Bob Brooks Prudent Money

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Prudent Money™ focuses on various topics and essential aspects that have to do with financial stewardship. You won’t find any Pop Culture Finance on this show. In a contrarian style, Bob breaks down the other side of the story so that you can make better

Bob Brooks


    • Jul 31, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 25m AVG DURATION
    • 877 EPISODES


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    Latest episodes from Bob Brooks Prudent Money

    The Car Buying Negotiation Process: What You Need to Know

    Play Episode Listen Later Jul 31, 2026 26:11


    In Part 2 of this series, Bob discusses the tactics used during the car-buying process and shares what you need to know to negotiate a fair deal.

    Little-Known Secrets to Maximize Your Roth IRA

    Play Episode Listen Later Jul 30, 2026 25:53


    Bob discusses the clear advantages of investing in a Roth IRA and shares strategies that may help you increase the amount of money you can contribute.

    Are You Upside Down on Your Car Loan?

    Play Episode Listen Later Jul 30, 2026 26:56


    More and more drivers owe more on their vehicles than they're worth. Bob explains why negative equity is becoming a growing problem and what you can do if you're in that situation.

    A Stock Market Warning: Are You in the Risk Zone?

    Play Episode Listen Later Jul 29, 2026 24:51


    Bob shares an important stock market warning and explains why you need to pay attention if you're in the risk zone.

    When Is the Right Time to Take Social Security?

    Play Episode Listen Later Jul 27, 2026 26:34


    Deciding when to claim Social Security isn't an easy decision. Bob explains the key questions to ask, and why having the right strategy can help you make a wise financial and stewardship decision.

    Car Buying Tips: Understanding the Process Before You Drive Off the Lot

    Play Episode Listen Later Jul 27, 2026 25:54


    Bob and Tony Joe share important steps to take when buying a new car, including understanding the process, knowing who to contact, and making sure you're prepared before driving off the lot.

    The Top Questions You Need Answered About the IRS

    Play Episode Listen Later Jul 27, 2026 24:23


    IRS expert Dan Pilla joins Bob to discuss the important questions everyone should know when it comes to dealing with the IRS and understanding your rights and responsibilities.

    Student Loan Changes You Need to Know About

    Play Episode Listen Later Jul 23, 2026 26:22


    Bob talks with college admissions expert John Hupalo about the new student loan rules taking effect and what borrowers need to know.

    An 11% Return That Sounds Too Good to Be True?

    Play Episode Listen Later Jul 22, 2026 25:51


    Bob breaks down how to interpret investment marketing that may be misleading and shares the one thing you should avoid if you're dealing with debt.

    Are You Taking Full Advantage of Your Employer's 401(k) Benefits?

    Play Episode Listen Later Jul 21, 2026 26:11


    Most 401(k) plans offer an employer match, but some provide even more valuable retirement benefits. Bob explains how to determine whether you're making the most of everything your plan has to offer.

    How Can You Save Money on Your Car?

    Play Episode Listen Later Jul 17, 2026 24:54


    In order to save money on your automobile, you have to be intentional. Tony Joe and Bob talk about tips to keep those costs down.

    How Do You Handle Financial Anxiety and Worry?

    Play Episode Listen Later Jul 16, 2026 25:53


    Bob discusses the biblical principles of stewardship and explains how they can help bring peace of mind and provide a foundation for overcoming financial anxiety.

    The Solutions to Keeping Your Child Financially Responsible: Part 2

    Play Episode Listen Later Jul 14, 2026 25:59


    Bob shares 10 essential tips every parent should teach their child about credit, money management, and financial responsibility.

    Your Teenager Has a Great Credit Score. What Could Go Wrong?

    Play Episode Listen Later Jul 13, 2026 26:01


    In Part 1 of this series, Bob explores the changing financial landscape for young adults and explains why a high credit score alone does not guarantee financial success.

    Is a Perfect Storm Heading Toward the Auto Industry?

    Play Episode Listen Later Jul 13, 2026 26:02


    Bob and Tony Joe discuss the forces affecting the auto market and what they could mean for consumers and manufacturers.

    How Can You Invest in a Roth IRA If You're Not Eligible to Contribute?

    Play Episode Listen Later Jul 9, 2026 26:17


    Bob continues the conversation about retirement accounts outside of the 401(k) plan and explains why relying solely on a 401(k) may not be the best strategy for everyone. Learn about additional options that may help create more flexibility and future tax-free income.

    What Alternative Accounts Could You Use Alongside Your 401(k)?

    Play Episode Listen Later Jul 8, 2026 25:56


    Not all 401(k) plans are created equal, and some participants may be looking for additional options. Bob discusses alternative accounts to consider and the important questions you should be asking when planning for retirement.

    Should You Invest in Your 401(k) Plan?

    Play Episode Listen Later Jul 7, 2026 25:47


    Just because you have access to a 401(k) plan doesn't always mean it's the right retirement investment vehicle for your situation. Bob explains what to look for when choosing the right strategy for your retirement goals. 

    Is a Trump Account Better Than a 529 Plan for Saving for College?

    Play Episode Listen Later Jul 6, 2026 25:51


    Bob compares the pros and cons of Trump Accounts and 529 plans when it comes to saving for college. Which one is a better option?

    How to Manage Risk as a Prudent Steward

    Play Episode Listen Later Jul 2, 2026 25:43


    Bob talks about the importance of always balancing out risk and reward when it comes to dealing with stewardship and money.

    Can You Trust Financial Advice on TikTok? Part II

    Play Episode Listen Later Jul 2, 2026 26:23


    There is no shortage of financial advice on TikTok, but not all of it is accurate or right for your situation. Bob explains how to better understand the advice you see before deciding whether to act on it.

    Can You Trust Financial Advice on TikTok?

    Play Episode Listen Later Jun 30, 2026 26:11


    There's no shortage of financial advice on TikTok, but not all of it is reliable. Bob explains how to evaluate the information you see and what to understand before acting on financial advice found online.

    Is Your College-Age Student Struggling With Online Gambling?

    Play Episode Listen Later Jun 30, 2026 24:17


    Bob talks with Crown Financial Ministries CEO Chuck Bentley about the alarming rise of online gambling among young adults, the warning signs to watch for, and what parents can do to help.

    The $25,000 EV: Is It Worth Being an Early Adopter?

    Play Episode Listen Later Jun 30, 2026 25:00


    Bob and Tony Joe discuss the company introducing the lowest-priced electric trucks in America. Will it be a breakthrough success or a major failure?

    Could You Be a First-Time Homebuyer and Not Even Know It?

    Play Episode Listen Later Jun 25, 2026 24:22


    Bob talks with mortgage consultant Mark Pfeiffer about what it really takes to qualify as a first-time homebuyer. You may be closer to homeownership than you think!

    Big Changes Are Coming for Student Loan Borrowers on July 1st

    Play Episode Listen Later Jun 24, 2026 26:48


    71% of borrowers are not aware of these upcoming changes. College admissions expert John Hupalo talks with Bob about what you need to know.

    Can You Plan Retirement and Still Fail?

    Play Episode Listen Later Jun 22, 2026 24:25


    Bob talks about the keys to making sure that retirement will happen like you want it to.

    It Pays to Be Proactive With Your Car

    Play Episode Listen Later Jun 22, 2026 24:26


    Tony Joe and Bob discuss two common vehicle system failures that tend to happen during the summer and what you can do to avoid them.

    What to Be Careful About When It Comes to Credit Cards

    Play Episode Listen Later Jun 22, 2026 25:49


    Credit card debt is pushing many consumers dangerously close to financial trouble. Bob explains what you need to know and the important questions you should be asking.

    How Do Higher Interest Rates Affect the Growth of Bond Funds in Your 401(k) Plan?

    Play Episode Listen Later Jun 17, 2026 26:18


    If you have a 401(k) plan and invest in bond funds, you'll want to understand this simple, easy-to-follow principle.

    7 Retirement Hacks That Give You the Retirement Edge

    Play Episode Listen Later Jun 17, 2026 24:55


    Some you may already know, and some you've never heard before. These 7 hacks can help you build a stronger retirement nest egg.

    Do You Want Your 401(k) Plan to Act More Like a Pension?

    Play Episode Listen Later Jun 15, 2026 25:57


    401(k) plans are excellent growth vehicles, but what about income-producing vehicles? Bob explains.

    Could Your Car Be Under Recall With No Fix in Sight?

    Play Episode Listen Later Jun 15, 2026 25:20


    Today Bob and Tony discuss the recall affecting more than 1 million Jeep vehicles and what drivers need to know.

    Trump's Battle with the IRS: What Really Happened

    Play Episode Listen Later Jun 12, 2026 22:46


    Bob talks with IRS expert Dan Pilla about the concerning story surrounding Trump and the IRS. You truly can't make this stuff up.

    Is Social Security Going to Run Out of Money Sooner Than We Think?

    Play Episode Listen Later Jun 11, 2026 26:04


    Bob talks about the findings in the Social Security Trustees' report. Are politicians doing enough or nothing at all? 

    Could You Own SpaceX Stock in Your 401(k) and Not Even Know It?

    Play Episode Listen Later Jun 10, 2026 25:45


    Bob talks about the new rules and regulations for index funds that would allow a company with no profits and limited time in business to be an investment in a 401(k) plan.

    Are We in an Artificial Intelligence Bubble?

    Play Episode Listen Later Jun 8, 2026 25:49


    This is the question that every investor should be asking themselves. The answer could determine how your investments will look in the years ahead. Bob explains the importance. 

    Are You Intentional About Your Car?

    Play Episode Listen Later Jun 5, 2026 24:20


    Being intentional about your car could have big time payoff. Bob and Tony discuss.

    Isn't Estate Planning for the Very Wealthy?

    Play Episode Listen Later Jun 4, 2026 25:53


    Bob talks about the great secret of Estate Planning. On some level, Estate Planning applies to everyone. 

    Where Does Inflation Come From?

    Play Episode Listen Later Jun 3, 2026 26:09


    Bob brings you a back-to-basics look at inflation.

    What You Need to Know Before Buying an Annuity

    Play Episode Listen Later Jun 2, 2026 26:06


    Some love them, some hate them. Bob breaks down what you need to know about annuities.

    Why You Have to Reset Your Financial Goals

    Play Episode Listen Later Jun 1, 2026 25:43


    Bob talks about why it is important to reset your financial goals. 

    How Can You Save Money on Your Car?

    Play Episode Listen Later May 29, 2026 24:54


    In order to save money on your automobile, you have to be intentional. Tony Joe and Bob talk about tips to keep those costs down.

    How to Make the Right Decisions For Your Retirement Money

    Play Episode Listen Later May 28, 2026 24:30


    Bob talks about how to balance risk and growth for your retirement money.

    When Does Investing Turn Into Gambling?

    Play Episode Listen Later May 28, 2026 24:12


    Bob talks to Crown Financial Ministries CEO, Chuck Bentley, about stewardship investing.

    Are We Running Into a Shortage of Motor Oil?

    Play Episode Listen Later May 26, 2026 24:47


    Bob and Tony Joe talk about the potential of a shortage in motor oil. They also discuss parts of your car you should check before going on a trip. 

    Could You Have Buried Treasure?

    Play Episode Listen Later May 25, 2026 24:32


    Do you have your mom or dad's old box of coins? Bob talks about how to get them valued and how to sell them.

    Is Now a Good Time to Buy a House?

    Play Episode Listen Later May 21, 2026 24:39


    Bob sits down with Real Estate Expert Caralee Gurney to discuss today's real estate market. It's not good or bad, just different. Tune in as they share insights on how to navigate it successfully.

    Trump Account or 529 Plan - Which is Better?

    Play Episode Listen Later May 21, 2026 25:02


    Bob and college expert John Hupalo talk about saving and investments for college.

    Is Artificial Intelligence Under Seige?

    Play Episode Listen Later May 19, 2026 26:17


    America is making sure their voice is heard concerning AI. Bob discusses the overall reaction to artificial intelligence and how today's environment resembles the technology bubble of the late '90s.  

    When It Comes to Money How Important Are Values and Goals?

    Play Episode Listen Later May 18, 2026 26:22


    Bob discusses how values and goals, especially if rooted in prudent stewardship, can act as the foundation for your financial life.

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