Podcasts about free consultation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayBAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Real estate investing doesn't have to mean flipping houses, endless rehabs, or managing tenants yourself.In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with investor Jack, a structural engineer from California, to break down how he went from maxing out his 401(k) to building a cash-flowing, out-of-state rental portfolio—without sacrificing his career or family time.Jack shares why California real estate didn't pencil out, how he overcame the fear of investing out of state, and why new-construction turnkey rentals in Alabama aligned perfectly with his long-term retirement goals.Whether you're a busy professional, high-income earner, or someone tired of waiting on the sidelines for interest rates to drop, this episode walks through a real investor's decision-making process, mistakes avoided, and lessons learned.⏱️ Episode Timestamps00:00 – Intro & Jack's background01:00 – Why 401(k)s alone weren't enough02:45 – Why California real estate didn't work04:00 – Discovering turnkey investing through BiggerPockets05:00 – Choosing Alabama as a target market06:20 – Why out-of-state investing felt scary (at first)08:00 – The power of education & the RTR Academy10:00 – Cash flow vs appreciation vs depreciation12:00 – Leveraging real estate for long-term wealth14:30 – Tax benefits & future short-term rental plans17:00 – Interest rates, timing the market & opportunity cost19:30 – Trusting property management from afar21:30 – Final advice for new investors

Therapy is a great resource, but sometimes, it's not enough.  In today's episode, Michelle talks about some of the differences that make EMDR trauma therapy more effective than standard talk therapy. FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

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Have you found yourself fine one minute and completely blindsided by your reactions the next?  Today, Michelle shares 1 huge way to tell if you have unresolved trauma hiding in your nervous system.  Listen in!   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replay

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replay

OMG will Giannis get traded to Portland? Blazers picks from Milwaukee are very valuable. Free Consultation: 80% of past Dame Lillard + current roster: are they a 6-seed? Closing Arguments: Numbing cream for tattoos?

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replaySouthwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.You'll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.⏱️ Episode Timestamps00:00 – Welcome to the Rent To Retirement Podcast01:00 – Why Southwest Florida is a major growth corridor03:00 – Hurricanes, insurance costs, and common investor misconceptions07:30 – New construction vs older homes: what actually holds up10:45 – Investor background: from Wall Street to Florida real estate14:30 – Ground-up construction explained (build-to-rent strategy)18:45 – How investors create equity without construction loans22:45 – Duplex vs single-family investing in today's market26:00 – Long-term wealth, leverage, and inflation advantages30:45 – Why Florida remains a top investor-friendly state

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replaySouthwest Florida continues to stand out as one of the strongest long-term real estate investment markets in the U.S. In this episode of the Rent To Retirement Podcast, host Matthew Seyoum sits down with Rent To Retirement CEO Zach Lemaster and a longtime Southwest Florida investor and builder partner to break down why new construction and build-to-rent strategies are thriving in this region.You'll learn why population growth, affordability, and pro-investor policies are driving demand, how modern building codes have changed the risk profile around hurricanes and insurance, and how investors can create immediate equity through ground-up duplex construction—without taking on construction risk themselves.This episode also covers turnkey opportunities, long-term wealth building strategies, and why focusing on fundamentals—not headlines—is critical for real estate investors looking to scale intelligently.⏱️ Episode Timestamps00:00 – Welcome to the Rent To Retirement Podcast01:00 – Why Southwest Florida is a major growth corridor03:00 – Hurricanes, insurance costs, and common investor misconceptions07:30 – New construction vs older homes: what actually holds up10:45 – Investor background: from Wall Street to Florida real estate14:30 – Ground-up construction explained (build-to-rent strategy)18:45 – How investors create equity without construction loans22:45 – Duplex vs single-family investing in today's market26:00 – Long-term wealth, leverage, and inflation advantages30:45 – Why Florida remains a top investor-friendly state

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If your business feels harder right now, even though nothing is technically “wrong”, this episode is for you.In this week's episode of The Opt-In Podcast, Melissa breaks down why instability is often a sign of growth, not failure. As businesses mature, the systems, decisions, and leadership style that once worked stop being sufficient and that transition can feel uncomfortable, confusing, and even alarming.This episode reframes instability as a signal, not a setback, and explains what mature businesses do differently when things start to feel less predictable.In this episode, we cover:Why founders mistake instability for failureWhat actually causes businesses to feel chaotic as they growHow the founder's role must evolve at each stageWhy stability is built, not feltThe difference between effort and real progressIf your revenue is solid, your team is capable, but clarity feels harder to come by, you're not doing anything wrong. You're likely standing at a transition point—and how you respond now matters. Join the On Call COO SubstackWeekly insight, perspective, and practical guidance for founders navigating growth.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayReal estate success isn't accidental—it's planned.In this solo episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down how to strategically game-plan your real estate investments for 2026. From timing your purchases for tax advantages to reverse-engineering your savings and financing strategy, this episode is a practical roadmap for investors at every stage.Whether you're preparing for your first rental property or scaling a multi-property portfolio, this episode will help you avoid last-minute scrambles and move with clarity, confidence, and intention.⏱️ Episode Timestamps00:00 – Why 2026 planning starts now00:28 – Setting your purchase timeline (January–December strategy)00:54 – Buying for tax benefits vs. consistent quarterly acquisitions01:40 – Understanding your “reload” capability (saving & capital planning)02:56 – Pre-approval timelines and how long they last03:34 – LLC setup: realistic timelines and lender requirements04:42 – Why early planning creates flexibility and leverage05:28 – One property per year vs. scaling faster06:29 – Why acting sooner can unlock better tax outcomes07:15 – First-time investors: learning by doing vs. analysis paralysis08:03 – The full Rent To Retirement support team explained08:30 – Best next steps to prepare for your next deal10:05 – Final advice and how to access inventory & strategy calls

Have you ever struggled with thoughts you don't want, don't believe in, and wish would go away and leave you alone but the more you try to stop thinking them the worse the looping thought gets?  Today, Michelle shares her tip for how to deal with intrusive thoughts with God's help.  Listen in!   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayReal estate success isn't accidental—it's planned.In this solo episode of the Rent To Retirement Podcast, host Matthew Seyoum breaks down how to strategically game-plan your real estate investments for 2026. From timing your purchases for tax advantages to reverse-engineering your savings and financing strategy, this episode is a practical roadmap for investors at every stage.Whether you're preparing for your first rental property or scaling a multi-property portfolio, this episode will help you avoid last-minute scrambles and move with clarity, confidence, and intention.⏱️ Episode Timestamps00:00 – Why 2026 planning starts now00:28 – Setting your purchase timeline (January–December strategy)00:54 – Buying for tax benefits vs. consistent quarterly acquisitions01:40 – Understanding your “reload” capability (saving & capital planning)02:56 – Pre-approval timelines and how long they last03:34 – LLC setup: realistic timelines and lender requirements04:42 – Why early planning creates flexibility and leverage05:28 – One property per year vs. scaling faster06:29 – Why acting sooner can unlock better tax outcomes07:15 – First-time investors: learning by doing vs. analysis paralysis08:03 – The full Rent To Retirement support team explained08:30 – Best next steps to prepare for your next deal10:05 – Final advice and how to access inventory & strategy calls

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayWhat will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond.You'll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change.Whether you're an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayWhat will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond.You'll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change.Whether you're an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle.

Feeling nervous or unsure with patients is not a permanent problem. Jeff outlines how drilling and practice can turn discomfort into confidence and bring stronger case acceptance to any dental office.  The MGE Communication & Sales Seminars - https://www.mgeonline.com/abc  Free Consultation - https://www.mgeonline.com/free-practice-analysis 

Hot flashes, brain fog, anxious nights, and a doctor telling you it's “just stress” can make you feel powerless. We start the year by taking that power back. I sit down with Dr. Sarah Doyle—doctor of physical therapy and functional medicine practitioner—to map the real mechanics of midlife: how estrogen fuels brain energy and vessel health, why progesterone calms the nervous system, and how chronic stress diverts raw materials away from the hormones that stabilize mood, sleep, libido, and cognition.We dig into the surprising overlap between postpartum and perimenopause—both are hormone crashes that scramble serotonin, GABA, and dopamine. You'll hear why ignoring “small” clues like night sweats, frozen shoulder, recurrent UTIs, or new-onset anxiety can snowball into bigger issues if you don't address root causes. Dr. Doyle breaks down adrenals and cortisol in plain language, showing how fight-or-flight can stall sex hormone production, raise cardiovascular risk, and accelerate musculoskeletal pain. We also talk candidly about racial disparities in symptom duration, the genitourinary syndrome of menopause, and the life-changing role of local estrogen for tissue health and comfort.BioDr. Sarah Doyle is a former ICU physical therapist turned Functional Medicine clinician and Diplomate of the American Clinical Board of Nutrition who specializes in hormone optimization and disease prevention through evidence-based nutrition. After years of publishing research, writing bestselling books (The THIN Formula and 7X Method), co-founding HealWell Regenerative Institute at the prestigious Carillon Wellness Resort, and working as a performance physiotherapist for artists like Shakira and The Weeknd, Dr. Doyle identified a major gap in women's hormone care—especially during perimenopause and menopause. She created her new menopause supplement to be as strong as HRT under the Vita-Fem brand: a potent, all-natural, research-backed daily stick pack designed to reduce brain fog, balance hormones, and improve compliance by dissolving easily in water. Proven through before-and-after testing and published case studies, this innovative formula reflects Dr. Doyle's mission to help millions of women thrive through their “second puberty” and beyond—without reliance on pharmaceuticals. 15 min. Free Consultation -https://vita-fem.com/Website - https://drsarahdoyle.comSocial MediaInstagram @Vita_Fem_SupplementsTikTok @Vita_FemClick here to order Vita-FemThank you for listening to the V.I.B.E. Living Podcast. If this episode resonated, please like, subscribe, and share it with a woman stepping into her next chapter. V.I.B.E. represents who you're meant to be — Vibrant, Intuitive, Beautiful, and Empowered — and awakening is the journey back to yourself through awareness, community, and intentional self-care. Stay connected with Lynnis and explore the V.I.B.E. Living world:

How many Christian women think trauma healing happens and how it actually does happen are often not the same thing.  Today, Michelle shares how to look at healing so that you can be encouraged rather than feel defeated.  Listen in!   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host.In this episode, Adam and Matthew dive deep into Matthew's real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement.This is more than a welcome episode—it's an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time.If you've ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency.⏱️ Timestamps00:00 – Matthew's official welcome01:05 – Matthew's first real estate deal (house hacking)03:35 – How Matthew's investing strategy evolved over time04:30 – Mortgage industry background & investor mindset06:12 – Why Matthew invests through Rent To Retirement himself07:25 – New construction vs. rehab properties explained09:00 – Why Matthew chose Texas for his latest investment09:53 – Why property management matters for busy investors11:45 – Cash-back incentives vs. rate buy-downs13:07 – Real talk on interest rates & long-term investing16:07 – Cash flow vs. appreciation for higher-income investors19:18 – How Rent To Retirement builds personalized strategies22:53 – What listeners can expect moving forward

Adam Schroeder passes the torch in a special handoff episode of the Rent To Retirement Podcast as Matthew Seyoum officially steps in as the new host.In this episode, Adam and Matthew dive deep into Matthew's real-world investing background, his first house hack, how his strategy evolved over time, and how he personally invests using the same Rent To Retirement framework he now helps clients implement.This is more than a welcome episode—it's an Ask Me Anything conversation covering long-term investing strategies, new construction vs. rehab properties, interest rates, cash-back incentives, and how investors should think about building wealth over time.If you've ever wondered how Rent To Retirement strategists actually invest their own money, this episode delivers full transparency.⏱️ Timestamps00:00 – Matthew's official welcome01:05 – Matthew's first real estate deal (house hacking)03:35 – How Matthew's investing strategy evolved over time04:30 – Mortgage industry background & investor mindset06:12 – Why Matthew invests through Rent To Retirement himself07:25 – New construction vs. rehab properties explained09:00 – Why Matthew chose Texas for his latest investment09:53 – Why property management matters for busy investors11:45 – Cash-back incentives vs. rate buy-downs13:07 – Real talk on interest rates & long-term investing16:07 – Cash flow vs. appreciation for higher-income investors19:18 – How Rent To Retirement builds personalized strategies22:53 – What listeners can expect moving forward

If you are tired of beating yourself up inside for trying harder and harder to make traction toward your emotional and mental freedom but feel like you are simply going in circles and feeling defeated, you may be asking yourself, "What is Wrong with Me?"  However, the problem isn't you!  The problem is that you are asking yourself the wrong question, and assuming that the problem is somehow you.  This leads to shame, frustration, and hamster wheel running that keeps you from making traction toward your healing.  To heal, you need to ask a different question, and I'll tell you what that is in this episode.  Listen in!   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

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Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you've ever fired a property manager or worried about what's really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana's first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

JJ Redick on player effort. Free Consultation: office etiquette for dealing with co-worker's bad breath. Closing Arguments: Tough day for the Diggs family.

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/Managing rental properties is one of the biggest pain points in real estate investing, especially when you invest out of state. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Matthew Seyoum sit down with Dana Dunford, CEO and co-founder of Hemlane, to break down why property management is one of the lowest-rated industries in the U.S. and what investors can do differently.Dana shares how her own investing experience led her to build a more transparent, tech-driven approach to property management, why most traditional property managers fail investors, and how Hemlane empowers landlords with better visibility, faster communication, and smarter leasing tools.If you've ever fired a property manager or worried about what's really happening with your rentals, this episode is a must-watch.⏱️ Episode Timestamps00:00 – Introduction & guest welcome01:00 – Dana's first real estate investment and lessons learned03:00 – Why property management is broken for most investors06:00 – Transparency, trust, and tech in property management10:30 – The biggest differences between Hemlane and traditional managers13:00 – Real investor experience using Hemlane18:00 – Rent collection, ACH payments, and cash-flow speed22:00 – Upcoming Hemlane features and technology roadmap27:00 – Leasing strategies and self-guided tours explained34:00 – Avoiding vacancy losses and pricing rentals correctly38:00 – Lease templates, compliance, and state-specific contracts41:00 – Final advice for real estate investorsHEMLANE:Find better, more transparent property management with Hemlane at https://www.hemlane.com/lp/rent-to-retirement/

‼️BREAKING GENE DECODE INTEL‼️ World-Renowned Intel Analyst, US Navy veteran & Spiritual Researcher Gene Decode joins host Brad Wozny as they unveil the accelerating markers pointing to humanity's next phase of awakening and planetary transition (…Including escalating NDE's, confirmations the Code of Creation and much, much more…) ‼️The Golden Age is Here as Silver Broke $79/oz Last Week‼️ Gold's projected to $8,000/oz…Silver to $120/oz. Physical possession of Gold or Silver is essential as the Dollar crashes…Strategies exist for patriots to buy or leverage their savings or 401K Call America's #1 Precious Metals advisors now  Book a Free Consultation

How I kept my car while filing Chapter 7

If slowing down makes you feel more anxious instead of calm, this episode explains why.  You'll learn how trauma trains the nervous system to equate safety with staying busy, in control, or on guard - and why true safety isn't something you need to seek after, but something your body experiences. In this episode, we explore how to orient your nervous system to the present moment, why rest can feel unsafe after trauma, and how a felt sense of safety allows real healing to begin.  This gentle, faith-integrated conversation helps you understand why your body struggles to relax -- and what it actually needs instead.   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian woman who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

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Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.If you're looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.⏱️ Timestamps00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started

Feeling stuck doesn't mean your faith is weak.  It means your nervous system is likely carrying familiar survival responses that are getting in the way of your healing in a different way than you might think.  P.S. There is nothing "wrong" with you.  You are not the problem.   FREE RESOURCE: If this episode resonated, you might be interested in my free resource.   I created a free, faith-honoring guide that gently explains how healing happens in the body and why you're not failing.  Free Trauma Healing Resource Guide   WORK WITH MICHELLE CROYLE, LPC: If you are a Christian women who feels ready for deeper, focused trauma healing than typical weekly talk therapy can offer, you may want to consider an EMDR-based Therapeutic Intensive with me.  I clear my schedule to work with you over the course of one to three days for three to six hours per day on a focus target of your choosing.  Intensives are designed to support meaningful change in the way the nervous system feels safest, not rushed into an hour here and there.  Ready for deeper healing?  If you live in Pennsylvania or are willing to travel to Pennsylvania for a therapy intensive, you can learn more or schedule a reserve a free consultation by clicking here: Learn More or Reserve a Free Consultation

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.If you're looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.⏱️ Timestamps00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.He also explains how Roofstock's platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world's largest investors allocate capital, this is the episode for you.

This episode is sponsored by…⁠BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at ⁠https://bluprinthomeloans.com/renttoretirement/⁠BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/IGNITE FUNDING:Earn 10%-12% fixed annual returns backed by real property, without the hassle of owning and managing rentals.https://lp.ignitefunding.com/2025/5mis-rtr/signup/?sl=rtr&utm_source=rtr&utm_medium=podcast&utm_content=podcast_1Thinking about owning a vacation home…but not using it enough to justify the cost?In this episode, Adam Schroeder sits down with Tom Mulholland, Senior Director of Strategic Initiatives at Pacaso, to break down the real world of fractional real estate ownership.You'll learn how fractional ownership differs from timeshares, how financing works, why this model is growing fast, and what risks investors should consider before diving in.If you're curious about co-ownership, vacation home investing, Regulation A raises, or the future of fractionalized assets—this episode gives you the full picture.⏱️ Timestamps00:00 – Intro with Adam Schroeder00:22 – Meet Tom Mulholland from Pacaso00:56 – Why fractional ownership is solving major vacation-home problems01:49 – Vacant homes & underutilized vacation properties explained03:03 – How Pacaso's founders built the co-ownership model03:36 – Vacation homes vs timeshares: key differences04:25 – What makes fractional ownership actual asset ownership06:50 – Why fractional real estate is rapidly expanding07:55 – The “why” behind investors choosing fractionalization09:07 – Risks, due diligence & dispute systems10:44 – Pacaso's 17,000-investor Regulation A raise12:50 – Democratizing ownership in private companies14:16 – Luxury home pricing & buyer structure15:52 – How financing works for co-owners17:25 – Why owners cannot short-term rent their shares18:55 – Maintenance, repairs, and responsibility20:08 – How selling your fractional stake works21:47 – Updates, renovations, and owner voting24:02 – Pacaso's vision for the future of real estate25:25 – How to learn more + RTR closing message

⁠Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/PROPER INSURANCE:Protect your short-term rental with the industry's most complete, full-replacement insurance solution: ⁠https://www.properinsurance.com/rtrIn today's episode, Adam Schroeder sits down with investor Adam (yes—two Adams!) to break down how he scaled from managing short-term rentals to leveraging builder incentives, cost segregation, interest-only loans, and cash-out refinances to rapidly grow his portfolio.Adam explains how he transitioned from self-managing STRs in New York and the Jersey Shore to acquiring a new-build long-term rental in San Antonio, Texas, using a powerful 12% builder incentive that dramatically lowered his out-of-pocket cost and boosted his tax savings.If you're looking for real, actionable investing insights directly from an investor who's doing the work, this episode is packed with value.⏱️ TIMESTAMPS00:00 – Welcome with host Adam Schroeder00:20 – How Adam first got started in real estate00:36 – Early rentals, STRs, and 1031 exchanges01:23 – Trading a problematic vacation rental into better assets02:03 – Using the STR loophole + qualifying as a Real Estate Professional02:55 – Why he added a long-term rental this year03:31 – How he discovered Rent To Retirement04:22 – Why he won't invest in long-term rentals in New York06:15 – Why Texas—and specifically San Antonio—made sense07:19 – Breaking down the 12% builder incentive08:39 – Why he chose an interest-only DSCR loan10:01 – STR management vs. passive LTR strategy11:25 – What the buying process was like with RTR13:28 – Inspection, build quality & warranty experience15:35 – Cost segregation tax benefits16:52 – How he effectively got into the deal for almost zero net capital18:10 – Cash-out refi strategy on his commercial building19:55 – Pulling $200K tax-free and reinvesting21:18 – Compounding wealth through refinancing23:03 – Why local lenders matter for specialty properties24:51 – Investing confidently even with higher interest rates26:08 – Message to investors waiting on the sidelines27:48 – Advice for first-time RTR listeners28:15 – How to get started with Rent To Retirement

On October 8, 2025, the Alliance of Indigenous Nations (A.I.N.) issued a world's 1st Declaration and Ruling as an Internationally Recognized Tribunal declaring all mRNA COVID-19 vaccines biological and technological gene-editing weapons of mass destruction purposefully designed to eradicate all of humanity from earth.  This declaration was served upon the RCMP and National Defence Headquarters in Ottawa by a man named Chief William Denby, was emailed by our host Brad Wozny to President Trump, Vice President Vance, the Inspector General in Washington, and the magnitude for what was brought forward is thanks to the vigilance and fiery spirit of Freda Davis, a member of the Haida clan in the Pacific Northwest, who did not turn a blind eye to the evil.  She and her husband Elvis Davis, a Chief and also a member of the Haida clan, join our host Brad Wozny to share their gut-wrenching tale of tragedy among this sobering triumph to help save our children and stop the slaughter of mankind.  Listen and Share this powerful story... ⚡️Download & Leverage the Historic A.I.N. Tribunal Declaration with Evidence and Ruling at

Join UK Veteran AJ Robers back with our host former Canadian Infantry Soldier and Reiki Master, Brad Wozny for a lively discussion with on Ascension, Christ Consciousness, and Hidden History returning to our world.  ⚡️