Podcasts about American Express

Today's guests are Ligaya Mishan and Tejal Rao, the co-chief restaurant critics at The New York Times. Ligaya is based in New York City, while Tejal is based in Los Angeles, and together they're bringing a fresh perspective to one of the most influential roles in the food world. Ligaya and Tejal are also featured on Cherry Bombe's 2026 Power List. Ligaya and Tejal join host Kerry Diamond to talk about their childhoods, the foods that shaped them, and how they each found their way to writing and restaurant criticism. They share how they're approaching this new era of criticism—one that takes into account emerging audiences and cuisines, the end of anonymity, and the physical and emotional realities of eating for a living. They also discuss The New York Times' 100 Best Restaurants in New York City list, why it's always a conversation starter, and what it means to think about a list as a portrait of a city. Plus, Ligaya and Tejal talk about the Los Angeles restaurant scene, menu storytelling, the cities they're excited about right now, and why restaurants still matter as spaces of hospitality, connection, and community. Click here for the 2026 Cherry Bombe Power List  Thank you to American Express and Resy for supporting our show. The views expressed in this podcast are those of the speakers – not of Resy – and do not constitute professional advice. Thank you to Whole Foods Market for supporting our show. Click here to sign up for the Supper Club Series waitlist in Miami on June 23rd.   Click here to pre-order The Game Changers issue of Cherry Bombe magazine. Sign up for our free Radio Cherry Bombe newsletters at cherrybombe.substack.com More on Ligaya: Instagram, NYT profile More on Tejal: Instagram, NYT profile More on Kerry: Instagram, “So You Want To Open A Restaurant” Substack series

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Earn Points on Bills00:17 Intro and Offers01:16 Meet Matt Baker03:01 What Is PayRewards06:28 How Payments Work08:19 Fees and Point Stacking11:03 Allowed Payments Rules13:47 Contractors and Payroll15:24 International Payments Roadmap16:31 More High Spend Use Cases19:40 Why B2B Card Acceptance Is Low23:44 Transfer Partners and Redemptions27:30 Custom Concierge Redemptions29:53 How to Get Started30:55 EIN Requirement and Wrap UpYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Matt Baker / PayRewards at:➤ Website: https://payrewards.com/➤ LinkedIn: https://www.linkedin.com/company/payrewards➤ Matt's LinkedIn: https://www.linkedin.com/in/matt-baker-1325914Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Something of a bombshell has just dropped. Elon Musk, through the historic IPO of SpaceX on the Nasdaq — just became the world's first trillionaire. One trillion dollars. And the left's immediate reaction wasn't "how did he build that?" It was "how do we take it?" And I want you to understand something, because this is so important — the same people screaming about one trillion dollars in private wealth are completely silent about the three to four trillion dollars in wealth transfer payments the federal government moves every single year. Not a word.SPONSOR: Lear CapitalGold and silver have hit all-time highs, and experts are forecasting even higher prices ahead, with some predicting gold could reach $5,000 to $6,000 an ounce and silver $100 to $150. Major institutions like Morgan Stanley are shifting their portfolios into precious metals, and even Warren Buffett has been selling off big tech. Lear Capital is offering up to $20,000 in bonus gold or silver with a qualified purchase, plus a free information kit. Call 800-707-4575 or get your free information kit at https://www.Nick4Lear.com ----- SPONSOR: Alliance Defending FreedomSome of America's biggest companies, including American Express and Home Depot, are paying for gender-transition drugs and surgeries for kids through their employee healthcare plans. Alliance Defending Freedom's petition puts direct pressure on corporate leaders, and signatures from concerned Americans can spark changes that ripple across other companies. It's a real way to take action instead of watching from the sidelines. Sign the petition by texting NICK to 83848, or go to https://www.JoinADF.com/Nick -----GET YOUR MERCH HERE: https://shop.nickjfreitas.com/BECOME A MEMBER OF THE IC: https://NickJFreitas.comInstagram: https://www.instagram.com/nickjfreitas/Facebook: https://www.facebook.com/NickFreitasVATwitter: https://twitter.com/NickJFreitasYouTube: https://www.youtube.com/@NickjfreitasTikTok: https://www.tiktok.com/@nickjfreitas3.0

Today's guests are Sara Kramer and Sarah Hymanson, chefs and co-owners of Kismet, the beloved Los Angeles restaurant they opened almost a decade ago. Sara and Sarah received Cherry Bombe's Bombesquad Award last week at the 2nd Annual Cherry Bombe Power Awards in Los Angeles.  The duo joins host Kerry Diamond to talk about Kismet and how it has evolved over the years, their partnership, and what it takes to keep a restaurant alive today. They also share the origin story of Kismet Rotisserie, their growing takeout concept that helped keep the business going during the pandemic. Plus, Sara and Sarah talk about the realities of running restaurants in Los Angeles, the mentors and role models who've inspired them, and why the L.A. food community means so much to them. Click here for the Summer's Finest Salad recipe from the “Kismet” cookbook. Click here for the 2026 Cherry Bombe Power List  Thank you to American Express and Resy for supporting our show. The views expressed in this podcast are those of the speakers – not of Resy – and do not constitute professional advice. Thank you to Whole Foods Market for supporting our show. Click here to sign up for the Supper Club Series waitlist in Miami on June 23rd.   Click here to pre-order The Game Changers issue of Cherry Bombe magazine. Sign up for our free Radio Cherry Bombe newsletters at cherrybombe.substack.com More on Sarah Hymanson: Instagram More on Sara Kramer: Instagram More on Kismet: Website, Instagram, “Kismet” cookbook  More on Kerry: Instagram, “So You Want To Open A Restaurant” Substack series

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Katrina Fitten. Purpose of the Interview The interview aims to educate entrepreneurs—especially women business owners—on how to secure funding responsibly, avoid scams, and develop a strategic financial plan. It also highlights Katrina Fitten’s expertise as CEO/CFO of New Day for You Financial and her mission to help startups and small businesses access capital. Key Takeaways Funding Opportunities & Qualifications Katrina helps women business owners secure up to $100,000 in 100 days or less, with same-day approval and next-day funding. Basic qualifications include: Credit score of 680+ Existing credit lines (at least $10,000) A clear business mission and low-risk profile. Avoiding Scams Beware of unsolicited emails/texts promising easy money. Do your homework: Check companies on Better Business Bureau (BBB). Look for testimonials and partnerships with reputable banks (e.g., Chase, American Express). Never share sensitive information without verifying legitimacy. Importance of a Business Plan Funding is not free money—you need a strategic plan. Katrina calls it a “money mission”: know exactly how funds will be deployed. Without a plan, money disappears quickly, leading to debt and bad credit. Family & Friends Lending Treat personal loans like business loans: Have written agreements with terms, repayment schedule, and penalties. Decide upfront if it’s a gift or a loan. Services Offered by New Day for You Financial SBA loans, equipment loans, purchase order financing. Lines of credit and 0% interest credit cards (18–21 months). Credit card stacking for higher funding amounts. Credit restoration referrals for those with poor credit. Success Story Example: A tax accountant secured $160,000 in less than a week due to strong credit, revenue history, and a solid business plan. Notable Quotes “If you don’t have a plan for your money, your money will have a plan—and you’ll look up and it’s gone.” “We don’t want to be out here racking up good debt and then you’re not going to be responsible.” “You have to vet companies. Go to BBB, Google them, and check their credibility.” “If I give you money, I decide—is it a gift or a loan? There are rules to borrowing money.” “We say if you don’t get anything, we don’t get paid.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:33 Free Blueprint Offer01:23 Optimize For Sleep04:30 Use Up Orphan Miles06:30 Favor US Programs08:53 Burn Credits And Certs11:33 Status For Shortcuts15:52 What I Skip Optimizing19:13 Wrap Up And QuestionsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

On this week's Good Morning Hospitality, A Skift Podcast: Hotels Edition, Sarah Dandashy and Steve Turk break down why hotel AI is stuck on the wrong side of the ledger and what it will take to flip it. The conversation opens with Mews founder Richard Valtr making the case at Skift's Data and AI Summit that fragmented hotel data is the reason AI keeps cutting costs instead of driving revenue. From there Sarah and Steve dig into what Apple's rebuilt Siri means for how guests will find and interact with travel, Alaska Airlines' bet that Starlink wifi is a better loyalty driver than points for basic economy travelers, and why Delta Air Lines is expanding American Express card benefits without raising fees while every competitor goes the other direction. This episode is presented by ⁠⁠Cloudbeds⁠⁠ & ⁠⁠Bilt⁠⁠. Visit ⁠⁠cloudbeds.com/gmh⁠⁠ to learn more. And for hotels with restaurants and restaurant owners, Bilt Hospitality is finally here. Go to ⁠⁠joinbilt.com/gmh⁠⁠ to learn more. And if you're leaving direct bookings on the table, StayFi turns your wifi into a guest relationship engine. Visit ⁠https://stayfi.com/goodmorninghospitality/⁠ to learn more.

On this week's Good Morning Hospitality, A Skift Podcast: Hotels Edition, Sarah Dandashy and Steve Turk break down why hotel AI is stuck on the wrong side of the ledger and what it will take to flip it. The conversation opens with Mews founder Richard Valtr making the case at Skift's Data and AI Summit that fragmented hotel data is the reason AI keeps cutting costs instead of driving revenue. From there Sarah and Steve dig into what Apple's rebuilt Siri means for how guests will find and interact with travel, Alaska Airlines' bet that Starlink wifi is a better loyalty driver than points for basic economy travelers, and why Delta Air Lines is expanding American Express card benefits without raising fees while every competitor goes the other direction. This episode is presented by ⁠⁠Cloudbeds⁠⁠ & ⁠⁠Bilt⁠⁠. Visit ⁠⁠cloudbeds.com/gmh⁠⁠ to learn more. And for hotels with restaurants and restaurant owners, Bilt Hospitality is finally here. Go to ⁠⁠joinbilt.com/gmh⁠⁠ to learn more. And if you're leaving direct bookings on the table, StayFi turns your wifi into a guest relationship engine. Visit ⁠https://stayfi.com/goodmorninghospitality/⁠ to learn more.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Points Mindset Teaser00:12 Meet Drew02:11 Drew's Points Origin Story03:21 Family Trip Strategy05:35 Work Backwards Planning07:40 Road Warrior Status Play09:56 Delta Loyalty Explained11:52 Overbooking Double Dip Hack13:41 Status Chasing Reality Check17:05 Hotel Status And Breakfast Math19:39 Guest Of Honor Timing21:16 Rabbit Holes And Retail Arbitrage25:28 Ultra Wealth Points Leverage31:07 Outsourcing And Final Takeaways33:22 Where To Find Drew33:40 Closing ThanksYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Payments don't fail because teams lack ambition, they fail because the infrastructure can't keep up with what customers expect. We sit down with Mike Milotich, CEO of Marqeta, to unpack how modern issuer processing is changing card issuing from a rigid bank product into configurable, real-time payments infrastructure built for innovation.We trace Mike's 20-year journey across American Express, PayPal, Visa, and now Marqeta, and use that ecosystem view to explain what actually makes a card program work: issuer economics, consumer behavior, local market nuance, and the ability to iterate fast. Along the way, we break down what Marqeta does as an API-first, cloud-based issuer processor operating at global scale and high reliability, and why “building blocks” beat one-size-fits-all platforms when you're trying to launch, learn, and adjust.Then we look ahead at the biggest growth opportunities in card issuing and embedded finance: multinational issuing on a single stack, flexible credentials that can behave like debit, credit, and BNPL, and a broader product continuum that meets customers where they are in their financial journey. We also dig into personalization of rewards, AI-driven experiences, risk and fraud tooling, stablecoin-backed cards for faster cross-border movement, and the early shape of agentic commerce.If you care about the future of payments, card issuing, and customer engagement, this episode is for you.

How Godly Can Families Save America w/ John LovellSPONSOR: Lear CapitalGold and silver have hit all-time highs, and experts are forecasting even higher prices ahead, with some predicting gold could reach $5,000 to $6,000 an ounce and silver $100 to $150. Major institutions like Morgan Stanley are shifting their portfolios into precious metals, and even Warren Buffett has been selling off big tech. Lear Capital is offering up to $20,000 in bonus gold or silver with a qualified purchase, plus a free information kit.Call 800-707-4575 or get your free information kit at https://www.Nick4Lear.com-----SPONSOR: Alliance Defending FreedomSome of America's biggest companies, including American Express and Home Depot, are paying for gender-transition drugs and surgeries for kids through their employee healthcare plans. Alliance Defending Freedom's petition puts direct pressure on corporate leaders, and signatures from concerned Americans can spark changes that ripple across other companies. It's a real way to take action instead of watching from the sidelines.Sign the petition by texting NICK to 83848, or go to https://www.JoinADF.com/Nick-----GET YOUR MERCH HERE: https://shop.nickjfreitas.com/BECOME A MEMBER OF THE IC: https://NickJFreitas.comInstagram: https://www.instagram.com/nickjfreitas/Facebook: https://www.facebook.com/NickFreitasVATwitter: https://twitter.com/NickJFreitasYouTube: https://www.youtube.com/@NickjfreitasTikTok: https://www.tiktok.com/@nickjfreitas3.0

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/ChasevsCapOneIt's a battle of the cards! We compare the Chase Sapphire and Capital One Venture credit cards. We'll break down annual fees, welcome offers, earning rates, key benefits, and our recommendations to help you decide which card is best for your points and miles strategy.Earn more points and miles with QCGC!Sign up here to get started: https://qcgc.io/?ref=lgttp-v1Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: https://www.letsgettothepoints.com/Sign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:43 Battle of the Cards: Chase vs Capital One3:13 Entry-Level Travel Cards18:09 Earn More Points and Miles with QCGC19:52 Premium Travel Cards30:23 Unlock Capital One Lounge Access32:50 Which Ecosystem is Better? Chase vs Capital OneLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:41 Passive AA Miles via Vias01:28 Business Spend Points Strategy03:55 Real Money Before Points04:50 Dining and Rent Multipliers07:11 Travel Booking and Credits08:42 Referrals and Rakuten Deals10:28 Affiliate Links Explained11:12 Wrap UpYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

You're being outshouted. The average person now absorbs 5,000+ messages a day and reaches for their phone 205 times — and the industry's big answer was to staple "AI-powered" onto the homepage and call it a repositioning. That's not building a brand. It's a withdrawal from the one account you can't overdraw.Amit Singh has spent three decades building brands at Adobe, American Express, Starbucks, and Nintendo — long enough to watch "dot-com" go from billboard flex to embarrassing relic, and he's convinced AI is headed the exact same way. His argument: the companies sprinting to rebrand as AI companies are mortgaging years of earned trust, while the question that actually decides whether you survive — why should you exist? — goes unanswered in most boardrooms. He maps where AI earns its seat at the table, where it quietly wrecks your creative without anyone noticing, and why the people declaring storytelling dead are reading the wrong scoreboard.We also cover:A Meta study found AI-generated copy matches or beats humans on sub-$100 products — and consistently *loses* on anything pricier, where emotion does the selling. Most teams are pointing it at exactly the wrong work.Nintendo doesn't make video games. It makes smiles. Why your reason to exist is the North Star you build against — and the one thing you'll never put in an ad.88% of marketers have adopted AI. Adoption was never trust — and Amit thinks the gap between the two is where the real risk is hiding.Long-form is quietly back: why a five-minute Adidas film outperforms your six-second TikTok precisely *because* attention has never been scarcer.

LEARN MORE about NDX: ⁠https://www.nasdaq.com/nasdaq-100-options-xnd-ndx?utm_medium=Podcast&utm_source=RiskReversal⁠ SUBSCRIBE to our newsletter: http://riskreversal.substack.com/ Guy Adami and Dan Nathan hit a major milestone and don't hold back on what the market is really telling you beneath the surface. The Nasdaq is up 35% since March. Q1 earnings beat rates are near historic highs. Consumer sentiment is holding. So why do Mastercard, Visa, and American Express look like they're quietly falling apart? And why is the VIX on the Nasdaq flashing a warning that most investors aren't paying attention to? Guy and Dan break it all down — from the concentration risk hiding inside the indices, to crude oil's technical setup, to what the Cisco/fiber parallel from 1999 might mean for Nvidia and the AI trade today. Topics covered: Mastercard, Visa & AmEx: what the payment processors are signaling about the consumer Nasdaq 100 concentration: 15 names carrying the whole index VIX vs. VIX-N: the divergence Kevin Davitt says you need to watch Broadcom earnings preview: a $2.3 trillion company with 670% expected EPS growth — is it already priced in? Palo Alto Networks: best in class, but has it overshot? Software stocks: the bounce, the fade, and what comes next Oil and energy: why Valero is at all-time highs while crude is well off its peak The Cisco-to-Nvidia comparison — and why it's eerily familiar -- Learn more about FactSet: https://www.factset.com/lp/mrkt-callFollow us on Twitter @MRKTCallFollow @GuyAdami on TwitterFollow @CarterBWorth on TwitterFollow us on Instagram @RiskReversalMediaLike us on Facebook @RiskReversalWatch all of our videos on YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro01:10 Meet Matt Graham02:59 What Fifth Freedom Means07:04 Why These Flights Rock11:35 Favorite Fifth Freedom Routes14:42 Aspirational Short Hauls18:15 Practical Routes Africa23:25 Finding Qantas Awards27:46 Last Minute Award Strategy36:43 More Australia Award Tips38:17 Bonus Non Fifth Freedom Hacks39:58 Where to Find Matt40:27 Wrap Up and Q&AYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Matt at:➤ Website: https://www.mattjgraham.com/ ➤ LinkedIn: https://au.linkedin.com/in/matt-graham-06631413b ➤ Instagram: https://www.instagram.com/mattgraham_aus/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Our esteemed host Paul Mitchell is joined by Ian Steven, Gordon McGuinness, and late addition Charles Paterson to break down two major NFL trades: the Rams acquiring All-Pro edge rusher Myles Garrett from the Browns for a 2027 first-round pick, Jared Verse, and 2028/2029 picks, and the Eagles trading wide receiver A.J. Brown to the Patriots while saving $50m a 2028 first-round pick. They discuss divisional impacts, the Rams' win-now window with Matthew Stafford and backup options, and what Jared Verse and A.J. Brown bring to their new teams. The group also reviews NFL UK & Ireland's England-themed Nike jersey rollout and the shambolic American Express presale communication, before briefly making Scotland World Cup predictions and trying to guess Paul's middle name.

Devon Gimbel just booked over $250,000 in travel last year using credit card points—but she's the first to tell you award travel isn't "free." It's a strategy for 10x-ing your existing travel budget by strategically matching your routine spending to the right credit cards. Since ChooseFI's original Travel Rewards 101 in 2017, the landscape has matured: annual fees are higher, issuer rules are stricter, and new players like Bilt have revolutionized the game by letting you earn points on rent and mortgage payments. Yet the fundamentals remain: with deliberate card selection and an understanding of transferable points currencies, it's still entirely possible to unlock one to two meaningful trips per year—whether that's economy flights to national parks or first-class seats to Tokyo. Key Topics Discussed 00:00:00 - Introduction and State of Travel Rewards in 2026 Brad introduces Devon Gimbel and discusses how travel rewards have evolved since ChooseFI's first Travel Rewards 101 episode in 2017. They address whether earning significant travel value is still possible despite higher annual fees and stricter rules. 00:05:30 - The Evolution of Award Travel Community Devon reflects on how the travel rewards community has matured since 2013-2014, moving from a monotone focus on premium cabin travel to showcasing diverse travel styles including domestic trips, family travel, and national park adventures. 00:11:45 - Getting Started: First Steps for Beginners Devon outlines how beginners should approach travel rewards by analyzing their top spending categories and selecting one or two intentionally chosen credit cards with strong bonus categories rather than immediately pursuing dozens of sign-up bonuses. 00:16:20 - Sign-Up Bonuses vs. Everyday Spend Strategy Discussion of the balance between chasing new card welcome bonuses and building a sustainable credit card portfolio with strong category bonuses. Devon explains why a hybrid approach works better for most people than constantly opening new cards. 00:22:15 - Understanding Bonus Categories Deep dive into how credit card bonus categories work, why they matter, and how strategic matching of spending patterns to bonus categories can dramatically increase points earning without changing spending behavior. 00:30:00 - The Power of Flexibility Brad and Devon discuss various dimensions of flexibility in travel rewards including travel dates, destinations, airports, cabin class, and types of points currencies. They share contrasting examples from their recent Japan trips. 00:38:45 - Transferable vs. Fixed Points Currencies Devon explains the critical difference between transferable points programs (Chase, Amex, Capital One, Bilt, Citi) and fixed airline/hotel programs, comparing them to Visa gift cards versus single-merchant gift cards. 00:47:30 - The Rise of Bilt Rewards Discussion of how Bilt has emerged as a major transferable points currency, offering the ability to earn points on rent and mortgage payments while providing strong transfer partners that directly compete with Chase Ultimate Rewards. 00:55:00 - Credit Card Issuer Restrictions in 2026 Devon outlines how credit card eligibility rules have tightened, including Chase's evolving restrictions and once-per-lifetime language similar to American Express, emphasizing the importance of deliberate card selection. 01:02:15 - Calculating Travel Value and Points Redemption Devon shares her methodology for calculating the value of points redemptions using her family's Lufthansa first class trip as an example, discussing the difference between 'free travel' and maximizing travel budget value. 01:12:30 - How Devon Earns 6 Million Points Annually Transparent discussion of Devon's points earning including business expenses, mortgage payments through Bilt, quarterly taxes, shopping portals, and strategic use of bonus categories, with acknowledgment that her situation differs from average users. 01:22:00 - Partnership Strategy for Couples Devon expla…

There is a new cease-fire and new concessions, but how does it as up against Trump's original goals. We will do a breakdown of the original justification for the strikes, operational objectives and what this newest cease-fire agreement means.SPONSOR: Lear CapitalGold and silver are at all-time highs as central banks, sovereign funds, and major institutions like Morgan Stanley shift capital out of the dollar and into precious metals. Lear Capital helps everyday Americans get into physical gold and silver with experienced reps, transparent pricing, and IRA-eligible options. With a qualified purchase, you can receive up to $20,000 in bonus gold or silver.Call Lear Capital at 800-707-4575 or visit https://www.Nick4Lear.com-----SPONSOR: Alliance Defending FreedomSome of America's largest corporations, including American Express and Home Depot, are using their employee healthcare plans to pay for irreversible gender-transition drugs and surgeries for kids. Alliance Defending Freedom's petition puts direct pressure on corporate leaders and gives concerned Americans a real way to push back. Adding your name helps spark the kind of accountability that influences boardrooms across the country.Sign the petition at https://www.JoinADF.com/Nick-----SPONSOR: Ridge WalletRidge makes a slim, modern wallet built from premium materials like aluminum, titanium, and carbon fiber, with a lifetime warranty and RFID protection. It holds up to 12 cards plus cash without the bulk of a traditional leather wallet, and comes in over 50 colors and finishes. The Anniversary Sale is on now with up to 40% off the entire site.Get up to 40% off at https://www.Ridge.com/FREITAS-----GET YOUR MERCH HERE: https://shop.nickjfreitas.com/BECOME A MEMBER OF THE IC: https://NickJFreitas.comInstagram: https://www.instagram.com/nickjfreitas/Facebook: https://www.facebook.com/NickFreitasVATwitter: https://twitter.com/NickJFreitasYouTube: https://www.youtube.com/@NickjfreitasTikTok: https://www.tiktok.com/@nickjfreitas3.000:00:00 – Breaking down Trump's strategic military objectives in Iran00:01:29 – Exposing the IRGC and the Ayatollah's enforcers00:02:31 – How American strikes crippled Iran's missile capability00:03:58 – Annihilating the Iranian Navy in the Persian Gulf00:06:20 – Preventing the Ayatollah from getting nuclear weapons00:07:50 – Cutting off terror funding for Hamas and Hezbollah00:10:46 – Defending the Strait of Hormuz and gas prices00:12:34 – Using China to break Iran's economic backbone00:14:02 – Trump's high stakes negotiation strategy against Iran00:18:26 – Exposing why Democrats want Trump to fail00:21:09 – Analyzing the 60 day Iran ceasefire agreement00:23:03 – Why Trump's deal beats Obama's failed policy00:26:38 – Debunking the leftist media narrative on Iran00:31:05 – Iran President resigns amid total IRGC takeover00:40:39 – Will the Democrats sabotage Trump's Iran victory?00:41:43 – Why America First foreign policy delivers results00:45:30 – Final thoughts and preordering The Man Book

The PGA Tour is making its biggest schedule changes in years — and combined with LIV Golf's uncertain future, professional golf could look very different by 2027. In this week's episode of The Golf Podcast we break down the latest major shakeups coming to the PGA Tour schedule and what they could mean for the future of professional golf. With Brian Rolapp outlining his vision for stronger fields, fewer weak spots, and a schedule that better motivates the top players to show up, the Tour appears to be moving toward a more streamlined, high-stakes model beginning in 2027. We discuss the removal of the Hawaii swing, the American Express becoming the new season opener, the reshuffled West Coast, Florida, and Texas swings, and why events like the Cadillac Championship, Arnold Palmer Invitational, CJ Cup Byron Nelson, Valspar Championship, and PGA Championship are all being repositioned. We also look at the bigger picture, including whether this could eventually lead to a two-tier PGA Tour schedule in 2028 and beyond. Plus, we discuss the latest LIV Golf uncertainty, including reports of a possible reduced 10-event international schedule as the league searches for new investors. Are these changes good for fans, players, sponsors, and the game overall? We unpack it all.   Listen to This Week’s Show Download on iTunes here Listen on Spotify here Thanks to this Week’s Sponsors Titleist is committed to ensuring that every golf ball delivers superior quality and consistency.  From ball to ball, dozen to dozen we should expect our golf ball to perform exactly the same way, shot after shot. That's why Titleist owns the design, the technology and the manufacturing to make sure consistency spot on every time. They even conduct all the testing and quality checks to make sure nothing slips through the cracks.  Titleist is the #1 ball for every player and the #1 ball in golf.  Choose the best for your game and find out more at Titleist.com. Trust your golf game to FootJoy, the number one Shoe in Golf. Shop now at FootJoy.com. Feeling tired?  Your pillow may be to blame.  Check out Lagoon and take the free quiz to find a pillow that suits you.  Go to LagoonSleep.com/Golficity and use code GOLFICITY for 15% off. Thanks for tuning to The Golf Podcast! Cover Image via X

What does it take to turn 325 acres of Indiana woods into a national spirits brand and an "adult Disneyland" that pulls visitors from across the country? In this episode of The Upgraded Man Podcast, Chris Anderson sits down with Jeff McCabe, co-founder of Hard Truth Distilling Co., for a wide-ranging conversation on craft, mindset, family, and the long game of building something that lasts. Jeff is a Naval Academy graduate and former Navy pilot who went on to run a major part of the business travel and corporate card division at American Express before stepping away to chase a different kind of dream in Brown County. Alongside his partners and his own family, he built Big Woods, Quaff On, and Hard Truth into an experience that visitors remember long after they leave. In this conversation, you'll hear: Why a whiskey tastes better at 93 proof than 90, and what that obsession with detail reveals about doing anything well The Charlie Munger philosophy on the wall of his boardroom, and the wild family connection to Munger that Jeff only learned recently What the Naval Academy taught him about failing, and why learning to fail removed his fear of it How he leads people who don't share his mindset by listening first and meaning what he says The realities of running a business with his son, daughter, and son-in-law all under one roof Where he was on the morning of 9/11, and how being out of New York let him help in a way no one else could The McCabe family history, from Irish Gallowglass roots to two uncles' bars and a now-legendary dance hall story The Byron Nelson lesson that stuck with him for life: never putt short Whether you're building a company, leading a team, or just trying to navigate whatever life throws your way, Jeff's blend of hard-won wisdom and Midwest grit offers something to take home. Hard Truth Distilling Co. is located in Nashville, Indiana, in the heart of Brown County, and its spirits are now distributed across 38 states. Plan a visit to walk the property, take a distillery tour, or build a custom experience of your own. The Upgraded Man Podcast is for men who refuse to stay complacent and want to keep growing across every area of life. New episodes drop regularly, so subscribe and share this one with someone who needs it. This episode may or may not be sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️ PODCAST: Subscribe and listen on all major platforms⚡️ Want to be a guest on The Upgraded Man? Apply here ➡ https://upgraded-man.com/guest⚡️ For support or business inquiries, email us ➡ chris@upgraded-man.com Our mission at The Upgraded Man is simple — help men upgrade every area of their life through real conversations, honest stories, and actionable insight from men who have done the work.The content on The Upgraded Man is for informational and entertainment purposes only. The views expressed by the host and guests are their own and do not constitute professional legal, financial, medical, or therapeutic advice. Always consult a qualified professional before making decisions based on information discussed on this podcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the United States today, you can have your bank account closed, your credit cards cancelled, and your online payments revoked for any number of crimes, like funding terrorism, engaging in money laundering, or violating sanctions.Sensible, right? Well, you can also face financial ruin for teaching poetry.That's what seemingly happened to a Persian poetry teacher from Detroit whose accounts were flagged for “sanctions violations” because his students wrote “Persian classes” in their Venmo memos. There's also the story about the naked yoga practitioners who lost their payment processor for 60 days, forced to rebuild a subscriber list from scratch. And we can't forget the San Diego cannabis journalist cut off from Stripe—and from a paid Substack newsletter—because of the payment platform's rules that prohibit the promotion of the sale of cannabis.This is “financial censorship,” and it often happens when a bank, credit card provider, or payment app decides that a customer is too risky to serve. But “risky” doesn't always mean “illegal,” and when a major financial institution errs towards caution about what a customer is saying, advocating for, representing, or publishing, a lot of innocent people can be hurt in the process.That's what the digital rights activist Rainey Reitman learned in writing “Transaction Denied: Big Finance's Power to Punish Speech.” As Reitman explained about these hugely impactful decisions:“Even if they are well-intentioned, the financial systems can end up pulling in a lot of people that are not the actual target… Sometimes we talk about this as dolphins in the fishing lines.”These decisions are difficult to fight, frustratingly opaque, and nearly impossible to reverse. Compounding the problem is that that there aren't enough alternatives available for the financially censored to easily regain their freedom.The reality for hundreds of millions of people in this country is that about a dozen companies control all their finances. People mostly bank with Chase, or Bank of America, or Citigroup, or Wells Fargo. They mostly use credit cards assigned by Visa, MasterCard, American Express, or Capital One. And they mostly send money to one another and to small businesses using services like PayPal, Venmo, Cash app, and Square.For most people, these companies are supposed to operate in the background of their lives, providing reliable, secure financing to sustain and manage their livelihoods.In reality, these companies can become quite interested in what you say online, what payments you receive each month, and the locations those payments arrived from.Today, on the Lock and Code podcast with host David Ruiz, we speak with Reitman—who is also the president and a co-founder of the Freedom of the Press Foundation—about the real stories of those who have been financially censored, why financial companies cut off customers for legal speech, and how a single company's decision can create cascading consequences that feel impossible to fight.“They'd be locked out of Venmo, then they'd be locked out of PayPal—which is connected to Venmo—and then they'd suddenly lose their Chase Bank account. You could see that in a lot of instances, losing one form of access to the financial system, it could result in a pattern where they would be losing access repeatedly.”Tune in today.You can also find us on Apple Podcasts, Spotify, and whatever preferred podcast platform you use.For all our cybersecurity coverage, visit Malwarebytes Labs at malwarebytes.com/blog.Show notes and credits:Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/Outro Music: “Good God” by Wowa (unminus.com)Listen up—Malwarebytes doesn't just talk cybersecurity, we provide it.Protect yourself from online attacks that threaten your identity, your files, your system, and your financial well-being with our exclusive offer for Malwarebytes Premium for Lock and Code listeners.

New York Times bestselling and award-winning author John Kenney spoke with us about life as an ad-man, writing humor for The New Yorker, and the paperback release of his latest novel I SEE YOU'VE CALLED IN DEAD. John Kenney is the bestselling author of three novels and four books of poetry, including Love Poems (For Married People), a New York Times bestseller. His first novel, Truth In Advertising, won the Thurber Prize for American Humor. He is a longtime contributor to The New Yorker magazine's Shouts & Murmurs column. His most recent novel, I See You've Called In Dead (available in paperback June 2nd), is described as “The Office meets Six Feet Under meets About a Boy” and was an instant bestseller. The book follows Bud Stanley, an obituary writer who accidentally publishes his own obituary and begins attending strangers' funerals to find meaning of life. In a starred review Booklist said of the book, “I See You've Called in Dead is a witty and heartwarming reminder of the bottomless despair, limitless absurdity, and undeniable joy of the human experience.” John Kenney has worked as a copywriter for more than 25 years at Ogilvy, McGarry Bowen, and Publicis. He has created campaigns for American Express, Citi, Chevron, Heineken, and Cadillac, to name a few. [Discover The Writer Files Extra: Get 'The Writer Files' Podcast Delivered Straight to Your Inbox at writerfiles.fm] [If you're a fan of The Writer Files, please click FOLLOW to automatically see new interviews. And drop us a rating or a review wherever you listen] In this file John Kenney, Milena, and I discussed: His past life as a high profile copywriter  10 years of rejections from the New Yorker Why he still has impostor syndrome The personal inspiration behind his latest novel Writing self-deprecating poetry Why he's writing a memoir about rewriting his mother's obituary And a lot more! Show Notes: byjohnkenney.com I See You've Called in Dead by John Kenney (Amazon) John Kenney Amazon Author Page John Kenney on Instagram John Kenney for The New Yorker Milena Gonzalez | Writer | Reader | Book Reviewer diary_of_a_book_babe on Instagram Kelton Reid Instagram Kelton Reid on Twitter Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 174 of the Award Travel 101 podcast focused heavily on Hyatt's newly announced award chart changes and how travelers can adapt to them. Cameron Laufer and Mike Zaccheo explained that Hyatt is replacing its traditional fixed categories with a more dynamic five-tier structure across eight hotel categories, resulting in noticeable increases for many properties. Standard award rates are rising roughly 17–38%, while some peak pricing jumps could reach as high as 67%. Although a handful of properties decreased in price, far more increased, especially luxury hotels. The hosts discussed examples like Park Hyatt Siem Reap remaining at 15,000 points per night while Secrets Punta Cana increased slightly from 29,000 to 30,000 points. They also noted positives, including free night certificates remaining valid at top-tier pricing and expanded booking windows for elites and cardholders, while questioning whether Hyatt may quietly shift more nights into higher pricing tiers over time.The episode also covered several loyalty program updates and transfer partner changes. Hilton launched a summer promotion offering 2,000 bonus points for shorter stays and 4,000 for longer stays, while Kimpton introduced its seasonal secret password promotion. The hosts highlighted major transfer partner shakeups, including American Express removing Etihad as a transfer partner in the U.S. They also reviewed transfer bonuses ending soon, including bonuses from Amex to Hilton, Chase to Southwest, and Capital One to Qantas. In the “highlight post” segment, they addressed a listener frustrated with having 193,000 British Airways Avios, emphasizing that Avios become much more valuable when used through partner airlines such as Iberia, Qatar Airways, Finnair, American Airlines, and Alaska Airlines, while reminding listeners that Avios are easy to keep active with occasional account activity.The hosts wrapped up with personal trip updates and practical award travel advice. Mike shared several upcoming trips, including Napa Valley, Chicago, Milwaukee, and Paris, detailing how he pieced together premium cabin flights and hotel stays using a mix of American Airlines, Alaska, Air France, and Hyatt points. Cameron discussed rebooking a tour through a shopping portal for significant cashback and planning logistics for an overnight arrival in Athens after a long economy flight. The episode concluded with a “tip of the week” focused on organizing complex award itineraries using tools like spreadsheets and TripIt to track reservations, monitor schedule conflicts, and simplify “gardening” award bookings over time.Episode Links:Hilton Summer PromoKimpton Secret PasswordAmex drops EtihadHyatt ChangesWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.  

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

The World's Largest Loyalty Programs™ research report from Let's Talk Loyalty is now available.Download it by subscribing to our newsletter on the World's Largest Loyalty Programs™ now.---------------Today's episode is with Shikha Narula - Managing Director, Head of Consumer Deposit Products, Transformation and Rewards – Bank of America.Bank of America recently announced BofA Rewards, a no fee program designed to reward clients throughout their financial journey. The program went live on May 27, 2026, and represents an evolution of Preferred Rewards that embodies a comprehensive approach to customer loyalty.Shikha and we dig in to why this approach is well suited to build strong and lasting relationships with banking customers and how it is strategically positioned into BofA's overall growth strategy.Shikha and her team are responsible for developing and delivering client-centric strategies and innovative solutions to meet Bank of America's clients' current and emerging financial needs. Prior to joining Bank of America in March 2022, Shikha was the head of US Consumer Lending Products at American Express and previously worked with Citigroup for 16 years.Hosted by Bill Hanifin - Wiser Loyalty podcast, a series produced in partnership between Let's Talk Loyalty and The Wise Marketer™.*Please note the episode was recorded on March 31 2026 prior to the new BofA Rewards launch*Show Notes :-1) Shikha Narula2) Bank of America.3) BofA Rewards5) Smart Brevity (Book Recommendation)6) The Wall Street Journal (Article Recommendation)

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Meet Tikue and Kudos01:53 From First Card to Points Pro03:33 Kudos Platform Overview04:41 Onboarding and Data Linking07:37 Valuing Rewards and Benefits10:31 Credits Overspending Trap12:50 Card Discovery by Spend16:56 Lounge Access Valuation22:57 Annual Fee Worth Calculator24:55 Portfolio View and Nuance31:06 Lounge Crowds and Certainty35:33 Extension and Bill Negotiation38:10 Pricing and Free vs Premium39:20 Wrap UpYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Tikue at:➤ Website: https://www.joinkudos.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Jason Steele hasn't paid for a flight or hotel in 20 years — and he has a family of five. In this episode, the credit card expert, Card Con founder, and author of Travel for Free breaks down exactly how military service members can build a sustainable points and miles strategy, avoid the money traps that sink young service members, and why the best f Spencer Reese sits down with Jason — a freelance credit card expert, founder of Card Con, and author of Travel for Free — to talk travel hacking, military credit card benefits, and building a sustainable points strategy. Topics Discussed How Jason got into Points & Miles consulting — after years of writing about award travel, people kept asking him to just tell them what to do; he turned that demand into a consulting practice What makes a great consultation client — financially responsible, pays statement balances in full, has some flexibility with cards, and is genuinely excited about travel Sustainable travel hacking over a military career — opening one card per year per spouse = up to 40 cards over a 20-year career with no annual fees and millions of points American Express and military fee waivers — Amex tends to be the most accessible issuer for young active duty members; Jason's own daughter (USAF Academy cadet) was immediately approved for the Platinum card The biggest financial mistake young service members make — buying too much car too early; the Hellcat in the parking lot vs. the Corolla driven by the commander Brokerage accounts vs. credit card rewards — a brief nod to the value of flexibility in personal finance, mirroring themes from other episodes Managing multiple credit cards — auto pay, spreadsheets, and apps like Card Pointers; focus on big-win credits first (Chase Sapphire Reserve $300 travel credit, Hilton free night certs) before chasing $7 Dunkin credits Amex Platinum airline credit hack — buy refundable Southwest tickets under $100, cancel within 24 hours; the credit triggers and the refund posts Redeeming points for others — using miles to fly family members to visit you overseas; points can be redeemed in anyone's name at no extra cost Best sweet spots mentioned — ANA (All Nippon Airways) miles for business class to Japan and Africa; United Polaris via Chase Ultimate Rewards transfer; Southwest companion pass Jason's book, Travel for Free — written for beginner to intermediate award travelers; includes personal stories, client case studies, and travel "recipes" (reusable booking frameworks for common trip types) The "how much would you travel if it were free?" question — Jason's framing for why this hobby is worth building Resources Mentioned JasonSteele.com https://jasonsteele.com— book a free 50-minute award travel consultation; link to Travel for Free Travel for Free: How to Use Points and Miles to See the World — available on Amazon Card Con https://jasonsteele.com— Jason's annual conference for credit card media professionals Card Pointers https://cardpointers.com/military— app for tracking credit card benefits and coupon book credits (military discount available) Chicago Seminars & Frequent Travel University — large conventions for award travel enthusiasts Slick Deals, Nav, SoFi — outlets where Jason currently publishes points valuations and credit card content Military Money Manual Podcast Ep. 217 — Jared Mausi flying his mom to Rome in business class using points Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode, Lex chats with Mike Milotich — Chief Executive Officer of Marqeta, the modern card issuing platform that processed nearly $400 billion in payments volume in 2025, and is certified to operate in 40+ countries, growing over 30% for the third straight year. They discuss how Marqeta's separation of bank, processor, and brand armed fintech's largest winners across buy now pay later, on-demand delivery, neo-banking, and expense management with the Lego blocks to build their own card programs.  Mike explains how the company's growth is shifting from enabling new use cases to displacing volume on legacy bank platforms, and they explore why card issuing is going multinational, what the agentic commerce wave actually requires to clear security and behavioural hurdles, and how Marqeta's continued growth runs through embedded finance, real-time personalisation, and the forced modernisation of the banks themselves. NOTABLE DISCUSSION POINTS: The BNPL business model is flipping from merchant rails to consumer cards. Marqeta originally solved the merchant scale problem for buy now pay later via virtual cards, removing the need for tens of millions of merchants to integrate a new button at checkout. The current shift is more important: BNPL players are now issuing consumers their own physical and virtual cards usable anywhere cards are accepted, turning BNPL from a merchant-acceptance game into a direct consumer value proposition. BNPL volume has grown over 50% year-on-year for Marqeta in recent quarters. Card issuing is going multinational, and that breaks the legacy bank model. Banks have always been local on the consumer side, with only a handful multinational on the commercial treasury side. The next generation of card issuers, neo-banks like Revolut and Nubank, plus large global platforms embedding financial products into existing user bases, are global by default. A single platform that issues cards, and is certified to operate across 40+ countries, becomes the strategic moat, and legacy processors built to serve domestic bank programs aren't structured to compete. The growth story is moving from expanding the pie to displacing the incumbents. To date, Marqeta has mostly powered new card use cases that didn't exist before — on-demand delivery, BNPL, neo-banking, expense management. Mike's forward thesis is a phase change: pressure from fintech winners is forcing banks to modernise, and the next leg of growth comes from displacing volume sitting on legacy bank-controlled platforms. Real-time personalised rewards, where the same card delivers different offers to different cardholders based on live data, is the wedge that legacy infrastructure can't deliver. TOPICS Marqeta, Visa, Mastercard, American Express, PayPal, Payments, card issuing, embedded finance, fintech, BNPL, neobank, agentic commerce, e-commerce, crypto, stablecoins, programmable money, machine economy, agentic AI   ABOUT THE FINTECH BLUEPRINT

“We're in a world surrounded by so much data and AI we can get lost in the noise of it all, and I've found that throughout my year as a performer, the amount of times people say to me, you know, your content is great, but your energy, your essence, your presence is what really makes us attracted to connecting with you…” Sarah Rowan Top Five Tips For Staying Human, Creative and Connected In 2026 1. Choose presence over performance2. Create spaces where people feel safe, seen and connected3. Prioritize quiet...stillness is becoming a superpower4. Grow your tech skills... and your human skills... side by side5. Get your hands in the dirt TIME STAMP SUMMARY01:39 Human connection and presence are essential, 06:05 Creating a safe space for people to be creative, free from judgment and ridicule.12:48 Learning bit by bit to avoid burnout and stay present.18: 50 Finding small ways to connect with nature, even in urban environments, to improve their overall well-being. Where to find Sarah?Website                             https://artistsarahrowan.com/about/LinkedIn                            https://www.linkedin.com/in/artistsarahrowan/ Sarah Rowan Bio Sarah Rowan (who now goes by Rowan) is an artist and thought leader who empowers individuals and organizations to ignite a better future through creativity. As one of Australia's top Speed Painters, she has lived and breathed the dynamic process of transformation for over 20 years, turning blank walls and cavasses into thought-provoking pieces of art, with limited time and often in front of a live audience. Merging her artistic talent with her passion for public speaking, Rowan has reimagined the role of the artist, pushing the boundaries of a studio-based pursuit into a trail-blazing performance genre that challenges the limitations of time and space.After graduating from Converse College in 2003 with a BFA in Studio Art, Rowan started an art business in Greenville, South Carolina, USA before moving to Sydney to expand her horizons. It was here that she used the process of creative futurism to overcome depression, challenge chronic illness and create a new future for herself and her family. No longer shackled by societal norms, she has stepped into the full power of her truth personally and professionally.Rowan's strong emotional storytelling, along with her ability to paint fast and think fast has captivated hundreds of clients like Nestlé, ANZ, AMP, Ernst & Young, Woolworths, Sydney Airport, and Priceline. She has inspired audiences to embrace their own creativity which she believes is a “birthright to all” and to date has painted at over 600 events raising over $400,000 for charity.Other clients include: SAP, Netball World Cup, Salvation Army, Terry White Chemmart, YPO, City of Sydney, Commonwealth Bank, American Express, Doterra, Department of Defence, Mirvac, Australian College of Nursing, Liberty Finance, University of Sydney, NAB, ANZ, Dexus, Fastway Couriers, AUSCAM, Bombay Sapphire, International Canadian School Ho Chi Min City, etc.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/RoveEpisodeThis episode is a deep dive on Rove, the first universal airline mile that lets you earn transferable miles without needing a credit card. We cover the best ways to earn, the best ways to redeem, and how Rove's business model is built to last.Thank you to Carissa from Rove for joining us as a guest co-host!Get 1500 Free Rove Miles:https://letsgettothepoints.com/rove/Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:17 Rove: The First Universal Airline Mile3:00 How to Earn Rove Miles9:48 Long Term Sustainability of Rove16:44 Earning Rove Miles29:50 Redeeming Rove Miles53:57 Special Offer for Rove MilesLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Vietnam Intro00:19 Stacking Basics01:08 Effort Reward Framework01:49 Flight Portal Stack03:16 Hotel Portal Stack04:35 Fast Track AA Status06:05 Amex Credits Tracking06:52 Rakuten Portal Strategy08:51 Compare Portal Tools11:00 Simply Miles Deals12:10 Dining Stacks13:53 Wrap Up And Next StepsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Last Minute Booking Trap00:11 Podcast Clip Setup02:44 Julia Origin Story05:46 Know Executive Preferences09:17 Best Cards For EAs14:46 Redeeming Points Right18:01 Travel Agents Or DIY20:40 Myths And Practice23:15 Changes And Flexibility24:44 Status Hacks And Partners31:10 Work With GeoBreeze36:46 Favorite Airlines Picks40:05 Wrap Up And ThanksYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Jessica/Maven at: ➤ Website: https://www.mavenrec.com/ ➤ REACH Podcast: https://www.mavenrec.com/reach ➤ Instagram: https://www.instagram.com/mavenrecruitinggroup/ ➤ LinkedIn: https://www.linkedin.com/company/maven-recruiting-group Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode of the Growth Now Movement, I sit down with differentiation expert, branding strategist, and bestselling author Mark Levy for a fascinating conversation about what truly makes ideas spread. Mark has worked with some of the biggest brands and thought leaders in the world, including Google, Adobe, Amazon, and American Express. But one of the most incredible stories he shares in this episode is how he helped an unknown Simon Sinek articulate the idea that would eventually become Start With Why and the now-famous Golden Circle framework. We dive deep into what makes an idea memorable, how to communicate your message more effectively, and why so many people struggle to articulate the brilliance that's already inside of them. Mark explains how his background pitching more than 25,000 books as a sales director taught him how attention works, how curiosity works, and why emotion always beats logic when it comes to influence and connection. He shares practical tools for entrepreneurs, speakers, coaches, creators, and business owners who feel like they have a "half-formed" idea but don't know how to clearly express it. One of my favorite parts of this conversation is when Mark breaks down his concept of the "vision deliverable" and how directing feedback properly can completely change the way people respond to your ideas. We also talk about the power of free writing from his book Accidental Genius, how to bypass your internal editor, and why creativity often shows up when you stop trying so hard to force it. We also explore why "illogical" branding can create unforgettable companies, including the fascinating story behind Red Bull and how they built a category-defining brand by doing the unexpected. This episode is packed with insights on branding, messaging, creativity, thought leadership, marketing psychology, communication, and personal growth. If you've ever struggled to explain what you do, communicate your vision, or stand out in a crowded marketplace, this conversation will absolutely shift the way you think. In This Episode, You Will Learn: How Mark Levy helped Simon Sinek develop "Start With Why" Why differentiation is the key to standing out in business How to articulate ideas that feel unfinished or unclear The power of free writing to unlock creativity and clarity Why emotion and experience matter more than information How Red Bull built one of the most memorable brands in the world Why useful feedback requires intentional direction How to overcome your internal editor and self-doubt What makes certain speakers, brands, and ideas unforgettable Mark's definition of success and the daily habits that fuel his creativity

It's 5:47 PM. You're trying to make dinner. Your four-year-old is melting down. You hand her the iPad, just for twenty minutes. She gets quiet. And then, because you're a person who loves your kid, you feel like a bad parent. Hey. It happens. I've been there too. And the man I sat down with for this conversation has been there too, except in his case, he's the one who invented the technology you just handed her. In this episode, I sit down with Rob LoCascio, the man who invented web chat in 1995 and built LivePerson into a public company powering customer conversations for Apple, American Express, and Citibank. After twenty-eight years inside the conversational AI industry, watching his own three kids try to grow up in the world he helped build, Rob had a reckoning. He started a new company building tech for kids that doesn't exploit them, and he sat down with me to explain, with receipts, what is actually happening behind the screen your kid won't put down. In This Episode The exact moment a tech founder realized he was losing his own kids to the screens he built, and why it changed everything for him Why senior YouTube executives quietly don't let their own kids use YouTube, and what they know that you don't The reframe that turns the daily iPad battle from a parenting failure into a systems problem What Jonathan Haidt's research found when Apple introduced the front-facing camera, and why youth depression rates spiked globally at the same moment Why your kid asks for the iPad when she's upset, and what is actually happening in her nervous system in that moment The 25-million-person creator economy your kid is being fed by, and why "just set limits" stopped working in 2020 What healthier tech for kids could actually look like, and what to ask before you hand any device to a four-year-old Why This Matters This episode is for anyone who has handed their kid a device just to get through dinner and then felt the wave of guilt that follows. For the parent who has yelled, then immediately regretted it, then negotiated, then given in. For the mom or dad whose kid melts down when the iPad gets put away, and who has started to wonder whether something deeper is going on. You are not crazy. You are not failing. You are up against an industry that is very, very good at what it does, and what it does is not in your kid's interest. This episode names what you have been feeling, and gives you new language for what is actually happening. Episode Breakdown 01:42 The Screen Time Fight Every Parent Knows 05:00 The Inventor of Web Chat Pulls Back the Curtain 09:00 Devices Are Homework, Not a Babysitter 12:00 What's Actually Inside the Videos Your Kids Are Watching 15:30 What Screens Do to a Developing Brain 19:11 "I Feel Like I've Lost": A Tech Founder's Confession 22:45 Why YouTube Executives Won't Let Their Kids Use YouTube 25:25 The 25-Million-Person Machine Behind Every Scroll 37:00 Why Early Exposure Hits a Developing Brain Harder 43:15 What Healthier Tech for Kids Could Actually Look Like Resources Read the full article and access every resource Rob mentions in this episode (including his work at KID Company) One-on-one parenting coaching and family therapy with our team Schedule a free consultation, no pressure, no commitment If you know another parent who has been crying in the bathroom over the iPad fight (and you probably have someone in mind right now), please share this episode with them. They will feel less alone, and that matters more than you know. XO, Dr. Lisa Marie Bobby Growing Self

If you've ever fantasized about packing up your life, leaving the US, and actually doing the damn thing — this episode is your sign. I'm sitting down with Alicia Sanchez, founder of Felicita & Faustina studio shop, marketing expert with 20+ years in the game (American Express, ESPN, Klaviyo — the girl's got credentials), and now a full-time entrepreneur living her best life in Southern Spain with her wife and six-year-old daughter. She bought a house. In cash. For under $70K. And she wants you to know it's more doable than you think.We get into the real — not the Instagram-filtered version. The financial planning, the digital nomad visa process, what attorneys actually cost (hint: not $10K), the tax reality, and why the thing that changed her life the most wasn't the house or the visa. It was watching her daughter have a childhood. This one's going to make you ask yourself: what's really keeping you?WE GET INTO: 00:38 — Intro: Alicia's back + why this episode exists03:07 — Who was Alicia before all of this?05:23 — What her Dominican grandmothers taught her about money09:03 — Why she said "hell no" to corporate10:35 — Build your business before you quit11:13 — Why corporate stability is a lie15:05 — Why Spain (she lived there before)17:11 — The decision: February 202518:23 — The timeline: pods, visa, house20:41 — Financial planning behind the move22:06 — Buying a house in cash under $70K24:50 — Digital nomad visa explained27:07 — Biggest misconceptions about Spain30:08 — What attorneys actually cost (not $10K)33:07 — Bringing family on your visa34:25 — Documentation you need to qualify36:22 — The tax reality40:50 — How their daughter's life transformed42:33 — What's really keeping you?KEY TAKEAWAYS:Don't wait to quit before you start building — start now, quietly, while you're still employedCorporate "stability" is a mask. You can be laid off tomorrow. Build income outside your W-2The digital nomad visa: apply in Spain (not the US) and get 3 years instead of 1You do NOT need to spend $10K to get your visa. The government fee is set. Be an educated consumerAs a Latino/a, after 2 years on the digital nomad visa, you can switch to permanent residency through your lineageFor the digital nomad visa, max 20% of your income can come from Spain — the rest must come from outside the countryClean, consistent bookkeeping and invoices are your best friend when applyingA 5-bedroom home in Southern Spain — bought in cash, under $70K. Eliminating a mortgage changes everythingSpain does a quarterly tax system. Know this before you goThe lifestyle shift is real. No active shooter drills. No metal detectors. Their daughter just went on a museum field tripYou are one decision away from a completely different lifeEPISODE RESOURCES:Episode 269: How To Be A Money Making Mama | Alicia Sanchez Unlock your Puerto Rican Citizenship Relocation & Immigration specialists in Andalucía – tell them YQD sent you!CONNECT WITH ALICIA:InstagramYouTube TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

What if you could retire from the military at 50, bridge a decade of income, and pay less in taxes than you ever expected? It sounds too good to be true — but it's written right into the tax code. Spencer and Rob walk through exactly how a Roth conversion ladder works, who it's built for, and whether a simple brokerage account might actually beat it. Spencer Reese interviews Rob Moore, Army veteran, CFP candidate, and founder of Everman Wealth and Prosperity. Topics Discussed What a Roth Conversion Ladder is — moving funds from a traditional IRA to a Roth IRA each year before military retirement to create penalty-free supplemental income during the bridge period between military retirement and age 59½ Who it's for — service members retiring before 59½ who need to bridge their income gap, and those in the FIRE community with lower taxable income Contribution vs. Conversion — contributions can be withdrawn penalty/tax-free anytime; conversions require a five-year waiting period per conversion year The Five-Year Rule — each conversion starts its own five-year clock on January 1st of the conversion year; after five years, the converted amount can be withdrawn penalty and tax-free TSP limitations — Roth conversion ladders live entirely in the IRA universe; TSP rules are different and don't qualify (though the new TSP Roth conversion feature, live in 2026, is noted as a separate benefit) Practical example — a service member at age 49, five years from retirement, converts $20,000/year; at retirement (age 54), the first conversion is available penalty/tax-free, with each subsequent year unlocking the next rung Alternatives to the Roth ladder: Rule 72(t) / SEPP — rigid but allows early retirement account access Rule of 55 — penalty-free TSP access if retiring in the year you turn 55 Taxable brokerage account — flexible, no rules, and often more tax-efficient than people assume Brokerage vs. tax-deferred comparison — Rob's case study on a retiring O-5 showed the brokerage account came out ~$13,000 ahead in aggregate taxes over 16 years vs. a Roth conversion ladder strategy Tax bracket inflation adjustment — a reminder that brackets adjust for inflation, so projecting future RMD tax burden in today's dollar terms overstates the hit Backdoor Roth contributions — briefly mentioned as an option for those without existing traditional IRA funds; subject to the same five-year conversion rule and annual limits ($7,500/person, $15,000/couple in 2026) Resources Mentioned Fiscal Foxhole Podcast https://www.instagram.com/fiscalfoxhole— co-hosted by Rob Moore and Oman Quavo; available on all major podcast platforms Everman Wealth and Prosperity https://www.prosperwitheverman.com/— Rob's financial planning firm (Northern Virginia, fee-only) How Tax-Advantaged is Tax-Deferred? https://www.prosperwitheverman.com/podcastarticles/how-tax-advantaged-is-tax-deferred— Rob's article comparing brokerage vs. tax-deferred retirement savings Moneychimp.com  http://www.moneychimp.com — simple compound interest/tax calculator mentioned by Spencer Military Money Manual Podcast Ep. 216 — prior interview with Oman Quavo Military Money Manual Podcast Ep. 162 — backdoor Roth IRA deep dive with Brian Alf O'Neill of Winged Wealth Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Did you know that the average credit card debt per cardholder in the U.S. is around $6,000? Maybe you have more, or maybe you've been disciplined enough to have less. The promise of instant gratification has led to debts looming over the heads of many, and they end up paying more in the long run. Too often, people believe that, since they can't afford that new toy right now, they can swipe their American Express and pay it back later. In the same way, Pastor Mark teaches today that many believers have a hard time waiting for the treasures of heaven, so they indulge in sin now, racking up a debt that only Jesus could pay.

Send Jay comments via textThe Strategic Settlement: Managing Marital Uncertainty and Gray Divorce After the Kids Launch.When the constant background noise of full-time parenting finally clears, the resulting quiet can cause a long-simmering marriage to become suddenly loud. Tamara Frankfurt Odinec and Shari Joseph (former American Express corporate strategy leaders and co-founders of the expert-led divorce support platform My Next Chapter) join Jay Ramsden to dismantle the isolation surrounding midlife relationship transitions. Whether you are dealing with "marital uncertainty," actively co-parenting through a "deferred divorce" limbo, or facing a sudden gray divorce once the nest is empty, this conversation provides a high-level operational map for your next steps.Drawing from their own contrasting corporate-level and high-conflict experiences, Tamara and Shari unpack why having just a therapist and a lawyer often leaves high-achieving parents feeling completely overwhelmed. They share data-driven insights on shifting cultural stigmas and explain why research shows that adult children in their twenties often face unique structural identity crises when a long-term family framework disinvests. Discover the tactical utility of confidential, anonymous spaces for legal and financial auditing before retaining counsel, how to balance intense guilt with personal freedom, and how to spot the "glimmers" of an intentional, self-sovereign second act.Strategic Highlights:The Marital Uncertainty Audit: Understanding why taking a pause to research options does not automatically mean choosing divorce.The Limbo Framework: Navigating the practical living arrangements, communication systems, and boundaries of a deferred divorce.The 20s Identity Shift: Managing the psychological impact of midlife family restructuring on young adult children.Pre-Legal Infrastructure: Utilizing targeted financial templates, mental health checklists, and anonymous communities to anchor yourself before hiring an attorney.Tamara Frankfort Odinec & Shari Joseph Bios (Learn More):  Tamara Frankfurt Odinec and Shari Joseph are corporate strategy veterans and co-founders of My Next Chapter. They blend digital marketing, legal frameworks, and mental health resources to help individuals navigate marital uncertainty, gray divorce, and high-stakes identity reorganization.Support the showSUPPORT THE MISSION: If this episode provided strategic value, please Follow and Save the show on Apple Podcasts or Spotify. Your "Save" helps us reach more families navigating the challenge of change. WORK WITH JAY (1:1 PRIVATE ADVISORY): Move beyond general advice. Jay works with a select number of parents in a 6-month Private Advisory Container to navigate identity recalibration and second act design. Book a Second Act Strategy Session

As a leader, you often spend so much time on the strategies and tactics that keep your brand growing that it's difficult to keep up with what's going on in the background with the platforms and the companies behind them.That's why I'm always glad to talk with our guest today, who is both focused on the business of CX as well as the business behind CX and the SaaS platforms driving so many customer experiences. I'm excited to talk again with our Resident Expert on the CX and MarTech platform landscape. We talked right at the beginning of 2026 as a look back at last year. Now that we've had a quarter behind us in 2026, it's time to talk about how this year is shaping up and what we can expect in the months ahead.To help me discuss these topics, I'd like to welcome, Bill Staikos, Founder at Be Customer Led. About Bill Staikos Bill Staikos is a senior customer experience executive with over 20 years of leadership across financial services, consulting, and technology. He has held senior roles at American Express, Freddie Mac, JP Morgan, and BNY Mellon, where he led global initiatives to transform client and employee experiences. A former SVP at Medallia, Bill helped organizations turn insights into measurable outcomes.Recognized as a LinkedIn Top Voice and one of the Top 50 Global CX Influencers, Bill is also the founder of the Be Customer-Led podcast and is now preparing to launch The Multimodal Experience. Known for his pragmatic, impact-driven approach, Bill advises leading brands, including Apple, Bank of America, Marriott, and T-Mobile, on connecting customer experience to business growth. Bill Staikos on LinkedIn: https://www.linkedin.com/in/billstaikos/ Resources Be Customer Led: https://becustomerled.com/ The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://aglbrnd.co/r/2868abd8085a9703 Drive your customers to new horizons at the premier retail event of the year for Retail and Brand marketers. Learn more at CRMC 2026, June 1-3. https://aglbrnd.co/r/d15ec37a537c0d74 We're proud to be a media partner for #MAICON26 - Oct. 13-15! Learn how AI can power your marketing and business and help you grow smarter. Use code AGILE150 to save! https://aglbrnd.co/r/7fe458ced0f04658Reach your customers with Reddit. Spend $500 in ad spend, get $500 back in ad credit! Learn more: https://advertalize.com/r/491818c79fb1873fDon't miss We Make Future - the International Festival of Innovation in AI, Tech, and Digital Marketing, June 24-26 in Bologna. Learn more: https://aglbrnd.co/r/c80991afff416bb2The most influential minds in software, AI, and engineering leadership will be at WeAreDevelopers World Congress North America, September 23-25 in San Jose. Learn more: https://aglbrnd.co/r/60a7299222a7bcf1 Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://aglbrnd.co/r/faaed112fc9887f3 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://aglbrnd.co/r/35ded3ccfb6716ba Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company Hosted on Acast. See acast.com/privacy for more information.

We talk a lot about the ultra-premium credit cards with expensive annual fees, but there are plenty of people interested in credit cards with more modest annual fees. Luckily, there are some great $95 credit cards that can be supplemented with fee-free cards for a great travel rewards strategy. Giant Mailbag(01:20) - Melissa writes in with a question about locking in Hyatt prices before May 20th(04:48) - Jonathan writes in offering a few key data points to update our Hyatt points advance article, which you can find hereCard News(08:48) - American Express adds $300 in ChatGPT credits on The Business Platinum Card® from American Express and American Express® Business Gold Cards(12:40) - See our updated resource for the best cards for Priority Pass hereCrazy Thing: Priority Pass Restaurants(16:04) - Priority Pass RestaurantsAwards, Points, and More(18:02) - Mastercard Launches Mastercard Airport Dining Experience (‘Taste By/Of Priceless' Airport Lounges)(22:13) - JetBlue and United Unlock Reciprocal Loyalty Benefits(25:51) - Read Nick's post about Citi Travel for rental cars here(30:49) - Read more about Sixt offering prepaid fuel for $49.99 for rentals in the US for Sixt ONE members here(34:31) - Points Path Pro now shows United discounted cardholder pricing(36:23) - Read more about how to keep airline miles and hotel points alive hereMain Event: Best $95 travel credit card combo(37:37) - We'll focus on which combination of credit cards might make sense for someone to use, but we'll stick to a $95 annual fee budget. We'll focus on transferable points and include cash back that can be converted to transferable points(40:27) - Capital One(42:21) - Chase(47:54) - Citi(52:03) - Wells Fargo(56:07) - Other considerations(1:01:05) - Best Mixed-Bank $95 Wallet(1:10:40) - Nick's pick for best $95 wallet(1:13:39) - Greg's pick for best $95 walletSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Trip Overview00:17 Singapore Award Pricing02:17 EVA Air Better Deal02:54 Booking EVA Awards04:28 Airport Hotels On Points06:30 Grand Hyatt Manila Strategy07:36 Hyatt Suite Upgrades08:57 United Polaris Return Search10:41 Seats Aero And EVA Backup12:47 Parents Flights With American15:31 Total Trip Cost Breakdown19:27 Canceled South Africa Plans21:31 Wrap Up And Next StepsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Newly released emails and financial records show that Jeffrey Epstein's office relied heavily on the ultra-exclusive American Express Centurion “Black Card” program to quietly arrange travel for dozens of women, many of them from Eastern Europe, while maintaining extreme secrecy around the bookings. The records reveal that Epstein's longtime assistant, Lesley Groff, repeatedly instructed American Express staff to keep flight information hidden, remove email addresses from confirmations, and ensure that travel details were tightly controlled. The documents also describe how fake or temporary itineraries were allegedly arranged for visa purposes, allowing women to secure travel documents using reservations that were later canceled. Internal communications show at least one Amex representative acknowledging that some of the requests were “against Amex policy,” while still offering ways to accommodate them.The records provide a rare inside look at how Epstein allegedly used elite financial services and concierge-style corporate relationships to facilitate the movement of women across borders for years after his 2008 Florida conviction. Emails describe flights being coordinated between cities such as Moscow, Minsk, Miami, Palm Beach, Paris, and New York, with Groff at times referring to groups simply as “the girls.” The documents also show how obsessed Epstein's office was with secrecy, with repeated panic over flight confirmations accidentally being sent to the wrong people. The reporting further highlights how Epstein remained an enormously valuable client for American Express despite being a convicted sex offender, generating massive spending volumes and holding multiple Centurion cards tied to associates and entities connected to his operation. Critics quoted in the coverage argued that the travel patterns, fake itineraries, and visa-related booking requests should have raised obvious red flags about possible trafficking activity long before Epstein's 2019 arrest.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein America Express: How he moved women around the world with his credit card

Al has over a million American Express points and dreams of booking another once-in-a-lifetime luxury vacation for his family. But the opaque, frustrating system of transferring and redeeming rewards has him completely paralyzed. On this episode of How To!, Mike brings on Elliot Rosenberg, founder of the luxury points concierge Stratys, to demystify the credit card game. They discuss how airlines secretly devalue their miles and why hoarding points is a massive financial mistake. Elliott walks Al through the "earn and burn" philosophy, explains why you shouldn't put everyday spending on premium cards, and shares a simple hack for turning Amex points into five-night stays at elite hotels. Stratys - http://stratystravel.com/  Executive Producer Corey Wara Edited by Geoff Craig Booking by Ben Astaire Do you have a burning question or a problem you need help with? Email us at howto@mikepesca.com and we will consider your topic for the show. For full Pesca content and updates, check out our website at https://www.mikepesca.com/⁠⁠⁠⁠⁠⁠⁠⁠ To receive ad-free content, become a Pesca Plus subscriber at ⁠⁠⁠⁠https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media:⁠⁠⁠⁠ Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami YouTube https://www.youtube.com/@pescagist⁠⁠⁠⁠ TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/howto

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Card 1.0 Lessons00:19 Episode Preview01:36 What Is Bilt02:34 Amazon Style Business05:13 How Bilt Makes Money08:16 Neighborhood Merchant Magic10:49 Earning Outside Big Cities12:11 Transfer Partners Reality15:05 Card 2.0 And Bilt Cash19:58 Rent And Mortgage Points23:23 Rakuten And Referrals26:47 Events And Pop Culture31:35 Bilt Travel Portal34:53 Concierge And Wrap UpYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Richard/Bilt at:➤ Bilt: https://www.bilt.com/ ➤ Instagram: https://www.instagram.com/kerrpoints/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Episode 10: Save for Rapid Financial Independence — (10-part series finale) Jamie and Spencer close out their beginner-friendly 10-step series with the final move: saving aggressively to fast-track financial independence (FI). Topics Covered Quick recap of all 10 steps in the series (from getting the 5% Roth TSP match → building a life you want → saving enough to rapidly achieve FI) What financial independence actually means: living off your accumulated assets The 4% safe withdrawal rate and the Trinity Study (1998), pioneered by Bill Bengen How savings rate dictates years to FI: 2% → 85 yrs, 10% → 50 yrs, 15% → 41 yrs, 20% → 36 yrs, 30% → 25 yrs, 40% → 20 yrs, 50% → 17 yrs FI as optionality, not forced retirement — career flexibility, caregiving, sabbaticals, starting a business, going back to school Stat: 58% of people retire sooner than planned (health, job loss, organizational changes, unhappiness) Why not to rely solely on Social Security Military-specific advantages: low expenses on deployment, tax breaks, and stacking VA disability + pension on top of personal savings Avoiding lifestyle inflation as income grows Resources Mentioned Savings-rate-to-years-of-work chart — page 35 of Spencer's book The Military Money Manual  Trinity Study, Journal of Financial Planning (1998) — Bill Bengen's 4% rule Instagram: @MilitaryMoneyManual Email: podcast@militarymoneymanual.com   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Devaluation Alert Overview00:25 Hyatt Category Changes00:50 Certificate Strategy Tips03:46 Book Before May 2004:34 Aeroplan Award Price Hikes05:20 Europe and Asia Examples08:07 Redeem Before June 202609:05 Chase Edit Portal Devalues11:15 Finding Value With EditMaxer12:37 British Airways Status Chaos14:12 Earning Oneworld Status Alternatives16:49 Wrap Up and Next VideoYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

He says his ex was just a rebound. So why does she get the warm smiles, dinner plans, and the stories while you get the cold shoulder? It's Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1316On This Week's Feedback Friday:If you don't want to hear about Gabe's fabulous time in Praia de Algodões, Bahia or New York City, fast forward about 12 minutes to directly board the dooze cruise.Your husband has kept in touch with his ex — a "rebound" who somehow never quite bounced out of his life — and a recent family dinner with her left you feeling invisible, outmaneuvered, and weirdly unable to articulate exactly why this friendship bothers you more than all his others. You're in couples therapy. So what do you bring up, and what does it actually mean?You're a mechanical engineer who just started therapy for the second time, making solid progress on your concrete goals — anxiety, professional stuff — and yet the guys keep suggesting therapy is a long-haul thing, not just a pit stop. Is staying past your "fixed" point actually productive, or just expensive navel-gazing? You're skeptical. Are you missing something?You've spent three years as the full-time caregiver for your nearly 100-year-old mother — a sharp-tongued, guilt-wielding, openly racist woman who refuses professional help and has boxed out your brother's Asian wife entirely. You love her, but you're starting to wonder if the best years of your retirement are being consumed by a woman who may just outlive your patience. How do you honor your duty without losing yourself?Recommendation of the Week: Amex Offers. If you have an American Express account, add all available Amex offers every Monday (it takes about five minutes, even on heavy weeks). In this way, Jordan has saved roughly $1,000 over a few months.You heard the episode (1259, question one) where a young man wrote in about his estranged sister and their "crazy mother" — and you recognized the story immediately, because you're that sister. Growing up in that house looked quite different from the inside, and there's a chapter of your relationship with your brother that his letter left out entirely. What happened — and where things stand now — is something else.Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: Lufthansa Allegris: Go to Lufthansa.com and search for "Allegris" to learn more1-800-Flowers: 2x Mom's blooms for Mother's Day: 1800flowers.com/jhsLufthansa Allegris: Go to Lufthansa.com and search for "Allegris" to learn moreHiya: 50% off first order: hiyahealth.com/jordanBooking.com: Book your getaway now with booking.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.