Podcasts about first time home buyer incentive

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First-Time Home Buyer Incentives: What You Need To Know! The 44th podcast episode of the Toronto Livings Real Estate Podcast dives into the numerous incentives available to first-time homebuyers in Ontario. The hosts, Mark Savel and Joey Virgilio, discuss the six homebuyer incentives, one of which was eliminated recently, that buyers can take advantage of. They also discuss their trip to Othership for an ice bath networking event, their dining experience at Dairy Freeze, and expose some shady things happening in the real estate industry, providing their listeners with useful information. (00:00) Introduction and Overview of the Episode (00:47) Welcome to the Toronto Livings Podcast (01:36) First Time Home Buyer Incentives (01:46) Weekly Highlights and Personal Experiences (06:04) News You Can Use: Real Estate Industry Updates (11:26) Deep Dive into First Time Home Buyer Incentives (18:30) Leveraging RSPs for Home Ownership (18:57) Understanding the RRSP Benefit (19:42) Introducing the First Home Savings Account (FHSA) (20:04) The Benefits of the FHSA (21:47) Investment Strategies for Your FHSA (23:07) First Time Home Buyers Tax Credit (25:00) GST/HST New Housing Rebate (28:20) The End of the First Time Home Buyer Incentive (32:41) Summary of Home Buyer Incentives (34:03) Closing Remarks and Shout Outs Shout Outs Othership - https://www.othership.us/ Lisbon Hotel - https://www.lisbonhotel.ca/ Dairy Freeze - https://www.yelp.ca/biz/dairy-freeze-toronto Keyzer Reid Real Estate Group https://onthemoveto.ca/ MediaRama Studios - https://www.mediarama.ca/

I talk about the word doomscrolling and make some searches in dictionaries, in a linguistics corpus, and in Google advanced search to try to get an idea of when it first started being used. I end with a brief etymology of the very old word, doom itself.Merriam-Webster: Words We're Watching“On ‘Doomsurfing' and ‘Doomscrolling'” https://www.merriam-webster.com/words-at-play/doomsurfing-doomscrolling-words-were-watchingOED https://www.oed.com/NOW Corpus (News on the Web) https://www.english-corpora.org/now/The Decibel “The Problems with the First-Time Home Buyer Incentive” https://www.theglobeandmail.com/podcasts/the-decibel/article-the-problems-with-the-first-time-home-buyers-incentive/

In 2019, Prime Minister Justin Trudeau promised to help millennials hoping to buy a first home with a new program, called the First-Time Home Buyer Incentive. It was supposed to help 100,000 Canadians buy their first home but, according to real estate professionals, the program was doomed from the start.To understand what has gone wrong, economics reporter Matt Lundy crunched the numbers. He explains why the program has fallen short of its goal and how it is failing to address the real problem in real estate.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Have you heard of anyone you know using the First Time Home Buyer Incentive program?As a mortgage broker, I can say that it's pretty rare. Today on the “Investment Property Income” podcast, we talk about the recent report on the First Time Home Buyer Incentive, and what could be done to make it better. 

Today we get to chat again with Jen Robertson, from Royal LePage NRC, and I actually got really excited during our discussion... for three reasons.  First, Jen is awesome! She really knows her stuff, and she's just plain fun to talk with. We had a great time having her on the show.  Second, I got to learn something new. As long as I've been in the business, there's always more to learn, and that always gets me excited.   Lastly, what I learned about... the Niagara Homeownership Program.  I was not aware of the forgivable loan that the Niagara Region has in place for first time home buyers. It's a local incentive only offered by the Niagara Region, for area residents. It's a replacement for the federally offered First Time Home Buyer Incentive. Unlike the federal program, this doesn't have to be repaid... under the right circumstances.  And it's just over $23,000 of FREE money!!  What's crazy is that only a local would know this. Which just goes to demonstrate the importance of working with a local realtor. They truly know what's available to their clients in that particular area.  I mean, I'd be pretty happy if somebody gave $23,000.  Learn all the details from Jen, on today's episode of the “Investment Property Income” podcast.  

Why has the government allocated $1.2 billion toward this new home buying program? As you know, in previous videos I’ve spoken about some great opportunities for first-time buyers in the Calgary real estate market. Today I’ll tell you about Canada’s First-Time Home Buyer Incentive—a program that the government has allocated $1.2 billion toward. It’s got both pros and cons, and I’m joined by Bob Reader of Canadian Mortgage Professionals to help you decide whether it’s right for you. Cited below for your convenience are timestamps that will direct you to various points in the video. Feel free to watch it in its entirety or use these timestamps to browse specific points at your leisure: 1:09 - The goal behind this program2:03 - Who it’s intended to help2:59 - How the government shares in the upside and downside of the property value4:41 - Potential pitfalls7:41 - The criteria for qualifying9:27 - Wrapping things up Be sure to check out the First-Time Home Buyer Incentive here if you have questions. For more information, don’t hesitate to call or email me. I’d be happy to help.

Heather Tremain is the CEO of Options for Homes, a non-profit condo developer that helps people achieve their dream of home ownership by passing along cost-savings and down payment support. Since joining Options for Homes Heather has become a tireless champion and the national voice of affordable home ownership and its value. She has helped achieve beneficial changes to both public policy and funding in support of this segment of the Canadian housing spectrum. In my interview with Heather, we discuss what is a shared-equity mortgage and how does it differ from a traditional mortgage, pros and cons of the First-Time Home Buyer Incentive and whether it will help homebuyers in Toronto and Vancouver.

Ian Lee is an Associate Professor at Carleton University in the Sprott School of Business. Prior to being a professor, he was employed at the BMO Main Office Branch (4thlargest in all Canada at that time) as a Loan and Mortgage Manager, lending millions of dollars in mortgage loans. Over the years, Ian has appeared extensively in the media including CTV, Global News and CBC Radio and TV. Since 2008, Ian has appeared by invitation before House of Commons and Senate finance, banking, industry and trade committees 25 times concerning public policy debates. He has been invited by Global TV to attend every federal budget lockup as one of their expert witnesses since 2008. In my interview with Ian, we discuss the housing plans of the Conservatives, Liberals and NDP in the 2019 federal election. Topics include the 30 year amortization, mortgage stress test, First-Time Home Buyer Incentive and foreign buyers' tax.

A conversation with my investing partner, William Lanno-Wehrens, about apartment REITS, First Time Home Buyer Incentive, Housing policy, and investing in Stocks. If you would like to weigh in on any of these subjects, I would love to hear from you. Email me: recoffee@joelarndt.ca Erwin Szeto's real estate investing podcast: www.truthaboutrealestateinvesting.ca Grant Cardone is coming to Toronto on November 9th for the Wealth Hacker Conference. Check it out, www.wealthhacker.ca. There are three levels of tickets available, VIP, Premium and General Admission. Use the promo code "realwealth" to get 10% off your tickets. OR click here: https://wealthhacker.eventbrite.ca?discount=realwealth Let's connect on: Instagram: https://www.instagram.com/joelarndt_/ LinkedIn: https://www.linkedin.com/in/joelarndt/ Webstite: www.joelarndt.ca

A short talk about the newly launched First Time Home Buyer Incentive program in Canada.Key points:how does it work?how do you qualify?where do you apply?Canada only programFor more details about FTHBI: https://www.placetocallhome.ca/fthbi/first-time-homebuyer-incentiveMarko Gelo Garage Band Sessions: (produced and performed my Marko)the opening track features a piece called "KryptoKurrency" (acoustic and electric guitars, intro drum machine, 5 piece acoustic drum kit, hammond organ, vocals). Inspired by Deep Purple, one of my favourite bands.Episode Cover Photo by Tia Gelo.Contact Marko, he's a Mortgage Broker:604-800-9593 direct Vancouver403-606-3751 direct Calgarymarkogelo.comFacebook@markogelo (Twitter)MarkoMusic (SoundCloud Account)...all podcast music tracks are performed and produced by MarkoClick Here to download Marko's Mortgage App (information, rates, calculators, etc) See acast.com/privacy for privacy and opt-out information.

Investor and Mortgage Agent, Jacob Perez, talks about Bank of Canada interest rates and the First Time Home Buyer Incentive program. To contact Jacob, find him on instagram @jacobperez10 Email Jacob: jacob@jpmortgage.ca If you would like to add your thoughts to the conversation, email me: recoffee@joelarndt.ca

Everything that you need to know about the new First-Time Home Buyer Incentive and how it can end up costing you more! Simple Money Podcast - Canada's Own Personal Finance Podcast Email: info@ffcoach.ca/Twitter: F_FCOACH

Rob Golfi from REMAX Escarpment Realty, The Golfi Team, offers his thoughts on the federal government's new First-Time Home Buyer Incentive and what it will mean for Hamilton. We also hear about a real estate website that offers comprehensive sale history, and a super expensive parking spot.

Buying a home first the first time? Wondering what programs are available to help first time home buyers? In this episode, we talk with Mujtaba Syed, Mortgage Specialist with the Bank of Montreal, dis and discuss what are the best first time home buyers programs available such as the First Time Home Buyer's Plan and the recently announced First Time Home Buyer Incentive. We also explore available down payment assistance programs.    Prefer to watch the video or read and take notes? See the transcript: https://stories.brookfieldresidential.com/homebuyersschool/what-are-the-best-available-first-time-home-buyer-programs-in-canada    We discuss the following items:  What are the best first time home buyer programs? Such as: First Time Home Buyer's Plan First Time Home Buyer's Incentive Other programs Available down payment assistance programs   Have any questions or show topic suggestions? Contact us: Email: support@homebuyersschool.ca Web: homebuyersschool.ca

How would you like the government has your home ownership partner? This week the Canadian government announced a new program that as far as I know is the first of its kind in the world. The measure would make it easier for first time home buyers with household incomes less than $120,000 per year to buy a home. But in this case, the government would register a lien against the equity in the home, and not just the debt. Under the program, the buyer would bring a 5% downpayment in the form of equity. This is the same as the ratio loan currently offered by our federally owned mortgage insurer. The Incentive would allow eligible first-time home buyers who have the minimum down payment for an insured mortgage to apply to finance a portion of their home purchase through a shared equity mortgage with Canada Mortgage and Housing Corporation (CMHC). It is expected that approximately 100,000 first-time home buyers would be able to benefit from the Incentive over the next three years. Since no ongoing payments would be required with the Incentive, Canadian families would have lower monthly mortgage payments. For example, if a borrower purchases a new $400,000 home with a 5 per cent down payment and a 10 per cent CMHC shared equity mortgage ($40,000), the borrower’s total mortgage size would be reduced from $380,000 to $340,000, reducing the borrower’s monthly mortgage costs by as much as $228 per month. Terms and conditions for the First-Time Home Buyer Incentive would be released by CMHC. CMHC would offer qualified first-time home buyers a 10 per cent shared equity mortgage for a newly constructed home or a 5 per cent shared equity mortgage for an existing home. This larger shared equity mortgage for newly constructed homes could help encourage the home construction needed to address some of the housing supply shortages in Canada, particularly in our largest cities. The terms of the announcement are not completely clear. From what I understand, Functionally, it's more like an almost interest-free loan — one where the repayment plan doesn't require any payback until years in the future. The Government budget document is far from clear on how much the buyer would owe; is it the same dollar amount the CMHC provided up front, or does the bill go up based on how much the house has appreciated in value? Government officials say details of the plan will be hashed out in the coming months. I really don’t know how I would feel about having the government own a portion of my home. In my case, I am not eligible for this program because I’m not a first time home buyer.

In the 2019 federal budget, the First Time Home Buyer Incentive was announced. How does it work? Can it really make home buying affordable for first time home buyers? In this episode, we discuss the key elements of the First Time Home Buyer Incentive, impact on the mortgage stress test and who can qualify.     Prefer to watch the video or read and take notes? See the transcript: https://stories.brookfieldresidential.com/homebuyersschool/first-time-home-buyer-incentive-can-you-now-afford-to-buy-a-home    We discuss the following items:  Key features of the First Time Home Buyer Incentive Who can qualify Impact on the Mortgage Stress Test Pros and cons of the program What information is still missing Increase in the RRSP borrowing limit   Have any questions or show topic suggestions? Contact us: Email: support@homebuyersschool.ca Web: homebuyersschool.ca

The Canadian Liberal government announces their First Time Home Buyer Incentive. Join us as we dissect the proposal and reveal the drastic downsides of it.