Podcasts about hecs

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Gizem Ergel, a savvy investor, to discuss the importance of strategic planning and the growing role of property in achieving long-term financial independence. Gizem, a migrant investor from Turkey, shares her journey from Istanbul to Sydney, and how she began building a property portfolio after settling in Australia in 2015, highlighting the unique perspectives migrants and women bring to real estate investment. Her first purchase was a duplex in the Shire in 2019, made after navigating the challenges of Sydney's competitive market. With a cautious but strategic approach, she and her husband expanded their portfolio into regional Queensland and Melbourne. The conversation also covers financial strategies like refinancing and changes to borrowing conditions, including new assessments of HECS debts. Gizem's journey reflects the broader migrant experience, showcasing how strategic property investment can pave the way to financial independence and early freedom through long-term planning. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

It's time for the Weekly Wrap, and this week Jo and Jade talk all about-The minimum wage increase-When will student loan relief happen and why isn't it right now!-Everybody should watch The Pitt-Massive make-up mega moguls, Mecca -The To-Do List LinksMillions of workers to get 3.5 per cent pay rise after Fair Work Commission annual ruling HECS debts and student loans are set to be slashed. Here is everything you need to know about the 20 per cent reduction Mecca Brands revenues up 25pc to $1.2b but profits stay flat Our next webinar - Get SUPER SmartCheck out our website: www.accidentalbookkeeper.com.auSee you next week, Jo and Jade- Co-HostJoel - Producer 

Buy Punters T-shirtsSupport We the Punters on PATREON This week we expose how Murray Watt just handed Woodside a $215 billion gas bonanza for 45 years with zero royalties, while corporate media like The Project spin archaeology professors as "activists" to distract from the biggest rip-off in Australian history. Plus we reveal how changing public opinion has gas cartels so rattled that our own resource minister is warning them about angry punters We also discuss Great Barrier Reef crisis, Victoria's public electricity return, Trump's Darwin Port playConrad's $86k HECS debt rollercoaster continuesMeg O'Neill blames Gen Z for climate change while making billionsHow Roger Cook killed Australia's EPA to protect gas cartelsPolitical fundraiser plans - celebrities, politicians, and hiring our own $75k lobbyist What Punter are you? Take the Quiz! Buy Punters Stickers & T-shirts The Project's Propaganda & Australia's 215 Billion Corporate Gas Give AwaySee omnystudio.com/listener for privacy information.

You may remember that the Government promised to take 20% off student loans if they won the election. So, why did everyone’s HECS debts just increase? In today’s podcast, we’ll explain how HECS works, why it exists, and when the Government will be able to take action on its discount promise. Hosts: Lucy Tassell and Zara SeidlerProducer: Orla Maher Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

What's happening in property investing news this week in Australia?   It's time to find out!   We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor.   Let's see what's making property news headlines this week in Australia.      

In this week's episode of You Have My Interest, Evelyn unpacks the recent RBA cash rate cut and what it means for mortgage repayments, borrowing power, and future interest rate expectations.She also explores the housing policy changes following Labor's election win, including the 20% reduction in HECS debt, which could help boost borrowing capacity for first home buyers. Evelyn breaks down how banks assess HECS in lending and shares a real client example to show the potential benefits.Plus, she covers other proposed government measures such as apprentice incentives, increased rent assistance, and large-scale housing initiatives – all designed to stimulate the property market.If you want to understand how the election and these rate cut changes might impact you, this episode is for you!Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.everlend.com.au/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get in touch:Find out more about You Have My Interest at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠everlend.com.au/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and connect with us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast@everlend.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Everlend⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Real Time Virtual Assistance

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the major property news stories of the week.  Topics covered today: 1 – Election win and likely policy and tax reforms 2 – AMP introduces 10-year interest-only mortgages, big news 3 – Property listings fall across the board in April  1 – Election night – huge win for ALP -What does this mean for the economy? -Cost of living relief and HECS debt relief -Super above $3m tax reforms, including taxing unrealised gains -Housing – 5% deposits and 100,000 homes for FHBs from Jan 2026 -Big Australia – population, infrastructure, spending, housing build -Certainty and continuity – for at least the next 3 years, maybe more -Greens have little or no influence now  2 – AMP introduces 10-year IO loans -Kudos to Chris who predicted this recently -New loan product from AMP, 10-year IO loans from around 6.29% -Didn't Westpac have something similar previously? Nou sure it's unique? -What is being offered? -Who is it useful for? Flexibility for investors  -Doesn't increase borrowing capacity because loan is assessed over 20 years -Europe has 40-year IO loans, so in that sense it's hardly unique 3 – Listings fall across the board -3 weekends were disrupted in April due to public holidays and the election -Listings -7% in Sydney and Canberra -Fell in all 8 capital cities -Still higher year-on-year in Perth, maybe a sign of a market nearing its peak -More certainty to sell now the election is done? -Asking prices rose +0.7% in April driven by a large gain in Sydney, and also Darwin Resources for this episode What the election means for property – Pete Wargent What the election means for property – The Australian Confidence to return to housing market after the election – Macrobusiness Confidence to return to housing market after the election – Cate Bakos AMP launches 10-year interest-only loans – The Adviser AMP launches 10-year interest-only loans – AFR Listings plunge in April – SQM Research Listings plunge in April – CoreLogic Slow building approvals – Pete Wargent Slow building approvals – James Foster Retail volumes stalled in Q1 – James Foster Rents up 48% since pandemic start – Macrobusiness Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's headlines include: Prime Minister Anthony Albanese says cutting student debts by 20% will be, "the first piece of legislation that we will introduce into the new parliament". Proceedings in the trial of accused mushroom murderer Erin Patterson have wrapped for another week in Victoria. Microsoft founder Bill Gates has announced he’s planning to give away 99% of his fortune by 2045. And today’s good news: Brisbane artist Julie Fragar has been named winner of the 2025 Archibald Prize. Hosts: Emma Gillespie and Zara SeidlerProducer: Emma GillespieWant to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful.The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent.Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube ChannelHave feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

- I've been told I have a borrowing capacity of $400,000 due to a $70,000 HECS debt. I also have $80,000 cash to put down — what should I do? - How many investors own three or more investment properties? - Would you buy an apartment today if you don't have enough to purchase a house?   Get in touch jamesf@jlf.com.au | alexf@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

HELP debt is now a $80 billion problem for Australia, and it's only getting bigger. Today we dive into how HECS/HELP debt really works, why it's impacting borrowing capacity, and whether the system needs a major rethink. From free money myths to the true cost of uni, we unpack the long-term financial consequences and what needs to change.On this episode, we discuss:(00:00) Intro (00:38) What is Australia's $80 billion problem? (04:05) 7.5% of your income gone to HELP repayments (05:15) The impact of HELP debt on borrowing capacity (07:00) Government wipes 20% of HELP debt-fair or not? (08:10) Is the real issue the cost of education? (09:00) Are uni campuses over-engineered and overpriced? (10:40) Should education be delivered inside businesses? (13:45) A look into homeschooling and self-directed learning (15:45) The lack of financial education at school (16:45) Would we make different uni decisions with better money knowledge? (18:00) What if higher education was actually affordable? (22:05) How the 20% HELP debt wipe will actually workCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

What's happening in property investing news this week in Australia?   It's time to find out!   We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor.     Let's see what's making property news headlines this week in Australia.    

The Coalition has labelled Labor's promise to wipe 20 per cent off HECS debt if it's re-elected elitist and unfair. In this edition of The Conversation Hour we explore who should be picking up the tab for tertiary study.We also talk travel discuss why some are hesitating to travel to the US and look at one of the ways some online forums might be effectively nudging individuals away form it.

Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with Finance Minister & Minister for Women Katy Gallagher and ask the questions we actually care about... no fluff, no jargon, just real answers about what this budget means for you. They cover everything from HECS indexation changes and rent relief to energy bill support, women’s health funding, and that massive $27 billion deficit. And yes she straight-up asked if it’s all just pre-election hype.They unpack:

In this episode of The Smart Property Investment Show, Phil Tarrant and Liam Garman dive into what lies ahead in the property market as the federal election approaches. Liam and Phil discuss Australia's current political landscape, the upcoming federal election on 3 May, and the federal budget which has disappointed many in the property sector due to its lack of substantial initiatives and its potential impact on the market. Despite the government's target to build 1.2 million homes by 2029, progress remains behind schedule, and the budget's policies, such as the controversial 20 per cent cut on HECS debt, have sparked significant debate. The show also delves into the broader economic context, examining rising interest rates, inflation, and the Reserve Bank's cautious stance, all of which further complicate the landscape for property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks down what was actually announced in Australia's 2025 Federal Budget (straight from her hotel room in Canberra, right after leaving Parliament House). From tax cuts and HECS debt changes to childcare, housing, rent relief and energy bill support, this episode will help you understand what it actually means for your money. Whether you're a renter, a student, a parent, or just trying to keep up with the cost of living, this ep is for you. ⚠️ Note: This episode was recorded before the election was called. Since recording, the federal election has officially been set for May 3, so please, friends, make sure you're enrolled to vote and your details are up to date at aec.gov.au. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

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It happened. For the first time since 2020, the Reserve Bank of Australia just cut interest rates. If you're renting, saving, or paying off a mortgage — this impacts you.If you buy groceries, travel, or have a credit card — this impacts you.If you have HECS debt, invest, or just like having money — yep, you guessed it…. So, what does this rate cut actually mean? Is it good news, bad news, or just a bandaid on a broken system? In this episode of The Investor Lab, we break down:• The real reason behind the rate cut (it's deeper than the headlines)• What this means for your rent, salary, savings, and spending power• How this fits into the global economy (and who's really pulling the strings)• What's next? More cuts? Inflation? A recession? This is one of those "if you know, you know" moments—and after this episode, you'll know. Best case? You’ll be ahead of the game while everyone else is catching up. Worst case? You’ll walk away with a new dinner party conversation topic ;) See you on the inside WATCH ON YOUTUBE TO SEE THE CHARTS: https://www.youtu.be/ZJGgxy0RhOI -- RESOURCES:* RBA's Official Announcement: "Statement on Monetary Policy – February 2025"* RBA Business Cycle Overview * Book: "The Secret Life of Real Estate and Banking" by Phil Anderson* Dashdot's Portfolio Growth System Overview -- Want help to invest in 2025? Book in a quick chat here and we’ll point you in the right direction:https://bit.ly/3E0wKGa Need finance guidance? Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Join Property Pathfinder, for free Real Estate Market Intelligence here: http://propertypathfinder.io Got a question? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Hold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect: https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

James and Mitch discuss: - Where can you get the best coffee in Australia? - RBA cuts rates (!) - HECS debts being excluded from borrowing calculations. - Insurer bashing – are they taking the mickey? - Buy/Sell - Who am I?   Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

El gobierno laborista liderado por Anthony Albanese ha propuesto hacer más fácil el acceso a la vivienda para los jóvenes instando a los reguladores y bancos que conceden préstamos hipotecarios a que no consideren la deuda estudiantil HECS a la hora de conceder créditos para acceder a la vivienda. Esta propuesta electoral pretende mitigar el alto costo de la vida y la crisis de la vivienda que afecta a los australianos.

Analizamos de qué trata la promesa del gobierno australiano de negociar con los bancos para ayudar a las personas con deudas HECS a comprar una vivienda. Además, conversamos con dos empresarias ecuatorianas en Sídney sobre el delicado negocio de importar flores a Australia y de la iniciativa que han creado para ayudar a emprendedores hispanohablantes a tener éxito en este país. También te contamos cuál es la propuesta de las siderúrgicas latinoamericanas ante el anuncio de Donald Trump de imponer aranceles del 25 por ciento a las importaciones de acero.

The Albanese government is promising to make it easier for Australians with student debts to buy a home. Federal Treasurer Jim Chalmers has asked financial regulators to revise the role those debts play in the way banks assess mortgage applications. Listen to SBS Sinhala explainer for more information. - ශිෂ්‍ය ණය ඇති ඕස්ට්‍රේලියානුවන්ට නිවසක් මිලදී ගැනීම පහසු කිරීමට අල්බනිසි රජය පොරොන්දු වී තිබෙනවා. බැංකු විසින් ණය අයදුම්පත් තක්සේරු කිරීමේදී එම ශිෂ්‍ය ණය සම්බන්ධයෙන් කටයුතු කරන ආකාරය සංශෝධනය කරන ලෙස ෆෙඩරල් භාණ්ඩාගාරික ජිම් චාමර්ස් මුල්‍ය නියාමකයින්ගෙන් ඉල්ලා සිටිනවා. මේ පිළිබඳ වැඩිදුර තොරතුරු අද කාලීන තොරතුරු විග්‍රහයෙන්

Bridie and Freddie return with a vengeance for the second Represent of 2025! Victoria saw two byelections on Super Saturday, one with a winner and one that's a lot more complicated. Bridie fills us in with the details as we ponder what it means for the upcoming federal election. There's new rules that will make it easier for HECS debt holders to secure a mortgage. But does it live up to the hype? Freddie tells us about the new developments as we break down what it really means for current and former students. Finally, Clive Palmer loses his high court appeal to bring back the United Australia Party for the upcoming election. We talk about what his next steps are. Have questions, concerns or comments? Contact us @synrepresent on Instagram!See omnystudio.com/listener for privacy information.

澳洲的年輕人要購買房屋相信大家都知道並不容易，一些有學生貸款HECS 債務而希望進入房地產市場的人士，以往都因為負有學生貸款的債務，而很難獲得銀行的貸款

Headlines: Sam Kerr not guilty in racially aggravated harassment case, Trump tariffs on Australia still on the cards despite PM phone call, Banks to disregard HECS debt in loan test, and Liam Neeson is helping a Melbourne couple sell their house. Deep Dive: Most of us, at one point or another, have had a terrible boss. And while we might fantasise about quitting in a blaze of glory by destroying documents, changing passwords and stealing clients to exact our revenge - most of us stop short of doing just that. But thanks to Gen Z and changing office cultures, that’s starting to shift, with “revenge quitting” tipped as the leading workplace trend of 2025. But is quitting with a grudge a power move or a career killer? In this episode of The Briefing, Sacha Barbour Gatt is joined by recruitment expert Tammie Ballis from Realistic Careers to break down the risks, rewards, and realities of revenge quitting. Listen to Tammie's chat with The Briefing, on finding a new job in 2025, here.Further listening from the headlines: Trump's tariff war has come to Australia. Here's what it means for you is available on Apple, Spotify or wherever you get your podcasts. Follow The Briefing: TikTok: @listnrnewsroom Instagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroom Facebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

Can buying a home really take over 200 hours? Discover the surprising reality of property procrastination that many Australian homebuyers face, and learn how you can break free from the cycle of endless searching. In this episode, we unravel the psychological traps like analysis paralysis and financial fears that delay property purchases. We also shed light on the increasing challenges first-time buyers experience today, including the burden of HECS debt and the rising age of entering the market. But fear not—by addressing these barriers early on with support from family, friends, and professionals, you can transform short-term struggles into long-term gains in property investment.Looking to make the home buying process smoother and more efficient? We highlight the importance of early preparation and the wealth of resources and incentives available to prospective buyers. From superannuation assistance to deposit help and stamp duty exemptions, there's a trove of opportunities to ease your path to homeownership. Tap into the power of social media for educational content and start conversations with those around you to avoid missing out on these crucial advantages. Whether you're a first-time buyer or a seasoned investor, this episode equips you with the tools and confidence needed to achieve your property goals.

Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker Jaclyn Walsh to arm you with the ultimate guide to turning your property dreams into reality—and saving thousands while you’re at it. From when to call a mortgage broker to insider hacks that could cut years off your loan and tens of thousands off the cost, this episode is bursting with tips from our industry expert. Wondering if your Uber Eats habit might hurt your chances? Or whether paying off HECs early is a good idea? Don’t worry, we’ve got answers. Whether you’re saving, planning, or just starting to dream, this is the episode to help you crush your property goals. If you want to enquire with Zella Money you can find them here.The National Debt helpline is a free resource you where can speak to financial councillors about your debt. Call 1800 007 007 or visit https://ndh.org.au/ Gambling Help offers free, confidential advice via phone 1800 858 858 or online https://www.gamblinghelponline.org.au/ FREEBIE ALERT: Join the She’s on the Money 30-Day Reset—your step-by-step guide to refreshing your finances, setting achievable goals, and starting the year strong! Sign up for free here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

WARNING: Controversial topic. But you may be a doctor wondering why you just can't get ahead.  High single or dual incomes but high expenses:  mortgage, insurance, CPD and registration, private school fees for kids, new care, a couple of holidays here and there- it all adds up! Not to mention medical school HECS debt. ...and most doctors don't earn high incomes until their 30s (or even later once achieved Fellowship), compared to other professions who have had a head start earning and investing in their 20s.In this episode (revisted), I explore why some doctors are not as financially well off. Then I explore the opposite: how doctors CAN get wealthy.Music Credit: Bass Nation.Send in your questions to: passiveincomedoctors[AT]gmail.comFollow me on Instagram for first peek at new content, and follow me on my day-to-day life. Dr Dan (@passiveincomedoctors) • Instagram photos and videos

Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why that might be okay), plus tackling a wild money dilemma involving a broken TV and a very awkward friendship moment. This episode has the drama and the money smarts, plus all the usual Friday Drinks fun—don’t miss it! Want to kick off 2025 with your best financial foot forward? Victoria’s Financial Foundations Workshop is packed with all the practical tips and tools you need to take control of your money—without the stress. Head here to save your spot! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist didn’t just survive—she thrived. With some serious grit and a creative spark, she built a side hustle that didn’t just pay the bills—it allowed her to wipe out her HECS debt in one swoop. Want to know how she turned a tough situation into a major financial win? Press play to find out! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Welcome to the one hundred and twenty ninth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. In today's Expat Chat we provide the last part of our Australian Expat Financial Forum Facebook Q&A. With more and more Australians looking to move overseas and become an expat its important that everyone is aware of the little things that help you make infortmed decisions and avoid the pitfalls than many face. We love producing episodes like these as it enables us to get to the coal face of Australian expats and answer the questions that you have. If you're not in our FaceBook group make sure you join by searching for the Australian Expat Financial Forum group on the Facebook app or desktop login. In this episode we run through the following topics: • Can a Australian expat use equity in their property to buy other properties? • If a Australian expat has a HECS or HELP debt does this affect their borrowing power in Australia? • How does a Australian expat remove their exposure to the UK inheritance tax? • What is the best way to make foreign currency transfers? • What tax obligations does a Australian expat have to the ATO when managing their 401k? Links that we discussed in this episode include: • Upcoming events - https://atlaswealth.com/events • Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum • Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/ • Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/ If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community. Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas. To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthmgmt

Today's headlines include:The Government's student debt reforms are being rolled out from today after its HECS indexation changes passed Parliament last month.Australia’s unemployment rate fell to 3.9% in November to its lowest level since March, according to the latest ABS figures.FBI Director Christopher Wray has announced his intention to step down before U.S. President-elect Donald Trump takes office in January.Hosts: Lucy Tassell and Emma GillespieProducer: Elliot Lawry Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

Headlines: Women launch class action against BHP and Rio Tinto over alleged decades of sexual harassment, Anthony Albanese supports exclusion zones near houses of worship, Saudi Arabia chosen to host FIFA world cup, and HECS balances will be slashed from today. Deep Dive: A viral on the street interview turned Hailey Welch from a normal girl to an internet celebrity overnight. Becoming Hawk Tuah Girl, she has since used her sudden fame and millions of followers to pivot into a podcast, brand deals and merch line. Last week, she started a new venture – creating her own cryptocurrency called $HAWK. The digital coin hit a $490 million market cap shortly after it was launched, but lost 95% of its value within hours. Does this massive depreciation mean it was a scam? And who is to blame for those who lost out when buying into the currency? And how can any of this be legal? In this episode of The Briefing Helen Smith is joined by Daniel Gozman, Associate Professor at the University of Sydney, to explain the complex world of crypto and pump and dump schemes. Follow The Briefing:TikTok: @listnrnewsroomInstagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroomFacebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

The guys talk about the incredible Quadlock success story, Chemist Warehouse deal done, the stupidity of waiving elite university debts, the great tech sector job cut continues and why it's hard (and important) to hire the right CFO. Thanks for listening! Join us on LinkedIn: https://www.linkedin.com/company/the-contrarians-with-adam-and-adir-podcast Subscribe on YouTube for all our video content: https://https://www.youtube.com/@ContrariansPodcast Follow us on Instagram: https://www.instagram.com/contrarianspod Follow us on TikTok: https://www.tiktok.com/@contrarianspod

سبزها می‌گویند که ۸۱ میلیارد دلار از بدهی دانشجویان را پاک خواهند کرد؛ اما این هزینه چگونه پرداخت خواهد شد؟

El gobierno laborista de Anthony Albanese desea reducir en un 20 por ciento la deuda estudiantil HECS, si es que ganan las próximas elecciones. Los Verdes, por su parte, proponen cancelar la totalidad de la deuda estudiantil australiana. La oposición liberal, en cambio, considera que estas medidas son un derroche de dinero.

This episode was recorded one night before the election  Welcome to the latest episode of the Friendly Jordies Podcast, where we dive into the excitement and uncertainty surrounding the eve of a monumental election. With a live election results stream planned, we briefly touch upon the key issues and predictions for the upcoming vote. Join us as we explore the potential impact of political promises, including the proposed reduction of HECS debt, and the shifting dynamics within the Australian political landscape. We debate whether the current political figures should remain in leadership roles after electoral losses and discuss the implications of recent polling data.  

HECS relief or HECS headache? Today, Victoria dives into the details behind the government's new HECS proposal, including a 20% debt discount and changes to the income threshold for repayments. Sound like a win? Maybe. But as always, the devil's in the details. Tune in for the full breakdown on what these changes could mean for you now—and for years to come! Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Muaj tej kev tawm tswv yim sib txawv rau tej kev pauv hloov rau tej nuj nqes HECS.

Оголошення лейбористами про зміни HECS викликало неоднозначну реакцію.

The average HECs bill is now $27,000 and many listeners will have bills that are higher than that: This week the government restructured the entire working of the student debt system - and threw in a universal 20 per cent cut on all existing HECs bills - how will it work? Hugh Robertson of the Centaur Financial Services joins wealth editor James Kirby in this episode. ------------- In today's show, we cover: HECs - The new deal Prioritising tax-deductible debt  Why Trump won't help your ASX shares  The ETFs to buy for the new US presidency  See omnystudio.com/listener for privacy information.

工党宣布对高等教育贷款计划（HECS）债务进行改革，各界反应不一。 联邦反对党职责该计划不公平，而其他人称这是在争夺选票，无法抵消当前指数化债务的影响。 （点击上方收听音频）

Đã có nhiều phản ứng trái chiều trước thông báo của Đảng Lao động về những thay đổi đối với khoản nợ sinh viên HECS. Phe đối lập liên bang chỉ trích kế hoạch này là không công bằng, trong khi những người khác cho rằng đây chỉ là một hành động nhằm kiếm phiếu bầu, và không thực sự giải quyết vấn đề chi phí cho sinh viên.

There has been a mixed response to Labor's announcement of HECS changes. The federal opposition has derided the plan as unfair, while others say it is a vote grab that will fail to counteract the impact of current indexation practices.

为减轻学生贷款压力，政府提出了新计划，旨在缩减债务并调整还款门槛，但这些措施的实施取决于下次选举结果。点击 ▶ 收听完整报道。

*Horror poll for Albo. *HECS announcement slammed. *Surf club vs Traditional owners.See omnystudio.com/listener for privacy information.

Federal Labor plans to slash the HECS debt of millions of Australian students.

Sara Tomevska, Federal political correspondent with SBS World News joined Dom Knight for Nightlife News Breakdown

*Horror poll for Albo. *HECS announcement slammed. *Surf club vs Traditional owners.See omnystudio.com/listener for privacy information.

Os candidatos à presidência dos Estados Unidos fazem seus últimos discursos antes das eleições de 5 de novembro. O Partido Trabalhista promete reduzir a dívida dos estudantes australianos (HECS), mas torna mais difícil a obtenção de visto para estudantes internacionais. No Brasil, uma nova pesquisa do Ipea (Instituto de Pesquisa Econômica Aplicada) revela que os milionários pagam proporcionalmente menos impostos do que a classe média.

Boyle has received a nice little windfall from the Australian Government.