to read your messages. In today's episode we go right at Wall Street and discuss our Holy Grail of Investing: Dividend Growth. We believe that dividend growth provides answers to financial planning and investment management's most difficult questions. We hope you enjoy the episode and we will see you next week. To schedule a meeting with us, email: team@freedomdaysolutions.com ------------------------------------ www.freedomdaysolutions.com

Jackson goes solo and shares incredible investing (and life) lessons from the late Charlie Munger. Charlie Munger passed away in November 2023 at the helm of Berkshire Hathaway. Not only was Charlie an incredibly wise investor, he was a great person and we are fortunate to be able to learn from him www.freedomdaysolutions.com

This week we wanted to share a wonderful podcast Ryan had the honor of being on, Chasing What Matters. The Chasing What Matters podcast is hosted by Glenn and Jacob Robinson (father and son) and brings you interviews with industry shaping leaders from all walks of life to discuss their leadership principles and how that mixes with their faith. You will hear the stories of success and failures from individuals in hopes that it will help you write your own story.  You can listen here: https://podcasts.apple.com/us/podcast/chasing-what-matters/id1527359046 ------------------------ www.freedomdaysolutions.com

In this episode we discuss performance chasing versus sticking to an evidence based investment strategy designed to help you reach your goals. We cite a study from Vanguard about the outperformance of sticking with a specific strategy compared to performance chasing and how you can reach your destination faster by remaining confident in your approach. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

We all have a lot to be grateful for. In today's episode we discuss some of the many things we appreciate. We are grateful for you listening to our show! www.freedomdaysolutions.com

In this episode we talk about the incredible story of Theodore R. Johnson. Mr. Johnson never made more than $14,000 a year, but he invested wisely so wisely that he made $70 million by the time he was 90 in 1991.

Today we are going to share one of the most incredible stories we've been lucky to learn from, born from the simplest of all stock market math – do you have debt or cash?   This company is another example of why we believe in actively managing two different stock portfolios. The backbone for everything we do is dividend growth. But getting dividend pay raises each year, to go along with safe money set aside in bonds, insured deposits and cash – allows us the freedom to explore for some unusual businesses with unconstrained upside that may not choose to pay a dividend, but instead reinvest back into their own business for us as stakeholders to share in future growth. www.freedomdaysolutions.com

In this episode we look at a time period, 13 years to be exact, where the market returned a total of -2.97%. Now this isn't a prediction of what we will see for this decade, but it proves a valuable lesson for all investors, especially those willing to pop the hood and dive in a little deeper.

We recently saw and advertisement in the Wall Street Journal, for a “special CD rate of 6%.” It took us reading the footnotes to discover the truth. In this episode we discuss Bank Yourself, our version of earning an attractive rate on Safe Money, cutting out all the middlemen and doing exactly what the banks do, for yourself.

In this episode we discuss the uncommon upside found in capitalism and how it can benefit those most in need. We also discuss Donor Advised Funds and how they can play an incredible part in your own financial plan. To schedule a meeting with our team, email us at team@freedomdaysolutions.com

In this episode we discuss a valuable lesson we learned while in Chicago. We discuss one of our opportunities, why we believe it's an uncrowded and overlooked company and share some of the math behind our research. To learn more, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

One of the unfortunate aspects of speculation is that price often drives narrative. Nowhere is this more obvious that in cryptocurrency and crypto assets.   I've been investing and involved in crypto since 2012. Since then, we've seen 3 very large “super cycles” in crypto.   As the price goes up, more and more people start to talk about crypto and how it's going to change the world, disrupt industry, and whatever else they say.   2020 was the start of one of these cycles, and it lasted until 2021.   The good news is that while all the news outlets and talking heads have long since moved on from discussing these assets, the real community is stronger than ever before and we might just be on the cusp of a new cycle.

One of our humblest but largest disagreements with most investment professionals is that Growth OR Value is the wrong question. Why not be selective enough to wait for BOTH?!   Today, we'll share a specific example that is one of our favorites overlooked and misunderstood industries that we believe offers a giant opportunity going forward.

Peter Lynch once said, “Behind every stock is a company. Find out what it's doing.”   For every investor and their investment journey, there ultimately comes a time when one of their holdings experiences some sort of trouble.   It really doesn't matter how much research you've done, or how convicted you are on the company, things change.   Their change is unpredictable. In this episode we discuss ur 3 simple rules for Sell Discipline, that have worked wonderfully since 1998.  

In this episode we discuss Freedom Day. In the midst of complex retirement planning strategies, often designed to enrich Wall Street, we explain our process and share what goes into building a Freedom Day plan. We believe that when you have multiple streams of income, that grow above the rate of inflation, exceeding your expenses (needs and wants), you've reached your Freedom Day. To schedule a meeting with us, email: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss the disciplines and freedoms of active management. When grounded in evidence-based data, we find ourselves far away from the crowds of predictions and anxiety. Today we're going to take you into one of our Stock Tournaments: the 5-Tool Prospects! To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

Bank deposits have hit an all-time high with $10.7 Trillion sitting in checking and savings accounts. With rates having gone up significantly the last two years and the average U.S bank savings rate only yielding 0.07%, it's vitally important that investors know how to “bank themselves.” Email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

Cash is yielding more now that it has in a long time. A lot of investors are flocking to cash as the current market and economy is scaring them. In this episode we discuss the historical opportunities seen after money market rated peaked and the outperformance, over time, of a dividend growth strategy. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In crunching through a couple thousand tickers in our Stock Tournaments this weekend, and then in looking one by one at about a hundred different price charts, we were compelled to share some Grace and Peace of Mind to anybody wondering what the heck is going on. We want this podcast to always be the place we share our open playbook and our thoughts and ideas. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

As dividend growth investors, our goal is to generate a rising stream of sustainable dividend income, through careful investment in quality dividend growth stocks.   Our investment plans are not dependent on market fluctuations.   In fact, even if they closed the market tomorrow, I don't think it would matter much. That is because most my stocks would keep sending me quarterly dividend checks.   We simply focus on quality dividend stocks, which we try to purchase them at attractive valuations. We try to focus on companies which have the capacity to boost distributions over time. In this episode we discuss the benefits of our approach and invite you to reach out and chat with our team.   Email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

Today we're going to look inside one sector of the stock market with two of the wildest facts we've ever found. As we look at consumer discretionary businesses, we realize the opportunity offered as part of our Speculative sleeve of investment portfolios. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about cash. We go over where it belongs in a portfolio, how much we hold, and how to think about cash inside of your investment account. We discuss our Simple Portfolio: Safe Money Sacred Money Speculative Money To schedule a meeting with our team, reach out by emailing: team@freedomdaysolutions.com www.freedomdaysolutions.com

In todays show, we go over some investment ideas we learned about during recent road trips with kids. As we drove around the country we connected the dots from our research in the office to hands-on unique and uncrowded opportunities. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss a sizzling opportunity we came across in one of the most important commodities that isn't well understood - electricity. We talk through the shift from coal fired power to a nation and world of clean energy, and what it takes to get there.

In today's episode we want to celebrate small business and business owners. We discuss a subscriber question from Greg: "I trust you with my treasure, so I can decide where my time and talents go. You left a large firm and started over again with nothing. What was that struggle like, because I wonder if I'm addicted to a paycheck? Would you please explain what you meant by your highest ROI will be from your craft?"We also highlight some incredibly powerful market statistics, that we think present a huge uncrowded opportunity for investors. If you haven't subscribed to our YouTube channel, you can do that here: www.youtube.com/@yourmailboxmoneyTo schedule a meeting with our team, or to submit BBQ team names and win a Mailbox Money hat, email us: team@freedomdaysolutions.com

Title: Where to Hide In this episode we discuss recency bias. How it's seen in a simple game of Hide and Seek with your kids and especially in markets and investing. When markets get tough, the gurus come out in full force claiming that they know where to allocate funds better than others. We recommend a different approach: hiding your money in a story. And the story we love most of all, for answering your most important financial questions: Rising Dividends. The story of rising dividends not only answers questions that impact your financial future, but is also backed by over 200 years of mathematical evidence. We hope you enjoyed this episode. If you'd like to schedule a meeting with our team, emails us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss our approach to technical  analysis. Not only do we pop the hood and do bottom up fundamental analysis, we also look at the top down technical analysis of each stock and sector. We discuss the reasoning behind looking at both fundamentals and technicals, share examples of recent surprising moves in certain sectors, and discuss opportunities that disciplined balance can unleash. If you liked this episode, we'd greatly appreciate it if you left a review and shared the podcast. It helps us tremendously. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode Ryan shares the notes he's taken especially for his graduating senior. He shares 4 quarters of advice: Dare to be Different Work Life IMbalance What it Means to Be a Real Man: LIFT TRUST in Time If you liked this episode, we'd greatly appreciate it if you left a review and shared the podcast. It helps us tremendously. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about the certain values we try to teach our kids about money. 1. The Value of Money 2. Saving Money 3. Debt can be a tool, or a weapon of mass destruction 4. Invest WITH your kids 5. Aaron Watson's life advice 6. The Power of Compounding We referenced this earlier episode: https://youtu.be/isVXg_MK3_k And this blog post by Ryan: https://www.freedomdaysolutions.com/post/delivering-on-the-300-hour-rule To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

We recorded this on May 5th, which was the two year anniversary of our dividend growth fund. Central to our strategy is owning companies that increase their dividend, which ultimately results in growing income for stakeholders. In this episode we discuss: • The Banking Crisis (revealing who the huge winner is in the midst of the chaos). • Inflation and Interest Rates Toll on Consumers • Why consistence always pays off • And how capitalism rewards problem solvers To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about the original Mailbox Money. We go all the way back to 1850 when American Express established the first private pension plan in the United States. In 1978 Ted Benna discovered a small paragraph “k” in IRS code “401” which allowed employers a tax break for allowing their workers to save a little extra money to supplement their defined benefit plan. What Bennas discovery set off has resulted in a $6 trillion dollar misunderstanding that Benna now calls “a fluke.” 401(k) plans are not retirement plans, but the good news is that pensions are still available and when used correctly can be tremendously powerful for your very own Freedom Day plan. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss one of our Speculative Investments: Cryptocurrency The last year has been a rollercoaster for crypto. We've been bombarded by bad news, negative headlines, and a seemingly endless supply of negativity from the crypto space. Yet, the coins themselves tell a different story. Join us for a deep dive into some of the innovation and opportunities we're seeing in crypto and why it's still an emerging asset class that we are investing in - and excited about. To learn more about our crypto strategy, visit: www.freedomdaysolutions.com/crypto www.freedomdaysolutions.com

There is a lot of confusion in the world of investing. As investors we are constantly inundated and asked to pick a single investment strategy from the very beginning. Growth or Value Investing Cyclicals or Secular Cash Flow or Compounders Silicon Valley or Permian Basin Small Cap or Large Cap Investing US or Global Active or Passive... …what if you could turn every OR into an AND, while reducing the number of holdings with a simpler playbook that works ACROSS market cycles, never requiring you to predict one?! We're going to show you how! In this episode we break down over 25 years of experience and show you what works - ultimately leading to better investing and more peace of mind. We discuss: 1. Defense and Offense 2. Sacred Money and Speculative Money 3. Momentum is Real 4. Skin in the Game We hope you enjoy the episode. If you would like to schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss the power of dividend growth investing. We discuss the simple operating system we learn from Warren Buffet, talk about active management in investing, and go through the math behind dividend growth. To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com To watch on YouTube: https://youtu.be/eX5DrAACFek

The last few weeks have been pretty eventful in the markets. All of the sudden, everyone is wondering "Is my safe money really that safe?" In this episode we pull back the curtain on Safe Money and discuss 5 simple concepts that will help you understand how to allocate your Safe Money, so that it always remains safe. We discuss: What just happened to banks and what can be learned Our timeless solution: Bank Yourself How there are no crowded lines at the bank when no one else runs YOUR bank The best kept secret off of Wall Street and how the key to your safe unlocks more upside! If you enjoyed this podcast, we'd be thrilled if you left a review and shared it with someone you care about. As always, we'd love to help you build a financial plan! To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we have special guest, Nate Geraci, on the show to discuss crypto and the Grayscale Bitcoin Trust (GBTC). Our firm offers Freedom Day Crypto Assets, an actively managed crypto strategy with direct ownership of cryptocurrency and all of the intrinsic benefits of the asset class. There are many ways to own cryptocurrencies, and while our preferred method is directly held crypto assets, we wanted to open the discussion to the entire ecosystem and gain a deeper understanding of the current market situation. We asked Nate to come on the show to share his knowledge on the current situation with Grayscale and other exchange-traded crypto products. "A rising tide lifts all boats" is something we truly believe in, and we are excited to see the continued growth of cryptocurrencies and related exchange-traded products. There have been tremendous advancements and opportunities as cryptocurrency and traditional finance have crossed paths and are striving to become more intertwined. These advancements have been met with roadblocks, including a heated lawsuit between Grayscale and the SEC, crypto failures and frauds, and an uncertain path forward regarding exchange traded crypto products and strategies. We hope you enjoy our discussion and we are happy to answer any questions you might have! Nate is the President of the ⁠ETF Store⁠, a fee-based Registered Investment Advisory firm, Host of the popular podcast ⁠ETF Prime⁠, and the founder of the ⁠ETF Institute⁠. You can follow Nate on Twitter ⁠here⁠. -------------------------- To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com/crypto

In this episode we dive into our simple and repeatable process that allows us to understand what is happening in the markets. Ryan tells the incredible story of and incredible entrepreneur that has resulted in $332 Million of dividends being paid to stakeholders this year and a $12 Billion dollar company. We discuss our Simple rules: Stay Curious, Never Convinced “Goal is to Get Half our Misses” Self-Scout “Skin in the Game” Unlocking Surprising Upside --------------------------------------- To schedule a meeting with our team, email us at: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we pull out some classical literature, specifically Homer's Iliad. We talk about the story of Odysseus, and the Song of The Sirens. I promise it relates to investing! We discuss: Looking at dividends over market prices Problems with the 4% Rule Emotional benefits of focusing on dividend income Sell-stops If you'd like to schedule a meeting with our team, email us at: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we talk about international investing. Ryan shares a great story that made him think about the benefits of investing over seas. We go through some compelling math that we see popping up in international markets. We talk about two strategies we use, in our personal accounts, and for those that we work for, to invest in international markets. To see all of the charts we mention in this episode, follow the link to our YouTube channel: https://www.youtube.com/@yourmailboxmoney ----------------- To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

***to view the charts: https://youtu.be/xPr4_m7WkGE In this episode we talk all about dividends. We dive into: - Market volatility viewed through the lens of dividends - Stakeholder vs. trader mentality - Why a company may or may not pay a dividend ...and much more! -------------------------------------- We hope you enjoyed this video. If you did, please subscribe to our show and we would appreciate a review! To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss IRR. Inspired by a dear friend, we talk about changing the definition of Internal Rate of Return (IRR), into something more important and more long-lasting. Who is measuring our true internal satisfaction with an investment? Your IRR: It's Real & Repeatable ------------------------------------ To schedule a meeting with our team, email us: team@freedomdaysolutions.com www.freedomdaysolutions.com

In this episode we discuss The Simple Portfolio. The Simple Portfolio has 3 components: Safe Money Sacred Money Speculative Money We walk through our framework for each category and give examples of each. To learn more send us an email: team@freedomdaysolutions.com www.freedomdaysolutions.com