The Local Podcast

In this vital episode of The Local Podcast, host Clay Birkeland welcomes back Dylan Clarkson, President and CEO of Pioneer Bank and Trust, for a critical conversation on the evolving landscape of financial fraud. With real-time updates from the South Dakota Bankers Association, Dylan outlines how scams—from Bitcoin traps to AI-generated voice impersonations—are becoming more sophisticated and harder to detect.Together, Clay and Dylan explore current fraud trends, including investment cons, cybercrimes, business email compromise, and romance scams, with a special focus on those targeting older Americans. They detail how scammers coach victims to bypass bank scrutiny, using urgency and emotional manipulation to override rational decision-making.Listeners will learn:How recent scams are structured and deployed in South DakotaWhy “kindly” might be a red flag in suspicious emailsWhy increased scrutiny from your bank is a sign of protection, not intrusionFive (or more) practical ways to prevent yourself or loved ones from falling victim to fraudWhether you're a business owner, retiree, or everyday consumer, this episode provides actionable tips to stay safe in a time when digital deception is just a click—or phone call—away. Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Local Podcast, host Clay Birkeland dives into the future of water in Western South Dakota with guests Kristen Conzet and Corey Chorne from the Western Dakota Regional Water System. From the roots of a study at the School of Mines to the billion-dollar pipeline vision pulling from the Missouri River, the trio explores drought concerns, population growth, and the long road toward sustainable, reliable water infrastructure. It's a fascinating look at the work happening today to ensure taps keep flowing tomorrow—because out here, water isn't just life, it's livelihood.Learn more at wd-rws.org Hosted on Acast. See acast.com/privacy for more information.

Welcome to the Local Podcast, live from the Black Hills Stock Show! Host Clay Birkeland sits down with Gary Cammack of Union Center—a lifelong South Dakota rancher, businessman, and public servant. They discuss Gary's journey from growing up on a remote ranch to building a successful supply business, his time in public service, and his ongoing efforts to improve local infrastructure and support agricultural research. Packed with stories of hard work, business innovation, and lessons learned along the way, this episode is a must-listen for anyone who appreciates the spirit of the American rancher. Hosted on Acast. See acast.com/privacy for more information.

On this episode of The Local Podcast, host Clay Birkeland sits down with Representative Dusty Johnson during the Black Hills Stock Show. They dive into key issues affecting South Dakota, from trade tariffs and farm bills to foreign ownership of U.S. farmland. Dusty shares insights on border security, forest management, and the future of estate taxes, while also giving a behind-the-scenes look at recent meetings with former President Trump. Plus, he reveals his go-to road snack! Tune in for an informative and candid discussion on the policies shaping our region. Hosted on Acast. See acast.com/privacy for more information.

In this episode, host Clay Birkeland, Senior VP and Director of Agricultural Banking at Pioneer Bank & Trust, dives into the world of risk management in agriculture—because let's face it, ranching isn't for the faint of heart. From unpredictable weather to fluctuating markets, every season brings new challenges.Joining the conversation are Taylor Mohnen and Dana Kerns from Crew Agency Agri-Risk Management, experts in helping ranchers navigate the financial uncertainties of the ag world. Whether you're a producer looking for better ways to manage risk or just curious about the business side of ranching, this episode is packed with insights you won't want to miss. Hosted on Acast. See acast.com/privacy for more information.

On this episode, Clay Birkeland talks with Ron Jeffries, General Manager of the Black Hills Stock Show about all the news and happenings at this year's event. Hosted on Acast. See acast.com/privacy for more information.

Join Clay Birkeland talking with James Selchert, Senator Mike Rounds' Ag Advisor. They'll be discussing current ag policy and his role in serving the people of South Dakota. Hosted on Acast. See acast.com/privacy for more information.

Join Clay Birkeland as he talks with Dick Johnson, General Manager and CEO of West River Electric. They'll be discussing rural electric cooperatives and the impact they have on our communities. Hosted on Acast. See acast.com/privacy for more information.

Join Clay Birkeland on this special Fraudcast episode. He'll be visiting with Dylan Clarkson and Justine McKay from Pioneer Bank & Trust to discuss fraud and your accounts, how to prevent it, and what to do if you've been a victim. Hosted on Acast. See acast.com/privacy for more information.

On this episode, Clay Birkeland talks with Elliot Bloom, attorney at Beardsley, Jensen & Lee about estate planning, estate administration, and litigation. Hosted on Acast. See acast.com/privacy for more information.

Join Clay Birlkland on this episode talking with Jesika Floyd owner of Heartland Home Health. We'll be discussing senior living, home health alternatives, and hospice services. Hosted on Acast. See acast.com/privacy for more information.

Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &Trust as he sits down to talk with Dr. Julie Wingen, owner of Pain & Movement Solutions. They'll be discussing ailments shecommonly treats and how you can avoid them. Hosted on Acast. See acast.com/privacy for more information.

Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talks to Justin Boerboom with the Natural Resource Conservation Service about the programs they have for the ag community in South Dakota. Hosted on Acast. See acast.com/privacy for more information.

On this episode, Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust, talks with Suzy Geppert, Executive Director of Beef Logic here in South Dakota. Hosted on Acast. See acast.com/privacy for more information.

On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank & Trust talks with Justin Tupper from St. Onge Livestock about the current direction of the beef cattle industry. Hosted on Acast. See acast.com/privacy for more information.

On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank & Trust talks with Beth Massa from the South Dakota Community Foundation. Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talks to Dylan Clarkson, the President, and CEO of Pioneer Bank & Trust about the recent bank closings in the country. Hosted on Acast. See acast.com/privacy for more information.

Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust will be talking real estate with Denver Gilbert from Clark & Associates Land Brokers. Hosted on Acast. See acast.com/privacy for more information.

Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talking with Amy Pravecek from Zoetis about a Beef to School program that makes school lunches better. Hosted on Acast. See acast.com/privacy for more information.

Are you thinking about building a new home? Samantha Wager, Consumer Real Estate Lender with Pioneer Bank and Trust, and Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust get into the details of what to expect when you're looking for a residential construction loan. Hosted on Acast. See acast.com/privacy for more information.

Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talks with Scott Reder about whether or not it's time to keep your replacement heifers. Hosted on Acast. See acast.com/privacy for more information.

Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talks with Ted Thompson about livestock production and ag business in western South Dakota. Hosted on Acast. See acast.com/privacy for more information.

Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust discusses technology and testing in beef genetics with Larry Gran, Strategic Account Manager from Zoetis. See acast.com/privacy for privacy and opt-out information.

Join Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust as he talks with the one man that knows more than just about anyone when it comes to the Black Hills Stock Show and Rodeo, Ron Jeffries. See acast.com/privacy for privacy and opt-out information.

Join Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust, and listen in as he discusses rural housing solutions with Hollie Stalder from the Belle Fourche Economic Development Corporation and Dean Hedrick from Hult Homes. See acast.com/privacy for privacy and opt-out information.

Join Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust as he discusses bulls, seedstock production, and the ranching business with Nate Frederickson and Jason McLennan of Pyramid Beef. See acast.com/privacy for privacy and opt-out information.

Join Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust, and long-time area banker John Johnson as they discuss the history of banking in the Black Hills, what has changed and what has remained the same. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Director of Ag Banking at Pioneer Bank & Trust talks with local business owners Dee and Tyler Haugen as they discuss their business, DeTye Vet Supply, and some of the programs they recommend for cattle producers. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust sits down to talk with Will Meyer about why you should consider livestock risk protection. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust sits down to talk with Sam Olson about the local business environment in western South Dakota. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust sits down to talk upcoming legislation and the challenges of being on ag producer with Harding County rancher Billy Clanton. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust sits down with Hollie Stalder, Executive Director of Belle Fourche Economic Development as they discuss growth and opportunities in the Black Hills. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust, and Scott Peterson of Scott Peterson Motors discuss business, banking, and more. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank & Trust and Dean Kinney, CEO of the HomeSlice Group, discuss business, banking and more. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland discusses the business of banking with Alex Gustafson, Senior Vice President & Retail Banking Manager at Pioneer Bank & Trust. See acast.com/privacy for privacy and opt-out information.

Clay Birkeland, Senior Vice President & Director of Agricultural Banking at Pioneer Bank & Trust discusses the agricultural landscape with Justin Tupper of St. Onge Livestock. See acast.com/privacy for privacy and opt-out information.

Clay sits down with the Trust Department at Pioneer Bank and Trust. Just what does this department do? What do people need to know? Listen to this episode to find out. See acast.com/privacy for privacy and opt-out information.

Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank & Trust we will talk to the region's business leaders to help you grow your business with local resources. Dean Kinney, HomeSlice Group President and CEO, and Clay Birkeland, Pioneer Bank & Trust Senior Vice President, discuss the current agricultural conditions affecting Western South Dakota producers. Listen in to hear how Pioneer Bank & Trust is helping customers stay successful amidst the continued COVID-19 pandemic.Do you need more help with your business? Contact us today! See acast.com/privacy for privacy and opt-out information.

Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank & Trust we will talk to the region's business leaders to help you grow your business with local resources. Season 1 of The Local Podcast is here! In partnership with The HomeSlice Media Group and Pioneer Bank & Trust we will talk to the region's business leaders to help grow your business with local resources.In the inaugural season, HomeSlice Group President and CEO Dean Kinney and Pioneer Bank & Trust President and CEO Dylan Clarkson sit down to discuss the current state of business amidst the COVID-19 global crisis.Dean and Dylan share how their businesses are being affected by the pandemic, tips on navigating the federal resources being offered and how to better prepare your business to get through this crisis.Listen in to help your business stay successful with the resources available.Do you need more help with your business? Contact us today! See acast.com/privacy for privacy and opt-out information.

Dylan Clarkson and Dean Kinney sit down weekly to talk about business, banking, and how to better market your small business. Dylan, President and CEO of Pioneer Bank & Trust, and Dean, President and CEO of The HomeSlice Group, offer a unique perspective on how to run a successful business. See acast.com/privacy for privacy and opt-out information.