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BiggerPockets just shared a list of the top 10 markets for rookie investors, and Jacksonville came in at the top!That sounds like good news if you are thinking about buying your first rental property. But choosing the right city is only one part of making a smart first investment.That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are breaking down the list and talking about what first-time investors should really look for before they buy.You'll learn:✅ Why Jacksonville stands out as a market for new investors✅ Why your first investment should be about avoiding big mistakes before chasing the biggest return✅ How to think about the market, the property, and the team helping you invest✅ What makes Jacksonville worth considering beyond one rankingYour first rental property can shape how you think about investing for years to come. The goal is not just to buy in a market that made a list. It is to make a decision that gives you a strong foundation for building long-term wealth.Listen NOW!Chapters:00:00 Show Kickoff01:57 Inc Best Workplaces Win03:40 Why Awards Matter06:09 Five Million Cash Flow08:23 Top 10 Rookie Markets11:11 What Makes a Rookie Market11:53 Survivability Comes First14:32 The Right Team Matters17:39 Affordability And Cash Flow23:20 Rental Demand And Runway26:24 Diversified Economy Teaser26:34 Job Base and Anchors28:02 Fortune 500 vs Industry Mix29:51 Negative Cash Flow Explained32:44 Incentives and Trust36:37 Market Evaluation Prism38:20 Appreciation First Cities41:32 Cheap Cash Flow Traps45:22 Population Growth and Perception49:14 Goldilocks Markets Texas Florida51:45 Why Jacksonville Wins54:57 Operator First Takeaway58:17 Wrap Up and Next ShowStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel @notyouraverageinvestor Subscribe to @JWBRealEstateCompanies
Kentucky Bred – Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring White Abarrio owner Mark Cornett & Trainer Saffie Joseph Jr.
Australia has endured nearly a decade of weak productivity growth, and living standards are under pressure. In this episode, Gene Tunny and John Humphreys explore the common thread connecting several major economic debates: investment and incentives. They discuss Australia's productivity slump, the Federal Government's proposed capital gains tax changes, Brisbane's Olympics infrastructure plans, and the challenges facing the National Disability Insurance Scheme (NDIS). Along the way, they explain why economists place so much emphasis on incentives and what current policy settings could mean for Australia's future prosperity. Gene would love to hear your thoughts on this episode. You can email him via contact@economicsexplored.com. What You'll Learn from This Episode Why productivity growth is the ultimate driver of long-run living standards. How savings, investment and innovation contribute to economic prosperity. The economic arguments for taxing capital gains differently from labour income. Whether Brisbane's Olympic infrastructure spending is likely to address existing bottlenecks. Why economists place so much importance on incentives when designing public policy. Timestamps Introduction to episode on Capital Gains Tax policy change and Productivity Slump (0:00) Economic Performance and Productivity (4:55) Capital Gains Tax Proposals (14:24) Economic Theory and Capital Taxation (24:28) Olympics Infrastructure and Public Investment (29:37) National Disability Insurance Scheme (NDIS) (38:22) Investment and Incentives in Government Programs (44:12) Links relevant to the conversation Australian Taxpayers' Alliance livestream, Thursday 11 June, “Tax blunders & shrinking economy || #45”: https://www.youtube.com/live/K1Fsnjeg3mM?si=jKrxraJJlT0DzLfd Richard Holden's opinion piece “There is no economic case for taxing work and investment the same” (paywalled): https://www.afr.com/policy/economy/there-is-no-economic-case-for-taxing-work-and-investment-the-same-20260528-p601ke Lumo Coffee promotion 10% of Lumo Coffee's Seriously Healthy Organic Coffee. Website: https://www.lumocoffee.com/10EXPLORED Promo code: 10EXPLORED
The Department for Envrionment Food and Rural Affairs has announced how much money it's making available to farmers in England through the Sustainable Farming Incentive - or SFI - for 2026. It's something farmers and environmental organisations have been keenly anticipating. There's a total budget of £240 million pounds., with the first application opening later this month. The SFI is the DEFRA ‘public money for public goods' scheme that pays for farming in ways that protect and benefit the environment, support food production and improve productivity. Some farming and conservation groups say the budget isn't big enough.And all this week we're talking about growing cereals, things like grain and oats. The latest figures just out from the industry body the AHDB, that's the Agriculture and Horticulture Development Board, show that UK farmers are growing less barley than they have for the last 16 years, while oilseed rape and wheat have climbed back from last year's lows. The Eden Valley in Cumbria is possibly better known for its livestock than its crops. But over the past couple of years, father and son Thomas and Harry Ewbank have been bucking that trend. Guided by local agronomist, Steven Gate, they've abandoned ploughing in favour of what's called ‘one-pass drilling', and they've expanded their range of crops to maximise yields and increase sustainability.Presented by Caz Graham and produced for BBC Audio Bristol by Sally Challoner.
What does it actually take to build a girls' running program from three athletes to a full roster, and what does it cost the coach who gets it there? That's at the heart of this conversation with Miran McCash: high school cross country and track head coach at Highline High School, and owner of ANA Run Coaching, an all-women adult running coaching business based in Seattle. Host Heather Caplan, RDN, and Miran talk about what it's really like to be a woman in a head coaching role, how she's creating space for girls to talk about their bodies and their periods, and why representation on the coaching staff is the reason girls stay in sport. 08:54- Teaching girls' weight training and building confidence in the weight room 11:11- Growing up with all-male coaches and how it shaped her 15:31- Growing the girls' cross-country team from 3 athletes to a full roster 16:29- Incentives, belonging, and why cross-country culture matters 23:28- How Miran talks to her athletes about periods, REDs, and changing the language around bodies 29:18- Balancing the financial and emotional load of coaching at a Title I school 36:59- Why women aren't signing up for coaching positions 40:16- Over-scheduling, under-recovering: the injury surge Miran is watching in real time 46:09- Going part-time teaching to grow ANA Coaching, and South End Running Exchange Resources mentioned: Bras for Girls: the organization Miran brought to her school to provide sports bras to female athletes across all spring sports Better, Faster, Farther by Maggie Mertens- includes the story of Bobbi Gibbs running the Boston Marathon before Katherine Switzer, in a bathing suit (no sports bras yet) Lane 9 Episode with Mary Cain mentioned Follow Miran on Instagram Follow Miran's business, ANA Coaching, on Instagram Follow the South End Running Exchange on Instagram Connect + get support: Are you an athlete? Find a sports dietitian, DPT, therapist, or coach who understands athletes at lane9project.org/directory. Are you a clinician or coach? If this conversation resonated with you professionally, Lane 9 Membership was built for you. Join a community of dietitians, DPTs, psychologists, sports medicine providers, and coaches who are doing this work, and get listed in the Lane 9 Directory so athletes can find you. Future clinicians and coaches are welcome too. Follow us on Instagram and get in touch anytime!
The BPO Industry Isn't Dying. But It May Need to Reinvent Itself Faster Than Anyone Expected. Yuma AI CEO Guillaume Luccisano argues that customer experience providers must evolve from labor arbitrage specialists into AI orchestrators and systems integrators—or risk becoming irrelevant. For years, critics of the business process outsourcing industry have predicted its demise. First it was robotic process automation. Then conversational AI. Then Generative AI. Yet the industry survived every previous wave of disruption because technology changed the way work was delivered rather than eliminating the need for the service itself. In episode 420 of the CX Files, Guillaume talks to Mark Hillary about these changes and how BPOs may need to adapt. https://www.linkedin.com/in/guillaumeluccisano/ https://yuma.ai/ -------------- Summary: Mark Hillary and Peter Ryan discuss the impact of AI on the BPO industry, featuring Guillaume Luccisano, CEO of Yuma AI. Luccisano argues that traditional BPO models are outdated, emphasizing AI's potential to automate 100% of customer service within 2-3 years. He highlights Yuma AI's success in deploying AI agents since 2023, achieving automation rates up to 89%. Luccisano predicts a significant shift in the job market due to AI, suggesting BPOs must evolve into systems integrators to survive. He also notes the cost efficiency of AI, with interactions costing under $1 compared to $4-$8 for human agents. ---- The BPO Industry Isn't Dying. But It May Need to Reinvent Itself Faster Than Anyone Expected. Yuma AI CEO Guillaume Luccisano argues that customer experience providers must evolve from labor arbitrage specialists into AI orchestrators and systems integrators—or risk becoming irrelevant. For years, critics of the business process outsourcing industry have predicted its demise. First it was robotic process automation. Then conversational AI. Then Generative AI. Yet the industry survived every previous wave of disruption because technology changed the way work was delivered rather than eliminating the need for the service itself. But according to Guillaume Luccisano, founder and CEO of Yuma AI, this time may be different. Speaking on Episode 420 of the CX Files podcast, Luccisano argued that the traditional BPO model—selling customer service through large pools of human agents—is facing a challenge unlike anything it has encountered before. His view is stark: AI is no longer just helping agents do their jobs better. It is increasingly capable of doing the job itself. And if that trend continues, the industry will need to redefine its purpose. The End of the "Cost Per Interaction" Era Luccisano's company specializes in AI-powered customer service automation for retail and e-commerce brands. He claims some clients are already automating the vast majority of customer interactions. What has changed, he argues, is that AI is no longer limited to answering questions from a knowledge base. Modern AI agents can access customer records, understand context, follow workflows, execute transactions, and complete tasks. In other words, they are moving beyond information retrieval and into operational execution. This matters because the traditional BPO business model has largely been built around charging for human effort—whether measured in agents, hours, seats, or interactions. If AI can handle increasing volumes of customer contacts at a fraction of the cost, then the economics begin to shift dramatically. A contact that once required several dollars of human labor may eventually be resolved for a few cents in computing costs. Even if those figures are debated, the direction of travel is becoming difficult to ignore. The Problem Isn't Technology. It's Incentives. One of Luccisano's most interesting observations is that many outsourcing providers are already talking extensively about AI. The question is whether they are deploying AI to genuinely transform operations or merely adding enough AI to satisfy customer demand while protecting existing revenue streams. That creates an uncomfortable tension. A provider whose business depends on thousands of agents has little incentive to aggressively deploy technology that could reduce the number of agents required. As Luccisano noted, many providers find themselves caught between serving today's business model and preparing for tomorrow's. The challenge is not technical. It is organizational. And perhaps even existential. Why Investors Are Nervous The sharp decline in the share prices of several publicly traded CX providers has fuelled speculation about the sector's future. Luccisano believes investors are not simply reacting to hype. They are attempting to price in a future where customer service becomes significantly more automated, more efficient, and therefore less dependent on large labor-intensive operations. Whether investors have overreacted remains open to debate. But the market is clearly asking a difficult question: What happens to a company built around managing tens of thousands of customer service agents when customers increasingly expect AI-driven efficiency? The answer remains uncertain. But it is a question every provider now has to confront. The Hidden Complexity Most Critics Ignore To his credit, Luccisano does not dismiss the value that BPOs create today. Customer interactions are only one piece of a much larger operational puzzle. Large CX providers manage compliance requirements, regulatory obligations, security controls, multilingual operations, workforce management, governance frameworks, quality assurance, and complex integrations across dozens of markets. Replacing an individual customer service interaction with AI is one thing. Replacing the entire operational framework surrounding customer service is something else entirely. This is where many simplistic predictions about the "death of BPO" fall apart. The institutional knowledge accumulated by major outsourcing firms still has value. The question is whether that value can be repackaged. From Outsourcer to Systems Integrator Perhaps the most important idea from the conversation was Luccisano's belief that the future role of the BPO may look less like a labor provider and more like a systems integrator. Rather than selling headcount, providers could sell expertise. Rather than managing agents, they could manage AI agents. Rather than staffing operations, they could design, orchestrate, govern, optimize, and continuously improve AI-enabled customer experience ecosystems. This is a subtle but profound shift. It moves the provider higher up the value chain. The emphasis shifts from execution to orchestration. From labor to outcomes. From workforce management to intelligent systems management. Ironically, this would bring some BPOs closer to the role that companies like IBM, Accenture, and other major technology integrators evolved into years ago. A Difficult Transition The challenge, of course, is that transformation is easier to describe than to execute. Reinventing a startup is one thing. Reinventing a global organization employing hundreds of thousands of people is another. Many of today's largest CX providers are highly successful businesses with established customer relationships and predictable revenue streams. That success can become a barrier to change. The dilemma is obvious. How aggressively should a company invest in technologies that could cannibalize its own business? History suggests that incumbents often struggle with precisely this problem. The Bigger Question Perhaps the most controversial part of Luccisano's argument extends beyond outsourcing entirely. He believes AI is creating a broader economic transformation that will affect many knowledge-based professions, not just customer service. Software engineering, consulting, administration, legal services, and customer experience are all beginning to feel the effects. If he is right, then the debate is no longer about whether AI will change customer service. The debate is about how quickly institutions can adapt to a world where intelligence itself becomes abundant and inexpensive. The Future May Belong to the Adaptable The most important takeaway from this discussion is not that BPOs are doomed. In fact, Luccisano repeatedly acknowledged that some providers will survive and potentially thrive. But survival may depend on abandoning the assumption that customer service is primarily a labor business. The providers that succeed could be those that become trusted advisors, AI operators, governance experts, and systems integrators. The providers that fail may be those that continue selling people when customers increasingly want outcomes. The outsourcing industry has reinvented itself before. The question now is whether it can do so again—at the speed AI demands.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.
On Today's Show: 100% listener and reader supported. To Subscribe: https://thehotshotwakeup.substack.com/Full operational update. New fires in Colorado, Utah, California, and the Southwest.The Forest Service has reinstated early retirement incentives as part of the reorganization plan. Both VERA and VSIP options are being offered.High level operators from the Forest Service have started to accept positions in the United States Wildland Fire Service leadership. What are the long term effects if unification doesn't happen?Two civilian casualties after an engine responding to a wildfire collides with a civilian vehicle.Firefighters responding to an escaped slash pile burn in the Pacific Northwest were injured after the pile exploded.Plus more.THE HOTSHOT WAKE UP — Thank you to all of our paid subscribers. Your support allows us to donate generously to firefighter charities and supports all of our content. You also receive all of our article archives, more podcast episodes, Monday morning workouts, and also entered into our giveaways, plus more.
- GM Dives into Energy Storage… - …And Bi-Directional Charging - Ford Says Right Incentives Boost PHEV Charging - Mexico's Home Grown $8,600 EV - Volvo Trucks Sees $3 Billion Business with AVs - Volvo Trucks Sees Strong Demand - BASF Warns Iran War Will Hurt Car Production in H2 - Magna Could Make Chinese Cars in North America - Audi Unveils All New Q7 - BYD Interested in F1 and WEC
- GM Dives into Energy Storage… - …And Bi-Directional Charging - Ford Says Right Incentives Boost PHEV Charging - Mexico's Home Grown $8,600 EV - Volvo Trucks Sees $3 Billion Business with AVs - Volvo Trucks Sees Strong Demand - BASF Warns Iran War Will Hurt Car Production in H2 - Magna Could Make Chinese Cars in North America - Audi Unveils All New Q7 - BYD Interested in F1 and WEC
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:
We get a commission meeting preview with Sedgwick County Commission Chairman Jeff Blubaugh. The State Legislature may have failed to deliver property tax relief for residents... but the City of Wichita and Sedgwick County are on the verge of providing it for multi-billion dollar corporations.
Memorial Day usually means a day of rememberance, rest, and relaxation for most. However, on Memorial Day weekend in 2000, a group of Bamberg and Orangeburg County residents had another idea. Local banks were all closed and they saw this as an opprotunity to target on business owner in Denmark, SC and make a "withdrawal".
The Great Capital Shift: Bitcoin + AI w/ Robin SeyrHost: Brad Mines (@BradleyMines / @HalvingReport)Guest: Robin Seyr – Host of The Robin Seyr Podcast, Bitcoin educator, speaker, co-founder of MicroSeed, and author of The Great Capital Shift.Bitcoin Price Context: ~$73,000 | ~686 days until the next halving.Buy/Sell/Pay Bills ALL in Bitcoin→ https://bitcoinwell.com/referral/bradminesBrad welcomes Robin Seyr for a wide-ranging conversation on his thesis The Great Capital Shift. Robin argues we are already in the early stages of Bitcoin's most powerful adoption wave. Using the automobile's rapid rise from 1886 to mass adoption as a parallel, he breaks down the three forces that drive real technology adoption: incentives, infrastructure, and social consensus.They discuss how Bitcoin is pulling capital from bonds, real estate, and traditional income products, the rise of new Bitcoin financial tools (Strategy, Strive, Stretch), how AI and robotics will drive production costs toward energy while Bitcoin captures monetary premium, the “legacy lens” that blinds incumbents, the power of personal branding in an AI world, practical self-custody advice, and why repeating Bitcoin's core message still matters.Robin also shares what keeps him producing hundreds of episodes, his test positions in Bitcoin yield products, common gaps he sees in the Bitcoin community, and a closing Q&A on self-custody.Key Topics & Chapters00:00 – Pre-show: Capital flowing into Bitcoin via ETFs and corporates01:12 – Intro + Bitcoin price & halving countdown01:34 – Building in bear markets02:25 – Staying consistent with 800+ episodes04:36 – Robin's background and how he learned Bitcoin07:38 – How podcasting shaped his views08:44 – The car adoption analogy21:13 – Incentives, infrastructure & social consensus28:01 – Addressing inflation skeptics33:12 – The Great Capital Shift thesis preview43:04 – AI, robotics & costs trending to energy46:36 – Personal branding + human connection in an AI world53:35 – Repetition and Bitcoin fatigue56:44 – Strategy, Strive & Stretch products (with disclosure)1:01:41 – Self-custody advice for newcomers1:07:11 – Common knowledge gaps in Bitcoin1:10:46 – Robin's question to Brad on future developments1:15:48 – Thailand visit possibility + closingRobin SeyrX: https://x.com/RobinSeyrWebsite & Podcast: https://www.robinseyr.com/The Robin Seyr Podcast: https://podcasts.apple.com/us/podcast/the-robin-seyr-podcast/id1719117707Halving ReportX: https://x.com/HalvingReport & https://x.com/BradleyMinesYouTube: https://www.youtube.com/@halvingreportSpotify: https://open.spotify.com/show/1KPu47ArZiMwGBIeGh6e7iApple: https://podcasts.apple.com/ca/podcast/halving-report/id1489878377Website: https://halvingreport.comSupport the ShowProducing long-form Bitcoin conversations takes real time and consistency. If the Halving Report brings value to your stack, one of the simplest ways to support the work is by signing up with our partner, Bitcoin Well. When you use our link, we receive 21% of the trading fees on your activity — forever — at no extra cost to you. It's a straightforward way to back independent Bitcoin media.→ https://bitcoinwell.com/referral/bradminesIf you enjoyed this episode, subscribe, leave a review, and share it with someone who needs the bigger picture. Comment below: Which part of the Great Capital Shift thesis resonated most with you?Thanks for listening. Stay sovereign. ⚡
We talk about Boeing's likely handout with Mayor Wu on Mondays with the Mayor.
Kentucky Bred - Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring Corona de Oro Owner, David Berman
──────────────────────────────────────── [00:05:00] SpaceX Did 165 of 324 Global Launches Last Year — If It Were a Country, It Would Rank First, Far Ahead of China at 88 Zitelmann: SpaceX put 80% of all payload into orbit in recent years and earns the bulk of its revenue from Starlink and commercial launches, not NASA. ──────────────────────────────────────── [00:15:00] SpaceX's IPO Prospectus Has 400 Pages and Mentions Mars — but Not a Single Idea for How to Make Money There A Forbes professor warned that however many billions SpaceX earns from Starlink, if Musk wastes it all on Mars with no revenue model, shareholders will get nothing. ──────────────────────────────────────── [00:22:00] The Platinum on One Asteroid — Psyche — Is Worth More Than the Gross National Product of the Entire World Zitelmann: the real case for asteroid mining is using resources in space — water on Mars or asteroids split into hydrogen and oxygen becomes rocket propulsion. ──────────────────────────────────────── [00:32:00] Zitelmann's Mars Plan: Claim Land Like the Western Squatters, Then List It as a Real Estate Investment Trust The 1967 Outer Space Treaty bans nations but is silent on private companies — Zitelmann argues those who reach Mars should claim ownership and securitize it so anyone can invest. ──────────────────────────────────────── [00:44:00] Socialism Was Tried 24 Times in the Last 100 Years and Failed Every Time — There's No Reason It Should Work on Mars Vietnam went from 80% in extreme poverty to 3% after free market reforms — the Outer Space Treaty's 'space belongs to all mankind' is a socialist idea and socialist ideas fail everywhere. ──────────────────────────────────────── [00:55:00] NASA's Cost-Plus Contracts Gave Contractors an Incentive to Increase Costs — Musk Refused and Cut Launch Costs by 95% A NASA contractor told Zitelmann their best product was their overhead — one billion in costs meant 100 million in profit; Musk sells a service like FedEx and keeps the savings. ──────────────────────────────────────── [01:07:00] EPA Section 404c: The EPA Can Veto a Project After Billions Have Been Invested — Even After the Permit Was Issued Myron Ebell: the Clean Water Act allows the EPA to retroactively veto any permitted dredge-and-fill project — investors know this and it is strangling pipeline, mine, and infrastructure financing. ──────────────────────────────────────── [01:17:00] China Controls Critical Mineral Processing Even When the Ore Is Mined Elsewhere — Cobalt Is Mined in Africa, Smelted in China Ebell: the US has no domestic processing capacity and faces 10–20 years of permitting delays before a mine can open — China has a chokehold on the entire supply chain. ──────────────────────────────────────── [01:27:00] Federal Lands Are One Quarter of the Country — the White House Won't Touch Them Because Trump's Sons Hunt on Them Ebell: federal land mismanagement turns forests into fuel; state control would produce better outcomes, but the president personally opposes the transfer. ──────────────────────────────────────── [01:38:00] Congress Passes Laws Then Delegates All Authority to Unelected Agencies — Then Never Does Oversight — the Bureaucracies Rule Ebell: every time an agency exceeds its mandate, Congress holds hearings and does nothing — leaving power with the bureaucracy for the next administration to inherit. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
──────────────────────────────────────── [00:05:00] SpaceX Did 165 of 324 Global Launches Last Year — If It Were a Country, It Would Rank First, Far Ahead of China at 88 Zitelmann: SpaceX put 80% of all payload into orbit in recent years and earns the bulk of its revenue from Starlink and commercial launches, not NASA. ──────────────────────────────────────── [00:15:00] SpaceX's IPO Prospectus Has 400 Pages and Mentions Mars — but Not a Single Idea for How to Make Money There A Forbes professor warned that however many billions SpaceX earns from Starlink, if Musk wastes it all on Mars with no revenue model, shareholders will get nothing. ──────────────────────────────────────── [00:22:00] The Platinum on One Asteroid — Psyche — Is Worth More Than the Gross National Product of the Entire World Zitelmann: the real case for asteroid mining is using resources in space — water on Mars or asteroids split into hydrogen and oxygen becomes rocket propulsion. ──────────────────────────────────────── [00:32:00] Zitelmann's Mars Plan: Claim Land Like the Western Squatters, Then List It as a Real Estate Investment Trust The 1967 Outer Space Treaty bans nations but is silent on private companies — Zitelmann argues those who reach Mars should claim ownership and securitize it so anyone can invest. ──────────────────────────────────────── [00:44:00] Socialism Was Tried 24 Times in the Last 100 Years and Failed Every Time — There's No Reason It Should Work on Mars Vietnam went from 80% in extreme poverty to 3% after free market reforms — the Outer Space Treaty's 'space belongs to all mankind' is a socialist idea and socialist ideas fail everywhere. ──────────────────────────────────────── [00:55:00] NASA's Cost-Plus Contracts Gave Contractors an Incentive to Increase Costs — Musk Refused and Cut Launch Costs by 95% A NASA contractor told Zitelmann their best product was their overhead — one billion in costs meant 100 million in profit; Musk sells a service like FedEx and keeps the savings. ──────────────────────────────────────── [01:07:00] EPA Section 404c: The EPA Can Veto a Project After Billions Have Been Invested — Even After the Permit Was Issued Myron Ebell: the Clean Water Act allows the EPA to retroactively veto any permitted dredge-and-fill project — investors know this and it is strangling pipeline, mine, and infrastructure financing. ──────────────────────────────────────── [01:17:00] China Controls Critical Mineral Processing Even When the Ore Is Mined Elsewhere — Cobalt Is Mined in Africa, Smelted in China Ebell: the US has no domestic processing capacity and faces 10–20 years of permitting delays before a mine can open — China has a chokehold on the entire supply chain. ──────────────────────────────────────── [01:27:00] Federal Lands Are One Quarter of the Country — the White House Won't Touch Them Because Trump's Sons Hunt on Them Ebell: federal land mismanagement turns forests into fuel; state control would produce better outcomes, but the president personally opposes the transfer. ──────────────────────────────────────── [01:38:00] Congress Passes Laws Then Delegates All Authority to Unelected Agencies — Then Never Does Oversight — the Bureaucracies Rule Ebell: every time an agency exceeds its mandate, Congress holds hearings and does nothing — leaving power with the bureaucracy for the next administration to inherit. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
SUMMARY: When we get to the end of 2026, how will enterprise companies be measuring the success of their AI projects? And how well will their teams be sharing their AI learning curves?SHOW: 1034SHOW TRANSCRIPT: The Enterprise AI Show #1034 TranscriptSHOW VIDEO: https://youtu.be/TvIFwNN-6ckSHOW SPONSORS:Nasuni - Activate your data for AI and request a demoOutShift - “Scaling Out Superintelligence” The Internet of Cognition architectureShareGate - ShareGate Protect. Microsoft 365 Governance, we got this!SHOW NOTES:Why AI Economics are changingHow will team collaboration evolve with Enterprise AI?Topic 1 - How do we measure AI-adoption success? Number of workloads?Financial metrics (Spend, ROI, Costs-Saved, etc.)?Speed improvements?People-level?Topic 2 Right now the AI tools are very individual-centric The machinery to share, even at the basic enterprise-level, is very difficultThe experience to share is non-deterministic, just as everyone's working style is different.Topic 3 - The motivation to share is still unknown. How do you encourage collaboration when so many companies are laying off people, or the specter of that happening is growing?What was the motivation before (team goals?) and how does that change now? People don't want to be monitored, so how does a manager have visibility?What happens when companies remove the managers (“the counters”)? FEEDBACK?Email: show @ the enterprise ai show dot comeBluesky: @TheEntAIShow.bsky.socialTwitter/X: @TheEntAIShowInstagram: @TheEntAIShow
The Forest Service is offering separation incentives to employees ahead of an agency reorganization that will move hundreds of positions across the country. The Forest Service told employees in a recent email that it will offer Voluntary Early Retirement Authority (VERA) and Voluntary Separation Incentive Payments (VSIP) to employees impacted by the agency's upcoming reorganization. The Agriculture Department announced in March that the Forest Service would move its headquarters to Salt Lake City, Utah. Federal News Network's Jory Heckman has more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Patrick McKenzie reads from his 2024 Bits About Money essay on ACATS, the Automated Customer Account Transfer Service that governs how Americans move investment accounts between brokerages, then updates it with regulatory developments (and industry infighting) from early 2026. The essay covers why a system underpinning trillions of dollars in assets was deliberately designed to skip verifying whether transfers are actually authorized, what the three-business-day shot clock means in practice, and how a bad actor armed with a stolen identity and a mobile app can drain someone's retirement account before they notice it's gone. (Good news, though: they'll almost certainly get it back. Bad news: quite stressful, and it often isn't obvious when staring at the zero that this is a recoverable condition.)–Full transcript available here: https://www.complexsystemspodcast.com/acats/ –Presenting Sponsors: Mercury & Granola If you have more interesting hobbies than managing your money, Mercury Personal is built for you. It allows you to automate movement between accounts—allocating paychecks and tax prep the moment they hit—with a sensible permissions model for partners or accountants. It works the way tech people expect banking to work. Go to mercury.com/personal to experience banking built by the same folks Patrick trusts for his business.If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:Guys what is wrong with ACATS: https://www.bitsaboutmoney.com/archive/how-acats-transfers-work/ –Timestamps:(00:00) Intro(01:49) A brief digression into self-regulatory organizations(03:04) FINRA regulates asset transfers between brokerages(04:54) How does one transfer securities account assets?(06:52) What does an ACATS request actually entail?(09:44) Brokerages frequently do not verify incoming ACATS requests(15:28) Recent developments in ACATS fraud(19:13) Should I be terrified, Patrick?(20:07) Sponsors: Mercury | Granola(23:17) Should I be terrified, Patrick? (cont'd)(24:46) Another fun wonky control(28:29) A final ACATS story(29:58) Regulatory updates: FINRA 26-02(32:34) Comment letters from the industry(43:20) Outro
Pour recevoir les mails privés, clique ici : https://www.formactions.outilsdumanager.com/inscription-emails-prives-adf72f1d***Découvre ce que nous avons créé pour t'aider à aller plus loin :Des formactions pratiques et concrètes pour manager efficacement, quel que soit ton rôle ou ton secteur.Une communauté unique en ligne, le CIEL, où dirigeants et cadres dirigeants, s'entraident pour réussir ensemble.L'offre exclusive du moment pour t'aider à passer à l'action dès aujourd'hui.Clique ici pour explorer le catalogue ODM : https://www.formactions.outilsdumanager.com/cataloguecomplet40 millions d'euros de CA. 72 boutiques. 300 collaborateurs. Zéro budget pub. Zéro objectif de vente. Zéro force de vente terrain.Après 17 ans chez Auchan, Alexis Dhellemmes a fondé Avril en 2012 en faisant exactement l'inverse de ce qu'il avait appris.Dans cet épisode, il revient sur les choix concrets qui structurent son modèle, la logique derrière chaque décision, et ce que ça implique au quotidien pour lui et ses équipes.Au programme : → Pourquoi zéro budget pub depuis le premier jour et ce qui remplace → Zéro objectif de vente en boutique : pourquoi et comment → Ce que signifie vraiment l'entreprise libérée et ce que ce n'est pas → Comment les équipes prennent des décisions à la place du dirigeant → La règle de la sollicitation d'avis : décider sans valider de haut en bas → Recrutement, conflits, entretiens annuels : qui décide quoi chez Avril ? → Ses conseils pour commencer sans tout bouleverserPour découvrir Avril : https://www.avril-beaute.fr/Le linkedin de Alexis Dhellemmes : https://www.linkedin.com/in/alexis-dhellemmes-5826b51/Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com
On Episode 892 of The Core Report, financial journalist Govindraj Ethiraj talks to Rajani Sinha, Chief Economist at CareEdge Ratings. We also feature an excerpt from our Special Edition interview featuring Aoifinn Devitt, Managing Director - Global Wealth at Moneta.SHOW NOTES(00:00) Stories of the Day(00:50) Markets speculate on incentives for foreign portfolio investors(05:35) What the RBI is balancing as it takes a call on interest rates(14:22) Tariff wars are back, should India give into pressure tactics?(16:50) Why global investors are chasing AI stocks, a view from the other sideFor more of our coverage check out thecore.inSubscribe to our NewsletterFollow us on:Twitter | Instagram | Linkedin | Youtube
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Kentucky Bred - Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring trainer Tom Drury Jr
Nick Reber, CEO and founder of Garner Health, joins Jacob and Nikhil to walk through what is arguably one of the most structurally underrated problems in American healthcare: that the single biggest driver of cost and quality variation isn't which hospital system you use or whether your plan is value-based — it's which individual doctor you see. Nick traces the intellectual journey from his time at Oscar Health, where he first encountered 4x variation in complication rates across physicians at the same brand-name institutions, to building Garner's core infrastructure: a dataset of 320 million patients used to score every doctor in the country on quality-adjusted outcomes, layered on top of existing employer health plans with financial incentives to steer patients toward top performers. The episode drops alongside the announcement of Garner's Series E with Index Ventures, valuing the company at approximately $2.7 billion. The conversation covers the technical depth required to actually measure physician quality fairly (and why existing methodologies are fundamentally flawed), why value-based care has largely failed and what actually moves patient behavior, how AI will reshape the front door of healthcare, what it will take for AI health companies to build durable businesses beyond 2030, and why the solution to the US healthcare cost crisis may be as simple — and as politically hard — as treating it like a corporate expense policy. (0:00) Intro (0:30) Garner's Origin Story (2:05) Doctor Choice Is the Biggest Lever (3:45) How Garner Works (5:43) Why Old Scoring Methods Failed (7:39) The Knee Pain Problem (11:58) Consumer UX, Incentives, and AI (33:44) How Much Spend Can AI Actually Touch? (36:00) Why Doctor Choice Needs Plan Integration (39:18) Build vs. Buy: Garner's AI Philosophy (41:38) The Unified Data Flywheel (43:01) What Actually Predicts Doctor Quality? (46:28) Enabling Independent Providers (51:37) Quickfire Out-Of-Pocket: https://www.outofpocket.health/
They say it can't be done and Steven Nunez proves them wrong running his chain of 4 laundromats remotely from over a thousand miles away! In this episode of The Laundromat Millionaire Show learn his tips and tricks for building and managing a team from afar and whether he recommends for new owners to do it too!Our Sponsors: H-M Company Drain Troughs: https://www.draintroughs.com Alliance Laundry Systems: https://go.speedqueencommercial.com/flexibilityCents & LaundroWorks: https://www.trycents.com/Our Guest:Steven Nunez on LinkedIn: https://www.linkedin.com/in/steven-nunez-79265123/The Laundry Room Orlando: https://orlandolaundryroom.com/Referenced Links: Our website: https://www.laundromatmillionaire.comEpisode with Charles Measley: https://youtu.be/KS0hQCZ1dGwTimestamps 00:00 Episode 121 Intro – Steven Nunez 01:49 Spotlight: Curbside 2026 Event Discount02:33 Steven Nunez: A Remote Laundromat Operator06:23 Building 1st Store & Expanding to 409:00 Why Choose a Market 1K Miles Away12:20 Navigating Construction Challenges Remotely14:22 Partner & Family Close By15:01 Building a Team from Afar, Managing Operations and Preventing Theft23:17 The Future of Payment Systems in the Industry27:32 Organizational Structure and Employee Roles28:24 Challenges of Pickup and Delivery Logistics & Whether to Move to a Closed Facility35:10 Store Sizes & Property Costs35:52 Finding & Hiring that Key Employee44:54 Incentives & Bonus Structures47:19 Order Management and Accountability48:17 WDF & Delivery Software49:08 Advice for Newbies54:21 Steven's Contact Information
Are your employees truly motivated…or are they just trying to avoid getting yelled at? Most leaders believe incentives, pressure, and removing frustrations are enough to improve performance—but this episode challenges that assumption completely. Drawing from Frederick Herzberg's groundbreaking motivation theory, Bradley Hartmann explains why eliminating dissatisfaction doesn't automatically create engagement, ownership, or high-performing teams. In this episode you will Learn the critical difference between what demotivates employees and what genuinely motivates them Discover why fear, pressure, bonuses, and "pizza party leadership" often fail to create lasting engagement Understand how autonomy, progress, recognition, and meaningful work unlock stronger performance and team buy-in Listen now to discover how to build teams that are genuinely energized, engaged, and motivated to perform at a higher level. Click HERE to read Frederick Herzberg's HBR article At Bradley Hartmann & Company, we help construction teams improve sales, leadership, and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com. The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization. Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com. New podcasts are dropped every Tuesday and Thursday. This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.
Change management is the reason most manufacturing improvement projects quietly stall, even when the technical work is sound and the tools are right.Vlad Romanov and Dave Griffith unpack their own change management war stories from across two decades in industrial automation. Vlad frames change management as understanding risk to the business and to every stakeholder, then putting the process in place that lets the organization absorb that risk. Technical feasibility is the easy half of any project. Getting humans to consistently work the new way is the half that wins or loses the budget.Vlad joined Procter & Gamble at a site rated four on P&G's Integrated Work Systems maturity scale, the highest in North America at the time. Every loss event triggered a structured root cause analysis cascade. Operator, mechanic, operations engineer, and only then the engineering department. He later moved to Kraft Heinz, which had purchased the same IWS toolkit from P&G. The tools were on the shelf. The site rating was effectively zero. He had spent his early career learning to use the tools without having to deploy them, and that gap is where most transformation programs die.Dave's lens is more political. Change management starts with one question engineers rarely ask. What is in it for the person you are asking to change? He tells the Joe story, a lead operator with more than 35 years on the floor who interrupted a connected workforce rollout meeting to point out that his team had cycled through every methodology fad of the last two decades. None had stuck. Dave's team asked what hurt the most. Joe kept training new operators who left for a dollar an hour more down the street. The fix was QR codes on equipment linked to procedures Joe recorded once. Joe went from skeptic to evangelist in one session. Find the operator with the deepest tenure, solve their pain, and let them carry the change.The episode is also honest about what well intentioned incentives do when they miss the mark. Vlad walks through an RCA rollout where management offered a fifty dollar gift card to whoever submitted the most reports each week. The team got a stack of paper. None of it shortened downtime. When real process change goes through a plant, throughput typically drops twenty to thirty percent for weeks or months. That cost has to be visible to leadership before the project starts.Two practical heuristics close the episode. As a systems integrator deploying MES and SCADA across food and beverage plants, Vlad could often predict success within the first demo by how the room reacted. Continuous improvement teams leaned in. Whiteboard sites pushed back. Dave reinforces that change has to start at the top. If the executive sponsor blows off steering meetings, the floor reads that signal. Change management is a habit, not a project, and habits are built small. Pick one workflow, prove it works, and let the next one earn its slot.Timestamps0:00 Introduction and Automate trade show preview1:30 Booth commitments: Siemens, Horner, and Tigoor6:00 Dave's Automate session and 4IR booth duty8:10 Predictions for Automate: physical AI, cobots, and the AI conversation13:10 Defining change management in manufacturing22:30 From P&G IWS to Kraft Heinz: tools versus deployment maturity28:30 What is in it for the person you are asking to change35:30 The RCA cascade at P&G compared to no process elsewhere42:30 The fifty dollar gift card incentive that backfired46:00 The Joe story: QR codes solving real operator pain58:30 Reading change management success in the first meeting1:07:00 Start small: the closing takeawayAbout Your HostsVladimir Romanov is a co-host of The Manufacturing Hub Podcast and the founder of Joltek, an independent manufacturing and industrial automation consulting firm specializing in modernization strategy, digital transformation, and workforce development. Joltek works with manufacturers and investors to de-risk modernization and build the internal capability to sustain results.Connect with Vlad: https://www.linkedin.com/in/vladromanov/Want to go deeper? Vlad and the team at Joltek have covered related topics here:Lean Six Sigma: https://www.joltek.com/blog/lean-six-sigma7 Different Root Cause Analysis Techniques in Manufacturing: https://www.joltek.com/blog/7-different-root-cause-analysis-techniques-manufacturingDave Griffith is a co-host of The Manufacturing Hub Podcast and founder of Capelin Solutions, an industrial automation firm helping manufacturers adopt smart manufacturing technology. He brings 15 years of experience in industrial automation and digital transformation.Connect with Dave: https://www.linkedin.com/in/davegriffith23/Subscribe to Manufacturing Hub: https://www.manufacturinghub.liveLinkedIn: https://www.linkedin.com/company/manufacturing-hub-networkYouTube: https://www.youtube.com/@ManufacturingHub
Bill Powers and Brian Leni discuss listener feedback and why shareholders often don't push back when they are unpleased with management. The duo emphasizes building a disciplined investing process, protecting the downside, and avoiding FOMO. The conversation covers “luck” versus skill, learning from losses, and when to use other investors'/groups' reputations as decision-making inputs. Brian's talks about his Aurion investment that ultimately paid off despite timing delays. They also debate director compensation (cash vs options), red flags in board incentives, the power and danger of narrative-driven promotions, conference value (PDAC, Beaver Creek, Quebec City, Rick Rule's), and avoiding market-timing seasonality. 00:00 Intro 01:18 Shareholder pushback 07:58 Skill vs luck 17:23 Responsibility and timing 23:23 Following smart money 27:20 Aurion takeover 31:24 Director incentives 37:59 FOMO and discipline 41:16 Picking conferences 43:56 Narratives and hype 52:14 Summer outlook Brian's website: https://www.juniorstockreview.com/ Brian's YT: https://www.youtube.com/@FIELD_NOTES Bill's Twitter: https://x.com/MiningStockEdu Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Bill and Brian and not licensed financial advisors. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/
Episode 451| The Summer Slide Podcast Description Summer doesn't “cause” cancellations—lost routines do. When school ends, schedules get weird fast: families travel, sports calendars explode, bedtimes drift, and parents get overwhelmed. Then attendance slips… and most of the time, students don't quit in a dramatic way. They just miss a week, miss another week, and quietly drift out. In Episode 451, Duane Brumitt and Shihan Allie Alberigo break down the Summer Slide and share a simple, repeatable retention playbook you can run every year—without discounting your program, without begging people to stay, and without burning yourself out. Key Takeaways Summer isn't the problem. Chaos is. The “summer slide” is really the pile-up of travel, sports, late nights, and less structure. “Breaks equal quits.” Even a short break can turn into a permanent dropout because the habit gets broken. Most cancellations don't come from anger—they come from drifting. A missed week becomes two, and the student falls out of rhythm. Not every student needs the same plan. You'll typically see three categories: Travelers (gone for trips, sometimes for weeks) Sports kids (schedule conflicts and weekend tournaments) Drifters (no major conflict—just fading motivation) Set clear summer standards. Consider adjusting attendance targets so families can win during summer instead of feeling like they're failing. Make “maintenance mode” acceptable. Sometimes one class a week is the difference between staying connected and disappearing. Incentives can keep momentum. A simple “Summer of Fun” ticket system rewards attendance and participation. Communication beats chasing. Use early warning signs to catch students before they fall off. Action Steps for School Owners Define your 3 summer buckets (and label them). Decide what you'll do for travelers, sports kids, and drifters. The key is having a plan before you need it. Set summer attendance expectations that are realistic. If your normal target is 8 classes/month, consider a summer target like 6. Make it clear: the goal is to keep the routine alive, not to be perfect. Review your testing cycle and adjust if needed. If your testing cycle lands in peak summer chaos, consider shifting it. Duane shares how adjusting cycles can reduce end-of-May “we're taking the summer off” cancellations. Create a summer-friendly makeup policy (and actually explain it). Many families don't realize they have options. Consider summer flexibility like: More makeup opportunities Cross-attending other class days “Unlimited makeups within 30 days” (if it fits your model) Run one simple summer challenge or contest. Example: “Summer of Fun” tickets—one ticket per class. Add bonus tickets for things like: Bringing a buddy Participating in theme days Weekly prize + monthly prize + end-of-summer grand prize keeps it exciting. Use early warning signs to trigger action.Watch for: Missing a week (or even two classes) Parents stop walking students in / stop engaging Uniforms and gear “disappear” (kids show up unprepared) Students look lost on basics “We're just really busy with summer stuff” becomes the default answer Reframe the sports conflict. Don't position martial arts as “versus” sports. Position it as the foundation that makes them better at sports (balance, coordination, resilience, mental toughness). Protect owner sanity with a simple system. Don't build a summer plan that requires you to be frantic. Set standards, communicate clearly, and run a few repeatable activities. Then track what worked so next year is easier. Additional Resources Mentioned Spark membership software (including tools like MIA tracking and client flagging/star features) Perfect attendance systems (Allie references a full system she's built) Event Journal (a simple way to document what worked, what didn't, and what to change next year) Stephen Oliver's approach to fast follow-up when students miss classes (calling after a missed class, not weeks later) If summer has been a retention killer for you in the past, use this episode as your reminder: keep it simple, keep it proactive, and don't let routines break.
Adam Crowley and Dorin Dickerson react to the incentives that are reportedly in the new contract that the Penguins are giving to Evgeni Malkin.
Do you think AI will have an impact on science? You are wrong. It will not–it already does. The annual International Conference on Information Systems received over 1,000 more paper submissions this year. Our main journals report a 20%, 40%, or even 100% increase in submission numbers. This could be great if these papers were good, if we simply saw more and better research being produced. Problem is: We don't. What we see is an AI slop tsunami of less readable papers, hastily produced, with marginal insights if any. How should we handle this situation? We discuss a few possible levers on the supply and demand side of research that we as a field could implement. References Gartenberg, C., Hasan, S., Murray, A., & Pierce, L. (2026). More Versus Better: Artificial Intelligence, Incentives, and the Emerging Crisis in Peer Review. Organization Science, 37(3), https://doi.org/10.1287/orsc.2026.ed.v37.n3. Ho, S. Y., Recker, J., Tan, C.-W., Vance, A., & Zhang, H. (2023). MISQ Special Issue on Registered Reports. MIS Quarterly, https://misq.umn.edu/call_for_papers/registered-reports. Liang, W., Zhang, Y., Cao, H., Wang, B., Ding, D. Y., Yang, X., Vodrahalli, K., He, S., Smith, D. S., Yin, Y., McFarland, D. A., & Zou, J. (2024). Can Large Language Models Provide Useful Feedback on Research Papers? A Large-Scale Empirical Analysis. NEJM AI, 1(8). https://doi.org/10.1056/AIoa240019 Saunders, C. (2005). Editor's Comments: Looking for Diamond Cutters. MIS Quarterly, 29(1), iii–viii. Tyner, A. H., Abatayo, A. L., Daley, M., . . . Errington, T. M. (2026). Investigating the Replicability of the Social and Behavioural Sciences. Nature, 652(8108), 143–150. Dennis, A. R., Valacich, J. S., Fuller, M. A., & Schneider, C. (2006). Research Standards for Promotion and Tenure in Information Systems. MIS Quarterly, 30(1), 1–12.
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Episode #1353: Memorial Day travelers are hitting the road in record numbers while automakers roll out massive incentives to move inventory. Show Notes with links: Memorial Day originated in the aftermath of the Civil War as "Decoration Day"—a time for...
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1353: Memorial Day travelers are hitting the road in record numbers while automakers roll out massive incentives to move inventory.Show Notes with links:Memorial Day originated in the aftermath of the Civil War as "Decoration Day"—a time for communities to decorate the graves of fallen soldiers with flowers—and later evolved into a federal holiday honoring all American military personnel who have died in service. An estimated 45 million Americans are packing up for Memorial Day weekend, and 87% of them are doing it the old-fashioned way: by car. Even with higher gas prices, travelers are choosing the road, the snacks, and the “are we there yet?” energy.AAA projects a record 45 million travelers will go 50+ miles from home, up 0.4% from last year.About 39.1 million people will travel by car, despite gas averaging $4.52 per gallon as of May 11.Air travel is also up slightly, with 3.66 million domestic flyers expected. Round-trip domestic tickets are averaging $800, down 6% year over year.Other transportation methods including buses, trains, and cruises are expected to grow 5.3%, helped by a strong Alaska cruise season.AAA Travel's Stacey Barber said, “Despite higher fuel prices, many people are prioritizing leisure travel during holiday breaks.”New car shoppers heading into Memorial Day weekend are being greeted with something we haven't seen much of lately: serious incentives. From EVs to pickups to hydrogen sedans, automakers are tossing thousands on the hood to clear inventory and spark demand.Hyundai is offering $7,500 off the 2025 Ioniq 6, nearly 19% of the car's starting MSRP, as dealers work through leftover inventory.Chevy is putting up to $9,000 on the hood of the 2026 Silverado 1500, one of the biggest incentive percentages on the market at over 22%.Hyundai's new three-row Ioniq 9 EV gets a $10,000 incentive as the automaker looks to boost slower-than-expected sales.Toyota may win the “please just take it” award with a staggering $35,000 incentive on the hydrogen-powered Mirai, plus 0% financing for 72 months.The story behind many of these incentives? Rising inventories, slower EV demand, and OEMs trying to move leftover or underperforming models before summer heats up.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
Show Notes: Peter Schmidt talks about his senior year during the Iraq War, and how the news on the problem of jobless recovery led him to consider graduate school. The Journey from Student to Dean Peter studied biomechanics at Cornell, focusing on the mathematics of biological systems and modeling clinical trials in orthopedics. He was admitted into a fellowship program in New York at an orthopedic hospital where he worked on total joint replacement. His career path led him to neuroscience, where he led clinical research and worked for a nonprofit before becoming the vice dean of a medical school. He then moved on to running clinical trials and drug development. A Focus on Parkinson's Disease Pete shares his interest in Parkinson's disease and explains that Parkinson's affects a tractable part of the brain, the basal ganglia, which is easier to model mathematically. He enjoys thinking about neuronal signaling and the microstructure of the brain, which helps in understanding the macro structure. Pete's PhD work involved modeling bone at the cellular level, and he applies similar thinking to the basal ganglia in Parkinson's disease. Research on Neurodegenerative Diseases Pete discusses the challenges in determining whether a question in neurodegenerative diseases is a question of science or engineering. He explains the historical focus on stem cells and extracellular proteins as solutions for diseases like Alzheimer's and Parkinson's. Pete emphasizes the need to understand the role of extracellular proteins and the importance of scientific inquiry. He mentions the Nobel Prize-winning discovery of prion diseases and the subsequent focus on characteristic proteins in neurodegenerative diseases, which led to initiatives focused on proteins. The Brain's Micro and Macro Structures Pete discusses the current focus on extracellular proteins and the challenges in proving their role in diseases like Parkinson's. He mentions the drug Lecanemab for Alzheimer's, which slows the disease but does not reverse it. Pete predicts that future research will focus on intracellular proteins and the need to restore lost cells in the brain. He highlights the importance of understanding the microstructure to inform the macro structure of the brain. The Logistics of Running Clinical Trials Pete explains that success in clinical trials is more about logistics than science, with 90-95% of the work being logistical. He discusses the challenges of recruiting subjects and the importance of working with academic medical centers that have a high volume of patients. Pete emphasizes the need for fast-moving ethics boards and efficient contracting to ensure the success of clinical trials. Incentives for Physicians When asked about the incentives for physicians to participate in clinical trials, Pete explains that most physicians are driven by scientific interest rather than financial incentives. He mentions the importance of academic leaders who can influence the participation of residents and fellows in trials. Pete highlights the passion of physicians in diseases like Huntington's and cystic fibrosis, which drives their engagement in research. The Role of Pharma Companies in Clinical Trials Pete talks about his role at East Carolina University where he oversaw clinical care and research at the medical school. He discusses the changing role of pharma companies in running clinical trials. He explains that many drugs are now discovered in labs, leading to a shift in the need for pharma companies to own their data. Pete mentions the issue of trial fraud, where fake patients are used to inflate data, and the importance of tighter control over trial data. He shares his experience of rescuing a trial from fraudulent data and the challenges of identifying such issues. Life on the Family Farm The conversation turns to Pete's family life, and Pete shares that his youngest child recently went to college, and he inherited a family farm that has been in his wife's family for 200 years. He enjoys working with his hands, doing woodworking, and using a skid steer for various tasks on the farm. Pete describes his role as the farm handyman, fixing things and maintaining the farm equipment. Harvard Reflections Pete mentions taking a quantum mechanics course and a material science class with X-ray interferometry. He highlights the impact of a physics class on fits and tolerances, which taught him about the importance of clearance and interference fits. Pete also shares his experience taking a folklore course with his roommate, which was his only pass/fail course at Harvard. Pete explains the concept of fits and tolerances in engineering. He discusses the importance of understanding whether a fit needs to be tight or loose and planning accordingly. Pete uses examples from finance to illustrate the principle of having a cushion in budgeting. He emphasizes the need to know the target fit (tight or loose) to optimize engineering and design solutions. This episode on The 92 Report:https://92report.com/podcast/168-peter-schmidt-from-math-to-neuroscience/ Timestamps: 02:40: A focus on Parkinson's Disease 05:10: Challenges in Neurodegenerative Disease Research 09:50: The Role of Extracellular Proteins and Future Directions 17:34: Running Clinical Trials and Logistics 27:58: Incentives for Physicians to Participate in Clinical Trials 32:16: Pharma Companies and Clinical Trial Data 38:53: Personal Life and Farming 42:30: Reflections on Harvard Courses 46:23: Fits and Tolerances in Engineering Links: https://www.linkedin.com/in/pnschmidt https://www.instagram.com/pnschmidt
Kentucky Bred - Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring breeder John Gunther of Glenwood Farm
The $1.8B Trump–Blanche slush fund is even more corrupt than we first realized. Todd Blanche is reportedly offering to cut Republican senators in on payouts to buy their support. They will be able to apply for fund money too. This scheme threatens America's Constitutional Democracy. Please watch, share, and call your senators to demand an investigation and stop this. Mo Kelly will discuss this and more. We've got journalist Michael Shure, The Culture Blaster, Michael Snyder and Friday Fabulous Florida too!
In this episode of the Bug Bux Podcast, Allan Draper sits down with Kyle Turner, founder and CEO of Proactive Pest Control, to unpack how he scaled a pest control company to 140+ employees and multiple locations without relying on traditional door-to-door sales. Kyle shares the early marketing strategies that fueled Proactive's growth, from dominating Yelp in the early days to leveraging Google LSAs before the market became saturated.The conversation dives deep into building scalable sales systems, creating high-performing teams, and using incentives, KPIs, and daily accountability to drive consistent growth. Kyle also opens up about leadership, delegation, company culture, and why empowering managers, not micromanaging them, has been critical to Proactive's success.Whether you're just starting a pest control company or looking to scale your operation, this episode is packed with actionable insights on marketing, leadership, retention, and building a customer-first business that lasts.Join Bug Bux+ Here https://www.skool.com/bugbux/about
Are Your Incentives Creating the Customer Experience You Actually Want? Summary: John DiJulius explains how the behaviors your company rewards, measures, and recognizes become the customer experience your customers actually receive. Every company has incentives. Some are obvious: bonuses, commissions, contests, scorecards, performance reviews, and promotions. Others are quieter: praise, attention, flexibility, and who gets celebrated in meetings. But here is the real question: are your incentives creating the customer experience you actually want? In this episode, Denise Thompson and John DiJulius unpack how incentives drive service behaviors, why companies often reward the wrong things, and how customers ultimately feel whatever the organization values internally. John shares examples from Starbucks, Spirit Airlines, Blockbuster, Charles Schwab, Amazon, John Roberts Spa, Cameron Mitchell Restaurants, and The DiJulius Group's own methodology. You will learn why speed, efficiency, sales, and profit are not bad metrics, but they become dangerous when they are the only metrics that matter. John also explains how leaders can recognize and reward the right behaviors, including ownership, personalization, follow-through, referrals, retention, service recovery, and Above and Beyond moments. Key Takeaways Your incentives reveal what your company truly values. Leaders may say customer experience is a priority, but employees follow what gets measured, rewarded, promoted, and recognized. Customers feel your internal reward system. They may never see your incentive plan, but they feel it when employees rush, enforce policy over empathy, or focus on transactions over relationships. Efficiency metrics can create unintended consequences. Metrics like average call time, speed, and volume are not bad, but they become dangerous when they are the only things that matter. Not all profits are good profits. Hidden fees, late fees, rigid policies, and short-term revenue plays can damage trust and exhaust frontline employees. Recognition is a powerful teaching tool. Culture is shaped by what leaders notice, celebrate, repeat, and turn into stories. Great service must be behaviorally defined. "Deliver great service" is too vague. Leaders need to define and reward specific behaviors such as ownership, empathy, personalization, follow-through, teamwork, problem prevention, and service recovery. The best service incentives align with retention and referrals. Repeat business, referrals, renewals, and earned sales growth are strong indicators that the experience is working. Stories make culture scalable. Recognition systems like the Milkshake Award and Bear Claw Award help employees understand what Above and Beyond service looks like in real life. Quotes "Customers do not experience your mission statement. They experience what your company rewards." "What gets recognized gets repeated." "If you reward speed, you get speed. If you reward shortcuts, you get shortcuts." "Not all profits are good profits." "Recognition does not always have to be financial. Sometimes culture is built by what gets noticed." "Great service is too vague unless leaders define the behaviors behind it." "The customer is the benefactor of what the company rewards internally." "Your incentives should be aligned with the experience you want delivered." "Profit is the byproduct of the experience you deliver." "Employees will do what you tell them is important." Chapters List 00:00 — Introduction Denise and John open the conversation and preview the topic of incentives that drive service behaviors. 02:51 — Why Incentives Matter to Customer and Employee Experience Denise frames the episode around formal and informal incentives and asks whether companies are rewarding the experience they actually want. 04:52 — What Gets Recognized Gets Repeated John explains why incentives shape employee behavior and how policies communicate what a company values. 07:59 — Incentives Reveal What Companies Truly Believe Denise and John discuss how incentive systems expose a company's real priorities. 09:13 — Starbucks and Customer Service Targets The conversation explores what it signals when a company connects employee rewards to customer service, operations, and performance. 12:24 — The Risk of Unintended Consequences John explains how incentives can unintentionally create the wrong behaviors, using average call time and rigid policy enforcement as examples. 14:01 — Not All Profits Are Good Profits John shares examples from The Employee Experience Revolution, including Blockbuster and Charles Schwab, to show how bad profit policies damage customer trust. 18:01 — How Incentives Show Up in the Customer Experience John explains how retention, referrals, and repeat business reveal whether the experience is actually working. 20:12 — Where Companies Accidentally Reward the Wrong Behaviors John shares the example of gift cards, expiration dates, and the difference between short-term profit and lifetime customer value. 23:42 — Lessons from Low-Cost Business Models Denise and John discuss Spirit Airlines, price competition, and what happens when low cost becomes high friction. 26:31 — Warning Signs Your Incentives Are Creating Bad Behaviors John explains how complaints, employee frustrations, contact centers, and customer sentiment can reveal service breakdowns. 31:45 — What Leaders Should Recognize and Reward John discusses service behaviors, FORD, earned sales growth, referrals, retention, and recognition systems. 38:39 — Mid-Episode CTA Denise explains how The DiJulius Group helps organizations define, teach, measure, and reinforce world-class service. 39:59 — Recognition Without Big Incentive Budgets John shares the Milkshake Award from Cameron Mitchell Restaurants and explains how symbols and storytelling reinforce culture. 43:45 — How to Collect and Share Service Stories John explains how companies can build databases of Above and Beyond stories and use them in meetings, training, and onboarding. 49:40 — Avoiding Forced or Manipulated Recognition Denise and John discuss how to seek customer feedback without creating survey-chasing behavior. 53:23 — Peer-to-Peer Recognition John shares the importance of employees recognizing other employees, including the "caught you doing something right" example. 55:53 — The Simplest Truth About Incentives and Service Culture John closes with the core message: incentives and recognition should be based on the experience you want employees to deliver. 57:26 — Denise's Closing Challenge Denise challenges leaders to examine what their company rewards, praises, promotes, tolerates, and repeats. Links: The DiJulius Group Methdology: https://thedijuliusgroup.com/x-commandment-methodology/ Company Service Aptitude Test: https://thedijuliusgroup.com/c-sat-forms/individual-c-sat/ Schedule a Complimentary Call with one of our advisors: tdg.click/claudia Ask John! Submit your questions for John, to be aired on future episode: tdg.click/ask Customer Experience Executive Academy: https://thedijuliusgroup.com/project/cx-executive-academy/ Experience Revolution Membership: https://thedijuliusgroup.com/membership/ Books: https://thedijuliusgroup.com/shop/ Contacts: Lindsey@thedijuliusgroup.com , Claudia@thedijuliusgroup.com If you want to learn how world-class organizations build cultures customers cannot live without, explore The Experience Revolution Membership. Inside the membership you'll gain access to livestream workshops, practical frameworks, and proven strategies used by organizations around the world. Learn more at https://thedijuliusgroup.com/membership/ Learn More If your organization is working to improve customer experience but struggling to connect it to measurable business outcomes, The DiJulius Group can help. Visit: https://thedijuliusgroup.com Listen to more episodes: https://thedijuliusgroup.com/the-customer-service-revolution-podcast/ Subscribe We talk about topics like this each week; be sure to subscribe wherever you listen to podcasts so you don't miss an episode.
Chapters 00:00 Introduction and AI Tool Announcement 01:51 User Experiences with GPT-5 04:35 Limitations of Current AI Models 07:37 Introducing the Unstoppable Bot 09:54 Exploring Domain Name Ideation 12:31 Mining for Domain Names 15:06 The Role of AI in Domain Selection 17:39 Strategies for Effective Domain Registration 20:21 Future of AI in Domain Investing 28:25 The Wild West of Reseller Markets 29:48 Challenges in Wholesale Marketplaces 32:00 Incentives and Commission Structures 34:41 Building a Better Marketplace for Domainers 38:10 The Future of Domain Transactions 39:12 Sales Trends and Market Insights 42:56 Strategies for Acquiring Domains 44:28 Improving User Experience on Marketplaces 47:59 The Role of Commissions in Domain Sales 52:34 Navigating the Competition in Domain Registrars 58:04 The Evolution of Domain Products 01:00:09 Spaceship vs. Afternik: A Comparative Analysis 01:03:21 Challenges in Domain Pricing and Management 01:06:41 The Role of Lease-to-Own in Domain Sales 01:09:57 Diversification in Domain Portfolios 01:12:42 Understanding Market Dynamics and Sales Strategies 01:16:00 The Impact of Brand Trust on Domain Sales 01:19:08 Mental Fortitude in Domain Investing 01:22:24 The Future of Domain Marketplaces Check out https://unstoppabledomains.com
Show-Me Institute Audio Briefs features audio versions of select articles, commentary, and publications from the Show-Me Institute. Learn more at showmeinstitute.org: https://showmeinstitute.org/article/corporate-welfare/ferguson-denies-incentives-for-data-center-project/ Produced by Show-Me Opportunity This episode was produced using AI-generated narration.
On this episode of HALO Talks, Pete Moore sits down with internationally renowned marketing expert John Dwyer, also known as JD, for a deep dive into proven direct response marketing strategies that deliver real ROI . . . no vague brand-building promises. Hailing from Australia and celebrated for his practical, results-oriented approach, Jack shares stories from his decades-long career, including how a simple contest formula brought hundreds of qualified leads to gyms at a fraction of the usual cost, and why creative incentives like vacation vouchers trump discounting your own services. With anecdotes spanning from licensing Disney characters to orchestrating a bank campaign featuring Jerry Seinfeld, Dwyer reveals the nuts and bolts of incentive-based marketing, the mindset shifts needed to outpace the competition, the power of persistent idea generation, and the importance of a strong call to action. Whether you're running a gym, leading a fitness franchise, or simply want to sharpen your marketing acumen, this episode is packed with insights and actionable takeaways from one of the industry's most persistent and inventive minds. On viral gym incentives, Jack says, "Instead of giving up the first month membership, which of course every gym does, they replace that by saying, join my fitness center and I will give you a free vacation to Disney World, New York, Orlando, call the hotspots, and we give these vacation vouchers to them for $50." Key themes discussed Direct response marketing vs. traditional advertising Incentive-based marketing to drive gym memberships Cost-effective lead generation strategies Using contests and giveaways for engagement Leveraging licensing and brand equity Importance of a strong call to action (CTA) Adapting marketing for small and medium businesses A Few Key Takeaways 1. Direct Response Marketing Over Traditional Branding: John emphasized a fundamental difference between his approach and that of traditional ad agencies: Instead of building brand love in hopes customers will eventually try the product, his strategy is to get people to try the product first so they fall in love with the brand later. Measurability and ROI are central, and "face on the side of a bus" advertising is dismissed for most businesses unless they're global giants like Coca-Cola or Nike (01:04). 2. Leveraging Incentives—"Happy Meal Toys" for Grown-Ups: A key to successful direct response marketing, especially in the fitness sector, is offering incentives unrelated to price discounting. Dwyer discusses "Happy Meal toy" strategies—low-cost incentives (e.g., vacation vouchers) with high-perceived value—that drive response and differentiate offers without eroding core business value (07:24). 3. Facebook Contests for Lead Generation: John shared a proven contest model for gyms and fitness centers: Run Facebook contests where prospects can win a 6- or 12-month membership. The vast majority who don't win remain red-hot leads for follow-up offers. Reported costs per lead are dramatically lower ($1–$5) than those from typical lead generation companies, with much higher volume and exclusivity of leads (04:03). 4. Powerful Call to Action is Critical: Five key elements to effective direct response are: (1) Identify the problem, (2) Aggravate it, (3) Provide a solution, (4) Offer proof (testimonials), and (5) End with a strong call to action (CTA). Dwyer noted most campaigns fail due to a weak CTA, underscoring the importance of an irresistible, incentive-based close (22:15). 5. Borrowing Equity from Big Brands & Trends: A recurring theme with John is "borrowing" the equity of established brands or cultural trends via licensing (e.g., Disney, Ninja Turtles) or celebrity endorsement (e.g., Jerry Seinfeld for a bank's ad campaign). This shortcut to consumer attention and trust can be particularly powerful for smaller enterprises when deployed wisely (13:28). John Dwyer: https://theinstituteofwow.com/about Integrity Square: https://www.integritysq.com Prospect Wizard: https://www.theprospectwizard.com Promotion Vault: https://www.promotionvault.com HigherDose: https://www.higherdose.com
In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with Joshua Bate, founder of Bonfires.ai and DeciWorld, for a wide-ranging conversation covering knowledge management, graph technology, ontologies, decentralized science, and the future of how humans organize and share information. They break down the differences between personal and enterprise knowledge management, explore why flat ontological graphs may be the key to making diverse knowledge bases interoperable, and get into why traditional RAG systems break down at scale and how graph RAG offers a more principled solution. The conversation expands into the philosophy of categorization, the slow death of basic "gentleman science" under institutional pressures, and how decentralized protocols might restore a kind of mycelial knowledge network connecting small groups of researchers, enthusiasts, and communities — much like the original spirit of the encyclopedia before it was co-opted by institutions. You can learn more about Joshua's work at bonfires.ai and deci.world or follow him on X at @Bonfiresai and @DeSciWorld.Timestamps00:00 - Stewart introduces Joshua Bate, founder of Bonfires.ai, discussing personal versus enterprise knowledge management and their fundamental differences at scale.05:00 - Joshua explains ontologies as classifiers for knowledge structures, describing their two-year search for a perfect ontology and ultimately building a flat, ontology-less graph protocol.10:00 - Stewart connects categorization to shamanic practice and intercategorical theory, noting how major companies like Netflix and Yahoo built graph-based ontologies while the discipline remains underappreciated philosophically.15:00 - Joshua traces Bonfires origins through decentralized science, explaining how NFT community excitement inspired redirecting capital toward funding unconventional researchers locked out of institutional systems.20:00 - Joshua describes building federated knowledge networks through hackathons and conferences, comparing the vision to what Wikipedia could have been with decentralized incentive structures.25:00 - Discussion shifts toward inevitable collapse of rigid scientific institutions, debating patchwork age theory, nation-state fragmentation, and rhizomatic versus arboreal knowledge structures.30:00 - Joshua articulates the mycelial network vision, enabling direct cross-cultural information access where individuals control their own narrative lens, warning against collective we thinking and authoritarianism.Key Insights1. Knowledge management exists on a spectrum from personal to enterprise, but the founder of Bonfires argues this split is artificial. He believes knowledge itself does not respect those boundaries, and that small groups, researchers, hobbyists, and large institutions all possess knowledge that can and should interoperate with each other.2. After two and a half years of searching for the perfect ontology to structure their knowledge graph, the team concluded that no perfect ontology exists. Their solution was to build the flattest possible graph structure with only events, entities, and edges, creating a base layer others can build specialized ontologies on top of.3. Graph-based knowledge systems are more efficient than traditional databases for AI traversal because once a graph is computed, it is relatively free to query. Graph RAG combines the discovery power of vector search with the structured precision of graph traversal, solving many hallucination problems associated with standard retrieval augmented generation.4. Basic scientific research, the soil from which applied discoveries grow, is deteriorating because institutional funding structures only reward commercially viable outcomes. The founder built his platform partly to redirect community-driven capital toward researchers who are doing important work without institutional support.5. The institutionalization of science has historically blocked the open exchange of ideas that drove the original scientific revolution. The human spirit for open inquiry has not changed, but people cannot pursue it without financial support, and building decentralized infrastructure could restore that possibility.6. A federated knowledge network would allow individuals to access information from any contributor and filter it through their own preferred lens, rather than receiving information pre-filtered by centralized platforms. This represents a form of information symmetry similar to how mycelial networks distribute nutrients across a forest.7. The concern is not whether current scientific and governmental institutions will change but in what direction the rebuilding goes. Those capitalizing on the transition carry the same incentives as the previous era, which risks reproducing the same problems inside new structures.
Elbridge Colby, co-founder and principal of the Marathon Initiative and author of The Strategy of Denial, defines a limited war as a conflict where participants have strong incentives to avoid apocalyptic escalation, primarily due to the presence of survivable nuclear arsenals. He argues that the United States must be prepared to fight a limited war under the "nuclear shadow" to prevent China from unilaterally seizing regional stakes. Because China is prepared for such risks, U.S. unreadiness would grant Beijing significant room to maneuver. These conflicts are not for existential survival but are rules-based, where boundaries are often shaped by the potential for third-party intervention. (1/8)1930
In this episode, Dr. Monica Lypson and Dr. Ahilan Sivaganesan join the conversation to dissect the complexities of value-based payment models and the "perverse incentives" that often follow. By examining the parallels between Medicare Advantage upcoding and sliding-scale bundled payments, Dr. Lypson and Dr. Sivaganesan provide a masterclass on the systemic friction between financial risk and clinical equity. Key Discussion Themes - The Upcoding/Downcoding Tug-of-War: An analysis of how Medicare Advantage plans and health systems navigate risk adjustment, and why current models often incentivize "grading your own homework." - The TDABC Solution: Dr. Sivaganesan explains why physicians cannot truly manage risk without Time-Driven Activity-Based Costing (TDABC) to identify condition-specific costs. - Selection Bias in Care: A deep dive into the "cherry picking" (selecting low-risk patients) and "lemon dropping" (avoiding high-risk patients) dilemmas that threaten healthcare's moral compass. - Equity vs. Efficiency: Dr. Lypson explores how value-based care can either bridge the gap for underserved populations or inadvertently widen disparities through structural barriers. - The Path Forward: Why "whole-person health"—including non-clinical factors like housing—is the ultimate cost-saver, and the necessity of neutral, third-party risk scoring. === LINKS ===
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