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Send us a textDaily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Some tips for Bible Reading and Evangelism:1) Have a paper bible and take it with you wherever you go.2) Open it up and read it in public places.That's it! You are now about to have conversations with people about God. They will get curious, ask questions, or give you the look so you can invite them over. Be prepared - be passionate - be grateful - and reflect Jesus into the lives of others. BEWARE, you may draw people who end up being a massive encouragement to you - like... Alan from Ohio!
Send us a textThe Devil's Plan: My friend Clarence Fell asked ChatGPT, "If you were Satan, describe an eight-point plan for how you would draw young people away from Christ." Today's episode explores the final four strategies of the devil. (#5-8)Here is a list of all 81) Twist Their Identity2) Feed Their Distractions3) Glorify Self-Expression Over Self-Control4) Undermine Biblical Authority5) Promote "Spiritual but not Religious" Thinking6) Magnify Hypocrisy in the Church 7) Normalize Sin and Redefine It as Freedom8) Whisper "There's No Hurry"How many of these have been stumbling blocks in your life? And more crucially, what steps are you taking for yourself and those you love to counter the devil's attacks? Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThe Devil's Plan: My friend Clarence Fell asked ChatGPT, "If you were Satan, describe an eight-point plan for how you would draw young people away from Christ." Today's episode explores the first four ways. Next week we will cover the remaining four. 1) Twist Their Identity2) Feed Their Distractions3) Glorify Self-Expression Over Self-Control4) Undermine Biblical AuthorityHow many of these have been stumbling blocks in your life? And more crucially, what steps are you taking for yourself and those you love to counter the devil's attacks? Daily Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThe Big Three. Start here. Victory in Jesus in these three areas set the stage for victory in every part of your life. And so long as they go unaddressed, no other effort in Jesus' name can please the Lord. Take down the big three, and the adversary's team falls apart. Idolatry:Addressed by Jesus and Paul (Seen in I Thessalonians 1:6-10)Bitterness:Addressed by Jesus and Paul (seen in I Thess. 3:11-13; 4:9-12)Immorality:Addressed by Jesus and Paul (seen in I Thess. 4:1-8)Dailly Bible Devotional (Volumes 1 and 2):Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textAmazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is a link to this week's referenced article by Joe Carter:7 Secular Sermons You Might Have Heard This Week1) The Instagram Lifestyle Gospel2) The Corporate Brand Purpose Statement3) The Algorithm's Personalization Homily4) The Celebrty Interview Confession5) The Superhero Film's Redemptive Violence6) The Health and Wellness Scripture7) The Political Talk Show LiturgyADVICE:a) Know what's going onb) question your conclusions c) make some deep daily cuts
Wednesday marked our monthly "Small Business Matters" program in association with the U.S. Small Business Administration N.H. District Office. Featured this month was Sousa Signs, a Manchester based company that has been around for 51 years. Sousa Signs owner Justin Sousa joined us in studio to tell us how his business expanded from literally his family's home in Pinardville to a multi-million dollar company on East Industrial Park Drive in Manchester. Much of the expansion came as the result of an SBA 504 loan from the Capital Regional Development Council. Jennifer Boulanger, Senior Loan Officer of the C.R.D.C was with us to explain the loan process and how other businesses can apply for the loan that Sousa Signs received which created their expansion and led to their being named the 2024 “Small Business Administration New Hampshire Manufacturer of the Year”.
Send us a textI'm a little extra excited about this one. In part because we suggest some things about the working of God that may stretch our thinking and help us see more of what God is doing in our lives.BUT also... because my son Nic is in the episode! His most recent Wednesday night invitation is included in the middle of the episode. He did a really good job showing how God was active in Jonah's life and for what purpose. I hope you find it helpful. In the end, God is present and active in your life and mind. He can work with us as we conform to and fulfill His purpose, or He can work against us to wake us up to His right to be obeyed. Let's learn from Jonah and choose that first option!BRAND NEW BOOK—The Daily Bible Devotional Volume 2 (Acts—Ephesians) is now available on Amazon. We hope this becomes a great daily tool for engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a text*Note—As repeatedly mentioned in the episode, this is not about circles over rows or circles replacing rows. However, a couple of hours of worship does not make a great, healthy, interactive Bible student. We need to talk, share, wrestle, and help. God's people need to learn critical thinking, which only happens with great discipline in a row, but can be a natural part of sitting in a living room or at a coffee shop with people who love God's word. Open your home. Open your life to circles of fellowship and growth centered on the word and will of God. BRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textSpecial thanks to Larry Greenlee for his lesson recently titled: "Breaking the Cycle." His three ideas can absolutely change your life, and quickly: Remove, Replace, Refine. It is a pleasure to explore these with you today, particularly the first one. Plants can't grow until the weeds are removed. New things cannot exist where there is no place for them. Everything good, along with things that break down old cycles, starts with removing necessary obstacles. Today we explore six areas where you can make those cuts:1) Technology and Entertainment2) Mental Clutter3) Toxic Relationships4) Excess Commitments5) Financial Waste6) Unhealthy HabitsCan you pick one thing from each of these categories to cut out of your life, at least for a time? To add to this exercise, what would you like to add? What would you like more of in your daily routine? Exchange one thing for another. BRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
This week on Real Estate Right Now, we're diving into one of the hottest topics in the housing world—mortgages, markets, and the shifting policies that are changing the game in real time. Join us as we sit down with none other than Christopher Coy, Senior Loan Officer with TowneBank Mortgage. With years of experience navigating the ever-evolving lending landscape, Christopher brings expert insight you won't want to miss. The real estate market has been anything but predictable lately. From fluctuating interest rates to tightening lending standards, buyers and sellers alike are trying to make sense of it all. Christopher will break down the latest federal and institutional policies that are[...]
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Figuratively, “learning to eat fruit in its season” means embracing the natural timing of things in life — being patient, appreciating each phase or blessing when it comes, and not forcing what isn't ready yet.Here are a few deeper layers to the metaphor:Patience and Timing – Just like fruit tastes best in its right season, some things in life (like love, success, healing, or growth) are meant to be experienced at the right time. Trying to rush or skip ahead often leads to disappointment or frustration.Contentment and Gratitude – It's about being present and thankful for what you have now, instead of always craving what's next. There's beauty in each season — even the quiet, hard, or ordinary ones.Trusting the Process – This phrase can also reflect faith in God's timing or life's unfolding journey. Some things can't be hurried — they ripen with time and experience.Wisdom and Maturity – As you grow, you begin to understand when something is truly good for you. You stop settling for "unripe fruit" — things that look good but aren't ready or right yet.It's a reminder that there's a rhythm to life — and true joy, peace, and fruitfulness come when you align yourself with that rhythm.1) Gratitude and Presence - Enjoying Now2) Spiritual Meaning - Trusting God's Timing3) Emotional Meaning - Peace over Pressure4) Mental Maturity - Knowing what's Good for You5) Relational Wisdom - Patience with Others
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Thanks to Will Speer for the idea today! He has a great life example to show how important little things can be. When we think of others, we change everything. There is almost always someone watching or someone affected by what we do. From picking up trash, to putting away shopping carts, to doing some dishes, there are all sorts of ways to show we care. IF we care. And I pray that you do.
What are the terms for an SBA construction loan? Can you refinance from a conventional loan into an SBA loan? Is there an 100% financing option with SBA? How many SBA loans can you take? Anne Mino, Senior Loan Officer at LiveOak Bank, shares her knowledge.Read the entire episode here: For construction, these loans are even more attractive. We offer a 26-year term, three years of interest only. The idea there is that you'll get 12 months for your construction process, we can extend it if it's a larger project, but then two more years of interest only for your lease-up period. And then, we capitalize everything the project needs until it can pay its bills. In other words, we are going to give you an interest reserve account that will make your debt payments during construction when there's no income. We'll also figure out what the operating deficit is during the lease-up period, and we can include that in the loan. It's a very all-encompassing loan. A lot of times, when we talk about what people can qualify for, they don't realize that it's as easy to qualify for a construction loan as it is for an acquisition loan. I'm not saying it's easier to do a construction project, but you can qualify just as easily. It just comes down to, "Do you have that 10%?" because we're going to give the project everything else it needs to get to stabilization.Can we refinance from a conventional into an SBA loan?Yes, the rule is we have to be able to reduce your monthly payment by 10%. And if there's a demand language in the original note and if it's on an unreasonable term, then it's also refinanceable. Let's say you got a hard money loan and it was a 10-year note. It did have a low rate, and I may not be able to improve your rate, but as long as the term of that loan wasn't appropriate for real estate, which SBA would say it wasn't, if it was 10 years versus 20 or 25 years, then that is refinanceable.You also have a 100% financing option. Can you elaborate on that?Yes, this is the people's favorite thing to hear. Once you own a facility, and you've owned it for 12 months, you can expand either via construction or acquisition with no more money down. The rules are, first of all, you have to have owned it for 12 months, at least. If you're obtaining a 504 loan, they want you to own it for 24 months. But let's just stick with the 7a world rate now. After 12 months, as long as the ownership is going to match identically, and it's the same LLC.Technically, if you're doing an acquisition, let's say, you're buying the facility down the street, you can roll it into its own LLC. The ownership of the two LLCs now needs to be identical, and they need to roll up to a parent company so that it essentially is one company that owns two LLCs, identical ownership, and the ownership can't have changed. If you came to me and six months ago you bought out your partner, I would tell you to wait 12 months, because it's going to be a 12-month look back. After all, that ownership needs to be the same. It needs to be reasonable that you're sharing branding, marketing resources, third-party management, all of those things, if it's an acquisition, and then SBA says that is technically an expansion. And then, of course, if you're adding on to an existing property, that's also an expansion. Again, after 12 months, we can do that expansion construction loan with no more money into the project. That's a great way to utilize the SBA. Take your project as far as it can go, and build a portfolio with the least amount of money.Anne Minoanne.mino@liveoak.bank
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here's the Exercise of the Episode:Answer four questions:- Why are you a Christian?- Why do you go to worship?- Why do you treat everyone with kindness?- Why do you abstain from sexual immorality?First - Answer each question starting with JESUSSecond - Answer each starting with OTHERSFinally - Answer each starting with YOURSELFThis is the way to process and prioritize all we do.Sequencing is Important: J.O.Y.
Send us a textBRAND NEW BOOK - The Daily Bible Devotional Volume 2 (Acts - Ephesians) is now available on Amazon. We hope this becomes a great daily tool in engaging with the New Testament, one chapter at a time. Amazon - (paperback, hardcover, and Kindle)Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Dale Carnegie: How to win friends and influence peopleSIX WAYS TO MAKE PEOPLE LIKE YOU (and make requests)- Become genuinely interested in other people.- Smile.- Remember their name and use it often.- Encourage them to talk about themselves and listen well.- Talk in terms of the other person's interests.- Make them feel important - and do it sincerely.
Meet Tami Wollensak, New American Funding, VP Divorce Mortgage Specialist. Tami is a licensed Senior Loan Officer with over 28 years of experience. She helps divorcing homeowners with the division of the marital home. Tami can work with women in all 50 states and a call to her is FREE.Find Tami Here:@tamiwollensakcdlpwww.takeorleavethehouse.com
Send us a textDon't look past the Ruler to get to the rules. If we don't find Jesus, we haven't found anything. Once we find Him, and see Him, and know and love and understand Him, we are equipped to learn the facts and figures of Scripture. At times, bible study can be about finding what we always find, seeing what we always see, and focusing mostly on DO's and DON'Ts - and there is room for that. But first, find Him. He desires a relationship with you. He is your Elder Brother, and that is a special designation in a special family: the family of God. If you are interested in the Daily Bible Devotional, you can find it at the link below: Amazon - (paperback, hardcover, and Kindle)Feel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textToday, we discuss short interviews conducted with two older men, ages 89 and 82. They have common approaches to life and aging, and they are reaping the benefits. You, too, can make simple decisions today to make the twilight years bright, joyful, and strong. It will take costs today, but those will pay off exponentially in years to come. Invest in your body, in your relationships, and in being a person of honesty and integrity. May God bless you with many years in those endeavors. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textIf you are looking to live a worry free life, consider these things:1) Make things right with a fellow believer. You need each other.2) Be about God and thankful to God ALL the time. Don't just reach out when you are in a pinch. 3) Think on spiritual things. Read the word. Have bible discussions.4) Practice what you read. Pick at least one action item per day.5) Find contentment in the nearness of Christ. His strength is aways enough. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textMy recent passion has been to discover Jesus on every page of Scripture. For a long time, my first impulse was to seek myself, which is honestly typical human behavior. However, at times I overlooked the Ruler to focus on the rules, which led me to misunderstand them. I encourage you to perceive the entirety of Scripture, from Genesis to Revelation, as a JESUS BOOK. When you see Him, you witness perfection and glory, resulting in deeper faith and greater appreciation for the Messiah. Then, when you examine a second time for application, things may appear a bit different, and you will be the better for it. Join me as we explore a couple of examples to illustrate all of this.If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThank you. Thank you for listening. I appreciate your patience with me. Thank you for your love and kindness. It wasn't easy to decide to revisit the document from last February. I trust you understand that I do not intend to shift focus onto someone else or mount a defense. That's all in the past. But it has been a year. Time has been a valuable asset, and I want to use a specific event to illustrate how God is at work. Please receive this with that intent—an example of God's grace in my life. And thank you once again for your friendship. If you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487FIVE QUESTIONS from the end of the episode:"The night is almost gone, and the day is near. Therefore let us lay aside the deeds of darkness and put on the armor of light. Let us behave properly as in the day, not in carousing and drunkenness, not in sexual promiscuity and sensuality, not in strife and jealousy. But put on the Lord Jesus Christ, and make no provisions for the flesh in regard to its lusts" Romans 13:12-14.1) Will this promote or encourage drinking, unholy behavior, or compromising circumstances?2) Will this open the door to, or make more accessible, sexual sin, fornication, or adultery? 3) Will this place immodestly, indecent movements, or questionable contact right in front of me?4) Will this become an unnecessary situation where I may send a confusing message about living for Jesus?5) Will this be something I feel safe about, but that I openly admit would be dangerous for others?
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below: Amazon - (paperback, hardcover, and Kindle) Spiritbuilding.com - (premium quality paperback) Youtube Video Introducing the Content Feel free to reach out with any questions: emersonk78@me.com Sponsors: Jon Cunningham, Owner, Cunningham Financial Group Website: www.cunninghamfinancialgroup.com Phone: 205-326-7364 Tyler Cain, Senior Loan Officer, Statewide Mortgage Websites: https://statewidemortgage.com/ https://tylercain.floify.com/ Phone: 813-380-8487We must obey the commandments of Jesus and the principles taught by Him and by His apostles and prophets. We answer to Him, and our salvation and hope is found IN HIM. It is not found anywhere else, not within us, not in men, churches, or movements. Therefore, none of those have the right to make the salvation rule for your life: only Jesus. Colossians 2 warns against Judaizing teachers, and gnostics, trying to implement sectarian and legalistic rules upon the people, teaching extreme conservatism as some form of holiness. But they had no right. Many decisions are yours to weigh, build a conscience around, and make. But, this freedom must be wielded with care. There are a couple of important laws that should govern you, even when you have the biblical right to do something, even when others cannot tell you not to. What are they? Let's dig in on one, the most vital one, today, and come back next week for the second.
Are you prepared to navigate the challenges of the “looming commercial real estate debt crisis"? In this episode of REady2Scale, Jeannette Friedrich sits down with Dillon Freeman, Senior Loan Officer at Fidelity Bancorp Funding, to discuss the current landscape of commercial real estate debt, refinancing strategies, and how investors can adapt in a shifting market. With rising interest rates, cap rate compression, and widespread market uncertainty, this conversation dives deep into the strategies operators are employing to stay afloat and the opportunities emerging in private credit and debt funds. Key Takeaways: -"Survive Until 25" Mindset: Understand why this mantra resonates with investors facing record loan maturities amidst high interest rates and diminished property valuations. - Creative Solutions for Looming Debt Maturities: Explore cash-in refinances, joint venture partnerships, and the role of preferred equity in navigating today's challenging environment. - The Relationship Between Interest Rates, Cap Rates, and Property Valuations: Gain insights into how rising cap rates are impacting valuations and what the future may hold for commercial real estate pricing. - Opportunities in Private Debt Funds: Learn how debt funds are filling gaps left by traditional banks, offering investors double-digit returns and greater liquidity. - Key Red Flags When Evaluating Debt Funds: Discover essential due diligence tips for evaluating the track record, credit discipline, and operational transparency of private credit managers. - Challenges of Small-Balance Loan Origination: Understand the complexities sponsors face when securing smaller loans and why professionalism and sponsor liquidity matter. - Advice for Building Long-Term Wealth: Dylan shares why "consistency beats intensity" in investing and how to stay in the market for the long haul. Whether you're an operator, passive investor, or simply someone looking to understand the dynamics of the commercial real estate debt market, this episode is packed with actionable advice and unique perspectives to help you navigate today's challenges and position yourself for future success. Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. To reach Ellie & the Blue Lake team, email them at info@bluelake-capital.com or complete our investor form at www.bluelake-capital.com/new-investor-form and they'll connect with you. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose Timestamps 00:00 Introduction and Guest Welcome 01:11 Survive Until 25: The Debt Crisis 03:32 Creative Solutions for Loan Maturities 07:01 Cap Rates and Market Adjustments 14:04 Income and Debt Funds Explained 28:48 Lightning Round and Closing Remarks Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I'd like to include the text from Philippians 2:1-5 - Think about the changes Jesus made and why He did so. What if He hadn't done that? What if He waited for us to get to Him? What if He wasn't willing to take the hit since none of this was His fault? Jesus was humble, loving, and exhibited the perfect attitude. Let's learn about that and put it into practice in our lives and relationships. 2:5 Have this attitude [e]in yourselves which was also in Christ Jesus, 6 who, as He already existed in the form of God, did not consider equality with God something to be [f]grasped, 7 but [g]emptied Himself by taking the form of a bond-servant and [h]being born in the likeness of men. 8 And being found in appearance as a man, He humbled Himself by becoming obedient to the point of death: death [i]on a cross. 9 For this reason also God highly exalted Him, and bestowed on Him the name which is above every name, 10 so that at the name of Jesus every knee will bow, of those who are in heaven and on earth and under the earth, 11 and that every tongue will confess that Jesus Christ is Lord, to the glory of God the Father.
Send us a textIf you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is our primary text for today's episode:I Corinthians 6:9-20 (With Parenthesis around Quotes)9 Or do you not know that the unrighteous will not inherit the kingdom of God? Do not be deceived: neither the sexually immoral, nor idolaters, nor adulterers, nor men who practice homosexuality,10 nor thieves, nor the greedy, nor drunkards, nor revilers, nor swindlers will inherit the kingdom of God.11 And such were some of you. But you were washed, you were sanctified, you were justified in the name of the Lord Jesus Christ and by the Spirit of our God. 12 “All things are lawful for me,” but not all things are helpful. “All things are lawful for me,” but I will not be dominated by anything.13 “Food is meant for the stomach and the stomach for food”—and God will destroy both one and the other. The body is not meant for sexual immorality, but for the Lord, and the Lord for the body. 14 And God raised the Lord and will also raise us up by his power. 15 Do you not know that your bodies are members of Christ? Shall I then take the members of Christ and make them members of a prostitute? Never! 16 Or do you not know that he who is joined to a prostitute becomes one body with her? For, as it is written, “The two will become one flesh.” 17 But he who is joined to the Lord becomes one spirit with him. 18 Flee from sexual immorality. "Every other sin a person commits is outside the body", but the sexually immoral person sins against his own body. 19 Or do you not know that your body is a temple of the Holy Spirit within you, whom you have from God? You are not your own, 20 for you were bought with a price. So glorify God in your body.
Send us a textDays, Week, Years - These are the best metrics for progress. Living in day tight increments are the building blocks for a better life. Daily routines and habits that help with incremental change can become impactful and measurable in a year's time. So years are awesome time frames for seeing what is possible and whether something should become a life habit. But there needs to be a cyclical flow throughout, a cadence to keep things moving. The seven day week is perfect for the job. Starting on a day of worship and fellowship and rest, flowing through the grind of the work week, and ending with a wild card day to catch up or relax... embracing the layout of the week has become a powerful change agent for me. Let's explore how to make the weeks for you instead of just slipping by. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textThank you for your support through six full seasons of the ESM podcast! We are excited to give season seven a go. Thank you for listening. We start by figuring out how we grade years. What does it take to have a best year ever? How would you evaluate the best one you've ever had? I hope to convince you that the ingredients are in place for this one to outshine them all, regardless of outside circumstances. But you'll need to be doing the daily things, the truly important things, to see the most profound difference. Let's explore that together!If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a textWelcome to the first episode of our special series: Infusion Revolution where we discuss all things owning and operating an infusion pharmacy. From accounting and tax best practices to industry changes and trends, you can catch it all on this podcast series.On this first episode, it's all about Starting an Infusion Pharmacy 101! We sit down with Greco De Valencia, VP of Pharmacy and Senior Loan Officer at Live Oak Bank to discuss:Financial implications of entering the infusion marketUnderstanding startup costs and working capitalComplexities of starting an infusion pharmacyOpportunities in the Infusion MarketAnd more!Read and follow along at the show transcript here. Stay connected with Greco De Valencia and Live Oak Bank: Greco's LinkedIn Live Oak Bank Website Live Oak Bank Facebook Live Oak Bank Twitter (X) Live Oak Bank LinkedIn Live Oak Bank Instagram Live Oak Bank YouTube Stay connected with us:Sykes & Company P.A.:FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterBonnie Bond – CPA LinkedInMore resources on this topic:Video: Future-Proof Your Pharmacy: Essential Advice for 2024Podcast: Finishing The Fight: What's Next For Independent PharmacyPodcast: Startup Pharmacy “The Pharmacy” on How to be Successful
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487How to keep a disagreement from becoming an argument:1) Welcome the disagreement2) Distrust you first instinctive impression3) Control your temper4) Listen first5) Look for areas of agreement6) Be honest7) Think over your opponents ideas carefully8) Thank your opponent sincerely for their interest9) Postpone action to give both sides time to think it throughThree Bonus Ideas that are sure to help:- Begin in a friendly way- Never say, "you are wrong"- Appeal to nobler motives
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Today's story is founding II Chronicles 20. I recommend you give that short chapter a read. Jehoshaphat and Judah teach us a great deal about how God responds to faith. But faith is more than just a word. It includes initial turning to God, casting our eyes upon Him, and obeying His will. What it does not require is our own strength to prove ourselves to Him. On the contrary, time and time again, God proves Himself to His people. He is our amazing God, worthy of worship and adoration. He fights our battles. He often just asks us to show up and be prepared. But we must keep the faith until the end. Let's explore that journey together.
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Authority is a funny thing. The best leaders are honest about their struggles and challenges. They are great listeners, especially in the process of making decisions. And they are excellent examples to those under their charge in key areas like humility, integrity, and care for others.However, not all leaders do such a great job. They are pretty good at giving instruction, and expecting all of the things from the previous paragraph. But we need to do better. Husbands, fathers, this one is for you. It would be easy to tell our kids to take instruction well and be challenged to do their best. But do you take instruction well? Do you need the encouragement to refocus and do your best? Follow along today and see if there is more value in those things than meets the eye.
"THe higher we soar, the smaller we appear to those who cannot fly." - Friedrich NietzscheOur guest today is an earlier supporter Culture Matters and Senior Loan Officer with NJ Lenders Corp., Jeff Winick. This episode is a long time in coming, so we're going to make the most of it! Jeff and Jay are digging into Jeff's mentality and approach when it comes to the mortgage industry, how much the cost of living has exploded of the last couple of decades, and the sense of accomplishment that comes with getting a job done for a client even if it looks like the job can't get done. We've got a true master class in leadership, culture, and professionalism on this episode of The Culture Matters Podcast.
Send us a textGood morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:Amazon - (paperback, hardcover, and Kindle)Spiritbuilding.com - (premium quality paperback)Youtube Video Introducing the ContentFeel free to reach out with any questions: emersonk78@me.comSponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487What's it going to be? What is that one thing it is time to change? You don't have to know the how at the moment. You simply need to visualize a better version of you one year from today. Then you must decide, now, that today starts a 12 month, unstoppable journey. The rest will work itself out! Does a year sound like a long time? We both know it is not. Years fly by! If we aren't intentional about them they glob together and blur by. But if you can take a year and address something whole heartedly... something incredible is going to happen. Let's talk about what that will look like for you!
Send us a textClick link for Daily Bible Devotional Book:Amazon (Paperback, Hardback, Kindle)Spirit Builders (Premium Paperback)Click link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Recap of Carnegie Part 1:- Don't Criticize, Condemn, or Complain.- Give Honest and Sincere Appreciation.- Arouse in the Other Person an Eager Want.To dig more deeply into these, here are 6 Ways to make People Like you1) Be Genuinely Interested in Other People 2) Smile3) Learn People's Names4) Be a Good Listener5) Talk in Terms of Other's Interests6) Make the Other Person Feel Important
Send us a textClick link for ESM Journal Page:Excel Still More Journey ON AMAZONVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Well, it just doesn't get much better than this. In fact, outside of Scripture, I think this 1936 book by Dale Carnegie is the most helpful thing someone could read to improve their life. Our lives are composed of relationships. When those relationships are healthy, there is love and peace and things are amazing. When our relationships are damaged, we feel it deeply and in every aspect of life.Over the next several weeks, I hope to present several episodes from this great book. Today we start with three opening ideas that set the tone. They ask you to consider your attitude, your mindset, and how you see people. When this becomes more Christ-like and humble, a whole bunch of good outcomes become possible. Follow along with me as we look at criticism, compliments, and seeing things from the perspective of others.
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here are the 8 Essentials to Strengthening Your Faith:1) Join God's Team (understanding you are a part of a group)2) Acknowledge God's Power (He is almighty and always with you)3) Embrace Spiritual Training (This takes worth and it is so worth it!)4) Communicate with God (Start your day with God, stay close with Him)5) Study God's Playbook (Read to learn, to understand, to follow the plan)6) Team Up with Others (Be a walker with warriors, watchmen and workmen)7) Know Your Role (Be specific. What is your role right now among Christians?)8) Share with Others (Nothing will help grow faster than preparing to teach)Remember: Engage, Equip, and Engage.This is for students, to help them get strong and to be leaders today.This is for parents, trying to engage their kids in the world of Jesus.This is for adults, who can sometimes lose their passion for the plan of God.
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is some information on "The Core: 8 Essentials to Strengthening Your Faith"Three Objectives regarding the Truth of Jesus Christ:1) Engage - Get young people, and all people, thinking about spiritual things. Let's challenge our spiritual health and get involved in forming a direction.2) Equip - We need to get into how to do better. What do we need to know, plan, and refine in order to be able to get closer to Christ and spread Truth.3) Engage - The mission isn't just to be saved. The mission is to share the salvation of Jesus Christ with others! How do engage younger believers in this work?In this episode we begin with four Crucial Steps to building a stronger faith core within our young people, and within us all. 1 - Join God's Team (what is the team element of faith?)2 - Acknowledge God's Power (is He mighty to save and help you?)3 - Embrace Spiritual Training (how specifically are you getting stronger?)4 - Communicate with God (take all we learn today to God in prayer, honestly)
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Hilltops of GloryVerse 1: Onward rejoicing I tread life's way, Higher I'm climbing each passing day; Hilltops of Glory now rise in view, where all shall be made new.Verse 2: Way down in Egypt mid burning sand, Moses has started for Canaan's land; Never turn backward always ascend on to the journey's end.Verse 3: Footsteps of Jesus before us lead, We tread life's journey, His warnings heed; Evil allurements cannot prevail, I'm on the upward trail.Chorus: Hilltops of glory I now can see. O brother won't you come go with me? Safe on the mountain I soon shall stand Hilltops of glory land.What keeps people from the faithful trail?- Lack of Understanding- Fear of Loss/Failure- Perceived Shortage of ResourcesAnd what habits benefit people in their walk with God?- Start Early- Be Consistent- Don't Panic!
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Shia LaBeouf has had a troubled past. He is still not aware of the fullness of God's saving grace in Christ. But he is on a journey that started with a dramatic turn. This turn is needed in the lives of many, even among our own fellowship. In some ways, abandoning my managerial skills to give God control, is something I need to renew and commit to as well. Maybe we can encourage one another. Here is the section from his interview:My opinion about God before my world had crumbled was – art, love and God – they all mean the same thing, they are synonymous. And I had also been told my whole life, your life is your life, you have to make with it what you can, you know. You've got to be a good guy, and then you got to get married, then you have to get a house and you have to get a job, and be good at your job – and like – your life is your life. And things will work out if you put the effort in, and I always really felt that. And it made it hard to believe in God, because it felt like my managerial skills are what are going to amount to a fulfilled existence. When all of my designs failed, when all of my plans went out the window, when my life had led to serious infliction of pain and damage to other people – I threw up my hands like – my plans are garbage and I don't want to be here anymore. Pain made me willing to go about this in a different way than I had previously. The news that had come out is that I had been abusive to women, and I've been shooting dogs, and I've been willingly giving women STDs and like – it's disgusting, it's depraved. I felt deep shame, deep guilt, shame like I had never experienced before. The kind of shame where you forget how to breathe. It was seeing other people who had sinned beyond anything I could even conceptualize also being found in Christ that made me feel like, okay well, that gives me hope. I started hearing experiences, of other depraved people who had found their way in this. The Gospel gave me this invite to just let go. I came from the school of – God helps those who help themselves. That's not what I found. God comes to those who ask, that's what I have experienced.
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I'd like to include the excerpts from the Q and A session by Dan Martell. He was asked, "What do you think about cutting out all distractions like social media, video games, and sugar? He responded, "Awesome question. Whatever you are not willing to give up is going to be the thing that slows you down from achieving your dreams. If that list is really long, it is improbable that you will ever achieve anything important." He went on to say, "People ask me: 'Dan, what did you do to become successful?'" "It's not what I did, it's what I don't do. I don't drink. I don't eat sugar. I don't sleep in... So if you just get rid of all of those vices that hold you back, that's what CREATES THE SPACE for you to become more."
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487For today's notes, let me share with you the four points with Bible passages:What is God's Grace?"Grace, Mercy and Peace" (I Tim. 1:2; II Tim. 1:2)Grace Greater than All My Sin"grace... more than abundant" (I Tim. 1:12-17)Granted in Jesus Christ from all Eternity"who abolished death and brought life and immortality through the gospel..." (II Tim. 8-12)With You Always"Grace be with you." (I Tim. 6:21; II Tim. 4:22)
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Idolatry is warned against throughout all of Scripture. As Christians, we see it all around us amongst unbelievers. It often looks like the pursuit of sinful behavior to bring fulfillment that can only be found in God. But among Christians, it can look a little different. Today we examine three different version of idolatry among believers.For you and me, we have to beware of replacing God with three things: blessings, alternate pathways, and ourselves on His throne of judgment. The first one shows up when we need things and people in our lives, even those from God, more than God Himself. The second one is when God supposedly comes first, but His teachings and ways are placed with alternate paths that fit us better. And the third... oh the third, is when more mature Christians elevate themselves to taking on God's role of judge over others. If our conclusions about others are demanded from God, then that demand is the idol, replacing even God Himself. I invite you today to some self examination on what it looks like to put God first in all things, and to flee from all forms of idolatry.
Send us a textClick link for ESM Journal Page:Excel Still More Journal at the Spiritbuilding PublishersVideo to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487I am blessed to be around a great number of highly impressive, faithful men. Glenn Hyde is one of those people, and today it is my please to share a story he told me recently. This week we are building upon this idea of drawing close to people who can help and listening to their stories and perspective. Recently, Glenn met with a group of men and talked about the history of our church here in Lindale. He spoke of the progress he has perceived in broken down fences and constructed bridges. It was uplifting to hear. I'm wonderful if there are walls in your life where bridges should be. I hope this story will be as much of a help to you as it was to me. Jesus, the Carpenter, is ready to do some building, but he's in the bridge business.
Send us a textClick link for ESM Journal Page:Excel Still More Journal on Amazon.Video to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Jim Spratlin was a great man. I don't mean that in a - say something nice because he has passed - sort of way. I mean I can specifically detail for you areas in his life where he impressed me greatly, specially his faith, marriage and relationship with his kids. I was drawn to him. And I have been changed by him. I needed him.Do you have people in your life who impress you? I'm talking about people who are where you want to be, who are simply better at something important than you are? How do you approach them? Or do you keep your distance? The way we interact with impressive people says a lot about who we are, and a whole lot about what will happen in you future. Come explore that with me today.
Send us a textWes McAdams / Marcus Stenson Podcast:"How to Create a Disciple-Making Culture"Click link for ESM Journal Page:Excel Still More Journal on Amazon.Video to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Jesus described four soils that represented the four types of human heart. Some are hard and refuse the truth. Some hear and get excited but aren't ready to stand up in the face of the work. Some get past that but are just so distracted with this world. And a few will receive the word, be changed by it, and produce for God.Neither of us can say we are good and always good. But if you can determine where you've been lately in that spectrum and what it means you need to do next - then self evaluation can be of great benefit to you.This is also true of the term Growing and Going. Right now there are four options for where you are in your walk: not growing or going, growing but not going, going but not growing, or both growing and going! We look at each of those in today's episode, and how we can move in the right direction no matter where you are starting today.
Send us a textClick link for ESM Journal Page:Excel Still More Journal on Amazon.Video to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Here is a link to Phil Wickham's Song: The Jesus Way(Note - It is new to me, but I see it's been out for a year!)https://www.youtube.com/watch?v=4Fhv4arL3ykIf you curse me, then I will bless youIf you hurt me, I will forgiveAnd if you hate me, then I will love youI choose the Jesus wayIf you're helpless, I will defend youAnd if you're burdened, I'll share the weightAnd if you're hopeless, then let me show youThere's hope in the Jesus wayI follow JesusI follow JesusHe wore my sin, I'll gladly wear His nameHe is the treasureHe is the answerOh, I choose the Jesus wayIf you strike me, I will embrace youAnd if you chain me, I'll sing His praiseAnd if you kill me, my home is heavenFor I choose the Jesus wayI follow JesusI follow JesusHe wore my sin, I'll gladly wear His nameHe is the treasureHe is the answerOh, I choose the Jesus wayAnd I choose surrenderI choose to loveOh, God my Savior, You'll always be enoughI choose forgivenessI choose graceI choose to worship, no matter what I faceI choose the Jesus wayI choose the Jesus wayI choose the Jesus wayI choose the Jesus wayI follow JesusI follow JesusHe wore my sin, I'll gladly wear His nameHe is the treasureHe is the answerOh, I choose the Jesus wayI follow JesusI follow JesusHe wore my sin, I'll gladly wear His nameHe is the treasureHe is the answerOh, I choose the Jesus wayOh, I choose the Jesus way
Send us a textClick link for ESM Journal Page:Excel Still More Journal on Amazon.Video to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487
Send us a Text Message.Send us a Text Message.Click link for ESM Journal Page:Excel Still More Journal on Amazon.Video to describe the ESM Journal.Sponsors: Jon Cunningham, Owner, Cunningham Financial GroupWebsite: www.cunninghamfinancialgroup.com Phone: 205-326-7364Tyler Cain, Senior Loan Officer, Statewide MortgageWebsites: https://statewidemortgage.com/https://tylercain.floify.com/Phone: 813-380-8487Sydney McLaughlin-Levrone - "What I have in Christ is far greater than what I have or don't have in life... He has prepared me for a moment such as this. That I may use the gifts He has given me to point all the attention back to Him.""I credit all that I do to God. He's given me a gift. He's given me a drive to just want to continue to improve myself. I have a platform and I want to use it to glorify Him, and so whenever I step on the track, it's always the prayer of 'God let me be the vessel in which you're glorified' whatever the result is, how I conduct myself, how I carry myself, not just how I perform.""I feel like I was running from God for years. That's when I was like, 'God, I surrender it to You. I don't know what this looks like I don't know what it means. Just show me what you're trying to show me.'""For a long time, my identity was in track and field. But I realized that first and foremost, I'm a child of God. It set me free to run th race God has set out for me to run."
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