Podcasts about TN

Catch up on all of the Week 14 Fantasy Football action! Seth Woolcock, Scott Bogman, and Deepak Chona break down key injuries, top storylines, go through the panic meter, and answer your fantasy football questions to recap a hectic Week 14 and get you all set for Week 15! Timestamps (May be off due to ads) Intro - 0:00:00 Notable Injury Updates - 0:03:22 Daniel Jones - 0:03:25 De’Von Achane - 0:07:10 Tyrod Taylor - 0:09:18 Jayden Daniels and Zach Ertz - 0:12:06 Concussions - 0:17:28 Signed Bijan Robinson and Drake London Mini-Helmets Giveaway - 0:19:35 Top Storylines - 0:20:18 Playoff Trust-o-Meter - 0:20:21 Tee Higgins - 0:20:36 DK Metcalf - 0:21:28 Zay Flowers - 0:22:29 Kyle Pitts - 0:23:29 Travis Etienne - 0:24:07 Devin Neal - 0:24:50 Blake Corum - 0:25:32 RJ Harvey - 0:26:40 Kenneth Walker - 0:27:45 Breece Hall - 0:28:26 Emeka Egbuka - 0:29:10 Justin Jefferson - 0:30:35 Tyler Warren - 0:32:34 Christmas Comes Early for Shedeur Sanders, Harold Fannin Jr, and Tony Pollard - 0:33:37 Pittsburgh Steelers RBs - 0:36:34 Seattle Seahawks DST Domination - 0:38:52 Hard Rock Bet - 0:40:59 Panic Meter - 0:42:39 FantasyPros Discord - 0:45:56 Rapid Fire Q&A - 0:46:43 Outro - 0:52:26 Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, MI, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-833-PLAYWISE. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, MI, NJ, OH, TN, VA) My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Rob Pizzola and Clive Bixby react to everything that has gone on so far in Week 14 of the NFL, breaking down the full slate of Sunday games and looking ahead to Monday Night Football between the Philadelphia Eagles and LA Chargers, as well as discussing the opening lines for the entire Week 15 slate. 00:00 Intro 02:00 Recap 40:40 Atlanta/Tampa Bay 46:00 Arizona/Houston 49:14 Las Vegas/Philadelphia 51:14 NY Jets/Jacksonville 54:00 Cleveland/Chicago 58:18 Buffalo/New England 1:04:26 Baltimore/Cincinnati 1:08:24 LA Chargers/Kansas City 1:11:22 Washington/NY Giants 1:14:35 Indianapolis/Seattle 1:20:05 Green Bay/Denver 1:25:26 Carolina/New Orleans 1:29:40 Detroit/LA Rams 1:33:35 Tennessee/San Francisco 1:38:19 Minnesota/Dallas 1:40:54 Miami/Pittsburgh 1:46:15 Outro

Join Kosta and his guest: Jennifer Wilkerson, Putnam County Circuit Court Clerk.In this episode: Jennifer, you've spent more than twenty-five years working throughout our justice system: from law enforcement and non-profit advocacy, and now the Circuit Court Clerk's Office. When you think about all the experiences you've had with the justice system and our community, what does justice mean to you? A lot of people have heard or seen the title Circuit Court Clerk, but most of us don't truly understand the weight and complexity behind it. What is the real responsibility of your office, and what happens if the Clerk's Office doesn't function well? Your job isn't easy. Managing court dockets for seven courts and seven judges is no small task. In your opinion, what's the greatest determinant of whether our court system is running smoothly or not? Better Together with Kosta Yepifantsev is a product of Morgan Franklin Media and recorded in Cookeville, TN.This episode of Better Together with Kosta Yepifantsev is made possible by our partners at Miss Sallie's Market.Find out more about Miss Sallie's Market:https://www.misssallies.com

Send us a textIf you want strong faith for tomorrow, you must remember God's goodness today.In this reflective and worship-filled episode, April helps you slow down and recount God's faithfulness through the past eleven months.Because remembering is a spiritual discipline — and rejoicing is a spiritual weapon.

Join Rob Pizzola every Sunday morning at 11am ET as he goes game by game breaking down the entire NFL slate, dissecting the biggest injury news, discussing every spread and total, offering his thoughts on each matchup, his favorite bets, player props, and anytime touchdown scorers! Be sure to tune in live to get your questions answered by Rob. Before you leave, drop your favorite bets in the comments, and please like and subscribe!

This message is shared with permission from Dustin Smith and Hope UC Nashville church in TN.  "In today's message, we confront the distractions that keep us from God's invitation and uncover the profound beauty of His calling in our lives. Join us as we learn how to align our hearts and priorities with the kingdom work unfolding around us."Major Takeaways:God's invitation is urgent, requiring us to overcome life's distractions and self-centered pursuits to fully embrace His presence.Prioritizing divine callings over personal ambitions helps align our lives with God's greater purpose.Embracing community shifts focus from individual excuses to a unified journey, allowing us to participate in God's work together.Connect with their ministry go to www.hopeucnashville.com Join us for service live every Sunday at 10am at 5600 Route 34 | Oswego, IL 60543. You can expect passionate worship and a deep love for God's Word. Connect with us at our website www.revivechurch.life

NFL Week 14 is here! Jason is joined by Hitman for their top prop bets and favorite picks for this week's slate, presented by FanDuel. From standout player performances to key team angles, get sharp insights and actionable plays to stay ahead of the market. Tune in now for Jason & Hitman's best NFL Week 14 bets!

Secretary of War Pete Hegseth reacts defiantly to two scandals: his department's decision to murder the survivors of a September strike on an alleged Venezuelan drug boat, and a Pentagon report that found that Hegseth's infamous Signal messages put American troops at risk. Jon and Dan discuss what comes next for the former Fox News host, and then jump into the rest of the news, including Trump's disgusting comments about Somali Americans, his insistence that affordability is a Democratic "con job," and Mike Johnson's struggles to hold his caucus together after the GOP's underperformance in the TN-07 special election. Then, Dan talks to Minority Leader Hakeem Jeffries about Democratic momentum heading into the midterms, the ongoing investigation into the double-tap strike, and Trump's pardon of embattled Democratic Congressman Henry Cuellar.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Seth Woolcock and Derek Brown as they highlight six players that popped in “The Primer” this week who you should consider putting into your fantasy football lineups! Timestamps: (May be off due to ads)Intro - 0:00:00Bijan Robinson and Drake London Autographed Mini Helmet Giveaway - 0:03:21QB Sleeper Start: Tyrod Taylor vs. MIA | 1:00 p.m. ET | QB19 ECR - 0:04:24QB Sleeper Start: CJ Stroud vs. KC | 1:00 p.m. ET | QB20 ECR - 0:07:04RB Sleeper Start: Blake Corum vs. ARI | 1:00 p.m. ET | RB32 ECR - 0:09:24FantasyPros Deposit Offer Promo - 0:13:25WR Sleeper Start: Jayden Higgins vs. KC | 1:00 p.m. ET | WR36 ECR - 0:13:51WR Sleeper Start: Jerry Jeudy vs. TEN | 1:00 p.m. ET | WR45 ECR - 0:17:25TE Sleeper Start: Dallas Goedert vs. LAC | 1:00 p.m. ET | TE16 ECR - 0:20:12Outro - 0:22:27 Helpful Links: Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App. Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

Start a new streak! Join Joe Pisapia and Andrew Erickson for their best bets for NFL Week 14. Can the Jacksonville Jaguars (+2.5) defend Duval County against the Indianapolis Colts? Do the Cleveland Browns (-3.5) defend the Miami Dolphins? Plus, will the Cincinnati Bengals and Buffalo Bills clear 53.5 points (-110)? The Pros build momentum heading down the stretch! Timestamps: (May be off due to ads) Intro - 0:00:00Indianapolis Colts vs. Jacksonville Jaguars - 0:00:44Miami Dolphins vs. New York Jets - 0:02:29Washington Commanders vs. Minnesota Vikings - 0:05:15Tennessee Titans vs. Cleveland Browns - 0:06:24Cincinnati Bengals vs Buffalo Bills - 0:08:21BettingPros Discord - 0:11:42Chicago Bears vs. Green Bay Packers - 0:12:13Houston Texans vs. Kansas City Chiefs - 0:14:57Hard Rock Best Bets of the Week - 0:18:15Hard Rock Bet - 0:18:20Cincinnati Bengals vs. Buffalo Bills Over 52.5 - 0:19:23Cleveland Browns -3.5 vs. Tennessee Titans - 0:19:50Joe’s Upset Special of the Week - 0:21:58Parlay of the Week - 0:22:42Outro - 0:23:01 Helpful Links: Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Deposit Offer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Score six months of BettingPros Premium for FREE! Just make a deposit and place your wager at a partner sportsbook. Premium gives you access to Sharp AI, our Betting Systems, the Prop Bet Cheat Sheet, and the Same Game Parlay Builder – all the tools you need to bet smarter. Claim your upgrade now at bettingpros.com/premium ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success!See omnystudio.com/listener for privacy information.

Join Joe Pisapia and Andrew Erickson as they highlight their favorite parlays to place ahead of the Week 14 action across the NFL! Timestamps: (May be off due to ads) Intro - 0:00:00 Erickson's Same Game Parlay - Bears vs Packers - 0:01:35 Pristine Auction Giveaway - 0:04:50 Joe's Parlay - 0:05:53 The People's Parlay - 0:07:58 Helpful Links: Hard Rock Bet - Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros App⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Make winning bets with advice and picks from top sports betting experts. The BettingPros app puts consensus and expert-driven sports betting advice at your fingertips to help you pinpoint the best odds and make winning bets. Download it today on the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠App Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Google Play⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Deposit Offer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Score six months of BettingPros Premium for FREE! Just make a deposit and place your wager at a partner sportsbook. Premium gives you access to Sharp AI, our Betting Systems, the Prop Bet Cheat Sheet, and the Same Game Parlay Builder – all the tools you need to bet smarter. Claim your upgrade now at bettingpros.com/premium ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BettingPros Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Looking to up your game in sports betting? Join our exclusive sports betting Discord community at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bettingpros.com/chat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Not only can you connect with expert handicappers who provide free picks for NBA, NFL, MLB, NHL, player props, live betting, and more, but now you can also participate in our weekly community picks. Cast your vote, see how your picks stack up against the experts, and track your success!See omnystudio.com/listener for privacy information.

Had the pleasure of speaking with independent professional wrestler Colby Carter! Carter currently wrestles for Pro Wrestling Symphony out of Nashville, TN as well as various other promotions. On episode 251, we discussed his love of the business, influences, training, his upcoming match at PWS's final show of 2025, volunteering in his community, and more. Follow Colby here: https://x.com/TheColbyCarter https://www.instagram.com/thecolbycarter/?hl=en Are you a pro wrestler and have done community service and/or charity work? E-mail the podcast at wrestlingwithheart@yahoo.com and tell us if you would be interested in being interviewed. Follow us on:Facebook: Wrestling with Heart with Stanley Karr Bluesky: @wrestlingwithheart.bsky.social Instagram: @wrestlingwithheart Threads: @wrestlingwithheart Hear Wrestling with Heart on Apple Podcasts: https://podcasts.apple.com/us/podcast... Hear Wrestling with Heart on Spotify: https://open.spotify.com/show/46cviL5... Hear Wrestling with Heart on iHeartRadio: https://www.iheart.com/podcast/269-wr... Donate to my Patreon and subscribe to my content here: https://www.patreon.com/user?u=84502525 Learn more about your ad choices. Visit megaphone.fm/adchoices

Find out why Lauren has Jersey plates but a TN license still... See omnystudio.com/listener for privacy information.

One of the most remarkable and recognizable characteristics of the family of God is the gift of faith that resides within us. This wondrous ability to believe creates an unbreakable bond—that binds us to God and to each other. For this reason, we are called “the household of faith” or as one translation puts it, “the family of believers.” No matter what comes our way in life, “this is the victory that has overcome the world—our faith.” (1 John 5:4)Ministry website: www.shreveministries.orgComparative religion website: www.thetruelight.net The “Catholic Project” website: www.toCatholicswithlove.org Video channel: www.YouTube.com/mikeshreveministries All audio-podcasts are shared in a video format on our YouTube channel. Mail: P.O. Box 4260, Cleveland, TN 37320 / Phone: 423-478-2843Get Mike Shreve's book revealing the spiritual identity of God's people:WHO AM I? Dynamic Declarations of Who You Are in ChristMike Shreve's other podcast Revealing the True Light—a study on comparative religion themes, as well as mysterious or controversial biblical subjects: https://www.charismapodcastnetwork.com/show/revealingthetruelight

Ever bought an ETF because the ticker looked clever, only to wonder why it didn't behave like the market you expected? We unpack how exchange traded funds really work, from the tax magic of in-kind redemptions to the quiet costs hidden in spreads, volume, and tracking choices. Along the way, we demystify why some funds hug an index tightly while others take a rules-based path that can lower trading costs and sometimes deliver better long-term results, even if they drift from the benchmark in the short run.We share a practical framework for choosing ETFs that fit your strategy. Start with clarity on your target exposure, then verify whether the fund strictly tracks a benchmark or uses index-like rules with factor tilts such as dividends or profitability. Compare expense ratios among peers, but don't stop there—check average daily volume, how closely the market price matches NAV, and the fund's historical premium or discount. We explain why niche or thinly traded products can surprise you with wide bid ask spreads and why limit orders and smart timing help you avoid paying extra on execution.Taxes matter, and ETFs can shine in taxable accounts. We discuss how mutual funds pass through capital gains at year-end, while ETFs typically minimize them. You'll hear a real-world example of using appreciated ETF shares for charitable giving to avoid gains, preserve a deduction, and sidestep an upcoming capital gains distribution by donating before the ex-dividend date. We also touch on why we favor ETFs over exchange traded notes for core equity exposure, given ETNs' issuer credit risk and potential extra fees.If you want lower costs, tighter control over execution, and fewer tax surprises, this guide will help you build a cleaner ETF lineup. Follow the closing checklist—match the right index, confirm reasonable fees, ensure good volume, and keep market price close to NAV—and you'll avoid the most common pitfalls. Enjoyed the breakdown? Follow the show, share this episode with a friend who invests, and leave a quick review to tell us your favorite ETF screen. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Fr. Reehil on-air on Fridays at 9am central/10am eastern, call (866)333-6279 (866-333-MARY). Or through Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/fatherdanreehil/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Or email your question to: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠exorcist@radiomaria.us⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Radio Maria is a 100% listener supported radio station. If this broadcast has touched your life, please consider donating at https://rmusa.civi-go.net/donateStream live episodes of Battle Ready with Fr. Dan Reehil at https://radiomaria.us/ at 9:00 am cst or tune in on radio in Louisiana (580 AM Alexandria, 1360 AM New Iberia, 89.7 FM Natchitoches, 91.1 FM Lake Charles) in Ohio (1600 AM Springfield, 88.7 FM Anna, 103.3 Enon/Dayton) in Mississippi (88.1 FM D'Iberville/Biloxi) in Florida (91.9 Hammocks/Miami) in Pennsylvania (88.1 FM Hollidaysburg/Altoona) in Texas (1250 AM Port Arthur) in Wisconsin (91.3 FM Peshtigo), 1280 AM Columbia, TN (98.9 FM Columbia, TN)Download the Radio Maria Play app to any smart device:Android: https://play.google.com/store/apps/details?id=com.radiomaria.v3&hl=en_US&gl=US&pli=1iOS: https://apps.apple.com/us/app/radio-maria-play/id848153139 

At what age does your body officially hit the “uh oh, this hurts now” tipping point? Bobby kicks things off breaking down why everything from recovery time to random aches seems to change overnight, and how he’s feeling about getting older in real time. Then he’s joined by college football reporter Ross Dellenger to tell the real story behind Lane Kiffin’s dog “Juice” — how a golden retriever became a sideline star, what’s true, what’s myth, and why the whole thing was a great PR stunt from Ole Miss over the years. Finally, former NFL wide receiver Allen Robinson stops by to talk about league life, from locker rooms to playbooks to the very important question: which team actually had the best cafeteria food? He shares his rankings, favorite meals, and behind-the-scenes stories from his time in the NFL. Download the DraftKings Sportsbook App today: https://dkng.co/bobbysports If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 1-877-770-STOP (7867) (LA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA). 21+ (18+ WY). Physically present in AZ/CO/CT/IL/IN/IA/LA/MI/NJ/ NY/PA/TN/VA/WV/WY only. N/A in NH/OR/ON. New customers only. Valid 1 per new customer. Min. $5 deposit. Min $5 wager. $200 issued as eight (8) $25 free bets. Ends 9/19/22. See http://draftkings.com/sportsbook for details. Follow the Show: @25WhistlesSports Follow the Crew: @MrBobbyBones @ProducerEddie @KickoffKevin @MikeDeestro @BrandonRayMusicSee omnystudio.com/listener for privacy information.

They apparently arrested a suspect in the Jan 6 pipe bomb investigation. The results of the TN-7 special election are great news for Democrats – but don't get happy. ADP's November jobs numbers are very bad. 2025 had the highest number of layoffs since the 2020 pandemic. Trump voters worried about affordability. Pete Hegseth approved a contingency plan for killing survivors in the Caribbean. DOD inspector general reported Hegseth risked endangering troops by using the Signal app. The Donald Trump Institute for Peace??? Tiny Trump's short circuit talking about Tim Walz. What the eff is going on in that photo from Epstein's estate? With Jody Hamilton, David Ferguson, music by Bob Malone, Dave Molter, and more! Brought to you by Russ Rybicki, SharePower Responsible Investing.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your worship team isn't just playing music. You're teaching theology and shaping hearts. So why are we settling for cover versions of songs when the church should be leading the world in creativity?  For centuries, the church birthed the world's greatest art: Bach's masterpieces, Handel's Messiah, hymns that shaped nations. But somewhere along the way, we stopped creating and started copying. Steele Croswhite, who toured with Foo Fighters and Maroon 5 before Jesus transformed his life, believes it's time to reclaim our creative calling.  After 20 years of ministry, Steele has built something revolutionary: a church where worship teams don't just play songs, they craft theological experiences that connect hearts to truth.   In this episode, discover:  Why worship leaders are actually theology teachers (and how your arrangements matter)  How the church went from creative pioneer to cultural follower and how to reverse it  The "Love God, Bless Saints, Win Lost" framework that transforms both music and hearts  The practical steps to help your musicians find their God-given voice  Listen now to hear what happens when creativity meets theology.   "The best bands in the world should come from the local church, because we're not just making music. We're making disciples." - Steele Croswhite  Worship Online is your new secret weapon for preparing each week. With detailed song tutorials and resources, you and your team will save hours every single week, and remove the stress from preparing for a set. Try a free trial at WorshipOnline.com and see the transformation!   Mentioned in the Episode  The Rock Music  ---  If you like what you hear, please leave us a review! Also, shoot us an e-mail at podcast@worshiponline.com. We want to know how we can better serve you and your church through this podcast.  Don't forget to sign up for your FREE 2-week subscription to Worship Online at WorshipOnline.com!  The Worship Online Podcast is produced by Worship Online in Nashville, TN. 

Matt Van Epps, a West Point graduate, combat veteran, and brand-new Congressman from TN-07, joined The Guy Benson Show today to discuss his decision to jump into the open race in Tennessee and ultimately defeat radical Aftyn Behn. Rep. Epps was sworn in earlier today, and he shared more of his background, including his military service and time working in state government with the Guy Benson Show audience. Rep. Epps walked through his Congressional priorities on affordability, healthcare, and energy policy, why he believes deregulation and competition will raise quality for Tennessee communities, and why price transparency and expanded HSAs must be at the center of meaningful healthcare reform Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Rivers and Sam are hangin' out at Disgraceland Studios with our ol' pal and the pride of Lookout Mountain, comedian John-Michael Bond! We kick this one off by downing a reality TV couple's very coconutty energy drink. Then we talk about some of the most morally dubious reality TV shows of all time. After that, we sample a bit of the U.S. Health and Human Services Secretary's erotic poetry. Plus, our big dumb president is making his Hollywood dreams come true in reuniting the whole gang from the film Rush Hour. John-Michael takes us on a tour of his hometown of Chattanooga, TN, and Queen's "Bohemian Rhapsody" is our JAM OF THE WEEK! Give us a listen, folks!  Follow John-Michael Bond on Instagram @JohnMichaelsMistakes  Follow the show on social media @TheGoodsPod.  Rivers is @RiversLangley  Sam is @SlamHarter  Carter is @Carter_Glascock Subscribe on Patreon for UNCUT video versions of the podcast as well as TONS of bonus content! http://patreon.com/TheGoodsPod Pick up a Goods from the Woods t-shirt here: http://prowrestlingtees.com/TheGoodsPod

Our next Driven By episode features Gary Stavrum, a Memphis entrepreneur whose career reflects exceptional grit, discipline and vision. A Christian Brothers alumnus, Gary built three med-device contract manufacturing companies, two of which he has sold, beginning with a startup launched in a garage in Covington, Tennessee, funded with just $20,000.His first company grew to 128 employees and $18 million in revenue in under seven years, without raising outside capital. This success came despite extraordinary challenges, including the sudden incarceration of his only machinist shortly after Gary took out a second mortgage to fund the business.Gary and his team repeated this achievement twice more. He formally retired at 39 but has since remained deeply active, helping raise $38 million for Christian Brothers High School, chairing the Campbell Clinic Foundation, forging titanium orthopedic implants in New Hampshire and developing private duck hunting properties that host more than 100 guests each year.Episode Highlights:How a Covington, TN garage startup grew from $20k to $18 million in revenue in under seven years.The story behind building and selling three med-device contract manufacturing companies, all without outside capital.Why the 1990s–2000s Memphis med-device boom created a once-in-a-generation window for blue-collar entrepreneurs.Gary's role in helping Christian Brothers High School raise $38 million, far surpassing the original $7 million goal.Gary's unexpected “retirement” running titanium forging operations and developing private duck hunting properties hosting 100+ guests a year.

NFL 14 Week is nearly here and Forward Progress has your betting needs covered! Join Rob Pizzola and Austin Mock as they break down the week's matchup, discuss every spread and total, and share their best bets. Leave your thoughts on their plays for the week and share your own bets in the comments! As always, please like and subscribe if you enjoy the content. Let's go!

In this episode of Remodelers on the Rise, Kyle talks with Phil and Heather Oddo of Closer Look General Contracting about navigating the messy, painful seasons of business and choosing optimism through it all. They share how years of embezzlement knocked their business down, how Heather left her stable corporate job to join the company right as chaos hit, and what it looked like to rebuild piece by piece. You'll hear how they learned to understand their numbers, say no to the wrong clients, build systems for sales and project flow, and hire the right people for the right seats.   They also dive into how DISC and the Visionary/Integrator roles strengthened their communication and helped them work together as a married couple without letting the business consume the relationship. If you need encouragement to keep going and tools to make the journey smoother, this conversation is a reminder that growth often comes through hard things - and optimism can carry you forward. ----- If you and your spouse are ready to invest in your relationship and your remodeling business at the same time, join us February 10 to 12 in Franklin, TN for the Remodel Your Marriage Retreat. This is a getaway built for remodeling couples, with conversations that matter, vision work, time together, and space to reset and refocus. Sign up today!  ----- Takeaways The importance of a supportive partnership in business. Understanding financials is crucial for business success. Setting boundaries between work and personal life is essential. Celebrating small wins can boost morale and motivation. A growth mindset allows for personal and professional development. Utilizing DISC profiles can enhance communication and teamwork. Hiring the right people can transform a business. Visionary and integrator roles help clarify responsibilities. Gratitude can shift perspectives and improve relationships. Defining success is personal and varies for each individual. ----- Chapters 00:00 Introduction to the Oddos' Journey 03:37 Overcoming Challenges: Embezzlement and Recovery 06:27 Heather's Transition into the Business 09:26 The Importance of Financial Literacy 12:38 Finding Guidance and Building Confidence 15:38 Understanding Personalities: DISC Profiles 18:35 Visionary vs. Integrator Roles 21:31 Key Strategies for Business Improvement 24:39 Leveraging Team Strengths 27:31 Navigating Business Challenges 31:13 Balancing Marriage and Business 34:28 Celebrating Wins and Gratitude 41:01 Embracing a Growth Mindset 50:15 Defining Success and Freedom

At what age does your body officially hit the “uh oh, this hurts now” tipping point? Bobby kicks things off breaking down why everything from recovery time to random aches seems to change overnight, and how he’s feeling about getting older in real time. Then he’s joined by college football reporter Ross Dellenger to tell the real story behind Lane Kiffin’s dog “Juice” — how a golden retriever became a sideline star, what’s true, what’s myth, and why the whole thing was a great PR stunt from Ole Miss over the years. Finally, former NFL wide receiver Allen Robinson stops by to talk about league life, from locker rooms to playbooks to the very important question: which team actually had the best cafeteria food? He shares his rankings, favorite meals, and behind-the-scenes stories from his time in the NFL. Download the DraftKings Sportsbook App today: https://dkng.co/bobbysports If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 1-877-770-STOP (7867) (LA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA). 21+ (18+ WY). Physically present in AZ/CO/CT/IL/IN/IA/LA/MI/NJ/ NY/PA/TN/VA/WV/WY only. N/A in NH/OR/ON. New customers only. Valid 1 per new customer. Min. $5 deposit. Min $5 wager. $200 issued as eight (8) $25 free bets. Ends 9/19/22. See http://draftkings.com/sportsbook for details. Follow the Show: @25WhistlesSports Follow the Crew: @MrBobbyBones @ProducerEddie @KickoffKevin @MikeDeestro @BrandonRayMusicSee omnystudio.com/listener for privacy information.

In this episode of the Homeschool Dads series, David Nunnery talks with Isaac Tolpin, a seasoned parent and speaker, discussing the challenges and opportunities of courageous parenting. They explore the importance of intentionality in raising confident Christian children, overcoming fear in spiritual leadership, and the role of technology in modern parenting. The conversation emphasizes the need for fathers to take an active role in their children’s spiritual education and to prepare them for a rapidly changing world, including the implications of AI. David and Isaac also share practical advice for family devotions and navigating technology responsibly. Men’s Challenge: Together with your wife, create one new family rule or boundary in regards to media. Set clear boundaries after taking inventory for how media is affecting your family dynamic- video games, social media, phone distraction. Key Takeaways: Courageous parenting requires intentionality, commitment, and openly addressing uncomfortable topics (including technology). Spiritual Leadership: Fathers must actively lead the family, simplifying devotions to ensure they are effective and consistent. Navigating Technology & AI: Equip children to use tech and AI, focusing on open communication rather than isolation. Preparation for a tech-driven future is essential. Development Focus: Overcoming fear allows for effective leadership, and nurturing creative writing skills remains crucial for development. Resources Mentioned: Learn more about Courageous Parenting Listen to the Courageous Parenting Podcast Learn more about Isaac Toplin Don't forget—Teach Them Diligently 2026 registration is open! We hope you will be joining us in Pigeon Forge, TN and Branson, MO. Connect With Us: Instagram: @TeachThemDiligently Facebook: Teach Them Diligently YouTube: Teach Them Diligently Channel Subscribe + Share: If this episode helped you, take a minute to subscribe, rate, and share with another homeschool family. We sure would be grateful!

On this week's episode we are joined by Paige Ruderman! Paige is a songwriter in Nashville, TN and the host of the "So Rude Podcast"! To find Paige online check out sorudemedia.com and follow her on Instagram at @sorude.podcast!Follow along online at nashvilletourstop.com to find our full live event calendar and follow us on Instagram at @nashvilletourstop for day to day updates! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Carter continues his conversation with David O'Reilly, President and CEO of Howard Hughes Holdings, Inc., a company renowned for its iconic master-planned communities such as The Woodlands, Bridgeland, Summerlin, and Teravalis, along with its expansive commercial and multifamily portfolios. David shares insights from his career journey, key leadership lessons, and how Howard Hughes continues to evolve its business strategy in a rapidly changing real estate landscape. In this episode you'll learn: How David's engineering and finance background shaped his approach to managing a $10 billion real estate portfolio. The projects and mentors that influenced his leadership style. The distinctive business plan and "secret sauce" that set Howard Hughes apart from other master-planned community developers. How Bill Ackman's involvement has guided a new strategic direction and a shift toward a diversified holding company model. Show NotesW  –  www.howardhughes.com The Real Estate Game – By William Poorvu www.amazon.com/s?k=the+real+estate+game+by+william+poorvu&crid=1EXOPS73U45J4&sprefix=the+real+estate+game+by+william+poorvu%2Caps%2C205&ref=nb_sb_ss_p13n-expert-pd-ops-ranker_1_38 Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TN, TX, UT, WA contact  Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ ("LRS") – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ ListenersComplimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis:  https://form.jotform.com/231376408765160 Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability Land to Lots™ is a registered trademark of Launch Development Finance Advisors

#kenpatera #olympics #prowrestling #gmbmpwWelcome to Episode 107 of Give Me Back My Pro Wrestling (@gmbmpw) with hosts Jimmy Street (@jamesrockstreet), our action figure expert "The Plastic Sheik" Jared Street, and the Territory Wrestling Guru, Quinton Quarisma! Tune in as they join forces and tackle the world of Professional Wrestling!Today, once again in conjunction with our friends at Captain's Corner and the Portland Wrestling Expo. We welcome, Ken Patera! Ken has great stories! From powerlifting, the Pan Am games, and the tragic 1972 Olympics to Verne Gagne, the AWA, Ric Flair. Superstar Billy Graham, the WWWF, selling out MSG with his childhood idol Bruno Sammartino, The Iron Sheik, Ted Arcidi and much more! See Ken with Captain's Corner, Feb 21st at the Portland Wrestling Expo 2! Enjoy!Visit our Give Me Back My Pro Wrestling podcast page! https://podcasters.spotify.com/pod/show/gmbmpwUPCOMING EVENTS!-Gideon's Warriors, Pastor Rick Reynolds, Shane Morton, Ben Jordan, Shawn Shultz, Jan 18th, 2026, His House Ministries, Summertown, TN! Don't miss it!FOLLOW & SUBSCRIBE:https://facebook.com/gmbmpwhttps://facebook.com/groups/gmbmpw/https://instagram.com/gmbmpwhttps://twitter.com/gmbmpwhttps://www.youtube.com/@GMBMPWCheck out Sheik's Shorts: https://youtube.com/playlist?list=PL0oL-yrnIHtlaVHamAApDquYBXeGaHS8vCheck out the Live and In Color with Wolfie D podcast: https://podcasters.spotify.com/pod/show/wolfiedVISIT OUR AWESOME SPONSORS!-Captain's Corner (Conventions, Virtual Signings and more!): https://www.facebook.com/captinscorner-T's Westside Original Gourmet Sauces: https://www.westsidesauces.comADVERTISE WITH US! For business and advertising inquiries contact us at gmbmpw@gmail.comVery Special Thanks To: -Sludge (@sludge_cast) for the "Give Me Back My Pro Wrestling" entrance theme!-Tracy Byrd and A Gathering Of None for the "Sheik Fell Down A Rabbit Hole" & "Name Game" theme songs! Music from #InAudio: https://inaudio.org/Upbeat Gospel Trap by Infraction Feel So Good*© 2025, jamesrockstreet Productions

Leanne Morgan is a stand up comedian and actress. Her new special “Unspeakable Things” and her show “Leanne” are both streaming on Netflix. Leanne joins Theo to talk about surviving some wild years at the University of Tennessee, how her longtime husband Chuck convinced her to do comedy, and what country singer she owes a casserole.  Leanne Morgan: https://www.instagram.com/leannemorgancomedy/  ------------------------------------------------ Tour Dates! https://theovon.com/tour New Merch: https://www.theovonstore.com ------------------------------------------------- Sponsored By: Celsius: Go to the Celsius Amazon store to check out all of their flavors. #CELSIUSBrandPartner #CELSIUSLiveFit https://amzn.to/3HbAtPJ  Shopify: Go to http://shopify.com/thispastweekend  to get started building. Better Help: This show is sponsored by BetterHelp. Go to http://betterhelp.com/theo to get 10% off your first month! PDS Debt: Go to http://pdsdebt.com/theo for your free, personalized assessment Modiphy: Visit https://modiphy.com/theo to get 50% off the last website you'll ever need.  Perplexity AI: Ask anything at https://pplx.ai/theo and download their new web browser Comet at https://comet.perplexity.ai/ ------------------------------------------------- Music: “Shine” by Bishop Gunn Bishop Gunn - Shine ------------------------------------------------ Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com Hit the Hotline: 985-664-9503 Video Hotline for Theo Upload here: https://www.theovon.com/fan-upload Send mail to: This Past Weekend 1906 Glen Echo Rd PO Box #159359 Nashville, TN 37215 ------------------------------------------------ Find Theo: Website: https://theovon.com Instagram: https://instagram.com/theovon Facebook: https://facebook.com/theovon Facebook Group: https://www.facebook.com/groups/thispastweekend Twitter: https://twitter.com/theovon YouTube: https://youtube.com/theovon Clips Channel: https://www.youtube.com/c/TheoVonClips Shorts Channel: https://bit.ly/3ClUj8z ------------------------------------------------ Producer: Zach https://www.instagram.com/zachdpowers Producer: Trevyn https://www.instagram.com/trevyn.s/  Producer: Nick https://www.instagram.com/realnickdavis/ Producer: Andrew https://www.instagram.com/bleachmediaofficial/ Learn more about your ad choices. Visit megaphone.fm/adchoices

We would like to thank our advertisers for our podcast: This episode is brought to you by Gold Co! Get up to $10,000 in FREE silver when you go to https://DineshGold.com. Don’t wait - The time to invest in gold and silver is now! https://www.mypillow.com Discount code DINESH https://balanceofnature.com/pages/podcasters Discount Code Americahttps://angel.com/dineshhttps://movement.com/dinesh Movement Mortgage, LLC supports equal housing opportunity. NMLS number 39179. For licensing information, please visit https://www.nmlsconsumeraccess.orghttps://Mybrightcore.com/Dinesh 25% Off Kimchi One with code: DINESH at Or dial (888) 927-5980 for up to 50% OFF and Free Shipping – ONLY when you call! https://hometitlelock.com/dinesh and use promo code DINESH to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warrantyhttps://reliefband.com Use promo code “Dinesh” at checkouthttps://preborn.com/Dinesh We promise to honor your trust in giving to PreBorn! by using your gift in the most effective way to save unborn babiesMovie “Call Sign Courage” https://callsigncourage.com available on https://salemnow.com Books or guest info: The Dragon’s Prophecy website: https://thedragonsprophecyfilm.com Dinesh D’Souza “Life After Death: The Evidence” https://a.co/d/9d7gtPn https://dineshdsouza.com https://dinesh.locals.com to join Dinesh’s page and support his work! Danielle D’Souza Gill discusses the results of the TN-07 Special Election and the victory of Matt Van Epps. Danielle dives into the hatred the Democrats have not just for Trump, or Republicans, but the American people. Danielle breaks down some of the Democrats’ biggest disasters with Terry Schilling from the American Principles Project.See omnystudio.com/listener for privacy information.

-- On the Show: -- Donald Trump and MAGA suffer a massive warning sign after a Tennessee special election shows a stunning collapse in Republican support -- Doctors openly question the White House explanation for Donald Trump's unexpected MRI and spark new health concerns -- Donald Trump embarrasses himself at a cabinet meeting by dozing off and unleashing a string of false and incoherent claims -- Trump's cabinet members compete to praise him on camera in a spectacle that feels more like a loyalty contest than governing -- Donald Trump appears with fresh bandages as new questions erupt about unexplained bruising and medical secrecy -- Donald Trump struggles to speak clearly as public confusion grows over his ability to finish basic thoughts -- Fox News hosts and guests meltdown on air as they rush to defend Donald Trump from growing health scrutiny -- David explains what really happened behind the scenes when CNN invited him on

Today we break down the GOP's big TN-7 win, Scott Jennings torching Aftyn Behn, Gov. Noem pushing a travel ban, and Trump unloading on countries that have been ripping us off for years.We also get into Mayor Jacob Frey jumping in to defend Minnesota's Somali community, Batya Ungar-Sargon calling out CNN spin, Scott Bessent's insight on America's future, and Marco Rubio praising Trump's motives.Later in the show, Candace Owens drama reaches another level, Odell Beckham Jr. complains about a $100M contract, Rosie O'Donnell gives her daughter TDS, and TikTok delivers absolute madness.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!For a limited time, try OneSkin for 15% off using code CHICKS at https://Oneskin.co/ChicksAfter you purchase, they'll ask you where you heard about them. Please support our show and tell them we sent you.  Head to https://RepublicanRed.com and use code CHICKS today to grab a case and keep the debate—and the good times—going all holiday season long! Save $5 off your order, and don't forget to join their mailing list for exclusive offers.Check out Angel's biggest survival story. Join the Angel Guild today. Go to https://Angel.com/ChicksOnTheRight. Watch the Homestead movie, then stream Homestead: The Series exclusively on Angel. Skip the stress and overpriced designer gifts this season—give comfort and confidence with True Classic. Visit https://TrueClassic.com/CHICKS for perfect gifts that fit everyone on your list.

Mikey joins Dave Smith in collaboration with Flowering Lotus Meditation to discuss the importance of metta in mindfulness practice. Mikey and Dave will be teaching a retreat together December 28, 2025- Friday, January 2, 2026 in Bay St. Louis, MS.Learn more and sign up here: https://www.floweringlotusmeditation.org  Wild Heart Meditation Center in a non-profit Buddhist community based in Nashville, TN. https://www.wildheartmeditationcenter.orgDONATE: If you feel moved to support WHMC financially please visit:https://www.wildheartmeditationcenter.org/donateFollow Us on Socials!Facebook: https://www.facebook.com/WildHeartNashville/Instagram: https://www.instagram.com/wildheartnashville/TikTok: https://www.tiktok.com/@wildheartmeditation

"Hear, O Israel, The Lord is our God, the Lord alone.” Deuteronomy 6:4    Submit a Podcast Listener Question HERE!    Podcasts by Series  Level One Book Study  Level Two Book Study    As we begin our Advent journey—a time of waiting with the children—we hear the message of the prophets, calling us to prepare our hearts for the coming of Jesus and for the fulfillment of the history of the Kingdom of God at the Parousia. Today, Donna Turner helps us ponder the great richness of the prophets and their prophecies for both us and the child.  Donna Turner is a Level III catechist and Formation Leader. She is the Co-Director of the Good Shepherd Center-Memphis, TN, and the volunteer coordinator of CGS at St. Philip Episcopal Church-Memphis. Donna serves CGSUSA as a member of the Formation Advisory Council and the Episcopal Committee. She lives in Germantown, TN.    History of the Kingdom of God Part 1: Creation to Parouisa    Thank you to all our members and our donors who have given to the 2025-26 Annual Appeal and Tina Lillig Memorial Fund. Your donations make it possible for CGSUSA to expand formation opportunities, give mission courses, invest in technology, create catechist and parent resources and publications, and offer many wonderful events that build our catechist community. All of these initiatives help us serve children with love and generosity. The revenue generated from membership fees covers about 55 percent of the cost of the benefits of membership, so philanthropy is essential to delivering excellent support to catechists, ministry leaders, families, and children. To find out more or make a gift, please visit www.cgsusa.org/donate. Thank you!    Podcast Episodes you might be interested in:    Episode 27 – The Mystery of the Incarnation  Episode 53 – The Birth and Infancy of Jesus  Episode 104 – Incarnation and the Annunciation  Episode 105 – Welcoming the Christ Child as a Sacred Act  Episode 128 – CGS Advent in the Home  Episode 129 – The Family in Advent  Episode 132 – The Depth of the Christmas Season      The Religious Potential of the Child  CGSUSA Store      BECOME A CGSUSA MEMBER          AUDIOBOOK:    Audiobook – Now Available on Audible  CGSUSA is excited to offer you the audio version of The Religious Potential of the Child – 3rd Edition by Sofia Cavalletti, read by Rebekah Rojcewicz!  The Religious Potential of the Child is not a “how-to” book, complete with lesson plans and material ideas. Instead it offers a glimpse into the religious life of the atrium, a specially prepared place for children to live out their silent request: “Help me come closer to God by myself.” Here we can see the child's spiritual capabilities and perhaps even find in our own souls the child long burdened with religious information. This book serves as a companion to the second volume, The Religious Potential of the Child 6 to 12 Years Old. The desire to have this essential text available in audio has been a long-held goal for many. The work of many hands has combined to bring this release to life as an audiobook.    Find out more about CGS:       Learn more about the Catechesis of the Good Shepherd     Follow us on Social Media-  Facebook at “The United States Association of the Catechesis of the Good Shepherd”  Instagram-  cgsusa  Twitter- @cgsusa  Pinterest- Natl Assoc of Catechesis of the Good Shepherd USA  YouTube- catechesisofthegoodshepherd 

Matt Van Epps has officially won the TN-7 Special Election against Lunatic Aftyn Behn. Trump declares Biden Autopen Pardons "VOID" but will that stand up in court? A large majority of Americans believe college is largely a scam. Scott Bessent says the Treasury Dept will be investigating Minnesota's Somali Fraud Scheme. The House has passed a bill banning anyone involved with the Oct 7th attack from entering the U.S. Dems appear to be using the "War Crimes" hoax to lay the groundwork for another impeachment.    Join UNGOVERNED on LFA TV every MONDAY - FRIDAY from 10am to 11am EASTERN!    www.FarashMedia.com www.LFATV.us www.OFPFarms.com www.SLNT.com/SHAWN www.CaptainSchiddys.com

Sefton is back with CBD to discuss killing narco-terrorists (we are both for it!), the TN special election, Trump’s communication skills, and more!

Let's dive into yesterday's Republican House win in TN, and we talk to Anna Kelly with the White House about Trump Baby Accounts, and Mary Margaret Olohan about the trouble Gov. Tim Walz is in now that he's been exposed for exploiting taxpayers and abetting fraud.

J.P. is flying solo for the final episode of Viva La Vida (for now....) He recaps the TN/Vandy game from this past week, gives some insight into the TN Basketball game vs. Syracuse that was going on during recording, gives his Two cents on TN's quarterback situation and the drama surrounding Lane Kiffin leaving Ole Miss for LSU. You want a Macho Man impression? You got one! The show takes a wild turn when Carlos is away, so tune in and listen up to Viva La Vida: One Last Ride. J.P. vuela solo para el último episodio de Viva La Vida (por ahora...). El resume el partido de Tennessee contra Vandy de la semana pasada, da una idea del partido de baloncesto de Tennessee contra Syracuse que se estaba pasando durante la grabación, da su opinión sobre la situación del mariscal de campo de Tennessee y el drama que rodeó a Lane Kiffin, que dejó Ole Miss por LSU. ¿Quieres una imitación de Macho Man? ¡La tienes! El programa da un giro inesperado cuando Carlos no está, así que sintoniza y escucha Viva La Vida: Un Último Viaje.See omnystudio.com/listener for privacy information.

Join Joe Pisapia, Chris Welsh, and Scott Bogman LIVE on Twitch every Monday afternoon at 2:00 PM ET at twitch.tv/fantasypros. The guys discuss everything happening in the football world, both in fantasy and in reality, while having some fun along the way! Put your bad day behind you with a new episode of "Out of Bounds," where Joe Pisapia, Chris Welsh and Scott Bogman share their top fantasy football Week 13 takeaways! Timestamps: (May be off due to ads) Intro - 0:00:00 Teeny Tiny Loser Belt Giveaway Promo - 0:03:27 Questions and Asses - 0:04:26 Chat Question 1: Is it time for an amicable divorce between The Steelers and Mike Tomlin? - 0:04:31 Chat Question 2: What's going on here with The Eagles offense predictability. Is Saquon Barkley hurting The Eagles and not even realizing it? - 0:07:17 FantasyPros on Twitch - 0:08:31 Chat Question 3: Did Dan Campbell's aggression become his own worst enemy? - 0:08:49 Chat Question 4: Should you use Justin Jefferson as a Trojan Horse? - 0:12:49 Welsh's moment of the week: Justin Jefferson may really be cooked. - 0:13:40 Welsh's takeaway of the week: AD Mitchell SZN may be here. - 0:20:58 Bogman's takeaway of the week: Chuba Hubbard is going to ruin Rico down the stretch. - 0:23:56 Bogman's moment of the week: Treylon Burks one handed TD grab. - 0:27:22 Joe's takeaway of the week: The Lions will NEVER win or make a SB with Dan Campbell. - 0:28:40 Joe's moment of the week: Panthers Derek Brown forced fumble CAR recovery in Rams upset. - 0:29:38 Fact or Fiction: Audience Submitted - 0:30:42 311 Contest Recap and Results - 0:38:32 Joe's 311 Picks: Dak Prescott @ DET, De'VonAchane @ NYJ, Ja’Marr Chase @ BUF. - 0:38:59 Welsh's 311 Picks: Joe Burrow @ BUF, James Cook vs CIN, Jameson Williams vs DAL. - 0:39:33 Bogman's 311 Picks: Dak Prescott @ DET, Jonathan Taylor @ JAX, JSN @ ATL. - 0:40:36 BettingPros DIscord - 0:42:26 Outro - 0:43:24 Helpful Links: Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

NFL Week 14 is nearly here and Forward Progress has your betting needs covered! Join us for a special edition best bets show with George Tsilfidis, Chris Dierkes and Fabian Sommer as they break down the week's matchups, discuss every spread and total, and share their best bets. Leave your thoughts on their plays for the week and share your own bets in the comments! As always, please like and subscribe if you enjoy the content. Let's go!

Utopian Hope Isaiah 2:1-5 The First Sunday in Advent Sunday, November 30, 2025 The Rev. Andrew DeFusco, Rector Church of the Redeemer, Nashville, TN www.Redeemer-Nashville.net

Bobbys had it with the Arkansas coaching chaos, and he lay out why the nonstop rumors, misreports, and “done deal” whispers have him completely fed up with the football program for the year. The guys also discuss the big question: are the Dallas Cowboys actually a playoff lock, or is everyone getting a little too comfortable with that 10-win number? Bobby breaks down what the rest of the schedule looks like, why the Chiefs might need to win out, and how a lot of money could potentially be lost in the midst of it all. He also hits on Lane Kiffin’s “soft move” from the weekend involving a reporter and an apology, plus some college playoff talk, Diego Pavia’s big statement game, and a few life notes like Eddie taking his kids to the Y, carving turkey, and why Bobby’s foot is absolutely screaming by the end of the show. Download the DraftKings Sportsbook App today: https://dkng.co/bobbysports If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 1-877-770-STOP (7867) (LA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA). 21+ (18+ WY). Physically present in AZ/CO/CT/IL/IN/IA/LA/MI/NJ/ NY/PA/TN/VA/WV/WY only. N/A in NH/OR/ON. New customers only. Valid 1 per new customer. Min. $5 deposit. Min $5 wager. $200 issued as eight (8) $25 free bets. Ends 9/19/22. See http://draftkings.com/sportsbook for details. Follow the Show: @25WhistlesSports Follow the Crew: @MrBobbyBones @ProducerEddie @KickoffKevin @MikeDeestro @BrandonRayMusicSee omnystudio.com/listener for privacy information.

Catch up on all of the Week 13 Fantasy Football action! Seth Woolcock and Tera Roberts break down key injuries, top storylines, go through the panic meter, and answer your fantasy football questions to recap a hectic Week 13 and get you all set for Week 14! Timestamps (May be off due to ads) Intro - 0:00:00 Notable Injury Updates - 0:01:46 Amon-Ra St. Brown - 0:01:50 Kyren Williams - 0:03:28 Parker Washington - 0:04:53 Marvin Harrison Jr. - 0:06:56 Trey Benson - 0:08:05 Bucky Irving - 0:10:13 Signed Justin Jefferson Jersey Giveaway - 0:11:25 Top Storylines - 0:12:06 Davante Adams - 0:12:09 Tetairoa McMillan and Emeka Egbuka - 0:14:02 Rico Dowdle and Chuba Hubbard - 0:16:32 Trevor Lawrence - 0:19:12 Out With The Old, In With The New - 0:22:11 Hard Rock Bet - 0:25:44 Panic Meter - 0:27:12 FantasyPros Discord - 0:34:40 Rapid Fire Q&A - 0:35:31 Outro - 0:38:02 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

Join Joe Pisapia, Pat Fitzmaurice, and Derek Brown as they highlight the smartest adds you can make off the waiver wire ahead of Week 14 of the NFL season! Joe, Pat, and D-Bro highlight the top running back and wide receiver adds, make FAAB bid recommendations, debate some potential drops, and highlight the top streaming targets for Week 14! Timestamps: (May be off due to ads) Intro - 0:00:00 Trophy Smack Giveaway - 0:04:12 Waiver Wire Add of the Week: Adonai Mitchell - 0:05:03 Top RB Adds - 0:08:26 Chris Rodriguez - 0:08:37 Bam Knight - 0:10:24 Blake Corum - 0:12:07 Tyler Allgeier - 0:13:44 Bhayshul Tuten - 0:15:26 Potential RB Drops - 0:16:23 Hard Rock Bet - 0:18:29 Top WR Adds - 0:19:44 Jayden Higgins - 0:19:46 Luther Burden - 0:21:10 Devaughn Vele - 0:21:48 John Metchie - 0:23:39 Jalen Coker - 0:24:25 Isaac TeSlaa - 0:26:26 Potential WR Drops - 0:29:20 Top Streamers - 0:35:38 FantasyPros Waiver Central - 0:39:58 Top Overall Waiver Wire Adds - 0:40:10 Outro - 0:41:30 Helpful Links:Hard Rock Bet - All lines provided by Hard Rock Bet. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA). My Playbook - Sync your league instantly to My Playbook to get custom advice on how to manage your team throughout the season. See your league’s top available players, power rankings, and more for free! Check the “Are They Playing” tool each week to get the latest game-day availability odds for all injured players. If you’re premium – you unlock all kinds of helpful waiver, trade, lineup and league analysis tools. You can even auto-start your team’s optimal lineup each week with Auto-Pilot. Sync your league and dominate every week of the season with My Playbook at fantasypros.com/myplaybook or on the FantasyPros App Follow us on Twitch - The team here at FantasyPros is taking questions all week, every week on Twitch. Follow us on Twitch at twitch.tv/fantasypros and never miss a stream! Discord – Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat Leave a Review – If you enjoy our show and find our insight to be valuable, we’d love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let’s make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcastsSee omnystudio.com/listener for privacy information.

Join Theo and Mike Rowe for a holiday special where they showcase the definitive made-in-the-USA gift guide, featuring hand-built gems, strangely clever creations, and a few delightfully odd surprises. Learn more about the companies featured in this episode at theovon.com/americanoriginals  Mike Rowe: https://www.instagram.com/mikerowe/  ------------------------------------------------ Tour Dates! https://theovon.com/tour New Merch: https://www.theovonstore.com ------------------------------------------------- Sponsored By: Celsius: Go to the Celsius Amazon store to check out all of their flavors. #CELSIUSBrandPartner #CELSIUSLiveFit https://amzn.to/3HbAtPJ  Shopify: Go to http://shopify.com/theo to get started with your holiday hustle. American Giant: Go to http://american-giant.com to get 20% off your first order with code THEO. Perplexity AI: Ask anything at https://pplx.ai/theo and download their new web browser Comet at https://comet.perplexity.ai/ ------------------------------------------------- Music: “Shine” by Bishop Gunn Bishop Gunn - Shine ------------------------------------------------ Submit your funny videos, TikToks, questions and topics you'd like to hear on the podcast to: tpwproducer@gmail.com Hit the Hotline: 985-664-9503 Video Hotline for Theo Upload here: https://www.theovon.com/fan-upload Send mail to: This Past Weekend 1906 Glen Echo Rd PO Box #159359 Nashville, TN 37215 ------------------------------------------------ Find Theo: Website: https://theovon.com Instagram: https://instagram.com/theovon Facebook: https://facebook.com/theovon Facebook Group: https://www.facebook.com/groups/thispastweekend Twitter: https://twitter.com/theovon YouTube: https://youtube.com/theovon Clips Channel: https://www.youtube.com/c/TheoVonClips Shorts Channel: https://bit.ly/3ClUj8z ------------------------------------------------ Producer: Zach https://www.instagram.com/zachdpowers Producer: Trevyn https://www.instagram.com/trevyn.s/  Producer: Nick https://www.instagram.com/realnickdavis/ Producer: Andrew https://www.instagram.com/bleachmediaofficial/ Producer: Riley https://www.instagram.com/therileymau/  Learn more about your ad choices. Visit megaphone.fm/adchoices