Sued by the Debt Collector

Ready to turn your life around but don't know where to start? This episode is your game plan to your breakthrough. We unpack the 3Rs—Reset, Rebuild, Recover—to help you bounce back stronger than ever. Learn how to hit the 'reset button', rebuild your life brick by brick on a greater foundation, and find the power of forgiveness so that you can truly move on. Whether you're facing debt problems, health issues, or other personal setbacks, discover how to become the hero of your own story. Don't let life's 'big bad wolves' keep you down. It is time to begin transforming your life.   Let's go Slayers! ------------------------------------------------------------------------------------------- RECOMMENDATIONS: 1.

In this episode, we talk about how to make procrastination your super power. We talk about how procrastination does not come by himself, he actually brings his entourage. So in actuality you are not just fighting procrastination himself, but his friends that will take you off track equally. ------------------------------------------------------------------------------------------

In this episode, we answer questions related to being tactical when you respond to your debt collection lawsuit. We address concerns about the process and the duration of what it takes to get through the stages of the lawsuit. Let's go Slayers! ------------------------------------------------------------------------------------------

Did you know that original creditors file frivolous, fraudulent lawsuits too? There has been a misconception between consumers and the original creditors that when the original creditor files a debt collection lawsuit, that they must be entitled and that it is appropriate. While they have the right to do so, they are still bound by the boundaries of the law. In this episode we debunk this myth and discuss what you can do to give yourself an edge when dealing with your debt collection lawsuit. Let's go Slayers! ------------------------------------------------------------------------------------------

In this episode, we delve into the incredible power of taking baby steps and how they can lead to life-changing transformations. Our captivating story begins with an unexpected act of kindness from Taylor Swift herself, how she gifted her crew $100,000 bonuses each. Through this inspiring story, we'll uncover how she sparked a shift for a crew member that had been taking baby steps toward making a dream for his daughter a reality. Be encouraged how your baby steps can cause a shift for you before you know it. Let's go Slayers! ----------------------------------------------------------------------------------------------------------

In this episode, Michael (client) gives an account of how he discovered his $20k Debt Case was dismissed. Despite arriving late to court and beyond being locked out of the courtroom, he still came out victorious. Don't miss this empowering story of how Michael conquered his debt dilemma and emerged like the Phoenix stronger than before. ----------------------------------------------------------------------------------------------------------

In this June 2023 Edition of FAQs, we answer questions that will help you determine whether you should Lawyer Up or DIY. The courts allow us to be our own lawyers, but DIY (Do It Yourself) aka Self Representation comes with a certain expectation. Let's go Slayers! ----------------------------------------------------------------------------------------------------------

After working so hard to respond to your lawsuit, your case has now been dismissed without prejudice. What does that mean? Did you win the case or not?   In this episode, you will learn about what it means when your case is dismissed with prejudice or without prejudice. Will you need to take final precautions or is the lawsuit forever dead. ----------------------------------------------------------------------------------------------------------

In this episode, we talk about how to Slay your Debt Collection Lawsuits. We talk about the 3 essential parts that prepare you to win your case. Part 1 is an overview of our Strategic Implementation Formula. Part 2 talks about the importance of consuming our education. And Part 3 discusses how to build your confidence so that you don't become prey to the Debt Collectors and other lawyers looking for an easy payday.   Slayer Beware: Be sure to listen to the story about what happened when the client was not prepared. SMH   -----------------------------------------------------------------------------------------------------

"Statute of Limitations (The Untold Truth) The Unenforceable Debt" reveals the secrets beyond case dismissal. Discover how debt collectors lose their ability to extort money from you, the leverage it provides, and how you can put an end to the harassing behavior. Get ready to take control and turn the tables on debt collectors in this eye-opening episode. ----------------------------------------------------------------------------------------------------------

This episode is the first of many where we take on the Debt Collectors through our Q & A session. The FAQs addressed in this May 2023 Edition are questions that were raised by you. We would love to continue bringing answers and solutions based on your specific needs. Be sure to continue to leave your questions and comments for us. Thanks ----------------------------------------------------------------------------------------------------------

In this episode, there is a twist in L.D.'s trial. Join us as we dive into the gripping legal journey where L.D. humbles the debt collector in court. Hear how she stands up against the relentless debt collector LVNV. In this episode, we explore the pivotal moment in court when L.D. confronts the debt collector face-to-face and boldly chooses to go to trial. Discover the twists, turns, and unexpected encounters that unfold in the hallway outside the courtroom. Tune in to hear this captivating story of resilience, determination, and the pursuit of justice. Closed Caption will be available on the YouTube Video https://youtu.be/TQDU8tNNjhA ---------------------------------------------------------------------------------------------------------

Join us as we discuss how to survive emotional abuse from debt collectors and how to overcome the lasting effects of these unseen scars. In this episode, we delve into the world of debt collection and explore the abusive emotional tactics used by collectors to extort money from you.   From guilt-tripping and shaming to harassment and threats, debt collectors intentionally inflict serious emotional and psychological damage as part of their plan. We talk about the unseen scars of debt collection, including the physical impact on you, and offer practical tips on how to protect yourself from emotional abuse.   If you or someone you know has ever dealt with debt collector abuse, this episode is a must-listen. ----------------------------------------------------------------------------------------------------------

In this episode, we compare the characteristics of a hibernating bear with the behavior of a debt collector that has been caught sleeping. Have you ever heard the saying, "let sleeping dogs lie"? Well, the same could be said for debt collectors! When they get caught sleeping on your account, it can be tempting to alert them of their mistake, but that is not a good idea. Don't Poke the Bear. Instead, just stay cool, calm and collected. Maintain your emotional confidence. And tune into this episode to gain more insight. ----------------------------------------------------------------------------------------------------------

Join us for an eye-opening episode of Sued by the Debt Collector, where we explore the dark side of debt collection and draw parallels to the behavior of a notorious figure - the Karen. In 'A Tale of Two Bullies', we dive deep into the unethical tactics, abuse, and bullying behaviors employed by both the Karen and the Debt Collector. Through this powerful comparison, we shed light on the mistreatment of consumers and encourage listeners to stand up for their rights. In this episode, we share: - The striking similarities between the Karen's entitled behavior and the debt collectors' predatory tactics - The emotional and psychological toll of dealing with debt collectors and Karen-type bullies - How debt collectors use intimidation and manipulation to extort payments from consumers - And the importance of defending yourself and standing up for your rights   Join us in this engaging experience and conversation that exposes the darkness of these bullies and inspires you to take action against their behavior.  

The big question is, are you smarter than a lawyer? When you learn how to hire a lawyer, there are several things you need to consider. Most importantly, you want to make sure that they are the right fit for your end goal. And whatever your plan is, you must consider what your level of participation is going to be when you fight your lawsuit. One way or the other, you are going to have to give up time or money, or maybe both. In the this episode, you will get some insight and tips on best practices on how to hire a lawyer for your team to achieve maximum results. ---------------------------------------------------------------------------------------------------------- Recommendations 1.

There is a basic misunderstanding that the law is based on right or wrong. That could not be further from the truth. The truth is that the legal system is not fair. So does that mean that you cannot win your case? Absolutely not. In fact, once you get a good understanding of who and what you are dealing with, that is when you will really be able to use the legal system to work in your favor. The reason so many debt buyers (debt collectors) file frivolous lawsuits, is because they understand how the legal system works. It just takes 1 intimidation tactic from them to the consumer to discourage the consumer from responding to their lawsuit, and then they can use the system to achieve their end goal (default judgment). This is the 1st episode in this series that will help prepare you on how to approach your debt collection lawsuit. Upcoming episodes will be on 1) how to hire the right attorney to fight your case and 2) what to do if you cannot afford an attorney (self-representation). Stay tuned! ----------------------------------------------------------------------------------------------------------

The economy is in for a huge inflation. Like it or not, it is coming. Have you considered how you need to recession proof your life so that you can weather the storm? As if living paycheck to paycheck is not enough, now you have to deal with rising gas prices, increased rents and the cost of food increasing. Yup your basic needs are being challenged. So what can you do to pivot and protect yourself from going into desperation mode? What can you do to better your situation right now? The rule in my house is that everything that eats, has to have a job. My cars eat gas, they have a job. My cats eat catfood, yes they have a job too. And it goes without saying, that my husband and I have to earn our keep also. LOL I hope you enjoy the special guests. Watch the video until the end.

Protecting your bank account should be your first order of business no matter what. So often we are too trusting of debt collectors and we fail to keep our bank accounts safe. We tend to feel guilty about not keeping our obligations as intended, even if it was out of our control. Well the best piece of advice that I could give you would be to protect your livelihood. You work entirely too hard to meet your needs, set yourself up for the future and plan for reitrement. All I am saying is don't give up your personal control to predators. They are not your friend and will not have your best interest at heart. ----------------------------------------------------------------------------------------------------------

There is a big misconception on whether debt collectors can garnish social security benefits. Even though social security benefits (including SS disability), veteran benefits and other federal benefits are technically protected, debt collectors still have a loop hole. In this video, I share what the Consumer Financial Protection Bureau (CFPB) says about your benefits being garnished and how it works. -------------------------------------------------------------------------------------------   ✅ 2 Recommondations Today 1) Read It For Yourslf:

OOPS I created a blooper. In this behind the scenes footage, I take my mom to get her first passport at 80 yrs old. Stay till the end to learn why it is never too late to change your situation. Sometimes our situations are so grim and stressful and flat out ugly. But every now and then, you have to give yourself permission to laugh at yourself. Well this was that moment for me. I give you permission to laugh at me too.

Debt Buyer's have made an entire industry practice out of how to trick consumers out of their money. They purchase pools of debt for pennies on the dollar and then trick the consumers into entering into high priced payment plans or they file frivolous lawsuits against them. The problem is that consumers don't realize that they have more power than they think. We have more power than we think.   Today's Recommendations Need and Extension? Access the 3 Step Process that Will Give You More Time to Respond to Your Lawsuit. Click Here

Did you know that you could get an extension? When life is overwhelming we become paralyzed when it comes to handle important things. Responding to your lawsuit is one of those important things. Being granted an extension is a way to relieve so much stress and allow you to regroup. __________________________________________________________________________ Today's Recommendations Need and Extension? Access the 3 Step Process that Will Give You More Time to Respond to Your Lawsuit. Click Here

In part 3 of the Status Conference Series, I share 3 Critical Steps that help you to influence the judge's perception. When you are self represented, it is important that we don't leave our fate in the hands of chance. We actually have more power than you think. The best part of self representation is being underestimated. It allows you to use your superpower to fly below radar to avoid default judgments, create strategies that have your own best interest at heart. We have power! Today's Recommendations 1) TURN KEY MINI-COURSE: Strategies for Status Conference and ADR Process TO BE RELEASED ON FRIDAY 4/8/22 Learn ✅ Strategies to Influence the judge's perception in your favor ✅ Status Conference Statement Walkthrough with real case responses ✅ ADR (Alternative Dispute Resolution) Process:      

What happens if there is a no show at a hearing? In this episode of Part II of the Status Conference, I tell you the 2nd part of the story where the debt collector was a no show. It was bad enough that In Part I of the series, I was locked out of the court room, but now, this adds and additional twist to the story. Status Conference Part I - They Locked Me Out of the Courtroom - Click Below

This is Part 1 of the Status Conference Series. In this episode, I talk about how I was locked out of the courtroom and was unable to attend my status conference. I discuss some of the critical mistakes I made and the impact it had on me emotionally as well as how it affected my case.

Overcoming obstacles has to be intentional if you want to achieve a desired result.  Here are 5 steps that will create a life changing results.  Take the 30-day challenge at the end of the episode to test your truth.

Before you agree to an inflated monthly payment, settlement or accept a judgment, you must understand who you are dealing with.  The debt collector has one goal in mind.  How do they get the most money from you with the path of least resistance?

Debt Collectors can take up to 25% of your paycheck.  Dealing with the Sheriff is humiliating.    Understanding how to block the wage garnishments is your best chance. 

This is why debt collectors hate me.  They treat you as prey because they think that you are scammable.  What they don't know is we don't tolerate bullies. Listen to how we render them powerless.

Sued by the Debt Collector Podcast is one of the top 2.5% most popular shows out of 2,756,237 podcasts globally ranked!  Simply Amazing!

The greatest power we have is the ability to interfere with the debt collector's outcome.  Let's stage a Global Virtual Intervention.

Have you been set up for failure by the debt collector?  Learn 3 things you need to know to assess your situation and block their attempt to achieve their plan A agenda. 

Life Happens to everyone, but you cannot allow it to disable you.  Learning how to cope is often an undeveloped skillset.  Tune-In

Our podcast is designed for people that have been sued by the debt collector and need some how to information and direction.  We educate, share stories and have special guests to help out.  Tune-In, Like & Subscribe

Process Servers tend to over step their boundaries. They have only one job to do.  

Has the Debt Collector put you in the worst possible situation? Sued? Well let's talk about your Starter Strategy. It's time to turn the tables in your favor.

Who is really suing you? Is it the Original Creditor or a DEBT BUYER? Did you know that you are VULNERABLE and may experience LOSS when you don't know the difference?