Money Mentor Podcast

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Welcome to the Money Mentor Podcast. Graeme Holm, Australia's original Money Mentor and his wife Rebecca speak about all areas of finance in this informative, yet entertaining podcast. Not only will you improve your financial literacy, you might just have a bit of a laugh as well.

Graeme Holm


    • May 13, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 40m AVG DURATION
    • 318 EPISODES


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    Latest episodes from Money Mentor Podcast

    BONUS EP – RM Connor with Marion & Jaamal | CHANGING LIVES| Series 4 Ep 45

    Play Episode Listen Later May 13, 2026 18:21


    In this episode, Connor sits down with Marion and Jaamal to explore their journey with Infinity, starting with what life and finances looked like before they found the program. They share how they first discovered Infinity, what led them to become clients, and the emotions and uncertainties they experienced before taking that step. Since joining, they reflect on what has changed, not just in their budget and financial goals,but in their overall mindset. This episode highlights the importance of investing in yourself, shifting the way you think about money, and building a healthier relationship with finances. They also discuss the value of having a relationship manager to guide them along the way,as well as the impact of being part of the Infinity community. Their story is a powerful reminder of how structure, support, and the right mindset can create meaningful and lasting change.

    BONUS EP - RM Emily with Brad & Larissa | Series 4 Ep 44

    Play Episode Listen Later May 12, 2026 13:29


    In this episode, Emily sits down with Brad and Larissa to unpacktheir journey from no structure, constant spending, and high stress, despite earning well to building discipline, clarity, and control over their finances. From daily takeout, multiple coffees, and overspending each week, they realised how much money was being wasted.They share how simplifying everything through budgeting, meal planning, and cooking from scratch allowed them to feed a family of five on $400 a week while becoming healthier and more intentional with their lifestyle.With accountability and structure, they stopped impulse spending and focused only on what truly mattered. This episode highlights how a complete mindset shift can transform more than just money leading them to become mortgage free with multiple investments in just over a year. Proof that real change comes from structure, consistency, and taking control.

    BONUS EP - RM Chevonne with Jarrod & Amanda | Series 4 Ep 43

    Play Episode Listen Later May 12, 2026 10:48


    In this episode, Chevonne sits down with Jarrod and Amanda to unpack how joining Infinity transformed their approach to money from unstructured spending to a clear system with accountability and purpose. They were initially drawn in after seeing Graeme on socials and realising how much money was being lost through lack of structure and interest repayments.Before Infinity, they lived comfortably but without real financial direction, spending freely and reacting rather than planning. While they avoided unnecessary debt on big purchases, day to day spending lacked structure and control.Since joining, they've implemented a strict weekly allowance and clear budgeting system, helping them stay disciplined even through challenges like medical setbacks. Every dollar now has a job, with surplus funds consistently directed toward their mortgage and long-term goals. They credit the structure, support, and community for keeping them on track, with their key message being simple: commit, stay consistent, and just start.

    $121K Paid Off in 16 Months | Jarrod & Amanda | CHANGING LIVES | Season 4 Ep 42

    Play Episode Listen Later May 11, 2026 45:20


    Jarrod and Amanda went from earning good money but having no financial structure, simply accepting a 30-year mortgage and spending freely, to completely transforming their approach after realising how little they understood about money and how much interest was costing them.Motivated by life events and the desire to create a better future for their family, they committed to learning, budgeting, and following a structured financial system. Within 16 months, without increasing income significantly or selling assets, they paid off $121,000 of their mortgage and built a $3.2 million property portfolio. More importantly, their mindset shifted from passive acceptance to intentional control, focusing on long-term wealth, discipline, and creating financial freedom and opportunities for their child.Change your financial future now!

    BONUS EP - RM Silvija with Daniel & Whitney | Series 4 Ep 41

    Play Episode Listen Later May 8, 2026 15:56


    In this episode, Silvija sits down with Daniel and Whitney to unpack how they turned a simple goal of paying off their mortgage into a much bigger vision building wealth and creating long term security for their family. While they were already making progress, they realised they didn't fully understand what was possible without the right structure and plan. They share how implementing a clear system and weekly budget transformed their day-to-day spending, eliminated unnecessary purchases, and gave them complete control. With consistency and discipline, they not only paid off their home loan but also secured multiple investment properties, without increasing their income. This episode highlights the power of having a clear goal and the right guidance to execute it. What started as “just paying off the mortgage” quickly became a pathway to freedom, momentum, and building a future for their kids.

    Home Loan Paid Off In 6 Months | Daniel & Whitney | CHANGING LIVES | Season 4 Ep 40

    Play Episode Listen Later May 7, 2026 39:11


    Daniel and Whitney share their financial journey from buying their first block of land in 2010 while living with parents, to building a thoughtfully designed forever home and aggressively paying down their mortgage. They describe a disciplined, no-debt lifestyle, avoiding car loans, cutting unnecessary expenses and subscriptions, and increasing repayments to hit the goal of debt freedom. After hitting a plateau, they discovered Infinity through podcasts and seminars, which clarified strategy, budgeting, and conservative borrowing for investment properties. With new budgeting systems, offset accounts and a clear plan, they quickly paid off the home loan, acquired two investment properties, and improved financial organisation. They emphasise understanding the strategy, being conservative with income assumptions, involving their kids in money lessons, and celebrating milestones. Both recommend exploring Infinity's free resources as a starting point for anyone wanting to accelerate wealth-building without overextending.Change your financial future now!

    BONUS EP - RM Kat with Garth | Series 4 Ep 39

    Play Episode Listen Later May 6, 2026 14:55


    In this episode, Kat sits down with Garth to unpack his journey from managing money across 16 different accounts to creating a simple, structured system that ultimately led to becoming mortgage free. Despite earning well, money was constantly disappearing, until they realised it wasn't income holding them back, but a lack of clarity and control.Garth shares the mindset shift that changed everything: understanding that money isn't the problem, the way you manage it is. By simplifying their finances, combining accounts, and assigning purpose to every dollar, they were able to reduce waste, stay consistent, and build real momentum.He also highlights the power of accountability through a relationship manager, helping them stay disciplined and accelerate their debt reduction. This episode is a powerful reminder that financial freedom doesn't come from earning more, it comes from taking control of what you already have.

    $750k Mortgage Paid Off in Just Over A Year | Sean & Sarah | CHANGING LIVES | Season 4 Ep 38

    Play Episode Listen Later May 5, 2026 44:24


    Sean and Sarah, a couple from Sydney with a young daughter, completely transformed their financial life after discovering new concepts about money and investing through a podcast, realising the mistakes they had been making and deciding to change their strategy. They sold assets that no longer made sense, walked away from a risky project, reorganised their finances with discipline (including a strict family budget), and began investing more intelligently, allowing them to fully pay off their home and build a portfolio of multiple properties.More than the financial outcome, the biggest impact was on their family dynamic: they adoptedfull transparency with their daughter about money, created more conscious spending habits, and developed a long-term mindset focused on choices rather than restrictions, showing that organisation, family alignment, and consistency can lead to financial freedom and a profound life transformation.Change your financial future now!

    Doubt to Mortgage Free in 18 Months | Garth & Gemma | CHANGING LIVES | Season 4 Ep 37

    Play Episode Listen Later May 3, 2026 37:31


    On the Money Mentor Podcast, Garth shares how he and Gemma transformed their finances after joining Infinity. They entered the program skeptical but quickly embraced its structure, consolidating accounts, following a budget, and using targeted debt reduction and equity strategies. Gemma initially resisted using her savings to pay down their mortgage, but ultimately trusted the process; within about 18 months they'd paid off the home loan and began investing in property, later establishing an SMSF. The couple describe improved financial oversight, less relationship conflict, and newfound freedom to travel and plan future moves. Garth emphasises the supportive Infinity community and advises others not to fear the process: with guidance and commitment, significant progress is achievable, as their portfolio growth and lifestyle changes demonstrate.Change your financial future now!

    BONUS EP - RM Chantal with Katie & Matthew | Series 4 Ep 36

    Play Episode Listen Later May 1, 2026 17:09


    In this episode, Chantal sits down with Katie and Matthew to break down how they took full ownership of their financial journey and elevated their results to the next level. From early on, they stood out for their work ethic, xbut the real shift came when they committed fully to the process and tookcontrol of their outcomes. Through structure, regular check-ins, and clear weekly planning, they built strong accountability and stayed focused on their goals. A key turning point was leaning into challenges and cutting back on unnecessary spending, proving that small, consistent decisions compound into massive results. They made sacrifices along the way, reducing lifestyle spending and delaying short term reward but stayed focused on the bigger picture. Their progress has been driven by discipline, mindset, and a willingness to do what most won't. Their message is simple: take ownership, stay consistent, and trust the process, the results will follow.

    $340K Mortgage Paid Off In 2.5 Years! | Katie & Matthew | CHANGING LIVES | Season 4 Ep 35

    Play Episode Listen Later Apr 30, 2026 59:54


    Matthew and Katie, a Hunter Valley couple with two kids, joined the Infinity program in May 2023 and by tightening their budget (monthly FFF from $770 down to $600), selling a family boat, embracing discipline and coaching accountability, they paid off a $340K mortgage in about 2½ years. Paying off $180K in 18 months, then clearing the remainder within a 12 month challenge issued by G. They now hold three investment properties valued at over $2M with $300K reserved for the next purchase. They credit structure, communication, mindset work, and professional guidance for their success.Change your financial future now!

    $525k Mortgage Paid Off In 14 Months | Larissa & Brad | CHANGING LIVES | Season 4 Ep 34

    Play Episode Listen Later Apr 28, 2026 40:01


    Larissa and Brad join the Money Mentor podcast to share how financial coaching with Infinity transformed their lives. Before, they had no budget or structure, spent impulsively, and only saw an accountant annually. After discovering Infinity via podcasts and webinars, they embraced budgeting, rapid debt repayment, and strategic property investing. They sold an old owner occupied property, used equity wisely, and grew from one home to three investment properties, reaching a 2.5M portfolio and substantial savings. The process brought reduced stress, improved family presence, healthier habits (quitting smoking/drinking, fitness challenges), and stronger financial literacy for their children. Trust in the advisor, ongoing communication, and a supportive community were key to their confidence. They now enjoy flexibility, less worry about bills, clearer priorities, and plans for future travel and lifestyle changes. They recommend Infinity to anyone seeking holistic life transformation, financially, physically, and emotionally.Change your financial future now!

    BONUS EP - RM Ella with Rose & Peter | Series 4 Ep 33

    Play Episode Listen Later Apr 27, 2026 17:23


    In this episode, Ella sits down with Rose and Peter to share their journey from big spending habits and no clear plan, to becoming mortgage free in under 6 months. Before Infinity, they were living comfortably but without structure, spending on takeaways, holidays, and day-to-day expenses without real awareness. Everything changed once they implemented a clear budget and gave every dollar a purpose. By staying consistent, they reduced their weekly spend from $650 to $500 and created a system that allowed them to pay off their home fast and invest in their future. They also open up about a major health scare early in their journey and how being mortgage-free removed financial stress, allowing them to focus purely on recovery.This episode highlights the true power of structure, support, and having a plan, not just to build wealth, but to create real security when life throws the unexpected.

    Paid Off Their House in 6 Months | Rose & Peter | CHANGING LIVES | Season 4 Ep 32

    Play Episode Listen Later Apr 27, 2026 70:02


    Rose and Peter's journey is a powerful example of how being “okay” financially isn't the same as being truly secure. In their early 50s, with two investment properties and a mortgage, they felt stuck, unable to move forward due to lending limits and lack of structure. After discovering anew strategy, they made a bold decision: sell their existing properties, clear their debt, and reset their financial position. Within just six months, they became completely debt free and rebuilt their portfolio with a stronger foundation. Along the way, they transformed their habits ditching credit cards, implementing a strict but sustainable budget, and involving their daughter in financial awareness, proving that discipline, not income, was the real game changer. But their story goes far beyond money. Shortly after becoming debt free, Peter suffered a sudden stroke that required emergency surgery, an experience that could have been financially devastating if they were still burdened with debt. Instead, their new position gave them peace of mind and the ability to focus entirely on recovery and family. Today, they live with clarity and intention: prioritising experiences, planning travel, and building a future based on freedom of choice rather than financial stress. Their biggest lesson? Most people don't have a money problem, they have a structure and mindset problem. With the right plan, discipline, and willingness to make uncomfortable decisions, everything can change. Change your financial future now!

    BONUS EP - RM Connor with Darren & Zoe | Series 4 Ep 31

    Play Episode Listen Later Apr 24, 2026 25:14


    In this episode, Connor sits down with Darren and Zoe to share their transformation from juggling 14 bank accounts and living week to week, to building structure, clarity, and control over their money.Before Infinity, they thought they were doing the right thing but had no real plan. Everything changed when they understood their numbers and implemented a simple, structured budget.By staying consistent, they reduced their weekly spend from $750 to $550 and created a clear path forward without sacrificing their lifestyle.They also share how support, accountability, and the right system helped them push through challenges and stay on track.This episode proves you don't need to earn more to get ahead you just need the right plan.

    $270k Of Interest Saved In 18 Months | Darren & Zoe | CHANGING LIVES | Season 4 Ep 30

    Play Episode Listen Later Apr 23, 2026 51:21


    Blended family, full time jobs.Darren & Zoe share their financial transformation after joining Infinity. Before, Zoe struggled as a single mum, they juggled multiple jobs, debts, 14 bank accounts, expensive car leases and underperforming properties, and felt stuck despite appearing financially “successful.” After attending Infinity's webinar and two day masterclass, they followed tailored advice: sold underperforming investments, ended costly leases, consolidatedaccounts, implemented a weekly budget and meal prep habits, refinanced, and set up a self managed super fund. Within a year they saved roughly $270,000 in interest and accelerated their mortgage payoff timeline dramatically. Beyond money, they gained clarity, ongoing coaching, community support, better health and relationship routines, and flexibility to care for family. Their goals now are to pay off their home loan in under five years, reinvest in property, and move to the coast. They emphasise education, structure, and trusted advisors as the keys to sustainable change.Excited to change your financial future?

    BONUS EP - RM Chantal with Steve & Sharon | Series 4 Ep 29

    Play Episode Listen Later Apr 22, 2026 20:22


    In this episode, Chantal sits down with Steve and Sharon to share one of the most powerful transformations yet, from taking over 20 years to not pay off their first home, to completely clearing their next mortgage in just 3 years and 11 months. They open up about their journey before Infinity, including failed investment experiences and a cycle of spending everything they earned. What changed wasn't their income but their structure, discipline, and mindset around money. Steve and Sharon break down how implementing a clear budget, cutting unnecessary spending, and staying accountable completely shifted their trajectory. From becoming debt free to building a portfolio of four investment properties, they've proven what's possible when you commit to the process. They also share practical tips that made a real difference, like meal planning, fuel budgeting, and regular check-ins to stay on track, while proving you don't have to sacrifice your lifestyle to get ahead.This episode is a powerful reminder that it's never too late to change direction, and that the right system can fast-track results in ways most people don't think are possible.

    Mortgage Paid Off In Just 4 Years | Sharon & Steve | CHANGING LIVES | Season 4 Ep 28

    Play Episode Listen Later Apr 21, 2026 49:25


    Sharon & Steve, a long married couple from rural Queensland, spent years earning good money but lacked financial structure - Living pay-to-pay with debt including a mortgage, car loan, and credit card. After joining a financial program in late 2021, they transformed their approach by adopting budgeting, reducing unnecessary spending, and making more intentionalfinancial decisions. Within roughly four years, they fully paid off their home loan, eliminated other debts, and built a portfolio of four investment properties, all while still enjoying life experiences like overseas travel. A major shift came from controlling day-to-day spending (especially on impulse purchases and groceries), working as a team, and sticking to a system that gave them clarity and confidence. Looking ahead, their goal is to achieve financial independence by age 59 with around $250,000in annual passive income, giving them the choice to stop working and focus on travel and lifestyle. They've learned that discipline, clear goals, and consistent action matter more than income alone, and they emphasise the importance of starting, trusting the process, and avoiding emotional or impulsive financial decisions. Their journey highlights that significant financial progress can happen in a relatively short time with the right strategy, mindset, and support system and that maintaining good habits is just as important after achieving major milestones like paying off a mortgage.Excited to change your future?

    RM Chantal with David & Linda | CHANGING LIVES | Series 4 Ep 27

    Play Episode Listen Later Apr 20, 2026 25:43


    In this episode, Chantal sits down with David and Linda to unpack their powerful 4-year journey, from being maxed out on borrowing capacity with a $1.2M mortgage, to completely paying it off and building a growing property portfolio. They share how they initially thought they were “doing well,” following traditional advice and relying on credit cards, but quickly realised there was a better way. After discovering Infinity, everything changed from how they managed money, to how they communicated as a couple, and ultimately the direction of their future. David and Linda dive into the importance of structure, eliminating debt, and being intentional with every dollar. They also reveal the small but powerful habits that made the biggest difference, like meal planning, financial “date nights,” and staying consistent with accountability. This episode highlights how shifting your mindset around money can remove the ceiling on what's possible. It's not just about paying off debt, it's about creating freedom, reducing stress, and building a life where the sky truly is the limit.

    They Killed a $1.195M Home Loan in Record Time | David & Linda | CHANGING LIVES | Season 4 Ep 26

    Play Episode Listen Later Apr 19, 2026 47:09


    David and Linda share their four year journey with Infinity, transforming from heavily leveraged homeowners into a debt-free family. They bought a $1.195M house at full borrowing capacity and, after attending an Infinity masterclass, adopted rapid repay strategies that cut their mortgage timeline from decades to years. They sold underperforming properties (one took two years) and downsized to accelerate repayments, endured short term sacrifices and extra work (hospitality shifts) and learned disciplined budgeting, tracking small expenses, and goal setting. The process strengthened their relationship through shared financial goals, reduced stress, and allowed lifestyle improvements, part-time work, family experiences, holidays, and more time together. They credit Infinity's education, mentorship, community support, and access to advisors for practical guidance, advocacy during setbacks, and motivation. Their advice: start with the free webinar/masterclass, commit to the plan, and prioritise long-term financial freedom over short-term consumption.Excited to change your future?

    Headlines vs Reality in Australia's Property Market | Wilson Monthly Market Update EP 4 April

    Play Episode Listen Later Apr 18, 2026 63:19


    In this episode, Rachael Howlett and Dr Andrew Wilson unpack the latest forces shaping Australia's housing market as interest rates remain uncertain and global pressures continue to influence inflation.Drawing on the latest monthly data, they discuss:• The upcoming RBA decision and why it's a close call between holding or raising rates• How rising oil prices and global tensions are driving inflation expectations• Why electricity costs continue to push inflation higher as subsidies unwind• What Australia's strong labour market means for economic resilience• The ongoing housing supply shortage and why new construction isn't keeping up• Surging property prices in Brisbane, Perth, and Adelaide despite higher rates• What ultra-low vacancy rates and rising rents signal for the months aheadWith headlines dominated by uncertainty and “doom and gloom,” this episode breaks down why the data tells a more resilient story. From record-low vacancy rates to continued price growth across key markets, the fundamentals of supply, demand, and a strong economy remain firmly in play.From Brisbane and Perth to Sydney and Melbourne, this episode cuts through the noise to explain what's really happening and what it means for homeowners, investors, and renters navigating today's market.Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.

    BONUS EP – RM Ella with Grant & Belinda | CHANGING LIVES | Series 4 Ep 25

    Play Episode Listen Later Apr 17, 2026 13:25


    In this episode, Ella sits down with Grant and Belinda to unpack their incredible 12 month journey from everyday savers with no real structure, to completely paying off their mortgage and transforming their family's future.They share how they first discovered Infinity through a webinar, why they waited nearly a year to take action, and what finally pushed them to commit. What followed was a complete shift not just financially, but mentally.Grant and Belinda dive into the power of budgeting, the importance of structure, and how having the right guidance helped them stay accountable through the tough early stages. They also open up about how their relationship with money has changed, and how that shift is now impacting their children and family life in a powerful way. This episode is a real, raw look at what's possible when you combine discipline, support, and a clear plan and why understanding money, not just earning it, is the real game changer.

    $120K Mortgage Paid Off In 1 Year | Grant & Belinda | CHANGING LIVES | Season 4 Ep 24

    Play Episode Listen Later Apr 16, 2026 73:00


    Grant and Belinda were a financially disciplined family, no debt, consistent savings but lacked a clear strategy, leaving them feeling stuck and unable to grow their wealth; after initially hesitating, they committed to a financial program that helped them restructure their money, create a budget, and use their savings more effectively, allowing them to pay off their home loanwithin a year and begin investing, while also transforming their mindset and lifestyle by becoming more intentional with spending, strengthening their communication as a couple, and raising their daughter with healthier financial habits, ultimately showing that true financial progress comes not just from discipline, but from clarity, strategy, and purposeful living.Excited to change your future?

    BONUS EP – RM Connor with Marion & Jaamal | CHANGING LIVES | Series 4 Ep 23

    Play Episode Listen Later Apr 15, 2026 1:28


    In this episode, Connor sits down with Marion and Jaamal to explore their journey with Infinity, starting with what life and finances looked like before they found the program. They share how they first discovered Infinity, what led them to become clients, and the emotions and uncertainties they experienced before taking that step. Since joining, they reflect on what has changed not just in their budget and financial goals, but in their overall mindset. This episode highlights the importance of investing in yourself,shifting the way you think about money, and building a healthier relationship with finances. They also discuss the value of having a relationship manager to guide them along the way, as well as the impact of being part of the Infinity community. Their story is a powerful reminder of how structure, support, and the right mindset can create meaningful and lasting change.

    From Debt to 3 Investment Properties | Marion & Jamaal | CHANGING LIVES | Season 4 Ep 22

    Play Episode Listen Later Apr 14, 2026 39:51


    Marion and Jamal share their financial transformation after discovering Infinity via social media and attending a webinar and two day masterclass. Previously living paycheck to paycheck with unclear goals, they learned practical strategies, budgeting, using home equity safely and structured investment to reduce their $545,000 mortgage to $465,000 within months and build a $3.6M property portfolio including investments and an SMSF. They praise Infinity's clear communication, personalised finance strategist support, and step by step process that increased their financial literacy, improved couple communication, and shifted mindsets toward long-term goals like transitioning to retirement. Practical changes include a tighter weekly budget, reduced credit card reliance, and involving their teenage son in money habits. They emphasise the emotional benefits, confidence, purpose, community giving and encourage others to act. Noting it'snever too late to change course when provided the right education and support.

    BONUS EP – RM Rick with Matt & Anneke | CHANGING LIVES | Series 4 Ep 21

    Play Episode Listen Later Apr 13, 2026 19:33


    In this episode, Rick sits down with Matt and Anneke to share their journey into Infinity and the turning point that made them realise it was time for change. After years of high spending with three kids and frequent travel, they knew they needed more structure, not just financially, but mentally as well. They reflect on what life looked like before Infinity, from their finances to the stress that came with it, and how things have shifted since. With the support of their relationship manager and the wider team, they've implemented structure, discipline, and small consistent changes that have made a big impact on their spending habits and overall lifestyle. Now with three properties, they talk through their budgeting journey, starting with an FFF of $750 and reducing it to $600, while still maintaining a balanced family life. Their biggest win so far highlights just how powerful the right system and support can be, and they finish by sharing practical tips for others looking to take control of their finances.

    $690K Debt to $7.9M Property Portfolio | Matt & Anneke | CHANGING LIVES | Season 4 Ep 20

    Play Episode Listen Later Apr 12, 2026 57:47


    Family with 3 kids. Business owners.Anneke discovered Graeme online, and after just one podcast and one webinar, everything shifted. With a clear strategy, structured plan, and renewed direction, she and Matt transformed their financial life. Today, they manage a multimillion dollar property portfolio and follow a weekly budget that gives them a sense of control and clarity rather than limitation. In this episode of The Money Mentor on Changing Lives Financially, Matt and Anneke join as special guests to share their journey. The conversation is relaxed and celebratory, focusing on how far they've come and aiming to inspire other families showing that if they could achieve thistransformation, others can too.

    BONUS EP – RM Alex with Jody and Adam | CHANGING LIVES | Series 4 Ep 19

    Play Episode Listen Later Apr 10, 2026 27:13


    In this episode, Alex sits down with Jody and Adam to share their journey with Infinity, from what life looked like before to the transformation they've experienced over the past 18 months. They reflect on how they first discovered Infinity and the impact it has had on boththeir finances and overall mindset. They dive into the role of their relationship manager, how their approach to budgeting and spending has evolved, and the biggest changes they've seen since implementing the system. The conversation also touches on moments of doubt along the way, and how theREM framework and supportive community helped them stay on track.From shifting habits to building confidence with money, Jody and Adam highlight what they believe is the best part of the Infinity experience. The episode wraps up with practical advice and financial tips for anyone looking to take control of their finances and create long-term change.

    $350K Mortgage Cut in Half in 8 Months | Jody & Adam | CHANGING LIVES | Season 4 Ep 18

    Play Episode Listen Later Apr 9, 2026 52:56


    Family with 2 kids.Jody and Adam, a couple together over 25 years with two kids, share how joining Infinity and attending its free masterclass transformed their finances. Previously living paycheck to paycheck, overspending, and misusing credit, they learned budgeting, daily-interest mortgage strategies, and small habit changes that saved significant interest and accelerated repayment. After overcoming initial skepticism and a six month enrolment hurdle involving cross-secured loans, they implemented Infinity's plan, halved a $350kmortgage to $168k in eight months, acquired investment properties (including SMSF holdings), and cut discretionary spending (coffees, takeaways, alcohol). The couple emphasises mindset shifts, family involvement, teaching kids saving habits, accountability and the supportive Infinity community. Their near-term goal is to be mortgage-free withintwo years and continue building their property portfolio. They recommend starting small (track coffees/lunches), attend the masterclass to run numbers, and commit to the plan to achieve rapid financial progress.

    BONUS EP – RM Amanda with Kerrie & Chris | CHANGING LIVES | Season 4 Ep 17

    Play Episode Listen Later Apr 8, 2026 40:01


    In this episode, RM Amanda chats with Kerrie and Chris, about their journey from having no financial structure to gaining control through Infinity with four kids. Starting with an FFF of $1300 and reducing it to $855, they share how budgeting, meal prep, tracking expenses, and guidance from their relationship manager helped them manage loans and unexpected situations. Beyond the numbers, the biggest change has been in their family dynamic, eliminating money related stress and arguments. Their biggest win has been reducing debt while building confidence through the Infinity community. They also briefly touch on their previous podcast with G, fundraising efforts, and finish with practical advice for others starting their journey.

    The Money Stress That Nearly Broke Them | Kerrie & Chris | CHANGING LIVES | Season 4 Ep 16

    Play Episode Listen Later Apr 7, 2026 67:02


    Blended Family. 4 Kids.Kerrie & Chris share the journey of a blended family who, despite earning well, were trapped in a cycle of financial stress due to a lack of structure, impulsive spending, and differing money mindsets, Kerrie focused on saving while Chris prioritised enjoying life. This led to constant tension until they discovered a more structured financial approach, which helped them simplify their finances, implement a clear budget, and take control of their situation. In less than a year, they significantly reduced their mortgage, built savings, and began investing, all while maintaining their lifestyle. Beyond the financial transformation, the biggest shift was in their relationship and family dynamic: they eliminated money related conflict, became more intentional with their decisions, and started educating their children about finances, creating a more secure and purpose driven future. Excited to change your future? Kerrie & Chris' Fundraiser donate here: https://pink-lady-events.bcna.org.au/sip-celebrate-and-support

    BONUS EP – RM Rick with Kylie and Sam | CHANGING LIVES | Season 4 Ep 15

    Play Episode Listen Later Apr 6, 2026 19:26


    In this episode, Rick sits down with Kylie and Sam from Toowoomba to share their journey one year into Infinity. With two grown up kids, they reflect on what their finances looked like before and how things have evolved since joining. They discuss how their finances are tracking now, including managing an FFF of $400, and how budgeting and spending habits have shifted for the better. The conversation also touches on the challenges they've faced along the way and how they've navigated tougher times with the right support. With clearer goals and a stronger financial foundation, Kylie and Sam share honest insights into the impact of having a relationship manager and the role Infinity has played in their journey. They wrap up with practical advice and why they believe joining Infinity can be a powerful step toward long term financial change.

    One Masterclass, A Total Life Reset | Kylie & Sam | CHANGING LIVES | Season 4 Ep 14

    Play Episode Listen Later Apr 5, 2026 47:58


    Kylie and Sam share their transformative financial journey after joining the Infinity program. In their 50s, recently empty nesters, they felt overwhelmed by a large mortgage and uncertain retirement plans despite sporadic attempts at savings and investments. After discovering Infinity's honest, no-pressure approach and supportive community, they attended the Masterclass, joined the program, and implemented a clear strategy: downsize their home, set up a self-managed super fund, and prioritize debt reduction and cashflow. Within months they sold their large house, bought a smaller unit, cleared mortgage strain, acquired multiple investment properties, and improved budgeting and financial confidence. Beyond money, they highlight improved relationships, less stress, better planning, and involving their daughter, who also bought an investment property. They recommend the program to others ready to commit and change their money mindset.Excited to change your future?

    BONUS EP – Taylor with Mellanie | CHANGING LIVES | Series 4 Ep 13

    Play Episode Listen Later Apr 4, 2026 21:42


    In this episode, Wealth Strategist Taylor sits down with Mellanie from the Sunshine Coast to share her journey with Infinity. As a mum of two, she reflects on what life and finances looked like before joining, and how being introduced through a best friend led her to take the leap in September last year. Since joining, one of her biggest milestones has been paying off a debt owed to her brother, bringing a huge sense of relief and freedom for her and her family. She shares the emotional impact of finding Infinity, and how the support extended beyond budgeting into bigger opportunities, including working with a broker and stepping into the process of buying a home. Mellanie opens up about how her approach to budgeting has changed, the positive shift in her family life after clearing that debt, and how it's allowed them to start enjoying things like holidays again. This episode highlights the balance between financial progress and lifestyle, finishing with her advice for others considering the journey and what life can look like on the other side of structure and support.

    The Financial Reality Most Single Mums Face | Mellanie | CHANGING LIVES | Season 4 Ep 12

    Play Episode Listen Later Apr 2, 2026 61:44


    Mel, a single mother who shares her journey of financial struggleand transformation. After a difficult divorce, she relied on her brother's help to secure a home, but found herself stuck financially, unable to make meaningful progress on her mortgage despite working in finance. Feeling frustrated after comparing her situation to a friend's success, she joined a financial program that helped her restructure her finances, implement a disciplined budgeting system, and regain control. Within months, she reduced debt, repaid her brother through strategic refinancing, and even began investing, marking a significant shift from financial stagnation to growth. Beyond numbers, Mel's story emphasises mindset and lifestyle changes. She moved away from emotional spending and relying on credit, focusing instead on intentional budgeting, cutting unnecessary expenses, and prioritising long term goals over short term gratification. As a parent, she reflects on past mistakes of trying to compensate with material things, learning instead that time, presence, and experiences matter more to her children. Her journey highlights resilience, financial education, and the importance of community support, showing that even in challenging circumstances, consistent habits and the right guidance can lead to meaningful, lasting change.Excited to change your future?

    BONUS EP – RM Ella with Erin & Emile | CHANGING LIVES | Season 4 Ep 11

    Play Episode Listen Later Apr 1, 2026 17:50


    In this episode, RM Ella sits down with Erin and Emile to share their journey into Infinity and how it has transformed their family life. With five kids and a recommendation from a friend, they took their first step after attending a masterclass and free webinar, officially joining as clients in January 2025. Before Infinity, they were managing their finances across 11 differentaccounts with no real structure, leaving them feeling overwhelmed and without clarity. Since joining, everything has changed. They dive into what happened after implementing the Infinity system, the biggest shifts in their budgeting approach, and how they've managed their FFF at $800 while creating more control and confidence around their money. Beyond finances, they share the impact on their family time, the value of being part of a supportive community, and how having the right guidance has made all the difference.

    The Financial Mess Most People Are Living In | Erin and Emile | CHANGING LIVES | Season 4 Ep 11

    Play Episode Listen Later Mar 31, 2026 47:21


    Blended Family, 5 Kids.Erin and Emile once felt stuck in a cycle of overcomplicated finances, too many accounts, poorly structured loans, and investments that weren't working. After joining Infinity, they chose to simplify everything: selling underperforming assets, consolidating funds, and focusing on their home loan, which they paid off far faster than expected. What once felt overwhelming became clear, structured, and in control. With that foundation, they continued the same disciplined system to grow their wealth through property investments while shifting their lifestyle toward more meaningful,intentional spending. Now, they focus on financial freedom, quality family experiences, and teaching their children smart money habits, living a life designed with purpose, not pressure.Excited to change your future?

    BONUS EP – RM Chantal with Paul & Lucy | CHANGING LIVES | Season 4 Ep 9

    Play Episode Listen Later Mar 30, 2026 24:42


    In this episode, Paul and Lucy sit down with Chantal to share a real and honest snapshot of life before and after joining Infinity. They unpack what led her to take that first step, the doubts she had before joining, and how the REM experience helped create structure and clarity around their finances. From answering the most common questions people have about the journey, to adjusting to a new way of budgeting with four kids, this episode highlights what it really takes to make lasting change. They share how their family reduced their budget from $800 to $600, how they got their kids involved in the process, and the impact of having a dedicated relationship manager in the journey. What started as uncertainty quickly became life-changing, opening the door to multiple income streams and a completely new approach to money. This episode also dives into the importance of leading by example, teaching kids about finances, and the biggest mindset shift required: learning to trust the process.

    The Truth About Property No One Tells You | Paul & Lucy | CHANGING LIVES | Season 4 Ep 8

    Play Episode Listen Later Mar 29, 2026 74:44


    Family - 4 kids, 2 full time incomes.Paul and Lucy, a couple from a small country town, transformed their finances over four years after joining Infinity. Despite owning properties, they realised they were overspending and relying on debt. Through education, mentorship, and disciplined budgeting, they made tough decisions, like selling an underperforming inherited property and shifted to treating finances like a business. By building better habits, a strong support team, and a long-term mindset, they grew their portfolio to seven properties and achieved greater financial clarity, stability, and lifestyle freedom.Excited to change your future?

    Fuel Prices Surge & Rates Rise Again | Wilson Monthly Market Update EP 3 March

    Play Episode Listen Later Mar 23, 2026 63:25


    In this episode, Rachael Howlett and Dr Andrew Wilson unpack the key forces shaping the housing market as interest rates rise again and inflation pressures re-emerge.Drawing on the latest March data, they discuss:- The RBA's second consecutive rate rise, lifting the cash rate to 4.15%- Why inflation is trending higher again and remaining above the 2–3% target range- The impact of rising electricity costs and easing government subsidies- How global fuel prices and geopolitical tensions are influencing inflation- What strong labour market conditions mean for future rate decisions- The broader implications for borrowers, investors, and housing demandWith inflation proving more persistent than expected and interest rates edging closer to post-COVID highs, this episode explores what's next for Australia's property market and economy heading into the remainder of 2026. From Brisbane and Adelaide to Sydney and Melbourne, this episode cuts through the noise to explain what the latest data means for homeowners, investors, and renters navigating a changing market.Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.

    BONUS EP – Alex with The Cherry Family | CHANGING LIVES | Season 4 Ep 8

    Play Episode Listen Later Mar 16, 2026 52:39


    Sitting down in the bonus episode with Alex, David and Jackie Cherry, with their son Oscar, recount the family's financial and personal transformation since joining Infinity. They describe evolving goals rather than rigid vision boards, celebrating achievements like Oscar purchasing a property and the family's increasing financial comfort that enables generosity. The conversation highlights family dynamics, Oscar preparing to move to Brisbane, Jackie returning to work with family support, and parents leading by example to inspire their children. They emphasise teaching practical life skills budgeting, meal prep, chores and nurturing independence while maintaining strong family bonds and nightly rituals. The family credits community, shared values, and resilience after hardship for their growth, stressing the importance of having a ‘why,' setting achievable targets, and surrounding oneself with like-minded people. Overall, the Cherrys portray a supportive, purpose-driven household balancing ambition, love, and gratitude.

    Breaking The Rules Built Their Wealth Part 2 | Steve & Sooan | CHANGING LIVES | Season 4 Ep 6

    Play Episode Listen Later Mar 11, 2026 28:02


    In Part 2 of this conversation, Steve and Sooan revisit their financial transformation after joining Infinity. What began as a comfortable life weighed down by a large mortgage and consumer debt evolved into a disciplined strategy that helped them eliminate their home loan and build aproperty portfolio of 16 investments. The discussion reflects on the mindset shifts required to move from passive financial habits to intentional wealth building, highlighting how budgeting, education, and structured planning reshaped their financial future. The episode also explores their recent visit to the United States and the launch of Infinity events there. Comparing Australian and American attitudes toward money, they note the contrast between Americans' openness to ambition and their acceptance of long term, interest-heavy mortgages. The conversation reinforces key lessons such as auditing spending, investing rather than simply saving, understanding how banks profit from interest and aligning financial goals with a partner. Ultimately, the episode centres on financial education, personal accountability, and the expanding community impact of the Infinity movement.Watch Steve & Sooan's earlier episode here: Part 1: https://youtu.be/UDh0K5e0tCA?si=6lYq5zfalmMxAeG22025 - https://youtu.be/O4gbLBQL6Yc?si=eRw09Q1MNEn_NAtfExcited to change your future?

    Breaking The Rules Built Their Wealth | Steve & Sooan | CHANGING LIVES | Season 4 Ep 6 Part 1

    Play Episode Listen Later Mar 9, 2026 64:51


    Married couple, dual income, no children.Steven and Sooan share how attending an Infinity real estate masterclass became the catalyst for completely reshaping their financial future. Carrying a $1.3 million Sydney mortgage and caught in lifestyle driven spending, they committed to rapid repayment strategies, sold their former family home, consolidated savings, and began scaling into investment property. At one stage, building a portfolio of up to 16 properties before selectively selling assets, they eliminated their mortgage within just 16 months and went on to realise multimillion dollar capital gains, stronger cash flow, and optimised outcomes through structured tax planning and coordinated professional advice. Beyond the financial wins, they openly discuss the psychological barriers they had to overcome, including cultural resistance to selling property, emotional spending habits, and differing risk tolerance within the relationship. Through disciplined budgeting, including maintaining a $750 weekly household spend, clear communication, and strong community support, they accelerated their wealth while maintaining alignment. They also helped Sooan's immigrant parents downsize to unlock equity and improve their retirement lifestyle, reinforcing their belief that education, sacrifice, and structured planning are the true drivers of fast tracked property success.Watch Steve & Sooan's earlier episode here: https://youtu.be/O4gbLBQL6Yc?si=hiZPPwT4On6-g905Excited to change your future?

    The Property Myth Costing Investors Millions | Kerry | CHANGING LIVES | Season 4 Ep 5

    Play Episode Listen Later Mar 6, 2026 38:34


    Kerry | Single Mum | Business OwnerIn this episode of The Money Mentor, Kerry discusses her dramatic financialtransformation over five years. A single mum who returned to Australia in 2003, Kerry followed G's advice to simplify her property portfolio selling eight underperforming properties from an original nine and reinvest strategically. That disciplined execution, community support, and a long-term mindset enabled her to grow, briefly scale to 20+ assets, then downsize again to fund a dream two level penthouse in Main Beach, Gold Coast, while retaining a Sydney base. Kerry emphasises giving back, trusting experts, and that real change takes time and perseverance. The episode highlights the power ofstrategy, timing, and following sound guidance to achieve life changing property goals.Watch Kerry's earlier episode here: https://youtu.be/ANr4yD08LsI?si=gnBnYwVW_edx1QL4Excited to change your future?

    The Dangerous Advice Young Australians Keep Following | Adam & Shanai | CHANGING LIVES | Season 4 Ep 4

    Play Episode Listen Later Mar 3, 2026 52:18


    Adam and Shanai share how seeing Graeme on stage became the catalyst for completely restructuring their financial life. Previously overwhelmed by money stress, scattered bank accounts, and underperforming investments, they realised their strategy lacked clarity and cohesion. By consolidating accounts, selling ineffective properties, and adopting a structured financial framework, they significantly reduced weekly expenses and positioned themselves for long term growth. That reset allowed them to expand confidently,growing their portfolio to nine properties with a clearer, more strategic direction.Beyond the numbers, their story is deeply personal. Afterexperiencing family tragedy and loss, they recognised the importance of community, open communication, and shared purpose within a relationship. They now actively contribute to events, supporting others who may be facing financial or emotional hardship. Adam and Shanai's journey highlights how financial structure, resilience, and mutual support can not only build wealth but also create meaningful impact within family and community.To watch their earlier episode, click below: https://youtu.be/GVsJbTyvBO0?si=K_OKtDZ9t5RDCrHZExcited to change your future?

    We Don't Trust Financial Advisors | Craig & Kim | CHANGING LIVES | Season 4 Ep 3

    Play Episode Listen Later Mar 2, 2026 57:22


    Craig and Kim reflect on their full circle journey from sceptical clients to active contributors within the Infinity community. A decade ago, they were burdened with a $595,000 home loan and an underperforming investment property, deeply mistrusting financial advisors. After reluctantly joining Infinity in 2016, they committed to structured strategy and disciplined execution. Within four years and four months, they eliminated their home loan, restructured their investments, and began scaling a high value property portfolio that generated substantial gains.Their transformation was not only financial but mental. Initial doubt turned into conviction as the results validated the strategy. Today, they live in a Gold Coast sub penthouse, and help refine systems for new clients joining Infinity. Craig and Kim's story highlights the power of mindset shifts, expert guidance, and long term consistency, proving that skepticism can evolve into leadership when backed by real results.To watch their earlier episode click below:https://youtu.be/jX7bNHkXLRI?si=Kd4KxANqiD4BwoB1Ready to change your financial future?

    Kids Don't Learn This At School | The Cherry Family| CHANGING LIVES | Season 4 Ep 2

    Play Episode Listen Later Feb 24, 2026 82:05


    The Cherry Family - Average income, 5 kids, son following in their footsteps. In this episode of The Money Mentor, the Cherry family shares how they shifted from financial struggle and limited money knowledge to clarity, discipline, and long term stability. After attending a motivational event featuring David Goggins and surprise speaker Graeme Holm, they were inspired to rethink their standards and direction, which eventually led them to Infinity and structured financial guidance. What began as a wake up call became a full family reset, grounded in education, accountability, and practical strategy. A powerful part of the story centres on their son Oscar, who set a bold goal to purchase property and worked multiple jobs to make it happen. His determination reflects the family's new values around hard work, responsibility, and real world financial literacy. Now debt free and building agrowing property portfolio, the Cherry's focus on balanced living, meaningful family experiences, and passing strong financial habits to the next generation. Their journey highlights how mindset, structure, and community support can completely change a family's trajectory.To watch earlier episodes click below:Oscar's Episode: https://youtu.be/F6RUqbENB28David & Jackie's Episode: https://youtu.be/ICLMMQ0czREExcited to change your family's future?

    RBA Rate Shock & Housing Market Resilience | Wilson Monthly Market Update Ep 2 February

    Play Episode Listen Later Feb 24, 2026 57:14


    Formerly Wilson Weekly, the show now moves to a monthly format, delivering deeper insights and a clearer view of Australia's property market trends.In this episode, Rachael Howlett and Dr Andrew Wilson unpack the key forces shaping the housing market following the first RBA rate rise in over two years. Drawing on the latest February data, they discuss:- The surprise 0.25% rate increase and inflation rebound- Whether the labour market is still holding strong- The latest on home prices, rents, and auction markets- Investor and first home buyer lending activity- Building approvals, costs, and ongoing undersupply- What higher rates mean for housing markets heading into 2026From Brisbane and Adelaide to Sydney and Melbourne, this episode cuts through the noise to explain what the latest data means for homeowners, investors, and renters in today's shifting market.New Tool: What's My Rental Home Yield?Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.

    Working Hard Isn't Enough | Megan & Jeremy | CHANGING LIVES | Season 4 Ep 1

    Play Episode Listen Later Feb 10, 2026 33:53


    In this episode of The Money Mentor, Graeme sits down for a long awaited catch up with Megan and Jeremy, who share their inspiring financial journey from living in a garage to owning multiple properties. The couple first approached Infinity in 2016 while living in Jeremy's parents' garage in Sydney and dealing with significant debt. Working as full time forklift drivers, they were unaware of their financial potential until finding Infinity and seeking help. Their journey demonstrates that with discipline, the right guidance, and a clear goal, a significant financial turnaround is possible. This episode is sure to inspire listeners to assess and harness their financial potential.

    The Truth About the Housing Market as We Head Into 2026 | Wilson Monthly Market Update | Ep 1 - January

    Play Episode Listen Later Jan 28, 2026 49:14


    Formerly Wilson Weekly, the show now moves to a monthly format, delivering deeper insights and a clearer view of Australia's property market trends.In this episode, Rachael Howlett and Dr Andrew Wilson come together for a straight talk discussion on the key forces shaping the housing market as we move into 2026. Drawing on the latest January data, they unpack:- National and regional home price and rental growth- Investor returns and rising market momentum- Auction market performance- Interest rates, inflation, and labour market conditions- Building approvals and housing supply trends- 2026 house price forecasts across major capitals and regionsFrom South Australia, Victoria, and Queensland to the broader national outlook, this episode cuts through the noise to explain what the data means for homeowners, investors, and renters heading into the year ahead.New Tool: What's My Rental Home Yield?Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.

    BONUS EP – RM Richie with Brendan & Chantal | CHANGING LIVES | Season 3 Ep 88

    Play Episode Listen Later Jan 26, 2026 24:21


    In this episode of The Money Mentor Podcast, Richie sits down with Brendan & Chantal to unpack a journey that proves you don't need to start “perfect” to completely change your financial future. Before Infinity, Brendan & Chantal were living pay to pay with a $200k home loan, HECS debt, novated leases, minimal savings, and no real structure, to the point they even joined Infinity using a credit card. Despite earning well, they were struggling to get ahead and felt stuck in the cycle. Since joining Infinity in September 2023, their transformation has been incredible. They've closed and cut up credit cards, paid down their home loan to just $42k while building significant redraw, reduced their FFF from $800 to $600, paid off novated leases and student loans, built a growing investment portfolio (including SMSF), and are now pre-qualified for their fourth investment property. This episode is a powerful reminder that structure, community, and accountability change everything.

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