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Our guest in this episode is Yakov Kofner, founder of C-Suite Counsel and publisher of FSI Digital Transformation Weekly. Yakov brings over two decades of hands-on experience in digital transformation across the financial services and insurance sectors. His background spans leadership roles at Gartner, Oliver Wyman, MasterCard, Bridgewater Associates, American Express, and McKinsey, as well as deep involvement in startups, operational leadership, and strategic advisory. In this conversation, we examine the key lessons Yakov has drawn from driving and advising on digital transformation initiatives—focusing on what has enabled lasting change, where transformation efforts commonly stall, and how financial institutions can better align innovation with business outcomes. https://csuitecounsel.com/ https://fsidigitalweekly.substack.com/
⏱️ Timestamps9:50 – U.S. vs Iran: Latest Updates & Impact19:00 – Big Tech: The New Giants of War?25:04 – Best Stocks in the “War Index”37:30 – Credit Card Company Performance (Visa, AmEx, Mastercard, etc.)41:57 – S&P Near Highs, But Sentiment at Lows: Is the Market Ignoring the Consumer?48:50 – One Economic Indicator Retail Investors Should Track Weekly52:46 – Case Study: Michael Rubin's Fanatics Fest59:10 – Elon's Robotaxis: Is Tesla Back?1:08:00 – Oil Spike: Short-Term Shock or Start of a Supercycle?1:13:30 – Apple's AI Paper: Is Apple Underhyped Compared to LRM Rivals?1:24:33 - The Vendor That Tripled Profits at Invest Fest In this episode, we dive into the escalating tensions between the U.S. and Iran and explore how it could impact global markets. We also examine whether Big Tech is quietly becoming the new face of modern warfare and identify the top-performing stocks in what we're calling the “War Index.” With oil prices spiking and geopolitical risks rising, we ask the critical question: is this just a short-term shock or the beginning of a multi-year supercycle?We shift to the consumer economy, analyzing the 2024 performance of credit card giants like Visa, American Express, and Mastercard. With the S&P flirting with all-time highs while consumer sentiment hits record lows, we break down whether the market is ignoring key warning signs — or betting on a comeback. You'll also hear which economic indicator retail investors often overlook, but should track weekly to better time trades.We wrap up with a case study on Michael Rubin's Fanatics Fest, a look at Tesla's robotaxi push, and a deep dive into Apple's newest AI paper. Plus, two special guests join us to talk about their experiences at Invest Fest — one as a vendor and the other as the winner of last year's pitch competition.Invest Fest Ticket Link: https://investfest.com#InvestFest #StockMarket #Tesla #Apple #Visa #BigTech #Iran #OilPrices #AI #ElonMusk #FanaticsFest #RetailInvesting #S&P500 #MarketMondays #EarnYourLeisureSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Pat01:41 Pat's Journey into Points and Miles02:43 First Redemption: A Trip to Japan03:51 Building Credit and Expanding Travel05:47 Emirates First Class Experience13:32 Booking Strategies and Recent Changes20:45 Alternative Routes and Booking Tips23:13 Earning Points and Future Aspirations28:29 Final Tips and Where to Find PatYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Pat at:➤ Instagram: https://www.instagram.com/pointspat/➤ TikTok: https://www.tiktok.com/@pointspat Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
B2B is big business for sports rights holders. But why are business-to-business brands paying billions in sport sponsorship rights? From the IOC to Formula One, categories such as consulting, accountancy, logistics, financial services and tech are growing rapidly. In the IOC's programme, Deloitte and Allianz replaced Dow and GE as TOP Olympic sponsors. IBM's technology partnerships with Toronto sports teams, VMware's McLaren Formula One partnership, and Dell China's Chinese Olympics rowing team sponsorship. In F1, major B2B partners include DHL (logistics), Globant (digital services), American Express (financial services), and TAG Heuer (luxury/precision timing)Teams feature extensive B2B partnerships including Cognizant, Microsoft, Siemens, Aramco, and numerous technology and consulting firmsWhat are they buying, and how is sport targeting them? Leigh Curyer, CEO and founder of NexGen Energy, explains why his company's partnership with Aston Martin Formula 1 team prioritizes technology transfer and investor access over brand visibility. "Branding would be the last criteria for why we have that partnership."Joining Leigh is Nick Djounov, Head of Valuation at Gemba London. Together, they expose how B2B brands are finding arbitrage opportunities while B2C companies pay premium prices for billboard space.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 400 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify, Google, Stitcher and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series, you can reach us via the website.
Faisal Hoque is the founder of SHADOKA and NextChapter andserves as a transformation and innovation partner for CACI, an $8billion company focused on U.S. national security. He is a #1 WallStreet Journal bestselling author with ten award-winning books tohis name. His new book, TRANSCEND: Unlocking Humanity in theAge of AI, was named a ‘must read' by the Next Big Idea Club andselected as a Financial Times business book of the month. Itbecame an instant bestseller—across multiple categories—onthe USA Today (#1 in Computers, #1 in Philosophy, #3 in Business & Economics, #5 in AllNon-Fiction), Los Angeles Times (#7 in All Non-Fiction), and Publishers Weekly lists.For thirty years, he has been developing commercial business and technology systems,and enabling leadership teams at MasterCard, American Express, GE, Home Depot, FrenchSocial Security Services, US Department of Defense (DoD), US Department of HomelandSecurity (DHS), PepsiCo, IBM, Chase, and others with sustainable growth. Today, Faisal is ahighly sought-after innovation and transformation (digital/AI, business, organization)partner for both public and private sector organizations, and recognized as one of theworld's leading management thinkers and technologists.As a founder and CEO of multiple companies, he is a three-time winner of the DeloitteTechnology Fast 50™ and Fast 500™ awards. Faisal is a contributor at the MIT's IDEAS SocialInnovation program, Thinkers50, and the Swiss business school IMD. His work hasappeared in Fast Company, Harvard Business Review, The Wall Street Journal, MIT SloanManagement Review, The Financial Times, Psychology Today, BIG Think, BusinessInsider, Fortune, Inc., Kiplinger, Yahoo Finance, Fox, ABC, CBS, and others.Faisal's work and life are profoundly influenced by a distinctive fusion of Easternphilosophy and American entrepreneurial spirit. He frequently speaks at internationalconferences, business schools, corporate gatherings, and business summits. Inspired bypersonal experiences, Faisal is a passionate advocate for cancer research, raisingawareness and supporting research efforts to combat the disease.
Today we'll talk about how Chase is breaking up the family (rule), we'll discuss whether American Express is high when introducing "as high as" offers, and we'll talk about how Chase has made the Chase Sapphire Reserve card harder to explain and harder and recommend.(01:27) - How to move Avios between British Airways, Qatar, Iberia, Aer Lingus and Finnair(04:56) - Major refresh coming to The Platinum Card® from American Express and The Business Platinum Card® from American Express "later this year"Read more about this here.(10:53) - The Business Platinum Card® from American Express ending 35% points rebate on business & first class flights except for selected airlineRead more about this here.(13:03) - It seems American Express and Delta may be working on an even more premium card(15:10) - Chase launching business version of the Chase Sapphire Reserve card Monday June 23.Find our Coffee Break episode 59 "The real Sapphire Reserve for Business" here.(16:20) - Removing Sapphire family rule, expanding 48 month rule & allowing new cards without welcome offersLearn more about this here.(20:39) - Chase Travel℠ portal ending 1.5c & 1.25c redemptions, replacing with Points BoostRead more about this here.(24:28) - Mesa Homeowners Card now transfers to Air Canada Aeroplan & SAS EuroBonus(26:52) - Gift of College Cards now sold at Stop & Shop(29:47) - Jetblue status matchRead more about this here.(31:10) - Good Flying Blue business class award availability to/from Europe(32:13) - Transfer bonus from Chase Ultimate Rewards to Marriott BonvoyMain Event: Sapphire Reserve: More costly, coupony, and complicated(34:01) - New Chase Sapphire Reserve card summary(40:57) - Unchanged perks(41:42) - New perks(44:53) - Unchanged coupons(45:38) - New coupons(1:04:52) - Old vs new(1:14:36) - Chase Sapphire Reserve card timeline(1:29:30) - Is there a way to game this into one more lower Annual Fee? If for instance we requested changing the billing cycle, could we move it up so it gets billed on Oct 25th and thus is $550?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder
Are your marketing and sales strategies truly resonating with your audience - or are you unknowingly repelling potential clients? In this episode of Sales Is Not a Dirty Word, I sit down with Sam Pepin, CEO and co-founder of Corecentrica, a cutting-edge neuromarketing firm revolutionizing audience engagement and sales conversion. Sam shares how understanding the neuroscience behind decision-making can transform the way you approach sales, marketing, and client relationships. With a background in business development, marketing, and brand strategy, Sam has worked with major brands like Sony, American Express, and Acer. Now, he's bringing his expertise to service-based businesses, showing them how to craft messages that speak directly to their ideal clients' decision-making styles. In this episode, you'll learn: ✅ The hidden psychological triggers that drive buying decisions - and how to use them ethically. ✅ Why your ideal clients' decision-making style matters more than you think - and how to adjust your approach for higher conversions. ✅ How to leverage neuromarketing principles to attract, engage, and retain your best clients. ✅ The biggest mistakes businesses make when trying to connect with their audience - and how to fix them. ✅ How AI and machine learning are transforming personalized marketing outreach. Interested in using neuroscience in your sales and marketing? Connect with Sam Pepin:
with @DarenMatsuoka @rhhackettToday we've got a midyear market update and news episode for you. At the end of last year, our guest — and resident data weatherman — Daren Matsuoka put out a post on "5 metrics to watch in 2025." Most of the metrics that Daren picked measure how crypto's adoption: from mobile wallet usage and onchain transaction fees to volume across stablecoins, decentralized exchanges (or DEXs), and exchange traded-products. Now that we're about midway through 2025, it's a great time for an update. Timestamps:(0:00) Introduction(2:27) Chart 1: Monthly Mobile Wallet Users(6:16) Chart 2: Adjusted Stablecoin Transaction Volume(10:01) Chart 3: ETF Net Flows for Bitcoin and Ethereum(13:30) Chart 4: Decentralized vs Centralized Exchange Volume(15:50) Chart 5: Total Transaction Fees(21:46) Emerging Metrics and Industry Insights(25:07) Recent Industry News and Developments(27:13) ConclusionRelevant news:Circle, issuer of the USDC stablecoin, went public on the New York Stock Exchange exchange on June 5 and there was extremely strong demand for the company's offering.Stripe announced on June 11 that it would be acquiring a crypto company, Privy, which helps companies create crypto wallets — adding to Stripe's earlier acquisition of Bridge, which helps companies work with stablecoins.Shopify partnered with Stripe and Coinbase to enable merchants to accept USDC payments.Coinbase has a new credit card in partnership with American Express, which gives you Bitcoin rewards.The French bank Société Générale announced plans for a dollar-backed stablecoin that will run on Ethereum and Solana with BNY Mellon acting as custodian for the reserves.JPMorgan Chase plans to launch a U.S. dollar “deposit token” called JPMD on Coinbase's Base network.If you enjoyed this episode, stay tuned for our annual big State of Crypto Report, which we'll drop in the fall. If you want more from Daren, you can follow him @DarenMatsuoka on X or visit a16zcrypto.com to read his posts, including the one we talked about today.***As a reminder, none of the content should be taken as investment, business, legal, or tax advice; please see a16z.com/disclosures for more important information, including a link to a list of our investments.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Intro00:10 Maximizing the Sak's Shopping Credit00:53 Rakuten and Savewise: Boost Your Points04:07 Amex Business Platinum: Dell, Adobe, and Indeed Credits07:25 Monthly Credits11:28 Transfer Bonuses: Avios Programs15:48 Conclusion: Maximize Your Points and MilesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Unser Partner Scalable Capital ist der einzige Broker, den du brauchst. Inklusive Trading-Flatrate, Zinsen und Portfolio-Analysen. Alle weiteren Infos gibt's hier: scalable.capital/oaws. Aktien + Whatsapp = Hier anmelden. Lieber als Newsletter? Geht auch. Das Buch zum Podcast? Jetzt lesen. Unsicherheit bei Zentralbank & Börse. KI-Hype bei Marvell. Absurde KI-Gehälter bei Zuckerberg. Rheinmetall macht was mit Anduril. Die Deutsche Pfandbriefbank macht nix mehr mit USA. Mit US Steel ging eine Legende von der NYSE. Schwache Autobranche. Schwaches Infineon (WKN: 623100). Die Rechnung geht leider auf. Die gute Nachricht: NVIDIA beweist, dass man mit Autochips wachsen kann. Und die Wirtschaft schwankt. Coinbase (WKN: A2QP7J) setzt auf ewige Wetten, American Express und Shopify. Sonst in der Kryptowelt: Trump ist überall dabei. Stablecoins haben Rückenwind. Anthony Pompliano & Justin Sun gehen an Börse. Diesen Podcast vom 19.06.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.
Episode 606: Neal and Toby discuss Meta bringing ads to WhatsApp for the first time after years of avoiding the model. Then, anti-tourism protests are sweeping Europe where locals are spraying tourists with water guns. Also, JPMorgan and American Express are planning major changes to their premium credit cards in an effort to attract America's biggest spenders. Meanwhile, Toby examines the trend of knitting, and more broadly, why younger Americans are getting into old-people hobbies. 00:00 - ‘Jaws' returns to Nathan's Hot Dog Eating Contest 3:15 - WhatsApp turns on ads 8:00 - Overtourism problem in Europe 12:00 - Credit card clash 17:00 - Toby's Trends: Knitting 21:00 - Sprint Finish! Gain the edge with Amazon Ads by going to advertising.amazon.com/startnow Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Clint01:50 Is Travel Status Overrated?02:05 Clint's Journey into Points and Miles03:21 Aspirational Flights and Hotel Stays04:45 The Reality of Travel Status and Upgrades07:32 International Upgrades: Tips and Tricks14:04 Airline Loyalty Programs: Trends and Predictions19:05 Emotional Farewell to Delta Diamond Status19:51 The Math Behind Hotel Status: Is It Worth It?21:40 Hyatt: The Exception to the Rule24:57 The Value of Easy Status with Credit Cards34:35 The Reality of Invite-Only Statuses36:41 Final Thoughts on Pursuing StatusYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Clint at:➤ Instagram: https://www.instagram.com/clintpage1/ You can find The Points Guy at:➤ Instagram: https://www.instagram.com/thepointsguy/ ➤ Website: https://thepointsguy.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
After the lunch break on Monday, June 16, 2025, testimony resumed with U.S. Special Agent DeLeassa Penland, who continued detailing travel records and communications tied to alleged “freak‑off” encounters. Specifically, she walked the jury through flight itineraries showing that a male escort—identified as Jules Theodore—flew from Los Angeles to New York in December 2009. These arrangements were allegedly made by Sean Combs and paid for using his American Express card registered to Bad Boy Entertainment. The jury also heard text messages between Combs and Jules coordinating the travel and stay at the London Hotel, underlining the prosecution's argument about the orchestration of these encounters.Following that, the focus shifted to financial documentation: the prosecution introduced credit card statements and travel logs tying Combs's business entity to payments for escorts and hotel bookings. These materials were presented to support the trafficking and racketeering conspiracy charges—showing evidence of Combs arranging and funding travel and accommodations for escorts. Court then adjourned for the day, with the testimony set to continue the next dayto contact me:bobbycapucci@protonmail.comsource:June 16, 2025 - Day 24 of testimony in the Sean ‘Diddy' Combs trial | CNN
After the lunch break on Monday, June 16, 2025, testimony resumed with U.S. Special Agent DeLeassa Penland, who continued detailing travel records and communications tied to alleged “freak‑off” encounters. Specifically, she walked the jury through flight itineraries showing that a male escort—identified as Jules Theodore—flew from Los Angeles to New York in December 2009. These arrangements were allegedly made by Sean Combs and paid for using his American Express card registered to Bad Boy Entertainment. The jury also heard text messages between Combs and Jules coordinating the travel and stay at the London Hotel, underlining the prosecution's argument about the orchestration of these encounters.Following that, the focus shifted to financial documentation: the prosecution introduced credit card statements and travel logs tying Combs's business entity to payments for escorts and hotel bookings. These materials were presented to support the trafficking and racketeering conspiracy charges—showing evidence of Combs arranging and funding travel and accommodations for escorts. Court then adjourned for the day, with the testimony set to continue the next dayto contact me:bobbycapucci@protonmail.comsource:June 16, 2025 - Day 24 of testimony in the Sean ‘Diddy' Combs trial | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
After the lunch break on Monday, June 16, 2025, testimony resumed with U.S. Special Agent DeLeassa Penland, who continued detailing travel records and communications tied to alleged “freak‑off” encounters. Specifically, she walked the jury through flight itineraries showing that a male escort—identified as Jules Theodore—flew from Los Angeles to New York in December 2009. These arrangements were allegedly made by Sean Combs and paid for using his American Express card registered to Bad Boy Entertainment. The jury also heard text messages between Combs and Jules coordinating the travel and stay at the London Hotel, underlining the prosecution's argument about the orchestration of these encounters.Following that, the focus shifted to financial documentation: the prosecution introduced credit card statements and travel logs tying Combs's business entity to payments for escorts and hotel bookings. These materials were presented to support the trafficking and racketeering conspiracy charges—showing evidence of Combs arranging and funding travel and accommodations for escorts. Court then adjourned for the day, with the testimony set to continue the next dayto contact me:bobbycapucci@protonmail.comsource:June 16, 2025 - Day 24 of testimony in the Sean ‘Diddy' Combs trial | CNNBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
Your net worth isn't the full picture of your wealth. Financial independence is great, but if your health, relationships, and purpose suffer, are you really wealthy? In this episode, Jamie and Spencer break down The Five Types of Wealth by Sahil Bloom and how to create a life that's truly rich—beyond just the numbers in your bank account. Overview: Financial wealth is only one piece of the puzzle. Sahil Bloom's book introduces the concept that true wealth comes in five forms: time, social, mental, physical, and financial wealth. Jamie and Spencer reflect on their own experiences in the military and beyond, exploring how service members often have hidden riches in some areas—like social and mental wealth—but struggle in others, like financial or physical health. Wealth isn't just about money. The most financially successful people often struggle in health, relationships, and purpose. The goal isn't to maximize one area but to balance all five types of wealth so you can build a truly rich life—one that's deeply fulfilling, not just financially secure. Key Points: The Five Types of Wealth Defined: A breakdown of time, social, mental, physical, and financial wealth—why all five matter. Military Service & Wealth: How military members often have strong mental and social wealth but struggle in financial and physical areas. Time Wealth & How to Own Your Schedule: The importance of time freedom—are your days designed to build the life you want? Social Wealth & Deepening Relationships: How to build lasting friendships, especially after leaving the military. Mental Wealth & Purpose: How defining a personal mission statement can shape a more fulfilling life. Physical Wealth & Health: The long-term impact of fitness, nutrition, and recovery on overall life satisfaction. Financial Wealth & The Enough Life: The danger of chasing an ever-moving financial goal and defining your version of financial sufficiency. Mentioned Resources & Links: Sahil Bloom's book The Five Types of Wealth The quiz on Sahil Bloom's website (for assessing your wealth across all five categories) The Psychology of Money by Morgan Housel Episode 46 about Psychology of Money Personal Finance Club – Jeremy Schneider's simple investing strategies For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
In this episode, we build with Jonathan Raude. I have known Jonathan for the last 10 years and witnessed his journey from new hire to founder. From single man to a father of two. From tennis player to tennis leader. I'm thrilled and honored to have Jonathan on to share his story!We discuss so many things including how Jonathan founded his company, how he finds talent in this new world, how being the son of immigrants influenced him and even how to find the best pizza in New York City and Miami. Jonathan Raude is the Co-Founder of Resourceful Talent Group, where he helps companies scale through high-impact hiring and global software outsourcing. An active voice on topics like global software outsourcing and modern hiring practices, Jonathan began his career at IBM as an Account Executive, managing Fortune 500 clients like American Express, Goldman Sachs, and Fiserv. Today, he leads a team that supports organizations such as CDW, Duke Health, AbbVie, and Ferrellgas, delivering creative, industry-agnostic talent solutions when the stakes are high. Known for his ability to thrive under pressure, Jonathan is a trusted partner for clients who need fresh thinking and results.A former Division I tennis player and team captain at Boston College, he brings the same competitive edge, discipline, and drive to business. He now lives in Miami with his wife and two children, Stella and Asher, and serves on the Emerging Leaders Council of the International Tennis Hall of Fame.
The Muses of Greek mythology were nine goddesses associated with the arts, sciences, and memory.They were the source of inspiration for artists, thinkers, poets, dancers, musicians, and philosophers. They were the goddesses of knowledge, embodying the wisdom and creative power found in poetry, songs, and myths.This is the point: a muse is never an actual woman.When a man chooses a flesh-and-blood woman to be his muse, she becomes the symbol of something deeper, wiser, and much more mysterious than herself.A muse is a point of access that puts a man in touch with his feminine side while allowing him to pretend that he does not have a feminine side.A muse is essentially the Jungian anima, the perfect woman who exists only in the imagination of a man.Just now, my muse whispered to me,“The reader will want to ask you, ‘What is a woman's muse?'”“What shall I tell them?”“Tell them to ask a woman,” she said.In his book, The Magic Synthesis, Silvano Arieti writes,“Creative products are always shiny and new; the creative process is ancient and unchanging.”Arieti believed that perception is not just binary, with logic on the left side and pattern recognition on the right. He believed that our minds can blend rational with irrational, sophisticated with primitive, conscious with subconscious to create a third type of perception known as “creativity.”Psychology Today begins their praise of Arieti with this paragraph:“Silvano Arieti's book Interpretation of Schizophrenia was awarded the 1975 U.S. National Book Award in the Science category. More than 40 years later, it remains the most significant contribution to the psychological understanding of schizophrenia since Kraepelin and Bleuler. Contemporary psychiatrists and psychotherapists would be wise to review Arieti's vast contributions to the field.”Silvano Arieti was born in 1914. When he died in 1981, Arieti was perhaps the world's foremost authority on schizophrenia. He wrote an award-winning book about it.The other book he wrote was about creativity.Coincidence? Perhaps. But I am convinced that creativity is a mild form of schizophrenia. How else would you describe a marvelous blend of rational with irrational, sophisticated with primitive, conscious with subconscious?Creativity is a wild and spontaneous act employed by artists, thinkers, poets, dancers, musicians, and philosophers. It is that conflicted insanity to which our Muses give us access.I think that “mild schizophrenia” is the perfect description.But perhaps I am wrong.Roy H. WilliamsToday's rabbit hole is as wacky as today's memo. You should check it out. I'm Indy Beagle.Steven Gaffney's client list reads like a “Who's Who of America's Best Corporations.” His clients include including Allstate, Amazon, American Express, Best Buy, Booz Allen Hamilton, and BP. And those are just the “A”s and “B”s. Steven Gaffney builds high-achieving teams that set brave goals and then exceed them. In this week's amazing conversation with roving reporter Rotbart, Steven Gaffney shares big-picture insights and detailed actions that will help any business improve their results over the next 30 days. Get your running shoes on, because the race is about to begin at MondayMorningRadio.com
In a powerful episode of the HAYVN Hubcast, host Nancy Sheed sits down with Chandler Stroud, founder of The Healing Heroes to explore a journey that many women will find deeply relatable: the path from corporate success to personal healing and authentic purpose. The Corporate Climb and Its Hidden Costs Chandler's story begins in the corporate world, where she built an impressive career at major companies like Kraft Heinz and American Express. She also led the B2B marketing team at Resy, American Express's dining platform, attending chef dinners and immersing herself in the food and hospitality industry. But beneath the surface of professional achievement, something was stirring. Despite having everything she'd dreamed of she was asking herself: why aren't you happier in this moment? When the Body Says "Enough" The breakthrough moment came during a business trip when she spotted a book at JFK Airport: The Body Keeps the Score by Bessel van der Kolk. That book became the catalyst for understanding the connection between emotional trauma and physical symptoms. Chandler learned that trauma isn't just about what happens to you, it's about how you experience what happens to you. She distinguishes between two types of traumas: Big T trauma: Major events like abuse, abandonment, or significant loss Small t trauma: Seemingly minor experiences that create deep-seated beliefs about us like being left out, not being invited, feeling overlooked The Corporate Exit Strategy Recognizing that she couldn't fully commit to both healing and her demanding corporate role, Chandler made a courageous decision and approached her boss with complete honesty about her situation, leading to an FMLA leave that eventually became a permanent departure from American Express. Birth of the Healing Heroes Podcast The vision for The Healing Heroes podcast came in a moment of divine inspiration. Chandler woke up in the middle of the night in early January with a complete concept that flowed onto 12 pages of content. The podcast features a unique format: instead of rotating guests, Chandler works with the same 12 healers and experts she interviews one-on-one each week. This approach creates character development and gives listeners familiar, credible voices they can turn to consistently. Chandler's journey offers several profound insights: Success without fulfillment is a warning sign: Having everything you thought you wanted but still feeling empty is your soul's way of redirecting you. Your body is your ally: Physical symptoms often carry emotional messages that deserve attention and investigation. Healing is ongoing: "I don't think I'll ever say I'm healed... I think it's just something you continue to do every day." Small traumas matter: Don't dismiss seemingly minor experiences that may have shaped limiting beliefs about yourself. Corporate support exists: Companies like American Express can be surprisingly supportive of employees prioritizing mental health and healing. The Ripple Effect What started as personal healing has become a mission to help other women. The Healing Heroes podcast serves as both inspiration and practical resource, proving that career pivots in midlife aren't just possible, they can be transformational. Connect with Chandler: Instagram Healing Heroes Podcast Connect with Nancy: LinkedIn Instagram Website
How do you balance fraud protection with customer experience when every security measure potentially adds friction to your users' journey?Join hosts Chuck Moxley and Nick Paladino as they talk with Tutu Adenle, a fraud prevention and customer experience expert who has navigated complex challenges at companies like Twitter, American Express, and Eventbrite. Tutu shares eye-opening insights about the sophisticated ways bad actors exploit marketplaces, from testing stolen credit cards to account takeovers, and explains why customers are now grateful for fraud alerts rather than annoyed by them.Tutu also reveals how she tackled content moderation on a global scale at Twitter, where moderating human behavior required understanding cultural nuances across different countries and regions. She discusses the delicate balance of implementing fraud detection tools that protect customers while maintaining a smooth user experience, and explains why building frictionless experiences requires understanding human behavior and constantly monitoring customer service data to know when you've gone too far.Main Takeaways from this episode:Embrace protective friction — Well-placed fraud prevention measures actually build customer loyalty when customers understand they're being protected, as evidenced by positive reactions to banking fraud alerts.Map friction strategically — Place fraud detection at critical points in the customer journey rather than throughout the entire experience, understanding where security is essential versus where it impedes legitimate users.Monitor customer service data religiously — Contact center volume and categories are your best early warning system for when friction has crossed from protective to frustrating, since customers will always tell you when something isn't working.Want more tips and strategies to create frictionless user experiences? Subscribe to our newsletter!https://www.thefrictionlessexperience.com/frictionless/Download the Black Friday/Cyber Monday eBook: http://bluetriangle.com/ebook- Tutu's LinkedIn: https://www.linkedin.com/in/tutu-adenle/ Chuck's LinkedIn: https://www.linkedin.com/in/chuckmoxley/Nick's LinkedIn: https://www.linkedin.com/in/npaladino/Chapters: (00:00) Introduction(03:00) From Physics to Customer Experience(05:00) Fraud in Digital Marketplaces(09:00) When Friction Builds Loyalty(11:00) How to Recover from Fraud Incidents(14:00) Finding the Right Balance with Multiple Fraud Tools(17:00) Strategic Friction Placement in Customer Journeys(19:00) Content Moderation Across Global Cultures(22:00) Regional Differences in Platform Safety(24:00) Proactive Content Detection(26:00) What Companies Get Wrong About Frictionless Experiences(30:00) Knowing When You've Gone Too Far(34:00) The Complexity of Building Frictionless Experiences(34:25) Conclusion
Contactless fare payments using JCB cards and American Express cards are now available in Beijing's urban rail transit system.
In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Holger Zschäpitz über Kursverluste bei Visa und Mastercard, ein neues Produkt, das Krypto-Träume wahr macht und darüber, was diese Woche sonst noch wichtig wird. Außerdem geht es um Kering, Renault, Uber, Strauss, Reddit, TripAdvisor, AirBnB, Uber, Doordash, Pinterest, Meta, Echostar, BT, Lululemon, SPDR MSCI World Energy (WKN: A2AGZ1), Gold-ETF GLD (WKN: A0Q27V), Bitcoin, BASF, Walmart, Amazon, Paypal, American Express, Aramco, Elbit Systems, SPDR Energy Select Sector ETF (WKN: A14QB0), Lockheed Martin, Rheinmetall ExxonMobil, Chevron, Ethereum, Ripple, Solana, Cardano, Chainlink, Polkadot, Uniswap, Coinbase und Virtune Coinbase 50 Index ETP (WKN: A4A5D4). Wir freuen uns über Feedback an aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. Außerdem bei WELT: Im werktäglichen Podcast „Das bringt der Tag“ geben wir Ihnen im Gespräch mit WELT-Experten die wichtigsten Hintergrundinformationen zu einem politischen Top-Thema des Tages. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html
The client list of corporations that Steven Gaffney and his colleagues at the Steven Gaffney Company have consulted reads like a Who's Who of America's best corporations, including Allstate, Amazon, American Express, Best Buy, Booz Allen, and BP. And those are just some of the “A”s and “B”s on the roster. Steven's expertise lies in building consistently high-achieving teams and organizations that set goals, overcome obstacles, and achieve their desired results. The founder and CEO of the eponymous consultancy, he asserts that honest communication and the right mindset will overcome most business maladies. His latest book, Unconditional Power: Thriving in Any Situation, No Matter How Frustrating, Complex, or Unpredictable, offers actionable methods to empower executives and entrepreneurs to maintain a resilient state even in the face of adversity. It is achievement, not performance, that counts in the long term, Steven counsels. While performance covers behavior and effort, achievement is about outcomes. There's much to learn in this week's not-to-miss conversation with Steven, including what any business can do over the next 30 days to progress on the path to greater achievement. Monday Morning Radio is hosted by the father-son duo of Dean and Maxwell Rotbart. Photo: Steven Gaffney, Steven Gaffney CompanyPosted: June 16, 2025 Monday Morning Run Time: 41:40 Episode: 14.2 RELATED EPISODES: Setting Business Goals and Scoring Them No Matter the Circumstances, Resilience is a Muscle Anyone Can Develop Take it from a Man Who Rowed Across the Atlantic Ocean, You Can Achieve “Impossible” Goals
The Muses of Greek mythology were nine goddesses associated with the arts, sciences, and memory.They were the source of inspiration for artists, thinkers, poets, dancers, musicians, and philosophers. They were the goddesses of knowledge, embodying the wisdom and creative power found in poetry, songs, and myths.This is the point: a muse is never an actual woman.When a man chooses a flesh-and-blood woman to be his muse, she becomes the symbol of something deeper, wiser, and much more mysterious than herself.A muse is a point of access that puts a man in touch with his feminine side while allowing him to pretend that he does not have a feminine side.A muse is essentially the Jungian anima, the perfect woman who exists only in the imagination of a man.Just now, my muse whispered to me,“The reader will want to ask you, ‘What is a woman's muse?'”“What shall I tell them?”“Tell them to ask a woman,” she said.In his book, The Magic Synthesis, Silvano Arieti writes,“Creative products are always shiny and new; the creative process is ancient and unchanging.”Arieti believed that perception is not just binary, with logic on the left side and pattern recognition on the right. He believed that our minds can blend rational with irrational, sophisticated with primitive, conscious with subconscious to create a third type of perception known as “creativity.”Psychology Today begins their praise of Arieti with this paragraph:“Silvano Arieti's book Interpretation of Schizophrenia was awarded the 1975 U.S. National Book Award in the Science category. More than 40 years later, it remains the most significant contribution to the psychological understanding of schizophrenia since Kraepelin and Bleuler. Contemporary psychiatrists and psychotherapists would be wise to review Arieti's vast contributions to the field.”Silvano Arieti was born in 1914. When he died in 1981, Arieti was perhaps the world's foremost authority on schizophrenia. He wrote an award-winning book about it.The other book he wrote was about creativity.Coincidence? Perhaps. But I am convinced that creativity is a mild form of schizophrenia. How else would you describe a marvelous blend of rational with irrational, sophisticated with primitive, conscious with subconscious?Creativity is a wild and spontaneous act employed by artists, thinkers, poets, dancers, musicians, and philosophers. It is that conflicted insanity to which our Muses give us access.I think that “mild schizophrenia” is the perfect description.But perhaps I am wrong.Roy H. WilliamsToday's rabbit hole is as wacky as today's memo. You should check it out. I'm Indy Beagle.Steven Gaffney's client list reads like a “Who's Who of America's Best Corporations.” His clients include including Allstate, Amazon, American Express, Best Buy, Booz Allen Hamilton, and BP. And those are just the “A”s and “B”s. Steven Gaffney builds high-achieving teams that set brave goals and then exceed them. In this week's amazing conversation with roving reporter Rotbart, Steven Gaffney shares big-picture insights and detailed actions that will help any business improve their results over the next 30 days. Get your running shoes on, because the race is about to begin at MondayMorningRadio.com
This weeks show is best experienced on YouTube, you can watch it here: https://go.www.letsgettothepoints.com/JordanRelive an unforgettable trip to Jordan as we explore the best ways to travel to this country using points and miles. Get insider tips, jaw-dropping visuals, and everything you need to plan your own unforgettable journey including luxury accommodations in Petra and a Mars-like contraption in Wadi Rum.Thank you to Mahogany from https://www.instagram.com/dealduchessla for joining us as a guest co-host!Join our exclusive Elevate community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro2:01 Jordan Overview4:47 Flights to Jordan with Points and Miles22:47 Hotels in Jordan with Points and Miles31:50 Renting a Car in Jordan36:15 Food in Jordan38:55 Experiences in JordanLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
What if happiness wasn't just a fleeting feeling, but our natural state of being? In this powerful and heart-opening session, Sister Shivani, Brahma Kumaris Spiritual Teacher and host of “Happiness Unlimited,” shares a deeply transformative message from Tony and Sage Robbins' 2024 Date with Destiny stage in Abu Dhabi—a spiritual wake-up call to reclaim your inner power, master your thoughts, and become a radiant force of healing energy in the world. Through her wisdom, you'll discover that happiness is not just a personal pursuit—it's a karmic responsibility—and that we can raise our vibration moment by moment to not only transform ourselves, but to help heal the world. Sister Shivani explores the three pillars of personal power, with a special emphasis on the power to forgive and let go, and reveals how our thoughts, intentions, words, and behaviors ultimately shape our destiny. She breaks down what true karma means—and how to align it with love—while offering a powerful invitation to live happy and leave happy by mastering your inner world. Above all, she reminds us: no one outside of us has the power to disturb our peace—unless we give it away. This talk offers a clear, soulful understanding of how to create happiness from within, no matter what life brings. Website: https://www.tonyrobbins.com/ Tony Robbins is a #1 New York Times best-selling author, entrepreneur, philanthropist, and the nation's #1 Life and Business Strategist. For more than four and a half decades, more than 100 million people from 195 countries have enjoyed the warmth, humor, and transformational power of his business and personal development events. Mr. Robbins is the author of seven internationally bestselling books, including three #1 New York Times bestsellers: Money: Master the Game, Unshakeable, and Life Force. He created the #1 personal and professional development program of all time, and more than 10 million people have attended his live seminars. Anthony Robbins is the chairman of a holding company comprising more than 110 privately held businesses with combined sales exceeding $7 billion a year. He has been named in the top 50 of Worth Magazine's 100 most powerful people in global finance for three consecutive years, honored by Accenture as one of the "Top 50 Business Intellectuals in the World''; by Harvard Business Press as one of the "Top 200 Business Gurus"; and by American Express as one of the "Top Six Business Leaders in the World" to coach its entrepreneurial clients. Fortune's recent cover article named him the “CEO Whisperer.” He is a leader called upon by leaders, and has worked with four US presidents, top entertainers -- from Aerosmith to Green Day, to Usher and Pitbull, as well as athletes like Serena Williams, Andre Agassi, and the 2022 NBA Champion Golden State Warriors. Billionaire business leaders seek his advice as well; casino magnate Steve Wynn, and Salesforce.com founder Marc Benioff are among those grateful for his coaching. As a philanthropist, through his partnership with Feeding America, Mr. Robbins has provided over 985 million meals in the last 8 years to those in need. He is two years ahead of schedule to provide 1 billion meals. Through the Tony Robbins Foundation, he has also awarded over 2,500 grants and other resources to health and human services organizations, implemented life-changing curricula in 1,700+ correctional facilities and gathered thousands of young leaders from around the world with its teen programs. In addition, he provides fresh water to 250,000 people a day in India in order to fight the number one killer of children in that country-waterborne diseases.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:39 Singapore Airlines: Free Positioning Flights in Asia04:48 Air France and KLM: Free Positioning Flights in Europe08:44 United Airlines: Free Positioning Flights in Africa13:30 Air Canada: Versatile Award Pricing/Positioning Flights17:51 American Airlines: Hidden Gems for Positioning Flights22:29 Conclusion You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
In today's episode, Kimberly Zhang sits down with Anré Williams, Senior Executive Advisor at American Express and former CEO of American Express National Bank. Anré reflects on his 35-year journey at American Express—leading global merchant services, digital innovation, and banking operations—while offering an inside look at how to drive transformation in a legacy financial institution. Tune in to hear about: • Key lessons from leading large-scale digital initiatives in highly regulated environments • How to balance innovation with compliance and customer trust in a changing financial landscape • Anré's perspective on the future of AI, embedded finance, and what it takes to build resilient, forward-looking financial services
Let's talk shop—literally. In Navigating Sexual Wellness Retail, the founder of Stimulate, Nicole Leinbach Hoffman and Cat get into the nitty-gritty of showing up on shelves (and staying there). If you've ever wondered what buyers actually look for, how to hire smart, or how to make your brand matter in-store, this one's your insider pass. Key takeaways: ✨Nicole is a self-described retail geek focused on sexual health and wellness. ✨Retailers often struggle with understanding the unique needs of the sexual wellness category. ✨Emerging brands should focus on smaller boutiques before approaching larger retailers. ✨Participating in trade shows like Stimulate can provide valuable networking opportunities. About Nicole | Stimulate: Nicole Leinbach Hoffman is the Founder of STIMULATE, North America's only sexual wellness trade show and conference, as well as Retail Minded, a well-respected industry resource for merchants and vendors founded in 2007. With a passion for both retail and sexual well-being, Hoffman has made bold strides in supporting the growth of sexual wellness products in retail ranging – as Hoffman describes it – from “head to toe, young to mature, purpose to pleasure”. Hoffman is a frequent guest and contributor to various media outlets that have included The Today Show, Forbes, Fox News, Entreprenuer.com and countless B2B publications, as well has supported American Express's Small Business Saturday as a Spokesperson in America and is the Author of the book “Retail 101: The Guide to Managing and Marketing Your Retail Business” from McGraw-Hill. In 2022, Hoffman was recognized as one of Women Wear Daily's “25 Most Inspiring Women in Retail” and has been on the list of the world's most influential retail leaders from Rethink Retail since 2015. In 2023, Hoffman was recognized by American Eagle on a billboard in Times Square in NYC for being a Global Change Maker for her work in sexual wellness and retail collectively, and in both 2023 and 2024, Hoffman's trade show and conference, STIMULATE, was nominated as one of Trade Show Network News best shows in the United States. In February 2025, Hoffman also received an award from China's SHE Conference for her work in helping to grow the sexual wellness category in retail. Hoffman is happily married and resides in Denver, Colorado, where she is also a mom of 4, 3 dogs and a Professor at Columbia College where she teaches Retail Marketing. Hoffman proudly describes herself as a “retail geek”. You can find Nicole and Stimulate here: Website Instagram Please support Nicoles's foundation of choice: Planned Parenthood Let's connect: Head South WebsiteHead South Instagram Sponsored By: This episode is sponsored by STIMULATE: A B2B Sexual Wellness Trade Show + Conference, which launched in 2023 and is heading into their third year this summer. Their event, which is held in Nashville on August 4+5 @StimulatetheShow Head South Partners: -The New Way to Wash Hair - Hairstory- 1st-time customers use the link for discount -Non-Hormonal Birth Control- Natural Cycles- Use link for discount -Receive 15% when you purchase Wonderlust Mindful Intimacy Deck with code: HEADSOUTH15
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction 04:25 Strategies for Finding Cash Flight Deals08:20 Exploring Budget Airlines and Their Deals13:03 Points Deals15:01 Understanding Mistake Fares and Sweet Spots17:51 Navigating Airline Policies and Flexibility25:33 Daily Drop Pro: A Demo and Features35:43 Conclusion and Special OfferYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Daily Drop at:➤ Website: https://www.dailydrop.com/ ➤ Discount ($30 Off): https://www.dailydrop.com/pro?via=geobreeze&coupon=fhsDE83D Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Keith Weinhold plays a “financial superhero”, defending investors against the "greedy landlord" myth. A Zillow survey reveals the secret sauce of rental success: budget, location, and bedroom count - with pets stealing the show as the ultimate tenant dealbreaker. He exposes the dollar's sneaky inflation plot, showing how savvy investors can turn borrowing into a wealth-building adventure. Imagine homes that cost half their gold price from 100 years ago - mind-blowing! Real estate investing isn't just a strategy - it's an epic journey of wealth creation! Resources: GREmarketplace.com/OklahomaCity GREmarketplace.com/Tulsa Show Notes: GetRichEducation.com/episode/557 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE I'm your host, Keith Weinhold. Are Real Estate Investors greedy by nature? Learn why? In a sense, today's homes are actually half price compared to 100 years ago. Then results from a huge tenant survey that reveals the amenities that you must give renters or else they will leave how media headlines can trick you and more today on get rich education. Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter, remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com Corey Coates 1:56 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:12 Welcome to GRE from Cape Hatteras, North Carolina to the Cape of Good Hope, South Africa and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. 100 years ago, you could buy the average home with eight kilos of gold. Today, it only costs you four more on that later. But first, as a real estate investor, has a critic or a tenant ever insinuated some form of these two questions to you, either, is it ethical for you to own multiple homes, or even, are you greedy? Now, I doubt that you're going to be asked that question directly, but sometimes you can feel that that's the vibe that someone else is on. Well, there sure are greedy people in the world. You could be rich and greedy, or you could be poor and greedy. Even the definition of greed is an excessive and selfish desire for more wealth than one needs, often driven by a destructive motive. All right, that's the definition like you're willing to destroy other people in the pursuit of wealth that is rather different than acquiring wealth, which is usually done only when you first fulfill the needs of others. All right? Well, say that your critic makes $60,000 per year. Oh, well, then that means that they're in the top 1% of global income earners. I mean, sheesh, then they're like the Jeff Bezos of the developing world. So to help even things out, should your critic have to send half of their salary to Senegal or Mauritania or Burkina Faso if the critic's home has more than one bathroom in it, or they even own one car. Well, then they're fabulously wealthy by world standards. Then do they have to give it away to avoid being greedy? What if they ever worked overtime for extra money? Like is that evidence of certain greed? All that stuff is ridiculous, preposterous amounts don't create greed Spirit does. There is no implicit Machiavellian intent. If you have more wealth than average, where would you even draw the line? Like, once you hit seven rental properties? Oh, that's just fine, but eight of them is too many, or once you live in a home that costs 50% more than an area's median, then is that when it becomes greed? I mean, this doesn't make sense. Higher housing prices these past five years has to do with the lack of housing supply and with the. Abundance of dollar printing. It's those two things. The culprits aren't rental property owners. The culprits are burdensome development regulations and the Federal Reserve printing all the dollars, not your local landlord. Responsible landlords provide and maintain sound housing, and they do that for complete strangers, they're taking a lot of faith. Oh, so then could the tenant actually be the greedy one, if they both resent and expect that treatment from a stranger for free? I mean, real estate investors, hey, we take on risk, DEBT, TAXES, maintenance, insurance, market volatility, and we have the responsibility of building and maintaining a good credit score in most cases. I mean, you're the one that's truly invested in the property, not a tenant that can choose to move out in 30 or 60 days. Landlords are a bit like umpires. They're rarely appreciated, and they only get noticed when they do something wrong. I know I mentioned to you before that when I buy a property pretty soon, I casually mention to my tenant that, you know, each month, I just have to make them aware. Each month I make a big mortgage payment and I have to pay for property tax and insurance on this place. I mean, it's amazing to see how far that little mention goes with both timely rent collection and that they don't resent you as a landlord over time. See, tenants often don't know this because they've never owned property themselves, and actually, as you know, since I use property managers now, I don't make this mention to tenants anymore. See, to tenants often it can feel like they're just sort of renting air, and the rent payments they make to you are very visible to them. What's invisible to them are all of your expenses. You're the one as the investor that's contributing to communities. You are the good steward of a neighborhood's housing stock, and you provide homes for people who either can't or don't want to buy the myth of the evil landlord. It really just ignores realities. I mean, mom and pop investors own 72% of single family rental homes, and the typical landlord owns fewer than three units. Many don't have 401 Ks. I mean, rental properties are their retirement plan. So most landlords, real estate investors, they're not cigar chomping tycoons twirling mustaches atop piles of gold like Scrooge McDuck. They're regular people. So perspectives like this that can really help you ward off both critics and unaware tenants. And you know what odds are, if they had the opportunity, they would often do the same thing at a time when pensions are rare and inflation runs rampant. Who could blame anyone for seeking assets that grow in value and generate income. Here's what you need to know. Everyone plays the financial game in the context of their own economy. You Your critic and your tenant, your awareness and your mindset from listening to the show is merely more broad than others. If everyone understood that being wealthy is actually a choice like you do, we would all be better off. So the bottom line here is that real estate investors are not villains. They're just people trying to build a financial life raft in a financial ocean that is full of icebergs. Rich people aren't necessarily greedy, just like poor people aren't necessarily lazy. Greed exists in somebody's spirit, not in the amount of your net worth or whatever your income level is,. All right., Well, heading into the summer here, there are more tenant moves than any other season. Rental demand has stayed fairly strong, not super strong, just fairly strong, with rents only up about 2% annually. When you amalgamate single family rentals and apartments, the share of rentals with a concession is dropping because the rental market is fairly strong, and when renters find a place, a lot of them are staying put, like it's the last lifeboat off the Titanic. Of course, these are all phenomena on a national level, and each local area is different. I mean that right, there is something that I could say on nearly every episode with low affordability, the home ownership rate is down and renter numbers are up. Now. I told you a while ago that it would go down that home ownership rate, and in the latest quarter ended, that home ownership rate has dropped from 65.7 down to 65.1 Percent. And that might not sound like much, but homeownership down six tenths of 1% in just a quarter. That means that there are at least about 500,000 new renters in America. More renters means more rental demand, more occupancy, and it's crucial for you to know what those renters want so that you can best serve them again. You're not greedy. You're trying to serve them as well as you can now, Zillow has an arm. It's called the Zillow group population science. It's something I hadn't even heard of until recently. What Zillow did with this group is they surveyed 36,000 US renters of both single family rentals and apartments to find out what trends are and what renters want. And I read their entire lengthy report. I think it was 40 pages, so that you don't have to and what I did is I pulled out the most salient pieces to help you attract and retain tenants, and the top three criteria that renters really consider essential when deciding whether or not to rent your property are the first thing, and 95% said this is that it's got To be within their budget, second, at 85% preferred location. Hmm, does that mean near tacos and coffee shops? And then the third most important thing renters consider essential at 84% is the preferred bedroom count. After that, the Floor Plan and the layout that fits their preferences was most important. After that, it's the preferred number of bathrooms. So note that the preferred number of bedrooms, then, is more important in making the rental decision than the preferred number of bathrooms, although they both matter. And then after that, in order of decreasing importance, is broadband internet, allowing pets and having common amenities like a gym, a business center, a rooftop and a lounge and those things, those common amenities, they were substantially more important for apartment renters than for single family home renters, as you would imagine. And here's key, a separate survey question was asked, What is the main reason that you passed on a particular property and decided not to rent it. Number one easily was that the property prohibited pets. The second biggest choice had to do with pets as well. It was that the property restricted the pet breed or size. The reasons that renters passed on a particular property are so centered around pets. What do pets rule this housing market? Now, that's kind of how it seems. Now, another thing that this survey revealed is like, gosh, it also seems like the age for doing almost anything in America is up. The median renter is age 42 did you have any idea there? 42 probably older than you thought. And the older people are, generally, the quieter they are, and the less they move. The most common application fee paid is $50 that's what the survey found. Hey, maybe that's one thing that hasn't been slapped with tariffs. It's an online world. The typical renter surveyed reported taking only one in person tour. Everything else is swiping, scrolling or going deep on Google Street View. Basically what tenants do is they check out everything online, and then once they've chosen the place that they want to rent, they often make that decision right there online, and then basically that one in person visit is just them showing up to confirm that there aren't any red flags at that place, that they mostly know that they won. And this is good for you if you're self managing and you're showing the places yourselves. I mean, there are just fewer tire kickers than there were back in the day. I mean, hey, talk to your parents. 25 years ago, rental ads were like four lines in a newspaper, no photos at all, so tenants then they had to show up in person to see what a rental place even looked like. Let's look at the percent of renter households in America by household income, less than $50,000 57% of renters were in that range, 50 to 100k 29% and 100k or more, 15% as far as how much security deposit you need to give, 75% of renters said their first month's rent was required to Secure the rental, and only 25% said that they also had to fork over last month's rent to secure it. In a really strong rental market, you can more often ask for that both first and last month's rent to get in. 40% reported getting their entire security deposit back at the end of the rental. Hmm, I guess the. Others pay for that mysterious carpet stain. Most pay additional fees on the rental, 58% and that's things like water, sewer, garbage, recycling or other utilities. And it even includes payment processing. There some landlords charge for that. And again, what I'm talking about here is single family rentals and apartments combined. All right, so more single family renters are going to pay for separate utilities on top of the rent. Of course, about half of American renters have renter's insurance. At 48% I suppose the others are living dangerously. A typical renter uses four websites or apps in their search and as I'm continuing on here with the results from this Zillow Rental survey of 36,000 renters, it also showed that the top three reasons that current renters say that they decide to stay long term are and this is big. I mean, this is about your retention rate. 72% stay long term because they say rental costs are a good deal, that's why they stay next most important is quiet neighbors. Yes, no drum kits or free range toddlers will help in apartments. One noisy neighbor can upset a lot of tenants, but a noisy neighbor that might not be a problem at all when people are dispersed in a single family rental and then the third most important thing in long term retention is 68% of renters stay in a unit because they can't afford to move elsewhere. Two thirds of tenants said their landlord or property manager notified them of a rent increase in the past two years, 37% of renters said they would be very or extremely likely to buy a home if mortgage rates fell. All right, that's about three in eight renters say that as far as the length of leases in America, 64% signed on for a one year lease, and 24% said their lease is longer than a year. So really, to summarize what you've learned here from that survey is that you need to know your audience, 42 year olds with pets and a strong preference for quiet neighbors. Keep your pricing competitive. Embrace tech. People want to apply and pay and do things online, and your tenants will stick around longer. You can either give a man a fish and feed him for a day, or teach a man to fish and feed him for a lifetime. Here at GRE, we do both get riched occasion.com. Is where you learn through this very show and our videos over there, and our blog articles and more. The name gre marketplace.com is where you take action and see the markets and providers that make the best income properties nationwide. GRE marketplace is also where you get access to our totally free investment coaching strategy sessions with a real human being that has both an MBA and investing experience. And that's something we added three or four years ago that really helps you be profitable as an investor, get paid five ways so that you can have more income and wealth and perhaps even retire early. We help you find the right exact property addresses. That's what we help you do compared to 100 years ago, homes are half price today. This is fascinating. I'll get into that shortly. I'm Keith Weinhold. You're listening to get rich education. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds, just say. They're doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to66866 Speaker 1 20:17 what's up? Everyone? This is HGTV. Tarek al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 20:35 Welcome back to get rich Education. I'm your host. Keith Weinhold, the headlines say homes are so expensive that you'd think millennials would be forced to live in IKEA showrooms. Now, a year or two ago, here on the show, I think I mentioned to you that at that time, it took eight kilos of gold to buy the average home, about 100 years ago, and at that time, only six. Well today, it took eight kilos of gold to buy an average home in 1920 but it's only four kilos now, in terms of gold, homes are half the price today, and I sent you that pretty shocking image showing this in our newsletter a month or two ago. So what in the monetary twilight zone has happened in the past 100 years? Well, a lot of things. The 1913 creation of the Federal Reserve inflated away your dollar's purchasing power over time. This was basically like giving your teen a credit card with no limit and hoping for the best, then removing the dollar's last link to gold redeemability in 1971 that freed the rains for unlimited dollar creation. And Robert Kiyosaki was here to discuss exactly that on the show with us on episode 358 go back and listen to episode 358 if you haven't heard it and you want to. Before long, dollars got so flimsy that dive bars started stapling them to the wall as decor, and it seems like the next stop for the dollar is kindling for your backyard fire pit. Now, there is, however, an affordability problem today that keeps renters staying as renters. But part of the calculus here is that homes only seem expensive because their values are usually compared to dollars. But that's faulty, because dollars are a moving measuring stick. This is like saying that an hour has 60 minutes in it this year and next year, it'll only have 55 minutes in it. That doesn't work. I mean, she should a few years, everyone would run a marathon in under an hour at that rate. Okay, so changing the measuring stick defeats the very purpose of a measuring stick. Here's what's even more amazing than that fact about the gold, despite that, homes only cost half as much today as they did in 1920 in terms of gold, you also get more home today. Today's homes have smaller lot sizes, smaller yards, but otherwise they have amenities that people couldn't have even dreamed of in 1920 I mean, this is really interesting. Let's compare a typical 1920 new home to a 2025 new home. We've gone from 1048 square feet up to 2411 so the size has more than doubled. Back then there was no Garage. Today you've got a heated garage. Back then you had one bathroom or even an outhouse in 1920 Oh, today you have two or three or even more indoor bathrooms in just the average new build home back in 1920 you had a wood burning stove that you had to keep loading, and you're like splitting and stacking firewood and storing that somewhere. Today, you have central heating. Just push a button. Back more than 100 years ago, you had no AC. Today, AC is completely standard. You had no insulation a lot of times in 1920 homes today you've got smart insulation. You used to have a very basic kitchen. Today you've got a center island and granite and quartz countertops. You had an ice box back in 1920 and a nice refrigerator or two. Today, back then, you had no dishwasher or garbage disposal. Today, you have both. Back in 1920 you had to use a washboard in a ringer to wash and dry your clothing. Can you imagine that today you have a washing machine? You had an outdoor clothesline back then today you have a dryer back in. 1920 you had these claw foot bathtubs, and often no shower. Today you have both bathtubs and showers, and several of them. Back then you had nothing where today you have a dedicated laundry room, and a lot of times a home office, and sometimes even a gym. I mean, so all those changes right there over the last 105 years. This really puts the exclamation point on the fact that homes are cheaper today. In terms of the value that you get, today's homes might be a third or a quarter of the price that they were a century ago. You can't point to mortgage rates either. They're still below their long run average of 7.7% per Freddie Mac the thing you've got to point to, the big problem here, the elephant in the room, is that salaries have not kept up with inflation, and that is the real crux of the problem in hurting homes affordability. Look, and this could be a real epiphany for you here that affordability fact is even more reason to move today's depreciating dollars into real assets and move that with emphasis and with urgency, dollar savers are just such massive losers. All right, so then, what is the opposite of saving dollars? Some people think it's spending dollars. No, the opposite of saving is not spending. It's borrowing dollars. That's how you go negative on that. The opposite of spending is not saving, it is borrowing. That is how you go negative and short the falling dollar. This really it's all just a fresh approach on what people need to consider doing. Borrow dollars, own income property, let tenants pay your debt, let inflation also shrink your debt like a cheap shirt that spends too much time in a clothing dryer, and just watch inflation pump up your asset price at the same time. Now you are just winning all over the place. You are racking up more wins than Novak Djokovic at the Australian Open. That's why I am resolute about saying what no one else out there says real estate done right is not an inflation hedge. A hedge is a defensive investing strategy where you break even. I mean, no one plays a game hoping for an outcome of a tie, spending money as an inflation hedge. That's why I refer to borrowing for income property as inflation profiting. That's the reason why. And see, other people's money pays down your debt, both the tenant and the inflation are whittling that away for you. Oh, and hey, for my fellow math weirdos, in 1920 a new home cost $6,300 and there are 35 ounces in a kilo of gold, and you can figure out the rest from there to see that homes cost half as much in gold. Now the bottom line here is that the real estate market is not broken. The dollar is and that dollar measuring stick is so miserably distorted and perverted that some people can't even see what's going on anymore. I've got another interesting way of helping you see this. Let's look at something more recent than 1920 let's go back 30 years. Do you have any idea what the median us home price was then? Any guess 30 years ago, that's kind of charming. It was a modest $130,000 All right, with an 80% loan and zero principal pay down your mortgage balance would be a featherweight 104k today, that is a clear way of seeing how inflation debases your debt. And of course, the tenant would have paid it off for you by now as well. But I mean a loan balance of $104,000 without any principal pay down, sheesh, that's less than some people's American Express card limit. Really think about that by removing the principal pay down component, you can really see with transparency and lucidity the effect of inflation whittling down a loan balance to 104k and that is just 25% of today's median home price of $416,900 that is a stark example of inflation profiting, how your debt got relentlessly debased by the Fed. And of course, rental properties tend to be less expensive than this median number that I'm talking about. So the typical rental property is. In this scenario, you might just have a loan balance of 75k today, here, 30 years later, and the property would be worth, say, 300k inflation makes your loan balances feel like a featherweight over time. All right, now let's go somewhat further back in time again, 1950s Florida. Last month, in our newsletter, I sent you those fascinating old newspaper clippings from a real estate sales ad from 1955 in the Miami area and a two bedroom, single family home, one bath, screened porch and a carport. Its price was $7,450 for the entire Miami area home. And the ad also showed that your monthly payment is $48 and then, okay, so that was a two bedroom, single family home this Miami area, three bed, one bath home with a screen porch, $7,900 so only an extra 450 bucks for an extra bedroom, that is the purchase price of the entire asset. And the monthly payments on this three bedroom are 50 bucks a month, a little more than the 48 bucks a month that it was for the two bedroom. And here's the thing, the monthly payment amount, as shown in this old newspaper advertisement, $48 and $50 that was principal, interest, taxes and insurance all together, a jaw dropping sub 8k for a Miami area home, not just Florida, but pricier Miami. I mean, can you imagine a Florida couple's home buying conversation in the mid 1950s there at Florida, honey, you're crazy if you think we're going to pay an extra $2 per month for a third bedroom. I mean, this is just astonishing. And yeah, my apologies for leaving you flabbergasted so many times in one episode. Gosh. Now to be sure, wages were lower back then, but back then, only one parent had to work. They still managed to buy homes, raise a family, and even pay for a milkman who actually delivered the milk. And now, you know, if we fast forward to the future, future generations, they're going to marvel at today's incredibly low median home price of 400 to 450k Yes, therefore you will be the one doing the flabbergasting, and you'll leave people From 2070 feeling abjectly flabbergasted when the median home price is $4 million then, I mean, it realistically could be, it could be more than that. It's the same way that today we're astonished at 1960s McDonald's menus where a burger was 15 cents. Yes, 15 cents is seriously how much McDonald's hamburger cost in the 60s. And of course, this is when restaurants also serve real meat and french fries cooked in tallow rather than seed oils, and shakes had real cream in them. That's all evidence of simultaneous skimpflation. But getting back to the monetary inflation, you know, as recently as 2011 we can even feel dazed and amazed about how the median home price, then was just $211,100 Yes, as recently as 2011 you're surely dazed and stupefied here, one thing I know, though, is that this did not leave you slack jawed, because Between you and I, we know there's only one slack job between us, and we know full well that that's not you. The bottom line, the bottom line here is that zooming out over time reveals a clear, uncomfortable truth. Savers get roasted, borrowers get rich. This is just a new way of looking at it. And if you're a newer listener and you don't get our newsletter yet, it is free, full of value, and I write every word myself. There are more AI generated newsletters out there. That is not what this is. This is me to you, and to get the newsletter right now. Text. GRE to66866, 66866, we don't send you a bunch of texts that would be intrusive. It's an email newsletter. You can get it by texting GRE to 66866 Now, earlier this year, I talked with you about how home sales have crashed. When people read a media headline like that, home sales crash. You know, some people think that home prices are falling, but that's not. What that means is, you know, it means that the quantity of sales has fallen a lower transaction volume. With that in mind, to help you out in the future, when you're reading. For real estate and economic headlines, I jotted down a few fictitious headlines here, but yet they're the same type that you've seen before, and you'll see these again in the future, and they can be misleading. So let's straighten this out. Okay, here's the first fictitious yet realistic sounding headline, what people often think it means and what it really means. Developer uses tax loophole to deliver 200 unit apartment complex All right. Now, some people read that and they think that the developer is doing something nefarious or underhanded. No. Sometimes reporters use this word loopholes to describe legally created incentives to get much needed housing built. Reporters are often doing yeoman's work on behalf of NIMBYs. If this thing is producing more housing, then we need more loopholes, which are really incentives just like it. Here's another misleading headline. Now, almost all of the 50 states have a lower level of housing inventory than they did pre pandemic, but this headline says, Tennessee housing supply 4% more than pre pandemic levels. All right, some might see that headline and think, Oh, I guess that housing is a little oversupplied. Now, no, not necessarily, because most states had a scarce supply of inventory even before the pandemic hit back in 2020 the next headline is existing home sales fell off a cliff. All right, Did you note that this only includes existing homes, meaning resale homes, because, again, the headline is existing home sales fell off a cliff. So this doesn't include new builds. And there's nothing inherently falsified about some of these headlines. They just get misinterpreted. Softwood lumber prices hit all time record high. Okay, well, with persistent inflation, this might not be reason for alarm. Is it even an inflation adjusted high or not? Here's a headline, California leads the nation in out migration. All right, some people see this and assume that the California population is dropping. Well, maybe, maybe not. Again, the headline was, California leads the nation in out migration? Well, raw numbers aren't per capita. Cali is the largest state by population at almost 40 million. And also, if their in migration exceeds this out migration, well then they had positive net migration. And all of this doesn't even count births or deaths. You'd have to factor that in as well. The next headline is foreclosures Spike 50% year over year. Ooh, that sounds bad. And although this is a fake headline, just like the other ones that I'm telling you about, a phenomenon like this did recently occur, actually, but it's still at a really low level. It just rose from an extremely low level, two tenths of 1% up to three tenths of 1% that's a 50% gain. Here's a headline. You might see mortgage rates have dropped 2% this year. Maybe you'll see that in the future. Most people read something like this, and they assume that real estate values will resultantly soar. Well, maybe, maybe not. It sounds like homes are more affordable, and they would be, but the Fed might be cutting rates because the economy needs the help. It could mean we're in a recession. So if wages are down, even if mortgage rates are down, it might not actually be less affordable. The next fictitious headline is Philadelphia new build home prices surge 8% Oh, you're thinking that's got to be good, right? Well, I don't know what if new build Philly homes are constructed with 10% more square footage this year, but the price is only up 8% so they're actually selling at a lower cost per square foot. And this is also why existing home price change is more meaningful. The next fictitious headline is unemployment claims jump 30% in a week. All right? Well, this usually doesn't mean that there are mass layoffs and some economic Armageddon. If initial jobless claims rise from 200 up to 260k that's a 30% jump, but it's still low relative to recession levels, which are typically 400k plus and the last fictitious headline, Warren Buffett, b, u, F, F, E, T, invests $10 billion in apartment REITs. Oh, well, Buffett was spelled with only 1t Buffett should be spelled with a double T. Have you ever noticed that it is the most frequently misspelled name in financial media that's all for the headlines, so having the wherewithal about these sorts of things can help you better interpret what's happening in Real Estate's Future and the economy's future. One of the most inexpensive national markets, I'll say, outside the Midwest, where you can own income property, where the numbers really make sense. An investor advantage place is in the state of Oklahoma. Some of these Oklahoma properties that we've begun dealing with here, they're pretty small. Like check out this single family rental I want to tell you about that's just 864 square feet. You know, more tenants desire this type of housing. Family sizes are smaller today, yet they want separation in the privacy of a single family home. And this one is brand new build, two beds, two baths, and the price is, get this $155,000 for new build. Yes, you heard that, right, and the projected rent is really strong. $1,250 I mean, this sort of cottage sized new build home is the type of product that can make the best rental, because if it were double the size, you might only get 50 or 60% more in rent. Now there's no garage on this new build 155k property, and you get all the finishes that you would expect from new construction. The second Oklahoma property to tell you about is this Tulsa duplex. This one really stands out. And Tulsa has over a million people in the metro. It was built just several months ago, $2,900 rent on a purchase price of about 360k and these ones, they've consistently appraised in the 375 to 380k range. So you could very well get some built in equity here with this duplex, where the numbers work pretty well as it is, each side of this new duplex has over 1300 square feet, three beds, two baths on each side, free management the first year, $3,000 cash to you post closing, all the nice finishes you'd expect with new build in this Tulsa duplex. So these two properties I've discussed here are really investor advantaged all new build. And that 155k single family rental was in Chickasaw, Oklahoma. And then the Tulsa duplex in the mid to high three hundreds. The next one is the last one. I'll mention. It's not as good of a deal, but it does look nicer because it's a brick faced new build single family rental for 320k in Lawton, Oklahoma. Lawton is more southwestern Oklahoma, with $2,400 rent, and it's 1800 square feet in this new build and just a little positive cash flow. The property tax rate is 1.1% property insurance is just 1250, a two car garage, all the types of finishes that you would expect with new build. So a property like this is if you're looking for a better quality tenant. Oklahoma City has had more happening than usual. You might have heard that the tallest building in the United States is planned to be built in Oklahoma City, yes, taller than anything in New York or Chicago. The Oklahoma City Thunder NBA team has been performing well. You know, those things are merely interesting and have almost nothing to do with the investor advantage. Rental properties, again, all three that I mentioned, there are new build. Not only are we in this persistent national housing shortage, but these entry level homes that make the best rentals, they're the ones that are in even shorter supply. That's a fact I probably don't mention to you often enough. The home ownership rate is down because of strained affordability, so you may very well have a long term tenant in these properties, and then you layer on the fact that they're new build, and it really looks promising for tenants wanting to stay for the long term. Check out the market and the provider. Learn more at either gre marketplace.com/oklahomcity or slash Tulsa. Yes, new build Oklahoma properties, if you're not sure about the exact address, that's going to provide you with the highest returns, our free investment coaching can help you with that as well borrow dollars with long term fixed interest rate debt that both tenants and inflation just relentlessly pay down for you while your expected price appreciation. Can leverage dollars at the same time. Start at gre marketplace.com/oklahoma, city or slash Tulsa until next week. I'm Keith Weinhold. Don't quit your Daydream. Speaker 2 44:52 Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional. Additional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 45:16 You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind. Take a moment to do it right now. Text, gre 266, 866, The preceding program was brought to you by your home for wealth, building, getricheducation.com.
In this week's MBA Admissions podcast we began by discussing the recent U.S. Government decisions as they pertain to international MBA students, and specifically those who are applying and are admitted to Harvard's MBA program. Graham then discussed the recent Paris-based MBA admissions event he helped moderate, which brought 10 of the best U.S.-based MBA programs to Paris. Graham noted three articles that have been recently published on Clear Admit. The first focuses on a program CMU / Tepper offers that places Tepper MBA students with non-profit boards in the Pittsburgh area. The second is a Fridays from the Frontlines article written by an NYU / Stern MBA student who participated in a Stern Signature Project that led to an experience in Brazil. Graham then highlighted an article that summarized many of the Commencement speakers for MBA programs this year. Graham then noted two admissions tips. The first tip focuses on helping early-bird MBA candidates develop their target list of MBA programs; the second is a roundup of June MBA admissions events in which top business schools programs are participating. Graham also highlighted three Real Humans alumni spotlights, alums from IESE working at American Express, UPenn / Wharton working at their own business, Groov, and Berkeley / Haas working at Google. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is targeting part-time MBA programs and is seeking to transition to big tech product management. We discussed whether a full-time MBA program would be a better option. This week's second MBA candidate is reapplying this season. They are from India and work in the public sector, although they have several gaps in their career history, to date. The final MBA candidate is deciding between Cambridge / Judge and London Business School. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!
Too restrictive or a key part of a military families financial planning? Today's episode is a no-holds-barred discussion about the pros, cons, and real-life strategies behind 529 plans. Episode Summary: In this episode, Spencer and Jamie dive deep into the world of 529 college savings plans—a tax-advantaged tool designed to save for qualified education expenses. They explore the basics of how 529 plans work (after-tax contributions, tax-free growth, and penalty-free withdrawals on qualified education expenses) and highlight recent changes that expand their flexibility beyond just college tuition. The conversation unfolds as Spencer raises his skeptical questions, while Jamie defends the plan's benefits by sharing personal experiences and strategies. From multi-generational planning to overcoming the challenge of overfunding, the discussion covers everything you need to know to determine if a 529 plan fits into your family's financial strategy. Key Discussion Points & Takeaways: Understanding 529 Fundamentals: Contributions are made with after-tax dollars, but the account grows tax-free, and withdrawals for qualified expenses (college, K–12 tuition, apprenticeship programs, computer equipment, and internet access) remain tax-free. Jamie explains the flexibility and evolving nature of 529 plans, including options to roll over funds to a Roth IRA (subject to annual limits and other restrictions) if the money isn't immediately needed for education. Flexibility vs. Restriction: Spencer shares his concerns about the plan's restrictions and whether the benefits favor high-income families more than those who might truly need the tax advantages. Jamie counters by emphasizing that the primary goal is to ensure your child's educational expenses are covered, while also noting that any “overfunding” isn't a total loss—it comes with backup options like beneficiary changes and penalty adjustments if funds are withdrawn for non-qualified purposes. Practical Money Management: Real-life insights on how to balance your overall financial strategy: build a solid retirement plan, clear debt, and then contribute to a 529 plan once you've established your own financial security. Jamie outlines his personal approach, including how much he's contributed over the years and his strategy for managing contributions as his children get closer to college age. Discussion of exit strategies: potential rollovers, transferring balances between beneficiaries, and even using scholarship funds to unlock part of the 529 savings without penalties. Generational and Strategic Considerations: Beyond college savings, the episode explores whether 529 plans can serve as a mechanism for a multi-generational legacy—providing educational support for nieces, nephews, or future grandchildren. The balance between maximizing tax-free growth and maintaining account flexibility is a recurring theme, with both hosts stressing the importance of aligning a 529 plan with your broader financial plan. Actionable Insights for Listeners: Evaluate Your Priorities: Before you start pouring funds into a 529 plan, ensure you've taken care of high-priority items like debt repayment and retirement savings. Start Early: Open an account when your child is young. Even small, regular contributions can accumulate significantly over time. Customize According to Your Needs: Understand that the “perfect” plan isn't one-size-fits-all. Consider factors like potential state tax deductions, investment options (like Vanguard 529's low-cost index fund style), and your own financial situation. Plan for Flexibility: Keep in mind exit strategies (such as rollovers to Roth IRAs and changing beneficiaries) so that if your situation changes, you're not locked into funds you can't use as intended. If this episode sparked some thoughts about your child's educational future or your family's financial planning, drop us a message on Instagram or visit our website at MilitaryMoneyManual.com. Links mentioned: Kate Horrell's College Savings resources Episode 124 w/ Kate Horrell Episode 165 w/ Daniel Kopp FINRED flyer on 529s For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Travel-Insider Podcast - DEIN Reise Podcast um besser zu fliegen
Heute im Vergleich, die Amex Business Gold Card und Amex Business Platinum Card Kreditkarte. Hier kannst du die Amex Business Gold mit Willkommensbonus beantragen: https://www.travel-insider.de/amexgoldbusiness Hier kannst du die Amex Business Platinum mit Willkommensbonus beantragen: https://www.travel-insider.de/amexplatinumbusiness ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ► Gratis US-Kreditkarten Workshop: https://www.travel-insider.de/us-kreditkarten-webinar ► Instagram: https://www.travel-insider.de/insta ► Viele weitere Informationen & verschiedene Deals findest du auf meiner Website: https://www.travel-insider.de ► Hier kannst du den kostenlosen Upgrade-Report downloaden https://www.travel-insider.de/upgrade-report ► Podcast: https://www.travel-insider.de/podcast ► Feedback und Fragen an podcast@travel-insider.de ▬ Über diesen Kanal ▬▬▬▬▬▬▬▬▬▬▬▬ Mit Dominik, dem "Travel-Insider", bekannt aus GALILEO (PRO 7), hast du genau den richtigen Kanal für mehr Komfort und Luxus beim Reisen gefunden. Erfahre hier auch, warum es auch für Dich Sinn macht, endlich Business Class zu fliegen und dabei nur den Economy-Preis zu bezahlen. Dann bist du hier genau richtig! Ich, Dominik Reichert, biete dir wöchentlich neuen Input und neue Tipps, um deine Reisen auf das nächste Level zu bringen. ▬ Noch mehr Videos ▬▬▬▬▬▬▬▬▬▬▬▬ ► Alle Videos von "Travel-Insider": https://www.youtube.com/channel/UCSjv8FRKjOQfCXmxNEwrQLg ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ #americanexpress #kreditkarte
Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/Hawaii_TravelDreaming of a Hawaiian getaway? We break down how to fly to Hawaii using points and miles, where to stay for free or cheap, and the best food and must-do activities across the islands! From award flight hacks to hidden gem eats, we've got hot tips for your tropical vacation covered. Thank you to Tarrant from https://www.instagram.com/piqueseasontravel/ for joining us as a guest co-host!Join our exclusive Elevate community:https://letsgettothepoints.com/elevateSouthwest Companion Pass Guide:https://letsgettothepoints.com/swcp/Hawaii Destination Guide:https://letsgettothepoints.com/hawaii-guide/Credit Card Links: https://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro2:08 Hawaii on Points and Miles5:32 Flights to Hawaii with Points and Miles15:50 Turkish Sweet Spot to Hawaii Tutorial19:30 Hawaiian Vacation Strategy23:19 Hotels on Oahu with Points and Miles32:49 Hotels on Maui with Points and Miles38:21 Hotels on Kauai with Points and Miles40:12 Hotels on The Big Island with Points and Miles43:41 The Four Seasons on Lanai45:40 The Best Food in Hawaii52:07 The Best Activities in HawaiiLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Disclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Creativity through the lens of a photographer and storyteller"You can do anything you want. The level of success is not the measure that matters."Brian Doben's ongoing “At Work” series documents everyone from tattoo artists and sumo wrestlers to Chemists and prosthetic Limb designers wherever they are. His process has brought him all over the world from L.A., Tokyo and Mumbai, to Cuba, Israel, Australia and all over the US. ‘At Work' is a study of our world and how the people in it follow their unique callings. Brian released several dozen of his “At Work” portraits in a book of the same name while simultaneously presenting them at the photography festival Les Rencontres d'Arles in 2013. Since then he's released a steady stream of portraits over the years.Brian's own work for his editorial clients that include GQ, Vanity Fair, Travel & Leisure, and Town & Country has brought him to far-flung locations like Madagascar, Antarctica, and even the Himalayan Kingdom of Bhutan. Each of these cultures have taught him new things about how humans approach the important work they do and how to bring that to life.He takes the authentic touch he's earned from ‘At Work' into his fashion and celebrity work offering a natural style that is all his own. His advertising clients – that include American Express, Apple, Cadillac, Chase, Ford, Google, Intel, Intuit, Lexus, PayPal, Sony, UPS, and Wells Fargo amongst many others – benefit from his ability to compose complex images and capture genuine moments that emerge on their own under his direction.Brian has received awards from the Society of Publication Designers, American Photography, and Photo District News for his work. He was one of PDN's 30 Under 30, Kodak's Photographer of the year, and the inaugural photographer on PDN and Kodak's “Emerging Artists Series” website. His work is also part of the Museum of the City of New York's permanent collection. Brian was born and raised in Brooklyn, New York, he currently lives outside Boston with his wife and daughter.www.briandoben.comwww.atworkproject.comhttps://vimeo.com/569989289Send us a text
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:21 Booking One-Way Segments for Flexibility01:32 Travel Flexibility: When Over Where02:36 Optimal Timing for Booking Flights03:27 Strategic Use of Home Airports and Positioning Flights04:36 Consistency in Searching for Deals06:00 Beyond the One: Multiple Cards and Tools08:41 Understanding Costs and ROI in Points and Miles12:57 Conclusion: Maximizing Your Travel BudgetYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Today on the podcast I'm talking with Tamara Frankfort Odinec and Shari Joseph, the brilliant creators behind My Next Chapter, a new expert-led digital platform designed to support people through every stage of divorce with guidance, community, and curated content. What started as two women trying to find clarity in their own divorces has become a full-fledged resource hub with everything they wished they had when they were in the thick of it. When I was going through my divorce, I would've given anything for a one-stop place to land, a space that wasn't just filled with noise or horror stories, but real, grounded guidance from experts who knew what they were talking about. That's exactly what Tamara and Shari have created with My Next Chapter. Tamara is post-divorce, Shari is in the messy middle, and together, they've built something I genuinely believe will change the divorce support landscape. Here's what else we discuss in this episode: The origins of My Next Chapter and why having expert-led support is non-negotiable when you're navigating divorce (4:32) What makes this platform different from anything else out there (11:27) How My Next Chapter is designed to meet you exactly where you are and walk with you as you evolve (24:24) How anonymity, mentorship, and community are changing the way we move through divorce (34:43) Learn more about Tamara Frankfort Odinec: Tamara Frankfort Odinec has spent the past 25 years at the forefront of technology and marketing in various leadership roles, most recently as the founder of My Next Chapter, an expert-led platform and community for people going through every stage of divorce. Tamara also founded and runs Monty Media, an app development company that creates innovative apps for adults and kids, leveraging new technologies. Prior to this, Tamara led successful entrepreneurial endeavors for brands such as Real Simple Magazine and American Express and served as Chief Marketing Officer of Flywheel Sports. Tamara lives in New York City with her three kids and is happily divorced. Learn more about Shari Joseph: Shari Joseph is a global brand marketing leader with extensive experience in digital partnerships and social media communications. She is President and co-creator of My Next Chapter, an innovative content and community platform offering resources and support for every stage of divorce. Shari is also the founder and CEO of Smart Digital, LLC, a brand marketing and communications consultancy supporting clients across PR, social media, influencer marketing, and creative campaigns that build online presences and drive engagement. Before starting her consultancy, Shari was VP, Global Digital Partnerships at American Express. She drove the company's global digital strategies, starting with the very first tweet from @americanexpress. Shari lives in the NYC area and recently started her next chapter as a single mom of two. Resources & Links: Focused Strategy Sessions with Kate Phoenix Rising: A Divorce Empowerment Collective My Next Chapter For a limited time, you can sign up for a complimentary founder's lifetime membership, where you can get access to amazing resources and a community to connect with those navigating similar situations. My Next Chapter on Instagram @mynextchapterofficial =================== DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Victor01:14 Victor's Journey into Points and Miles02:15 First Class Flight Experiences: ANA and Japan Airlines04:19 Booking Strategies and Tips for First Class Flights08:36 Singapore Suites and Other Strategies15:16 Emirates and Qatar First Class Experiences21:22 Cathay Pacific and Qantas First Class Reviews24:11 Future Travel Plans and Final Tips27:54 Conclusion and Where to Find VictorYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Victor at:➤ Instagram: https://www.instagram.com/travelhackvic/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Brittany Hodak helps businesses and leaders in all industries cultivate passionate, dedicated fans. Brittany is an award-winning entrepreneur, author, and customer experience speaker who has delivered keynotes across the globe to organizations including American Express and the United Nations. She has worked with some of the world's biggest brands and entertainers, including Walmart, Disney, Katy Perry, and Dolly Parton. She is also the author of the bestselling book, Creating Superfans. Brittany joined Robert Glazer on the Elevate Podcast to discuss how companies can build an army of raving, passionate fans. Learn more about your ad choices. Visit megaphone.fm/adchoices
What does it really take to lead the third-largest school district in the country?
In this must-listen episode of the Millionaire Car Salesman Podcast, host Sean V. Bradley, CSP, and co-host LA Williams sit down with Shep Hyken, the internationally renowned customer service and customer experience expert, best-selling author, and keynote speaker, to explore the critical role exceptional customer experience plays in today's automotive industry. "They're not just comparing you to another dealer. They're going to compare you to the best experience they ever had." — Shep Hyken As the market navigates post-pandemic shifts and economic challenges like high interest rates and limited inventory, Shep shares actionable strategies that dealerships can implement right now to stand out. From customer engagement to loyalty-building techniques, Shep dives deep into what it takes to create an unforgettable experience at every customer touchpoint. "You must model the behavior you want others to do toward others." — Shep Hyken Listen in to hear why focusing on existing customers, embracing innovative tools like Podium, and modernizing your approach to customer service can lead to massive revenue growth. Are you prepared to elevate your dealership's customer experience and boost retention in today's competitive market? Tune in to find out how to turn service into a powerful driver of long-term success. Key Takeaways: ✅ Enhancing customer retention is often more beneficial and cost-effective than solely focusing on acquiring new business. ✅ Leveraging technology and AI, such as Podium, can significantly improve customer interactions and streamline dealership operations. ✅ Maintaining a positive work culture among employees directly influences the quality of customer service delivered. ✅ Leading dealerships prioritize creating a seamless and consistent experience across all customer touchpoints, setting them apart in service delivery. About Shep Hyken Shep Hyken is a globally recognized customer service and experience expert, acclaimed keynote speaker, and New York Times and Wall Street Journal bestselling author. As the Chief Amazement Officer of Shepard Presentations, he has dedicated his career to helping organizations build loyal relationships with their customers and employees. Since founding Shepard Presentations in 1983, Shep has worked with over 1,200 clients, ranging from Fortune 100 companies to small businesses, across various industries including retail, healthcare, technology, and financial services. His client list includes notable organizations such as American Airlines, AAA, Anheuser-Busch, AT&T, Aetna, Abbott Laboratories, and American Express. Shep's dynamic presentations are known for their high energy, humor, and practical insights, often incorporating magic to engage audiences. He has been inducted into the National Speakers Association Hall of Fame for lifetime achievement in the speaking profession and holds the Certified Speaking Professional (CSP) designation. An accomplished author, Shep has written several bestselling books on customer service and experience, including "Moments of Magic," "The Loyal Customer," "The Cult of the Customer," "The Amazement Revolution," "Amaze Every Customer Every Time," "Be Amazing or Go Home," "The Convenience Revolution," and "I'll Be Back." His articles have been featured in hundreds of publications, and he is a regular contributor to Forbes. Shep is also the creator of The Customer Focus™ program, designed to help organizations develop a customer service culture and loyalty mindset. Through his work, he emphasizes that customer service is not just a department but a philosophy that should permeate every aspect of an organization. Navigating the Automotive Customer Experience: Embracing AI and Building Loyalty Key Takeaways Customer Satisfaction and Experience are Distinct: Understanding the difference and focusing on both can elevate a dealership from best in class to world class. Leveraging Existing Customer Relationships: Prioritizing current customer engagement and retention is more cost-effective and profitable than focusing solely on new lead acquisition. Artificial Intelligence as a Game-Changer: AI innovations are transforming the dealership landscape by enhancing customer interactions and streamlining operations. Enhancing the Customer Experience in Automotive Retail In the rapidly evolving automotive industry, dealerships must adapt their strategies to exceed customer expectations. Sean V. Bradley and Shep Hyken dive into the intricacies of customer satisfaction and experience, two interrelated yet distinct components that every dealership should master. According to Hyken, "The way that whole thing is handled, is it easy? Is it hassle-free?" Such questions underscore the need for seamless web interfaces and responsive sales teams to create an unparalleled service atmosphere. Customer experience encompasses every interaction a consumer has with a dealership, from visiting the website to consulting with a salesperson. For car dealerships aiming for world-class status, it's crucial to transcend industry standards and look outside the industry for inspiration. As Hyken wisely notes, "They're going to compare you to the best experience they ever had." This calls for analyzing experiences provided by leaders like Amazon and Walmart to ensure dealerships offer frictionless, memorable interactions that build long-term loyalty. Retention vs. Acquisition: The Loyalty Revenue Stream Prioritizing existing customers over acquiring new ones can seem counterintuitive, yet it's a strategic pivot that aligns with both customer retention and profitability. As discussed by Sean V. Bradley, focusing on your current customer base can lead to higher conversion rates and increased revenue. "NADA says that a prior customer is a 65% closing ratio and a much higher gross profit," he remarks, emphasizing a shift towards maintaining strong relationships with your existing clientele. Moreover, service departments play a pivotal role. With a "service customer to your point is seven times as likely to purchase a vehicle if they service a car," embracing service excellence not only ensures immediate customer satisfaction but also strengthens their connection to the brand, making them more likely to return for future purchases. The foundational principle is clear: solidify customer loyalty through consistent, exceptional service, thereby reducing churn and boosting long-term profitability. The Role of Artificial Intelligence in Transforming Dealerships Artificial Intelligence (AI) is poised to reshape traditional dealership models by optimizing customer interactions and operational efficiencies. Shep Hyken highlights AI's potential in generating personalized and high-quality customer interactions. "AI needs to be smart enough to not give the wrong answer," Hyken advocates, outlining the balance between maintaining human oversight and deploying AI for scalable customer service solutions. Podium's AI-powered platforms offer tools that handle after-hours inquiries, schedule test drives, and maintain conversational consistency across multiple platforms, ensuring a seamless transition between digital and in-person interactions. In an age where most touchpoints before a sale are digital, embedding AI in CRM systems elevates customer experiences. As Bradley affirms, "If your AI is integrated with your CRM, if your AI is integrated with your online reputation strategy…it is next level." By streamlining these processes, dealerships can enhance engagement, nurture relationships, and ultimately drive more sales. The automotive industry stands at a pivotal juncture where transformation is not just necessary but imperative. By understanding the nuances between customer service and experience, fostering robust relationships with existing customers, and embracing cutting-edge technologies like AI, dealerships can not only survive the intricacies of the modern market but truly thrive in it. The insights shared by industry experts provide a roadmap to not only meet but exceed customer expectations, ensuring loyalty and profitability in uncertain times. Resources: Podium: Discover how Podium's innovative AI technology can unlock unparalleled efficiency and drive your dealership's sales to new heights. Visit www.podium.com/mcs to learn more! Dealer Synergy & Bradley On Demand: The automotive industry's #1 training, tracking, testing, and certification platform and consulting & accountability firm. The Millionaire Car Salesman Facebook Group: Join the #1 Mastermind Group in the Automotive Industry! With over 29,000 members, gain access to successful automotive mentors & managers, the best industry practices, & collaborate with automotive professionals from around the WORLD! Join The Millionaire Car Salesman Facebook Group today! Win the Game of Googleopoly: Unlocking the secret strategy of search engines. The Millionaire Car Salesman Podcast is Proudly Sponsored By: Podium: Elevating Dealership Excellence with Intelligent Customer Engagement Solutions. Unlock unparalleled efficiency and drive sales with Podium's innovative AI technology, featured proudly on the Millionaire Car Salesman Podcast. Visit www.podium.com/mcs to learn more! Dealer Synergy: The #1 Automotive Sales Training, Consulting, and Accountability Firm in the industry! With over two decades of experience in building Internet Departments and BDCs, we have developed the most effective automotive Internet Sales, BDC, and CRM solutions. Our expertise in creating phone scripts, rebuttals, CRM action plans, strategies, and templates ensures that your dealership's tools and personnel reach their full potential. Bradley On Demand: The automotive sales industry's top Interactive Training, Tracking, Testing, and Certification Platform. Featuring LIVE Classes and over 9,000 training modules, our platform equips your dealership with everything needed to sell more cars, more often, and more profitably!
With a track record of owning 10 businesses that have collectively generated over ONE BILLION dollars for more than 1200 clients, including Fortune 100 companies like Target, Time magazine, and American Express, Dave brings a wealth of experience to the table.At 29, a stark warning from his doctor became Dave's wake-up call. This pivotal moment shaped his mission: helping business owners scale quickly without sacrificing health and wellbeing.Dave now sits as CRO of a global powerhouse agency and helps businesses scale from the mountains in a house by a river with three waterfalls. Merging conscious capitalism with an unconventional marketing approach, Dave forges a path for holistic growth in business and in life.
In this episode, Andrew Grill welcomes back Chris Juneau from SAP Concur to discuss the latest findings from the 2025 CFO Insights report, “Action for Growth.” The conversation explores the evolving role of CFOs, the growing impact of AI and automation in finance, and the introduction of new agentic AI capabilities within SAP Concur's platform.Key Topics CoveredEvolution of CFO Mindset:The shift from “repositioning for growth” to “action for growth” reflects CFOs moving from reactive strategies to actively driving business expansion. Expanded Research Scope:This year's report surveyed not only 350 CFOs but also 115 HR and 150 IT leaders, providing a more holistic understanding of business pressures and cross-functional collaboration.Top Challenges for CFOs in 2025:Geopolitical tensions cited as the top external challenge by 37% of CFOs Concern over worsening economic conditions has declinedA dramatic rise in manual processes as a pain point AI's Transformational Role in Finance:Adoption of generative AI is now mission-critical for managing data overload and driving efficiency.AI is being used for forecasting, closing the books, fraud monitoring and creating new pricing models.SAP Concur's “Verify” tool now automatically audits 100% of expense reports, with 97% requiring no human intervention.Agentic AI & SAP Joule:Introduction of “Joule,” SAP's generative AI copilot, embedded across SAP applications.Joule automates mundane tasks, pre-audits expense reports, and provides real-time policy compliance checks.Joule acts as an agentic AI, orchestrating decisions and actions across multiple business processes, not just within finance.Integration and Real-Time Data:SAP Concur now integrates with payment providers like MasterCard and American Express to capture real-time authorisation data, streamlining expense reporting and improving categorisation.Data Privacy & Security:All financial data processed by Joule is contained within the customer's environment and is not exposed to external AI sources.Data is anonymised when used for model training, ensuring compliance with strict privacy standards.Customisation & Future-Proofing:SAP's Business Data Cloud enables organisations to unify and govern all SAP and third-party data, supporting custom AI queries across previously siloed data sets.Resources & Further ReadingSAP Concur CFO Insights ReportSAP Concur BlogChris Juneau on LinkedInUpcoming EventsCatch Andrew Grill and Chris Juneau on stage at Fusion Exchange in London on June 12. Thanks for listening to Digitally Curious. You can buy the book that showcases these episodes at curious.click/orderYour Host is Actionable Futurist® Andrew GrillFor more on Andrew - what he speaks about and recent talks, please visit ActionableFuturist.com Andrew's Social ChannelsAndrew on LinkedIn@AndrewGrill on Twitter @Andrew.Grill on InstagramKeynote speeches hereOrder Digitally Curious
Did you know there's a way to get tax-free income, tax-free growth, AND tax-free withdrawals—all legally? If you're in the military, you have access to one of the most powerful wealth-building tools that civilians can only dream of. Combat Zone Tax Exclusion (CZTE) is the golden ticket, and in this episode, we break down exactly how you can leverage it to maximize your savings and accelerate your journey to financial freedom. Episode Summary: Military members deployed to a Combat Zone Tax Exclusion (CZTE) location receive tax-free pay, but did you know this can also supercharge your retirement savings? No federal income tax on military pay earned in a combat zone. Contributions to Roth IRA or Roth TSP using tax-exempt combat pay grow tax-free. Withdrawals in retirement are completely tax-free, giving you a massive financial advantage. We also discuss the Savings Deposit Program (SDP), tips for avoiding common financial mistakes, and strategies to maximize your tax-free earnings while deployed. Key Takeaways: Maximize Your Benefits: Understand the triple tax benefits and how to supercharge your Roth TSP and Roth IRA. Combat Zone Pay Benefits: Know which locations qualify and how even touching a combat zone for one day can get you CZTE benefits. Emergency Fund First: Use the extra tax-free income to build financial security before investing. Savings Deposit Program (SDP): Earn a guaranteed 10% return with this little-known military savings program. Tax Planning Strategies: Advanced moves like Roth conversions, tax-gain harvesting, and earned income tax credit eligibility. Watch Out for Common Mistakes: Avoid lifestyle inflation and missed opportunities to grow tax-free wealth. Links mentioned today: IRS Publication 3, Armed Forces Tax Guide IRS.gov CZTE locations (as of this publishing) DFAS.mil's Imminent Danger Pay (IDP) info Savings Deposit Program (SDP) Article Responding to CP04 IRS Letter Article Military Tax Experts Alliance Episode 167 w/ Ryan Guina, Contributing up to $70,000 to TSP while Deployed! Episode 116 - Roth TSP and Roth IRA are Different!! For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Episode Topic: Andrew Jamison, CEO of Extend, joins PayPod to explore the revolution of B2B payments through virtual cards. From legacy system hurdles to modern API solutions, Andrew discusses how businesses can embed smarter, safer, and more efficient payments without a full tech overhaul. Lessons You'll Learn: Why embedded finance is the future, how virtual cards simplify spend management, the impact of Covid on payment habits, and how AI and APIs are reshaping finance roles and infrastructure. About Our Guest: Andrew Jamison is the CEO and Co-Founder of Extend, a company reimagining the way businesses manage and deploy virtual cards. With a background at American Express and SAP, Andrew combines enterprise strategy with fintech agility. Extend partners with banks to modernize card systems through APIs—without needing to change core infrastructure. Topics Covered: Strategic lessons from American Express How Extend builds over, not against, legacy systems Best use cases for virtual cards across industries Covid's role in accelerating digital payments and SaaS adoption Regulation and fragmentation in the U.S. payment landscape The future of embedded payments, AI, and automation
Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/ItalyWe explore Italy with miles and points focusing on flights, hotels, and must-see experiences. With the current Catholic Jubilee year, we help you plan your award travel to Italy. From transportation tips to food recommendations, consider this your Italy travel guide!Thank you to Keneisha from https://www.instagram.com/keneishalovestravel/ for joining us as a guest co-host!Avios Balance Booster Tutorial:https://www.youtube.com/watch?v=DFbBFh_t6rsMore info on Emirates Award Bookings:https://youtu.be/Quexacf6IuYJoin our exclusive Elevate community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro2:17 Your Italy Points and Miles Guide6:44 Flights to Italy with Points and Miles20:53 Booking Emirates from New York to Milan27:15 Mistake Fares to Europe30:31 Hotels in Italy with Points and Miles45:55 Transportation Within Italy52:47 Experiences in Italy1:01:23 Food in ItalyLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Have you ever felt torn between who you are... and who you used to be? Inside all of us live competing identities—conflicting desires, beliefs, and values. True growth begins not by choosing one or the other, but by learning to honor and integrate them with compassion and clarity. In this powerful intervention from Date with Destiny 2024, Tony Robbins works with tech entrepreneur Josh—whose journey took him from washing dishes in college to building software used by hundreds of millions. He's achieved incredible success—and endured painful setbacks—but even with everything he's built, something feels off. The fire inside him has burned out. Josh has embraced the spiritual, laid-back “hippie” within—the side of him that no longer chases external wins. But that identity conflicts with the ambitious, relentless entrepreneur he used to be... and that internal battle has left him stuck. Tony helps Josh uncover how his unconscious mind has kept these parts of himself at odds—and how to bring them into alignment to unlock his full potential. Using tools like the Psychology of Human Needs and Collapse Anchors, Tony guides Josh to create a new story: one where he doesn't have to choose between sides but can rise as something greater. This isn't just one man's breakthrough—it's a reflection of the journey we all face. Because when we create harmony within, we awaken the power to become who we're truly meant to be. We hope this serves you—and we'd love to hear what insight you take away. *You can watch this intervention (and tons of powerful Tony Robbins content) on our official YouTube channel: youtube.com/@TonyRobbinsLive *Tony Robbins is a #1 New York Times best-selling author, entrepreneur, philanthropist, and the nation's #1 Life and Business Strategist. For more than four and a half decades, more than 100 million people from 195 countries have enjoyed the warmth, humor, and transformational power of his business and personal development events. Mr. Robbins is the author of seven internationally bestselling books, including three #1 New York Times bestsellers: Money: Master the Game, Unshakeable, and Life Force. He created the #1 personal and professional development program of all time, and more than 10 million people have attended his live seminars. Anthony Robbins is the chairman of a holding company comprising more than 110 privately held businesses with combined sales exceeding $7 billion a year. He has been named in the top 50 of Worth Magazine's 100 most powerful people in global finance for three consecutive years, honored by Accenture as one of the "Top 50 Business Intellectuals in the World''; by Harvard Business Press as one of the "Top 200 Business Gurus"; and by American Express as one of the "Top Six Business Leaders in the World" to coach its entrepreneurial clients. Fortune's recent cover article named him the “CEO Whisperer.” He is a leader called upon by leaders, and has worked with four US presidents, top entertainers -- from Aerosmith to Green Day, to Usher and Pitbull, as well as athletes like Serena Williams, Andre Agassi, and the 2022 NBA Champion Golden State Warriors. Billionaire business leaders seek his advice as well; casino magnate Steve Wynn, and Salesforce.com founder Marc Benioff are among those grateful for his coaching. As a philanthropist, through his partnership with Feeding America, Mr. Robbins has provided over 985 million meals in the last 8 years to those in need. He is two years ahead of schedule to provide 1 billion meals. Through the Tony Robbins Foundation, he has also awarded over 2,500 grants and other resources to health and human services organizations, implemented life-changing curricula in 1,700+ correctional facilities and gathered thousands of young leaders from around the world with its teen programs. In addition, he provides fresh water to 250,000 people a day in India in order to fight the number one killer of children in that country-waterborne diseases.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to the Amex to Alaska Airlines Loophole00:30 Step-by-Step Guide to Transferring Points02:39 Should You Speculatively Transfer Points?03:57 Examples of Amazing Flight Deals with Alaska Airlines04:42 Setting Up Search Filters for Specific Deals08:43 Finding Flights to Europe with Alaska Miles13:50 Comparing Alaska Airlines with Other Programs17:57 Aspirational Flights and Final Tips22:31 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free LIVE training to maximize your pointshttps://geobreezetravel.com/webinar ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to the Amex to Alaska Airlines Loophole00:30 Step-by-Step Guide to Transferring Points02:39 Should You Speculatively Transfer Points?03:57 Examples of Amazing Flight Deals with Alaska Airlines04:42 Setting Up Search Filters for Specific Deals08:43 Finding Flights to Europe with Alaska Miles13:50 Comparing Alaska Airlines with Other Programs17:57 Aspirational Flights and Final Tips22:31 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find RJ at:➤ Instagram: https://www.instagram.com/rnbtravelpoints/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
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