Podcasts about Burlington

Persistence, scarce retail space and the fundamentals behind the right deal.This Retail Retold replay brings us back to a conversation with Kevin Nassimi, Vice President of Real Estate at Nassimi Realty, about a question that still matters: Does America actually have enough physical retail space?For years, the industry talked about the U.S. being over-stored. Chris Ressa and Kevin challenged that assumption, looking at the forces already reshaping retail supply, from intense demand for pad sites and limited big-box availability to former retail space being converted to multifamily, industrial, and self-storage.It's a conversation worth revisiting because the fundamentals behind it go beyond one market cycle.Kevin shares what he was seeing across Nassimi Realty's portfolio, including significant demand for freestanding pad sites and fewer available big-box spaces. Chris digs into why. Former 100,000-square-foot boxes have increasingly been divided among multiple tenants, expanding the pool of potential users while reducing the amount of true large-format space available.They also discuss how limited new construction and the repurposing of obsolete retail have further constrained supply. As former retail properties are converted to multifamily, industrial, self-storage, and other uses, that square footage leaves the retail market altogether.But the conversation isn't only about supply and demand. Kevin shares the story behind bringing Burlington to a former Kmart space in Clifton, New Jersey, after reaching out close to 100 times over four years. The deal is a reminder that persistence matters, but so does knowing your asset, understanding the trade area, and recognizing when the right tenant belongs at the right property.From changing store formats and limited supply to retailer demand and the fundamentals of dealmaking, this replay takes another look at a question retail real estate is still navigating: How much physical retail space do we actually need?What You'll HearWhy demand for retail pad sites has become so intenseHow big-box availability reached levels Kevin hasn't seen in his careerWhy splitting former Kmart-sized boxes is changing retail supplyHow conversions to multifamily, industrial, and self-storage are removing retail space from the marketWhy high construction costs are making new retail supply even harder to deliverWhat nearly 100 calls over four years taught Kevin about persistence in leasingWhy knowing the asset and trade area matters more than accepting a retailer's first “no”How a major wave of store closures could temporarily disrupt today's fast leasing environmentWhy retailer optimism remains high despite broader economic uncertaintyChapters0:00 — Meet Kevin NassimiKevin shares his role at Nassimi Realty and the family-owned company's approach to suburban shopping centers.4:53 — Clear the AirA difficult residential conversion, construction blind spots, and Kevin's surprisingly generous philosophy on broker commissions.9:12 — 100 calls later: the Burlington dealKevin explains why he kept pursuing Burlington for years—and what finally changed.12:27 — Persistence only works if you know the real estateChris breaks down the fundamentals behind the Clifton deal, from trade-area knowledge to tenant critical mass.15:27 — What's happening in retail right now?Kevin shares what he's seeing across markets after reconnecting with retailers and brokers at ICSC.15:59 — Why pad sites are kingDemand for freestanding buildings and drive-thru opportunities is creating fierce competition for limited space.18:50 — Where did all the big boxes go?Chris and Kevin examine why large-format availability has tightened and how former boxes are being divided among multiple tenants.22:09 — Retail supply is disappearingConversions to industrial, multifamily, and self-storage are taking former retail square footage permanently out of the market.22:35 — Is America under-stored?Chris challenges the old assumption that the U.S. has too much physical retail.23:00 — Smaller boxes, more tenants, less riskWhy breaking up former Kmart-sized spaces has expanded the tenant pool and diversified landlord exposure.25:39 — The impact of the next major store closureChris and Kevin discuss why a large bankruptcy or closure wave could slow leasing activity far beyond the affected properties.27:07 — Retailer optimism is still highDespite economic uncertainty, Chris says the confidence among physical retailers at ICSC was hard to miss.27:51 — RadioShack, Bloomingdale's and a serious salt toothKevin closes with the retailers he misses, how he shops, and the Target aisle

Stephanie Swanson's boutique fitness studio growth story starts with a simple problem: she did not know her own numbers. Stephanie owns Oxygen Yoga and Fitness in Burlington, Ontario, and just opened a second location in Alder Shot, already at 50 pre-sales in under two weeks. In her first 60 days working with GSD Gyms, her revenue grew 15%, hitting close to $73,000 in a single month. In this episode, GSD's Director of Operations Ash Wimble sits down with Stephanie to unpack exactly what changed. For a year and a half, Stephanie ran her studio without fully understanding her own KPIs. Once she started reviewing her data regularly and translating it for her team, small changes started compounding into real results, including a simple congratulations card system that turned member milestones into a recurring source of referrals and social proof. They also cover how Stephanie built her team culture around education instead of authority, why she believes every member joins a gym or studio for either transformation or belonging, and what it actually took to open a second location while still running her first. This is what boutique fitness studio growth looks like when the numbers finally get tracked. In this episode you'll learn: — Why Stephanie went a year and a half without truly understanding her own KPIs — The system Ash and Stephanie built to track and communicate data to her team — Why quarterly trends matter more than short term ups and downs — The simple congratulations card system that turned member milestones into a source of referrals — How Stephanie leads a team of 26, most of them part time, without losing culture — Why she believes every member joins a gym or studio for transformation or belonging — The leadership lessons Stephanie pulled from 12 years as a teacher — Why she never asks her team to do anything she would not do herself — How Stephanie sold 50 pre-sale memberships for her second location in under two weeks — What changed for her once she stopped trying to do everything herself — Why setting aside real thinking time made her a better leader If you have ever felt like you were working hard on the wrong things, this conversation shows what changes once you finally understand your own numbers. Timestamps: — 0:00 Welcoming Stephanie Swanson to the podcast — 0:46 What ownership actually looked like versus what she expected — 40:11 Closing thoughts and thank you Connect with Stephanie Swanson, Oxygen Yoga and Fitness: Instagram (Burlington): https://www.instagram.com/oyfburlington Instagram (Alder Shot): https://www.instagram.com/oyfaldershot 100K Plan: https://100kplan.com Behind Gym Doors Podcast Playlist: https://www.youtube.com/playlist?list=PLnwaMl7Us7dAkfE6idQW56EYkEEQ2E5eE Fitness Business Assessment Stephanie turned a year and a half of guesswork into a 15% revenue increase and a second location already selling out pre-sales. The plan behind how GSD Gyms helps studios build systems like this is right here. Turns out a congratulations card can outperform a marketing budget.

The Jacobs football team is 4-0 for the first time since 2022 after rallying to beat Burlington Central 31-27 on Friday night at Rocket Hill in Burlington. The Golden Eagles are the Friday Night Drive Team of the Week for Week 4.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.This episode includes AI-generated content.

Good morning dear friend, today here Steven from Los Angeles area and I talk to the people by chat, and talk on holy Scripture, this is over 7 hours of wisdom and experience in Christ. Amen.

Good morning dear friend, God bless you! Hope your day is unfolding nicely for you, truly! This here is

On Vermont Edition: Hispanic Heritage Month. University of Vermont's Spanish lecturer Adriana Sanchez-Gutierrez, known as DJ Adru, on her new radio show called Hispanic Worlds from Vermont. It kicks off this Sunday on 99.3 FM. Musician Maiz Vargas Sandoval is the lead organizer of Burlington's Latin American Connection event. Plus: the founders of Hermanas Vermont, a group created by and for Latina women in the state. Broadcast live on Tuesday, Sept. 15, 2026, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.

Send us Fan MailWhat if the moment everyone's waiting for has already arrived…and most people are too nervous to notice? Nicole Lopez sits down with mortgage specialist David Rhodd for Part One of a three-part conversation that cuts through the noise and brings the GTA market into sharp, practical focus. They explore what the Canadian Real Estate Association's latest numbers actually mean at the local level, why condo prices in Toronto are taking a harder hit than the suburbs, and what are doing differently right now. David explains why interest rates are just the "sticker price" and why the smarter questions are about cash flow, location fundamentals, and the structure of your financing. Whether you're sitting on equity and unsure how to use it, worried you missed the easy money era, or looking for a creative entry point when there's no Bank of Mom and Dad, this conversation is the calm, numbers-first reset you didn't know you needed. Listen For5:40 What is a mortgage broker actually seeing in the GTA right now that the headlines aren't telling you?9:38 Why are some investors buying right now while everyone else is waiting for the bottom?13:29 Is the interest rate really the most important number in your real estate decision?20:15 If the big money is already moving into GTA real estate, what should that tell you?Connect with Guest: David Rhodd, Mortgage Broker | Best Selling Author | Investor | CoachWebsite | LinkedIn | Instagram | Facebook | YouTube | House Rich Cash Poor No More Book Contact Nicole LopezReal Estate AgentRoyal LePage Credit Valley Real Estate, BrokerageEmail | Website 

A recent protest at an ICE facility in Williston ended with a group of Christian religious leaders arrested for trespassing. Today, we'll hear what led them to stage this protest, what happened that day and how faith guides their activism. Three of the seven arrested clergy members joined us in the studio today: Rev. Jessica Derise, an ordained minister in Burlington with the United Church of Christ, or UCC; Rev. Earl Kooperkamp of the Diocese of Vermont is an Episcopal Pastor with the Church of the Good Shepherd in Barre, and St. Mary's Parish in Northfield; and Rev. Elizabeth Gleich, an associate pastor at the UCC Congregational Church of Middlebury.Broadcast live on Monday, Sept. 14, 2026, at noon; rebroadcast at 7 p.m.Have questions, comments or tips? Send us a message or check us out on Instagram.

Continuing our I Love the 90s series, we move on to 1996, the year the Atlanta Olympics captivated the country and Bill Clinton edged out Bob Dole to win a second term in the White House. Don and Dude drop the needle on one studio album from festival rock royalty and one alt hip hop record that became a crossover phenomenon, connecting both records to a world of holiday shoppers fighting over Tickle Me Elmo, scientists cloning a sheep named Dolly, and dance floors everywhere catching the Macarena.The AlbumsPhish – Billy Breathes (1996)Formed in Burlington, Vermont in 1983 around guitarist Trey Anastasio, bassist Mike Gordon, drummer Jon Fishman and keyboardist Page McConnell, Phish built a devoted touring and tape trading fan base well before recording its sixth studio album at Bearsville Studios in the Catskills between February and June 1996. Producer Steve Lillywhite, brought in partway through on Dave Matthews' recommendation despite never having heard the band, helped steer Phish toward shorter, more direct and emotionally exposed songwriting, a marked shift from their denser earlier records.Fugees – The Score (1996)Formed by Wyclef Jean, Lauryn Hill and Pras Michel out of New Jersey's hip hop scene in the early 1990s, the Fugees followed their inconsistent 1994 debut Blunted on Reality with a major creative reset, taking greater control of their sound and recording much of the follow up in Wyclef's cousin's New Jersey basement. Released February 13, 1996, The Score fused hard edged East Coast rap with reggae, soul, R&B and live instrumentation, with Lauryn Hill's ability to move between rapping and singing becoming central to the group's identity. Diggin AlbumsMastodon – Marrow Deep (2026)Atlanta metal band Mastodon's first album without founding guitarist Brent Hinds, who died in 2025, leans on Greek mythology to explore life, death and destiny, with guests including Josh Homme, Geezer Butler and Randy Blythe.Stone Temple Pilots – Tiny Music...Songs from the Vatican Gift Shop (1996)San Diego's Stone Temple Pilots traded the grunge weight of Core and Purple for brighter guitars, psychedelic textures and glam swagger on this Brendan O'Brien produced left turn, spinning off Mainstream Rock No. 1s in "Big Bang Baby," "Trippin' on a Hole in a Paper Heart" and "Lady Picture Show."Dexys Midnight Runners – Love (2026)The English band fronted by Kevin Rowland, best known for "Come On Eileen," release their first album under the full Dexys Midnight Runners name since 1985, a David Holmes produced record built around stories from Rowland's own life.Dinosaur Jr. – There Near (2026)The Amherst, Massachusetts trio's thirteenth studio album was made in short bursts over about a year, with J Mascis reportedly reaching for the same vintage amp from their mid 1980s debut to chase a rawer, more fuzzed out guitar sound.Follow & Support Follow the show on Instagram, Facebook, Threads and Bluesky @albumnerds, email your own favorites to podcast@albumnerds.com, and support the podcast by subscribing, rating, reviewing and sharing it with another music obsessive who still loves hearing whole albums front to back."There's more to life than a little money, you know. Don'tcha know that? And here ya are, and it's a beautiful day. Well, I just don't understand it." - Marge Gunderson (Frances McDormand), Fargo (1996).

On Earth as in Heaven: The Surprising Way of Life in God's Kingdom

Well, it sounds like there was trouble recording today's show, oh well, we'll do it again tomorrow. This is

Friends and Family Service; Good friends take you to the presence of God 

Good morning, my talk today is very rough, not very uplifting. But I suppose it needs to be said, thank you.

Jacobs let a 6-3 halftime deficit balloon to 20-3 in the third quarter, but the Eagles never relented. Behind a poised Austin Stennett and clutch Aiden Brunner, Jacobs topped Burlington Central 31-27 in their Fox Valley Conference game Friday night to stay undefeatred.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.This episode includes AI-generated content.

Walter Sterling catches up with two favorite guests: Celena Ballerina and Steve the Baker. Selena reflects on her upcoming push for Miss New Jersey and explains why she's ditching jazz routines to stay authentic to her classical ballet roots. Meanwhile, Steve brings a taste of autumn from his cozy Burlington, NJ bakery, revealing his secret Maple Snickerdoodle recipe.

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Grow Clinton is pleased to welcome AJ Martin of Burlington Junction Railway (BJRY) to Episode 262 of the Grow Clinton Podcast.In this episode, AJ discusses BJRY's work, services, and commitment to supporting industrial customers through dependable rail transportation solutions. BJRY has contracted with the City of Clinton, Iowa, to provide third-party industrial railcar switching services for customers located in the Lincolnway Industrial Rail & Air Park.This new service represents an important asset for businesses that depend on efficient rail access, reliable freight movement, and flexible logistics options. By providing professional switching services within the park, BJRY helps strengthen the infrastructure that makes the Greater Clinton Region an attractive place for industrial investment, expansion, and job creation.The Lincolnway Industrial Rail & Air Park is uniquely positioned to support rail-served development, offering businesses access to critical transportation connections and development opportunities. BJRY's industrial switching capabilities further enhance the park's value for current tenants and prospective companies seeking a strategic Midwest location.Listen to Episode 262 to learn more about Burlington Junction Railway, its history, its wide range of rail services, and how its partnership with the City of Clinton supports continued economic development in our region.Learn more about the Lincolnway Industrial Rail & Air Park on Grow Clinton's Rail Park page located at https://www.growclinton.com/business-development/industrial-economic/railpark/. For more information about Burlington Junction Railway, including its services and company history, visit https://www.bjryrail.com.Grow Clinton sincerely thanks Burlington Junction Railway for its investment in the Greater Clinton Region and for supporting Grow Clinton's ongoing economic development efforts. Partnerships like this help ensure that Clinton remains ready to serve industrial employers, move products efficiently, and compete for future business opportunities.Catch all of the Grow Clinton Podcast episodes, available wherever you listen to podcasts.- Apple Music- Spotify- Amazon Music- Buzzsprout- Overcast- YouTubeFor more information about the Grow Clinton Podcast, visit https://www.facebook.com/growclintonpodcast.Have an idea for a show topic or guest? Email podcast@growclinton.com.Have an idea for a podcast guest? Send us a message!

Praise the Lord Jesus Christ! Amen. Today is a good day, I'm joined with Steven from Los Angeles

Send us Fan MailIn this episode of Coffee and Divination, I'm joined by Deborah Lipp — author, Witch, High Priestess, tarot reader, and teacher who has been practicing and teaching Wicca, magic, and occult subjects for more than forty years.Deborah is the author of numerous books on Witchcraft, ritual, magical practice, tarot, and polarity, including The Elements of Ritual, Tarot Interactions, Bending the Binary, and her newest book, Roadmap by Moonlight: A Guide to Wicca for Life.We begin by talking about what it means to build a magical and spiritual practice that can actually last for decades — not simply a collection of techniques, correspondences, or rituals. We also talk about experimentation, adapting to new situations and needs, and how we create vibrant new things, without losing the structure that makes it all work.And of course, we spend quite a bit of time on divination: Learning to see a spread as a complete image; psychic perception and the ways it can become suppressed; intuition versus projection; prediction; and the importance of becoming willing to take risks.We also talk about magical polarity beyond simplistic male/female binaries, the ideas behind Deborah's book Bending the Binary, and what happens when inherited magical structures are examined more deeply instead of simply discarded or repeated. It was a lovely conversation to have, and I appreciate all the care that Deborah puts into all of her books and teachings.--Find Deborah Lipp online:Deborah's website:https://www.deborahlipp.com/Deborah's books:https://www.deborahlipp.com/in-print/Deborah's Bookshop.org store:https://bookshop.org/shop/deborahlipp--Upcoming Events with JoAnna:Thursday, September 10, 2026 at 7 p.m.:Book signing and talk with JoAnna at Phoenix Books in Burlington, Vermont.Nov - December 2026: Registration is now open for The Diviner's Pathway - a live, small-group divination container beginning Nov. 10. Over six weeks, we'll work with multiple forms of divination - including tarot, runes, pendulums, dreams, omens, and trance divination - to develop discernment, relationship, and spiritual connection with nature spirits and our intuitive abilities.Spaces are limited to only eight people for this cohort. Learn more and register here: https://www.coffeeanddivination.com/divinerspathway--Support Coffee and Divination:The Diviner's Path: A Nature-Led Approach to Divination with Tarot, Runes & Pendulums is now available from Llewellyn Publishing and through your local bookstore.   To find it online:https://amzn.to/4e6EXH9Thank you so much for the support the book and podcast have already received. If you've read and enjoyed The Diviner's Path, even a brief review on Amazon, Goodreads, or the site where you purchased it can make an enormous difference in helping other readers discover the work.Visit Coffee and Divination:https://www.coffeeanddivination.com/Instagram:https://www.instagram.com/coffeeanddivination/Support the show and access online meet-ups through Patreon:www.patreon.com/coffeeanddivinationThank you for listening, and, as always, see you between the worlds...

Good morning! It's a great day in Christ Jesus, the Saviour of the world. Amen. Here is

Good morning dearly beloved, hope your day in Christ is perfect. Amen. This here is

Hello friend, thank you for serving the people in your life. God bless you! This here is

Good morning dearly beloved! God bless you, yes and truly! Here is

On Earth as in Heaven: The Surprising Way of Life in God's Kingdom

Cary-Grove capitalized off Joey Pristera's huge interception with a Jackson Berndt touchdown pass that pushed its lead back to double digits, and went on to beat Burlington Central 32-20 on Friday in Cary.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

Good morning my dear friend, God bless you! This here is with Steven in Los Angeles and me

Good morning my friend, God bless you, and keep you all the days of your life. Amen. This here is

Burlington Central's defense continues to dominate, St. Charles North and East off to 2-0 starts, and Bryce Riley energizes West Aurora. That and more in Matthew McGowan's Kane County Chronicle football notebook.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

God bless you dear friend, good morning! In this class, I'm a bit hot on some topics, hope you aren't offended.

Send us Fan MailIn this episode of Coffee and Divination, I'm joined by Leandra Witchwood — modern witch, wortcunner, herbalist, author, teacher, and founder of The Magick Kitchen podcast.Leandra's work brings together witchcraft, herbalism, plant-spirit relationships, shadow work, divination, and decades of magical practice. She is a Master Herbalist and Reiki Master, and through The Witchwood Teahouse, she creates intentional hand-blended teas rooted in her work with plants and herbalism.We begin with Leandra's earliest experiences with divination, as well as her path into herbalism and the practice of wortcunning. We also dive into dendromancy -- divination and communication with trees -- as well as ways of listening to the spirits of land and place.If you're listening as this episode comes out, Leandra has several classes and offerings happening very soon — and Leandra and I will both be teaching at TempleFest in Massachusetts, September 4–7. If you're finding this episode later on, visit her website to see what she's currently teaching and offering.A quick note on herbalism: This episode includes general discussion of herbs and herbal practices for educational and spiritual purposes only. Neither myself or Leandra are providing medical advice, and please always consult a qualified healthcare professional before using or ingesting any herbs or plants, especially if you are pregnant or nursing, have a medical condition, or take prescription medications, as herbs can have contraindications and interactions.--Find Leandra Witchwood online:Leandra's website: https://LeandraWitchwood.comLeandra on YouTube: https://www.youtube.com/c/LeandraWitchwoodIG: https://www.instagram.com/leandrawitchwood/TikTok: https://www.tiktok.com/@leandrawitchwoodTo listen to The Magick Kitchen podcast: The Magick Kitchen Blog Upcoming Events with JoAnna:September 4–7, 2026: TempleFest at Prindle Pond Conference Center in Charlton, Massachusetts - https://templefest.templeofwitchcraft.org/Book Signing and Talk with JoAnna - Sept. 10, at 7pm, at Phonenix Books, in Burlington, VT: Joanna Farrer | The Diviner's Path: A Nature-Led Approach to Divination with Tarot, Runes & Pendulums | Phoenix BooksCheck the website (www.coffeeanddivination.com) for information and pre-registration for upcoming online divination and nature-led divination courses coming this fall and winter, as well as free resources.Support Coffee and Divination:The Diviner's Path: A Nature-Led Approach to Divination with Tarot, Runes & Pendulums, is now available from Llewellyn Publishing and in all your local bookstores. To find it online:https://amzn.to/4e6EXH9Thank you so much for the support the book and podcast have already received. If you've read and enjoyed The Diviner's Path, even a brief review on Amazon, Goodreads, or the site where you purchased it can make an enormous difference in helping others discover the work.Reviews of Coffee and Divination are enormously helpful as well and please feel free to reach out to me on Instagram at @coffeeanddivination.Visit the Coffee and Divination site: https://www.coffeeanddivination.com/Instagram: Divination Podcast | Hosted by JoAnna Farrer (@coffeeanddivination) • Instagram photos and videos Support the show, and access online meet-ups via our Patreon: patreon.com/coffeeanddivinationThank you for listening, and, as always, see you between the worlds...

Good morning dear friend! May the Lord Jesus bless your life this day. Amen. Here is

Knowing better doesn't always lead to doing better. The cross gets our heart involved so God's truth can move from our heads to our hands. From August 30, 2026

On Earth as in Heaven: The Surprising Way of Life in God's Kingdom

Happy Sunday my dear friend, God bless you! This here is

Burlington Central senior RB Parker Auxier ran for 102 yards and three TDs, while the Rockets' starting defense didn't give up any points in a 41-7 Fox Valley Conference victory over Crystal Lake South on Friday night at Rocket Hill in Burlington.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

Greetings good friend, abundant blessings of the Lord Jesus. Here is

Hello dear friend, Be blessed of the Lord Jesus. This here is

Some cities across the U.S. enacted harm-reduction, drug-friendly policies to stop overdose deaths – but that approach hasn't always benefitted the general population. Michael Powell, staff writer at The Atlantic, joins host Krys Boyd to discuss Burlington, Vt., Seattle and other places where needle exchanges have made public spaces unwelcoming, what happens when leaders stand behind unpopular laws, and the lessons other cities can learn from these experiments in drug policies. His article is “The Cities That Said Yes to Drugs.” Learn about your ad choices: dovetail.prx.org/ad-choices

National Life Group Annuity Training: Protected Growth, Guaranteed Income & Finding 401(k) Rollover Opportunities Gina Hawks opens a Thursday product training and introduces National Life Group hosts Isaac Wood and Sam Keenan, who preview National Boot Camp in Burlington, North Carolina (Oct. 16–18). Isaac and Sam explain National Life Group's annuity solutions, highlighting 30 years as a fixed indexed annuity issuer, key differentiators (living benefits, foreign national eligibility, and advanced sales support), and how annuities address retirement goals of protected growth and guaranteed income. They cover flexible-premium deferred annuities (growth and income options), single-premium solutions including Income Driver 10 for income now/soon, and a growth-focused option with increased caps. They emphasize a dollar cost averaging feature for monthly interest crediting, ways to identify rollover opportunities (including the DOL lost-and-found tool), available fact finders, small-business advanced sales resources, a quarterly commission incentive, required annuity training, e-app usage, and multilingual materials. 00:00 Welcome and Introductions 02:14 Why We're Here Today 02:56 30 Years of FIAs 04:08 Key Differentiators 08:42 Retirement Goals Explained 10:31 How FIAs Work 12:37 Where Annuity Money Lives 18:10 Ideal Annuity Prospect 20:42 Flexible Premium Products 23:27 Qualified Roth Nonqualified Uses 26:06 Pivot When Life Declines  27:49 Advanced Sales Support Team 30:08 Roth Annuity Pivot 31:43 Income Now Strategy 35:17 Steve Income Case 39:15 Zenith Growth Setup 41:59 Dollar Cost Averaging 49:09 Find Lost 401k Funds 53:46 Tools Incentives Wrap

In this week's Omni Talk Retail Fast Five, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Quorso, Veloq, and R&S Logistics, Chris Walton was joined by Joe Laszlo, Head of Content & Insights, U.S., Shoptalk, to discuss: • Target's latest results, including stronger sales, rising traffic, grocery growth, and a raised full-year outlook, and whether the retailer is truly turning the corner or still lacks the differentiated strategy needed to sustain its momentum: https://www.wsj.com/business/retail/target-raises-fiscal-year-forecast-again-as-turnaround-gains-traction-with-consumers-b3548cfd • Home Depot's nationwide rollout of three-hour delivery, and whether the retailer is smartly getting ahead of consumers' growing expectations for ultra-fast delivery, particularly when something breaks and needs to be fixed fast: https://www.supplychaindive.com/news/home-depot-rolls-out-express-delivery-in-3-hours-or-less-across-us/828175/?utm_source=Sailthru&utm_medium=email&utm_campaign=Issue:%202026-08-20%20Supply%20Chain%20Dive%20%5Bissue:88350%5D&utm_term=Supply%20Chain%20Dive • J.C. Penney's new “Retail Regret to Retail Redemption” campaign, which takes direct aim at off-price retailers like TJX, Ross, and Burlington, and whether picking a fight with the competition is a bold move or could actually send shoppers straight to the rivals JCPenney is attacking: https://www.retaildive.com/news/jc-penney-takes-aim-off-price-stores/828001/ • California Pizza Kitchen's plan to deploy up to 1,000 automated pizza kiosks, and whether shrinking restaurant footprints combined with faster, more convenient formats could give the nostalgic pizza brand a new path to growth: https://www.restaurantdive.com/news/california-pizza-kitchen-automated-kiosks/828423/ • Ann Taylor's brand comeback, including its first major integrated marketing campaign in nearly a decade, its Substack newsletter, and a New York Fashion Week activation, and whether the heritage brand can successfully reconnect with younger shoppers without losing what made it distinctive in the first place: https://www.retaildive.com/news/ann-taylor-stages-a-brand-comeback-with-substack-fall-fashion-blitz/828475/ • What's ahead at Groceryshop and Shoptalk Fall, as Joe previews the upcoming events and the conversations shaping the future of retail. Groceryshop takes place September 22–24 in Las Vegas, followed by Shoptalk Fall September 29–October 1 in Nashville. Plus, Chris and Joe debate pineapple on pizza, share their most recent home repair disasters, uncover the bizarre story behind the infamous 1975 Sears catalog “page 602”, and reveal their favorite museums in this week's Lightning Round. P.S. Be sure to check out all our other podcasts from the past week here, too: https://omnitalk.blog/category/podcast/ P.P.S. Also be sure to check out our podcast rankings on Feedspot: https://podcasts.feedspot.com/retail_podcasts/ Music by hooksounds.com

Meghan's guest this week is journalist Michael Powell, a staff writer at The Atlantic and longtime former New York Times reporter whom she has admired for years for his willingness to report on thorny, third-rail cultural topics. She talked with him about his recent reporting on chronic street homelessness, drug addiction, and the real-world consequences of progressive governance. Specifically, they discussed how the "harm reduction" model plays out in cities like Burlington and Seattle, and why mainstream media newsrooms have become so hesitant to cover complex cultural realities.   This conversation covers:   The Reality of "Harm Reduction": How an approach born during the AIDS crisis expanded into policies that enable public fentanyl use while leaving working-class neighborhoods to deal with the fallout. Navigating the "Third Rail" Beat: What Michael learned covering sensitive cultural flashpoints—from campus racial controversies to gender sports eligibility—at The New York Times. Ideology vs. Lived Experience: The disconnect between well-meaning policy rhetoric and the daily struggles of local residents, parents, and small business owners. The Culture of Modern Newsrooms: Why institutional conformity, luxury beliefs, and fear of social media backlash stifle honest journalism—and why independent inquiry matters.   Read Michael Powell's writing for The Atlantic:

In this episode, Cory Connors sits down with Delegate Jackie Hope Glass of the Virginia House of Delegates to talk about the road that led her from community organizing to the statehouse, and what that experience has taught her about building real partnerships between policymakers and the packaging industry. Jackie shares how a habit of "minding other people's business" turned into a grassroots homework program for neighborhood kids, then a school board run, and eventually a seat in the General Assembly. She and Cory also dig into their shared experience at See Change Sessions in Vermont, the case for a national Extended Producer Responsibility (EPR) framework, and why she believes industry has a bigger role to play at the policymaking table than most people realize.Key Topics Discussed: Jackie's path from Navy veteran and community organizer to Virginia state legislatorThe origin story of her neighborhood "homework house" and how it led to public serviceReflections on See Change Sessions in Vermont and why the event felt different from a typical industry conferenceHow packaging and sustainability professionals can build real relationships with state legislatorsCalifornia's SB 54 and the challenges of getting states aligned on Extended Producer ResponsibilityWhy Jackie sees packaging waste as a design and systems issue, not a moral oneJackie's "6 Cs" framework for guiding her legislative focus (creative, circular, coastal resilience, crime aversion, care, and cyber)CitizenU, Jackie's summer civic education program and policy pitch contest for constituents of all agesThe realities of serving as a citizen legislator in Virginia's part-time General AssemblyChapters: 00:00 Introduction to Delegate Jackie Glass02:14 Journey to Politics: From Community Service to Delegate04:31 The Impact of C-Change: A Unique Policymaking Experience08:54 Bridging the Gap: Industry and Politics Collaboration11:19 The Six Cs: Guiding Principles for Policy13:34 CitizenU: Empowering Citizens Through Education15:55 Legislative Projects: Making a Difference in Virginia19:39 Extended Producer Responsibility: A National Perspective23:06 The Urgency of Environmental Action26:06 SSP intro animation v1.mp4Resources Mentioned:Delegate Jackie Hope Glass, Virginia House of Delegates, 93rd DistrictSee Change Sessions, Burlington, VermontPackaging Matters at See Change SessionsContact:Listeners interested in connecting with Delegate Glass's office about legislation, community programs, or CitizenU can reach out through her official Virginia House of Delegates page.Support our Sponsors:3M https://www.3m.com/3M/en_US/packaging-shipping-fulfillment-us/applications/sealing-recycled-corrugate/ Specright: https://www.specright.com/ Forest: https://www.forest-pkg.com/https://anewearthproject.com/collections/new-earth-approvedConnect with CoryConnect with Cory on LinkedIn here: https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

Joseph didn't receive abundance so he could build a comfortable life. He received it so a starving world could live. God's blessings still work that way for us. From August 23, 2026

Burlington Central's Bennek Braden scored on a 50-yard pass from first-year starting QB Reece Beemer and added a interception late as the Rockets defeated Dundee-Crown 13-3 in their season opener Saturday.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.

The ancients didn't just fear death — they weaponized it, leaving behind curses in hieroglyphics meant to haunt anyone brave enough to look.EPISODE BLOG PAGE (includes sources): https://weirddarkness.com/CursesCarvedInStoneREAD or DOWNLOAD the full transcript of this episode: https://weirddarkness.tiny.us/3cfn27cpFEATURED STORIES IN THIS EPISODE: They say grief lingers in the house where children were murdered… but so does something colder, crueler — and far more dangerous. (The Horror of Waupun, Wisconsin) *** In the haunted heart of Edinburgh, there's a pub where the drinks are strong and the screams are stronger. (The Spirits of Banshee Labyrinth) *** The last person to see Virginia alive passed a polygraph — but his wife said he didn't come home until hours later. (The Vanishing of Virginia Carpenter) *** Asteroids, alien civilizations, even cosmic plagues — the real terror isn't what we can see in the sky… it's what we can't. (Space Threats to Earth) *** It started with flirtation, turned into an affair, and ended with a gunshot echoing through the cold night air in a Walgreen's parking lot. (Three Shots In The Night) *** They carved their warnings into stone 4,000 years ago — and now, after centuries of silence, the hieroglyphic curses of the dead are being read aloud once again. But in doing so, are we inviting doom and destruction? (Hieroglyphic Curses)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Short Fictional Story, “Breath of Anubis”00:11:21.779 = Show Open00:13:18.068 = Hieroglyphic Curses00:25:27.966 = The Vanishing of Virginia Carpenter ***00:32:11.146 = Space Threats To Earth00:36:45.704 = Spirits of the Banshee Labyrinth00:42:07.498 = Three Shots In The Night ***00:47:55.685 = Horror of Waupun, Wisconsin00:58:32.140 = Show Close*** = Begins immediately after inserted ad breakLISTEN ON PODCAST APPS: Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://weirddarkness.com/wdapps*No AI Voices Are Used In The Narration Of This Podcast*SOURCES and RESOURCES:Haunted Rockford YouTube channel: https://www.youtube.com/@HauntedRockfordEventsBOOK: “Dark Skies” by Daniel Deudney: https://amzn.to/3XFWUF6Fictional story at the beginning of this episode, “Breath of Anubis” by ChatterGhost“Space Threats to Earth”: https://anomalien.com/threats-from-outer-space-might-be-fueling-conspiracy-theories/“Three Shots In The Night”: https://the-line-up.com/murder-of-emmett-corrigan“Hieroglyphic Curses”: https://www.jstor.org/stable/40000520,https://ng.opera.news/ng/en/culture/6aaa5bcd19c53ffa60ffc337d5742fce, https://www.dailystar.co.uk/news/weird-news/ancient-egypt-tomb-saqqara-priest-16826821, https://www.rom.on.ca/en/learning/activities-resources/online-activities/ancient-egypt/religion/tomb-inscriptions-curses, https://www.ancient-origins.net/history/tomb-curses-ancient-egypt-magical-incantations-dead-003228, https://lethbridgenewsnow.com/2020/08/06/debunking-the-curse-of-the-pharaohs/, https://www.britannica.com/topic/Execration-Texts, https://www.businessinsider.com/egypt-saqqara-tombs-mummy-curses-2020-11, https://www.penn.museum/sites/expedition/the-curse-of-the-curse-of-the-pharaoh,https://blog.nms.ac.uk/2017/06/23/ancient-egyptian-tomb-warnings-curses-and-ghosts/,https://listverse.com/2023/06/08/10-creepy-curses-hidden-in-hieroglyphics“The Horror of Waupun, Wisconsin: https://www.hauntedrockford.com/shadows-of-a-murder/“Spirits of the Banshee Labyrinth”: https://moonmausoleum.com/haunted-spirits-at-the-banshee-labyrinth-pub/“The Vanishing of Virginia Carpenter” by Troy Taylor (used with permission): https://weirddarkness.tiny.us/bdzcaez9(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.Originally aired: April 01, 2025Weird Darkness explores ancient Egyptian hieroglyphic curses, the 1948 disappearance of Virginia Carpenter, asteroid and alien threats from space, Edinburgh's haunted Banshee Labyrinth, the Walgreens murder of Emmett Corrigan, and the 1865 Wisconsin ax killings linked to the restless dead of Waupun.It opens with curses carved into ancient Egyptian tombs, from the 4,000-year-old Execration Texts to warnings left by Harkhuf, Ankhtifi, Khentika Ikhekhi, Hezi, Sarenput I, Ankhmahor, Senenmut, and Pharaoh Amenhotep. These hieroglyphic threats promised strangulation, mutilation, divine judgment, destroyed families, and even attacks by crocodiles and serpents against anyone who violated the dead.From there, 21-year-old Virginia Carpenter vanishes after arriving in Denton, Texas, on June 1, 1948, to attend the Texas State College for Women. Taxi driver Edgar Ray “Jack” Zachary said he left her outside Brackenridge Hall with two unidentified men beside a cream-colored convertible, but Carpenter never checked in, and later leads—including a possible Arkansas sighting and a 1998 burial-site tip—failed to solve the case.Next, the danger moves into space with asteroid 2024 YR4, theories about weaponized asteroid-deflection technology, Cixin Liu's “dark forest” view of hostile alien civilizations, and Fred Hoyle and Chandra Wickramasinghe's idea that viruses could arrive from space. The episode also traces fears of catastrophe from the sky back to the ancient Cosmic Hunt tradition and the Sámi story of an arrow striking the pole star.The episode then descends beneath Edinburgh's Old Town into The Banshee Labyrinth, a rock and metal pub built partly inside the South Bridge vaults. Reports include a screaming banshee in a gray dress, the ghost of a child named Molly who disappeared in 1814, the mischievous Ole Jock in the women's restroom, and unexplained cold spots, moving glasses, and shadows inside the historic underground chambers.From Edinburgh, the story shifts to Meridian, Idaho, where attorney Emmett Corrigan's affair with paralegal Kandi Hall ended in three gunshots outside a Walgreens on March 11, 2011. Kandi's husband, Rob Hall, survived a gunshot wound to the head, Corrigan died from wounds to the heart and skull, and Hall was convicted of second-degree murder in 2012 and sentenced to 30 years in prison.The episode closes with the December 3, 1865 murders of three children at Anton and Amelia Koch's farm near Burlington, Wisconsin, where hired man Peter Frahm was convicted after bloody footprints, blood on his boots, and a stolen coin pouch tied him to the ax killings. Frahm died by hanging in the Wisconsin State Penitentiary in Waupun on March 21, 1871, and reports of whispers, cold presences, apparitions of children, and a darker shadow have since attached themselves to both the old Koch property and the unmarked graves of the State Prison Cemetery.LIKE WHAT YOU'RE HEARING? WEIRD DARKNESS posts episodes 7 DAYS A WEEK! Listen FREE wherever you get podcasts or visit https://weirddarkness.com/listen. • Paranormal • True Crime • Ghosts • UFOs • Cryptids • Unexplained • Want even more? Become an OFFICIAL WEIRDO for commercial-free episodes, bonus episodes, weeknight live chats, audiobooks & more at https://weirddarkness.com/OFFICIAL

Frontline healthcare workers and the patients they serve are facing a major crisis at the University of Vermont Health network—the state's leading healthcare provider. “In June, UVM Health eliminated over 140 positions across its network, a third of which were union positions,” Matt More reports at The Rake Vermont. “The cuts, which the hospital estimated will save $9.5 million, comes as the network faces a $300 million budget shortfall… Later that month, UVM Health handed down a speed-up order to its Medical Group, which includes outpatient clinics and more than 1,000 physicians, which practitioners say will result in briefer appointments with patients.”How did Vermont's flagship health network end up in this crisis? How is it affecting healthcare workers and their patients? And what can be done to fix it? In this episode of Working People, we speak with Melissa Lavallee, secretary of UVMMC Support Staff United and VP of healthcare for AFT-Vermont; and Teagan Cook, lead outpatient chemotherapy scheduler at her hospital and a chief steward in UVMMC Support Staff United.Additional links/info: UVMMC Support Staff United website, Facebook page, and InstagramAFT-Vermont website, Facebook page, and InstagramMatt Moore, The Rake Vermont, “UVM Health's unions fight hospital cuts to protect their patients' healthcare and their working conditions”Town Meeting TV, “Put workers and patients first! - Solidarity town hall meeting with UVM Medical Center unions”Olivia Gieger, VT Digger, “UVM Health cuts 142 jobs — an estimated $9.5 million in staff positions”Featured Music: Jules Taylor, Working People Theme SongCredits: Audio Post-Production: Jules TaylorBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Could your normal, everyday life be holy ground? In this conversation, John Mark and Dr. Sittser discuss how it came to be believed that even the most ordinary of people like you and me — not just saints, mystics or monastics — could create a deeply spiritual life with God in their everyday lives.This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Brook from Antioch, Tennessee; Chris from Burlington, Ontario; Daniel from Vancouver, Washington; Anthony from Raleigh, North Carolina; and Chris from Stone Ridge, New York. Thank you all very much.If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.