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Can we get a Kia Ora, darling?New Zealand isn't just Lord of the Rings scenery and sheep. It's got gorgeous queer vibes, strong legal protections, and cities that range from cozy and artsy to full-blown fab with ferry rides to wine islands. We break down the top 5 cities for LGBTQ+ retirement in NZ with real costs, real vibes, and real queer perks.Ready to float through Middle Earth in style? Let's go global gay with this week's Queer Money®!Takeaways:
« Les 2 minutes citoyennes » est une série de podcasts produite par la rédaction du site vie-publique.fr, ces capsules audios pédagogiques s'adressent à tous les citoyens. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
Send us a textIn this episode of the London Property Podcast, Katherine Simpson — enfranchisement specialist and partner at Edwin Co — joins Farnaz Fazaipour to break down the latest developments in leasehold reform. They explore the July 2025 consultation on service charges, managing agents, and transparency, as well as the upcoming judicial review challenging key elements of the 2024 Leasehold Reform Act. Topics include the abolition of marriage value, caps on ground rent, and implications for both landlords and leaseholders — including charities like John Lyons. Katherine also offers practical advice for leaseholders considering enfranchisement amid ongoing legal and political uncertainty.#LondonProperty #UKProperty #LeaseholdReform #Enfranchisement #PropertyLaw #RealEstateUK #Leasehold #PropertyPodcast #GroundRent #KatherineSimpsonPROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving
Feeling like you're working harder and getting less? You're not alone — and the numbers prove it.This week's episode of The Vancouver Life Real Estate Podcast takes a hard look at how Canada's exploding tax burden, runaway deficits, and fleeing capital are colliding with the nation's housing market. We connect the dots between Ottawa's unchecked spending, falling investor confidence, and a real estate sector stuck in a high-stakes slowdown.Let's start with the core issue: Taxes. The average Canadian household earning $114,000 now pays over $48,000 in taxes — that's 42% of gross income, up 181% since 1961 after inflation. And yet, despite this massive government take, Canada is operating without a federal budget, projecting a $92 billion deficit — possibly rising to $147 billion — one of the largest in Canadian history outside of COVID spending.The result? Investors are running. A staggering $83.8 billion in capital has fled Canada since February, 90% of it heading to the U.S. It's the largest recorded outflow in recent memory and a clear vote of no confidence in Canada's fiscal policies. Canadians themselves are turning to U.S. markets, pouring $14.2 billion into U.S. stocks in May alone, more than 4x last year's volume.Real estate is taking a direct hit. In Toronto, the new condo market is oversaturated. Urbanation forecasts over 31,000 completions in 2025 — 74% higher than the long-term average. With 64,000+ units under construction, we're building faster than we're buying. The result? Rising inventory, few new launches, and a ticking time bomb for pricing — especially if rates remain elevated.In Vancouver, the BC government has stepped in with “relief” for developers by backstopping $250 million in DCC feesto keep projects alive. But make no mistake — this isn't a discount. It's a taxpayer-funded subsidy. You are footing the bill, even as housing remains out of reach for many.Rents are shifting, too. Vancouver's 1-bedroom unfurnished rents rose $9 to $2,232/month, though still lower than last year. West Van remains highest at $2,617. But in Burnaby, rents are falling fast, down 7.6% year-over-year, with some neighbourhoods like Central Burnaby dropping over 16%.Why hasn't the market crashed yet? Equity. The average Canadian homeowner has 74% equity in their home — that's $511K on a $691K home. In Vancouver, the average homeowner sits on $868K in equity. That's why we're not seeing widespread foreclosures or a true collapse. Homeowners still have leverage — for now. Mortgage dynamics are changing. Since 2022, mortgage debt is increasing for Canadians 55+ while decreasing among those under 35. Why? Older Canadians are taking on debt to help their children — or to cover rising living costs. The “Bank of Mom & Dad” is becoming the central lender of last resort.Real estate sentiment is weak. After a short-lived spring rebound, confidence is flatlining, echoing what we're seeing in sales volumes. Buyers are hesitant, sellers are holding back, and uncertainty is the only constant.Where are rates headed? With inflation lingering and capital fleeing, don't expect the Bank of Canada to cut anytime soon. Fixed mortgage rates remain in the mid 4% range, while the U.S. holds firm at nearly 7%. The result? A stagnant, supply-heavy, high-cost housing market — with no easy way out. _________________________________ Contact Us To Book Your Private Consultation:
Today, Move Smartly editor Urmi Desai discusses a key hot topic in Canadian real estate with co-host John Pasalis of Realosophy Realty in Toronto. In the last few years, we have been told by experts and advocates that removing all barriers to supply — including taxes, zoning and other government regulations — is the key to restoring housing affordability as builders will build, build, build enough homes to restore supply and demand balance — resulting in falling prices. But now that home prices and rents are finally falling in Ontario and BC, housing starts have come to a standstill. Why do we believe developers would keep building amidst falling prices? Follow John x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly, or email: editor@movesmartly.com About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!
Rising supply and falling demand is pushing down rents. New Cotality analysis of MBIE data shows the national median rent dropped 0.3% in the year to May. That's the first time the rent has dropped in more than 15 years. Aspire Property Management's Managing Director Mike Atkinson told Mike Hosking housing supply is increasing at the same time incomes are falling in real terms. He says there's also been a huge drop-off in net migration, with fewer people coming into the country. However, there could be some good news on the way for landlords. Atkinson says things should pick up over summer, when migration typically increases. LISTEN ABOVE See omnystudio.com/listener for privacy information.
On the Mike Hosking Breakfast Full Show Podcast for Thursday 24th of July, for the first time since 2009, rents are on the way back down around the country. The Government has directed Sport NZ to axe inclusion principles for transgender people – Sport Minister Mark Mitchell explains the decision. Global superstar Ed Sheeran joins us for an exclusive Breakfast chat about bringing his new tour to New Zealand – plus, his thoughts on the Coldplay kiss cam scandal. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Ww're pulling back the curtain on one of the most powerful — and least understood — forces shaping our economy: private equity.My guest is Megan Greenwell, a veteran journalist and former editor-in-chief of Deadspin, whose new book, Bad Company: Private Equity and the Death of the American Dream, is both a searing exposé and a deeply human investigation. Through vivid storytelling and meticulous reporting, Megan shows how private equity firms, often operating in the shadows — have quietly reshaped entire industries: health care, housing, local news, retail, daycare, even emergency services.At the heart of Bad Company are four Americans — Liz, Roger, Natalia, and Loren — whose lives were upended by private equity–backed takeovers of the institutions they depended on. Their stories reveal how a business model designed to extract maximum profits for investors has left devastation in its wake for working families and entire communities.This is a conversation about capitalism, inequality, and the hollowing out of the American Dream. But it's also about resilience, and the people fighting back.
There's no shortage of doom-and-gloom in the podcast world—especially in the gold and silver crowd. You know the type. The ones who spend half their airtime warning you that the dollar is about to collapse, the grid will go down, and that only silver coins will save you. I used to buy into that narrative too. I was a card-carrying member of the Zombie Apocalypse school of personal finance. I even listened to Peter Schiff religiously. But as time passed and I realized that zombies would not rule the world, I gradually became an optimist. I believe in the resilience of the U.S. economy. I don't think society is going to crumble, and I'm not prepping for Armageddon. That said, there is one warning from the doom crowd that's absolutely true—and it's not a matter of opinion. It's a fact. The U.S. dollar is losing value. Fast. That might not feel dramatic. But it should. Because it means that if you're sitting on cash—thinking you're being conservative—you're actually guaranteeing yourself a loss. Robert Kiyosaki said it best: “Savers are losers.”It's a clever phrase, but it's not a joke. It's reality. Inflation isn't a glitch in the system—it is the system. In a country running record-breaking deficits and drowning in debt, the only viable solution is to devalue the currency. In other words, print more money. And whether that inflation comes in at a “modest” 2% like the Fed wants, or 7–9% like we saw in recent years, the outcome is the same: your money loses purchasing power. A dollar in 1970 had the buying power of nearly $8 today. So if your dad tucked away $10,000 in a shoebox thinking he was doing you a favor, that money is now worth a little over $1,200. Even the money you saved in the year 2000 has lost nearly half its value. Inflation is the background noise of our economy. It's always there, always working, always eroding. Slowly when things are “normal.” Fast when they're not. So what do you do? Well, if you're keeping large chunks of money in a savings account paying less than 1% interest while inflation clips along at 3–6%, you are, without exaggeration, bleeding wealth every single day. It feels safe. It looks safe. But it's not.It's a bucket with a hole in the bottom. And you don't even notice until it's almost empty. That's why the wealthy don't hoard cash. They own assets that inflate with inflation. They buy things that grow in value as the dollar shrinks—because they understand the system. They don't fight it. They ride it. Real estate is one of the best tools in the game. Home prices tend to rise over time. Rents go up. But if you lock in a 30-year fixed mortgage, your payment never changes. So while the cost of everything else is climbing, your loan stays frozen. Meanwhile, inflation is silently reducing the real value of the debt you owe. You're paying it back in cheaper dollars every single year. Then you've got ownership in productive businesses. Sure, stock prices can swing in the short term. But long-term? Equities in companies with pricing power—companies that can raise prices when costs go up—often outpace inflation. And as an owner, you benefit directly. And finally, there are the scarce assets. Bitcoin. Gold. Precious metals. In a world where central banks can conjure trillions out of nowhere, things that can't be printed tend to hold real value—or even multiply it. This is how the wealthy play the game.While most people are watching their savings accounts decay quietly, the wealthy are stacking assets that appreciate. They are playing offense in a very predictable system. So those are the basics. But let me give you one more ninja tip from the wealthiest real estate investors in the world: You can print your own money by using debt. Think about it. Let's say you buy a $250,000 property this year using a 30-year fixed mortgage. You put 20% down, so you're financing $200,000. Now fast forward three decades.
Inflation has edged to its highest level in a year
Mark Harmsworth warns that Vancouver's new $30 rental fee could drive up rent and worsen affordability. He calls for repealing the fee and embracing market-based housing solutions. https://www.clarkcountytoday.com/opinion/opinion-vancouvers-new-30-rental-fee-will-increase-rents-in-the-city/ #VancouverWA #RentalPolicy #HousingCosts #RegulatoryFees #Opinion #MarkHarmsworth #WashingtonPolicyCenter #RentIncrease #AffordableHousing
Dozens benefit from workforce program Denise Lahey's roots in Beacon are decades deep. Her grandfather, Dennis Lahey, served 62 years with the Beacon Fire Department; her father, Dennis Lahey Jr., is the assistant chief and her sister, Kari, became the city's first full-time female firefighter in 2020. However, those ties to the city were no match for the rental prices Lahey faced in 2019, when a relationship ended, along with half the rent for the two-bedroom unit she shared at Hudson View with her then-boyfriend and son. There were plenty of good reasons to stay in Beacon, she said: keeping her son in the city's schools and staying close to her family and job as a mail carrier in White Plains rather than moving farther away to Poughkeepsie or Wappingers. "I was stuck," said Lahey. "Luckily, this happened." What happened: a $1,400-a-month one-bedroom found through Beacon's Workforce Housing Program, which has rescued dozens of residents from rental purgatory: They earn what are generally considered to be decent salaries, but too little to comfortably afford rents that have skyrocketed in Beacon, particularly since the pandemic fomented a wave of transplants from New York City. Adopted by the City Council in 2017 as a revision to Beacon's affordable housing law, the program requires new housing developments with 10 or more rental units to set aside 10 percent at below-market rates for households earning up to 90 percent of the Dutchess County median household income, which is about $97,000 annually. For condos and townhouses for sale, it's up to 110 percent of the median income. Priority is given to volunteer emergency responders who have served five years or longer, as well as municipal and school district employees. Hudson River Housing manages the list of people who have been approved for the program, which so far has created 46 units for rent and nine condos and townhouses that have been purchased, said Chris White, Beacon's city administrator. Rents range from $1,412 to $2,809 depending on the complex, the size of the household and the number of bedrooms. Lahey's apartment at the Beacon HIP Lofts, where a studio starts at $2,100, has "made everything easier," she said. Her son, now a teenager, has the upstairs and its dedicated bathroom as his domain and Lahey has a bedroom and bathroom downstairs. Amanda Caputo, Beacon's clerk, pays $1,350 for a one-bedroom apartment at The Beacon at 445 Main St., which houses the Beacon Theater along with the rental units. The apartment is a launching pad for walks to work, the riverfront and Mount Beacon, or strolls along Main Street, where friends work. "It's helped me grow in my position and stay in the community," she said. Caputo and Lahey's rents were calculated, based on Beacon's guidelines and the area median income for Dutchess County, by Lashonda Denson, the director of homeownership and education for Hudson River Housing. When units become available, Denson consults the list of people who have expressed interest and met the income guidelines. If the units are available, the applicants contact the property managers or landlords directly, she said. People call Hudson River Housing daily looking for Beacon housing through the program, said Denson. "This is one of the few programs that offers some kind of reduction in the rent," she said. "Some people have been waiting for a couple of years, and then it happens." White described the program as "critical to ensuring that new construction provides opportunities for those who cannot afford the escalating rental costs." In addition to the HIP Lofts, and The Beacon, units exist at 7 Creek Drive, 344 Main, 121 Rombout Ave., The Arno beside Fishkill Creek and the Edgewater complex on the city's waterfront. Dozens of units are awaiting Planning Board approval or completing construction, said White. Such projects "help to ensure that the city remains home to people of all incomes and backgrounds," he said. Caputo, a SUNY New Paltz gra...
Is rental affordability finally improving for the average American renter? Moody's Senior Economist Lu Chen joins us to discuss surprising trends in multifamily supply and demand, and how rent growth might be impacted for real estate investors. With affordability nearing pre-pandemic levels, there's significant easing in rental prices thanks to increased supply. Are rents about to fall even further, or will steady demand keep them stable? Discover what's really happening in the housing market with intriguing regional and demographic shifts that could influence your next investment move. Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Dave's BiggerPockets Profile Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-339 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dans cet épisode de 5 minutes de français, Judith et Sébastien s'intéressent aux différentes formes d'intelligence.On croit souvent que l'intelligence, c'est juste être bon en […] L'article Les différents types d'intelligence – 5 minutes de français est apparu en premier sur Français avec Pierre.
Le SOPK touche près d'une femme sur sept… mais il ne se manifeste jamais de la même manière. Prise de poids, acné, fatigue, troubles digestifs, anxiété : chaque parcours est unique.Dans cet épisode, on t'explique pourquoi il n'existe pas un seul "type" de SOPK, mais plusieurs axes de travail possibles : résistance à l'insuline, stress chronique, inflammation, hypothyroïdie…Mieux comprendre ce qui se joue dans ton corps, c'est déjà un grand pas vers les bonnes solutions. --Tu veux aller plus loin ?Abonne-toi à ce podcast pour ne rater aucun épisode, et pense à nous suivre sur Instagram @sova.sopk -- c'est là qu'on partage des infos au quotidien, et plein de conseils concrets pour t'aider à te sentir mieux dans ton corps.Et si tu as aimé cet épisode, pense à le partager autour de toi, ça peut vraiment faire une différence pour une autre femme qui galère.Merci de nous avoir écoutées. Prends soin de toi et à très vite dans un prochain épisode
This is the 4PM All-Local on Monday, July 14, 2025.
What happens when inflation outpaces income, and how can real estate investors adapt before the breaking point hits? In this thought-provoking episode, Angel welcomes Rich Neuharth and Moses Lucero to explore the often-overlooked emotional and strategic aspects of underwriting in a volatile economic landscape. As inflation surges and affordability concerns loom, this conversation unpacks how mindset, data, and creativity intertwine when making investment decisions. Rich and Moses open up about their struggles with rejection, finding the right mentors, and reframing failure as a learning opportunity. [00:01 - 04:00] When Prices Outpace Paychecks Why inflation is increasingly unsustainable for the average household. The importance of anticipating economic tipping points when underwriting deals. How investors might need to prepare for a shift toward shared housing and resource consolidation. [04:01 - 08:46] Rents, Rates, and Reckonings What rent control discussions in red states signal about the changing political landscape. How rising interest rates historically trigger regulatory intervention and potential recessions. The significance of learning from past economic cycles like the Great Depression and 2008 crisis. [08:47 - 12:13] When Numbers Feel Like a Wall Why financial literacy barriers often stem from mindset blocks, not ability. The need to recognize and confront personal narratives that limit learning. How connection with the right teacher can reignite passion for difficult topics. [12:14 - 16:49] Resets, Rejections, and Reality Checks How to emotionally recover from rejection and continue calling, underwriting, or analyzing deals. The importance of taking a break to reset instead of internalizing repeated failure. Why even the most seasoned professionals question their worth—and how to move past it. [16:20 - 20:56] Leveling Up Through Curiosity and Collaboration How underwriters "gear up" by finding hidden value in overlooked properties. Why passion, community, and creativity are crucial tools for value investors. The significance of recognizing shared struggles, even when operating in different lanes of a business. Connect with Rich: https://www.linkedin.com/in/realmindsetrich Connect with Moses: https://www.linkedin.com/in/moses-lucero-9026b220b/ Key Quotes: “It's not how much you are learning, it's about who you're learning it from.” - Moses Lucero “You're going to die and get kicked off the horse more times than you're gonna win—but let me tell you, the wins are real good.” - Rich Neuharth Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!
Canada's housing agency flags falling rents, scales back construction financing. Ontario sheds 10,000 college jobs as immigration curbs bite. Carney seeks $25B in cuts, and fewer government jobs. Markets are pricing in more growth and inflation, bond yields tick higher. Start an investment portfolio that's built to perform with Neighbourhood Holdings. Visit https://www.neighbourhoodholdings.com/looniehour to learn more!Get an online home insurance quote in 5 minutes!Visit https://squareone.ca/looniehour and get a $20 account credit today!Check out Saily at https://www.saily.com/looniehour and use our promo code 'LOONIEHOUR' to get 15% off your first purchase!
Chaque jour, retrouvez le journal de 19h de la rédaction d'Europe 1 pour faire le tour de l'actu. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Chaque jour, retrouvez le journal de 19h de la rédaction d'Europe 1 pour faire le tour de l'actu. Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Jason presents Travis King, CEO of Realm, a real estate investor collective, focusing on the "Big Beautiful Bill" and its positive implications for real estate investors. They discuss specific provisions like accelerated depreciation and the permanent grandfathering of Opportunity Zones, highlighting their role in attracting capital back into the market. They explore broader real estate trends, including interest rates, the "lock-in effect" on housing supply, and the importance of cost segregation for tax benefits. The conversation also touches on replacement costs, the inelasticity of housing supply, and the contrasting affordability dynamics in various markets, ultimately affirming a bullish outlook on real estate investment due to its unique tax advantages and tangible nature. https://www.realmlp.com/ #TravisKing, #BigBeautifulBill, #NationalAssociationOfRealtors, #RealEstateBoom, #AcceleratedDepreciation, #OpportunityZones, #TaxBenefits, #InvestmentLiquidity, #InterestRates, #MortgageRates, #LockInEffect, #HousingSupply, #HousingDemand, #HousingAffordability, #CostSegregation, #TaxAdvantages, #1031Exchange, #AcquisitionStrategy, #ReplacementCost, #ConstructionCosts, #RentGrowth, #SupplyAndDemand #YieldInvesting, #Capitulation, #DriveToQualify, #BullishOnRealEstate, #TaxLiability Key Takeaways: 1:48 Welcome Travis King 3:12 The Big Beautiful Bill and from an investment perspective 6:35 Mortgage rates and the "Lock-in Effect" 10:30 Bonus depreciation and cost segregation 12:49 Sponsor: https://www.monetary-metals.com/Hartman/ 14:48 Stimulating the market 17:59 Regression to Replacement cost and the Inelasticity of the housing market 21:29 Rents and the bottom of capitulation 27:54 Bullish on the housing market Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Could BC see flash flooding like Texas is experiencing? Guest: Jason Thistlewaite, Associate Professor & Associate Director, Graduate Studies, school of environment, enterprise, and development How immigration caps are leading to lower rents Guest: Shiva Moshtari Doust, lead economist for Metro Vancouver, Canadian mortgage and Housing Corporation Can couponing still be a way to save money? Guest: Kathleen Cassidy, Canadian Couponer and influencer, “Living-on-a-loonie” on instagram and tiktok BC wants people to own fewer exotic cats Guest: Sara Dubois, Senior Director, Animal Welfare Science & Standards Use the summer to connect with your kids! Guest: Nasuh Malas, child and adolescent psychiatrist Learn more about your ad choices. Visit megaphone.fm/adchoices
How immigration caps are leading to lower rents Guest: Shiva Moshtari Doust, lead economist for Metro Vancouver, Canadian mortgage and Housing Corporation Learn more about your ad choices. Visit megaphone.fm/adchoices
We are talking about freedom on our holiest day to celebrate the topic, Independence Day.Independence. How many times have we felt this. Like when we learned to walk. We became somewhat independent.When we learned how to read. To drive. When we turned 18. Remember as a kid, you couldn't wait to turn 16 to drive. Then 18, to become an adult. You had had enough from the rules and restrictions of your parents, and you LONGED for independence. If you moved out, you got it. And realizations hit you. Rents, car payments, food costs, and so on. Then you realized that independence came with a cost. Or you could remain dependent, and suck it up, Buttercup!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.” The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics. The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior. With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through. But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure. Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.” The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery. Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.” Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.” These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players. Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style. Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says. But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision. What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility. Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.” He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic. “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.” *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing. With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection. Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000
SUMMARY: Mortgage rates rise on a strong job openings report, Powell's comments on a July rate cut, and the passage of Trump's Big Beautiful Bill. Private payrolls see the first decline since March 2023 in June and rents in Wilmington fall for the 26th straight month but that could be coming to an end in July...DISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201
We continue our lease accounting miniseries with a focus on variable lease payments, an area that can significantly influence lease classification and measurement. In this episode, we explore the complexities of usage-based and index-based payments, fair market rent adjustments, in-substance fixed payments, and more – providing insights into how these variable rents affect the accounting and disclosures.In this episode, we discuss: 1:12 – Fixed versus variable lease payments and their accounting implications 7:13 – Fair market rent adjustments 9:37 – In-substance fixed payments, including take-or-pay arrangements 15:44 – Usage-based lease payment structures 22:18 – Tenant improvement allowances and lease incentives 26:10 – Accounting for variable lease payments during lease remeasurement For more information, see chapter 3 and chapter 5 of our Leases guide. In case you missed it – check out the other episodes in this podcast miniseries: Lease accounting reset - Presentation and disclosure Lease accounting reset – Modifications and terminations Be sure to follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop.About our guests Marc Jerusalem is a managing director in PwC's National Office specializing in leasing. Marc consults with clients on complex lease accounting issues and is a frequent contributor to many related PwC National Office publications.Suzanne Stephani is a director in PwC's National Office specializing in the statement of cash flows as well as the application and interpretation of the accounting guidance related to financing and leasing transactions. About our guest host Guest host Diana Stoltzfus is a partner in the National Office who helps to shape PwC's perspectives on regulatory matters, responses to rulemakings and policy development, and implementation related to significant new rules and regulations. Prior to rejoining PwC, Diana was the Deputy Chief Accountant in the Office of the Chief Accountant (OCA) at the SEC where she led the activities of the OCA's Professional Practices Group.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.comDid you enjoy this episode? Text us your thoughts and be sure to include the episode name.
Rents are going up for nearly 1 million New Yorkers in rent-stabilized apartments after the Rent Guidelines Board approved increases Monday night. Starting in October, one-year leases will rise 3 percent, and two-year leases will go up 4.5 percent. Meanwhile, New Yorkers are getting their first look at ranked choice results from last week's primary election. Plus, a Staten Island family will be allowed to keep their pet pig temporarily while it receives medical treatment. But once it recovers, the mayor says the pig must move to the family's upstate home, where owning a pig as a pet is legal.
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Raising rents can feel risky but not raising them could be even worse. In this episode of Strategy Saturday, Charles Carillo shares a proven strategy for increasing rents without losing your best tenants. Whether you've just bought a property with under market rent, are dealing with inflationary pressures, or want to boost your cash flow without causing turnover, this episode will walk you through exactly what to do and what to avoid. Charles covers: How to raise rent the smart and sustainable way When to use a rent concession strategy How to justify rent increases with data and transparency What to include in a rent increase letter The hidden cost of tenant turnover Why communication and empathy are key to tenant retention If you're a landlord, real estate investor, or property manager looking to raise rent without damaging relationships, this episode is your roadmap. Mentioned in this episode: Watch Episode SS39 for a deeper dive on raising rents: https://youtu.be/rbdYOyyVXnM Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
Want direct access to real estate pros like this? Join Legacy Boardroom: https://legacywealthholdings.com/boardroom Most people in real estate are out there doing deals that just plain don't make sense right now. Costs are up. Rents are flat. Interest rates are ugly. And yet—guys like Daniil Kleyman are still stacking their portfolios and building projects that work. How? That's exactly what we break down in this episode of The Legacy Podcast. Daniil's a developer out of Richmond, VA with a $60 million portfolio, his own in-house management company, and one of the most strategic approaches to growth I've seen. We dive into: ✔ The ONLY real estate deals that still pencil in today's market ✔ Why most developers are building cheap product (and why it's not their fault) ✔ How Daniil's banking land and using zoning to his advantage ✔ The small multi-family game that's making him a fortune ✔ Creative ways to lower construction costs without sacrificing quality ✔ Why affordable housing is basically dead—and what that means for investors Daniil's been in the trenches for 15+ years. He's sharp, strategic, and isn't scared to say how it really is. If you're serious about building wealth in this market—you need this episode. //CONNECT WITH DANIIL YouTube: @RehabValuator Instagram: https://www.instagram.com/rehabvaluator/ //DOWNLOAD OUR FREE DEAL CALCULATOR https://legacywealthholdings.com/deal-calculator-download-youtube/ //CONNECT WITH TIM linktree.com/timbratz //ABOUT ME Tim Bratz is the Founder & CEO of Legacy Wealth Holdings, a leading real estate investment company. He focuses on vision-casting, marketing, & supporting his team of “A” players. He has built his company on integrity (doing what he said he was going to do), fairness (doing the right thing), & transparency (honesty is always the best policy). Tim has dedicated his professional life to studying wealth-building & personal finance. Working in real estate, Tim has learned how to create a passive income that allows him to live the lifestyle of his choice. His goal is to educate & empower others to become financially free through entrepreneurship & real estate investments. https://legacywealthholdings.com SUBSCRIBE NOW so you don't miss a single video! https://www.youtube.com/legacywealth
New data shows rents rise slower in areas of San Diego where more homes are permitted. Then, the city of San Diego is considering increasing the minimum wage for hospitality workers. Also, we evaluate some of the claims made by candidates in the San Diego County District 1 election. Finally, local researchers say more baby boomers are consuming cannabis
NFL star Stefon Diggs rented a real castle in France for Cardi B, complete with a moat, indoor pool, and lavish décor—an epic date worthy of storybook romance. See omnystudio.com/listener for privacy information.
Airbnb Boom or Bust, Midterm Market Shifts & What a Recession Really Means for Homebuyers In this episode of the Real Estate Education Podcast, Erin and James dive into short-term rental trends, the surprising psychology of recession-era homebuyers, and why your lifestyle (not the market) might be the smartest guide for when to buy. They also open with a sharp cultural take on the Titan sub implosion documentaries—and how blind trust in "experts" can lead to catastrophic outcomes in both deep-sea exploration and real estate investing.
Canada just reported the third lowest quarter for population growth since the 1950s. Rents falling as rental housing construction remains elevated. National housing sales pickup in May. Elbows down, BC Ferries sell out to China. Gas cars are poised to get more expensive in Canada. Too late Powell, Fed holds rates. Start an investment portfolio that's built to perform with Neighbourhood Holdings. Visit https://www.neighbourhoodholdings.com/looniehour to learn more!Get an online home insurance quote in 5 minutes!Visit squareone.ca/looniehour and get a $20 account credit today!Check out Saily at saily.com/looniehour and use our promo code 'LOONIEHOUR' to get 15% off your first purchase!Subscribe to Ben Rabidoux's work at Edge Analytics - Regular price $50/mo. Loonie Hour listeners lock it in at $30/mo with code OG-30: https://www.edgeanalytics.ca
In this episode of the Jake and Gino Podcast, Gino Barbaro dives deep into the current multifamily housing landscape and dissects whether the apartment oversupply crisis is reaching its end. Gino walks you through how the market cycle has evolved since the 2008 recession and explains why some cities like Dallas, Austin, and Phoenix are facing increased vacancy and downward rental pressure—while others like New York remain tight.If you're an investor, developer, or market watcher, this is your how-to guide on surviving (and thriving) in today's multifamily environment.Want a FREE copy of "Wheelbarrow Profits" or “Happy Money, Happy Family, Happy Legacy”?Email Gino at: gino@jakeandgino.comLearn more about the Wheelbarrow Profits Community:https://www.wheelbarrowprofits.com We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)
This week on This Week in Real Estate (tWiRE), we're unpacking a whirlwind of industry headlines that could reshape how agents, brokers, and buyers navigate the market.
And it wasn't Hertz! https://www.lehtoslaw.com
Harve Pierre, former president of Bad Boy Entertainment, has denied allegations made by singer Dawn Richard in her lawsuit against him and Sean "Diddy" Combs. Richard's lawsuit claims that in December 2010, during an argument at a Manhattan recording studio, Combs' bodyguard forcibly removed her and confined her in a car for several hours, allegedly under Pierre's orders. Pierre's attorney, Scott E. Leemon, has filed a motion to dismiss the lawsuit, arguing that the claims are baseless and that the 2022 amendment to the Victims of Gender-Motivated Violence Act (GMVL) does not apply in this case.In our second segment...While Sean "Diddy" Combs remains incarcerated on sex trafficking and racketeering charges, his $60 million private jet, a Gulfstream G550, has been listed for rent on various private charter websites. The 14-seater aircraft, known as "Air Combs," is available for charter through platforms like Victor, often referred to as the "Uber of Private Jets," which caters to high-profile clients. The jet is based at Van Nuys Airport in Los Angeles and is operated by Silver Air, a rental operator offering a range of luxury aircraft. Rental costs are substantial; for instance, a one-way transatlantic flight is priced at approximately $432,000.This move to rent out his private jet aligns with other financial decisions Combs has made amid his legal challenges. He has also listed his Beverly Hills mansion for sale at $61.5 million. These actions suggest efforts to liquidate assets, possibly to address mounting legal expenses or other financial obligations during this period.(commercial at 8:15)to contact me:bobbycapucci@protonmail.comsource:Harve Pierre Denies Helping Diddy Lock Dawn Richard In A Car - AllHipHopDiddy is 'renting out his $60m Air Combs private jet & charging $432k for a one-way transatlantic flight' as trial looms | The US Sun
Harve Pierre, former president of Bad Boy Entertainment, has denied allegations made by singer Dawn Richard in her lawsuit against him and Sean "Diddy" Combs. Richard's lawsuit claims that in December 2010, during an argument at a Manhattan recording studio, Combs' bodyguard forcibly removed her and confined her in a car for several hours, allegedly under Pierre's orders. Pierre's attorney, Scott E. Leemon, has filed a motion to dismiss the lawsuit, arguing that the claims are baseless and that the 2022 amendment to the Victims of Gender-Motivated Violence Act (GMVL) does not apply in this case.In our second segment...While Sean "Diddy" Combs remains incarcerated on sex trafficking and racketeering charges, his $60 million private jet, a Gulfstream G550, has been listed for rent on various private charter websites. The 14-seater aircraft, known as "Air Combs," is available for charter through platforms like Victor, often referred to as the "Uber of Private Jets," which caters to high-profile clients. The jet is based at Van Nuys Airport in Los Angeles and is operated by Silver Air, a rental operator offering a range of luxury aircraft. Rental costs are substantial; for instance, a one-way transatlantic flight is priced at approximately $432,000.This move to rent out his private jet aligns with other financial decisions Combs has made amid his legal challenges. He has also listed his Beverly Hills mansion for sale at $61.5 million. These actions suggest efforts to liquidate assets, possibly to address mounting legal expenses or other financial obligations during this period.(commercial at 8:15)to contact me:bobbycapucci@protonmail.comsource:Harve Pierre Denies Helping Diddy Lock Dawn Richard In A Car - AllHipHopDiddy is 'renting out his $60m Air Combs private jet & charging $432k for a one-way transatlantic flight' as trial looms | The US SunBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Les Gondwanais ont un calendrier spécifique, bien à eux. Ce n'est pas un calendrier chrétien, encore moins musulman, c'est le calendrier militaire…
Episode 236
Miami Real Estate Investment Strategies With Peter Zalewski Of Condo Vultures®
Miami Condo Mondays™ is a live podcast hosted by Peter Zalewski of the Miami Condo Investing Club™ and veteran broker Jenny Huertas of CVRRealty.com providing an in-depth look at the latest residential real estate trends in South Florida.Recorded weekly in Greater Downtown Miami, the podcast offers a one-hour discussion on various real estate topics, including pre-construction condos, market trends and investment strategies.The hosts share their expertise, with Zalewski focusing on macro perspectives and Huertas offering micro insights from her on-the-ground experience.This episode explores discuss the current state of South Florida condo and rental pricing, factors influencing the market and key insights on specific submarkets like Miami's Coconut Grove, Fisher Island and Sunny Isles Beach.They also touch on the impact of rising costs, special assessments, rental market dynamics and insights into vintage condo markets.The last portion of the podcast is dedicated to discussing the best and worst condo markets based on the Miami Condo Cliff Index™ as of May 27, 2025.Tune in every Monday at 4 PM (EST) on the Substack of Peter Zalewski for more insights.
In this week’s First $1,000 segment, discover how a small real estate office transformed an underused room into a podcast studio, bringing in steady income with minimal effort. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
Rents rose for the third straight month in April, but softening demand signals caution ahead. Meanwhile, active listings in Washington, D.C. surged 25%—the biggest jump on record—driven by federal layoffs. In this episode, we unpack what's happening in the rental market nationally and why D.C. could be a preview of broader housing market shifts. Read the rent report here: https://www.apartmentlist.com/research/national-rent-data Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
The housing market is going through another significant shift. Sellers have lost even more control as price cuts become common in some top markets. Rents are flat, but will they stay this way? The Trump administration presents a groundbreaking proposal that could greatly affect many real estate investors. This is May 2025's housing market update, where we're filling you in on all the biggest stories affecting real estate! The market “softening” continues. Inventory is rising, and sellers are realizing this isn't 2022 anymore. Price cuts have become common in Texas, Florida, and California. But other markets are still seeing price jumps, so have the southern states become the new buyer's markets? Investing opportunities could be here for the right buyers, and Dave has already made a move, locking up his latest investment to capitalize on what's to come. But what about mortgage rates? Do we have any hope that we'll get below 6% this year? Dave shares his updated mortgage rate “range” for 2025. Have Section 8 renters? You'll want to hear the end of today's episode as a new proposal from the Trump administration could slash Section 8 funding, putting tenants and landlords in a tricky position. All that, and more, in today's episode! In This Episode We Cover The housing market “shift” pushing us into a bigger buyer's market The end of Section 8? A new proposal from D.C. could cause major cuts Markets with the most price cuts and areas where prices are rising instead Mortgage rate forecast and the range we could hover around for the rest of the year Investing opportunities with “juicier” returns as sellers lose control Rent price updates and which properties will get hit hardest as vacancy rises And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1122 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
In the days after LA’s early-January wildfires, tenant advocate Chelsea Kirk noticed a trend: rent gouging. Rents were shooting up past their legal limit. In the wake of the fires, as natural disaster collided with LA’s severe housing shortage, we trace how a collective of volunteers organized themselves to bring rent gouging to light in LA County. What did they find? And where do we stand on rent gouged listings and charges, four months later? Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.
In the days after LA’s early-January wildfires, tenant advocate Chelsea Kirk noticed a trend: rent gouging. Rents were shooting up past their legal limit. In the wake of the fires, as natural disaster collided with LA’s severe housing shortage, we trace how a collective of volunteers organized themselves to bring rent gouging to light in LA County. What did they find? And where do we stand on rent gouged listings and charges, four months later? Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.
In the days after LA’s early-January wildfires, tenant advocate Chelsea Kirk noticed a trend: rent gouging. Rents were shooting up past their legal limit. In the wake of the fires, as natural disaster collided with LA’s severe housing shortage, we trace how a collective of volunteers organized themselves to bring rent gouging to light in LA County. What did they find? And where do we stand on rent gouged listings and charges, four months later? Grow your business–no matter what stage you’re in. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/paradise Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support for this podcast is made possible by Gordon and Dona Crawford, who believe that quality journalism makes Los Angeles a better place to live.