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Konrad sits down in person with Gary Stevenson, former Citibank trader turned inequality economist, for a deep dive into why Australia's housing crisis isn't actually about housing at all, why billionaire-funded far-right parties are the biggest con in politics, and why anger alone won't fix the system rigged against you. Australia's Secret Housing Advantage (And Why We're Pissing It Away) Gary breaks down why Australia has everything it needs to protect living standards and prevent inequality from spiraling, including a fair go culture, natural resources under the ground, and wealth locked up in property instead of offshore tax havens. The problem? We're not using any of it. Instead, we're giving away gas royalties for free, handing tax breaks to property investors through negative gearing and the capital gains discount, and watching house prices become inheritance lotteries instead of things you buy by working. The Real Reason House Prices Are Unaffordable Everywhere This isn't a housing crisis, it's an asset price crisis. Gary explains why housing becoming unaffordable is happening in every major city across the world, why all long term assets like stocks, gold, and land are skyrocketing at the same time, and how rich people don't directly buy your house, they own the credit on your mortgage and outcompete you through the debt system. Plus, the Bible story that perfectly explains why older Australians sitting on million dollar houses aren't actually winning. Why The Far Right Is A Billionaire Con Job Gary lays out his theory that far right parties like Reform UK and One Nation are billionaire funded political vehicles designed to stop wealth taxes from rising by distracting punters with racism and grievance politics. He explains why the political center is dead, why the future is a fight between tax the rich and the far right, and why billionaires would rather collapse society than agree to fair taxation. Also: why anger won't convince your grandparents their house wealth is destroying your future, how Margaret Thatcher turned workers into asset owners who vote against themselves, the widow's mites parable as a guide for surviving the next 20 years, and why staying calm is the only way punters can fight back. Bypass the Algorithm, Sign up to the Punter Times Newsletter https://www.punterspolitics.com/pages/email-sign-up Support We the Punters on PATREON (https://www.patreon.com/punterspolitics) Buy Punters Stickers & T-shirts (https://www.punterspolitics.com/)
Q+A covers the dramatic developments in the Middle East overnight, with claims that Iran's supreme leader Ayatollah Ali Khamenei has been killed in American and Israeli airstrikes. What are the chances this leads to regime change in Iran? And were the strikes legal? Q+A speaks to Otago University professor Robert Patman, and 1News US correspondent Logan Church. Gary Stevenson: Harsh warning for future if inequality worsens Economist, author, and former Citibank trader Gary Stevenson from Gary's Economics joins Q+A to warn against sharply rising inequality, wealth and asset concentration among the super-rich, and what the world of the future could look like. Jack Tame puts his arguments to the test, and asks whether Stevenson's personal story of being Citibank's most profitable trader in 2011 is true, ahead of Stevenson's speaking tour of New Zealand. Being in Iran during brutal regime crackdown When protests erupted in Iran in January, Iranian New Zealander Irene was trapped. She tells 1News In Depth reporter Mava Moayyed what she heard and saw during the brutal regime crackdown, and recounts how difficult it was to escape. What makes a good political heckle? We ask a serial heckler For some politicians a heckler is an obstacle, but for others an opportunity. Whena Owen meets serial political heckler Karl Mokaraka and finds out what makes a good heckle, before turning the tables on Karl. Join Jack Tame and the Q+A team and find the answers to the questions that matter. Made with the support of NZ on Air.
When Gary Stevenson was 20 years old he won a card game that led him to landing a trading job at Citibank. Then in 2008, the middle of a global financial collapse, he was making millions. And by 2011, he was the bank’s most profitable trader in the world. Today, Gary is better known to 1.5 million subscribers as Garys Economics - the inequality economist who says while other economists make predictions, his actually come true. His career was built on the bet that rising inequality would permanently damage the American and British economies, and that living standards would fall for good. In this chat with Helen Smith, Gary shares how he went from working class to multi-millionaire, what he learned rubbing shoulders with some of the world’s richest people and why he believes there is still hope for those not born into extreme wealth. Gary's Australian tour tickets here Weekend list with Helen Smith Listener Annabelle TO WATCH: Love Story: John F Kennedy Jr & Carolyn Bessette on Disney Plus TO DO: Greg Davies Aus tour TO WATCH: Reality Check: Inside America’s Next Top Model on Netflix TO WATCH: Tick, Tick... Boom! on Netflix Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
Empathy is pioneering bereavement care as an enterprise benefit, transforming how employers and financial institutions support employees during life's most challenging transitions. Working with 9 of the top 10 life insurance carriers in the US and Canada—covering over 40 million people—Empathy created a new category by combining grief support with practical logistics like probate navigation, account deactivation, and estate settlement. In a recent episode of BUILDERS, we sat down with Ron Gura, Co-Founder & CEO of Empathy, to learn how the company went from testing five verticals simultaneously to dominating life insurance, then leveraged the group life/employer overlap to expand into employee benefits. Topics Discussed: Testing five enterprise verticals simultaneously to find product-market fit Landing New York Life through their venture arm and innovation team Why life insurance carriers need to be risk-averse (and how to work with that reality) The strategic overlap between group life insurance and employee benefits Investing in brand at seed stage when your barrier to entry is psychological aversion Navigating dual audiences: decision-makers in their workday versus end users in crisis Expanding from loss to adjacent life transitions like disability leave and estate planning GTM Lessons For B2B Founders: Run parallel vertical tests with focus constraints, not sequential exploration: Ron identified 10+ potential verticals but intentionally tested exactly five simultaneously—hospices, funeral homes, employers, and two others before life insurance emerged as the winner at position five. This parallel testing with artificial constraints forces prioritization while dramatically compressing time-to-insight. Sequential testing would have meant potentially cycling through five failed pilots before discovering their strongest market. B2B founders with horizontal platforms should pick their top 3-5 verticals and run focused pilots in parallel, accepting that this burns more resources upfront but eliminates the risk of quitting before finding your wedge. Map the ecosystem overlap between buyer personas before choosing your wedge: Empathy's expansion from life insurance to employers wasn't growth strategy—it was recognizing an architectural reality. Half their carriers sell group life, meaning MetLife doesn't sell to consumers at metlife.com but exclusively to employer groups. When Amanda at Paramount loses her sister (not covered by insurance), she calls Paramount HR. When her husband dies (covered by MetLife group policy), the beneficiary calls MetLife. Same end user, two different enterprise entry points into the same moment. B2B founders should map these triangular relationships before choosing their wedge vertical. The question isn't just "who has budget?" but "who else touches this user in adjacent contexts?" Brand investment at seed stage is product strategy when fighting cognitive aversion: Ron's insight: "The barrier to entry isn't regulatory and isn't technology. It's us humans trying really hard not to think about our own mortality." This isn't a marketing problem—it's a fundamental go-to-market blocker. The company made what most would consider Series A investments (premium domain, design system, tone/voice framework) at seed stage specifically because brand reduces psychological friction to adoption. Contrast this with Monday.com starting as "daPulse" and rebranding years into success. B2B founders addressing taboo topics (death, mental health, financial distress, relationship issues) should model brand as a core distribution lever, not post-PMF polish. In deeply human categories, buyer's lived experience is your demo: Enterprise buyers at Citibank, MetLife, or Google aren't experiencing crisis during the sales cycle—they're evaluating ROI in their normal workday. But as Ron noted, "Everyone we're talking to...they're humans. They have parents, they had loss, they went through probate." The most common response after seeing the product: "Damn, I wish you called me a few months ago. I needed this a year ago with my mom." This turns product demo into personal recognition. B2B founders in universal human experience categories (caregiving, bereavement, parental leave, financial stress) should structure discovery and demo to activate buyer's memory of their own experience, not just their budget authority. Category creation is a resource-attraction strategy that trades speed for competitive exposure: Ron explicitly acknowledged: "There's pros and cons to defining a category. It's helpful when you attract resources, talent, capital. It also creates very fertile ground for a number two sympathy.com to come along and learn from this podcast...what to go after." Category leadership accelerates recruiting and fundraising by providing narrative clarity, but it simultaneously publishes your playbook. Every hiring blog post, podcast appearance, and positioning document teaches future competitors which verticals to target and which to avoid. B2B founders should treat category creation as a conscious bet: trade competitive opacity for talent/capital velocity. If you're not ready to defend your position, stay in stealth longer. Bridge new categories to existing budget lines through analogous benefits: When entering new verticals beyond life insurance, Ron doesn't educate from zero. With employers, he positions bereavement care alongside caregiving solutions, fertility programs, and parental leave: "This is a life transition happening in my own intimate house. Just like a new baby. I have new duties now." This isn't metaphor—it's budget mapping. Bereavement care gets evaluated against existing family benefits spending, not created from scratch. B2B founders in new categories should identify which existing line item their solution logically extends, then structure ROI narratives around reallocation, not net-new budget creation. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:
Oral Arguments for the Court of Appeals for the D.C. Circuit
Climate United Fund v. Citibank, N.A.
Gary Stevenson learned a lot from his time as a trader for Citibank. Although he was able to make a lot of money, he became disillusioned. He decided to start doing something to change the system, and now advocates and educates on income inequality through his hugely successful YouTube channel Gary's Economics. Abbie sits down with Gary to discuss his journey into trading, and his insights into the systemic issues driving wealth disparity. LINKS See Gary Stevenson live: https://au.thinkable.events/featured-events/peoples-economist-tour-with-gary-stevenson-sydney/ Follow Gary Stevenson on IG at @garyseconomics Check out @itsalotpod on IG at https://bit.ly/itsalot-instagram . Review the podcast on Apple Podcasts https://bit.ly/ial-review Follow LiSTNR Entertainment on IG @listnrentertainment Follow LiSTNR Entertainment on TikTok @listnrentertainment Get instructions on how to access transcripts on Apple podcasts https://bit.ly/3VQbKXY CREDITS Host: Abbie Chatfield @abbiechatfield Guest: Gary Stevenson @garyseconomics Executive Producer and Editor: Amy Kimball @amy.kimballDigital and Social and Video Producer: Oscar Gordon @oscargordon Social and Video Producer: Justin Hill @jus_hillIt's A Lot Social Media Manager: Julia ToomeyManaging Producer: Sam Cavanagh Find more great podcasts like this at www.listnr.com/See omnystudio.com/listener for privacy information.
Kenny Bedwell explains why short-term rentals are harder today—and how data, design, and discipline still create outsized returns.In this episode of RealDealChat, Kenny Bedwell—short-term rental investor, former Citibank data analyst, and founder of STR Insights—breaks down what has actually changed in the Airbnb market over the last eight years.Kenny shares his journey from house hacking a duplex in Buffalo to owning short-term rentals across multiple states and even operating a hotel. We dive into why the “throw it on Airbnb and print money” era is over, how competition and regulation reshaped the landscape, and why data—not hype—must drive every STR decision today.This conversation covers how Kenny uses nationwide data to identify high-ROI markets most investors overlook, why regulated markets can still outperform, how to self-manage STRs without burning out, and what amenities and design choices actually move the revenue needle. Kenny also shares his most expensive mistakes, why parking and neighbors matter more than Instagram aesthetics, and how to think about guest avatars instead of generic “travelers.”If you're considering short-term rentals—or already in the game and feeling squeezed—this episode will reset your expectations and sharpen your strategy.
"Brand is your story. That's the one thing that is unique about you." -Nick Usborne Abe Kasbo is the Founder and CEO of Verasoni, a global marketing communications advisory and agency that delivers integrated strategies for Fortune 500, middle-market, and startup clients, and he serves as a trusted advisor to C-suite leaders on branding, communications, and public relations. He is the author of Irresponsibly Digital, a call to action challenging businesses to rethink digital-first strategies with greater purpose, creativity, and measurable impact, and he has been featured in major outlets including The New York Times, Forbes, PBS, and Fox Business. Abe is an award-winning entrepreneur and humanitarian, including the 2025 Small Business Council of America Humanitarian Award, a documentary filmmaker whose PBS-distributed film The Arab Americans explores 150 years of cultural impact, and a founder of multiple philanthropic initiatives. He is a Seton Hall University Entrepreneur Hall of Fame inductee and holds advanced degrees in public administration, political science, and international relations. Website: https://verasoni.com LinkedIn: https://www.linkedin.com/in/abe-kasbo-3828913/ YouTube: https://www.youtube.com/verasoni Nick Usborne is a veteran copywriter, trainer, and digital marketing pioneer with over 40 years of experience helping brands and writers create clear, human-centered content. He trains digital marketers, copywriters, and content teams to protect authentic brand stories while using AI responsibly to generate content at scale, through his "AI + Emotional Intelligence" approach. Nick has written for global brands including Apple, Reuters, The New York Times, and Citibank, spoken at leading industry conferences, and led in-house trainings for organizations such as Intuit, Merck, and Walt Disney Attractions. He is widely recognized by industry leaders for his clarity of thought and continues to teach writers how to future-proof their work in the age of AI. Website: https://storyaligned.com/ LinkedIn: https://www.linkedin.com/in/nickusborne/ In this episode, we discover expert insights on blending AI, brand storytelling, and authentic marketing. Apply to join our marketing mastermind group: https://notypicalmoments.typeform.com/to/hWLDNgjz Follow No Typical Moments at: Website: https://notypicalmoments.com/ LinkedIn: https://www.linkedin.com/company/no-typical-moments-llc/ YouTube: https://www.youtube.com/channel/UC4G7csw9j7zpjdASvpMzqUA Instagram: https://www.instagram.com/notypicalmoments Facebook: https://www.facebook.com/NTMoments
"Brand is your story. That's the one thing that is unique about you." -Nick Usborne Abe Kasbo is the Founder and CEO of Verasoni, a global marketing communications advisory and agency that delivers integrated strategies for Fortune 500, middle-market, and startup clients, and he serves as a trusted advisor to C-suite leaders on branding, communications, and public relations. He is the author of Irresponsibly Digital, a call to action challenging businesses to rethink digital-first strategies with greater purpose, creativity, and measurable impact, and he has been featured in major outlets including The New York Times, Forbes, PBS, and Fox Business. Abe is an award-winning entrepreneur and humanitarian, including the 2025 Small Business Council of America Humanitarian Award, a documentary filmmaker whose PBS-distributed film The Arab Americans explores 150 years of cultural impact, and a founder of multiple philanthropic initiatives. He is a Seton Hall University Entrepreneur Hall of Fame inductee and holds advanced degrees in public administration, political science, and international relations. Website: https://verasoni.com LinkedIn: https://www.linkedin.com/in/abe-kasbo-3828913/ YouTube: https://www.youtube.com/verasoni Nick Usborne is a veteran copywriter, trainer, and digital marketing pioneer with over 40 years of experience helping brands and writers create clear, human-centered content. He trains digital marketers, copywriters, and content teams to protect authentic brand stories while using AI responsibly to generate content at scale, through his "AI + Emotional Intelligence" approach. Nick has written for global brands including Apple, Reuters, The New York Times, and Citibank, spoken at leading industry conferences, and led in-house trainings for organizations such as Intuit, Merck, and Walt Disney Attractions. He is widely recognized by industry leaders for his clarity of thought and continues to teach writers how to future-proof their work in the age of AI. Website: https://storyaligned.com/ LinkedIn: https://www.linkedin.com/in/nickusborne/ In this episode, we discover expert insights on blending AI, brand storytelling, and authentic marketing. Apply to join our marketing mastermind group: https://notypicalmoments.typeform.com/to/hWLDNgjz Follow No Typical Moments at: Website: https://notypicalmoments.com/ LinkedIn: https://www.linkedin.com/company/no-typical-moments-llc/ YouTube: https://www.youtube.com/channel/UC4G7csw9j7zpjdASvpMzqUA Instagram: https://www.instagram.com/notypicalmoments Facebook: https://www.facebook.com/NTMoments
Send a textMastering Short-Term Rentals with Data-Driven Real Estate Strategies - Featuring Kenny Bedwell from STR InsightsIn this insightful episode of the Real Estate Underground podcast, host Ed Mathews welcomes Kenny Bedwell from STR Insights to discuss the intricacies of short-term rental investments. Kenny shares his journey from a data analyst at Citibank to a successful real estate investor specializing in short-term rentals. He emphasizes the importance of choosing the right markets, investing in amenities, and focusing on the guest experience to succeed in the competitive short-term rental space. Kenny also highlights his strategies for managing properties remotely, leveraging local resources, and the value of balancing work and family life. This episode is a must-listen for anyone looking to optimize their investments in the short-term rental market.00:00 Introduction and Podcast Overview01:19 Guest Introduction: Kenny Bedwell from STR Insights01:45 Kenny's Background and Real Estate Journey02:19 The Shift to Short-Term Rentals02:45 Navigating Regulations and Diversifying Investments04:00 Understanding the Short-Term Rental Market09:17 Creating Unique Guest Experiences15:50 Managing Short-Term Rentals Across Multiple States20:07 Managing Property Operations20:57 Human Capital and Property Management23:35 Personal Drive and Motivation25:09 Valuable Advice and Lessons Learned32:41 Defining Success and Personal Growth34:46 Hobbies and Family Life37:25 Connecting with Kenny BedwellThis Week's Book: The Pumpkin Plan: A Simple Strategy to Grow a Remarkable Business in Any Field (Entrepreneurship Simplified) - By Mike MichalowiczElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors. Heads up: If you find this week's book intriguing and you buy using our link, we receive a small commission that helps support the show. Thank you!
HEXLOX founder Marcus Tonndorf spent years studying design in London and earning an MBA in Berlin, working at Pentagram on brands like Citibank, launching a failed publishing house in Japan, and even getting his illustrations into millions of Kinder Eggs.By 2015, he'd figured out what he didn't want to do—now he just needed the right product. So he walked into Eurobike with no company and no prototype, just a hypothesis that the cycling industry needed his skills. Within a year, he launched a Kickstarter together with a partner that funded in 24 hours and hit 800% of its goal—after camping outside press booths in Taiwan and pitching a Kickstarter account manager at a New York Starbucks.Today, HEXLOX tiny magnetic security devices protect bicycles, motorcycles, and museum exhibits worldwide, proving that sometimes the scenic route is the smartest one.Read the latest 'The Business of Cycling' BlogSign up for 'The Business of Cycling' Newsletter
Jeff Goldberg is the Sales Confidence Architect at The Sales Confidence Lab where they're dedicated to helping "accidental salespeople" enroll more clients without feeling salesy or sleazy. He's an award-winning sales professional with almost 5 decades of sales, sales management, training & coaching experience. Jeff has had the opportunity to teach, coach, mentor and speak internationally in front of tens of thousands of salespeople...both professional and non-traditional in a diverse array of industries.Goldberg is the co-author of two books…”Leverage Your Laziness” and “How to Be Your Own Coach!” He delivers powerful, high-energy programs and speeches that draw on his years of experience as a performer in the theatre and stand-up comedy. He is relentlessly energetic and results-driven and injects humor, passion, and a strong dose of reality into all his programs. He has delivered training for clients such as State Farm, Aramark, Siemens, Newsday, Cisco, Citibank, Cablevision, and others representing nearly every commercial and industrial category.
A version of this essay was published by firstpost.com at https://www.firstpost.com/opinion/india-us-trade-deal-trump-skepticism-13977047.htmlI am beginning to feel quite like ‘The Boy Who Cried Wolf', who was destined to be ignored. Or maybe I am the boy who cried ‘The Emperor Has No Clothes'. For, I was skeptical last week about the India-EU FTA, which I called a triumph of hope over experience. Now I am equally skeptical about the so-called India-US trade ‘deal', which in fact is not a deal at all, but a sort-of statement of direction about the way to an actual deal.I expressed my caution on a Malayalam TV program where the host was a retired Ambassador. He was less skeptical than me, but he understood where I was coming from: after all, a diplomat's job is to put the best spin on the news (good or bad) from his country's perspective. And I spent much of my professional career in marketing: I can tell spin when I see it. Reason No. 1: Trump is famous for exaggeration and U-turns.The very first reason for the scepticism about the Indo-US lovefest is that it was announced by President Trump, who, in the past six months, has, in his whimsical way, executed any number of U-turns, as well as Z-turns, and various other pretzel-logic twists, so much so that anything he says, and its opposite, can be equally true, in a quantum Schrodinger's Cat sort of way. It is prudent not to take him at face value when he swears eternal allegiance to India. Again.Quoth he: “It was an Honor to speak with Prime Minister Modi, of India, this morning. He is one of my greatest friends, and a Powerful and Respected Leader of his Country. We spoke about many things, including Trade, and ending the War with Russia and Ukraine. He agreed to stop buying Russian Oil, and to buy much more from the United States and, potentially, Venezuela. This will help END THE WAR in Ukraine, which is taking place right now, with thousands of people dying each and every week! Out of friendship and respect for Prime Minister Modi and, as per his request, effective immediately, we agreed to a Trade Deal between the United States and India, whereby the United States will charge a reduced Reciprocal Tariff, lowering it from 25% to 18%. They will likewise move forward to reduce their Tariffs and Non Tariff Barriers against the United States, to ZERO. The Prime Minister also committed to “BUY AMERICAN,” at a much higher level, in addition to over $500 BILLION DOLLARS of U.S. Energy, Technology, Agricultural, Coal, and many other products. Our amazing relationship with India will be even stronger going forward. Prime Minister Modi and I are two people that GET THINGS DONE, something that cannot be said for most. Thank you for your attention to this matter!”Okay. Very interesting. There has been no Indian readout corroborating a number of these claims, especially on agriculture, which I imagine is a redline, a no-go, for India.Besides, these are supposed to be ‘reciprocal' tariffs. If Indian tariffs go to zero on US products, why is the US imposing 18% on Indian products?Reason No. 2: Desperation of ‘jilted lovers'The ‘shotgun wedding' vibe was present in the India-EU FTA as well: a sort of desperation. There is not much choice: you simply have to do this. I am not the only one saying this. Here is a tweet from a senior EU leader, former PM of Sweden and co-chair of the EU Council for foreign relations. Of course you could say that he would say this, wouldn't he? But it happens to be true. The number of suitors is declining rapidly, so you compromise. But that is not a recipe for the longevity of the relationship, nor for faithfulness. You can expect er… adultery (early and often). The roving eye roveth.Reason No. 3: Agriculture and dairy red-linesWe really don't know much about the fine print. I am aware that sales and marketing people tend to promise anything (even things they are completely aware are impossible) just to get the sale. Thus, when India diversifies away from the US market, and its Q3 numbers are not badly affected by the Trump tariffs, it is incumbent upon Trump and Navarro, Bessent, Lutnick et al to reverse their previous abuse, and be all milk and honey.The problem here, as always, is the agriculture and dairy product front. It is an absolute red line for India: no government can afford to piss off its farmers, nor to open up the country, home of much of the world's genetic diversity, to Genetically Modified Organisms (GMO) including Terminator Seeds (that would forever put farmers at the mercy of Cargill and friends).Not only that, non-veg milk (that is, milk from cows that have been fed, among other things, ground-up animal bodies) is abhorrent to a large number of Indians. Not to mention the risk of things like Creuzfeldt-Jakob Disease or mad-cow disease (transmitted via feed that includes the ground-up brains of diseased cattle: see also the fatal brain disease Kuru, transmitted between cannibals in Papua New Guinea).The US rather urgently needs to get rid of its soybean and corn mountains and milk lakes (in contrast with the EU's butter mountain and wine lakes) and in both, exporters salivate at the prospect of the proverbial billion-customer market. (The Chinese expertly used this rather illusory meme to attract foreign makers of consumer goods. That didn't end well).In the case of India, there is no demand for soybeans, and the one place where I can see demand for corn is in ethanol, especially for blending into petrol. That would be a win-win, because it would reduce the need for India to grow highly thirsty sugarcane, thus drawing down the already alarmingly depleted water-table.Reason No. 4: Russian oil and energy in generalThe unseemly pressure over Russian oil raises hackles on the Indian side. After all, this is not the only time India has been pushed to the wall by American sanctions: there was the post-'Buddha is smiling' period, and the prevention of the sale of ex-Soviet cryogenic rocket technology, as immortalized in Nambi Narayanan's story in “Rocketry: The Nambi Effect”. Earlier, there was the embargo on supercomputers.In each of these cases, India rode out the sanctions and denials. But the question arises: why should India not use Russian oil if it makes commercial sense to India? Just because there is a conflict between Russia and Ukraine? That is really not India's problem: India does not have a dog in that fight.Now there is the allegedly impending US attack on Iran. India has been denied Iranian oil for some time, and now under US pressure, it is being forced to ramp down its involvement in Chabahar Port in Iran that India built, and views as a gateway to Central Asia. Notably, China continues to import Iranian crude. Is India getting some relief there?It is not realistic to imagine that large amounts of Venezuelan crude will now flow to India if it abjures the Russian stuff. For one, even though Reliance's Jamnagar refiner can process the heavy, sour Venezuelan oil, it is said that Venezuela will take some time and a lot of money to ramp up its output because of years of neglect, lack of naphtha to dilute and pump out the crude, and so on.Reason No. 5: Non-tariff barriers and subsidies.The US claims that India will drop all its non-tariff barriers, but what is the guarantee that the US will not raise an impenetrable wall on their side? It is a simple matter to impose difficult-to-comply-with rules that basically say “Your products are not welcome”. These may include environmental, carbon tax, quality, and various other demands.For example, there is the Merchant Marine Act of 1920 that insists that only American owned/built/crewed ships can transport goods between US ports. Then there are Buy American Act procurement restrictions that handicap foreign-origin products. Furthermore, quality standards e.g. on hormone-treated meat products, and on certification that seafood is tuna-safe have been used to keep out imported products.The US Farm Bill provides gigantic subsidies for five major crops – corn, soy, wheat, rice and cotton – amounting to $9.3 billion in 2024. Reports suggest that crop insurance and new benefits from the ‘bridge payments' announced in 2025 may add another $10 billion+ to this sum. That is an enormous subsidy, pricing competitors out of the market.Reason No. 6: Loss of trustFinally, there is a sixth and critical reason: the loss of trust. For the longest time, India had convinced itself that it was an essential strategic partner to the US, if for nothing else to contain China. But that illusion is now gone, quite possibly because the US has decided to create a G2 condominium with China and retreat into Fortress America. The US administration now considers India, at best, a transactional vassal, and at worst, a potential rival to apply the Thucydides Trap to: and what better than to do war by economic means? India has to adjust.On the other hand, there are indeed positives. In the interest of fairness, here are the immediate views of Citibank and Bank of America, who both considered it a net positive for India.If you accept the tariff reductions by the US at face value, then India at 18% is doing marginally better than several other nations, including Vietnam, Thailand and Bangladesh. Ironically, Trump's recent best-friend-forever Pakistan is hit with 19%. There was a video circulating showing Raghuram Rajan, the economist who wants to be to Rahul Gandhi who Manmohan Singh was to his mother, gloating earlier that India was suffering from 50% tariffs compared to Pakistan's 19%.That brings up one more observation: the Opposition in India is screaming bloody murder about this supposed India-US ‘deal' not because they claim India is getting a bad deal, but apparently because they think India is getting a good deal. They should see Trump's latest triumph.Opposition, fear not: Trump is making even more entertaining claims about his ‘deal' with Xi. The sum and substance: “Please buy my soybeans”. This, despite the fact that China is the biggest buyer of oil from both Russia (48% of exports) and Iran (80%). Clearly, there is a lot of marketing going on, and it's too early to tell what the reality is. The devil is in the details.1750 words, 5 Feb 2026 This is a public episode. 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If you have an American Airlines card issued by Barclays, it won't be a Barclays card for much longer, as AA cards will transition to Citi instead. So what does that mean for you? We'll answer some common questions about this transition in today's podcast episode.Barclays AA cards: planning the transition to CitiRead more about the Barclays to Citi transition here.(01:03) - April 24, 2026, the bank that issues your AAdvantage® credit card is changing from Barclays Bank Delaware to Citibank, N.A. (Citi)(02:15) - $99 cards(02:45) - Silver to GlobeSee our episode about the Globe card here.(03:24) - Barclays vs Citi Companion Certs(11:45) - Should we cancel our Barclays cards before the changeover?(16:38) - Disadvantages to cancelling BEFORE(23:07) - Should we apply for Citi AA cards before the changeover?(24:25) - What are Nick and Greg going to do?Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Check out this month's sponsor and support our showJoin the loyalty program for renters at joinbilt.com/mileshttps://joinbilt.com/miles
Welcome to The SaaS CFO Podcast! In today's episode, Ben Murray sits down with Tony Petrilli, CEO of ViewTrade, to uncover the journey behind building a global fintech platform that's redefining cross-border financial services. From writing code on early PCs to leading innovation at major institutions like Morgan Stanley and Citibank, Tony Petrilli shares how ViewTrade evolved from a brokerage into a full-stack SaaS provider serving 300 firms worldwide. You'll hear candid insights about bootstrapping a complex product, the realities of scaling and global expansion, and the reasoning behind a customer-led, composable solution instead of a rigid, product-led approach. Plus, he reveals how ViewTrade balances profitability, growth, and innovation—including the strategic use of AI—and what's next on the horizon as they target nine-digit growth. Whether you're a SaaS founder, finance exec, or just curious about how technology is transforming financial services, this episode is packed with valuable lessons, operational metrics, and entrepreneurial wisdom. Let's dive in! Show Notes: 00:00 "Turnkey Cross-Border Financial Solutions" 03:57 "Modernizing Investment with Embedded Solutions" 07:07 Revolutionizing Financial Firms' Efficiency 12:15 "Customer-Led Solutions Drive Inbound" 15:15 "Fintech Sustainability and Responsibility" 18:35 "Starting Small, Scaling Strategically" 19:47 "CEO's Profit Margin Focus" 22:33 "Building Leaders and Expanding Globally" 25:38 Global Expansion and Wealth Ventures Links: Tony Petrilli's LinkedIn: https://www.linkedin.com/in/anthony-tony-petrilli-a2b59825/ ViewTrade's LinkedIn: https://www.linkedin.com/company/viewtrade-holding/ ViewTrade's Website: https://www.viewtrade.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray
In this special in-person interview, Jim Rickards breaks down why the Trump administration is far more strategic than the media portrays, explaining the "flood the zone" tactic and Scott Bessent's "Three Arrows" approach to bringing down the debt-to-GDP ratio. Jim dismantles the popular "debasement trade" narrative, revealing that foreign central banks are not dumping Treasuries and that the real risk lies in the Eurodollar market and the $1 quadrillion derivatives system underpinning global finance. He warns that stablecoins are quietly hoarding Treasury bills needed for collateral — and the risk of fraud waiting to blow up. On gold, Jim explains why $5,000 is just the beginning, making the case for $10,000 to $25,000 based on historical precedent from the 1970s when the dollar lost 94% of its value measured in gold. He also offers a bold prediction: the potential breakup of NATO as geopolitical alliances fracture under pressure. More about Rickards: Rickards is a New York Times bestselling author of Currency Wars: The Making of the Next Global Crisis and several other best-sellers, including The New Great Depression, Aftermath, The Road to Ruin, Death of Money, The New Case for Gold, Sold Out: How Broken Supply Chains, Surging Inflation, and Political Instability Will Sink the Global Economy, and his newest book MoneyGPT: AI and the Threat to the Global Economy. An investment advisor, lawyer, inventor, and economist, Rickards has held senior positions at Citibank, Long-Term Capital Management, and Caxton Associates. He is also the Editor of Strategic Intelligence, a widely-read financial newsletter. Links: http://www.jamesrickardsproject.com/ https://x.com/RealJimRickardsTimestamps: 0:00 Intro 2:33 Why the second Trump term is different from the first 5:25 The Heritage Foundation and Project 2025 6:45 Executive orders and legislative wins 8:20 Federal courts and the Supreme Court battles 9:49 The economy: Is it really chaos? 11:32 The national debt: Why $39 trillion isn't the number to watch 13:45 The debt-to-GDP ratio explained 15:30 The Keynesian multiplier and diminishing returns 17:38 How we fixed the debt ratio after WWII (1945-1980) 18:36 Scott Bessent's "Three Arrows" strategy 19:19 The debasement trade: Why it's a false narrative 21:15 Are foreign central banks dumping Treasuries? (No) 23:15 What triggers a financial panic 24:45 How the Fed actually "prints money" 26:30 The Eurodollar market: Where real money comes from 28:00 The $1 quadrillion derivatives market 30:15 Stablecoins: The hidden risk in crypto 33:24 Tether's commercial paper problem 35:37 Gold: Why it's really moving 37:45 The Russian asset freeze and its unintended consequences 42:26 Gold does well in deflation too 45:48 The first Pentagon financial war game (2009) 49:54 Gold's trajectory: $10,000 to $25,000 or higher 51:45 The 1970s: When gold went up 2,700% 55:30 Anchoring bias and why $1,000 jumps get easier 56:33 Jim Rogers on the 50% retracement rule 58:49 Silver: Precious metal meets industrial input 63:21 Bold prediction: The potential breakup of NATO 67:34 Parting thoughts: True diversification
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is continually paying the [CB]s more and more of their hard earned labor. In Germany the people are taxed 42%, almost half of their income. Fed inflation indicator reports no inflation, Truinflation reports inflation is at 1.2%.BoA and Citibank are in talks to offer 10% credit card. Trump says US will the crypto capital of the world. Globalism/[CB] system has failed, the power will return to the people. The patriots are sending a message, DOJ 2.0 is not like DOJ 1.0, same with the FBI, you commit a crime you will be arrested. The message is clear, the protection from these agencies are gone. Bondi arrest the Church rioters. Trump’s message at DAVOS is clear, the [DS] power and agenda is no more. Trump is now in control and the world will begin to move in a different direction, either you are on board or you will be left behind. The power belongs to the people. Economy https://twitter.com/WallStreetMav/status/2014289396112011443?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Fed’s Favorite Inflation Indicator Refuses To Show Any Signs Of Runaway ‘Trump Tariff’ Costs The Fed’s favorite inflation indicator – Core PCE – rose 0.2% MoM (as expected), which leave it up 2.8% YoY (as expected), slightly lower than September’s +2.9%… Bear in mind that this morning’s third look at Q3 GDP printed a +2.9% YoY for Core PCE. Under the hood, the biggest driver of Core PCE remains Services costs – not tariff-driven Goods prices… In fact, on a MoM basis, Non-durable goods prices saw deflation for the second month in a row… Source: zerohedge.com https://twitter.com/truflation/status/2014322072286302619?s=20 – Food – mostly Eggs – Household durables – particularly housekeeping supplies – Alcohol & tobacco – mostly alcoholic beverages Our number is derived by aggregating millions of real-time price data points every day to calculate a year-over-year CPI % rate. It is comparable but not identical to the survey-based official headline inflation released monthly by the BLS, which was 2.7% for December. Bank Of America, Citigroup May Launch Credit Cards With 10% Rate Two weeks after Trump shocked the world by demanding lenders cap credit card interest rates at 10% for one year, Bank of America and Citigroup are exploring options to do just that in an attempt to placate the president. Bloomberg reports that both banks are mulling offering cards with a 10% rate cap as one potential solution. Earlier this week, Trump said he would ask Congress to implement the proposal, giving the financial firms more clarity about what exact path he's pursuing. Bank executives have repeatedly decried the uniform cap, saying it'll cause lenders to have to pull credit lines for consumers. Source: zerohedge.com Trump sues JPMorgan Chase and CEO Jamie Dimon for $5B over alleged ‘political’ debanking The lawsuit claims JPMorgan’s decision ‘came about as a result of political and social motivations’ to ‘distance itself’ Trump and his ‘conservative political views’ President Donald Trump is suing JPMorgan Chase and its CEO Jamie Dimon in a $5 billion lawsuit filed Thursday, accusing the financial institution of debanking him for political reasons. The president's attorney, Alejandro Brito, filed the lawsuit Thursday morning in Florida state court in Miami on behalf of the president and several of his hospitality companies. “ Source: foxnews.com https://twitter.com/RapidResponse47/status/2013984082640658888?s=20 WEF Finance/Banking Panel – If Independent National Economies Continue Rising, Global Trade Drops and We Lose Control Globalism in its economic construct is a series of dependencies. If those dependencies are severed, if each country has the ability to feed, produce and innovate independently, then the entire dependency model around globalism collapses. Within the globalism model that was historically created there was a group of people, western nations, banks, finance and various government leaders, who controlled the organization and rules of the trade dependencies. The action being taken for self-sufficiency, in combination with the approach promoted by President Trump that each nation state should generate their own needs, then the rules-based order that has existed for global trade will collapse. If nations are no longer dependent, they become sovereign – able to exist without the need for support from other nations and systems. If nations are indeed sovereign, then globalism is no longer needed and a threat of the unknown rises. How will nations engage with each other if there is no governing body of western elites to make the rules for engagement? The need for control is a reaction to fear, and it is the fear of self-reliance that permeates the elitist class within the control structures. If each nation of the world is operating according to its individual best interests, the position of Donald Trump, then what happens to the governing elite who set up the system of interdependencies. This is the core of their fear. If each nation can suddenly grow tea, what happens to the East India Tea Company. Who then sets the price for the tea, and worse still an entire distribution system (ships, ports, exchanges, banks, etc.) becomes functionally obsolescent. Source: theconservativetreehouse.com Political/Rights TWO-TIERED JUSTICE: Conservative Journalist Kaitlin Bennett Charged and Fined for Interviewing Democrats in Public — While Don Lemon Storms Churches With Zero Consequences The United States now operates under a blatantly two-tiered justice system, where conservative journalists are criminally charged for speech in public spaces, while left-wing media figures face zero consequences for harassing Americans and disrupting religious services. Conservative journalist Kaitlin Bennett revealed this week that she was charged with a federal crime and fined by the National Park Service in St. Augustine for the so-called offense of asking Democrats questions on public property. According to Bennett, federal agents targeted her while she was conducting on-the-street interviews, a form of journalism protected by the First Amendment. Despite being on public land, Bennett says she was cited and punished simply for engaging in political speech that the Left finds inconvenient. Bennett addressed the incident directly in a post on X, writing: https://twitter.com/KaitMarieox/status/2014174254799958148?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2014174254799958148%7Ctwgr%5Ef4a6650cd0c60d38edfea018c5665c2cc2fe5199%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Ftwo-tier-justice-conservative-journalist-kaitlin-bennett-charged%2F When asked by another local journalist exactly what “lawful order” Bennett had disobeyed, the ranger reportedly could not provide a straight answer. WATCH: Source: thegatewaypundit.com https://twitter.com/DHSgov/status/2014322865848406370?s=20 Alexander Conejo Arias, fled on foot—abandoning his child. For the child's safety, one of our ICE officers remained with the child while the other officers apprehended Conejo Arias. Parents are asked if they want to be removed with their children, or ICE will place the children with a safe person the parent designates. This is consistent with past administration's immigration enforcement. Parents can take control of their departure and receive a free flight and $2,600 with the CBP Home app. By using the CBP Home app illegal aliens reserve the chance to come back the right legal way. https://twitter.com/DHSgov/status/2014049440911303019?s=20 inflicting corporal injury on a spouse or cohabitant. An immigration judge issued him a final order of removal in 2019. In a dangerous attempt to evade arrest, this criminal illegal alien weaponized his vehicle and rammed law enforcement. Fearing for his life and safety, an agent fired defensive shots. The criminal illegal alien was not hit and attempted to flee on foot. He was successfully apprehended by law enforcement. The illegal alien was not injured, but a CBP officer was injured. These dangerous attempts to evade arrest have surged since sanctuary politicians, including Governor Newsom, have encouraged illegal aliens to evade arrest and provided guides advising illegal aliens how to recognize ICE, block entry, and defy arrest. Our officers are now facing a 3,200% increase in vehicle attacks. This situation is evolving, and more information is forthcoming. https://twitter.com/nicksortor/status/2014063905413177637?s=20 CNN Panelist Issues Retraction and Apology After Going Too Far in On-Air Trump Attack footage of CNN's “Newsnight with Abby Phillip” was posted to social media platform X featuring 25-year-old leftist activist Cameron Kasky alongside panel mainstay Scott Jennings. A moment between the two went viral when Kasky casually declared that President Donald Trump had been involved in an international sex trafficking ring. Jennings wasn't going to let that remark go unchallenged by host John Berman. The topic of conversation had been Trump's interest in Greenland and the Nobel Peace Prize, but Kasky threw in a jab at Trump with an allusion to the president's relationship with the late sex offender Jeffrey Epstein — an allusion Kasky's now trying to walk back. “I would love it if he was more transparent about the human sex trafficking network that he was a part of, but you can't win 'em all,” he blurted out. https://twitter.com/overton_news/status/2013455047288377517?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013455047288377517%7Ctwgr%5E20edbbd712c7076d1aafdac2d1e39d7eb8307263%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fcnn-panelist-issues-retraction-apology-going-far-air%2F Berman asked Jennings a follow-up question about Greenland, but instead of addressing that, Jennings circled back to Kasky's remark. “You're gonna let that sit?” Jennings asked Berman. “Are we going to claim here on CNN that the president is part of a global sex trafficking ring or …?” After assuring Jennings that he would do the fact-checking, Berman asked Kasky to repeat what he'd said about the global sex-trafficking ring. “That Donald Trump was … probably … very involved with it,” the arrogant young man replied, with perhaps a touch less confidence. To Berman's credit, and the CNN legal team's, he immediately said, “Donald Trump has never been charged with any crimes in relation to Jeffrey Epstein.” https://twitter.com/camkasky/status/2013760245298864477?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013760245298864477%7Ctwgr%5E20edbbd712c7076d1aafdac2d1e39d7eb8307263%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fcnn-panelist-issues-retraction-apology-going-far-air%2F Source: thegatewaypundit.com https://twitter.com/ElectionWiz/status/2014189561002291385?s=20 DOGE Geopolitical https://twitter.com/brentdsadler/status/2014311942119137584?s=20 important as these agreements cover the entirety of the Chagos group of islands/features. Critical as future third party presence in those areas proximate Diego Garcia could in practical terms render those U.S. military facilities operationally impractical (ie useless). The current deal under consideration in the UK parliament in a rushed vote as soon as 2 February is ill advised. And it likely would break the decades long understanding with the U.S. government. See: Active U.S. treaties: https://state.gov/wp-content/uploads/2025/08/Treaties-in-Force-2025-FINAL.pdf 1966 Foundational Understanding: https://treaties.un.org/doc/Publication/UNTS/Volume%20603/volume-603-I-8737-English.pdf 1972 Understanding regarding new facilities on Diego Garcia: https://treaties.un.org/doc/Publication/UNTS/Volume%20866/volume-866-I-8737-English.pdf 1976 Understanding and concurrence on new communications facilities on Diego Garcia and references as foundational the 1966 Understanding: https://treaties.fcdo.gov.uk/data/Library2/pdf/1976-TS0019.pdf?utm_source https://twitter.com/HansMahncke/status/2014150131247874267?s=20 The EU-Mercosur deal is a major free trade agreement between the European Union and the Mercosur bloc (Argentina, Brazil, Paraguay, and Uruguay). Negotiated for over 25 years, it aims to create one of the world’s largest free trade zones, covering more than 700 million people and reducing tariffs on goods like cars, machinery, pharmaceuticals, and agricultural products. It includes commitments on sustainability, labor rights, and environmental protections, but critics argue these are insufficient to address issues like Amazon deforestation and unfair competition for European farmers. The agreement was politically finalized in 2019 but faced delays due to environmental concerns and opposition from countries like France and Austria. It was formally signed on January 17, 2026, after EU member states (with a qualified majority, despite opposition from five countries including France) greenlit it on January 9. The Stupidity of Davos Explained Using an Example of Their Own Creation China is manufacturing a product to create a carbon credit certificate in response to the demand for carbon credits from all the world auto-makers. Any nation that has a penalty or fine attached to their climate goals is a customer. Those are nations with fines or quotas associated with the production of gasoline powered engines if the auto company doesn't hit the legislated target for sales of electric vehicles. In essence, EU/AU/CA/RU/ASEAN car companies buy Chinese car company carbon credits, to avoid the EU/AU/CA/RU/ASEAN fines. The Chinese then use the carbon credit revenue to subsidize even lower priced Chinese EVs to the EU/AU/CA/RU/ASEAN car markets, thereby undercutting the EU/AU/CA/RU/ASEAN car companies that also produce EVs. China brilliantly exploits the ridiculous pontificating climate scam and has an interest in perpetuating -even emphasizing- the need for the EU/AU/RU/ASEAN countries to keep pushing their climate agenda. China even goes so far as to fund alarmism research about climate change because they are making money selling carbon credit certificates on the back end of the scam to the western fear mongers. This is friggin' brilliant. The climate change alarmists are helping China's economy by pushing ever escalating fear of climate change. You just cannot make this stuff up. What does the outcome look like? Well, in this example we see hundreds of thousands of unsold BYDs piling up in countries that emphasize climate regulations with no restrictions on the import of EVs (which most don't even manufacture), which is almost every country. Big Panda doesn't care about the car itself; they care about generating the carbon credit certificate to sell in the various carbon exchanges. Put this context to the recent announcement by Canadian Prime Minister Mark Carney about his new trade deal with China to accept 49,000 EVs this year. Prime Minister Carney bragged about getting the Chinese to agree to only super low prices for the Canadian market. Mark Carney was very proud of his accomplishment to get much lower priced vehicles for Canadian EV purchasers. No doubt Big Panda left the room laughing as soon as Carney made his grand announcement. 1. China sells EV's in Canada, creating credits available on the carbon exchange scheme. Europe et al will purchase the carbon credits because Bussels has fines against EU car companies. 2. With a foothold already established in Europe, China will then take the money generated by the carbon credit purchases and lower the prices of the Chinese EV cars sold in Canada. It's gets funnier. 3. Carney bragged about forcing China to only sell low price EV's as part of the trade agreement. The low price of the EV's in Canada will be subsidized by Europe. China doesn't pay or lose a dime. But wait…. 4. Carney can't do anything about the scheme he has just enmeshed Canada into, because Canada has a Carbon Credit exchange in law.
In pursuing civil enforcement under the Virgin Islands' Criminally Influenced and Corrupt Organizations Act (CICO), former U.S. Virgin Islands Attorney General Denise George didn't just target Jeffrey Epstein's estate and his immediate corporate structures — she cast a far wider net that reached into major financial institutions she believed enabled and obscured his criminal enterprise. After securing a blockbuster $105 million settlement with Epstein's estate and co-defendants for human trafficking, child exploitation, fraud, and corrupt use of tax incentives, her office issued subpoenas to multiple banks, including JPMorgan Chase, Deutsche Bank, and Citibank, seeking detailed account records, wire transfers, and communications related to Epstein's myriad corporations, trusts, and financial vehicles. These subpoenas were intended to trace how funds moved through Epstein's networks and whether banks knowingly facilitated or failed to flag suspicious activity tied to his sex-trafficking scheme.George then took the extraordinary step of filing a federal lawsuit against JPMorgan Chase, accusing the bank of “knowingly facilitati[ng], sustain[ing], and conceal[ing]” Epstein's human trafficking operations and alleging it financially benefitted from maintaining and managing his accounts over years. The complaint portrayed JPMorgan as indispensable to Epstein's ability to pay recruiters and victims, maintain secrecy, and profit from his criminal enterprise — claims that expanded the legal exposure beyond individuals directly implicated in abuse to the financial systems that kept Epstein's operation solvent. Although Deutsche Bank was not named as a defendant in George's suit, the broader investigative push signaled an effort to hold major financial players accountable for oversight failures or complicity in facilitating one of the most notorious trafficking networks in recent history.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
See more: https://thinkfuture.substack.comConnect with Zoher: https://www.linkedin.com/in/zzkaru/---Everyone talks about AI—but it's data that still decides what works and what fails.In this episode of thinkfuture, host Chris Kalaboukis speaks with Zoher Karu, data and analytics leader with a PhD in engineering and experience at McKinsey, eBay, Citibank, Sears, and Blue Shield of California. Zoher now works with Taelor, a men's clothing rental subscription service using data and AI to personalize style at scale.Zoher explains why “dirty data” remains one of the biggest unsolved problems in business—and why the issue isn't technology, but how organizations are structured. Teams build data in silos to solve short-term problems, creating fragmented systems that AI can't magically fix.The conversation moves from fashion and personalization to a much bigger question: what happens when AI quietly takes over everyday decision-making?We cover:- How Taelor uses data, metadata, and human stylists to curate clothing- Why clothing sizes are a data nightmare—and what that teaches us about AI limits- The real reason data quality is still broken across industries- How siloed teams create long-term data problems- Why AI will reduce the effort of finding information, not eliminate thinking -A future where tasks like planning events, shopping, and inventory management become automated- What humans should focus on when machines handle the mundaneZoher's view of the future isn't flashy—it's practical. As AI handles more low-level optimization, human value shifts toward judgment, creativity, and deciding what actually matters.If you're interested in AI, data, personalization, or the future of everyday decision-making, this episode offers a grounded look at where we're really headed.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
After nearly 200,000 cold calls and a million auto-dialer calls, Stephen Oommen discovered something shocking: 98% of his revenue came from warm referrals. Today, he breaks down how sellers can turn relationships into predictable growth. In this episode, host Lyndsay Dowd sits down with Stephen Oommen, a 25-year go-to-market veteran, speaker, and author of the upcoming book The Referral Effect. Stephen shares why nearly 98% of his business revenue came from warm referrals, despite making hundreds of thousands of cold calls throughout his career. Stephen opens up about growing up as the child of immigrants in Oklahoma, navigating an identity crisis that ultimately became his superpower—the Chameleon Effect—his ability to adapt, connect, and create trust across any environment. That skill later became the foundation for his referral-based sales methodology. You'll learn: - Why executives don't respond to cold outreach—and what they do respond to - How to close the trust gap by scaling warm referrals - The "Magic Networking Question" that instantly upgrades your network - The 99 and 1 Principle for managing energy in sales and relationships - How leaders can balance intensity, kindness, and long-term legacy If you're a B2B seller, founder, GTM leader, or executive tired of low-yield outreach, this conversation will challenge how you think about networking, sales culture, and growth. Timestamps 00:00 – Introduction: Stephen Oommen, the Truth Teller. 02:22 – Stephen's Origin Story: From Bankruptcy to Corporate Success. 04:48 – The Chameleon Effect: Turning Identity Crisis into a Superpower. 10:39 – Cold Calls vs. Warm Referrals: The Efficiency vs. Effectiveness Debate. 16:54 – How to Start Networking: Nurturing and Activating Relationships. 19:16 – The Live Exercise: Asking the Right Questions to Build a Network. 22:50 – Using Qualifiers: Geography, Industry, and Title. 26:08 – The 99 and 1 Principle: Managing Energy in Sales. 30:04 – What Inspires Stephen: Growth, Contribution, and Laughter. 32:38 – Legacy: Kindness Character vs. Intense Personality. 35:00 – What's Next: Speaking Tours and The Referral Effect. About the Guest Stephen Oommen is a 25-year go-to-market veteran with experience spanning frontline sales to executive leadership. He has worked with startups and global enterprises including Microsoft, ADP, and Citibank. Stephen is the only speaker and trainer dedicated to helping B2B sellers solve the biggest challenge in modern sales: lack of access to decision makers. His work focuses on closing the trust gap by scaling the most successful method known—warm referrals. A successful entrepreneur and W2 employee ("entreployee"), Stephen has retired from corporate twice, paid off hundreds of thousands in non-mortgage debt, and is currently writing his book The Referral Effect. He believes legacy is built at the intersection of kindness, generosity, and laughter. Connect with Stephen LinkedIn: https://www.linkedin.com/in/stephenoommen/ About the Host – Lyndsay Dowd is a Speaker, Founder, Author, Coach, Podcast Host—and unapologetic Disruptor. With 30 years of leadership experience, including 23 at IBM, she's built and led high-performing teams that consistently delivered results. She also served as a Guest Lecturer at Harvard University, sharing her insights on modern leadership and culture transformation. As the founder of Heartbeat for Hire, Lyndsay helps companies ditch toxic leadership and build irresistible cultures that drive performance, retention, and impact. She's been featured in Fortune Magazine, HR.com, ABC, NBC, FOX, CBS, and over 100 podcasts. Lyndsay is a two-time best selling author of Top Down Culture and Voices of Women, and the host of the globally ranked and 2X awarded Heartbeat for Hire podcast—sitting in the top 2.5% worldwide. She is also the host of a weekly live show called THE LEADERSHIP LOUNGE. Lyndsay is a frequent speaker, moderator, and guest, known for her candor, humor, and ability to spark action. Official Brand Partner: https://MyDeals.Page/19c3 To my loyal listeners - I love luxury and I love a great deal. If you are looking for an amazing gift or a way to treat yourself, Go to https://cozyearth.com/ and use the code LEADWITHHEART and get 41% off. It's the deepest discount you will find anywhere and I get commission too! This brand has been on Oprah's Favorite Things 9 times!! Happy Shopping! Connect with Lyndsay Dowd: Website: https://heartbeatforhire.com LinkedIn: https://www.linkedin.com/in/lyndsaydowdh4h/ Instagram: https://www.instagram.com/lyndsaydowdh4h/ Facebook: https://www.facebook.com/LyndsayDowdH4H Tiktok: https://www.tiktok.com/@lyndsaydowdh4h #B2BSales #SalesStrategy #WarmReferrals #ColdCalling #SalesLeadership #GTM #Networking #RelationshipSelling #SalesPodcast #TheReferralEffect
Meet Alan Gregerman, keynote speaker, award winning author, innovation guide, and community volunteer and he is on a mission to help people, companies, and organizations unlock their genius to solve important challenges, create and capture remarkable new opportunities, and make a compelling difference. It is a mission based on his work with over 350 leading companies and organizations globally and a proven, more accessible, and more fearless formula for innovating and achieving real results in a world changing super-fast. Alan's upcoming book, “The Wisdom of Ignorance: Why Not Knowing Can Be the Key to Innovation in an Uncertain World,” available October 14th wherever thoughtful books are sold, is a blueprint for navigating uncertainty, unlocking team genius, innovating fearlessly, and remaining relevant in the future.For 25+ years, Alan has designed and delivered high-impact keynotes and “Innovation Adventures” for organizations like Google, Marriott, Verizon, Mercedes-Benz, Kaiser-Permanente, Citibank, and Lockheed Martin and have shared and exchanged ideas with more than 700,000 people in 35 different countries…and never with a PowerPoint presentation.Alan Gregerman has also had the privilege of being featured in more than 250 leading publications and media outlets including The Wall Street Journal, Business Week, The Washington Post, CNN, and Fox Business.Linked In: https://www.linkedin.com/in/alan-gregerman-a33b236/Website: https://alangregerman.com/Connect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!
Two hundred years ago, jobs lasted generations. Your grandfather kept the same job for 40 years. Today? You'll change jobs at least 12 times in your working life—and you're unlikely to be doing what you're doing now in just five years.The job cycle has collapsed from multi-generational stability to something almost unpredictable, and AI is accelerating this change beyond anything we've seen before. But here's the truth most people miss: AI isn't taking your job. Your outdated skills are.In this episode, we break down what employees need to do to stay relevant and how employers can manage workforce transitions without destroying their teams. You'll hear real examples from companies getting it right—Citibank trained 175,000 employees, Amazon invested $1.2 billion, and PwC created gamified learning that attracts 9,000 participants monthly.Workers now need new skills every decade, not every generation. Self-education isn't optional anymore. Companies that figure out how to retrain their people will dominate their industries. Those that don't will lose their best talent.The pace of change isn't slowing down. This episode gives you the playbook for navigating it—one Golden Hour at a time.Connect with Chris Cooper:Website - https://businessisgood.com/
In this episode, Yvette Bohanan and Ashley Lannquist welcome Scott Southall, Head of BaaS, and Will Artingstall, Head of Digital Assets Payments and e-Commerce at Citi, to dig into what recent stablecoin regulatory changes mean for the future of banking, how U.S. institutions are mobilizing behind digital dollars, why clients are asking about new forms of money, and what's next as stablecoins potentially go mainstream in the American financial system.
Violet Lim, Co-Founder & CEO of Lunch Actually Paktor Group, and Jeremy Au explore how dating, expectations, and technology have evolved across Southeast Asia over the past two decades. Violet traces her path from studying law in the UK to banking in Singapore, before leaving a stable career at 24 to start Lunch Actually, now one of Asia's longest-running matchmaking groups. They discuss the early stigma around dating services, why lunch dating worked as a low-pressure solution for busy professionals, and the realities of expanding across markets like Malaysia, Hong Kong, and Taiwan. Their conversation digs into why some people find partners quickly while others repeat the same patterns, how coaching closes gaps in mindset and behavior, and why surface-level filters often block long-term compatibility. They also examine how dating apps reshaped expectations, how Gen Z, millennials, and Gen X approach dating differently, and how AI companionship is beginning to challenge traditional ideas of intimacy, loneliness, and commitment. 01:45 How she met her husband: Violet recounts meeting her university sweetheart through student society events, ICQ conversations, and a first lunch date that later inspired her business model. 03:35 Identifying the dating gap: While rotating through Citibank, Violet notices many eligible colleagues are single and constantly busy, realizing lunch is often the only time people can realistically meet someone new. 06:23 Quitting at 24 despite stigma: Violet explains why she chose not to practice family law, moved into HR and banking, and faced deep cultural resistance to matchmaking before deciding to go all in. 15:43 Overcoming early barriers: Advertisers refuse to run dating ads, landlords reject office rentals, clients hide to avoid being seen, and a bold half-empty newspaper ad becomes the breakthrough moment. 18:39 Scaling across Asia: Singapore and Malaysia grow naturally, Hong Kong requires language and cultural adaptation, and Taiwan fails when the team realizes the concept of dating does not yet exist in the market. 31:21 Coaching drives successful matches: Violet explains why some clients succeed quickly while others stall, leading to mindset coaching, image support, and WhatsApp critique to fix blind spots. 42:16 AI reshapes emotional norms: Violet describes how abundance, analysis paralysis, fear of better options, and AI companionship are changing how people define connection and commitment. Watch, listen or read the full insight at https://www.bravesea.com/blog/violet-lim-modern-matchmaking WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea Spotify English: https://open.spotify.com/show/4TnqkaWpTT181lMA8xNu0T Bahasa Indonesia: https://open.spotify.com/show/2Vs8t6qPo0eFb4o6zOmiVZ Chinese: https://open.spotify.com/show/20AGbzHhzFDWyRTbHTVDJR Vietnamese: https://open.spotify.com/show/0yqd3Jj0I19NhN0h8lWrK1 YouTube English: https://www.youtube.com/@JeremyAu?sub_confirmation=1 Apple Podcast English: https://podcasts.apple.com/sg/podcast/brave-southeast-asia-tech-singapore-indonesia-vietnam/id1506890464 #DatingInAsia #ModernLove #Matchmaking #DatingApps #GenZDating #AIFuture #HumanConnection #Relationships #Loneliness #BRAVEpodcast
If you've ever wondered how aware our loved ones truly are in their final moments, episode 396 of the Grief and Happiness Podcast is one you shouldn't miss. Deborah Weed shares stunning, intimate moments from her husband's last days—unexpected reactions, powerful signs, and the impact of playing the music he loved. Her story reveals why keeping your voice and trusting your instincts during grief matters more than you think. This episode invites you to stay open, stay present, and recognize the quiet miracles that can appear even in the hardest moments.In This Episode, You Will Learn:(00:55) Why true self-worth matters more than self-esteem(03:36) How reclaiming her voice changed Deborah's healing(05:35) The moment her husband responded in hospice(08:10) How music and intuition guided his final hours(12:19) Why treating loved ones as aware makes a difference(16:31) The unexpected miracles she witnessed in grief(20:45) How forgiveness cleared long-held pain(25:02) Why fully grieving can lead to unexpected peaceDeborah Weed is the founder of the Self-Worth Initiative, a lifelong creator, and a powerful advocate for helping people understand their inherent value. With a background that spans major creative and corporate roles—including development work for Citibank and a $26 million attraction project for Disney and Universal—she blends experience with heart-centered purpose. After a serious health crisis transformed her understanding of confidence and resilience, she committed herself to teaching true self-worth through storytelling, family-focused productions, and her current project, the Quills Up movement and musical.In this episode, Deborah shares deeply personal insights on the difference between self-esteem and self-worth, how illness reshaped her identity, and how grief awakened her voice and inner strength. She recounts the extraordinary experiences surrounding her husband's final days—moments of awareness, music, connection, and forgiveness that revealed how present our loved ones remain, even at the end of life. Her stories encourage listeners to trust their instincts, keep their voice during grief, and remain open to the miracles, healing, and clarity that can appear when we allow ourselves to feel fully and love deeply.Connect with Deborah Weed:WebsiteFacebookLinkedInInstagramGet Deborah's books!Let's Connect: WebsiteLinkedInFacebookInstagramTwitterPinterestThe Grief and Happiness AllianceBook: Emily Thiroux Threatt - Loving and Living Your Way Through Grief Hosted on Acast. See acast.com/privacy for more information.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Looking for stocks that could run during a Santa Claus rally? This video dives straight into that question with real charts, real signals, and real-time decision making using the OVTLYR platform. Instead of guessing or chasing hype, this breakdown walks through how to evaluate trends, market breadth, sector strength, and buy and sell signals to figure out where money is actually flowing right now.The session starts by calling out stocks that simply do not have the legs. When price loses the 10 EMA, 20 EMA, and 50 EMA all at once, that is not seasonal strength, that is a warning sign. Even during a Santa Claus rally, trends still matter. From there, the focus shifts to the bigger picture. The SPY trend, overall market breadth, and sector-level fear and greed all help set the stage for whether upside follow-through is realistic or just wishful thinking.You will see how market cycles play out in real time. Stage two trends where moving averages stay clean and separated. Stage three topping where they start drifting closer together. And stage four declines where things unwind fast. This framework removes emotion and replaces it with structure, which is exactly what traders need during late-year volatility.Midway through the video, several potential Santa Claus rally candidates start to stand out based on strength, trend alignment, and sector confirmation.✅ How market breadth confirms or contradicts price action✅ Why losing key moving averages is a deal breaker✅ How sector fear and greed changes stock behavior✅ The difference between old and new order blocks✅ Why some stocks break out while others stallThe analysis covers names across multiple sectors including staples, discretionary, financials, and communication services. Walmart and Target show strong momentum in staples. Financial names light up as sector breadth improves. Disney shows renewed strength after long consolidation. Auto stocks like GM and Ford are examined with a realistic lens, including overhead resistance and trapped buyers. Tesla and Citibank also make the list as momentum and buy signals align.Along the way, there are practical lessons on exits, patience, and why you do not need to predict the future to trade well. You just need to recognize trends and protect capital when conditions change. That philosophy runs through the entire breakdown.The video also highlights OVTLYR University, a completely free training library designed to teach how markets actually work. No upsells. No fluff. Just structured education built from years of real trading experience.If you are preparing for year-end trades, the new year ahead, or simply want to understand how professionals think about market structure, this walkthrough gives you a clear, grounded approach. Drop a comment with which stocks you are watching for the Santa Claus rally and why.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
In its efforts to trace how Jeffrey Epstein's finances may have enabled or obscured his sex-trafficking operations, the U.S. Virgin Islands government has issued subpoenas and pursued information from multiple major financial institutions believed to have handled Epstein's accounts or related entities. Court filings and investigative reporting show that banks such as JPMorgan Chase, Deutsche Bank, and Citibank were subpoenaed for records, transaction details, and internal communications about Epstein and the dozens of corporations, trusts, and nonprofit entities tied to him. These subpoenas aimed to uncover how his financial activities may have been facilitated or ignored by these institutions as part of the broader justice effort. Other financial entities reportedly included in subpoenas or scrutiny were Fidelity Investments, Charles Schwab, Bank Leumi, Wells Fargo, Northern Trust, and Silicon Valley Bank, reflecting the government's attempt to map the full extent of Epstein's banking relationships and financial flows.The most significant legal action has centered on JPMorgan Chase, which the USVI AG sued in federal court in New York in 2022, alleging that the bank “facilitated and concealed wire and cash transactions” that were part of Epstein's criminal enterprise and “financially benefitted” from his activities. JPMorgan ultimately agreed to pay $75 million to the USVI to settle those claims, acknowledging its past handling of Epstein's accounts but denying wrongdoing, while separate settlements with victims brought additional payouts tied to the bank's oversight failures.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Adam Minehardt, Head of Public Policy at Chainlink, and I spoke at SmartCon. We discussed TradFi's adoption of crypto, Chainlink's growth and increasing adoption, and when the CLARITY Act may be passed. Brought to you by
While there are now some notable Latin American “Unicorns,” the region has lagged behind others when it comes to developing a venture economy. Then still, within Latin America, Colombia has until recently punched below its weight in attracting venture dollars. This may be changing now, and some intrepid Venture Capital firms are betting on Colombian talent and the country's technology infrastructure to produce results.Htwenty Capital is one of those early stage venture firms. During a recent event organized by the City of Medellín's investment promotion agency, ACI Medellín, Loren Moss, executive editor of Finance Colombia and Cognitive Business News was able to spend some time with the investment fund's Platform Lead, Jimena Cortés to discuss the unique challenges—and opportunities that Colombia presents when it comes to funding and growing high potential startups.Read the full article on Finance Colombia: Jimena Cortés Shares Why HTwenty Capital is Placing Venture Bets in Colombia Despite Unique ChallengesSubscribe to Finance Colombia for free: https://www.fcsubscribe.com/Read more at Cognitive Business News: https://cognitivebusiness.news/More about Loren Moss: https://lorenmoss.com/writeContact us: https://unidodigital.media/contact-un...Read more at Finance Colombia: https://www.financecolombia.com/ Subscribe to Finance Colombia for free: https://www.fcsubscribe.com/ Read more at Cognitive Business News: https://cognitivebusiness.news/ The place for bilingual talent! https://empleobilingue.com/ More about Loren Moss: https://lorenmoss.com/write Contact us: https://unidodigital.media/contact-unido-digital-llc/
Mastering Short-Term Rental Investments: Insider Tips with Kenny Bedwell | REIGN Podcast Welcome back to the Real Estate Investor Growth Network (REIGN) Podcast, hosted by Jen Josey! In this episode, we welcome short-term rental expert and data-driven investor Kenny Bedwell. Kenny reveals how he transitioned from a corporate career at Citibank to building a thriving real estate portfolio focused on short-term rentals and vacation properties. Discover proven strategies for finding off-market deals, identifying the most profitable short-term rental markets, and maximizing your rental income. Kenny discusses the importance of niche investing, selecting the right amenities for Airbnb and VRBO properties, and using data analytics to boost your returns. You'll also learn how to avoid the most common mistakes made by new short-term rental investors, the difference between forced appreciation and cash flow, and why reviews are critical for STR success. Whether you're a new real estate investor or looking to scale your short-term rental business, this episode is packed with actionable tips on property management, market research, and leveraging consulting resources like STR Insights. Don't miss Kenny's personal advice for achieving your real estate goals! 00:00 – Real Estate Investor Growth Network (REIGN) Podcast introduction, short-term rental investing overview 01:02 – How to find off-market real estate deals, lead generation strategies 03:15 – Guest intro: Kenny Bedwell, short-term rental specialist, Airbnb investing 04:38 – Kenny's real estate investing journey, transitioning from corporate to entrepreneurship 08:01 – Maximizing short-term rental income, property performance optimization 09:50 – How to identify profitable short-term rental markets, market research tips 26:52 – Essential amenities for Airbnb, VRBO, and vacation rental properties 31:20 – Pros and cons of boutique hotels vs. short-term rentals 34:53 – Forced appreciation strategies vs. short-term rental cash flow 35:56 – Common rookie mistakes in short-term rental investing, risk management 41:43 – The importance of guest reviews and reputation management in STRs 48:56 – STR Insights, consulting services for short-term rental investors 54:56 – Kenny's personal goals, success advice for real estate entrepreneurs KENNY BEDWELL is a seasoned real estate investor and entrepreneur known for helping high-income professionals identify and acquire short-term rental properties that generate strong cash flow. With over eight years of experience in market analysis and deal structuring, he has guided more than 300 clients toward investments that consistently deliver impressive returns. Kenny's heavy data-driven experience and knowledge stem from his time at CitiBank, where he worked for several years as a data analyst in the Equities Market. This foundation has shaped his analytical approach to real estate, enabling him to uncover high-performing opportunities others often miss. Beyond investing, Kenny is the host of Cash Flow Positive, a top-ranked podcast that reached #30 in iTunes' Entrepreneur category and #85 among all U.S. business podcasts. Through his podcast, coaching, and speaking engagements, he shares proven strategies for spotting opportunities, leveraging data, and optimizing property performance. Kenny's straightforward, results-driven approach empowers investors to act with confidence—whether closing their first deal or scaling a portfolio. His mission is clear: to help others achieve financial freedom through real estate while avoiding the costly mistakes he's seen many investors make. To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign
What if the real competitive edge in your company isn't another strategy shift—but your human sustainability as a leader? You're expected to perform like a high-level athlete: stay sharp, set direction, handle pressure, and keep your team moving—often while AI disruption speeds everything up. But here's the catch: if your internal system is running at red line, your decision-making, culture, and results eventually pay the price. In this episode, Jim Schleckser talks with Pearce Cucchissi, a former Army Ranger turned executive performance coach, about how leaders build the stamina, clarity, and resilience to thrive long-term—without burning out or becoming the bottleneck themselves. By listening, you'll gain: A fresh way to think about leadership as human sustainability—how to keep your mind and body durable enough for the pace you're running. Tools to identify "people bottlenecks" on your team, including what's really behind wrong-person/wrong-seat issues. A practical, data-informed approach (like psychometric assessments) to reduce stress deltas, improve fit, and increase longevity for you and your leaders—especially during growth or acquisitions. Press play to learn Pearce's battle-tested methods for building human sustainability into your leadership—so you can win the long game with more energy, focus, and staying power. Check out: 04:30 – "Business athlete" framing Jim and Pearce connect elite athletic performance to executive leadership—stamina, mental state, keeping score, and bringing the team along. 12:40 – Operator syndrome → CEO burnout bridge Pearce explains "operator syndrome" (stuck in fight-or-flight) and why the same pattern shows up in CEOs, athletes, and PE-backed exec teams. 24:10 – Psychometric delta + right person/right seat The Culture Index / psychometric "delta" idea: how to spot misalignment, stress, disengagement, and predict longevity—plus what to do with hotspots on a leadership team. About Pearce Cucchissi Pearce is a former military special operator who brings battlefield-tested strategic thinking and elite team dynamics to the boardroom. As the founder of Built to Evolve, he helps executives and teams unlock peak performance through a cutting-edge blend of neuroscience, psychology, and physiology. His mission is to create business athletes, leaders with the stamina, clarity, and resilience to thrive under pressure and deliver maximum positive impact. Pearce has worked with top-tier organizations including Citibank, The Las Vegas Raiders, and Charter Communications. Today, he advises executives within Private Equity-backed portfolio companies, where the stakes are high and the mental toll is real. His coaching style is direct, data-driven, and deeply human, balancing performance optimization with personal well-being to ensure leaders are built to evolve, not burn out.
Crypto News: Bitcoin is oversold and the crypto market is in extreme fear signaling a reversal may come soon. Citigroup and Swift test payments with Circle USDC stablecoin. Coinbase Ethereum backed loans.Brought to you by
Originally from Wisconsin, Nathan Vazquez studied computer science at Yale University. He worked for 15 years as an options trader at Citibank until he was eventually tempted by the idea of being his own boss with work that allowed him the flexiblity to spend more time with his family. In 2015, he left his job in finance to join his wife's sticker subscription company, Pipsticks. Within a year, Pipsticks had thousands of subscribers in over 50 countries. As CEO of Pipsticks, Nathan now manages the company's growing business in the subscription, E-Commerce, wholesale, and licensing markets. He lives in Brooklyn, NY with his wife and four kids.In This Conversation We Discuss:[00:00] Intro[01:23] Balancing creativity with business logic[05:43] Learning by doing and adapting fast[08:21] Growing an organic customer base[09:57] Stay updated with new episodes[10:06] Finding spending balance for growth[12:38] Seizing opportunities during market shifts[14:29] Sponsors: Electric Eye, Freight Right, Taboola, Next Insurance[20:00] Scaling your brand through audience feedback[24:10] Focusing on one thing at a time[26:32] Expanding a product to wholesale [28:25] Learning from early B2B mistakes[30:07] Measuring break-even for smart spending[33:04] Aligning resources with marketing strategy[34:29] Targeting break-even timelines strategicallyResources:Subscribe to Honest Ecommerce on Youtube www.youtube.com/c/HonestEcommerce?sub_confirmation=1Cute stickers for kids, crafters, anyone www.pipsticks.com/Stickers + stationery that say what you wish you could www.theswearjar.com/Follow Nathaniel Vazquez www.linkedin.com/in/nathaniel-vazquez-5b663222/Schedule an intro call with one of our experts electriceye.io/connectTurn your domestic business into an international business www.freightright.com/honestReach your best audience at the lowest cost! discover.taboola.com/honest/Easy, affordable coverage that grows with your business nextinsurance.com/honest/If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!
In this episode, Chris and Paul chat with Dr Ken Hudson, speaker, author and organisational creativity expert. Ken shares how his journey from senior marketing roles at American Express, Citibank and Dunlop Slazenger led him into the world of creativity, innovation and his signature approach: switch thinking. They explore why leaders often struggle with creativity, how different brain networks shape our thinking, and simple, practical ways teams can switch modes to spark fresh ideas. Ken also reflects on his academic work including a PhD in Organisational Creativity, his three internationally released books, and his teaching and course design across UTS, AIM, the Marketing Institute of Singapore and the China Institute of Innovation. A fast, insightful conversation about thinking differently and making creativity accessible to everyone. Dr Ken Hudson- Special Guest LinkedIn - https://www.linkedin.com/in/mykeldixon/ Website: drkenhudson.com | switchthinking.net Paul Fairweather - Co-host https://www.paulfairweather.com/ Chris Meredith - Co-host https://www.chrismeredith.com.auSee omnystudio.com/listener for privacy information.
In this episode of ACM ByteCast, Rashmi Mohan hosts Anusha Nerella, a Senior Principal Engineer at State Street. She has more than 13 years of experience working on building scalable systems using AI/ML in the domain of high-frequency trading systems and is passionate about driving adoption of automation in the FinTech industry. Anusha is a member of the ACM Practitioner Board, the Forbes Technology Council, and is an IEEE Senior Member and Chair of IEEE Women in Engineering Philadelphia chapter. She has served as a judge in hackathons and devotes significant time mentoring students and professionals on the use of AI technologies, building enterprise-grade software, and all things FinTech. Anusha traces her journey from growing up with limited access to technology to teaching herself programming to working at global firms including Barclays and Citibank and leading enterprise-scale AI initiatives. Anusha and Rashmi discuss the challenges of applying AI to a field where money and personal data are at stake, and workflows that prioritize trust, security, and compliance. They touch on the importance of clear data lineage, model interpretability, and auditability. The discussion also covers observability, tooling, and the use of LLMs in finance. Along the way, Anusha shares her personal philosophy when it comes to building systems where speed and reliability can be competing priorities.
In this episode of the Massive Passive Cashflow Podcast, I sit down with Kenny Bedwell—seasoned real estate investor, Airbnb expert, and founder of STR Insights. With over eight years of experience in short-term rental investing, market analysis, and deal structuring, Kenny has helped more than 300 high-income professionals identify and acquire profitable Airbnb properties that generate consistent passive income and long-term wealth. Kenny shares how he transitioned from his role as a data analyst in Citibank's Equities Market to building a multimillion-dollar real estate portfolio of short-term rental properties across the U.S. His data-driven investing strategies led to the creation of STR Insights—a powerful (and free) Airbnb investment analysis tool that helps real estate investors find the best cash-flowing markets and properties nationwide. We discuss how Kenny turned a simple house hack duplex into a six-figure vacation rental, how to analyze STR markets using hard data, and what separates top-performing Airbnbs from underperforming listings in saturated markets. You'll also learn how to define your ideal guest avatar, theme your rental for maximum appeal, and scale your short-term rental business like a pro. Whether you're looking to get started with Airbnb investing or grow your existing portfolio, this episode is packed with real-world insights to help you succeed. What You Will Learn: How Kenny left corporate life and built an STR empire using data, design, and diversification Why "average" properties fail—and what separates the top 10% STRs from the rest House hacking to hotel ownership: the evolution of a short-term rental investor STR Insights: Kenny's free deal analyzer and how to use it to find cash-flow winners The secret to theming properties around your ideal guest (and why it boosts occupancy) Why major metro "drive-to" destinations offer the best returns in vacation rental investing Common underwriting mistakes investors make—and how to avoid overleveraging Real examples: $250K Buffalo duplex to $140K/yr Finger Lakes BnB to bourbon-themed STR resorts Links & Resources: Youtube: https://www.youtube.com/@strinsights7414 Instagram: https://www.instagram.com/kenny_bedwell/ Website: https://www.strinsights.com/ Attention Investors and Agents: Are you ready to scale your real estate business? Need to connect with driven, like-minded professionals?
This week we welcome Lynn Casey, a highly sought after thought leader, brand builder and futurist helping industry leading organizations make the biggest leaps possible. Lynn is known for her unique ability to spot patterns and connect the dots of emerging sociocultural, digital, economic, and behavioral trends and translate those into actionable strategies. She has a unique ability to unpack authentic human stories and use these for connection and creation that has earned her renown as a channel for innovation. Lynn has traveled the world to work with and guide companies as diverse as Mattel, Activision, Facebook, Instagram, Citibank, Estee Lauder, Shiseido, and StockX seeking a more connected and human world. Lynn has keynoted Future Trends and Leadership conferences in Abu Dhabi, Oslo, Prague, San Francisco, and New York, shining a light on critical shifts in post-pandemic behavior and desire and pulling forward a new hunger for belonging. Her work has led to rebrands, rebuilds, and regeneration for major household brands. She is credited with creating bold new thinking and inspiration for employee teams at YouTube, Twitter, Shiseido, Care.org, Dannon, Target, and more. Recently, she has led teams of executives from Fortune 100 companies into the field for embedded ethnographic work, creating new paths of understanding. Current projects include building a youth-helmed portal for a major new Gen Alpha IP brand, deep rethinking and regeneration of a legacy non-profit institution, as well as mentoring young leaders for a number of institutions and organizations including USC Marshall's School of Business, and the Marketing Academy. A sought-after master coach, lecturer, and thought leader, Lynn brings a unique perspective to the Warrior Community.(3:16) Why is Lynn doing this work and why now? (12:12) What makes a brand decide to bring in someone with Lynn's talents? (20:02) Lynn discusses the ‘Curiosity Quotient', and shares a story about her dad saying “Spend one hour a day on ideas”. (25:48) Lynn explores how “an idea is a thought in motion” and if we don't focus on the end result we can free ourselves to explore what is possible? (28:30) How does Lynn want to bring the Curiosity Quotient forward? (33:27) How has our society engaged in “optimization fatigue”? (36:01) What are some of Lynn's favorite patterns that she sees in her work, that she wants to bring attention to? (44:38) How does Lynn see her future and the impact of her work?Connect with Lisa Gralnekhttps://www.linkedin.com/in/lynn-casey-shinescout/ Subscribe: Warriors At Work PodcastsWebsite: https://jeaniecoomber.comFacebook: https://www.facebook.com/groups/986666321719033/Instagram: https://www.instagram.com/jeanie_coomber/Twitter: https://twitter.com/jeanie_coomberLinkedIn: https://www.linkedin.com/in/jeanie-coomber-90973b4/YouTube: https://www.youtube.com/channel/UCbMZ2HyNNyPoeCSqKClBC_w
Crypto News: Citi bank partners with Coinbase to offer crypto to its clients and using stablecoins for payments. IBM's ‘Digital Asset Haven' aims to turn crypto into corporate infrastructure. Multiple altcoin ETFs will launch tomorrow which includes Solana, HBAR, and Litecoin.Brought to you by
It's YOUR time to #EdUp In this episode, sponsored by the 2026 InsightsEDU Conference in Fort Lauderdale, Florida, February 17-19,YOUR guest is Dr. Donnell J. Butler, Founder & President, PreludeYOUR host is Dr. Joe Sallustio How does a South Bronx kid who started at McDonald's at 14 transform a Citibank internship into a mission to create economic freedom for underserved youth?What happens when 95 high school students earn $6 dollars for 10 hours per week in year long paid internships while taking rigorous professional skills seminars for credit?How does a learn & earn model with 100% employer partnership renewals prepare the "mighty middle" students for both college success & career readiness?Listen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - Elvin Freytes & Dr. Joe Sallustio● Join YOUR EdUp community at The EdUp ExperienceWe make education YOUR business!P.S. Want to get early, ad-free access & exclusive leadership content to help support the show? Then subscribe today to lock in YOUR $5.99/m lifetime supporters rate! This offer ends December 31, 2025!
Amid all the anxiety, uncertainty and flip-flopping in this economy, one sector is doing tremendously: Big banks. Recent earnings reports showed banks including Citibank and JPMorgan beat revenue expectations and grew at a clip over the past few months. In this episode, why banks are thriving as regulations loosen and the economy gets unpredictable. Plus: A growing share of small businesses are raising prices in response to tariffs, Microsoft stopped updating Windows 10, and battery makers weigh pivot from EVs to grid storage.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
Amid all the anxiety, uncertainty and flip-flopping in this economy, one sector is doing tremendously: Big banks. Recent earnings reports showed banks including Citibank and JPMorgan beat revenue expectations and grew at a clip over the past few months. In this episode, why banks are thriving as regulations loosen and the economy gets unpredictable. Plus: A growing share of small businesses are raising prices in response to tariffs, Microsoft stopped updating Windows 10, and battery makers weigh pivot from EVs to grid storage.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
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Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture California is pushing the green new scam. they are now forcing companies to produce audit report on their CO2 emissions. This will be a disaster for California. Appeals court overrules Chutkan and axes billions from climate agenda. Trump is following in the footsteps of Andrew Jackson. Big Pharma is in a big panic. Trump authorized the EUA and trapped Big Pharma. They showed Trump one set of results and the public they tried to hide the actual results, the mislead the government and the public. The Judicial coup is failing for the [DS], everyday that passes they try to stop Trump but they are losing. The [DS] will become desperate and they will push and event, this is all they have left. Watch the water something is about to happen. Economy California Fights Trump Deregulation by Implementing Its Own ‘Green Accounting' Rule California is leading the resistance against President Donald Trump's deregulation agenda with new rules that will force companies operating in the state to produce audited reports on their CO2 emissions, and analysts say these rules may soon apply to companies throughout the United States. California is preparing to implement two laws, SB 253 and SB 261, which would require companies operating in the state to monitor and report their CO2 emissions, as well as those of their suppliers and customers. These rules, originally passed in 2023, are similar but broader in scope than the mandate that was imposed nationwide by the Securities and Exchange Commission during the Biden administration, but which was effectively canceled under the current Trump administration. “I think the goal of California right now is to get as many other states as it possibly can to go along with this,” Bonner Cohen, senior fellow at the National Center for Public Policy Research, Source: dailysignal.com BREAKING: Appeals Court EXCORIATES Obama Judge Chutkan, Sides with Trump Administration, Axes Billions of Dollars in Biden-Era Climate Grants Earlier this year US District Judge Tanya Chutkan, an Obama appointee, granted an injunction against the EPA and barred Lee Zeldin from clawing back the money that was being sheltered at Citibank for 8 different ‘green' nonprofits. Lee Zeldin previously clawed back the $20 billion in grants under the Greenhouse Gas Reduction Fund (GGRF) and Citibank agreed to freezing the funds earmarked for the eight nonprofits. A federal appeals court on Tuesday delivered a huge blow to Obama-appointed Judge Tanya Chutkan and sided with the Trump Administration by axing billions of dollars in Biden-era climate grants. , a three-judge panel sided with Trump's EPA in a 2-1 decision. The three-judge panel included: Majority: Rao (Trump), Katsas (Trump) and dissent: Pillard (Obama). Judge Rao wrote the majority opinion and absolutely excoriated Judge Chutkan. “We conclude the district court abused its discretion in issuing the injunction. The grantees are not likely to succeed on the merits because their claims are essentially contractual, and therefore jurisdiction lies exclusively in the Court of Federal Claims. And while the district court had jurisdiction over the grantees' constitutional claim, that claim is meritless. Moreover, the equities strongly favor the government, which on behalf of the public must ensure the proper oversight and management of this multi-billion-dollar fund. Accordingly, we vacate the injunction,” Judge Rao wrote for the majority opinion.