Dollars & Common Sense

Follow Dollars & Common Sense
Share on
Copy link to clipboard

A listener-driven radio show aired on WNIS AM790. Objective, unbiased financial advice on all personal financial planning matters delivered by CERTIFIED FINANCIAL PLANNERS™.

Wealthway Financial Advisors


    • May 15, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 43m AVG DURATION
    • 119 EPISODES


    Search for episodes from Dollars & Common Sense with a specific topic:

    Latest episodes from Dollars & Common Sense

    The Psychology of Money

    Play Episode Listen Later May 15, 2025 42:56


    A discussion of the deep psychological feelings and emotions that money evokes. This includes strategies and applications to help overcome negative biases and take advantage of the positive vibes.

    Marriage and Money: Creating Harmony

    Play Episode Listen Later Apr 25, 2025 43:07


    Financial conflict is often sited as one of the main reasons for divorce in the United States. In this show, we tackle the highly sensitive topic of combining finances during marriage. We discuss the best way to set up bank accounts, how to develop a shared budget, how to treat income/debt disparities, how to plan long-term goals together, and more.

    Markets & Investing in Turbulent Times

    Play Episode Listen Later Apr 9, 2025 43:11


    What is behind one of the fastest and sharpest drops of the US stock market, putting the decline in historical context, and investment actions you should take now.

    Common Financial Planning Goals

    Play Episode Listen Later Mar 31, 2025 43:04


    Most people who work with a financial advisor don't have a comprehensive list of specific financial goals. That's ok. A good financial advisor will help draw those goals out of you and incorporate them into the planning process. Here, we discuss many of those common financial goals to help stimulate your thoughts and give you some ideas you can use.

    Listener Calls and Some Marital Harmony

    Play Episode Listen Later Mar 12, 2025 43:11


    A variety of listener calls start us off then we roll into ways you can enhance marital satisfaction by creating healthy financial habits.

    Top Financial Regrets and How to Avoid Them

    Play Episode Listen Later Feb 27, 2025 43:11


    We've all got 'em. From accumulating too much credit card debt, to making large impulse buys, to overspending on a home, or failing to save early enough, financial regret comes in many forms. In this show, we talk about the most common regrets and what you can do to avoid them.

    Social Security: An Overview, Its Formation and Its Future

    Play Episode Listen Later Feb 13, 2025 43:17


    A high-level overview of the Social Security program. In this show, we discuss why the program was created, how it's funded, what types of benefits are available, and the future viability of the program.

    Key Financial Planning Considerations to Start 2025 - #2

    Play Episode Listen Later Jan 30, 2025 43:11


    Episode #2 -- Key financial planning ages, asset & debt considerations, and tax planning items to be aware of as we enter the new year. General steps and guidance to set you up for financial success throughout the year.

    Key Financial Planning Considerations to Start 2025 - #1

    Play Episode Listen Later Jan 16, 2025 42:50


    Episode #1 -- Personal & life items, cash flow issues, and asset & debt consideration to be aware of as we enter the new year. General steps and guidance to set you up for financial success throughout the year.

    Smart Financial Planning Moves to Make Before Year End

    Play Episode Listen Later Dec 12, 2024 42:38


    Issues to consider and moves you can make before year end regarding investments, tax planning, and cash flow to enhance your financial situation.

    Maximize Giving During the Holiday Season

    Play Episode Listen Later Nov 27, 2024 42:55


    Show callers help shape the agenda as we discuss ways to maximize giving opportunities during the holiday season.

    The Virtues of Roth IRAs and The Value of Roth Conversions

    Play Episode Listen Later Nov 14, 2024 42:45


    A deep dive into the benefits of Roth IRAs and the potential massive tax savings that can result from Roth IRA conversions.

    The Proper Use of Credit in Financial Planning

    Play Episode Listen Later Oct 24, 2024 43:06


    How to use credit and debt effectively to enhance your finances. We explain different types of credit, do a deep dive on credit reports and credit scores, discuss how to use credit to your advantage, and ways to stay out of bad debt.

    How to Efficiently Create Income in Retirement #2

    Play Episode Listen Later Oct 10, 2024 43:13


    The second segment of a two-part show. Determining retirement income needs, identifying sources of income, and then creating a retirement income plan for maximum impact.

    How to Efficiently Create Income in Retirement #1

    Play Episode Listen Later Sep 26, 2024 43:58


    The first segment of a two-part show. Determining retirement income needs, identifying sources of income, and then creating a retirement income plan for maximum impact.

    Understanding and Preventing Identity Theft

    Play Episode Listen Later Sep 12, 2024 43:12


    How does identity theft happen, how can you prevent it, and what to do if you're a victim.

    Reverse Mortgage: What are they, how do they work, what is the benefit?

    Play Episode Listen Later Aug 29, 2024 41:56


    This show, we do a deep dive on reverse mortgages. Once a much maligned financial product -- and for good reason -- they are now a very viable and beneficial financial planning tool.

    Twenty-Five Truths About Money

    Play Episode Listen Later Aug 15, 2024 43:21


    Short, bite-sized truisms about money to help you build a solid financial foundation and build wealth over time.

    Prioritize Savings to Growth Wealth Fast

    Play Episode Listen Later Jul 26, 2024 43:08


    This is the annual discussion of one our most popular podcasts -- prioritizing the right savings vehicles to maximize your net worth. It's starts with an emergency fund and ends with a traditional brokerage account, but there are a whole lot of options in between.

    Estate Planning: Tools, Tips, and Techniques

    Play Episode Listen Later Jul 11, 2024 43:05


    Estate planning is an important component of comprehensive financial planning. In this episode, we discuss why estate planning matters, the key components of a complete estate plan, and the pitfalls of a poorly crafted (or non-existent) estate plan.

    Financial Independence: What Is It, How to Achieve It

    Play Episode Listen Later Jun 26, 2024 43:17


    The different perspectives on Financial Independence, it's importance, how to achieve it, and some potential pitfalls to keep in mind.

    How to Live a Tax-Efficient Life

    Play Episode Listen Later Jun 13, 2024 43:09


    Steps you can take year-round to lower your annual tax bill and keep more money for yourself.

    Demystifying Long Term Care

    Play Episode Listen Later May 30, 2024 43:04


    Long Term Care - What is it, how is it delivered, types of facilities, and how to plan and pay for it.

    The Concerning State of Retirement Savings in the US

    Play Episode Listen Later May 16, 2024 42:12


    A recent survey shows that about one-third of the US population has nothing saved for retirement. Of those who have something saved, most have less than $100,000. We discuss this low rate of retirement savings, how you can improve your savings rate, and tell a success story of a client who started with nothing.

    Wealthway Investment Management Philosophy and Principles

    Play Episode Listen Later Apr 24, 2024 43:03


    Wealthway Financial Advisors investment management philosophy and principles are explained in detail. Money is purchasing power and its value is relative. Stocks are a superior and safer long term investment than bonds. But investors must accept more short term variations in the price of stocks than bonds. Building a solid investment portfolio comes after goals are established and a plan is devised.

    Listener Calls

    Play Episode Listen Later Apr 12, 2024 43:15


    This week, we have a show full of listener calls. Hear real life scenarios from people who need help maximizing their financial resources. Kevin discusses what to do with a large windfall, how to find an experienced, ethical financial advisor, encourages a listener to build his dream home, and advises a single person on how to think about wealth accumulation and potential long-term care expenses.

    Retirement Trends in the United States

    Play Episode Listen Later Mar 28, 2024 43:05


    Americans are living longer, which means the concept of retirement is evolving. In this episode, we discuss what modern retirement looks like, how you can best prepare, and techniques to help you age well.

    What It Means to Be Rich in America

    Play Episode Listen Later Mar 14, 2024 43:05


    For a variety of reasons, many people like to know how they stack up. This show, we talk about how to calculate and measure wealth so you can see how you compare.

    Biggest Financial Regrets of 2023 and How to Avoid Them in 2024

    Play Episode Listen Later Feb 29, 2024 42:23


    A recent survey found that 82% of Americans regretted a financial decision in 2023 -- and 68% of those said their mistakes caused them significant stress. We discuss those regrettable financial moves and how to avoid them in 2024.

    Financial Planning Considerations to Get 2024 Started Right - #2

    Play Episode Listen Later Feb 16, 2024 43:14


    More great tips and useful strategies pertaining to investment management, debt usage, and credit history to set you up for success this year.

    Listener Calls

    Play Episode Listen Later Jan 26, 2024 43:28


    A variety of listener calls with real life financial planning concerns make up the majority of this show. Kevin answers questions and provides guidance on Inherited IRAs, uses for home equity, Required Minimum Distributions, Qualified Charitable Distributions, and a thorny family estate planning issue.

    Financial Planning Considerations to Get 2024 Started Right - #1

    Play Episode Listen Later Jan 11, 2024 43:12


    The personal, cash flow, asset & debt, tax, insurance, and legal issues to consider to get 2024 started right.

    Smart Financial Planning Moves to Make Before Year End - #2

    Play Episode Listen Later Dec 14, 2023 43:25


    Financial moves you can make now to enhance your financial situation before year end.

    Smart Financial Planning Moves to Make Before Year End - #1

    Play Episode Listen Later Nov 30, 2023 43:04


    Financial moves you can make now to enhance your financial situation before year end.

    Understanding Behavioral Finance to Overcome Financial Bias

    Play Episode Listen Later Nov 16, 2023 42:37


    By understanding how and why people deviate from rational expectations, behavior finance provides a blueprint to help us make better, more logical financial decisions.

    How to Make Your Money Last Your Lifetime

    Play Episode Listen Later Oct 12, 2023 43:15


    How to draw income from your investments to make sure your money lasts as long as you do.

    The Components of Professional Financial Planning

    Play Episode Listen Later Sep 28, 2023 43:25


    The elements that comprise a professional-grade, comprehensive financial planning engagement.

    Tax-smart Charitable Giving

    Play Episode Listen Later Sep 14, 2023 43:37


    How to get creative with charitable giving to help yourself while you help others.

    Using Insurance to Protect Your Net Worth

    Play Episode Listen Later Aug 30, 2023 42:29


    The proper and efficient use of insurance to maximize and protect your net worth.

    Estate Planning Fundamentals: Do's and Don'ts

    Play Episode Listen Later Aug 9, 2023 43:13


    The importance of a complete estate plan and how to create one.

    Investing: Philosophy and Mechanics

    Play Episode Listen Later Jul 30, 2023 43:00


    How to design, build, and manage a growth-oriented investment portfolio.

    Investing: How it works, why we do it

    Play Episode Listen Later Jul 14, 2023 43:14


    How does the stock market work, what are we really investing in, why is it so important to our financial security?

    Debunking Retirement Myths

    Play Episode Listen Later Jul 3, 2023 43:26


    Common retirement misconceptions and how to overcome them.

    Financial Wellness

    Play Episode Listen Later Jun 16, 2023 43:11


    Financial Wellness -- what is it, how to get it, and how to keep it.

    Important Ages in Financial Planning

    Play Episode Listen Later May 13, 2023 41:33


    Key retirement planning milestones.

    Estate Planning Basics

    Play Episode Listen Later Apr 27, 2023 43:14


    What is an Estate Plan & who needs one?

    Credit 101

    Play Episode Listen Later Apr 12, 2023 43:30


    What is credit? How does it work? And how can you manage your credit score?

    Cash: Where to Park It?

    Play Episode Listen Later Apr 6, 2023 42:39


    Now that interest rates are on the rise, we are starting to see bank rates increase. Listen to learn where to keep your emergency bank funds based on your time horizon and liquidity needs.

    The Bank Crisis & Investing Myths

    Play Episode Listen Later Mar 27, 2023 43:16


    Kevin & Allison give their take on the bank crisis and FCID insurance, then tackle some common investing myths.

    Prioritizing Savings to Grow Your Wealth Fast

    Play Episode Listen Later Mar 8, 2023 43:12


    How to prioritize savings strategies to grow your wealth fast!

    Marriage & Money

    Play Episode Listen Later Feb 22, 2023 42:06


    Money issues are the second leading cause of divorce in America. Listen to our thoughts on how to avoid money conflicts in your marriage.

    Claim Dollars & Common Sense

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel