Podcast appearances and mentions of legacy mutual mortgage

In this episode(120) of Winning Strategies Playbook, our host and real estate expert Jeremy Spann welcome in William Adams, Loan Officer at Legacy Mutual Mortgage.James and Jeremy sit down with William and speak on the current housing situation and real estate. William says he read a house statistic saying 66% of people who bought a house in 2020-2021 were unhappy with their housing purchase. He also looks forward into the future how a slight drop in rates fairly soon could provide some positive momentum into how people are feeling about real estate and could spark the market a bit. Some great real estate insight in this episode! Enjoy!To connect with Williamhttps://www.linkedin.com/in/william-adams-5487891a/Sponsored byTruckVin.com855-TRUCK20Veteran Based BusinessPatriotic PigPatrioticpig.com817-601-5256If you are a new listener to Winning Strategies Playbook, we would love to hear from you. Please visit our site myexperiencedrealtor.com and let us know how we can help you today!

On this week's episode, Heather and Kalyn welcome their first guest to the pod: Co-owner and broker of LEAGUE Real Estate and one of Tarrant County's 400 Most Influential People, Matt Lewis! Kicking off the episode with some scary and true haunted house stories from their past showing adventures, Matt shares some of his wildest property management and real estate stories which include a 300 lb potbelly pig, a ferret house and none other than Chip Gaines from Fixer Upper on HGTV, Thank you to our sponsors, William Adams at Legacy Mutual Mortgage and McKnight Title for your support!

Welcome show Jason Bible Texas real estate radio network I'm here with Jennifer Hernandez of legacy mutual mortgage Hey I like have you on the show because it's a reality check for everybody yeah and what's really going on yeah what's really going on because you do like a gazillion loans a month so it's like we do a lot it's like Hey guys this is we were kind of talking well we talk last month and then we talked on and before the show today you know he you can hear it I hear to yeah this market's gonna slow down everything's gonna be. Back to normal and I'm like I don't see it man. I mean we've seen you know we've seen referral volume slowed down a little bit that's usually a function of summer vacations and graduations and stuff but the buyers are very much still out there. And the sellers are I mean I mean in the not the it's all in the numbers right yeah that that podcaster the the weapon are that you sent me from that Adam data cutting out I keep sending the people about forecasting that. Values it's going to be several years before values really. So you think it's going to be a seller's market for 20 years this isn't a stop anytime soon you know the the number I keep looking at is builders are 10 year 10 years behind demand. I mean that's. Which is tiny houses sell like we're. 50 percent below supply means like what do you historically like what we got like 10 minutes inventory on the market you'll have a look at last let me pull up last H. A. R. E. it's it's absolutely insane and. I this whole idea that things are gonna get better and it's going to go back to how it was were was just super easy it's like it's it's not. We are seeing a lot of. Clients calling us about refinancing where they wanted to you know didn't state stay put stay in place remodel but then trying to get your house remodeled that's a whole other thank you know can we while you're looking that up yes you want to talk about that because some people might want to roll up salute yeah they start looking the price of housing to go why don't I just redo the kitchen or something yeah let's talk about how that product work let's talk about that so first at if it's an investment property you need to go through like a hard money lender like there's no reason there's no rehab loans through the conventional stuff that I do which is Fannie Mae Freddie Mac on yeah that's what's called jet landing and they've got they've got some for that yeah yeah but on your primary residence you can add in taxes you can cash out of your property up to 80 percent of the value so whatever the market value is now if you've just acquired the property you have to wait 6 months you cannot pull cash out like let's say you buy it and you do put some work into it. Or for whatever reason you want to refinance it right away I you can't do that until 6 months pass it's like a cooling off period that lenders require took let values settle down or that's kind of the thought process behind going off period that's what it's called it's called a cooling off period I don't know it's that is the editor now use its it okay in the guidelines it's a cooling off period just in case because houses appreciating so much to pull cash out listed so that yeah they wanna make sure that things settle and just let things settle to make sure that. Copyright Mr. Texas Real Estate @ 2021

All right welcome the show Jason Bible Texas real estate radio network the renowned Mr Texas real estate team I will tell that story sometimes pretty funny I'm here with Jeff Hernandez of legacy mutual mortgage how you doing. Thank you good deal Hey Sir up Mike up I can barely hear. So we were chatting. Before the break before the show about volunteer opportunities you've got one of the kiddos your house college in 15 so college applications gonna need some volunteer work yeah right does so you've been to a tenant real estate events before right network advance that sort of thing have you guys sponsored you get the booth you can stand behind the booth sometimes yeah okay so I swear that's all I do is we sponsor these events you get a booth can hang out and I was sitting there this is a cheese here and have 2 years ago for corona I'm in southern California will meet with our business coach Casey and I said man I just I just can't tell anymore he said what I said. You put on the table cloth you cannot the pamphlets and you just you just stand there I got to get more I do like 3 of these a week right. I said well what do you think would be cool as like well we all these craft brewers around town I said everybody likes puppies I just said it like flippantly dial and he said why don't you do puppies and beer and instead of sponsoring these events as Mr Texas real estate he sponsored as puppies and beer you work with a local local no kill shelter or foster. And you get a couple craft brew guys involved and you bring some of the dogs to the event and you're there for really 2 reasons one is seeking its a doctor doctor and to when you get on stage just get up there to pitch the foster the or the shelter you're there with to raise a little money yeah that's awesome and I'm like that sounds like a brilliant idea so we had our first meeting last week so you got some kiddos the needs volunteer hours I do have some I really do actually yeah I would I can you can I'll absolutely I'll put you on the list I'll add you to our email list there's like 20 or 30 of us are volunteers so yeah that be great what I think's gonna happen we're gonna do our first one here at the grand opening the Texas real estate investment center on June 17 okay and our goal is like you know the super investor meeting which is Eddie and them's events copies of contracts like there's literally 2 or 3 these events are going to weeks our goal is we really get this up and running we're gonna work with like the miniature schnauzer rescue and it's going to be schnauzer day at you know the super investor meeting in the next day we're in another meeting that's great going to be the dots and rescue right and so it's just gonna be working with all these groups and so the volunteers are really gonna have to you know coordinate communicate and and all that stuff so that's the idea right yeah no I'd love to I have a I have a strong team that loves dogs right now go perfect who doesn't like dogs nobody yeah I don't like dogs is it somebody really want it like yeah I'm really like your third and different university have made here anyway so so what's going on here well it seems like the market is getting crazier and crazier and I love having you in the in the studio because you're really close to this on the retail side yes so well today's my Tuesday update data realtors and the big common theme as appraisals are taking forever 3 weeks yeah 3 weeks in Herne. Yeah I wish they only took 3 weeks on the not you inside it's like we'll see you the next quarter. 3:00 really it's taking forever yeah okay gotcha well you guys are you guys are powerhouse so they don't you know worry when a lot of 9 Q. M. small brokers that sort of thing on the investor side so it's a little. Copyright 2021 @ Mr. Texas Real Estate

All right welcome the show Jason Bible Texas real estate radio network I'm here with Jennifer Hernandez of legacy mutual mortgage Hey Hey how's it going today is an exciting day very exciting all this Wall Street stuff going on and you know I clicked over to a mortgage news daily to see what's going on with rates and all that is just kind of been a wacky 70 2:00 hours my gosh well it says every day is. Been a tornado of new surprises yeah say that I think it's because there's it's it's this is a 1 things everyone keeps saying as of now it's 2021 and you know 20 twenties over walking back to normal like no we're not it's it's just a continuation of the other show right like no 1's really going to work they're working from home there's nobody's really watching sports it's still just. Lockdown and weird stuff at home so I don't know there's traffic there is traffic is a little bit more travel I've noticed that the last couple of weeks we were out at dinner night before last and got there and got reservations all that it was pretty quiet till about noon 89 issue that started getting kind of packed resumes in Galleria so maybe that's maybe that's what it was but we have started to see a little bit a life ran back a little bit so up I was looking at the horror report HA our report and some other things obviously real estate is way way up case Shiller came out with their metrics some of their data pretty recently 9 percent increase in prices nationwide in the last 12 months so it's it's getting kind of it's getting kind of while all the all time highs for new construction new construction getting more expensive no surprise there and then I see this little note and they talked about this during the election now looks like it might come to fruition is a $15000 tax credit for first time home buyers. So if you guys thought you were busy in the mortgage business now yeah I have I'm putting my seatbelt on that's for sure yeah. Yeah it's it's it's getting it's getting pretty wild out there just to see that in the interesting commentary that I've I've seen a lot of articles is up we don't have a demand problem in real estate right now there's plenty of people buying houses right we have a supply problem is just not enough houses and how is that going to fix the problem well it is it's just gonna create more demand because now they get such a $15000 off on a on a house so in your business course you were here about a month ago I imagine really haven't seen that many changes unless you're just getting more more busy every single day I. It has not slowed down that January always brings your on lots of people's to do lists because holidays are over and so we normally have an influx of more referrals and more more leads in in January but where it is different I mean this is by far the most busy January February ever and we get purchases to priorities so up priority to purchases now what we're hearing we're seeing especially in the sub 300 price range. 10 to we heard at house 30 offers on a house a couple weeks ago I think it was in kind of the cypress to 90 corridor in a jocular areas were 250 and under as yeah and we're starting to hear we were pre approving someone right now they're gonna put on a builder contract this weekend he said hurry hurry hurry I need the pre approval now because we're like 1 of 10 or 15 people that want this 1 lot that's coming live on Saturday and I have to be the first in line for the sliding so we're starting to hear that we're starting to hear that when you said building price per square foot. For more information visit mrtxre.com (Copyright Mr. Texas Real Estate)

Bald Guy with a Bow Tie, Mario Galdos joins Coach April for a hearty discussion on preparedness for snow days and other unexpected emergency responses.   More from a Bald Guy with a Bow Tie, Mario Galdos at https://baldguywithabowtie.com/ (https://baldguywithabowtie.com) and Triton Group at Legacy Mutual Mortgage: https://www.tritongrouphomeloans.com/ (https://www.tritongrouphomeloans.com/) MARIO GALDOS is a Team Leader/Senior Loan Officer | NMLS# 220759 | mario.galdos@legacymutual.com Addressing the ELEPHANT in the Room with Coach April Ballestero. Join us as we interview guests about the ELEPHANT in the room. We shed light on difficult subjects and learn how to better Address the ELEPHANT in the Room. Host: Coach April Ballestero - ONE LIGHT AHEAD | Produced by Eric Ballestero This podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

Welcome the show we got a special guest in studio we've had a lot of mortgage talk around here lately so we brought in Jennifer Hernandez of legacy mutual mortgage and we're gonna talk about I'm always like has and how to do a show like this do we do we talk in generalities and we get really specific but I think everybody likes the details right still you to version okay truths about mortgages yeah there yeah I like the 10 lives you're more. Yeah. You know that's kind of the tagline on my you tube channel on which and write whatever you put it where you have a new one that. Pops up so thanks no B. S. baby there you go what is the you tube what's your you tube channel name loan with Jan home which and that's right yeah and that's all my social media handles loan which channel man my website yeah. Having a good loan which and. So what is going on in the mortgage world we were chatting earlier before the show started that your world has got to be so insane right now it is what I'm reading from the national news is that purchases and refinances in in just number of revised purchase are all time highs and the dollar dollar volumes at all time highs so it's got to be pretty crazy at the office with the sheer amount of work you guys are doing. Yes so just to give people some perspective the refinance market alone and this has happened since cove it so. We all need to acknowledge that have kind of it wasn't happening rates would be in the force like this is yeah so. It you know February in fact it was right around my birthday my birthday is in late February and that was when all the stuff was going down so I remember it clearly and in the matter of a couple of days the rates drop like a a percent like you know the threes and the number. $12000000000000 worth of refi is have potential to save money and like make sense to refi and there's only marketing capacity and bandwidth whether its liquidity or staff or whatever for 3000000000000 so that's a. That's where behind 9000000000000 well a lot of people ready to refinance right so maybe the numbers a little bit last but but the massive sheer numbers of like if you. Are lucky enough to get in there so I tell clients when they come in my K.. If you want a refi I'm gonna give you the numbers and you have to scream super loud that you want me to pay attention to you because on a daily basis my purchases come first and I'm swamped with that and on the refi is if you scream loud enough and text me enough times I will pay attention and you'll get locked but that's how that's how it is with every single lender like it's it's sheer insanity I've never said I mean I've never in 25 years seen anything like it if you're if you're the person that's trying to rate shop 6 mortgage companies and all that you're not gonna get a refi down there they don't have time to play the game and I've had clients go oh Hey so and so is $500 cheaper and and fees I'm like go for it kissed the carpet take it that's fantastic because you know it honestly like we're not gonna lower fees I mean we number one week we can't like it really takes every ounce the margins are already super low and if you're getting something lower somewhere else then go get it like this is fantastic do it so it's it's a it's a tough time it's a it's a it's a it's a tough time yeah yeah and you know I I already tough yeah right now it's great I mean it's it's been fantastic yeah so of the 12000000000000 possible mortgage business out there the industry can handle about 3000000000000 I read that for healthy mortgage market you only need about 4000000 purchases and refinances in an entire year it's not like. Learn More (Copyright Mr. Texas Real estate)

Welcome to Her Time to Retire. We are dedicated to helping women gain the knowledge, confidence and support they need to achieve financial success and emotional fulfillment when planning for retirement. Today Jonathan speaks with Shawn Kaplan, branch manager and senior loan officer at Legacy Mutual Mortgage. They discuss: How to continue paying a home mortgage after losing a spouse? Should you refinance your home? The importance of building an emergency fund. The pitfalls of a reverse mortgage About Shawn As the Branch Manager and a Senior Loan Officer at Legacy Mutual Mortgage in Brentwood, TN, Shawn Kaplan has served the Middle Tennessee market for more than 18 years as a residential loan officer. During this time, Shawn has been honored to assist more than 5,000 families with home financing for more than $500 million in closed real estate transactions. Shawn works to ensure that closings are consistently on time and that his clients are happy. Learn more about Shawn at legacymutual.com.

Housing prices are soaring as the pandemic wreaks further havoc on the ability of people to buy. Does this appreciation mean we’re soon going to see 40 to 50-year mortgages just so that the new generation of borrowers can get a house? Joining Jason Bible and Robert Orfino for this talk is Jennifer Hernandez of Legacy Mutual Mortgage. With housing affordability dropping like a rock, it helps to have someone who can take you through the process with real facts, no BS. Jen is that person. Listen in to what she has to say about the current situation of the mortgage loan space.

Shawn Kaplan with Legacy Mutual Mortgage joins the show to share how the economic slow down has affected FHA, VA and conventional mortgage loans. Shawn shares his concerns about the market and offers you a plan for weathering the storm while building wealth during these turbulent times. You can contact Shawn direction on his website: www.ShawnKaplan.com

In this episode, Steve Kyles (Loan Officer Leadership), Shane McGraw (Cadre Concept), Jen Du Plessis (Kinetic Spark Consulting), Heath Barnes (Cardinal Financial Company), Shawn Kaplan (Kaplan Team at Legacy Mutual Mortgage), Brian Kludt (Fairway...

In this episode, Steve Kyles (Loan Officer Leadership), Shane McGraw (Cadre Concept), Jen Du Plessis (Kinetic Spark Consulting), Heath Barnes (Cardinal Financial Company), Shawn Kaplan (Kaplan Team at Legacy Mutual Mortgage), Brian Kludt (Fairway…

In this episode, Steve Kyles (Loan Officer Leadership), Shane McGraw (Cadre Concept), Jen Du Plessis (Kinetic Spark Consulting), Heath Barnes (Cardinal Financial Company), Shawn Kaplan (Kaplan Team at Legacy Mutual Mortgage), Brian Kludt (Fairway…

In this episode, Steve Kyles (Loan Officer Leadership), Shane McGraw (Cadre Concept), Jen Du Plessis (Kinetic Spark Consulting), Heath Barnes (Cardinal Financial Company), Shawn Kaplan (Kaplan Team at Legacy Mutual Mortgage), Brian Kludt (Fairway Independent Mortgage Corporation), Lizy Irvine (CrossCountry Mortgage), and Greg Gale (Nova Home Loans) discuss Dealing With Stress, Managing Calls & Emails, and Reenergizing. Join our Facebook group, Loan officer Leadership Group and Make sure to SHARE and SUBSCRIBE to the weekly podcast.

In this episode, Steve Kyles (Loan Officer Leadership), Shane McGraw (Cadre Concept), Jen Du Plessis (Kinetic Spark Consulting), Heath Barnes (Cardinal Financial Company), Brian Cushing (Guild Mortgage Company), Shawn Kaplan(Kaplan Team at Legacy Mutual Mortgage), and Brian Kludt (Fairway Independent Mortgage Corporation) discuss Markets, Volatility, Real Estate, Mortgage, and Q&A. Join our Facebook group, Loan officer Leadership Group and Make sure to SHARE and SUBSCRIBE to the weekly podcast.

Originally recorded on March 3, 2019. *the recording cut out about 20 minutes in to the show. You will hear a sudden change where the gap was. Apologies. Warning! This program may contain coarse language, free thinking, and bold ideas. Viewer discretion is advised. Jordan is a member of the Monroe Team at Legacy Mutual Mortgage as well as Base Camp Flower Farm. In this episode, Sam, Alex, and Jordan discuss the flower farm and his wife's passion for it, Jordan's Mortgage business, and they answer questions from the audience. This episode was recorded at the Hideaway Humidor on Highway 6 in south College Station.   Cheers and thank you for listening. James (Tex) Crowley

Tom Perry and Jennifer Hernandez of Legacy Mutual Mortgage talks about the pros and cons of buying new and old houses. Get the answer to your question that's keeping you from taking action at succeeding today!

Tom Perry and Jennifer Hernandez of Legacy Mutual Mortgage talks about the pros and cons of buying new and old houses. Get the answer to your question that's keeping you from taking action at succeeding today!

This month’s Learning TUgether podcast features a four-part conversation on “Steps to Financial Success” with Josh Sigman ’01, vice president of Legacy Mutual Mortgage and a finance major while at Trinity. Finance and decision sciences professor Dante Suarez engaged him in the conversation.

This month’s Learning TUgether podcast features a four-part conversation on “Steps to Financial Success” with Josh Sigman ’01, vice president of Legacy Mutual Mortgage and a finance major while at Trinity. Finance and decision sciences professor Dante Suarez engaged him in the conversation.

This month’s Learning TUgether podcast features a four-part conversation on “Steps to Financial Success” with Josh Sigman ’01, vice president of Legacy Mutual Mortgage and a finance major while at Trinity. Finance and decision sciences professor Dante Suarez engaged him in the conversation.

This month’s Learning TUgether podcast features a four-part conversation on “Steps to Financial Success” with Josh Sigman ’01, vice president of Legacy Mutual Mortgage and a finance major while at Trinity. Finance and decision sciences professor Dante Suarez engaged him in the conversation.

How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking. How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking.

How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking.

How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking. The first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Indecomm Global Services providing a regulatory & legislative update as well as Paul Muolo of IMF News & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry.  To advertise with Lykken on Lending, contact jeff@sellersmediaservices.com  Thank you, David Lykken How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking. The first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Indecomm Global Services providing a regulatory & legislative update as well as Paul Muolo of IMF News & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry.  To advertise with Lykken on Lending, contact jeff@sellersmediaservices.com  Thank you, David Lykken

How do you know if your company is ready to make the transition from broker or originator to mortgage banker?  In today's "Hot Topic" Erin Dee of Legacy Mutual Mortgage in Austin, TX walks us through the process and all the details to consider.  Erin addresses legal and regulatory issues, leadership capability within your organization, growth plans, compliance, recruiting, profitability, and much more.  Find out if you are ready to take the first steps to mortgage banking. The first half of the program will feature, Joe Farr of MBSQuoteline providing a rate & market update, Alice Alvey of Indecomm Global Services providing a regulatory & legislative update as well as Paul Muolo of IMF News & Sam Garcia of Mortgage Daily giving us a quick overview of the latest news stories impacting our industry and Andy Schell, a/k/a "Profit Doctor" sharing ideas on how to improve your bottom line. Please tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry.  To advertise with Lykken on Lending, contact jeff@sellersmediaservices.com  Thank you, David Lykken