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Reach Out: Please include your email and I will get back to you. Thanks!Excel Still More Journal - AmazonDaily Bible Devotional Series - AmazonSponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I've attached the transcript from the John MacArthur interview. The Scripture, in my view, opposes his opening remarks. But the fascinating thing is how he comes back around to personal choices to live with love, humility, obedience, and perseverance. This can be a good starting place when talking with Calvinist friends.MacArthur: If I could lose my salvation?I would.Right?If I could, I would, because I don't have the power to hold it.How can we have assurance that we are saved?Well, you can eliminate one thing for certain that can take your assurance, and that is the idea that you could lose your salvation.That's a lot.Salvation is forever.Salvation is eternal.There's nothing that can separate you from the love of Christ.Jesus said in John 6, the gift of you will come to me, and I will lose none of them, but raise them at the last day.Salvation is forever.So if you are saved, it's forever.That faith cannot fail because that faith is not your faith, that's a gift of God who's given it to you if hes to .So you eliminate that if you get your theology, right, that salvation is forever.So all you want to know is, is my salvation forever.And here's how you know.I think there are three tests and then a forthcoming.Test number one is, what do you love?What do you love?If any man is in Christ, he's a new creation, old things pass away, new things come.What are these new things?I like to think of them as new affections.So the first mark of a believer.It's not perfect, but it's evident love.What do you love?You love the Lord?You love His Word.You, you don't love him like you should, and he used to be increased.You don't love the word like you should, but you love those things.You love the people of God.You want to be with his people, you want to be in the church, you want to be a part of the worshiping group.So, love is the first evidence of a transformed heart.The second one is humility.There's a sense in which you are aware of your sinfulness, and you never really get over this incredible grace that's been given to you to save you.The third one is obedience.It's not perfect obedience, but it's a longing in your heart to obey the Lord.You do acknowledge him as Lord.Do you want to obey.So love, humility, and obedience.And then the fourth thing is this, it's trials, it's what can your faith survive?You know, people who say, well, I believe in the Lord, and something goes wrong in their life, and they walk out.Well, that's not a saving faith.That's not a faith that's a gift from God , because that lasts.
Reach Out: Please include your email and I will get back to you. Thanks!Today's podcast has some associated notes and verse references. I'll add them here.The Destruction of Jerusalem- Roman Siege Led by Titus (70AD - after four year revolt)- Fall of the Second Temple (Destruction of Religious Center)- Massive Loss of Lives (1 Million dead / 100k captured)- Political and Religious Fall (Jewish life and faith dismantled)Preparing for Judgment (Luke 21 - Jerusalem and the Last Day)- Do Not Be Captivated By Wealth (Lu. 21:1-6; II Pet 3:10-13; I Tim. 6:17-19)- Prepare for Intense Opportunities (Lu. 21:13-19; I Pet. 3:14-22; 4:12-19)- Abandon what God will Judge (Lu. 21:20-24; I Jn. 2:15-17; I Pet. 4:1-6)- Guard Your Heart Every Single Day (Lu. 21:34-36; I Thes. 5:1-11; Phil. 4:4-9)Excel Still More Journal - AmazonDaily Bible Devotional Series - AmazonSponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Reach Out: Please include your email and I will get back to you. Thanks!Thank you for spending time with me today. Update: Charlie Kirk has died. At the time of recording, he had just been shot and the outcome was unclear. There is so much evil in this world, all of it the work of Satan and the opposite of Christ. Please remember to love—love the innocent, love the ignorant, and love the sinner, all sinners. We will examine stories of violence today, calling for justice. But do not let hate or bitterness take root in your heart. Love your enemy and love them as Jesus does, just as Jesus loves you.If you'd like more information about that major story in this episode - the article by Yassir Eric — email me, and I will do my best to get it to you (emersonk78@me.com).Also, if you're interested in the Free Digital Journal and haven't received it, reach out via email, and I will send it to you. Excel Still More Journal - AmazonDaily Bible Devotional Series - AmazonSponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Reach Out: Please include your email and I will get back to you. Thanks!Reach Out: Please include your email, and I will get back to you. Thanks!^ FREE - Click this link and send me at least the word JOURNAL.Excel Still More Journal - Instructional VideoExcel Still More Journal - AmazonDaily Bible Devotional Series - AmazonSponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is a list of Bible passages we included in today's episode on forgiveness:"In everything, therefore, treat people the same way you want them to treat you, for this is the Law and the Prophets" (Matthew 7:12)"And forgive us our debts, as we also have forgiven our debtors" (Matthew 6:12)"When you stand to pray, forgive, if you have anything against anyone, so that your Father who is in heaven will also forgive you your transgressions" (Mark 11:25)"Be kind...forgiving each other, just as God in Christ also has forgiven you" (Ephesians 4:32)"Father, forgive them, for they do not know what they are doing" (Luke 23:34)"Lord, do nto hold this sin against them" (Acts 7:60)
In this episode, we're joined by Mike Taveira, Vice President and Senior Loan Officer at BayCoast Mortgage, who brings more than 15 years of experience in the mortgage industry. Mike walks us through the ins and outs of today's mortgage market, BayCoast Mortgage's wide range of lending solutions, and what sets them apart as a trusted community partner. Connect with BayCoast Mortgage & Mike Taveira:
Reach Out: Please include your email and I will get back to you. Thanks!^ FREE - Click this link and send me at least the word JOURNAL and I'll get it to you.Excel Still More Journal - Instructional VideoExcel Still More Journal - AmazonSponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-848720 Years! Who can project their vision that far? But if God gives you that time, what do you want life to look like in 20 years? Have a great time today imagining the best possible scenario. Okay, now how do we accomplish this? What is the secret to achieving incredible goals and enjoying them with health, purpose, and longevity? The secret is daily habits, but that needs some discussion. What you choose and how you implement them will make all the difference. And you must start by accepting that short-term hard work leads to long-term success! So many are interested in quick wins and the easiest ways to get there. But the next morning, the truth is revealed: this approach gets us nowhere. Let's take a cue from NBA superstar Chris Paul, embrace the hard, have a vision, and keep stacking days.
Send us a textHere is a recap of today's 5 Hobbies with Some Subtext:(Following our Feature Sponsors)Daily Bible Devotional (ALL THREE VOLUMES)Amazon - (paperback, hardcover, and Kindle)Sponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is a recap of today's 5 Hobbies with Some Subtext:1) Make You Money- Enjoyable, Fulfilling, Satisfying, Ways to Earn a Living.- Primary or Side-Hustle to meet your financial needs.2) Keep You Healthy- Maybe the gym, jogging, walking, tennis, pickleball, or yoga.- An average of 30 minutes per day of activity - motion is medicine.3) A Creative Outlet- Creator built you to create - to share things with the world.- Painting, writing, photography - pressure relievers that touch others.4) Builds Your Knowledge- Reading, Classes, YouTube vids, online studies- Keep learning to do things better - anything - all things5) Improve Your Mindset- Improve the human that you are. Think holistically.- Worship Services - prioritize this. So many great things happen!
Send us a textHow do you deal with people who do not like you, or want to be around you, or who do not treat you well? What about self-focused people who can't see past themselves to love others, including you? Today we look at an empathy progress scale to learn to see others properly, emotionally, like Jesus sees them. Then we examine the need to be okay with not being liked. The goal isn't to have people treat you better. The goal is for them to find their way in Christ to become better people. The funny thing is, when it is less about you and more about them, you get more joy out of life and have a greater promise of repaired relationships. Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
In this episode, Dr. Peter Kim interviews Dan Peck, Senior Loan Officer at Movement Mortgage, to tackle a common question: Should you still buy real estate with high interest rates? Dan shares valuable insights on navigating today's market, explains creative mortgage solutions, and highlights why real estate remains a smart long-term investment. Whether you're a first-time buyer or seasoned investor, this episode will help you make informed decisions. Tune in! Movement Mortgage brings this episode to you. Dan Peck and his team at Movement Mortgage have been working with clients to help them purchase real estate in all 50 states for over 25 years. Whether you are purchasing a Primary Residence, 2nd Home, Investment Property, or Short Term Rental, Dan's team will make the process seamless as you grow your real estate portfolio. Dan and his team are ready to help you today! Learn more about Movement Mortage. Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as Passive Income Docs and Passive Income MD.
Send us a textWhy are God's people stronger together? What does it mean to be committed to believers, and what does that look like in your life? We teach new converts that their involvement with God's people is their lifeline, but are we demonstrating that years after becoming a Christian?Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Spiritbuilding Publishers Website: www.spiritbuilding.comTyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Why do we need each other?1) We grow stronger together (Proverbs 27:17)2) We carry each other's burdens (Galatians 6:2)3) We reflect the Body of Christ (I Corinthians 12:27)4) We remind each other of the Truth (Hebrews 3:13)5) We are more effective in ministry together (Ecclesiastes 4:9-12)What does it mean to invest in a spiritual community?1) Choosing Presence over Convenience2) Giving without Expecting3) Committing for the Long Haul4) Prioritizing People over Productivity 5) Reflecting the Familial Heart of GodHow can I practically do better at this?1) Show up Consistently, not Casually (commit to a year)2) Join a Small Group or Bible Study (weekday sessions)3) Serve with Your Gifts (Ask: "Where am I needed?)4) Build Real Relationships (more than just foyer talk)5) Pray for Your Church (the culture and mission)#christianfellowship #faithfulness #realrelationships #stronger together
Send us a textDaily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I'd like to simply include two passages of scripture today that are featured in our episode: Psalm 126 and Ecclesiastes 11:1-6. Please give them a follow-up read.Psalm 1261 When the Lord brought back [a]the captives of Zion,We were like those who dream.2 Then our mouth was filled with laughterAnd our tongue with joyful shouting;Then they said among the nations,“The Lord has done great things for them.”3 The Lord has done great things for us;We are joyful.4 Restore our fortunes, Lord,As the [b]streams in the [c]South.5 Those who sow in tears shall harvest with joyful shouting.6 One who goes here and there weeping, carrying his bag of seed,Shall indeed come again with a shout of joy, bringing his sheaves with him.Ecclesiastes 11:1-611 Cast your bread on the surface of the waters, for you will find it [a]after many days. 2 Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth. 3 If the clouds are full, they pour out rain on the earth; and whether a tree falls toward the south or toward the north, wherever the tree falls, there it [b]lies. 4 One who watches the wind will not sow and one who looks at the clouds will not harvest. 5 Just as you do not know the path of the [c]wind, and how bones are formed in the womb of the [d]pregnant woman, so you do not know the activity of God who makes everything.6 Sow your seed in the morning and do not [e]be idle in the evening, for you do not know whether [f]one or the other will succeed, or whether both of them alike will be good.
With almost 20 years of experience in the mortgage lending industry, Lindsay LaBonte (a BusinessWest 40 Under Forty honoree in 2018) has become one of the Western Mass. region's most prolific loan originators. But it's about more than numbers, she says, emphasizing elements of her job like relationship building and financial education for clients who are often navigating the homebuying process for the first time — at a particularly challenging time for buyers, for many reasons. On the next episode of BusinessTalk, LaBonte, branch manager and senior loan officer with HMA Mortgage, talks with BusinessWest Editor Joe Bednar about the many aspects of her job, how she and her team prioritize community involvement in myriad ways — from philanthropy and volunteerism to a new program called Local Love Days — and why it's still so ratifying to help people achieve the dream of homeownership. It's must listening, so tune into BusinessTalk, a podcast presented by BusinessWest.
Send us a textPicking the title this week was tough, as you'll hear in the episode. It was a genuine pleasure to listen to the best golfer in the world add some incredibly valuable perspective about life, golf, work, and family. There are many awesome ways to testify to the love of Jesus. Sometimes you can say His name and tell people how much you love Him. Other times, it's just refusing to get caught up in valuing things about Jesus and others.Today's episode includes excerpts from a recent interview given by Scottie Scheffler at the Open Championship (British Open). I hope you enjoy it as much as I did. Please consider how the world is observing your faith and how you define success in this life. Maybe it's time to look at things we thought mattered so much and just ask, What's The Point?Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textWill just one sin cost the Christian their soul? If you sin just before you die, and do not repent, are you lost? If you are sinning now, and forget you did it, or don't even yet understand you are doing it, and refuse to repent, is it over? These are dominant questions across the religious landscape recently. Let's dive in on this, but with our full attention first on Jesus and the cross. From there, all good things can happen, even with flawed people like you and me. Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/
Send us a textWhat is the difference between saving belief and insufficient belief? The answer is found all across the Gospel of John, and particularly in the story of the Pharisees approaching Jesus with a woman caught in adultery. Which one are you?The outline for that study:The Pharisees' Belief was in Vain- Believe in God and Scripture- Desired a Messiah of their Making- Resisted Jesus when He Opposed Them- Paraded a YOJ life, missing the Heart of TruthTrue Believers Know they Need Jesus- I have sinned and need help- I will compare myself to no one- My walk without Jesus leads to shame- Until I know I'm blind, I will never see LightJesus Blesses and then Challenges Believers- He freed her from condemnation- He challenged her to honor this gift- Her belief in His power to forgive was vital- Her changed life would demonstrate True BeliefOh, and here are the lyrics to IN NEED:In need of grace, in need of loveIn need of mercy raining down from high aboveIn need of strength, in need of peaceIn need of things that only You can give to meIn need of Christ, the perfect LambMy refuge strong, the great I AmThis is my song, my humble pleaI am Your child, I am in needIn need of grace, in need of loveIn need of mercy raining down from high aboveIn need of strength, in need of peaceIn need of things that only You can give to meIn need of Christ, the perfect LambMy refuge strong, the great I AmThis is my song, my humble pleaI am Your child, I am in needIn need of Christ, the perfect LambMy refuge strong, the great I AmThis is my song, my humble pleaI am Your child, I am in needI am Your child, I am in need Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textDaily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is the full list from 10 Things About Money:(For those who have little)1) Do not despise small beginnings2) Money that is not earned is unfaithful3) Money is the reward for solving problems4) No one releases money until the value exceeds it5) Money multiplies after its own kind. (For those who have much)4) No one releases money until the value exceeds it (again)6) Money is not the goal - it is exchanged for the goal7) Money must have a misson8) Manage what you have to own what you want9) Money that is given can serve eternal purposes10) Money is amoral, reflecting the heart
Send us a textToday's episode is Part 1 of 2. We are looking at a 10 part list on how to have a healthy relationship with money. The five we examine today relate to those who have very little. Maybe you are like, "I'm Broke, Help!" These truths can help"1) Do not despise small beginnings2) Money that is not earned is unfaithful3) Money is the reward for solving problems4) No one releases money until the value exceeds it5) Money multiplies after its own kind. Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textDaily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Some tips for Bible Reading and Evangelism:1) Have a paper bible and take it with you wherever you go.2) Open it up and read it in public places.That's it! You are now about to have conversations with people about God. They will get curious, ask questions, or give you the look so you can invite them over. Be prepared - be passionate - be grateful - and reflect Jesus into the lives of others. BEWARE, you may draw people who end up being a massive encouragement to you - like... Alan from Ohio!
Send us a textThe Devil's Plan: My friend Clarence Fell asked ChatGPT, "If you were Satan, describe an eight-point plan for how you would draw young people away from Christ." Today's episode explores the final four strategies of the devil. (#5-8)Here is a list of all 81) Twist Their Identity2) Feed Their Distractions3) Glorify Self-Expression Over Self-Control4) Undermine Biblical Authority5) Promote "Spiritual but not Religious" Thinking6) Magnify Hypocrisy in the Church 7) Normalize Sin and Redefine It as Freedom8) Whisper "There's No Hurry"How many of these have been stumbling blocks in your life? And more crucially, what steps are you taking for yourself and those you love to counter the devil's attacks? Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThe Devil's Plan: My friend Clarence Fell asked ChatGPT, "If you were Satan, describe an eight-point plan for how you would draw young people away from Christ." Today's episode explores the first four ways. Next week we will cover the remaining four. 1) Twist Their Identity2) Feed Their Distractions3) Glorify Self-Expression Over Self-Control4) Undermine Biblical AuthorityHow many of these have been stumbling blocks in your life? And more crucially, what steps are you taking for yourself and those you love to counter the devil's attacks? Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThe Big Three. Start here. Victory in Jesus in these three areas set the stage for victory in every part of your life. And so long as they go unaddressed, no other effort in Jesus' name can please the Lord. Take down the big three, and the adversary's team falls apart. Idolatry:Addressed by Jesus and Paul (Seen in I Thessalonians 1:6-10)Bitterness:Addressed by Jesus and Paul (seen in I Thess. 3:11-13; 4:9-12)Immorality:Addressed by Jesus and Paul (seen in I Thess. 4:1-8)Dailly Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textAmazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is a link to this week's referenced article by Joe Carter:7 Secular Sermons You Might Have Heard This Week1) The Instagram Lifestyle Gospel2) The Corporate Brand Purpose Statement3) The Algorithm's Personalization Homily4) The Celebrty Interview Confession5) The Superhero Film's Redemptive Violence6) The Health and Wellness Scripture7) The Political Talk Show LiturgyADVICE:a) Know what's going onb) question your conclusions c) make some deep daily cuts
Send us a textI'm a little extra excited about this one. In part because we suggest some things about the working of God that may stretch our thinking and help us see more of what God is doing in our lives.BUT also... because my son Nic is in the episode! His most recent Wednesday night invitation is included in the middle of the episode. He did a really good job showing how God was active in Jonah's life and for what purpose. I hope you find it helpful. In the end, God is present and active in your life and mind. He can work with us as we conform to and fulfill His purpose, or He can work against us to wake us up to His right to be obeyed. Let's learn from Jonah and choose that first option!BRAND NEW BOOK—The Daily Bible Devotional Volume 2 (Acts—Ephesians) is now available on Amazon. We hope this becomes a great daily tool for engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a text*Note—As repeatedly mentioned in the episode, this is not about circles over rows or circles replacing rows. However, a couple of hours of worship does not make a great, healthy, interactive Bible student. We need to talk, share, wrestle, and help. God's people need to learn critical thinking, which only happens with great discipline in a row, but can be a natural part of sitting in a living room or at a coffee shop with people who love God's word. Open your home. Open your life to circles of fellowship and growth centered on the word and will of God. BRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textSpecial thanks to Larry Greenlee for his lesson recently titled: "Breaking the Cycle." His three ideas can absolutely change your life, and quickly: Remove, Replace, Refine. It is a pleasure to explore these with you today, particularly the first one. Plants can't grow until the weeds are removed. New things cannot exist where there is no place for them. Everything good, along with things that break down old cycles, starts with removing necessary obstacles. Today we explore six areas where you can make those cuts:1) Technology and Entertainment2) Mental Clutter3) Toxic Relationships4) Excess Commitments5) Financial Waste6) Unhealthy HabitsCan you pick one thing from each of these categories to cut out of your life, at least for a time? To add to this exercise, what would you like to add? What would you like more of in your daily routine? Exchange one thing for another. BRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
This week on Real Estate Right Now, we're diving into one of the hottest topics in the housing world—mortgages, markets, and the shifting policies that are changing the game in real time. Join us as we sit down with none other than Christopher Coy, Senior Loan Officer with TowneBank Mortgage. With years of experience navigating the ever-evolving lending landscape, Christopher brings expert insight you won't want to miss. The real estate market has been anything but predictable lately. From fluctuating interest rates to tightening lending standards, buyers and sellers alike are trying to make sense of it all. Christopher will break down the latest federal and institutional policies that are[...]
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Figuratively, “learning to eat fruit in its season” means embracing the natural timing of things in life — being patient, appreciating each phase or blessing when it comes, and not forcing what isn't ready yet.Here are a few deeper layers to the metaphor:Patience and Timing – Just like fruit tastes best in its right season, some things in life (like love, success, healing, or growth) are meant to be experienced at the right time. Trying to rush or skip ahead often leads to disappointment or frustration.Contentment and Gratitude – It's about being present and thankful for what you have now, instead of always craving what's next. There's beauty in each season — even the quiet, hard, or ordinary ones.Trusting the Process – This phrase can also reflect faith in God's timing or life's unfolding journey. Some things can't be hurried — they ripen with time and experience.Wisdom and Maturity – As you grow, you begin to understand when something is truly good for you. You stop settling for "unripe fruit" — things that look good but aren't ready or right yet.It's a reminder that there's a rhythm to life — and true joy, peace, and fruitfulness come when you align yourself with that rhythm.1) Gratitude and Presence - Enjoying Now2) Spiritual Meaning - Trusting God's Timing3) Emotional Meaning - Peace over Pressure4) Mental Maturity - Knowing what's Good for You5) Relational Wisdom - Patience with Others
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Thanks to Will Speer for the idea today! He has a great life example to show how important little things can be. When we think of others, we change everything. There is almost always someone watching or someone affected by what we do. From picking up trash, to putting away shopping carts, to doing some dishes, there are all sorts of ways to show we care. IF we care. And I pray that you do.
What are the terms for an SBA construction loan? Can you refinance from a conventional loan into an SBA loan? Is there an 100% financing option with SBA? How many SBA loans can you take? Anne Mino, Senior Loan Officer at LiveOak Bank, shares her knowledge.Read the entire episode here: For construction, these loans are even more attractive. We offer a 26-year term, three years of interest only. The idea there is that you'll get 12 months for your construction process, we can extend it if it's a larger project, but then two more years of interest only for your lease-up period. And then, we capitalize everything the project needs until it can pay its bills. In other words, we are going to give you an interest reserve account that will make your debt payments during construction when there's no income. We'll also figure out what the operating deficit is during the lease-up period, and we can include that in the loan. It's a very all-encompassing loan. A lot of times, when we talk about what people can qualify for, they don't realize that it's as easy to qualify for a construction loan as it is for an acquisition loan. I'm not saying it's easier to do a construction project, but you can qualify just as easily. It just comes down to, "Do you have that 10%?" because we're going to give the project everything else it needs to get to stabilization.Can we refinance from a conventional into an SBA loan?Yes, the rule is we have to be able to reduce your monthly payment by 10%. And if there's a demand language in the original note and if it's on an unreasonable term, then it's also refinanceable. Let's say you got a hard money loan and it was a 10-year note. It did have a low rate, and I may not be able to improve your rate, but as long as the term of that loan wasn't appropriate for real estate, which SBA would say it wasn't, if it was 10 years versus 20 or 25 years, then that is refinanceable.You also have a 100% financing option. Can you elaborate on that?Yes, this is the people's favorite thing to hear. Once you own a facility, and you've owned it for 12 months, you can expand either via construction or acquisition with no more money down. The rules are, first of all, you have to have owned it for 12 months, at least. If you're obtaining a 504 loan, they want you to own it for 24 months. But let's just stick with the 7a world rate now. After 12 months, as long as the ownership is going to match identically, and it's the same LLC.Technically, if you're doing an acquisition, let's say, you're buying the facility down the street, you can roll it into its own LLC. The ownership of the two LLCs now needs to be identical, and they need to roll up to a parent company so that it essentially is one company that owns two LLCs, identical ownership, and the ownership can't have changed. If you came to me and six months ago you bought out your partner, I would tell you to wait 12 months, because it's going to be a 12-month look back. After all, that ownership needs to be the same. It needs to be reasonable that you're sharing branding, marketing resources, third-party management, all of those things, if it's an acquisition, and then SBA says that is technically an expansion. And then, of course, if you're adding on to an existing property, that's also an expansion. Again, after 12 months, we can do that expansion construction loan with no more money into the project. That's a great way to utilize the SBA. Take your project as far as it can go, and build a portfolio with the least amount of money.Anne Minoanne.mino@liveoak.bank
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here's the Exercise of the Episode:Answer four questions:- Why are you a Christian?- Why do you go to worship?- Why do you treat everyone with kindness?- Why do you abstain from sexual immorality?First - Answer each question starting with JESUSSecond - Answer each starting with OTHERSFinally - Answer each starting with YOURSELFThis is the way to process and prioritize all we do.Sequencing is Important: J.O.Y.
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Dale Carnegie: How to win friends and influence peopleSIX WAYS TO MAKE PEOPLE LIKE YOU (and make requests)- Become genuinely interested in other people.- Smile.- Remember their name and use it often.- Encourage them to talk about themselves and listen well.- Talk in terms of the other person's interests.- Make them feel important - and do it sincerely.
Meet Tami Wollensak, New American Funding, VP Divorce Mortgage Specialist. Tami is a licensed Senior Loan Officer with over 28 years of experience. She helps divorcing homeowners with the division of the marital home. Tami can work with women in all 50 states and a call to her is FREE.Find Tami Here:@tamiwollensakcdlpwww.takeorleavethehouse.com
Send us a textDon't look past the Ruler to get to the rules. If we don't find Jesus, we haven't found anything. Once we find Him, and see Him, and know and love and understand Him, we are equipped to learn the facts and figures of Scripture. At times, bible study can be about finding what we always find, seeing what we always see, and focusing mostly on DO's and DON'Ts - and there is room for that. But first, find Him. He desires a relationship with you. He is your Elder Brother, and that is a special designation in a special family: the family of God. If you are interested in the Daily Bible Devotional, you can find it at the link below: Amazon - (paperback, hardcover, and Kindle)Feel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textToday, we discuss short interviews conducted with two older men, ages 89 and 82. They have common approaches to life and aging, and they are reaping the benefits. You, too, can make simple decisions today to make the twilight years bright, joyful, and strong. It will take costs today, but those will pay off exponentially in years to come. Invest in your body, in your relationships, and in being a person of honesty and integrity. May God bless you with many years in those endeavors. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textIf you are looking to live a worry free life, consider these things:1) Make things right with a fellow believer. You need each other.2) Be about God and thankful to God ALL the time. Don't just reach out when you are in a pinch. 3) Think on spiritual things. Read the word. Have bible discussions.4) Practice what you read. Pick at least one action item per day.5) Find contentment in the nearness of Christ. His strength is aways enough. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textMy recent passion has been to discover Jesus on every page of Scripture. For a long time, my first impulse was to seek myself, which is honestly typical human behavior. However, at times I overlooked the Ruler to focus on the rules, which led me to misunderstand them. I encourage you to perceive the entirety of Scripture, from Genesis to Revelation, as a JESUS BOOK. When you see Him, you witness perfection and glory, resulting in deeper faith and greater appreciation for the Messiah. Then, when you examine a second time for application, things may appear a bit different, and you will be the better for it. Join me as we explore a couple of examples to illustrate all of this.If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThank you. Thank you for listening. I appreciate your patience with me. Thank you for your love and kindness. It wasn't easy to decide to revisit the document from last February. I trust you understand that I do not intend to shift focus onto someone else or mount a defense. That's all in the past. But it has been a year. Time has been a valuable asset, and I want to use a specific event to illustrate how God is at work. Please receive this with that intent—an example of God's grace in my life. And thank you once again for your friendship. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487FIVE QUESTIONS from the end of the episode:"The night is almost gone, and the day is near. Therefore let us lay aside the deeds of darkness and put on the armor of light. Let us behave properly as in the day, not in carousing and drunkenness, not in sexual promiscuity and sensuality, not in strife and jealousy. But put on the Lord Jesus Christ, and make no provisions for the flesh in regard to its lusts" Romans 13:12-14.1) Will this promote or encourage drinking, unholy behavior, or compromising circumstances?2) Will this open the door to, or make more accessible, sexual sin, fornication, or adultery? 3) Will this place immodestly, indecent movements, or questionable contact right in front of me?4) Will this become an unnecessary situation where I may send a confusing message about living for Jesus?5) Will this be something I feel safe about, but that I openly admit would be dangerous for others?
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle) Spiritbuilding.com - (premium quality paperback) Youtube Video Introducing the Content Feel free to reach out with any questions: emersonk78@me.com Sponsors: Jon Cunningham, Owner, Cunningham Financial Group Website: www.cunninghamfinancialgroup.com Phone: 205-326-7364 Tyler Cain, Senior Loan Officer, Statewide Mortgage Websites: https://statewidemortgage.com/ https://tylercain.floify.com/ Phone: 813-380-8487We must obey the commandments of Jesus and the principles taught by Him and by His apostles and prophets. We answer to Him, and our salvation and hope is found IN HIM. It is not found anywhere else, not within us, not in men, churches, or movements. Therefore, none of those have the right to make the salvation rule for your life: only Jesus. Colossians 2 warns against Judaizing teachers, and gnostics, trying to implement sectarian and legalistic rules upon the people, teaching extreme conservatism as some form of holiness. But they had no right. Many decisions are yours to weigh, build a conscience around, and make. But, this freedom must be wielded with care. There are a couple of important laws that should govern you, even when you have the biblical right to do something, even when others cannot tell you not to. What are they? Let's dig in on one, the most vital one, today, and come back next week for the second.
Are you prepared to navigate the challenges of the “looming commercial real estate debt crisis"? In this episode of REady2Scale, Jeannette Friedrich sits down with Dillon Freeman, Senior Loan Officer at Fidelity Bancorp Funding, to discuss the current landscape of commercial real estate debt, refinancing strategies, and how investors can adapt in a shifting market. With rising interest rates, cap rate compression, and widespread market uncertainty, this conversation dives deep into the strategies operators are employing to stay afloat and the opportunities emerging in private credit and debt funds. Key Takeaways: -"Survive Until 25" Mindset: Understand why this mantra resonates with investors facing record loan maturities amidst high interest rates and diminished property valuations. - Creative Solutions for Looming Debt Maturities: Explore cash-in refinances, joint venture partnerships, and the role of preferred equity in navigating today's challenging environment. - The Relationship Between Interest Rates, Cap Rates, and Property Valuations: Gain insights into how rising cap rates are impacting valuations and what the future may hold for commercial real estate pricing. - Opportunities in Private Debt Funds: Learn how debt funds are filling gaps left by traditional banks, offering investors double-digit returns and greater liquidity. - Key Red Flags When Evaluating Debt Funds: Discover essential due diligence tips for evaluating the track record, credit discipline, and operational transparency of private credit managers. - Challenges of Small-Balance Loan Origination: Understand the complexities sponsors face when securing smaller loans and why professionalism and sponsor liquidity matter. - Advice for Building Long-Term Wealth: Dylan shares why "consistency beats intensity" in investing and how to stay in the market for the long haul. Whether you're an operator, passive investor, or simply someone looking to understand the dynamics of the commercial real estate debt market, this episode is packed with actionable advice and unique perspectives to help you navigate today's challenges and position yourself for future success. Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. To reach Ellie & the Blue Lake team, email them at info@bluelake-capital.com or complete our investor form at www.bluelake-capital.com/new-investor-form and they'll connect with you. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose Timestamps 00:00 Introduction and Guest Welcome 01:11 Survive Until 25: The Debt Crisis 03:32 Creative Solutions for Loan Maturities 07:01 Cap Rates and Market Adjustments 14:04 Income and Debt Funds Explained 28:48 Lightning Round and Closing Remarks Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I'd like to include the text from Philippians 2:1-5 - Think about the changes Jesus made and why He did so. What if He hadn't done that? What if He waited for us to get to Him? What if He wasn't willing to take the hit since none of this was His fault? Jesus was humble, loving, and exhibited the perfect attitude. Let's learn about that and put it into practice in our lives and relationships. 2:5 Have this attitude [e]in yourselves which was also in Christ Jesus, 6 who, as He already existed in the form of God, did not consider equality with God something to be [f]grasped, 7 but [g]emptied Himself by taking the form of a bond-servant and [h]being born in the likeness of men. 8 And being found in appearance as a man, He humbled Himself by becoming obedient to the point of death: death [i]on a cross. 9 For this reason also God highly exalted Him, and bestowed on Him the name which is above every name, 10 so that at the name of Jesus every knee will bow, of those who are in heaven and on earth and under the earth, 11 and that every tongue will confess that Jesus Christ is Lord, to the glory of God the Father.
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is our primary text for today's episode:I Corinthians 6:9-20 (With Parenthesis around Quotes)9 Or do you not know that the unrighteous will not inherit the kingdom of God? Do not be deceived: neither the sexually immoral, nor idolaters, nor adulterers, nor men who practice homosexuality,10 nor thieves, nor the greedy, nor drunkards, nor revilers, nor swindlers will inherit the kingdom of God.11 And such were some of you. But you were washed, you were sanctified, you were justified in the name of the Lord Jesus Christ and by the Spirit of our God. 12 “All things are lawful for me,” but not all things are helpful. “All things are lawful for me,” but I will not be dominated by anything.13 “Food is meant for the stomach and the stomach for food”—and God will destroy both one and the other. The body is not meant for sexual immorality, but for the Lord, and the Lord for the body. 14 And God raised the Lord and will also raise us up by his power. 15 Do you not know that your bodies are members of Christ? Shall I then take the members of Christ and make them members of a prostitute? Never! 16 Or do you not know that he who is joined to a prostitute becomes one body with her? For, as it is written, “The two will become one flesh.” 17 But he who is joined to the Lord becomes one spirit with him. 18 Flee from sexual immorality. "Every other sin a person commits is outside the body", but the sexually immoral person sins against his own body. 19 Or do you not know that your body is a temple of the Holy Spirit within you, whom you have from God? You are not your own, 20 for you were bought with a price. So glorify God in your body.
Send us a textDays, Week, Years - These are the best metrics for progress. Living in day tight increments are the building blocks for a better life. Daily routines and habits that help with incremental change can become impactful and measurable in a year's time. So years are awesome time frames for seeing what is possible and whether something should become a life habit. But there needs to be a cyclical flow throughout, a cadence to keep things moving. The seven day week is perfect for the job. Starting on a day of worship and fellowship and rest, flowing through the grind of the work week, and ending with a wild card day to catch up or relax... embracing the layout of the week has become a powerful change agent for me. Let's explore how to make the weeks for you instead of just slipping by. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThank you for your support through six full seasons of the ESM podcast! We are excited to give season seven a go. Thank you for listening. We start by figuring out how we grade years. What does it take to have a best year ever? How would you evaluate the best one you've ever had? I hope to convince you that the ingredients are in place for this one to outshine them all, regardless of outside circumstances. But you'll need to be doing the daily things, the truly important things, to see the most profound difference. Let's explore that together!If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487How to keep a disagreement from becoming an argument:1) Welcome the disagreement2) Distrust you first instinctive impression3) Control your temper4) Listen first5) Look for areas of agreement6) Be honest7) Think over your opponents ideas carefully8) Thank your opponent sincerely for their interest9) Postpone action to give both sides time to think it throughThree Bonus Ideas that are sure to help:- Begin in a friendly way- Never say, "you are wrong"- Appeal to nobler motives
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Today's story is founding II Chronicles 20. I recommend you give that short chapter a read. Jehoshaphat and Judah teach us a great deal about how God responds to faith. But faith is more than just a word. It includes initial turning to God, casting our eyes upon Him, and obeying His will. What it does not require is our own strength to prove ourselves to Him. On the contrary, time and time again, God proves Himself to His people. He is our amazing God, worthy of worship and adoration. He fights our battles. He often just asks us to show up and be prepared. But we must keep the faith until the end. Let's explore that journey together.
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Authority is a funny thing. The best leaders are honest about their struggles and challenges. They are great listeners, especially in the process of making decisions. And they are excellent examples to those under their charge in key areas like humility, integrity, and care for others.However, not all leaders do such a great job. They are pretty good at giving instruction, and expecting all of the things from the previous paragraph. But we need to do better. Husbands, fathers, this one is for you. It would be easy to tell our kids to take instruction well and be challenged to do their best. But do you take instruction well? Do you need the encouragement to refocus and do your best? Follow along today and see if there is more value in those things than meets the eye.
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487What's it going to be? What is that one thing it is time to change? You don't have to know the how at the moment. You simply need to visualize a better version of you one year from today. Then you must decide, now, that today starts a 12 month, unstoppable journey. The rest will work itself out! Does a year sound like a long time? We both know it is not. Years fly by! If we aren't intentional about them they glob together and blur by. But if you can take a year and address something whole heartedly... something incredible is going to happen. Let's talk about what that will look like for you!
Send us a textClick link for Daily Bible Devotional Book:Amazon (Paperback, Hardback, Kindle)Spirit Builders (Premium Paperback)Click link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Recap of Carnegie Part 1:- Don't Criticize, Condemn, or Complain.- Give Honest and Sincere Appreciation.- Arouse in the Other Person an Eager Want.To dig more deeply into these, here are 6 Ways to make People Like you1) Be Genuinely Interested in Other People 2) Smile3) Learn People's Names4) Be a Good Listener5) Talk in Terms of Other's Interests6) Make the Other Person Feel Important
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