Podcasts about registered investment advisor

Episode Summary Donovan Ryckis is the award-winning founder and CEO of Ethos Benefits, a firm dedicated to advancing fiduciary-driven health insurance strategies for employers nationwide. A former Securities Advisor and Fiduciary, Donovan decided to shift from his Registered Investment Advisory after seeing the Fraud, Waste, and Abuse in his first, accidental exposure to employer-sponsored healthcare plans. Who's your ideal client and what's the biggest challenge they face? What are the common mistakes people make when trying to solve that problem? What is one valuable free action that our audience can implement that will help with that issue? What is one valuable free resource that you can direct people to that will help with that issue? What's the one question I should have asked you that would be of great value to our audience? When was the last time you experienced Goosebumps with your family and why? Watch the documentary here: https://ethosbenefits.com/documentary/ Get in touch with Donovan: Website, LinkedIn Stakeholder Confidence Focus Turn board skepticism into enthusiastic alignment with the KAIROS assessment system. Book your 30-minute KAIROS Strategic Assessment (€147) and receive frameworks that build unwavering stakeholder trust in your strategic timing. Only 5 spots are available this week. https://www.uwedockhorn.com/research

This $200 Million Money Manager Wants You To Become A Financial Beast – Meet Eric Miller Chief Advisor At Econologics Financial Advisors GuestEric Miller Chief Advisor at Econologics Financial Advisors AUM ~ $200 millionEric's Book:https://www.amazon.com/How-Become-Financial-Beast-Practice/dp/1937205304Company name Econologics Financial AdvisorsWebsite www.econologicsfinancialadvisors.comBioEric Miller is a seasoned financial planning professional with over 20 years of experience dedicated to empowering private practice owners and associates. As Co-Owner and Chief Financial Advisor of Econologics Financial Advisors, LLC, a Registered Investment Advisor, Eric specializes in strategic financial planning, including investments, retirement, asset protection, tax strategies, debt elimination, and business transition planning. A Registered Financial Consultant® (RFC) and graduate of Capital University, Eric is also a prolific author and speaker and has published countless articles, videos, and podcasts and is the bestselling author of How to Become a Financial Beast. He has presented at hundreds of events nationwide, and weekly hosts the Financial Beast Podcast.

Steve Kim, Partner at Verdis Investment Management, shares his unique take on venture capital investment through a data-driven, diversified portfolio strategy. With a focus on early-stage investments and emerging managers, Steve discusses why diversification is key to optimizing venture returns and building enduring funds. He offers insights from his transition from technology leadership to investments, his commitment to backing emerging managers, and how this strategy benefits both LPs and founders in the long run.In this episode, you'll learn:[01:18] Steve's background and transition into venture capital[06:15] Using data to drive decisions in venture investments[09:06] Comparing concentrated and diversified portfolio strategies[15:30] Understanding and meeting founders' needs[20:00] The role and support of emerging managers in venture capital[30:00] Evolution of the venture capital ecosystem and future perspectivesThe nonprofit organization Steve is passionate about: International BaccalaureateAbout Steve KimSteve Kim is a Partner at Verdis Investment Management, where he champions a data-driven and diversified approach to venture capital investments. With over two decades of experience, Steve backs emerging managers at the earliest stages, leveraging data to optimize returns while reducing risk. His career began in technology, where he held leadership roles at companies like Walt Disney and Alcatel before transitioning to investments.About Verdis Investment ManagementVerdis Investment Management, LLC (“Verdis”) is a Registered Investment Advisor under the Investment Advisors Act of 1940. Registration as an Investment Advisor does not imply any level of skill or training. The views expressed in this episode reflect those of Verdis as of the date of recording. Any views are subject to change at any time based on market or other conditions, and Verdis disclaims any responsibility to update such views. This commentary is not intended to be a forecast of future events, a guarantee of future results or investment advice. Because investment decisions are based on numerous factors, these views may not be relied upon as an indication of trading intent on behalf of any portfolio or strategy. The information contained herein has been prepared from sources believed to be reliable but is not guaranteed by Verdis as to its accuracy or completeness. This information does not constitute an offer to sell, or a solicitation of an offer to buy, an interest in any jurisdiction in which it is unlawful to make such an offer or solicitation. Certain information contained herein has been obtained from other parties. While such sources are believed to be reliable, neither Verdis nor its respective affiliates assume any responsibility for the accuracy or completeness of such information presented.Subscribe to our podcast and stay tuned for our next episode.

Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.

We often hear about “breakaway” advisors.That is commonly understood to refer to wirehouse advisors “breaking away” to setup their own independent practices.It's one of the main reasons the RIA channel has been, and continues to be, the fastest growing channel in the industry.But why do we never hear about independent advisors going in the other direction to the wirehouse model?Why does the river only run in one direction?In this episode of the Transition To RIA question & answer series I explain:Why the current trend was not always the case.What caused the trend to now occur (for a decade plus now.)What the main motivators are for wirehouse advisors to make the change.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/why-do-advisors-leave-the-wirehouse-model-for-the-ria-model/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

A typical RIA “tech stack” is comprised of 3 core pieces of software:CRMFinancial PlanningPortfolio ManagementBut what exactly does the generic sounding “portfolio management” tool do?Considering it is typically by far the most expensive piece of a tech stack, it's important to understand the role it would play in your practice.In this episode (#136) of the Transition To RIA question and answer series I explain:What a portfolio management tool is.How these tools came to be.How they align with other parts of a tech stack.And in some scenarios, whether you even need one to begin with!Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-does-the-portfolio-management-tool-in-an-ria-tech-stack-do/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

How is AI reshaping the stock market and global investing? J.P. Morgan global market strategist Stephanie Aliaga joins Matt and Lee on The Market Moment to discuss AI's impact on markets, investor strategy, and where opportunities—and risks—may lie ahead. Stephanie shares data-driven insights on:

Retirement trends: age, financial impact, and tips for managing investments and income.   In this episode of The Market Moment, Matt, Eli, and John break down what's shaping financial decisions in 2025. They discuss the rising average retirement age in the U.S., how life expectancy impacts long-term planning, and what the FIRE movement means for early retirees. The team also covers today's mortgage and refinancing trends, with 30-year rates dipping near 6%, and why fixed income investing is making a strong comeback after several volatile years. This conversation is great if you're planning for retirement, exploring real estate moves, or adjusting your portfolio.   Sources: https://www.macrotrends.net/global-metrics/countries/ranking/life-expectancy  

Choosing a custodian to hold your client assets is one of the most important decisions you'll make when transitioning your practice to the RIA model.While it might at first seem as simple as picking from the “Big 3” (formerly “Big 4”) custodians, the reality is there are close to a dozen custodial providers to potentially choose from.Differentiators amongst them include: AUM minimums, pricing, approach to technology, value proposition, service offerings, etc.In the latest episode (#135) of the Transition To RIA question & answer series I discuss how these variables will factor into your custodial decision.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-is-the-best-custodian-to-use-with-your-ria/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

In this episode of The Market Moment, hosts Matt and John dive into one of the most common—and most misunderstood—questions in retirement planning: What's the best order to withdraw money from your accounts? They break down the tax implications and strategic order of drawing from taxable accounts, IRAs, and Roth IRAs, explaining how factors like RMDs (Required Minimum Distributions), Roth conversions, Medicare IRMAA thresholds, and tax-bracket management can significantly impact long-term retirement outcomes. Matt and John also discuss:

In this episode of The Market Moment, Matt, Isaac, and John dive into one of the most frequently asked questions by retirees and near-retirees: How is Social Security calculated? They break down the AIME (Average Indexed Monthly Earnings), PIA (Primary Insurance Amount), and the role of inflation-adjusted earnings in determining your Social Security benefits. Whether you're deciding when to claim Social Security or how working longer could affect your retirement income, this discussion provides clarity on a confusing topic — and directs listeners to helpful tools like SSA.gov.

In this episode (#134) of the Transition To RIA question & answer series we expand upon five critical ways advisors can make mistakes when transitioning their practices to the RIA model, and how to avoid them:Not thoroughly researching the RIA model to understand if it is a fit for your practice;Not thoroughly researching your options of how to transition into it;Misjudging your client loyalty;Not getting proper legal advice on how to navigate the departure from your current firm;Not following a time-tested approach on how to navigate a transition successfully.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-are-the-biggest-ways-to-screw-up-a-transition-to-the-ria-model/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

Matt Landon, CFP®, and CEO of Semmax Financial Group, shares a candid look at what makes Semmax unique, from its Greensboro roots to its nationwide reach. He walks through the firm's 20-year evolution, its fiduciary foundation, and why it is important for Semmax to have financial advisors which hold the CFP® designation. Matt explains how technology, teamwork, and a human-first approach come together to simplify clients' lives so they can focus on what truly matters. He also talks about Semmax's holistic philosophy, spanning tax and estate planning to investment strategy and legacy design, all built on one core belief: clients deserve to worry less about their money and more about living the life they've worked hard to create. Call us today: 336-856-0080 Visit our website: https://semmax.com     Disclosure These materials are for informational purposes only. It is not intended to provide, and should not be relied on for, any tax, legal, or investment advice. Please consult a qualified professional before making decisions about your financial situation. Advisory services offered through Semmax Financial Advisors, Inc. a Registered Investment Advisory firm. Insurance products and services offered through Semmax, Inc. Tax services offered through Semmax Tax, Inc. Past performance is not a guarantee of future results. All investments include some risk, including loss of principal.  

In this episode of The Market Moment, financial professionals Matt, Lee, and John dive deep into one of the most frequently asked questions: What is the ideal asset allocation when entering retirement? The discussion covers: -The importance of balancing growth vs. safety as retirement approaches -Common mistakes retirees make with overly conservative portfolios -Why solving for income should be the first priority in retirement planning -The pros and cons of bonds, CDs, annuities, and equity exposure -The classic 60/40 portfolio rule—and whether it still makes sense today -How longevity, withdrawal needs, and market risk all factor into retirement strategy   This week's Market Moment concerns: -Recent market reactions to geopolitical events and tariffs -Insights into earnings season, job market data, and interest rate expectations -A historical comparison of market cycles, tech bubbles, and the rise of AI-related investments   The guys emphasize that while general rules of thumb—like a 50-70% equity allocation—can be useful, every retirement plan should be tailored to individual goals, income sources, and risk tolerance. They highlight the value of working with a trusted financial advisor to develop a flexible and durable retirement income strategy.  

Agree or disagree – doctors and dentists are perfectly rational people who always make rational, emotionless decisions. It's best that you disagree. They're humans just like the rest of us, which means emotions get into their decision making. My guest today helps his doctor and dentist clients plan their financial futures, including managing their emotions along the journey, and he'll help us understand how you can manage them, too. Drew Powers is the Founder of Powers Financial Group, LLC, a Registered Investment Advisor. He specializes in advanced insurance and investment strategies for doctors. Drew is 100% independent, he doesn't work with any investment or insurance company, which means he's able to give unbiased advice that is most beneficial for his clients. Drew started his career in 2001 as a Market Maker on the Chicago Board Options Exchange, where he managed trading portfolios comprising of hundreds of equity- and equity-index option listings. In 2008, he transitioned to the role of Financial Advisor and Investment Advisor Representative, where he helped clients develop individual financial strategies. At Powers Financial Group, Drew leverages his stock and options trading expertise with his financial advising experience to help clients increase and protect their wealth. Drew lives in Naperville with his wife and their two children. He is an avid downhill skier, active in youth sports, a proud "Rooster" within the Naperville Jaycees, and is passionate about CrossFit and the Paleo/Primal Lifestyle.In this episode Carl White and Drew Powers discuss:The viscous circle of behavioral financeWhat causes the viscous circleWhy realizing that money is emotional is critical to breaking the viscous circleWant to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started.Connect with Drew Powershttps://powersfg.com/https://www.linkedin.com/in/powersdrew/https://www.facebook.com/PowersFGhttps://twitter.com/Powers_FGhttps://www.instagram.com/powers_fg/Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Welcome back to Market Moment! This week Lee Mackey, John Martfeld, and Isaac Johnson dive into a packed discussion covering retirement planning, market trends, and current economic headlines.

Use Your Investor Voice To Make A Big Impact – Meet Kristin Hull Founder NIA Impact Capital Name: Kristin HullTitle: Founder, CIO AUM: $530MWebsite: www.niaimpactcapital.com Bio:Kristin is the Founder, Chief Investment Officer, and Portfolio Manager of Nia Impact Capital. Kristin oversees research and decision-making for Nia's Flagship Global Solutions portfolio, Nia Growth and Dividend SMA, and Nia's Equity Forward Portfolio, leading company analysis, portfolio design, and criteria setting.Kristin started her investment career at Hull Trading and later Hull Investments, LLC, then combined her worlds of financial markets and systems change in 2007, becoming an early pioneer in the impact investing space after Hull Trading sold to Goldman Sachs.As President and Chair of the Board, Kristin supervised the creation of the first 100% mission-aligned foundation endowment in 2007. She went on to found Nia Community Investments and Nia Community Foundation, the second 100% impact-invested foundation portfolio in 2010.Nia Community is a 100% impact-invested portfolio of companies crossing the entire spectrum of impact investing opportunities from early-stage angel investments to public equities, funds, and loan guarantees. After extensive due diligence on public equity options, Kristin was called to create Nia Global Solutions to offer investors high-quality impact alongside daily liquidity.She spent two years at Domini Social Investments, working on fossil fuel–free portfolio options and building out Nia Global's six solution themes.Kristin is co-founder of Impact Hub Oakland and North Oakland Community Charter School, and she served on the founding board of George Mark Children's House. She currently serves on the advisory board of Limitless Bridge Venture Capital Fund, Emerging Women, How Women Invest, and several non-profit boards.Kristin is a Registered Investment Advisor. She earned her B.A. and teaching credentials from Tufts University in 1990, her M.A. in Research in Bilingual Education from Stanford University in 1995, and her Ph.D. in Urban Education from the University of California at Berkeley in 2006.

Hiring a nonmedical home care provider? One wrong move could cost you BIG time! Join our discussion to uncover the legal pitfalls you NEED to avoid! Discover the real-life examples and critical lessons from Steve Warren and George Henry Torres, II — live on Talk Law Radio!-Financial Focus:The episode centers on the importance of comprehensive financial planning, featuring insights from Steve Warren of Financial Planning HQ, an independent Registered Investment Advisor (RIA) and fiduciary. Expect practical advice on creating a written lifetime financial strategy and highlights from the book, The Art of Creating an Inspiring Financial Strategy. https://financialplanninghq.net/ -George Henry Torres, II:The show introduces George Torres and explores his journey to building River City Home Care, setting the stage for a deeper discussion on elder care and legal challenges. https://rchc.care/ Key Segments: -Alleged Abuse & Neglect:Real-life cases, including alleged abuse of an elderly person and neglect, are discussed to highlight the risks and responsibilities in home care.-Legal Blind Spots:Critical legal topics are covered, such as long-term care insurance, classification of caregivers (independent contractor vs. employee), caregiver injury, and Texas Payday Law.Why Tune In?If you care about protecting your family, your finances, and your legacy, this episode is packed with actionable insights and real stories that could save you from costly mistakes. Join the conversation live—your questions and comments are welcome! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Leave a legacy that makes a positive impact on people's lives Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan. Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.comSee omnystudio.com/listener for privacy information.

There is a well established process for how to breakaway from a wirehouse, to transition your practice to the RIA model.This process has been refined within the industry over many decades, and thousands of transitions.In this episode (#133) of the Transition To RIA question and answer series I outline the three main steps involved, and the variables within each step that are important to be aware of and considerCome take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-are-the-steps-involved-with-breaking-away-from-a-wirehouse-to-transition-to-the-ria-model/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

What happens when your company's processes are costing you more than they're helping you?In this episode of Grow Your Business & Grow Your Wealth, guest host Jack W. Reeder, CLU, ChFC sits down with Hugh Glazer, Managing Director of Winterview Group. Hugh shares why businesses—whether start-ups or long-established firms—must step back from daily operations and map their transaction flows. From uncovering inefficiencies to improving cash flow and creating better decision-making frameworks, Hugh explains how visual workflows can save money, strengthen performance, and reveal opportunities for growth.Drawing on his decades of experience, including his work with the Goldman Sachs 10,000 Small Businesses program, Hugh talks about the most common mistakes companies make, real-world turnaround stories, and why entrepreneurs need to invest in infrastructure, data analysis, and forward planning to thrive.

Attracting new clients is the lifeblood of any advisory firm.One of the advantages of transitioning your practice to the RIA model is the increased flexibility (as compared to most captive advisor models) in how you can brand and market your services.An example is the ability to establish paid referral relationships with, typically, centers of influence.These are referred to as solicitor agreements.But not all RIAs are created equal.In this episode (#132) of the Transition To RIA question and answer series I explain when and how such arrangements are typically used.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-is-an-ria-solicitor-agreement/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors between $50M and $1B understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

Being able to control your so-called “local expenses” as an RIA, or 1099 when joining an RIA, comes with additional responsibilities, but also significant benefits to match:Only pay for the resources you actually use.The ability to run as lean or extravagant of a practice as you wish.Determine the composition of your team.Benefit from controlling your local real estate footprint.On this episode of the Transition To RIA question and answer series I expand on these benefits, and others, with respect to controlling your local expenses.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-is-the-benefit-of-controlling-your-local-expenses-as-an-ria/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

In this episode, we explore the deep connection between mindset and money through the lens of Morgan Housel's best-selling book The Psychology of Money. This conversation unpacks the emotional and psychological forces that drive financial behavior and long-term wealth building. We discuss why wealth isn't always visible, how compounding works best with time and patience, and why understanding your personal definition of “enough” can be the key to lasting financial freedom. Whether you're an investor, financial professional, or someone seeking more intentionality with your money, this episode offers timeless principles and practical mindset shifts.

In this week's episode, we take a decade-by-decade journey through the financial decisions that shape your life. Whether you're just starting out or thinking about legacy, this conversation breaks down the mindsets and strategies that build wealth—and keep it. From building habits in your 20s to making an impact in your 70s, we'll show you how to align your money with your life goals every step of the way. What You'll Learn: Why your 20s are less about getting rich and more about building the right money habits How to avoid lifestyle creep and stay focused in your 30s The make-or-break financial moves of your 40s How to protect your retirement while helping your kids through college What to prioritize in your 50s to set up a strong retirement How to shift from growth to giving in your 60s and 70s --- Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Join us as Laura and Jeremiah Lee discuss the critical moments when individuals should consider hiring a financial advisor. They explore the complexities of financial situations, the importance of having a financial team, and the need for holistic financial planning. The discussion emphasizes the value of having a trusted advisor to navigate major financial decisions and support clients through various life stages, ensuring that their financial plans align with their goals and needs. Key Takeaways: It's essential to recognize when your financial situation becomes complex. Hiring a financial advisor can provide clarity and support during significant life changes. A financial advisor acts as a partner in navigating financial decisions. Understanding the difference between various financial advisors is crucial. Holistic financial planning considers all aspects of a client's life. Diversification is key to managing financial risk effectively. Clients should feel supported and not alone in their financial journey. The relationship with a financial advisor should be ongoing and personal. It's important to prepare your spouse for financial management in case of unforeseen events. Financial advisors can help clients make informed decisions about their investments. ========== Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In episode 75 of Building Wealthy Habits, hosts Laura, Randy and Jeremiah discuss the the complexities of investor sentiment and the emotional responses that influence investment decisions. They explore the importance of understanding market volatility, the risks associated with concentrated investments, and the necessity of diversification. The discussion also highlights the significance of liquidity for entrepreneurs, emotional responses to market fluctuations, and the need for long-term investment strategies. Ultimately, they emphasize the interplay between psychology and mathematics in successful investing. In This Episode: 00:00 Understanding Investor Sentiment 03:03 The Risks of Concentrated Investments 05:59 The Importance of Diversification 09:05 Liquidity and Access to Capital 12:11 Emotional Responses to Market Fluctuations 15:09 Long-Term Investment Strategies 17:51 The Role of Psychology in Investing Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

One of the most common questions we get is around how to plan for the unexpected, and today Laura and Jeremiah are tackling the complexities of navigating unexpected life events from a financial planning perspective. They explore how life pivots—whether it's an unexpected inheritance, business sale, or personal loss—can reshape retirement plans and long-term goals. The conversation underscores the role of financial advisors as thought partners who help clients maintain financial hygiene, revise their strategies, and communicate openly about goals as life changes unfold. In this episode: You can't plan for the unexpected, but you can prepare for it. Financial advisors should be thought partners, not just money managers. An unexpected inheritance can significantly shift a retirement plan. Life pivots often require a revision of life goals and financial strategies. Open, ongoing conversations about money are essential. Maintaining financial hygiene—like building an emergency fund—is key. Clear financial visibility empowers better decision-making during transitions. Supporting survivor spouses is crucial in times of loss. Creating a safe space for financial dialogue can strengthen relationships. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

This week we are discussing the key highlights of the Big Beautiful Bill, focusing on significant tax changes, implications for estate planning, and the impact on various financial aspects such as deductions and credits. This episode emphasizes the importance of understanding these changes for effective financial planning and the potential benefits for individuals and businesses. Key Takeaways: The Big Beautiful Bill is extensive and complex, covering many financial aspects. Key tax cuts from the previous bill have been made permanent. The estate tax exemption has been extended, benefiting many families. Changes to tax brackets will also be permanent, providing stability. New tax credits and deductions are introduced, including for child tax credits. The bill impacts overtime and tips, allowing some income to be tax-exempt. Businesses will see changes that could encourage growth and hiring. Understanding the bill requires consulting with financial professionals. Resources are available for deeper insights into the bill's implications. The conversation highlights the need for proactive financial planning. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

Join Randy, Laura and Jeremiah as they navigate the complex world of retirement taxes. In this episode, they break down the intricacies of IRMAA (Income Related Monthly Adjustment Amount), RMDs (Required Minimum Distributions), and Roth conversions. Discover how these financial elements impact retirees and learn strategies to manage your tax liabilities effectively. In This Episode: Understanding IRMAA and its impact on Medicare premiums. The importance of planning for RMDs and how they affect your tax bracket. Exploring Roth conversions as a strategic tax planning tool. Insights into charitable contributions and their tax benefits. #RetirementPlanning #TaxStrategy #FinancialAdvice Don't let retirement taxes catch you off guard. Tune in to gain valuable insights and strategies to ensure smooth sailing into your golden years. === Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

In this episode, Jeremiah Lee, Laura Lee and Randy Barkley dive into the crucial topic of financial strategy for business owners. They explore the concept of "paying yourself first" and discuss the balance between reinvesting in your business and enjoying personal financial success. Learn from real-life stories and expert advice on how to avoid common pitfalls and make wise financial decisions. In This Episode: The importance of setting aside funds for taxes and retirement. Strategies for balancing personal and business expenses. Insights on building a financial safety net for business owners. The role of financial advisors in managing business finances. If you're a business owner looking for financial guidance, reach out to Trey Court Advisors for expert advice tailored to your needs. #BusinessFinance #Entrepreneurship #FinancialPlanning ======= Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.

This week on Breaking Battlegrounds, we kick things off with U.S. Senator Eric Schmitt to discuss his new book, The Last Line of Defense: How to Beat the Left in Court. Senator Schmitt also shares his perspective on President Trump bringing peace around the world and highlights his success in securing a historic FBI investment to combat violent crime in St. Louis. Next, Mariam Wahba of the Foundation for Defense of Democracies unpacks Egypt's war against the world's oldest Christian monastery, the country's record-setting gas deal with Israel, and the rising threat of antisemitic attacks to U.S. national security. Then, Matthew Putnam of the National Taxpayers Union joins to discuss his article, Don't Undermine 40 Years of Success with Tax Hikes. We wrap up with financial expert Gary Gygi, who breaks down today's markets and what comes next. It's an episode you won't want to miss. www.breakingbattlegrounds.vote Twitter: www.twitter.com/Breaking_Battle Facebook: www.facebook.com/breakingbattlegrounds Instagram: www.instagram.com/breakingbattlegrounds LinkedIn: www.linkedin.com/company/breakingbattlegrounds Truth Social: https://truthsocial.com/@breakingbattlegrounds Show sponsors: Santa Has A Podcast - This episode of Breaking Battlegrounds is brought to you by Santa Has a Podcast — a show for the whole family filled with kindness challenges, North Pole stories, elf updates, and a sprinkle of Christmas magic all year long. Listen now at SantaHasAPodcast.com. Invest Yrefy - investyrefy.com Old Glory Depot Support American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly. Learn more at: OldGloryDepot.com Dot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters. Learn more at: dotvote.vote 4Freedom MobileExperience true freedom with 4Freedom Mobile, the exclusive provider offering nationwide coverage on all three major US networks (Verizon, AT&T, and T-Mobile) with just one SIM card. Our service not only connects you but also shields you from data collection by network operators, social media platforms, government agencies, and more. Use code ‘Battleground' to get your first month for $9 and save $10 a month every month after. Learn more at: 4FreedomMobile.com About our guest: U.S. Senator Eric Schmitt is a sixth-generation Missourian who grew up in a working-class family in Bridgeton, Missouri. Inspired by his father's work ethic and his son Stephen's health challenges, Schmitt entered public service to fight for families like his own. He has served as State Senator, State Treasurer, Attorney General, and now as U.S. Senator for Missouri. As Attorney General, he launched initiatives to combat violent crime, address the opioid crisis, and bring justice to victims of sexual assault. In the Senate, Schmitt serves on the Judiciary, Armed Services, and Commerce Committees, where he continues to focus on protecting free speech, securing the border, and strengthening American energy independence. - Mariam Wahba is a research analyst at FDD focused on Egypt and minorities in the Middle East. Previously, she served with FDD's communications team where she booked experts and helped stand up FDD's Arabic X and Instagram accounts. Before coming to FDD, Mariam was the associate director of advocacy with the Philos Project, a Hertog political science fellow, a Tikvah Fund journalism fellow, and a policy associate at In Defense of Christians. She graduated from Fordham University with a BA in Middle East studies, Arabic, and Jewish studies. Born and raised in Egypt, she is a Coptic Christian and an advocate for the persecuted church. Mariam is also the co-founder of American-ish, a digital platform aimed at highlighting ethno-religious minorities of the Middle East and promoting American values. - Matthew Putnam is an Associate of External Affairs with National Taxpayers Union and National Taxpayers Union Foundation. In this role, he works with donors and on strategic partnerships. Originally from Florida, Matthew attended Florida State University and graduated with bachelor's degrees in international affairs and history. Prior to working at NTU, Matthew worked with a small tech-startup based in Washington, DC. Outside of NTU, Matthew also works at the DC institution Red Derby. He enjoys cooking and both watching and playing soccer in DC and Virginia. - Mr. Gary Gygi was hired by the Investment firm Dean Witter (became Morgan Stanley) after college and worked for the firm for about 15 years. During this time he achieved the position of First Vice President, Investment and branch manager of the Midvale, Utah office. Mr. Gygi won numerous sales awards and held the position of Branch Managed Money Coordinator and Branch Insurance Coordinator. Mr. Gygi left Morgan Stanley in 2003 to join the Investment management firm of Smoot Miller Cheney (later became SMC Capital) as a Senior Vice President. Mr. Gygi holds a dual registration so while affiliating with Smoot Miller Cheney; he also was a registered rep with Independent broker/dealer WBB Securities, LLC. In 2008, Mr. Gygi left SMC Capital to found Gygi Capital Management as President and CEO. Gygi Capital serves the Institutional and individual marketplace with investment management solutions. Gygi Capital is a State regulated Registered Investment Advisory firm located in Cedar Hills, Utah. Gygi affiliates with Union Capital Co. which is an independent broker/dealer firm.

What does it take to break free from financial stress and become a changemaker in healthcare? In this episode, Dr. Andrea Austin connects with Michael Swartz, a fee-only financial planner and coach who specializes in guiding physicians from residency to retirement. Drawing from his work at Schwartz Financial Planning, and his Health and Wealthness podcast, Michael offers a roadmap for physicians to navigate financial challenges and align their careers with their purpose.They explore how the psychological weight of student loan debt can drive overwork and burnout, with Michael sharing strategies to reframe debt as an investment in future earning potential. He emphasizes the importance of a wealth-based mindset—where decisions are driven by values, not just income—and provides practical advice on balancing clinical demands with personal well-being. From empowering physicians to say “no” to toxic work environments to planning for a sustainable retirement. The conversation also covers the pitfalls of rigid financial goals, the power of coaching to shift mindsets, and the importance of surrounding yourself with supportive professionals who share your vision for change.If you're a physician feeling trapped by student loans, overwork, or a misaligned career, this episode provides actionable tools and inspiration to reclaim financial and personal freedom.Together, they dive into:Reframing student loan debt as an investment in earning potential, not a burdenBalancing clinical work with personal well-being to avoid burnoutEmpowering physicians to make value-driven career decisions with financial confidencePractical retirement planning tips for high-income professionalsIf you're a physician feeling trapped by financial pressures or seeking to align your career with your purpose, this episode offers actionable strategies to reclaim control and drive meaningful change.About the Guest:“I help physicians find clarity and confidence in their financial and personal lives.” – Michael SwartzMichael Swartz is a fee-only financial planner, coach, and owner of Schwartz Financial Planning, specializing in financial planning for physicians from residency to retirement. He is the author and host of Health and Wealthness, a book and podcast dedicated to guiding physicians through financial and life transitions. With personal insight from his wife's career as a physician assistant, Michael helps physicians navigate student loans, career transitions, and retirement planning with a focus on empowerment and well-being.

Entering the financial world at the age of 20, Guy Gane went on to become one of the foremost Financial Advisors in the United States. As a stockbroker and Registered Investment Advisor, owning his own firm and with multiple offices nationwide, Guy managed investment portfolios for thousands of clients and many millions of dollars.In 2008 he was accused of money laundering and mail fraud and despite his vehement denials, as well as passing multiple Polygraph tests, Guy, nearly four years later, was sentenced to prison for thirteen years, of which he eventually served nine. It was there that Guy set an example of resilience, fortitude, and the method to overcome incredible obstacles. Taking charge of the only thing left to him – his mind, Guy began his new life-journey of authorship along with defending the vulnerable and the forsaken as well as coaching the discouraged and the overwhelmed. Through personal guidance and intelligence, gleaned only by experience, Guy, upon his release in 2020 formed the company Gane Wisdom. As one of the nation's premier Thought Leaders, he is now able to impart a message of hope, of encouragement, of forgiveness and of achievement. Along with Gane Wisdom, Guy organized Prisoncology. Partnering with the Christian community nationwide, Prisoncology – which is now at the forefront of prison reform in the United States - mentors those about to enter, or depart, the prison system as well as assisting their families.Guy now publishes a weekly subscription-based newsletter.Contact Guy Gain:www.linkedin.com/in/guy-w-gane-jr-85b2ab15/www.facebook.com/guy.ganewww.instagram.com/gane_wisdomwww.youtube.com/results?search_query=guy+w+gane+jrwww.amazon.com/s?k=guy+ganeI have three books that I've written. These are available through Amazon, Barnes and Noble and other bookstores and/or book outlets.My websites are:GaneWisdom.commarketwatch.ganewisdom.comPrisoncology.comMy book ‘Chrysalis: Awakening to God's Path, Protection and Power in Your Life' Performance Coaching and Public Speaking.Dr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon:https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertPlease subscribe, share & LISTEN! Thanks. incrediblelifepodcast@gmail.comSocial Media LinksLinkedIn: https://www.linkedin.com/in/dr-kimberley-linert-incredible-life-creator/Facebook: https://www.facebook.com/kimberley.linert/The Great Discovery eLearning Platform: https://thegreatdiscovery.com/kimberleyl

Send us a textAfter college, Michael was hired by a mid-sized CPA firm and embarked on a ten-year journey that led me through luck, fate, or magic to financial services. Through that, he founded a "fee-only" Registered Investment Advisory firm, discovered financial life planning, then the magic took over. He has written two books on Financial Life planning (one for professionals and one for consumers), countless articles for business publications, spoke all over the country to professional and consumers audiences and even spoke to the largest financial planning conference in India. Then, he became a Certified Life Coach and created Chapter X, a community for men transitioning to life after their careers. Believe it or not, there is much, much more.  This is his story, and it's worth listening to, so Listen NOW!http://www.michaelfkay.com/Contact US:  Rumble/ YouTube/ IG: @powerofmanpodcastEmail: powerofmanpodcast@gmail.com.Twitter: @rorypaquetteLooking for Like-Minded Fathers and Husbands? Join our Brotherhood!"Power of Man Within" , in Facebook Groups:https://www.facebook.com/groups/490821906341560/?ref=share_group_linkFree Coaching Consultation call whenever you are ready... Message me!Believe it!

Should you consider joining a “roll-up” firm?But what exactly are they rolling up?All of your practice?Some of your practice?Do they take operational control of your practice?Is this a succession play?As I frequently lament about the term “hybrid” as well, the term “roll-up” is often used to describe different types of RIA firms, providing very different solutions for advisors.In this episode (#130) of the Transition To RIA question & answer series I explain several different ways “roll-up” firms are structured and when it might appeal to you.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-is-an-ria-roll-up-firm/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

Helping Physicians Better Understand the Business Valuation Models Used in the Marketplace   Guest Presenter: Chris Staples, CFP®, AIF®, Owner of Wealth 360, LLC, Buford, Georgia, United States   Host: Michael Tetreault, CGSP®   Learn More: https://wealth360advisors.com/   Recording Date: 2020   (C) Concierge Medicine Today, LLC. All rights reserved.   About   Chris Staples is the Principal owner of Wealth 360, LLC.; a fee-only Registered Investment Advisory firm located in the greater Atlanta Area. Wealth 360, LLC provides comprehensive and objective financial planning to help clients organize, grow, and protect their assets through life's transitions.   As a fee-only fiduciary and independent financial advisor, Chris Staples is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Chris typically works with professionals, business owners, and those near and in retirement helping to develop long-term Financial Planning strategies.   Chris holds the CERTIFIED FINANCIAL PLANNER™ designation under the Certified Financial Planning Board of Standards as well as an Accredited Investment Fiduciary® designation through Fi360. He holds a business degree from Indiana Wesleyan University and earned the Certificate of Financial Planning from Oglethorpe University.   Chris served as President of the National Association of Insurance and Financial Advisors North-Metro Atlanta Chapter [2004-2005]. From 2010-2012 Chris served on the Board of Directors with the Financial Planning Association as the ProBono Chair.   WEB SITE: https://wealth360advisors.com/   LEARN MORE, Connect With Chris directly at: https://www.linkedin.com/in/stapleschris/   Disclaimers: This content is for educational purposes only and does not provide medical, financial, legal, or professional advice. Concierge Medicine Today, LLC (CMT) is not liable for errors from guest contributions. Users should consult reliable advisors before making decisions. By using this content, you agree to CMT's Terms and Conditions and Privacy Policy, releasing CMT from liability. CMT may remove content without notice, and guest interviews do not imply endorsement. Users assume all related risks. Thank you.

“You won't be able to use Alts (alternative investments) if you transition to the RIA model.”“Ok, maybe that's no longer the case….but you won't have access to as many investment options as we have in the large broker/dealer world.”“Well….maybe that's no longer true either, but our large scale gets us better availability/pricing than the RIA space.”“Damn it…..that's no longer true either. You RIA folks now often have better options, pricing, etc. than we do!”This progression is how using Alts in the RIA space has generally played out. While advisors at large wirehouse type firms once had the advantage when it comes to Alts, in most cases it is now the opposite.In this episode (#129) of the Transition To RIA question & answer series, I explain how Alts are used in the RIA model and why it is often to your advantage.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/can-i-use-alternative-investments-as-an-ria/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

This week on Breaking Battlegrounds, Congressman Pat Harrigan joins Chuck and Sam to discuss his new bill cracking down on foreign espionage from China, Russia, Iran, and North Korea, his national security wins in the NDAA, and why young Americans should consider joining the military. He also weighs in on U.S. support for Ukraine and removing Chinese influence from defense infrastructure. Next, Zach Fletcher stops by in studio to highlight the America 250 Tour, a patriotic celebration traveling to all 50 states in honor of the nation's 250th anniversary. Then, RNC Chairman Michael Whatley outlines ongoing election integrity efforts across key states like Arizona and Michigan, including lawsuits to clean up voter rolls and defend ballot deadlines. Finally, financial analyst Gary Gygi breaks down the pros and cons of passive versus active investing. And as always, stay tuned for Kiley's Corner, where she gives an update on Bryan Kohberger and the Idaho 4 case and discusses the verdict of the five hockey players accused of sexual assault after winning the 2018 World Junior Championship.www.breakingbattlegrounds.voteTwitter: www.twitter.com/Breaking_BattleFacebook: www.facebook.com/breakingbattlegroundsInstagram: www.instagram.com/breakingbattlegroundsLinkedIn: www.linkedin.com/company/breakingbattlegroundsTruth Social: https://truthsocial.com/@breakingbattlegroundsShow sponsors:Invest Yrefy - investyrefy.comOld Glory DepotSupport American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly.Learn more at: OldGloryDepot.comDot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters.Learn more at: dotvote.vote4Freedom MobileExperience true freedom with 4Freedom Mobile, the exclusive provider offering nationwide coverage on all three major US networks (Verizon, AT&T, and T-Mobile) with just one SIM card. Our service not only connects you but also shields you from data collection by network operators, social media platforms, government agencies, and more.Use code ‘Battleground' to get your first month for $9 and save $10 a month every month after.Learn more at: 4FreedomMobile.comAbout our guest:Congressman Pat Harrigan brings a lifetime of service, leadership, and innovation to the U.S. House of Representatives. A combat-decorated Green Beret and a successful entrepreneur, Congressman Harrigan has dedicated his career to tackling challenges—on the battlefield, in business, and now in Congress.After graduating from the United States Military Academy at West Point with a degree in Nuclear Engineering, Congressman Harrigan commissioned as an Infantry officer and was stationed at Fort Wainwright, Alaska. He deployed to Afghanistan as a young Platoon Leader, commanding a remote combat outpost in the heart of the Arghandab Valley. At just 23 years old, Congressman Harrigan managed over 350 personnel and $100 million in infrastructure and equipment, gaining invaluable experience in high-pressure leadership.Recognizing the need for even greater expertise in unconventional warfare, Congressman Harrigan volunteered for and earned the Green Beret. As a member of the U.S. Army Special Forces, he returned to Afghanistan to lead operations in increasingly complex and volatile environments. For his service, he was awarded two Bronze Stars in recognition of his leadership and effectiveness in combat. These experiences shaped his understanding of the critical connection between accountability, mission success, and guiding teams under pressure.While serving in the military, Congressman Harrigan and his wife Rocky launched a small firearms business out of their home. Rooted in North Carolinian values of hard work and ingenuity, the company grew rapidly. What began in their living room quickly scaled into a thriving enterprise, producing American-made defense products that support national security. Today, the company operates out of a state-of-the-art manufacturing facility in Western North Carolina, creating jobs and fostering innovation for the region.The fall of Afghanistan marked a turning point for Congressman Harrigan. Watching the consequences of failed leadership unfold, he knew he had to act. Motivated by his dedication to his country and a desire to restore strength and accountability to Washington, Congressman Harrigan stepped forward to serve in Congress.Now, as a member of the U.S. House of Representatives, Congressman Harrigan applies the same principles that guided him in the Army and in business: bold leadership, unshakable integrity, and a commitment to delivering results.Congressman Harrigan and his wife Rocky have been married for 13 years and are the proud parents of two daughters, Reagan and McKinley. As North Carolina's voice in Congress, Pat is dedicated to serving the hardworking families and communities of the Tenth District. In every role—whether leading soldiers, growing a business, or serving his constituents—Congressman Harrigan remains dedicated to building a stronger, more secure America.-Zachary Fletcher's love for America runs deep. With over 12 years of marketing experience – including leadership roles in Fortune 500 companies – he now directs the America 250 Tour, overseeing national marketing and operations for this historic, state-by-state celebration of our nation's founding.Inspired by his mother, Kimberly Fletcher, founder of Moms for America, Zachary joined the movement to uplift mothers and preserve America's core values. He lives in Branson, Missouri, with his wife and two children, and is passionate about faith, freedom, and raising the next generation to love their country.-Michael Whatley has been a Republican activist for 40 years. He has served as the Chairman of the North Carolina Republican Party where he has led our Republican Candidates to unprecedented victories in each of the last two election cycles and has been named as General Counsel for the Republican National Committee where he will oversee all national election integrity programs.Since volunteering for Jesse Helms and President Ronald Reagan in 1984 as a sophomore at Watauga High School, Michael has knocked on doors, worked on phone banks, put out yard signs, recruited & trained volunteers and raised money for Republicans in Local, Legislative, Congressional, Senatorial and Presidential races from one end of North Carolina to the other.As a member of the Florida Recount Team, Michael fought to protect George W. Bush's historically close win and then served President Bush as a Senior Official at the Department of Energy.Michael got to see first-hand how important winning elections is for helping the citizens of North Carolina serving as Chief of Staff for Senator Elizabeth Dole.In 2015, Michael answered the call to help Donald J. Trump in North Carolina and helped deliver the Old North State for President Trump in both the 2016 and 2020 election cycles.Michael has earned a Bachelor's Degree in History from the University of North Carolina–Charlotte, a Master's Degree in Religion from Wake Forest University, a Master's Degree in Theology from the University of Notre Dame and a Law Degree from the Notre Dame Law School. He served as a Federal Law Clerk to the Honorable Robert Potter in Charlotte.Michael lives in Gaston County with his wife and three children and serves as a member of the vestry for his church.-Mr. Gary Gygi was hired by the Investment firm Dean Witter (became Morgan Stanley) after college and worked for the firm for about 15 years. During this time he achieved the position of First Vice President, Investment and branch manager of the Midvale, Utah office. Mr. Gygi won numerous sales awards and held the position of Branch Managed Money Coordinator and Branch Insurance Coordinator. Mr. Gygi left Morgan Stanley in 2003 to join the Investment management firm of Smoot Miller Cheney (later became SMC Capital) as a Senior Vice President. Mr. Gygi holds a dual registration so while affiliating with Smoot Miller Cheney; he also was a registered rep with Independent broker/dealer WBB Securities, LLC. In 2008, Mr. Gygi left SMC Capital to found Gygi Capital Management as President and CEO. Gygi Capital serves the Institutional and individual marketplace with investment management solutions. Gygi Capital is a State regulated Registered Investment Advisory firm located in Cedar Hills, Utah. Gygi affiliates with Union Capital Co. which is an independent broker/dealer firm.Contact Gary at Gygi Capital Management: (801) 649-3879 Get full access to Breaking Battlegrounds at breakingbattlegrounds.substack.com/subscribe

Ron Anderson, CFP® and founder of Plan A Wealth Management, grew up in a farming family in Nebraska where seeds of financial wisdom and deep faith were planted early. After college, he launched into the world of financial advising—but it wasn't until years later, after moving through several firms, that he stepped out to start his own practice, one grounded in biblical truth and eternal purpose.   A turning point in Ron's life came at a Generous Giving Conference, where God stirred something new in him—a vision for radical generosity and bold obedience. Since then, Ron has committed his life and work to listening for God's voice and faithfully following where He leads, no matter how uncertain the path. His story is marked by courageous leaps of faith, remarkable provision, and a deep trust in God's economy.   Ron also shares his conviction that rest is a discipline, not a luxury—both for himself and those he serves. In this episode, he opens up about how cultivating rhythms of rest has helped him, his clients, and his community live more joyfully, generously, and purposefully.   Major Topics Include: Ron's early life on a Nebraska farm and faith background How he viewed money and wealth in his early career His introduction to generosity and biblical money principles Tanking leaps of faith in generosity Growing trust through obedience in giving How God speaks to Ron about generosity Learning rest through learning trust in God Creating a structure for sabbath rest in his life His sabbath plan and rest retreat for generous givers What his family sabbath plan looks like each week How sabbath rest has changed his work rhythm  What he wishes more people understood about generosity and rest Ron's passion for faith driven investing Advice for using a giving account QUOTES TO REMEMBER “If you're listening and you're following Him, He's going to take care of you, give you unimaginable opportunities, and an adventure of a lifetime in the process.” “If you say ‘yes' to God, He will take you on a journey that you will never regret going on.” “I asked everyone else how much to give, but I hadn't thought about asking God.” “God was showing me He was in control of how much money I had.” “All I had to do was listen and obey, and He takes care of the rest.” “God takes us on a journey when we relinquish control.” “Generosity costs me a lot and gives me just as much in return.” “I think we're supposed to give to what God cares about.” LINKS FROM THE SHOW Generous Giving (see our interviews with cofounders Todd Harper and David Wills and CEO, April Chapman) Kingdom Advisors (see our interview with founder, Ron Blue) The Finish Line Community Facebook Group The Finish Line Community LinkedIn Group BIBLE REFERENCES FROM THE SHOW Psalm 127:2-3 | He Gives His Beloved Sleep   It is in vain that you rise up early and go late to rest, eating the bread of anxious toil; for he gives to his beloved sleep. Behold, children are a heritage from the Lord, the fruit of the womb a reward.   Hebrews 4:1 | The Promise of His Rest   Therefore, while the promise of entering his rest still stands, let us fear lest any of you should seem to have failed to reach it. WE WANT TO HEAR FROM YOU! If you have a thought about something you heard, or a story to share, please reach out! You can find us on Instagram, Facebook, and LinkedIn. You can also contact us directly from our contact page. If you want to engage with the Finish Line Community, check out our groups on Facebookand LinkedIn.   The views and opinions presented here are for general illustrative and informational purposes only.They are not intended to be specific investment, tax or legal advice for any individual and should not be construed as such. Always consult a financial, tax or legal professional regarding your specific situation. All information presented is believed to be from reliable sources, but we make no representations as to their completeness or accuracy. All economic and performance information is historical and not indicative of future results or performance. All investing carries risk including possible loss of principal. Securities offered by Registered Representatives through Private Client Services. Member FINRA/SIPC. Advisory products and services offered by Investment Advisory Representatives through Plan A Wealth Management, a Registered Investment Advisor. Private Client Services and Plan A Wealth Management are unaffiliated entities.

This week on Breaking Battlegrounds, Chuck and Sam are joined by Tyler Pager, White House correspondent for The New York Times and co-author of 2024: How Trump Retook the White House and the Democrats Lost America. Pager offers a rare look inside both campaigns, including Trump's disciplined strategy, the behind-the-scenes fallout after Biden's exit, and even how a Diet Mountain Dew factored into the VP decision. Later, financial expert Gary Gigi explains what Social Security's future means for your wallet, and Hollywood insider Chris Fenton discusses rebuilding American manufacturing and the high cost of canceling conversations across party lines. Don't miss this week's episode!www.breakingbattlegrounds.voteTwitter: www.twitter.com/Breaking_BattleFacebook: www.facebook.com/breakingbattlegroundsInstagram: www.instagram.com/breakingbattlegroundsLinkedIn: www.linkedin.com/company/breakingbattlegroundsTruth Social: https://truthsocial.com/@breakingbattlegroundsShow sponsors:Invest Yrefy - investyrefy.comOld Glory DepotSupport American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly.Learn more at: OldGloryDepot.comDot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters.Learn more at: dotvote.vote4Freedom MobileExperience true freedom with 4Freedom Mobile, the exclusive provider offering nationwide coverage on all three major US networks (Verizon, AT&T, and T-Mobile) with just one SIM card. Our service not only connects you but also shields you from data collection by network operators, social media platforms, government agencies, and more.Use code ‘Battleground' to get your first month for $9 and save $10 a month every month after.Learn more at: 4FreedomMobile.comAbout our guest:Tyler Pager is a White House correspondent at The New York Times. He previously covered the White House at The Washington Post, where he won the 2022 Gerald R. Ford Journalism Prize for Distinguished Reporting on the Presidency. He graduated as the valedictorian from the Medill School of Journalism at Northwestern University, and with distinction from the University of Oxford, where he earned a master's degree in comparative social policy. He lives in Washington, D.C.-Mr. Gary Gygi was hired by the Investment firm Dean Witter (became Morgan Stanley) after college and worked for the firm for about 15 years. During this time he achieved the position of First Vice President, Investment and branch manager of the Midvale, Utah office. Mr. Gygi won numerous sales awards and held the position of Branch Managed Money Coordinator and Branch Insurance Coordinator. Mr. Gygi left Morgan Stanley in 2003 to join the Investment management firm of Smoot Miller Cheney (later became SMC Capital) as a Senior Vice President. Mr. Gygi holds a dual registration so while affiliating with Smoot Miller Cheney; he also was a registered rep with Independent broker/dealer WBB Securities, LLC. In 2008, Mr. Gygi left SMC Capital to found Gygi Capital Management as President and CEO. Gygi Capital serves the Institutional and individual marketplace with investment management solutions. Gygi Capital is a State regulated Registered Investment Advisory firm located in Cedar Hills, Utah. Gygi affiliates with Union Capital Co. which is an independent broker/dealer firm.-Company Founder, Chris Fenton, served as GM of DMG North America & President of DMG Entertainment Motion Picture Group, internationally orchestrating the creative, investment, and business activities of a multi-billion-dollar global media company headquartered in Beijing. During his tenure he served on the board of Valiant Entertainment, directing its eventual acquisition, and he worked closely with both Marvel and Hasbro, executing various projects to monetize their IP globally. As an author, Fenton chronicled much of his time at DMG in FEEDING THE DRAGON: Inside the Trillion Dollar Dilemma Facing Hollywood, the NBA, & American Business (Simon & Schuster).Most recently, and after three years of serving as President and CEO of Media Capital Technologies (MCT), a specialty finance company focused on strategic investments in premium content, Fenton stepped down to focus on formally advising companies, investors, brands, and Congress on how to best navigate sector disruptions and optimize America's complicated relationship with China and other challenging markets...AND HE LOVES IT!!! Follow him on X @TheDragonFeeder. Get full access to Breaking Battlegrounds at breakingbattlegrounds.substack.com/subscribe

A benefit of transitioning your practice to the RIA model is gaining access to a wider array of investment solutions, technology offerings, and service providers.But with some variables of your practice, you might desire to maintain a status quo.Advisors that currently outsource their asset management to 3rd party models or managers often prefer to maintain similar solutions upon transitioning.In this episode (#128) of the Transition To RIA question and answer series, I explain the variables and considerations involved with maintaining your existing approach to managing assets.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/can-i-keep-using-the-same-investment-models-or-smas-that-im-using-now-if-i-transition-to-the-ria-model/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

The federal tax code is almost 7,000 pages, not to mention your own state's tax code. Buried in those pages are some obvious ways to save on taxes, and some not so obvious ways. My guest today works with individuals and business owners to find those non-obvious ways, and he'll give us a few examples on this episode. Drew Powers is the Founder of Powers Financial Group, LLC, a Registered Investment Advisor. He specializes in advanced insurance and investment strategies for doctors. Drew is 100% independent, he doesn't work for any investment or insurance company, which means he's able to give unbiased advice that is most beneficial for his clients.  At Powers Financial Group, Drew leverages his stock and options trading expertise with his financial advising experience to help clients increase and protect their wealth. Drew lives in Naperville with his wife and their two children. He is an avid downhill skier, and very sad that the ski season is over!In this episode Carl White and Drew Powers discuss:Some examples of non-obvious ways to save on taxes for individualsSome examples for practice ownersSome non-obvious ways to watch out forThe team Drew recommends you have in order to find tax savings strategiesWant to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started.Connect with Drew Powershttps://powersfg.com/https://www.linkedin.com/in/powersdrew/https://www.facebook.com/PowersFGhttps://twitter.com/Powers_FGhttps://www.instagram.com/powers_fg/Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail:  whitec@marketvisorygroup.comFacebook:  https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg

Leonard Marshall is the oldest of seven children from the rural town of Franklin, Louisiana. Hegraduated from Franklin High School in 1979 and attended Louisiana State University (LSU). Heattended LSU from 1979 until he was drafted from LSU in the spring of 1983.  Leonard Marshall was coached by legendary LSU coaches Jerry Stovall and Pete Jenkins. Leonard Marshall played in the NFL for 12 seasons. He was drafted in the Second Round of the1983 NFL Draft as a rising Junior at LSU by the New York Giants and played for most of his career in New York. After being drafted in 1983, he initially resided in Secaucus, New Jersey before residing in Jersey City, New Jersey. Leonard Marshall was coached by Hall of Fame Coach Bill Parcells and former NY Giants Defensive Coordinator and future Hall of Fame Coach Bill Belichick. During his tenure with the Giants, he was part of the “Big Blue Wrecking Crew”, won two Super Bowl rings (1986 & 1990) and was twice Named second-team All-Pro (1985 & 1986) and twice named to the Pro Bowl team (1985 & 1986). In September 2022, he was inducted into the New York Giants Ring of Honor and recognized for his work bringing awareness to CTE in professional football players. After football, Mr. Marshall attended Seton Hall University towards an MBA in Finance. He previously held his Series 7 and 63 licenses and worked for a number of years as a Registered Investment Advisor. In 2007, Leonard returned to Seton Hall, as a Professor of Finance and Sports Management. Leonard Marshall also accepted a seat on the Board of Directors for Louisiana State University's Diversity Board; and serves as a Board member for Carver Bank, Piketx.com, and the Concussion Legacy Foundation. He currently serves in the capacity of Outside Advisor for Moldaver Lee CohenRockefeller Global Family Office. He is currently mentoring an Autistic child in NJ. He has a daughter named Arianna and a stepson named Victor and a grandson. He often visits his home state of Louisiana. He is a fan of LSU and loves to visit LSU and its football program. He previously lived in Hudson, Bergen and Passaic Counties of New Jersey and Boca Raton, Florida. He currently resides with his wife, Lisa Marshall in Ocean County in New Jersey. Enjoy. Work With Us: Arétē by RAPID Health Optimization Links Visit [www.leonardmarshall.com] Explore the Concussion Legacy Foundation at https://concussionfoundation.org Learn more about Bag the Violence at https://www.bagtheviolence.com   Anders Varner on Instagram Doug Larson on Instagram Coach Travis Mash on Instagram

Born and raised in Fort Wayne, Indiana, Dave Barr moved to Washington State in his late 20s and is the Founder/CEO of Barr Asset Management. Dave started his career in the financial industry at age 24 working in an agency and then transitioned as an independent practitioner in his 30s. His entry into the field began with a desire to do proper planning & financial management for himself. This led to the thought that perhaps others could use some help as well.Dave has served clients, their families and their businesses since 1980. His professional acumen has led clients to describe him with words such as: “integrity”, “kind & caring”, “sound & timely advice” and “a man that I'd trust daily with my personal checking account”. Although a solo practitioner, Dave believes that Barr Asset Management must be bigger than, more than just himself. As a result, his professional development has been enhanced by a collaboration with other advisors across the United States:Dave is a Registered Investment Advisor representative holding a Series 65 license which allows him to manage investments and provide one-stop financial services to his clients across the Pacific Northwest and several other regions in the U.S. Early in his career, Dave received the Chartered Life Underwriter (CLU) designation conferred by The American College and is currently enrolled in studies for the Chartered Financial Consultant (ChFC) designation.Dave and his wife, Sarah have been married for 30 years, they have 10 children and, presently, 14 grandchildren. Much of their life revolves around spending time with and enjoying their family. They attend New Heights Church in Richland, WA where Dave also serves as an elder. Additionally, Dave enjoys trekking to the outdoors to backpack, camp, fish & hunt.Learn more: http://www.retirewithbam.com/Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Barr Asset Management and Tucker Asset Management are unaffiliated entities.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-dave-barr-founder-of-barr-asset-management-discussing-fears-about-retirement-planning

Born and raised in Fort Wayne, Indiana, Dave Barr moved to Washington State in his late 20s and is the Founder/CEO of Barr Asset Management. Dave started his career in the financial industry at age 24 working in an agency and then transitioned as an independent practitioner in his 30s. His entry into the field began with a desire to do proper planning & financial management for himself. This led to the thought that perhaps others could use some help as well.Dave has served clients, their families and their businesses since 1980. His professional acumen has led clients to describe him with words such as: “integrity”, “kind & caring”, “sound & timely advice” and “a man that I'd trust daily with my personal checking account”. Although a solo practitioner, Dave believes that Barr Asset Management must be bigger than, more than just himself. As a result, his professional development has been enhanced by a collaboration with other advisors across the United States:Dave is a Registered Investment Advisor representative holding a Series 65 license which allows him to manage investments and provide one-stop financial services to his clients across the Pacific Northwest and several other regions in the U.S. Early in his career, Dave received the Chartered Life Underwriter (CLU) designation conferred by The American College and is currently enrolled in studies for the Chartered Financial Consultant (ChFC) designation.Dave and his wife, Sarah have been married for 30 years, they have 10 children and, presently, 14 grandchildren. Much of their life revolves around spending time with and enjoying their family. They attend New Heights Church in Richland, WA where Dave also serves as an elder. Additionally, Dave enjoys trekking to the outdoors to backpack, camp, fish & hunt.Learn more: http://www.retirewithbam.com/Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Barr Asset Management and Tucker Asset Management are unaffiliated entities.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-dave-barr-founder-of-barr-asset-management-discussing-fears-about-retirement-planning

Participants in our industry often talk about moving to another broker/dealer.But when they say “broker/dealer” they are also often referring to an RIA.Or conversely, you'll hear voices discussing joining or starting an RIA.Yet that too, could also potentially involve a broker/dealer as well.Confused yet?In this episode (#127) of the Transition To RIA question and answer series I explain the difference in these two structures and how the terminology is used properly.Come take a listen!P.S. Prefer video? You can find this entire series in video format on Youtube. Search for the TRANSITION TO RIA channel.Show notes: https://TransitionToRIA.com/what-is-the-difference-between-an-ria-and-a-broker-dealer/About Host: Brad Wales is the founder of Transition To RIA, where he helps financial advisors understand everything there is to know about WHY and HOW to transition their practice to the Registered Investment Advisor (RIA) model. Brad has 20+ years of industry experience, including direct RIA related roles in Compliance, Finance and Business Development. He has an MBA and has held the 4, 7, 24, 63 & 65 licenses. The Transition To RIA website (TransitionToRIA.com) has a large catalog of free videos, articles, whitepapers, as well as other resources to help advisors understand the RIA model and how it would apply to their unique circumstances.

This week on Breaking Battlegrounds, we kick things off with Congressman Randy Fine, who joins us to discuss rising antisemitism and the push to label the Muslim Brotherhood a terrorist organization. Then, Congressman Jimmy Patronis joins the show to talk about his transition from Florida CFO to Congressman and filing his first bill to investigate the “Biden Big Lie.” Next, financial expert and former mayor Gary Gygi returns with advice for those in their 50s on how to catch up on retirement savings. And to close the show, Brennen Evans—songwriter of the Kiley's Corner theme—is filling in this week to share his own take on Kiley's Corner.www.breakingbattlegrounds.voteTwitter: www.twitter.com/Breaking_BattleFacebook: www.facebook.com/breakingbattlegroundsInstagram: www.instagram.com/breakingbattlegroundsLinkedIn: www.linkedin.com/company/breakingbattlegroundsTruth Social: https://truthsocial.com/@breakingbattlegroundsShow sponsors:Invest Yrefy - investyrefy.comOld Glory DepotSupport American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly.Learn more at: OldGloryDepot.comDot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters.Learn more at: dotvote.vote4Freedom MobileExperience true freedom with 4Freedom Mobile, the exclusive provider offering nationwide coverage on all three major US networks (Verizon, AT&T, and T-Mobile) with just one SIM card. Our service not only connects you but also shields you from data collection by network operators, social media platforms, government agencies, and more.Use code ‘Battleground' to get your first month for $9 and save $10 a month every month after.Learn more at: 4FreedomMobile.comAbout our guest:Randy Fine is a self-made businessman and third-generation Floridian who successfully built and ran three companies, retiring by the age of 40 to spend time with his wife and two sons. As the child of two public educators and a product of public schools, Randy worked full-time while earning his undergraduate degree magna cum laude from Harvard College.He later graduated from Harvard Business School as the youngest MBA in his generation and a Baker Scholar, the school's highest academic honor.In the Florida State House of Representatives, Randy sponsored the largest school choice expansion in U.S. history and has consistently fought for conservative values. As the only Jewish Republican in the Florida Legislature, Randy has championed pro-Israel legislation, leading the fight against antisemitism and promoting a strong U.S.-Israel alliance.Randy's legislative work includes securing hundreds of millions of dollars for infrastructure and environmental preservation, such as hurricane resiliency projects and efforts to stop sewage spills. He is proud to have advocated for individuals with disabilities and assisted in clearing the wait list for services for children with special needs. Randy has pushed legislation to clamp down on illegal immigration, hold insurance companies accountable, lower taxes, and protect the second amendment, which earned him an A rating from the NRA.Committed to advancing the America First agenda, in Congress, Randy will work to cut job-killing regulations, secure the border, strengthen the economy, and ensure future generations can achieve the American Dream.-Jimmy Patronis Jr., a Republican, serves as Congressman for Florida Congressional District 1, encompassing Escambia, Santa Rosa, Okaloosa and Walton counties in Florida's Western Panhandle. As a Panhandle native, Jimmy Patronis is a Christian, supporter of President Trump, a staunch defender of 2nd Amendment rights, and a supporter of first responders, law enforcement and America's veterans and active military servicemembers.-Mr. Gygi was hired by the Investment firm Dean Witter (became Morgan Stanley) after college and worked for the firm for about 15 years. During this time he achieved the position of First Vice President, Investment and branch manager of the Midvale, Utah office. Mr. Gygi won numerous sales awards and held the position of Branch Managed Money Coordinator and Branch Insurance Coordinator. Mr. Gygi left Morgan Stanley in 2003 to join the Investment management firm of Smoot Miller Cheney (later became SMC Capital) as a Senior Vice President. Mr. Gygi holds a dual registration so while affiliating with Smoot Miller Cheney; he also was a registered rep with Independent broker/dealer WBB Securities, LLC. In 2008, Mr. Gygi left SMC Capital to found Gygi Capital Management as President and CEO. Gygi Capital serves the Institutional and individual marketplace with investment management solutions. Gygi Capital is a State regulated Registered Investment Advisory firm located in Cedar Hills, Utah. Gygi affiliates with Union Capital Co. which is an independent broker/dealer firm. Get full access to Breaking Battlegrounds at breakingbattlegrounds.substack.com/subscribe

Born and raised in Fort Wayne, Indiana, Dave Barr moved to Washington State in his late 20s and is the Founder/CEO of Barr Asset Management. Dave started his career in the financial industry at age 24 working in an agency and then transitioned as an independent practitioner in his 30s. His entry into the field began with a desire to do proper planning & financial management for himself. This led to the thought that perhaps others could use some help as well.Dave has served clients, their families and their businesses since 1980. His professional acumen has led clients to describe him with words such as: “integrity”, “kind & caring”, “sound & timely advice” and “a man that I'd trust daily with my personal checking account”. Although a solo practitioner, Dave believes that Barr Asset Management must be bigger than, more than just himself. As a result, his professional development has been enhanced by a collaboration with other advisors across the United States:Dave is a Registered Investment Advisor representative holding a Series 65 license which allows him to manage investments and provide one-stop financial services to his clients across the Pacific Northwest and several other regions in the U.S. Early in his career, Dave received the Chartered Life Underwriter (CLU) designation conferred by The American College and is currently enrolled in studies for the Chartered Financial Consultant (ChFC) designation.Dave and his wife, Sarah have been married for 30 years, they have 10 children and, presently, 14 grandchildren. Much of their life revolves around spending time with and enjoying their family. They attend New Heights Church in Richland, WA where Dave also serves as an elder. Additionally, Dave enjoys trekking to the outdoors to backpack, camp, fish & hunt.Learn more: http://www.retirewithbam.com/Investment advisory services offered through Tucker Asset Management LLC, an SEC Registered Investment Advisor. Barr Asset Management and Tucker Asset Management are unaffiliated entities.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-dave-barr-founder-of-barr-asset-management-discussing-achieving-peace-of-mind-in-retirement

In this special episode of Pilot's Portfolio, Timothy P. Pope, CFP® sits down once again with Kevin Walker, CEO of Beacon Relocation, to break down current trends in the housing market that every pilot should be paying attention to. From shifting interest rates to buyer leverage, Tim and Kevin discuss what has changed since the last real estate conversation and how pilots can take advantage of current conditions. Plus, Tim shares an exciting update about the future of the financial planning practice and the official rebrand of 360 Aviation Advisors, an Registered Investment Advisor firm offering financial planning and investment management to professional pilots. What You'll Learn from This Episode:What's Changed in the Market: Insights into how pilot homebuyers can leverage current trends.Real Estate Agent Strategy: Why pilots should focus on agent experience and transparency.Fee Rebates & Cost-Saving Tools: How Beacon Relocation helps pilots lower transaction and moving costs.Practice Update: Tim announces the transition to 360 Aviation Advisors and what that means for current and future clients.Next Steps for Listeners: What to expect from the rebranded firm and how to stay in touch.Resources:Schedule An Appointment Our Practice's WebsiteThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Contact Kevin for the buyer or sellers guide:kevin@beaconrelocation.comCall/text: 803-493-6773Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

Tom Bodrovics welcomes back Bob Coleman of Idaho Armored Vaults to discuss silver market dynamics, geopolitical tensions, and precious metals trends. They start by analyzing the recent 5.5% rise in silver prices, attributing it to Trump's tariff announcements and the impact on COMEX short positions. Coleman explains that the silver market is experiencing a squeeze due to excessive short positions, with traders struggling to unwind contracts as physical demand grows. The conversation highlights how managed money, including hedge funds and commodity trading advisors, has been forced out of long positions during market sell-offs, leaving shorts dominant in certain markets. This dynamic creates upward pressure on prices despite weak retail buying activity. Coleman notes that high-net-worth individuals are increasingly turning to precious metals as a hedge against economic uncertainty, though physical demand remains subdued compared to past cycles. They also explore platinum's 15-17% year-to-date gains and its potential for further growth due to supply constraints and rising industrial demand. The discussion touches on the delayed implementation of Basel III regulations, which have reduced bank activity in unallocated precious metals, and the growing role of stablecoins like Tether in the Treasury market. Coleman emphasizes the importance of physical ownership over derivatives or structured products, citing risks such as nationalization of storage facilities and geopolitical instability. He advises readers to review storage agreements and terms of service to avoid hidden counterparty risks. The interview concludes with a focus on long-term trends in precious metals, driven by inflation fears and central bank policies. Bob urges investors to stay informed and cautious about market manipulation. Time Stamp References:0:00 - Introduction0:32 - Silver & Recent Moves4:58 - 2025 Open Interest7:51 - Banks & Big Buyers11:00 - Platinum Outlook?14:10 - Shorts & Supply18:10 - Inflation & Deflection22:07 - Platinum Tariff Exempt?23:58 - Basel III Details28:13 - Stablecoins & Tether34:48 - ECB Gold Mkt Warning37:19 - Cad Mint Storage Terms40:45 - Retail Bullion Demand?46:02 - Manipulation Concerns?49:53 - Biggest Market Movers52:38 - Long-Term Big Picture53:40 - Wrap Up Guest Links:X: https://x.com/profitsplusidWebsite: https://www.goldsilvervault.com/ Bob Coleman is a Registered Investment Advisor since 1992. In 2001, he founded Profits Plus Capital Management, LLC (RIA) and Dollars and Sense Growth Fund. Recognizing the necessity for physical metal storage, he founded Idaho Armored Vaults and Gold Silver Vault in 2008. They are a distinguished and respected leader in the precious metals industry specializing in storage, transportation, shipping logistics, and security.