The podcast where Mesha (@refillingmywallet) and her husband David discuss the finance fails that led them to 100k in debt! They've paid off over 50K in debt and they aren't stopping!
This episode is a "catch up with us" episode. After a break we really just have a lot of updates regarding moving out of our house, Mesha's car dying, our thoughts on year 2 of parenthood and Mesha's Mistake. Follow along/send a DM on the episode at @refillingmywallet on Instagram.
Mesha and David recap a few things from the last few episodes before they bring up new topics. This weeks topics are: - House selling update - Drinking update - Mesha work announcement - Mesha book update - Is it okay for kid's to swear? - Instagram Identity Crisis/Entitled to Content - A sad and vulnerable story about weight Follow on Instagram @refillingmywallet and @storieswithmesha
Episode 68 but technically 69 is titled as such because Mesha skipped 69. This episode is long and packed with information regarding the housing update, Mesha's walking challenge and extra competitiveness, taxes and why so many people owe, a January budget breakdown and a big topic--"Do we drink too much?" and Mesha and David evaluate their relationship with alcohol. Follow along @refillingmywallet on instagram. Thanks for listening.
Today Mesha (@refillingmywallet) and David talk about a big life update! And then they discuss if tipping culture is out of control--a topic that no surprise, Mesha and David disagree on. Reach out to Mesha on IG to keep the conversation going
Mesha gives an update on her announcement from last week and talks about how she doesn't take criticism well. They also discuss things they used to judge parents for that they do now (whoops). They talk about spending and saving. Finally, they get to the meat of the podcast. How much money would they have to make before they felt gross/guilty? Should there be a cap on how much money people make? Is it giving socialism? (hint: yes). Isn't it wild that surgeons make less than basketball players? And CEOs make more than surgeons?! Follow @refillingmywallet for the discussion and more! Thanks for listening
This episode is definitely a random one. Mesha (@refillingmywallet) and David just catch up. Mesha shares her 2023 Bucket List, her and David share New Years Resolutions for each other, they ask random questions, talk about Mesha's family ties as the older sister and FINALLY she reveals the announcement she's been holding on to! Thanks for listening!
This episode Mesha (@refillingmywallet) and David discuss the workload of the house both mental and "actual". Mesha worries about coming off as holier than thou as she discusses that David's not like other guys and does his fair share of work--if not more! She tries to get to the root of why that is and he tries to figure out why she's the way she is. We think it's a good episode and we hope you do too!
As a gift, this podmas episode is almost 22 minutes instead of the 15 min max we've been doing. David and Mesha (@refillingmywallet) discuss what it's like doing 25 days of podcasts in a row. And what it's like doing a podcast in general. Mesha talks about a few IG accounts that she's proud of (don't feel any type of way if you weren't mentioned--she loves too many to list in an entire podmas episode.) Follow @refillingmywallet on IG and we'll be back to our Weekly Wednesday Drops.
Mesha (@refillingmywallet) and David talk about New Years Resolutions and what our 2023 goals are. They also talked about how they did on their Christmas budget. Only one more day of Podmas and then it's back to the weekly drops.
David and Mesha barely made goals for 2022...Not a good look. But we reflect on the goals we "roughly" made and then we dive into an OPB (Other People's Business). Follow @refillingmywallet on IG.
July through December Wrap Up! Listen in as we recap the rest of 2022 and talk about how proud we are. Only three more days left of Podmas! Follow @refillingmywallet
Today is part one of our year in review! We discuss the monthly things that happened financially for us and we reflect on the year. Tomorrow we'll finish up the year. We also talk about if we're supposed to get our bosses gifts or if our hard work is enough? Follow on Instagram @refillingmywallet
Only 5 days left! Today we talk about our income over the years and how much it's grown. We also touch on what was going on the years it shrank. Follow @refillingmywallet for more updates. As always, thanks for listening!!
Today we talk about our net worth and how it's changed over the past 5 years! We also discuss if we grew up in an ingredient household or a snack household! Surprisingly to no-one we had different answers. Thanks for listening -- Don't forget to follow @refillingmywallet on instagram!
Happy Podmas Day 18 and Happy Hanukkah! Today we talk about something we wish we did, something we're glad we did, and something we're glad we didn't do in 2022. Then we dive into the podmas topic--how much money do we have left after expenses? We compare it to our 2021 numbers and of course we can't talk about 2021 without talking about the Audi. Thanks for listening!
Mesha (@Refillingmywallet) and David discuss how much they made in side hustles in 2022. But first they discuss all the ways David got in trouble in his youth. Not suitable for impressionable children lol. Thanks for listening and tuning into Podmas!
It's late but it's here! Podmas Day 16 talks about the interest Mesha and David paid over the year. We discuss how the number shocks us and we even talk about the numbers from 2019-present. Tune in to find out more! Follow Mesha @refillingmywallet on Instagram.
Please note: This episode has a trigger warning has it mentions suicide. We speak about Stephen "Twitch" Boss who tragically took his life. We mostly talk about how sad it is, how it affects those even those you don't know, and to reach out for help if you need it. Please, we want you alive and so do many others. We do dive into the traditional Podmas Content around the 7:45 mark if you'd like to skip that. We talk about White Elephant Gifts and we talk about how much we've paid towards debt in 2022. Thanks for listening!
Mesha (@refillingmywallet) and David talk about their kid taking a tumble and Mesha is banning all sports to prevent future injuries. Then eventually they get back on track and talk about how many hours they need to work to pay the minimum debt payments. David get a little confused with his guesses but eventually realizes what's going on. Tune in every day for 25 days for 25 days of Podmas. Thanks for listening.
Happy 13th Day of Podmas! Officially over halfway through and we hope you guys have loved it. We do some reflecting on our minimum debt payments from this year to the past and my how far we've come...even though technically we're worse than last year. But! We talk about why it might not be a bad thing. We start off the podcast discussing the age of our inner critic. Mesha might have realized David is just a well adjusted person who doesn't need no critic.
The day everyone has been waiting for. Just how much debt do Mesha (@refillingmywallet) and David have? But first they talk about how much money Mesha's sister thought her parents made....we were shocked. Thanks for listening!
Today, Mesha (@refillingmywallet) shocks David with the amount charged to credit cards in 2022. It's a lot...BUT it's not the final amount on the cards so it might not be so bad. Keep listening to Podmas episodes where we drop 10-15 minute episodes about our end of the year finance wrap up!
Mesha (@refillingmywallet) and David reflect on some things they did right in 2022. Mesha also shares a recent struggle with comparison that's got her a little down. Tune for the first 25 days of December for Podmas where they release one episode a day!
Mesha (@refillingmywallet) and David bring your Friday up, by making you feel better about your finance fails of 2022 by talking about theirs! Tune in today and come back tomorrow for an episode where we get to brag about how good we were at money!
Mesha (@refillingmywallet) and David talk about their HYSA earnings--which proves to be pretty boring so they talk about an OPB (Other People's Business) and try to determine if a guy is an asshole for not loaning his girlfriend rent money! Thanks for listening!
Happy Day 7 of Podmas!!! Today we discuss if you should buy gifts on or off the list? Then we dive into the cost of our housing this year. Everything from what our mortgage cost us to the Zestimate. And then a quick aside regarding renting vs owning! Tune in to get all up in our business.
Get the group chat ready--Mesha (@refillingmywallet) and David are spilling the tea on their retirement numbers. David tried to get out of it, but in the name of Podmas we have to give the numbers. We also chat about sales calls and a few messages we've received about Podmas! Thanks for listening!
Mesha (@refillingmywallet) and David reflect on all this shit they bought this year and what was worth it and what was a bust. They also tally up how much they spent at Target this year. Of course purchases from 2021 and 2022 being brought up leads to the discussion of the Audi's. The question is was it the best or worst purchase? Thanks for listening and happy Podmas!
Happy Day 4 of Podmas! Today we total up the amount we spent on subscriptions and compare it to 2021. Then we try to figure out if there's any we can eliminate and how many we'd need to eliminate to make it worth it! Follow @refillingmywallet on Instagram and thanks for listening!
Mesha @refillingmywallet and David are on Day 3 of Podmas. The series where they do 10-15 minute episodes every day for 25 days! Today they discuss, how much they spent on food outside the house! Last year's number was over 11 grand!?!? Who did they think they were? Is this year higher or lower?? Tune in for this quick 12 minute episode!
Mesha @refillingmywallet and David discuss credit scores! And both are shocked at the others! Tune in to find out where they stand compared to 2021.
Just A Slice!! We're giving you 25 days of 10 minute episodes. You're going to get the 25 days of content related to our personal finances. We're going to compare where we were either in January 2022 or in December 2021 to where we are now. Today is an introduction and we're sharing our most embarrassing stories! Follow along at @refillingmywallet.
Mesha @refillingmywallet and David celebrate one year of the podcast! They talk about what they would do if they could guarantee success. David's isn't any surprise and Mesha's lack of support is not the ideal couple response...but it is honesty? They talk about their $100 spending money and the challenges. They also determine what's the cause of the sinking ship. They discuss Christmas -- SANTA TALK SPOILER -- and NYE. Finally ending on an OPB that we hope is fake! Let us know what you think!
Mesha @refillingmywallet and David discuss a wide range of topics--they discuss the difficulties of parenthood when you're outside of your home, which ties into an OPB. They discuss Santa and Elf on a Shelf. And they end the topic with a little money discussion and why Mesha has been posting less on Instagram. Thanks for listening!!
David and Mesha @refillingmywallet discuss their dynamic as a couple and how the household splits everything up. Does Mesha do more? Or does David? Is someone resentful for what they do? Is it weird they don't go to the same dentist? Then they dive into the riveting story of how they got locked out of their hotel this past weekend and were they being a bit too "Karen" about it? Then the discussion on "are we doing too much" may have turned into an argument....that continued on the podcast. Finally, David decrypts crypto as a 30 year old BILLIONAIRE may have stolen a bunch of crypto users money and be on the run while tweeting cryptic tweets taunting those he stole from. David breaks down the FTX scandal as we know it--Mesha reminds everyone don't get in over your head with crypto. Let us know if you loved it by Doing us @refillingmywallet on IG.
Mesha @Refillingmywallet and David spend the first half catching up on everything you've missed the past few weeks. Mesha brings up selling the house--because why not? Or she wants to spend 50K on renovations! They talk about San Diego, Gifts, Voting and a book she's loving called Brown Enough by Christopher Rivas. They end discussing is it possible to stay content with your life, are you ever fully content or is it always, what's next. Mesha gets a little emotional at the end...but she'll be okay. Thanks for listening.
Y'all, this episode is a damn mess haha. If this is your first episode, I can't even tell you it's never been like this before. If this is your 35th episode David said he wouldn't date Mesha if he knew what he knew now. So BUCKLE UP! We talk about our differences, our similarities (did we though??) and if we knew what we knew now would we be together? We also talk about being one and done and why we're good (FOR US) to just have one kid. We also have a long argument about the thumbs up emoji and who wears the pants in the relationship. Let us know if you enjoyed this episode at @refillingmywallet on IG.
CRINGE CRINGE CRINGEEEEEE. Mesha and David read letters they wrote to themselves 10 years in the future. They received these letters back in 2018 but brought them out just to reminisce and cringe at the awkward naive-ness of everything. They also discuss a recurring argument they have and what percentage of happiness they are with one another. Is 80% enough??? Listen in and then let us know what you think @refillingmywallet on Instagram
Mesha and David FINALLY have an intro---and an outro for the new podcast. Thicker Bread is finally eclipsing Finance Fails and Cocktails. Mesha fills David in on the Try Guy Drama--and he does not care at all. But it leads to a conversation on if we could go into business with friends? Mesha and David reflect on life in Ohio, a debate that truly had them on the brink of divorce and what's next. Mesha gets a bit emotional during the reflection. And David sneezes---he's sorry. They also debate the dish washing topic again, Mesha is convinced she's right. And David is going behind her doing the dishes his way. Finally an OPB (other people's business) and it is a bit sad...but honestly, are they an asshole? Tune in and then head on over to @refillingmywallet on instagram and let us know what you think! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Mesha and David just catch up. Nothing specific just going through their date night and the nostalgia it brought. They also talk about why they struggle to say yes to date night. Mesha clarifies a few things from last week regarding children on social media. She makes a decision for her own screen time (after sharing how much she's on her own phone). And apparently David has held in an annoyance he's had for Mesha for who knows how long--but he's sharing today! We hope you like it! As always follow along @refillingmywallet --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Mesha and David chat about David's bachelor party in Vegas and how much was spent....Mesha was a little taken aback by the number. Mesha informs David what's happening on Tik Tok and asks him to say what type of food she reminds him of...his answer is... not as cute as the Tik Tok ones. They eventually start talking about social media and making money off of it. Is it okay for parents to have their children as the sole content on their social media if that's what makes them money? Who is Sumner and is she telling the truth--could it be a stunt for money? Mesha dives into how much she's made off of RefillingMyWallet and what type of ways she'd be okay with making money in the future. Head on over to @refillingmywallet in Instagram to follow along! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Mesha and David are back and on Wednesday! We talk about the vulnerability of telling your friends ALL of your budget--and would you ask for help? We talk about our funerals (in a hopefully not so morbid way), a few questions about social norms and who pays when? And we end with our 5 year goals and an other people's business! Head over to IG and follow @refillingmywallet! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
If you haven't seen it, you need to! Go watch Get Smart With Money on Netflix. Or just listen to us talk about it and how we could relate to so much of what was happening. Mesha and David talk about shame surrounding money and then dive into their thoughts on this amazing Netflix documentary where 4 financial experts help 4 different people get smart with money. From investing, to living on one income, to literally not knowing where to start. It's absolutely a must watch and you can listen to Mesha and David discuss it! Thanks for listening! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Mesha hasn't been this hot since the health insurance episode. You may want to turn down your volume because she starts to yell. But it's a good one!! David and Mesha start off with bachelorette and bachelor party expenses, what it's like to feel rich, celebrity flight paths and then the big one Student Loan Forgiveness. They cool off with an Other People's Business (OPB) which has them trying to figure who is the asshole? Follow @refillingmywallet and stick around to see where to follow David. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
David and Mesha have chosen a new name!!! Finance Fails and Cocktails is out but Thicker Bread is in! Listen in to see why?! They talk about vacationing with a kid, potential future vacations and their biggest problems. And we've brought back an OPB (Other People's Business) about how to be on the same financial team with a partner. We hope you love it!! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Mesha and David are a little lost. Audio difficulties.LONNNNGGG week and a half. And just trying to figure it out. Play catch up with them and talk about personality tests and compatibility. A little bit of free relationship advice at the end. Stick around as we try to figure out what's next. :)
For REAL! We're back. Mesha and David explain the 10 week break. They talk about some life updates and some money updates. But first they dive into the story of us--is the start of their relationship a lie??? And a possible rebrand to the podcast might be coming? Mesha and David feel like they might be more than finance fails. Follow along after listening @refillingmywallet on instagram! Also Mesha didn't like the podcast being separated by seasons so Episode 25 it is!
We're BAAACCCCCCKKK!!!! Thanks so much for being patient as we recovered from covid after coming back from our trip. We recap our Ireland trip and talk about the finance fails we've made. Trying to get back on track but for now losing a bit of steam. Follow along @refillingmywallet
Mesha @refillingmywallet and David discuss a financial win they had. And they deep dive into how it was chaotic and why Mesha felt the need to make the move. They discuss the finance fail surrounding the loan involving the financial win. They also talk about David's current feelings towards his car. An other people's business where maybe everyone's an asshole?? Thanks for listening!
Another update style episode from Mesha @refillingmywallet and David. We talk about taxes, vacations, child care, and if we're going to sell or not. Then Mesha talks about how complacent she's got on the journey. She's so comfortable with where she is and isn't ready to tackle it. Self Sabotaging? Mesha and David discuss in the Other People's Business segment is a step child entitled to another child's college savings if they don't have one? Thanks for listening! Transcript Available Here: https://drive.google.com/file/d/1pT6xphDffOCXJK1fPgNtmGCtxwWXxMla/view?usp=sharing
Mesha @refillingmywallet flies solo on this week's episode because Davis is sick. She's attempting to motivate you (and more importantly herself) not to give up on this journey. It's a shorter episode this week but still just as good.
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