Podcasts about incentives

Patrick McKenzie (patio11) reads his 2021 essay "Payments in Japan," tracing how Japanese consumers navigate a landscape with dozens of competing payment methods at once: credit cards, electronic money, QR-code super apps, convenience-store cash vouchers, and bank transfers. Along the way he covers the JFTC's campaign to force credit card networks to disclose interchange rates, how Rakuten and 7-Eleven each bought a bank to solve a payments problem blocking their core business, why PayPay's subsidized 2018 launch let it run away with the QR code market, and why konbini payments remain popular despite a user experience frozen in the late 1990s.–Full transcript available here: https://www.complexsystemspodcast.com/japanpayments/ –Presenting Sponsors: Mercury & MongoDBComplex Systems is presented by Mercury—radically better banking for founders. Mercury's new feature Command brings an LLM directly into your banking interface, so checking balances, finding invoices, or sending a wire is as easy as asking. Apply online in minutes at https://mercury.com/. What's the point of building faster with AI if your database can't keep up? MongoDB's native data model mirrors the language LLMs already speak. Ship at the speed of AI while staying ACID compliant at Fortune 500 scale. Start building at https://mongodb.com/ai.–Links:Payments in Japan: https://www.bitsaboutmoney.com/archive/payments-in-japan/ An Introduction to Japanese Society: https://www.amazon.co.jp/Introduction-Japanese-Society-Yoshio-Sugimoto/dp/1107626676/  Use transit cards on your iPhone or Apple Watch in Japan: https://support.apple.com/en-us/120474 –Timestamps:(00:00) Intro(02:44) Credit cards(10:40) Payment method heterogeneity(12:57) Cash(14:57) Sponsors: Mercury + MongoDB(17:29) Cash (cont'd)(19:58) Electronic money systems(22:13) App-based payments(28:27) Convenience store payments(31:27) Bank transfers(34:03) Ambitions thwarted(34:30) Wrap

What happens when an incentive plan looks polished on paper but has quietly drifted away from the business strategy it was supposed to support?In this episode of The Executive Compensation Podcast, Ryan Harvey, Virginia Rhodes, and Darren Moskovitz unpack how compensation committees can tell whether an incentive plan is truly reinforcing long-term value creation or simply rewarding motion, tradition, or internal comfort.The conversation explores the tension between shareholder value, executive behavior, financial metrics, strategic carve-outs, discretion, peer alignment, and transformation. Ryan, Virginia, and Darren discuss why incentive design should be tested against business strategy, why more metrics do not always create more clarity, and why the most defensible plans are often the ones that balance simplicity with judgment.In this episode, you will learn:How compensation committees can test whether incentive plans still support strategyWhy strategic outcomes and strategic behaviors are not always the same thingWhen non-financial or strategic metrics make sense inside an incentive planHow often committees should revisit incentive plan designWhy peer alignment should inform decisions without replacing business strategyHow disclosure changes may affect plan design, discretion, and long-term incentivesGood governance is not about having the most complex plan. It is about having one that management, shareholders, and the board can understand and defend over time.Subscribe for new episodes from Meridian Compensation Partners.Visit https://meridiancp.com to learn how Meridian works with boards on executive compensation decisions they can stand behind.

Innovation comes in many areas, and compliance professionals need to not only be ready for it but also embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom visits Dan Duffy, the Cyber Practice lead at Consulting Solutions and a longtime cybersecurity and executive-search professional. They chat about the paradox of rising security spend alongside increasing burnout and turnover. Duffy argues organizations cannot hire their way out of broken structures: undefined workflows, lack of playbooks, shadow IT, fragmented accountability, and excessive alert volumes cause teams to drown, making burnout a business risk rather than an HR metric. He emphasizes auditing workforce design, mapping workflow needs, and ensuring executive and board-level support, including proper CISO reporting lines and authority. They discuss the emerging demand for an AI compliance officer, the need for AI governance ownership and accountability, and misaligned incentives in which security is treated as a late-stage tax rather than a design principle. Duffy advocates maturity-focused programs, incident-informed leadership, and stronger entry-level pipelines. Key highlights: The Cyber Talent Crisis Burnout as Business Risk AI Governance Accountability Building for Long-Term Success Future Workforce Pipeline Advice for New Entrants Rethinking Workforce Strategy Resources: Connect with Dan Duffy on LinkedIn Consulting Solutions Innovation in Compliance was recently honored as the Number 4 podcast in Risk Management by 1,000,000 Podcasts.

Judd Kessler—author of Lucky by Design, professor at the University of Pennsylvania Wharton School, and a leading voice in behavioral economics—joins Howard Schweitzer, chief executive of Cozen O'Connor Public Strategies, for a conversation on the “hidden markets” and incentives shaping modern life. Drawing on his research at the intersection of behavioral economics and real-world decision-making, they explore how “hidden markets” influence opportunity, power, leadership, and institutional outcomes across business, government, and society.

In this episode, Jonathan Stark—author of Hourly Billing is Nuts and host of Ditching Hourly—shares how a 2005 realization while managing a dev shop led him to reject hourly billing and pursue value-based fees. He explains how fixed or value-based pricing aligns incentives with clients, reduces micromanagement, and can dramatically improve income and quality of life. Jonathan discusses why optimizing employee utilization can be the wrong goal, proposing outcome-based incentives that reward efficiency and accurate estimating. He also addresses the fear professionals have of fixed pricing, how firms can transition without risking the whole business via a side offering or a skunkworks team, and why soloists can grow without hiring by charging more and building authority. He recommends starting with his free course at valuepricingbootcamp.com. 00:00 Meet Jonathan Stark 00:46 The Hourly Billing Epiphany 03:37 Discovering Value Pricing 05:45 Hiring for Outcomes 10:15 Contractor Risk and Fear 14:21 When to Quit Hourly 15:52 How Firms Can Transition 19:58 Resources and Bootcamp 21:33 Growing Without Hiring 25:04 Final Soloist Advice

John Dwyer is a direct response marketing expert who convinced Jerry Seinfeld to front a record-breaking banking campaign - and now helps businesses attract customers using powerful incentive-based marketing strategies. Top 3 Value Bombs 1. Discounting is a race to the bottom; smart businesses use incentives to shift focus away from price and protect their margins. 2. The most effective incentives have low hard cost but high perceived value, making them irresistible without hurting profitability. 3. Matching the right incentive to the right audience is critical; relevance drives conversions, not just the offer itself. Check out John's website and register. Receive a free vacation voucher upon signup. Learn how to access vouchers for as low as $32 for business use - Incentive Webinar Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. 50 Days - Join JLD on his free '50 Days to Something' video series on YouTube and create something special in 50 days. Framer - A website builder that offers real-time collaboration, a robust CMS with everything you need for great SEO, and advanced analytics that include integrated A/B testing. Get started building for free today at Framer.com/fire. For 30 percent a Framer Pro annual plan use code FIRE.

As high interest rates tamp down homebuying demand, more homebuilders are offering free appliances or upgraded hardware to sweeten the deal. Throwing in a free dishwasher is one thing, but how are they able to offer lower mortgage interest rates? In this episode, we check on the homebuilding sector. Plus: Hotel housekeepers say AI-driven app makes work more difficult, scientists design sunshades built for space, and a “talking book” nonprofit brings news and books to blind people.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories from today's episode:Builders offer incentives to attract homebuyers as high interest rates persistNebraska nonprofit brings local news and opportunities to blind and low-vision listenersMore stress, fewer breaks: Hotel housekeepers reveal what it's like working for an appA climate change solution from science fiction

As high interest rates tamp down homebuying demand, more homebuilders are offering free appliances or upgraded hardware to sweeten the deal. Throwing in a free dishwasher is one thing, but how are they able to offer lower mortgage interest rates? In this episode, we check on the homebuilding sector. Plus: Hotel housekeepers say AI-driven app makes work more difficult, scientists design sunshades built for space, and a “talking book” nonprofit brings news and books to blind people.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories from today's episode:Builders offer incentives to attract homebuyers as high interest rates persistNebraska nonprofit brings local news and opportunities to blind and low-vision listenersMore stress, fewer breaks: Hotel housekeepers reveal what it's like working for an appA climate change solution from science fiction

In this spirited episode, the challenges and paradoxes of modern leadership are brought to the forefront, grounded in the world of philanthropy. My guest this week, Glen Galaich, author of the provocative book Control: Why Big Giving Falls Short and CEO of the Stupski Foundation, invites listeners to reconsider the myths surrounding control, generosity, and decision-making. He makes the compelling case about how organizational norms, incentives, and personal ego can unintentionally limit positive impact, even in the most purpose-driven organizations.During out discussion, we reflect on tough questions: What's the real difference between intentions and measurable outcomes? How do process, relationships, and results shape lasting change? Through first-hand stories and data, this episode reveals how well-meaning leaders too often mistake intention for impact and how letting go of control, building clear processes, and inviting feedback can dramatically enhance outcomes.For executives, nonprofit leaders, and anyone invested in meaningful change, this episode offers actionable advice: embrace self-awareness, question inherited processes, and trust the people closest to the work. It's a call to action for listeners to examine their own patterns and to move beyond good intentions to do good by leading well.What You'll Learn- The importance of letting go of control for greater impact.- Rethinking thoughtful giving.- Process, results, relationships: The leadership triad.- The temptation of control when doing good.- The power of systems, incentives, and leadership norms.- Lead with empathy across difference.- The critical role of self-awareness: Feedback as a gift.Podcast Timestamps(00:00) – Welcome to the Show and Guest Introduction(00:03:13) - The Motivation Behind "Control"(00:10:00) - Control, Psychological Safety, and Power in Leadership(00:14:29) - Process, Results, Relationships: The Leadership Triad(00:17:38) - Misconceptions and Accountability in Leadership(00:22:04) - The Temptation of Control When Doing Good(00:30:02) - Leading with Empathy Across Differences(00:34:14) - Systems, Incentives, and Leadership Norms(00:38:16) - The Critical Role of Self-Awareness(00:42:59) - Leading Through Uncertainty(00:47:33) - Key Mindset Shifts: Moving from Intention to ImpactKEYWORDSPositive Leadership, Philanthropy, Thoughtful Giving, Community Engagement, Control Mindset, Process in Organizations, Psychological Safety, Accountability, Feedback, Ego in Leadership, Power Dynamics, Self Awareness, Organizational Culture, Social Impact, Norms and Incentives, Empathy, Letting Go, Impact versus Intention, CEO Success

Patrick McKenzie reads from his 2022 Bits About Money essay on mortgages, making the case that a mortgage is best understood as a manufactured product, not a simple loan between a bank and a customer. He walks through the assembly line behind every home loan, the loan officer and back-office staff who build the 700-page document. Then he traces the supply chain it gets sold into, where GSEs insure against non-payment risk, servicers buy the right to collect monthly checks, and pension funds and other private capital end up holding the economic exposure, because they want it more than banks do.–Full transcript available here: https://www.complexsystemspodcast.com/mortgages/ –Presenting Sponsors: Mercury & Granola Complex Systems is presented by Mercury—radically better banking for founders. Mercury offers the best wire experience anywhere: fast, reliable, and free for domestic U.S. wires, so you can stay focused on growing your business. Apply online in minutes at mercury.com.If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:Mortgages are a manufactured product: https://www.bitsaboutmoney.com/archive/mortgages-are-a-manufactured-product/ The 30-Year Mortgage is an Intrinsically Toxic Product: https://byrnehobart.medium.com/the-30-year-mortgage-is-an-intrinsically-toxic-product-200c901746a Michael Lewis' The Big Short: https://www.amazon.com/Big-Short-Inside-Doomsday-Machine/dp/0393338827 –Timestamps:(00:00) Intro(02:26) Mortgages are a manufactured product(04:19) Who manufactures mortgages?(07:08) Who buys mortgages?(07:42) The risk of non-payment(10:08) Sponsor: Mercury | Granola(14:35) The risk of failing to service a mortgage correctly(17:51) Every other risk you could imagine, of which there are many(24:04) Scratching the tip of the iceberg(25:10) More about flow meters(26:24) Wrap

Environmental lawyer and Animal Law Committee member Robin Happel hosts a discussion on noise pollution and noise law with Jamie Banks of Quiet Communities and ocean noise researcher Vanessa ZoBell. Jamie explains how chronic leaf-blower and land-care noise led her to found Quiet Communities. She describes gaps in federal, state, and local noise regulation, focusing on the 1972 Noise Control Act, the rise and 1982 defunding of EPA's Office of Noise Abatement and Control, and Quiet Communities' lawsuit to reactivate the program. Vanessa outlines major ocean noise sources (commercial shipping and seismic air-gun surveys) and impacts on marine life, including stress, masking, behavioral changes, and examples such as post-9/11 stress hormone reductions in right whales and sonar-linked beaked whale strandings. They discuss challenges of relying on A-weighted averages, low-frequency noise, communication barriers, voluntary and incentive-based programs, electrification of equipment, vessel speed reduction benefits, and long-term California soundscape findings tied to economic events and marine heatwaves, plus vulnerable human populations and environmental justice concerns. 00:42 Jamie on Quiet Communities 04:17 Vanessa on Ocean Acoustics 06:19 Major Ocean Noise Sources 08:34 Noise Control Act History 13:30 How Noise Harms Marine Life 18:23 Ecological Impacts on Land 20:34 Rethinking Noise Metrics 27:14 Shipping Slowdown Success 33:48 Incentives and Federal Tools 40:31 Decadal Soundscape Study 46:29 Vulnerable Groups and Justice

What does it take to rebuild an economy after a disaster—and turn it into a model for long-term growth? In this episode of Develop This!, Dennis Fraise speaks with Michael Hecht, CEO of Greater New Orleans, Inc., to explore lessons learned from leading economic recovery efforts after Hurricane Katrina and 9/11. Michael shares how New Orleans approached rebuilding not just infrastructure, but its entire economic foundation—balancing urgency with long-term strategy, and recovery with reinvention. A major theme is the importance of community involvement in shaping recovery efforts. He emphasizes that post-disaster planning cannot be top-down, and that successful rebuilding requires both structure and local autonomy to respond effectively to evolving needs. The conversation also highlights how New Orleans has leveraged innovation, incentives, and workforce development to reposition itself for future growth—particularly in emerging sectors like tech and innovation. A key takeaway? Economic recovery is not just about rebuilding what was lost—it's about designing something stronger, more inclusive, and more resilient. Key Takeaways Post-disaster recovery requires both structure and local autonomy Community involvement is essential in rebuilding efforts Incentives must balance short-term recovery with long-term value Workforce development is critical to economic resilience Innovation is playing a growing role in New Orleans' economic shift Strong leadership is key to navigating complex recovery environments Key Topics Covered Post-disaster economic recovery strategies Lessons from Hurricane Katrina and 9/11 recovery efforts Community involvement in economic planning Workforce development and skills alignment Incentive design for sustainable growth Leadership approaches in crisis and recovery Sound Bites "You can't plan top down post disaster." "Create structure but give autonomy." "Stay proactive and avoid complacency."

In today's episode of Trending Middle East, we look at the details of the proposed US-Iran agreement, with reports suggesting Tehran could receive sweeping economic incentives, including access to oil markets, sanctions relief and a $300 billion development fund in exchange for commitments on its nuclear programme. We also look at one of the biggest unresolved issues in the deal: the future of southern Lebanon. Hezbollah sources say Iran has indicated that Israeli forces are expected to withdraw over a phased 60-day period, but Prime Minister Benjamin Netanyahu insists troops will remain where they are for as long as necessary. At the G7 summit in France, Arab and western leaders continue discussions on turning the US-Iran agreement into a broader regional settlement, including plans to secure shipping through the Strait of Hormuz and future negotiations over Tehran's nuclear activities. Meanwhile, liquefied natural gas shipments are beginning to leave the Gulf again as traders prepare for the reopening of Hormuz, although analysts say a full recovery in shipping traffic is likely to take time. And in the UAE, an Abu Dhabi court ordered a divorced couple to stop posting content involving their children on social media, due to concerns over privacy and the children's best interests. Trending Middle East is AI-assisted, using original reporting published in The National and curated and edited by humans.

 MOU out Iran gets incentives to change

(SPOILER) Your Daily Roundup covers thoughts on the last 3 episodes of Love Island, why both Aniya and KC had a horrible episode last night, who is anyone even rooting for, where they need to change the challenges, West not coming back to Summer House, & Mr Roll filed for divorce. Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI)Ads:Ollie - Get 70% off when you subscribe to your Welcome Kit. Go to https://ollie.com/RealitySteve use Promo Code: RealitySteve for 70% off.Zenni - Online eyewear shop. Now is the time for that long overdue purchase of eyeglasses or sunglasses. Go to https://zenni.com/podcast Promo Code: Podcast15 for 15% off your first order.Ro - https://ro.co/RealitySteve to see if you're eligible for the new GLP-1 pill on Ro.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Landlords across Canada are having a harder time filling vacancies. There are fewer tenants moving, more rental units available, and more competition between landlords than many investors have seen in years. So what should you do when your rental property is sitting empty? Should you lower the rent? Or should you offer an incentive to get the right tenant in the door? In this episode, Wayne and Gabby break down what landlords need to understand about today's rental market and why automatically lowering rent may not always be the best first move. Wayne explains that rental markets are cyclical. Just like real estate prices, interest rates, immigration, construction, and tenant demand, vacancy pressure moves in cycles. Some investors have only experienced rising rents and strong tenant demand, which makes today's softer rental market feel scary. But this is part of the business. The key is knowing how to respond. Wayne and Gabby discuss how landlords can think more like business owners and marketers when listing rental properties. A rental listing is not just an ad. It is your first chance to get the attention of your ideal tenant. If your property looks the same as every other rental in a crowded market, tenants will compare mainly on price. But if you understand your tenant profile and offer the right incentive, you may be able to stand out without racing to the bottom on rent. They also discuss different incentive ideas, including gift cards, free utilities, free internet, waived pet fees, reduced security deposits, free lawn care, gaming consoles, TVs, moving credits, and first month's rent free. Wayne explains why the incentive must match the tenant profile. A young student, a family with children, a pet owner, and a tenant relying on transit may all respond to different offers. They also compare the math behind lowering rent versus offering a one-time incentive. A $50 monthly rent reduction costs $600 over a year, while a one-time $500 gift card may create a bigger marketing impact while costing the landlord less overall. Gabby also explains why affordability, timing, security deposits, moving costs, pets, and upfront cash are major pain points for tenants in today's market. This episode is a practical conversation for landlords who are trying to fill vacancies without panicking, slashing rent unnecessarily, or weakening their rental business long term. The bigger lesson is that the best way to avoid this problem is to buy the right properties from day one. Wayne and Gabby explain why they focus on properties with strong cash flow, strong tenant demand, and features renters actually want, so they are not forced to compete only on price when the market softens. What You'll Learn in This Episode Why landlords are struggling to fill vacancies right now Why many Canadian rental markets have more supply and less tenant demand Why today's rental market feels scary for newer investors Why rental markets move in cycles Why lowering rent should not always be the first move Why rental listings need to be treated like marketing Why tenants compare similar rentals mostly by price How incentives can make your rental listing stand out Why the right incentive depends on your tenant profile Why student tenants, families, and pet owners may respond to different offers Why cash, gift cards, and upfront savings can be powerful incentives Why a $500 gift card may be more effective than reducing rent by $50 per month Why landlords need to understand the math before discounting rent Why free internet, utilities, lawn care, or moving credits may work in certain situations Why waived pet fees or fewer pet restrictions can attract more tenants Why reduced security deposits can create demand but also add risk Why first month's rent free can work but must be structured carefully Why incentives should solve a tenant's actual pain point Why buying properties with strong tenant demand protects investors long term Why the best rental properties are the ones tenants actually want Upcoming Events Edmonton Garden Suites 101 July 24, 2026 Edmonton, Alberta www.reimasters.ca REI Masters Edmonton Real Estate Investing Bus Tour August 22, 2026 www.reimasters.ca/edmontonbustour About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through the REI Masters Mentorship Program, they help Canadians build long-term wealth through rental properties, BRRRRs, joint ventures, seller financing, rent-to-own, garden suites, and other real estate investing strategies. The Canadian Real Estate Investing Morning Show releases new episodes every weekday morning featuring real stories, market analysis, coaching conversations, investor questions, landlord advice, market updates, and practical real estate investing education. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping and tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question: info@reimorningshow.com Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm www.finngo.com/rei Kirkwood & Brennan Mortgage Group – Investor-Focused Mortgage Brokers www.kbmortgages.ca keaton@kbmortgages.ca

In hour 2 of Steiny and Guru, Steiny and Evan (filling in for Guru) dive into Jimmy Butler and his options with the Warriors. With only possibly playing 20 games next year, would he want to force the Warriors into giving him another year extension? Would the Warriors grant him that?

The Agriculture Department's sweeping plans to relocate employees are coming into focus. Employees are starting to receive their relocation notices. In the coming weeks, they must decide whether to move to keep their jobs or quit the agency. At one impacted component staff are being offered incentives if they stay or go. Federal News Network's Jory Heckman has more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

BiggerPockets just shared a list of the top 10 markets for rookie investors, and Jacksonville came in at the top!That sounds like good news if you are thinking about buying your first rental property. But choosing the right city is only one part of making a smart first investment.That's why this week on the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez are breaking down the list and talking about what first-time investors should really look for before they buy.You'll learn:✅ Why Jacksonville stands out as a market for new investors✅ Why your first investment should be about avoiding big mistakes before chasing the biggest return✅ How to think about the market, the property, and the team helping you invest✅ What makes Jacksonville worth considering beyond one rankingYour first rental property can shape how you think about investing for years to come. The goal is not just to buy in a market that made a list. It is to make a decision that gives you a strong foundation for building long-term wealth.Listen NOW!Chapters:00:00 Show Kickoff01:57 Inc Best Workplaces Win03:40 Why Awards Matter06:09 Five Million Cash Flow08:23 Top 10 Rookie Markets11:11 What Makes a Rookie Market11:53 Survivability Comes First14:32 The Right Team Matters17:39 Affordability And Cash Flow23:20 Rental Demand And Runway26:24 Diversified Economy Teaser26:34 Job Base and Anchors28:02 Fortune 500 vs Industry Mix29:51 Negative Cash Flow Explained32:44 Incentives and Trust36:37 Market Evaluation Prism38:20 Appreciation First Cities41:32 Cheap Cash Flow Traps45:22 Population Growth and Perception49:14 Goldilocks Markets Texas Florida51:45 Why Jacksonville Wins54:57 Operator First Takeaway58:17 Wrap Up and Next ShowStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Kentucky Bred – Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring White Abarrio owner Mark Cornett & Trainer Saffie Joseph Jr.

Australia has endured nearly a decade of weak productivity growth, and living standards are under pressure. In this episode, Gene Tunny and John Humphreys explore the common thread connecting several major economic debates: investment and incentives. They discuss Australia's productivity slump, the Federal Government's proposed capital gains tax changes, Brisbane's Olympics infrastructure plans, and the challenges facing the National Disability Insurance Scheme (NDIS). Along the way, they explain why economists place so much emphasis on incentives and what current policy settings could mean for Australia's future prosperity. Gene would love to hear your thoughts on this episode. You can email him via contact@economicsexplored.com.  What You'll Learn from This Episode Why productivity growth is the ultimate driver of long-run living standards. How savings, investment and innovation contribute to economic prosperity. The economic arguments for taxing capital gains differently from labour income. Whether Brisbane's Olympic infrastructure spending is likely to address existing bottlenecks. Why economists place so much importance on incentives when designing public policy. Timestamps Introduction to episode on Capital Gains Tax policy change and Productivity Slump (0:00) Economic Performance and Productivity (4:55) Capital Gains Tax Proposals (14:24) Economic Theory and Capital Taxation (24:28) Olympics Infrastructure and Public Investment (29:37) National Disability Insurance Scheme (NDIS) (38:22) Investment and Incentives in Government Programs (44:12) Links relevant to the conversation Australian Taxpayers' Alliance livestream, Thursday 11 June, “Tax blunders & shrinking economy || #45”: https://www.youtube.com/live/K1Fsnjeg3mM?si=jKrxraJJlT0DzLfd Richard Holden's opinion piece “There is no economic case for taxing work and investment the same” (paywalled): https://www.afr.com/policy/economy/there-is-no-economic-case-for-taxing-work-and-investment-the-same-20260528-p601ke Lumo Coffee promotion 10% of Lumo Coffee's Seriously Healthy Organic Coffee. Website: https://www.lumocoffee.com/10EXPLORED Promo code: 10EXPLORED 

The Department for Envrionment Food and Rural Affairs has announced how much money it's making available to farmers in England through the Sustainable Farming Incentive - or SFI - for 2026. It's something farmers and environmental organisations have been keenly anticipating. There's a total budget of £240 million pounds., with the first application opening later this month. The SFI is the DEFRA ‘public money for public goods' scheme that pays for farming in ways that protect and benefit the environment, support food production and improve productivity. Some farming and conservation groups say the budget isn't big enough.And all this week we're talking about growing cereals, things like grain and oats. The latest figures just out from the industry body the AHDB, that's the Agriculture and Horticulture Development Board, show that UK farmers are growing less barley than they have for the last 16 years, while oilseed rape and wheat have climbed back from last year's lows. The Eden Valley in Cumbria is possibly better known for its livestock than its crops. But over the past couple of years, father and son Thomas and Harry Ewbank have been bucking that trend. Guided by local agronomist, Steven Gate, they've abandoned ploughing in favour of what's called ‘one-pass drilling', and they've expanded their range of crops to maximise yields and increase sustainability.Presented by Caz Graham and produced for BBC Audio Bristol by Sally Challoner.

What does it actually take to build a girls' running program from three athletes to a full roster, and what does it cost the coach who gets it there? That's at the heart of this conversation with Miran McCash: high school cross country and track head coach at Highline High School, and owner of ANA Run Coaching, an all-women adult running coaching business based in Seattle. Host Heather Caplan, RDN, and Miran talk about what it's really like to be a woman in a head coaching role, how she's creating space for girls to talk about their bodies and their periods, and why representation on the coaching staff is the reason girls stay in sport. 08:54- Teaching girls' weight training and building confidence in the weight room 11:11- Growing up with all-male coaches and how it shaped her 15:31- Growing the girls' cross-country team from 3 athletes to a full roster 16:29- Incentives, belonging, and why cross-country culture matters 23:28- How Miran talks to her athletes about periods, REDs, and changing the language around bodies 29:18- Balancing the financial and emotional load of coaching at a Title I school 36:59- Why women aren't signing up for coaching positions 40:16- Over-scheduling, under-recovering: the injury surge Miran is watching in real time 46:09- Going part-time teaching to grow ANA Coaching, and South End Running Exchange Resources mentioned: Bras for Girls: the organization Miran brought to her school to provide sports bras to female athletes across all spring sports Better, Faster, Farther by Maggie Mertens- includes the story of Bobbi Gibbs running the Boston Marathon before Katherine Switzer, in a bathing suit (no sports bras yet) Lane 9 Episode with Mary Cain mentioned Follow Miran on Instagram Follow Miran's business, ANA Coaching, on Instagram Follow the South End Running Exchange on Instagram Connect + get support: Are you an athlete? Find a sports dietitian, DPT, therapist, or coach who understands athletes at lane9project.org/directory. Are you a clinician or coach? If this conversation resonated with you professionally, Lane 9 Membership was built for you. Join a community of dietitians, DPTs, psychologists, sports medicine providers, and coaches who are doing this work, and get listed in the Lane 9 Directory so athletes can find you. Future clinicians and coaches are welcome too. Follow us on Instagram and get in touch anytime!

The BPO Industry Isn't Dying. But It May Need to Reinvent Itself Faster Than Anyone Expected. Yuma AI CEO Guillaume Luccisano argues that customer experience providers must evolve from labor arbitrage specialists into AI orchestrators and systems integrators—or risk becoming irrelevant. For years, critics of the business process outsourcing industry have predicted its demise. First it was robotic process automation. Then conversational AI. Then Generative AI. Yet the industry survived every previous wave of disruption because technology changed the way work was delivered rather than eliminating the need for the service itself. In episode 420 of the CX Files, Guillaume talks to Mark Hillary about these changes and how BPOs may need to adapt. https://www.linkedin.com/in/guillaumeluccisano/ https://yuma.ai/ -------------- Summary: Mark Hillary and Peter Ryan discuss the impact of AI on the BPO industry, featuring Guillaume Luccisano, CEO of Yuma AI. Luccisano argues that traditional BPO models are outdated, emphasizing AI's potential to automate 100% of customer service within 2-3 years. He highlights Yuma AI's success in deploying AI agents since 2023, achieving automation rates up to 89%. Luccisano predicts a significant shift in the job market due to AI, suggesting BPOs must evolve into systems integrators to survive. He also notes the cost efficiency of AI, with interactions costing under $1 compared to $4-$8 for human agents. ---- The BPO Industry Isn't Dying. But It May Need to Reinvent Itself Faster Than Anyone Expected. Yuma AI CEO Guillaume Luccisano argues that customer experience providers must evolve from labor arbitrage specialists into AI orchestrators and systems integrators—or risk becoming irrelevant. For years, critics of the business process outsourcing industry have predicted its demise. First it was robotic process automation. Then conversational AI. Then Generative AI. Yet the industry survived every previous wave of disruption because technology changed the way work was delivered rather than eliminating the need for the service itself. But according to Guillaume Luccisano, founder and CEO of Yuma AI, this time may be different. Speaking on Episode 420 of the CX Files podcast, Luccisano argued that the traditional BPO model—selling customer service through large pools of human agents—is facing a challenge unlike anything it has encountered before. His view is stark: AI is no longer just helping agents do their jobs better. It is increasingly capable of doing the job itself. And if that trend continues, the industry will need to redefine its purpose. The End of the "Cost Per Interaction" Era Luccisano's company specializes in AI-powered customer service automation for retail and e-commerce brands. He claims some clients are already automating the vast majority of customer interactions. What has changed, he argues, is that AI is no longer limited to answering questions from a knowledge base. Modern AI agents can access customer records, understand context, follow workflows, execute transactions, and complete tasks. In other words, they are moving beyond information retrieval and into operational execution. This matters because the traditional BPO business model has largely been built around charging for human effort—whether measured in agents, hours, seats, or interactions. If AI can handle increasing volumes of customer contacts at a fraction of the cost, then the economics begin to shift dramatically. A contact that once required several dollars of human labor may eventually be resolved for a few cents in computing costs. Even if those figures are debated, the direction of travel is becoming difficult to ignore. The Problem Isn't Technology. It's Incentives. One of Luccisano's most interesting observations is that many outsourcing providers are already talking extensively about AI. The question is whether they are deploying AI to genuinely transform operations or merely adding enough AI to satisfy customer demand while protecting existing revenue streams. That creates an uncomfortable tension. A provider whose business depends on thousands of agents has little incentive to aggressively deploy technology that could reduce the number of agents required. As Luccisano noted, many providers find themselves caught between serving today's business model and preparing for tomorrow's. The challenge is not technical. It is organizational. And perhaps even existential. Why Investors Are Nervous The sharp decline in the share prices of several publicly traded CX providers has fuelled speculation about the sector's future. Luccisano believes investors are not simply reacting to hype. They are attempting to price in a future where customer service becomes significantly more automated, more efficient, and therefore less dependent on large labor-intensive operations. Whether investors have overreacted remains open to debate. But the market is clearly asking a difficult question: What happens to a company built around managing tens of thousands of customer service agents when customers increasingly expect AI-driven efficiency? The answer remains uncertain. But it is a question every provider now has to confront. The Hidden Complexity Most Critics Ignore To his credit, Luccisano does not dismiss the value that BPOs create today. Customer interactions are only one piece of a much larger operational puzzle. Large CX providers manage compliance requirements, regulatory obligations, security controls, multilingual operations, workforce management, governance frameworks, quality assurance, and complex integrations across dozens of markets. Replacing an individual customer service interaction with AI is one thing. Replacing the entire operational framework surrounding customer service is something else entirely. This is where many simplistic predictions about the "death of BPO" fall apart. The institutional knowledge accumulated by major outsourcing firms still has value. The question is whether that value can be repackaged. From Outsourcer to Systems Integrator Perhaps the most important idea from the conversation was Luccisano's belief that the future role of the BPO may look less like a labor provider and more like a systems integrator. Rather than selling headcount, providers could sell expertise. Rather than managing agents, they could manage AI agents. Rather than staffing operations, they could design, orchestrate, govern, optimize, and continuously improve AI-enabled customer experience ecosystems. This is a subtle but profound shift. It moves the provider higher up the value chain. The emphasis shifts from execution to orchestration. From labor to outcomes. From workforce management to intelligent systems management. Ironically, this would bring some BPOs closer to the role that companies like IBM, Accenture, and other major technology integrators evolved into years ago. A Difficult Transition The challenge, of course, is that transformation is easier to describe than to execute. Reinventing a startup is one thing. Reinventing a global organization employing hundreds of thousands of people is another. Many of today's largest CX providers are highly successful businesses with established customer relationships and predictable revenue streams. That success can become a barrier to change. The dilemma is obvious. How aggressively should a company invest in technologies that could cannibalize its own business? History suggests that incumbents often struggle with precisely this problem. The Bigger Question Perhaps the most controversial part of Luccisano's argument extends beyond outsourcing entirely. He believes AI is creating a broader economic transformation that will affect many knowledge-based professions, not just customer service. Software engineering, consulting, administration, legal services, and customer experience are all beginning to feel the effects. If he is right, then the debate is no longer about whether AI will change customer service. The debate is about how quickly institutions can adapt to a world where intelligence itself becomes abundant and inexpensive. The Future May Belong to the Adaptable The most important takeaway from this discussion is not that BPOs are doomed. In fact, Luccisano repeatedly acknowledged that some providers will survive and potentially thrive. But survival may depend on abandoning the assumption that customer service is primarily a labor business. The providers that succeed could be those that become trusted advisors, AI operators, governance experts, and systems integrators. The providers that fail may be those that continue selling people when customers increasingly want outcomes. The outsourcing industry has reinvented itself before. The question now is whether it can do so again—at the speed AI demands.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.

On Today's Show: 100% listener and reader supported. To Subscribe: https://thehotshotwakeup.substack.com/Full operational update. New fires in Colorado, Utah, California, and the Southwest.The Forest Service has reinstated early retirement incentives as part of the reorganization plan. Both VERA and VSIP options are being offered.High level operators from the Forest Service have started to accept positions in the United States Wildland Fire Service leadership. What are the long term effects if unification doesn't happen?Two civilian casualties after an engine responding to a wildfire collides with a civilian vehicle.Firefighters responding to an escaped slash pile burn in the Pacific Northwest were injured after the pile exploded.Plus more.THE HOTSHOT WAKE UP — Thank you to all of our paid subscribers. Your support allows us to donate generously to firefighter charities and supports all of our content. You also receive all of our article archives, more podcast episodes, Monday morning workouts, and also entered into our giveaways, plus more.

- GM Dives into Energy Storage… - …And Bi-Directional Charging - Ford Says Right Incentives Boost PHEV Charging - Mexico's Home Grown $8,600 EV - Volvo Trucks Sees $3 Billion Business with AVs - Volvo Trucks Sees Strong Demand - BASF Warns Iran War Will Hurt Car Production in H2 - Magna Could Make Chinese Cars in North America  - Audi Unveils All New Q7 - BYD Interested in F1 and WEC

- GM Dives into Energy Storage… - …And Bi-Directional Charging - Ford Says Right Incentives Boost PHEV Charging - Mexico's Home Grown $8,600 EV - Volvo Trucks Sees $3 Billion Business with AVs - Volvo Trucks Sees Strong Demand - BASF Warns Iran War Will Hurt Car Production in H2 - Magna Could Make Chinese Cars in North America  - Audi Unveils All New Q7 - BYD Interested in F1 and WEC

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.

Memorial Day usually means a day of rememberance, rest, and relaxation for most. However, on Memorial Day weekend in 2000, a group of Bamberg and Orangeburg County residents had another idea. Local banks were all closed and they saw this as an opprotunity to target on business owner in Denmark, SC and make a "withdrawal".

The Great Capital Shift: Bitcoin + AI w/ Robin SeyrHost: Brad Mines (@BradleyMines / @HalvingReport)Guest: Robin Seyr – Host of The Robin Seyr Podcast, Bitcoin educator, speaker, co-founder of MicroSeed, and author of The Great Capital Shift.Bitcoin Price Context: ~$73,000 | ~686 days until the next halving.Buy/Sell/Pay Bills ALL in Bitcoin→ https://bitcoinwell.com/referral/bradminesBrad welcomes Robin Seyr for a wide-ranging conversation on his thesis The Great Capital Shift. Robin argues we are already in the early stages of Bitcoin's most powerful adoption wave. Using the automobile's rapid rise from 1886 to mass adoption as a parallel, he breaks down the three forces that drive real technology adoption: incentives, infrastructure, and social consensus.They discuss how Bitcoin is pulling capital from bonds, real estate, and traditional income products, the rise of new Bitcoin financial tools (Strategy, Strive, Stretch), how AI and robotics will drive production costs toward energy while Bitcoin captures monetary premium, the “legacy lens” that blinds incumbents, the power of personal branding in an AI world, practical self-custody advice, and why repeating Bitcoin's core message still matters.Robin also shares what keeps him producing hundreds of episodes, his test positions in Bitcoin yield products, common gaps he sees in the Bitcoin community, and a closing Q&A on self-custody.Key Topics & Chapters00:00 – Pre-show: Capital flowing into Bitcoin via ETFs and corporates01:12 – Intro + Bitcoin price & halving countdown01:34 – Building in bear markets02:25 – Staying consistent with 800+ episodes04:36 – Robin's background and how he learned Bitcoin07:38 – How podcasting shaped his views08:44 – The car adoption analogy21:13 – Incentives, infrastructure & social consensus28:01 – Addressing inflation skeptics33:12 – The Great Capital Shift thesis preview43:04 – AI, robotics & costs trending to energy46:36 – Personal branding + human connection in an AI world53:35 – Repetition and Bitcoin fatigue56:44 – Strategy, Strive & Stretch products (with disclosure)1:01:41 – Self-custody advice for newcomers1:07:11 – Common knowledge gaps in Bitcoin1:10:46 – Robin's question to Brad on future developments1:15:48 – Thailand visit possibility + closingRobin SeyrX: https://x.com/RobinSeyrWebsite & Podcast: https://www.robinseyr.com/The Robin Seyr Podcast: https://podcasts.apple.com/us/podcast/the-robin-seyr-podcast/id1719117707Halving ReportX: https://x.com/HalvingReport & https://x.com/BradleyMinesYouTube: https://www.youtube.com/@halvingreportSpotify: https://open.spotify.com/show/1KPu47ArZiMwGBIeGh6e7iApple: https://podcasts.apple.com/ca/podcast/halving-report/id1489878377Website: https://halvingreport.comSupport the ShowProducing long-form Bitcoin conversations takes real time and consistency. If the Halving Report brings value to your stack, one of the simplest ways to support the work is by signing up with our partner, Bitcoin Well. When you use our link, we receive 21% of the trading fees on your activity — forever — at no extra cost to you. It's a straightforward way to back independent Bitcoin media.→ https://bitcoinwell.com/referral/bradminesIf you enjoyed this episode, subscribe, leave a review, and share it with someone who needs the bigger picture. Comment below: Which part of the Great Capital Shift thesis resonated most with you?Thanks for listening. Stay sovereign. ⚡

Kentucky Bred - Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring Corona de Oro Owner, David Berman  

──────────────────────────────────────── [00:05:00] SpaceX Did 165 of 324 Global Launches Last Year — If It Were a Country, It Would Rank First, Far Ahead of China at 88 Zitelmann: SpaceX put 80% of all payload into orbit in recent years and earns the bulk of its revenue from Starlink and commercial launches, not NASA. ──────────────────────────────────────── [00:15:00] SpaceX's IPO Prospectus Has 400 Pages and Mentions Mars — but Not a Single Idea for How to Make Money There A Forbes professor warned that however many billions SpaceX earns from Starlink, if Musk wastes it all on Mars with no revenue model, shareholders will get nothing. ──────────────────────────────────────── [00:22:00] The Platinum on One Asteroid — Psyche — Is Worth More Than the Gross National Product of the Entire World Zitelmann: the real case for asteroid mining is using resources in space — water on Mars or asteroids split into hydrogen and oxygen becomes rocket propulsion. ──────────────────────────────────────── [00:32:00] Zitelmann's Mars Plan: Claim Land Like the Western Squatters, Then List It as a Real Estate Investment Trust The 1967 Outer Space Treaty bans nations but is silent on private companies — Zitelmann argues those who reach Mars should claim ownership and securitize it so anyone can invest. ──────────────────────────────────────── [00:44:00] Socialism Was Tried 24 Times in the Last 100 Years and Failed Every Time — There's No Reason It Should Work on Mars Vietnam went from 80% in extreme poverty to 3% after free market reforms — the Outer Space Treaty's 'space belongs to all mankind' is a socialist idea and socialist ideas fail everywhere. ──────────────────────────────────────── [00:55:00] NASA's Cost-Plus Contracts Gave Contractors an Incentive to Increase Costs — Musk Refused and Cut Launch Costs by 95% A NASA contractor told Zitelmann their best product was their overhead — one billion in costs meant 100 million in profit; Musk sells a service like FedEx and keeps the savings. ──────────────────────────────────────── [01:07:00] EPA Section 404c: The EPA Can Veto a Project After Billions Have Been Invested — Even After the Permit Was Issued Myron Ebell: the Clean Water Act allows the EPA to retroactively veto any permitted dredge-and-fill project — investors know this and it is strangling pipeline, mine, and infrastructure financing. ──────────────────────────────────────── [01:17:00] China Controls Critical Mineral Processing Even When the Ore Is Mined Elsewhere — Cobalt Is Mined in Africa, Smelted in China Ebell: the US has no domestic processing capacity and faces 10–20 years of permitting delays before a mine can open — China has a chokehold on the entire supply chain. ──────────────────────────────────────── [01:27:00] Federal Lands Are One Quarter of the Country — the White House Won't Touch Them Because Trump's Sons Hunt on Them Ebell: federal land mismanagement turns forests into fuel; state control would produce better outcomes, but the president personally opposes the transfer. ──────────────────────────────────────── [01:38:00] Congress Passes Laws Then Delegates All Authority to Unelected Agencies — Then Never Does Oversight — the Bureaucracies Rule Ebell: every time an agency exceeds its mandate, Congress holds hearings and does nothing — leaving power with the bureaucracy for the next administration to inherit. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

──────────────────────────────────────── [00:05:00] SpaceX Did 165 of 324 Global Launches Last Year — If It Were a Country, It Would Rank First, Far Ahead of China at 88 Zitelmann: SpaceX put 80% of all payload into orbit in recent years and earns the bulk of its revenue from Starlink and commercial launches, not NASA. ──────────────────────────────────────── [00:15:00] SpaceX's IPO Prospectus Has 400 Pages and Mentions Mars — but Not a Single Idea for How to Make Money There A Forbes professor warned that however many billions SpaceX earns from Starlink, if Musk wastes it all on Mars with no revenue model, shareholders will get nothing. ──────────────────────────────────────── [00:22:00] The Platinum on One Asteroid — Psyche — Is Worth More Than the Gross National Product of the Entire World Zitelmann: the real case for asteroid mining is using resources in space — water on Mars or asteroids split into hydrogen and oxygen becomes rocket propulsion. ──────────────────────────────────────── [00:32:00] Zitelmann's Mars Plan: Claim Land Like the Western Squatters, Then List It as a Real Estate Investment Trust The 1967 Outer Space Treaty bans nations but is silent on private companies — Zitelmann argues those who reach Mars should claim ownership and securitize it so anyone can invest. ──────────────────────────────────────── [00:44:00] Socialism Was Tried 24 Times in the Last 100 Years and Failed Every Time — There's No Reason It Should Work on Mars Vietnam went from 80% in extreme poverty to 3% after free market reforms — the Outer Space Treaty's 'space belongs to all mankind' is a socialist idea and socialist ideas fail everywhere. ──────────────────────────────────────── [00:55:00] NASA's Cost-Plus Contracts Gave Contractors an Incentive to Increase Costs — Musk Refused and Cut Launch Costs by 95% A NASA contractor told Zitelmann their best product was their overhead — one billion in costs meant 100 million in profit; Musk sells a service like FedEx and keeps the savings. ──────────────────────────────────────── [01:07:00] EPA Section 404c: The EPA Can Veto a Project After Billions Have Been Invested — Even After the Permit Was Issued Myron Ebell: the Clean Water Act allows the EPA to retroactively veto any permitted dredge-and-fill project — investors know this and it is strangling pipeline, mine, and infrastructure financing. ──────────────────────────────────────── [01:17:00] China Controls Critical Mineral Processing Even When the Ore Is Mined Elsewhere — Cobalt Is Mined in Africa, Smelted in China Ebell: the US has no domestic processing capacity and faces 10–20 years of permitting delays before a mine can open — China has a chokehold on the entire supply chain. ──────────────────────────────────────── [01:27:00] Federal Lands Are One Quarter of the Country — the White House Won't Touch Them Because Trump's Sons Hunt on Them Ebell: federal land mismanagement turns forests into fuel; state control would produce better outcomes, but the president personally opposes the transfer. ──────────────────────────────────────── [01:38:00] Congress Passes Laws Then Delegates All Authority to Unelected Agencies — Then Never Does Oversight — the Bureaucracies Rule Ebell: every time an agency exceeds its mandate, Congress holds hearings and does nothing — leaving power with the bureaucracy for the next administration to inherit. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

SUMMARY: When we get to the end of 2026, how will enterprise companies be measuring the success of their AI projects? And how well will their teams be sharing their AI learning curves?SHOW: 1034SHOW TRANSCRIPT: The Enterprise AI Show #1034 TranscriptSHOW VIDEO: https://youtu.be/TvIFwNN-6ckSHOW SPONSORS:Nasuni - Activate your data for AI and request a demoOutShift - “Scaling Out Superintelligence”  The Internet of Cognition architectureShareGate - ShareGate Protect. Microsoft 365 Governance, we got this!SHOW NOTES:Why AI Economics are changingHow will team collaboration evolve with Enterprise AI?Topic 1 - How do we measure AI-adoption success? Number of workloads?Financial metrics (Spend, ROI, Costs-Saved, etc.)?Speed improvements?People-level?Topic 2 Right now the AI tools are very individual-centric The machinery to share, even at the basic enterprise-level, is very difficultThe experience to share is non-deterministic, just as everyone's working style is different.Topic 3 - The motivation to share is still unknown. How do you encourage collaboration when so many companies are laying off people, or the specter of that happening is growing?What was the motivation before (team goals?) and how does that change now? People don't want to be monitored, so how does a manager have visibility?What happens when companies remove the managers (“the counters”)? FEEDBACK?Email: show @ the enterprise ai show dot comeBluesky: @TheEntAIShow.bsky.socialTwitter/X: @TheEntAIShowInstagram: @TheEntAIShow

The Forest Service is offering separation incentives to employees ahead of an agency reorganization that will move hundreds of positions across the country. The Forest Service told employees in a recent email that it will offer Voluntary Early Retirement Authority (VERA) and Voluntary Separation Incentive Payments (VSIP) to employees impacted by the agency's upcoming reorganization. The Agriculture Department announced in March that the Forest Service would move its headquarters to Salt Lake City, Utah. Federal News Network's Jory Heckman has more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Patrick McKenzie reads from his 2024 Bits About Money essay on ACATS, the Automated Customer Account Transfer Service that governs how Americans move investment accounts between brokerages, then updates it with regulatory developments (and industry infighting) from early 2026. The essay covers why a system underpinning trillions of dollars in assets was deliberately designed to skip verifying whether transfers are actually authorized, what the three-business-day shot clock means in practice, and how a bad actor armed with a stolen identity and a mobile app can drain someone's retirement account before they notice it's gone. (Good news, though: they'll almost certainly get it back. Bad news: quite stressful, and it often isn't obvious when staring at the zero that this is a recoverable condition.)–Full transcript available here: https://www.complexsystemspodcast.com/acats/ –Presenting Sponsors: Mercury & Granola If you have more interesting hobbies than managing your money, Mercury Personal is built for you. It allows you to automate movement between accounts—allocating paychecks and tax prep the moment they hit—with a sensible permissions model for partners or accountants. It works the way tech people expect banking to work. Go to mercury.com/personal to experience banking built by the same folks Patrick trusts for his business.If meetings consistently leave you with hazy action items and lost context, Granola handles the transcription so you can actually participate and gives you searchable notes afterward. Try it free at granola.ai/complexsystems with code COMPLEXSYSTEMS–Links:Guys what is wrong with ACATS: https://www.bitsaboutmoney.com/archive/how-acats-transfers-work/ –Timestamps:(00:00) Intro(01:49) A brief digression into self-regulatory organizations(03:04) FINRA regulates asset transfers between brokerages(04:54) How does one transfer securities account assets?(06:52) What does an ACATS request actually entail?(09:44) Brokerages frequently do not verify incoming ACATS requests(15:28) Recent developments in ACATS fraud(19:13) Should I be terrified, Patrick?(20:07) Sponsors: Mercury | Granola(23:17) Should I be terrified, Patrick? (cont'd)(24:46) Another fun wonky control(28:29) A final ACATS story(29:58) Regulatory updates: FINRA 26-02(32:34) Comment letters from the industry(43:20) Outro

Pour recevoir les mails privés, clique ici : https://www.formactions.outilsdumanager.com/inscription-emails-prives-adf72f1d***Découvre ce que nous avons créé pour t'aider à aller plus loin :Des formactions pratiques et concrètes pour manager efficacement, quel que soit ton rôle ou ton secteur.Une communauté unique en ligne, le CIEL, où dirigeants et cadres dirigeants, s'entraident pour réussir ensemble.L'offre exclusive du moment pour t'aider à passer à l'action dès aujourd'hui.Clique ici pour explorer le catalogue ODM : https://www.formactions.outilsdumanager.com/cataloguecomplet40 millions d'euros de CA. 72 boutiques. 300 collaborateurs. Zéro budget pub. Zéro objectif de vente. Zéro force de vente terrain.Après 17 ans chez Auchan, Alexis Dhellemmes a fondé Avril en 2012 en faisant exactement l'inverse de ce qu'il avait appris.Dans cet épisode, il revient sur les choix concrets qui structurent son modèle, la logique derrière chaque décision, et ce que ça implique au quotidien pour lui et ses équipes.Au programme : → Pourquoi zéro budget pub depuis le premier jour et ce qui remplace → Zéro objectif de vente en boutique : pourquoi et comment → Ce que signifie vraiment l'entreprise libérée et ce que ce n'est pas → Comment les équipes prennent des décisions à la place du dirigeant → La règle de la sollicitation d'avis : décider sans valider de haut en bas → Recrutement, conflits, entretiens annuels : qui décide quoi chez Avril ? → Ses conseils pour commencer sans tout bouleverserPour découvrir Avril : https://www.avril-beaute.fr/Le linkedin de Alexis Dhellemmes : https://www.linkedin.com/in/alexis-dhellemmes-5826b51/Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Big June incentives are here for real estate investors. In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Tommy Brown break down limited-time rental property opportunities in Texas and Alabama, including builder incentives reaching as high as 15% of the purchase price in select Texas markets and 11% incentives in select Alabama markets.Matthew and Tommy explain how investors may be able to use these incentives toward rate buy-downs, cash back, closing costs, or scaling into additional rental properties. They also discuss why these incentives are happening now, how Rent To Retirement's builder relationships help investors access opportunities that may not be available on the open market, and why timing matters for anyone looking to close in June.⏱️ Timestamps:00:08 – Emergency episode: June real estate investor deals00:53 – Incentives in Texas and Alabama markets01:17 – Builder incentives up to 15% of the purchase price01:47 – Rent To Retirement's $2,500 June closing credit03:06 – How investors can use builder incentives04:02 – Why 15% incentives are not normal04:28 – Rate buy-downs, cash back, and investor strategy06:09 – Why Katy and San Antonio are strong rental markets07:26 – Why these deals are not typical MLS opportunities08:09 – Cash back vs. lower interest rate strategy10:33 – Comparing today's incentives to past low interest rates12:13 – Scaling faster with cash-back incentives13:14 – Alabama rental property opportunities14:25 – Why Alabama offers diversification for investors15:56 – Tuscaloosa, universities, and tenant demand17:29 – Using cash-back incentives toward the next property19:00 – How Rent To Retirement is compensated19:20 – $2,500 closing cost credit explained20:05 – Incentives are in addition to builder credits21:12 – Updated brochures and how to get details21:57 – Where to view inventory and contact the teamThese opportunities are time-sensitive and may change based on availability, builder updates, and closing timelines. To learn more, visit:https://renttoretirement.com

On Episode 892 of The Core Report, financial journalist Govindraj Ethiraj talks to Rajani Sinha, Chief Economist at CareEdge Ratings. We also feature an excerpt from our Special Edition interview featuring Aoifinn Devitt, Managing Director - Global Wealth at Moneta.SHOW NOTES(00:00) Stories of the Day(00:50) Markets speculate on incentives for foreign portfolio investors(05:35) What the RBI is balancing as it takes a call on interest rates(14:22) Tariff wars are back, should India give into pressure tactics?(16:50) Why global investors are chasing AI stocks, a view from the other sideFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Youtube⁠⁠⁠⁠⁠⁠

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Kentucky Bred - Presented by the Kentucky Thoroughbred Development and Breeders Incentive Funds featuring trainer Tom Drury Jr

Nick Reber, CEO and founder of Garner Health, joins Jacob and Nikhil to walk through what is arguably one of the most structurally underrated problems in American healthcare: that the single biggest driver of cost and quality variation isn't which hospital system you use or whether your plan is value-based — it's which individual doctor you see. Nick traces the intellectual journey from his time at Oscar Health, where he first encountered 4x variation in complication rates across physicians at the same brand-name institutions, to building Garner's core infrastructure: a dataset of 320 million patients used to score every doctor in the country on quality-adjusted outcomes, layered on top of existing employer health plans with financial incentives to steer patients toward top performers. The episode drops alongside the announcement of Garner's Series E with Index Ventures, valuing the company at approximately $2.7 billion. The conversation covers the technical depth required to actually measure physician quality fairly (and why existing methodologies are fundamentally flawed), why value-based care has largely failed and what actually moves patient behavior, how AI will reshape the front door of healthcare, what it will take for AI health companies to build durable businesses beyond 2030, and why the solution to the US healthcare cost crisis may be as simple — and as politically hard — as treating it like a corporate expense policy.   (0:00) Intro (0:30) Garner's Origin Story (2:05) Doctor Choice Is the Biggest Lever (3:45) How Garner Works (5:43) Why Old Scoring Methods Failed (7:39) The Knee Pain Problem (11:58) Consumer UX, Incentives, and AI (33:44) How Much Spend Can AI Actually Touch? (36:00) Why Doctor Choice Needs Plan Integration (39:18) Build vs. Buy: Garner's AI Philosophy (41:38) The Unified Data Flywheel (43:01) What Actually Predicts Doctor Quality? (46:28) Enabling Independent Providers (51:37) Quickfire   Out-Of-Pocket: https://www.outofpocket.health/

They say it can't be done and Steven Nunez proves them wrong running his chain of 4 laundromats remotely from over a thousand miles away! In this episode of The Laundromat Millionaire Show learn his tips and tricks for building and managing a team from afar and whether he recommends for new owners to do it too!Our Sponsors: H-M Company Drain Troughs: https://www.draintroughs.com Alliance Laundry Systems: https://go.speedqueencommercial.com/flexibilityCents & LaundroWorks: https://www.trycents.com/Our Guest:Steven Nunez on LinkedIn: https://www.linkedin.com/in/steven-nunez-79265123/The Laundry Room Orlando: https://orlandolaundryroom.com/Referenced Links: Our website: https://www.laundromatmillionaire.comEpisode with Charles Measley: https://youtu.be/KS0hQCZ1dGwTimestamps 00:00 Episode 121 Intro – Steven Nunez 01:49 Spotlight: Curbside 2026 Event Discount02:33 Steven Nunez: A Remote Laundromat Operator06:23 Building 1st Store & Expanding to 409:00 Why Choose a Market 1K Miles Away12:20 Navigating Construction Challenges Remotely14:22 Partner & Family Close By15:01 Building a Team from Afar, Managing Operations and Preventing Theft23:17 The Future of Payment Systems in the Industry27:32 Organizational Structure and Employee Roles28:24 Challenges of Pickup and Delivery Logistics & Whether to Move to a Closed Facility35:10 Store Sizes & Property Costs35:52 Finding &  Hiring that Key Employee44:54 Incentives & Bonus Structures47:19 Order Management and Accountability48:17 WDF & Delivery Software49:08 Advice for Newbies54:21 Steven's Contact Information 

Are your employees truly motivated…or are they just trying to avoid getting yelled at?   Most leaders believe incentives, pressure, and removing frustrations are enough to improve performance—but this episode challenges that assumption completely. Drawing from Frederick Herzberg's groundbreaking motivation theory, Bradley Hartmann explains why eliminating dissatisfaction doesn't automatically create engagement, ownership, or high-performing teams.   In this episode you will Learn the critical difference between what demotivates employees and what genuinely motivates them Discover why fear, pressure, bonuses, and "pizza party leadership" often fail to create lasting engagement Understand how autonomy, progress, recognition, and meaningful work unlock stronger performance and team buy-in   Listen now to discover how to build teams that are genuinely energized, engaged, and motivated to perform at a higher level.   Click HERE to read Frederick Herzberg's HBR article   At Bradley Hartmann & Company, we help construction teams improve sales, leadership,  and communication by reducing miscommunication, strengthening teamwork, and bridging language gaps between English and Spanish speakers. To learn more about our product offerings, visit bradleyhartmannandco.com. The Construction Leadership Podcast dives into essential leadership topics in construction, including strategy, emotional intelligence, communication skills, confidence, innovation, and effective decision-making. You'll also gain insights into delegation, cultural intelligence, goal setting, team building, employee engagement, and how to overcome common culture problems—whether you're leading a crew or managing an entire organization. Have topic ideas or guest recommendations? Contact us at info@bradleyhartmannandco.com. New podcasts are dropped every Tuesday and Thursday.   This episode is brought to you by The Construction Spanish Toolbox —the most practical way for construction teams to learn jobsite-ready Spanish in just minutes a day over 6 months.      

Bill Powers and Brian Leni discuss listener feedback and why shareholders often don't push back when they are unpleased with management. The duo emphasizes building a disciplined investing process, protecting the downside, and avoiding FOMO. The conversation covers “luck” versus skill, learning from losses, and when to use other investors'/groups' reputations as decision-making inputs. Brian's talks about his Aurion investment that ultimately paid off despite timing delays. They also debate director compensation (cash vs options), red flags in board incentives, the power and danger of narrative-driven promotions, conference value (PDAC, Beaver Creek, Quebec City, Rick Rule's), and avoiding market-timing seasonality. 00:00 Intro 01:18 Shareholder pushback 07:58 Skill vs luck 17:23 Responsibility and timing 23:23 Following smart money 27:20 Aurion takeover 31:24 Director incentives 37:59 FOMO and discipline 41:16 Picking conferences 43:56 Narratives and hype 52:14 Summer outlook Brian's website: https://www.juniorstockreview.com/ Brian's YT: https://www.youtube.com/@FIELD_NOTES Bill's Twitter: https://x.com/MiningStockEdu Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Bill and Brian and not licensed financial advisors. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Episode #1353: Memorial Day travelers are hitting the road in record numbers while automakers roll out massive incentives to move inventory. Show Notes with links: Memorial Day originated in the aftermath of the Civil War as "Decoration Day"—a time for...

Shoot us a Text.Episode #1353: Memorial Day travelers are hitting the road in record numbers while automakers roll out massive incentives to move inventory.Show Notes with links:Memorial Day originated in the aftermath of the Civil War as "Decoration Day"—a time for communities to decorate the graves of fallen soldiers with flowers—and later evolved into a federal holiday honoring all American military personnel who have died in service. An estimated 45 million Americans are packing up for Memorial Day weekend, and 87% of them are doing it the old-fashioned way: by car. Even with higher gas prices, travelers are choosing the road, the snacks, and the “are we there yet?” energy.AAA projects a record 45 million travelers will go 50+ miles from home, up 0.4% from last year.About 39.1 million people will travel by car, despite gas averaging $4.52 per gallon as of May 11.Air travel is also up slightly, with 3.66 million domestic flyers expected. Round-trip domestic tickets are averaging $800, down 6% year over year.Other transportation methods including buses, trains, and cruises are expected to grow 5.3%, helped by a strong Alaska cruise season.AAA Travel's Stacey Barber said, “Despite higher fuel prices, many people are prioritizing leisure travel during holiday breaks.”New car shoppers heading into Memorial Day weekend are being greeted with something we haven't seen much of lately: serious incentives. From EVs to pickups to hydrogen sedans, automakers are tossing thousands on the hood to clear inventory and spark demand.Hyundai is offering $7,500 off the 2025 Ioniq 6, nearly 19% of the car's starting MSRP, as dealers work through leftover inventory.Chevy is putting up to $9,000 on the hood of the 2026 Silverado 1500, one of the biggest incentive percentages on the market at over 22%.Hyundai's new three-row Ioniq 9 EV gets a $10,000 incentive as the automaker looks to boost slower-than-expected sales.Toyota may win the “please just take it” award with a staggering $35,000 incentive on the hydrogen-powered Mirai, plus 0% financing for 72 months.The story behind many of these incentives? Rising inventories, slower EV demand, and OEMs trying to move leftover or underperforming models before summer heats up.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast  as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Elbridge Colby, co-founder and principal of the Marathon Initiative and author of The Strategy of Denial, defines a limited war as a conflict where participants have strong incentives to avoid apocalyptic escalation, primarily due to the presence of survivable nuclear arsenals. He argues that the United States must be prepared to fight a limited war under the "nuclear shadow" to prevent China from unilaterally seizing regional stakes. Because China is prepared for such risks, U.S. unreadiness would grant Beijing significant room to maneuver. These conflicts are not for existential survival but are rules-based, where boundaries are often shaped by the potential for third-party intervention. (1/8)1930