Podcasts about lawsuits

Three Big Conversations: Roblox is getting sued for failing to protect children from online predators. - 6:58 Jazz-pop musician Laufey sings about self-worth on her new album (language). - 26:48 What the celebration of Taylor Swift and Travis Kelce's engagement says about our culture. - 39:20 Slang of the Week - “41” (language) - 1:40 Elsewhere in culture: - 53:40 The music-streaming app Spotify will soon roll out a direct messaging function for app users. Forrest Frank created a video offering forgiveness to the other Christians—particularly Cory Asbury—who have been making parody videos about his back injury. A California family is suing OpenAI for ChatGPT's role in their son's suicide. Many people on YouTube and other platforms are changing their profile pictures to images of the once-hated Clippy to protest ethical failures in modern tech companies. Our newest episode of the Conversation Starter is all about the hit zombie show, and game, The Last of Us. Check out our video on Roblox here. Become a monthly donor today with the Table. For more Axis resources, go to axis.org.

Judge Kevin Mullins EXPOSED: S-for-Favors Scandal REVEALED The murder of Judge Kevin Mullins by Sheriff Shawn Stines didn't end the story — it blew the lid off a scandal. In the weeks after, women stepped forward with disturbing allegations: that Judge Mullins coerced them into sexual acts in exchange for leniency, avoiding jail, or even custody of their children. One woman, Tia Adams, told reporter Brian Entin she had sex with Mullins “countless times,” sometimes in his chambers. She described the encounters as humiliating, impossible to refuse, and driven by fear of retaliation. According to her, this wasn't intimacy — it was coercion, disguised as consent. Lawsuits and interviews allege that humiliation was part of the judge's strategy. Victims claimed Mullins threw money at them, degraded them, and warned them to stay silent. The allegations suggest the courthouse wasn't just corrupted — it was weaponized. In this episode, psychotherapist Shavaun Scott helps break down the psychology of coercion, trauma bonding, and why victims often doubt themselves after years of abuse. We also examine how communities normalize silence, how victims experience relief when an abuser dies, and why power unchecked becomes exploitation. None of these allegations have been proven in court, but they raise urgent questions about how justice can survive when the judge himself is accused of being the predator. #JudgeMullins #SexForFavors #ScandalExposed #TrueCrime #SheriffStines #HiddenKillers #Corruption #Coercion #VictimsSpeak #Whitesburg Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Judge Kevin Mullins EXPOSED: S-for-Favors Scandal REVEALED The murder of Judge Kevin Mullins by Sheriff Shawn Stines didn't end the story — it blew the lid off a scandal. In the weeks after, women stepped forward with disturbing allegations: that Judge Mullins coerced them into sexual acts in exchange for leniency, avoiding jail, or even custody of their children. One woman, Tia Adams, told reporter Brian Entin she had sex with Mullins “countless times,” sometimes in his chambers. She described the encounters as humiliating, impossible to refuse, and driven by fear of retaliation. According to her, this wasn't intimacy — it was coercion, disguised as consent. Lawsuits and interviews allege that humiliation was part of the judge's strategy. Victims claimed Mullins threw money at them, degraded them, and warned them to stay silent. The allegations suggest the courthouse wasn't just corrupted — it was weaponized. In this episode, psychotherapist Shavaun Scott helps break down the psychology of coercion, trauma bonding, and why victims often doubt themselves after years of abuse. We also examine how communities normalize silence, how victims experience relief when an abuser dies, and why power unchecked becomes exploitation. None of these allegations have been proven in court, but they raise urgent questions about how justice can survive when the judge himself is accused of being the predator. #JudgeMullins #SexForFavors #ScandalExposed #TrueCrime #SheriffStines #HiddenKillers #Corruption #Coercion #VictimsSpeak #Whitesburg Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Timestamps: 0:00 It's just an intro 0:16 Google to verify all Android apps 1:16 Framework launches RTX 5070 module 2:58 Anthropic settles copyright lawsuit 4:20 Amazon hit with digital ownership suit 4:22 dbrand! 5:41 OpenAI adds parental controls 6:17 Spotify tests in-app messaging 6:56 Nothing Phone 3 photo controversy 7:43 4chan, Kiwi Farms sue UK regulator NEWS SOURCES: https://lmg.gg/qwcWz Learn more about your ad choices. Visit megaphone.fm/adchoices

Roblox is getting sued for failing to protect children from online predators, jazz-pop musician Laufey sings about self-worth on her new album (language), and what the celebration of Taylor Swift and Travis Kelce's engagement says about our culture. Slang of the Week - “41” (language) Elsewhere in culture: The music-streaming app Spotify will soon roll out a direct messaging function for app users. Forrest Frank created a video offering forgiveness to the other Christians—particularly Cory Asbury—who have been making parody videos about his back injury. A California family is suing OpenAI for ChatGPT's role in their son's suicide. Many people on YouTube and other platforms are changing their profile pictures to images of the once-hated Clippy to protest ethical failures in modern tech companies. Our newest episode of the Conversation Starter is all about the hit zombie show, and game, The Last of Us. Check out our video on Roblox here. Become a monthly donor today with the Table. For more Axis resources, go to axis.org.

Class action lawsuits in response to data breaches have skyrocketed as plaintiffs look to take advantage of courts' perceived leniency regarding standing. 

Greg Bishop shares some of the debate around President Donald Trump's executive order ending federal tax funds for cashless bail policies like Illinois' and the push back from proponents of the state's Pretrial Fairness Act.

Back with a new project on Regional Rasslin! Guest Steve Crawford returns as we begin to discuss the history of Angelo Poffo's famed outlaw promotion, ICW. We discuss early life of the Poffo family in the wrestling business, father Angelo, and his sons Lanny Poffo & Randy "Macho Man" Savage. Plus, we talk the early ideas of creating ICW in 1979, working with Dale Mann, merging with the talent from Knoxville's All-Star promotion, the legendary frugality of the Poffos, lawsuits, and much more!If you're enjoying WrestleCopia and interested in helping us continue to grow, please Subscribe to our Patreon to help us pay the bills! https://www.patreon.com/wrestlecopiaOR GIFT SOMEONE A PATREON MEMBERSHIP, OR ASK THEM TO GIFT YOU ONE AT https://www.patreon.com/WrestleCopia/giftIncludes the $5 “All Access” Tier $9 “VIP Superfan” Tier, and “The ULLLTIMATE Tier”, featuring our various VIDEO-CAST Series, Early Show Releases, our insanely detailed show notes (for the Grenade, Monday Warfare, Regional Rasslin, Puro Academy, & Retro Re-View), monthly DIGITAL DOWNLOADS for your viewing and reading pleasure, & more!HELP SUPPORT THE SELF-FUNDED WRESTLECOPIA BRAND, CONSIDER DONATING TO OUR PAYPALWRESTLECOPIA MERCHANDISE – https://www.teepublic.com/user/wrestlecopiaVisit the WrestleCopia Podcast Network https://wrestlecopia.comFollow WrestleCopia on “X” (Formerly Twitter) @RasslinGrenadeFollow & LIKE our FACEBOOK PAGE – https://www.facebook.com/RasslinGrenadeSubscribe to the WrestleCopia Youtube Channel at https://www.youtube.com/RasslinGrenade ★ Support this podcast on Patreon ★

BEST OF TST: Investigator John Christian Spadavecchia joins this live episode to discuss the ongoing legal battles of Corey Goode and David Wilcock, presenting his reports (Pt 1 / Pt 2) on the court transcripts. John will also go into detail about Stavatti aerospace, a company promising to bring advanced technology to the public. Lawsuits:https://www.courtlistener.com/docket/66786837/dimitrov-v-stavatti-aerospace-limited/?filed_after=&filed_before=&entry_gte=&entry_lte=&order_by=deschttps://www.courtlistener.com/docket/16986930/goode-v-gaia-inc/https://www.courtlistener.com/docket/17045199/goode-enterprise-solutions-inc-v-richards/?filed_after=&filed_before=&entry_gte=&entry_lte=&order_by=desc*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

Documentary filmmaker Charlie Minn joins Karen Conti to talk about a new documentary he is filming on the 2008 Lane Bryant murders, one of Chicago's coldest cases. Charlie details the case, talks potential motive for the crime, and comments on why this case is still unsolved. The scheduled release of Charlie’s documentary is February 2, […]

True crime writer and producer Tracy Ullman joins Karen Conti to discuss the newly released HBO documentary ‘The Serial Killer's Apprentice’, which is based on a book by the same name that was co-authored by Tracy. Tracy talks about serial killer Dean Corll and accomplice Elmer Wayne Henley Jr., who assisted in the murders of at […]

This episode of Black in Classic breaks down the headlines and the hidden truths: Candace Owens faces a lawsuit from the Macrons—what does this mean for her brand and influence? Donald Trump scrambles to win back his base after denying the Epstein files and sending the National Guard to D.C.—is his grip slipping? And finally, why being private with your relationships can protect your peace in a world obsessed with oversharing.

Sean "Diddy" Combs is facing three new lawsuits from anonymous male plaintiffs who allege drugging and sexual assault incidents between 2019 and 2022. The lawsuits describe encounters where Combs allegedly provided the men with spiked drinks, leading to unconsciousness and subsequent sexual assaults at various locations, including his East Hampton residence and Manhattan hotels. One plaintiff claims he was assaulted after being drugged during an afterparty at a Manhattan hotel, with parts of the incident reportedly recorded. Another plaintiff, a long-time employee of Combs, alleges he was assaulted during a meeting at a Times Square hotel to discuss unpaid compensation. The third accuser states he was drugged and raped by Combs and associates at a 2020 party at the East Hampton property.Combs' legal team has denied the allegations, calling them fabricated and expressing intent to challenge the claims and seek sanctions against the plaintiffs' attorneys. These lawsuits add to a series of legal challenges for Combs, who is also facing federal charges of sex trafficking and racketeering. Attorney Thomas Giuffra, representing the three plaintiffs, revealed that over 60 individuals have come forward with similar allegations, though only these three cases have been filed after vetting. The plaintiffs are seeking damages and jury trials, with their identities kept confidential due to safety concerns and fears of intimidation. Combs has pleaded not guilty to the federal charges and awaits a trial scheduled for May 2025.(commercial at 8:19)to contact me:bobbycapucci@protonmail.comsource:Diddy's 'perverted three word excuse when victim woke up while being raped' | Daily Mail OnlineSean "Diddy" Combs is facing three new lawsuits from anonymous male plaintiffs who allege drugging and sexual assault incidents between 2019 and 2022. The lawsuits describe encounters where Combs allegedly provided the men with spiked drinks, leading to unconsciousness and subsequent sexual assaults at various locations, including his East Hampton residence and Manhattan hotels. One plaintiff claims he was assaulted after being drugged during an afterparty at a Manhattan hotel, with parts of the incident reportedly recorded. Another plaintiff, a long-time employee of Combs, alleges he was assaulted during a meeting at a Times Square hotel to discuss unpaid compensation. The third accuser states he was drugged and raped by Combs and associates at a 2020 party at the East Hampton property.Combs' legal team has denied the allegations, calling them fabricated and expressing intent to challenge the claims and seek sanctions against the plaintiffs' attorneys. These lawsuits add to a series of legal challenges for Combs, who is also facing federal charges of sex trafficking and racketeering. Attorney Thomas Giuffra, representing the three plaintiffs, revealed that over 60 individuals have come forward with similar allegations, though only these three cases have been filed after vetting. The plaintiffs are seeking damages and jury trials, with their identities kept confidential due to safety concerns and fears of intimidation. Combs has pleaded not guilty to the federal charges and awaits a trial scheduled for May 2025.(commercial at 8:19)to contact me:bobbycapucci@protonmail.comsource:Diddy's 'perverted three word excuse when victim woke up while being raped' | Daily Mail Online

In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss the launch of the Tesla Model YL, more Tesla probes and lawsuits, new Nissan Leaf pricing, and more. The show is live every Friday at 4 p.m. ET on Electrek's YouTube channel. As a reminder, we'll have an accompanying post, like this one, on the site with an embedded link to the live stream. Head to the YouTube channel to get your questions and comments in. After the show ends at around 5 p.m. ET, the video will be archived on YouTube and the audio on all your favorite podcast apps: Apple Podcasts Spotify Overcast Pocket Casts Castro RSS We now have a Patreon if you want to help us avoid more ads and invest more in our content. We have some awesome gifts for our Patreons and more coming. Here are a few of the articles that we will discuss during the podcast: Tesla officially launches Model YL with 6 seats, starting at ~$47,000 Elon Musk says Tesla might never bring its new Model YL to US, and the reason is so stupid Tesla raises Model S/X prices, but bundles ‘Full Self-Driving' and brings back free Supercharging Tesla is under NHTSA probe for not properly reporting crashes involving Autopilot and FSD Tesla loses bid to kill class action over misleading customers on self-driving capabilities for years The 2026 Nissan LEAF is the most affordable EV with prices starting under $30,000 BYD undercuts rivals with low Atto 2 EV prices Kia just built its first EV in Europe Hyundai halts production of another luxury EV Here's the live stream for today's episode starting at 4:00 p.m. ET (or the video after 5 p.m. ET: https://www.youtube.com/live/IfI_6QwK5VY

Even after his 2008 conviction and infamous plea deal, Jeffrey Epstein remained undeterred—continuing to lure minors to his private island in the U.S. Virgin Islands. Lawsuits filed by the U.S. Virgin Islands Attorney General allege that Epstein trafficked girls as young as 12 to Little Saint James as recently as 2018, using deceptive promises of jobs, education, and money to ensnare them. This wasn't a residual crime—it was active, methodical exploitation that spanned well into the era when he was a registered sex offender and should have been cut off entirely.What's more infuriating is how systemic this was—despite being a known predator, Epstein's abuses persisted up to the brink of his arrest. Surveillance data later revealed that nearly 200 mobile devices visited his so‑called “pedophile island” between 2016 and 2019, underscoring that his elite network, and the trafficking operation on his island, remained in full swing. These weren't the isolated misdeeds of an untouchable man—they were the consequences of unchecked power and corruption that allowed an incarcerated predator to keep committing atrocities until he was finally arrested.to contact me:bobbycapucci@protonmail.comsource:https://www.independent.co.uk/news/world/americas/jeffrey-epstein-suicide-victims-girls-virgin-islands-lawsuit-trafficking-a9285536.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

The panel unpacks John Prosser's decision to release a new iPhone leak video despite facing an Apple lawsuit, debating whether it's reckless, irrelevant to the legal case, or simply part of the rumor mill's culture. Chuck Joiner, David Ginsburg, Eric Bolden, Brian Flanigan-Arthurs, Marty Jencius, Web Bixby, Jim Rea, and Jeff Gamet also discuss Apple's ongoing battles with patent troll Fintiv, highlighting the costs of repeated lawsuits and the value of legal timelines for context. Discussion turns to running AI models locally on the Mac for privacy and customization, before closing with excitement over David Pogue's forthcoming book celebrating Apple's first 50 years and his enduring role in the Apple community. Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:56] Apple suing John Prosser and reactions to his new video [2:33] Legal implications of leaks and rumors [4:58] Questions about content ownership and responsibility [6:29] Apple's history of shutting down rumor sites [8:12] The damage leakers cause to product launches [8:51] Fintiv's repeated lawsuits against Apple Pay [10:27] The difference between criticism and leaks [11:42] Past Apple tactics to silence reporting [13:21] Retaliation vs. responsibility in Apple's PR [16:45] Apple facing another Fintiv patent case [17:45] The value of legal timelines in tech lawsuits [20:20] How companies survive on constant litigation [21:29] Class action courts and friendly jurisdictions [23:16] Apple as a target for endless lawsuits [25:55] AI on your Mac with offline tools [27:50] Privacy benefits of local AI models [29:36] LM Studio as a framework for AI [31:21] David Pogue announces “Apple: The First 50 Years” [35:15] Anecdotes about Pogue's past work and speaking events [37:17] Personal stories and closing banter Links: Jon Prosser answers Apple leak lawsuit with iPhone 17 Pro leak video 
 https://9to5mac.com/2025/08/08/prosser-iphone-17-pro-video/ Apple pushes back on Fintiv's latest litigious attempt to profit off Apple Pay  https://9to5mac.com/2025/08/08/apple-fintiv-apple-pay-lawsuit-response/ Run ChatGPT-style AI on your Mac with OpenAI's new offline tools https://appleinsider.com/articles/25/08/06/run-chatgpt-style-ai-on-your-mac-with-openais-new-offline-tools David Pogue announces ‘Apple: The First 50 Years' book, available for pre-order now  https://9to5mac.com/2025/08/04/david-pogue-apple-the-first-50-years-book-available-pre-order/  Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The panel unpacks John Prosser's decision to release a new iPhone leak video despite facing an Apple lawsuit, debating whether it's reckless, irrelevant to the legal case, or simply part of the rumor mill's culture. Chuck Joiner, David Ginsburg, Eric Bolden, Brian Flanigan-Arthurs, Marty Jencius, Web Bixby, Jim Rea, and Jeff Gamet also discuss Apple's ongoing battles with patent troll Fintiv, highlighting the costs of repeated lawsuits and the value of legal timelines for context. Discussion turns to running AI models locally on the Mac for privacy and customization, before closing with excitement over David Pogue's forthcoming book celebrating Apple's first 50 years and his enduring role in the Apple community. Today's MacVoices is supported by Insta360 and their new GO Ultra, the tiny 4K camera that goes everywhere with you. Visit store.Insta360.com and use the come “MacVoices” for a free set of Sticky Tabs. Show Notes: Chapters: [0:56] Apple suing John Prosser and reactions to his new video [2:33] Legal implications of leaks and rumors [4:58] Questions about content ownership and responsibility [6:29] Apple's history of shutting down rumor sites [8:12] The damage leakers cause to product launches [8:51] Fintiv's repeated lawsuits against Apple Pay [10:27] The difference between criticism and leaks [11:42] Past Apple tactics to silence reporting [13:21] Retaliation vs. responsibility in Apple's PR [16:45] Apple facing another Fintiv patent case [17:45] The value of legal timelines in tech lawsuits [20:20] How companies survive on constant litigation [21:29] Class action courts and friendly jurisdictions [23:16] Apple as a target for endless lawsuits [25:55] AI on your Mac with offline tools [27:50] Privacy benefits of local AI models [29:36] LM Studio as a framework for AI [31:21] David Pogue announces “Apple: The First 50 Years” [35:15] Anecdotes about Pogue's past work and speaking events [37:17] Personal stories and closing banter Links: Jon Prosser answers Apple leak lawsuit with iPhone 17 Pro leak video 
 https://9to5mac.com/2025/08/08/prosser-iphone-17-pro-video/ Apple pushes back on Fintiv's latest litigious attempt to profit off Apple Pay  https://9to5mac.com/2025/08/08/apple-fintiv-apple-pay-lawsuit-response/ Run ChatGPT-style AI on your Mac with OpenAI's new offline tools https://appleinsider.com/articles/25/08/06/run-chatgpt-style-ai-on-your-mac-with-openais-new-offline-tools David Pogue announces ‘Apple: The First 50 Years' book, available for pre-order now  https://9to5mac.com/2025/08/04/david-pogue-apple-the-first-50-years-book-available-pre-order/  Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The sad reality is that predators exist in places of power where we should be able to have security -- immoral vampires and child abusers take refuge in schools, day cares, "respected" families and churches. Claims that covert and diabolical satanic cults are abusing children in ritual ceremonies have been spreading across this country over several decades amid much controversy. Lawsuits and allegations of this type of predatory behavior plagues every religious and educational institution, and even political persuasion -- it is a hell that is especially portrayed on children by individuals who use their abuses not just for sexual gratification, but for power and control. How do we respond to this incessant evil upon the innocent? Listen to Ground Zero with Clyde Lewis M-F from 7-10 pm, pacific time on groundzeroplus.com. Call in to the LIVE show at 503-225-0860. #groundzeroplus #ClydeLewis #SRA #pedophiles #humantrafficking #religiousabuse

The All Local Afternoon Update for Thursday, August 21st 2025

Send us a textIn this eye-opening episode of Dear HR Diary, I sit down with attorney Brian Williams ⚖️ to unpack a growing workplace concern: bullying and the liability employers face when it goes unchecked

TODAY ON THE ROBERT SCOTT BELL SHOW: CDC's Hep B Pivot, AAP Million Dollar Bribe, Modern Medicine Sham, Lathyrus Sativus, MAHA Report Health Crisis, Liz Reitzig, Food Freedom, Bad Science = Big Profits and MORE! https://robertscottbell.com/cdcs-hep-b-pivot-inesa-ponomariovaite-cbda-benefits-lathyrus-sativus-maha-report-health-crisis-liz-reitzig-food-freedom-bad-science-big-profits-and-more/ https://boxcast.tv/view/cdcs-hep-b-pivot-inesa-ponomariovaite-cbda-benefits-liz-reitzig-food-freedom-bad-science--big-profits---the-rsb-show-8-18-25-y21fso3sdttrpdpihxnx Please read this disclaimer carefully before you (“you”, “your”) use our [Your Website URL] website (“website”, “service”) operated by the [Your Business Name] (“operator”, “us”, “we”, “our”). Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.

ICYMI: Hour Two of ‘Later, with Mo'Kelly' Presents – Thoughts on the flurry of lawsuits against the makers of Ozempic…PLUS – Mo' reviews the new Billy Joel Documentary “And So it Goes” AND contrary to popular belief actor Kevin Spacey has not been canceled - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly

Marc Cox and Dan Buck talks with attorney Jeremy Rosenthal about blue states suing over federal crime grant restrictions tied to immigration compliance and how victim funds are meant to be used. They also dive into the FTC lawsuit against secondary ticket sellers, Ticketmaster's antitrust battles, and the rise of concert ticket prices from Taylor Swift to the NFL.

This week the podcast got broken into two parts because the Gamescom Opening Night Live stream happened in the middle of it! So let's start with some talk about Battlefield 6's beta and my time with Drag x Drive, then we'll come back and talk about Call of Duty Black Ops 7, Skate's rotating soundtrack, Resident Evil Requiem, Lego Batman: Legacy of the Dark Knight, all these free-to-play-looking games that got announced and immediately forgotten, the state of Louisiana's lawsuit against Roblox, New Jersey's lawsuit against Discord, and more! Get 10% Off your entire order & take advantage of Ridge's Annual Sweepstakes by going tohttp://ridge.com/jeffg #Ridgepod NO PURCH. NEC. Open to legal residents of 50 US/DC, Canada & the UK, age maj.+. Void where prohibited. Begins 8/1/25 and ends 9/15/25. 2 winners selected. Max Prizes total ARV: $380,000 USD / approximately $516,000 CAD / £306,800. Canadian skill-testing question required. Subject to Rules, including free entry method & odds: ridge.com/rules. Sponsor: The Ridge Wallet, LLC. AUCUN ACHAT NÉC. Ouvert aux résidents autorisés des 50 É.-U./D.C., du Canada et du R.-U., âge de maj.+. Nul là où interdit. Débute le 01/08/25, se termine le 15/09/25. Sélection de 2 gagnants. VDA totale max. des prix :380 000 $ US / ~516 000 $ CA / 306 800 £. Question d'habileté mathématique (Canada) req. Sujet au règlement, incluant méthode de participation gratuite et chances de gagner : http://ridgewallet.ca/rules. Organisateur : The Ridge Wallet, LLC. Learn more about your ad choices. Visit podcastchoices.com/adchoices

 Alex Stone reports Texas House Democrats are finally heading back to Austin after a two-week standoff over redistricting. Their return clears the path for Republicans to push through new congressional maps that could net them five extra House seats. But the fight's just getting started—California is threatening to redraw its own maps in the opposite direction, giving Democrats more seats to cancel out Texas's move. Heather Brooker: How “Clean L.A. with Me” is transforming filthy city streets into something Angelenos can be proud of. Michael Monks: City liability payouts have hit record highs—and that's why your sidewalks are still a  Monks continues: With lawsuits draining city funds, can anything be done to stop the bleeding and finally fix the problem?

Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Scripture: John 8 Top Headlines: 1) Trump, Zelensky Meet in Washington 2) Reports: Hamas Accepts Ceasefire Proposal, Negotiations Continue 3) New Immigration Enforcement Lawsuit Today's host was Michael Wear, Founder, President, and CEO of the Center for Christianity and Public Life.  Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #prayer #Russia #Ukraine #Putin #Trump #Zelensky #Europe #foreignpolicy #immigration #federalism #Israel #Gaza #ceasefire Learn more about your ad choices. Visit megaphone.fm/adchoices

Rhode Island AG Peter Neronha joins the show to talk about him and other attorney generals taking up lawsuits against the Trump administration and much more See omnystudio.com/listener for privacy information.

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CannCon and Ashe in America dive into the latest wave of election-related lawsuits and legislative maneuvers, breaking down how states are shifting strategies ahead of 2026. They examine challenges to mail-in voting laws, voter ID enforcement, and ballot access cases aimed at sidelining Trump, while highlighting where courts are pushing back. The conversation explores how both parties are using the legal system as a political weapon, the influence of state legislatures in shaping election rules, and what these battles reveal about the future of American elections. With sharp analysis and grounded perspective, the hosts connect the dots between courtroom fights, grassroots organizing, and the larger struggle for election integrity.

This one is full of emotions and jaw-dropping revelations! We kick off with a peculiar mishap of a picture frame that's been holding its ground for 14 years. Dive into the juicy headlines with Beyoncé snagging her first Emmy for her Netflix special, while Diddy's embroiled in a hefty $100 million defamation lawsuit! Witness the heartwarming moment when Chris Brown surprises a fan with $10,000 and a new car. There's drama with Sha'Carri Richardson's apology to her boyfriend, an update on Wendy Williams' conservatorship, and Yandy's emotional confession on 'Love & Hip Hop.' We wrap it up with a dare to follow, subscribe, and stay tuned for more spicy updates. Don't miss out on the fun!

What does it really take to thrive in real estate for nearly three decades through every market shift imaginable? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Clay County real estate icon Eden Jordan. With 27 years of experience, over 800 families served, and countless agents mentored, Eden shares a candid look at the grit, adaptability, and strategic thinking needed to not only survive but thrive in the industry's constant cycles. From the early days of handwritten contracts to the rise of social media marketing, Eden's story blends hard-earned wisdom with relatable humor. Listeners will hear Eden's journey from Disney College Program graduate to top-producing Realtor, her creative grassroots networking in playgrounds and ballfields, and her no-nonsense take on market trends, government influence, and the “greed factor” in housing. She opens up about setbacks, including lawsuits and the 2008 crash, and reveals the key systems, relationships, and mindset shifts that keep her business strong year after year. If you're an agent looking for longevity and growth in your business, take a page from Eden's playbook—listen in, take notes, and start applying these timeless strategies today. Subscribe to Real Estate Excellence for more top-tier insights from the best in the business.   Highlights: 00:00 – 09:15 Eden's Market Perspective and the “Greed Factor” No housing shortage in Florida? Eden's take on supply and demand The role of Airbnb in shifting inventory How government intervention impacts housing cycles Why affordable housing is a moving target Builders, pricing jumps, and the COVID-era market 09:16 – 18:42 From Disney to Real Estate – Eden's Early Career Path Disney College Program lessons in customer experience Trade show sales success and discovering her sales talent Transitioning from national events to local real estate Learning the ropes from seasoned agents at RE/MAX Starting in real estate before social media 18:43 – 28:10 Pre-Social Media Networking Tactics Viral email marketing before Facebook Leveraging MySpace for community engagement Playground and sports field networking strategies Building reputation through knowledge, not sales pitches Early career advantages as a young agent in an older industry 28:11 – 38:05 Thriving in Changing Markets Why some agents excel in tough conditions The danger of hibernating instead of staying visible Power of collaboration and peer support Mentoring new agents to overcome stagnation Lessons from working with top-performing peers 38:06 – 49:20 Setbacks, Lawsuits, and Lessons Learned The voluntary HOA lawsuit over $100 Emotional toll of feeling exposed in business Learning resilience from legal challenges Separating personal identity from the Realtor role Building a strong support team to handle business operations 49:21 – 1:21:55 Longevity, Leverage, and Consistency Hiring assistants early to focus on strengths Knowing when to scale with help or partners Social media's growing workload for agents Advice for agents approaching growth limits Balancing business drive with family priorities   Quotes: “There is no shortage of housing in this state—that's what I believe.” – Eden Jordan “I was an overnight success, but the best thing that happened to me was 2008 because my ego got back in check.” – Eden Jordan “The problem now is nobody's sitting there talking—they're just in their phones.” – Eden Jordan “If you're doing more than 10 or 12 deals a year, I don't know how people are doing it without help.” – Eden Jordan   To contact Eden Jordan, learn more about her business, and make her a part of your network, make sure to follow her on her Instagram, YouTube, and LinkedIn.   Connect with Eden Jordan! Instagram: https://www.instagram.com/edenjordan_/ YouTube: https://www.youtube.com/@micheletremblayrealestate3200 LinkedIn: https://www.linkedin.com/in/edenjordan/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #EdenJordan #ClayCountyRealEstate #RealEstatePodcast #RealtorLife #MarketCycles #RealEstateMentor #AgentTips #HousingMarket #PropertyInvesting #AirbnbMarket #FloridaRealEstate #RealEstateNetworking #RealtorGrowth #BusinessLongevity #SalesSuccess #MarketInsights #RealEstateStories #AgentLife #RealEstateTraining

Dr. Linda Varisco had it all — a wealthy upbringing in Long Island, a thriving chiropractic business, and a picture-perfect life. But when her marriage to a crack-addicted, cheating husband imploded, her world spiraled out of control. In a shocking twist, she got entangled with a criminal enterprise running through her business, leading to federal charges for conspiracy to commit healthcare fraud. In this entertaining and unfiltered interview, Dr. Varisco reveals how she went from living in luxury to serving a year and a day in federal prison — and how she rebuilt her life from the ground up. #PrisonStories #TrueCrimeInterviews #WhiteCollarCrime #RedemptionStory #WomenInPrison #TrueCrimePodcast #PrisonLife #lockedinwithianbick Buy her books: Book 1: https://www.amazon.com/Girl-Million-Dollar-Smile/dp/B0DQHB6RF6 Book 2: https://www.amazon.com/Journey-Right-Million-Dollar-Smile/dp/B0FB3QNQYW/ref=pd_bxgy_thbs_d_sccl_1/145-3040682-0764748?pd_rd_w=D8Nbx&content-id=amzn1.sym.dcf559c6-d374-405e-a13e-133e852d81e1&pf_rd_p=dcf559c6-d374-405e-a13e-133e852d81e1&pf_rd_r=3YCY59SGYR34T4NQT3WQ&pd_rd_wg=BLygp&pd_rd_r=f534e269-9786-4ee8-bb4b-aec22fae8cac&pd_rd_i=B0FB3QNQYW&psc=1 Follow her: TikTok: https://www.tiktok.com/@thelifeofmrpeaches?lang=en Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Get 50% off the Magic Mind offer here: https://www.magicmind.com/IANB50. #magicmind #mentalwealth #mentalperformance Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Use code LOCKEDIN for 20% OFF Wooooo Energy Buy Merch: http://www.ianbick.com/shop Timestamps: 00:00 Prison Stories & Bunkmate Drama 00:22 Introduction: Dr. Linda's Dramatic Life 01:46 Growing Up in Long Island 02:44 Family, Upbringing, and Parental Influence 05:33 Education, College and Career Choices 07:37 Switching to Chiropractic: Inspiration & Path 10:12 Starting Out as a Chiropractor 13:10 Early Business Partnerships and Trouble 16:02 Moving On: Cancun, Romance, & New Beginnings 18:08 Meeting Her Husband & Building the Business 21:02 Business Growth and Early Warnings 23:32 Betrayal, Lawsuits, and Business Collapse 25:43 Family Changes & Financial Struggles 28:08 Discovering Addiction & Heartbreak 32:32 Separation, Divorce, and Parental Challenges 36:46 The Aftermath: Rebuilding Business and Life 41:46 The Wrong Business Partners 44:35 The Big Mistake: Letting Others In 46:32 Warning Signs, Rapid Growth, and Anxiety 49:35 The FBI Raid: Clinic Seized 53:14 The Criminal Case & Legal Nightmare 57:04 Facing Federal Charges 01:00:01 The Trial, Plea, & Sentencing 01:04:09 Processing Prison & Self-Surrender 01:10:07 Prison Life: Friendships, Adjustment & Survival 01:16:16 Daily Reality & Finding Community in Prison 01:23:00 Loss, Tragedy, and Emotional Stories in Prison 01:26:30 Release, Halfway House, and Life After Prison 01:29:37 Rebuilding: New Career and Identity 01:33:31 Public Perception, Judgment, and Sharing the Story 01:36:01 Resilience and Lessons Learned 01:36:44 Final Thoughts, Humor, and Farewell Powered by: Just Media House : https://www.justmediahouse.com/ Creative direction, design, assets, support by FWRD: https://www.fwrd.co Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of "The Founder's Sandbox", Brenda speaks with Donovan Ryckis; CEO of Ethos Benefits, the nation's leading fiduciary benefits consultant in mid- -large market employers. Ethos Benefits was founded in 2016, after a chance request from a client of Donovan when he operated as a financial advisor--the client was faced with an increase in the companies' health insurance bill for the companies' employee plan that would have had a financial burden that threatened the sustainability of the company.   ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose.   Through Donovan's origin story we will have our eyes opened as business owners to the potential risks of employer sponsored healthcare plans and how to mitigate these risks. You can find out more about Donovan and Ethos at: www.linkedin.com/in/donovanryckis Upcoming master class on August 14th https://ethosbenefits.com/ https://businessofbenefitspodcast.com/ For a limited time only access the documentary: It's not personal, it's just  healthcare. https://ethosbenefits.com/documentary/     Transcript:  00:04 Welcome back to the Founder's Sandbox. I am Brenda McCabe, your host on this monthly podcast. It reaches  business owners and entrepreneurs who learn about building resilient, scalable, and 00:32 purpose-driven companies, all with great corporate governance. I am Brenda McCabe, and I am your host. And the guests that come to the podcast are not only those founders and business owners who are sharing their experiences, but also corporate directors,  investors,  and professional service providers who, like me, want to use the power of the private enterprise, small, medium, and large, to create change for a better world. 01:00 Through storytelling here and a recreated  sandbox,  my goal is to equip  one startup founder or one business owner at a time to build a better world through great corporate governance. Today, my guest is Donovan Rikas.  He is joining the podcast as CEO of Ethos Benefits, the nation's leading fiduciary benefits consultant in the mid to large market employer space. 01:29 So I'm absolutely delighted to bring in a professional service provider in  the employer benefits area, which  we're going to  unpeel  this  sector  today in the podcast. it's fascinating. So thank you, Donovan, for joining me today. Thank you, Brenda. Thanks for having me. Excellent. So  the company you and Chelsea, your wife and president of Ethos Benefits, 01:59 was founded in 2016, which wasn't that  long ago.  But it happened serendipitously.  You got a chance request because at that time, you were a financial advisor, right? Yes. When  your client was faced with an increase  in the company's health insurance bill for their employee plan,  pardon me, that would have had such a financial burden,  it would have threatened the sustainability of 02:27 the company and that's your client. So what did you do Donovan? What was the origin  of Ethos Benefits? Thank you. Yeah, so that's exactly right. I started as a financial advisor.  So Ethos Benefits was formerly a registered investment advisory, which was Jay Donovan Financial.  And one of the interesting things that are a little bit different on the security side versus the insurance world is 02:56 the ability to  license and designate yourself as a fiduciary advisor to your clients.  So that's really important and that's kind of where we started as financial advisors. So that essentially means that you're not gonna be commission-based with variable commissions based on what you wanna sell and the client doesn't really understand, right? You're gonna be  transparent with how you earn any compensation. 03:23 and you're not gonna have any conflicts of interest that might change  the recommendations or advice that you're giving them. So it's gonna be flat fee and you get to work with them directly instead of working for the financial institutions and the insurance companies kind of in the background that are actually the ones incentivizing. Cause  it's this odd relationship where it's like you think the financial advisor is working for you but they're actually incentivized by the institutions  that they're representing. Very important clarification because we do have a question 03:53 further on, which is, you know, what, what, how does the 401k management, right about employers 401 plan, mirror that of healthcare benefits? Yeah, for sure. You'll start to see some of those. So that's how we're working as financial advisors. And that's an important distinction as we get into an explanation of 04:22 the whole healthcare industry and how that works. So you're exactly right. I was working as a financial advisor, working with business owners  because they had more kind of complicated planning and tax structures and things that I could do to really make a difference.  And what I realized is when most of them had commission-based advisors, they'd rush to sell a product, mutual funds  with upfront loads and REITs that had  proprietary commissions and all this kind of stuff. And then they would leave without worrying about any of the 04:52 tax consequences,  you know, islets or trusts or even wills, right? Like all these extra things that business owners needed to set up their own personal wealth, but also their company, their 401k, maybe combining a defined benefit plan. So that was kind of the niche I chose.  And it was incredibly lucrative. I loved it.  Was doing exactly what I wanted to do until that client kind of asked me for that help, like you alluded to. 05:21 And it was 40 % increase on his health insurance. He said, my broker says, this is it. There is nothing else. Can you help? And I didn't know any idea. Like I had no idea about health insurance or what I do. But yeah, just- No, no. problem. 05:39 And certainly as a financial advisor, it kind of seemed like going backwards and beneath me. didn't really want to do it, but I was like, I could hear the panic in his voice. And I was like, yeah, absolutely. Just send me everything you have. And after about three weeks, basically making as many connections in the industry and learning as much as I could and trying different things, we basically mitigated that increase entirely. 06:05 And he actually came three points under where he was currently today before that increase. And we didn't take away any benefits from employees. We didn't put them in smaller  HMO networks. We didn't increase deductibles or increase their premiums. None of the usual tricks.  So this was a like for like solution. We actually improved the plan a bit and came in under.  And it really made me realize in that moment, it wasn't my experience or my education or my smarts that 06:34 may be able to do this,  it was a lack of conflicts  in compensation and incentives,  right? Because his broker does about $7 billion a year annually.  I didn't come in with more market knowledge, leverage, or experience. I just didn't have conflicts of interest and compensation. That's what  started me down this path.  And  back then,  you hadn't yet  created Ethos Benefits with that name. 07:03 So when I did a little bit of research,  I couldn't have been more delighted that you actually reached out to to be featured on the founder sandbox because of two reasons, you the word fiduciary, right?  It was in  your basically your call to action, right? Or your or the definition of company. So,  you know, you  are  the governance of a company goes way beyond making a profit for shareholders. 07:32 the duty of care, the duty of loyalty and the duty of obedience is really the underpinning elements of  fiduciary duty. And on your website, you say our ethos is simple fiduciary first. So we're going to appeal that in here in a minute here. So act in the best interest of those we serve,  no matter the cost. You also on the website,  you you had a purpose ethos represents the guiding principle. 08:01 character or spirit of an organization or a person is the why that drives decision making and feels purpose. So I,  I looked like I was reading what next act advisors may consult a firm is about is just really finding those purpose driven. So  with that, I wanted to just, you know, ask you,  what was that you had that first client that first aha moment, and 08:29 How long did it take you and did when did you realize that this could be a a career change for you, right? Rather than a financial advisor, you were actually actually a health care benefits advisor, right? Yeah, I mean, I think I think the first moment is, you know, being being a financial advisor was very lucrative. And I like the people I was working with. I liked working with entrepreneurs and business owners and and, you know, just 08:58 I found them inspiring and I was curious about the things they're doing. And  I think that kind of lifts everybody up when you keep a circle like that, right? Like you  push yourself harder, you learn, educate and do different things.  So I love the clients I was working with. Like I said,  maybe  working on personal wealth for individuals though, isn't the most rewarding thing you could be doing. seeing that... 09:25 Don't get me wrong, I was paid well enough. It would have took me a long time to figure out that it wasn't very personally fulfilling.  But seeing that first case, mean, the first thing I did when I got that successful proposal back, before I presented it to the clients is I was looking at the math  of what does this cost? What difference does this make per paycheck to all the individuals in this planet? And then I'd look at somebody, my God, this person's got a wife and two kids. Look at the difference in premium there. 09:54 I was calculating my work in return to the average American worker and realizing like me putting myself aside to  proactively, strategically go after this problem instead of making a decision for my own personal commission, looking at how much that impacted everybody. And that was powerful. 10:20 I'm going on 20 years in financial services and every aspect of it, I've seen people who prioritize commissions over, you know, a better product, a better outcome for an individual. But the idea that that could be done on scale to where you're now making that decision for yourself over 200, 500, 2000, 3000 employees, like that's pretty disgusting, right? So seeing that that kind of impact could be made. 10:49 I mean, it was  it was really not a question after that I knew I was transitioning my business. Excellent. Excellent. So  my own path  after 25 years in Europe  was quite an eye opening experience when I came back to the United States, I am a US citizen, but I had to get you know, I've been working for myself and I had to get self insured. So  I got back this is like 11:18 12 years ago, I got the Affordable Care Act for dummies from my local library.  I had not yet transferred my tax certification to the United States takes quite a few years when you've been gone so long.  So you because you do have to sub venture tax returns and all that. And then  I ran into I met Marshall Allen, the author of never pay the first bill and the other ways to fight the healthcare system and when 11:46 Marshall Allen actually spoke at  a graduate or alumni event of University Chicago. And  I was, you know, reading these books. And you know, eventually,  I got my own broker to help me get onto the exchange. But it every year has been  an experience.  I'm fortunate to be part of a  membership organization through which  for small  and medium sized businesses and I get  PPO through 12:14 I won't mention names, but  I was  blessed because just  and I'm 12 years in the United States, you have to knock on a lot of doors to actually get health care when you are a small business  owner  and really  understand what  you are paying for,  not only your premiums of what are the services  that are provided. So can you talk about  the average 12:44 premium for a family of four and some of the  numbers that you discovered  and believe  we as a country could actually improve  on the outcomes, healthcare outcomes with the actual spend we have today, right? Yeah, we're getting the numbers are pretty wild. mean, I feel like we're really kind of getting to a breaking point with it.  You know, 13:12 For what I work on, employer-sponsored healthcare, 186 million Americans are covered under employer-sponsored healthcare plan. These plans can average increases anywhere from seven to 10 % annually. We see a lot of reports that come out that kind of measure these things. Kaiser Family Foundation does one, Milliman Index is another one. So there's a lot of studies that kind of measure this annually and changes for employers across the board. 13:41 What we saw this year for 2025 was the average cost for a family of four under employer sponsored health care plan is $35,119, which is just an astonishing number. That is unaffordable for an employer. That's unaffordable for an employee. And it's unaffordable for them to split that cost as well, which is how these, yeah, that's how they're structured in some way or another. 14:11 And another number to know that kind of governs this is the ACA affordability percentage, which is essentially where employers have to contribute, they have to contribute enough to keep the premium under this amount, which is 9.02 % this year. So premium for one of your employees cannot exceed 9.02 % of their take-home pay. 14:39 And this is updated on an annual basis, correct? Correct. Yeah, it fluctuates a little bit, but it's always right at 9, 8.5, 9.2, it's balanced up and down. But that's a pretty astonishing number too. And I see a lot of companies that are basically designing their contribution just to stay under that. it's, obviously they'd love to do more, but with the way these costs increase annually, sooner or later, they get to that point. 15:07 where they're kind of designing it just to be under 9 % of the employee's income. Okay, that's  astonishing.  And I'm happy that you  are working nationwide now with employer benefits with companies that, what's the size of the companies that you typically sell to? So we only work with large employers these days. And if we have somebody come in a little bit under, we have some associate agencies that we can kind of refer them to. 15:36 I'd say our minimum is usually like 250 eligible employees all the way up to 5000. Yeah, so anywhere in that mix. Excellent. So when again, I first met you was unaware because you've basically become nationwide in the last what two, three years, right? I'd say around COVID. Yeah, I took off right. So when I was speaking with you spent some time on the website. 16:06 I was trying to understand the sales alignment. So how you reach customers, those employees that have 250 between 250 and 5,000 employees, right? My first reaction was, OK, Donovan, go in with either of these benefits. You do a cost down, right? You've done, you basically work yourself out of the job. You corrected me. So for my audience, so how? 16:32 does ethos benefits work for a company, right?  What is that?  Is it is it an annual  engagement  talk walk me through the work you Yeah, I mean, things are happening on a daily like when we break down our scope of services, we'll actually show them like,  these are daily, these are weekly tasks, these are monthly, quarterly and annual because there's so much happening.  So  we're talking about the employee benefit space. Yes, it's  the 17:01 kind of designing consulting for the annual premium for a 12 month period. I think that's what people first consider.  But there's also a ton of compliance factors that have to happen throughout the year that that company has to fill out, right? Could be anything from section  125s,  5,500s,  wrap documents, all kinds of notices and disclosures  that need to be done.  Also, you know, we deal with benefits administration. So that's... 17:29 How are the employees making elections, seeing premiums? Is that integrating into payroll?  So functions like that with eligibility in and out of the company  adjusting that.  But also we kind of discussed and talked about the fact that health care is incredibly complex. So all the same market influences, where the market's at, interest rates,  inflation, all that kind of stuff affects  health care rates just like any other company in the market. 17:58 but it also gets as granular as  new medical procedures, new drugs, new generic drugs that are now an option.  It can even go down, you know, locally or regionally to where we get a new CFO in a hospital group and that starts changing the reimbursement rates that they're requesting from the insurance. So we see that where kind of a CFO comes in and they start flexing, making life difficult in a particular region or with a hospital group. 18:28 So all these things are kind of coming together and changing every single day.  Also the fact of the sheer amount of bills,  claims that come through.  So what we see on average,  this is a pretty crazy number, but  what we see on average is 18 claims  per employee per year. Okay, that's a lot.  That's a lot. So if we had just a hundred employees, that'd be 1800. 18:56 basically accounts payable  into the company. And that's part of our job too, because as you might imagine, hospitals make tons of mistakes on the bills, about 80 % of the bills have mistakes.  And then we also have to make sure that those are coming in at fair reimbursement rates to the company, because what hospitals bill is a spectrum for the exact same procedure. And the only difference is the payer. It's not the patient, it's not the complexity, it's not the physician, like it's literally 19:25 just the insurance card that can affect that difference in reimbursement rates. So all these things kind of come together where, yes, it  very much is a daily  task for me and my team on different things that we're working on. And- Are you an advocate in any way for the employees? Yes,  very much. So, you know, it's two, there's two complicated ecosystems at the same time that we're trying to navigate. 19:52 One is certainly the healthcare finance, which is what we're working with the company. But healthcare delivery for employees and members is just as complicated and confusing as far as where do I go? What is this gonna cost? What's the next step? Can I get a second opinion? How would that work? Right? And also helping navigate them to their highest cost or their lowest cost, highest quality and understanding what that is and giving them options to seek care at. 20:21 at lower prices if that's available. Excellent.  So your  delivery platform, is it like a customer success team  that  is assigned solely to that client? How does it work? Yeah, so it's kind of different. every employer is starting at a different place. They also have different ideas of where their end place or where their goal is. 20:49 healthcare delivery, kind of working on some things like that, there might be a couple of different ways we handle it. One might be having a direct  primary care provider. So the idea of a direct  primary care provider is basically same day, next day appointments with your primary care physician  and 30 to 60 minute visit times, not the average, which is seven minutes with a PCP, which is what most people get across the country.  And  with that DPC provider, you can also do things like 21:18 stitches,  blood work, get generic meds. So we're talking about more of a comprehensive service when you actually need it, not  the 14, 18 day  primary care. So that might be one of the ways we help with healthcare delivery.  It might be a nurse concierge where they have a nurse that they can help find providers,  navigate them. That might be a part of it.  So it kind of depends. then also  a lot of the times are 21:47 Our team will basically act as a care coach, where if they have anything going on, they can just call us. We'll help them set appointments, navigate them towards care, help them with their ID problems. Fantastic. Anything else you'd like to share or shed some light on the service offering of ETHOS benefits? So we're going to jump into a legal question in a minute here. 22:13 Yeah, I mean, it always just depends on the employer.  what I would say is generally they find everything we do to be  more comprehensive. And I think that's just the nature of the fact that we're not seeking compensation from the insurance providers or working with the client, because  it's my belief that we don't have a single thing to sell to an employer.  Employers have a health care problem. And we're here to solve that and work through that in any 22:42 way that they need at that given time.  So we're not,  you know, pushing those solutions are having those conflicts.  It's an excellent segue down into  current lawsuits  that are popping up with respect to,  first of all 401k, lawyer, and now healthcare benefits. So before we jump into that some specific cases, you know, for my listeners, what does fiduciary mean? 23:12 in your business model, right? Please. Yeah. So fiduciary for us is certainly always acting in the best interest of those that you represent. It's the highest standard of care.  So you mentioned a couple of things  earlier, loyalty, obedience. I think the biggest thing where companies may think they're acting as a fiduciary and they're not, because while we carry that duty to our employers and our clients, 23:40 Employers have that duty to all of their employees. And that's something that are kind of educating them because a lot of them don't realize it. But  I think the big duty that is  left out or misunderstood is the duty of prudence.  Okay. So did they go far enough in investigating solutions and understanding the problem and working through it and having a committee within the company to kind of help go through that? Because what I mean, in a compensation package, there is nothing more important 24:10 than the cost of health care and the options in health care, right? And how those decisions are being made.  So I see the duty of  prudence being the kind of  most 24:23 I, the duty with the most opportunity, let's say, maybe, maybe the most misunderstood because  the employer sometimes think, well, you know, the broker came in and he showed me one or two other options.  This is the least worst option. Therefore that's what we're doing. And I think that's enough. Right.  And that is not the case.  And it's only until there's a 40 % increase due, right. It doesn't employer say  my business is not sustainable. 24:51 So actually healthcare is what not the number two or number three expense  in the company's PNL today. Correct. Right. So walk me through some of these  recent lawsuits.  Yeah, I think we have companies like J &J and JP Morgan. Speak to me about that. 25:14 Yeah, J. J. J. P. Morgan, Wells Fargo. A lot of them are almost they're copied and in some parts of the complaint,  because it's very much the same thing. the first one we saw was  Lewandowski versus Johnson and Johnson. And this is for their health care plan. You know, they're a Fortune 50 company.  I think they somewhere around 160,000 employees. 25:42 and they have a benefits committee and a benefits team of 16 or 18 people. So a big team of people to help make these decisions, understand them and vet them. And the lawsuit is basically for their decision of pharmacy benefit manager. So a pharmacy benefit manager essentially sets the price for any drugs that employees could get within the plan. And it lays out 35 or so specific examples of drugs 26:12 but basically they agreed to pay  up to  13,000 times  the cost of the drug that's available, just cash pay.  employee and employer funds are agreeing to pay that kind of multiple on a drug that's available without insurance, much, much cheaper.  And the  lawsuit is brought by the plaintiffs, who are they? 26:40 am Lewandowski. So she's she's the plaintiff. And then I believe as it's developed, other employees have kind of came on. So 13,000 was it do you know, I know that you're not directly involved in this case. Nor should you speak to it if that is the case. But is the transparency of the data? Can you get that data if you were an employee to then understand the 27:09 multiples that your employer plan has agreed to pay to the pharmacy benefit. I'm aghast. 13, I think the number is 13,226. So when this came out last January, the first thing I did is I read through the whole complaint. It was like 130 pages went through all these. So for all the drugs that were mentioned, I ran 27:40 J &J's prices, again, Fortune 50, 150, 160,000 employees. So you would assume they're getting leveraged prices, they're making great decisions, all those kinds of things. I ran those prices against what my clients were paying. And in the smallest, like I think our smallest in my book of business, like 100 insured employees somewhere around there, they were paying 94 % less. 28:06 for the same, for one fill of all the same drugs. So the math worked out to be like 135,000 for J &J for one fill of each of those. And my clients were like 3000 or 4000, don't know, it's all my LinkedIn. posted the public letter as soon as it came out. But I basically price referenced them. So it's not a question of leverage or buying power, know, all the ridiculous things you hear. 28:34 when you're talking to  an insurance broker for these types of decisions,  it's literally, it comes down to that question of prudence. Like,  how did you vet these decisions?  Do you know how the pharmacy benefit manager is getting paid? Do you know what these drug benchmarks are against the cash price?  And that's  where I think this lawsuit is gonna be a slam dunk. Like, there is no reason for a company that size with that big of a benefits committee to hire such a conflicted PBM, is what they call it. 29:04 You heard it here on the founder sandbox. So stay tuned for  any other  lawsuits that are  worthy of mention. Do all of them? Are they all related to the pharmacy benefit manager conundrum?  There's there's all kinds of lawsuits. I think the PBMs are the lowest hanging fruit because it's so easy to benchmark. But certainly the same arguments exist with  hospital reimbursement rates. 29:33 And we're starting to see those as well. Excellent. Well, thank you  for sharing  a bit more  details on  the  recent,  I guess,  health care benefits in the news, right? Lawsuits.  Going to get a little bit technical here. 29:57 because you allowed me to.  the framework of the CAA of 2020 and 2021, that's the minimum set of standards for activities to benchmark health care plans.  And so  what are they?  Because it then leads into  some of the common sense strategies  that employers can deploy immediately.  So can you walk? Because this is just as yesterday, it's actually during the pandemic. What's the CAA? 30:27 of 2020, 2021. Thank you. Yeah. So that's the interesting part of this. So the reason I said a decade ago, over a decade ago, I was waiting for these health care lawsuits to happen. It's because Arissa has always stated that  employers have this fiduciary responsibility, just like they had with  401k. The problem has been, and the reason these lawsuits didn't come sooner, is that health insurance companies  make this data hard to access. 30:56 different carriers were released different amounts.  And there was no set of compliance standards for employers to understand this is how I go about making it, making these decisions and benchmarking these decisions, right? Like  it was all just too vague, too opaque. The data was too gagged and withheld from the employers.  So the starting point of how do I know I'm being prudent or not, that's kind of what wasn't known prior to the  CAA of 2021. 31:27 So  the CAA  basically defined a set of minimum standards  that you have to do to even pretend like you're being a prudent fiduciary for your healthcare plan. So there's four things, but there's three main things. I'll mention the fourth thing as well, because there's funny stuff about that.  So the first one  should be the most obvious, and  it's kind of our founding story, which is understanding 31:53 your broker compensation before you enter into any arrangement or agreement for your upcoming plan. So that should not only be how much,  it should be when, what type of bonus is there. If you're looking at carrier A, B, and C, really what it says is you should know what is their compensation for carrier A, B, and C before you make an arrangement, because they will be different. And that will change the recommendation, the advice, the conversation that you're having with that broker. 32:23 is critical. That is so critical. And  in reading these transparency commission  disclosures from  brokers, it is wild, the stuff that they put in there and how conflicted their advice is.  One of them that I looked at last week said, broker acknowledges that their parent company has equity in the insurance carriers that they're recommending. Oh my gosh. So they're essentially saying, 32:52 We are an insurance company that's going to bias our recommendations to the own companies we have equity in. It's like, that's no longer a party you should take advice from, right? 33:07 Okay, so that's part one.  Yeah, no, this is this is  and you know,  I without it's gonna get too technical because the gag clause and  the prescription DC reporting so that you know, basically CAA has provided the set of benchmarks, right, which  you need to at least checkmark right before you actually do. 33:35 engage or decide on your employer benefit plan.  Yeah. To be in compliance with your fiduciary duty, particularly that of prudence. Yeah.  Yeah. And I think companies shouldn't look at as a checkmark. I think if they apply it with a good faith effort, they'll see like, oh,  it's not compliance. This is a framework  for making better decisions.  Right.  And that's what it's meant to do. It's meant to say, 34:05 Know your compensation, know your drug benchmarks,  and  eliminate any gag clauses to your data because you need your data to make decisions. So I think if companies make a faith effort, they'll automatically get better outcomes. That's the way here. Excellent. Well, thank you, Donovan. I want to give me this time to actually  speak about  how to contact you,  your company. But more importantly, 34:34 There is  you're hosting a webinar on August 14, which is right around the corner. Can you  give us some more details?  The details will be in the show notes,  but speak to the event that ethos benefits is hosting on August 14 2025. Thanks. Yeah, thank  you.  Yeah. So on the 14th, we're doing a fiduciary workshop masterclass, which is basically understanding what your 35:03 what your duties are, how to get through them, how to navigate them, how to have this framework for decision making and document that process as well. And it's all geared towards just achieving those better outcomes for your company, eliminating any of these risks and really creating positive results for your people. Excellent. And any information with respect to how to reach out to you beyond the- Yeah, sorry. the registration is on a banner on the top of our 35:33 on our homepage. So ethos benefits.com. If you connect with me on LinkedIn, LinkedIn,  Donovan, ragas, you can find it there as well.  Great. Well, I'm coming to the  part of my podcast, which  brings us back to the sandbox.  In my work, I'm all about working with purpose driven, scalable, and resilient companies. 36:00 And so I ask my guest, what is the meaning of each of those terms? What does purpose mean to you? 36:08 Purpose, what does it mean to you? That's such a big question that you can go a lot away from. You know, I feel like purpose should be almost like a hidden driver. It's almost not like a well-considered thing. It's just kind of driving you forward.  I think our purpose  is progress,  right? Like if something can be done better, it should be and just kind of moving forward with that. 36:35 We're trying to move one company at a time, but also the industry and better outcomes  for the country. 36:43 And that good feel factor when you get up in the morning and know that you're doing good, right? Yeah, absolutely. Let's just sleep well at night. Right? Yes. Amazing. How about resilience? You did share with me off  camera that yeah, while you abandoned the financials,  advisory role, it took almost five years, right to really find product market fit, right  and build this because it's a very unknown right industry. 37:12 unknown service within a very, very  complex industry, right? Yeah. So resilience for you, what does that mean?  Yeah, I think you're right. You know, it took us a while because we were sharing such a wildly different message than what people were hearing from their brokers. And sometimes they look at you and be like, well, you're small, they're big, that must mean they're right, right.  So I think resilience is being able to go from 37:42 failure to failure without any loss in energy, right? So when something doesn't go your way and you have an obstacle, an outcome that is less than desired, it's about being able to push on still without losing any of your optimism or energy. And that's all we do. So. Thank you for what you do. And scalable. What does scalable mean? 38:07 Scalable is certainly about having an actual documented process. I think when you're getting into something new as a company or a new system or procedure process, if it's not something that everybody in the company could repeat in the same way that I do, just inherently the way I do it because of my background and education, if it's not repeatable for everybody and everybody doesn't understand the purpose for those steps, 38:36 the outcomes from those steps, like the end result, it's definitely not gonna be scalable. Thank you. Final question. Did you have fun on the sandbox today? I did. Thank you so much for having  me. Thank you, Donovan.  So to my listeners, if you liked this episode with Donovan Rikas from Ethos Benefits,  sign up for the monthly release of founders, business owners, corporate directors, and professional service providers that share their experiences. 39:06 and how to build with strong governance a resilient, scalable, and purpose-driven company to make profits for good. Signing off for this month, thank you very much. Have a great day.  

The Oregon Youth Authority is under heightened scrutiny following a wave of lawsuits alleging sexual abuse and a culture of neglect in the state’s youth correctional facilities. The agency, which has faced criticism for mishandling abuse complaints, now has a new appointed leader — Michael Tessean — who takes over from interim director Jana McLellan. That's after Gov. Tina Kotek fired longtime director Joe O’Leary earlier this year over a backlog of unaddressed abuse reports.   OPB politics reporter Lauren Dake joins us to discuss the recent lawsuits, the agency’s troubled history and what new leadership could mean for the future of juvenile justice in Oregon.  

Jeffrey Pritchard, Legal Director of the Coalition for Political Forecasting, analyzes lawsuits about Kalshi's sports contracts and their implications for prediction markets. Rule3O3 discusses Indian-American gender divides and the impact of childhood grievances on politics. Timestamps 0:11: Chougule introduces segment with Pritchard 1:07: Chougule introduces Rule3O3 segment 1:28: Mamdani victory 2:10: Intro ends 4:10: Pritchard segment begins 4:13: Why Kalshi wants to be regulated under federal law 4:41: State regulation 6:34: CFTC 7:24: State compliance costs 7:43: Kalshi's goal 9:09: Liquidity 10:59: Criticisms of Kalshi 11:08: Zubkoff tweet 12:40: Pritchard agreement with Zubkoff 12:54: Contradictions in Kalshi's position 13:41 : Mansour response to Zubkoff 14:37: Pritchard response to Mansour 16:28: Chougule's view of Kalshi sports contracts 18:28: Chougule defends Kalshi 19:46: Market demand for sports betting 20:24: The need to attract sports bettors  21:22: Regulatory environment 22:53: Retail traders 24:01: Gaming industry 29:48: Lawsuits 29:58: Nevada 30:37: New Jersey 31:15: Maryland 31:23: Illinois 31:46: Third Circuit 32:11: Timing 32:24 : Pritchard segment ends 32:39: Rule 3O3 segment begins 32:41: Gender divides among Indian-Americans 32:54: Saira Rao 33:22: White women 35:51: Finding an edge through elite thinking 36:06: Childhood trauma 36:57: Outsider psychology 37:34: Political biographies 38:20: UVA rape accusation 40:31: Crime demographics in mainstream media 42:41: Rule3O3 segment ends 42:57: DC August Forecasting and Prediction Markets meetup Star Spangled Gamblers is a podcast on betting and winning real money on politics. SUPPORT US: Patreon: www.patreon.com/starspangledgamblers FOLLOW US ON TWITTER/X: @ssgamblers VISIT OUR WEBPAGE: www.starspangledgamblers.com  Trade at Polymarket.com, the world's largest prediction market. Join us for our monthly DC Forecasting & Prediction Markets meetup on Thursday, August 14 from 6-9pm. We're returning to Rocklands BBQ in Arlington a few blocks from the Virginia Sq-GMU metrorail stop on the Orange/Silver line. Free parking also available. We'll be in the private space upstairs; head to the back of the restaurant, and up the stairs on your left. Our guest speaker this month is Ambassador Tom Miller. A 29-year career diplomat, Ambassador Miller's experience in the Foreign Service spanned many continents, including posts in Greece, Bosnia-Herzegovina, Cyprus, Thailand as well as the State Department in Washington, where he worked on North Africa, the Middle East, and counter-terrorism issues. From 2019 to 2022, Tom was Chair of the Board of the US subsidiary of Intralot, Inc., a US corporation that runs lotteries in 11 states. Last-minute/onsite walk-in RSVPs here on this Partiful event page are welcomed! https://partiful.com/e/2VIW9cQaw6pexbaQSmUh?f=1&photo=all Who are we? We are prediction market traders on prediction markets like Kalshi, Manifold, PredictIt, and Polymarket, forecasters (e.g. on Metaculus and Good Judgment Open), sports bettors (e.g. on FanDuel, DraftKings, and other sportsbooks), consumers of forecasting (or related) content (e.g. Star Spangled Gamblers, Nate Silver's Silver Bulletin, Scott Alexander's Astral Codex Ten), effective altruists, rationalists, futurists, and data scientists. Forecast on Manifold how many people will attend meetups this year: https://manifold.markets/dglid/how-many-attendees-will-there-be-at?play=true This meetup is hosted by the Forecasting Meetup Network. Help us grow the forecasting community to positively influence the future by supporting us with an upvote, comment, or pledge on Manifund: https://manifund.org/projects/forecasting-meetup-network---washington-dc-pilot-4-meetups Get notified whenever a new meetup is scheduled and learn more about the Forecasting Meetup Network here: https://bit.ly/forecastingmeetupnetwork Join our Discord to connect with others in the community between monthly meetups: https://discord.com/invite/hFn3yukSwv

The floodgates are open following a landmark $243 million ruling against Tesla in a wrongful death suit in Florida, and now that same lawyer is thirsty for more. He's not alone, either, and America's leading EV brand seems to be dodging court issues in California and even from its own shareholders! We've got all this and more on today's ruinous episode of Quick Charge! We've also got some killer deals on J.D Power award-winning 2026 BMW electric and plug-in hybrid models and a massive, 82 MW community solar project happening right here in Chicago. Today's episode is brought to you by Retrospec—makers of sleek, powerful e-bikes and outdoor gear built for everyday adventure. Check out Retrospec's viral city ebike, the Beaumont Rev 2, made with a vintage-inspired frame design and modern electric features, all for just $999! Electrek listeners can get 10% off their next ride until August 14 with the exclusive code ELECTREK10 only at retrospec.com. Source Links Fresh TSLA lawsuits, V2X options, and the USAF is blowing up Cybertrucks Tesla does a rare ad and it's pathetically misleading Tesla leads price cuts as US EV sales post 2nd-best month ever Revel is shutting down its Model Y-powered ride-hailing, which was basically Tesla Robotaxi BMW isn't wasting any time discounting its new 2026 EVs Prologis set to generate a MASSIVE 82 MW of energy with rooftop solar Prefer listening to your podcasts? Audio-only versions of Quick Charge are now available on Apple Podcasts, Spotify, TuneIn, and our RSS feed for Overcast and other podcast players. New episodes of Quick Charge are recorded, usually, Monday through Thursday (most weeks, anyway). We'll be posting bonus audio content from time to time as well, so be sure to follow and subscribe so you don't miss a minute of Electrek's high-voltage daily news. Got news? Let us know!Drop us a line at tips@electrek.co. You can also rate us on Apple Podcasts and Spotify, or recommend us in Overcast to help more people discover the show. If you're considering going solar, it's always a good idea to get quotes from a few installers. To make sure you find a trusted, reliable solar installer near you that offers competitive pricing, check out EnergySage, a free service that makes it easy for you to go solar. It has hundreds of pre-vetted solar installers competing for your business, ensuring you get high-quality solutions and save 20-30% compared to going it alone. Plus, it's free to use, and you won't get sales calls until you select an installer and share your phone number with them.  Your personalized solar quotes are easy to compare online and you'll get access to unbiased Energy Advisors to help you every step of the way. Get started here.

After Congress slashed the National Firearms Act (NFA) tax on silencers and short-barreled firearms, nearly every gun-rights group in the country promised to sue in an effort to overturn those sections of the law outright. Now, a few weeks later, those groups have nearly all sorted into two coalitions, and they've both filed suit. One coalition, led by Gun Owners of America (GOA), filed in the Fifth Circuit. Another, led by the National Rifle Association (NRA), filed in the Eighth Circuit. To analyze the arguments of each case, we've got independent gun-rights lawyer Matt Larosiere on the show. He's brought both tax power and Second Amendment challenges against the NFA before. So, he has direct experience with the claims at issue in both cases. Larosiere said he is on board with the logic behind the GOA and NRA lawsuits, but he argued they face a difficult climb to achieve their goals. He said tax challenges are more complex than most people imagine, and it can be difficult for Second Amendment attorneys to navigate the waters of a successful pleading. He said the Second Amendment claim in the NRA case may have an easier path, but noted it wasn't a new tactic and has failed in the past. Special Guest: Matt Larosiere.

Special guests Jayne Zirkel and attorney Ben Kemmy join Shannon Salmon-Haas and host Todd Marquardt to talk about charity for flood victims and flood lawsuits on this edition of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. Leave a legacy that makes a positive impact on people's lives Chat online at MarquardtLawFirm.com to schedule an appointment to help you create a legally enforceable last will, living trust, or tax protected inheritance plan. Tell a friend what this show is about discovering hidden legal issue blind spots like in business and estates and elder law. Today's hidden legal issue blind spot is "Citizenship." Subscribe to the Talk Law Radio YouTube channel to watch the show in four separate segments. Like & Subscribe! https://www.youtube.com/@talklawradio3421 Listen here! www.TalkLawRadio.com Work with Todd! https://marquardtlawfirm.com/ Join attorney Todd Marquardt every week for exciting law talk on Talk Law Radio! Follow Shannon Salmon-Haas! Instagram: @shannonrobertasanantonio Tik Tok: @shannonrobertasa Facebook: @Shannon Roberta San AntonioSee omnystudio.com/listener for privacy information.

President Trump fired the commissioner of the Bureau of Labor Statistics following a weak jobs report. On this week's On the Media, how the Trump administration is threatening government data. Plus, a viral YouTube channel raises questions about the meaning of political debate. [01:00] Host Brooke Gladstone situates President Trump's recent firing of the commissioner of the Bureau of Labor Statistics within a larger effort to discount facts that aren't politically convenient. Plus, Amy O'Hara,  a professor at Georgetown's Massive Data Institute, on the importance of government data, and  Andreas Georgiou, a scholar in statistics at Amherst College, on his years-long battle to defend accurate economics data in Greece.[12:34] Brooke speaks with Angelo Carusone, the president of Media Matters, a liberal watchdog group that follows and fact-checks right-wing outlets like Fox News, NewsMax, and the Tucker Carlson Network, about the group's fight for survival as it faces a deluge of lawsuits brought by Elon Musk's X. [28:22] Host Micah Loewinger delves into the meteoric rise of the YouTube channel Jubilee with technology and online culture journalist Taylor Lorenz, and the channel's mission of fostering “radical empathy” by hosting political debates between wildly opposing groups. He speaks with Mehdi Hasan, editor-in-chief of Zeteo, about his recent Jubilee debate with far right conservatives and how the channel is transforming the meaning of political debate. Plus, Stassia Underwood, a participant of one Jubilee debate, opens up about her experience on set. Further reading:“Under Siege From Trump and Musk, a Top Liberal Group Falls Into Crisis,” by By Kenneth P. Vogel, Kate Conger, and Ryan Mac“1 Conservative vs 25 LGBTQ+ Activists (feat. Michael Knowles)” (Jubilee)“1 Progressive vs 20 Far-Right Conservatives (ft. Mehdi Hasan)” (Jubilee) On the Media is supported by listeners like you. Support OTM by donating today (https://pledge.wnyc.org/support/otm). Follow our show on Instagram, Twitter and Facebook @onthemedia, and share your thoughts with us by emailing onthemedia@wnyc.org.

In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss Elon Musk getting a sweet $26 billion payday from Tesla while the company gets flooded with lawsuits and Dojo is dead. The show is live every Friday at 4 p.m. ET on Electrek's YouTube channel. As a reminder, we'll have an accompanying post, like this one, on the site with an embedded link to the live stream. Head to the YouTube channel to get your questions and comments in. After the show ends at around 5 p.m. ET, the video will be archived on YouTube and the audio on all your favorite podcast apps: Apple Podcasts Spotify Overcast Pocket Casts Castro RSS We now have a Patreon if you want to help us avoid more ads and invest more in our content. We have some awesome gifts for our Patreons and more coming. Here are a few of the articles that we will discuss during the podcast: Tesla board (TSLA) gives Elon Musk $26 billion worth of shares Tesla withheld data, lied, and misdirected police and plaintiffs to avoid blame in Autopilot crash The Tesla Autopilot lawsuit floodgates are open, lawyer who beat Tesla is going for round 2 Tesla used car prices keep plummeting, dips below average used car Tesla's Dojo supercomputer looks dead as more execs leave for competing startup US military is buying Tesla Cybertrucks to use as targets for missiles Ford puts new electric pickup on the back burner, but promises lower-priced EVs Lucid (LCID) cuts production target for 2025, but there's more to it Acura is teasing its new all-electric RSX before its debut at Monterey Car Week Here's the live stream for today's episode starting at 4:00 p.m. ET (or the video after 5 p.m. ET: https://www.youtube.com/live/XSkN5y-116k

U.S. Homeland Security Secretary Kristi Noem thanked Indiana Governor Mike Braun for expanding detention beds and dubbed the added space the “Speedway slammer.”  A series of lawsuits have been filed in Marion County court against drug manufacturer Eli Lilly. Republicans from the Indianapolis City-County Council are proposing new ideas to combat youth violence.  Indianapolis announced Wednesday it replaced and upgraded HVAC systems at a senior living center, using federal funds meant to improve energy efficiency. Vice President JD Vance met with Governor Mike Braun Thursday to discuss redrawing Indiana's congressional district lines to benefit Republicans. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Drew Daudelin, Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.

Tonight's rundown: Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Tuesday, August, 5, 2025. Stand Up for Your Country.  Talking Points Memo Bill breaks down the ongoing Russian collusion fraud case, explaining how it's a revenge move and pointing out who the main targets are. The Clintons, along with former Attorneys General and FBI directors, have been subpoenaed to provide testimony in the Jeffrey Epstein investigation. Alex Marlow, editor-in-chief of Breitbart News and host of the Alex Marlow Show podcast, weighs in on who funded the cases against Donald Trump and which organizations are involved. Who President Trump is sending to Russia for 'last chance' Ukraine ceasefire talks. Trump continues to threaten India with heavy tariffs over its Russian oil purchases. Final Thought: What Bill said about Elizabeth Warren during his NewsNation appearance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Your Real Estate Investment at Risk? Understanding ADA Compliance and “Nuisance” Lawsuits ADA compliance is often an afterthought for real estate investors until a lawsuit strikes. Over the past decade, ADA-related litigation has surged by over 300%, with many cases filed over questionable or minor violations. To complicate matters, these lawsuits are increasingly being filed in state courts, creating confusion and escalating risk. In this episode, Jeannette Friedrich speaks with litigation expert Joshua Bachner to uncover how nuisance lawsuits are structured, how courts are reacting, and what investors must do to protect their assets. Key Takeaways: - How opportunistic plaintiffs exploit ADA laws through nuisance lawsuits, targeting real estate owners and filing hundreds of cases with minimal oversight. - Why ADA compliance is interpreted differently across state lines, posing additional risks for investors with multi-state portfolios. - Steps sponsors and investors should take before acquiring properties, including ADA compliance assessments and legal documentation safeguards. - The rising trend of website ADA compliance lawsuits and what real estate firms need to know to mitigate this digital vulnerability. - How improper LLC structuring can expose sponsors and investors to financial risk, and why following corporate formalities is essential. - Litigation trends to watch over the next 12 to 24 months, including the shift of ADA lawsuits from federal courts to state jurisdictions. - Real examples of frivolous lawsuits, such as nonexistent parking lot claims in Manhattan and minor measurement violations used to justify legal action. - The importance of conducting physical site visits before investing to ensure compliance and reduce legal exposure. - Critical advice for sponsors to ensure offering memorandums are specific to each property and legally defensible. - The reality that recovering legal fees from nuisance ADA cases is extremely rare, making preventive strategies all the more important. Contact Joshua Bauchner  Jbauchner@mblawfirm.com.   646-369-0250 Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

Start your very own Credit Repair business - Learn how by joining our FREE 5-day challenge: http://startrepairingcredit.com/Everyone's obsessed with removing bankruptcies. But what if I told you that focusing on the accounts tied to that bankruptcy could give your clients a bigger score boost?In today's episode, I'm joined by Haseeb Hussain, a legal expert who specializes in consumer credit law. He'll break down the biggest misconceptions about bankruptcy removal and reveal a brand new legal tactic that could change the game. Plus, he'll explain why credit bureaus quietly removing bankruptcies early might not be as good as it sounds.You'll learn why it's crucial to focus on accounts first, how to spot issues with bankruptcy statuses, and why legal tactics like sealing a bankruptcy can be a game-changer.Most credit repair businesses miss out on these powerful strategies. Don't be one of them.Tune in now to learn how to handle bankruptcies the right way!Key Takeaways:00:00 Intro 02:30 Haseeb's Work Since Our Last Interview 04:22 What You Need to Know About Bankruptcies Before Disputing09:42 Helping Clients with Bankruptcies12:56 Do's and Don'ts of Bankruptcy Removal 17:50 Potential Payouts in Lawsuits 21:14 Haseeb's Brand New Legal Strategy 28:14 Early Bankruptcy Removal Is Not What It Seems32:36 Getting Bankruptcies Back on Reports34:44 New Legal Trends In Credit Repair38:35 Most Common Cases Haseeb Takes On 40:57 Viral Misinformation 41:58 Rapid Fire: Credit Law Edition 43:12 OutroAdditional Resources:Haseeb's Instagram: https://www.instagram.com/haseeblegal/Haseeb's TikTok: https://www.tiktok.com/@haseeblegalHaseeb's Website: https://haseeblegal.com/Get a free trial to Credit Repair CloudGet my free credit repair training  Consumer Law Attorney Haseeb Hussain Reveals Hidden Credit Repair Strategies!Make sure to subscribe so you stay up to date with our latest episodes.

Dr. Hoffman continues his conversation with Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community.” 

Zen Honeycutt, founder and executive director of Moms Across America and author of “Unstoppable: Transforming Sickness and Struggle into Triumph, Empowerment and a Celebration of Community,” details the origins and mission of the nonprofit organization aimed at transforming the food supply and improving health by reducing chemicals in food, water, and air. Highlighting the impact of grassroots activism, Honeycutt illustrates how the organization's initiatives have driven significant awareness and policy changes, including advances in organic food consumption and labeling. She also touches on the challenges posed by government and corporate influences, advocating for policies that put children's health and safety first. Honeycutt emphasizes the importance of individual actions and community involvement in creating a healthier future.

Bobby talks about a brain scan that can tell you when you die and the crazy carnival ride incident where 23 people were injured. We went around the room and shared a bunch of crazy news stories, some uplifting but others depressing at times. Chris Janson has a new album Wild Horses out today, he stopped by to share some stories from the record, dad life and how much he made in one night in tips before he was famous. Bobby talked about the Candace Owens lawsuit and explained it to Eddie.See omnystudio.com/listener for privacy information.

In February, South Carolina US House of Representative, Nancy Mace gave a "scorched earth" speech on the house floor. In the speech she accused several men of serious crimes, including rape, physical abuse and sex trafficking. None of the men Mace accused have been charged with any of the crimes she accused them of and all have denied her allegations. In this episode the discussion is around the lawsuits and lawsuit responses that have followed Mace's speech. Two previous Impact episodes have been about her February speech. In the July 18th episode on the topic you will can the part of her speech attacking South Carolina Attorney General, Alan Wilson. Wilson is running for governor of SC and you will hear his response from an interview with Fitsnews. https://www.fitsnews.com In the Impact of Influence July 10th episode you can hear part of that speech and a discussion of some off the fallout. Seton Tucker and Matt Harris began the Impact of Influence podcast shortly after the murders of Maggie and Paul Murdaugh. Now they cover true crime past and present from the southeast region of the U.S. Impact of Influence is part of the Evergreen Podcast Company. Look for Impact of Influence on Facebook and Youtube. Please support our sponsors Mint Mobile new customer offer and your 3 month Unlimited wireless plan for just 15 bucks a month MintMobile.com/ioi Upfront payment of $45 required (equivalent to $15/mo.). Limited time new customer offer for first 3 months only. Speeds may slow above 35GB on Unlimited plan. Taxes & fees extra. See MINTMOBILE for details. Elevate your closet with Quince. Go to Quince dot com slash impact for free shipping on your order and three hundred and sixty-five -day returns Learn more about your ad choices. Visit megaphone.fm/adchoices