Podcasts about creditors

Ryan Cohen may pull the $56 billion eBay bid. Bloomberg reported Monday that GameStop is weighing a partnership instead, opening roughly 1,600 stores to eBay for cards and collectibles while taking board seats. Reuters could not independently verify it. The 9.8% stake GameStop disclosed in July is what makes the governance ask possible.QVC is out of Chapter 11 with more than $5 billion less debt, a $600 million ABL facility, and Mike George back as interim CEO. Creditors took equity and equity took seats. The one name worth watching built TikTok Shop.Numerator puts 22% of US households on a GLP-1, double the October 2023 reading. Those households spend almost 4% less at grocery after a year, pulling out of pantry staples and into protein and skin care. Nearly two-thirds of former users quit inside six months.Shein's Hong Kong IPO filing shows US revenue down more than 3%, Q1 US sales down 14%, and a $99 million quarterly loss against $395 million a year earlier. Services revenue grew 40%. Brand enablement runs at twice the company margin on 1% of revenue.The Watson Weekly is sponsored by Avalara. Learn more at avalara.watsonweekly.com#ecommerce #retail #Shein #GameStop #eBay #QVC #GLP1 #DTC

The CFPB's June 5, 2026 statement on "Ability to Repay and Immigration Status" presents creditors with a difficult, and potentially unprecedented, compliance dilemma. The Bureau says that when creditors are required to assess a consumer's ability to repay, they may, and in some circumstances may be required to, consider information about the consumer's immigration status if that information bears on the consumer's current or reasonably expected future income. But how can creditors take immigration status into account without violating federal or state fair-lending laws that prohibit discrimination based on national origin? That was the central question explored in the latest episode of the Consumer Finance Monitor Podcast, released today. Our host, Alan Kaplinsky (founder, leader for 25 years and now Senior Counsel of our Consumer Financial Services Group) was joined by three Ballard Spahr lawyers with complementary expertise: Dustin O'Quinn, a nationally recognized immigration lawyer; Richard Andreano, leader of the firm's Mortgage Banking Group and a leading authority on mortgage lending regulation; and John Culhane, a longtime member of Ballard Spahr's Consumer Financial Services Group. The discussion demonstrates just how difficult the CFPB's guidance may be for creditors to operationalize. Key Topics Discussed Include: ·                 What exactly did the CFPB say? ·                 Credit cards and mortgages are different; John Culhane explained that the credit card ability-to-repay requirement is fundamentally a point-in-time assessment. ·                 Immigration status is anything but binary; nOne of the most important points made during the podcast was that creditors cannot sensibly divide applicants into two categories—those who are "legal" and those who are "illegal." ·                 The ITIN issue; The CFPB guidance also raises questions about lending to consumers who have an Individual Taxpayer Identification Number (ITIN) rather than a Social Security number. ·                 The fair-lending problem; Rich Andreano described the problem succinctly: The guidance raises the risk associated with failing to consider immigration status but does not provide clear guideposts for considering immigration status without running afoul of ECOA and other civil-rights laws. ·                 Simply lending only to citizens and permanent residents is not the answer; One possible reaction might be for a creditor to adopt a bright-line policy: lend only to U.S. citizens and lawful permanent residents. ·                 The banking agencies have entered the picture; Among the subjects addressed are credit risk and underwriting, source of repayment, collateral considerations, documentation and verification, portfolio and concentration risk, and consumer compliance. ·                 What should creditors do? The podcast participants agreed that simply ignoring the CFPB guidance is unlikely to be a satisfactory answer, particularly for banks subject to regular examination. The CFPB's immigration-status guidance sits at the intersection of ability-to-repay requirements, immigration law, fair lending, safety and soundness, and state law. It is therefore an unusually complicated issue that cannot be analyzed solely from a consumer-finance or immigration-law perspective. Our latest Consumer Finance Monitor Podcast brings those disciplines together. Dustin O'Quinn, Richard Andreano, and John Culhane provide a detailed discussion of what the guidance means, the practical problems it creates for creditors, and how lenders should begin thinking about their policies and procedures. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

FOLLOW UP: QUESTION FROM LAST LIVESTREAMWith last week's livestream round up of Recharging Round Britain, we missed one question out. We fix that now. To listen to the audio version of the livestream, click this link here.To watch the livestream, click this YouTube link here.FOLLOW UP: ASTON MARTIN IN FIGHT WITH CREDITORSMore details have come to light with the plans Aston Martin have to restructure their debt. Part of the deal would involve the company selling the non-automotive intellectual rights to Authentic Brands, which is part owned by HPS Investment Partners who are to provide the funding for the car company. Creditors are unhappy at this and have warned of legal action if this goes through. Click this Reuters article link here to read more.JULY 2026 NEW CAR REGISTRATION FIGURESJuly 2026 was much better than last year, with 156,571 vehicles registered. BEVs continued to do well, with a monthly market share of 27.5%, yet year to date remains at 25.3%, some way off the 33% the mandate demands - although there are ways around that figure. Mike Hawes, SMMT's Chief Executive, issues a very strong statement aimed at both the industry and the Government about the mandate levels and how some are choosing to tackle the requirements. You can read that and all the details by clicking this SMMT article link here.RIVIAN Q2 FINANCIAL RESULTSRivian's financial results from the second quarter of the year show a reduction in the loss made, thanks to VW's custom. However, it should be noted they are the largest shareholder too and have serious financial issues themselves. The US EV company has upgraded expected deliveries for the year, despite their government's u-turn on EVs. Click this electrive article link here to read more.JLR ANNOUNCE NEW DISCOVERY BOSSJLR have filled in the missing executive piece to their House of Brands, erm, brands. Adam Constable will head up the Discovery brand, as well as the newly formed Freelander brand that is in partnership with Chery. If you wish to find out more, click this Autocar article link here.BMW IN-CAR AD CREATES HUGE BACKLASHThere has been a huge backlash for BMW after it added an advert for the latest Spiderman movie, when it promised just a few years ago it would never do this due to the car being a “private place”. Anyone could have and should have known this was a really bad idea. To read more on this, click this electrive article link here.CAR PARKING RULE ELICITS BIG REACTIONNorth Berwick is a lovely small town in Scotland that is the battlefield for a war between someone or may be some people and the council who have started new parking restrictions and rules following a consultation where they ignored the majority which was negative to the proposals. Since doing so parking meters have been routinely put out of action by the use of expanding spray foam and superglue. To read more, click this link to a Wall Street Journal article that might or might not work (sorry about that, its the best we could find).If you like what we do, on this show, and think it is worth a £1.00, please consider supporting us via Patreon. Here is the link to that CLICK HERE TO SUPPORT THE PODCASTNEW NEW CAR NEWS -Renault MeganeRenault are in the process of updating their range with the latest battery and in-car technology they have. The Megane is the latest to be announced. Excepted to have a maximum range up to 310 miles and with the full UK subsidy, cost less than £30,000 it should attract buyers. Click this Autocar article link to read more.BYD Ti7BYD are coming for your large, boxy SUV of choice with the Ti7. Size wise it is larger than the Defender 110 but smaller than the 130. Technical specifications are impressive for the hybrid vehicle. Prices are to start from $47,995. Click this Autocar article link here for more.Donkervort P24 RSDonkervort's latest sports car, the P24 RS, is coming to the UK and it will be in right-hand drive too. Costing from £302,400 this lightweight car packs a serious punch. Click this Autocar article link to read more.DESIGNERS MOOD BOARD: MATT WEAVER IS THE NEW NISSAN DESIGN CHIEFMatt Weaver, who is responsible for the Juke and Qashqai designs, will be leaving his post in Europe of senior design director, to take up the role of global head of design for the Japanese company. If you want to find out more, click this Autocar article link here.LUNCHTIME READs: vamos a la playa parts 7 & 8We are completionists here, and thus we bring you the final two parts to the Driven to Write series on beach cars. Part 7 is all about Japanese takes on the thorny problem of what's the best way to get to the beach. Whilst Part 8 covers cars that didn't make any other lists due to being the only option from countries. Click here for Part 7.For Part 8, click this link here.LIST OF THE WEEK: THE BEST CARS FROM COMPANIES THAT NO LONGER EXISTAutocar has compiled a long list of the best cars from companies that we don't have any more. Do you agree with the choices made? What would you pick? Click this link here to see what your options are.AND FINALLY: MOTORING ART - VELASORClassic & Sports Car provide the link this week to Ramón Cubiró and the astonishingly excellent team he has compiled at Velasor who make slot cars based around 1920s racing cars. The attention to detail and quality of the models needs to be seen to be believed. Click this link here to see more, including at the bottom of the article a link to the Velasor website.

[Verse 1]You promised us a revolution...A game to change the world.A token that would make us wealthy.NFTs.Big partnerships.Global expansion.Every webinar...Another countdown.Every presentation...Another promise.Always tomorrow.Never today.[Pre-Chorus]I followed every meeting.I followed every filing.I followed every promise.I followed every delay.And while the spotlight stayed on the dream...The paper trail...Was telling another story.[Chorus]Goodbye SuperOne...The dream has come undone.You promised us tomorrow...But tomorrow never came.Goodbye SuperOne...The paper trail lives on.The courts have had their say...Now the truth can't be outrun.[Verse 2]The launch dates changed.The deadlines moved.The vision stayed the same.Another update.Another roadmap.Another reason...To keep believing.But behind the scenes...Debt collectors called.Court dates were set.Creditors were waiting.The evidence kept growing.[Pre-Chorus]Hope can inspire...But hope isn't evidence.Marketing creates belief...Documents reveal reality.[Chorus]Goodbye SuperOne...The dream has come undone.You promised us tomorrow...But tomorrow never came.Goodbye SuperOne...The paper trail lives on.The courts have had their say...Now the truth can't be outrun.[Bridge]Four long years...Watching.Recording.Investigating.The websites changed.The branding changed.The company changed.But the questions...Never changed.Forced liquidation.Court appointed.Another chapter closes.Or does it?[Final Chorus]Goodbye SuperOne...No more countdowns.No more launch dates.No more empty dreams.The filings tell the story.The evidence remains.The websites disappear.But the paper trail...Never lies.Goodbye SuperOne...Goodbye.[Outro]Read the filings.Ask the questions.Follow the evidence.Not the promises.Support the show

Stephen Grootes speaks to Jolanda Andrag, Chief Operating Officer at Agri SA, about why trade access and tariffs have become critical to South Africa’s agricultural growth. With record agricultural exports and major investment already going into farms, packhouses and processing infrastructure, AgriSA argues that government needs to prioritise market-access negotiations and close tariff gaps with key export markets. In other interviews, Ruse Moleshe, energy expert talks about Eskom’s concerns over the planned transfer of its transmission assets to a separate company. Eskom supports an independent transmission operator but says the R110 billion asset transfer should only happen once its financial risks, debt obligations and lender concerns are addressed. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Ruse Moleshe, energy expert, about Eskom’s concerns over the planned transfer of its transmission assets to a separate company. Eskom supports an independent transmission operator but says the R110 billion asset transfer should only happen once its financial risks, debt obligations and lender concerns are addressed. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Host Bryn Griffiths sits down with Rhonda Fox-Miles, founder of Fox-Miles and Associates, to unpack the evolving landscape of commercial and personal insolvency. Recorded at the National Credit Conference in Jasper, Alberta, the conversation covers everything from shifts in creditor and debtor behavior to the economic uncertainties influencing the industry today. Rhonda shares real-world examples, discusses the critical skills insolvency trustees need, and reflects on how businesses and individuals are adapting (and often struggling) in a changing environment. Whether you're a creditor, debtor, or just curious about the world of insolvency, this episode offers timely insights and practical advice for navigating uncertain financial waters.CHAPTERS00:00 Introduction to Debt Collection and Insolvency01:07 Current Trends in Insolvency and Bankruptcy03:57 Economic Influences on Debt Collection07:01 The Role of a Licensed Insolvency Trustee09:45 Navigating Information in the Age of AI12:52 Best Practices for Debt Collection14:50 Understanding Good vs. Bad BankruptciesFox-Miles & Associates: https://foxmiles.ca/

Send us Fan Mail◆ Oil trumps politics ◆ Kuwait scores late winner ◆ How to save Thames Water harmlessly The three month euro/dollar basis swap was traditionally called the bully of the curve because it controlled the rest, but there is no doubt who's the boss now — dirty old oil.As the US and Iran traded blows, Houthi threats to close the Gulf of Aden made oil traders freak out this week. Their alarm seized bond markets globally, pushing French and German yields to decade highs and Treasuries to an 18 month peak.Gilt investors should have had a week of interesting navel-gazing, wondering whether new chancellor of the exchequer John Healey is going to be their next hero or villain. Instead they were rudely shaken out of it by global events, as Gilts turned out not to be special — all govvies were selling off. A measure of stability has returned, but it's looking like an edgy summer.Kuwait likely had that in mind when it brought a $6bn three tranche bond this week, in the last minute of extra time of the bond market's pre-summer season.It was the first public bond issue by any of the highly rated Middle Eastern governments since the war began. Investors lapped it up, delighting bankers, who hope it will encourage other issuers.Back in the UK, Andy Burnham isn't probably expecting a honeymoon as prime minister — he didn't win an election. But his peace will soon be disturbed by having to make a big call on Thames Water.The UK's largest water company, serving about a fifth of the population, is running out of money. Creditors have put a recapitalisation offer on the table, but nationalisation might be cleaner and safer.How it's handled matters keenly to the UK's dozen other water companies. A good outcome for Thames bondholders could reduce the perceived risk premium they have to pay, but a messy one could be slippery for their cost of capital.

Back to the Laura Owens Story breaking down the meeting of creditors for her parents' bankruptcy, where her mother Jan Owens faces questions under oath. This is the hearing you have been asking for especially after the hit Love Trapped podcast.You hear Jan try to explain where the GoFundMe money actually went, what it paid for, and who is really covering the cost of Laura's own lawyer. Every hesitation, every dodge, and every answer gets pulled apart in real time so you can decide for yourself what her words are telling you.Audio for this episode comes courtesy of All The Best Research, and we're grateful for their work bringing you this footage.Want more from Never A Truer Word? Become a member on YouTube or Spotify and get early access, exclusive episodes and moreYouTube Membership: https://www.youtube.com/channel/UCgBFGUA67ZunxIbe51LnqGg/joinSpotify: https://creators.spotify.com/pod/show/neveratruerword/subscribe

Your morning briefing. All the news you need to start your day.On today's podcast:(1) New Prime Minister Andy Burnham has approved the use of British military bases by the US for what the UK calls defensive strikes against Iran, in a continuation of his predecessor Keir Starmer’s policy even as President Donald Trump ramps up his war.(2) UK government borrowing costs are lingering around two-month highs as oil prices and fiscal jitters keep the market on edge. Both Britain's new prime minister and its new chancellor are stressing their commitments to fiscal discipline.(3) To the latest earnings, and Spanish lender Santander has reported profits that beat estimates in the second quarter of just over 3.5 billion euros.(4) Ukrainian President Volodymyr Zelenskyy dismissed Armed Forces commander-in-chief Oleksandr Syrskyi after nationwide protests calling for the top soldier’s ouster.(5) Farm products are once again in the crossfire of trade tensions between China and the European Union. This time, the target isn’t French wine or Dutch cheese — it’s Peking duck.(6) France passed legislation to restrict the use of social media for children under 15 years old, becoming the first major European country to do so in a move that may strain relations with US technology companies and President Donald Trump.(7) Finland’s economy, which has barely grown since the financial crisis, is in a precarious position. While public debt has steadily increased since 2009, going largely to pensions, healthcare, education and social benefits, the private sector has struggled, leading to weak employment and low tax revenue. That has trapped the government in a vicious cycle: in order to bring down national debt, leaders have cut social benefits, which economists say could further chill the economy.Podcast Conversation: AI Is Making the Job Search More MiserableSee omnystudio.com/listener for privacy information.

⚠️ What Happens If Your Ex Defaults on Shared Debt? | Los Angeles Divorce

https://thefreedompeople.org/blog/express-trust-requirements-types-examples-complete-guide/Find out how irrevocable express trusts can shield business assets from creditors and lawsuits—if structured correctly. We examine the critical difference between revocable and irrevocable trusts, common pitfalls like failing to fund the trust, and how to layer protections for complete defense. The Freedom People City: Tempe Address: 1753 E Broadway Rd Ste 101 Website: https://thefreedompeople.org

CreditorsAugust Strindberg (1849 - 1912)Translated by Edwin Björkman (1866 - 1951)Creditors is a tragicomedy by August Strindberg that plumbs the depths of the twisted triangular relationship between Tekla, her husband Adolph, and her ex-husband Gustav. (Summary by Elizabeth Klett)Cast:Tekla: Elizabeth KlettAdolph: mbGustav: Bruce PirieNarrator: Diana MajlingerAudio edited by: Elizabeth KlettGenre(s): Comedy, TragedyLanguage: EnglishKeyword(s): drama (199), strindberg (4), creditors (2)

Credit bids, CRA's silent priority, and why the “capital has dried up” story is wrong.Deals on the Go•  Court-supervised sale process live — how SISPs and credit bids actually work (public file)•  A recurring-revenue water business drawing a steady stream of serious buyers•  Interim-CFO turnaround of a machine shop with no books•  Equipment liquidation up north — with a CRA-priority wrinkleLesson Learned: Spot Trouble Early — and Mind the Silent Creditor•  Trouble shows up in behavior before the financials — slow reporting, shifting stories, creeping concentration•  CRA's deemed trust can quietly prime a secured lender — pressure-test it before you count your recoveryStruggles: Flying a Business With No Instruments•  Stepped in as interim CFO of a small manufacturer with essentially no books•  Creditors don't wait — so step one is a weekly 13-week cash flow you can trust•  Exactly why we offer virtual controllership + bookkeeping at Sinclair RangeWhat I'm Thinking About: Capital Isn't Scarce — It's Selective•  “Capital has dried up” is the wrong story•  Put a clean, essential, recurring-revenue business on the market and the room fills•  Capital chases quality and certainty — even in a tight market#DIPFinancing #Restructuring #DistressedInvesting #PrivateCredit #SinclairRange #WinningMomentum

Not all trusts shield assets equally. Irrevocable trusts can protect wealth from lawsuits and creditor claims, while revocable ones offer no protection at all. Timing matters too, and some debts, like taxes and child support, pierce even the strongest trust. To learn more, visit https://thefreedompeople.org/services/trust/ The Freedom People City: Tempe Address: 1753 E Broadway Rd Ste 101 Website: https://thefreedompeople.org

We Like Shooting - Ep 666 This episode of We Like Shooting is brought to you by: Foxtrot Mike (Code: WLSISLIFE) C&G Holsters (Code: WLSISLIFE) Midwest Industries (Code: WLSISLIFE) Gideon Optics (Code: WLSISLIFE) Flatline Fiber Co (Code: WLS15) Otis Technology (Code: WELIKESHOOTING15) Second Call Defense Text Dear WLS or Reviews +1 743 500 2171 Public   Show Titles   GOA GOALS Aug 1-2 in Iowa. https://goals.goa.org/ JUNE 20th, 2026 GunCon.net Tickets on sale now. Use code AGENCY171 GEAR CHAT Note Mike 102 – foxtrot mike products CANCONTRAST(Nick) CanContrast Suppressor Comparison Tool Choose a can CanContrast is an online database and interactive comparison tool for suppressors (“cans”). It enables users to select, compare, and contrast the physical size and weight of over 500 suppressor models from dozens of brands, with automatic adjustments for mounts. The site emphasizes data-only with no sales, featuring visual representations such as ruler overlays or weight bars. TRIGGER KICKER – HOFFMAN TACTICAL Hoffman Tactical Trigger Kicker Investigating some site issues, will restock in the morning. The Trigger Kicker is an active reset mechanism that replaces the disconnector in a standard AR-15 fire control group. It is contacted by the hammer to reset the trigger, then tucks under the standard safety selector to lock the trigger in the reset position until the bolt carrier returns to battery. Manufactured from hardened 4130 alloy steel, it is designed for AR-15 rifles with standard mil-spec bolt carriers and fire control groups. BULLET POINTS GUN FIGHTS Play the best Price Is Right-style GunBroker game on the internet. BANGRANK A live cast ranking segment for anything and everything in the gun world, powered by questionable certainty, strong opinions, and audience voting. THE AGENCY BRIEF WLS IS LIFESTYLE Masters of the Universe Masters of the Universe ODYSEE NVG Mono PVS-14 Hat Clip Adapter by stankycheeseman Lets you clip a PVS-14 or similar monocular to a hat. How neat is that?? It's going to be as sturdy as the hat you select for the job. Mount is pretty solid. Peep the readme. This is a 3D-printable CAD model (available as STEP files) for a hat clip adapter designed to mount a PVS-14 night vision monocular directly to a hat or cap. It includes components such as an IPD Knuckle and J Arm for compatibility with standard PVS-14 mounting interfaces. The design enables a lightweight, non-helmet alternative for monocular NVG use. GOING BALLISTIC PEW REPORT(Savage) Aero Precision, LLC and Ballistic Advantage, LLC Court-Appointed Receivership (Pierce County Superior Court Case No. 26-2-08316-4) Aero Precision and Ballistic Advantage Enter Court-Appointed Receivership Aero Precision and Ballistic Advantage are now under court-appointed receivership following an order entered in Pierce County Superior Court in Washington State on May 5, 2026. According to a public legal notice published in the Tacoma Daily Index, the court appointed J.S. Held LLC as receiver over […] On May 5, 2026, Pierce County Superior Court in Washington State appointed J.S. Held LLC as general receiver over the assets of Aero Precision, LLC (Lakewood, WA) and Ballistic Advantage, LLC (Ocoee, FL). Creditors must submit claims to the receiver; it is currently unclear whether assets will be available for distribution to general unsecured creditors. The public notice does not disclose the underlying causes or petitioner, and no filings indicate the companies have ceased operations. AMMOLAND SHOOTING SPORTS NEWS(Savage) Wilson v. Katz: Lynchburg Circuit Court Judge Patrick Yeatts Reaffirms Injunction Blocking Virginia HB 1525 Universal Background Checks A Lynchburg judge rejected Virginia's attempt to revive universal background checks on private firearm sales, keeping the injunction against State Police enforcement in place. On June 3, 2026, Lynchburg Circuit Court Judge Patrick Yeatts denied the Virginia State Police and Attorney General's motion to dissolve his October 2025 permanent injunction. The injunction struck down Virginia's universal background check requirement for private firearm sales (originally enacted in 2020 and codified at Va. Code § 18.2-308.2:5) after finding it unconstitutional under Article I, Section 13 of the Virginia Constitution, particularly as applied to those under 21, and non-severable. The ruling came after the legislature passed and Gov. Abigail Spanberger signed HB 1525 in April 2026 with an emergency clause directing VSP to resume checks; plaintiffs including Gun Owners of America, Virginia Citizens Defense League, and individuals filed to enforce the existing injunction. YouTube DOES RAREBREED HAVE A GOVERNMENT SANCTIONED MONOPOLY?(Savage) Rare Breed Triggers v. DOJ Settlement and ATF Director Robert Cekada Congressional Testimony on Forced Reset Triggers YouTubeVideo | Does RareBreed Have a Government Sanctioned Monopoly? Today we are going to be discussing the most recent development in the RareBreed Triggers situation. Since the settlement with the Department of Justice there have been many lawsuits filed and a major discussion about the legality of other devices that are similar to the FRT-15. Recently the new director of the ATF, Robert Cekada, testified in front of congress and had some interesting things to say about Forced Reset Triggers. ALL LINKS, Join the Email List, and get discounts from the affiliates page: https://linktr.ee/vso_gun_channel #vsogunchannel #rarebreeds #atf #gunlaw #MONOPOLY The VSO Gun Channel video in the Going Ballistic series examines the DOJ settlement with Rare Breed Triggers allowing continued FRT-15 sales contingent on patent enforcement, alongside recent congressional testimony by the new ATF director (referred to as Robert Cekada or Sacuta in sources) clarifying the settlement's narrow scope to Rare Breed's specific forced reset trigger design rather than all similar devices. The discussion covers legal distinctions between rate of fire, trigger function, drop-in auto sears, and potential implications for competing forced reset trigger products. AMMOLAND SHOOTING SPORTS NEWS(Savage) United States v. DeBorba (9th Cir. 2026): Suppressors Not Protected as 'Arms' Under Second Amendment The Ninth Circuit ruled suppressors are not Second Amendment arms in United States v. DeBorba, a bad-facts illegal alien gun case that may hurt future suppressor challenges. The Ninth Circuit affirmed João Ricardo DeBorba's convictions for unlawful possession of firearms, ammunition, and an unregistered silencer under the National Firearms Act (NFA). The court held that silencers/suppressors are optional accessories or ‘accoutrements' rather than ‘arms' covered by the plain text of the Second Amendment, citing prior precedent such as Duncan v. Bonta. It further ruled the NFA's shall-issue registration and taxation regime is constitutional as DeBorba failed to show abusive enforcement. NRA BLOWS WHISTLE ON NRA FOUNDATION, FILES LAWSUIT IN COURT(Savage) National Rifle Association of America v. NRA Foundation (1:26-cv-00015, D.D.C.) The National Rifle Association filed a lawsuit against the NRA Foundation, asserting ownership of intellectual property and alleging the foundation's leadership is operating in bad faith and withholding funds. NRA CEO Doug Hamlin stated the foundation has declined to approve 2026 grant funding, jeopardizing programs like the NRA National Firearms Museum and Eddie Eagle GunSafe program. On January 5, 2026, the National Rifle Association filed suit in U.S. District Court for the District of Columbia against its affiliated charitable arm, the NRA Foundation. The complaint asserts NRA ownership of trademarks and intellectual property used by the Foundation, alleges the Foundation's leadership (described as a disgruntled faction of former NRA directors) is operating in bad faith, misleading donors, withholding or misappropriating funds intended for NRA charitable programs, and attempting to break away. The suit seeks to prevent trademark infringement, unfair competition, and separation from the NRA. REVIEWS by Listener What's frustrating you most in gun culture right now? Review: Roadrunner gunner If you haver ever heard the phrase “hes got a face for radio.” Refering to someone who is ugly. Then Savage has the charisma to stand in a field like steel fucking gong. He means well but jesus christ, im a grown man with a stutter, but everytime he reads the news, i catch myself saying “T -T- T – today jr!” I never thought id say it but i wish AAron would come back, just to read the news even he couldn'tfuck that one up. Anyways the rest of you are sufficient enough that i dont regret being in the agency/cult or whatever it is now. Thanks for tickling my ear pu$$y twice a week. Review: Kyle R. from Iowa Dear WLS,Question I'm turning into a product review because I'm glad to hear about Foxtrot Mike signing on. What is the oddest, or most expensive fix you've ever done to get a trash gun running? For yourself, friend, customer, anyone. I got a Turkish 410 AR upper to play around with. Put it on a known functioning lower with their supplied modified buffer because the proprietary BCG is slightly longer. Slam fired half a magazine. Looked it over, tried a different lower with their other buffer they supplied. Slam fired 3 rounds, had an out of battery, sheared the bolt off. Sent it back. They sent me a whole new upper right around the same time I listened to the last episode you had Foxtrot Mike on. They were talking about slam firing 9mm and buffer weights. I immediately picked up a couple recoil mitigation buffers for PCCs. When the new 410 upper showed up I weighed the supplied buffers to

Bitcoin Depot went from a $600m, publicly-traded business to bankrupt in a matter of months, but the story around the company and other crypto ATM providers has been brewing for years. We happen to have just the guy on staff to break it all down.In this episode of Cloud 9fin, head of bankruptcy Cat Corey talks with senior LevFin reporter Dan Mika about his previous reporting on the crypto ATM industry's history of targeting neighborhoods of color, and how it has become a favorite tool for organized scam groups to separate victims from their cash. The two also talk about what value is left for creditors in a business model where — in the eyes of lawmakers — the societal harm is too great to ignore.Have any questions? Send us a note at podcast@9fin.com. Thanks for listening!Stories referenced in this pod:- High-fee crypto ATMs center around low-income parts of Kansas City- How Crypto ATMs in the U.S. Became A Favorite Tool for Scammers- FBI Internet Crime Report 2025

What do you do when you've got nothing left and the bills are still coming?In Episode 16 of the "What's In Your Hands?" series, we go to one of the most overlooked miracles in the Old Testament — the widow's oil in 2 Kings 4:1-7. A widow at absolute zero. Dead husband. Creditors coming to take her sons. And all she has is a small jar of olive oil that she almost didn't mention.But Elisha asks her the same question God has been asking us throughout this series — what do you have? And then he tells her something that changes everything: go borrow jars from your neighbors. Don't ask for just a few. Because the oil kept pouring — and it didn't stop because God ran out. It stopped because she ran out of jars.Your capacity to receive determines the size of your miracle. We'll unpack why God starts with what you already have, why faith requires action before evidence, and why God's supply outlasts your capacity — every time.If you've been playing small, it's time to go get more jars.

AGENDA: 00:00 $45B Floods into Anthropic from Google & Amazon 05:10 OpenAI Misses Growth Targets — Is This a Real Problem? 08:40 The Rise of AI Agents: Why Humans No Longer Pick Models 12:05 "Compute ≠ Revenue": The First Crack in the AI Business Model 20:30 China Blocks $2B Manus Deal — AI Cold War Escalates 34:10 Why Google May Be the Biggest Winner in AI Infrastructure 41:50 The Death of SaaS? Agents Replace Apps Like Jira & Canva 46:20 Thoma Bravo Hands Medallia to Creditors — $5B Wiped Out 52:10 The Collapse of Private Equity Exit Routes in VC  

In Episode 4 of Business Bankruptcy Basics, hosts Miles Taylor and Ella Vincent are joined by Rob Charles, a partner and leader in Womble Bond Dickinson's Bankruptcy and Creditors' Rights Practice Group, for an overview of one of the most powerful tools in bankruptcy: the automatic stay. Rob walks listeners through what the automatic stay is and who it protects, as well as the major exceptions to the stay and the grounds for relief from the stay under section 362(d) of the Bankruptcy Code. Whether you're a law student or bankruptcy practitioner building your foundational knowledge, or a litigator who may find yourself facing the stay when a party you're suing files for bankruptcy, this episode provides a solid framework for understanding how the automatic stay works in practice. The content of the "Business Bankruptcy Basics" podcast, including any statements made by its hosts or guests, is provided for educational purposes only. This podcast is not intended to be, nor should it be relied upon as, legal advice. Listening to this podcast does not create an attorney-client relationship. The views and opinions expressed in this podcast are solely those of the hosts and guests and do not reflect the positions or opinions of their employers or any organizations with which they may be affiliated. For legal guidance, please consult a qualified attorney.

Host Shirley Rooker speaks with Chip Lupo, an analyst with Wallet Hub, who discusses how consumers use credit cards, the dangers of only paying the minimum each month and how to deal with creditors when you fall behind in paying off the debt.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by colleagues Joe DeFazio, Brad Knapp, and Punit Marwaha for a practical introduction to consumer bankruptcy from the creditor's perspective. The panel walks through the core bankruptcy chapters that consumer financial services companies encounter most often and explains how the automatic stay, co-debtor stay, and discharge injunction operate in real-world servicing and collection environments. They discuss treatment of secured and unsecured debts, reaffirmation agreements, and hot-button issues like the dischargeability of qualified education loans. The conversation also highlights common traps for mortgage servicers, auto lenders, and unsecured creditors, including repossessions, garnishments, foreclosure timing, and plan objections, as well as preference actions and clawbacks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Creditors are returning to emerging market fixed income as supply-demand technicals are supportive, rating momentum is positive and real-yield differentials are wide. Thys Louw, emerging market fixed income portfolio manager at Ninety One, joins Damian Sassower, Bloomberg Intelligence's chief EM fixed income strategist, to discuss alpha potential in EM hard- and local-currency debt. Louw and Sassower assess the allocation gap among institutional investors and the effect of rising cross-asset correlations on EM fixed income returns.

In this joint episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Stefanie Jackman to discuss amended debt collection regulations and restrictions for creditors, including tight communication limits and enhanced validation requirements. The conversation dives into the rise of coerced debt statutes, shortcomings of traditional identity theft frameworks, and how creditors should adjust training, intake, and escalation protocols to avoid reputational and legal risk. The discussion also explores state medical debt reporting bans, the preemption challenges, and cautious furnishing in the FCRA landscape. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When debt starts threatening what you own, knowing your legal options early can make all the difference. Bankruptcy is one path, but did you know that it is far from the only one? Tune in to find out more.For expert advice, visit https://www.kimcovington-bankruptcylawyer.com/ Law Office of Kim Covington City: Eugene Address: 207 East 5th Avenue Website: https://www.kimcovington-bankruptcylawyer.com/

In this episode, I sit down with Brooke Cooper, founder of 27 Talent, to have one of the most honest conversations we've had on this podcast for a while.After building a rec-to-rec business from £0 to over £650K in revenue, Brooke went into Creditors' Voluntary Liquidation in February 2026 with a four-month-old baby at home.Brooke had the courage to share her whole experience with us.Connect with Brooke here: https://www.linkedin.com/in/brooke-cooper/-------------------------Watch the episode on YouTube: https://youtu.be/wnsft-Uz56A-------------------------Sponsors - Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Extra Stuff:Learn more about our online skills development platform Hector here: https://bit.ly/47hsaxeJoin 6,000+ other recruiters levelling up their skills with our Limitless Learning Newsletter here: https://limitless-learning.thisishector.com/subscribe-------------------------Get in touch:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

FTX will pay another $2.2 billion to creditors this month. FTX Recovery Trust will distribute about $2.2 billion to creditors on March 31 in its fourth payout under the exchange's Chapter 11 plan. The latest payout lifts recovery rates so that many customer claim classes reach 100 percent, while Class 7 is set to receive a cumulative 120 percent. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Nexo is the premier digital wealth platform. Receive interest on your crypto, borrow against it without selling, and trade a range of assets. Now available in the U.S with 30 days of exclusive privileges. Get started at nexo.com/coindesk. - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Doug Hoyes breaks down what the latest bankruptcy study shows: higher balances, more creditors, and growing strain that is increasingly structural rather than tied to one crisis event. They unpack the impact of inflation, housing costs, and why people should reach out for help early, before high-interest borrowing makes the math impossible. Find out more on hoyes.com and connect on X.

Listen to the hearing held in Saks's chapter 11 bankruptcy proceedings on February 20, 2026, to catch up on the Saks bankruptcy.The audio streaming on this platform is available on the bankruptcy court's docket. If you'd like to download it directly, see docket number 926, which is a PDF with an embedded MP3 file:https://cases.stretto.com/public/x503/14494/PLEADINGS/1449402202680000000212.pdfThanks to streaming technology and my podcasting initiatives, publicly available court hearings are more readily accessible to people who are hearing impaired, people who prefer to hear content while reading along with subtitles, and the many people who cannot be present in person or send someone to take notes, or for who it does not make sense to hire counsel given the typical costs and delays.Also, some streaming platforms enable use of subtitles in languages other than English, which expands the accessibility of information about developments in the Saks bankruptcy proceedings internationally. Given the international nature of the business and how many people are affected by the bankruptcy, I believe international streaming is essential.There is an important development in the case ahead. The Saks Meeting of Creditors is coming up. The Meeting of Creditors is scheduled to be held telephonically on February 23, 2026, 1:00 p.m. Central Standard Time. Below is the dial-in provided for the call, on the case administration site, which also includes more information about the Saks cases - https://cases.stretto.com/saks/---Meeting of CreditorsPursuant to section 341 of the Bankruptcy Code, the Meeting of Creditors has been scheduled for February 23, 2026, at 1:00 p.m. CT and will be held telephonically:(888) 330-1716; passcode 7125797#---Meetings of Creditors can be informative and provide an opportunity to ask questions of the representative of the bankrupt company presented at the Meeting of Creditors.Thanks for listening to my podcast! Please Subscribe to support my work.

My guests today are Tom Digan and Greg Stewart. Tom is the co-founder of Ladder, and Greg is its CEO. Ladder was my first angel investment. What followed over the next seven years is one of the most unlikely and dramatic business stories I've been a part of. Today, Ladder is the number one grossing fitness app in the App Store, approaching $100M in ARR with more than 300,000 paying members. But the path from near death to dominance involved debt collectors, leadership changes, and a full reset during the pandemic. Tom and Greg built Ladder by being relentlessly empirical about their customers, ruthless about prioritization, raising money wherever they could, and doing whatever it took when most founders would have quit. We cover the messy early years when survival meant negotiating creditors, how they found PMF by reading thousands of app store reviews, and how they built a TikTok growth engine with no performance marketing experience. They share their long-term vision for becoming the category winner for health and fitness and the impact of AI and GLP-1s on their business. This is a conversation about how hard it really is to build something valuable, told by two people who lived through all of it. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ramp.com/invest⁠ to sign up for free and get a $250 welcome bonus. ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vanta. Trusted by thousands of businesses, Vanta continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Visit vanta.com/invest.  ----- This episode is brought to you by Rogo. Rogo is an AI-powered platform that automates accounts payable workflows, enabling finance teams to process invoices faster and with greater accuracy. Learn more at Rogo.ai/invest. ----- This episode is brought to you by ⁠WorkOS⁠. WorkOS is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. Visit ⁠WorkOS.com⁠ to transform your application into an enterprise-ready solution in minutes, not months. ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps (00:00:00) Welcome to Invest Like The Best  (00:04:26) Episode Intro (00:05:45) Ladder: The #1 Fitness App (00:09:28) The Messy, Early Years (00:14:47) Sponsors (00:16:20) The Darkest Point (00:18:17) Why Greg Joined Ladder (00:19:45) The Turning Point: Ladder 2.0 (00:21:57) The Key to Negotiating with Creditors (00:23:16) Fundraising Challenges and Strategies (00:25:50) Developing Ladder Teams (00:31:31) Listen to Your Customers (00:32:57) Launching Nutrition (00:38:53) Sponsors (00:39:31) Don't Listen to Investors on Product Feedback (00:40:18) The Cave Process (00:43:13) Crossing the Chasm (00:43:53) How to Crack TikTok (00:51:10) The Content Frontier (00:52:07) Controlled Bets at Scale (00:54:19) Why you should Build a B2C Company (00:57:37) The Impact of AI and GLP-1s (01:02:32) Sponsors (01:02:53) Staying Focused on the Core Product (01:05:00) Building the System of Record for Health and Fitness (01:09:45) What It's Like Talking to Investors Now (01:12:32) The Kindest Thing

The holidays are meant to be a season of joy, generosity, and gratitude. Yet for many families, the celebrations come with a heavy dose of financial stress—stress that lingers long after the decorations are packed away. Our desire to bless others often leads to spending more than we planned. But it doesn't have to be that way.Recently, we sat down with Neile Simon, Certified Credit Counselor and Director of Strategic Partnerships at Christian Credit Counselors, to talk about how families can give meaningfully, stay within their means, and refocus on what Christmas is truly about.Creating a Realistic Holiday PlanMost people enter the holiday season with the best of intentions. We want to show love, bless others, and create special memories. But somewhere along the way, those intentions can derail.Neile explains that a mix of cultural pressures makes overspending almost effortless: holiday sales, credit card offers at checkout, “buy now, pay later” deals, and social media's endless highlight reels. Before long, the drive to be generous morphs into the belief that we must spend more to prove how much we care.And the consequences last far beyond December—financial stress, increased debt, and a January filled with regret rather than joy. The good news: overspending isn't inevitable. Neile suggests starting early and planning intentionally.1. Decide what you can truly afford. Account for all holiday expenses—gifts, food, travel, entertainment, and even small traditions that add up.2. Set a total spending limit. Let this number guide every decision throughout the season.3. Use cash or debit when possible. “When the money's gone, you're done—and that's okay,” Neile says. This simple boundary protects you from impulse spending.4. If using credit cards, treat them as tools—not the enemy. Used wisely, they can help you track your spending. The key is to stay disciplined and avoid taking on debt you can't comfortably repay.Ultimately, a budget is not a restriction—it's a path to freedom. It helps you enjoy the season without dreading the bill that arrives in January.Meaningful Giving Without OverspendingGenerosity isn't measured by price tags. In fact, the most meaningful gifts are often the simplest.Neile encourages families to focus on personal, relational giving:Handwritten notesHomemade treatsShared experiencesThoughtful, small gifts with clear intentionHer own family keeps gift-giving fun by setting spending limits and doing a white-elephant exchange. “It takes the pressure off,” she says, “and turns gift-giving into shared laughter and memory-making.”When togetherness becomes the priority over possessions, Christmas becomes both more joyful and more affordable.If You're Already in Debt, There's HopeFor families already carrying debt, Christmas can feel like a tug-of-war between generosity and financial reality. Neile offers this encouragement: give within your means—even if it means scaling back.Why? Because responsible giving protects your finances, your peace, and your future.“Think of it this way,” Neile says. “A relaxed, stress-free January is far better than stressing out after overspending in December.”Scaling back isn't failure—it's stewardship. And it models wisdom and faithfulness for your children.Refocusing on the True Meaning of ChristmasAmid the lights, the gifts, and the traditions, it's easy to lose sight of the heart of Christmas.“Christmas is a celebration of Jesus—the greatest gift ever given,” Neile reminds us. When our hearts are centered on Him, love and grace become the focus. Giving within our means allows us to celebrate joyfully, gratefully, and peacefully.And when we spend with purpose—anchored in Christ rather than consumerism—we experience a kind of joy that lasts long after the season ends.Need Help With Debt?If financial stress is weighing you down, Christian Credit Counselors can help. As a nonprofit ministry, they specialize in debt management—not debt consolidation—working directly with your creditors to lower interest rates and help clear the path toward freedom.Learn more at: ChristianCreditCounselors.org/Faith. On Today's Program, Rob Answers Listener Questions:I'm an 84-year-old retired veteran, and my wife is 81. We have a $375,000 mortgage on a $3.2–$3.4 million home, a $140,000 portfolio, a 529 with $55,000, about $100,000 in gold jewelry, $40,000 in Social Security benefits, and $15,000 in credit card debt. We're running out of money and need to tap our home equity. The VA offered a $400,000 loan, but would a HELOC or a reverse mortgage be better? Who can help us make the right decision?We're receiving a $60,000 inheritance and have $10,000 in credit card debt. Should we use some of the inheritance to pay it off, and what should we do with the rest? My husband is disabled, and we're in our 60s—so is investing any of it in the stock market wise? And should we tithe on the inheritance?I'm 65, still working full-time as a caregiver, and have about $900,000 in my 401(k). When should I start Social Security—now or when I retire in May 2026? And how do I know if I have enough saved for retirement, since I'm debt-free and have fairly basic expenses?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsHome Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. AccolaMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode of the Debtwired podcast explores the swift collapse of auto parts company First Brands Group into Chapter 11, the overlooked warning signs on Wall Street, and the high-stakes legal and financial battles now unfolding.Featuring insights from Debtwire's head of research Tim Hynes, reporter Kunyi Yang, global head of legal analysis, Sara Tapinikes, and court team editor Taylor Harrison, the discussion breaks down what's at stake for secured lenders, unsecured creditors, and trade claim holders as the case navigates a protracted and fiercely contested restructuring.The episode also delves into the potential for substantive consolidation—a move that could significantly reshape recoveries across creditor classes.

Understanding Business Associations: A Journey Through Legal StructuresThe conversation delves into the complexities and risks associated with general partnerships, particularly focusing on the concept of joint and several liability. This legal principle poses significant personal risks to partners, as it allows creditors to pursue any individual partner for the full amount owed by the business, creating a daunting scenario for those involved in such partnerships.In the world of business, understanding the legal structures that govern organizations is crucial. From the smallest food truck to the largest multinational corporation, every business must choose a legal form that dictates its operations, liability, and governance. This blog post delves into the intricacies of business associations, exploring how they shape the modern economy.Agency: The Foundation of Business Relationships Agency is not a business form but a relationship that forms the backbone of every business organization. It allows entities to act through individuals, with the principal authorizing the agent to act on their behalf. Understanding agency is key to grasping how businesses operate and make decisions.Partnerships: Shared Profits and Risks A general partnership is an association of two or more persons carrying on as co-owners of a business for profit. While partnerships offer flexibility, they also come with significant risks, such as joint and several liability. Limited partnerships and limited liability partnerships provide alternatives that mitigate these risks.Corporations: The Dominant Business Form Corporations are the dominant form of business organization, offering limited liability, centralized management, and perpetual existence. They solve the problems of raising capital and managing risk, making them attractive to investors. Understanding the internal governance of corporations, including the roles of shareholders, directors, and officers, is essential for navigating the corporate world.LLCs: The Hybrid Structure Limited Liability Companies (LLCs) combine the limited liability of corporations with the tax benefits of partnerships. They offer flexibility in governance and profit-sharing, making them a popular choice for modern businesses. LLCs represent the evolution of business forms, addressing the need for flexibility and tax efficiency.The Future of Business Associations As the business landscape evolves, so do the legal structures that support it. Each form of business association has been an innovation for its time, solving specific problems and adapting to changing needs. The question remains: what challenges will future business forms address, and how will they shape the economy?Subscribe now to stay updated on the latest insights into business law and governance.TakeawaysJoint and several liability is a major concern in partnerships.Creditors can pursue personal assets for business debts.Understanding the risks is crucial before entering a partnership.Partners must be aware of their financial responsibilities.The fear of personal liability can deter potential partners.Chasing down partners for their share can be complicated.Legal advice is essential when forming partnerships.Risk assessment should be a priority in business planning.Transparency among partners can mitigate risks.Education on partnership structures is vital for entrepreneurs.general partnerships, joint liability, business risks, personal liability, creditor claims

On this November 14 episode we examine a market that is drifting without a single unifying negative narrative yet is steadily accumulating reasons for concern. High yield spreads are widening, and option adjusted spreads on CCC rated debt never returned to their pre Liberation Day lows. Creditors, it seems, have been pricing in greater risk for some time, and the recent rise in spreads only reinforces that view.We note as well that lending to non bank financial institutions has surged by roughly fifty percent since the start of the year, much of which we suspect has flowed to private credit firms that have expanded rapidly during this cycle. The broader backdrop is no more comforting. OpenAI has requested government assistance, car loan delinquencies have reached a record high, Bitcoin has suffered fresh declines, and the economic uncertainty index remains elevated.Taken together the picture is not one of outright crisis, but of mounting stresses in corners of the financial system that investors can no longer ignore.

The candidates for Nassau County Executive square off in a contentious debate. Connecticut could soon have another professional sports team. Creditors approve the latest settlement plan from Purdue Pharma. Plus, the troubling trend for our region's forests.

FTX's bankruptcy left hundreds of thousands of customers waiting for money while nearly $1 billion goes to legal fees. Inside the convoluted process of the FTX Bankruptcy. Investigative reporters Jonathan & Sophie dive much deeper into what happened *after* SBF was ousted. Hundreds of thousands of individual customers became creditors, getting paid in dollar values from the bankruptcy filing date when the market bottomed out (Meanwhile, nearly $1 billion in fees went to the bankruptcy process expenses) When you're waiting for money and told you won't get it back while watching massive fee statements pile up, something feels really wrong. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes: • FTX had hundreds of thousands of individual creditors • Creditors repaid in bankruptcy filing at market low • Nearly $1 billion total in bankruptcy fees • Sullivan and Cromwell among multiple firms paid Timestamps: 00:00 Start 02:56 Beginning the investigation 05:37 Interviewing SBF 08:21 Beginning bankruptcy 10:23 The bankruptcy claim experience 13:30 Who handled the bankruptcy? 16:08 What were the FTX assets? 17:35 A complicated portfolio 20:07 Bankruptcy firm double dipping? 22:50 Customer questions 27:56 Are these fees normal? 33:19 Reimbursements to date 35:33 BTC go up 36:58 What's next? 39:35 Next step for journalists? -

 She has designed her website to provide an affordable way for consumers to learn the realities of consumer credit, avoiding the myths that many companies falsely claim they can accomplish. The goal is for YOU to understand how the credit system works and improve your own credit. Developing this life skill will help YOU qualify for credit by utilizing what you have learned and saving money on interest rates.Laurie is also the former host of the nationally syndicated Half Empty, Half Full Consumer Advocacy Radio Show and co-host of Fraudsters. Both shows featured guest experts covering a multitude of topics designed to help consumers make better decisions and become smarter faster.Laurie's experience includes:Featured Guest Credit Expert—Tampa News Channel 10 (2009 to 2019)Speaker: Chambers of Commerce, TBREIA, SREIA, Multiple Mortgage and Real Estate Companies; Moderator and Panelist at GTAR on Debt Collection; Moderator and Panelist at the Jimmy B. Keel Library on Consumer Credit, Debt Collection, and Foreclosures.Author of the copyrighted book: “Credit Scare? Credit Repair? Fighting the Credit Bureaus, Creditors, and Collection Agencies” and the “Laurie Zoock Do-It-Yourself” PlanFormer NJ Public Access Talk Show Host (2004 to 2005) – Volunteer dedicated to helping nonprofits gain exposure through public access TV in North NJ. https://crediteducationconsultants.com/our-services#contenthttp://www.yourlotandparcel.org

In today's FreightWaves Morning Minute, we cover significant developments in the freight industry, including recent bankruptcy filings from two trucking companies and a distribution service, with creditors seeking millions. Get the full story on these financial challenges, including specific companies like Dolche Truckload Corp., Contract Managed Services, and GD Transport, and the millions claimed by their creditors, by reading "⁠Creditors claim millions as freight bankruptcy filings roll in - FreightWaves⁠". ⁠California's Attorney General Rob Bonta has filed a lawsuit challenging the Trump administration's decision to revoke the state's zero-emission vehicle waivers⁠, labeling the federal action unlawful and unconstitutional. This legal challenge impacts key environmental regulations like the Advanced Clean Trucks Act, the nitrogen oxide rule, and the Clean Cars 2 regulation. We also report on ⁠DHL Express Canada's decision to suspend parcel operations, effective this Friday, June 20th⁠. This suspension is a direct consequence of an escalating labor dispute and new Canadian legislation prohibiting the use of replacement workers. Additionally, tune in for upcoming FreightWaves TV events like "⁠Check Call⁠" and "⁠Loaded and Rolling⁠," and mark your calendars for the virtual Enterprise Fleet Summit. For registration and ticket information on these and other events such as the ⁠Supply Chain AI Symposium⁠ and ⁠Future of Freight Festival⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

What you don't know about your estate could cost your family everything. In this powerful episode of Dropping Bombs, Brad Lea sits down with asset protection attorney Blake Harris, who breaks down exactly how the wealthy keep their money—and why most people are one mistake away from losing it all.   Blake shares real stories of families devastated by probate court, the dangers of DIY wills, and how one smart trust can protect everything you've worked for. Whether you're just starting to build wealth or already have millions, this episode will change how you think about death, taxes, and protecting your legacy.    Connect with Blake Website: https://blakeharrislaw.com Instagram: https://www.instagram.com/blakeharrislaw Book: https://a.co/d/94AaNCg

Today's episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You'll hear how these companies might be harmful and ways to combat it on your own instead. In this episode, we chat about: Debt settlement flaws Creditors and collectors Strategies for debt reduction   MENTIONED IN THIS EPISODE: Empowered Money Academy Adrienne's Bankruptcy episode   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

Wealth Formula Network, our online mastermind group, is where we dive into the financial questions that keep us up at night, and one debate that keeps coming up is whether to pay off your mortgage. It's a complex question, but let's unpack the math and the emotion so you can decide for yourself. First, think of your mortgage as a lever: with just 20% down, you control 100% of your home's value. On a $500,000 property, that means your $100,000 down payment magnifies the impact of appreciation. If home values rise 4% in a year, your equity grows by $20,000—an effective 20% return on your original $100K. Had you paid the full $500,000 up front, you'd still make the same $20,000—but that's only a 4% return on investment. Next, consider opportunity cost. Every extra dollar you funnel into your mortgage is a dollar you can't deploy elsewhere—whether it's a diversified stock portfolio, a private deal, or even another rental property. Historically, a balanced investment mix has returned 10% annually, comfortably outpacing most mortgage rates and turning “trapped” home equity into “working” capital. Here's something else you might not have considered: your mortgage can actually serve as asset protection. Creditors (or an overzealous bank) are far less likely to tap a property that still carries a lien. By keeping a mortgage in place, you make your home less attractive as collateral and shield your equity in other holdings. So, when you run the numbers, the case for holding onto lower cost debt and investing the difference is compelling. But, math isn't everything. There's intangible value in the day you write “0.00” next to your mortgage balance: no monthly housing payment, no looming due dates, and a deep sense of security—especially as you head toward retirement. Bottom line—there is no single correct answer. Know the pros and cons, weigh your financial goals against your emotional needs, and choose the path that aligns with both your head and your heart. Make that decision thoughtfully, and you'll sleep better either way. Speaking of mortgages, have you ever wondered what reverse mortgages are all about? Those late-night commercials often make them seem like a ways to rip-off seniors. Is there something really useful there? Well, I invited an expert onto the show to teach us all about them and was pleasantly surprised. Reverse mortgages can be a smart tool for homeowners nearing retirement and something you might consider for yourself someday even if you've got other money. Curious to learn more? Tune in to this week's episode of Wealth Formula and get the full story.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: Red shares her raw, firsthand experience of battling credit card debt, offering six empowering strategies to regain control and silence relentless creditors. From knowing your legal rights to negotiating smarter repayment plans, her advice helps turn fear into action and financial freedom. Read along with the original article(s) here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Quotes to ponder: "I easily received 15 phone calls a day. Sometimes they would leave a voicemail, but I deleted it without listening." "You'll need a realistic budget to get out of this debt, and seeing the light at the end of the tunnel is better than blindly making minimum payments." "Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back." Episode references: The Pew Charitable Trust report on debt collection lawsuits: https://www.pewtrusts.org/en/research-and-analysis/reports/2020/05/how-debt-collectors-are-transforming-the-business-of-state-courts The Fair Debt Collection Practices Act: https://www.consumerfinance.gov/rules-policy/regulations/1006/ Learn more about your ad choices. Visit megaphone.fm/adchoices