Podcasts about American Express

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:37 Meet Kazimira01:39 Kazimira's Travel Background02:30 Challenges of Family Travel02:51 Planning and Strategy06:38 First Class Redemption Story09:02 Maximizing Points and Miles10:52 Booking Japan and Athens Trips11:07 Pandemic Discoveries and Strategies16:57 Tahiti and Future Plans18:53 Advanced Tips and Tricks23:31 Conclusion and Final ThoughtsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Das biete die Amex Gold Kreditkarte aktuell bis 10.11.2025 mit ihrem Rekordbonus von bis zu 55.000 Punkten. 55.000 Punkte Willkommensbonus mitnehmen: https://www.travel-insider.de/amexgold ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ► Gratis US-Kreditkarten Workshop: https://www.travel-insider.de/us-kreditkarten-webinar ► Instagram: https://www.travel-insider.de/insta ► Viele weitere Informationen & verschiedene Deals findest du auf meiner Website: https://www.travel-insider.de ► Hier kannst du den kostenlosen Upgrade-Report downloaden https://www.travel-insider.de/upgrade-report ► Podcast: https://www.travel-insider.de/podcast ► Feedback und Fragen an podcast@travel-insider.de ▬ Über diesen Kanal ▬▬▬▬▬▬▬▬▬▬▬▬ Mit Dominik, dem "Travel-Insider", bekannt aus GALILEO (PRO 7), hast du genau den richtigen Kanal für mehr Komfort und Luxus beim Reisen gefunden. Erfahre hier auch, warum es auch für Dich Sinn macht, endlich Business Class zu fliegen und dabei nur den Economy-Preis zu bezahlen. Dann bist du hier genau richtig! Ich, Dominik Reichert, biete dir wöchentlich neuen Input und neue Tipps, um deine Reisen auf das nächste Level zu bringen. ▬ Noch mehr Videos ▬▬▬▬▬▬▬▬▬▬▬▬  ► Alle Videos von "Travel-Insider": https://www.youtube.com/channel/UCSjv8FRKjOQfCXmxNEwrQLg ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

David Faber, Sara Eisen and Michael Santoli led off the show with what's next for regional banks one day after credit concerns sparked a sell-off in that group. Breaking news from Sara: Apple announced a five-year deal for U.S. streaming rights to Formula 1 races. Shares of Novo Nordisk and Eli Lilly down sharply on President Trump's push to lower prices of Novo's blockbuster weight-loss drug Ozempic. Also in focus: Market reaction to Trump's comments on China tariffs, American Express' earnings beat, what Oracle's new CEOs told David, gold rally takes a breather, CoreWeave-Core Scientific deal latest.Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/TokyoExplore Tokyo on points and miles! We cover booking ANA and JAL flights to finding the best hotels, trains, food, and Mt. Fuji views. Plus, tips on saving money, when to visit, and off-the-beaten-path Japan.Thank you to Kengo from www.youtube.com/@tokyokenchan for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:37 Tokyo on Points and Miles7:34 How to Book ANA and JAL Flights14:28 The ANA Credit Card18:25 Train vs Flights in Japan22:36 Hotel Updates in Tokyo: Park Hyatt, Caption, Hyatt House29:15 Train Stations in Tokyo36:01 Food Recommendations in Tokyo from a Local44:51 Saving Money on Hotels and Ryokans47:57 Best Time to Go to Japan50:53 Mt Fuji Views51:47 Living in Tokyo as a Local52:43 Off the Beaten Path JapanLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Current Transfer Bonuses00:18 Citi Transfer Bonuses: Virgin Atlantic and Turkish Airlines05:32 Capital One Transfer Bonus: Japan Airlines09:15 American Express Transfer Bonuses: Air France and KLM13:26 Rove Miles Transfer Bonuses: Air France and Finnair17:50 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Consumer rewards are entering a new era as technology transforms how people connect with the brands they love. Fetch Founder and CEO Wes Schroll has led that evolution, turning everyday receipts into meaningful rewards for millions of users. He joins Inside the ICE House to share how Fetch is using AI to deepen brand relationships, personalize experiences, and empower consumers through data-driven insights. Schroll discusses the company's growth from startup to category leader, highlighted by a new partnership with American Express that expands Fetch's reach and value for users.

American Express (AXP) aims to cash in on an earnings beat before Friday's opening bell. Stephen Biggar says the company's reward program backed by strong consumer sentiment give the credit card company an advantage for its quarterly report. He also explains what makes American Express stand out compared to peers like Mastercard (MA) and Visa (V). Tom offers example options trades in American Express and Visa.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Join Steve Turk and guest-host Katie Cline as they dive into this week's biggest stories in the world of travel. They'll unpack the latest hotel loyalty rankings and what they mean for loyalty programs, a brewing squatter scare for short-term rental hosts in France, and evolving rules for travel to Europe. Then, they'll explore Delta Air Lines' strategic push toward affluent travelers via their American Express partnership and finally, how hotels are reimagining resorts as coral restoration labs in the face of climate stress on reefs. Presented by ⁠⁠Lodgify Follow the Hosts: Katie Cline – ⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ Steve Turk –⁠ ⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Skift: LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/skift/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WhatsApp: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/skiftnews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bluesky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/skiftnews.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/skift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠@SkiftNews⁠ and never miss an update from the travel industry.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:25 Meet Dr. Jennifer Kuperman01:41 First Steps into Points and Miles02:52 Accumulating Points through Business Cards03:33 Challenges in Finding Award Space05:01 Strategies for Business Owners06:21 First Redemption Experiences07:59 Booking an Incredible Trip to South Africa and Turkey11:06 Tips for Booking and Managing Points15:53 Future Travel Plans and Final AdviceYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this engaging conversation, Amy Lanzi, CEO of Digitas North America, shares her unique journey from a finance major to a leader in the advertising industry. She discusses the evolution of client needs, the balance between creativity and data, and the impact of AI and synthetic audiences on marketing strategies. Amy also emphasizes the importance of female leadership and the role of creators in brand strategy, providing insights into the future of advertising. Takeaways Amy Lanzi transitioned from a finance background to the advertising industry. Her experience in yield management at American Airlines shaped her understanding of customer experience. The advertising landscape has shifted towards a focus on media investment rather than just creative campaigns. Balancing creativity and data is crucial for modern marketing strategies. AI and synthetic audiences are transforming how agencies approach consumer engagement. Female leaders should embrace their unique qualities and support other women in the industry. Brands need to establish strong connections with consumers through first-party data. Creators serve as personalized concierges for brands, influencing consumer behavior. The future of advertising will require brands to be the answer for consumers' needs. Understanding the creator economy is essential for brands to thrive. Chapters 00:00 Introduction to Amy Lanzi and Her Journey 05:42 Transitioning from Analyst to Agency Leader 12:18 Balancing Data and Creativity in Marketing 19:45 The Future of Marketing: AI and Consumer Connection 25:06 The Power of Creators in Brand Strategy Adtech Power Moves: Paramount+'s Retro Ad Play, AmEx's Commerce Media Launch, and Google's Antitrust Reckoning This week's episode of The Refresh dives into the evolving strategies shaping the advertising and media ecosystem. Paramount+ brings back a touch of traditional TV nostalgia with a new static ad placement format, while American Express joins the growing commerce media race with a premium, closed-loop offering. Duolingo takes more control over its ad operations by launching its own ads platform, signaling a shift toward in-house monetization strategies. Meanwhile, Google's adtech antitrust remedies trial wraps up, leaving the industry waiting to see if structural change could finally hit Big Tech's ad dominance. Paramount+ Launches “Streaming Fixed Units”: The streamer introduces a new ad format that locks an advertiser's placement into the same slot for a week after an episode airs, recreating traditional TV consistency and offering advertisers more predictability. American Express Debuts “AmEx Ads”: Leveraging first-party data from 34 million cardholders, AmEx enters the commerce media arena with an exclusive network housed on its own properties like AmexTravel.com, focusing on premium and affluent audiences. Commerce Media Competition Heats Up: With networks from Mastercard, Chase, and now AmEx, commerce media spending is projected to reach $170 billion in 2024, pushing companies to differentiate through niche audiences and unique value propositions. Duolingo Builds Its Own Ads Platform: The language-learning app strengthens its advertising business by creating a direct-sales platform that complements programmatic channels, achieving 3% higher CTRs and strong engagement with rewarded video formats. Google's Antitrust Trial Concludes: The DOJ's push for structural remedies, including potentially spinning off AdX, faces pushback from Google's behavioral proposals, setting the stage for potential landmark changes in adtech competition and regulation. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Day in Legal History: John Marshall Harlan DiesOn October 14, 1911, Supreme Court Justice John Marshall Harlan I died, closing the chapter on one of the Court's most powerful voices of dissent. Appointed in 1877 by President Rutherford B. Hayes, Harlan served for 34 years and left an indelible mark on constitutional law—not through majority opinions, but through unwavering dissents that often read as moral indictments of the Court's direction.Most famously, Harlan stood alone in Plessy v. Ferguson (1896), rejecting the Court's embrace of “separate but equal” and warning that the Constitution is “color-blind.” At a time when the legal system was ratifying segregation, Harlan insisted that racial classifications violated both the spirit and letter of the Fourteenth Amendment. His lone dissent—widely criticized at the time—would later become foundational to the Court's reversal in Brown v. Board of Education more than half a century later.But Harlan's commitment to constitutional principles extended beyond race. He defended civil liberties in United States v. E.C. Knight Co., supported expansive readings of the Thirteenth and Fourteenth Amendments, and warned against unchecked corporate power. His approach was rooted in a belief that the Reconstruction Amendments were designed not just to end slavery, but to secure full legal equality.Though his views often put him in the minority, time has proven Harlan prophetic. His jurisprudence helped shift the constitutional center of gravity in the 20th century, as future courts took up the causes he championed alone. Remarkably, his grandson, John Marshall Harlan II, would go on to sit on the Court as well, carving out his own legacy in cases like Katz v. United States and Reynolds v. Sims.Justice Harlan I's death marked the loss of a constitutional conscience—one that held firm against the tide of his era. His dissents remain a blueprint for principled judging, reminding us that sometimes the most enduring legal influence comes not from prevailing, but from refusing to go along.In a massive trial that began this week in London's High Court, over 1.6 million claimants are suing several major carmakers—including Mercedes-Benz, Ford, Nissan, Renault, Peugeot, and Citroën—over allegations that they used illegal “defeat devices” to cheat diesel emissions tests. The lawsuit, one of the largest in UK legal history, follows in the wake of Volkswagen's 2015 “dieselgate” scandal and targets vehicles manufactured between 2012 and 2017.Claimants argue that these manufacturers deliberately programmed cars to meet legal nitrogen oxide (NOx) emissions standards only under lab testing, while on-the-road emissions were allegedly up to 12 times higher—harming the environment and misleading consumers. They seek compensation for what they claim was a systemic, industry-wide choice to cheat rather than comply with the law.The defendants deny any wrongdoing, rejecting comparisons to VW and maintaining that emissions systems are legally and justifiably calibrated to function differently under certain conditions for technical and safety reasons. A central point of contention is whether the sample vehicles in the case contain prohibited defeat devices.The trial currently focuses on 20 vehicles, but its outcome will set a precedent for nearly 850,000 claims and influence another 800,000 similar suits against other carmakers, including Vauxhall/Opel and BMW. The court's decision on liability is expected by mid-2026, with damages to be determined separately.Carmakers accused in huge UK lawsuits of cheating diesel emissions tests | ReutersVisa and Mastercard have agreed to a $199.5 million settlement to resolve a class action brought by merchants who alleged the companies colluded to shift fraud-related costs onto businesses. Filed in federal court in Brooklyn, the settlement—still awaiting judicial approval—stems from a lawsuit first initiated in 2016, challenging rule changes that made merchants liable for chargebacks when they hadn't upgraded to chip-enabled point-of-sale systems.The plaintiffs argued this policy shift violated antitrust laws, claiming Visa and Mastercard moved in parallel to implement changes that benefited the networks while leaving merchants exposed to fraud losses without any offsetting fee reductions. According to the proposed agreement, Visa will pay $119.7 million and Mastercard will contribute $79.8 million. Discover and American Express, also named in the litigation, previously agreed to a $32.2 million settlement.While all four companies deny wrongdoing, plaintiffs' lawyers praised the deal, saying it recovers around 13% of the best-case damages scenario and over half of a more conservative estimate. Mastercard stated the settlement supports its broader efforts to increase security through technological upgrades, while Visa and the plaintiffs' counsel did not comment.This case is separate from the larger $5 billion settlement Visa and Mastercard reached in 2019 over allegations of fixing credit and debit card fees.Visa, Mastercard agree to $199.5 million settlement in merchants' class action | ReutersFederal courts in California and Alabama recently fined two attorneys thousands of dollars for submitting legal filings that contained fake case citations generated by AI. These sanctions highlight a persistent problem: despite repeated warnings, some lawyers continue to rely uncritically on generative AI tools that produce fictitious case law, a phenomenon known as “hallucination.” Judges in both cases criticized the attorneys for failing to verify the AI-generated content, calling the misconduct more serious than simple oversight.In Alabama, Judge Terry F. Moorer imposed a $5,000 sanction on James A. Johnson, a court-appointed criminal defense attorney, who filed a motion containing fabricated citations. The judge noted that Johnson used a Microsoft Word plugin called Ghostwriter Legal and submitted the motion during a holiday weekend while caring for a relative, but emphasized that such explanations do not excuse the lack of basic diligence. Johnson must now disclose the sanctions order in all cases he handles for the next year, and his client—visibly upset in court—requested new counsel, delaying the case.In California, Judge Araceli Martínez-Olguín fined attorney Edward A. Quesada $1,000 after his civil filing contained at least three false citations. Quesada admitted he had run out of time and may have accidentally copied one fake citation from an AI-generated web summary. He was also ordered to complete a CLE course on responsible AI use, with the judge citing his failure to stay informed about relevant legal technologies as a violation of professional conduct rules.Fake AI Citations Produce Fines for California, Alabama LawyersIn my column for Bloomberg this week, I examine the property rights implications at the heart of Pung v. Isabella County, a case the US Supreme Court has agreed to hear. I argue that when the government seizes and sells property for unpaid taxes, “just compensation” shouldn't be defined by whatever price the property fetches at a government-run auction. That process—entirely designed and controlled by local officials—often prioritizes administrative efficiency over fair market value, turning tax sales into what I describe as “clearance rack” events.The problem is structural. Local treasurers are incentivized to close the books quickly rather than ensure former owners recover equity. That means the government may undersell a home, pay itself the back taxes, and call it a day—leaving the former owner uncompensated for the true value of what they lost. Worse, when courts treat the auction price as constitutionally adequate, they allow the taker to set the value of what it took.I draw a comparison to Tyler v. Hennepin County, where the Court ruled the government can't pocket surplus proceeds from a tax sale. Pung asks the natural follow-up: what rules apply when determining how much surplus exists? If courts accept fire-sale auction prices as “just compensation,” they effectively endorse an end-run around the Fifth Amendment.As a compromise, I propose a clear rule: auction prices should only be presumed fair if they fall within 10% of an appraised value. Outside that range, the burden should shift to the government to prove the sale was legitimate. After all, if local governments want the legitimacy of a market sale, they need to run a sale that looks like one. Otherwise, taxpayers are left holding the bag—punished not for failing to pay taxes, but for the government's indifference to recovering real value from their property. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Richard H. Thaler is the 2017 recipient of the Nobel Memorial Prize in Economic Sciences for his contributions to behavioral economics and the Charles R. Walgreen Distinguished Service Professor of Behavioral Science and Economics at the University of Chicago Booth School of Business. He is the New York Times bestselling co-author of Nudge: Improving Decisions About Health, Wealth, and Happiness and the author of Misbehaving: The Making of Behavioral Economics. His new book is The Winner's Curse: Behavioral Economics Anomalies, Then and Now. My co-host for this conversation is Nick Kokonas. Nick is an entrepreneur, investor, and author best known as the co-founder of The Alinea Group (sold in 2024) and the reservation platform Tock, which is now owned by American Express.This episode is brought to you by:Seed's DS-01® Daily Synbiotic broad spectrum 24-strain probiotic + prebiotic: https://Seed.com/Tim (Use code 25TIM for 25% off your first month's supply)ExpressVPN high-speed, secure, and anonymous VPN service: https://www.expressvpn.com/tim (get 4 months free on their annual plans)AG1 all-in-one nutritional supplement: https://DrinkAG1.com/Tim (1-year supply of Vitamin D plus 5 free AG1 travel packs with your first subscription purchase.)*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/MalaysiaJoin us in Kuala Lumpur and across Malaysia as we explore the country's unique blend of culture, cuisine, and modern luxury. We'll show you how to book smart flights with points, where to stay for the best value at top hotels, what local foods you can't miss, and the must-see sights that make Malaysia an unforgettable destination.Thank you to Bryan from https://www.instagram.com/nacre.asia/ for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:37 Malaysia on Points and Miles9:08 Best Flights to Malaysia on Points and Miles17:33 Best Points Hotels in Malaysia & the Park Hyatt Kuala Lumpur36:57 Transportation within Kuala Lumpur39:09 Activities in Kuala Lumpur40:42 Batu Caves Worth It?43:18 More Activities in Kuala Lumpur44:50 The Best Food and Bars in Kuala LumpurLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Latha Sarathy is the founder of SALIENT HQ, a first-of-its-kind research agency and advisory service providing best-in-class, real-world-tested insights and strategic guidance on a fractional basis. In an age of AI, SALIENT HQ is committed to blending human intelligence with rigorous, intentional research to help clients achieve their goals.With over 30 years in media and market research, Latha has held senior leadership roles across blue-chip companies and industry organizations. Most recently, she served as Chief Research Officer at the Association of National Advertisers (ANA), overseeing analytics, insights, and measurement while driving initiatives such as SeeHer.where she laid the groundwork for industry insights and benchmarks in gender equality in media and marketing.Previously, as SVP of Insights & Strategy Activation at Ipsos North America, she managed a multimillion-dollar portfolio of global consumer insights projects for leading media and technology clients. She has also built high-performing research teams at NBCUniversal, Univision, CBS, Disney Publications, Interactive One, and Wenner Media.A frequent industry voice, Latha has presented at Cannes Lions, ANA conferences, Advertising Week, ARF, Comexposium Japan, and CTAM. She has also led strategic workshops for brands including American Express, Walmart, Georgia-Pacific, and General Mills, helping organizations translate insights into innovation and growth.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction: Optimizing Your ROI in Points Strategies00:50 High ROI Expenses: Investing in Tools05:44 Maximizing Value: Annual Fee Cards09:50 Premium Credit Cards: Are They Worth It?13:12 Purchasing Points: A Strategic Approach16:38 Paying for Status: Is It Worth It?20:49 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Help us improve the show by filling out our audience survey: bit.ly/4j01Gq0  In this episode of Get Hired, LinkedIn Editor Andrew Seaman sits down with Alan Stein, founder and CEO of Kadima Careers. Throughout his career, Alan's experienced five layoffs and made eight pivots — from psychologist to Wall Street to leadership roles at Google, Meta, Salesforce and American Express. Now, he helps others navigate big career changes. In this conversation, Alan shares a practical framework for making a pivot after a career setback. He also gives advice on how to balance passion with a paycheck, how to strengthen your network, and move from indecision to action in tough moments. Key Topics: Alan's career journey and how he's navigated setbacks The four practical steps to a career pivot ABL (Always Be Looking): why you should never assume job security The "skills, bills, and will" framework for making smart career decisions How to network with purpose Balancing passion with practicality in the job search Links & Resources: Follow Alan Stein on LinkedIn here Join the Get Hired community on LinkedIn here Listen to more episodes of Get Hired with Andrew Seaman here

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction00:25 Meet Cappy Sinclair00:39 Leveraging Business Expenses for Travel01:58 Cappy's Journey into Points03:42 First Points Redemption Experiences05:44 Learning from Mistakes and Challenges07:24 Joining Points Accelerator08:43 Unique Strategies for Dental Professionals10:04 Recent Redemptions and Exciting Trips15:03 Earning Points through Business and Personal Spend17:17 Final Tips and Encouragement18:38 Conclusion You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Cappy at:➤ Website (Coastal Cosmetic + Implant Dentistry): https://www.smilevabeach.com/ ➤ Website (Coastal General Dentistry): https://www.myvabeachdentist.com/ ➤ Instagram (personal): https://www.instagram.com/cappysinclairdds/ ➤ Instagram (practice): https://www.instagram.com/smilevabeach/ ➤ Facebook (personal): https://www.facebook.com/cappysinclair ➤ Facebook (practice):  https://www.facebook.com/CoastalCosmeticDentistryVirginiaBeach/ ➤ LinkedIn: https://www.linkedin.com/in/cappy-sinclair-02746317 Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/CitiUnlock the full potential of your Citi ThankYou Points and maximize your rewards. We cover the best redemptions from airline transfer partners to luxury hotels and break down every Citi credit card to see which ones are worth it. Learn insider tips to stretch your points further.Thank you to Michael from www.youtube.com/@NurseMichaelTravels for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links:https://www.letsgettothepoints.com/Sign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:28 Citi Thank You Points Program Overview8:30 Citi Credit Cards17:59 Citi Strata Elite Card30:42 The Best Ways to Redeem Citi Thank You Points45:27 Citi Transfer Bonuses46:54 How We Would Spend Citi Thank you Points1:01:14 Final Thoughts about the Citi Thank you ProgramLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Amex Platinum Card Updates00:13 Maximizing the $600 Hotel Credit03:25 Utilizing the $300 Lululemon Credit06:17 Exploring the Resi Credit07:36 Is the Amex Platinum Card Worth It?11:09 Conclusion You can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Disney Savings Tips00:26 Meet Summer Joy Hall: Disney Points Expert01:02 Maximizing Points for Disney Trips01:51 Summer's Disney Journey and Points Strategy05:23 Using Aeroplan Miles for Disney09:14 Disney Conference Tickets Hack14:44 Understanding Disney Vacation Club (DVC)25:22 Avoiding Financial Scams and Fraud28:06 Final Tips and ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Summer at: ➤ Instagram: https://www.instagram.com/summerisjoy/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Hoy analizamos a fondo las distintas tarjetas de American Express: desde las clásicas hasta las premium. Hablamos de sus beneficios, recompensas, programas de puntos, seguros de viaje y, por supuesto, de las temidas anualidades. Si alguna vez te has preguntado cuál tarjeta AMEX realmente te conviene —o si de verdad vale la pena pagar por sus beneficios— este episodio es para ti.

In this heartfelt, high-energy conversation, Stephanie Bohn—entertainment veteran turned startup founder—traces her journey from American Express to 13 years at Warner Bros., scaling Rotten Tomatoes, a pivotal stint at Netflix, and ultimately to purpose-built entrepreneurship. Stephanie shares how “raising your hand before you feel 100% ready” opened doors to building new business lines (hello, early App Store days) and leading through ambiguity. We dig into her time as CMO at Chief, the power of peer boards for executive women, and what servant leadership looks like in practice. The episode turns deeply personal as Stephanie opens up about her daughter's Rett syndrome diagnosis, the broken systems families navigate, and how that sparked Truly Care—a mission-driven platform connecting families with specialized caregivers and guiding them to underused respite resources. It's a masterclass in turning obsession into action, finding champions, and designing a life that sustains both ambition and wellbeing.We cover:Spotting and pitching opportunities before you're “ready”Intrapreneurship at scale: apps, IP, and the Rotten Tomatoes playbookInside Chief: “who mentors the mentors?” and changing the face of leadershipCaregiving as infrastructure: access, affordability, and dignityDefining servant leadership and leading by removing obstaclesFounder fuel: memoirs, The Pitch podcast, and mindset rituals that stickGuest links:LinkedInWebsiteInstagramMic-drop moment: “If you're obsessed with the idea, break it into nano-steps, find your champions, and build the scaffolding until it exists.”

Jose Quesada on Discovery, Strategy, and the Value of Product Management Jose Quesada, VP of Product Management at American Express, joins Rina Alexin to unpack how Amex built a globally recognized mobile app by running discovery and delivery in parallel. From killing bad ideas quickly to making strategy concrete, Jose shows how product leaders can balance long-term vision with day-to-day execution... all while keeping skeptical stakeholders on board. Key Topics Discussed in This Episode Discovery ≠ delivery Why Amex runs two tracks in parallel and why “killing hypotheses” is as valuable as proving them. Stakeholder judo How to align skeptics, win champions, and use communication, relationships, and data to build trust. Strategy that sticks Building blocks of a good strategy, why context is everything, and how to link product bets to company goals. Why Listen to This Episode? In this thought-provoking episode, you'll gain: A practical model for running discovery and delivery in parallel Tactics for disproving bad ideas fast (and celebrating the red) Stakeholder management techniques that actually lower friction A blueprint for building strategies that align with business context If you're tired of being told “be more strategic” without any how-to, this conversation will give you concrete tools and mindset shifts you can use tomorrow. Related Resources Check out these additional tools and resources to add to your PM belt: Productside Resource Library More Productside Stories Podcast Episodes Explore Productside Courses 

Hoy analizamos a fondo las distintas tarjetas de American Express: desde las clásicas hasta las premium. Hablamos de sus beneficios, recompensas, programas de puntos, seguros de viaje y, por supuesto, de las temidas anualidades. Si alguna vez te has preguntado cuál tarjeta AMEX realmente te conviene —o si de verdad vale la pena pagar por sus beneficios— este episodio es para ti.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kem. Platinum-selling R&B artist, author of Share My Life

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kem. Platinum-selling R&B artist, author of Share My Life

Back in June, Chase refreshed its personal Sapphire Reserve card and introduced the Chase Sapphire Reserve Business card, complete with highest ever annual fees for rewards cards. Not to be outdone, American Express quickly followed with its own updates to the personal and business Platinum Cards. Now that the details are here, it's time to look at what's changed and what it means for cardholders. In this episode, I'm joined by Kelly, the Points and Miles Doc to walk through the Amex Platinum cards refresh. We cover the higher annual fees, the new credits, and why the personal Platinum still struggles with bonus categories. You'll also hear our reactions to the removal of the 35% rebate on the business Platinum, the addition of a $600 hotel credit, and the new 2X earning on large purchases over $5,000. We share our thoughts on whether the $895 annual fee on the personal Platinum makes sense, how the new benefits are user-dependent, and why the business Platinum refresh feels more useful for high spenders. Get full show notes and transcript: https://pointmetofirstclass.com/amex-platinum-refresh-2025/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! https://docs.google.com/forms/d/e/1FAIpQLSeAPfb3wIaphMn_NoQzm_fljydsivTELQwh7pYoxrI2uTFoKQ/viewform?usp=header Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs them! In today's episode, we'll discuss the complex financial and logistical aspects of military divorce, covering everything from pension division to healthcare benefits, tax implications, and emotional support strategies. Key Topics Jurisdiction & Legal Considerations Multiple state options for filing (voting state, property ownership state, driver's license state, tax filing state) Importance of consulting with an attorney early to determine proper jurisdiction Each state has different rules, formulas, and processes JAG office can provide consultation but cannot represent service members in divorce proceedings Types of Divorce Processes Four main options: DIY without professionals, mediation, collaborative divorce, litigation Court is NOT the only option Out-of-court processes (mediation, collaborative) are often more cost-effective, private, and less stressful Consulting attorneys vs. representing attorneys - different roles and costs Military Pension Division Division is not the only option - can use offsetting with other assets Must determine what portion is "marital" vs. "separate" property Not all pension components are divisible (e.g., VA disability) Requires a Military Retirement Pay Division Order through DFAS Differences between active duty, reservist, and guard member pensions Survivor Benefit Plan (SBP) Critical considerations: Only ONE SBP beneficiary can be named Previous spouses from earlier marriages may already occupy the "SBP chair" Premium costs must be negotiated Former spouse can be SBP beneficiary even without receiving pension payments Time-sensitive: Required forms must be submitted within specific timeframe or rights are lost Cannot be automatically transferred - requires proper paperwork TRICARE Benefits Courts CANNOT order TRICARE coverage - falls under federal rules Key rules: 20-20-20 (full benefits for life), 20-20-15 (transitional benefits) Based on: length of marriage, service member's creditable years, overlap period COBRA-like option available if don't meet other rules GI Bill Transfer Must be transferred WHILE married - cannot go to former spouse after divorce Service member can rescind the transfer Can be transferred to children as alternative Settlement agreement language is critical to protect this benefit Thrift Savings Plan (TSP) Multiple TSPs possible (civilian federal employee spouse, reservist who went active duty) Pre-tax and Roth portions have different tax consequences Must account for outstanding loans Requires Retirement Benefits Court Order (different from pension division order) Not always split - can use offset method with other assets Other Unique Military Assets to Consider Military leave - has monetary value on LES Credit card points and miles - can be worth $30,000-$40,000 USAA Subscriber Savings Account Pets - especially valuable show animals Life insurance policies Tax Implications Filing status changes Tax bracket shifts Capital gains considerations when dividing assets Pre-tax accounts (traditional IRA, 401k) vs. post-tax accounts have different real values Child tax credits and claiming dependents Early withdrawal penalties Marital vs. Separate Property Separate property: assets brought into marriage, inheritances, gifts (if kept separate and not commingled) Marital property: everything accumulated during marriage Characterization process is essential before division discussions Financial Mistakes to Avoid Making verbal agreements before completing full financial inventory Not understanding tax consequences of asset division Overlooking hidden assets (leave balance, points/miles, etc.) Rushing decisions - most divorce decisions have no do-overs Not considering pre-tax vs. post-tax asset values Misclassifying assets as marital or separate Practical First Steps Learn about all four divorce process options If abuse is present, seek legal counsel immediately Open credit card and bank account in your own name Create timeline of important dates and duty stations Gather supporting documents (tax returns, bank statements) in cloud storage Document account numbers, login credentials, passwords Consider consulting with CDFA before hiring representing attorney Supporting Someone Through Divorce Listen deeply and empathetically Avoid projecting your own divorce experience onto theirs Don't rush them into decisions Offer practical help (childcare, meals, house cleaning) Point them to resources (counselors, family services, professionals) Give them breathing room Key Takeaways Divorce in the military involves unique complexities beyond civilian divorces Court is not the only option - consider mediation or collaborative processes Complete financial inventory BEFORE making division decisions Everything accumulated during marriage is generally marital property Professional guidance (CDFA, attorney consultation) is an investment, not just a cost Most divorce decisions are final with no do-overs - take time to understand options Resources & Links David's website: sandoakdivorcesolutions.com Free 30-minute phone consultations available David's LinkedIn: linkedin.com/in/davidsmithcdfa/ Find a CDFA through Institute for Divorce Financial Analysts: institutedfa.com Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

After more than five years of backing and forthing, secret meetings and loud screeds, it appears the fate of TikTok in the US has finally been decided. Maybe. There are still a lot of unknowns, but we're pretty sure we know the bones of the deal — and we know which of President Trump's allies stand to benefit the most. Before we get to all that, though, David and Jake run through some big news in future gadgets, including the long-awaited-and-maybe-happening combination of Android and ChromeOS and the possibilities for a touchscreen MacBook. Then, The Verge's Liz Lopatto joins to talk TikTok. And Trump. Then, in the lightning round, the three hosts talk through Jimmy Kimmel's return, Nvidia's money problems, a surprising AmEx perk, and much more. Further reading: Google's Android for PC: ‘I've seen it, it is incredible'  Our biggest questions about ChromeOS and Android merging The foldable iPhone might look like two iPhone Airs stuck together  The touchscreen MacBook rumors are never ending  OpenAI might also be developing AI glasses, a voice recorder, and a pin  Trump claims the US is about to get a tremendous fee for taking TikTok out of China Trump signs executive order approving TikTok deal Some details of the TikTok deal have been worked out. What Trump Wants from a TikTok Deal with China American Investors Will License and Oversee TikTok's U.S. Version, White House Says TikTok Deal Could Make Oracle Founder Larry Ellison a New Kind of Media Mogul Anker's party speaker projector hits Kickstarter with a sizable discount.  Montblanc is getting into the digital notepad game  Apple's iPhone 17 Pro can be easily scratched  It costs $895 per year to get American Express' premium app theme Nvidia is partnering up with OpenAI to offer compute and cash  Kimmel returns to television to mock FCC Chair Brendan Carr  Sinclair won't air Kimmel.  Trump on Truth Social Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A Catholic priest in Pennsylvania took his parishioners for a joyride after confessing to rigging a church fundraising raffle for a Corvette Stingray. The scheme was run with unchecked authority over parish funds, enabling him to award phony prizes to friends while running up a massive $300,000 American Express tab paid by the church. This shocking case highlights the petty corruption and financial malfeasance that runs rampant when religious institutions operate without oversight, exploiting the faithful for personal gain and high-end consumer luxury.  News Source: Pennsylvania Priest Accused of Rigging Corvette Raffle, Using Church Funds to Pay Off American Express Bill By Hemet Mehta for The Friendly Atheist August 11th, 2025

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/GreeceWe cover how to book flights, hotels, and experiences in Greece using points and miles. From incredible food to hidden gems beyond Athens, Santorini, and Mykonos, we'll show you why Greece is so much more than just the islands.Thank you to Jonathan for joining us as a guest co-host!Find Jonathan and learn about points & miles in our Elevate course and community:https://letsgettothepoints.com/elevateAcropolis for Families Tour:https://www.viator.com/tours/Athens/Acropolis-The-Family-Tour-with-3D-iPads/d496-26368P21?pid=P00137785&mcid=42383&medium=linkEditor's Note: Isla Brown Corinthia is located on the Saronic Gulf rather than the Gulf of Corinth.Credit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:32 Greece on Points and Miles5:11 Flights to Greece on Points and Miles18:44 Hotels in Greece on Points and Miles53:54 The Best Food in Greece1:01:41 The Best Activities in GreeceLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Send us a textLinking the Travel Industry is a business travel podcast where we review the top travel industry stories that are posted on LinkedIn by LinkedIn members.  We curate the top posts and discuss with them with travel industry veterans in a live session with audience members.  You can join the live recording session by visiting BusinessTravel360.comYour Hosts are Riaan van Schoor, Ann Cederhall and Aash ShravahStories covered on this podcast episode include -The U.S. Department of Transportation orders Delta Air Lines and Aeromexico to end their 8-year long joint venture.Amadeus and Lufthansa start tests with the EU Digital Identity Wallet. Michael J. Goldrich's post about Tripadvisor's AI strategy attracts a lot of comments.American Express (card/financial services) launches a travel app. Corporate Travel Management (CTM) UK/EU has again postponed releasing its 2025 full year accounts, following last month's trading suspension on the Australian Stock Exchange (ASX) due to financial accounting errors.Dohop and Citilink Indonesia team up with a new alternative interline platform that opens up 47 new destinations and 86 unique connections for travellers through partnerships with Scoot and Air India Express.Kirill Stati's post about the sad state of corporate OBTs sparks plenty of discussion.Extra StoriesYou can subscribe to this podcast by searching 'BusinessTravel360' on your favorite podcast player or visiting BusinessTravel360.comThis podcast was created, edited and distributed by BusinessTravel360.  Be sure to sign up for regular updates at BusinessTravel360.com - Enjoy!Support the show

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Redeeming Amex Points00:34 The Worst Ways to Redeem Amex Points02:33 Avoid Using Points for Gift Cards03:34 Paying with Points at Checkout05:21 Maximizing Value with Transfer Partners06:07 Finding the Best Deals with Tools07:45 Conclusion and Further TipsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

NYWICI's Trailblazer Awards is a celebration of the next generation of industry leaders in communications, marketing, advertising, and public relations. Sarah Ng, Digital Content Producer at The New York Post and three-time NYWICI Scholarship recipient, took to the red carpet to interview the four honorees.Listen to this episode for insights from Jessica Ling, Executive Vice President, Global Advertising at American Express; Danielle Wallis, Chief Marketing Officer, Connected Commerce & Head of Card Marketing at JPMorgan Chase; Talia Bender Small, President at The Female Quotient; and Leah Seay Anise, Consumer Communications Lead at OpenAI. You'll also hear from our Trailblazer emcee, Alexis Christoforous at ABC News and Beth Feldman, Senior Vice President at Nexstar Media Group and President-Elect for NYWICI! 

This week we explore how AI is transforming the way we approach and develop strategy - not just in boardrooms, but in so many of the myriad of decisions businesses and leaders need to make almost daily.Our guest is Ross Dawson, a globally recognised futurist, keynote speaker, and strategy advisor. Ross is the bestselling author of ‘Thriving on Overload' and founder of the Humans + AI community. Ross's clients around the globe have included Google, Microsoft, American Express and Procter & Gamble.Ross's work today is focused on what AI can do to augment and support humans in a positive, value-adding way. He neatly combines both the big-picture vision of a futurist and the practical insights of someone experimenting with these tools daily.What struck us most about this conversation was Ross's articulation of how AI can be used across four distinct domains of strategy and how he's observed few organisations have sharp clarity on each of these distinct and important elements. He also shares how AI is prompting forward thinking leaders to think about their strategy development and decision processes in different ways now AI can be injected into the process.In our conversation, you'll also hear Ross share:The technique Ross learned from Nvidia's CEO for optimising AI outputs using multiple modelsPractical examples of AI being used in boardrooms including a unique conversation ‘monitor'The 2 most important human skills Ross believes we all need in an AI-augmented world, and . . . How threatened entry-level jobs can be completely reimagined to create value for both the individual and the business. This is a thought-provoking exploration of how humans and AI can work together to create better strategies and better outcomes, so enjoy this episode with the forward-thinking Ross Dawson.Useful LinksRoss Dawson's website Humans + AI CommunityRoss's book - Thriving on Overload Hosted on Acast. See acast.com/privacy for more information.

We find the coupon book trend fairly tedious and frustrating, but we've had to admit that American Express has sort of won this game by offering "coupons" and perks that are actually compelling. But since many of us don't really like the coupon book approach at all, does that make Capital One the winner since they haven't done much with the coupon book strategy at all? Capital One wins the coupon book wars by not playing(00:21) - Coupon Book Wars(04:08) - But many consumers don't want to play the coupon book game(04:28) - Capital One Venture X Rewards Credit Card (which you can learn about here) and Capital One Venture X Business Card (which you can learn about here)Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn Heads

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Atmos Points and Signup Bonuses00:08 Meet Betsey Wilson: Founder of Become Travel Rich00:23 Alaska Airlines and Hawaiian Airlines Merger01:47 Earning Atmos Points Through Safeway Program02:22 Updates and Perks of the New Atmos Program03:53 Maximizing Points with Non-Airline Partners06:31 First Class Upgrades and How to Use Them08:00 New Atmos Premium Card and Hawaiian Airlines Merger14:21 Earning Status Points and Benefits19:22 Why Alaska Status is Worth It21:31 Status Matching and Final Tips24:49 Conclusion and Where to Follow BetseyYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Betsey at: ➤ Instagram: https://www.instagram.com/becometravelrich/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Brooke's Bio: Brooke N. Collins is a strategy and operations leader with 15+ years of experience driving change management initiatives that strengthen organizational culture, optimize systems, and deliver measurable results. As Founder of HumanBn Strategies and a Fractional Chief Wellbeing Officer, she partners with Fortune 500 companies, nonprofits, and healthcare organizations to translate vision into action, designing scalable programs and solutions that elevate workforce performance and employee experience.Her work has supported global brands including Chevron, MGM, Blue Cross Blue Shield, American Express, and Berkshire Hathaway, where she has led initiatives that align strategy, streamline operations, and drive enterprise-wide adoption of wellbeing and employee engagement programs.Brooke also serves as Wellbeing Chair for Ignite MED, where she applies her expertise to support women in medicine through mentorship, resilience training, and community-building efforts.Raised in the coastal town of Steilacoom, Washington, Brooke enjoys exploring local art scenes,  admiring architecture, and sharing deep-belly laughs with friends and family.Connect with Brooke: Website:  Visit Experience Encanto: Art Stroll to learn more and explore how you can get involved.(https://encanto.sistercitiesproject.org/)Email: brooke.collins@humanbnstrategies.comInstagram:  (@experience.encanto)Follow us on Instagram for updates   Dasean Bio: Originally from San Diego. I went to University City High School. I am married with three kids. Elina 6, Eden 3 and Kebru 1.In 2004, I received a full scholarship to the University of Southern California where I competed on both the football and track teams and later earned the title of NCAA Track All American. I tore my ACL in 2005. Track coach took my scholarship while I was rehabbing. Had to move out of my apartment and get a job all on crutches. Lost a girlfriend and was told that I should think about transferring because the coach thought I would not make it back. That same coach decided not to redshirt me because he didn't think that I could make it back.2006 was the one of the best years of my life. Fought to get my scholarship back and started my college promotions company Trojan Man Entertainment.  Trojan Man Entertainment or  TME (www.TeamTME.com), an entertainment company that  managed, promoted, and produced large private events for college campuses and other  organizations. By acquiring and building relationships with music industry executives and campus leaders, I expanded the company network to over five universities in three states.In 2008, I graduated from USC with a bachelor's degree  in Sociology and a minor in Business Advertisement and went on to work in the sales and marketing sector. After returning  to San Diego in 2009 to work as a Financial Planner for Strategic Wealth Associates, I noticed a gap in the availability of meaningful networking opportunities, especially for young professionals and new entrepreneurs in the area. To bridge this gap, I founded and led Tasteful Tuesdays (http:/www.tastefultuesday.com), a monthly networking group and mixer that enables participants to connect with other professionals  and increase their business through a structured, positive and professional word-of-mouth event. Dasean is now a commercial real estate developer.Connect with Dasean: Instagram: TheImperialHussleCenter 

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "the new payday loan," Buy Now, Pay Later (BNPL) services. With over $170 billion in BNPL transactions this year and 91.5 million Americans using these services, this seemingly innocent payment option is creating a financial minefield for military families. Main Topics Covered: What Buy Now, Pay Later really is The psychology behind BNPL - how it removes the "pain" of spending and makes overspending dangerously easy Hidden dangers for military families: Multiple small debts that are impossible to track Late fees and additional charges that can turn a $5 purchase into a $35 expense Potential impact on security clearances as reporting to credit bureaus increases Marriage and relationship stress from hidden debt The trap of "death by a thousand cuts" - why small payments add up to big problems How BNPL differs from traditional credit - and why it's actually worse in many ways Recovery strategies for those already caught in the BNPL web Why layaway was better - and how its disappearance pushed consumers toward dangerous alternatives Resources & Links: Lacey Langford's website: Milmo.co Podcast: The Milmo Show (available on Apple, Spotify, and all podcast platforms) Conference: MilMoneyCon: milmoneycon.com UPDATE! Dates are announced now! May 6-8, 2026 in Savannah, GA Social Media: @Milmo (all platforms) or @MilMoneyCon Military financial counseling: Available free through base aid societies and Military OneSource If you're already using BNPL services, don't panic - but do take action. This episode provides a clear roadmap for getting back on track before small conveniences become big problems. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Send us a textWhat truly sets exceptional financial advisors apart? Is it technical knowledge, investment returns, or something deeper? In this deeply personal conversation, John Evangelista shares the journey that transformed him from a young advisor at American Express to the founder of a specialized wealth management firm serving university faculty and staff across the country.John's story isn't just about building a successful practice—it's about making the courageous decisions that defined his career. After selling the majority of his client book in 2003 and starting over with just 14 families, he discovered that clarity of purpose would become his North Star. Despite being told his idea to specialize in serving university employees was "the dumbest idea ever," John persisted, building a thriving firm now registered in 19 states with clients from Yale to USC.The most powerful revelation comes when John reflects on what he's learned after three decades in the business: "Great clients can help you create a great revenue stream, but great relationships create a great life." This philosophy has transformed how he mentors the next generation of advisors, teaching them to count relationships rather than just client numbers. The depth of these connections became painfully clear when John flew to Hawaii to say goodbye to a dying client who told him, "All I feel is love."For those facing their own challenges, John offers two transformative principles that guided his journey: "Surround yourself with the best team possible" and "Don't be a prisoner of your past." These insights helped him overcome early setbacks, including his parents' divorce and other career disappointments, to build both a successful business and a fulfilling life that includes raising bees and producing honey now sold in stores.Whether you're in financial services or any profession where relationships matter, this conversation will remind you that technical skills alone aren't enough—it's the human connection that truly changes lives. "Good financial advisors change their clients' lives, but great financial advisors change the world."Support the showhttps://bamboolab3.com/

In today's episode, we'll talk about the secret to a happy points & miles marriage, chasing "The Infatuation" credits, Hilton's 250K devaluation, and everything you need to know about the refreshed $895 Platinum cards: (Including The Platinum Card® from American Express and The Business Platinum Card® from American Express). We thought this annual fee might be all bad news, but these cards are shockingly compelling!Giant Mailbag(01:30) -"I was wondering if you would be so kind and encourage my wife “Lindsey” to try and use the correct card for purchases on the next podcast."Card News(06:23) - Chase Sapphire Reserve® Card fights back(12:36) - Chase Sapphire Preferred® Card(15:37) - Southwest® Rapid Rewards® Performance Business Credit Card(19:48) - Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit CardLearn more about signing up for Chase Ink cards here.The Bonvoyed Collection®™(21:54) - MaxOut Deals(24:32) - Hilton standard award nights now cost up to 250K points(26:38) - Citi locking accounts for many Strata Elite customers, requesting tax transcriptsAwards, Points, and More(30:35) - Hilton for Business offering Diamond status fast track after 10 nights through Dec 15(31:22) - Now filter to Marriott properties with a club loungeMain Event: $895 Platinum Card: Shockingly Compelling(32:54) - Big Picture (all Platinum cards)See our posts on the consumer cards here and the business card here(38:15) - Consumer Platinum cards (includes The Platinum Card® from American Express, The Platinum Card® from American Express for Schwab, and The Platinum Card® from American Express Exclusively for Morgan Stanley)(56:52) - The Business Platinum Card® from American Express(1:08:58) - What we predicted in MarchQuestion of the Week(1:16:44) - This reader earned less through their Chase Travel℠ booking than they expected when using the Chase Sapphire Preferred® Card. We'll explain why the way these points are posted can be confusing and misleading.Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie Yoder

Want to work with us? Reach out! inquiries at milestomemories dot com Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description This week American Express released their long awaited refresh for both their personal and business Platinum cards. On this show we will dive into both cards, what we lost, what we gained, the fees, the welcome offers and more. Is this a win for Amex, should you avoid these almost $900 annual fee cards and what does the future of the premium card market look like? We'll be back next week with a regular show, but enjoy this deep dive including why you might not want to get your Platinum card right this second. Links Melio Offer (affiliate link) - https://affiliates.meliopayments.com/travelonpointsteam Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Episode SummaryIn this special episode of Gratitude Through Hard Times, host Chris Schembra sits down with Swapnil Shinde, a three-time entrepreneur and the co-founder and CEO of Zeni, the AI-powered finance platform transforming how startups manage their financial operations.Swapnil's journey is a story of resilience, risk-taking, and relentless alignment with purpose. He shares how his very first startup—an early Bollywood music streaming service—nearly broke him as he faced late-night calls from music label executives, endless licensing negotiations, and the weight of operating in an industry he barely understood. Instead of giving up, those painful years became his greatest teacher, showing him how to manage stress, build courage, and navigate uncertainty. That experience laid the foundation for his second company, Mezi, an AI travel assistant acquired by American Express, and now his third, Zeni, which is reshaping the future of startup finance.But what makes Swapnil stand out is not just his entrepreneurial track record. It's his deep conviction that true success begins on the inside. He describes gratitude as “strength training for your heart” and insists that life must feel good internally before it can ever look good externally. Meditation, mindfulness, and intentional daily rituals are cornerstones of his leadership. He blocks time every morning to ground himself—through Ayurvedic practices, breathwork, and meditation—before leading his team and scaling a company in hypergrowth.Throughout the conversation, Chris and Swapnil explore how slowing down can actually accelerate growth, why trusting your team and delegating is essential for visionary leadership, and how to separate vanity metrics from what really matters in building sustainable businesses. They also reflect on the dangers of “I'll be happy when…” thinking, and the freedom that comes when you align with your life's mission in the present moment.In a deeply moving section of the episode, Swapnil pays tribute to his late mother, Chaya, an artist who taught him and his twin brother to paint from the age of three. Those lessons in creativity and imagination, he says, were really lessons in how to dream and how to create—skills that became the backbone of his entrepreneurial journey. Speaking in front of one of her paintings during the interview, Swapnil shares how her influence continues to shape his life and leadership.This episode is a powerful reminder that behind every startup success story is a human being navigating hard times, rewiring through gratitude, and finding strength in stillness. Whether you're a founder, leader, or simply someone searching for deeper alignment in your own life, Swapnil's insights will inspire you to pause, reflect, and take bold steps toward building not just a business, but a meaningful legacy.10 Key Quotes“Gratitude is like strength training for your heart.” – Swapnil Shinde“Slowing down is the best way to run fast.” – Swapnil Shinde“The absence of knowledge teaches you to take risks you'd never take if you knew the pitfalls.” – Swapnil Shinde“If you don't follow your gut, you will always feel incomplete.” – Swapnil Shinde“Life needs to look good from the inside before it can look good from the outside.” – Swapnil Shinde“The fewer things you have to do, the more time you have to think. The more you think, the more strategic you become.” – Swapnil Shinde“Are you aligned with your life's mission? If you are, work feels like a hobby.” – Swapnil Shinde“Building sustainable long-term businesses is more important than growth at all costs.” – Swapnil Shinde“My mother taught me to paint at age three—and unknowingly, she taught me how to dream and create.” – Swapnil Shinde“Gratitude journaling and affirmations are a game changer. They rewire your brain toward health and optimism.” – Swapnil Shinde10 Key TakeawaysHard times can be teachers – painful entrepreneurial experiences build resilience and stress tolerance.Ignorance can be an advantage – not knowing all the risks can free you to take bold leaps.Gut as compass – true alignment comes from following intuition supported by meditation and reflection.Slowing down accelerates progress – stillness, meditation, and focus create clarity and expand time.Morning rituals matter – Swapnil's daily turmeric-honey-lemon drink, breathwork, and meditation ground his leadership.Delegate and trust your team – great CEOs keep their to-do lists short by empowering 10x leaders.Measure what matters, not vanity metrics – focus on revenue, margins, and automation rates, not money raised or employee count.Sustainable businesses > growth at all costs – the startup landscape has shifted away from reckless scaling.Gratitude is proactive power – journaling and expressing thanks outwardly rewires perspective and culture.Legacy of love – Swapnil's late mother, Chaya, instilled creativity and resilience that continues to guide his entrepreneurial mission.Guest BioSwapnil Shinde is the co-founder and CEO of Zeni, an AI-powered finance platform that automates bookkeeping, bill pay, reimbursements, and CFO-level insights in real time. A three-time entrepreneur, Swapnil co-founded Mezi, an AI-driven travel assistant acquired by American Express, and Dhingana, a Bollywood music streaming service acquired by Rdio. Alongside his identical twin brother Snehal, he has built a reputation as a visionary founder, angel investor, and advisor to AI startups.When he's not scaling companies, Swapnil is passionate about Bollywood music, painting, meditation, and empowering entrepreneurs to align their work with their life's mission.Learn more about Swapnil and Zeni:Zeni Official Website Swapnil Shinde on LinkedIn Follow Zeni on LinkedIn

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/GermanyLearn how to book flights to Germany with points and miles, from Lufthansa First Class to Discover and Condor. We also cover the best hotels on points, transportation tips, festivals, and German food so you can plan your trip with maximum value.Thank you to Christopher from @ChphGomez.bsky.social for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Sign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:19 Germany with Points and Miles5:10 Flights to Germany with Points and Miles14:12 Discover Airlines Review22:27 Condor Airlines Review24:12 Lufthansa First Class Review30:11 Tools for Finding Flights to Germany33:37 Hotels in Germany with Points42:28 Transportation within Germany47:12 Festivals and Experiences in Germany55:01 Food and Snacks in GermanyLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction: American Airlines vs. Atmos Status Points00:20 Understanding Status Tiers and Requirements03:41 Credit Card Spend: Earning Status Points07:58 Fast-Tracking Status with Portals and Hotels13:26 Earning Status Through Flights21:05 Conclusion and RecommendationsYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Scott Wapner and the Investment Committee debate your post-Fed playbook, as stocks hit record highs following yesterday's rate cut. The experts detail their latest portfolio moves. Calls of the Day include Walmart, Costco, American Express, and Progressive. Josh Brown highlights Expedia for his Best Stocks in the Market spotlight. Investment Committee Disclosures Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

New benefits are available immediately as of 9/18/25!! Learn how to apply for the  The Platinum Card® from American Express: https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military annual fee waivers: https://militarymoneymanual.com/american-express-military/ Learn how to maximize your military credit card benefits in the Ultimate Military Credit Cards Course: https://militarymoneymanual.com/umc3/ Episode Description Hosts Spencer Reese and Jamie discuss the major refresh of the American Express Platinum card, including a significant annual fee increase to $895 that military service members and spouses don't have to pay thanks to the Military Lending Act (MLA). They break down the extensive new benefits and explain how to maximize value from this popular military credit card. Topics Covered: New Benefits & Credits (2025 Refresh) (AVAILABLE NOW!!!!) $600 Fine Hotels & Resorts credit ($300 semi-annually) $400 Resy restaurant credit ($100 quarterly) $300 Lululemon credit ($75 quarterly) $300 Digital Entertainment credit ($25 monthly) $200 Oura Ring credit (annual) $120 Uber One membership credit (annual) Leading Hotels of the World (LHW) Sterling Status Existing Benefits $200 Uber Cash ($15/month, $35 in December) $209 Clear Plus credit $200 airline fee credit $155 Walmart Plus credit $100 Saks credit ($50 semi-annually) $300 Equinox credit 5X points on flights and prepaid hotels Hilton Gold and Marriott Gold status Global Entry/TSA PreCheck credit Military Lending Act (MLA) Coverage Automatic fee waiver for active duty service members Coverage for military spouses Guard/Reserve on 30+ day orders eligible How to check MLA database before applying: https://militarymoneymanual.com/mla-database/  Welcome Bonus & Value 175,000 Membership Rewards points after $8,000 spend in 6 months Cash value: $1,750-$1,925 Travel partner transfer potential: $3,500+ 25%+ effective cash back rate Resources & Links Mentioned: Ultimate Military Credit Cards Course: militarymoneymanual.com/UMC3 (100% free, 5-day email course) Fine Hotels & Resorts Search: maxfhr.com Points Valuation: points.yeah (travel redemption research) MLA Database: Google "Military Lending Act database" to verify coverage American Express Website: americanexpress.com (for enrollment in benefits) Resy App: Restaurant reservations that trigger the quarterly credit Key Takeaways: Total annual benefits exceed $2,500 in cash value Multiple Amex Platinum cards multiply benefits (spouse can get their own) Must enroll in many benefits through Amex app/website Check quarterly vs. semi-annual vs. annual benefit periods Verify MLA database status BEFORE applying Consider pairing with Chase Sapphire Reserve for maximum value Important Reminders: Only for those who pay off credit cards monthly (no debt) $8,000 minimum spend may be challenging for junior enlisted Benefits require enrollment - don't assume automatic activation Military spouses must be properly listed in DEERS Some benefits (Uber Cash) only work in the U.S. About the Hosts: Spencer - Creator of MilitaryMoneyManual.com and the Ultimate Military Credit Cards course Jamie - Co-host and military finance expert Contact & Social: Website: MilitaryMoneyManual.com Instagram: @militarymoneymanual For questions: Send DM on Instagram Episode Notes: Recording discusses the 2025 refresh of the American Express Platinum card. The hosts emphasize this is only for service members who can responsibly manage credit cards and pay balances in full monthly. They recommend both the Amex Platinum and Chase Sapphire Reserve as the two essential cards for military families who qualify for MLA fee waivers. For detailed analysis and current offers, visit MilitaryMoneyManual.com or search "Amex Platinum Military" for Spencer's comprehensive guides. Military Money Mentor Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Crypto News: Google's AI payment protocol was developed in collaboration with Coinbase, signaling crypto's growing role in powering the AI-driven digital economy. American Express launches travel stamp NFTs on Base. Santander's Openbank launches crypto trading in Germany, eyes Spain.Show Sponsor -

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Laid Back Travel Strategies00:20 Meet Genni Franklin: The Travel Rewards Expert01:28 The Laid Back Approach to Points and Miles04:36 Understanding the Opposite of Laid Back06:15 Setting Realistic Expectations18:28 Alternative Strategies Beyond Credit Cards23:43 Involving Your Partner in the Points Game26:04 The Importance of Learning and Effort30:58 Conclusion and Contact InformationYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Genni at:➤ Instagram: https://www.instagram.com/travelingfranklins/ ➤ Podcast: https://www.youtube.com/@LazyBudgetTravelTips ➤ Facebook: https://www.facebook.com/groups/lazybudgettraveltips Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/