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The Ten Minute Bible Hour Podcast - The Ten Minute Bible Hour
Philemon IntroductionThanks to everyone who supports TMBH at patreon.com/thetmbhpodcastYou're the reason we can all do this together!Discuss the episode hereMusic by Jeff FooteI'm guest preaching on Galatians this Sunday November 9th at Bible Fellowship Church in Rapid City, South Dakota at 9:45 am. Come to church and say hello if you're in town!Here's a link to the church: https://maps.app.goo.gl/DwtxiLdTPAPVzVe86
The Ten Minute Bible Hour Podcast - The Ten Minute Bible Hour
Philemon IntroductionThanks to everyone who supports TMBH at patreon.com/thetmbhpodcastYou're the reason we can all do this together!Discuss the episode hereMusic by Jeff FooteI'm guest preaching on Galatians this Sunday November 9th at Bible Fellowship Church in Rapid City, South Dakota at 9:45 am. Come to church and say hello if you're in town!Here's a link to the church: https://maps.app.goo.gl/DwtxiLdTPAPVzVe86
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.Welcome back! Here's what's moving the markets this week
Send us a textThank you, Steve Garraty, for making this week's episode possible! Today, we welcome Lon Stroschein to the podcast. Lon's story hit home for me after spending over 20 years in corporate America. He is now an author, a podcast, a coach, and more, and you will hear all about it today. At Normal 40, his relationship-based process starts by helping you articulate your dream—identifying the bigger life you've been waiting to build. They then organize those dreams into bold, actionable steps, remove the perceived risk, and design a life aligned with your aspirations. This is about betting on yourself, avoiding future regret, and creating an impactful family legacy.Lon's shares how moments in life will shape a leader at home and at work, and they thread through a conversation about values, courage, and the trade you make when success no longer feels like fulfillment.The spine of the story is a South Dakota farm and the 1980s crisis that forced his family to make hard choices. Instead of bankruptcy, his family sells land to make debts whole and rebuilds over decades with conservative discipline. That decision burns in a set of values—do what's right, operate as a team, protect your name—that later guide a midlife shift. We unpack a practical life model: what you inherit, what you build, when you realize your work here is done, and how you turn that into a legacy worth passing on.You'll also leave with a simple script that can change your home this week: ask “What do you need more of from me?” and only reply with “What else?” at least four times, then ask “What do you need less of from me?” and keep digging. No defense. No speeches. Just truth and follow-through. And if you're standing at your own fork in the road, you'll hear how a public company executive found the courage to step away when his best work wouldn't happen inside the org chart—and how a spouse's belief became the push that made his next journey so real.If this resonates, follow the show, share it with someone who needs a nudge, and leave a quick review so more parents and leaders can find these conversations. Your next chapter might start with one honest question.Support the showPlease don't forget to leave us a review wherever you consume your podcasts! Please help us get more dads to listen weekly and become the ultimate leader of their homes!
On this episode of The Bluebloods, Zach McKinnell and Timothy Rosario from FCS Football Central preview the biggest FCS games on the Week 11 slate. The duo discusses the major SoCon matchup between No. 12 Mercer and No. 24 Western Carolina, a huge MVFC battle between No. 1 North Dakota State and No. 13 North Dakota, as well as another Top 25 MVFC clash between No. 8 South Dakota State and No. 22 South Dakota. They also offer their thoughts on the second edition of the FCS Playoff committee's Top 10 rankings. We also make our “Superdog” upset picks of the week and preview multiple other key Week 11 matchups. All this and more right here on The Bluebloods! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to the Jesus Church in Watertown, South Dakota!Join us for service at: 500 14th Ave NW, Watertown, SD 57201 https://goo.gl/maps/WgUmDc1iH7jB8za98Our Service Times: Sunday Morning Service at 10:00 am CDT Sunday Main Service at 11:00 am CDT Wednesday Service at 7:00 pm CDTYou can find us online at: Website: https://jesuschurchsd.org/ Facebook: https://www.facebook.com/JesusChurchSD Instagram: https://www.instagram.com/jesuschurchsd/
Onida, South Dakota grower, Ryan Olson says the last three weeks the weather has been pretty good. National Sunflower AssociationSee omnystudio.com/listener for privacy information.
Some might think there's not too much to see around Faith, South Dakota. But when people began to do a little digging, it turned out...
"In this week's Akem's Analysis, I talk about a ton of exciting games happening in FCS football. Both Montana schools are heavy favorites on the road against EWU and Weber State. UC Davis will be tested for the second straight week against Idaho, who's is coming off a big, ranked victory on the road. UND attempts to bounce back after a loss to South Dakota. They take on a dominant NDSU squad that has an unblemished record. Mercer and Western Carolina face off in a big-time SoCon matchup that could see Mercer clinch the conference's autobid. All of this and a ton more in this week's Akem's Analysis."SPORTS BET MONTANA LINK: https://sportsbetmontana.com/en0:00 - Intro 2:39 - Montana vs EWU Preview 13:42 - Montana State vs Weber State Preview 22:09 - UC Davis vs Idaho Preview 31:14 - NDSU vs North Dakota Preview 39:37 - SDSU vs South Dakota Preview 46:55 - Mercer vs Western Carolina Preview 51:38 - No Huddle Notes 51:53 - FCS Playoff Committee Top-10 Reveal 55:22 - Southern Illinois vs Youngstown State (MVFC Matchup) 56:46 - SELA vs Lamar (Big Time SLC Matchup) 58:49 - Drake vs St. Thomas (Pioneer Matchup) 1:00:17 - NAU vs Northern Colorado (Big Sky Matchup)
On Wednesday's edition of WagerTalk Today, Ralph Michaels shares NFL Trends and Angles that you need to know before betting Week 10 of NFL action and also gives a best bets in Ohio State vs Purdue in CFB & South Dakota vs Creighton in CBB. Ross "The Boss" Benjamin stops by to talk Spurs vs Lakers in NBA Action & Syracuse vs Miami FL in CFB action. Andy Lang provides props and shares free picks – don't miss out!
No Spin Co-Host Tommy Joe Lucia wins 2025 Donita Barnes Lifetime Achievement Award, and ‘tis the season for rodeo inductions from South Dakota to Oklahoma.Send us a textSend your thoughts and feedback to nospinfeedback@gmail.com or text 817-668-2395
Today on Coast To Coast Hoops Greg recaps Tuesday's results, talks to Curtis Rogers of 710 Seattle Spots about the success of west coast teams to begin the season, the upside of Gonzaga & Arizona, & what to make of the first week or two of results, & Greg picks & analyzes EVERY Tuesday game!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 2:51-Recap of Tuesday's results17:58-Interview with Curtis Rogers37:27-Start of picks Rider vs Rutgers39:55-Picks & analysis for Southern Indiana vs Butler42:34-Picks & analysis for South Dakota vs Creighton45:18-Picks & analysis for Tarleton St vs LSU4733-Picks & analysis for North Dakota St vs UC Davis50:26-Picks & analysis for Eastern Washington vs Loyola Marymount53:04-Start of extra games Coppin St vs La Salle55:14-Picks & analysis for Delaware State vs Temple58:16-Picks & analysis for Maryland Eastern Shore vs Georgia1:00:36-Picks & analysis for Southern vs Marquette1:03:02-Picks & analysis for Alabama A&M vs Indiana1:05:54-Picks & analysis for North Alabama vs Mississippi St1:08:34-Picks & analysis for USC Upstate vs Fresno St1:11:52-Picks & analysis for East Texas A&M vs New Mexico Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
South Dakota vs. Creighton NCAAB Betting Odds & Picks, 11/5/25 | Night Moves Show by Ramon Scott.
“Something You Should Know” is brought to you by GenesisGoldIRA.com. That is also something you should know! You can put your retirement on the GOLD STANDARD! Learn more at GenesisGoldIRA.com. We share fun things that are happening in the area and from time to time invite guests in to talk about their events!
The primary focus of today's discussion revolves around the absence of cyclonic activity in the Atlantic and eastern Pacific regions, as reported by the National Hurricane Center. The forecast indicates a period devoid of significant weather developments over the ensuing week, thereby suggesting limited severe weather potential. We also delve into the implications of a robust Pacific weather pattern, which is expected to generate marine gales and coastal hazards along the coasts of Washington and Oregon, while issuing wind advisories and coastal flood warnings for the San Francisco Bay area. Additionally, we address elevated fire weather concerns in the High Plains, particularly in western Nebraska and southwest South Dakota, where critical fire conditions are forecasted. In conclusion, we provide an overview of the current weather advisories across various states, emphasizing the importance of remaining vigilant amidst these conditions.Takeaways:* The National Hurricane Center currently reports no cyclones in the Atlantic or eastern Pacific regions.* Severe weather potential remains limited today, with only routine thunder chances noted out west.* A magnitude 4.0 earthquake was recorded south of Kotzebue, Alaska, prompting automatic aftershock monitoring.* California is under a Wind Advisory and a multi-day Coastal Flood advisory for the San Francisco Bay area.* Critical fire weather warnings are in effect for parts of western Nebraska and southwest South Dakota today.* Gale warnings are issued for Washington coastal waters due to high winds and significant seas.Sources[NHC | https://www.nhc.noaa.gov/][NHC EPac | https://www.nhc.noaa.gov/text/refresh/MIATWOEP+shtml/041124_MIATWOEP.shtml][SPC Day 1 | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Seattle | https://www.weather.gov/sew/][NWS Portland | https://www.weather.gov/pqr/][NWS SF Bay Zone Hazards | https://forecast.weather.gov/MapClick.php?zoneid=CAZ508][NWS Red Flag Summary | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=red+flag+warning][USGS Event | https://earthquake.usgs.gov/earthquakes/eventpage/ak025e5h93e7][NWS SF MapClick (San Francisco) | https://forecast.weather.gov/MapClick.php?lat=37.7771&lon=-122.4196][NWS Bay Area WFO | https://www.weather.gov/mtr/][NWS Alberton MT MapClick | https://forecast.weather.gov/MapClick.php?textField1=47.09982&textField2=-114.42633][NWS Montana statewide hazards | https://www.weather.gov/byz/montana_statewide_information][NWS Red Flag Summary | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=red+flag+warning][NWS North Platte AFD | https://forecast.weather.gov/product.php?issuedby=LBF&product=AFD&site=LBF&format=ci&version=1][NWS Portland WFO | https://www.weather.gov/pqr/][NWS Portland WWA summary | https://www.weather.gov/wwamap/wwatxtget.php?cwa=pqr&wwa=all][NWS Rapid City — Red Flag Warning | https://www.weather.gov/wwamap/wwatxtget.php?cwa=unr&wwa=all][NWS Burlington HWO | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=btv&wwa=hazardous+weather+outlook][NWS Seattle WFO | https://www.weather.gov/sew/], [KSEW Marine Gale Warning text | https://www.weather.gov/wwamap/wwatxtget.php?cwa=sew&wwa=all] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
NOTICE: This weekly show is now part of the "Happy Hour with John Gaskins" daily podcast, which you can find at SiouxFallsLive.com, MidwestSportsPlus.com, and most podcast platforms like the one you find here! So, if you enjoy the topics Matt & John cover, you'll get those topics, plus relevant local guests, every Monday through Thursday on Happy Hour... so we highly recommend you check that out! You can see it in the changing color of the leaves, and then how quickly they are falling off the trees. You can feel it in the chill of the air in the mornings, evenings, and sometimes all day. As November — which for those of us up here in the north means early winter — nears, the weather and ever-shedding trees represent the cold, harsh reality of winter drawing near, and the cold, harsh reality of some football teams' goals slipping away. South Dakota State no longer looks like a national title contender, at least in the health they are in. North Dakota State exposed that. South Dakota not only no longer looks like a national title contender they were projected to be by most FCS experts in the preseason, the Coyotes look less and less like even an FCS playoffs team. Their failure to score more than 20 points in all but three of nine games exposed that. But that's how things look now. Both the Jackrabbits and Coytes have November to change those narratives — four regulasr seaosn games each to flip the script. The margin of error is slimmer for both. The depth of both teams is thinning, too (as injuries tend to smother all teams at all levels by this time of year). On a cold day requiring flannel for John Gaskins and a hooded sweatshirt for Matt Zimmer, the two "Nobody's Listening Anyway" hosts require just a tiny extra dose of alcoholic nourishment to adjust to the temperatures and impending winter, not to mention to digest and unpack both what the SDSU and USD seasons have become and still could be. The cold, harsh reality of the Jacks is the kind of players that led them to national titles in 2022 and '23 — Mark Gronowski, Tucker Kraft, Isaiah Davis, Pierre Strong, the Janke twins, and a host of pro-level 605 Hogs and defenders — are not walking through that door, and the injuries of Chase Mason, Lofton O'Groske and Chase Van Tol made winning an MVFC of national title even harder.But, does that mean the Jacks' chances of accomplishing something special with a brand new coaching staff and mostly-turned-over roster are toast? The cold, harsh reality of the Yotes is they struggle to score points, which makes it hard to win games against teams that aren't the worst in the Missouri Valley Football Conference. Presumably, USD must beat three consecutive top-tier league teams to reach the playoffs. But does that mean we can stick a fork in the chances of a third consecutive postseason berth in Vermillion? Fire up the Budweiser and add a shot of Rumple Minze. There's a lot of brutal reality football to talk about, and that includes the latest bumpy ride Kalen DeBoer's Alabama took in the SEC, the make-you-hurl Brian Kelly experience at LSU that is mercifully over, and the broader conversation of all these major college teams sending their head coaches packing — with suitcases full of dozens of millions of dollars in buyout money — before the leaves start falling. Zim and John cover all that, plus the surest sign that autumn is ending: The World Series, state football playoffs, and Halloween. Is Shohei Ohtani already the greatest baseball player of all time? Are Brandon Valley and Lincoln on a collision course for back-to-back meetings in the Dakota Dome in Mid-November? Should an almost 50-year-old man still be dressing up for Halloween? You'll hear the answers, but spoiler alert — like the local college football discussions, it's complicated.
Corey travels to the small but mighty town of Wallace, South Dakota to visit with one of the most gifted wildlife artists of our time... this year's duck stamp competition winner Adam Grimm (three time winner) .Adam describes his childhood ambition to pursue art and the guys discuss how difficult it is and what a rarity to be able to have a long and successful career as an artist.Adam's journey from becoming the youngest ever winner of the duck stamp competition and his resiliency through the ups and downs is loaded with lessons learned and it's clear that he is passionate about waterfowl, and that passion is shared by his entire family. He also shares some insight into the duck stamp competition and Corey discusses the growing concerns about keeping the duck stamp tradition alive.Adam's incredible talent is on full display here:https://www.adamgrimm.com/https://www.themilliondollarduckfilm.com/https://www.fws.gov/media/federal-duck-stamp-fact-sheet-2025https://www.youtube.com/watch?v=1Nu9qpVQJgE&t=30sMadison Grimm (Adam's daughter) waterfowl protection non-profit and Ducks Unlimited Ascend appearance:https://www.secondchanceflight.com/our-storyhttps://www.youtube.com/watch?v=ONR0a2s57VgSend us a text
Arnold Archambeau and Ruby Bruguier were young Native Americans from Lake Andes, South Dakota, whose mysterious deaths in 1992 remain unsolved. At just 20 and 18 years old, they were navigating early parenthood and close-knit community life when a car accident led to their sudden disappearance. Months later, their bodies were found in a ditch near the crash site—a location that had already been searched—raising troubling questions about what happened in the time between. Their story has haunted investigators and their families for decades. Anyone with information about Ruby and Arnold's deaths, please contact the Charles Mix County Sheriff's Department at 605-487-7625. Click here to join our Patreon. Click here to get your own Inhuman merch. Connect with us on Instagram and join our Facebook group. To submit listener stories or case suggestions, and to see all sources for this episode: https://www.inhumanpodcast.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
About this episode: Last spring, Dr. Meghan Curry O'Connell joined Public Health On Call from ground zero of a syphilis outbreak among American Indian and Alaskan Native people in the Great Plains Region. In this episode: She provides an update on the situation, explaining how a collaborative team has been able to overcome obstacles and make progress. Guests: Dr. Meghan Curry O'Connell, MPH, is the chief public health officer at the Great Plains Tribal Leaders Health Board and a member of the Cherokee Nation. Host: Lindsay Smith Rogers, MA, is the producer of the Public Health On Call podcast, an editor for Expert Insights, and the director of content strategy for the Johns Hopkins Bloomberg School of Public Health. Show links and related content: Efforts to curb SD's syphilis outbreak yield results, but public health advocate says work remains—South Dakota Searchlight How a fight over data made South Dakota's bad syphilis outbreak worse—Vox A Public Health Emergency: Syphilis Surges in the Great Plains Region—Public Health On Call (May 2024) Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @PublicHealthPod on Bluesky @JohnsHopkinsSPH on Instagram @JohnsHopkinsSPH on Facebook @PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.
When you think of Mount Rushmore, you picture four presidents carved in stone in the Black Hills of South Dakota. But part of that story began in San Antonio. Sculptor Gutzon Borglum began shaping his vision for the monument while working in San Antonio. As Mount Rushmore celebrates 100 years, we look back on the history and future of the landmark.
Meet Heather VenengaHeather is a bold visionary with a heart for storytelling, strategy, and helping others step into their next chapter—literally. As a bestselling author, dynamic speaker, and the founder of Profitable Pen Press, Heather empowers purpose-driven entrepreneurs to turn their lived experiences and expertise into published books and profitable brands. Her journey started in South Dakota, where she earned her bachelor's degree at SDSU and met her husband, Rob. After completing her Master's in Management in Nebraska, she spent nearly two decades in corporate America mastering high-level acquisitions, business turnarounds, and team growth inside regulated industries. But her heart always belonged to something more personal, more purposeful.That moment came when she moved back to South Dakota to support her husband's family farm—and found herself drawn to helping other farm families navigate financial challenges. She spent 10 years as a financial advisor, but in 2021, she felt the pull to share her own story. Her debut book hit #1 on Amazon, unlocking a new passion: showing others how to turn their knowledge into impact. That passion led her to launch American Harvest Financial in 2023 and eventually Profitable Pen Press, where she now combines business coaching, publishing expertise, and personal mentorship to help others leave their mark. Heather is driven, deeply grounded in her values, and fiercely committed to helping people prove their stories matter. When she's not coaching or building big ideas, you'll find her recharging with her family, fueling her love of learning, or chasing her next big adventure.Meet Ashley BandemerA proud mom, Midwest native, and the founder of The Bandemer Agency. With a background in marketing and a heart for helping others succeed, she built a virtual assistant agency that supports entrepreneurs, creatives, and business owners behind the scenes so they can shine out front.Her journey into entrepreneurship was inspired by her son, Carter, and fueled by a desire to create freedom, flexibility, and fulfillment — not just for herself, but for her team and the clients they serve. Whether it's managing inboxes, growing social media accounts, or keeping digital calendars under control, she believes in bringing structure, creativity, and a whole lot of Midwest hustle to everything we do.When Ashley is not running her business, you'll find her spending time with family at the lake, whipping up something sweet in the kitchen, or catching up on a Bravo show (guilty pleasure!).If you're looking for someone to help you take things off your plate — and actually care about your business like it's their own — you're in the right place.Webpage: https://www.profitablepenpress.com/Book a call:https://heathers-coaching.com/scheduler/profitable-pen-press-consultationHelpful tool on how to get started with writing your bookhttps://heathers-coaching.com/blog/how-to-write-a-book-that-generates-revenue Connect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!
MICHELLE CAMPBELL was born and raised in Omaha, Nebraska, and began her educational journey in South Dakota before relocating to Atlanta, Georgia, to continue her studies. During her academic pursuits, she launched a real estate investment firm, marking the beginning of her entrepreneurial path. Over the years, Michelle expanded her ventures into various industries, including horticulture, where she founded an interiorscape company, and logistics, where she established a commercial trucking business. Drawing on the insights and expertise gained across these diverse fields, she transitioned into a career in the financial services industry. CONNECT WITH Michelle Campbell Website: https://bymichellecampbell.com/ Facebook: https://www.facebook.com/profile.php?id=61561259970143 Instagram: https://www.instagram.com/bluebirdmemoir/ LinkedIn: https://www.linkedin.com/in/michelle-c-1a697b318/ TikTok: https://www.tiktok.com/@taxshell X: https://x.com/tax_shell YouTube: https://www.youtube.com/@taxshell6072 JOIN THE FIGHT AGAINST FOOD INSECURITY Join the fight against food insecurity here in the U.S. DONATE TODAY at Meet the Streets Outreach, INC. to fight hunger! Meet the Streets Outreach provides essential support to Houston's food-insecure communities by offering over 2,100 hot meals each month. With your help, we can continue to serve those in need. Your support ensures that we can continue to make a meaningful difference in the lives of Houston's most vulnerable residents. Thank you for considering this opportunity to invest in the well-being of our community. Food Insecure Households For many families in the U.S., the past several years have been difficult. Higher food prices, economic instability, and other factors have made providing for a family even harder. 1 in 8 households in the U.S. is food insecure. That means these families don't have enough money or resources to buy enough food for everyone in their household. As recently as 2022, 7.3 million children lived in food insecure households. Also, 16.9% of children live in poverty. SNAP Benefits More than 22 million U.S. households use SNAP benefits to help with food costs, as of April 2023. Sometimes known as "food stamps," SNAP is the federal Supplemental Nutrition Assistance Program. People who receive SNAP benefits can use it to buy groceries, seeds, and plants for food. SNAP cannot be used to purchase hot food or household items like cleaning supplies, vitamins, or diapers. CONNECT WITH Cedric Francis Website: https://www.lead2greatness.com/ Facebook: https://www.facebook.com/cedricbfrancis X: https://twitter.com/cedricbfrancis Instagram: https://www.instagram.com/cedricbfrancis/ LinkedIn: https://www.linkedin.com/in/cedric-b-francis-a0544037/
Welcome to the Jesus Church in Watertown, South Dakota!Join us for service at: 500 14th Ave NW, Watertown, SD 57201 https://goo.gl/maps/WgUmDc1iH7jB8za98Our Service Times: Sunday Morning Service at 10:00 am CDT Sunday Main Service at 11:00 am CDT Wednesday Service at 7:00 pm CDTYou can find us online at: Website: https://jesuschurchsd.org/ Facebook: https://www.facebook.com/JesusChurchSD Instagram: https://www.instagram.com/jesuschurchsd/
It is a straight forward podcast, there's 108 Division I vs Division I college basketball games on the betting board for Monday & Greg picks & analyzes EVERY one of them!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 3:56-Start of picks Bradley vs St. Bonaventure 7:04-Picks & analysis for Murray St vs Omaha10:14-Picks & analysis for Northern Arizona vs Drake13:15-Picks & analysis for Southern Miss vs Buffalo16:37-Picks & analysis for Georgia St vs Eastern MI19:42-Picks & analysis for Quinnipiac vs St. John's22:56-Picks & analysis for South Alabama vs Toledo26:08-Picks & analysis for IU Indy vs Ohio State29:04-Picks & analysis for Canisius vs Dayton32:04-Picks & analysis for Texas St vs Bowling Green 35:02-Picks & analysis for Mercer vs Tennessee 37:30-Picks & analysis for Niagara vs Duquesne 40:34-Picks & analysis for Marshall vs Massachusetts 43:30-Picks & analysis for Louisiana vs Ball State46:32-Picks & analysis for Troy vs Kent State49:34-Picks & analysis for Ohio vs Arkansas State52:09-Picks & analysis for Florida vs Arizona 55:38-Picks & analysis for Rider vs Virginia57:24-Picks & analysis for James Madison vs Akron1:00:59-Picks & analysis for Old Dominion vs Miami OH1:03:37-Picks & analysis for Fairfield vs Penn State 1:06:41-Picks & analysis for Boston College vs FL Atlantic 1:09:21-Picks & analysis for Coastal Carolina vs Western Michigan 1:12:21-Picks & analysis for Youngstown St vs Pittsburgh 1:14:59-Picks & analysis for Appalachian St vs Central MI 1:18:20-Picks & analysis for Western Carolina vs Cincinnati 1:21:10-Picks & analysis for Wofford vs George Mason1:23:43-Picks & analysis for Marist vs Xavier1:26:41-Picks & analysis for Air Force vs Belmont1:29:16-Picks & analysis for Saint Peters vs Seton Hall 1:31:48-Picks & analysis for TN Tech vs Western Kentucky 1:34:33-Picks & analysis for Tarleton St vs SMU1:36:32-Picks & analysis for Cleveland St vs Loyola IL1:39:48-Picks & analysis for Hampton vs UW Milwaukee 1:42:59-Picks & analysis for Indiana St vs Charlotte 1:45:29-Picks & analysis for Detroit vs IL Chicago 1:48:21-Picks & analysis for SE Missouri St vs St. Louis1:51:25-Picks & analysis for UL Monroe vs Northern IL1:54:41-Picks & analysis for Rio Grande Valley vs Baylor1:57:28-Picks & analysis for Hofstra vs Central Florida 2:00:17-Picks & analysis for Campbell vs Wisconsin 2:02:29-Picks & analysis for Northern Dakota vs Alabama 2:04:54-Picks & analysis for UW Green Bay vs Kansas2:07:04-Picks & analysis for Utah Tech vs South Dakota 2:10:33-Picks & analysis for Samford vs Tulane2:13:26-Picks & analysis for Oakland vs Michigan 2:16:08-Picks & analysis for Fort Wayne vs Grand Canyon 2:18:57-Picks & analysis for San Jose St vs Utah2:22:10-Picks & analysis for Montana St vs Colorado 2:24:26-Picks & analysis for Idaho vs Washington St2:27:43-Picks & analysis for Villanova vs BYU2:30:19-Picks & analysis for Cal Poly vs USC2:32:17-Picks & analysis for North Dakota St vs Oregon St2:35:31-Picks & analysis for St. Thomas vs St. Mary's 2:38:27-Picks & analysis for CSU Bakersfield vs California 2:41:11-Picks & analysis for Denver vs Seattle2:43:52-Picks & analysis for Eastern Washington vs UCLA2:46:48-Start if extra games Queens NC vs Winthrop 2:51:22-Picks & analysis for Binghamton vs Syracuse 2:53:47-Picks & analysis for High Point vs Furman 2:56:58-Picks & analysis for Morgan St vs Georgetown 2:59:57-Picks & analysis for Coppin St vs Maryland 3:02:41-Picks & analysis for NC Central vs NC State3:05:29-Picks & analysis for Stetson vs Rhode Island 3:08:26-Picks & analysis for Colgate vs Michigan St3:11:12-Picks & analysis for Howard vs Missouri 3:13:59-Picks & analysis for Wagner vs VCU3:16:35-Picks & analysis for New Haven vs Connecticut 3:18:35-Picks & analysis for Southern vs Arkansas 3:21:16-Picks & analysis for Western IL vs Radford3:24:26-Picks & analysis for Lafayette vs St. Joseph's 3:27:11-Picks & analysis for Charleston So vs Virginia Tech3:29:48-Picks & analysis for Central Arkansas vs North Carolina 3:32:42-Picks & analysis for Navy vs Presbyterian 3:35:06-Picks & analysis for Delaware vs Bucknell3:37:54-Picks & analysis for Bryant vs Siena3:40:40-Picks & analysis for Long Island vs Notre Dame 3:43:57-Picks & analysis for Holy Cross vs Providence 3:46:50-Picks & analysis for MD East Shore vs Georgia Tech3:49:15-Picks & analysis for Boston U vs Northeastern 3:51:47-Picks & analysis for Bellarmine vs Georgia 3:54:34-Picks & analysis for Albany vs Marquette 3:57:20-Picks & analysis for Northwestern St vs Texas A&M3:59:59-Picks & analysis for New Hampshire vs Clemson4:02:31-Picks & analysis for Fair Dickinson vs Iowa Start4:05:48-Picks & analysis for Miss Valley St vs UAB4:08:44-Picks & analysis for Bethune Cookman vs Auburn4:11:14-Picks & analysis for West 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People in the central part of South Dakota can earn an Associate Degree in Agricultural Science thanks to a collaboration between South Dakota State University in Brookings and the Capital City Campus in Pierre. In this episode of Ag In-depth, Capital City Campus Executive Director Laurie Gill sat down with DRG Media Group News and Farm Director Jody Heemstra to talk more about the 60-credit-hour program approved by the state Board of Regents in May 2024.
For over three decades, I have chased longtails in South Dakota. The places change, but the experience never fails to deliver. Friends, dogs and the sneakiest bird the was ever created, make for memories that never fade.
For over three decades, I have chased longtails in South Dakota. The places change, but the experience never fails to deliver. Friends, dogs and the sneakiest bird the was ever created, make for memories that never fade.
If anyone knows how to host a cozy, joyful Thanksgiving dinner, it's my friend Leah Brink. She's been welcoming anywhere from 10 to 29 family and friends around her tables for the past 15 years. Her holiday spreads could be straight out of Better Homes & Gardens or Martha Stewart Living, yet her heart for hospitality is all about warmth, gratitude and joy.In this cozy and practical episode of Funeral Potatoes & Wool Mittens, Leah shares how she plans for Thanksgiving weeks (and even months) ahead—from scheduling her PTO and deep cleaning her home to baking desserts for the freezer. She talks about making her table welcoming with a flower centerpiece from Shari at Hand Tied Floral Boutique in Brookings, South Dakota, setting the mood with simmering cinnamon and cloves on the stove, and playing her favorite soft jazz and It's the Great Pumpkin, Charlie Brown soundtrack in the background.We also dive into the heart of the meal—homemade gravy. Leah walks us through her step-by-step approach to making perfect gravy every time, plus her secret to a juicy, flavorful turkey: a 24-hour brine. You'll hear about her signature dishes like mashed potatoes and gravy, Red Lobster-style Cheddar Bay Biscuits from scratch, and her must-have baked mac and cheese.Leah also shares her family recipes, including:• Her mom's creamy fudge• Her grandma's ginger snaps• Her stepmom's Snickers bars• Her cozy beer cheese soup• And a link to festive cranberry Brie bitesGet each recipe at https://randomsweets.com/thanksgiving-hosting-and-homemade-gravy-with-leah-brink/, along with Leah's hosting and gravy-making tips—including using a Thanksgiving day “cooking template,” how she journals notes for next year, and why she believes “prep equals confidence.”So, this Thanksgiving, if you're the one making gravy, bring someone into the kitchen to learn alongside you. Or, if you're eager to learn, step up and take notes—you'll be grateful you did next year.I hope you pick up a few new ideas and feel a little more confident — and maybe even excited — about hosting Thanksgiving this year. Big thanks to my friend, Leah Brink, for sharing her warmth and wisdom around the table. Host and Producer, Staci MergenthalRandomSweets.com#ourSweetMidwestLifeWebsite randomsweets.comInstagram @potatoesandmittensInstagram @randomsweetsFacebook: Funeral Potatoes & Wool MittensFacebook Random SweetsPinterest @staciperryEmail: staci@randomsweets.com
National deviled eggs day. Entertainment from 2022. North & South Dakota became states, 1st cheerleader, 1st US soldiers killed in WW1. Todays birthdays - James K. Polk, Warren G. Harding, Burt Lancaster, Jay Black, Ray Walston, Stephanie Powers, Keith Emerson, K.D. Lang, David Schwimmer, Nelly. George Bernard Shaw died.Intro - God did good - Dianna Corcoran https://www.diannacorcoran.com/Deviled egg song - YouTube videoAnti-Hero - Taylor SwiftYou proof - Morgan WallenBirthdays - In da club - 50 Cent http://50cent.com/Come a little bit closer - Jay & the AmericansLucky man - Emerson Lake & PalmerConstant craving - K.D. LangHot in Herre - NellyExit - Therapy - Dianna Corcoran https://www.diannacorcoran.com/countryundergroundradio.comHistory & Factoids about today webpageJeff & Steph's Jesus is cool store
In this Halloween edition of Why We Vote, CannCon and Ashe in America welcome special guest Jessica Pollema, president of South Dakota Canvassing, for one of the most explosive deep dives into election infrastructure yet. Jessica breaks down how a small South Dakota tech company called BPro evolved into NO Inc., which later became Liberty Vote, now tied to Dominion Voting. She reveals how this system, built with state and federal funds, quietly spread to other states through sole-source contracts, questionable “free” source code deals, and Microsoft Azure cloud integration. The discussion uncovers a tangled web of cyber vulnerabilities, legal cover-ups, and political collusion, from rigged voter roll access to ERIC connectivity. Ashe and CannCon dig into how local citizens fought back through legislation and hand-count petitions, only to face coordinated lawfare from establishment players. With subpoenas now flying in South Dakota, Jessica shares breaking news that could finally expose the truth behind America's digital election systems.
Rick is back and the guys talk about their first trip of the season to South Dakota. Thermal in October is new for the crew but there were plenty of stories & dead coyotes from the trip! Hornady: bit.ly/Hornady-Eastmans Kryptek: bit.ly/Kryptek-Eastmans Lucky Duck Predator Calls: bit.ly/LuckyDuck-Eastmans onX hunt: bit.ly/onXHunt-Eastmans SigSauer: bit.ly/SIGSAUER-Eastmans Silencer Central: bit.ly/SilencerCentral-Eastmans
Travis Frank & Scott Fransen share stories from the heart of hunting season, and Scott's throwing a party. We discuss pheasant and grouse hunts in Minnesota, Michigan, North & South Dakota, plus we share details on a conservation collaboration with Walton's, Scott wins longest tail feather contest, and we invite you out to a night on the town with Scott & Tyler Webster this week in Stanley, North Dakota. Learn more about the Walton's X The Flush pack for conservation @ www.waltons.com Presented by: Walton's (waltons.com/) OnX Maps (onxmaps.com/) Aluma Trailers (alumaklm.com) GAIM Hunting & Shooting Simulator (https://alnk.to/74wKReb) Hunt Huron (HuntHuronsd.com), Federal Premium Ammunition (federalpremium.com/) Hunt North Dakota (helloND.com/) Lucky Duck Premium Decoys (luckyduck.com/) & Samaritan Tire (samaritantire.com/)
On this week's episode, Brian and Brad are joined by Pat Stuart and Dylan Stein who went out bow hunting for a mule deer here in South Dakota. It's been a little while since the last time Pat hunted with a bow, and the adventure he chose tested his skill, perseverance, and resolve. Pat and Dylan tell the story of their hunting, stalking, and eventually taking the shot.
Colter kicks things off with FCS insider Sam Herder to break down a wild weekend across the subdivision. The guys recap Montana's statement win over Sac State, Montana State's dominant showing against Cal Poly, and North Dakota's big road victory over South Dakota. They also dig into FCS playoff implications, key storylines, and how conference races are heating up as November approaches. (5:28)Next, Montana State defensive tackle Talon Marsh stops by to preview the Bobcats' upcoming matchup against Northern Colorado and share insight on the team's mindset heading into the final stretch.(30:32)Finally, Geoff Safford joins Colter in studio to break down a tightly contested World Series, now tied 2–2, and discuss what's shaping up to be an exciting finish on the diamond.(41:19)
Each day, SDPB brings you statewide news coverage. We then compile those stories into a daily podcast.
This week, I welcome author, filmmaker, and pie baker Beth Howard to the show. Beth has authored four books and has recently released a full-length documentary entitled PIEOWA: A Piece of America. We talk about grief, loss, love, career changes, and how pie has been a guiding force throughout Beth's life.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of Barnyard Language, Caite and Arlene talk about ranching and parenting with Calli Williams, a first-generation rancher from South Dakota. Calli discusses the challenges and rewards of running a purebred Angus cattle operation with her husband. They delve into the importance of building relationships, effectively managing a direct-to-consumer beef business, and balancing family life with ranch duties. Calli also shares insights into overcoming a serious farm accident involving her husband and how they coped as a family. The episode highlights the nuances of farm life, raising children amidst agricultural responsibilities, and the importance of time management, community support, and maintaining a positive outlook.We're glad you're joining us for another episode of Barnyard Language. If you enjoy the show, please tell a friend (or two) and be sure to rate and review us wherever you're listening! If you want to help us keep buying coffee and paying our editor, you can make a monthly pledge on Patreon to help us stay on the air.You can find us on Facebook, Instagram, and TikTok as BarnyardLanguage, and if you'd like to connect with other farming families, you can join our private Barnyard Language Facebook group. We're always in search of future guests for the podcast. If you or someone you know would like to chat with us, get in touch.If you have a something you'd like to Cuss & Discuss, you can submit it here: speakpipe.com/barnyardlanguage or email us at barnyardlanguage@gmail.com.
Welcome to the Jesus Church in Watertown, South Dakota!Join us for service at: 500 14th Ave NW, Watertown, SD 57201 https://goo.gl/maps/WgUmDc1iH7jB8za98Our Service Times: Sunday Morning Service at 10:00 am CDT Sunday Main Service at 11:00 am CDT Wednesday Service at 7:00 pm CDTYou can find us online at: Website: https://jesuschurchsd.org/ Facebook: https://www.facebook.com/JesusChurchSD Instagram: https://www.instagram.com/jesuschurchsd/
10/30/25: Nikki Gronli is the owner of Flatlander Strategies, a consulting firm helping organizations with strategic planning in communications, marketing, and policy advocacy. Nikki has traveled the state of South Dakota, hosting town halls talking about rural healthcare being impacted by the "big, beautiful bill." On September 10, 2025, she announced her campaign for South Dakota’s lone U.S. House seat.Appointed by President Joe Biden as South Dakota’s State Director for USDA Rural Development, Nikki led investments in expanding broadband, improving infrastructure, and supporting housing, healthcare, and economic growth across rural and Tribal communities. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.
Clinton Griffiths hosts AgDay: Soybean harvest is wrapping up in several states. We checked in with South Dakota producers, who are generally pleased with this year's crop so far. Additionally, President Trump has further thoughts on ranchers and efforts to lower beef prices domestically.See omnystudio.com/listener for privacy information.
Each day, SDPB brings you statewide news coverage. We then compile those stories into a daily podcast.
Cattle groups in South Dakota discuss the recent news of beef purchases from Argentina. NAFB News ServiceSee omnystudio.com/listener for privacy information.
Artist, builder, and podcast host Jennifer Espenscheid joins Joe Moore for a rich conversation on creativity, process, and the spiritual dimensions of making art. Drawing from her South Dakota roots and large-scale works like Luciferia, Jennifer reflects on the blend of grit, intuition, and trust that guides her artistic life. She discusses how psychedelics have served as a tool for clarity and healing rather than direct creation of art, helping her dissolve patterns and reconnect to innate creativity. They explore how events like Burning Man catalyze inspiration, why intention and integration matter as much as vision, and the discipline of "earning your dopamine"—staying self-motivated instead of chasing external highs. Jennifer shares lessons about gestation, patience, and protecting early ideas before they're ready to be seen. Together they examine creativity as a human birthright and art as a daily practice of attention and renewal. "By being human, you are intrinsically creative. Psychedelics help me clear the noise so I can actually hear and honor that." Links The Soma Show - Main website Podcast on YouTube Jennifer on LinkedIn
On places of ritual. Architect Pier Paolo Tamburelli talks to Alex about his project to catalogue modern wonders – structures that are very big, that pretend to be ancient, and are mostly ugly. For the full episode subscribe at patreon.com/bungacast How has architecture lost its ritual dimension? Why are these "modern wonders" kitsch? And why are they found the world over, from Munich to Malaysia, South Dakota to Dakar? Do 'wonders' speak to a world where places remain distinct, and where conflicts and history seem to have returned? Are disillusioned and cynical postmodern subjects searching for wonder? Can architecture rebuild society? Links: Wonders of the Modern World, Arch+, issue 259 Wonders of the Modern World: Notes for a Research Programme, Pier Paolo Tamburelli, Arch+ (pdf attached in patreon) What's wrong with the primitive hut?, Pier Paolo Tamburelli, San Rocco (pdf attached in patreon)
Calli Williams, first-generation rancher and co-founder of TW Angus near Mitchell, South Dakota, shares what it really takes to build a legacy from the pasture up. Calli shares how every animal on the ranch has intention—from bulls for their annual sale, to steers destined for their direct-to-consumer beef program, to females kept to grow the herd.Calli began sharing life on the ranch via social media, watering cattle, working the land, sharing family moments and in doing so, built more than just visibility for the business; she created real connections between producers and consumers. Today Calli is an advocate for agriculture and shares her stories with others across the world.
Jeff Stanfield and Andy Shaver are joined once again by the one and only “Coyote Man,” Clay Reid, for another round of outrageous stories and off-the-wall wisdom. Clay talks about his latest adventure — training for an Ironman race in his late 50s — and the physical and mental grind that comes with it. The guys also get into the tough life of being a cowboy, and being the last of a dying breed, and Clay tells of his recent trip to South Dakota and his mission to track down the elusive peach Red Bull.
Keith discusses strategies for amplifying investing returns and reducing lifetime tax burdens through real estate, geography, and industry. He compares tax burdens by state and explains how investors can leverage low-income tax states and low-property tax states. Podcast host, investor and developer, Victor Menasce, joins the conversation to highlight the industrial real estate market, emphasizing the demand for warehousing and logistics.They touch on the potential in industrial outdoor storage and the complexities of data center investments. Reach out to Y Street Capital to learn more about their projects and the real estate espresso podcast. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/577 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, we're talking about how you can use real estate, geography and industry to amplify your investing returns over the course of your life and permanently reduce your lifetime tax burden today on Get Rich Education. Keith Weinhold 0:21 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 77958989, yep, text their freedom coach directly. Again, 1-937-795-8989, Corey Coates 1:34 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:49 Welcome to GRE from Milford, Delaware to Milford, Utah and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing since 2014 now, what do you think about a multi week government shutdown? That means there's a cut in your service level, but of course, oh geez, there's no commensurate cut in the amount of taxes that you pay. This is the government's version of charging rent on a vacant unit. That's what's happening. That's what we've been looking at in the biggest expense you'll ever pay in your life. It isn't housing, it's taxes. Before I get to how you can reduce the amount of taxes that you'll pay throughout the course of your life, which is huge. Let's pull back, and I guess it's a bit of a real estate geography riddle for you, imagine if there were a place that existed, and this place is within a 15 minute drive of a seacoast, 15 minutes of mountains, within 15 minutes of an urban core of about 300,000 people, and within 15 minutes of an international airport and a decent airport that has direct, non stop flights to Europe. Even, could that place exist all of that? I mean, it almost sounds too good to be true when I put it like that, yes, it does, and it's in the United States. On top of that, this same place with proximity, within 15 minutes of all four of those things, has zero state income tax and zero sales tax. Yes, all this is in the same place, and that's where I am coming to you from today, Anchorage, Alaska. I traveled a good bit, and I can't think of another place in the US quite like it. A quick check of Chad GPT corroborates this, saying that the US places that come closest are Honolulu, Juneau and Bellingham, Washington. They come the closest to that. Now, the biggest downside, in my opinion, is a long, dark, cold winter. Well, that's when I do more traveling, but I spend many months of the year right here in Anchorage. And my guest today, who you'll hear from later, I haven't had him on the show in years, where recently he I and his wife, Natasha, toured Anchorage. I drove them around. Keith Weinhold 4:29 first, let me tell you about a creative way to pay both a low property tax and a low income tax, and that is no matter what state or province that you live in now, the big three taxes that people pay throughout their lives are income tax, sales tax and a property tax. Those are the big three, and when you combine those to come up with the highest and lowest tax burdens by state, you'll notice that coastal states often pay the most. They generally have the biggest burden, because coasts attract people, and therefore those highly populated areas, they need infrastructure, say, for example, more bridges, and they often have more social services for people, and it costs tax money to maintain all of that. Now, look, will people move to an area specifically because they can get low taxes there? Like is that amenity in itself an attractant? Actually, not so much. No, you do get some people to move to Puerto Rico, predominantly for that reason. But interestingly, the two states with the lowest overall tax burden, that is, when you combine income, sales and property tax, the lowest are Alaska and Wyoming, and yet they have the fewest people living there, under 1 million people each. So the two states with the lowest tax burdens are also the two least populous states. So it is not making people flock there. So where you choose to live? Oh, that has more to do with your overall quality of life. And you know that's probably as it should be. Well, whether you own your home or you rent your home, you effectively do pay property tax, because tenants end up subsidizing the landlord's expenses. Most property tax maps that you see out there, those national property tax maps, they show the average tax bill that a household pays by state, regardless of real estate values. Well, that's not so useful. You might remember that a few weeks ago in our newsletter, I sent you the best and the smartest property tax map that I have by county. You'll remember that it showed the property tax paid as a percentage of the home value, so that relative basis is what matters more. When we look at property tax paid that way, we can more transparently see that the highest property taxes are generally paid in three US regions. Those three regions with the highest property taxes are the northeast, much of the Great Plains and Texas now a 1% property tax rate is, for example, when you have to pay 4000 bucks a year on a property value of 400k That's that 1% and the lowest are in the Western US and the nation's southeast quadrant, often under 1% we're just talking about the property taxes only here. Now out west, lower property taxes, they still rarely create investor cash flow, and that's because purchase prices are too high out west, and rents don't keep up with them proportionally. But low taxes, they do adequately sweeten the most investor advantaged areas, that is in the southeast Indiana, Missouri, Oklahoma, Hawaii, and a bunch of the Mid Atlantic states. All right, so they are the investor advantaged areas that also have low property tax. The nation's lowest property tax rate is in Alabama. Roll tide, I think I've mentioned that on the show before. All right, so that's property tax, but states have to get their revenue somewhere, so oftentimes, if their property tax is low, well then they have to make up for that. So therefore their income or sales tax can be high. Now as far as income tax, each state has their own of course, the high ones are New York, New Jersey, California and Hawaii. Those are many of the high ones. But there are nine states with zero, absolutely zero, state income tax, and those nine states that are free of income tax are the aforementioned, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming and Washington gets somewhat of an asterisk that has a little wrinkle in it. That's one of the nine with the wrinkle, you'll pay zero income tax on your wages in Washington. It only applies to high earners, capital gains tax income there, all right. Well, all of that is true for everybody there, every US citizen. But here's the arbitrage that a real estate investor can create. If you live in one state and you own property in another state, you always pay property tax where the property is physically located, not where you live. I mean, any longtime out of state real estate investor knows that. So you can therefore live in a state with little or no income tax, for example, Texas, and then a Texas resident can skirt Texas's higher property tax by investing in a different state that has low property tax, like, say, Alabama or Tennessee. Oh, well, now both your property tax and your income tax are low this way. And congratulations, you have just legally exploited the tax system. Some examples of a low income tax home state where you live and a low property tax investor state where your investment property is, so that you get the best of both worlds. They are, Texas is your home state, and Alabama is your investment property state, like I just described, and then a few other scenarios, so that you can legally use the system to pay both a low income tax and low property tax. Are having Pennsylvania as your home state and Missouri as your investor property state, having New Hampshire as your home state and Tennessee is your investor property state. And then another example, having Washington as your home state and Arkansas as your investor state. Those are just some examples of combinations there about how you can live in a low income tax state and then also enjoy having your investment property in a low property tax state and see perhaps now you're doing this without having to move. Yes, investing in low property tax states. Now, of course, property taxes are set at the county or city level. They're not set federally, but just within one state. Sometimes property tax can vary dramatically, which you probably know, but two of the biggest examples of this are in Illinois, Cook County, which is Chicago, and also Miami, Dade County, Florida. I mean those jurisdictions, they have tax rates that can make wallets cry more than their surrounding counties do, and some states have maximums, legal limits ceilings on property taxes. California proposition 13 famously limits property tax to 1% of assessed value, and then the increases are capped as well. I mean this means the two California neighbors with identical homes can pay wildly different taxes, and Florida is still looking to completely eliminate the property tax. Can you imagine that? I mean, it seems doubtful that that will happen, but you can conceive of how much more desirable that would make Florida properties, and that would probably make all Florida housing values skyrocket now, just because a property has a high property tax rate that doesn't disqualify it as an investment property alone, it's just one consideration that'll show up in your proforma, your cash flow. So the bottom line is that as an income property owner, property tax is mostly passed on to your tenant, but paying a low rate still keeps you more flexible and profitable. So think of a map of states with low property taxes, sort of like a treasure map, but instead of x marking the spot, it marks where your money will go the furthest. Keith Weinhold 13:36 And if you want real estate maps like I'm talking about here, and stories and great charts and investment opportunities that I cannot fit onto the channel. Here, you can grab them in my free weekly newsletter at gre letter.com and part of this is because I just cannot adequately describe a map or a chart to you here in an audio format. You get more in the letter free wealth, building insight every week. And it comes straight from me. 1000s of investors read it every week. Don't live below your means. Grow your means. Get It At gre letter.com Again, that's gre letter.com Keith Weinhold 14:20 something interesting just happened when Wells Fargo released their housing forecast for the next two years. Let's discuss that between today and 2027 they expect the federal funds rate to drop by a full 1% but they don't expect mortgage rates to drop as much only about a quarter point drop over the next two years in the 30 year fixed rate. For next year, they expect home prices to rise three and a half percent, and then the year after 3.7%. looking down the road a couple years here, and this is sorced by Wells Fargo economics and the US Department of Labor and the FHFA and more. All right, so only a small reduction in mortgage rates and a pickup in home price appreciation, although still pretty moderate. Now you gotta take any interest rate prediction with a grain of salt, like I've told you here before. I personally, I do not forecast interest rates, and when you're looking at interest rate predictions, you are squarely looking at a waste of your time. Keith Weinhold 15:34 Now, a recent Gallup poll wanted to find out what Americans consider to be the best long term investment. That's the question that the pollsters asked, what is the best long term investment? And the findings were that 16% said stocks. I mean, despite the fact that stocks only seem to make insiders wealthy, still somehow 16% of Americans consider stocks to be the best long term investments, a higher share of Americans, 23% said gold. That actually surprises me, that nearly one quarter of Americans say that gold is the best long term investment, when only about 10% of Americans own gold in the physical form, like bars or coins. And part of this could be driven by the recent hype, where the gold price has more than doubled just since last year, and it broke above $4,000 an ounce for the first time in history this month. All right, so 16% said stocks, 23% said gold. And what's number one in the Gallup poll for what Americans believe is the best long term investment? It's real estate. Ah, well, they got that right. That actually gives me a little more faith than Americans there. Now, when it comes to real estate investment, you know, there's this long running mantra or catchphrase out there that I really disagree with. I mean, you've certainly heard this before, but it just does not resonate with me. And that is, appreciation is just the icing on the cake. That's the catchphrase I am not feeling the vibe there. How in the heck is appreciation just the icing on the cake? The presumption, the inference here, is that cash flow is the main driver of an investment philosophy, and then if you just happen to get appreciation too, oh, well, that's a little sweetener. Like the mantra would say cash flow is the cake, the majority piece, and then appreciation since the icing, oh, that's only a little thing. No, that's misleading. You usually get more of a return from appreciation than you do cash flow. Keith Weinhold 17:56 I mean, on, say, a 400k income property, what if you only get $200 of cash flow? That can happen? That's $2,400 a year. But instead, 5% appreciation on that property gives you $20,000 a year. That is almost 10x. I think what the icing on the cake, curious catchphrase means is that cash flow is important because it controls the mortgage. Well, then I think it's just better to say that appreciation is not an inconsequential thing. It's often the biggest thing. So is appreciation just the icing on the cake? No, it certainly is not. In fact, I'm going to talk more about that next week when I've got something special planned for you here on the show. What I'm going to do then is look at the ways real estate pays you five ways in a slow market, the real estate market is slow. If you look at it on a basis of transaction volume, say that you buy a property today and over the next year, you don't even get what Wells Fargo forecasts say you only get 2% appreciation and zero cash flow. Just break even on a monthly basis. I mean, there's surely some disappointing numbers, but just say that's what happens. Well, next week, I'm going to add up what your total rate of return would be even in this dour scenario, and I think that you are going to Marvel be flabbergasted at how profitable you are if you just got 2% appreciation and zero cash flow. That's next week. Keith Weinhold 19:36 As far as today, I'm about to bring in a super smart guest that hasn't been on the show here in a few years. He's usually a fellow faculty member on the real estate guys invest or summit at sea. But he wasn't there with me this year, so we met up in Anchorage. Instead, we're talking about changes to commercial real estate that market, and the opportunities that you might be able to find there from Industrial land, an activity that well generates noise, like Bitcoin mining operations and growing data centers with the increased use of AI. And as you listen, see if you know what I mean about how he feels professorial in his approach, and I mean that in the best possible way you can learn from him. He's from Ottawa, Canada, an international conversation coming up next. I'm Keith Weinhold. You're listening to Episode 577, of get rich education. Keith Weinhold 20:34 If you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean, free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor. It's direct, and it gets to the point, because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com Keith Weinhold 21:46 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com, that's Ridge lending group.com, Tarek El Moussa 22:19 what's up? Everyone. This is hgtvs Tariq al Musa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 22:27 Hey, it's great to welcome back a longtime industry friend. He's a senior partner at y street capital. He owns a development company that's active in nine US states and two Canadian provinces, and he's the host of the real estate espresso podcast. Hey, it's great to have back. It's been a few years. Victor Menasce, great to be here. Keith, well, you know what's different? I mean, we were together doing some sightseeing around Anchorage, Alaska. You I and your wife here just a few weeks ago. That was great to have you. And then you had a nice Alaskan cruise after that. It was lovely. It was great to spend time with you in person, where you and I have spent time together at conferences all around the nation. So thank you for that. Yeah, it was great to do some fun stuff and like, Oh, hey, this guy knows a world outside of just talking about cap rates all the time. So Victor, the commercial side is pretty dynamic, and it sure has been lately with all the changes that we've had in the world, really starting with the pandemic almost six years ago, now, that includes the industrial space and how the need for warehousing and storage has changed. So from a real estate perspective, tell us about what you're seeing there. Victor Menasce 23:41 We're seeing a lot of changes. Of course, there's a lot of uncertainty that's been injected by the current administration in Washington in terms of international trade. But even if you put that aside the flow of goods from wherever they're manufactured to the end customer, that flow is still there. It's one of these things that often creates inefficiencies, especially as you start to think about really optimizing the overall cost. You know, if you think about what inventory costs you to have on a retail floor where you might be renting that retail space at, I don't know, 55 $60 a square foot, and it's occupying very, very expensive real estate, if you can instead put that in a warehouse that's maybe at 10 to $15 a square foot. Oh, but wait a minute, you've got a 27 or a 35 or a 40 foot ceiling height, and you're stacking it seven to nine levels high. Really, the cost of that inventory has gone way, way down because you're putting it much less expensive real estate, right? Okay, so here is one of the efficiencies of a retailer doing e tail instead of brick and mortar retail, absolutely. And you know, we often see situations where the last mile, you know, we want to get that instant gratification as a consumer, but we don't necessarily want to be having to drive to that retail space. And we don't that's. Supplier doesn't necessarily want to pay Amazon for warehousing that particular product. So often, the fulfillment is done locally, that last mile Logistics is extremely important. That's putting a lot of pressure on this category of product that has traditionally been called Flex industrial. These are those places in the industrial park that you might see an electrician or a landscaping company or a plumber or anyone like that that has an office at the front of 14 or 18 foot Bay at the back and a bit of inventory. A lot of that product right now is being pulled off the market for many different reasons. Some of that's just disappearing and that land is getting repurposed for residential. Some of it's disappearing because people are putting gyms and pickleball courts and things like that and those types of products. Some of it's disappearing because people with exotic car collections want to use that space for a man cave. There's many different things that are demanding that particular product, and there's very little of it getting built. So that's another area right now that is under a lot of pressure. On the demand side, not a lot of new supply and rents are going up much, much faster than they otherwise should be. Talk to us more about the industrial space from the supplydemand perspective, what do people want and what do people need? It varies widely. There are companies that are in manufacturing, they will often look to refresh their investment in equipment. They may not have the capital, so they will sometimes do a sale, lease back of their building, of their facilities, so that they can then repurpose some of that capital onto into the equipment side, so that they can maybe modernize their manufacturing. That's another area where we see significant shifts happening. In industrial we also see a lot in logistics, where the most efficient way to move goods is a 200 year old technology called rail, and it's still alive and well. I mean, if you think about the cost of shipping a container across the country, you're going to spend about two cents per ton mile to move that by rail, or about 10 cents per ton mile to do it by truck. So that's a five times difference in price. That means a container from Los Angeles to New York is going to cost you about $1,400 if you're moving it by rail, or about $7,500 if you're moving it by truck. But if you're now part of the rail system, there's now logistics that you have to worry about at either end. And so if you want to make all of that work, those transfer hubs become extremely important, and there's just not a lot of them, Keith Weinhold 27:38 okay, so it might only cost 1/5 as much per ton mile to move a good over rail as it does road. But you're sort of talking about the logistical challenge of, oh, getting it that last mile from the rail Terminus to the end user. Victor Menasce 27:53 absolutely. And there can be a lot of cost associated with that last mile. So if you can solve that problem for the logistics companies and lower their cost for that last mile. That's got significant value, and that's another demand for industrial land. And very few cities are adding industrial land to their master plan. You know, warehouses don't vote, so they don't tend to take other land and zone industrial In fact, if anything, it goes the other way. There's a lot of pressure to take land that was zoned industrial and rezone it for commercial or for residential. In fact, we see that in a lot of cities. Keith Weinhold 28:30 Now, you the listener, if your entrepreneurial wheels are turning, you can see the opportunity for, Hey, can I get in and help solve the problem in that last mile demand creatively. How do I think I could get in? How do I think I could do that, as long as that demand is sustainable? Victor, when we talk about industrial real estate, like we are here as real estate investors, one of the things that we often think about is site selection. Tell us more about that through the industrial lens Victor Menasce 28:58 I think there's a couple things that matter. Number one, you can't pay too much for it. It's got to be at the right price. So you've got to be thinking about, you know, we always do what's called residual land value analysis and and that happens in residential, commercial, every single asset class, everyone works backwards from the answer to the question. So the answer is, here's how much profit I need to generate. Here's my capital cost. Here's, you know, you keep backing up and you say, well, now what's left over? That's what I can afford to pay for the land. So you always gotta be working backwards from the answer to the question. And this is no different. We do this in industrial as well. So you gotta make sure that that situation where the numbers work. Number two, you've gotta make sure that there is the right supply, demand dynamics. Got to make sure that the property itself is not contaminated. That can be a liability. If that was once a heavy industry site, then there could be contamination. You want to make sure that that's somebody else's problem, not yours, or if it is your problem, that you can mitigate it where the cost is bounded. So you got to. You know, look at all of these things together. And then, of course, there has to be good connectivity, good access to freeways, to major arterial roads, good access to rail. If you can get a Rails per on the property, even better. But even if you can't, as long as you have good access to major roads. You know, I always look at this through the lens of product design, where you're designing a product for a very specific customer. And so it's really, it starts with the end customers need in mind. And it's not a speculative process. It's really understanding who that customer is designing a product for them and making sure that you're delivering it at the right price. So it's always, always working backwards from the answer Keith Weinhold 29:43 nowwhen we think about site selection and geography of where we're putting this real estate cities are often located on a body of water, like a bay or a river, often runs through a city, but yet you think of industrial use. Land is not your priciest land, but yet you think of a city center as your priciest land. Oftentimes, where do you put the industrial real estate with regard to the city center? I usually think of it as far outside of that. But are there other trade offs or nuances there? Victor Menasce 31:11 it can be. You know, it's a question of whether you're doing a greenfield project or an infill project. If the land was previously zoned industrial and you're now just redeveloping it, that can make a lot of sense. If it is a greenfield project where you're looking to build new then, yeah, it's probably going to be in the outskirts, because that's where you're going to get the best land cost. And then, of course, you got to be thinking about what the end product is, and it what's it going to cost you to get it where it needs to be. Most of these projects are built slab on grade, which means that the surface has to be suitable for that sort of building. The land might be cheap, but if you've got to bring in half a million yards of gravel to get the site where it needs to be, it might not look cheap anymore, because you could import so much material. So you have to think of the cost of the land in a shovel ready context, because you can spend an awful lot of money moving dirt, moving gravel, things like that that will be necessary for an industrial project. So when we look at land for that product, we're always looking at it through the lens of, is it in a floodplain? Is it high enough ground? Is it drain? Well, all of those things that come into the cost of preparing the site to accept that kind of a building. Keith Weinhold 32:23 Now, when we think about what goes on in an industrial space in your mind's eye, you might think of an asphalt plant, or you might think of the noise in some rumbling concrete trucks. With regard to that, what are your thoughts about nimbyism? Do you see much, not in my backyardism among communities with industrial real estate. Victor Menasce 32:44 Oh, absolutely, without a doubt. And oftentimes that's one of the reasons why industrial land often gets pushed out away from those residential zones. So once you're outside the radius of people who can object, then there's no objection. So that's one way to solve it, and often a good way to solve it, by the way, but you also have to be mindful the fact that if there is potential contaminants coming off of that site, you don't want to be near a body of water that can carry it down into an aquifer and so on. So you've got to be thinking through containment issues. You've got to be thinking through noise propagation issues. There's been, in fact, a lot of issues with data centers, where the air handling and the the air conditioning systems right generate a lot of noise, and that noise often carries over very large distances. And you know, we're talking noise levels that would be very offensive to most homeowners. Some people have had to move because the noise levels have just been so continuous. Keith Weinhold 33:42 I like the way you put that Victor. It's sort of like, yes, industrial parks are built outside the radius of the loudest objectors. That's right where they're going to go. But that's really the way that it is sometimes when we think about more contemporary uses for how we use industrial real estate today. You touched on data centers, also Bitcoin miners, you know, these are some of the things that generate noise. So what are some of the considerations with those two? Victor Menasce 34:06 If you're looking at a data center, they consume a lot of power and they generate a lot of heat. The most efficient way to get rid of heat is with water. And that sounds a little bit strange, but you think about it this way, if you heat a molecule of water by one degree. I'm going to actually give you the textbook definition of a calorie. You take that water and you heat it by one degree, that'll consume one calorie of water. That's the definition of a calorie. And if you take it from the liquid state to the vapor state, just that phase change at 212 degrees Fahrenheit, or 100 degrees centigrade, that phase change is going to consume 500 calories. So you're getting rid of tremendous amount of heat by evaporating water, and that's why data centers consume so much water, is because they evaporate the water. That's the way they get rid of the heat. They evaporate it into the atmosphere. And that's how they get rid of the heat. It's the most efficient way to do it, but it consumes a lot of water resources. And then, of course, you've got to have the power to get into the data center, and a lot of places don't have the electric infrastructure to provide what's needed on a sustained basis. So you need not just good power, you need good power redundancy. So if there's a power failure here, you've got maybe redundant paths. So if one transmission line goes down, you've got alternate paths to keep the data center running. And you need the same thing also with communication, so multiple redundant fiber pathways in and out of the data center. So all of these things come into site selection. And then if you got all of that right, you got to overcome the neighborhood objections. Keith Weinhold 35:45 Yes, that's right. We're doing a little science here with Victor Menasce, experienced international developer, and Victor when we think about industrial real estate, and we're here on an investing show. You know, maybe an investor sees potential in data center real estate or something like that. So for the individual investor, what can they do? Can they do anything individually? Are there funds to invest in, to either avoid or be attracted, to tell us about how the investor can get in? Victor Menasce 36:15 We're not active in data centers. We're active more on the industrial side. I know the existence of data center funds. I know, for example, Kevin O'Leary, very famous Shark Tank, is a major investor in data centers. If you look him up, there might be some potentials there. Many of the major players in artificial intelligence, Oracle right now is taking on a boatload of debt to build data centers for open AI, so they're going to both build and operate those data centers. And I don't know where they're getting their capital, but they're getting a lot of it, or at least that's what's been announced publicly. Data centers require a lot of at least at that scale, require tremendous amount of infrastructure. We're talking hundreds of acres. We're not talking a small warehouse here that might be a million square feet. We're talking big, big acreage for those scale projects and for more localized projects. Yeah, there are smaller data centers, but they're not that economical to run. So it's usually the large ones that are the most cost efficient. Keith Weinhold 37:16 Well, two things Victor is there anything else about industrial real estate? Our listeners should know maybe something I did not think about asking you and then tell our audience how they can learn more about what you're doing. Victor Menasce 37:27 We see opportunity in particular. We think of it almost like a covered land play. We're very active in the industrial outdoor storage space where there is need for things to be stored outdoors. It might be landscaping companies that want to buy materials by the truckload. It might be car dealerships that have an excess of inventory. It might be boat and RV storage. There's many different uses for secured outdoor storage, and these are products that are designed very specifically for customers that have those needs. And as a covered land play, frankly, some of the best returns that are available in the marketplace. We've looked at a number of different things, and this is where we're placing majority of our energy right now as a development company is in that space, because we see it as an underserved segment of the market where there is not a lot of institutional money that's come into the play yet, so we're very active in that space. Keith Weinhold 38:22 And how can our audience learn more about what you're doing Victor Menasce 38:25 best is to reach out to us at y Street, capital com. Be happy to have if folks want to learn more about our projects. There's a place where they can sign up on the website to get more information. And love to have you as guests or as listeners to the real estate espresso podcast, and that's a daily show, seven days a week, so love to have you as a listener for that show as well. Keith Weinhold 38:46 And that's the letter Y, Y Street, capital.com,Victor Mesance, it's been enlightening as always. Thanks so much for coming back onto the show. Victor Menasce 38:55 Thank you so much. Keith Weinhold 39:02 Oh yeah, good stuff from Victor as always. Another thing that he, I and his wife did in Anchorage when he was here recently is visit, well, it was not an AI data center, but we went to a mint that sells gold bars, nuggets and bullion. I really just looked. It was fun to look with Victor and actually pick up and hold gold nuggets, something that you cannot do online. I didn't have any intent to buy anything with the run up in precious metals prices. I made my last purchase of those in the middle of last year. So a year and four months ago today, I hear about lots of people rushing to buy precious metals. Now, amidst this big price run up and the run up might still have a ways to go, but no, the time to buy was like a year and a half ago or more. It's not now getting caught up in the euphoria this sort of exhaltation where you're paying double the price. Keith Weinhold 40:03 next week here on the show, I've got more that I want to share with you on today's opportunity in new build rental property. How real estate pays five ways in a slow market, which is just fascinating. And I've got a GRE live event to tell you about next week as well, and more, lots of intriguing wealth building material here in future weeks, and then sometime after that, my own right hand assistant here at GRE is going to come out of the show and ask me some of your listener questions. It's the first time you'll hear her voice on the show. But more importantly, get my answers to your investing questions. If you'd like your question answered on a listener questions episode down the road, as always, you can write into us at get rich education.com/contact, that's get rich education.com/contact, until next week, I'm your HOST. Keith Weinhold, don't quit your Daydream. Unknown Speaker 41:02 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively, Keith Weinhold 41:30 The preceding program was brought to you by your home for wealth. Building, get richeducation.com
It started as a birthday trip to Deadwood, South Dakota, a town famous for its ghosts, outlaws, and the notorious Bullock Hotel — where guests still swear they're not alone in their rooms. Two teenage friends checked in, ready for a spooky adventure. But before they even unpacked, the skeleton key turned endlessly in the lock, refusing to open until they knocked and announced themselves. That night, lights flickered, shadows moved across the walls, and the sound of children's footsteps ran past their door at 1 A.M. — even though no kids were staying in the hotel. Miles away, another couple had their own haunting. A young husband felt a sudden cold sadness in the back room of their new rental. When his wife's face went pale and she whispered, “He's right behind you,” he realized the house held a dark history — a suicide born of grief and loss, the kind that stains the air forever. And then, from rural Florida, came the call that changed the night: a hotel auditor who watched a massive winged shadow glide over his building before vanishing into the woods — a creature so large, he swore it couldn't be a bird. Three encounters. Three locations. One truth: when darkness calls your name, you never really know what's waiting to answer. #RealGhostStoriesOnline #TrueHaunting #HauntedHotel #BullockHotel #DeadwoodGhosts #Mothman #SuicideHouse #ShadowPeople #ParanormalStories #SupernaturalEncounters #Paranormal #RealGhostStory Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:
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