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No more food stamps for you :: Phone given to the masses as a distraction and division tactic :: Gremlins in the machines :: Bonnie decides not to use a Ouija board :: Voluntary society as compared to forced "social contract" :: Incentives left wing politics invite homelessness into towns with :: If the US constitution WAS a contract it's null and void now that the gov has broken their end :: Taxation just social control :: Gold rush to cash in :: Gold in Fort Knox? :: Immigrants who would never get here to begin with without getting shipped here by the gov :: You shouldn't be paying taxes :: Dr. Reality podcast :: Helicopter parents :: 2025-11-01 Hosts: Bonnie, Colin, Angelo
Jack looks at Tesla's robo future. And a self-described inflationist discusses what two centuries of returns say about what investors should do now. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, we welcome the event director of the NI Running Show (@nirunningshow on Instagram), Oonagh Cattigan, to talk about the first ever NI Running Show, coming to the Eikon Centre on 7 & 8 February 2026. Oonagh discusses her journey into running, the significance of the running community, and the upcoming Northern Ireland Running Show, which aims to create an inclusive atmosphere for runners of all levels. It will feature various talks, seminars, sports nutrition, running gear and much more06:00 Introduction to the NI Running Show07:09 Oonagh's Running Journey10:02 The Importance of the Running Community14:00 The Concept of the Northern Ireland Running Show19:55 Event Details and Community Engagement26:13 The Benefits of Attending the Running Show31:13 Opportunities for Brands and Clubs34:20 Incentives for Running ClubsYou can find more details on their website:nirunningshow.comAs well registering your running club for two pairs of tickets through:https://www.anygivenrunday.com/nirunningshowThis episode is sponsored by ULTRAPURE Laboratories and their new Sports Recovery Kit. Ask for the ULTRAPURE Laboratories Muscle Recovery range in your local Pharmacy or Health Store or visit their new online storeUltrapurelabs.ie You can now get 20% off all Perform Nutrition products, including their new Carb Gels, using the code 'AGR' at checkoutPerformNutrition.com
3:30 What do heated interactions on the sideline mean for Mike?7:00 Impact of new facility?11:30 Sunken cost fallacy with Mike?14:30 Postseason coaching decisions17:15 Michael Alford comments22:30 CP read26:00 What players do you hope stay if Mike is gone?29:00 What is FSU's standard?34:30 QB predictions with a loss? What happens with coaching changes?37:30 Is the portal the source of FSU's problems and lack of depth?43:00 Analyzing Mikes tone45:00 Return of FSU alumni as HC?46:20 Incentive for current FSU players49:45 Can FSU get the next Curt Cignetti?54:30 Louisiana government getting involved at LSU?58:00 Corey as a HC and OutroMusic: In Her Own Words - Cherry Redvitaminenergy.com | PROMO: warchantbogo | buy one, get one free!In Crawfordville, your Home Convenience Store is ACE Home Center & NAPA Auto Parts located at 2709 Crawfordville Hwy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
3:30 What do heated interactions on the sideline mean for Mike?7:00 Impact of new facility?11:30 Sunken cost fallacy with Mike?14:30 Postseason coaching decisions17:15 Michael Alford comments26:00 What players do you hope stay if Mike is gone?29:00 What is FSU's standard?34:30 QB predictions with a loss? What happens with coaching changes?37:30 Is the portal the source of FSU's problems and lack of depth?43:00 Analyzing Mikes tone45:00 Return of FSU alumni as HC?46:20 Incentive for current FSU players49:45 Can FSU get the next Curt Cignetti?54:30 Louisiana government getting involved at LSU?58:00 Corey as a HC and OutroMusic: In Her Own Words - Cherry Redvitaminenergy.com | PROMO: warchantbogo | buy one, get one free!In Crawfordville, your Home Convenience Store is ACE Home Center & NAPA Auto Parts located at 2709 Crawfordville Hwy Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode, Patrick McKenzie reads his essay about the financial infrastructure that makes buying windows painless. When a window installer can originate, underwrite, and fund a $25,000 loan in 15 minutes before leaving your house, it's because four parties—window companies, facilitating platforms, specialized banks, and capital providers—have built a system that actually works. Patrick explains how modern consumer lending learned from 2008 to create better underwriting, clearer compliance, and properly distributed risk, all in service of enabling commerce in the real economy.–Full transcript available here: www.complexsystemspodcast.com/home-improvement-lending/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Bits about Money: https://www.bitsaboutmoney.com/archive/window-modern-loan-origination/ –Timestamps:(00:00) Intro(02:46) Why not just have banks loan money for home improvement?(06:43) Modern installment loan origination as a service(09:58) Sponsor: Mercury(11:09) Modern installment loan origination as a service (part 2)(15:17) What's the actual product offered?(19:03) How does this pie get divvied up?(24:12) Is this unsecured lending?(26:12) Should we be happy this Rube Goldberg machine exists?
Nancy Churchill, in her Dangerous Rhetoric column, begins her new series “Incentives” with Part One: Fear is the product. She explains how fear functions as a social and political incentive, shaping media, culture, and behavior — and how individuals can reclaim peace and agency. https://www.clarkcountytoday.com/opinion/opinion-incentives-understanding-the-systems-that-shape-our-lives/ #Opinion #NancyChurchill #DangerousRhetoric #WashingtonState #Politics #MediaInfluence #Fear #Freedom #CivicDiscourse #AmericanCulture
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One of the hardest parts of scaling a 7 or 8-figure business, is being able to balance rewarding your team with protecting your company's profitability. In this episode, Kelly discusses how to design compensation and incentive plans that motivate and inspire your team to perform at their best, create simultaneous promotion of interests (good for the team, the client, and the company), and keep your business financially healthy and sustainable If you've ever wrestled with questions like: “how do I pay competitively without overextending the business?” or “should I give raises or one-time bonuses?” this episode is a must-listen. You'll learn: The #1 mistake business owners make when designing incentive plans, and what every compensation plan should start with instead How to structure incentives so your team can earn 6 or multiple 6 figures while the business remains profitable The 4X Method: how to ensure every hire brings in 4x what they cost Timestamps: 01:16–03:10 – Why every compensation plan should be designed one year at a time. 03:11–05:20 – The “simultaneous promotion of interests” principle: good for the team, clients, and company. 05:21–07:00 – The biggest mistake leaders make: constant salary increases instead of incentive pay. 07:01–09:00 – Why one-time bonuses protect your profit and performance. 09:01–10:30 – Start with your profit plan: reverse-engineer roles that bring in 4x what they cost. 10:31–12:15 – How to cap salaries like a sports team to sustain profitability. 12:16–13:45 – Transitioning old incentive models to fit new business offers or pricing structures. 13:46–14:45 – The power of creating multiple income streams for your team tied to performance. 14:46–15:15 – Invitation: Join the October 30th 4X Method training + March Legacy Leaders Immersive. Resources: Register for the 8-Figure Roadmap Info Session on Thursday, Oct 30 at 1pm EST: https://events.thebusinessadvisory.com/opt-in-page-7731-7080-2242 Learn more about our Legacy Leaders In-Person Immersive March 10th & 11th, 2026: https://advancesociety.org/2026rsvp Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/ Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/w Connect with Kelly on LinkedIn: https://www.linkedin.com/in/kellyroachin
Is your organisational change initiative wobbling? Are your teams confused, anxious, or actively pushing back?In this episode, Tracy and Scott break down the powerful Lippitt-Knoster Model for Managing Complex Change. This six-element framework is a simple, durable diagnostic tool for sustaining any transformation, from company-wide shifts to individual projects.You Will Learn:The Six Elements: Understand the critical roles of Vision, Consensus, Skills, Incentives, Resources, and an Action Plan.The Change Equation: Discover why a missing element doesn't just slow progress, it causes predictable, destructive negative behaviours (confusion, anxiety, rebellion, etc.).Diagnose & Fix: Use the model to immediately diagnose why past changes have failed and how to proactively design your next initiative for success.Why Vision Fails: Get clear on how to translate your 'flag on the hill' into specific, relevant roles for every team member to eliminate Confusion.Beyond Agreement: Learn the difference between simple compliance and genuine Consensus to prevent Rebellion and active sabotage.Stop fighting symptoms and start building lasting change using this proven framework.
A new MP3 sermon from The Narrated Puritan is now available on SermonAudio with the following details: Title: Consider Who God Is: An Incentive To Waiting On Him. Subtitle: John Owen - Forgiveness of Sin Speaker: John Owen Broadcaster: The Narrated Puritan Event: Audiobook Date: 10/24/2025 Length: 50 min.
How can you confidently plan compensation and incentives that motivate your team and protect your profit? In this episode, Shawn “Dickie” Stinson and Brandon “Donny” Gray unpack the blueprint for creating a 3-year compensation and incentive pro forma that aligns with your business vision. They share practical tools to forecast pay, rewards, and growth so you can lead with clarity, not guesswork. Discover how to: ✅ Build a sustainable 3-year compensation plan that supports your goals ✅ Design incentives that drive performance without draining cash flow ✅ Balance growth, profit, and people in your financial strategy ✅ Gain the clarity you need to lead with purpose and confidence If you've ever wondered how to create a smart, scalable pay structure that truly works for your business, this episode will guide you step-by-step. Take the next step toward a healthy business:
We dwell on little mole-hills in the earth, and yet we know the least part of the excellency of that spot of ground which is given us for our habitation here below. But what is it unto the whole habitable world and the fulness thereof? And what an amazing thing is its greatness, with the wide and large sea, with all sorts of creatures therein! The least of these hath a beauty, a glory, an excellency, that the utmost of our inquiries end in admiration of. And all this is but the earth, the lower, depressed part of the world. What shall we say concerning the heavens over us, and all those creatures of light that have their habitations in them?
Tua's brutally honest comments about his height make national news as the noise around the Dolphins continue to swirl. Joe tells a story about the way Joe Robbie would structure contracts to incentivize Clayton and Duper to make plays. Miami Heat guard Terry Rozier gets arrested by the FBI for illegal gambling.
Dolphins owner Joe Robbie took a unique approach to player contracts — low base salaries with high incentives. The structure helped Mark Clayton and Mark Duper turn into stars alongside Dan Marino, but it also led to some tense moments on the field. At times, things got so heated in the huddle that legendary lineman Dwight Stephenson had to step in and calm everyone down.
Send us a textWhy do builders offer a buyer agent incentive? It is very simple; to convince you to show their house over the competitors and so you will advocate for the builder when the buyer is choosing between multiple houses. Congratulations you just described commission steering. See the problem with that? You are supposed to advocate for your client and not the seller!These bonuses and agent incentives are a huge problem that could expose you to liability. Listen to learn why builders need to offer buyer incentives and not agent incentives.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Patrick McKenzie (@patio11) shares his remarks to the Bank of England on critical vulnerabilities in financial infrastructure. Drawing from the July 2024 CrowdStrike outage which brought down teller systems at major US banks, Patrick discusses how regulatory guidance inadvertently created dangerous software monocultures. He also examines the stablecoin market, its impressive growth, and the elephant tethered to the room. He also delivers a message from Silicon Valley to other centers of power on the urgent necessity of waking up regarding AI, which almost the entire world currently far underrates.–Full transcript available here: www.complexsystemspodcast.com/talking-to-the-bank-of-england/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:The Bank of England: https://www.bankofengland.co.uk/ Bits about Money, Why the CrowdStrike bug hit banks hard: https://www.bitsaboutmoney.com/archive/crowdstrike-bug-hit-banks-hard/ Scaling Laws for Neural Language Models" by Kaplan et al: https://arxiv.org/pdf/2001.08361 Stripe Annual Letter 2024: https://stripe.com/annual-updates/2024 –Timestamps:(00:00) Intro(01:48) The importance of implementation-level understanding(03:00) Single points of failure(04:25) Can a 22-year-old engineer close all the banks?(05:18) The CrowdStrike incident: A case study(08:34) The culture of "shut up and shuffle"(09:54) Blameless postmortems(12:25) What actually happened during CrowdStrike(18:01) Five whys: Root cause analysis(19:03) How software monocultures are created(22:54) Understanding endpoint monitoring software(25:25) Distributed systems and the nature of CrowdStrike(31:22) The economics of software monocultures(33:29) Why wasn't there defense in depth?(37:05) Why was recovery so difficult?(40:32) The domino effect across financial institutions(43:36) What went right: Electronic systems remained up(45:10) This was a near miss(49:29) Potential policy responses(54:03) Switching gears: Stablecoins(01:01:37) The elephant in the room: Tether(01:15:32) Who loses if Tether implodes?(01:16:59) AI and the future of trading(01:26:47) AI risks in the trading space(01:30:41) Closing
MORE STAFFINGRecruit, onboard, and train incredible virtual professionals in the Philippines with my friends at More Staffing by visiting https://morestaffing.co/af. RICHPANELCut your support costs by 30% and reduce tickets by 30%—guaranteed—with Richpanel's AI-first Customer Service Platform that will reduce costs, improve agent productivity & delight customers at http://www.richpanel.com/partners/ajf?utm_source=spotify.FERMATCreate funnels the same way you create ads with FERMAT by visiting https://fermatcommerce.com/af//Taylor Holiday is the Founder and CEO at Common Thread Collective. Follow Taylor on X at https://x.com/taylorholiday.//This episode is a candid operator-to-operator breakdown with Taylor Holiday: how to structure a real partnership (50/50 vs 51/49), when and why to keep control, and the practical protections that matter: buyback rights, vesting, and incentive design. We cover how equity should reflect the actual working relationship and why “growth is the CEO's job” when profit requires coordinating revenue, margin, inventory, and media (not just a “head of growth”).We also dig into today's Meta reality: marketplace CAC, spend/efficiency cliffs, and why bid caps exist (and when they don't solve strategy). We contrast “explore vs expand” as a creative system, discuss whether LLMs can pre-score ad winners, and map org design so new lines (e.g., women's) don't get starved by near-term KPIs. Plus: why LinkedIn may print more B2B money than Twitter, and how to build a differentiated “coaching tree” instead of copy-paste agency positioning. If you're an eCommerce operator under margin pressure who still needs to grow, this is a sharp hour on equity, incentives, and scalable acquisition.//CHAPTER TITLES:00:01:09 - Taylor Coaches Andrew On His Equity Deal00:03:43 - Measuring A Partners Value In A Business00:09:09 - Common Concerns From Taylor00:20:14 - Hot Take On Peter Thiel & Creating A Monopoly00:25:43 - Growth Strategy Discussion - Market Taker00:34:36 - Competing With The Big Dogs In Paid Ads00:38:15 - Type of Team At CTC00:44:04 - The Parenting Metaphor00:59:08 - Bound Maximizers With Ads//SUBSCRIBE TO MY PODCAST FOR 2X/WEEKLY UPLOADS!//ADMISSIONGet the best media buying training on the Internet + a free coaching call with Common Thread Collective's media buyers when you sign up for ADmission here: https://www.youradmission.co/andrew-faris-podcast//FOLLOW UP WITH ANDREW X: https://x.com/andrewjfaris Email: podcast@ajfgrowth.comWork with Andrew: https://ajfgrowth.com
In this week's episode of The Law Firm Blueprint, Jay Ruane and Seth Price dive into the tricky world of staff compensation in non-contingency firms. They discuss how to move beyond discretionary bonuses by putting full incentives on the table, such as Jay's 50% split for associate-generated business. The hosts also explore the challenge of managing pay structures across different practice groups (e.g., PI vs. flat-fee criminal). Finally, they pivot to digital marketing to discuss how new platforms like ChatGPT and Claude are challenging Google's search dominance by favoring a more engaged, "colloquy" style of answering questions.#LegalFinance #LawFirmBonuses #StaffIncentives #AISearch #LegalMarketing
On this latest episode, Jared Berman, Partner at Meridian Compensation Partners, LLC, unpacks the fundamentals of annual incentive design.He explains what qualifies as an annual incentive plan, how organizations can align incentives with shareholder value and the balance between financial and non-financial measures. Jared also breaks down payout structures, the role of individual performance and common pitfalls that boards should avoid when designing plans.Key Takeaways:00:00 Introduction.02:00 Annual incentives are defined by timeframe rather than form of compensation.03:32 Selecting performance metrics involves aligning with priorities and benchmarking.09:39 Payout structures should follow a range rather than extremes.11:14 Thresholds and maximums are common features in payout design.13:02 Plans may include modifiers or adjustments to drive specific behaviors.14:08 Sharing ratios are useful for evaluating profit distribution.15:11 Measuring individual performance at senior levels presents unique challenges.Resources Mentioned:Jared Bermanhttps://www.linkedin.com/in/jared-berman-3950884/Meridian Compensation Partners, LLChttps://www.linkedin.com/company/meridian-compensation-partners-llc/This episode is brought to you by Meridian Compensation Partners, LLC. Learn more by visiting MeridianCP.com. #Compensation #Wages #SPAC #Equity #ExecutiveCompensation #Clawback
Open Enrollment Reactivation: How Clinics Turn Past Patients into Six-Figure Months (with Jeremy Dupont) In this episode, Doc Danny Matta sits down with Jeremy Dupont (founder of Patch) to break down the most reliable campaign in cash PT: Open Enrollment. They cover simple and advanced playbooks for reactivating past patients, the offers that convert (and why), how to mobilize your team, and what realistic results look like for a growing clinic. Quick Ask Help us move toward our mission of adding $1B in cash-based services to physical therapy—share this episode with a clinician friend or post it on your Instagram stories and tag Danny. He'll reshare it! Episode Summary Low-hanging fruit: Reactivation beats cold lead gen. Past patients already know, like, and trust you—bring them back with a clear, time-bound offer. Timing that works: Run Open Enrollment mid-September to early November to avoid competing with Black Friday and holiday noise. Proven offers: Classic 12 for 10 pack (two “free” visits or a clear $-savings) and a higher-commitment 24 for 20 pack (often on a 3-pay plan) to grow LTV and stabilize MRR. Clinical cadence: Frame packages for twice-monthly visits (habit & outcomes), not “stretch it for a year.” Families often share bigger packs. FSA nudge: “Use it or lose it.” Encourage spending FSA dollars before year-end; HSA rolls, FSA often doesn't. Manual > fancy: Individual reach-outs (text, call, in-person) outperform gimmicks. Emails nurture; humans convert. Team power: Involve providers in personalized follow-ups. Incentives like a Christmas week off can crush goals. Results you can expect: A clinic with an owner + two staff PTs commonly sells 20–30 packages when they execute well. Lessons & Takeaways Offer clarity wins: Know exactly what you're selling and how you'll message savings and value. Context is king: Choose channels and scope based on capacity. Don't flood a full schedule. Nurture all year: A warm list responds; a cold list ignores asks. Give value before you ask. Plan the calendar: Open Enrollment → Black Friday → Holidays → New Year. Map campaigns, staffing, and hiring to demand. Mindset & Motivation It's an ecosystem: Reactivation is part of your hiring, space, continuity, and cashflow strategy—not a one-off promo. Follow-up is a skill: Segmented, human follow-up turns “maybe later” into revenue now. Give, give, ask: Consistent education builds reciprocity. Then earn the right to sell. What Works (Tactical) Simple path (solo or lean): Pick one clear offer (12 for 10), email your list, text/call past patients, and have providers invite current patients who are nearly out of visits. Advanced path (bigger teams): 5–6 email drip over 2–3 weeks, landing page specific to Open Enrollment (not your contact page), track opens/clicks and manually follow up with “warm” engagers. Personalization buckets: Current patients with 2–3 visits left, past patients who finished care recently, old leads who inquired but didn't buy—each gets tailored copy and a direct ask. Motivate the team: Group goals (e.g., hit X packages = Christmas week off). Time off > small cash bonuses. Avoid time wasters: Fancy video email “personalization” tools didn't move the needle. In-person and 1:1 messages did. Notable Quotes “Reactivation is the lowest hanging fruit—people who already trust you just need a clear reason to come back.” “If the last time you emailed your list was last Open Enrollment, don't expect fireworks.” “Less is more: pick the right window, keep the offer simple, and follow up like a pro.” Pro Tips for Owners Define the offer: Choose 12 for 10 or 24 for 20 (with 3-pay). Set the clinical cadence (2x/month). Own the landing page: Dedicated Open Enrollment page with a single CTA—don't dump traffic on a generic contact form. Mine your analytics: Build manual follow-up lists from people who opened multiple times or clicked the CTA. Right-size promotion: If you're at capacity, keep it tight (email + in-clinic). If you're feeding 6–7 PTs, amplify everywhere. Think families: Position bigger packs for active households who'll share visits across the year. Action Items Pick your Open Enrollment dates (target mid-Sept to early Nov) and one offer. Spin up a simple landing page with FAQs and a clear “Talk to Us” form. Segment lists: current (low visits left), past 3–6 mo, old leads. Draft 3 tailored scripts. Schedule a 5-email drip and build warm-engager follow-up tasks for your team. Set a team goal & reward (e.g., holiday week off) and daily scoreboard. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get clear on your numbers, choose your path to full-time, and build a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge Patch (Strategy Calls & Implementation) Follow Jeremy on Instagram: @_jeremydupont (marketing deep dives & Open Enrollment tips) About the Host: Doc Danny Matta—physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.
Funnels are linear. Growth loops are exponential. You need funnels to grow, but the power of growth loops is what will make your app engagement, give you high retention, and maybe even give you viral growth.In this episode of Growth Masterminds, host John Koetsier sits down with Hannah Parvaz, CEO of Aperture, to break down growth loops, the systems that power predictable, scalable, compounding growth.We cover referral loops, content loops, habit loops, community loops, incentive loops, and more. Plus: how to kickstart loops, what to do about the cold start problem, and whether you should design around a loop or let your product's natural usage define it.Hannah shares stories from building viral referral systems (yes, free drinks were involved), explains how apps like Strava and Snapchat keep you hooked, and dives into why loops can be more powerful than funnels.Like, subscribe, and share!
Scoot asks if the money that college head coaches get paid makes them lose their incentive to not do their best at the job.
Federal rebates for heating and cooling upgrades are going away at the start of the new year. Domenic Cortese, host of Hammertime Radio tells us more.
Join Tom Fox as he welcomes Simon Airey and Caitlin Sheard, partners at McDermott Will & Schulte, and both experts in the fields of investigation and compliance from both sides of the Atlantic. They take a deep dive into issues around self-disclosure on both sides of the Atlantic. Simon Airey and Caitlin Sheard are leading experts in the field of investigations and compliance, each bringing a nuanced perspective to the complexities of self-reporting to the Department of Justice (DOJ) in the US and the Serious Fraud Office (SFO) in the UK. Simon, a distinguished barrister, underscores the incentives for companies to self-report but cautions that the process is fraught with complexities, particularly in the UK, where court approval is required for deferred prosecution agreements. Caitlin highlights the potential benefits of self-disclosure, such as possible declinations, but notes the associated costs, including time, legal fees, and reputational risks. Both experts emphasize the necessity of strategic planning and legal counsel to navigate the intricacies of international compliance, particularly in light of increasing enforcement activity and evolving legal landscapes. Key highlights: Incentives for Self-Disclosure in DOJ and SFO Strategic Self-Disclosure Consideration for Legal Cases Cross-Border Self-Disclosure Strategies for Companies Global Challenges in Corporate Self-Disclosure Processes Whistleblower Tips Driving Future FCPA Enforcement Resources: McDermott, Will & Schulte Simon Airey Caitlin Sheard Cross-Atlantic Impact: DOJ and SFO Self-Reporting and Enforcement Priorities Tom Fox Instagram Facebook YouTube Twitter LinkedIn For more information on the use of AI in Compliance programs, my new book, Upping Your Game, is available. You can purchase a copy of the book on Amazon.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover what's on the line, how you can finish the year strong, and the simple actions that can set you up for massive momentum heading into 2026. Don't just watch others win—drive your own results! The Consultants sales earnings disclosed are potential gross earnings and not net of other business expenses and not necessarily representative of the actual income, if any, that a Consultant can or will earn through the LifeVantage Compensation Plan. A Consultant's earnings will depend on the individual diligence, work effort, and market conditions. LifeVantage does not guarantee any income or Rank success. See the Income Disclosure Statement for detailed earnings information. Additionally, any earnings discussed in this podcast are not earned merely by enrolling as a Consultant. Commissions are earned based on product sales—referred to in this podcast as Sales Volume (SV)—to end-user Customers.
Should your tax dollars that go to build publicly funded construction projects be used to pay for work done by companies that rip off their workers, don't provide health insurance or pay for workers compensation insurance to cover on-the-job injuries or not pay employment taxes? We'll talk to two leaders of unions in the building trades about what fair contracting should be and why they support passage of responsible bidder ordinances.
In today's episode, Dr. Killeen shares a timeless insight from Charlie Munger: “Never ever think about something else, when you should be thinking about the power of incentive.” From FedEx's early turnaround story to real lessons from his own practice, Dr. Killeen shows how the incentives we set—intentionally or not—shape behavior, culture, and performance. Tune in to learn how to spot “perverse incentives” in your systems and how to redesign them so your team wins together, your patients benefit, and your practice thrives.To learn more about Dr. Killeen and his two-day event in Lincoln, NE or to connect with him, check out www.AddisonKilleen.com.
The Dean's List with Host Dean Bowen – Nebraska becomes the first state to join the federal school choice program, offering donors tax credits for supporting scholarship-granting organizations. Governor Jim Pillen says school choice empowers students, while teachers' unions push back. Despite strong voter support nationwide, North Carolina's governor vetoes a similar move, sparking renewed debate over education funding and...
Patrick McKenzie (patio11) is joined again by Ricki Heicklen to discuss Metagame 2025, a conference where 250 attendees were divided into Purple and Orange teams competing for territories across campus. Patrick built a complete roguelike RPG in 25 days using LLMs, discovering that providing minimal world-building context transformed generic fantasy outputs into emotionally resonant storytelling. They discuss the power and responsibility of game designers, how games create pedagogical experiences that traditional teaching cannot, and what happens when the line between player identity and character identity starts to blur.–Full transcript available here: www.complexsystemspodcast.com/narrative-mastery-character-bleed-in-games-with-ricki-heicklen/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Metagame: https://www.metagame.games/–Timestamps:(00:00) Intro(00:25) Using games to teach trading(00:57) Game design conference insights(01:12) Ricki's personal journey into game design(02:41) Exploring different game types(03:35) Challenges in game design(04:44) Metagame conference overview(08:23) Escape room design experience(11:25) Building a rogue-like game(15:35) Metagame mechanics and challenges(18:25) Sponsor: Mercury(19:37) Metagame mechanics and challenges (part 2)(31:10) Event management and lessons learned(44:00) Game mechanics and player roles(45:09) Complex encounters and Plague Town(48:44) Moral choices and player decisions(50:59) Game design and narrative impact(55:36) Character bleed and real-world influence(01:02:00) Game design challenges and player agency(01:24:16) Community and player interaction(01:30:04) Wrap
In this episode of the Revenue Builders Podcast, our hosts John Kaplan and John McMahon dive into the intricacies of sales compensation plans with special guest Jose Fernandez, co-founder of Easy Comp. The discussion covers the primary purpose of sales compensation plans, the impact of incentives on sales behavior, and various strategies for aligning sales incentives with company goals. Jose shares examples from his experience at MongoDB, Intap, and Google, highlighting how tailored compensation plans can drive desired behaviors and increase sales productivity. The episode also touches on the challenges of transitioning to consumption-based models and the importance of clear, motivational, and actionable compensation plans for sales teams.ADDITIONAL RESOURCESConnect with Jose Fernandez.LinkedIn: https://www.linkedin.com/in/joseluisfernandez/Learn more about EasyComp: https://www.easycomp.ai/Read the Guide on Six Critical Priorities for Revenue Leadership in 2026: https://hubs.li/Q03JN74V0Read the Guide on Winning Government Contracts: https://bit.ly/3UYAOvOEnjoying the podcast? Sign up to receive new episodes straight to your inbox: https://hubs.li/Q02R10xN0HERE ARE SOME KEY SECTIONS TO CHECK OUT[00:01:44] Understanding Sales Compensation Plans[00:01:59] Driving Sales Behavior with Compensation[00:06:43] Aligning Compensation with Company Strategy[00:08:50] Simplifying Compensation Plans[00:12:19] Planning and Implementing Effective Compensation Plans[00:20:31] Leveraging Technology in Compensation Planning[00:27:01] Incentivizing Overachievers and Managing Churn[00:32:42] Understanding Sales Performance Metrics[00:33:49] The Debate on Sales Compensation Caps[00:35:30] Challenges with Sales Compensation Plans[00:36:46] Coaching Technical Founders on Sales[00:38:07] Celebrating Big Wins in Sales[00:45:32] The Role of Technology in Sales Compensation[00:49:01] The Shift to Consumption-Based Models[01:00:16] The Importance of Collaboration in Sales[01:01:26] Introducing EZ Comp and Its MissionHIGHLIGHT QUOTES[00:02:04] "Incentives drive behavior, and it does it in a very strong way."[00:03:09] "The first place they're going to go to figure out what they're supposed to do is their compensation letter."[00:05:14] "Simplicity is key. If they have to write it down, it's never gonna work."[00:06:36] "The number one way to lose sellers: comp plans that don't represent things I have control over."[00:31:05] "Any good sales rep, really the top-notch salespeople, are not going to your company if you have a cap in the sales plan."[00:34:41] "If they're not getting value, they're turning it off. That's number one in consumption."[01:06:53] "AI is gonna unleash wave after wave of business transformation, and we want to be part of those waves." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Indiana rewards its public colleges and universities for outcomes such as low-income youth enrollment and on-time degree completion – but the statehouse defunded that program, and universities won't see that money for at least two years. President Donald Trump's "border czar" Tom Homan joined Indiana lawmakers Tuesday to push immigration enforcement. The Marion County Public Defenders have their first union contract. For the first time in more than 150 years, Indiana University will no longer print the Indiana Daily Student. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Drew Daudelin, Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.
Virginia was among the states that recently lost federal grant funding for a renewable energy program called Solar for All. The state's Clean Energy Advisory Board met this week to discuss alternative sources of income for similar projects. Dave Cantor has more.
Procurement doesn't just have a measurement problem. It has a motivation problem. Behind every misaligned target, every “savings” claim, and every missed opportunity is the same invisible culprit: incentives that quietly tell people to do the wrong things well. In this episode of Buy: The Way…To Purposeful Procurement, Jason Brown, accounting professor at Indiana University and longtime corporate incentives expert, joins co-hosts Philip Ideson and Rich Ham to expose how organizational reward systems shape behavior far more powerfully than strategy or mission statements ever could. He explains why even the most principled teams end up chasing metrics that distort procurement's purpose, and why rethinking incentive design may be the key to unlocking true business alignment. Drawing from decades of academic research and corporate consulting, Jason unpacks the subtle ways procurement incentives drift off course: how bonus structures reward volume over value, how finance and procurement end up speaking different dialects of “performance,” and how organizations confuse compliance with contribution. He also brings attention to the rare examples of companies that have broken these patterns by tying procurement's rewards directly to shared outcomes that improve EBITDA, resilience, and stakeholder trust. This conversation challenges a fundamental assumption: can procurement ever be purposeful if its people are rewarded for something other than real impact? As Jason argues, until incentives reflect what actually matters to the business and society, procurement will remain stuck in a cycle of performative alignment where everyone looks busy but the enterprise stands still. According to Jason, the truth may be uncomfortable, but it's exactly what procurement needs to hear. Incentive design isn't a soft topic or a side project. It's the operating system of purposeful procurement, and it's long overdue for an upgrade. Links: Jason Brown on LinkedInRich Ham on LinkedInLearn more at FineTuneUs.com
In 2009, the U.S. Department of Defense issued a bizarre challenge: find 10 red weather balloons hidden across theUnited States and do it faster than anyone else. What followed was a test not just of internet savvy, but of leadership in the digital age. In this episode, we dive into the winning strategy from MIT, uncover why most teams failed, and extract powerful lessons about networks, incentives, and what it really means to lead when scale and speed matter most.—Learn To Lead is brought to you by Abilitie, a leading provider of experiential learning. Abilitie's simulations and leadership programs have inspired over 100,000 professionals in more than 50 countries. To learn more about Abilitie and about our host Matthew Confer, visit the links below:Abilitie Leadership Development - https://www.abilitie.comThe Learn To Lead Podcast - https://www.abilitie.com/learn-to-lead-podcast/Host Matthew Confer:LinkedIn - https://www.linkedin.com/in/matthewconfer/Matthew's TEDx Talk on Decision Making - https://www.ted.com/talks/matthew_confer_before_you_decide_3_steps_to_better_decision_makingMake sure you subscribe to our show to ensure you get our next episode when it is released.
Send us a textIn this unfiltered and highly educational episode of the Key Factors Podcast – Real Estate AF, host Mark Jones is joined by San Antonio's top real estate professionals: Moses Thatcher, Cesar Amezcua, and Josh Boggs.This episode dives into hard truths about the current new home sales market — truths that many agents are too afraid to say out loud.Topics covered:How builders use inflated pricing and temporary buydowns to trap buyers in negative equityThe fiduciary failure of realtors who chase commissions and skip due diligenceWhy veteran agents are seeing a rise in pre-foreclosures and short salesHow builder incentives mask the true cost of homeownershipWhy some new homes are built with lower-quality materials to protect profit marginsThe problem with TikTok agents: Are dancing videos replacing actual expertise?How improper pre-qualifications and unimproved tax rates are misleading buyersThe upcoming risk of payment shock as 2-1 buydowns begin to expireThese industry experts hold nothing back, calling out what needs to be said — from poor leadership at brokerages, to shady builder practices, to agents who can't write a contract but know how to “go viral.”Whether you're a homebuyer, realtor, lender, or industry leader, this episode will challenge your perspective, sharpen your edge, and reinforce the value of true expertise in a crowded market.
I'll be real. Finance used to feel like the boring side of business. But the deeper we've gone, the more I've realized the numbers tell the story. In this one, Chris and I sit down with Jim Emerich of Backbone CFO to talk about how to turn financial chaos into clarity, and clarity into growth. Jim breaks down what most owners get wrong about money, how to build incentive comp that actually pays, and why mastering cash flow is the key to scaling without stress. Thanks for Listening, Brandon Key Takeaways [00:01:00] Why finance isn't boring, it's your growth engine [00:06:00] Ambition vs. contentment, the mindset that keeps you sane [00:10:45] Incentive comp that motivates and pays out [00:17:30] Open-book management and the power of transparency [00:25:40] Avoiding the owner's draw trap [00:32:00] Lifestyle business vs. enterprise value [00:38:50] Pricing, margins, and funding real growth [00:45:10] Building a business banks and buyers love [00:52:00] Final gut check, are you the constraint Did you know... Only 30% of businesses listed for sale actually find a buyer? Even more striking, just 10% of those sell for the price their owners anticipated or higher, meaning only 3% of all business owners achieve their desired sale price. By focusing on understanding and enhancing your enterprise value, you can significantly boost your chances of joining that successful 3%. Business Health & Value Assessment Start Assessment Know Your Enterprise Value. See Your Potential Gaps. Complete this assessment in less than 15 minutes and receive a free assessment for your business that includes: A Lite Valuation Of Your Business Your Value Multiplier Per Your Industry Health Assessment Per Our PYB Methodology Business Value & Growth Roadmap Tailored For You Value Acceleration Strategies Spotlight on Floodlight: Your Secret Weapon for Sales & Scaling This isn't a paid plug. It's real talk from the front lines. If you've ever thought, “How do I get a VP-level sales leader or even a sales team without hiring full-time?” Floodlight has the answer. Fractional Sales Leadership They act as your outsourced VP of Sales, taking full responsibility for training, managing, and growing your sales team. No six-figure hire needed. Clients often close 20 to 50 percent more deals within six months, thanks to data-driven coaching, CRM setup, scripts, and performance reviews.More at floodlightgrp.com/sales Commercial Sales MasterCourse A self-paced, video-driven B2B sales course designed specifically for restoration teams. Perfect for building commercial revenue and getting free from TPA handcuffs. Covers mindset, prospecting, pipeline building, LinkedIn lead generation, and includes a $250 discount with code SALESBOOST.Details at floodlightgrp.com/courses Tailored Consulting & Coaching Floodlight's Propel Your Business methodology offers a full-circle roadmap: financials, sales, marketing, leadership, recruiting, productivity. All built for contractors. These aren't “life coaches.” They're former restoration owners who've lived the chaos and know how to scale out of it.Explore more at floodlightgrp.com Live Training, Tools & Strategic Partnerships Floodlight also delivers live onsite and virtual training, keynote speaking, and leadership tracks covering operations, project management, and strategic growth. Bonus: They've vetted tools like Xcelerate, Liftify, and Sureti. Floodlight clients get access to exclusive discounts on tech that actually moves the needle.See all partnerships at floodlightgrp.com/partners Why it matters for you as a listener You don't need to figure this stuff out alone. If you're serious about sales growth, operational clarity, exit readiness, or leadership development, Floodlight is already helping folks like you scale smarter. And you get it from industry insiders. People who've sat in your chair, survived the fires, and built systems that actually work.
EPISODE 322 - Clark, Hyung, and John open the show talking about the new Three Kings baseball card given by Topps to any collector who has a baseball player's three best cards: MLB Debut Patch 1/1, 1st Bowman Chrome Superfractor 1/1, and the Topps Chrome Superfractor 1/1. Next for Hobby Headlines, the guys discuss the expansion of Card Vault By Tom Brady stores in the U.S. as well as the growth of hobby chain stores in the future. Then they play a round of "Quiz Show" before ending the episode with their regular weekly segment called "Pick 1."--------------------------CONNECT WITH US!Instagram: @cardstothemoon | @fivecardguys (Clark) | @yntegritysportscards (Hyung) | @tradeyouatrecess (John)Website: https://fivecardguys.com/podcastDaily Auctions (w/ affiliate links): https://fivecardguys.com/dailyauctionsIf you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at @cardstothemoon or @fivecardguys.
Many investors are noticing that rental property cash flows are looking stronger right now but what's actually driving that improvement?In this Portfolio of the Month episode, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez will walk through a real investor portfolio live on the show and unpack how current market conditions are creating stronger-than-expected cash flow.They'll talk through:- How today's property pricing and interest rates are affecting returns- What role JWB's incentives play in boosting cash flow (and how it actually works)- A transparent walkthrough of how the JWB team selects properties for long-term success- Why it's important to look beyond the monthly number and understand what drives itIf you've had questions about how JWB's properties are performing right now or what makes one deal better than another, this episode will bring clarity.Watch it all unfold live. Ask your questions in real time. Walk away with a clearer view of what makes a great rental investment today.Listen NOW!Chapters:00:00 Introduction and Welcome01:56 Show Preparation and Behind the Scenes02:43 Community Check-ins and Engagement03:28 Tax Savings Event Announcement05:42 Market Insights and Rental Property Investing10:15 Incentives and Cash Flow Benefits19:55 Portfolio of the Month and Financial Engineering20:57 Interactive Portfolio Generator Demo29:18 Debunking Misleading Return Rates29:50 Promoting Tax Savings Webinar30:45 Understanding IRR and Appreciation31:54 Outcome-Based Investing Explained32:29 Live Property Selection Process33:30 Financial Engineering for Cash Flow40:28 Case Study: 2018 vs. 2025 Investments49:27 Q&A and Upcoming Events51:49 Downtown Project and Future PlansStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel @notyouraverageinvestor Subscribe to @JWBRealEstateCompanies
Welcome back to the EUCVC Summit Talks, where we bring you candid conversations with Europe's leading founders, corporate leaders, and investors shaping the future of venture collaboration.In this session, Andreas Munk Holm is joined by Crispin Leick, Managing Director of EnBW New Ventures, Georg Reifferscheid, Head of Sustainability Ventures at REWE Group, and Jeppe Høier. Together, they explore how corporates are deploying capital, rethinking supply chains, and integrating AI to tackle Europe's most urgent challenge: the energy transition.From evergreen venture models to decarbonizing retail operations, the discussion dives deep into how industrial and consumer giants are investing, where capital is moving fastest, and why success still depends on aligning financial and strategic incentives.
Can you help me make more podcasts? Consider supporting me on Patreon as the service is 100% funded by you: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms: ➤ Apple: https://EVne.ws/apple ➤ YouTube Music: https://EVne.ws/youtubemusic ➤ Spotify: https://EVne.ws/spotify ➤ TuneIn: https://EVne.ws/tunein ➤ iHeart: https://EVne.ws/iheart 2027 CHEVY BOLT MAKES ITS DEBUT https://evne.ws/3IIHko2 GERMANY COMMITS €3BN EV PURCHASE INCENTIVES https://evne.ws/473AT6W NHTSA PROBES 2.88M TESLAS WITH FSD https://evne.ws/4oe1Xra KIA TRIALS CELL-LEVEL BATTERY PASSPORT https://evne.ws/4q6GMcb AUDI A4 RETURNING AS EV IN 2028 https://evne.ws/4h65DZv BMW GROUP SEES PLUG-IN SALES IN Q3 AND YTD 2025 RISE https://evne.ws/3KKp5PK NISSAN LEAF UK PRICING, SPECS AND TIMELINE ANNOUNCED https://evne.ws/4mYMCcO EUROPEAN EXECUTIVES DEMAND FIRM 2035 ZERO-EMISSION TARGET https://evne.ws/4ocVoFh BUSWORLD FEATURES A NUMBER OF LONG-RANGE ELECTRIC COACHES DEBUTS https://evne.ws/3W0LBGf VOLVO'S MULTI-ADAPTIVE SAFETY BELT RECOGNIZED BY TIME https://evne.ws/4h6gP8v UK EV CHARGING NETWORK EXPANDS 22% IN Q3 https://evne.ws/472yMjE EV BATTERIES SHOW LOW DEGRADATION OVER TIME https://evne.ws/3W3lcHU
In this episode of The Winston Marshall Show, I sit down with Colonel John Spencer, one of the world's leading experts on urban warfare, to break down the brutal realities of the Israel–Hamas war.Spencer explains how the October 7 invasion was more than a terror attack – it was a coordinated military operation, backed by Iran and linked to Hezbollah. He describes in detail how Hamas used tunnel networks, IEDs, and human shields to wage war inside Gaza, deliberately drawing civilians into the battlefield to create global outrage against Israel.We discuss the IDF's strategy, from their full-scale ground invasion on October 27 to the unprecedented measures taken to warn and evacuate civilians – even at the cost of prolonging the war. Spencer also reveals why Gaza has become the first modern “tunnel war”, why snipers and booby-trapped homes shaped the conflict, and how Israel managed to hold off threats across multiple fronts, from Hezbollah in Lebanon to Iran itself.This is a rare, insider military analysis of the Gaza war – exposing the tactics, strategies, and propaganda battles that most of the media ignore.-----------------------------------------------------------------------------------------------------------------------To see more exclusive content and interviews consider subscribing to my substack here: https://www.winstonmarshall.co.uk/-----------------------------------------------------------------------------------------------------------------------FOLLOW ME ON SOCIAL MEDIA:Substack: https://www.winstonmarshall.co.uk/X: https://twitter.com/mrwinmarshallInsta: https://www.instagram.com/winstonmarshallLinktree: https://linktr.ee/winstonmarshall----------------------------------------------------------------------------------------------------------------------Chapters 0:00 Introduction 4:27 Coordination of the October 7 Invasion 8:17 Hezbollah's Role and Hamas' Strategy 21:08 Hamas' Military Capabilities and Tactics35:14 IDF's Response and Strategic Decisions56:56 The Evolution of the Conflict and Hamas' Survival1:05:01 The Impact of Foreign Military Aid 1:11:52 The Role of Egypt and Humanitarian Considerations1:15:25 Vaccination Campaigns and Perceptions in Gaza1:25:19 Humanitarian Aid and Hamas' Control1:41:56 Jordanian and Egyptian Aid Efforts1:45:47 Resistance Within Gaza1:54:20 The Trump Peace Plan 1:59:49 Hamas' Incentives and Challenges 2:10:08 Netanyahu's Leadership During the War2:13:09 Final Thoughts and Future Outlook Hosted on Acast. See acast.com/privacy for more information.
BONUS: Consulting is Different—How Consulting Contracts Work Against Agile Development, With Jakob Wolman and Wilko Nienhaus In this BONUS episode, we explore the critical differences between building software as a consultant versus inside a product company. Jakob Wolman contributed an insightful article to the Global Agile Summit book examining how third-party software development operates under entirely different constraints than in-house product development. Joined by Wilko Nienhaus, CTO of Vaimo, a consulting company in Estonia, we dive into ownership dynamics, misaligned incentives, contracting challenges, and the business pressures that shape consulting—along with practical stories from the field about what really works. The Cobbler's Shoes Problem "I come back to the office from this workshop, and suddenly, with these eyes on looking for improvements in process, I just suddenly am hit by this revelation of why things are so slow here? Why are we working so inefficiently?" Jakob describes the striking paradox many consultancies face: they excel at helping clients improve their processes while their own internal operations remain inefficient. This "shoemaker's children" phenomenon reflects a fundamental challenge in consulting—the difficulty of investing in your own improvements when all energy flows toward billable client work. Digital agencies often have outdated or poorly implemented websites despite building sophisticated solutions for others, illustrating how consultancies struggle to apply their own expertise internally. Misaligned Incentives Create Antagonistic Dynamics "It's almost as if the clients are actually paying us to be slow, because our incentive is to spend more time on achieving what the client wants, because we get paid by the hour." The incentive structures in consulting create inherent conflicts that don't exist in product companies. Consultants typically bill by the hour, creating a perverse incentive to spend more time rather than deliver efficiently. Meanwhile, clients pursue business outcomes and want results as quickly and cheaply as possible. This fundamental misalignment leads to: Clients adopting a procurement mindset, treating software development like ordering from a catalog A "wall" between stakeholders and development teams that's even stronger than in product companies Antagonistic relationships where scope changes feel like financial traps rather than necessary learning Contracting processes that reinforce waterfall thinking even when both parties claim to want agility Wilko emphasizes that contracting has a huge impact on these dynamics, and companies must deliberately change their engagement models to break free from these patterns. The Budgeting Trap and Specification Overload "Because of this budgeting process where you now need to motivate what this budget does, or you need to spend that budget, you essentially create this necessity to define everything." Consulting projects often suffer from the same problem that plagued waterfall development: annual budgeting cycles that force stakeholders to cram everything into a single specification. When there's only one chance per year to secure funding, everyone stuffs the requirements document with every conceivable feature, leading to: Massive specifications that attempt to predict all needs upfront Endless discovery meetings and documentation that add cost without improving outcomes Developers working from outdated assumptions with delayed feedback Clients who don't really know what they want but feel pressured to specify everything Jakob points out the frustration that "we've already fixed this problem" in product development through iterative approaches, yet it keeps reappearing in consulting because of the separation between entities. Ownership and Quality in Consulting Environments "Skilled engineers will be frustrated if they're not allowed to do a proper job. People that have spent a lot of time in an environment where they're never allowed to do a proper job, or maybe even punished for doing a proper job, they will have given up, and not care." The difference in ownership between product and consulting development profoundly affects how engineers think about quality, technical debt, and long-term design. In product companies, developers know they'll maintain their code, creating natural incentives for quality. In consulting, the transient nature of engagements can erode quality standards. Key challenges include: Engineers knowing they won't return to the codebase, reducing long-term thinking Clients who lack technical expertise dictating approaches they don't understand Pressure to complete fixed-scope contracts regardless of quality trade-offs The role of estimates in forcing teams to "just complete this thing" even when learning suggests changes Wilko notes that teams controlled by clients versus teams managed as stable units by the consultancy show markedly different levels of ownership and engagement. Engineers want to do great work, but without real-world feedback loops, they may either overengineer based on theoretical ideals or give up on quality entirely. Breaking the Cycle: Going Live in Two Weeks "We said to them, what if we try to actually go live in a single sprint, which in most companies is 2 weeks. And they were like, nah, we're not so sure. And we said, don't worry, you're going to get everything you want in your scope by the end. But just let's try these first 2 weeks." Wilko shares a transformative story about an e-commerce project where his team convinced a client to abandon their two-year roadmap and instead focus on going live with something—anything—in two weeks. The goal: enable one existing customer to place one order for one product they already knew. This constraint forced radical prioritization. The team didn't need images, extensive product catalogs, or elaborate descriptions. They delivered a minimal but functioning system, and the results were revelatory: The client's internal discussion shifted from "we need everything" to "what should we prioritize next?" Real customer interaction revealed unexpected problems, like internal incentive conflicts where salespeople wouldn't direct customers to the website because it threatened their commissions Senior leadership embraced the iterative approach more readily than middle management The faster feedback cycle enabled genuine agility even in a consulting context This story demonstrates that iterative approaches are more likely to lead to success in consulting, and that senior leadership is often more receptive to faster feedback cycles than people expect. The key is changing the dynamic from "deliver a complete spec" to "let's go live quickly and learn." AI as a Game-Changer for Consulting Dynamics "The groundbreaking thing that's happening right now is AI, and it really feeds into this direction. Because instead of speaking, you can actually be building, you can see things, you can do stuff that you can really test in a much more real way than you could just a few years ago." Both Jakob and Wilko see artificial intelligence as a potential solution to many consulting challenges. AI tools enable rapid prototyping and visualization, allowing teams to show rather than tell. This addresses the fundamental problem that clients don't know what they want until they see it, by dramatically reducing the cost of creating tangible demonstrations that generate meaningful feedback. If you want to know more about how AI is reshaping programming, check out our AI Assisted Coding series of episodes. Quality and Testing Should Not Be Negotiable "I just simply think it shouldn't be a choice. We have to be very firm on this is how we work. We are the experts you are paying us." When clients ask to skip testing, reduce code reviews, or cut corners on infrastructure, Jakob argues consultancies must stand firm. Quality practices shouldn't be line items that clients can negotiate away. One consulting company that works strictly with Extreme Programming principles demonstrates this approach—they don't explain every detail to clients, but they clearly establish that "this is how we do all our projects. It's not a choice." Wilko adds that testing often saves time rather than adding cost, serving as a development tool that eliminates repetitive manual verification. The challenge comes during estimation, where padding for testing can make consultancies less competitive, creating pressure to compromise on quality. Jakob emphasizes that some responsibility lies with consultancies themselves, which sometimes over-promise and underbid to win business, then struggle to deliver quality within unrealistic constraints. This "race to the bottom" hurts the entire industry. The Path Forward: Deliberate Collaboration "It is fixable in a consultancy setting as well. I've seen it. I've been part of it. But you have to be very deliberate in your collaboration with the customer." Success in consulting requires deliberately designing the engagement model to support iterative development: Working backward from customer needs, not forward from specifications Establishing short feedback loops with both client stakeholders and end users Creating stable teams rather than assembling ad-hoc groups based on client requests Changing contracting models to align incentives (as explored in Sven Ditz's article in the Global Agile Summit book on delivering incrementally) Being firm about quality practices while remaining flexible about features Using AI and rapid prototyping to generate early, concrete feedback The consulting model doesn't have to default to waterfall, but it requires conscious effort to overcome the structural forces pushing in that direction. Recommended Reading In this episode, we refer to multiple resources for further reading. Here's a list of those resources: Secrets of Consulting by Gerald Weinberg The Global Agile Summit book, including articles by the speakers at the conference Real World Agility by Daniel Gullo The #NoEstimates book by Vasco Duarte Extreme Programming principles About Jakob Wolman and Wilko Nienhaus Jakob Wolman is an experienced engineering leader who knows how to build great software, and how to mess it up. He has worked in both product companies and consulting environments, giving him unique insight into the contrasts between these models. You can connect with Jakob Wolman on LinkedIn. Wilko Nienhaus is CTO of Vaimo, a consulting company in Estonia, where he focuses on the challenges of delivering software in a consulting environment. He concentrates on delivery mechanisms and technical solutions for challenging projects. You can connect with Wilko Nienhaus on LinkedIn.
Crypto's next chapter isn't a shinier coin—it's invisible rails. In this episode, we sit down with Aryan Sheikhalian, Head of Research at CMT Digital, to unpack the shift from “crypto as an asset” to crypto as infrastructure: 24/7 markets, instant clearing and settlement, and new structured products that couldn't exist before. We talk about tokenized equities (wrappers vs. native tokenization and why dividends/governance matter), how identity layers and ZK proofs unlock mainstream distribution through banks and fintechs, and where regulation is pushing builders toward partnerships and licensed rails.Chapters00:00 Hook: crypto as infrastructure, not asset01:15 Guest intro and research focus02:06 Incentives, psychology, and mechanism design04:03 ICO lessons, maturity, and red flags07:09 CMT Digital's thesis and “strictly better”10:27 Tokenized equities drivers and demand13:40 Wrappers vs native: dividends, governance16:06 Fintech rails, velocity, cost efficiency18:26 Banks, distribution, and competitive incentives20:29 New assets: GPUs, data, energy tokens23:23 Identity layers and ZK proofs for scale25:55 State of crypto VC and fund trends27:51 Overlooked sectors: DePIN and decentralized data31:26 Prediction markets and resolution design34:18 Regulation, licenses, and partnerships39:45 Market outlook: TVL, stables, volatility42:45 Founder advice: conviction and user focus
Patrick McKenzie (patio11) is joined by Oliver Habryka, who runs Lightcone Infrastructure—the organization behind both the LessWrong forum and the Lighthaven conference venue in Berkeley. They explore how LessWrong became one of the most intellectually consequential forums on the internet, the surprising challenges of running a hotel with fractal geometry, and why Berkeley's building regulations include an explicit permission to plug in a lamp. The conversation ranges from fire codes that inadvertently shape traffic deaths, to nonprofit fundraising strategies borrowed from church capital campaigns, to why coordination is scarcer than money in philanthropy.–Full transcript available here: www.complexsystemspodcast.com/bits-and-bricks-oliver-habryka/–Sponsor: MercuryThis episode is brought to you by Mercury, the fintech trusted by 200K+ companies — from first milestones to running complex systems. Mercury offers banking that truly understands startups and scales with them. Start today at Mercury.comMercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC.–Links:Lightcone Infrastructure: https://www.lightconeinfrastructure.com/ Lighthaven: https://www.lighthaven.space/LessWrong: https://www.lesswrong.com/ –Timestamps:(00:00) Intro(01:08) The origins and evolution of LessWrong(03:54) Challenges of running an online forum(05:57) Reviving LessWrong(14:51) The unique structure of Lighthaven(17:35) The complexities of conference venues(19:14) Sponsor: Mercury(20:14) The realities of conference planning(25:32) Challenges of maintaining Lighthaven(29:54) Navigating permits and regulations(37:02) Impact of fire code regulations on traffic fatalities(39:06) Economic analysis of safety regulations(41:39) Housing policy and construction in Berkeley(43:30) Fundraising challenges in the nonprofit sector(46:44) Effective altruism and fundraising dynamics(54:20) Lessons from religious fundraising practices(01:05:36) Reflections on fundraising(01:13:26) Wrap
In this edition of Buck Don't Give a ____, Marc Cox and Dan Buck dive into RFK Jr.'s challenge to Big Pharma and the medical establishment. They reveal how pediatricians may receive $200–$600 per fully vaccinated patient from HMOs, potentially earning up to $1 million a year. The hosts question the growing 72-shot vaccine schedule, the lack of studies on cumulative effects, and the ethical concerns around financial incentives driving medical recommendations. They also discuss the pressure parents face when questioning vaccine protocols and the need for transparency in healthcare.
Marc Cox and Dan Buck kick off Hour 1 with a breakdown of the new Middle East peace deal and what it could mean for Israel, Hamas, and U.S. foreign policy. They tackle the latest updates on the government shutdown and the political standoff in Washington. The show also highlights Galaxy Con St. Louis, featuring Lou Ferrigno and celebrity guests, plus details on the station's upcoming birthday bash. In the Buck Don't Give a ____ segment, RFK Jr.'s explosive comments about vaccine incentives take center stage as the hosts examine how financial bonuses for pediatricians could influence medical decisions. The hour wraps up with a travel warning for Americans heading to Mexico amid cartel threats.
North American buildings are built different — literally. Councilmember Jesse Zwick explains how the organization behind our unusual standards is built to fail, and he makes the case for a new approach. This is part 3 of our series on misaligned incentives in housing policy. Show notes:Zwick, J. (2025). Out of Code: The Hidden Costs of US Building Standards.Episode 78 of UCLA Housing Voice, on the relationship between building height and construction costs (in the US).Wikipedia article on the Grenfell Tower fire in London.Stephen Smith's Slate article about elevator building codes.Episode 98 of UCLA Housing Voice, on elevator building code in the US and Canada.Strong Towns article featuring the quote by Lawrence Veiller.
It's EV News Briefly for Monday 06 October 2025, everything you need to know in less than 5 minutes if you haven't got time for the full show. Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the EV News Daily Community. You can be like them by clicking here: https://www.patreon.com/EVNewsDaily 2026 CADILLAC OPTIQ: MORE POWER AND NACS https://evne.ws/4n3Yuus CHEVROLET RECALLS 23,700 EQUINOX EVS FOR ALERT SOUND https://evne.ws/3KC6tBm GERMANY TO EXTEND EV TAX EXEMPTION https://evne.ws/4mPbfsn KIA EV2: EUROPEAN ELECTRIC SUPERMINI https://evne.ws/4gXyorz POLESTAR UK SALES AND PRICING UPDATE https://evne.ws/48kegO6 RIVIAN REVISES REAR DOOR MANUAL RELEASE https://evne.ws/434g0r5 TESLA MODEL 3 TURN SIGNAL STALK RETROFIT https://evne.ws/470Q2WM CALIFORNIA TAKES ACTION AGAINST TESLA INSURERS https://evne.ws/3VU6JOw VW SHIFTS SOFTWARE TO RIVIAN AND XPENG https://evne.ws/46UwjIh ELECTRIC BRONCO: FORD'S CHINA CAMPING EV https://evne.ws/3WomWLY FORD FILES "IONBOOST" TRADEMARK FOR EV COMPONENTS https://evne.ws/3Wrf38t INSTAVOLT ADDS LIVE GPS TO CABLES https://evne.ws/3KCPX3Y NORWAY TESTS INTERCITY ELECTRIC AIRCRAFT SERVICE https://evne.ws/3KwLsIi
My guest is Dr. Poppy Crum, PhD, adjunct professor at Stanford, former Chief Scientist at Dolby Laboratories and expert in neuroplasticity—our brain's ability to change in response to experience. She explains how you can learn faster and ways to leverage your smartphone, AI and even video games to do so. We also discuss “digital twins” and the future of health technology. This episode will change the way you think about and use technology and will teach you zero-cost protocols to vastly improve your learning, health and even your home environment. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman David: https://davidprotein.com/huberman Helix: https://helixsleep.com/huberman Rorra: https://rorra.com/huberman Function: https://functionhealth.com/huberman Timestamps (0:00) Poppy Crum (2:22) Neuroplasticity & Limits; Homunculus (8:06) Technology; Environment & Hearing Thresholds; Absolute Pitch (13:12) Sponsors: David & Helix Sleep (15:33) Texting, Homunculus, Mapping & Brain; Smartphones (23:06) Technology, Data Compression, Communication, Smartphones & Acronyms (30:32) Sensory Data & Bayesian Priors; Video Games & Closed Loop Training (40:51) Improve Swim Stroke, Analytics & Enhancing Performance, Digital Twin (46:17) Sponsors: AGZ by AG1 & Rorra (49:08) Digital Twin; Tool: Learning, AI & Self-Testing (53:00) AI: Increase Efficacy or Replace Task?, AI & Germane Cognitive Load (1:02:07) Bread, Process & Appreciation; AI to Optimize Physical Environments (1:09:43) Awake States & AI; Measure & Modify (1:16:37) Wearables, Sensors & Measure Internal State; Pupil Size (Pupillometry) (1:23:58) Sponsor: Function (1:25:46) Integrative Systems, Body & Environment; Cognitive State & Decision-Making (1:32:11) Gamification, Developing Good Habits (1:38:17) Implications of AI, Diminishing Cognitive Skill (1:41:11) Digital Twins & Examples, Digital Representative; Feedback Loops (1:50:59) Customize AI; Situational Intelligence, Blind Spots, Work & Health, “Hearables” (2:01:08) Career Journey, Perception & Technology; Violin, Absolute Pitch (2:09:44) Incentives & Neuroplasticity; Technology & Performance (2:13:59) Acoustic Arms Race: Moths, Bats & Echolocation (2:21:17) Singing to Spiders, Spider Web & Environment Detection; Crickets; Marmosets (2:31:44) Acknowledgements (2:33:18) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices