Podcasts about apartments

#860. Connor Wood — aka Fibula — is here, and this convo is full of the chaotic tangents we live for. Etsy witches? Obviously. Lorazepam life? Always. Off the dating apps? Yep…We get into the Summer House rumors, how “Fibula” even became a thing, and how getting fired (twice) somehow led to TikTok fame and a full-blown comedy career!It's hilarious, unhinged (in the best way), and somehow still heartwarming. You'll be texting your friends about this one. Enjoy!If you're LOVING this podcast, please follow and leave a rating and review below! PLUS, FOLLOW OUR PODCAST INSTAGRAM HERE!Thank you to our Sponsors! Check out these deals!Better Help: This Episode is brought to you by Better Help! Off The Vine listeners get 10% off their first month at BetterHelp.com/VINE.Apartments.com: The Place to find a place!Cook Unity: Go to cookunity.com/vinefree for Free Premium Meals for Life. Thanks to CookUnity for supporting the show!Lady World: Come Join me for a fun weekend! Get your tickets now at LadyWorld.COEPISODE HIGHLIGHTS: 1:15 : Etsy Witches & Why We're Obsessed24:08 : Lorazepam Life: Shoutout to Our Girl Pam29:28 : Summer House Rumors Are Put To Rest!! 52:45 : How Getting Fired Twice Launched a Comedy CareerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this powerhouse episode, Vinney Chopra is joined by nationally recognized CPA, real estate investor, and best-selling author Ted Lanzaro, founder of Landmark CPA Group. With 33+ years of experience helping thousands of real estate professionals legally reduce their tax burdens, Ted brings high-level insight and practical advice that every investor—whether active or passive—needs to hear. If you've ever wondered how the wealthy keep more of their income, this conversation will show you how they do it.   Inside the episode, you'll uncover:

Show notes to come Reminders: Birthday Bash the afternoon of Saturday, August 9 at the Old Miami, and livestream on our Daily Detroit YouTube channel tomorrow (Wednesday) at 2:30p Feedback as always - dailydetroit -at- gmail -dot- com or leave a voicemail 313-789-3211. Follow Daily Detroit on Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-detroit/id1220563942  Or sign up for our newsletter: https://www.dailydetroit.com/newsletter/  

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Whitney Elkins-Hutten of PassiveInvesting.com interviews apartment investing expert Andrew Cushman about his recent acquisition of the 128-unit Townhomes at Pine Hill in Griffin, Georgia. He shares how his stabilized value-add strategy helped a lot in closing the deal and navigating unexpected challenges they faced during the turnover. Andrew also reveals why they moved away from preferred returns and provides insights into how they structure their fees.

Send us a textJoin Louis, Sam, Kevin, and Amanda as we celebrate the legendary Bob Gurr—the engineering genius behind everything from the Monorail to the Doom Buggies. We'll explore his groundbreaking contributions to Disney parks and transportation systems, and reflect on how his innovations continue to shape the guest experience today. Then, it's time for another Imagineering Armchair session—this time, we dream up a thrilling new attraction that takes guests from blueprint to ride vehicle, inspired by Gurr's hands-on approach and fearless creativity. We invite you to become Armchair Imagineers with us! Share your thoughts and join the conversation about this episode and more on our Discord!Join us in our completely free Discord https://discord.gg/4nAvKTgcRnCheck out all of our amazing sponsors!Getaway Todayhttps://www.getawaytoday.com/?referrerid=8636If you want to book a Disney Vacation, please use our friends at Getaway Today. Also, if you call 855-GET-AWAY and mention Walt's Apartment, you will get a special dose of magicThe Themepark Scavenger Hunt Game - Where In The Parkhttps://shop.whereinthepark.com/?ref=waltsaptpodcastCheck Out Sunken City Designs - from the mind of Louis Medinahttps://sunkencitydesigns.bigcartel.comWe are proud to be part of the Disney Podcast Family , checkout all the other great shows below https://linktr.ee/DisneyPodcastFamily

A federal border officer is recovering after being shot during a robbery attempt in Riverside Park. Police say the off-duty agent returned fire, wounding a suspect who is now in custody. Meanwhile, New York City is proposing new safety rules for basement and cellar apartments as part of an effort to protect tenants in flood-prone areas. And Democratic mayoral nominee Zohran Mamdani has paused his campaign for a trip to his birthplace of Uganda.

Big Story:  The Cooper FireCooper Fire relief fund reached $100,000 and distributes to fire victimsRenters at The Cooper reeling after Fort Worth fire. Many had no insuranceFort Worth firefighters, city learning lessons from six-alarm Cooper fireDisplaced Cooper tenants forge community, demand accountability after Fort Worth fireShort Story 1: Fort Worth Police Chief finalists announcedShort Story 2: Republican precinct chairs refuse to hold Bo French accountableShort Story 3: Innovation in Fort WorthDrone deliveries to take off in East Fort WorthMP Materials and AppleAI supercomputer plant could land in Fort Worth Wins: Transit Zine was released!Heartland Flyer gets $3.5M to keep Fort Worth-Oklahoma City route alive for a yearFort Worth girls raise over $64K for Camp MysticLosses: Greg Abbott called for a special session that starts July 21. Actions:August 5th - Fort Worth City Council meeting to vote on DEIAugust 14th - Fort Worth Police Chief finalists forum at 5:30pm at City HallNext week Wesley & Ann will be gone, so there will be no episode. But we'll be back August 4th.

There is a tower that has reared its head around Trinity College and College Green – a new tower of build-to-rent apartments, but is there room for towers of that in Dublin?Joining Kieran to discuss this is Frank McDonald, former Environment Editor for the Irish Times, welcome to the programme and Executive Director of Progress Ireland, Sean Keyes.

You're not lazy. You're just wired that way.Change your wiring, change your future. ⚡

Season 3, Episode 7: Janet LePage, CEO of Western Wealth Capital, joins the show to share how she scaled from flipping homes in Phoenix to managing over 30,000 units across the Sunbelt, with $4B in real estate transactions under her belt. In this episode, Janet opens up about the pressure of navigating one of the fastest interest rate hikes in modern history and how her firm managed to stay aggressive in the Sunbelt while others pulled back. From installing washers and dryers to unlock millions in value to vertically integrating WWC in just 26 days during COVID, Janet breaks down how bold decisions and operational precision kept her portfolio alive when others were sinking. We discuss: – Her journey from flipping homes to building WWC – The moment she felt “truly wealthy” (hint: it involved a pickle sandwich) – How her 83-point checklist drives fast, repeatable value-adds – Why she vertically integrated WWC during COVID in just 26 days – The first deal she's bought in three years—and why it's 43% below replacement cost TOPICS 00:00 – Janet's Start: From Coder to First Flip 05:00 – Flipping Homes While Working a 9-to-5 12:00 – Buying 23 Units 26 Days Before Birth 18:00 – Scaling Through Systems and Syndication 25:00 – Raising Millions and Launching WWC 32:00 – The Washer-Dryer Strategy That Changed Everything 38:00 – Breaking Into Texas and Going Institutional 45:00 – Vertical Integration and COVID Shifts 51:00 – Lessons from Rate Hikes and Bridge Debt 55:00 – New Opportunities: Buying 43% Below Replacement Shoutout to our sponsor, InvestNext. One platform to raise and manage capital for real estate investment. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Co-hosts Alex and Chris blend their signature wit, real-world writing experience, and a few sun-soaked vacation antics to tackle some of the most frequently asked questions from writers like you. Broadcasting poolside—Mai Tais not included—they dive into six of the biggest hurdles writers face: from crafting non-linear narratives and writing powerful scenes without dialogue, to building mysteries from a first-person perspective and portraying complex emotional states, even when you haven't lived them yourself.This episode is a treasure trove of practical advice, classic and modern examples (think "Inception," "Memento," "Jojo Rabbit," "The Apartment," and more), and actionable tips you can use right away. Whether you're struggling with making your romantic comedy both quirky and authentic, or you're wrestling with telling tough stories from a child's viewpoint, Alex and Chris have your back. Plus, stick around for some bonus downloadable resources!Tune in, get inspired, and—as always—tell the damn story.Bonus Study material: Q1: Jonathan Nolan - Memento Mori | PDF | Nature "PULP FICTION" -- by Quentin Tarantino & Roger Avary Inception.pdfQ2: Raiders of the Lost Ark.pdf Iron Man Script: Quotes, Characters, Ending and Screenplay PDF Q3:7 Great Crime Novels with First Person Narrators ‹ CrimeReads Q4: Dennis LeHane's Shutter Island, Robert Bloch's Psycho, and It's Been a Privilege by Chris Ryan. Q5:Steven Wright novel HaroldJoJo Rabbit Q6: When Harry Met Sally, Notting Hill, Silver Linings Playbook, The Big Sick, About Time, Eternal Sunshine of the Spotless Mind, Crazy, Stupid, Love, 500 Days of SummerAddendum:A copy of the script for THE APARTMENT Have any questions, comments, or suggestions?Then, please leave them in the Comments Section.Write: TTDSOnAir@gmail.comAnd follow us on ...⁠⁠⁠⁠⁠⁠@Tell The Damn Story⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠www.TellTheDamnStory.comwww.Facebook.com/Tell The Damn Story⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/ Tell The Damn Story⁠⁠⁠⁠⁠⁠⁠⁠If you're enjoying these episodes, please take a moment to help wet our whistle by clicking on the link to ... ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy Me A Coffee⁠⁠⁠⁠!⁠⁠⁠⁠

Change is hard—unless you change your approach.Tired of relapsing into the same habits? There's a better way.

Your body is your biggest business partner.If it crashes, so does everything else.

Today J. Scott joins us to talk about finding deals, switching markets, working with your strengths and advice he would give to those just starting out in multifamily.----Continue the conversation with Brian on LinkedInJoin our multifamily investing community with like-minded apartment investors at the Tribe of TitansThis episode originally aired on July 18, 2025----Watch the episode on YouTube: https://www.youtube.com/channel/UCcsYmSLMxQCA9hgt_PciN3g?sub_confirmation=1 Listen to us on your favorite podcast app:Apple Podcasts: https://tinyurl.com/AppleDiaryPodcast Spotify: https://tinyurl.com/SpotDiaryPodcast Google Podcasts: https://tinyurl.com/GoogleDiaryPodcast Follow us on:Instagram: https://www.instagram.com/diary_of_an_apartment_investor Facebook: https://www.facebook.com/DiaryAptInv/ Twitter: https://twitter.com/Diary_Apt_Inv ----Your host, Brian Briscoe, has owned over twenty apartment complexes worth hundreds of millions of dollars and is dedicated to helping aspiring apartment investors learn how to do the same. He founded the Tribe of Titans as his platform to educate aspiring apartment investors and is continually creating new content for the subscribers and coaching clients.He is the founder of Streamline Capital based in Salt Lake City, Utah, and is probably working on closing another apartment complex in the greater SLC area. He retired as a Lieutenant Colonel in the United States Marine Corps in 2021 after 20 years of service.Connect with him on LinkedIn----Jason ScottJ Scott (he goes by "J") is an entrepreneur, investor, advisor, author, and partner at Bar Down Investments, focused on buying and repositioning large multifamily properties. In the past fifteen years, J has bought, built, rehabbed, sold, lent-on and held over $150M in property around the country. J holds strategic advisor roles in several companies and is the author of five BiggerPockets books on real estate investing, including the best-selling, The Book on Estimating Rehab Costs. He is also co-host of the award winning Drunk Real Estate podcast. Find out more about J and connect with him at www.JScott.com. Learn more about him at: Website: www.JScott.com                                                Instagram: jscottinvestor                                                Facebook: jscottinvestor                                                LinkedIn: jscottinvestor

Chicago Man Charged with Murder and Arson in Fatal Apartment Fire That Killed Four, Including Pregnant Woman and Child A 23-year-old Chicago man, Lontray Clark, has been charged with multiple counts of murder and arson after allegedly setting fire to an apartment building in the Austin neighborhood in Chicago on June 26, 2025. The blaze resulted in the deaths of four individuals, including a pregnant woman and her 5-year-old son, and left several others injured. According to prosecutors, Clark became enraged after discovering that his ex-girlfriend was dating his friend. After seeing a photo of the couple on social media, Clark allegedly purchased gasoline and materials to create a Molotov cocktail, which he used to ignite the apartment building located at 5222 W. North Avenue. Surveillance footage reportedly captured Clark buying gasoline and other items prior to the incident. The fire broke out around 1:50 a.m., trapping residents inside the building. The victims who perished in the fire were identified as Brad Cummings, 76, editor of the Austin-based newspaper The Voice; Regina Henry, 32, who was three months pregnant; her 5-year-old son, Jayceon Henry; and Regina's sister, Destiny Henry, 28. Destiny's 4-year-old son, Kyle, was critically injured and remains hospitalized. Clark's ex-girlfriend and her new boyfriend, who were the apparent targets of the attack, managed to escape the blaze by climbing out of a window. Clark was arrested in Springfield, Illinois, and is being held without bail. He faces multiple charges, including eight counts of murder, four counts of aggravated arson, two counts of attempted murder, and one count of residential arson Community members and family of the victims have expressed grief and outrage over the incident. Reverend George Smith Jr., a relative of the Henry family, stated, "He took precious lives from us and justice will be served." The fire displaced at least 28 residents and required the response of approximately 140 firefighters. Clark is scheduled to appear in court on Monday Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

You can't out-hustle unhealed wounds.Success that sticks starts with healing what's hidden.

On today's show, Jer and Norris talk about some of the topics of the day. The University of Michigan is building 313 apartments for faculty and staff in Downtown Detroit We discuss options for an upcoming redesign of the 8 Mile and I-75 interchange A trail that circles the entire shoreline of Belle Isle is getting finishing touches A new report in Bridge Detroit shows that voters over 60 have way outsized influence in Detroit elections, meanwhile last primary there were less than 4,500 voters in the city under the age of 30 Follow Daily Detroit wherever you listen to podcasts, like Apple Podcasts, Spotify, Pocket Casts, Overcast and more. Sign up for our Studio open house Saturday, July 19: https://www.eventbrite.com/e/1445019344759?aff=oddtdtcreator Feedback as always - dailydetroit -at- gmail -dot- com or leave a voicemail 313-789-3211. Follow Daily Detroit on Apple Podcasts: https://podcasts.apple.com/us/podcast/daily-detroit/id1220563942  Or sign up for our newsletter: https://www.dailydetroit.com/newsletter/  

Send us a textIn this special birthday episode, we're throwing pixie dust in the air and celebrating the happiest place on Earth — Disneyland! Join us as we take a magical journey through the park's history, explore how Disney has celebrated its biggest milestones, and share unforgettable ways you can join the party.Join us in our completely free discord https://discord.gg/4nAvKTgcRnCheck Out  All Of Our Amazing Sponsors!!Getaway Todayhttps://www.getawaytoday.com/?referrerid=8636If you want to book a Disney Vacation please use our friends at Getaway Today. Also if you call 855-GET-AWAY and mention Walt's Apartment you will get a special dose of magicThe Themepark Scavenger Hunt Game - Where In The Parkhttps://shop.whereinthepark.com/?ref=waltsaptpodcastCheck Out Sunken City Designs - from the mind of Louis Medinahttps://sunkencitydesigns.bigcartel.comWe are proud to be part of the Disney Podcast Family , checkout all the other great shows below https://linktr.ee/DisneyPodcastFamily

In Episode 460 of the Survival Punk Podcast, I dive into the often-overlooked world of apartment prepping. Just because you live in a small space doesn't mean you're out of options — it means you have to get smarter. "Apartment Prepping: Survive in Small Spaces | Episode 460" The post Apartment Prepping: Survive in Small Spaces | Episode 460 appeared first on Survivalpunk.

About This Episode: In Episode 4 of The Potentializer, Lance Edwards sits down with small apartment investor Shelly Schilson for a candid, vulnerable, and powerful journey of transformation. From a one-two punch of a cancer diagnosis and job loss to owning a notorious 13-unit former motel, Shelly shares how she rebuilt from the ground up—both financially and personally. She reveals the mindset shifts that took her from “I'm just a bookkeeper” to a confident investor scaling toward 100+ units. Along the way, you'll learn how faith, grit, and the courage to evict toxic tenants turned a cash-flow drain into a stabilized asset. If you've ever felt unqualified or overwhelmed, this episode shows how to potentialize adversity into growth, impact, and legacy.

Claire McManus, RIAI Spokeswoman on Housing and an architect working at the coalface with JFOC Architects

Chicago Man Charged with Murder and Arson in Fatal Apartment Fire That Killed Four, Including Pregnant Woman and Child A 23-year-old Chicago man, Lontray Clark, has been charged with multiple counts of murder and arson after allegedly setting fire to an apartment building in the Austin neighborhood in Chicago on June 26, 2025. The blaze resulted in the deaths of four individuals, including a pregnant woman and her 5-year-old son, and left several others injured. According to prosecutors, Clark became enraged after discovering that his ex-girlfriend was dating his friend. After seeing a photo of the couple on social media, Clark allegedly purchased gasoline and materials to create a Molotov cocktail, which he used to ignite the apartment building located at 5222 W. North Avenue. Surveillance footage reportedly captured Clark buying gasoline and other items prior to the incident. The fire broke out around 1:50 a.m., trapping residents inside the building. The victims who perished in the fire were identified as Brad Cummings, 76, editor of the Austin-based newspaper The Voice; Regina Henry, 32, who was three months pregnant; her 5-year-old son, Jayceon Henry; and Regina's sister, Destiny Henry, 28. Destiny's 4-year-old son, Kyle, was critically injured and remains hospitalized. Clark's ex-girlfriend and her new boyfriend, who were the apparent targets of the attack, managed to escape the blaze by climbing out of a window. Clark was arrested in Springfield, Illinois, and is being held without bail. He faces multiple charges, including eight counts of murder, four counts of aggravated arson, two counts of attempted murder, and one count of residential arson Community members and family of the victims have expressed grief and outrage over the incident. Reverend George Smith Jr., a relative of the Henry family, stated, "He took precious lives from us and justice will be served." The fire displaced at least 28 residents and required the response of approximately 140 firefighters. Clark is scheduled to appear in court on Monday Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

From burnout to breakthrough—how one MBA rewired his entire life.Success didn't feel like success until he found alignment.

Chicago Man Charged with Murder and Arson in Fatal Apartment Fire That Killed Four, Including Pregnant Woman and Child A 23-year-old Chicago man, Lontray Clark, has been charged with multiple counts of murder and arson after allegedly setting fire to an apartment building in the Austin neighborhood in Chicago on June 26, 2025. The blaze resulted in the deaths of four individuals, including a pregnant woman and her 5-year-old son, and left several others injured. According to prosecutors, Clark became enraged after discovering that his ex-girlfriend was dating his friend. After seeing a photo of the couple on social media, Clark allegedly purchased gasoline and materials to create a Molotov cocktail, which he used to ignite the apartment building located at 5222 W. North Avenue. Surveillance footage reportedly captured Clark buying gasoline and other items prior to the incident. The fire broke out around 1:50 a.m., trapping residents inside the building. The victims who perished in the fire were identified as Brad Cummings, 76, editor of the Austin-based newspaper The Voice; Regina Henry, 32, who was three months pregnant; her 5-year-old son, Jayceon Henry; and Regina's sister, Destiny Henry, 28. Destiny's 4-year-old son, Kyle, was critically injured and remains hospitalized. Clark's ex-girlfriend and her new boyfriend, who were the apparent targets of the attack, managed to escape the blaze by climbing out of a window. Clark was arrested in Springfield, Illinois, and is being held without bail. He faces multiple charges, including eight counts of murder, four counts of aggravated arson, two counts of attempted murder, and one count of residential arson Community members and family of the victims have expressed grief and outrage over the incident. Reverend George Smith Jr., a relative of the Henry family, stated, "He took precious lives from us and justice will be served." The fire displaced at least 28 residents and required the response of approximately 140 firefighters. Clark is scheduled to appear in court on Monday Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Join Josh and John as they read and react to the craziest Reddit Stories live! Become a Patron or YouTube Member for ad-free episodes and bonus stories every Monday and Friday as well as exclusive content:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Cultiv8 Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube Membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   Head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://factormeals.com/factorpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code WIKI50OFF to get 50% off! (Timestamps are approximate due to dynamic ad insertion. Consider being a Patron or YouTube member for ad-free episodes) Welcome to our Wednesday live stream replay. This week we have:(00:00) - Saying hi to the WikiManiacs!(09:03) - AITAH for breaking up with her after I saw her apartment (16:57) - AITA for saying that I though my sister's wedding was immature and trashy? (24:34) - My husband doesn't like when I get mine and tries to stop it when its happening. (36:46) - My 34M wife 34F wants me to turn down a good job because she doesn't like who I will work for. How can I get her to understand I have to do what's best for the family? (42:57) - TIFU by taking the blue pill daily for nearly a year (49:30) - Just tipped 0% on a $500 dinner (56:06) - AITA for skipping my brother's wedding because I wasn't invited to the engagement party? (1:07:02) - AITA For Accusing A Girl About Lying About Her Ethnicity/Parents? (1:13:04) - The guy I'm dating and his friends "gatekeeped" me about my hobbies and career, I'm feeling embarrassed (1:34:03) - Picked up a college girl, as a late 40s guy (1:43:26) - AITA for saying guests could go ahead and leave my 4th of July Party (1:50:52) - AITA for making my boyfriend get rid of his toy collection? (1:59:42) - Answering questions from the WikiManiacs! Be sure to hit like, subscribe, and follow us on all social media platforms for all things Reddit on Wiki! Click here for our Social and Donation Links:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://linktr.ee/redditonwiki⁠⁠ For fan mail (letters only for now please!):Sean Salvino2700 Cullen Blvd PO Box 84348Pearland, TX 77584-0802 Learn more about your ad choices. Visit megaphone.fm/adchoices

Listeners are frustrated at people damaging cars in car parks and not leaving their details. Marie wonders if the €1450 back to school cost being reported is exaggerated. Emma has to find a new home for her staffordshire bull terrier.

Please join us at patreon.com/tortoiseshack In this Reboot Republic, Rory discusses the new apartment standards the Government have brought in with Orla Hegarty of the UCD School of Architecture and Planning. Orla outlines the major flaws in these new guidelines, around creating liveable homes, and analyses the Governments justifications as lacking evidence. These will boost speculative developers profits and create tenements of the 21st century charged at unaffordable rents. Creating a dystopian city and urban spaces Latest Echo Chamber RTE-An Post podcast:https://www.patreon.com/posts/patron-exclusive-134177046 Donate to Dignity for Palestine:https://www.patreon.com/posts/dignity-for-132827532

Guest | Councilman Mike Karbassi | "Park 7 Apts" Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Guest | Councilman Mike Karbassi | "Park 7 Apts" Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Buy Merch Here!https://www.inlandentertainment.com Call Us To Be On The Show!https://docs.google.com/forms/d/e/1FAIpQLSdV8WNMg69TLL4nYttVh_mKAoLRYzRtnCT226InJqh3ixQR5g/viewform Follow Us!https://linktr.ee/buenobuenopdc Saul V GomezInstagram -  https://www.instagram.com/saulvgomez/Twitter - https://twitter.com/Saulvgomez_Tik Tok - https://www.tiktok.com/@saulvgomez Hans EsquivelInstagram - https://www.instagram.com/hans_esquivel/Tik Tok - https://www.tiktok.com/@hanss444 RexxInstagram - https://www.instagram.com/rexxb/Twitter - https://twitter.com/rexxgodbTik Tok - https://www.tiktok.com/@rexx.b1 Topics00:00:00 - intro00:02:20 - Hans new car00:15:15 - crazy ex breaks into my apartment00:35:00 - warehouse novela01:01:25 - Justin Bieber's album01:18:35 - Patreon shout outs 

In this inspiring episode of Apartment Syndication Made Easy, Vinney Chopra sits down with transformational coach and bestselling author Deekron Krikorian, who helps high-achieving professionals transform not just their businesses, but their minds and bodies too. With a background as a Big-4 CPA, startup founder, and now the creator of the Healthy High Performer Method, Deekron shares how success without alignment can lead to burnout—and how to fix it.   This conversation is filled with powerful insights, including:

NIECES KNOW BEST: Should Jess Leave A Bad Review For Her Apartment? full 279 Tue, 15 Jul 2025 13:46:51 +0000 sIu7Nkde6FCTbE7ZDnuDbu03xMnWwApM nieces know best,music,society & culture,news Kramer & Jess On Demand Podcast nieces know best,music,society & culture,news NIECES KNOW BEST: Should Jess Leave A Bad Review For Her Apartment? Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperwavep

Sometimes the smallest quests lead to the greatest journeys. Probably not this one, though. Join us on Patreon for our after-show, music, bonus content, and an extra monthly episode! Shoutout to friend of the show Bodie (aka Slowquest) for letting us use his Magi Vend campaign add in - check out it and so much more on slowquest.com and make sure to follow him on Instagram: @bodieh Produced by Lisa Condemi and Noah PeritoMusic by Lisa Condemi and Noah Perito Sound Effects: “Book Sounds” - Allsounds/Audionauti“Small Marketplace" - Sword Coast Soundscapes“Time-stop” - damnsatinist“Portal-idle” - couchhero “Time-slow-down” - patricklieberkind“Bamf” - themfish“Subway-door-close” - tweeterdj “Apartment-entrance-someone-buzzed-in-door-open-hallway-steps-echo-bgsound” - Kyles “Elevator-ding” - collierhs-colinlib“Klaxon Alarm Sound” - Lord Sandwich of Youtube“Mad-scientist-lab-loopable” - ramonmineiro“Robot-walking-demo” - kwahmah-02“Lightningcrash” - noisenoir“Witch Bolt” - Michaël Ghelfi“Car-door-open-and-close-2” - nachtmahrtv“Car-ignition-key-engine-starting-running-3” - rutgermuller“Opening-old-garage-door” - deleted_user7146007 All sound effects from ⁠Freesound.org⁠, unless listed under AllSounds/Audionauti, background sound effects, Free Audio Zone, Fun With Sound, Gaming Sound FX, Live Wallpaper Master, Lord Sandwich, Michaël Ghelfi, OmarSounds, Relaxing Recordings, Royalty Free FX, Sound Effect Database, Studiomod, Sword Coast Soundscapes, or Viral Vids NL. Additional sound effects by Noah Perito.

Phillip Salem shares how bold authenticity, fashion-forward branding, and mental wellness helped him build a bi-coastal business and referral empire. Discover the REI Agent Podcast episode that will change your mindset forever.See full article: https://www.unitedstatesrealestateinvestor.com/the-bold-bi-coastal-baddie-who-broke-the-real-estate-mold-with-phillip-salem/(00:00) - Introduction to The REI Agent Podcast(00:24) - Mattias Teases the Bicoastal Baddie: Phillip Salem(03:30) - Phillip's Nicknames: Agent P and Not Your Basic Broker(04:45) - Mattias on Standing Out and the Purple Cow Principle(05:01) - Phillip's Journey from Fashion to Real Estate(07:29) - The Dream of Selling on Both Coasts(09:29) - Building Business in Two Markets(10:10) - Starting in NYC with Rentals and Climbing Up(12:51) - Making LA Work with Strategic Travel and Mentorship(13:42) - Losing Deals but Staying Grounded(15:26) - Mattias on Managing High Stakes Logistical Chaos(16:01) - Phillip's Deal Minimum and Referrals Strategy(17:21) - Selling Glinda's Home: Ariana Grande's Apartment(18:28) - Time Split Between NYC and LA(18:46) - Referral Model and Smart Delegation in LA(20:08) - Do Clients Always Want the Bicoastal Baddie?(20:30) - Setting Client Expectations and Respectful Relationships(21:52) - Examples of Working Remotely in Real Estate(22:53) - National Brands and Local Trust: Eklund, Serhant, and LV(24:24) - Customer Service from Fashion to Real Estate(26:29) - Mattias on the Disney Brand Archetype(27:17) - Treating Every Client Like Beyoncé(28:36) - Creating Boundaries and Taking Days Off(29:04) - Letting Go of Clients Who Don't Respect Boundaries(30:26) - Commission is Earned: The Emotional Weight of the Work(31:23) - Staying Grounded Through Volunteering(32:18) - Dog Rescues, The Blind Center, and Giving Back(33:46) - Flying to Vegas for Janet Jackson: The Power of Joy(34:13) - Tech Nerd Dreams and The Vegas Sphere(35:32) - Music, CrossFit, and Creative Outlets(36:40) - Agents Can Have Talents Outside of Work(37:29) - Third Places: Volunteering, Gyms, and Social Events(39:02) - Building Brand Through Passionate Networking(40:46) - Surrounding Yourself With Confidence and Opportunity(42:35) - Value and Confidence: Why You Deserve That Listing(43:42) - Surgeon Analogy and Being Prepared(44:06) - Golden Nugget: Be Authentic and Go Against the Grain(47:16) - Phillip's Favorite Book: The Meaning of Mariah Carey(48:50) - Shoutout to Tampa Bri and Fearless Branding(50:01) - Collaboration Over Competition: Agent Masterminds(50:37) - How to Contact Phillip Salem(51:03) - Closing Messages from The REI Agent TeamContact Phillip Salemhttps://phillipowensalem.com/https://www.instagram.com/phillipowensalemFor more authentic content to enhance your holistic success, visit https://reiagent.com

Teka is pregnant when she is kidnapped by a woman that tries to steal her unborn baby. Robert is a field geologist working in Alaska, while collecting samples he is mauled by a grizzly bear. Debbie is shot by her boyfriend's irrational drunk brother on Christmas.Apartments.com - To find whatever you're searching for and more visit apartments.com the place to find a place.PDS Debt - Get started with your free debt analysis in just 30 seconds at PDSDebt.com/survived!Progressive: Multitask right now. Quote your car insurance at Progressive.com to join the over 28 million drivers who trust Progressive.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I talk about a made up sport, 90's NY partment, and ordering my booze from doordash. Cheers!

School leaders in Marion County are backing a proposal to extend youth curfew hours after two weekends of violence left five teenagers dead. Certain family caregivers could be allowed to provide attendant care through Indiana Medicaid again under a proposal from the state. Residents at a downtown apartment complex are suing the Indianapolis Housing Agency for removing security amid safety concerns. Indiana is no longer moving forward with its plan to reduce greenhouse gas emissions in the state. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Drew Daudelin, Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.

New to podcasting? You don't need an audience to start raising capital.

In today's Reddit stories, OP's boyfriend is furious with her after her brother stayed over at her house after clubbing one night.0:00 Intro3:17 Story 1 Comments6:39 Story 1 Update10:15 Story 212:41 Story 2 Update14:05 Story 2 Update 217:44 Story 3#redditupdate #redditrelationship #redditstoriesreddit Hosted on Acast. See acast.com/privacy for more information.

Forget audience growth—your podcast is a pipeline, not a popularity contest.

Send us a textIn this episode, we're diving into the new verse added to It's a Small World—the final gift from Disney Legend Richard Sherman. We'll also break down the virtual queue system for Disneyland's newest show Walt Disney – A Magical Life, preview all the festive fun coming to Walt Disney World this holiday season, and spotlight the hottest SeaWorld ticket deals happening right now. Whether you're planning a trip or just staying in the loop, we've got the magic, memories, and money-saving tips you need!Join us in our completely free discord https://discord.gg/4nAvKTgcRnCheck Out  All Of Our Amazing Sponsors!!Getaway Todayhttps://www.getawaytoday.com/?referrerid=8636If you want to book a Disney Vacation please use our friends at Getaway Today. Also if you call 855-GET-AWAY and mention Walt's Apartment you will get a special dose of magicThe Themepark Scavenger Hunt Game - Where In The Parkhttps://shop.whereinthepark.com/?ref=waltsaptpodcastCheck Out Sunken City Designs - from the mind of Louis Medinahttps://sunkencitydesigns.bigcartel.comWe are proud to be part of the Disney Podcast Family , checkout all the other great shows below https://linktr.ee/DisneyPodcastFamily

Adam and Josh take stock of the movie year with their Top 5 Films of 2025 (So Far), and take another look at Billy Wilder's THE APARTMENT, which took home the Best Picture and Best Director prize 65 years ago. This episode is presented by Regal Unlimited⁠, the all-you-can-watch movie subscription pass that pays for itself in just two visits. (Timecodes will not be precise with ads; chapters may start early.) Intro (00:00:00-00:01:32) Top 5: Films of 2025 So Far (00:01:33-00:52:35) Filmspotting Family (00:52:36-00:58:59) Next Week / Notes / Poll (00:59:00-01:09:12) Pantheon Project: “The Apartment” (01:09:13-01:48:47) Credits / New Releases (01:48:48-01:50:54) Links: Cinema Interruptus: “The Player” https://www.siskelfilmcenter.org/interruptus The Reveal: “The Apartment” https://thereveal.film/54-tie-the-apartment-the-reveal-discusses-all-100-of-sight-sounds-greatest-films-of-all-time/ Filmspotting's Billy Wilder Marathon https://www.filmspotting.net/wilder Feedback: -Email us at ⁠⁠feedback@filmspotting.net⁠⁠. -⁠⁠Ask Us Anything⁠⁠ and we might answer your question in bonus content. Support: -Join the Filmspotting Family for bonus episodes and archive access. ⁠⁠http://filmspottingfamily.com⁠⁠ -T-shirts and more available at the Filmspotting Shop. ⁠https://www.filmspotting.net/shop⁠ Follow: ⁠⁠https://www.instagram.com/filmspotting⁠⁠ ⁠⁠https://letterboxd.com/filmspotting⁠⁠ ⁠⁠https://twitter.com/filmspotting⁠⁠ ⁠⁠https://facebook.com/filmspotting⁠⁠ ⁠⁠https://letterboxd.com/larsenonfilm⁠⁠ ⁠⁠https://twitter.com/larsenonfilm⁠⁠ ⁠⁠https://facebook.com/larsenonfilm⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Big O talks Livvy Dunne 071025

Imagine 20 investor meetings a month—without cold outreach. It's possible.

#857. He Drove Up in a Cupcake and Drove Off with Our Hearts! Kaitlyn is joined by the one and only Chris “Cupcake” Strandburg for a trip down memory lane through her entire season of The Bachelorette. From being the first kiss on night one to reminiscing on group dates in Ireland, Chris shares the wildest behind-the-scenes stories — including how he landed the iconic cupcake-mobile (yes, it involves Burning Man), hilarious moments from the Aladdin group date, and how Kaitlyn rode off into the sunset in two helicopters… while he took a three-hour bus ride back. He spills on Amy Schumer, almost being cast on Andi Dorfman's season, and even shows up with actual Bachelor memorabilia!! Nostalgic, hilarious, and unexpectedly sweet — this reunion is one for the books.If you're LOVING this podcast, please follow and leave a rating and review below! PLUS, FOLLOW OUR PODCAST INSTAGRAM HERE!Thank you to our Sponsors! Check out these deals!Quince: Go to QUINCE.com/vine to get free shipping and 365-day returns.Apartments.com: The Place to find a place! Better Help: This episode is brought to you by Better Help. Off The Vine listeners get 10% off their first month at BetterHelp.com/VINE.Splendid: Right now, Splendid is offering our listeners 20% off when you go to Splendid.com and use promo code VINE at checkout or when you shop at Splendid in stores.EPISODE HIGHLIGHTS: (9:16) Chris reveals he was originally cast for Andi Dorfman's season — and why he turned it down.(12:38) The full story behind the cupcake entrance that made Bachelor Nation fall in love.(23:09) Wait… WHO did Chris meet before filming? The wild “don't steal my girl” moment with a future castmate.(41:12) Behind the scenes of the Aladdin Broadway group date!(58:41) Cupcake comes bearing memories: a dried-up rose, a mini cupcake replica, and an actual tabloid cover.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

LIZ IS BACK! She joins Heather to talk about the Jeff Bezos-Lauren Sanchez Venice Wedding - The Wedding Chop trend - THE DEVIL WEARS PRADA 2 - Liz's struggle with The ADHD TAX - Is Heather coming around to Lab Diamonds?? What is a flash sideways in TV production?? Love Island vs Temptation Island - Will Heather go on the new Titanic?? Why Liz is the reason a big Hollywood showrunner did NOT have a second child - AND THOUGHTS ON THE RHOC SEASON 19 TRAILER!We have summer deals for YOU!!Thrive Causemetics: It's the makeup that Heather loves! Get with 20% off your first order at ThriveCausemetics.com/dubrowThe RealReal: Want authenticated luxury goods? Get $25 off your first purchase at TheRealReal.com/dubrowHero Bread: Want bread without the guilt? Use code HEATHER at Hero.com for 10% off!Apartments.com: Looking for a place? Head to Apartments.com - THE place to find a place!Progressive: Wanna save on car insurance? Head to Progressive.com RIGHT NOW!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For the past four seasons, Melissa has brought us behind the closed doors, inside her life, and closer to her incredible family - all while having some amazing chats with guests from all over the entertainment world.This week, join the Gorgas as Melissa shares her heartfelt announcement about the end of her podcast, the incredible memories she made along the way, and the amazing gratitude she has for everyone who supported her throughout On Display.Thank you for the laughs and the amazing run we all had together! This week's sponsors:Apartments.com - The Place to Find a Place: www.Apartments.comGenucel - Skincare Rooted in Nature. Backed by Science: www.genucel.com/Melissa (Huge Savings and Free Shipping!)Koala Sofa Bed – Designed for Pure Comfort: us.koala.com/melissa (Up to $250 off!)PlutoTV - Free Streaming TV: www.Pluto.TVProgressive - "Name-Your-Price" Tool: www.Progressive.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.